,i  #aacth ,,congress  #b;d ,session    
,h4 ,r4 #dffi  ,,in ,,the ,,house ,,of  
,,representatives  ,may #ai1 #bjad ,mr4 
,royce 7for himself and ,ms4 ,duckworth7
 introduced the following bill2 which   
was referred to the ,committee on       
,financial ,services  ,a ,,bill  ,to    
allow servicemembers to maintain their  
domicile for auto insurance purposes4   
#a4 ,short title ,this ,act may be cited
 as the ,servicemembers ,insurance      
,relief ,act of #bjad4  #b4 ,findings   
and purpose  7a7 ,findings ,the         
,congress finds the following3  7#a7    
,when servicemembers move from one      
,state to another they are required to  
go through a burdensome process of      
changing their auto insurance policies4 
7#b7 ,the ,servicemembers ,civil ,relief
 ,act 7#ej ,u4,s4,c4 ,app4 #eja et seq47
 allows the men and women serving in the
 ,united ,states ,armed ,forces to keep 
a stable domicile with respect to auto  
licensing and fees even if they are     
forced to move temporarily in compliance

 with military orders4  7#c7 ,the       
,federal ,insurance ,office of the      
,u4,s4 ,department of the ,treasury1 in 
its report of ,december #ab1 #bjac1 on  
how to modernize and improve the system 
of insurance regulation in the ,united  
,states1 found that an individual on    
active duty can transfer credit cards1  
checking accounts1 and other financial  
services simply by submitting a change  
of address form4 ,by contrast1 an       
individual moving from one state to     
another may be required to obtain a new 
auto insurance policy on each transfer4 
,furthermore the report called on       
interested parties to identify a more   
accommodating approach for service      
members who have personal auto policies 
and are required to move across state   
lines4  7#d7 ,relief should be provided 
with respect to auto insurance policies 
for servicemembers and their families   
that are required to move in compliance 
with any temporary duty or permanent    
change of station order4  7b7 ,purpose  

,the purpose of this ,act is to reduce  
the burdens and increase the protections
 involved in changing auto insurance    
policies for servicemembers and their   
families who are required to move in    
compliance with a temporary duty or     
permanent change of station order4  #c4 
,maintenance of domicile for insurance  
purposes  7a7 ,in general ,a member of a
 household of a servicemember shall     
neither lose nor acquire a residence or 
domicile for purposes of insuring a     
motor vehicle used primarily for        
personal1 family1 or household use if-- 
7#a7 in the case of a member of the     
household who is a servicemember1 such  
servicemember has temporarily moved to  
comply with any temporary duty or       
permanent change of station order2 or   
7#b7 in the case of any other member of 
the household1 such member has          
temporarily moved to accompany a        
servicemember of such household who is  
complying with any temporary duty or    
permanent change of station order4  7b7 

,notice  7#a7 ,requirement ,if a member 
of a household of a servicemember       
notifies an insurer of a motor vehicle  
of such member of a move referred to in 
subsection 7a71 such insurer shall      
provide such member with a              
servicemembers insurance choice notice  
under paragraph 7#b74  7#b7             
,servicemembers insurance choice notice 
,the ,director of the ,federal          
,insurance ,office of the ,department of
 the ,treasury shall promulgate1 in     
compliance with the rulemaking          
requirements of subchapter ,,ii of      
chapter #e of title #e1 ,united ,states 
,code 7commonly known as the            
,administrative ,procedure ,act7--  7,a7
 a standard servicemembers insurance    
choice notice that shall--  7i7         
summarize clearly and in plain language 
the right of servicemembers and members 
of their households1 in addition to     
options available under current law1 to 
continue an existing auto insurance     
policy as allowed by the insurer with   

appropriate adjustments that relate only
 to location risk factors2  7ii7 include
 language notifying the servicemember   
that the insurer to whom the            
servicemember provided the notice of a  
move shall explain the coverage options 
available to the servicemember as a     
result of the move2 and  7iii7 include  
standard language that requires no      
alterations or additions for an insurer 
providing the notice to be fully in     
compliance with paragraph 7#a72 and     
7,b7 standards regarding methods for    
transmittal of such notice to a member  
of a household of a servicemember that  
are sufficient to comply with paragraph 
7#a74  7#c7 ,safe harbor ,paragraph 7#a7
 may not be construed to impose any duty
 on an insurer who is notified of a move
 referred to in subsection 7a7 to       
determine whether the person providing  
such notice is a servicemember4  7c7    
,limitations ,nothing in this section   
shall be construed to--  7#a7 require a 
person to maintain an existing auto     

insurance policy2  7#b7 allow an insurer
 to impose any penalties against a      
member of a household of a servicemember
 based solely on a decision to maintain 
or not maintain an existing auto        
insurance policy1 as allowed by the     
insurer with appropriate adjustments    
that relate only to location risk       
factors2 or  7#c7 require an insurer to 
continue providing coverage to such a   
member4  7d7 ,preemption ,the provisions
 of this ,act shall supersede any and   
all ,state or local laws that conflict  
with this ,act1 including--  7#a7 any   
,state or local law that requires a     
member of a household of a servicemember
 to change the auto insurance policy of 
such member2  7#b7 any ,state or local  
law that seeks to assert control over   
the regulation of such policy other than
 by the ,state in which the auto        
insurance policy was issued or renewed2 
and  7#c7 any ,state or local law       
regarding proof of insurance that       
prohibits the electronic delivery of    

insurance documents4  7e7 ,liability    
limits ,notwithstanding subsection      
7d77#b71 the minimum security           
requirements for motor vehicles of the  
,state where a servicemember resides    
shall apply to an auto insurance policy 
of a member of such servicemember's     
household4  7f7 ,enforcement ,authority 
to examine and enforce insurer          
compliance with the provisions of this  
,act shall be held by the ,state in     
which the auto insurance policy was     
issued or renewed4  #d4 ,definitions ,in
 this ,act3  7a7 ,member of a household 
,the term member of a household means1  
with respect to a servicemember--  7#a7 
the servicemember2  7#b7 the spouse of  
the servicemember2 or  7#c7 any         
dependent residing with the             
servicemember or the spouse of the      
servicemember4  7b7 ,motor vehicle ,the 
term motor vehicle has the meaning given
 the term in section #cjajb7;a77#f7 of  
title #di1 ,united ,states ,code4  7c7  
,servicemember ,the term servicemember  

means a member of the uniformed         
services1 as such term is defined in    
section #aja7;a7 of title #aj1 ,united  
,states ,code1 or of the ,national      
,guard or the reserve components        
thereof4  7d7 ,state ,the term ,state   
means each of the several ,states of the
 ,united ,states1 the ,district of      
,columbia1 and any commonwealth1        
territory1 or possession of the ,united 
,states4  7e7 ,temporarily moved ,the   
term temporarily moved means1 with      
respect to a person1 that the person has
 moved from one ,state to another but   
has not decided to reside indefinitely  
in the ,state to which such person      
moved4