,i  #aacth ,,congress  #ast ,session    
,h4 ,r4 #bega  ,,in ,,the ,,house ,,of  
,,representatives  ,june #bh1 #bjac ,mr4
 ,duffy introduced the following bill2  
which was referred to the ,committee on 
,financial ,services  ,a ,,bill  ,to    
amend the ,dodd-,frank ,wall ,street    
,reform and ,consumer ,protection ,act  
to require the ,bureau of ,consumer     
,financial ,protection to notify and    
obtain permission from consumers before 
collecting nonpublic personal           
information about such consumers1 and   
for other purposes4  #a4 ,short title   
,this ,act may be cited as the ,consumer
 ,right to ,financial ,privacy ,act of  
#bjac4  #b4 ,requirement of the ,bureau 
of ,consumer ,financial ,protection to  
obtain permission before collecting     
nonpublic personal information  7a7     
,required notification and permission   
,section #ajbb7;c77#i77;,a7 of the      
,dodd-,frank ,wall ,street ,reform and  
,consumer ,protection ,act 7#ab         
,u4,s4,c4 #eeab7;c77#i77;,a77 is        

amended--  7#a7 by striking may not     
obtain from a covered person or service 
provider and inserting may not request1 
obtain1 access1 collect1 use1 retain1 or
 disclose2  7#b7 by striking personally 
identifiable financial and inserting    
nonpublic personal2 and  7#c7 by        
striking from the financial records and 
all that follows through the period at  
the end and inserting  unless-- 7i7 the 
,bureau clearly and conspicuously       
discloses to the consumer1 in writing or
 in an electronic form1 what information
 will be requested1 obtained1 accessed1 
collected1 used1 retained1 or disclosed2
 and  7ii7 before such information is   
requested1 obtained1 accessed1          
collected1 used1 retained1 or disclosed1
 the consumer informs the ,bureau that  
such information may be requested1      
obtained1 accessed1 collected1 used1    
retained1 or disclosed4  4  7b7         
,application of requirement to          
contractors of the ,bureau of ,consumer 
,financial ,protection ,section         

#ajbb7;c77#i77;,b7 of such ,act 7#ab    
,u4,s4,c4 #eeab7;c77#i77;,b77 is amended
 to read as follows3  7,b7 ,application 
of requirement to contractors of the    
,bureau of ,consumer ,financial         
,protection ,subparagraph 7,a7 shall    
apply to any person directed or engaged 
by the ,bureau to collect information to
 the extent such information is being   
collected on behalf of the ,bureau4  4  
7c7 ,definition of nonpublic personal   
information ,section #ajbb7;c77#i7 of   
such ,act 7#ab ,u4,s4,c4 #eeab7;c77#i77 
is amended by adding at the end the     
following3  7,c7 ,definition of         
nonpublic personal information ,in this 
paragraph1 the term nonpublic personal  
information has the meaning given the   
term in section #eji of the             
,gramm-,leach-,bliley ,act 7#ae         
,u4,s4,c4 #fhji74  4  #c4 ,removal of   
exemption for the ,bureau of ,consumer  
,financial ,protection from the ,right  
to ,financial ,privacy ,act ,section    
#aaac of the ,right to ,financial       

,privacy ,act of #aigh 7#ab ,u4,s4,c4   
#cdac7 is amended by striking subsection
 7r74