,,ii  #aac? ,,congress  #b;d ,session   
,h4 ,r4 #bfgb  ,,9 ,,! ,,s5ate ,,( ,,!  
,,unit$ ,,/ates  ,may #g1 #bjad,receiv$ 
,,an ,,act  ,to am5d ! ,dodd-,frank     
,wall ,/reet ,re=m & ,consum]           
,protection ,act to provide = an        
application process = int]e/$ p>ties to 
apply = an area to be designat$ z a     
rural area1 & = o!r purposes4  #a4 ,%ort
 title ,?is ,act may be cit$ z ! ,help+ 
,exp& ,l5d+ ,practices 9 ,rural         
,communities ,act4  #b4 ,designation (  
rural area  7a7 ,application ,n lat] ?an
 #ij days aft] ! date ( ! enactm5t ( ?is
 ,act1 ! ,bureau ( ,consum] ,f9ancial   
,protection %all e/abli% an application 
process "u :i* a p]son :o lives or does 
bus9ess 9 a ,/ate may1 ) respect to an  
area id5tifi$ by ! p]son 9 su* ,/ate t  
has n be5 designat$ by ! ,bureau z a    
rural area = purposes ( a ,f$]al consum]
 f9ancial law 7z def9$ "u section #ajjb 
( ! ,consum] ,f9ancial ,protection ,act 
( #bjaj71 apply = su* area to be s      
designat$4  7b7 ,evaluation crit]ia ,:5 

evaluat+ an application submitt$ "u     
subsection 7a71 ! ,bureau %all take into
 consid]ation ! foll[+ factors3  7#a7   
,crit]ia us$ by ! ,director ( ! ,bureau 
( ! ,c5sus = classify+ geographical     
areas z rural or urban4  7#b7 ,crit]ia  
us$ by ! ,director ( ! ,(fice (         
,managem5t & ,budget to designate       
c\nties z metropolitan or micropolitan  
or nei!r4  7#c7 ,crit]ia us$ by !       
,secret>y ( ,agriculture to det]m9e     
prop]ty eligibility = rural developm5t  
programs4  7#d7 ,! ,dep>tm5t (          
,agriculture rural-urban commut+ area   
codes4  7#e7 ,a writt5 op9ion provid$ by
 ! ,/ate's bank sup]visor1 z def9$ "u   
section #c7r7 ( ! ,f$]al ,deposit       
,insurance ,act 7#ab ,u4,s4,c4          
#ahac7r774  7#f7 ,population d5sity4    
7c7 ,public comm5t p]iod  7#a7 ,9 g5]al 
,n lat] ?an #fj days aft] receiv+ an    
application submitt$ "u subsection 7a71 
! ,bureau %all--  7,a7 publi% su*       
application 9 ! ,f$]al ,regi/]2 &  7,b7 
make su* application available = public 

comm5t = n few] ?an #ij days4  7#b7     
,limitation on additional applications  
,no?+ 9 ?is section %all be con/ru$ to  
require ! ,bureau1 dur+ ! public comm5t 
p]iod ) respect to an application       
submitt$ "u subsection 7a71 to accept an
 additional application ) respect to !  
area t is ! subject ( ! initial         
application4  7d7 ,decision on          
designation ,n lat] ?an #ij days aft] ! 
end ( ! public comm5t p]iod "u          
subsection 7c77#a7 = an application1 !  
,bureau %all--  7#a7 grant or d5y su*   
application1 9 :ole or 9 "p2 &  7#b7    
publi% su* grant or d5ial 9 ! ,f$]al    
,regi/]1 along ) an explanation ( :at   
factors ! ,bureau reli$ on 9 mak+ su*   
det]m9ation4  7e7 ,subsequ5t            
applications ,a decision by ! ,bureau "u
 subsection 7d7 to d5y an application = 
an area to be designat$ z a rural area  
%all n preclude ! ,bureau f accept+ a   
subsequ5t application submitt$ "u       
subsection 7a7 = su* area to be s       
designat$1 s long z su* subsequ5t       

application is made aft] ! end ( !      
#ij-;day p]iod beg9n+ on ! date t !     
,bureau d5ies ! application "u          
subsection 7d74  7f7 ,sunset ,?is       
section %all cease to h any =ce or      
effect aft] ! end ( ! #b-ye> p]iod      
beg9n+ on ! date ( ! enactm5t ( ?is     
,act4  ,pass$ ! ,h\se ( ,repres5tatives 
,may #f1 #bjad4,k>5 ,l4 ,haas1,cl]k