,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #cbii  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #af1 #bjac,mr4
 ,ross introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,en]gy &      
,comm]ce1 & 9 addition to ! ,committee  
on ,ways & ,means1 = a p]iod to be      
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d section    
#cdj;,a ( ! ,public ,heal? ,s]vice ,act 
to protect ! privacy ( p]sonally        
id5tifiable in=mation 9 relation to     
enrollm5t activities ( heal? insurance  
ex*anges1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z !         
,security ,be=e ,access ,act ( #bjac4   
#b4 ,protect+ ! privacy ( p]sonally     
id5tifiable in=mation 9 enrollm5t       
activities ( heal? insurance ex*anges   
7a7 ,9 g5]al ,section #cdj;,a7c7 ( !    
,public ,heal? ,s]vice ,act 7#db        
,u4,s4,c4 #bef;a7c77 is am5d$ by add+ at
 ! end ! foll[+ new p>agraph3  7#c7     

,ensur+ privacy ( p]sonally id5tifiable 
in=mation2 liability2 p5alties2 consum] 
opt out  7,a7 ,9 g5]al ,! ,secret>y %all
 require ea* recipi5t ( a grant "u ?is  
section to implem5t proc$ures specifi$  
by ! ,secret>y consi/5t ) ?is p>agraph 9
 ord] protect ! privacy ( p]sonally     
id5tifiable in=mation4  7,b7 ,requir$   
proc$ures ,! proc$ures specifi$ by !    
,secret>y "u subp>agraph 7,a7 %all      
include at lea/ ! foll[+3 7i7           
,prohibition ( access )\t explicit      
cons5t ,no c]tifi$ application c\nselor1
 heal? insurance navigator1 or          
non-navigator assi/ance p]sonnel %all h 
access to p]sonally id5tifiable         
in=mation relat+ to an individual )\t ! 
express1 witness$1 writt5 cons5t ( t    
individual4  7ii7 ,requir+ lic5sure1    
backgr\nd *ecks ,no su* individual %all 
h access to p]sonally id5tifiable       
in=mation unless ! individual-- 7,i7 has
 und]gone1 )9 #fj days be=e comm5c+     
enrollm5t assi/ance = any consum] seek+ 
cov]age ?r\gh heal? insurance ex*anges1 

bo? a crim9al backgr\nd & f+]pr9t *eck &
 has a clean record free ( crim9al      
infractions2 &  7,,ii7 meets educational
 & lic5sure requirem5ts t are id5tical  
or comp>able to ^? curr5tly applicable  
to heal? insurance ag5ts & brok]s )9 !  
,/ate !y seek to assi/ consum]s ) heal? 
insurance enrollm5t4  7iii7 ,requirem5t 
= prior c]tification ( safegu>ds ,!     
recipi5t ( ! grant may n collect        
p]sonally id5tifiable in=mation = any   
reason until ! ,comptroll] ,g5]al ( !   
,unit$ ,/ates1 9 agreem5t ) ! ,inspector
 ,g5]al ( ! ,dep>tm5t ( ,heal? & ,human 
,s]vices1 c]tifies to ,congress t su*   
,dep>tm5t1 along ) any o!r relevant     
,f$]al ag5cies involv$ ) heal? insurance
 assi/ance or enrollm5t1 or collection  
or v]ification ( p]sonally id5tifiable  
in=mation1 h implem5t$ all appropriate &
 necess>y actions to safegu>d bo? ! su* 
in=mation & f9ancial in=mation (        
individuals seek+ enrollm5t 9 a heal?   
plan ?r\gh an ,ex*ange & to protect su* 
individuals f fraud & abuse4  7,c7      

,liability ,n lat] ?an #ij days aft] !  
date ( ! enactm5t ( ?is p>agraph1 !     
,secret>y-- 7i7 %all issue guidance     
conc]n+ h[ liability & p5alties w be    
appli$ 9 in/ances ( failure to comply ) 
requirem5ts ( ?is p>agraph1 includ+ :]e 
consum] outrea* & enrollm5t assi/ance   
causes h>m to an individual z a result (
 misuse or neglig5ce 9 protection &     
privacy ( p]sonally id5tifiable         
in=mation2  7ii7 %all det]m9e :e!r su*  
liability lies ) ! p]son 7su* z a       
navigator1 c]tifi$ application c\nselor1
 or non-navigator assi/ance p]sonnel7   
hav+ direct contact ) ! prospective     
enrollee 9 enrollm5t assi/ance-relat$   
actions or :e!r liability lies ) !      
entity t receiv$ ,f$]al or              
,ex*ange-g5]at$ funds to c>ry out       
consum] outrea* activities2 &  7iii7    
%all det]m9e :e!r ! entities id5tifi$ "u
 clause 7ii7 are requir$ to obta9       
pr(essional liability cov]age4  7,d7    
,p5alties  7i7 ,crim9al p5alties  7,i7  
,any individual or entity :o1 "u ?is    

section1 has possession (1 or access to1
 p]sonally id5tifiable in=mation !      
disclosure ( :i* is prohibit$ by ?is    
section 7or section #eeb;a ( title #e1  
,unit$ ,/ates ,code7 or by rules or     
regulations e/abli%$ !reund]1 & :o kn[+ 
t disclosure ( ! specific mat]ial is s  
prohibit$1 willfully discloses ! mat]ial
 9 any mann] to any p]son or entity n   
entitl$ to receive x1 %all be guilty ( a
 misdemeanor & f9$ n m ?an #e1jjj4      
7,,ii7 ,a p]son :o commits ! (f5se      
describ$ "u subclause 7,i7 ) ! int5t to 
sell1 transf]1 or use p]sonally         
id5tifiable in=mation = comm]cial       
advantage1 p]sonal ga91 or malici\s h>m 
%all be f9$ n m ?an #bej1jjj1 imprison$ 
= n m ?an #aj ye>s1 or bo?4  7,,iii7    
,any p]son :o kn[+ly & willfully reque/s
 or obta9s any p]sonally id5tifiable    
in=mation protect$ "u ?is section       
conc]n+ an individual "u false pret5ses 
%all be guilty ( a felony & f9$ n m ?an 
#ajj1jjj1 imprison$ = n m ?an #e ye>s1  
or bo?4  7ii7 ,pot5tial exposure to tax 

p5alty ,any navigator1 c]tifi$          
application c\nselor1 or non-navigator  
assi/ance p]sonnel :o engages 9 heal?   
plan enrollm5t consum] assi/ance        
activities "u ?is section & :o is expos$
 to consum] tax return in=mation is     
pot5tially subject to crim9al liability 
"u section #gbac7;a7 ( ! ,int]nal       
,rev5ue ,code ( #aihf = any in/ances (  
unau?oriz$ disclosure ( su* in=mation4  
7iii7 ,disqualification f fur!r         
assi/ance ,if ! ,secret>y det]m9es t any
 individual1 includ+ any navigator1     
c]tifi$ application c\nselor1 or        
non-navigator assi/ance p]sonnel1 has a 
crim9al backgr\nd or is o!rwise 9       
violation ( ?is p>agraph ) respect to ! 
requirem5ts relat+ to disclosure & use (
 p]sonally id5tifiable in=mation1 !     
,secret>y %all p]man5tly disqualify !   
individual f any fur!r involvem5t 9     
consum] assi/ance activities requir$ "u 
?is section or ! ,pati5t ,protection &  
,af=dable ,c>e ,act & may disqualify &  
resc9d ! ,f$]al & ,ex*ange-g5]at$ funds 

f ! entity :i* employs or contracts )   
su* an individual4  7,e7 ,consum] opt   
out = lack ( privacy protection ,beg9n+ 
on ! date ( heal? insurance ex*ange     
op]ations = bo? individuals & bus9esses1
 no individual consum] %all be made     
responsible = failure to meet a         
requirem5t "u ! ,pati5t ,protection &   
,af=dable ,c>e ,act 7includ+ any        
am5dm5ts made by ?is ,act7 = obta9+     
qualifi$ heal? insurance cov]age ?r\gh  
an ,ex*ange unless ! ,secret>y has      
demon/rat$ ) reasonable c]ta9ty t       
effective & compreh5sive protection (   
p]sonally id5tifiable in=mation1 )      
respect to any heal? insurance enrollm5t
 activity electronic or o!rwise1 are 9  
place prior to any consum] disclosure or
 transmission ( p]sonally id5tifiable   
in=mation = heal? insurance enrollm5t   
purposes4  7,f7 ,p]sonally id5tifiable  
in=mation def9$ ,9 ?is p>agraph1 ! t]m  
p]sonally id5tifiable in=mation includes
 ,social ,security numb]s1 bank acc\nt  
in=mation1 insurance records1 heal?     

records1 p]sonal income data1 & any o!r 
in=mation deem$ p]sonally id5tifiable & 
s5sitive 9 nature by ! ,f$]al ,trade    
,commission1 ! ,dep>tm5t ( ,ju/ice1 !   
,social ,security ,adm9i/ration1 !      
,consum] ,f9ancial ,protection ,bureau1 
! ,presid5t's ,task ,=ce on ,id5tity    
,!ft1 & any o!r relevant ,f$]al ag5cy1  
:i* is disclos$ or obta9$ 9 connection )
 any heal? insurance enrollm5t activity 
conduct$ "u ?is section4  4  7b7        
,effective date ,! am5dm5t made by      
subsection 7a7 %all take effect on !    
date ( ! enactm5t ( ?is ,act & %all     
apply to grants made be=e1 on1 or aft] !
 date ( ! enactm5t ( ?is ,act4 ,!       
,secret>y ( ,heal? & ,human ,s]vices    
%all provide = ! prompt modification (  
su* grants made be=e ! date ( ! enactm5t
 ( ?is ,act 9 ord] to comply ) !        
requirem5t impos$ by su* am5dm5t4