,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #aahd  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #ad1 #bjac ,mr4  
,h>ris introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d title #ca1
 ,unit$ ,/ates ,code1 to provide =      
less5$ p5alties = c]ta9 violations ( !  
anti-/ructur+ laws :5 violations are )  
respect to c]ta9 dome/ic f9ancial       
in/itutions & are n tak5 9 connection ) 
ano!r crime1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,small ,bus9ess ,deposit ,relief ,act ( 
#bjac4  #b4 ,limitation on p5alties =   
c]ta9 /ructur+ n involv+ ano!r crime    
,section #ecbd ( title #ca1 ,unit$      
,/ates ,code1 is am5d$--  7#a7 9        
subsection 7d7--  7,a7 by r$esignat+    
p>agraph 7#b7 z p>agraph 7#c72 &  7,b7  
by ins]t+ aft] p>agraph 7#a7 ! foll[+3  
7#b7 ,limitation on crim9al p5alties =  
c]ta9 non-aggravat$ cases  7,a7 ,9 g5]al
 ,not)/&+ p>agraph 7#a71 b subject to   
p>agraph 7#c71 :oev] violates ?is       

section %all be f9$ 9 accordance ) title
 #ah1 ,unit$ ,/ates ,code1 imprison$ = n
 m ?an #a ye>1 or bo?1 :]e su*          
violation--  7i7 0 ( section #ecbd7;a72 
7ii7 0 n made :ile also violat+ ano!r   
law ( ! ,unit$ ,/ates2 &  7iii7 0 made )
 respect to a transaction involv+ a     
dome/ic f9ancial in/itution describ$ "u 
subp>agraphs 7,a7 ?r\gh 7,f7 ( section  
#ecab7;a77#b74  7,b7 ,no imprisonm5t =  
fir/ (f5se ,not)/&+ subp>agraph 7,a71 a 
p]son committ+ a violation describ$ "u t
 subp>agraph %all n be subject to       
imprisonm5t = su* violation if ! p]son  
has n previ\sly be5 convict$ ( a        
violation describ$ "u su* subp>agraph4  
2 &  7#b7 by add+ at ! end ! foll[+3    
7e7 ,limitation on prop]ty =feiture &   
monet>y p5alties = c]ta9 /ructur+ n     
involv+ ano!r crime ,) respect to a     
violation1 ! aggregate am\nt ( prop]ty  
=feit$ "u section #ecag7;c77#a71 prop]ty
 seiz$ & =feit$ "u section              
#ecag7;c77#b71 any money p5alty impos$  
"u section #ecba7;a77#d77;,a71 & any f9e

 impos$ "u subsection 7d7 may n exce$   
#aj p]c5t ( ! am\nt ( co9s & curr5cy 7or
 su* o!r monet>y in/rum5ts z ! ,secret>y
 may prescribe7 involv$ 9 ! transaction 
) respect to :i* ! violation occurr$1 if
 ! violation--  7#a7 0 ( section        
#ecbd7;a72  7#b7 0 n made :ile also     
violat+ ano!r law ( ! ,unit$ ,/ates2 &  
7#c7 0 made ) respect to a transaction  
involv+ a dome/ic f9ancial in/itution   
describ$ "u subp>agraphs 7,a7 ?r\gh 7,f7
 ( section #ecab7;a77#b74  4