,,ib  ,union ,cal5d> ,no4 #bed  #aac?   
,,congress  #b;d ,session  ,h4 ,r4 #bega
  ,report ,no4 #aac-cdd  ,,9 ,,! ,,h\se 
,,( ,,repres5tatives  ,june #bh1 #bjac  
,mr4 ,duffy introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on ,f9ancial  
,s]vices  ,febru>y #f1 #bjad ,additional
 sponsors3 ,mr4 ,r5acci1 ,mr4 ,huiz5ga (
 ,mi*igan1 ,mr4 ,cotton1 ,mr4 ,mulvaney1
 ,mr4 ,we/morel&1 ,mr4 ,/utzman1 & ,mr4 
,la?am  ,febru>y #f1 #bjad ,committ$ to 
! ,committee ( ! ,:ole ,h\se on ! ,/ate 
( ! ,union & ord]$ to be pr9t$  ,a      
,,bill  ,to am5d ! ,dodd-,frank ,wall   
,/reet ,re=m & ,consum] ,protection ,act
 to require ! ,bureau ( ,consum]        
,f9ancial ,protection to notify & obta9 
p]mission f consum]s be=e collect+      
nonpublic p]sonal in=mation ab\t su*    
consum]s1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,consum]
 ,"r to ,f9ancial ,privacy ,act ( #bjac4
  #b4 ,requirem5t ( ! ,bureau ( ,consum]
 ,f9ancial ,protection to obta9         
p]mission be=e collect+ nonpublic       

p]sonal in=mation  7a7 ,requir$         
notification & p]mission ,section       
#ajbb7;c77#i77;,a7 ( ! ,dodd-,frank     
,wall ,/reet ,re=m & ,consum]           
,protection ,act 7#ab ,u4,s4,c4         
#eeab7;c77#i77;,a77 is am5d$--  7#a7 by 
/rik+ may n obta9 f a cov]$ p]son or    
s]vice provid] & ins]t+ may n reque/1   
obta91 access1 collect1 use1 reta91 or  
disclose2  7#b7 by /rik+ p]sonally      
id5tifiable f9ancial & ins]t+ nonpublic 
p]sonal2 &  7#c7 by /rik+ f ! f9ancial  
records & all t foll[s ?r\gh ! p]iod at 
! end & ins]t+  unless--  7i7 ! ,bureau 
cle>ly & conspicu\sly discloses to !    
consum]1 9 writ+ or 9 an electronic =m1 
:at in=mation w be reque/$1 obta9$1     
access$1 collect$1 us$1 reta9$1 or      
disclos$2 &  7ii7 be=e su* in=mation is 
reque/$1 obta9$1 access$1 collect$1 us$1
 reta9$1 or disclos$1 ! consum] in=ms ! 
,bureau t su* in=mation may be reque/$1 
obta9$1 access$1 collect$1 us$1 reta9$1 
or disclos$4  4  7b7 ,application (     
requirem5t to contractors ( ! ,bureau ( 

,consum] ,f9ancial ,protection ,section 
#ajbb7;c77#i77;,b7 ( su* ,act 7#ab      
,u4,s4,c4 #eeab7;c77#i77;,b77 is am5d$  
to read z foll[s3  7,b7 ,application (  
requirem5t to contractors ( ! ,bureau ( 
,consum] ,f9ancial ,protection          
,subp>agraph 7,a7 %all apply to any     
p]son direct$ or engag$ by ! ,bureau to 
collect in=mation to ! ext5t su*        
in=mation is be+ collect$ on behalf ( ! 
,bureau4  4  7c7 ,def9ition ( nonpublic 
p]sonal in=mation ,section #ajbb7;c77#i7
 ( su* ,act 7#ab ,u4,s4,c4              
#eeab7;c77#i77 is am5d$ by add+ at ! end
 ! foll[+3  7,c7 ,def9ition ( nonpublic 
p]sonal in=mation ,9 ?is p>agraph1 ! t]m
 nonpublic p]sonal in=mation has ! mean+
 giv5 ! t]m 9 section #eji ( !          
,gramm-,lea*-,bliley ,act 7#ae ,u4,s4,c4
 #fhji74  4  #c4 ,removal ( exemption = 
! ,bureau ( ,consum] ,f9ancial          
,protection f ! ,"r to ,f9ancial        
,privacy ,act ,section #aaac ( ! ,"r to 
,f9ancial ,privacy ,act ( #aigh 7#ab    
,u4,s4,c4 #cdac7 is am5d$ by /rik+      

subsection 7r74  ,febru>y #f1 #bjad     
,committ$ to ! ,committee ( ! ,:ole     
,h\se on ! ,/ate ( ! ,union & ord]$ to  
be pr9t$