,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #cchj  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #cj1 #bjac    
,mr4 ,rahall introduc$ ! foll[+ bill2   
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices  ,a ,,bill  ,to delay
 any increases 9 premium rates = flood  
insurance cov]age "u ! ,national ,flood 
,insurance ,program until ! ,f$]al      
,em]g5cy ,managem5t ,ag5cy completes a  
compreh5sive review & updat+ ( all flood
 insurance rate maps & ! ,army ,corps ( 
,eng9e]s reviews & c]tifies t su* maps  
include all flood mitigation & flood    
control projects complet$ by ! ,corps4  
#a4 ,congressional f9d+s ,! ,congress   
f9ds t ! ,adm9i/rator ( ! ,f$]al        
,em]g5cy ,managem5t ,ag5cy has ! duty1  
pursuant to section #ajjbaf ( !         
,bigg]t-,wat]s ,flood ,insurance ,re=m  
,act ( #bjab 7#db ,u4,s4,c4 #daja;b7 &  
section #acfj7;f7 ( ! ,national ,flood  
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#daja7;f771 to review & update ! flood  
insurance rate maps "u ! ,national      

,flood ,insurance ,program4  #b4 ,delay 
( flood insurance rate increases  7a7 ,9
 g5]al ,not)/&+ any o!r provision ( law1
 ! risk premium rates = flood insurance 
cov]age made available "u ! ,national   
,flood ,insurance ,program %all n be    
increas$ f su* rates 9 effect z (       
,septemb] #cj1 #bjac1 until--  7#a7 !   
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy completes a fir/      
compreh5sive review & updat+ ( all flood
 insurance rate maps = su* ,program "u  
section #ajjbaf ( ! ,bigg]t-,wat]s      
,flood ,insurance ,re=m ,act ( #bjab    
7#db ,u4,s4,c4 #daja;b7 initiat$ aft] ! 
date ( ! enactm5t ( ! ,bigg]t-,wat]s    
,flood ,insurance ,re=m ,act ( #bjab2 & 
7#b7 ! ,secret>y ( ! ,army1 act+ ?r\gh !
 ,*ief ( ,eng9e]s1 reviews & c]tifies t 
su* rate maps accurately reflect all    
flood mitigation & flood control        
projects complet$ )9 ! affect$ wat]%$ by
 ! ,army ,corps ( ,eng9e]s z ( ! date on
 :i* su* rate maps 7 review$ & updat$ z 
requir$ by p>agraph 7#a74  7b7          

,effective date2 refund ( excess premium
 *>ges collect$ ,! am5dm5ts made by     
subsection 7a7 %all take effect z if    
enact$ z "p ( ! ,bigg]t-,wat]s ,flood   
,insurance ,re=m ,act ( #bjab 7,public  
,law #aab-ada2 #abf ,/at4 #iaf7 & !     
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy %all refund to insur$s
 any premiums = flood insurance cov]age 
"u ! ,national ,flood ,insurance        
,program collect$ 9 excess ( ! rates    
requir$ "u subsection 7a74