,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #befa  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #bg1 #bjac ,mr4 
,pet]s ( ,mi*igan 7= himself1 ,mr4      
,ba*us1 ,mrs4 ,capito1 ,mr4 ,grimm1     
,mrs4 ,c>olyn ,b4 ,maloney ( ,new ,york1
 ,mr4 ,petri1 ,mr4 ,polis1 ,ms4         
,velzquez1 ,mrs4 ,beatty1 & ,mr4        
,/utzman7 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,a ,,bill  ,to provide = !    
removal ( default in=mation f a borr[]'s
 cr$it report ) respect to c]ta9        
rehabilitat$ education loans4  #a4 ,%ort
 title ,?is ,act may be cit$ z ! ,f$]al 
,adju/m5t 9 ,report+ ,/ud5t ,cr$it ,act 
( #bjac or ! ,,fair ,/ud5t ,cr$it ,act (
 #bjac4  #b4 ,rehabilitation ( qualifi$ 
education loans ,section #fbc7;a77#a7 ( 
! ,fair ,cr$it ,report+ ,act 7#ae       
,u4,s4,c4 #afhas-#b7;a77#a77 is am5d$ by
 add+ at ! end ! foll[+3  7,e7          
,rehabilitation ( qualifi$ education    
loans  7i7 ,9 g5]al ,not)/&+ any o!r    
provision ( ?is section1 a p]son %all   

reque/ to remove a previ\sly report$    
default reg>d+ a qualifi$ education loan
 f a consum] report1 & su* reque/ %all n
 be consid]$ inaccurate1 if ! consum] ( 
su* loan successfully & volunt>ily meets
 ! requirem5ts ( a loan rehabilitation  
program1 :]e ! numb] ( consecutive on-"t
 mon?ly paym5ts1 9 accordance ) ! t]ms &
 conditions ( ! loans1 or any valid &   
legally b9d+ modification !reto1 are    
equal to ! numb] ( paym5ts specifi$ "u  
section #dbh;,f7a77#a77;,a7 ( ! ,high]  
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajgh-f7;a77#a77;,a774  7ii7 ,limitation
 ,a consum] may obta9 ! b5efits         
available "u ?is subsection ) respect to
 rehabilitat+ a loan only "o "t p] loan4
  7iii7 ,qualifi$ education loan def9$  
,= purposes ( ?is subp>agraph1 ! t]m    
qualifi$ education loan has ! mean+ giv5
 su* t]m "u section #bba7;d7 ( !        
,int]nal ,rev5ue ,code ( #aihf4  4  #c4 
,,gao ,/udy  7a7 ,/udy ,! ,comptroll]   
,g5]al ( ! ,unit$ ,/ates %all c>ry out a
 /udy on--  7#a7 ! implem5tation (      

section #fbc7;a77#a77;,e7 ( ! ,fair     
,cr$it ,report+ ,act1 z add$ by section 
#b2 &  7#b7 any hurdles borr[]s exp]i5ce
 ) ! private loan rehabilitation        
program4  7b7 ,report ,n lat] ?an ! end 
( ! #ah-mon? p]iod beg9n+ on ! date ( ! 
enactm5t ( ?is ,act1 ! ,comptroll]      
,g5]al %all issue a report to !         
,congress conta9+ all f9d+s &           
det]m9ations made 9 c>ry+ out ! /udy    
requir$ "u subsection 7a74