,i  #aacth ,,congress  #b;d ,session    
,h4 ,r4 #eagi  ,,in ,,the ,,house ,,of  
,,representatives  ,july #bc1 #bjad ,mr4
 ,richmond 7for himself1 ,mrs4          
,kirkpatrick1 ,ms4 ,kaptur1 ,ms4 ,lee of
 ,california1 and ,ms4 ,linda ,t4       
,snchez of ,california7 introduced the  
following bill2 which was referred to   
the ,committee on ,oversight and        
,government ,reform  ,a ,,bill  ,to     
amend title #ci1 ,united ,states ,code1 
to provide that the ,united ,states     
,postal ,service may provide certain    
basic financial services1 and for other 
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,providing          
,opportunities for ,savings1            
,transactions1 and ,lending ,act of     
#bjad or the ,,postal ,act of #bjad4    
#b4 ,authority for the ,postal ,service 
to offer certain financial services  7a7
 ,in general ,section #djd7;a7 of title 
#ci1 ,united ,states ,code1 is amended--
  7#a7 in paragraph 7#g71 by striking   
and at the end2  7#b7 in paragraph 7#h71

 by striking the period at the end and  
inserting 2 and2 and  7#c7 by adding at 
the end the following new paragraph3    
7#i7 to provide basic financial         
services1 including--  7,a7 small-dollar
 loans2  7,b7 alone1 or in partnership  
with depository institutions 7as defined
 under section #c of the ,federal       
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahac77 and credit unions--  7i7        
checking accounts and interest-bearing  
savings accounts2 and  7ii7 services    
relating to international money         
transfers2  7,c7 such other basic       
financial services as the ,postal       
,service determines appropriate in the  
public interest2 and  7,d7 the creation 
of a ,postal ,card that allows users to 
engage in the financial services        
described under this paragraph4  4  7b7 
,technical and conforming amendment     
,section #djd7;e77#b7 of title #ci1     
,united ,states ,code1 is amended by    
adding at the end the following3 ,the   
preceding sentence shall not apply to   

any financial service offered by the    
,postal ,service under subsection       
7a77#i744