,i  #aacth ,,congress  #ast ,session    
,h4 ,r4 #cbah  ,,in ,,the ,,house ,,of  
,,representatives  ,september #bh1      
#bjac,mr4 ,nugent 7for himself1 ,ms4    
,castor of ,florida1 ,mr4 ,rooney1 ,ms4 
,ros-,lehtinen1 ,mr4 ,bilirakis1 ,mr4   
,garcia1 ,mr4 ,young of ,florida1 ,mr4  
,miller of ,florida1 ,mr4 ,posey1 ,mr4  
,webster of ,florida1 ,mr4 ,ross1 and   
,mr4 ,yoho7 introduced the following    
bill2 which was referred to the         
,committee on ,financial ,services1 and 
in addition to the ,committee on ,rules1
 for a period to be subsequently        
determined by the ,speaker1 in each case
 for consideration of such provisions as
 fall within the jurisdiction of the    
committee concerned  ,a ,,bill  ,to     
delay increases in flood insurance      
premium rates under the national flood  
insurance program until completion of   
the pending study regarding the         
affordability of such rates and         
congressional consideration of reforms  
to make such rates affordable1 and for  

other purposes4  #a4 ,short title ,this 
,act may be cited as the ,flood         
,insurance ,fairness ,act of #bjac4  #b4
 ,delay in flood insurance premium      
changes until completion of             
affordability study  7a7 ,in general    
,notwithstanding any other provision of 
law1 the amendments made by sections    
#ajjbje and #ajjbjg of the              
,biggert-,waters ,flood ,insurance      
,reform ,act of #bjab 7,public ,law     
#aab-ada2 #abf ,stat4 #iag7 to sections 
#acjg and #acjh of the ,national ,flood 
,insurance ,act of #aifh 7#db ,u4,s4,c4 
#djad and #djae7 shall not take effect  
until the expiration of the #ahj-;day   
period beginning on the date that the   
,house of ,representatives and the      
,senate have both completed             
consideration of a qualified joint      
resolution pursuant to section #d4  7b7 
,effective date ,subsection 7a7 shall   
take effect as if enacted as part of the
 ,biggert-,waters ,flood ,insurance     
,reform ,act of #bjab4  #c4             

,determination of affordability2        
submission of proposed legislative      
changes  7a7 ,in general ,the           
,administrator of the ,federal          
,emergency ,management ,agency shall    
submit to the ,congress1 and to the     
,secretary of the ,senate if the ,senate
 is not in session and to the ,clerk of 
the ,house of ,representatives if the   
,house is not in session1 together with 
the report referred to in section #b7;a7
 of this ,act-- 7#a7 a determination of 
whether risk premium rates for flood    
insurance coverage under the national   
flood insurance program resulting from  
the amendments referred to in section   
#b7;a7 of this ,act are substantially   
affordable for all homeowners2 and  7#b7
 if the determination under paragraph   
7#a7 of this subsection is that such    
premium rates are not substantially     
affordable for all homeowners-- 7,a7    
recommendations for legislative         
modifications1 including any            
modifications necessary to the          

amendments referred to in section       
#b7;a71 sufficient to ensure that risk  
premium rates for flood insurance       
coverage under the national flood       
insurance program resulting from the    
amendments referred to in section #b7;a7
 of this ,act are substantially         
affordable for all homeowners2 and  7,b7
 a proposed joint resolution that       
provides for the legislative            
modifications under subparagraph 7,a74  
7b7 ,public availability ,the           
,administrator shall make the matter    
submitted to the ,congress pursuant to  
subsection 7a71 including the proposed  
joint resolution1 publicly available1   
and shall publish in the ,federal       
,register a notice of the matter and    
information on how it can be obtained4  
#d4 ,expedited consideration of         
recommendations for reforms  7a7        
,qualified joint resolution ,for        
purposes of this section1 the term      
qualified joint resolution means only a 
joint resolution described in section   

#c7b77;,b7 of this ,act4  7b7           
,introduction ,a proposed qualified     
joint resolution transmitted by the     
,administrator of the ,federal          
,emergency ,management ,agency under    
section #c7;a7 shall be introduced in   
the ,senate 7by request7 on the next day
 on which the ,senate is in session by  
the majority leader of the ,senate or by
 a ,member of the ,senate designated by 
the majority leader of the ,senate and  
shall be introduced in the ,house of    
,representatives 7by request7 on the    
next legislative day by the majority    
leader of the ,house or by a ,member of 
the ,house designated by the majority   
leader of the ,house4  7c7 ,no referral 
,a qualified joint resolution shall not 
be referred to a committee in either    
,house of ,congress and shall           
immediately be placed on the calendar4  
7d7 ,motion ,to proceed ,a motion to    
proceed to a joint resolution is highly 
privileged in the ,house of             
,representatives and is privileged in   

the ,senate and is not debatable4 ,the  
motion is not subject to a motion to    
postpone1 and all points of order       
against the motion are waived4 ,a motion
 to reconsider the vote by which the    
motion is agreed to or disagreed to     
shall not be in order4 ,if a motion to  
proceed to the consideration of a       
qualified joint resolution is agreed to1
 the qualified joint resolution shall   
remain the unfinished business of the   
respective ,house until disposed of4    
7e7 ,expedited consideration in the     
,house of ,representatives ,in the      
,house of ,representatives1 a qualified 
joint resolution shall be considered as 
read4 ,all points of order against the  
qualified joint resolution and against  
its consideration are waived4 ,the      
previous question shall be considered as
 ordered on the qualified joint         
resolution to its passage without       
intervening motion except #b hours of   
debate shall be divided equally between 
the majority and minority leaders or    

their designees4 ,a motion to reconsider
 the vote on passage of the qualified   
joint resolution shall not be in order4 
,a vote on final passage of the         
qualified joint resolution shall be     
taken in the ,house of ,representatives 
on or before the close of the #ajth     
legislative day after the date of the   
introduction of the qualified joint     
resolution in the ,house of             
,representatives4  7f7 ,expedited       
procedure in the ,senate  7#a7          
,consideration ,in the ,senate1         
consideration of a qualified joint      
resolution1 and on all debatable motions
 and appeals in connection therewith1   
shall be limited to not more than #aj   
hours1 which shall be divided equally   
between the majority and minority       
leaders or their designees4 ,a motion to
 further limit debate is in order and   
not debatable4 ,an amendment to1 a      
motion to postpone1 a motion to proceed 
to the consideration of other business1 
or a motion to commit the qualified     

joint resolution is not in order4  7#b7 
,passage ,if the ,senate has proceeded  
to a qualified joint resolution1 the    
vote on passage of the qualified joint  
resolution shall occur immediately      
following the conclusion of             
consideration of the qualified joint    
resolution1 and a single quorum call at 
the conclusion of the debate if         
requested in accordance with the rules  
of the ,senate4 ,a vote on the final    
passage of the qualified joint          
resolution shall be taken in the ,senate
 on or before the close of the #ajth    
legislative day after the date of the   
introduction of the qualified joint     
resolution in the ,senate4  7#c7        
,rulings of the chair on procedure      
,appeals from the decisions of the      
,chair relating to the application of   
the rules of the ,senate1 as the case   
may be1 to the procedure relating to a  
qualified joint resolution shall be     
decided without debate4  7g7 ,points of 
order ,in the ,senate or the ,house of  

,representatives1 a ,member of the      
,senate or ,house of ,representatives1  
respectively1 may raise a point of order
 that a qualified joint resolution does 
not meet the definition of a qualified  
joint resolution under subsection 7a74  
7h7 ,amendment ,a qualified joint       
resolution shall not be subject to      
amendment in either the ,house of       
,representatives or the ,senate4  7i7   
,in general ,if1 before passing a       
qualified joint resolution1 one ,house  
receives from the other a qualified     
joint resolution-- 7#a7 the qualified   
joint resolution from the other ,house  
shall not be referred to a committee2   
and  7#b7 with respect to a qualified   
joint resolution of the ,house receiving
 the qualified joint resolution-- 7,a7  
the procedure in that ,house shall be   
the same as if no qualified joint       
resolution had been received from the   
other ,house until the vote on passage2 
but  7,b7 the vote on final passage     
shall be on the qualified joint         

resolution of the other ,house4  7j7    
,exercise of rulemaking powers ,this    
section is enacted by the ,congress--   
7#a7 as an exercise of the rulemaking   
power in the ,senate and ,house of      
,representatives1 respectively1 and as  
such it is deemed a part of the rules of
 each ,house1 respectively1 but         
applicable only with respect to the     
procedure to be followed in that ,house 
in the case of a qualified joint        
resolution1 and it supersedes other     
rules only to the extent that it is     
inconsistent with such rules2 and  7#b7 
with full recognition of the            
constitutional right of either ,house to
 change the rules 7so far as relating to
 the procedure of that ,house7 at any   
time1 in the same manner and to the same
 extent as in the case of any other rule
 of that ,house4