,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #bheg  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #cj1 #bjac ,mr4 
,b>letta introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,small        
,bus9ess1 & 9 addition to ! ,committee  
on ,h\se ,adm9i/ration1 = a p]iod to be 
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d ! ,small   
,bus9ess ,act to provide ! int]e/ rate =
 c]ta9 disa/] relat$ loans1 & = o!r     
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,disa/] ,loan ,fairness    
,act ( #bjac4  #b4 ,int]e/ rate = c]ta9 
disa/] relat$ loans ,section #g7;d7 ( ! 
,small ,bus9ess ,act is am5d$ by add+ at
 ! end ! foll[+3  7#h7 7,a7 ,^u         
application1 ! ,adm9i/ration %all grant 
an int]e/ rate det]m9$ "u ?is p>agraph )
 respect to any qualify+ disa/] loan4   
7,b7 ,= ! purposes ( ?is p>agraph a     
qualify+ disa/] loan is !               
,adm9i/ration's %>e ( a loan--  7i7 =   

:i* ! int]e/ rate w\ld be set pursuant  
to p>agraph 7#e7 b = ! op]ation ( ?is   
p>agraph2  7ii7 :i* is or 0 made )      
respect to activity 9 an area :5 !      
,presid5t has decl>$ a major disa/] 9 t 
area "u section #dja ( ! ,/af=d ,act2 & 
7iii7 :i* is or 0 made #cj days aft] !  
date ( ! enactm5t ( ?is p>agraph or     
lat]4  7,c7 ,! ,adm9i/rator %all det]m9e
 ! int]e/ rate = ea* cal5d> ye> to be ! 
less] (--  7i7 #d p]c5t2 &  7ii7 a rate 
equival5t to #a_/b ! rate prevail+ 9 !  
private m>ket = simil> loans = ^? unable
 to atta9 cr$it else:]e & #c_/d ( t     
prevail+ rate = ^? able to atta9 cr$it  
else:]e4  7,d7 ,n lat] ?an "o ye> aft] !
 date ( ! enactm5t ( ! ,disa/] ,loan    
,fairness ,act ( #bjac1 ! ,adm9i/rator  
%all report to ,congress z "p ( ! annual
 report "u section #aj7;a7 on :e!r !    
int]e/ rate provid$ by ?is p>agraph has 
result$ 9 any or all ( ! foll[+3  7i7 ,a
 great] numb] ( applications = disa/]   
relat$ loans4  7ii7 ,a great] numb] (   
approvals ( disa/] relat$ loans4  7iii7 

,a decreas$ default rate on disa/]      
relat$ loans4  4  #c4 ,t]m9ation ( use (
 public funds = political p>ty nom9at+  
conv5tions ,section #ijjh ( ! ,int]nal  
,rev5ue ,code ( #aihf is am5d$ by add+  
at ! end ! foll[+ new subsection3  7i7  
,t]m9ation ( use ( funds = conv5tions   
,not)/&+ any o!r provision ( ?is        
section1 9 ! case ( any ,presid5tial    
election held aft] #bjab--  7#a7 !      
,secret>y %all n make any paym5ts "u    
subsection 7b77#c7 to any national      
committee ( a major p>ty or m9or p>ty2  
7#b7 on ,novemb] #a ( ! ye> prior to !  
ye> 9 :i* ! election is held1 !         
,secret>y %all det]m9e--  7,a7 9 ! case 
( ! fir/ su* election1 ! am\nt :i* is   
equal to ! aggregate am\nt ( ! paym5ts  
:i* 7 made "u subsection 7b77#c7 to !   
national committees ( a major p>ty or   
m9or p>ty = ! ,presid5tial election held
 9 #bjab1 adju/$ 9 ! mann] describ$ 9   
subsection 7b77#e71 or  7,b7 9 ! case ( 
any subsequ5t election1 ! am\nt :i* is  
equal to ! am\nt det]m9$ "u subp>agraph 

7,a71 adju/$ 9 ! mann] describ$ 9       
subsection 7b77#e72 &  7#c7 at ! "t !   
,secret>y makes ! det]m9ation "u        
p>agraph 7#b71 an am\nt equal to ! am\nt
 det]m9$ "u p>agraph 7#b7 %all be       
p]man5tly resc9d$ f ! fund & return$ to 
! g5]al fund4  4