,i  #aac? ,,congress  #b;d ,session  ,h4
 ,r4 #dfbd  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #i1 #bjad ,mr4   
,c>twright introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices1 & 9 addition to ! ,committee  
on ! ,judici>y1 = a p]iod to be         
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d ! ,fair    
,debt ,collection ,practices ,act to    
prohibit a c\rt f mak+ an aw>d ( co/s to
 a def5dant except on a f9d+ t an action
 0 br\ght 9 bad fai?4  #a4 ,%ort title  
,?is ,act may be cit$ z ! ,fair ,debt   
,collections ,practices ,cl>ification   
,act ( #bjad4  #b4 ,cl>ification t no   
aw>d ( co/s may be made aga9/ consum]s  
except :]e action br\ght 9 bad fai?     
,section #hac7;a77#c7 ( ! ,fair ,debt   
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afibk7a77#c77 is am5d$ by    
add+ at ! end ! foll[+3 ,a c\rt may only
 make an aw>d ( co/s & attorney fees to 

! def5dant on a f9d+ t an action "u ?is 
section 0 br\ght 9 bad fai? & = !       
purpose ( h>assm5t1 & may n make an aw>d
 ( co/s or attorney fees o!rwise44