,i  #aacth ,,congress  #b;d ,session    
,h4 ,r4 #dghh  ,,in ,,the ,,house ,,of  
,,representatives  ,may #cj1 #bjad ,mr4 
,duffy introduced the following bill2   
which was referred to the ,committee on 
,financial ,services1 and in addition to
 the ,committee on ,agriculture1 for a  
period to be subsequently determined by 
the ,speaker1 in each case for          
consideration of such provisions as fall
 within the jurisdiction of the         
committee concerned  ,a ,,bill  ,to     
provide regulatory relief for mid-sized 
financial institutions1 and for other   
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,relief for         
,america's ,main ,street ,lenders ,act4 
#b4 ,amendments to the ,commodity       
,exchange ,act and the ,securities      
,exchange ,act of #aicd  7a7 ,definition
 of financial entity ,section           
#b7;h77#g77;,c77ii7 of the ,commodity   
,exchange ,act 7#g ,u4,s4,c4            
#b7;h77#g77;,c77ii77 is amended--  7#a7 
by striking ,the ,commission shall      

consider whether to exempt small banks1 
savings associations1 farm credit system
 institutions1 and credit unions1       
including-- and inserting ,for purposes 
of this paragraph and solely with       
respect to an interest rate swap1 the   
term financial entity shall not         
include--2 and  7#b7 in subclauses 7,i7 
and 7,,iii71 by striking #aj1jjj1jjj1jjj
 each place such term appears and       
inserting #ej1jjj1jjj1jjj4  7b7         
,definition of financial entity ,section
 #c;,c7g77#c77;,b7 of the ,securities   
,exchange ,act of #aicd 7#ae ,u4,s4,c4  
#gh;c-#c7;g77#c77;,b77 is amended--     
7#a7 by striking ,the ,commission shall 
consider whether to exempt small banks1 
savings associations1 farm credit system
 institutions1 and credit unions1       
including-- and inserting ,for purposes 
of this subsection and solely with      
respect to an interest rate             
security-based swap1 the term financial 
entity shall not include--2 and  7#b7 in
 clauses 7i7 and 7iii7 by striking      

#aj1jjj1jjj1jjj or less each place such 
term appears and inserting              
#ej1jjj1jjj1jjj or less4  #c4           
,amendments to the ,electronic ,fund    
,transfer ,act  ,section #ibj7;g77#c7 of
 the ,electronic ,fund ,transfer ,act   
7#ae ,u4,s4,c4 #afico-#a7;g77#c77 is    
amended by inserting after the first    
instance of financial institution the   
following3 except for an insured        
depository institution or credit union  
with total assets of #ej1jjj1jjj1jjj or 
less14  #d4 ,amendments to the          
,dodd-,frank ,wall ,street ,reform and  
,consumer ,protection ,act  ,section    
#afe7;i77#b77;,c77iv7 of the            
,dodd-,frank ,wall ,street ,reform and  
,consumer ,protection ,act 7#ab         
,u4,s4,c4 #ecfe7;i77#b77;,c77iv77 is    
amended by inserting after subject to   
this paragraph the following3 with total
 assets of #ej1jjj1jjj1jjj or more4