,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #cgjj  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #aa1         
#bjac,mr4 ,h9ojosa 7= himself1 ,ms4     
,%ea-,port]1 & ,mr4 ,vela7 introduc$ !  
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to in/ruct ! ,secret>y ( !     
,treasury to use #be p]c5t ( civil f9es 
collect$ = violations ( ! ,bank ,secrecy
 ,act to make grants to community       
f9ancial in/itutions to improve         
compliance ) ! provisions ( t ,act1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,build+ ,community     
,f9ancial ,in/itutions' ,capacity to    
,combat ,money ,laund]+ ,act4  #b4 ,,bsa
 compliance improvem5t grants  7a7 ,9   
g5]al ,sub*apt] ,,ii ( *apt] #ec ( title
 #ca1 ,unit$ ,/ates ,code1 is am5d$--   
7#a7 9 section #ecba1 by add+ at ! end !
 foll[+3  7f7 ,civil f9es us$ =         
compliance improvem5ts  7#a7 ,9 g5]al ,=
 ea* ye>1 #be p]c5t ( all civil money   
p5alties impos$ on dome/ic f9ancial     

in/itutions pursuant to ?is section %all
 be deposit$ into ! ,,bsa ,compliance   
,fund e/abli%$ "u section #eccc4  7#b7  
,f9es "u o!r law = actions t violate ?is
 section ,if a dome/ic f9ancial         
in/itution pays a civil f9e "u any o!r  
provision ( ,f$]al law ) respect to an  
action = :i* a civil money p5alty is    
impos$ "u ?is section1 #be p]c5t ( su*  
civil f9e %all be deposit$ into ! ,,bsa 
,compliance ,fund e/abli%$ "u section   
#eccc4  2 &  7#b7 by add+ at ! end !    
foll[+3  #eccc4 ,compliance improvem5t  
grants  7a7 ,,bsa ,compliance ,fund ,!re
 is e/abli%$ a fund 9 ! ,treasury to be 
kn[n z ! ,,bsa ,compliance ,fund 7!     
,fund71 :i* %all be us$ to c>ry out !   
grant program "u ?is section4  7b7      
,compliance grants  7#a7 ,9 g5]al       
,subject to ! availability ( funds 9 !  
,fund1 ! ,secret>y ( ! ,treasury %all   
make grants to community f9ancial       
in/itutions to improve compliance ) !   
requirem5ts ( ?is sub*apt]4  7#b7       
,application ,a community f9ancial      

in/itution t wi%es to receive a grant "u
 ?is section %all submit an application 
to ! ,secret>y1 9 su* =m & mann] z !    
,secret>y det]m9es appropriate1 t       
conta9s-- 7,a7 a compliance improvem5t  
plan t details h[ ! grant w be us$ to   
improve compliance ) ! requirem5ts ( ?is
 sub*apt]2  7,b7 ! e/imat$ co/ (        
implem5t+ su* plan2 &  7,c7 su* o!r     
in=mation z ! ,secret>y det]m9es        
appropriate4  7#c7 ,competitive         
selection2 priority = c]ta9 areas ,!    
,secret>y %all select :i* community     
f9ancial in/itutions receive a grant "u 
?is section on a competitive basis bas$ 
on ! plans submitt$ "u p>agraph 7#b71 & 
%all give priority to in/itutions locat$
 9 c\nties t h #bj p]c5t or m ( resid5ts
 liv+ bel[ ! ,f$]al pov]ty l9e4  7#d7   
,am\nt ( grant ,a grant made "u ?is     
section may n exce$ ! less] (-- 7,a7    
#bjj1jjj2 or  7,b7 #ge p]c5t ( ! e/imat$
 co/ ( implem5t+ ! propos$ compliance   
improvem5t plan4  7c7 ,adm9i/rative co/s
 ,n m ?an #d p]c5t ( ! funds 9 ! ,fund  

may be us$ to pay = ! adm9i/rative co/s 
( c>ry+ out ?is section4  7d7 ,community
 f9ancial in/itution def9$ ,= purposes (
 ?is section1 ! t]m community f9ancial  
in/itution means a dome/ic f9ancial     
in/itution ) less ?an #aj1jjj1jjj1jjj 9 
assets4  4  7b7 ,cl]ical am5dm5t ,!     
table ( analysis = *apt] #ec ( title    
#ca1 ,unit$ ,/ates ,code1 is am5d$ by   
ins]t+ aft] ! item relat+ to section    
#eccb ! foll[+3  #eccc4 ,compliance     
improvem5t grants4  4  #c4 ,sunset  7a7 
,9 g5]al ,effective ,octob] #a1 #bjah1  
title #ca1 ,unit$ ,/ates ,code1 is      
am5d$-- 7#a7 9 section #ecba1 by /rik+  
subsection 7f72  7#b7 by /rik+ section  
#eccc2 &  7#c7 9 ! table ( analysis =   
*apt] #ec1 by /rik+ ! item relat+ to    
section #eccc4  7b7 ,am\nts rema9+ 9    
,,bsa ,compliance ,fund ,effective      
,octob] #a1 #bjah1 ! ,secret>y ( !      
,treasury %all deposit any funds 9 !    
,,bsa ,compliance ,fund into ! g5]al    
fund ( ! ,treasury4