,i  #aacth ,,congress  #b;d ,session    
,h4 ,r4 #ejfg  ,,in ,,the ,,house ,,of  
,,representatives  ,july #aj1 #bjad ,mr4
 ,clay introduced the following bill2   
which was referred to the ,committee on 
,financial ,services  ,a ,,bill  ,to    
require the ,federal ,insurance ,office 
to carry out a study on illegal steering
 and redlining in the insurance         
industry4  #a4 ,study on insurance      
steering and redlining  7a7 ,study ,the 
,director of the ,federal ,insurance    
,office shall carry out a study to      
determine whether the insurance industry
 is engaging in the illegal practices of
 insurance steering or redlining4 ,in   
carrying out such study1 the ,director  
shall investigate insurance products1   
pricing1 promotions1 and placement of   
services being offered to consumers in  
the ,united ,states4  7b7 ,report ,not  
later than the end of the #ahj-;day     
period beginning on the date of the     
enactment of this ,act1 the ,director   
shall issue a report to the ,congress   

containing--  7#a7 all findings and     
determinations made in carrying out the 
study required under subsection 7a72 and
  7#b7 any legislative recommendations  
the ,director may determine appropriate4