,i  #aac? ,,congress  #b;d ,session  ,h4
 ,r4 #dbjh  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #ab1 #bjad ,mr4  
,g>y ,g4 ,mill] ( ,cali=nia 7= himself1 
,mr4 ,%]man1 ,mrs4 ,c>olyn ,b4 ,maloney 
( ,new ,york1 ,mr4 ,calv]t1 ,mr4        
,mc,nerney1 & ,mr4 ,k+ ( ,new ,york7    
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to ensure /ability 9 ,,fha     
maximum mortgage am\nt limitations =    
areas exp]i5c+ decreases 9 m$ian home   
prices4  #a4 ,%ort title ,?is ,act may  
be cit$ z ! ,/abiliz+ ,,fha ,loan ,limit
 ,calculations ,act ( #bjad4  #b4 ,,fha 
maximum mortgage am\nt limitations      
,p>agraph 7#b7 ( section #bjc7;b7 ( !   
,national ,h\s+ ,act 7#ab ,u4,s4,c4     
#agji7;b77#b77 is am5d$--  7#a7 9       
subp>agraph 7,a77i71 by ins]t+ be=e 2 or
 ! foll[+3 2 except t ) respect to #bjad
 & ea* ye> !reaft]1 ! m$ian h\se price =
 any size resid5ce = an area %all1 =    
purposes ( ?is clause1 be consid]$ to be
 equal to ! greate/ m$ian h\se price =  

su* size resid5ce = su* area us$ by !   
,secret>y = purposes ( det]m9+ ! doll>  
am\nt limitation on ! pr9cipal          
obligation = purposes ( ?is section =   
#bjac 7pursuant to section #bch (       
,public ,law #aab-ee2 #abe ,/at4 #gjb71 
or = any ye> !reaft] be=e ! assignm5t ( 
! ,f$]al ,h\s+ ,adm9i/ration case numb] 
= ! mortgage involv$2 &  7#b7 by add+ at
 ! end ! foll[+ undesignat$ p>agraph3   
,not)/&+ any o!r provision ( law1 if !  
,secret>y det]m9es1 = any geographic    
area t is small] ?an an area = :i* doll>
 am\nt limitations on ! pr9cipal        
obligation ( a mortgage are det]m9$ "u  
?is p>agraph1 t a high] su* maximum     
doll> am\nt limitation is w>rant$ = any 
p>ticul> size or sizes ( resid5ces 9 su*
 sub-area by high] m$ian home prices 9  
su* sub-area1 ! ,secret>y may increase !
 maximum doll> am\nt limitation = su*   
size or sizes ( resid5ces = su* sub-area
 t is o!rwise 9 effect 7includ+ pursuant
 to ! fir/ s5t5ce ( ?is p>agraph71 b 9  
no case to an am\nt t exce$s ! am\nt    

specifi$ 9 subp>agraph 7,a77ii7 ( ?is   
p>agraph4  4