,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #cfia  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #aj1         
#bjac,mr4 ,kildee introduc$ ! foll[+    
bill2 :i* 0 ref]r$ to ! ,committee on   
,arm$ ,s]vices  ,a ,,bill  ,to am5d     
title #aj1 ,unit$ ,/ates ,code1 to      
require additional disclosures :5 l5d+  
to milit>y memb]s & _! dep5d5ts1 & = o!r
 purposes4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,transp>5cy 9 ,milit>y  
,l5d+ ,act ( #bjac4  #b4 ,transp>5cy 9  
l5d+ to milit>y memb]s & _! dep5d5ts    
7a7 ,transp>5cy & disclosures ,section  
#ihg7;c7 ( title #aj1 ,unit$ ,/ates     
,code1 is am5d$ by add+ at ! end !      
foll[+3  7#c7 ,additional disclosures   
7,a7 ,9 g5]al ,) respect to any ext5sion
 ( consum] cr$it describ$ "u p>agraph   
7#a71 a cr$itor %all provide to ! memb] 
or dep5d5t ea* ( ! foll[+ pieces (      
in=mation1 orally & 9 writ+1 & ! cr$itor
 may n issue ! cr$it unless ! memb] or  
dep5d5t signs a sep>ate ackn[l$gm5t next
 to ea* piece ( in=mation ackn[l$g+ t ! 

memb] or dep5d5t has read ea* su* piece3
 7i7 ,a /atem5t t ! ,dep>tm5t ( ,def5se 
& ea* s]vice bran*1 (f]s a v>iety (     
f9ancial c\nsel+ s]vices4  7ii7 ,a      
/atem5t t o!r1 l[] int]e/ rate loans1   
includ+ pot5tially #j p]c5t int]e/      
loans1 may be available ?r\gh o!r       
f9ancial in/itutions & milit>y relief   
societies4  7iii7 ,contact in=mation = !
 ne>e/ ,dep>tm5t ( ,def5se f9ancial     
c\nsel+ (fice4  7iv7 ,! actual co/ ( !  
ext5sion ( cr$it1 prep>$ z an           
amortization table %[+ :at ! co/ to !   
memb] or dep5d5t w be if paid (f at     
diff]5t po9ts ov] "t4  7,b7 ,=mat (     
disclosures ,! disclosures requir$ "u   
?is p>agraph %all be made on a s+le %eet
 ( pap] & be 9 a bold1 #ad-po9t font4   
7,c7 ,li/ ( f9ancial c\nsel+ (fices ,!  
,secret>y ( ,def5se %all prep>e a li/ ( 
,dep>tm5t ( ,def5se f9ancial c\nsel+    
(fices1 & make sure ! li/ is available  
to cr$itors & ! public4  4  7b7         
,transp>5cy = payday loans & vehicle    
loans ,solely = purposes ( ! disclosures

 requir$ "u section #ihg7;c77#c7 ( title
 #aj1 ,unit$ ,/ates ,code1 ! ,secret>y (
 ,def5se %all apply ! def9itions (      
payday loans & vehicle title loans "u   
section #bcb4c ( title #cb1 ,code (     
,f$]al ,regulations1 z provid+ t ! t]ms 
( su* loans are #aj ye>s or less4