,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #bajd  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #bb1 #bjac ,mr4  
,frel+huys5 introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on !          
,judici>y1 & 9 addition to ! ,committee 
on ,ways & ,means1 = a p]iod to be      
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d title #ah1 
,unit$ ,/ates ,code1 & ! ,social        
,security ,act to limit ! misuse (      
,social ,security numb]s1 to e/abli%    
crim9al p5alties = su* misuse1 & = o!r  
purposes4  #a4 ,%ort title2 table (     
cont5ts  7a7 ,%ort title ,?is ,act may  
be cit$ z ! ,protect+ ! ,privacy (      
,social ,security ,numb]s ,act ( #bjac4 
7b7 ,table ( cont5ts ,! table ( cont5ts 
( ?is ,act is z foll[s3  ,sec4 #a4 ,%ort
 title2 table ( cont5ts4 ,sec4 #b4      
,f9d+s4 ,sec4 #c4 ,prohibition ( !      
display1 sale1 or pur*ase ( ,social     
,security numb]s4 ,sec4 #d4 ,application

 ( prohibition ( ! display1 sale1 or    
pur*ase ( ,social ,security numb]s to   
public records4 ,sec4 #e4 ,rulemak+     
au?ority ( ! ,attorney ,g5]al4 ,sec4 #f4
 ,limits on p]sonal disclosure ( a      
,social ,security numb] = consum]       
transactions4 ,sec4 #g4 ,ext5sion (     
civil monet>y p5alties = misuse ( a     
,social ,security numb]4 ,sec4 #h4      
,crim9al p5alties = ! misuse ( a ,social
 ,security numb]4 ,sec4 #i4 ,civil      
actions & civil p5alties4 ,sec4 #aj4    
,f$]al injunctive au?ority4  #b4 ,f9d+s 
,! ,congress makes ! foll[+ f9d+s3  7#a7
 ,! inappropriate display1 sale1 or     
pur*ase ( ,social ,security numb]s has  
contribut$ to a gr[+ range ( illegal    
activities1 includ+ fraud1 id5tity !ft1 
&1 9 "s cases1 /alk+ & o!r viol5t       
crimes4  7#b7 ,:ile f9ancial            
in/itutions1 heal? c>e provid]s1 & o!r  
entities h (t5 us$ ,social ,security    
numb]s to confirm ! id5tity ( an        
individual1 ! g5]al display to ! public1
 sale1 or pur*ase ( ^! numb]s has be5   

us$ to commit crimes1 & also c result 9 
s]i\s invasions ( individual privacy4   
7#c7 ,! ,f$]al ,gov]nm5t requires       
virtually e individual 9 ! ,unit$ ,/ates
 to obta9 & ma9ta9 a ,social ,security  
numb] 9 ord] to pay taxes1 to qualify = 
,social ,security b5efits1 or to seek   
employm5t4 ,an un9t5d$ consequ5ce ( ^!  
requirem5ts is t ,social ,security      
numb]s h become "o ( ! tools t c be us$ 
to facilitate crime1 fraud1 & invasions 
( ! privacy ( ! individuals to :om !    
numb]s are assign$4 ,because ! ,f$]al   
,gov]nm5t creat$ & ma9ta9s ?is sy/em1 & 
because ! ,f$]al ,gov]nm5t does n p]mit 
individuals to exempt !mselves f ^?     
requirem5ts1 x is appropriate = ! ,f$]al
 ,gov]nm5t to take /eps to /em ! abuse (
 ,social ,security numb]s4  7#d7 ,!     
display1 sale1 or pur*ase ( ,social     
,security numb]s 9 no way facilitates   
un9hibit$1 robu/1 & wide-op5 public     
debate1 & re/rictions on su* display1   
sale1 or pur*ase w\ld n affect public   
debate4  7#e7 ,no "o %\ld seek to pr(it 

f ! display1 sale1 or pur*ase ( ,social 
,security numb]s 9 circum/ances t create
 a sub/antial risk ( physical1          
emotional1 or f9ancial h>m to !         
individuals to :om ^? numb]s are        
assign$4  7#f7 ,consequ5tly1 ?is ,act   
provides ea* individual t has be5       
assign$ a ,social ,security numb] "s    
degree ( protection f ! display1 sale1 &
 pur*ase ( t numb] 9 any circum/ance t  
might facilitate unlawful conduct4  #c4 
,prohibition ( ! display1 sale1 or      
pur*ase ( ,social ,security numb]s  7a7 
,prohibition  7#a7 ,9 g5]al ,*apt] #dg (
 title #ah1 ,unit$ ,/ates ,code1 is     
am5d$ by ins]t+ aft] section #ajbh;,a ! 
foll[+3  #ajbh;,b4 ,prohibition ( !     
display1 sale1 or pur*ase ( ,social     
,security numb]s  7a7 ,def9itions ,9 ?is
 section3  7#a7 ,display ,! t]m display 
means to int5tionally communicate or    
o!rwise make available 7on ! ,int]net or
 9 any o!r mann]7 to ! g5]al public an  
individual's ,social ,security numb]4   
7#b7 ,p]son ,! t]m p]son means any      

individual1 p>tn]%ip1 corporation1 tru/1
 e/ate1 coop]ative1 association1 or any 
o!r entity4  7#c7 ,pur*ase ,! t]m       
pur*ase means provid+ directly or       
indirectly1 any?+ ( value 9 ex*ange = a 
,social ,security numb]4  7#d7 ,sale ,! 
t]m sale means obta9+1 directly or      
indirectly1 any?+ ( value 9 ex*ange = a 
,social ,security numb]4  7#e7 ,/ate ,! 
t]m ,/ate means any ,/ate ( ! ,unit$    
,/ates1 ! ,di/rict ( ,columbia1 ,pu]to  
,rico1 ! ,nor!rn ,m>iana ,isl&s1 !      
,unit$ ,/ates ,virg9 ,isl&s1 ,guam1     
,am]ican ,samoa1 & any t]ritory or      
possession ( ! ,unit$ ,/ates4  7b7      
,limitation on display ,except z provid$
 9 section #ajbh;,c1 no p]son may       
display any individual's ,social        
,security numb] to ! g5]al public )\t ! 
affirmatively express$ cons5t ( !       
individual4  7c7 ,limitation on sale or 
pur*ase ,except z o!rwise provid$ 9 ?is 
section1 no p]son may sell or pur*ase   
any individual's ,social ,security numb]
 )\t ! affirmatively express$ cons5t ( !

 individual4  7d7 ,pr]equisites = cons5t
 ,9 ord] = cons5t to exi/ "u subsection 
7b7 or 7c71 ! p]son display+ or seek+ to
 display1 sell+ or attempt+ to sell1 or 
pur*as+ or attempt+ to pur*ase1 an      
individual's ,social ,security numb]    
%all--  7#a7 in=m ! individual ( ! g5]al
 purpose = :i* ! numb] w be us$1 ! types
 ( p]sons to :om ! numb] may be         
available1 & ! scope ( transactions     
p]mitt$ by ! cons5t2 &  7#b7 obta9 !    
affirmatively express$ cons5t           
7electronically or 9 writ+7 ( !         
individual4  7e7 ,exceptions ,no?+ 9 ?is
 section %all be con/ru$ to prohibit or 
limit ! display1 sale1 or pur*ase ( a   
,social ,security numb]--  7#a7 requir$1
 au?oriz$1 or except$ "u any ,f$]al law2
  7#b7 = a public heal? purpose1 includ+
 ! protection ( ! heal? or safety ( an  
individual 9 an em]g5cy situation2  7#c7
 = a national security purpose2  7#d7 = 
a law en=cem5t purpose1 includ+ !       
inve/igation ( fraud & ! en=cem5t ( a   
*ild support obligation2  7#e7 if !     

display1 sale1 or pur*ase ( ! numb] is =
 a use occurr+ z a result ( an          
int]action betwe5 bus9esses1 gov]nm5ts1 
or bus9ess & gov]nm5t 7reg>dless ( :i*  
entity initiates ! int]action71 includ+1
 b n limit$ to--  7,a7 ! prev5tion (    
fraud 7includ+ fraud 9 protect+ an      
employee's "r to employm5t b5efits72    
7,b7 ! facilitation ( cr$it *ecks or !  
facilitation ( backgr\nd *ecks (        
employees1 prospective employees1 or    
volunte]s2  7,c7 ! retrieval ( o!r      
in=mation f o!r bus9esses1 comm]cial    
ent]prises1 gov]nm5t entities1 or       
private nonpr(it organizations2 or  7,d7
 :5 ! transmission ( ! numb] is         
incid5tal to1 & 9 ! c\rse (1 ! sale1    
lease1 fran*is+1 or m]g] ( all1 or a    
portion (1 a bus9ess2  7#f7 if ! transf]
 ( su* a numb] is "p ( a data mat*+     
program involv+ a ,f$]al1 ,/ate1 or     
local ag5cy2 or  7#g7 if su* numb] is   
requir$ to be submitt$ z "p ( ! process 
= apply+ = any type ( ,f$]al1 ,/ate1 or 
local gov]nm5t b5efit or program2       

except t1 no?+ 9 ?is subsection %all be 
con/ru$ z p]mitt+ a pr(essional or      
comm]cial us] to display or sell a      
,social ,security numb] to ! g5]al      
public4  7f7 ,limitation ,no?+ 9 ?is    
section %all prohibit or limit !        
display1 sale1 or pur*ase ( ,social     
,security numb]s z p]mitt$ "u title ,v (
 ! ,gramm-,lea*-,bliley ,act1 or = !    
purpose ( affiliate %>+ z p]mitt$ "u !  
,fair ,cr$it ,report+ ,act1 except t no 
entity regulat$ "u su* ,acts may make   
,social ,security numb]s available to ! 
g5]al public1 z may be det]m9$ by !     
appropriate regulators "u su* ,acts4 ,= 
purposes ( ?is subsection1 ! g5]al      
public %all n include affiliates or     
unaffiliat$ ?ird-p>ty bus9ess entities z
 may be def9$ by ! appropriate          
regulators4  4  7#b7 ,con=m+ am5dm5t ,! 
*apt] analysis = *apt] #dg ( title #ah1 
,unit$ ,/ates ,code1 is am5d$ by ins]t+ 
aft] ! item relat+ to section #ajbh;,a !
 foll[+3  #ajbh;,b4 ,prohibition ( !    
display1 sale1 or pur*ase ( ,social     

,security numb]s4  4  7b7 ,effective    
date ,! am5dm5ts made by ?is section    
%all take effect on ! date t is #cj days
 aft] ! date on :i* ! f9al regulations  
promulgat$ "u section #e are publi%$ 9 !
 ,f$]al ,regi/]4  #d4 ,application (    
,prohibition ( ! display1 sale1 or      
pur*ase ( ,social ,security numb]s to   
public records  7a7 ,public records     
exception  7#a7 ,9 g5]al ,*apt] #dg (   
title #ah1 ,unit$ ,/ates ,code 7z am5d$ 
by section #c7;a77#a771 is am5d$ by     
ins]t+ aft] section #ajbh;,b ! foll[+3  
#ajbh;,c4 ,display1 sale1 or pur*ase (  
public records conta9+ ,social ,security
 numb]s  7a7 ,def9ition ,9 ?is section1 
! t]m public record means any gov]nm5tal
 record t is made available to ! g5]al  
public4  7b7 ,9 g5]al ,except z provid$ 
9 subsections 7c71 7d71 & 7e71 section  
#ajbh;,b %all n apply to a public       
record4  7c7 ,public records on !       
,int]net or 9 an electronic m$ium  7#a7 
,9 g5]al ,section #ajbh;,b %all apply to
 any public record fir/ po/$ onto !     

,int]net or provid$ 9 an electronic     
m$ium by1 or on behalf (1 a gov]nm5t    
entity aft] ! date ( ! enactm5t ( ?is   
section1 except z limit$ by ! ,attorney 
,g5]al 9 accordance ) p>agraph 7#b74    
7#b7 ,exception = gov]nm5t entities     
already plac+ public records on !       
,int]net or 9 electronic =m ,n lat] ?an 
#fj days aft] ! date ( ! enactm5t ( ?is 
section1 ! ,attorney ,g5]al %all issue  
regulations reg>d+ ! applicability (    
section #ajbh;,b to any record ( a      
category ( public records fir/ po/$ onto
 ! ,int]net or provid$ 9 an electronic  
m$ium by1 or on behalf (1 a gov]nm5t    
entity prior to ! date ( ! enactm5t (   
?is section4 ,! regulations w det]m9e   
:i* individual records )9 categories (  
records ( ^! gov]nm5t entities1 if any1 
may cont9ue to be po/$ on ! ,int]net or 
9 electronic =m aft] ! effective date ( 
?is section4 ,9 promulgat+ ^!           
regulations1 ! ,attorney ,g5]al may     
include 9 ! regulations a set (         
proc$ures = implem5t+ ! regulations &   

%all consid] ! foll[+3  7,a7 ,! co/ &   
availability ( te*nology available to a 
gov]nm5tal entity to r$act ,social      
,security numb]s f public records fir/  
provid$ 9 electronic =m aft] ! effective
 date ( ?is section4  7,b7 ,! co/ or    
burd5 to ! g5]al public1 bus9esses1     
comm]cial ent]prises1 non-pr(it         
organizations1 & to ,f$]al1 ,/ate1 &    
local gov]nm5ts ( comply+ ) section     
#ajbh;,b ) respect to su* records4  7,c7
 ,! b5efit to ! g5]al public1 bus9esses1
 comm]cial ent]prises1 non-pr(it        
organizations1 & to ,f$]al1 ,/ate1 &    
local gov]nm5ts if ! ,attorney ,g5]al 7 
to det]m9e t section #ajbh;,b %\ld apply
 to su* records4  ,no?+ 9 ! regulation  
%all p]mit a public entity to po/ a     
category ( public records on ! ,int]net 
or 9 electronic =m aft] ! effective date
 ( ?is section if su* category _h n be5 
plac$ on ! ,int]net or 9 electronic =m  
prior to su* effective date4  7d7       
,h>ve/$ ,social ,security numb]s        
,section #ajbh;,b %all apply to any     

public record ( a gov]nm5t entity :i*   
conta9s ,social ,security numb]s        
extract$ f o!r public records = !       
purpose ( display+ or sell+ su* numb]s  
to ! g5]al public4  7e7 ,attorney ,g5]al
 rulemak+ on pap] records  7#a7 ,9 g5]al
 ,n lat] ?an #fj days aft] ! date ( !   
enactm5t ( ?is section1 ! ,attorney     
,g5]al %all det]m9e ! feasibility &     
advisability ( apply+ section #ajbh;,b  
to ! records li/$ 9 p>agraph 7#b7 :5 !y 
appe> on pap] or on ano!r nonelectronic 
m$ium4 ,if ! ,attorney ,g5]al deems x   
appropriate1 ! ,attorney ,g5]al may     
issue regulations apply+ section        
#ajbh;,b to su* records4  7#b7 ,li/ (   
pap] & o!r nonelectronic records ,!     
records li/$ 9 ?is p>agraph are z       
foll[s3  7,a7 ,pr(essional or           
occupational lic5ses4  7,b7 ,m>riage    
lic5ses4  7,c7 ,bir? c]tificates4  7,d7 
,dea? c]tificates4  7,e7 ,o!r %ort      
public docum5ts t display a ,social     
,security numb] 9 a r\t9e & consi/5t    
mann] on ! face ( ! docum5t4  7#c7      

,crit]ia = ,attorney ,g5]al review ,9   
det]m9+ :e!r section #ajbh;,b %\ld apply
 to ! records li/$ 9 p>agraph 7#b71 !   
,attorney ,g5]al %all consid] ! foll[+3 
7,a7 ,! co/ or burd5 to ! g5]al public1 
bus9esses1 comm]cial ent]prises1        
non-pr(it organizations1 & to ,f$]al1   
,/ate1 & local gov]nm5ts ( comply+ )    
section #ajbh;,b4  7,b7 ,! b5efit to !  
g5]al public1 bus9esses1 comm]cial      
ent]prises1 non-pr(it organizations1 &  
to ,f$]al1 ,/ate1 & local gov]nm5ts if !
 ,attorney ,g5]al 7 to det]m9e t section
 #ajbh;,b %\ld apply to su* records4  4 
7#b7 ,con=m+ am5dm5t ,! *apt] analysis =
 *apt] #dg ( title #ah1 ,unit$ ,/ates   
,code 7z am5d$ by section #c7;a77#b771  
is am5d$ by ins]t+ aft] ! item relat+ to
 section #ajbh;,b ! foll[+3  #ajbh;,c4  
,display1 sale1 or pur*ase ( public     
records conta9+ ,social ,security       
numb]s4  4  7b7 ,effective date ,!      
prohibition ) respect to electronic     
v]sions ( new classes ( public records  
"u section #ajbh;,c7b7 ( title #ah1     

,unit$ ,/ates ,code 7z add$ by          
subsection 7a77#a77 %all n take effect  
until ! date t is #fj days aft] ! date (
 ! enactm5t ( ?is ,act4  #e4 ,rulemak+  
au?ority ( ! ,attorney ,g5]al  7a7 ,9   
g5]al ,except z provid$ 9 subsection    
7b71 ! ,attorney ,g5]al may prescribe   
su* rules & regulations z ! ,attorney   
,g5]al deems necess>y to c>ry out !     
provisions ( section #ajbh;,b7e77#e7 (  
title #ah1 ,unit$ ,/ates ,code 7z add$  
by section #c7;a77#a774  7b7 ,display1  
sale1 or pur*ase rulemak+ ) respect to  
int]actions betwe5 bus9esses1 gov]nm5ts1
 or bus9ess & gov]nm5t  7#a7 ,9 g5]al ,n
 lat] ?an #a ye> aft] ! date ( !        
enactm5t ( ?is ,act1 ! ,attorney ,g5]al1
 9 consultation ) ! ,commission] (      
,social ,security1 ! ,*airman ( ! ,f$]al
 ,trade ,commission1 & su* o!r heads (  
,f$]al ag5cies z ! ,attorney ,g5]al     
det]m9es appropriate1 %all conduct su*  
rulemak+ proc$ures 9 accordance )       
sub*apt] ,,ii ( *apt] #e ( title #e1    
,unit$ ,/ates ,code1 z are necess>y to  

promulgate regulations to implem5t &    
cl>ify ! uses occurr+ z a result ( an   
int]action betwe5 bus9esses1 gov]nm5ts1 
or bus9ess & gov]nm5t 7reg>dless ( :i*  
entity initiates ! int]action7 p]mitt$  
"u section #ajbh;,b7e77#e7 ( title #ah1 
,unit$ ,/ates ,code 7z add$ by section  
#c7;a77#a774  7#b7 ,factors to be       
consid]$ ,9 promulgat+ ! regulations    
requir$ "u p>agraph 7#a71 ! ,attorney   
,g5]al %all1 at a m9imum1 consid] !     
foll[+3  7,a7 ,! b5efit to a p>ticul>   
bus9ess1 to cu/om]s ( ! bus9ess1 & to ! 
g5]al public ( ! display1 sale1 or      
pur*ase ( an individual's ,social       
,security numb]4  7,b7 ,! co/s t        
bus9esses1 cu/om]s ( bus9esses1 & !     
g5]al public may incur z a result (     
prohibitions on ! display1 sale1 or     
pur*ase ( ,social ,security numb]s4     
7,c7 ,! risk t a p>ticul> bus9ess       
practice w promote ! use ( a ,social    
,security numb] to commit fraud1        
deception1 or crime4  7,d7 ,! pres5ce ( 
adequate safegu>ds1 proc$ures1 &        

te*nologies to prev5t--  7i7 misuse (   
,social ,security numb]s by employees )9
 a bus9ess2 &  7ii7 misappropriation (  
,social ,security numb]s by ! g5]al     
public1 :ile p]mitt+ int]nal bus9ess    
uses ( su* numb]s4  7,e7 ,! pres5ce (   
proc$ures to prev5t id5tity ?ieves1     
/alk]s1 & o!r individuals ) ill int5t f 
pos+ z legitimate bus9esses to obta9    
,social ,security numb]s4  7,f7 ,!      
impact ( su* uses on privacy4  #f4      
,limits on p]sonal disclosure ( a       
,social ,security numb] = consum]       
transactions  7a7 ,9 g5]al ,"p ,a (     
title ,,xi ( ! ,social ,security ,act   
7#db ,u4,s4,c4 #acja et seq47 is am5d$  
by add+ at ! end ! foll[+3  #aaej;,c4   
,limits on p]sonal disclosure ( a       
,social ,security numb] = consum]       
transactions  7a7 ,9 g5]al ,a comm]cial 
entity may n require an individual to   
provide ! individual's ,social ,security
 numb] :5 pur*as+ a comm]cial good or   
s]vice or d5y an individual ! good or   
s]vice = refus+ to provide t numb]      

except--  7#a7 = any purpose relat+ to--
  7,a7 obta9+ a consum] report = any    
purpose p]mitt$ "u ! ,fair ,cr$it       
,report+ ,act2  7,b7 a backgr\nd *eck ( 
! individual conduct$ by a l&lord1      
lessor1 employ]1 volunt>y s]vice ag5cy1 
or o!r entity z det]m9$ by ! ,attorney  
,g5]al2  7,c7 law en=cem5t2 or  7,d7 a  
,f$]al1 ,/ate1 or local law requirem5t2 
or  7#b7 if ! ,social ,security numb] is
 necess>y to v]ify ! id5tity ( ! consum]
 to effect1 adm9i/]1 or en=ce ! specific
 transaction reque/$ or au?oriz$ by !   
consum]1 or to prev5t fraud4  7b7       
,application ( civil money p5alties ,a  
violation ( ?is section %all be deem$ to
 be a violation ( section               
#aabi7;a77#c77;,f74  7c7 ,application ( 
crim9al p5alties ,a violation ( ?is     
section %all be deem$ to be a violation 
( section #bjh7;a77#h74  7d7 ,limitation
 on class actions ,no class action      
alleg+ a violation ( ?is section %all be
 ma9ta9$ "u ?is section by an individual
 or any private p>ty 9 ,f$]al or ,/ate  

c\rt4  7e7 ,/ate ,attorney ,g5]al       
en=cem5t  7#a7 ,9 g5]al  7,a7 ,civil    
actions ,9 any case 9 :i* ! attorney    
g5]al ( a ,/ate has reason to believe t 
an int]e/ ( ! resid5ts ( t ,/ate has be5
 or is ?reat5$ or adv]sely affect$ by ! 
engagem5t ( any p]son 9 a practice t is 
prohibit$ "u ?is section1 ! ,/ate1 z    
p>5s patriae1 may br+ a civil action on 
behalf ( ! resid5ts ( ! ,/ate 9 a       
di/rict c\rt ( ! ,unit$ ,/ates (        
appropriate jurisdiction to--  7i7 enjo9
 t practice2  7ii7 en=ce compliance )   
su* section2  7iii7 obta9 damages1      
re/itution1 or o!r comp5sation on behalf
 ( resid5ts ( ! ,/ate2 or  7iv7 obta9   
su* o!r relief z ! c\rt may consid]     
appropriate4  7,b7 ,notice  7i7 ,9 g5]al
 ,be=e fil+ an action "u subp>agraph    
7,a71 ! attorney g5]al ( ! ,/ate involv$
 %all provide to ! ,attorney ,g5]al--   
7,i7 writt5 notice ( ! action2 &  7,,ii7
 a copy ( ! compla9t = ! action4  7ii7  
,exemption  7,i7 ,9 g5]al ,clause 7i7   
%all n apply ) respect to ! fil+ ( an   

action by an attorney g5]al ( a ,/ate "u
 ?is subsection1 if ! ,/ate attorney    
g5]al det]m9es t x is n feasible to     
provide ! notice describ$ 9 su*         
subp>agraph be=e ! fil+ ( ! action4     
7,,ii7 ,notification ,) respect to an   
action describ$ 9 subclause 7,i71 !     
attorney g5]al ( a ,/ate %all provide   
notice & a copy ( ! compla9t to !       
,attorney ,g5]al at ! same "t z ! ,/ate 
attorney g5]al files ! action4  7#b7    
,int]v5tion  7,a7 ,9 g5]al ,on receiv+  
notice "u p>agraph 7#a77;,b71 !         
,attorney ,g5]al %all h ! "r to int]v5e 
9 ! action t is ! subject ( ! notice4   
7,b7 ,effect ( int]v5tion ,if !         
,attorney ,g5]al int]v5es 9 ! action "u 
p>agraph 7#a71 ! ,attorney ,g5]al %all h
 ! "r to be he>d ) respect to any matt] 
t arises 9 t action4  7#c7 ,con/ruction 
,= purposes ( br++ any civil action "u  
p>agraph 7#a71 no?+ 9 ?is section %all  
be con/ru$ to prev5t an attorney g5]al (
 a ,/ate f ex]cis+ ! p[]s conf]r$ on su*
 attorney g5]al by ! laws ( t ,/ate to--

  7,a7 conduct inve/igations2  7,b7     
adm9i/] oa?s or affirmations2 or  7,c7  
compel ! att5dance ( witnesses or !     
production ( docum5t>y & o!r evid5ce4   
7#d7 ,actions by ! ,attorney ,g5]al ( ! 
,unit$ ,/ates ,9 any case 9 :i* an      
action is in/itut$ by or on behalf ( !  
,attorney ,g5]al = violation ( a        
practice t is prohibit$ "u ?is section1 
no ,/ate may1 dur+ ! p5d5cy ( t action1 
in/itute an action "u p>agraph 7#a7     
aga9/ any def5dant nam$ 9 ! compla9t 9 t
 action = violation ( t practice4  7#e7 
,v5ue2 s]vice ( process  7,a7 ,v5ue ,any
 action br\ght "u p>agraph 7#a7 may be  
br\ght 9 ! di/rict c\rt ( ! ,unit$      
,/ates t meets applicable requirem5ts   
relat+ to v5ue "u section #acia ( title 
#bh1 ,unit$ ,/ates ,code4  7,b7 ,s]vice 
( process ,9 an action br\ght "u        
p>agraph 7#a71 process may be s]v$ 9 any
 di/rict 9 :i* ! def5dant--  7i7 is an  
inhabitant2 or  7ii7 may be f\nd4  7f7  
,sunset ,?is section %all n apply on or 
aft] ! date t is #f ye>s aft] !         

effective date ( ?is section4  4  7b7   
,evaluation & report ,n lat] ?an ! date 
t is #f ye>s & #f mon?s aft] ! date ( ! 
enactm5t ( ?is ,act1 ! ,attorney ,g5]al1
 9 consultation ) ! *airman ( ! ,f$]al  
,trade ,commission1 %all issue a report 
evaluat+ ! effectiv5ess & effici5cy (   
section #aaej;,c ( ! ,social ,security  
,act 7z add$ by subsection 7a77 & %all  
make recomm5dations to ! ,congress z to 
any legislative action det]m9$ to be    
necess>y or advisable ) respect to su*  
section1 includ+ a recomm5dation reg>d+ 
:e!r to reau?orize su* section4  7c7    
,effective date ,! am5dm5t made by      
subsection 7a7 %all apply to reque/s to 
provide a ,social ,security numb]       
occurr+ aft] ! date t is #a ye> aft] !  
date ( ! enactm5t ( ?is ,act4  #g4      
,ext5sion ( civil monet>y p5alties =    
misuse ( a ,social ,security numb]  7a7 
,application ( civil money p5alties to  
elem5ts ( crim9al violations ,section   
#aabi7;a7 ( ! ,social ,security ,act    
7#db ,u4,s4,c4 #acbj;a-#h7;a77 is       

am5d$--  7#a7 by r$esignat+ p>agraphs   
7#b7 & 7#c7 z p>agraphs 7#d7 & 7#e71    
respectively2  7#b7 by designat+ ! la/  
s5t5ce ( p>agraph 7#a7 z p>agraph 7#b7 &
 ins]t+ su* p>agraph aft] p>agraph 7#a72
 &  7#c7 by ins]t+ aft] p>agraph 7#b7 7z
 s designat$ & ins]t$ "u p>agraph 7#b7 (
 ?is subsection7 ! foll[+3  7#c7 ,any   
p]son 7includ+ an organization1 ag5cy1  
or o!r entity7 :o--  7,a7 uses a ,social
 ,security acc\nt numb] t su* p]son kn[s
 or %\ld "k has be5 assign$ by !        
,commission] ( ,social ,security 79 an  
ex]cise ( au?ority "u section           
#bje7;c77#b7 to e/abli% & ma9ta9        
records7 on ! basis ( false in=mation   
furni%$ to ! ,commission] by any p]son2 
7,b7 falsely repres5ts a numb] to be !  
,social ,security acc\nt numb] assign$  
by ! ,commission] ( ,social ,security to
 any individual1 :5 su* p]son kn[s or   
%\ld "k t su* numb] is n ! ,social      
,security acc\nt numb] assign$ by !     
,commission] to su* individual2  7,c7   
kn[+ly alt]s a ,social ,security c>d    

issu$ by ! ,commission] ( ,social       
,security1 or possesses su* a c>d )     
int5t to alt] x2  7,d7 kn[+ly displays1 
sells1 or pur*ases a c>d t is1 or is    
purport$ to be1 a c>d issu$ by !        
,commission] ( ,social ,security1 or    
possesses su* a c>d ) int5t to display1 
pur*ase1 or sell x2  7,e7 c\nt]feits a  
,social ,security c>d1 or possesses a   
c\nt]feit ,social ,security c>d ) int5t 
to display1 sell1 or pur*ase x2  7,f7   
discloses1 uses1 compels ! disclosure (1
 or kn[+ly displays1 sells1 or pur*ases 
! ,social ,security acc\nt numb] ( any  
p]son 9 violation ( ! laws ( ! ,unit$   
,/ates2  7,g7 ) int5t to deceive !      
,commission] ( ,social ,security z to   
su* p]son's true id5tity 7or ! true     
id5tity ( any o!r p]son7 furni%es or    
causes to be furni%$ false in=mation to 
! ,commission] ) respect to any         
in=mation requir$ by ! ,commission] 9   
connection ) ! e/abli%m5t & ma9t5ance ( 
! records provid$ = 9 section           
#bje7;c77#b72  7,h7 (f]s1 = a fee1 to   

acquire = any individual1 or to assi/ 9 
acquir+ = any individual1 an additional 
,social ,security acc\nt numb] or a     
numb] :i* is or is purport$ to be a     
,social ,security acc\nt numb]2 or  7,i7
 be+ an (fic] or employee ( a ,f$]al1   
,/ate1 or local ag5cy 9 possession ( any
 individual's ,social ,security acc\nt  
numb]1 willfully acts or fails to act s 
z to cause a violation by su* ag5cy (   
section #bje7;c77#b77;,c77vi77,,ii7     
7relat+ to prohibition ( display (      
,social ,security acc\nt numb]s on      
driv]'s lic5ses1 motor vehicle          
regi/rations1 & p]sonal id5tification   
c>ds7 or section #bje7;c77#b77;,c77x7   
7add$ by ,public ,law #aaa-cah & relat+ 
to prohibition ( display ( ,social      
,security acc\nt numb]s on *ecks issu$ =
 paym5t by ,f$]al1 ,/ate1 or local      
ag5cies71  %all be subject to1 9        
addition to any o!r p5alties t may be   
prescrib$ by law1 a civil money p5alty (
 n m ?an #e1jjj = ea* violation4 ,su*   
p]son %all also be subject to an        

assessm5t1 9 lieu ( damages su/a9$ by ! 
,unit$ ,/ates result+ f su* violation1 (
 n m ?an twice ! am\nt ( any b5efits or 
paym5ts paid z a result ( su* violation4
  4  7b7 ,effective dates  7#a7 ,9 g5]al
 ,except z provid$ 9 p>agraph 7#b71 !   
am5dm5ts made by ?is section %all apply 
) respect to violations ( section #aabi 
( ! ,social ,security ,act 7#db         
,u4,s4,c4 #acbj-h71 z am5d$ by ?is      
section1 committ$ aft] ! date ( !       
enactm5t ( ?is ,act4  7#b7 ,violations  
by gov]nm5t ag5ts 9 possession ( ,social
 ,security numb]s ,section              
#aabi7;a77#c77;,i7 ( ! ,social ,security
 ,act 7#db ,u4,s4,c4                    
#acbj;a-#h7;a77#c77;,i771 z add$ by     
subsection 7a71 %all apply ) respect to 
violations ( t section occurr+ on or    
aft] ! effective date describ$ 9 section
 #c7;c74  #h4 ,crim9al p5alties = !     
misuse ( a ,social ,security numb]  7a7 
,prohibition ( wrongful use z p]sonal   
id5tification numb] ,no p]son may obta9 
any individual's ,social ,security numb]

 = purposes ( locat+ or id5tify+ an     
individual ) ! int5t to physically      
injure1 h>m1 or use ! id5tity ( !       
individual = any illegal purpose4  7b7  
,crim9al sanctions ,section #bjh7;a7 ( !
 ,social ,security ,act 7#db ,u4,s4,c4  
#djh7;a77 is am5d$--  7#a7 9 p>agraph   
7#h71 by add+ or aft] ! semicolon2 &    
7#b7 by ins]t+ aft] p>agraph 7#h7 !     
foll[+3  7#i7 except z provid$ 9        
subsections 7e7 & 7f7 ( section #ajbh;,b
 ( title #ah1 ,unit$ ,/ates ,code1      
kn[+ly & willfully displays1 sells1 or  
pur*ases 7z ^? t]ms are def9$ 9 section 
#ajbh;,b7a7 ( title #ah1 ,unit$ ,/ates  
,code7 any individual's ,social         
,security acc\nt numb] )\t hav+ met !   
pr]equisites = cons5t "u section        
#ajbh;,b7d7 ( title #ah1 ,unit$ ,/ates  
,code2 or  7#aj7 obta9s any individual's
 ,social ,security numb] = ! purpose (  
locat+ or id5tify+ ! individual ) !     
int5t to injure or to h>m t individual1 
or to use ! id5tity ( t individual = an 
illegal purpose2  4  #i4 ,civil actions 

& civil p5alties  7a7 ,civil action 9   
,/ate c\rts  7#a7 ,9 g5]al ,any         
individual aggriev$ by an act ( any     
p]son 9 violation ( ?is ,act1 any       
am5dm5ts made by ?is ,act1 or clause 7x7
 or 7xi7 ( section #bje7;c77#b77;,c7 ( !
 ,social ,security ,act 7add$ by !      
,social ,security ,numb] ,protection    
,act ( #bjaj 7,public ,law #aaa-cah77   
may1 if o!rwise p]mitt$ by ! laws or    
rules ( ! c\rt ( a ,/ate1 br+ 9 an      
appropriate c\rt ( t ,/ate--  7,a7 an   
action to enjo9 su* violation2  7,b7 an 
action to recov] = actual monet>y loss f
 su* a violation1 or to receive up to   
#ejj 9 damages = ea* su* violation1     
:i*ev] is great]2 or  7,c7 bo? su*      
actions4  ,x %all be an affirmative     
def5se 9 any action br\ght "u ?is       
p>agraph t ! def5dant has e/abli%$ &    
implem5t$1 ) due c>e1 reasonable        
practices & proc$ures to effectively    
prev5t violations ( ! provisions ( ?is  
,act1 ! am5dm5ts made by ?is ,act1 su*  
clause 7x7 or 7xi71 or regulations      

prescrib$ "u ?is ,act1 su* am5dm5ts1 or 
su* clause4 ,if ! c\rt f9ds t ! def5dant
 willfully or kn[+ly violat$ any su*    
provision1 ! c\rt may1 9 its discretion1
 increase ! am\nt ( ! aw>d to an am\nt  
equal to n m ?an #c times ! am\nt       
available "u subp>agraph 7,b74  7#b7    
,/atute ( limitations ,an action may be 
comm5c$ "u ?is subsection n lat] ?an !  
e>li] (--  7,a7 #e ye>s aft] ! date on  
:i* ! alleg$ violation occurr$2 or  7,b7
 #c ye>s aft] ! date on :i* ! alleg$    
violation 0 or %\ld h be5 reasonably    
discov]$ by ! aggriev$ individual4  7#c7
 ,nonexclusive rem$y ,! rem$y provid$ "u
 ?is subsection %all be 9 addition to   
any o!r rem$ies available to !          
individual4  7b7 ,civil p5alties  7#a7  
,9 g5]al ,any p]son :o ! ,attorney      
,g5]al det]m9es has violat$ any         
provision ( ?is ,act1 ! am5dm5ts made by
 ?is ,act1 or clause 7x7 or 7xi7 (      
section #bje7;c77#b77;,c7 ( ! ,social   
,security ,act 7add$ by ! ,social       
,security ,numb] ,protection ,act (     

#bjaj 7,public ,law #aaa-cah77 %all be  
subject1 9 addition to any o!r p5alties 
t may be prescrib$ by law--  7,a7 to a  
civil p5alty ( n m ?an #e1jjj = ea* su* 
violation2 &  7,b7 to a civil p5alty ( n
 m ?an #ej1jjj1 if ! violations h       
occurr$ ) su* frequ5cy z to con/itute a 
g5]al bus9ess practice4  7#b7           
,det]m9ation ( violations ,any willful  
violation committ$ contemporane\sly )   
respect to ! ,social ,security numb]s ( 
two or m individuals by means ( mail1   
telecommunication1 or o!rwise1 %all be  
treat$ z a sep>ate violation ) respect  
to ea* su* individual4  7#c7 ,en=cem5t  
proc$ures ,! provisions ( section       
#aabh;,a ( ! ,social ,security ,act 7#db
 ,u4,s4,c4 #acbj;a-#g;a71 o!r ?an       
subsections 7a71 7b71 7f71 7h71 7i71    
7j71 7m71 & 7n7 & ! fir/ s5t5ce (       
subsection 7c7 ( su* section1 & !       
provisions ( subsections 7d7 & 7e7 (    
section #bje ( su* ,act 7#db ,u4,s4,c4  
#dje7 %all apply to a civil p5alty      
action "u ?is subsection 9 ! same mann] 

z su* provisions apply to a p5alty or   
proce$+ "u section #aabh;,a7a7 ( su*    
,act 7#db ,u4,s4,c4 #acbj;a-#g;a7a771   
except t1 = purposes ( ?is p>agraph1 any
 ref]5ce 9 section #aabh;,a ( su* ,act  
7#db ,u4,s4,c4 #acbj;a-#g;a7 to !       
,secret>y %all be deem$ to be a ref]5ce 
to ! ,attorney ,g5]al4  #aj4 ,f$]al     
injunctive au?ority ,9 addition to any  
o!r en=cem5t au?ority conf]r$ "u ?is    
,act or ! am5dm5ts made by ?is ,act1 !  
,f$]al ,gov]nm5t %all h injunctive      
au?ority ) respect to any violation by a
 public entity ( any provision ( ?is    
,act1 ( any am5dm5ts made by ?is ,act1  
or ( clause 7x7 or 7xi7 ( section       
#bje7;c77#b77;,c7 ( ! ,social ,security 
,act 7add$ by ! ,social ,security ,numb]
 ,protection ,act ( #bjaj 7,public ,law 
#aaa-cah774