,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #ajce  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #g1 #bjac ,ms4   
,moore 7= h]self & ,mr4 ,ba*us7         
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to require a /udy ( volunt>y   
community-bas$ flood insurance options &
 h[ su* options c\ld be incorporat$ into
 ! national flood insurance program1 & =
 o!r purposes4  #a4 ,/udies ( volunt>y  
community-bas$ flood insurance options  
7a7 ,/udy  7#a7 ,/udy requir$ ,!        
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy %all conduct a /udy to
 assess options1 me?ods1 & /rategies =  
mak+ available volunt>y community-bas$  
flood insurance policies ?r\gh !        
,national ,flood ,insurance ,program4   
7#b7 ,consid]ations ,! /udy conduct$ "u 
p>agraph 7#a7 %all--  7,a7 take into    
consid]ation & analyze h[ volunt>y      
community-bas$ flood insurance          
policies--  7i7 w\ld affect communities 
hav+ v>y+ economic bases1 geographic    

locations1 flood haz>d *>act]i/ics or   
classifications1 & flood managem5t      
approa*es2 &  7ii7 c\ld satisfy !       
applicable requirem5ts "u section #ajb (
 ! ,flood ,disa/] ,protection ,act (    
#aigc 7#db ,u4,s4,c4 #djab;a72 &  7,b7  
evaluate ! advisability ( mak+ available
 volunt>y community-bas$ flood insurance
 policies to communities1 subdivisions (
 communities1 & areas ( residual risk4  
7#c7 ,consultation ,9 conduct+ ! /udy   
requir$ "u p>agraph 7#a71 ! ,adm9i/rator
 may consult ) ! ,comptroll] ,g5]al ( ! 
,unit$ ,/ates1 z ! ,adm9i/rator det]m9es
 is appropriate4  7b7 ,report by !      
adm9i/rator  7#a7 ,report requir$ ,n    
lat] ?an #ah mon?s aft] ! date (        
enactm5t ( ?is ,act1 ! ,adm9i/rator %all
 submit to ! ,committee on ,bank+1      
,h\s+1 & ,urban ,affairs ( ! ,s5ate & ! 
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives a report t      
conta9s ! results & conclusions ( ! /udy
 conduct$ "u subsection 7a74  7#b7      
,cont5ts ,! report submitt$ "u p>agraph 

7#a7 %all include recomm5dations =--    
7,a7 ! be/ mann] to incorporate volunt>y
 community-bas$ flood insurance policies
 into ! ,national ,flood ,insurance     
,program2 &  7,b7 a /rategy to implem5t 
volunt>y community-bas$ flood insurance 
policies t w\ld enc\rage communities to 
und]take flood mitigation activities1   
includ+ ! con/ruction1 recon/ruction1 or
 improvem5t ( levees1 dams1 or o!r flood
 control /ructures4  7c7 ,report by     
comptroll] g5]al ,n lat] ?an #f mon?s   
aft] ! date on :i* ! ,adm9i/rator       
submits ! report requir$ "u subsection  
7b71 ! ,comptroll] ,g5]al ( ! ,unit$    
,/ates %all--  7#a7 review ! report     
submitt$ by ! ,adm9i/rator2 &  7#b7     
submit to ! ,committee on ,bank+1 ,h\s+1
 & ,urban ,affairs ( ! ,s5ate & !       
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives a report t      
conta9s--  7,a7 an analysis ( ! report  
submitt$ by ! ,adm9i/rator2  7,b7 any   
comm5ts or recomm5dations ( !           
,comptroll] ,g5]al relat+ to ! report   

submitt$ by ! ,adm9i/rator2 &  7,c7 any 
o!r recomm5dations ( ! ,comptroll]      
,g5]al relat+ to community-bas$ flood   
insurance policies4