,i  #aacth ,,congress  #ast ,session    
,h4 ,r4 #abbc  ,,in ,,the ,,house ,,of  
,,representatives  ,march #ae1 #bjac    
,mr4 ,hunter 7for himself1 ,mrs4 ,davis 
of ,california1 ,mr4 ,turner1 and ,mr4  
,ryan of ,ohio7 introduced the following
 bill2 which was referred to the        
,committee on ,veterans' ,affairs  ,a   
,,bill  ,to amend the ,servicemembers   
,civil ,relief ,act to ensure that      
relocation of a servicemember to serve  
on active duty away from the            
servicemember's principal residence does
 not prevent the servicemember from     
refinancing a mortgage on that principal
 residence4  #a4 ,short title ,this ,act
 may be cited as the ,fairness for      
,military ,homeowners ,act of #bjac4    
#b4 ,treatment of relocation of members 
of the ,armed ,forces for active duty   
for purposes of mortgage refinancing    
7a7 ,in general ,title ,,iii of the     
,servicemembers ,civil ,relief ,act is  
amended by inserting after section #cjc 
7#ej ,u4,s4,c4 ,app4 #ecc7 the following

 new section3  #cjc;,a4 ,treatment of   
relocation of servicemembers for active 
duty for purposes of mortgage           
refinancing  7a7 ,treatment of absence  
from residence due to active duty ,while
 a servicemember who is the mortgagor   
under an existing mortgage does not     
reside in the residence that secures the
 existing mortgage because of a         
relocation described in subsection      
7c77#a77;,b71 if the servicemember      
inquires about or applies for a covered 
refinancing mortgage1 the servicemember 
shall be considered1 for all purposes   
relating to the covered refinancing     
mortgage 7including such inquiry or     
application and eligibility for1 and    
compliance with1 any underwriting       
criteria and standards regarding such   
covered refinancing mortgage7 to occupy 
the residence that secures the existing 
mortgage to be paid or prepaid by such  
covered refinancing mortgage as the     
principal residence of the servicemember
 during the period of such relocation4  

7b7 ,limitation ,subsection 7a7 shall   
not apply with respect to a             
servicemember who inquires about or     
applies for a covered refinancing       
mortgage if1 during the #e-year period  
preceding the date of such inquiry or   
application1 the servicemember entered  
into a covered refinancing mortgage     
pursuant to this section4  7c7          
,definitions ,in this section3  7#a7    
,existing mortgage ,the term existing   
mortgage means a mortgage that is       
secured by a #a- to #d-;family          
residence1 including a condominium or a 
share in a cooperative ownership housing
 association1 that was the principal    
residence of a servicemember for a      
period that--  7,a7 had a duration of   
#ac consecutive months or longer2 and   
7,b7 ended upon the relocation of the   
servicemember caused by the             
servicemember receiving military orders 
for a permanent change of station or to 
deploy with a military unit1 or as an   
individual in support of a military     

operation1 for a period of not less than
 #ah months that did not allow the      
servicemember to continue to occupy such
 residence as a principal residence4    
7#b7 ,covered refinancing mortgage ,the 
term covered refinancing mortgage means 
any mortgage that--  7,a7 is made for   
the purpose of paying or prepaying1 and 
extinguishing1 the outstanding          
obligations under an existing mortgage  
or mortgages2 and  7,b7 is secured by   
the same residence that secured such    
existing mortgage or mortgages4  4  7b7 
,clerical amendment ,the table of       
contents in section #a7;b7 of such ,act 
is amended by inserting after the item  
relating to section #cjc the following  
new item3  #cjc;,a4 ,treatment of       
relocation of servicemembers for active 
duty for purposes of mortgage           
refinancing4  4