,i #aac? ,,congress #a/ ,session ,h4 ,r4 #bbhb ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,june #f1 #bjac ,mr4 ,k+ ( ,new ,york introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,en]gy & ,comm]ce1 & 9 addition to ! ,committees on ,f9ancial ,s]vices & ! ,judici>y1 = a p]iod to be subsequ5tly det]m9$ by ! ,speak]1 9 ea* case = consid]ation ( su* provisions z fall )9 ! jurisdiction ( ! committee conc]n$ ,a ,,bill ,to regulate ,int]net gambl+1 to provide consum] protections1 & = o!r purposes4 #a4 ,%ort title2 table ( cont5ts 7a7 ,%ort title ,?is ,act may be cit$ z ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7b7 ,table ( cont5ts ,! table ( cont5ts = ?is ,act is z foll[s3 ,sec4 #a4 ,%ort title2 table ( cont5ts4 ,title ,i--,,int]net ,,gambl+ ,,regulation ,,& ,,consum] ,,protection ,sec4 #aja4 ,f9d+s4 ,sec4 #ajb4 ,def9itions4 ,sec4 #ajc4 ,prohibition on op]ation ( int]net gambl+ facilities4 ,sec4 #ajd4 ,(fice ( ,int]net ,gambl+ ,ov]sight4 ,sec4 #aje4 ,qualifi$ bodies4 ,sec4 #ajf4 ,e/abli%m5t ( lic5s+ program = int]net gambl+4 ,sec4 #ajg4 ,compulsive gam+1 responsible gam+1 & self-exclusion program requirem5ts4 ,sec4 #ajh4 ,prohibition on use ( lic5ses 9 c]ta9 ,/ates & ,indian l&s4 ,sec4 #aji4 ,prohibition on bets or wag]s on sport+ ev5ts4 ,sec4 #aaj4 ,public int]net gambl+ & int]net gambl+ p>lors prohibit$4 ,sec4 #aaa4 ,safe h>bor4 ,sec4 #aab4 ,*eat+ & o!r fraud4 ,sec4 #aac4 ,con/ruction & relation to o!r law4 ,sec4 #aad4 ,ord]ly transition4 ,sec4 #aae4 ,annual reports4 ,sec4 #aaf4 ,indep5d5t te/+ ( lic5s$ op]ator equipm5t4 ,sec4 #aag4 ,inclusion ( au?ority to address gambl+ addiction 9 samhsa au?orities4 ,sec4 #aah4 ,compilation ( datasets on play] behavior4 ,sec4 #aai4 ,effective date4 ,title ,,ii--,,en=cem5t ,,"u ,,titles #ah ,,& #ca1 ,,unit$ ,,/ates ,,code ,sec4 #bja4 ,f9ancial s]vice provid]s4 ,sec4 #bjb4 ,am5dm5ts relat+ to illegal gambl+ bus9esses4 ,sec4 #bjc4 ,fur!r am5dm5ts to sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code4 ,sec4 #bjd4 ,bettor =feiture4 ,sec4 #bje4 ,regulations4 ,sec4 #bjf4 ,con=m+ am5dm5t4 ,title ,,iii--,,o!r ,,matt]s ,sec4 #cja ,sev]ability4 ,i ,,int]net ,,gambl+ ,,regulation ,,& ,,consum] ,,protection #aja4 ,f9d+s 7a7 ,f9d+s ,congress makes ! foll[+ f9d+s3 7#a7 ,s9ce ! developm5t ( ! ,int]net1 ,int]net sites (f]+ ,int]net gambl+ h rais$ consum] protection & en=cem5t conc]ns = ,f$]al & ,/ate gov]nm5ts z su* ,int]net sites are (t5 run by unkn[n op]ators locat$ 9 _m diff]5t c\ntries1 subject to little or no ov]sight1 & h s\ght to attract cu/om]s f ! ,unit$ ,/ates4 7#b7 ,sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code1 :i* 0 add$ by ! enactm5t ( ! ,unlawful ,int]net ,gambl+ ,en=cem5t ,act ( #bjjf 7title ,,viii ( ,public ,law #aji-cdg2 #abj ,/at4 #aieb71 makes x a ,f$]al crime = gambl+ bus9esses to kn[+ly accept mo/ =ms ( paym5t 9 connection ) ! p>ticipation ( ano!r p]son 9 unlawful ,int]net gambl+4 ,s9ce ! enactm5t ( ! ,unlawful ,int]net ,gambl+ ,en=cem5t ,act ( #bjjf1 su* sub*apt] ,,iv has help$ aid en=cem5t ef=ts aga9/ unlawful ,int]net gambl+ op]ators & to limit unlawful ,int]net gam+ involv+ ,unit$ ,/ates p]sons4 7#c7 ,9 #bjjf1 ,congress enact$ ! ,unlawful ,int]net ,gambl+ ,en=cem5t ,act1 :i* prohibit$ ! acceptance or process+ ( f9ancial in/rum5ts = ! purpose ( unlawful ,int]net gambl+1 b :i* did n cl>ify :i* bets or wag]s are prohibit$ by law4 ,gr\ps su* z ! ,national ,di/rict ,attorneys ,association & ! ,frat]nal ,ord] ( ,police h express$ support = a law t cle>ly prohibits all unlic5s$ ,int]net gambl+4 ,enact+ su* a law w aid law en=cem5t1 prosecutors & c\rts 9 _! ef=ts to curtail unlawful ,int]net gambl+4 7#d7 ,on ,decemb] #bc1 #bjaa1 ! ,dep>tm5t ( ,ju/ice releas$ a memor&um op9ion ( ! ,(fice ( ,legal ,c\nsel dat$ ,septemb] #bj1 #bjaa1 t con/ru$ section #ajhd ( title #ah1 ,unit$ ,/ates ,code 7ref]r$ to z ! ,wire ,act71 to apply only to sports-relat$ gambl+ activities 9 int]/ate & =eign comm]ce1 ) ! result t non-sports relat$ ,int]net gambl+ 9 ! ,unit$ ,/ates has be5 f\nd n to be prohibit$ "u ,f$]al law if x is lawful "u ,/ate law4 7#e7 ,a gr[+ numb] ( ,/ates & ,indian tribes h legaliz$ or are consid]+ legaliz+ & promot+ ,int]net gambl+ to g5]ate rev5ue4 ,abs5t ,f$]al limitations & en=cem5t1 ,/ate regulation ( ,int]net gambl+1 includ+ consum] safegu>ds1 c\ld v>y widely f ,/ate to ,/ate1 & ,/ates c\ld h difficulty en=c+ ,int]net gambl+ re/rictions )9 _! bord]s1 especially aga9/ out-(-,/ate op]ators4 7#f7 ,a numb] ( ,/ates h au?oriz$ or are consid]+ au?oriz+ ,int]net pur*ases ( lott]y subscriptions or o!r lott]y games to g5]ate rev5ue1 :i* %\ld n be prev5t$ by ,f$]al law4 7#g7 ,f$]al law ne$s to be updat$ to make cle> its relation%ip to ,int]net gambl+ to /r5g!n en=cem5t & to ensure an effective ,int]net gambl+ en=cem5t /ructure t protects consum]s & ! ability ( ,/ates to en=ce ,/ate laws relat+ to ,int]net gambl+4 7#h7 ,s9ce ! passage ( ! ,pr(essional & ,amateur ,sports ,protection ,act 7,public ,law #ajb-eei7 9 #aiib1 :i* add$ *apt] #agh to title #bh1 ,unit$ ,/ates ,code1 su* *apt] has play$ an important & effective role 9 implem5t+ long/&+ ,f$]al policy aga9/ gambl+ on pr(essional1 s*ola/ic1 & amateur sport+ ev5ts4 7#i7 ,additional tools to assi/ law en=cem5t1 banks & f9ancial transaction provid]s1 & ,int]net s]vice provid]s 9 ! prev5tion ( unlawful ,int]net gambl+ activities w\ld be important & b5eficial4 ,ma9t5ance ( a li/ ( lic5s$ ,int]net gambl+ op]ators w\ld provide a level ( c]ta9ty z to p]mitt$ transactions & law en=cem5t ef=ts4 7#aj7 ,int]net gambl+1 l mu* o!r ,int]net comm]ce1 trav]ses ,/ate b\nd>ies4 ,any p>ticul> transaction may cross a numb] ( ,/ate b\nd>ies f orig9 to de/9ation1 & communications betwe5 ! same p>ties at diff]5t times may travel along m>k$ly diff]5t r\tes1 bas$ on factors su* z traffic1 load capacity1 & o!r te*nical consid]ations outside ! control ( s5d] & recipi5t4 ,= t reason1 among o!rs1 ! ,f$]al c\rts consi/5tly h rul$ t ! ,int]net is an in/rum5tality & *annel ( int]/ate comm]ce &1 z su*1 is subject to ,congress's pl5>y au?ority4 ,= ^! same reasons1 ,int]net gambl+ by its v nature implicates ,f$]al conc]ns1 & is diff]5t 9 k9d & effect f traditional gambl+ activity4 7#aa7 ,a ,f$]al regime to regulate ,int]net gambl+ & to protect consum]s %\ld include an effective framework-- 7,a7 to prev5t und]age wag]+ & o!rwise to protect vuln]able individuals2 7,b7 to ensure ! games are fair & are conduct$ hone/ly2 7,c7 to ensure t ,/ates & ,indian tribes t wi% to prohibit ,int]net gambl+ may d s2 7,d7 to promote ! ability ( ,/ate & ,tribal lott]ies to g5]ate rev5ue = ! jurisdictions t lic5se !m2 & 7,e7 to facilitate ! en=cem5t ( ,f$]al1 ,/ate1 & tribal laws aga9/ unau?oriz$ ,int]net gambl+4 7#ab7 ,to avoid unev5 treatm5t ( ,int]net gambl+ & l&-bas$ gambl+ & ! risk ( discrim9ation aga9/ exi/+ l&-bas$ gambl+ op]ations & ,/ates t h au?oriz$ gambl+1 a ,f$]al regime to regulate ,int]net gambl+ %\ld conta9 rev5ue measures suffici5t to ensure t ,int]net gambl+ activities g5]ate at lea/ equival5t rev5ues = ! ,f$]al ,gov]nm5t & ! ,/ates comb9$ z !y w\ld g5]ate if ! gambl+ 0 c>ri$ out at l&-bas$ op]ations4 7#ac7 ,f$]al regulation ( ,int]net gambl+ %\ld be design$ & implem5t$ to fo/] a level-play+ field among all =ms ( traditional gambl+ & all types ( ,int]net gambl+ op]ators1 includ+ cas9os1 ,indian tribes (f]+ gambl+ s]vices1 ,/ate-lic5s$ lott]ies1 hors]ac+1 & any o!r =m ( gambl+ t is n sports-relat$1 z well z among ,int]net companies ) relevant exp]tise 9 e-comm]ce :o meet ! same qualifications z traditional cas9os = integrity & = ! capacity to c>ry out ,int]net gambl+ op]ations t meet applicable ,f$]al & ,/ate /&>ds4 #ajb4 ,def9itions ,9 ?is title3 7#a7 ,applicant ,! t]m applicant means any p]son :o has appli$ = a lic5se "u ?is title4 7#b7 ,bet or wag] 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! t]m bet or wag] has ! mean+ giv5 ! t]m 9 section #ecfb ( title #ca1 ,unit$ ,/ates ,code4 7,b7 ,exception ,! t]m bet or wag] does n include ! foll[+3 7i7 ,a bet or wag] t is p]missible "u ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq474 7ii7 ,a qualify+ intra/ate lott]y transaction4 7#c7 ,cas9o gam+ 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! t]m cas9o gam+ means ! full range ( cas9o gam+ activity lic5s$ by regulatory bodies ( ,/ates or ,indian tribes t w\ld be qualifi$ z class ,,iii gam+ "u section #d ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgjc7 if t ,act 7 applicable to ! gam+4 7,b7 ,exception ,! t]m cas9o gam+ does n include lott]ies ( ,/ates or ,indian tribes 9 compliance ) ! law ( t ,/ate or ,indian tribe1 z applicable1 & :i* solely provide lott]y tickets to p>ticipants :olly )9 ! b\nd>ies ( su* ,/ate or ! ,indian l&s ( su* ,indian tribe4 7#d7 ,gam+ device 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! t]m gam+ device means any comput]-bas$ gambl+ ma*9e1 includ+ slot ma*9es & video lott]y t]m9als t h be5 approv$ by a gam+ regulatory au?ority ( a ,/ate or ,indian tribe4 7,b7 ,exception ,! t]m gam+ device does n include ma*9es t process bets or wag]s = p>i-mutuel bett+ pools4 7#e7 ,indian l&s & ,indian tribe ,! t]ms ,indian l&s & ,indian tribe h ! mean+ giv5 ! t]ms 9 section #d ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgjc74 7#f7 ,int]net ,! t]m ,int]net has ! mean+ giv5 ! t]m 9 section #ecfb ( title #ca1 ,unit$ ,/ates ,code4 7#g7 ,int]net gambl+ facility ,! t]m ,int]net gambl+ facility means an ,int]net website1 or simil> communications facility 9 :i* transmissions may cross ,/ate b\nd>ies1 ?r\gh :i* a bet or wag] is initiat$1 receiv$1 or o!rwise made1 :e!r transmitt$ by telephone1 ,int]net1 satellite1 or o!r wire or wireless communication facility1 s]vice1 or m$ium1 includ+ an ,int]net gambl+ facility n op]at+ "u a lic5se 9 good /&+ issu$ "u ?is title1 includ+ any facility t facilitates qualify+ intra/ate lott]y transactions to ! degree t su* facility facilitates su* transactions4 7#h7 ,lic5see ,! t]m lic5see means a p]son :o op]ates an ,int]net gambl+ facility "u a lic5se issu$ by a qualifi$ body pursuant to ?is title4 7#i7 ,live rac+ ,! t]m live rac+ means1 ) respect to a physical race track1 ! conduct ( live ?or\ghbr$ horse races at su* race track & does n include any races simulca/$ f a sep>ate race track4 7#aj7 ,op]ate an int]net gambl+ facility ,! t]m op]ate an ,int]net gambl+ facility means to conduct1 direct1 manage1 own1 sup]vise1 or control an ,int]net gambl+ facility4 7#aa7 ,p]son ,! t]m p]son means a natural p]son1 corporation1 cas9o gambl+ facility1 or race track1 an ,int]net gambl+ facility1 an ,int]net pok] facility1 a ,/ate or ,/ate ag5cy1 or an ,indian tribe or corporation1 ag5cy1 or in/rum5tality ( an ,indian tribe4 7#ab7 ,qualifi$ body ,! t]m qualifi$ body means ! foll[+3 7,a7 ,! ,(fice ( ,int]net ,gambl+ ,ov]sight e/abli%$ "u section #ajd7;a7 & designat$ "u section #aje7;a77#b74 7,b7 ,any ,/ate ag5cy or regulatory body ( an ,indian tribe t has be5 designat$ z a qualifi$ body "u p>agraph 7#a7 or 7#c7 ( section #aje7;a74 7#ac7 ,qualifi$ race track ,! t]m qualifi$ race track means a race track t has be5 lic5s$ by a regulatory au?ority ( a ,/ate or ,indian tribe4 7#ad7 ,qualify+ intra/ate lott]y ,! t]m qualify+ intra/ate lott]y means a lott]y or o!r prize1 ?r\gh ! pur*ase ( a *ance or opportunity to w91 t is (f]$ by a ,/ate or ,indian tribe-- 7,a7 t is op]at+ lawfully "u ! laws ( t ,/ate or ,indian tribe1 z ! case may be2 7,b7 t is n relat$ to a sport+ ev5t2 7,c7 9 :i* ! opportunity to w9 is pr$om9ately subject to *ance2 & 7,d7 t provides ! *ances or opportunity to w9 = pur*ase to p>ticipants only )9 ! b\nd>ies ( t ,/ate or ! ,indian l&s ( t ,indian tribe1 z ! case may be4 7#ae7 ,qualify+ lott]y transaction ,! t]m qualify+ lott]y transaction means ! pur*ase ( a *ance or opportunity to w9 a lott]y or o!r prize (f]$ by a ,/ate lott]y1 op]at+ lawfully "u ! laws ( a ,/ate or ,indian tribe1 t is n sports-relat$ &-- 7,a7 :i* opportunity to w9 is pr$om9antly subject to *ance2 & 7,b7 :i* is au?oriz$ by a ,/ate or ,indian tribe4 7#af7 ,remote gam+ equipm5t 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! t]m remote gam+ equipm5t means electronic or o!r equipm5t pr9cipally us$ by or on behalf ( an op]ator ( an ,int]net gambl+ facility1 includ+ by any significant v5dor to su* op]ator1 to-- 7i7 regi/] a p]son's p>ticipation 9 ,int]net gambl+ & to /ore in=mation relat+ !reto2 7ii7 pres5t to p]sons :o are p>ticipat+ or :o may p>ticipate 9 ,int]net gambl+ ! game t is to be play$2 7iii7 det]m9e all or "p (1 or ! effect (1 a result relevant to ,int]net gambl+ & to /ore in=mation relat+ !reto2 7iv7 accept paym5t ) respect to ,int]net gambl+ f ! play]2 or 7v7 au?orize paym5t ( any w9n+s 9 respect ( ,int]net gambl+4 7,b7 ,exception ,! t]m remote gam+ equipm5t does n include ! foll[+3 7i7 ,equipm5t us$ = bus9ess cont9uity1 back-up1 excess capacity1 or o!r second>y use4 7ii7 ,a comput] :i* is us$ by a p]son to p>ticipate 9 ,int]net gambl+ unless ! comput] is provid$ by or on behalf ( ! p]son :o is conduct+ or provid+ ! facilities = ! game4 7iii7 ,equipm5t op]at$ 9 ! ord9>y c\rse ( provid+ bank+1 telecommunications1 or paym5t process+ s]vices4 7iv7 ,su* o!r equipm5t t provides ancill>y s]vices z ! ,secret>y consid]s appropriate4 7#ag7 ,secret>y ,! t]m ,secret>y means ! ,secret>y ( ! ,treasury4 7#ah7 ,significant v5dor ,! t]m significant v5dor means a p]son :o-- 7,a7 on behalf ( a lic5see1 kn[+ly manages1 adm9i/]s1 or controls bets or wag]s t are initiat$1 receiv$1 or o!rwise made )9 ! ,unit$ ,/ates2 7,b7 on behalf ( a lic5see1 kn[+ly manages1 adm9i/]s1 or controls ! games ) :i* su* bets or wag]s are associat$2 7,c7 on behalf ( a lic5see1 develops1 ma9ta9s1 or op]ates ! s(tw>e or o!r sy/em programs or h>dw>e on :i* ! games or ! bets or wag]s are manag$1 adm9i/]$1 or controll$2 7,d7 provides ! tradem>ks1 trad5ames1 s]vice m>ks1 or simil> intellectual prop]ty "u :i* a lic5see id5tifies its ,int]net gambl+ facility to its cu/om]s 9 ! ,unit$ ,/ates2 7,e7 sells1 lic5ses1 or o!rwise receives comp5sation = sell+ or lic5s+ in=mation on individuals 9 ! ,unit$ ,/ates t made bets or wag]s ) an ,int]net gambl+ facility n lic5s$ "u ?is title via a database or cu/om] li/s2 7,f7 provides any products1 s]vices1 or assets to a lic5see & is paid a p]c5tage ( gam+ rev5ue or commission fees by ! lic5see 7n includ+ fees to f9ancial in/itutions & paym5t provid]s = facilitat+ a deposit by a cu/om]72 or 7,g7 ) respect to an applicant1 proposes to provide any ( ! activities1 s]vices1 or items id5tifi$ 9 subp>agraphs 7,a7 ?r\gh 7,f74 7#ai7 ,sport+ ev5t 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! t]m sport+ ev5t means any a?letic competition1 :e!r pr(essional1 s*ola/ic1 or amateur or any p]=mance ( any a?lete 9 su* competitions4 7,b7 ,exception ,! t]m sport+ ev5t does n include any activity describ$ 9 section #cgjd7;a77#d7 ( title #bh1 ,unit$ ,/ates ,code4 7#bj7 ,/ate ,! t]m ,/ate means ea* ( ! sev]al ,/ates ( ! ,unit$ ,/ates1 ! ,di/rict ( ,columbia1 & any commonweal?1 t]ritory1 or possession ( ! ,unit$ ,/ates4 #ajc4 ,prohibition on op]ation ( int]net gambl+ facilities 7a7 ,prohibition 7#a7 ,9 g5]al ,x %all be unlawful = a p]son to op]ate an ,int]net gambl+ facility t (f]s s]vices to p]sons 9 ! ,unit$ ,/ates1 except z au?oriz$ "u ?is ,act4 7#b7 ,exception ,p>agraph 7#a7 %all n apply to ! op]ation ( an ,int]net gambl+ facility by a p]son locat$ inside ! ,unit$ ,/ates :o is a lic5s$ op]ator "u ?is ,act2 to any qualifi$ race track2 to any op]ator (f]+ qualify+ lott]y transactions2 to any op]ator au?oriz$ & lic5s$ to provide s]vices relat+ to bets or wag]s by a ,/ate or ,indian tribe 9 compliance ) ! law ( t ,/ate or ,indian tribe1 z applicable1 & :i* solely provides s]vices to p>ticipants :olly )9 ! b\nd>ies ( su* ,/ate or ! ,indian l&s ( su* ,indian tribe2 or to any p]son engag$ outside ! ,unit$ ,/ates 9 :i* bets or wag]s are initiat$1 receiv$1 or o!rwise made solely by individuals locat$ outside ! ,unit$ ,/ates4 7b7 ,crim9al p5alties ,any p]son :o violates ?is section %all be f9$ "u title #ah1 ,unit$ ,/ates ,code1 imprison$ = n m ?an #aj ye>s1 or bo?4 #ajd4 ,(fice ( ,int]net ,gambl+ ,ov]sight 7a7 ,e/abli%m5t 7#a7 ,9 g5]al ,n lat] ?an #ahj days aft] ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y %all e/abli% )9 ! ,dep>tm5t ( ! ,treasury an (fice to ex]cise ! functions ( ! ,secret>y "u ?is title4 7#b7 ,designation ,! (fice e/abli%$ "u p>agraph 7#a7 %all be kn[n z ! ,(fice ( ,int]net ,gambl+ ,ov]sight 79 ?is section ref]r$ to z ! ,(fice74 7b7 ,executive director 7#a7 ,9 g5]al ,! ,secret>y %all appo9t z ! head ( ! ,(fice an executive director4 7#b7 ,exp]i5ce & exp]tise ,! executive director ( ! ,(fice %all be appo9t$ by ! ,secret>y f among individuals :o demon/rate ! foll[+3 7,a7 ,skill & exp]i5ce 9 gam+ regulation & en=cem5t4 7,b7 ,exp]i5ce 9 crim9al inve/igations & law en=cem5t g5]ally4 7,c7 ,a reputation = good "*1 hone/y1 & integrity4 7#c7 ,backgr\nd inve/igation ,be=e appo9t+ an individual z executive director "u p>agraph 7#a71 ! ,secret>y %all conduct a backgr\nd inve/igation into ! f9ancial /ability1 integrity1 & responsibility ( ! individual4 7#d7 ,limitations ,! ,secret>y may n appo9t "u p>agraph 7#a7 an individual :o-- 7,a7 has be5 convict$ ( a felony2 or 7,b7 ma9ta9s any own]%ip or equity int]e/ or any ongo+ bus9ess relation%ip )-- 7i7 an op]ator ( a cas9o gam+ facility1 ,int]net gambl+ facility1 race track1 lott]y1 or o!r regulat$ gambl+ entity2 or 7ii7 ,a significant v5dor4 7c7 ,delegation ( au?ority 7#a7 ,9 g5]al ,! ,secret>y may delegate to ! executive director ( ! ,(fice any au?ority1 duty1 or responsibility conf]r$ ^u ! ,secret>y by ?is title4 7#b7 ,regulatory au?ority ( executive director ,! executive director ( ! (fice may prescribe su* regulations & take su* actions z may be necess>y to c>ry out su* au?orities1 duties1 or responsibilities delegat$ to ! executive director by ! ,secret>y p>agraph 7#a74 7d7 ,regulations & /&>ds 7#a7 ,regulations & /&>ds necess>y to function z qualifi$ body ,) respect to ! application ( ?is title to ! functions ( ! ,(fice z a qualifi$ body "u section #aje7;a77#b71 ! ,secret>y %all1 n lat] ?an #bgj days aft] ! date ( ! enactm5t ( ?is ,act1 prescribe regulations & /&>ds to implem5t ! requirem5ts set out 9 subsections 7d7 & 7g7 ( section #ajf & section #ajg4 7#b7 ,mann] ( prescription ,regulations prescrib$ "u p>agraph 7#a7 %all be prescrib$ 9 accordance ) section #eec ( title #e1 ,unit$ ,/ates ,code4 7e7 ,publication ( in=mation to facilitate submittal ( applications = initial designation z qualifi$ bodies ,n lat] ?an #aej days aft] ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y %all publi% 9 ! ,f$]al ,regi/] su* in=mation z may be necess>y = an applicant to submit a complete application "u section #aje7;a77#a77;,b74 7f7 ,detail ( gov]nm5t employees ,any ,f$]al ,gov]nm5t employee may be detail$ to ! (fice )\t reimbursem5t1 & su* detail %all be )\t int]ruption or loss ( civil s]vice /atus or privilege4 #aje4 ,qualifi$ bodies 7a7 ,designation ( qualifi$ bodies 7#a7 ,initial designation ( qualifi$ bodies 7,a7 ,designation 7i7 ,9 g5]al ,n lat] ?an #bgj days aft] ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y %all designate z qualifi$ bodies all ,/ate ag5cies1 & regulatory bodies ( ,indian tribes1 t submit applications "u subp>agraph 7,b7 & satisfy ! crit]ia set =? "u subp>agraph 7,c74 7ii7 ,subsequ5t designations ,aft] ! initial designations-- 7,i7 ! ,secret>y may at any "t designate additional ,/ate ag5cies or regulatory bodies ( ,indian tribes z qualifi$ bodies z deem$ appropriate to c>ry out ! goals ( ?is ,act1 s long z !y meet ! crit]ia set =? "u subp>agraph 7,c72 & 7,,ii7 notify ea* su* ag5cy or regulatory body ( ! det]m9ations & designations made "u subclause 7,i74 7,b7 ,application ,ea* ,/ate ag5cy or regulatory body ( an ,indian tribe seek+ to be designat$ z a qualifi$ body "u subp>agraph 7,a7 %all submit to ! ,secret>y an application !re= 9 su* =m & conta9+ su* in=mation z ! ,secret>y may require1 :i* %all be submitt$ n lat] ?an #ahj days aft] ! date ( ! enactm5t ( ?is ,act = any su* ag5cy or body t seeks to be among ^? designat$ "u subp>agraph 7,a77i74 7,c7 ,/&>ds = qualifi$ bodies ,! ,secret>y %all prescribe /rict ?re%old requirem5ts = ! designation ( ag5cies or regulatory bodies z qualifi$ bodies "u ?is p>agraph1 includ+ /&>ds relat+ to ! foll[+3 7i7 ,! size & qualification ( /aff ( ! qualifi$ body to ensure ! qualifi$ body employs suffici5t numb] ( en=cem5t ag5ts ) exp]i5ce 9 gam+ regulatory en=cem5t areas to dis*>ge its int5d$ functions & has ! sophi/ication & res\rces necess>y to evaluate issues unique to ! ,int]net environm5t4 7ii7 ,! l5g? ( "t ! qualifi$ body has regulat$ o!r =ms ( gam+ or e-comm]ce to ensure designations ( only ^? regulatory bodies t h a hi/ory ( demon/rat$ regulatory en=cem5t & ov]sight comm5surate ) ! responsibilities impos$ "u ?is title4 7iii7 ,! qualifi$ body's exp]i5ce & will+ness to "w ) ,f$]al au?orities1 includ+ ! ,f9ancial ,crimes ,en=cem5t ,network4 7iv7 ,! capacity & exp]i5ce ( ! qualifi$ body 9 conduct+ rigor\s suitability reviews "u section #ajf4 7v7 ,! adequacy ( en=cem5t & regulatory au?orities = ! qualifi$ body "u ! law ( ! applicable ,/ate or ,indian tribe1 includ+1 at a m9imum1 requirem5ts & au?orities on ! foll[+3 7,i7 ,to inve/igate ! suitability ( ea* p]son requir$ to be f\nd suitable 9 connection ) an application or lic5se "u ?is title4 7,,ii7 ,to require lic5sees to ma9ta9 appropriate proc$ures to ensure ! compliance ( lic5sees ) ! provisions ( ?is title & ! regulations prescrib$ !reund]4 7,,iii7 ,to exam9e any lic5see & any books1 pap]s1 records1 or o!r data ( lic5sees & significant v5dors relevant to any recordkeep+ or report+ requirem5ts impos$ by ! ag5cy or regulatory body "u ?is title4 7,,iv7 ,to summon a lic5see1 an applicant1 a significant v5dor1 an (fic] or employee ( a lic5see1 applicant1 or significant v5dor 7includ+ a =m] (fic] or employee71 or any p]son hav+ possession1 cu/ody1 or c>e ( ! reports & records requir$ by ! ag5cy or regulatory body z a qualifi$ body "u ?is title to appe> be=e ! ag5cy or regulatory body at su* "t & place nam$ 9 ! summons1 to produce su* books1 pap]s1 records1 or o!r data1 & to give su* te/imony1 "u oa?1 z may be relevant or mat]ial to any inve/igation 9 connection ) ! en=cem5t o ?is title or any application = a lic5se "u ?is title4 7,v7 ,to en=ce or direct en=cem5t ( a summons 9 ,/ate or tribal c\rt1 z ! case may be4 7,,vi7 ,to inve/igate any violation ( a provision ( ?is title1 any applicable regulation prescrib$ "u ?is title1 & any o!r violation ( applicable ,/ate or tribal law relat+ to ! op]ation ( an ,int]net gambl+ facility4 7,,vii7 ,to conduct cont9u+ reviews ( applicants1 lic5sees1 & significant v5dors & ! op]ation ( ,int]net gambl+ facilities by use ( te*nological means1 on-site obs]vation ( facilities1 includ+ s]v]s1 or o!r reasonable means to assure compliance ) ! provisions ( ?is title & any applicable regulation prescrib$ !reund]4 7,,viii7 ,to impose civil p5alties = violations ( ?is title & any applicable regulation prescrib$ !reund] or applicable ord] issu$ !reund]1 includ+ ,/ate or tribal law describ$ "u ?is subsection4 7,,ix7 ,to ensure t ! h>dw>e1 s(tw>e1 & communications equipm5t1 r&omness1 configuration1 & network security ( ! ,int]net gambl+ facility are te/$ by an indep5d5t te/+ laboratory4 7,x7 ,to resolve disputes betwe5 lic5sees & ! individuals p>ticipat+ 9 ,int]net gambl+ via ! ,int]net gambl+ facilities ( ! lic5sees4 7vi7 ,su* o!r /&>ds z ! ,secret>y consid]s relevant to ! ability ( an ag5cy or regulatory body to s]ve z an effective qualifi$ body4 7#b7 ,designation ( (fice ( int]net gambl+ ov]sight 7,a7 ,9 g5]al ,n lat] ?an #bgj days aft] ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y %all designate ! ,(fice ( ,int]net ,gambl+ ,ov]sight e/abli%$ "u section #ajd7;a7 z a qualifi$ body t may issue lic5ses to ,int]net gambl+ facility applicants & regulate ! op]ation ( ,int]net gambl+ facilities by any applicant :o seeks to op]ate a lic5s$ ,int]net gambl+ facility 9 ! ,unit$ ,/ates4 7,b7 ,con/ruction ,subp>agraph 7,a7 %all n be con/ru$ to require any applicant seek+ a lic5se "u ?is title & submitt+ an application "u section #ajf7;c77#a7 to submit su* application directly to ! ,(fice ( ,int]net ,gambl+ ,ov]sight1 r ?an submitt+ su* application to a ,/ate ag5cy or regulatory body ( an ,indian tribe t has be5 designat$ by ! ,(fice ( ,int]net ,gambl+ ,ov]sight z a qualifi$ body4 7#c7 ,nonqualify+ ,/ate & tribal regulatory au?orities due to limit$ exp]i5ce or conflicts 7,a7 ,9 g5]al ,! ,secret>y may n approve an application f a ,/ate ag5cy or regulatory body ( an ,indian tribe "u p>agraph 7#a7 if-- 7i7 ! ag5cy or regulatory body is locat$ 9 a ,/ate or ,indian l&s t-- 7,i7 has n opt$ 9 "u section #ajh & has n demon/rat$ an int5t to opt 9 "u su* section2 or 7,,ii7 has n opt$ 9 "u su* section & has demon/rat$ an int5t to opt 9 "u su* section b has fail$ to opt 9 "u su* section dur+ ! #a-ye> p]iod beg9n+ on ! date ( ! ag5cy's or regulatory body's application2 or 7ii7 ! memb]s ( ! ag5cy or regulatory body are select$ or controll$1 directly or indirectly1 by a p]son t has any own]%ip int]e/ 9 an applicant1 lic5see1 or significant v5dor "u ?is title or an ,int]net gambl+ facility1 unless-- 7,i7 su* applicant or lic5see is lic5s$ by ! ,secret>y2 or 7,,ii7 su* significant v5dor is c]tifi$ z suitable by ! ,secret>y 7& rema9s s c]tifi$ at all times :ile provid+ s]vices z a significant v5dor to any lic5see "u ?is title74 7,b7 ,non-controll+ inve/m5t ,a non-controll+ inve/m5t ( a ,/ate1 ,indian tribe1 or local gov]nm5t p5sion1 retirem5t1 annuity1 or end[m5t fund %all n be consid]$ an own]%ip int]e/ = purposes ( subp>agraph 7,a77ii74 7#d7 ,)drawal ( designation 7,a7 ,9 g5]al ,beg9n+ on ! date t is #a ye> aft] ! date on :i* ! ,secret>y prescribes f9al regulations "u ?is title1 ! ,secret>y may1 aft] provid+ at lea/ #fj days notice to a qualifi$ body ( ! ,secret>y's int5t to d s1 )draw ! designation ( a qualifi$ body "u ?is section if ! ,secret>y det]m9es t-- 7i7 ! qualifi$ body is n 9 compliance ) ! requirem5ts ( ?is title or regulations prescrib$ !reund]2 or 7ii7 ! qualifi$ body is n 9 compliance ) ! conditions "u :i* ! qualifi$ body 0 designat$4 7,b7 ,opportunity to comply 7i7 ,9 g5]al ,! ,secret>y may provide a qualifi$ body :o receives notice "u subp>agraph 7,a7 ) an opportunity to come into compliance z specifi$ 9 t notice = a p]iod ( n m ?an #ij days4 7ii7 ,ext5sion ,! ,secret>y may ext5d ! p]iod 9 clause 7i7 by n m ?an #ahj additional days if ! qualifi$ body has made sub/antial progress t[>d compliance z ( ! expiration ( ! fir/ #ij day p]iod4 7,c7 ,effect ( notice ,! ,secret>y may prohibit a qualifi$ body t receives notice "u subp>agraph 7,a7 f issu+ new lic5ses "u ?is title until ! ,secret>y det]m9es t ! qualifi$ body is 9 compliance ) ! requirem5ts ( ?is title & regulations prescrib$ !reund]4 7,d7 ,"r to appeal ,a ,/ate ag5cy or regulatory body ( an ,indian tribe t has _h its designation z a qualifi$ body )drawn "u subp>agraph 7,a7 or 7,b7 may seek judicial review ( su* )drawal "u *apt] #g ( title #e1 ,unit$ ,/ates ,code4 7#e7 ,action ^u )drawal ( designation 7,a7 ,9 g5]al ,n lat] ?an #cj days aft] ! date on :i* ! ,secret>y )draws a designation ( a ,/ate ag5cy or regulatory body ( an ,indian tribe "u p>agraph 7#e71 ea* p]son ) a lic5se issu$ by ! ag5cy or regulatory body %all-- 7i7 7,i7 cease (f]+1 accept+1 & provid+ s]vices ) respect to bets or wag]s f p]sons locat$ 9 ! ,unit$ ,/ates "u su* lic5se2 & 7,,ii7 return all cu/om] deposits ( ,unit$ ,/ates cu/om]s1 or place ^? sums ! return ( :i* to ,unit$ ,/ates cu/om]s is n feasible due to *ange 9 cu/om] address1 bank details1 or simil> difficulty 9 escr[ 9 an acc\nt ) a f9ancial in/itution 9 ! ,unit$ ,/ates = safekeep+ & ord]ly disposition by ! ,secret>y2 or 7ii7 apply = a new lic5se f a diff]5t qualifi$ body4 7,b7 ,int]im op]ation ,if a p]son applies = a new lic5se "u clause 7ii7 ( subp>agraph 7,a71 ! p]son may cont9ue ! activities describ$ 9 clause 7i77,i7 ( su* subp>agraph until f9al action is tak5 on ! lic5se application by ! qualifi$ body4 7,c7 ,int]im regulatory ov]sight 7i7 ,9 g5]al ,until f9al action is tak5 "u subp>agraph 7,b7 ) respect to a p]son1 ! ,secret>y %all h en=cem5t & regulatory au?ority ov] ! lic5s$ activities ( su* p]son4 7ii7 ,delegation ,! ,secret>y may delegate en=cem5t & regulatory au?ority "u clause 7i7 to su* qualifi$ body z ! ,secret>y consid]s appropriate1 ) ! cons5t ( ! qualifi$ body4 7b7 ,ov]sight ( qualifi$ bodies ,! ,secret>y may inve/igate & take su* action z ! ,secret>y consid]s appropriate ) respect to any qualifi$ body t appe>s1 bas$ ^u ! ,secret>y's own inquiry or bas$ ^u cr$ible in=mation provid$ by o!r qualifi$ bodies1 applicants1 lic5sees1 or law en=cem5t (ficials1 to be defici5t or sub/antially less rigor\s ?an o!r qualifi$ bodies 9 ! dis*>ge ( its responsibilities "u ?is title4 #ajf4 ,e/abli%m5t ( lic5s+ program = int]net gambl+ 7a7 ,treasury responsibilities & p[]s ,! ,secret>y %all h responsibility & au?ority = ! foll[+ activities3 7#a7 ,review+ & qualify+ applicants to become ,int]net gambl+ facilities "u section #aje7;a77#b74 7#b7 ,review+ & qualify+ ag5cies & regulatory bodies "u section #aje7;a77#b74 7#c7 ,ex]cis+ ov]sight ov] qualifi$ bodies to ensure t qualifi$ bodies-- 7,a7 comply ) ! requirem5ts ( ?is title2 & 7,b7 c>ry out _! regulatory & en=cem5t functions "u ?is title ) appropriate dilig5ce4 7#d7 ,inve/igat+ & tak+ appropriate rem$ial action ) respect to any qualifi$ body "u section #aje4 7#e7 ,prescrib+ su* regulations z may be necess>y to adm9i/] & en=ce ! provisions ( ?is title1 includ+ issu+ regulations e/abli%+ rules & proc$ures = deal+ ) sums plac$ 9 escr[ "u subsection 7l77#g71 section #aje7;a77#f77;,a77i77,,ii71 & section #aad7;b77#a77;,e74 7#f7 ,employ+ en=cem5t ag5ts ) suffici5t tra9+ & exp]i5ce to adm9i/] ! requirem5ts ( ?is title & ! regulations prescrib$ !reund]4 7#g7 ,en=c+ ! requirem5ts ( ?is title by all appropriate means provid$ "u ?is title & o!r provisions ( law4 7b7 ,int]net gambl+ facility lic5s+ program 7#a7 ,au?ority to issue lic5ses limit$ to non-sports relat$ int]net gambl+ ,a qualifi$ body may issue lic5ses "u ?is title only = ! op]ation ( non-sports relat$ ,int]net gambl+ facilities4 7#b7 ,au?ority to op]ate int]net gambl+ facility "u valid lic5se 7,a7 ,9 g5]al ,not)/&+ any o!r provision ( law & subject to ! provisions ( ?is title1 a lic5see may accept a bet or wag] ) respect to ,int]net gambl+ f an individual locat$ 9 ! ,unit$ ,/ates & may (f] relat$ s]vices s long z ! lic5se ( ! lic5see issu$ "u ?is title rema9s 9 good /&+4 7,b7 ,only "o lic5se requir$ ,no?+ 9 ?is title may be con/ru$ to require a p]son to obta9 a lic5se f m ?an "o qualifi$ body 9 ord] to op]ate an ,int]net gambl+ facility "u ?is title4 7,c7 ,significant v5dors 7i7 ,9 g5]al ,except z provid$ 9 clause 7ii71 if a p]son seeks a c]tificate ( suitability f a qualifi$ body to provide s]vices to a lic5see or applicant z a significant v5dor ) respect to an ,int]net gambl+ facility1 su* p]son %all n be requir$ to obta9 a lic5se "u ?is title to provide su* s]vices ) respect to t ,int]net gambl+ facility4 7ii7 ,exception ,if a qualifi$ body det]m9es t requir+ a p]son describ$ 9 clause 7i7 to seek a lic5se is necess>y to prev5t evasion ( any provision ( ?is title1 & requir+ s w\ld o!rwise be consi/5t ) ! provisions ( ?is title1 su* qualifi$ body may require su* p]son to seek a lic5se "u ?is title in/ead ( a c]tificate ( suitability4 7#c7 ,op]ation outside ! ,unit$ ,/ates 7,a7 ,limitation ,a lic5see or an affiliate ( a lic5see may n op]ate an ,int]net gambl+ facility t accepts a bet or wag] f an individual locat$ outside ( ! ,unit$ ,/ates unless ! transaction is lawful "u ?is ,act & is n unlawful 9 ! jurisdiction 9 :i* ! individual is locat$4 7,b7 ,con/ruction ,no?+ 9 ?is title %all be con/ru$ to au?orize a lic5see or a =eign affiliate !re( to accept a bet or wag] f an individual locat$ 9 any jurisdiction outside ! ,unit$ ,/ates t prohibits ! lic5see or a =eign affiliate f accept+ su* bet or wag]4 7c7 ,application = lic5se 7#a7 ,application ,a p]son seek+ to op]ate an ,int]net gambl+ facility "u ?is title %all submit to ! ,(fice ( ,int]net ,gambl+ ,ov]sight or any o!r qualifi$ body an application = a lic5se !re= at su* "t1 9 su* =m1 & 9 su* mann] z ! qualifi$ body receiv+ ! application consid]s appropriate4 7#b7 ,elem5ts ,ea* application submitt$ "u p>agraph 7#a7 %all include su* in=mation z ! qualifi$ body receiv+ ! application consid]s appropriate1 includ+ at a m9imum ! foll[+3 7,a7 ,complete f9ancial in=mation ab\t ! applicant4 7,b7 ,docum5tation %[+ ! organization ( ! applicant & all relat$ bus9esses & affiliates4 7,c7 ,! crim9al & f9ancial hi/ory (-- 7i7 ! applicant2 7ii7 ea* ( ! s5ior executives & directors ( ! applicant2 7iii7 any o!r p]son :o is 9 control ( ! applicant2 & 7iv7 su* o!r p]sons z ! qualifi$ body consid]s appropriate4 7,d7 ,su* o!r in=mation z may be necess>y = ! suitability analysis requir$ "u subsection 7d74 7,e7 ,disclosure ( all o!r applications = lic5ses previ\sly or simultane\sly submitt$ "u p>agraph 7#a7 to o!r qualifi$ bodies & :e!r ^? applications are p5d+1 7 grant$1 or 7 d5i$4 7,f7 ,a detail$ description ( ! applicant's plan = comply+ ) all applicable requirem5ts & regulations prescrib$ pursuant to ?is title1 ) p>ticul> emphasis on ! applicant's ability to comply ) ! regulations prescrib$ "u subsection 7g74 7,g7 ,a c]tification by ! applicant t ! applicant cons5ts to p]sonal jurisdiction ov] ! applicant by ,f$]al c\rts & 9 ! c\rts ( ! ,/ate or ,indian tribe ( ! qualifi$ body to :i* ! applicant has appli$ ) respect to a civil action relat+ to ! op]ation ( an ,int]net gambl+ facility4 7#c7 ,reports 7,a7 ,9 g5]al ,ea* qualifi$ body %all report all applicants = lic5sure & ! dispositions ( _! applications to ! ,secret>y promptly ^u disposition ( ea* application or 9 su* int]vals z ! ,secret>y may prescribe4 7,b7 ,cont5ts ,ea* report "u subp>agraph 7,a7 %all include su* in=mation or docum5tation z ! ,secret>y may require4 7d7 ,/&>ds = lic5se issuance2 suitability qualifications & disqualification /&>ds 7#a7 ,suitability = lic5s+ 7,a7 ,9 g5]al ,no applicant %all be eligible to obta9 a lic5se "u ?is title unless a qualifi$ body1 ) :om ! applicant has fil$ an application = a lic5se1 has det]m9$1 ^u completion ( a backgr\nd *eck & inve/igation1 t ! applicant1 any p]son consid]$ to be 9 control ( ! applicant1 all significant v5dors ( ! applicant1 & any o!r p]son det]m9$ by ! qualifi$ body z hav+ significant influ5ce on ! applicant are suitable = lic5s+4 7,b7 ,application z reque/ = det]m9ation ( suitability ,an application = a lic5se submitt$ to a qualifi$ body "u ?is title con/itutes a reque/ = a det]m9ation ( ! g5]al "*1 integrity1 & ability to p>ticipate or engage 9 or be associat$ ) an ,int]net gambl+ facility1 z appropriate1 ( ! applicant1 any p]son consid]$ to be 9 control ( ! applicant1 all significant v5dors ( ! applicant1 & all o!r p]sons det]m9$ by ! qualifi$ body z hav+ significant influ5ce on ! applicant4 7,c7 ,associates 7i7 ,9 g5]al ,if an entity und]go+ a det]m9ation ( suitability "u ?is p>agraph is a corporation1 p>tn]%ip1 or o!r bus9ess entity1 a backgr\nd *eck & inve/igation %all be c>ri$ out by ! applicable qualifi$ body ) respect to ! presid5t or o!r *ief executive ( ! corporation1 p>tn]%ip1 or bus9ess entity & su* o!r p>tn]s or s5ior executives & directors or %>ehold]s ( ! corporation1 p>tn]%ip1 or entity z ! qualifi$ body consid]s appropriate4 7ii7 ,m9imum det]m9ation ,9 c>ry+ out clause 7i71 ! qualifi$ body %all1 at a m9imum1 c>ry out a suitability review ( ! #e individuals receiv+ ! mo/ comp5sation 7:e!r 9 ! =m ( sal>y1 bonus1 divid5ds1 di/ributions1 disbursem5t ( pr(its1 or o!rwise7 f ! entity1 any p]son t controls ! entity1 & su* o!r individuals or entities z ! qualifi$ body consid]s appropriate4 7,d7 ,p>ity ( inve/igation & analysis 7i7 ,dilig5ce ) respect to significant v5dors & affiliates ,ea* inve/igation & analysis ( ! suitability ( a p]son ) respect to an application = a lic5se "u ?is title1 o!r ?an ! applicant = su* lic5se1 %all be c>ri$ out ) ! same degree ( dilig5ce z ! inve/igation & analysis ( ! suitability ( ! applicant4 7ii7 ,/r+5cy ) respect to cas9o gam+ facilities ,ea* qualifi$ body t also issues lic5ses to cas9o gam+ facilities %all ensure t ea* inve/igation & analysis ( ! suitability ( a p]son c>ri$ out by ! qualifi$ body "u ?is subsection is no less /r+5t ?an a suitability review c>ri$ out by ! qualifi$ body = ! lic5s+ ( cas9o gam+ facilities4 7#b7 ,suitability /&>ds ,= purposes ( ?is title1 an applicant & any o!r p]son subject to a det]m9ation ( suitability "u p>agraph 7#a7 may only be consid]$ suitable "u ?is title if ! applicant or p]son demon/rates to ! applicable qualifi$ body by cle> & conv9c+ evid5ce t ! applicant or p]son-- 7,a7 is a p]son ( good "*1 hone/y1 & integrity2 7,b7 is a p]son ^: prior activities1 crim9al record1 if any1 reputation1 habits1 & associations d n-- 7i7 pose a ?reat to ! public int]e/ or to ! effective regulation & control ( ,int]net gambl+ facilities2 or 7ii7 create or enhance ! dang]s ( unsuitable1 unfair1 or illegal practices1 me?ods1 & activities 9 ! conduct ( ,int]net gambl+ facilities or ! c>ry+ on ( ! bus9ess & f9ancial arrangem5ts incid5tal to su* facilities2 7,c7 is capable ( & likely to conduct ! activities = :i* ! applicant is lic5s$ or receives a c]tificate ( suitability 9 accordance ) ! provisions ( ?is title1 any regulations prescrib$ "u ?is title1 & all o!r applicable laws2 7,d7 9 ! case ( an applicant1 has or gu>antees acquisition ( adequate bus9ess compet5ce & exp]i5ce 9 ! op]ation ( cas9o gam+ facilities1 ,int]net gambl+ facilities1 or ,int]net gambl+ facilities2 7,e7 9 ! case ( an applicant1 has or w obta9 suffici5t f9anc+ = ! nature ( ! propos$ op]ation & f a suitable s\rce2 & 7,f7 has disclos$ to ! qualifi$ body all kn[n affiliations or relation%ips1 :e!r direct or indirect1 ) p]sons & assets ( p]sons describ$ by section #aad7;b77#b74 7#c7 ,unsuitable ,an applicant or any o!r p]son may n be det]m9$ to be suitable "u ?is subsection if ! applicant or su* p]son-- 7,a7 has fail$ to provide in=mation & docum5tation mat]ial to a det]m9ation ( suitability = lic5s+ "u p>agraph 7#a72 7,b7 has suppli$ in=mation :i* is untrue or mislead+ z to a mat]ial fact p]ta9+ to any su* det]m9ation2 7,c7 has be5 convict$ ( an (f5se t is puni%able by imprisonm5t ( m ?an #a ye>2 7,d7 is del9qu5t 9 ! paym5t ( any applicable ,f$]al or ,/ate tax1 tax p5alty1 addition to tax1 or int]e/ ow$ to a jurisdiction 9 :i* ! applicant or p]son op]ates or does bus9ess1 unless su* paym5t has be5 ext5d$ or is ! subject ( a p5d+ judicial or adm9i/rative dispute2 7,e7 has n c]tifi$ 9 writ+1 pursuant to subsection 7c77#b77;,g71 t ! p]son submits to p]sonal jurisdiction 9 ! ,unit$ ,/ates2 7,f7 kn[+ly accepts or kn[+ly has accept$ bets or wag]s on sport+ ev5ts f p]sons locat$ 9 ! ,unit$ ,/ates 9 violation ( a provision ( ,f$]al or ,/ate law2 7,g7 has affiliat$ ) any p]son t kn[+ly accepts or kn[+ly has accept$ bets or wag]s on sport+ ev5ts f p]sons locat$ 9 ! ,unit$ ,/ates 9 violation ( a provision ( ,f$]al or ,/ate law2 or 7,h7 fails to comply ) su* o!r /&>d z ! applicable qualifi$ body consid]s appropriate4 7#d7 ,ongo+ requirem5t ,a lic5see 7& any o!r p]son :o is requir$ to be det]m9$ to be suitable = lic5s+ 9 connection ) su* lic5see7 %all meet ! /&>ds necess>y to be suitable = lic5s+ or to receive a c]tificate ( suitability1 z ! case may be1 ?r\gh\t ! t]m ( ! lic5se4 7#e7 ,c]tificate ( suitability = significant v5dors 7,a7 ,9 g5]al ,if a qualify+ body det]m9es "u p>agraph 7#a7 t a significant v5dor ( an applicant is suitable "u su* p>agraph1 ! qualify+ body %all issue a c]tificate to su* v5dor t c]tifies ! suitability ( su* v5dor4 7,b7 ,revocation ( c]tificate ,a qualifi$ body t issues a c]tificate to a significant v5dor "u subp>agraph 7,a7 %all revoke ! c]tificate if at any "t ! significant v5dor no long] meets ! /&>ds necess>y = a det]m9ation ( suitability4 7,c7 ,reliance on c]tificate ,a qualifi$ body may1 b ne$ n1 rely ^u a c]tificate issu$ "u subp>agraph 7,a7 to a significant v5dor ) respect to "o application 9 ! review ( ! same significant v5dor 9 o!r lic5se applications4 7,d7 ,c]tificates issu$ by o!r qualifi$ bodies ,a qualifi$ body may1 b ne$ n1 accept a c]tificate issu$ to a significant v5dor by ano!r qualifi$ body z evid5ce ( ! suitability ( ! significant v5dor4 7#f7 ,o!r v5dors 7,a7 ,notice ,a lic5see %all promptly notify ! qualifi$ body t issu$ ! lic5se to ! lic5see ( all p]sons t are n significant v5dors t-- 7i7 direct1 provide1 or solicit cu/om]s to or = ! lic5see's ,int]net gambl+ facility1 or mat]ially assi/ 9 any ( ^? tasks1 9 return = a commission or o!r fee2 7ii7 hold !mselves out to ! public z (f]+ bets or wag]s on ! lic5see's behalf2 7iii7 (f] bets or wag]s "u _! own names or br&s b us+ & rely+ on ! lic5see's ,int]net gambl+ facilities2 7iv7 lic5se tradem>ks1 trade names1 s]vice m>ks1 or o!r simil> intellectual prop]ty to ! lic5see2 or 7v7 own a sub/antial int]e/ 9 or control a p]son describ$ 9 clause 7i71 7ii71 7iii71 or 7iv74 7,b7 ,suitability ( o!r v5dors & p]sons ,a qualifi$ body t reviews an application ( an applicant = a lic5se or issues a lic5se to a lic5see may1 at ! sole discretion ( ! qualifi$ body & on a case-by-case basis1 require z a condition ( su* lic5se t a p]son meet suitability requirem5ts "u p>agraph 7#a7 if ! p]son-- 7i7 is describ$ 9 subp>agraph 7,a7 ) respect to ! applicant or lic5see2 7ii7 provides s]vices to an applicant or lic5see & ! qualifi$ body det]m9es t1 ) respect to su* s]vices1 !re is a sub/antial risk ( circumv5tion ( ! suitability requirem5ts applicable to significant v5dors2 or 7iii7 is associat$ ) ! applicant or lic5see or "o ( ! significant v5dors ( ! applicant or lic5see & ! qualifi$ body det]m9es su* p]son may pose a ?reat to ! integrity ( ,int]net gambl+ facilities op]at$ by ! applicant or lic5see4 7,c7 ,in=mation ,a qualifi$ body may require su* in=mation f an applicant1 lic5see1 significant v5dor or o!r p]son id5tifi$ 9 ?is p>agraph z ! qualifi$ body consid]s necess>y to c>ry out ?is p>agraph4 7#g7 ,en=cem5t actions 7,a7 ,9 g5]al ,if ! ,secret>y or ! qualifi$ body t issu$ a lic5se to a lic5see f9ds t ! lic5see1 or any o!r p]son t is subject to a requir$ det]m9ation ( suitability 9 connection ) su* lic5see1 ceases to meet ! suitability requirem5ts ( ?is subsection at any "t dur+ ! t5ure ( ! lic5se1 ! ,secret>y or ! qualifi$ body may take action to protect ! public int]e/1 includ+1 if ! ,secret>y or qualifi$ body consid]s necess>y1 ! susp5sion or t]m9ation ( ! lic5se4 7,b7 ,imposition ( conditions includ+ removal ( p>ties ,not)/&+ a det]m9ation "u subp>agraph 7,a71 ! ,secret>y or ! qualifi$ body t issu$ a lic5se to a lic5see may all[ ! lic5see to cont9ue engag+ 9 lic5s$ activities by impos+ conditions on ! p]son to :i* subp>agraph 7,a7 is applicable "u p5alty ( revocation or susp5sion ( a lic5se or c]tificate ( suitability1 includ+-- 7i7 ! id5tification ( any p]son det]m9$ to be unsuitable2 & 7ii7 ! e/abli%m5t ( appropriate safegu>ds to ensure su* p]son is exclud$ f any managem5t or involvem5t 9 op]ation ( ! lic5s$ activities4 7,c7 ,special rule = en=cem5t ( prohibition on unlawful sports wag]+ ,if ! ,secret>y or a qualifi$ body f9ds t a lic5see is no long] suitable "u ?is subsection because su* lic5see has accept$ bets or wag]s z describ$ 9 p>agraph 7#c77;,f7 or has affiliat$ z describ$ 9 p>agraph 7#c77;,g71 ! ,secret>y or ! qualifi$ body1 z ! case may be1 %all revoke ! lic5se ( su* lic5see 9 addition to ! imposition ( su* o!r p5alties z ! ,secret>y or qualifi$ body consid]s appropriate "u ?is title4 7#h7 ,adm9i/rative provisions 7,a7 ,backgr\nd *eck & inve/igation ,ea* qualifi$ body %all e/abli% /&>ds & proc$ures = conduct+ backgr\nd *ecks & inve/igations = purposes ( ?is subsection4 7,b7 ,non-admissibility ( /atem5ts = purposes ( defamation actions ,any writt5 or oral /atem5t made 9 ! c\rse ( an (ficial proce$+ ( ! ,secret>y or a qualifi$ body1 by any memb] !re(1 or any witness te/ify+ "u oa? :i* is relevant to ! purpose ( ! proce$+ & relates to ! review ( an application = a lic5se "u ?is title %all n be admissible 9 any ,f$]al or ,/ate c\rt 9 a civil action to prove defamation4 7,c7 ,pres]vation ( privilege recogniz$ "u o!r provisions ( law ,any privilege recogniz$ "u any o!r provision ( ,f$]al1 ,/ate1 or tribal law1 includ+ attorney-cli5t1 physician-pati5t1 & acc\ntant-cli5t privileges1 %all n be waiv$ or lo/ because a docum5t or communication o!rwise protect$ by ! privilege is disclos$ to ! ,secret>y or a qualifi$ body "u ?is title4 7,d7 ,confid5tiality 7i7 ,except z set =? 9 provision 7ii7 ( ?is subsection1 any communication or docum5t1 except in=mation t is already public1 %all be treat$ z confid5tial & may n be disclos$1 9 :ole or "p1 by ! ,secret>y or a qualifi$ body )\t a lawful c\rt ord] or z o!rwise requir$ by law1 if ! communication or docum5t is-- 7,i7 requir$ by ! ,secret>y or qualifi$ body to be disclos$ by ! applicant1 lic5see1 or significant v5dor1 includ+ applications1 f9ancial or e>n+s in=mation1 & crim9al records1 :e!r ( ! applicant or lic5see or ( any affiliate1 employee1 (fic]1 director or significant v5dor !re(1 or ( any o!r ?ird-p>ty2 7,,ii7 prep>$ or obta9$ by an ag5t or employee ( ! ,secret>y or qualifi$ body t conta9s in=mation describ$ 9 clause 7i72 or 7,,iii7 submitt$ by ! applicant1 lic5see1 or significant v5dor 9 connection ) a p5d+ application or exi/+ lic5se4 7ii7 ,no?+ 9 ?is subsection %all limit ! disclosure ( in=mation provid$ by an applicant1 lic5see1 or significant v5dor to ! ,secret>y or qualifi$ body to any (ficial ( ! ,unit$ ,/ates1 or to any ,/ate regulatory or en=cem5t ag5cy1 reque/+ su* in=mation = any au?oriz$ purpose "u ,f$]al or ,/ate law1 includ+ b n limit$ to ! adm9i/ration or en=cem5t ( ,f$]al or ,/ate laws conc]n+ int]net gambl+1 ,u4,s4 tax laws1 consum] protection1 data protection1 f9ancial regulation1 or = ! purposes ( any civil or crim9al inve/igation4 7e7 ,assessm5ts = adm9i/rative exp5ses 7#a7 ,us] fees 7,a7 ,9 g5]al ,! co/ ( adm9i/]+ ?is title ) respect to ea* applicant1 lic5see1 & significant v5dor1 includ+ ! co/ ( any review or exam9ation ( a lic5see or its significant v5dors to ensure compliance ) ! t]ms ( ! lic5se & ?is title1 %all be assess$ by ! qualifi$ body receiv+ an application or issu+ a lic5se aga9/ ! applicant1 lic5see1 or significant v5dor1 z ! case may be1 by writt5 notice 9 an am\nt t ! qualifi$ body det]m9es is necess>y to meet ! qualifi$ body's exp5ses 9 c>ry+ out su* adm9i/ration1 review1 or exam9ation4 7,b7 ,exp5ses = review or exam9ation ,exp5ses t are attributable to review or exam9ation ( a p>ticul> applicant1 lic5see1 or significant v5dor %all be assess$ "u subp>agraph 7,a7 aga9/ t applicant1 lic5see1 or significant v5dor4 7,c7 ,exp5ses = g5]al adm9i/ration ,exp5ses = g5]al adm9i/ration %all be assess$ aga9/ all lic5sees equally4 7,d7 ,us] fees e/abli%$ by secret>y 7i7 ,9 g5]al ,! ,secret>y may e/abli% us] fees to be paid by applicants1 lic5sees1 & significant v5dors 9 am\nts ! ,secret>y det]m9es necess>y to meet ! ,secret>y's co/ ( adm9i/]+ ?is title4 7ii7 ,collection by qualifi$ bodies ,qualifi$ bodies %all collect us] fees e/abli%$ "u clause 7i7 f applicants1 lic5sees1 & significant v5dors & turn !m ov] promptly to ! ,secret>y4 7iii7 ,disposition ( us] fees ,am\nts assess$ by ! ,secret>y z us] fees "u clause 7i7 %all-- 7,i7 be available to ! ,secret>y to cov] exp5ses incurr$ by ! ,secret>y 9 c>ry+ out ! provisions ( ?is title2 & 7,,ii7 n be con/ru$ to be ,gov]nm5t funds or appropriat$ monies1 or subject to apportionm5t = ! purposes ( any o!r provision ( law4 7,e7 ,disposition ( us] fees ,except z provid$ 9 subp>agraph 7,d71 am\nts assess$ by a qualifi$ body z us] fees "u ?is p>agraph %all-- 7i7 be available to ! qualifi$ body to cov] exp5ses incurr$ by ! qualifi$ body 9 c>ry+ out ! provisions ( ?is title2 & 7ii7 except 9 ! case ( ! ,(fice ( ,int]net ,gambl+ ,ov]sight e/abli%$ "u section #ajd1 n be con/ru$ to be ,gov]nm5t funds or appropriat$ monies1 or subject to apportionm5t = ! purposes ( any o!r provision ( law4 7,f7 ,collection ,if a lic5see or significant v5dor fails to pay a us] fee to a qualifi$ body "u ?is p>agraph aft] ! assessm5t ( ! fee has become f9al-- 7i7 ! qualifi$ body may recov] ! am\nt assess$ by action 9 a c\rt ( ! ,/ate or ,indian tribe ( ! qualifi$ body or 9 ! ,unit$ ,/ates di/rict c\rt 9 ! ,/ate 9 :i* su* qualifi$ body is locat$1 along ) any co/s ( collection & attorney fees2 & 7ii7 su* failure may be gr\nds = d5ial ( an application = a lic5se "u ?is title or revocation ( a lic5se or c]tificate ( suitability "u ?is title4 7,g7 ,paym5t ( significant v5dor us] fees by applicants & lic5sees ,a us] fee assess$ aga9/ a significant v5dor may be paid by an applicant or lic5see on behalf ( ! significant v5dor4 7#b7 ,direct & exclusive obligation ( lic5see ,) respect to a lic5see1 a us] fee %all be ! direct & exclusive obligation ( ! lic5see & may n be d$uct$ f am\nts available z deposits to any p]son plac+ a bet or wag] ) ! lic5see4 7f7 ,approval ( lic5se 7#a7 ,9 g5]al ,except z provid$ 9 p>agraph 7#b71 a qualifi$ body may issue to an applicant a lic5se "u ?is title = ! op]ation ( an ,int]net gambl+ facility if ! applicant meets ! crit]ia e/abli%$ by ! qualifi$ body "u ?is title4 7#b7 ,au?ority ( secret>y to revoke lic5ses 7,a7 ,9 g5]al ,not)/&+ any lic5se or c]tificate ( suitability issu$ by a qualifi$ body1 ! ,secret>y may susp5d or revoke su* lic5se or c]tificate if ! ,secret>y has reason to believe t ! recipi5t does n meet ! suitability requirem5ts e/abli%$ "u subsection 7d7 or1 z applicable1 any o!r requirem5t impos$ on a lic5see "u ?is title4 7,b7 ,no au?ority to ov]turn d5ials & t]m9ations ,! ,secret>y may n ov]turn a decision by a qualifi$ body 7o!r ?an ! ,(fice ( ,int]net ,gambl+ ,ov]sight7 to d5y or to t]m9ate a lic5se or to d5y or revoke a c]tificate ( suitability4 7#c7 ,conflicts betwe5 qualifi$ bodies ,if a qualifi$ body d5ies a lic5se1 t]m9ates a lic5se1 d5ies a c]tificate ( suitability1 or revokes a c]tificate ( suitability to a p]son & )9 #a ye> ( su* d5ial1 t]m9ation1 or revocation ano!r qualifi$ body grants su* p]son a lic5se or c]tificate ( suitability1 ! ,secret>y %all-- 7,a7 comm5ce a review ( su* lic5se or c]tificate ( suitability2 & 7,b7 n lat] ?an #ij days aft] su* comm5cem5t1 det]m9e :e!r to act "u p>agraph 7#b74 7#d7 ,control def9$ ,9 ?is subsection1 ! t]m control1 ) respect to a p]son1 means ! possession1 directly or indirectly1 ( ! p[] to direct or influ5ce ! direction ( ! managem5t or policies ( ! p]son1 :e!r ?r\gh ! own]%ip ( vot+ securities1 ?r\gh a managem5t1 executive (fic]1 or bo>d position1 by %>ehold]s or simil> agreem5t1 or o!rwise4 7g7 ,safegu>ds requir$ ( lic5see 7#a7 ,9 g5]al ,no qualifi$ body %all issue a lic5se "u ?is title unless ! qualifi$ body-- 7,a7 prescribes regulations t prohibit a p]son f receiv+ or reta9+ a lic5se "u ?is title unless ! p]son ma9ta9s or requires me*anisms s t ! requirem5ts describ$ 9 p>agraph 7#b7 are met ) respect to ! op]ation ( an ,int]net gambl+ facility2 & 7,b7 reviews ! applicant's ability to comply ) ! requirem5ts ( ?is subsection1 includ+ by te/+ ! applicant's sy/ems & s(tw>e1 or by m&at+ su* te/+ by an indep5d5t1 qualifi$ entity4 7#b7 ,safegu>ds ,! requirem5ts describ$ 9 ?is p>agraph are z foll[s3 7,a7 ,prohibition on und]age gam+ ,appropriate safegu>ds to ensure1 to a reasonable degree ( c]ta9ty1 t ! individual plac+ a bet or wag] is n y\ng] ?an #ba ye>s ( age1 at ! "t ( regi/ration & all log ons4 7,b7 ,prohibit$ locations ,appropriate safegu>ds to ensure1 to a reasonable degree ( c]ta9ty1 t ! individual plac+ a bet or wag] is physically locat$ 9 a jurisdiction t has opt$ 9 "u section #ajh at ! "t ! bet or wag] is plac$1 at ! "t ( regi/ration & all log ons4 7,c7 ,collection or report+ ( cu/om] taxes ,appropriate me*anisms to ensure1 to a reasonable degree ( c]ta9ty1 t all taxes relat+ to ,int]net gambl+ f p]sons engag$ 9 bets or wag]s relat+ to su* ,int]net gambl+ are collect$ or report$1 z requir$ by law1 at ! "t ( any paym5t ( proce$s ( su* bets or wag]s4 7,d7 ,collection or report+ ( taxes ( lic5see ,appropriate me*anisms to ensure t all taxes relat+ to ! op]ation ( an ,int]net gambl+ facility f any lic5see are collect$ z requir$ by law & t adequate records to enable lat] audit or v]ification are ma9ta9$4 7,e7 ,report+ ( fees ( lic5see ,appropriate me*anisms to ensure t adequate records are ma9ta9$ to enable lat] audit or v]ification t ! lic5see has paid all fees requir$ "u ?is title4 7,f7 ,safegu>ds aga9/ f9ancial crime ,appropriate safegu>ds to prev5t1 to a reasonable degree ( c]ta9ty1 fraud1 money laund]+1 tax evasion1 & t]rori/ f9anc+4 7,g7 ,safegu>ds aga9/ compulsive play ,appropriate safegu>ds to ensure1 to a reasonable degree ( c]ta9ty1 compliance ) ! requirem5ts ( section #ajg7;b74 7,h7 ,privacy safegu>ds ,appropriate safegu>ds to protect1 to a reasonable degree ( c]ta9ty1 ! privacy & ,int]net security ( any p]son engag$ 9 bets or wag]s ) ! lic5see's ,int]net gambl+ facility4 7,i7 ,paym5t ( assessm5ts ,appropriate me*anisms to ensure t any us] fee requir$ "u subsection 7e7 is paid to ! qualifi$ body4 7,j7 ,hone/ games ,appropriate safegu>ds to ensure1 to a reasonable degree ( c]ta9ty1 t ,int]net gambl+ games are fair & hone/1 & to prev5t1 to a reasonable degree ( c]ta9ty1 *eat+1 includ+ collusion1 & use ( *eat+ devices1 includ+ use ( s(tw>e programs 7sometimes ref]r$ to z bots7 t make bets or wag]s accord+ to algori?ms4 7,k7 ,segregation ( play] funds ,appropriate safegu>ds to ensure play] funds are held 9 acc\nts segregat$ f ! funds ( lic5sees & are o!rwise protect$ f corporate insolv5cy1 f9ancial risk1 or crim9al or civil actions aga9/ ! lic5see4 7,l7 ,o!r requirem5ts ,su* o!r me*anisms & safegu>ds z ! qualifi$ body may e/abli% by regulation4 7h7 ,location ( remote gam+ equipm5t 7#a7 ,)9 ! ,unit$ ,/ates ,a lic5see %all ma9ta9 its remote gam+ equipm5t )9 ! t]ritory ( ! ,unit$ ,/ates ?r\gh\t ! t]m ( its lic5se4 7#b7 ,)9 t]ritory ( qualifi$ body ,a qualifi$ body may require a lic5see ( ! qualifi$ body to locate ! remote gam+ equipm5t ( ! lic5see )9 ! t]ritory ( ! ,/ate or ,indian tribe ( ! qualifi$ body if ! qualifi$ body det]m9es t su* requirem5t w advance ! regulatory int]e/s ( ?is title4 7i7 ,lic5se is a privilege n a "r 7#a7 ,9 g5]al ,a decision by a qualifi$ body n to grant a p]son a lic5se or c]tificate ( suitability1 or to t]m9ate a lic5se or revoke a c]tificate ( suitability1 is n reviewable "u ! law ( any jurisdiction o!r ?an ! jurisdiction ( ! qualifi$ body4 7#b7 ,appeal ,) respect to a decision describ$ 9 p>agraph 7#a7 ( a qualifi$ body1 ! ,/ate or ,indian tribe ( ! jurisdiction ( ! qualifi$ body may1 b ne$ n1 provide an opportunity to appeal su* decision4 7j7 ,t]m1 r5ewal1 & transf] ( lic5se 7#a7 ,t]m ,any lic5se issu$ "u ?is title %all be issu$ = a #e-ye> t]m beg9n+ on ! date ( issuance4 7#b7 ,r5ewal ,a lic5se may be r5ew$ 9 accordance ) requirem5ts prescrib$ by ! qualifi$ body t issu$ ! lic5se "u ?is title4 7#c7 ,transf] ,a transf] ( a lic5se1 *ange ( control ( a lic5see1 or *ange 9 significant v5dor %all require prior approval by ! qualifi$ body t issu$ ! lic5se4 ,! qualifi$ body %all at a m9imum ensure ! suitability requirem5ts ( subsection 7d7 cont9ue to be satisfi$ be=e approv+ any su* transf] or *ange4 7k7 ,adm9i/rative provisions 7#a7 ,det]m9ation ( int]net gambl+ 7,a7 ,initial det]m9ation by qualifi$ body ,a det]m9ation :e!r a game1 h&1 t\rnam5t1 or o!r conte/ ( a lic5see is au?oriz$ ,int]net gambl+ "u ?is ,act1 & n prohibit$ sports-relat$ ,int]net gambl+1 %all be made 9 ! fir/ in/ance by ! qualifi$ body t issu$ ! lic5se to su* lic5see "u ?is title4 7,b7 ,*all5ges 7i7 ,9 g5]al ,a lic5see or qualifi$ body may *all5ge :e!r a game1 h&1 t\rnam5t1 or o!r conte/ ( ano!r lic5see is sports-relat$ ,int]net gambl+4 7ii7 ,*all5ge made ) secret>y ,a *all5ge made "u clause 7i7 %all be made ) ! ,secret>y4 7iii7 ,det]m9ation made by secret>y )9 #cj days ,if a *all5ge is made "u clause 7i71 ! ,secret>y %all make a det]m9ation :e!r ! game1 h&1 t\rnam5t1 or o!r conte/ is sports-relat$ ,int]net gambl+ n lat] ?an #cj days aft] ! date on :i* ! *all5ge is made4 7iv7 ,op]ation until det]m9ation ,a lic5see t (f]s a game1 h&1 t\rnam5t1 or o!r conte/ t is *all5g$ "u clause 7i7 may cont9ue to (f] su* game1 h&1 t\rnam5t1 or o!r conte/ until ! ,secret>y makes a det]m9ation "u clause 7iii74 7,c7 ,appeals 7i7 ,9 g5]al ,n lat] ?an #cj days aft] ! date on :i* ! ,secret>y makes a det]m9ation "u subp>agraph 7,b77iii71 a lic5see or a qualifi$ body may appeal su* det]m9ation "u *apt] #g ( title #e1 ,unit$ ,/ates ,code4 7ii7 ,op]ation p5d+ appeal ,dur+ ! p]iod 9 :i* a game1 h&1 t\rnam5t1 or o!r conte/ is be+ *all5g$ ?r\gh an appeal "u clause 7i71 ! ,unit$ ,/ates ,di/rict ,c\rt = ! ,di/rict ( ,columbia may all[ a lic5see to cont9ue (f]+ ! game1 h&1 t\rnam5t1 or o!r conte/ 9 full compliance ) ! t]ms ( its exi/+ lic5se & any o!r conditions ! c\rt consid]s necess>y1 if ! c\rt det]m9es t-- 7,i7 ! lic5see has a reasonable likelihood ( success on ! m]its2 & 7,,ii7 all[+ ! lic5see to cont9ue (f]+ ! *all5g$ game1 h&1 t\rnam5t1 or o!r conte/ :ile ! appeal is p5d+ w n ?reat5 ! public int]e/4 7#b7 ,*all5ges "u ,/ate law ,except z provid$ 9 p>agraph 7#a7 & unless o!rwise specifically provid$ 9 ?is title1 actions tak5 by a qualifi$ body o!r ?an ! ,(fice ( ,int]net ,gambl+ ,ov]sight may be *all5g$ by applicants & lic5sees only z p]mitt$ "u ! law ( ! ,/ate or ,indian tribe 9 :i* ! qualifi$ body is locat$4 7#c7 ,summons 7,a7 ,9 g5]al ,! ,secret>y may issue a summons ) respect to an applicant or lic5see necess>y to c>ry out ! provisions ( ?is title4 7,b7 ,production at designat$ site ,a summons issu$ by ! ,secret>y pursuant to ?is p>agraph may require t books1 pap]s1 records1 or o!r data /or$ or ma9ta9$ at any place be produc$ at any-- 7i7 bus9ess location ( a lic5see or applicant = a lic5se2 7ii7 designat$ location 9 ! ,/ate or ,indian l&s ( ! applicable qualifi$ body2 or 7iii7 designat$ location 9 ! ,di/rict ( ,columbia4 7,c7 ,no liability = exp5ses ,! ,secret>y %all n be liable = any exp5se incurr$ 9 connection ) ! production ( books1 pap]s1 records1 or o!r data "u ?is p>agraph4 7,d7 ,s]vice ( summons ,s]vice ( a summons issu$ "u ?is subsection may be by regi/]$ mail or 9 su* o!r mann] calculat$ to give actual notice z det]m9$ by ! ,secret>y4 7,e7 ,au?orization to invoke aid ( c\rts ,! ,secret>y may invoke ! aid ( any c\rt ( ! ,unit$ ,/ates to compel compliance ) ! summons )9 ! jurisdiction ( :i*-- 7i7 ! inve/igation :i* gave rise to ! summons or ! exam9ation is be+ or has be5 c>ri$ on2 7ii7 ! p]son summon$ is an inhabitant2 or 7iii7 ! p]son summon$ c>ries on bus9ess or may be f\nd4 7,f7 ,p[] ( c\rts to compel appe>ance ,! c\rt may issue an ord] requir+ ! p]son summon$ to appe> be=e ! ,secret>y-- 7i7 to produce books1 pap]s1 records1 & o!r data2 7ii7 to give te/imony z may be necess>y to expla9 h[ su* mat]ial 0 compil$ & ma9ta9$2 7iii7 to all[ ! ,secret>y to exam9e ! bus9ess ( a lic5see2 & 7iv7 to pay ! co/s ( ! proce$+4 7,g7 ,contumacy or refusal ,any failure to obey ! ord] ( ! c\rt "u ?is p>agraph may be puni%$ by ! c\rt z a contempt !re(4 ,all process 9 any case "u ?is subsection may be s]v$ 9 any judicial di/rict 9 :i* su* p]son may be f\nd4 7l7 ,discipl9>y action 7#a7 ,9 g5]al ,a lic5see may be subject to discipl9>y action1 includ+ ! imposition ( civil p5alties or susp5sion or revocation ( its lic5se1 by a qualifi$ body t issu$ a lic5se to ! lic5see or by ! ,secret>y if ! lic5see fails to comply ) any provision ( ?is title1 any regulation prescrib$ !reund]1 or any o!r applicable provision ( ,/ate or tribal law4 7#b7 ,initiat+ ag5cy ,only ! ,secret>y or ! qualifi$ body :i* grant$ ! lic5se to a lic5see may initiate discipl9>y action "u ?is title aga9/ ! lic5see4 7#c7 ,sav+s provision ,no?+ 9 ?is subsection %all be con/ru$ to limit or alt] ! application ( any law o!r ?an ?is title to a lic5see or affiliat$ p]son1 or to effect ! en=cem5t ( su* law by ! appropriate law en=cem5t adm9i/rative1 or regulatory entity4 7#d7 ,discipl9>y proc$ures 7,a7 ,9 g5]al ,a qualifi$ body %all comm5ce discipl9>y action "u ?is subsection aga9/ a lic5see ^u s]vice ( a =mal writt5 compla9t ^u ! lic5see1 ) a copy =w>d$ to ! ,secret>y1 t sets =? ! gr\nds = ! discipl9>y action & ! propos$ p5alty t is be+ s\ght1 :i* may include any or all ( ! imposition ( a f9e z provid$ pursuant to subsection 7m77#a7 or limitation1 condition1 susp5sion or revocation ( ! lic5se4 7,b7 ,9 accordance ) law ( jurisdiction ( qualifi$ body ,! process = discipl9>y action "u ?is subsection %all proce$ accord+ to ! law ( ! jurisdiction ( ! applicable qualifi$ body4 7#e7 ,f9ality ( action & appeals 7,a7 ,f9ality ,any discipl9>y action "u ?is subsection %all be treat$ z a f9al action4 7,b7 ,action by qualifi$ bodies ,a lic5see aggriev$ by discipl9>y action "u ?is subsection by a qualifi$ body may file an appeal 9 ! jurisdiction :]e ! qualifi$ body tak+ su* action is locat$ only to ! ext5t p]mitt$ by ! law ( su* jurisdiction1 or 9 ,f$]al c\rt z au?oriz$ by ,f$]al law4 7#f7 ,p5d+ appeal ,dur+ ! p]iod 9 :i* a susp5sion or revocation ( an exi/+ lic5se is be+ *all5g$ ?r\gh a p5d+ judicial proce$+1 ! c\rt h&l+ ! *all5ge may all[ ! lic5see to cont9ue (f]+ bets & wag]s 9 full compliance ) ! t]ms ( its exi/+ lic5se & any o!r conditions ! c\rt consid]s necess>y1 if ! c\rt det]m9es t-- 7,a7 ! appellant has a reasonable likelihood ( success on ! m]its2 & 7,b7 all[+ ! appellant to cont9ue (f]+ bets & wag]s :ile ! appeal is p5d+ w n ?reat5 ! public int]e/4 7#g7 ,return ( cu/om] funds ,if a lic5see's lic5se is revok$ & no appeal pursuant to p>agraph 7#e7 is p5d+1 ! lic5see %all-- 7,a7 to ! degree feasible1 return all cu/om] funds to ,unit$ ,/ates cu/om]s 9 an ord]ly mann] n lat] ?an #cj days aft] ! date ( ! revocation ( ! lic5se2 & 7,b7 place 9 escr[ ^? sums return ( :i* to ,unit$ ,/ates cu/om]s is n feasible due to *ange 9 cu/om] address1 bank details1 or simil> difficulty 9 an acc\nt ) a f9ancial in/itution 9 ! ,unit$ ,/ates = safekeep+ & ord]ly disposition by ! ,secret>y4 7#h7 ,ref]ral to attorney g5]al ,if1 9 ! c\rse ( c>ry+ out ! provisions ( ?is title1 ! ,secret>y or a qualifi$ body f9ds a sub/antial basis to believe t a p]son has violat$ section #ajc7;a71 ! ,secret>y or qualifi$ body %all ref] su* matt] to ! ,attorney ,g5]al4 7m7 ,civil monet>y p5alties 7#a7 ,9 g5]al 7,a7 ,p5alties assess$ by qualifi$ bodies ,a qualifi$ body may assess ^u any lic5see or o!r p]son subject to ! requirem5ts ( ?is title = ea* violation ( ?is title or any regulation prescrib$ or ord] issu$ "u ?is title1 a civil p5alty ( n m ?an ! great] (-- 7i7 ! am\nt involv$ 9 ! violation1 if any2 7ii7 #bej1jjj = an individual & #gej1jjj = a corporation2 or 7iii7 su* o!r am\nt z provid$ "u ! applicable ,/ate or tribal law ( ! qualifi$ body4 7,b7 ,p5alties assess$ by secret>y ,! ,secret>y may assess ^u any lic5see or o!r p]son subject to ! requirem5ts ( ?is title = ea* violation ( ?is title or any regulation prescrib$ or ord] issu$ "u ?is title1 a civil p5alty ( n m ?an ! great] (-- 7i7 ! am\nt involv$ 9 ! violation1 if any2 or 7ii7 #bej1jjj = an individual & #gej1jjj = a corporation4 7,c7 ,n cumulative 7i7 ,9 g5]al ,! p5alties au?oriz$ "u subp>agraphs 7,a7 & 7,b7 %all n be cumulative & only "o su* p5alty may be assess$ p] violation4 7ii7 ,con/ruction ,clause 7i7 %all n be con/ru$ to limit ! au?ority ( a qualify+ body or ! ,secret>y1 z ! case may be1 to pursue a civil p5alty = ea* violation ( a relat$ s]ies ( violations4 7,d7 ,failure to obta9 a lic5se ,not)/&+ any o!r provision ( law1 ! ,secret>y %all assess ^u a p]son t is requir$ to ma9ta9 a lic5se "u ?is title1 b fails to ma9ta9 a lic5se "u ?is title1 a civil p5alty ( n m ?an ! great] (-- 7i7 ! am\nt ( bets or wag]s tak5 by ! p]son f play]s 9 ! ,unit$ ,/ates dur+ ! p]iod t a lic5se 0 ne$$ b n held by ! p]son2 or 7ii7 #a1jjj1jjj p] day t ! p]son accepts bets or wag]s f play]s 9 ! ,unit$ ,/ates dur+ ! p]iod t a lic5se 0 ne$$ b n held by ! p]son4 7,e7 ,con/ruction ,no?+ 9 ?is p>agraph %all be con/ru$ to affect ! ability ( a law en=cem5t (ficial to seek crim9al p5alties aga9/ a p]son4 7#b7 ,assessm5t 7,a7 ,en=cem5t by qualifi$ bodies ,qualifi$ bodies & su* o!r entities z are au?oriz$ by applicable ,/ate or tribal law %all en=ce ! provisions ( ?is title "u ! law ( ! applicable ,/ate or ,indian tribe1 & p5alties %all be det]m9$1 reviewable1 collectable1 & dispos$ ( z provid$ "u su* law4 7,b7 ,en=cem5t by secret>y 7i7 ,writt5 notice ,any p5alty impos$ "u p>agraph 7#a77;,b7 %all be assess$ & collect$ by ! ,secret>y by writt5 notice4 7ii7 ,f9ality ( assessm5t ,if1 ) respect to any assessm5t "u p>agraph 7#a77;,b71 a he>+ is n reque/$ pursuant to clause 7v7 )9 ! p]iod ( "t all[$ "u su* clause1 ! assessm5t %all con/itute a f9al ag5cy ord]4 7iii7 ,au?ority to modify or remit p5alty ,! ,secret>y may compromise1 modify1 or remit any p5alty :i* ! ,secret>y may assess or has already assess$ "u p>agraph 7#a77;,b74 7iv7 ,mitigat+ factors ,9 det]m9+ ! am\nt ( any p5alty impos$ "u p>agraph 7#a77;,b71 ! ,secret>y %all take into acc\nt ! appropriat5ess ( ! p5alty ) respect to ! foll[+3 7,i7 ,! size ( ! f9ancial res\rces & ! good fai? ( ! p]son aga9/ :om ! p5alty is assess$4 7,,ii7 ,! gravity ( ! violation4 7,,iii7 ,! hi/ory ( previ\s violations4 7,,iv7 ,su* o!r matt]s z ju/ice may require4 7v7 ,he>+ ,! p]son aga9/ :om any p5alty is assess$ "u p>agraph 7#a77;,b7 %all be af=d$ a he>+ by ! ,secret>y if su* p]son submits to ! ,secret>y a reque/ = su* he>+ n lat] ?an #bj days aft] ! date ( ! issuance ( ! notice ( assessm5t4 7vi7 ,collection 7,i7 ,ref]ral ,if any p]son fails to pay an assessm5t aft] any p5alty assess$ "u ?is subp>agraph has become f9al1 ! ,secret>y %all recov] ! am\nt assess$ by action 9 ! appropriate ,unit$ ,/ates di/rict c\rt4 7,,ii7 ,scope ( review ,9 any civil action "u subclause 7,i71 ! validity & appropriat5ess ( ! p5alty %all be subject to review = abuse ( ag5cy discretion4 7vii7 ,disbursem5t ,all p5alties collect$ "u au?ority ( p>agraph 7#a77;,b7 %all be deposit$ into ! ,treasury ( ! ,unit$ ,/ates4 7#c7 ,condition = lic5sure ,paym5t by a lic5see ( any civil p5alty assess$ "u ?is subsection t has become f9al %all be a requirem5t = ! ret5tion ( its lic5se4 7n7 ,li/ ( lic5s$ int]net gambl+ facilities ,! ,secret>y %all e/abli% & ma9ta9 a li/ ( all ,int]net gambl+ facilities lic5s$ "u ?is section4 ,! ,secret>y %all update su* li/ regul>ly & make su* li/ publicly available on an ,int]net website4 #ajg4 ,compulsive gam+1 responsible gam+1 & self-exclusion program requirem5ts 7a7 ,regulations requir$ 7#a7 ,9 g5]al ,ea* qualifi$ body %all1 be=e issu+ any lic5ses "u ?is title1 prescribe regulations = ! developm5t ( a ,compulsive ,gam+1 ,responsible ,gam+1 & ,self-,exclusion ,program t ea* lic5see ( t qualifi$ body %all implem5t z a condition ( lic5sure4 7#b7 ,outrea* ,! regulations requir$ by p>agraph 7#a7 %all also provide = ! e/abli%m5t ( a program to al]t ! public to ! exi/5ce1 consequ5ces1 & availability ( ! self-exclusion li/ e/abli%$ "u subsection 7c74 7b7 ,m9imum requirem5ts ,"u ea* program "u subsection 7a71 a lic5see %all1 "u ! scope ( ! lic5se issu$ ! lic5see "u ?is title1 at a m9imum-- 7#a7 provide in=mational mat]ials writt5 9 pla9 language ab\t responsible gam+1 includ+ in=mation ab\t ! self-exclusion li/ e/abli%$ "u subsection 7c7 & h[ a play] may reque/ placem5t on ! li/1 ea* "t a play] signs 9 to make a bet or wag]1 :i* mat]ials %all be provid$ via a prom95tly display$ hyp]l9k or comp>able me*anism2 7#b7 provide in=mational mat]ials ab\t responsible gam+ to any play] t reque/s su* mat]ials2 7#c7 make cont9u\sly available individualiz$ responsible gam+ options t any cu/om] may *oose1 includ+ all[+ cu/om]s to self-limit deposits am\nts1 frequ5cy ( play1 & losses1 z well z _! access to ! issuance ( cr$it1 *eck ca%+1 or direct mail m>ket+ by ! lic5see1 9 ea* case z & to ! ext5t t ! qualifi$ body may consid] appropriate2 7#d7 ensure to a reasonable degree ( c]ta9ty t p]sons on ! li/ ( self-exclud$ p]sons e/abli%$ pursuant to subsection 7c7 are prev5t$ f initiat+ any bets or wag]s )9 ! scope ( ?is title2 & 7#e7 ensure t ! in=mation requir$ "u ?is subsection is cle>ly & prom95tly made available by ! lic5see 9 ea* language 9 :i* s]vices ( ! ,int]net gambl+ facility ( ! lic5see are (f]$4 7c7 ,li/ ( p]sons self-,exclud$ 7#a7 ,e/abli%m5t 7,a7 ,li/s ma9ta9$ by qualifi$ bodies 7i7 ,9 g5]al ,ea* qualifi$ body %all e/abli% & ma9ta9 a li/ ( p]sons self-exclud$ f play+ ,int]net gambl+ ?r\gh ,int]net gambl+ facilities lic5s$ by ! qualifi$ body4 7ii7 ,submittal to secret>y ,at ! end ( ea* day1 ea* qualifi$ body %all submit to ! ,secret>y a curr5t copy ( ! li/ e/abli%$ & ma9ta9$ by ! qualifi$ body "u clause 7i74 7,b7 ,ma/] li/ ma9ta9$ by secret>y 7i7 ,9 g5]al ,! ,secret>y %all e/abli% & ma9ta9 a ma/] li/ ( all p]sons self-exclud$ f play+ ,int]net gambl+ ?r\gh ,int]net gambl+ facilities lic5s$ "u ?is title4 ,su* li/ %all consi/ ( all p]sons submitt$ "u subp>agraph 7,a77ii74 7ii7 ,availability ,! ,secret>y %all make ! ma/] li/ e/abli%$ & ma9ta9$ "u clause 7i7 available to all qualifi$ bodies & lic5sees on an ongo+ basis & lic5sees %all ensure to a reasonable degree ( c]ta9ty t p]sons on ! ma/] li/ ( self-exclud$ p]sons are prev5t$ f initiat+ any bets or wag]s )9 ! scope ( ?is title4 7iii7 ,%>+ ( in=mation 7,i7 ,not)/&+ any o!r provision ( law1 qualifi$ bodies & lic5sees may %>e in=mation relat+ to p]sons on ! ma/] li/ among "o ano!r & ) o!r regulators1 :e!r ,f$]al1 ,/ate1 tribal1 local1 or =eign1 = ! purpose ( facilitat+ ! prev5tion ( self-exclud$ p]sons f initiat+ any bets or wag]s )9 ! scope ( ?is title4 7,,ii7 ,! ,secret>y %all e/abli% appropriate safegu>ds = ! purpose ( protect+ ! confid5tiality ( any p]sonal in=mation %>$ pursuant to ?is clause1 to prev5t ! disclosure ( su* in=mation to unau?oriz$ p]sons or = any purpose o!r ?an facilitat+ ! prev5tion ( self-exclud$ p]sons f initiat+ any bets or wag]s )9 ! scope ( ?is title4 7,c7 ,placem5t reque/ ,any p]son may reque/ placem5t on ! li/ ( self- exclud$ p]sons by-- 7i7 ackn[l$g+ 9 a mann] to be e/abli%$ by ea* qualifi$ body ) respect to its lic5sees t ! p]son wi%es to be d5i$ gam+ privileges )9 ! scope ( ?is title2 & 7ii7 agree+ t1 dur+ any p]iod ( volunt>y exclusion1 ! p]son may n p>ticipate 9 ,int]net gambl+ or collect any w9n+s or recov] any losses result+ f any gam+ activity at any ,int]net gambl+ facility ( a lic5see4 7#b7 ,limitation on liability 7,a7 ,9 g5]al ,except z provid$ 9 subp>agraph 7,b71 ! ,unit$ ,/ates1 ! ,secret>y1 a qualifi$ body1 ! ,/ate or ,indian tribe 9 :i* t qualifi$ body is locat$1 an en=cem5t ag5t1 lic5see1 or any employee or ag5t !re(1 %all n be liable to any self-exclud$ p]son or to any o!r p>ty 9 any judicial or adm9i/rative proce$+ = any h>m1 monet>y or o!rwise1 :i* may arise z a result (-- 7i7 any failure to )hold gam+ privileges f1 or to re/ore gam+ privileges to1 a self-exclud$ p]son2 7ii7 o!rwise p]mitt+ a self-exclud$ p]son to engage 9 gam+ activity :ile on ! li/ ( self-exclud$ p]sons2 or 7iii7 disclosure to lic5sees1 significant v5dors1 or employees or ag5ts ( lic5sees or significant v5dors ( ! fact t an individual has be5 plac$ on ! li/ ( self-exclud$ p]sons & ( o!r in=mation t is reasonably necess>y to id5tify t individual 9 ord] to c>ry out ?is subsection1 includ+ ! address1 date ( bir?1 & taxpay] id5tification numb] ( ! individual4 7,b7 ,lic5sees ,a lic5see or employee or ag5t !re( may be liable to a self- exclud$ p]son 9 a judicial or adm9i/rative proce$+ = a h>m describ$ 9 subp>agraph 7,a7 to ! ext5t provid$ "u ! law ( ! ,/ate or ,indian tribe ( ! qualifi$ body t issu$ ! lic5se4 7,c7 ,rule ( con/ruction ,no?+ 9 ?is p>agraph %all be con/ru$ to prev5t ! ,secret>y or a qualifi$ body f assess+ a regulatory sanction aga9/ a lic5see or p]son = fail+ to comply ) a provision ( ?is section or a regulation prescrib$ !reund] or = misuse ( any li/ ( self-exclud$ p]sons = purposes n au?oriz$ "u ?is section4 7#c7 ,disclosure provisions 7,a7 ,9 g5]al ,not)/&+ any o!r provision ( ,f$]al1 ,/ate1 or tribal law1 ! li/ ( self-exclud$ p]sons %all n be op5 to public inspection4 7,b7 ,affiliate disclosure ,if necess>y to effectuate ! self-exclusion purposes ( ?is subsection1 any lic5see may disclose ! id5tities ( p]sons on ! self- exclud$ li/ to any significant v5dor1 s]vice provid]1 or affiliat$ company to ! ext5t t ! significant v5dor1 s]vice provid]1 or affiliat$ company ma9ta9s su* in=mation "u confid5tiality provisions comp>able to ^? 9 ?is subsection4 7d7 ,gam+ by prohibit$ p]sons 7#a7 ,prohibition on b5efitt+ f prohibit$ gam+ activity ,a p]son :o is prohibit$ f gam+ ) a lic5see by law1 or by ord] ( ! ,secret>y1 a qualifi$ body1 or any c\rt ( compet5t jurisdiction1 includ+ any p]son on ! self-exclusion li/ "u subsection 7c71 %all n collect1 9 any mann] or proce$+1 any w9n+s or recov] any losses aris+ z a result ( prohibit$ gam+ activity ) a lic5see4 7#b7 ,=feiture ,9 addition to any o!r p5alty provid$ by law1 any money or ?+ ( value t has be5 obta9$ by1 or is ow$ to1 any prohibit$ p]son by a lic5see z a result ( bets or wag]s made by a prohibit$ p]son :ile ! applicable prohibition is effective %all be subject to =feiture by ord] ( ! ,secret>y or a qualifi$ body1 foll[+ notice to ! prohibit$ p]son & opportunity to be he>d4 7#c7 ,deposit ( =feit$ funds ,any funds =feit$ pursuant to ?is subsection %all be deposit$ into ! ,treasury ( ! ,unit$ ,/ates1 or1 9 ! case ( a =feiture to a qualifi$ body1 z provid$ by ! applicable ,/ate or tribal law4 7e7 ,adm9i/rative provisions 7#a7 ,no duty to id5tify or exclude compulsive play]s n on li/ ,no provision ( ?is section %all be con/ru$ z creat+ a legal duty 9 ! ,secret>y1 a qualifi$ body1 a lic5see1 or any employee or ag5t !re( to id5tify or to exclude compulsive play]s n on ! li/ ( self-exclud$ p]sons4 7#b7 ,no cause ( action ,! ,secret>y1 a qualifi$ body1 a lic5see1 & any employee or ag5t !re(1 %all n be liable to any p]son 9 any proce$+ = losses or o!r damages ( any k9d aris+ out ( t p]son's gam+ activities bas$ on a claim t ! p]son 0 a compulsive1 problem1 or pa?ological play]4 7#c7 ,no private "r ( action ,no?+ 9 ?is section %all be con/ru$ to create a private "r ( action4 #ajh4 ,prohibition on use ( lic5ses 9 c]ta9 ,/ates & ,indian l&s 7a7 ,9 g5]al ,int]net gambl+ provid$ by ,int]net gambl+ facilities lic5s$ "u ?is title %all be lawful 9 ! ,unit$ ,/ates only ) respect to ! acceptance ( bets or wag]s f individuals locat$ 9 ,/ates & ,indian l&s t h opt$-9 "u ?is section4 7b7 ,/ate p>ticipation 7#a7 ,opt-9 election ,a ,/ate %all be consid]$ to h opt$-9 "u ?is section if its ,gov]nor or any o!r p]son au?oriz$ to make su* notification "u ! laws ( su* ,/ate has n notifi$ ! ,secret>y )9 #abj days ( enactm5t t-- 7,a7 ,int]net gambl+ is prohibit$ 9 su* ,/ate1 or 7,b7 ! ,/ate decl9es to p>ticipate 9 ,int]net gambl+ au?oriz$ "u ?is ,act4 7#b7 ,opt-out election ,a ,/ate %all be consid]$ n to h opt$-9 "u ?is section if-- 7,a7 a majority ( a quorum ( ea* *amb] ( ! legislature ( ! ,/ate has approv$ a bill1 resolution1 or simil> measure t expresses t bets or wag]s au?oriz$ "u ?is title %\ld be prohibit$ 9 su* ,/ate2 & 7,b7 su* bill1 resolution1 or simil> measure is ! mo/ rec5t bill1 resolution1 or simil> measure approv$ by a majority ( a quorum ( ea* *amb] ( ! legislature ( ! ,/ate t expresses :e!r bets or wag]s au?oriz$ "u ?is title %\ld be prohibit$ 9 su* ,/ate4 7#c7 ,limitation on ,/ate p>ticipation ,not)/&+ any o!r provision ( law1 = purposes ( det]m9+ :e!r a ,/ate has opt$-9 "u ?is section1 nei!r ! ,secret>y nor any provision ( ,/ate law may require a ,/ate to und]take any additional or diff]5t proc$ures ?an ^? specifi$ 9 p>agraphs 7#a7 & 7#b74 7#d7 ,effective date ( *anges ,if a ,/ate *anges its election to p>ticipate or n to p>ticipate "u p>agraph 7#a7 or 7#b71 su* *ange %all apply1 = purposes ( ?is title1 beg9n+ on ! lat] (-- 7,a7 #fj days aft] ! date ( ! notification to ! ,secret>y by ! ,gov]nor any o!r p]son au?oriz$ "u ! laws ( su* ,/ate t ! ,/ate has *ang$ its election to p>ticipate or n2 or 7,b7 ! effective date specifi$ 9 any bill1 resolution1 or simil> measure det]m9+ ! p>ticipation ( ! ,/ate 9 ,int]net gambl+ "u ! laws ( su* ,/ate4 7c7 ,indian tribe notice & p>ticipation 7#a7 ,opt-9 election ,except z provid$ 9 p>agraphs 7#c7 & 7#d71 an ,indian tribe %all be consid]$ to h opt$-9 "u ?is section if ! pr9cipal *ief or o!r *ief executive (fic] or designat$ au?ority ( su* ,indian tribe has n notifi$ ! ,secret>y )9 #abj days ( enactm5t t-- 7,a7 ,int]net gambl+ is prohibit$ by su* ,indian tribe1 or 7,b7 ! ,indian tribe decl9es to p>ticipate 9 ,int]net gambl+ au?oriz$ "u ?is ,act4 7#b7 ,opt-out election ,except z provid$ 9 p>agraph 7#c7 & subsection 7d71 an ,indian tribe %all be consid]$ n to h opt$-9 "u ?is section if ! pr9cipal *ief or o!r *ief executive (fic] or designat$ au?ority ( su* ,indian tribe submits writt5 notice to ! ,secret>y t bets or wag]s o!rwise au?oriz$ "u ?is title %\ld be prohibit$ on ! ,indian l&s ( su* ,indian tribe4 7#c7 ,subsequ5t *ange ( election 7,a7 ,notice ( *ange ,except z provid$ 9 p>agraph 7#d71 9 a case 9 :i* ! pr9cipal *ief or o!r *ief executive (fic] or designat$ au?ority ( an ,indian tribe has submitt$ notice "u p>agraph 7#a7 or 7#b7 to opt-9 or opt-out1 respectively1 su* ,indian tribe may *ange its election at any "t "u ?is subsection if ! pr9cipal *ief or o!r *ief executive (fic] or designat$ au?ority ( su* ,indian tribe submits to ! ,secret>y a writt5 notice indicat+ su* *ange4 7,b7 ,/atus ,an ,indian tribe t submits notice "u subp>agraph 7,a7 %all be consid]$-- 7i7 to h opt$-9 "u ?is section if ! mo/ rec5t notice submitt$ "u su* subp>agraph indicates t bets or wag]s au?oriz$ "u ?is title %\ld n be prohibit$ on ! ,indian l&s ( su* ,indian tribe2 & 7ii7 n to h opt$-9 "u ?is section if su* notice indicates t bets or wag]s au?oriz$ "u ?is title %\ld be prohibit$ on ! ,indian l&s ( su* ,indian tribe4 7,c7 ,effective date ,a *ange 9 election "u ?is p>agraph %all apply1 = purposes ( ?is title1 beg9n+ on ! lat] (-- 7i7 #fj days aft] ! date ! mo/ rec5t notice is submitt$ "u subp>agraph 7,a72 or 7ii7 ! effective date specifi$ 9 su* notice4 7#d7 ,indian l&s locat$ 9 ,/ates t h opt$-out ,! decision ( a ,/ate to opt-9 or opt-out %all h no effect on ,int]net gambl+ 9 ! l&s ( an ,indian tribe locat$ )9 a ,/ate1 :i* %all be gov]n$ solely by det]m9ations made by ! ,indian tribe1 z communicat$ to ! ,secret>y by ! pr9cipal *ief or o!r *ief executive (fic] or designat$ au?ority ( an ,indian tribe4 7d7 ,prohibition on unlic5s$ bets or wag]s 7#a7 ,9 g5]al ,except z expressly au?oriz$ 9 ?is title1 no ,/ate or ,indian tribe may au?orize or op]ate a facility t (f]s ,int]net gambl+ unless ! ,int]net gambl+ facility is au?oriz$ & lic5s$ by t ,/ate or ,indian tribe 9 compliance ) ! law ( t ,/ate or ,indian tribe1 z applicable1 & solely provides s]vices to p>ticipants :olly )9 ! b\nd>ies ( su* ,/ate or ! ,indian l&s ( su* ,indian tribe44 7#b7 ,limitation ,! prohibition set out 9 p>agraph 7#a7 %all n apply to any bet or wag] au?oriz$ pursuant to a ,/ate or tribal law enact$ or au?oriz$ by a lic5se issu$ pursuant to ?is title4 7e7 ,notification & en=cem5t ( ,/ate & ,indian tribe prohibitions 7#a7 ,9 g5]al ,! ,secret>y %all notify qualifi$ bodies1 all lic5sees1 & applicants ( all ,/ates & ,indian tribes t are consid]$ to h opt$-9 "u ?is section1 promptly ^u receipt ( any notice receiv$ "u subsection 7b7 or 7c7 & n few] ?an #cj days be=e ! effective date ( su* notice4 7#b7 ,violations ,x %all be a violation ( ?is title = any lic5see to accept a bet or wag] initiat$ or o!rwise made by a p]son :o ! lic5see kn[s is locat$ at ! "t ( plac+ su* bet or wag] )9 any ,/ate or on ! ,indian l&s ( any ,indian tribe :i* is n consid]$ to h opt$-9 "u ?is section4 7#c7 ,/ate attorney g5]al en=cem5t ,9 any case 9 :i* ! attorney g5]al ( a ,/ate or any ,/ate or local law en=cem5t ag5cy1 au?oriz$ by ! attorney g5]al ( ! ,/ate or by ,/ate /atute to prosecute violations ( consum] protection law1 has reason to believe t an int]e/ ( ! resid5ts ( t ,/ate has be5 or is ?reat5$ or adv]sely affect$ by a violation by a lic5see "u p>agraph 7#b71 ! ,/ate1 or ! ,/ate or local law en=cem5t ag5cy1 may br+ a civil action on behalf ( ! resid5ts ( t ,/ate or jurisdiction 9 a di/rict c\rt ( ! ,unit$ ,/ates locat$ !re9-- 7,a7 to enjo9 t practice2 or 7,b7 to en=ce compliance ) ?is section4 7#d7 ,indian tribe en=cem5t ,9 any case 9 :i* ! *ief law en=cem5t (fic] ( an ,indian tribe or tribal law en=cem5t ag5cy1 au?oriz$ by ! *ief law en=cem5t (fic] ( ! ,indian tribe or by tribal law to prosecute violations ( consum] protection law1 has reason to believe t an int]e/ ( ! resid5ts ( ! ,indian l&s )9 ! tribe's jurisdiction has be5 or is ?reat5$ or adv]sely affect$ by a violation by a lic5see "u p>agraph 7#b71 ! ,indian tribe1 or ! tribal law en=cem5t ag5cy1 may br+ a civil action on behalf ( ! resid5ts ( ^? ,indian l&s 9 a di/rict c\rt ( ! ,unit$ ,/ates locat$ ne>e/ to ^? ,indian l&s-- 7,a7 to enjo9 t practice2 or 7,b7 o!rwise to en=ce compliance ) ?is section4 7f7 ,no ,impact on ,indian ,gam+ ,regulatory ,act 7#a7 ,9 g5]al ,no provision ( ?is title or decision or action tak5 by an ,indian tribe or ,/ate pursuant !reto %all h any effect on non-,int]net gam+ activities )9 ! scope ( section #aa ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgaj7 or any successor provisions or on any ,tribal-,/ate compacts or au?orities pursuant !reto4 7#b7 ,tribal /atus or category n affect$ ,tribal op]ation ( ,int]net gambl+ facilities "u ?is title %all n be consid]$ class ,,ii or class ,,iii gam+ "u su* section1 & an ,indian tribe's /atus1 category1 or class "u su* section %all n impact its /atus or ability to (f] bets or wag]s pursuant to ?is title4 7#c7 ,new negotiations n requir$ 7,a7 ,indian tribes ,! fact t an ,indian tribe is op]at+ "u a lic5se issu$ "u ?is title or t a tribal regulatory body is act+ z a qualifi$ body "u ?is title %all n require an ,indian tribe to negotiate a new agreem5t1 limitation1 or o!r provision ( tribal-,/ate compact1 agreem5t1 or o!r und]/&+ ) respect to gam+ or rev5ue-%>+1 ) reg>d to any bet or wag] occurr+ pursuant to a lic5se issu$ "u ?is title4 7,b7 ,/ates ,! fact t a ,/ate has opt$ 9 "u ?is section or t a ,/ate regulatory body is act+ z a qualifi$ body "u ?is title %all n require ! ,/ate to negotiate a new agreem5t1 limitation1 or o!r provision ( tribal-,/ate compact1 agreem5t1 or o!r und]/&+ ) respect to gam+ or rev5ue-%>+1 ) reg>d to any bet or wag] occurr+ pursuant to a lic5se issu$ "u ?is title4 7g7 ,no ,impact on ,activities ,c>ri$ ,out ,solely ,)9 a ,/ate or ,)9 ,tribal ,l&s ,no provision ( ?is title %all h any effect on ,int]net gam+ activities t are au?oriz$ & lic5s$ by t ,/ate or ,indian tribe 7z ! case may be7 9 compliance ) ! law ( t ,/ate or ,indian tribe z ( ! date be=e ! date ( ! enactm5t ( ?is ,act1 z applicable1 & t solely provide s]vices to p>ticipants :olly )9 ! b\nd>ies ( t ,/ate or ! ,indian l&s ( t ,indian tribe4 #aji4 ,prohibition on bets or wag]s on sport+ ev5ts 7a7 ,9 g5]al ,no provision ( ?is title %all be con/ru$ to au?orize any lic5see to accept a bet or wag] on any sport+ ev5t 9 violation ( any applicable provision ( ,f$]al or ,/ate law4 7b7 ,con/ruction ,no?+ 9 ?is title %all be con/ru$ to repeal or am5d any provision ( ,f$]al or ,/ate law prohibit+1 re/rict+1 or o!rwise address+ bets or wag]s on sport+ ev5ts1 includ+ provisions ( ,f$]al & ,/ate law t p]mit p>ticipation 9 any fantasy or simulation sports games4 #aaj4 ,public int]net gambl+ & int]net gambl+ p>lors prohibit$ 7a7 ,9 g5]al ,x %all be consid]$ a violation ( ?is title to op]ate a place ( public accommodation1 club 7includ+ a club or association limit$ to dues-pay+ memb]s or simil> re/rict$ gr\ps71 or simil> e/abli%m5t 9 :i* comput] t]m9als or simil> access devices are made available to be us$ pr9cipally = ! purpose ( access+ ,int]net gambl+ facilities4 7b7 ,crim9al p5alties ,any p]son :o violates subsection 7a7 %all be f9$ "u title #ah1 ,unit$ ,/ates ,code1 imprison$ = n m ?an #e ye>s1 or bo?4 7c7 ,con/ruction ,no?+ 9 ?is title %all be con/ru$ to au?orize or o!rwise to p]mit ! op]ation ( places ( public accommodation1 clubs 7includ+ clubs or associations limit$ to dues-pay+ memb]s or simil> re/rict$ gr\ps7 & simil> e/abli%m5ts t p]mit access to ,int]net gambl+ facilities4 7d7 ,relation to ,/ate1 local1 & tribal law ,places ( public accommodation1 clubs1 or simil> e/abli%m5ts describ$ 9 subsection 7c7 %all be subject to all o!rwise applicable ,/ate1 local1 & tribal police1 crim9al1 zon+1 & o!r regulatory p[]s :i* are n int5d$ to be limit$ 9 any way by ?is title4 #aaa4 ,safe h>bor ,x %all be an affirmative def5se to any prosecution or en=cem5t action "u any provision ( ,f$]al1 ,/ate1 or tribal law t ! activity =m+ ! basis ( su* prosecution or en=cem5t action is au?oriz$ "u & has be5 c>ri$ out lawfully 9 accordance ) & "u ! t]ms ( ?is title4 #aab4 ,*eat+ & o!r fraud 7a7 ,*eat+ & *eat+ devices prohibit$ 7#a7 ,*eat+ prohibit$ ,no p]son initiat+1 receiv+1 or o!rwise mak+ a bet or wag] ) a lic5see1 or s5d+1 receiv+1 or invit+ in=mation assi/+ ) a bet or wag] ) a lic5see %all kn[+ly violate1 attempt to violate1 or assi/ ano!r 9 violat+ ! rules ( play e/abli%$ by ! lic5see = ! purpose ( obta9+ prohibit$ or unfair advantage 9 any game au?oriz$ "u ?is title4 7#b7 ,*eat+ devices ,except z provid$ 9 p>agraph 7#c71 no p]son initiat+1 receiv+1 or o!rwise mak+ a bet or wag] ) a lic5see1 or s5d+1 receiv+1 or invit+ in=mation assi/+ ) a bet or wag] ) a lic5see %all kn[+ly use1 possess1 or assi/ ano!r 9 ! use (1 an electronic1 electrical1 or me*anical device or s(tw>e or o!r program or tool :i* is design$1 con/ruct$1 or programm$ specifically = use 9 obta9+ an advantage 9 any game au?oriz$ "u ?is title1 :]e su* advantage is prohibit$ or o!rwise violates ! rules ( play e/abli%$ by ! lic5see4 7#c7 ,p]missible uses ,x %all n be a violation ( ?is subsection = a lic5see1 its ag5ts1 a qualifi$ body1 or its ag5ts to use or possess a device describ$ 9 ! prec$+ s5t5ce if-- 7,a7 su* use or possession is solely = purposes ( te/+ an ,int]net gambl+ facility2 7,b7 su* device is n us$ 9 live play involv+ actual bets or wag]s2 & 7,c7 su* device is regi/]$ ) ! qualifi$ body t issu$ ! applicable lic5se4 7#d7 ,disclosure to public n requir$ ,not)/&+ any o!r provision ( law1 a regi/ration "u p>agraph 7#c77;,c7 is n requir$ to be made available to ! public4 7b7 ,additional (f5se 7#a7 ,9 g5]al ,except z provid$ 9 p>agraph 7#c71 no p]son initiat+1 receiv+1 or o!rwise mak+ a bet or wag] ) a lic5see1 or s5d+1 receiv+1 or invit+ in=mation assi/+ ) a bet or wag] ) a lic5see1 %all kn[+ly use1 possess1 or assi/ ano!r 9 ! use ( any *eat+ device ) int5t to *eat or defraud any lic5see or o!r p]sons plac+ bets or wag]s ) su* lic5see4 7#b7 ,bots ,a s(tw>e program t makes bets or wag]s accord+ to an algori?m %all con/itute a type ( *eat+ device "u ?is subsection4 7#c7 ,p]missible uses ,x %all n be a violation ( ?is subsection = a lic5see1 its ag5ts1 a qualifi$ body1 or its ag5t to use or possess a device describ$ 9 p>agraph 7#a7 or 7#b7 if-- 7,a7 su* use or possession is solely = purposes ( te/+ an ,int]net gambl+ facility2 7,b7 su* device is n us$ 9 live play involv+ actual bets or wag]s2 & 7,c7 su* device is regi/]$ ) ! qualifi$ body t issu$ ! applicable lic5se4 7#d7 ,disclosure to public n requir$ ,not)/&+ any o!r provision ( law1 a regi/ration "u p>agraph 7#c77;,c7 is n requir$ to be made available to ! public4 7c7 ,crim9al p5alty ,:oev] violates subsection 7a7 or 7b7 %all be f9$ "u title #ah1 ,unit$ ,/ates ,code1 imprison$ = n m ?an #c ye>s1 or bo?4 7d7 ,p]man5t injunction ,^u conviction ( a p]son = violation ( ?is section1 ! c\rt may ent] a p]man5t injunction enjo9+ su* p]son f initiat+1 receiv+1 or o!rwise mak+ bets or wag]s or s5d+1 receiv+1 or invit+ in=mation assi/+ 9 ! plac+ ( bets or wag]s4 7e7 ,report on ?reats to op]ation ( int]net gambl+ facilities 7#a7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( fir/ issuance specifi$ 9 section #aad7;a71 ! ,director ( ! ,national ,in/itute ( ,/&>ds & ,te*nology %all submit to ,congress a report on ?reats to ! integrity ( ,int]net gambl+ facilities op]at$ by lic5sees4 7#b7 ,elem5ts ,! report requir$ by p>agraph 7#a7 %all include ! foll[+3 7,a7 ,id5tification ( ?reats to ! integrity ( ,int]net gambl+ facilities op]at$ by lic5sees4 7,b7 ,id5tification ( te*nologies t c\ld be us$ to hack comput] networks1 facilitate *eat+1 or o!rwise place consum]s at risk ( fraud or monet>y loss4 7,c7 ,an evaluation ( /eps tak5 by ,int]net gambl+ facilities lic5s$ "u ?is title to respond to ! ?reats id5tifi$ pursuant to subp>agraph 7,a74 7,d7 ,recomm5dations = su* measures z ! ,director consid]s appropriate to deal ) ! ?reats id5tifi$ pursuant subp>agraph 7,a74 #aac4 ,con/ruction & relation to o!r law 7a7 ,no impact on exi/+ lawful games 7#a7 ,9 g5]al ,if bets or wag]s on c]ta9 games ( skill t are n ,int]net gambl+ are n reg>d$ z gambl+ or o!rwise prohibit$ "u all provisions ( ,f$]al1 applicable ,/ate1 or tribal law-- 7,a7 no?+ 9 ?is title %all be con/ru$ to require lic5s+ "u ?is title ) respect to su* games2 & 7,b7 fees paid to p>ticipate 9 su* games %all n be reg>d$ z bets or wag]s = purposes ( ?is title4 7#b7 ,reliance ,no?+ 9 ?is title may be reli$ on z support = ! legality or p]missibility ( any games )\t compliance ) ! lic5s+ & o!r requirem5ts ( ?is title4 7b7 ,preemption ( ,/ate & tribal laws 7#a7 ,9 g5]al ,except z o!rwise expressly provid$ 9 ?is title1 ! provisions ( ?is title %all sup]s$e any provisions ( ! law ( any ,/ate or ,indian tribe expressly relat+ to ! p]mitt+1 prohibit+1 lic5s+1 or regulat+ ( ,int]net gambl+ facilities & ! law ( any ,/ate or ,indian tribe expressly relat+ to ! au?orization1 prohibit+1 lic5s+1 expansion1 or regulation ( gambl+1 except to ! ext5t su* ,/ate or tribal laws are n inconsi/5t ) ?is title4 7#b7 ,sav+s provision ,no?+ 9 ?is title may be con/ru$ to limit ! applicability or en=cem5t ( any ,/ate or tribal consum] protection law ( g5]al applicability or preempt ! applicability ( ,/ate or tribal trespass1 contract1 or tort law4 7c7 ,relation to gambl+ devices transportation act ,equipm5t us$ by a lic5see or significant v5dor 9 ! fur!rance ( lic5s$ activities pursuant to ?is title 7b n to ! ext5t x is us$ = o!r purposes7 %all n be consid]$ a gambl+ device )9 ! mean+ ( section #a ( ! ,act ( ,janu>y #b1 #aiea1 prohibit+ ! transportation ( gambl+ devices 9 int]/ate & =eign comm]ce 7#ae ,u4,s4,c4 #aaga74 7d7 ,exemptions f sub*apt] iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code ,sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code1 is am5d$ by add+ at ! end ! foll[+3 #ecfh4 ,inapplicability to c]ta9 gam+ & wag]s ,! provisions ( ?is sub*apt]-- 7#a7 re/rict+ acceptance ( bets or wag]s made by individuals locat$ 9 ! ,unit$ ,/ates or requir+ ! block+ or o!r prev5tion ( re/rict$ transactions %all n apply ) respect to ! plac+1 transmitt+1 or receiv+ ( int]/ate (f-track wag]s1 z su* t]m is def9$ 9 section #c ( ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjjb71 t are p]missible "u su* ,act 7#ae ,u4,s4,c4 #cjja et seq471 :e!r su* (f-track wag] is made by telephone1 ,int]net1 satellite1 or o!r wire or wireless communication facility1 s]vice1 or m$ium2 & 7#b7 %all n apply to any bet or wag]-- 7,a7 occurr+ pursuant to a lic5se issu$ "u title ,i ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac1 subject to section #aji ( t ,act2 7,b7 t is p]missible "u ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq472 or 7,c7 is ! pur*ase ( a *ance or opportunity to w9 a lott]y or o!r prize-- 7i7 :i* opportunity to w9 is pr$om9antly subject to *ance2 & 7ii7 :i* is au?oriz$ by a ,/ate or ,indian tribe :olly )9 its bord]s4 4 7e7 ,inapplicability ( c]ta9 provisions to int]/ate (f-track wag]s ,! provisions ( ?is title requir+ a lic5se %all n apply ) respect to ! plac+1 transmitt+1 or receiv+ ( int]/ate (f-track wag]s1 z su* t]m is def9$ 9 section #c ( ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjjb71 t are p]missible "u su* ,act 7#ae ,u4,s4,c4 #cjja et seq471 :e!r su* (f-track wag] is made by telephone1 ,int]net1 satellite1 or o!r wire or wireless communication facility1 s]vice1 or m$ium4 7f7 ,wire act am5dm5ts 7#a7 ,def9itions ,section #ajha ( title #ah1 ,unit$ ,/ates ,code1 is am5d$-- 7,a7 by designat+ ! five undesignat$ p>agraphs z p>agraphs 7#a7 ?r\gh 7#e71 respectively2 7,b7 9 p>agraph 7#b71 z s designat$ by subp>agraph 7,a71 by /rik+ value4 & ins]t+ value1 includ+ any ,int]net gambl+ facility42 7,c7 by am5d+ p>agraph 7#e71 z s designat$ by subp>agraph 7,a71 to read z foll[s3 7#e7 ,! t]m communication facility includes any in/rum5tality1 p]sonnel1 & s]vices 7includ+1 ! receipt1 =w>d+1 or deliv]y ( communications7 us$ 9 ! transmission ( a writ+1 sign1 picture1 or s\nd ( any k9d by aid ( wire1 cable1 radio1 or an electromagnetic1 photoelectronic1 or photooptical sy/em1 or o!r l connection 7:e!r fix$ or mobile7 betwe5 ! po9ts ( orig9 & reception ( su* transmission4 2 & 7,d7 by add+ at ! end ! foll[+3 7#f7 ,! t]m bet or wag] has ! mean+ giv5 ! t]m 9 section #ajb ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7#g7 ,! t]m ,int]net means ! int]national comput] network ( int]op]able packet swit*$ data networks4 7#h7 ,! t]m ,int]net gambl+ facility has ! same mean+ giv5 ! t]m 9 section #ajb ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7#i7 ,! t]ms f9ancial transaction provid] & insur$ depository in/itution h ! mean+s giv5 ^? t]ms 9 section #ecfb ( title #ca1 ,unit$ ,/ates ,code4 7#aj7 ,! t]m gambl+ bus9ess means a bus9ess ( bett+ or wag]+4 7#aa7 ,! t]ms own or control & own$ or controll$ include circum/ances )9 ! mean+ ( section #b7;a77#b7 ( ! ,bank ,hold+ ,company ,act ( #aief 7#ab ,u4,s4,c4 #ahda7;a77#b774 4 7#b7 ,modification ( exi/+ prohibition ,section #ajhd ( title #ah1 ,unit$ ,/ates ,code1 is am5d$ to read z foll[s3 #ajhd4 ,transmission ( wag]+ in=mation2 p5alties 7a7 ,(f5se ,except z o!rwise provid$ 9 ?is section or 9 ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac1 x %all be unlawful = a p]son t is engag$ 9 a gambl+ bus9ess to kn[+ly use a communication facility = ! transmission 9 int]/ate or =eign comm]ce1 )9 ! special m>itime & t]ritorial jurisdiction ( ! ,unit$ ,/ates1 or to or f any place outside ! jurisdiction ( any c\ntry ) respect to any transmission to or f ! ,unit$ ,/ates1 (-- 7#a7 bets or wag]s2 7#b7 in=mation assi/+ 9 ! plac+ ( bets or wag]s2 or 7#c7 a communication1 :i* entitles ! recipi5t to receive money or cr$it z a result ( bets or wag]s1 or = in=mation assi/+ 9 ! plac+ ( bets or wag]s4 7b7 ,p5alty ,any p]son :o violates subsection 7a7 %all be f9$ "u ?is title1 imprison$ = n m ?an #e ye>s1 or bo?4 7c7 ,transmission 9 int]/ate or =eign comm]ce ,except z o!rwise provid$ 9 ?is section1 ! transmission ( bets or wag]s1 in=mation assi/+ 9 ! plac+ ( bets or wag]s1 or a communication :i* entitles ! recipi5t to receive money or cr$it z a result ( bets or wag]s1 or = in=mation assi/+ 9 ! plac+ ( bets or wag]s %all be consid]$ a transmission 9 int]/ate or =eign comm]ce subject to ?is section if su* transmission involv$ ! use1 9 "s "p1 ( ! ,int]net4 7d7 ,rules ( con/ruction ,no?+ 9 ?is section %all be con/ru$ to-- 7#a7 prohibit-- 7,a7 ! transmission ( in=mation assi/+ 9 ! plac+ ( bets or wag]s = use 9 news report+ if su* transmission does n solicit or provide in=mation = ! purpose ( facilitat+ or enabl+ ! plac+ or receipt ( bets or wag]s2 7,b7 ! int]/ate transmission ( in=mation relat+ to a ,/ate-specific lott]y betwe5 a ,/ate or =eign c\ntry :]e su* bett+ or wag]+ is p]mitt$ "u ,f$]al1 ,/ate1 tribal1 or local law & an out-(-,/ate data c5t] = ! purposes ( assi/+ 9 ! op]ation ( su* ,/ate-specific lott]y2 or 7,c7 a qualify+ intra/ate lott]y transaction 7z def9$ 9 section #ajb ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac2 7,d7 any au?oriz$ activity c>ri$ out 9 connection ) a lic5se issu$ "u ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7#b7 create immunity f crim9al prosecution "u any laws ( a ,/ate or tribe2 or 7#c7 au?orize activity t is prohibit$ "u *apt] #agh ( title #bh4 7e7 ,applicability ,?is section %all n apply to any activity t is p]missible "u ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq471 or any activity t is p]missible "u title ,i ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7f7 ,duty ( common c>ri] 7#a7 ,9 g5]al ,if a common c>ri] 7z def9$ 9 section #c ( ! ,communications ,act ( #aicd 7#dg ,u4,s4,c4 #aec771 subject to ! jurisdiction ( ! ,f$]al ,communications ,commission1 is notifi$ 9 writ+ by a ,f$]al1 ,/ate1 tribal1 or local law en=cem5t ag5cy1 act+ )9 ! jurisdiction ( ! law en=cem5t ag5cy1 t a communication facility furni%$ by ! common c>ri] is be+ us$ or w be us$ by a subscrib] ( ! common c>ri] = ! purpose ( transmitt+ or receiv+ gambl+ in=mation 9 int]/ate or =eign comm]ce1 )9 ! special m>itime & t]ritorial jurisdiction ( ! ,unit$ ,/ates1 or to or f any place outside ! jurisdiction ( any c\ntry ) respect to any transmission to or f ! ,unit$ ,/ates 9 violation ( ,f$]al1 ,/ate1 tribal1 or local law1 ! common c>ri] %all discont9ue or refuse1 ! leas+1 furni%+1 or ma9ta9+ ( su* facility1 aft] reasonable notice to ! subscrib]4 7#b7 ,limitation on liability ,no damages1 p5alty1 or =feiture1 civil or crim9al1 %all be f\nd aga9/ a common c>ri] = any act done 9 compliance ) any notice receiv$ f a law en=cem5t ag5cy4 7#c7 ,rule ( con/ruction ,no?+ 9 ?is subsection %all be con/ru$ to prejudice ! "r ( any p]son affect$ to secure an appropriate det]m9ation1 z o!rwise provid$ by law1 9 a ,f$]al c\rt or 9 a ,/ate1 tribal1 or local tribunal or ag5cy1 t su* facility %\ld n be discont9u$ or remov$1 or %\ld be re/or$4 7g7 ,exclusions ,?is section1 sub*apt] ,,iv ( *apt] #ec ( title #ca1 & any o!r provision ( ,f$]al law t e/abli%es crim9al p5alties = any activity involv$ 9 plac+1 receiv+ or o!rwise transmitt+ a bet or wag] %all n apply to any bet or wag] t-- 7#a7 is p]missible "u ! ,int]/ate hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq472 7#b7 is an int]national (f-track wag] on hors]ac+1 or ! comb9ation ( int]national hors]ac+ p>i-mutuel wag]+ pools1 t is lawful 9 ! ,/ate or =eign jurisdiction involv$2 7#c7 is p]missible "u ! ,prohibition ( ,int]net ,gambl+1 ,regulation1 & ,consum] ,protection ,act ( #bjac2 or 7#d7 is a qualify+ intra/ate lott]y bet or wag] z def9$ 9 section #ajb ( ! ,act ref]r$ to 9 p>agraph 7#c74 4 7#c7 ,au?orization ( civil en=cem5t 7,a7 ,9 g5]al ,*apt] #ej ( title #ah1 ,unit$ ,/ates ,code1 is am5d$ by add+ at ! end ! foll[+3 #ajhe4 ,civil rem$ies 7a7 ,jurisdiction ,! di/rict c\rts ( ! ,unit$ ,/ates 79 addition to any o!r rem$ies "u curr5t law7 %all h orig9al & exclusive jurisdiction to prev5t & re/ra9 violations ( section #ajhd by issu+ appropriate ord]s 9 accordance ) ?is section1 reg>dless ( :e!r a prosecution has be5 initiat$ "u section #ajhd4 7b7 ,proce$+s 7#a7 ,def9ition ,9 ?is subsection1 ! t]m acc\nt means-- 7,a7 ! unpaid balance ( money or its equival5t receiv$ or held by an insur$ depository in/itution 9 ! usual c\rse ( bus9ess & = :i* x has giv5 or is obligat$ to give cr$it1 ei!r conditionally or unconditionally1 to an acc\nt1 includ+ int]e/ cr$it$1 or :i* is evid5c$ by an in/rum5t on :i* ! depository in/itution is prim>ily liable2 & 7,b7 money receiv$ or held by an insur$ depository in/itution1 or ! cr$it giv5 = money or its equival5t receiv$ or held by ! insur$ depository in/itution 9 ! usual c\rse ( bus9ess = a special or specific purpose1 reg>dless ( ! legal relation%ips e/abli%$ !reby1 includ+ escr[ funds1 funds held z security = securities loan$ by ! depository in/itution1 funds deposit$ z advance paym5t on subscriptions to ,unit$ ,/ates ,gov]nm5t securities1 & funds held to meet its acceptances4 7#b7 ,proce$+s ,! ,unit$ ,/ates may in/itute proce$+s "u ?is section-- 7,a7 to obta9 injunctive or decl>ative relief1 includ+ a tempor>y re/ra9+ ord] & a prelim9>y injunction1 aga9/ any p]son 7o!r ?an a f9ancial transaction provid]1 except z provid$ 9 p>agraph 7#c77 to prev5t or re/ra9 a violation or a ?reat5$ violation ( section #ajhd2 7,b7 9 ! case ( an insur$ depository in/itution t is a f9ancial transaction provid]1 to-- 7i7 re/ra9 an acc\nt ma9ta9$ at su* insur$ depository in/itution if su* acc\nt is-- 7,i7 own$ or controll$ by a gambl+ bus9ess2 & 7,,ii7 includes proce$s (1 or is us$ to facilitate a violation ( section #ajhd2 or 7ii7 seize funds 9 an acc\nt describ$ 9 clause 7i7 if su* funds-- 7,i7 are own$ or controll$ by a gambl+ bus9ess2 & 7,,ii7 con/itute ! proce$s (1 7 d]iv$ f1 or facilitat$1 a violation ( section #ajhd4 7#c7 ,f9ancial transaction provid]s ,! limitation 9 p>agraph 7#b77;,a7 %all n apply if ! f9ancial transaction provid] is a gambl+ bus9ess1 9 :i* case1 su* f9ancial transaction provid] %all be subject to ! en=cem5t provisions "u p>agraph 7#b74 7#d7 ,injunctive proce$+s 7,a7 ,9 g5]al ,! attorney g5]al 7or o!r appropriate ,/ate (ficial7 ( a ,/ate 9 :i* a communication 9 violation ( section #ajhd alleg$ly has be5 or w be initiat$ or receiv$ may in/itute proce$+s "u ?is section to obta9 injunctive or decl>ative relief to prev5t or re/ra9 ! violation or ?reat5$ violation4 7,b7 ,relief ,^u application ( ! attorney g5]al 7or o!r appropriate ,/ate (ficial7 ( an affect$ ,/ate "u subp>agraph 7,a71 ! di/rict c\rt may ent] a tempor>y re/ra9+ ord]1 a prelim9>y injunction1 an injunction1 or decl>atory relief aga9/ any p]son 7o!r ?an a f9ancial transaction provid]7 to prev5t or re/ra9 a violation or ?reat5$ violation ( section #ajhd1 9 accordance ) rule #fe ( ! ,f$]al ,rules ( ,civil ,proc$ure4 7#e7 ,en=cem5t au?ority ,not)/&+ p>agraphs 7#b7 & 7#d71 = a communication 9 violation ( section #ajhd t alleg$ly has be5 or w be initiat$ or receiv$ on ,indian l&s 7z t t]m is def9$ 9 section #d ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgjc77-- 7,a7 ! ,unit$ ,/ates %all h ! en=cem5t au?ority provid$ "u p>agraph 7#b72 7,b7 ! en=cem5t au?orities specifi$ 9 an applicable ,tribal-,/ate compact negotiat$ "u section #aa ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgaj7 %all be c>ri$ out 9 accordance ) t compact2 & 7,c7 if !re is no applicable ,tribal-,/ate compact1 an appropriate tribal (ficial may in/itute proce$+s 9 ! same mann] z an attorney g5]al ( a ,/ate4 7#f7 ,rule ( con/ruction ,no?+ 9 ?is subsection %all be con/ru$ to alt]1 sup]s$e1 or o!rwise affect ! application ( ! ,indian ,gam+ ,regulatory ,act 7#be ,u4,s4,c4 #bgja et seq474 7#g7 ,limitation on relief ,not)/&+ p>agraph 7#d71 no relief %all be grant$ "u ?is section aga9/ a f9ancial transaction provid] except z provid$ 9 p>agraph 7#c74 7c7 ,limitation on liability ,no damages1 p5alty1 or =feiture1 civil or crim9al1 %all be f\nd aga9/ any p]son or entity = any act done 9 compliance ) any notice receiv$ f a law en=cem5t ag5cy4 4 7,b7 ,cl]ical am5dm5t ,! table ( sections = *apt] #ej ( title #ah1 ,unit$ ,/ates ,code1 is am5d$ by ins]t+ aft] ! item relat+ to section #ajhd ! foll[+3 #ajhe4 ,civil rem$ies4 4 7g7 ,sy/ems us$ 9 support ( lawful gambl+ 7#a7 ,9 g5]al ,?is title1 sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code1 section #ajhd ( title #ah1 ,unit$ ,/ates ,code1 & any o!r provision ( ,f$]al law t e/abli%es crim9al p5alties = any activity involv$ 9 plac+1 receiv+1 or o!rwise transmitt+ a bet or wag]1 in=mation assi/+ 9 ! plac+ ( bets or wag]s1 or a communication :i* entitles ! recipi5t to receive money or cr$it z a result ( bets or wag]s1 %all n apply to gam+ devices1 in=mation1 or communications1 to ! ext5t us$ to support bets or wag]s (f]$ by a cas9o gam+ facility t-- 7,a7 occur betwe5 p>ticipants :o are locat$ on ! premises ( ! same cas9o gam+ facility2 & 7,b7 are lawful 9 ! ,/ate or on ! ,indian l&s 9 or on :i* ! cas9o gam+ facility is locat$4 7#b7 ,def9itions ,9 ?is subsection3 7,a7 ,cas9o gam+ facility ,! t]m cas9o gam+ facility means any facility t provides cas9o gam+ on a riv]boat1 at a race track1 or 9 ano!r facility1 reg>dless ( ! numb] ( gam+ devices 9 #a physical location1 pursuant to a duly au?oriz$ lic5se issu$ by a gam+ regulatory au?ority ( a ,/ate ( ,indian tribe4 7,b7 ,p>ticipants ,! t]m p>ticipants includes all p]sons :o are p>ty to ! bet or wag]1 includ+1 9 ! case ( bank$ games1 ! cas9o gam+ facility or op]ator itself4 7h7 ,pres]vation ( exi/+ lawful gambl+ 7#a7 ,9 g5]al ,?is title1 sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code1 section #ajhd ( title #ah1 ,unit$ ,/ates ,code1 & any o!r provision ( ,f$]al law t e/abli%es crim9al p5alties = any activity involv$ 9 plac+1 receiv+1 or o!rwise transmitt+ a bet or wag]1 in=mation assi/+ 9 ! plac+ ( bets or wag]s1 or a communication :i* entitles ! recipi5t to receive money or cr$it z a result ( bets or wag]s1 %all n apply to ! (f]+ ( a bet or wag] or gambl+ game au?oriz$1 lic5s$1 & regulat$ by a ,/ate or ,indian tribe on ! day be=e ! date ( enactm5t ( ?is ,act & o!rwise lawful activities 9 support ( ! (f]+ ( t bet or wag] or gambl+ game1 or t is p]missible "u ! ,int]/ate ,hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq472 or t is ! pur*ase ( a *ance or opportunity to w9 a lott]y or o!r prize-- 7,a7 :i* opportunity to w9 is pr$om9antly subject to *ance2 & 7,b7 :i* is au?oriz$ by a ,/ate or ,indian tribe :olly )9 its bord]s2 7#b7 ,applicability ,p>agraph 7#a7 %all n apply to-- 7,a7 any expansion ( or o!r *ange to any su* bet or wag] or gambl+ game t o!rwise w\ld violate any applicable provision ( ,f$]al law if a *ange 9 ,/ate or tribal law is necess>y 9 ord] to p]mit su* expansion or *ange2 7,b7 ! (f]+ ( a bet or wag] or gambl+ game ( ! same type & "* 9 a ,/ate or ,indian tribe 9 :i* t bet or wag] or gambl+ game is n p]mitt$ on ! date ( enactm5t ( ?is ,act2 & 7,c7 qualify+ intra/ate lott]y transactions4 7#c7 ,cas9o gam+ facility def9$ ,9 ?is subsection1 ! t]m cas9o gam+ facility means any facility t provides cas9o gam+ on a riv]boat1 at a race track1 or 9 ano!r facility1 reg>dless ( ! numb] ( gam+ devices 9 #a physical location1 pursuant to a duly au?oriz$ lic5se issu$ by a gam+ regulatory au?ority ( a ,/ate ( ,indian tribe4 #aad4 ,ord]ly transition 7a7 ,issuance ( initial lic5ses 7#a7 ,9 g5]al ,ea* qualifi$ body designat$ "u section #aje be=e ! date ( fir/ issuance specifi$ 9 ?is subsection1 %all1 to ! ext5t practicable :ile meet+ ! requirem5ts & /&>ds ( ?is title1 issue multiple lic5ses "u ?is title be=e su* date 9 ord] to ensure a robu/ & competitive m>ket = consum]s & to prev5t ! fir/ lic5sees f ga9+ an unfair competitive advantage4 7#b7 ,effective date ( initial lic5ses ,no lic5se issu$ "u ?is title %all au?orize a lic5see to accept a bet or wag] "u ?is title be=e ! date ( fir/ issuance specifi$ 9 ?is subsection4 7#c7 ,date ( fir/ issuance ,! date ( fir/ issuance specifi$ 9 ?is subsection is ! date t is #bgj days aft] ! date ( ! enactm5t ( ?is ,act4 7b7 ,ord]ly cessation ( unlic5s$ activity & safekeep+ ( cu/om] funds 7#a7 ,9 g5]al ,ea* p]son %all1 ) respect to an ,int]net gambl+ facility n lic5s$ "u ?is ,act & to ! ext5t applicable to ! p]son-- 7,a7 n lat] ?an #cj days aft] ! date ( ! enactm5t ( ?is ,act1 cease (f]+1 accept+1 & provid+ s]vices ) respect to bets or wag]s f individuals ! p]son kn[s1 or reasonably %\ld "k1 are locat$ 9 ! ,unit$ ,/ates2 7,b7 provide to ea* individual locat$ 9 ! ,unit$ ,/ates :o has out/&+ sums on deposit ) su* p]son notice to su* individual t op]ations w be ceas+ pursuant to p>agraph 7#a7 ) in/ructions indicat+ ! proc$ures ! individual %\ld use to reque/ ! return ( su* sums-- 7i7 n lat] ?an #g days aft] ! date ( ! enactm5t ( ?is ,act & n less frequ5tly ?an qu>t]ly !reaft] until su* sums h be5 return$1 by e-mail2 7ii7 n lat] ?an #cj days aft] ! date ( ! enactm5t ( ?is ,act & n less frequ5tly ?an semi-annually !reaft] until su* sums h be5 return$1 by mail2 & 7iii7 beg9n+ n lat] ?an #ad days aft] ! date ( ! enactm5t ( ?is ,act & end+ on ! date t su* sums h be5 return$1 by promptly display+ notice ea* "t su* individual signs into ! ,int]net gambl+ facility2 7,c7 promptly return all out/&+ sums to individuals locat$ 9 ! ,unit$ ,/ates :o h sums on deposit ) su* p]son1 ^u ! reque/ ( su* individuals2 7,d7 dur+ ! #b-ye> p]iod beg9n+ on ! date ( ! enactm5t ( ?is ,act1 reta9 all out/&+ sums on deposit ) su* p]son t are ow$ to individuals "u subp>agraph 7,c7 ! disposition ( :i* rema9s unresolv$ because ( a lack ( a reque/ by su* individual "u su* subp>agraph or o!r reason2 & 7,e7 on ! date t is #b ye>s & #a day aft] ! date ( ! enactm5t ( ?is ,act1 place any rema9+ sums on deposit ) su* p]son t are ow$ to individuals "u subp>agraph 7,c7 ! disposition ( :i* rema9s unresolv$ 9 escr[ ) a f9ancial in/itution 9 ! ,unit$ ,/ates = safekeep+ & ord]ly disposition z ! ,secret>y may direct4 7#b7 ,applicability reg>dless ( lic5se application /atus ,p>agraph 7#a7 applies to any p]son :o has op]at$ an ,int]net gambl+ facility n lic5s$ "u ?is ,act reg>dless ( :e!r ! p]son applies = a lic5se or seeks a c]tificate ( suitability ) respect to an application = a lic5se "u ?is title4 7#c7 ,crim9al p5alty ,:oev] violates p>agraph 7#a7 %all be f9$ "u title #ah1 ,unit$ ,/ates ,code1 9 an am\nt n to exce$ #c times ! am\nt ( ! funds subject to ?is subsection or imprison$ "u su* title = n m ?an #b ye>s1 or bo?4 7#d7 ,regulations ,! ,(fice ( ,int]net ,gambl+ ,ov]sight %all prescribe regulations to c>ry out ?is subsection4 7#e7 ,judicial review ,an applicant may seek judicial review ( a det]m9ation "u p>agraph 7#a7 or 7#b7 only by ! ,unit$ ,/ates di/rict c\rt = ! ,di/rict ( ,columbia 9 accordance ) *apt] #g ( title #e1 ,unit$ ,/ates ,code4 7c7 ,no effect on exi/+ law ,no?+ 9 ?is section %all be con/ru$ to repeal1 to am5d1 or to affect ! int]pretation ( any provision ( ,f$]al or ,/ate law t 0 9 effect be=e ! date ( ! enactm5t ( ?is ,act t-- 7#a7 au?orizes ! provision ( s]vices relat+ to bets or wag]s by facilities au?oriz$ & lic5s$ by t ,/ate or ,indian tribe 9 compliance ) ! law ( t ,/ate or ,indian tribe1 z applicable1 & solely provides s]vices to p>ticipants :olly )9 ! b\nd>ies ( su* ,/ate or ! ,indian l&s ( su* ,indian tribe2 7#b7 prohibits1 re/ricts1 or o!rwise addresses bets or wag]s2 or 7#c7 prohibits fraud1 unfair or deceptive acts or practices1 or o!r crim9al activity4 #aae4 ,annual reports 7a7 ,lic5s+ & regulation ( int]net gambl+ facilities 7#a7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( fir/ issuance specifi$ 9 section #aad7;a7 & n less frequ5tly ?an annually !reaft]1 ! ,secret>y %all submit to ,congress a report on ! lic5s+ & regulation ( ,int]net gambl+ facilities "u ?is title4 7#b7 ,elem5ts ,ea* report submitt$ "u p>agraph 7#a7 %all include ! foll[+3 7,a7 ,a description ( all notices receiv$ by ! ,secret>y "u subsections 7b7 & 7c7 ( section #ajh4 7,b7 ,! am\nt ( assessm5ts collect$ "u section #ajf7;e7 &1 9 coop]ation ) ! ,secret>y ( ! ,treasury1 an e/imate ( ! am\nt ( income tax rev5ue t is attributable to ! op]ation ( ,int]net gambl+ facilities dur+ ! p]iod cov]$ by ! report4 7,c7 ,a li/ ( qualifi$ bodies1 ! numb] ( lic5sees review$ by ! qualifi$ bodies "u ?is title1 & ! outcomes ( su* reviews4 7,d7 ,a description ( ! ef=ts ! ,secret>y has und]tak5 to ensure t qualifi$ bodies are prop]ly issu+ lic5ses & regulat+ lic5sees "u ?is title4 7,e7 ,a detail$ description ( ea* type ( game (f]$ by lic5sees & h[ ea* type is consi/5t ) ! def9ition ( pok] "u section #ajb4 7,f7 ,su* o!r in=mation z ! ,secret>y consid]s appropriate4 7b7 ,consum] protection 7#a7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( fir/ issuance specifi$ 9 section #aad7;a7 & n less frequ5tly ?an annually !reaft]1 ! ,secret>y %all submit to ! ,committee on ,bank+1 ,h\s+ & ,urban ,affairs ( ! ,s5ate & ! ,committee on ,f9ancial ,s]vices ( ! ,h\se ( ,repres5tatives a report on comm]cial & regulatory practices c>ri$ out to protect consum]s ) respect to ,int]net gambl+1 includ+ ! practices c>ri$ out pursuant to ! requirem5ts ( section #ajg & ! regulations prescrib$ pursuant to su* section4 7#b7 ,elem5ts ,ea* report submitt$ "u p>agraph 7#a7 %all include ! foll[+3 7,a7 ,a detail$ description ( ! ef=ts ( ea* qualify+ body to protect consum]s f unfair or deceptive acts or practices1 includ+ deceptive adv]tis+ & m>ket+ to m9ors4 7,b7 ,a description ( ! practices t ! ,secret>y recomm5ds qualify+ bodies adopt to protect consum]s4 7,c7 ,su* recomm5dations z ! ,secret>y may h = legislative action z ! ,secret>y consid]s necess>y to protect consum]s ) respect to ,int]net gambl+4 7,d7 ,su* o!r in=mation z ! ,secret>y consid]s appropriate4 #aaf4 ,indep5d5t te/+ ( lic5s$ op]ator equipm5t 7a7 ,requirem5t ,! ,secret>y %all require indep5d5t te/+ ( h>dw>e1 s(tw>e1 communications equipm5t1 & o!r necess>y devices = ,int]net gambl+ facilities to ensure ! integrity1 acc\ntability1 & r&omness ( play & network security4 7b7 ,def9ition ,= purposes ( ?is section1 ! t]m indep5d5t te/+ means te/+ conduct$ by a sci5tific laboratory-- 7#a7 t is accr$it$ by an int5tional accr$itation body approv$ by ! ,secret>y2 7#b7 t is compet5t & qualifi$ to sci5tifically te/ & evaluate equipm5t1 s(tw>e1 communications & functionality relat+ to ! op]ation ( an ,int]net gambl+ facility2 & 7#c7 t is n be own$ or controll$ by an ,int]net gambl+ facility1 an electronic gam+ equipm5t v5dor1 manufactur]1 or retail]1 or an ,int]net gam+ op]ator4 #aag4 ,inclusion ( au?ority to address gambl+ addiction 9 samhsa au?orities ,section #eja7;d7 ( ! ,public ,heal? ,s]vice ,act 7#db ,u4,s4,c4 #bij;aa7d77 is am5d$-- 7#a7 by /rik+ & at ! end ( p>agraph 7#ag72 7#b7 by /rik+ ! p]iod at ! end ( p>agraph 7#ah7 & ins]t+ 2 &2 & 7#c7 by add+ at ! end ! foll[+3 7#ai7 e/abli% & implem5t programs = ! id5tification1 prev5tion1 & treatm5t ( pa?ological & o!r problem gambl+4 4 #aah4 ,compilation ( datasets on play] behavior ,! ,secret>y %all compile & make available to ! public1 on ! ,web site ( ! ,dep>tm5t ( ! ,treasury1 datasets1 ) respect to ,int]net gambl+1 on play] behavior f cu/om] track+ data collect$ or g5]at$ by loyalty programs1 play] track+ s(tw>e1 onl9e gambl+ transactions1 or any o!r in=mation sy/em4 ,! ,secret>y %all ensure t p]sonally id5tify+ in=mation1 includ+ play] "n1 /reet address1 & bank or cr$it in=mation1 are automatically remov$ f ! data4 ,! data %all include in=mation on play] *>act]i/ics includ+ g5d]1 age & region ( resid5ce1 play] behavior includ+ frequ5cy ( play1 l5g? ( play1 spe$ ( play1 d5om9ation ( play1 am\nts wag]$ &1 if applicable1 numb] ( l9es or h&s play$1 & *>act]i/ics ( games play$4 #aai4 ,effective date 7a7 ,9 g5]al ,except z o!rwise provid$ 9 ?is title1 ! provisions ( ?is title %all take effect on ! date t is #cj days aft] ! date ( ! enactm5t ( ?is ,act4 7b7 ,regulations requir$ be=e issu+ lic5ses ,not)/&+ any o!r provision ( ?is title1 a qualifi$ body may n issue a lic5se "u ?is title until ! qualifi$ body has issu$ regulations to meet its obligations z a qualifi$ body4 ,,ii ,,en=cem5t ,,"u ,,titles #ah ,,& #ca1 ,,unit$ ,,/ates ,,code #bja4 ,f9ancial s]vice provid]s ,sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code1 is am5d$-- 7#a7 9 section #ecfb-- 7,a7 by r$esignat+ p>agraph 7#aa7 z p>agraph 7#ab72 & 7,b7 by ins]t+ aft] p>agraph 7#aj7 ! foll[+3 7#aa7 ,li/ ( lic5s$ int]net gambl+ facilities ,! t]m li/ ( lic5s$ ,int]net gambl+ facilities means ! li/ e/abli%$ & ma9ta9$ "u section #ajf7n7 ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 2 & 7#b7 9 section #ecfd1 by /rik+ subsection 7d7 & ins]t+ ! foll[+3 7d7 ,f9ancial transaction provid]s 7#a7 ,9 g5]al ,a f9ancial transaction provid] %all prev5t1 prohibit1 or susp5d its s]vice f complet+ paym5t transactions involv+ cu/om]s )9 ! ,unit$ ,/ates & a p]son or entity t is-- 7,a7 an ,int]net gambl+ facility n includ$ on ! li/ ( lic5s$ ,int]net gambl+ facilities1 or t ! f9ancial transaction provid] reasonably believes is includ$ on su* li/2 7,b7 demon/rat$ to be1 or t ! f9ancial transaction provid] reasonably believes to be1 an unlic5s$ ,int]net gambl+ ent]prise1 bas$ on in=mation o!r ?an ! li/ ( lic5s$ ,int]net gambl+ facilities2 or 7,c7 act+ on behalf ( an ,int]net gambl+ facility t is n includ$ on ! li/ ( lic5s$ ,int]net gambl+ facilities1 or t ! f9ancial transaction provid] reasonably believes is includ$ on su* li/1 if ! f9ancial transaction provid] has k t su* p]son or entity is act+ on behalf ( ! unlic5s$ p]son or entity4 7#b7 ,safe h>bor ,a f9ancial transaction provid] %all n be held liable to any p]son-- 7,a7 = engag+ 9 a f9ancial activity or transaction1 includ+ a paym5ts process+ activity1 9 connection ) a bet or wag] t ! provid] believes is p]mitt$ by ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac or ! ,int]net hors]ac+ ,act ( #aigh 7#ae ,u4,s4,c4 #cjja et seq471 unless ! f9ancial transaction provid] has actual k t ! f9ancial activity or transaction 0 conduct$ 9 violation ( ei!r su* ,act or any applicable provision ( ,f$]al or ,/ate law2 or 7,b7 = tak+ any action pursuant to p>agraph 7#a74 4 #bjb4 ,am5dm5ts relat+ to illegal gambl+ bus9esses ,section #aiee7;b77#a7 ( title #ah1 ,unit$ ,/ates ,code1 is am5d$-- 7#a7 9 clause 7i71 by /rik+ 7i7 is & ins]t+ 7,a77i7 is2 7#b7 9 clause 7iii71 by /rik+ ! p]iod at ! end & ins]t+ 2 or2 & 7#c7 by add+ at ! end ! foll[+3 7,b7 is an unlawful ,int]net gambl+ facility1 z def9$ 9 section #ajb ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 4 #bjc4 ,fur!r am5dm5ts to sub*apt] ,,iv ( *apt] #ec ( title #ca1 ,unit$ ,/ates ,code ,section #ecfb7aj7 ( title #ca1 ,unit$ ,/ates ,code1 is am5d$-- 7#a7 by /rik+ subp>agraphs 7,a7 ?r\gh 7,c7 & ins]t+ ! foll[+3 7,a7 ,9 g5]al ,! t]m unlawful ,int]net gambl+ means to place1 receive1 or o!rwise kn[+ly transmit a bet or wag] by or on behalf ( a p]son locat$ 9 ! ,unit$ ,/ates by any means :i* involves ! use1 at lea/ 9 "p1 ( ! ,int]net1 unless su* bet or wag] is expressly p]mitt$ "u applicable ,f$]al law4 2 7#b7 by r$esignat+ subp>agraph 7,d7 z subp>agraph 7,b72 7#c7 9 subp>agraph 7,b71 z s r$esignat$1 by /rik+ clause 7iii72 & 7#d7 by /rik+ subp>agraph 7,e7 & ins]t+ ! foll[+3 7,c7 ,qualify+ intra/ate lott]y transactions ,! t]m unlawful ,int]net gambl+ does n include ! pur*ase ( a *ance or opportunity to w9 a lott]y or o!r prize t satisfies all ( ! conditions & limitations set out 9 section #ajb7c77;,b7 ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac4 7,d7 ,lic5s$ int]net gambl+ facilities ,! t]m unlawful ,int]net gambl+ does n include an activity c>ri$ out by an ,int]net gambl+ facility1 z su* t]m is def9$ 9 section #ajb ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac1 op]at$ by a p]son "u a lic5se provid$ "u title ,i ( t ,act1 9 accordance ) ! provisions ( t title ,i4 4 #bjd4 ,bettor =feiture ,section #iha7;a77#a7 ( title #ah1 ,unit$ ,/ates ,code1 is am5d$ by add+ at ! end ! foll[+3 7,i7 ,any prop]ty1 real or p]sonal1 involv$ 9 a transaction or attempt$ transaction 9 violation ( section #ajc ( ! ,int]net ,gambl+ ,regulation1 ,en=cem5t1 & ,consum] ,protection ,act ( #bjac1 or any prop]ty traceable to su* prop]ty4 4 #bje4 ,regulations 7a7 ,regulations ,n lat] ?an #ahj days aft] ! date ( enactm5t ( ?is ,act1 ! ,secret>y ( ! ,treasury %all prescribe su* regulations z ! ,secret>y ( ! ,treasury consid]s necess>y to ensure compliance ) ! ,bank ,secrecy ,act 7#ab ,u4,s4,c4 #aiea et seq42 #ca ,u4,s4,c4 #ecaa et seq471 by lic5sees1 significant v5dors to su* lic5sees1 & f9ancial s]vice provid]s to su* lic5sees 7z ^? t]ms are def9$ 9 section #ajb74 7b7 ,revision ( regulations ,n lat] ?an #ahj days aft] ! date ( enactm5t ( ?is ,act1 ! ,secret>y ( ! ,treasury %all revise "p #bcc ( title #ab1 ,code ( ,f$]al ,regulations1 & "p #acb ( title #ca1 ,code ( ,f$]al ,regulations1 to con=m ) ! provisions ( title ,i4 #bjf4 ,con=m+ am5dm5t ,section #caj7;b77#b77;,i7 ( title #ca1 ,unit$ ,/ates ,code1 is am5d$ by /rik+ sub*apt] ,,ii & ins]t+ sub*apt]s ,,ii & ,,iv4 ,,iii ,,o!r ,,matt]s #cja ,sev]ability ,if any provision ( ?is ,act is decl>$ uncon/itutional1 or ! applicability !re( to any p]son or circum/ances is held invalid1 ! rema9d] ( ! ,act %all rema9 9 effect & w cont9ue to apply to o!r p]sons & circum/ances4