,i  #aac? ,,congress  #b;d ,session  ,h4
 ,r4 #deac  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #bi1 #bjad ,mr4
 ,kildee introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,tru? 9 
,l5d+ ,act to prohibit private          
educational l5d]s f requir+ accel]at$   
repaym5t ( private education loans ^u ! 
dea? or disability ( a cosign] ( ! loan4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,/ud5t ,debt ,repaym5t ,fairness    
,act ( #bjad4  #b4 ,prohibition on      
requir+ full repaym5t ( private         
education loan ^u dea? or disability (  
cosign] ,section #adj ( ! ,tru? 9 ,l5d+ 
,act 7#ae ,u4,s4,c4 #afej7 is am5d$ by  
add+ at ! end ! foll[+ new subsection3  
7g7 ,prohibition on accel]at+ repaym5t  
^u dea? or disability ( a cosign] on a  
private education loan  7#a7 ,9 g5]al   
,if a cosign] :o is jo9tly liable on a  
private education loan is unable to     
fulfill any obligations ) respect to !  
loan by reason ( dea? or disability1 !  

private educational l5d] may n accel]ate
 ! repaym5t t]ms ( any out/&+ obligation
 if ! borr[] is 9 good /&+ 7z det]m9$ by
 ! ,bureau7 ) respect to ! loan4  7#b7  
,disability def9$ ,9 ?is subsection1 !  
t]m disability means a p]man5t & total  
disability1 z det]m9$ 9 accordance ) !  
regulations ( ! ,secret>y ( ,education  
"u section #dcg7;a7 ( ! ,high]          
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajhg7;a771 or a det]m9ation by !       
,secret>y ( ,vet]ans ,affairs t !       
individual is unemployable due to a     
s]vice-connect$ condition4  4