,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #abbc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #ae1 #bjac ,mr4  
,hunt] 7= himself1 ,mrs4 ,davis (       
,cali=nia1 ,mr4 ,turn]1 & ,mr4 ,ryan (  
,ohio7 introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,vet]ans'     
,affairs  ,a ,,bill  ,to am5d !         
,s]vicememb]s ,civil ,relief ,act to    
ensure t relocation ( a s]vicememb] to  
s]ve on active duty away f !            
s]vicememb]'s pr9cipal resid5ce does n  
prev5t ! s]vicememb] f ref9anc+ a       
mortgage on t pr9cipal resid5ce4  #a4   
,%ort title ,?is ,act may be cit$ z !   
,fairness = ,milit>y ,home[n]s ,act (   
#bjac4  #b4 ,treatm5t ( relocation (    
memb]s ( ! ,arm$ ,=ces = active duty =  
purposes ( mortgage ref9anc+  7a7 ,9    
g5]al ,title ,,iii ( ! ,s]vicememb]s    
,civil ,relief ,act is am5d$ by ins]t+  
aft] section #cjc 7#ej ,u4,s4,c4 ,app4  
#ecc7 ! foll[+ new section3  #cjc;,a4   
,treatm5t ( relocation ( s]vicememb]s = 
active duty = purposes ( mortgage       

ref9anc+  7a7 ,treatm5t ( abs5ce f      
resid5ce due to active duty ,:ile a     
s]vicememb] :o is ! mortgagor "u an     
exi/+ mortgage does n reside 9 !        
resid5ce t secures ! exi/+ mortgage     
because ( a relocation describ$ 9       
subsection 7c77#a77;,b71 if !           
s]vicememb] inquires ab\t or applies = a
 cov]$ ref9anc+ mortgage1 ! s]vicememb] 
%all be consid]$1 = all purposes relat+ 
to ! cov]$ ref9anc+ mortgage 7includ+   
su* inquiry or application & eligibility
 =1 & compliance )1 any und]writ+       
crit]ia & /&>ds reg>d+ su* cov]$        
ref9anc+ mortgage7 to occupy ! resid5ce 
t secures ! exi/+ mortgage to be paid or
 prepaid by su* cov]$ ref9anc+ mortgage 
z ! pr9cipal resid5ce ( ! s]vicememb]   
dur+ ! p]iod ( su* relocation4  7b7     
,limitation ,subsection 7a7 %all n apply
 ) respect to a s]vicememb] :o inquires 
ab\t or applies = a cov]$ ref9anc+      
mortgage if1 dur+ ! #e-ye> p]iod prec$+ 
! date ( su* inquiry or application1 !  
s]vicememb] ent]$ into a cov]$ ref9anc+ 

mortgage pursuant to ?is section4  7c7  
,def9itions ,9 ?is section3  7#a7 ,exi/+
 mortgage ,! t]m exi/+ mortgage means a 
mortgage t is secur$ by a #a- to        
#d-;family resid5ce1 includ+ a          
condom9ium or a %>e 9 a coop]ative      
own]%ip h\s+ association1 t 0 ! pr9cipal
 resid5ce ( a s]vicememb] = a p]iod t-- 
7,a7 _h a duration ( #ac consecutive    
mon?s or long]2 &  7,b7 end$ ^u !       
relocation ( ! s]vicememb] caus$ by !   
s]vicememb] receiv+ milit>y ord]s = a   
p]man5t *ange ( /ation or to deploy ) a 
milit>y unit1 or z an individual 9      
support ( a milit>y op]ation1 = a p]iod 
( n less ?an #ah mon?s t did n all[ !   
s]vicememb] to cont9ue to occupy su*    
resid5ce z a pr9cipal resid5ce4  7#b7   
,cov]$ ref9anc+ mortgage ,! t]m cov]$   
ref9anc+ mortgage means any mortgage t--
  7,a7 is made = ! purpose ( pay+ or    
prepay+1 & ext+ui%+1 ! out/&+           
obligations "u an exi/+ mortgage or     
mortgages2 &  7,b7 is secur$ by ! same  
resid5ce t secur$ su* exi/+ mortgage or 

mortgages4  4  7b7 ,cl]ical am5dm5t ,!  
table ( cont5ts 9 section #a7;b7 ( su*  
,act is am5d$ by ins]t+ aft] ! item     
relat+ to section #cjc ! foll[+ new     
item3  #cjc;,a4 ,treatm5t ( relocation (
 s]vicememb]s = active duty = purposes (
 mortgage ref9anc+4  4