#aac? ,,congress  #b;d ,session  ,h4 ,r4
 #cdfh  ,,an ,,act  ,to am5d ! ,f$]al   
,cr$it ,union ,act to ext5d insurance   
cov]age to am\nts held 9 a memb] acc\nt 
on behalf ( ano!r p]son1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,cr$it ,union ,%>e         
,insurance ,fund ,p>ity ,act4  #b4      
,insurance ( am\nts held on behalf (    
o!rs ,section #bjg7k7 ( ! ,f$]al ,cr$it 
,union ,act 7#ab ,u4,s4,c4 #aghg7k77 is 
am5d$--  7#a7 9 p>agraph 7#a77;,a7--    
7,a7 by ins]t+ aft] payable to any memb]
 ! foll[+3 1 or to any p]son ) funds    
lawfully held 9 a memb] acc\nt12 &  7,b7
 by /rik+ & p>agraphs 7#e7 & 7#f72  7#b7
 9 p>agraph 7#b77;,a71 by /rik+ 7z      
det]m9$ "u p>agraph 7#e772  7#c7 by     
r$esignat+ p>agraph 7#e7 z p>agraph     
7#f72 &  7#d7 by ins]t+ aft] p>agraph   
7#d7 ! foll[+3  7#e7 ,cov]age = ,int]e/ 
,on ,lawy]s ,tru/ ,acc\nts 7,,iolta7 &  
o!r simil> escr[ acc\nts  7,a7          
,pass-?r\gh insurance ,! ,adm9i/ration  
%all provide pass-?r\gh %>e insurance = 

! deposits or %>es ( any int]e/ on      
lawy]s tru/ acc\nt 7,,iolta7 or o!r     
simil> escr[ acc\nts4  7,b7 ,treatm5t ( 
,i,o,l,t,as  7i7 ,treatm5t z escr[      
acc\nts ,= %>e insurance purposes1      
,i,o,l,t,as are treat$ z escr[ acc\nts4 
7ii7 ,treatm5t z memb] acc\nts          
,i,o,l,t,as & o!r simil> escr[ acc\nts  
are consid]$ memb] acc\nts = purposes ( 
p>agraph 7#a71 if ! attorney adm9i/]+ ! 
,,iolta or ! escr[ ag5t adm9i/]+ ! escr[
 acc\nt is a memb] ( ! insur$ cr$it     
union 9 :i* ! funds are held4  7,c7     
,def9itions ,= purposes ( ?is p>agraph3 
7i7 ,int]e/ on lawy]s tru/ acc\nt ,!    
t]ms int]e/ on lawy]s tru/ acc\nt &     
,,iolta mean a sy/em 9 :i* lawy]s place 
c]ta9 cli5t funds 9 int]e/-be>+ or      
divid5d-be>+ acc\nts1 ) ! int]e/ or     
divid5ds !n us$ to fund programs su* z  
legal s]vice organizations :o provide   
s]vices to cli5ts 9 ne$4  7ii7          
,pass-?r\gh %>e insurance ,! t]m        
pass-?r\gh %>e insurance means1 )       
respect to ,i,o,l,t,as & o!r simil>     

escr[ acc\nts1 insurance cov]age bas$ on
 ! int]e/ ( ea* p]son on ^: behalf funds
 are held 9 su* acc\nts by ! attorney   
adm9i/]+ ! ,,iolta or ! escr[ ag5t      
adm9i/]+ a simil> escr[ acc\nt1 9       
accordance ) regulations issu$ by !     
,adm9i/ration4  7,d7 ,rule ( con/ruction
 ,no provision ( ?is p>agraph %all be   
con/ru$ z au?oriz+ an insur$ cr$it union
 to accept ! deposits ( an ,,iolta or   
simil> escr[ acc\nt 9 an am\nt great]   
?an su* cr$it union is au?oriz$ to      
accept "u any o!r provision ( ,f$]al or 
,/ate law4  4  ,pass$ ! ,h\se (         
,repres5tatives ,may #f1 #bjad4;,cl]k4