images ( public doma9 mat]ial f ! ,google ,pr9t project47 ,,h[ ,,to ,,collect ,a ,,doctor ,,bill ,,by ,,frank ,p4 ,,davis1 ,m4 ,d4 ,secret>y ,oklahoma ,/ate ,bo>d ( ,m$ical ,exam9]s1 #aijh-aa4 ,sup]9t5d5t ,oklahoma ,/ate ,in/itution = ,feeble ,m9d$1 #aiaj-aa4 ,memb] ,c\nty1 ,/ate & ,am]ican ,m$ical ,association4 ,memb] ,am]ican ,s*ool ,hygi5e ,association4 ,memb] ,/ate & ,national ,eclectic ,associations4 ,memb] ,oklahoma ,association ( ,*>ities & ,corrections4 ,memb] ,oklahoma ,press ,association4 ,memb] ,s\?we/]n ,m$ical ,association4 ,late ,editor ,davis' ,magaz9e ( ,m$ic9e1 ,etc4 ,publi%]s ,,physicians ,,drug ,,news ,,co4 ,,new>k1 ,n4 ,j41 ,u4 ,s4 ,a4 #aiac ,,copyright #aiac ,,by ,,frank ,p4 ,,davis1 ,m4 ,d4 ,cont5ts ,page ,,*apt] ,i ,! ,successful ,physician #a ,,*apt] ,,ii ,attitude ,t[>d ,debtors #aa ,,*apt] ,,iii ,prop] ,"t to ,collect #af ,,*apt] ,,iv ,books & ,bookkeep+ #ai ,,*apt] ,v ,lett]s & ,=ms #bd ,,*apt] ,,vi ,/atutes ( ,limitations #ca ,,*apt] ,,vii ,exemption ,laws & ,_! ,application #cc ,,*apt] ,,viii ,extracts f ,exemption ,laws ( ,all ,/ates #ce ,,preface ,my excuse = pres5t+ ?is little book to ! pr(ession is t ,i h (t5 felt ! want ( j su* in=mation z is h]e9 conta9$4 ,9 f\rte5 ye>s ( practice ,i h made x a po9t to /udy my pati5ts & ! bus9ess problems t confront ! man 9 our pr(ession4 ,"s ( ! ?+s t ,i h le>n$ are embodi$ 9 ?is book4 ,tak+ my pr(essional exp]i5ce z a :ole ,i h collect$ ov] n9ety p] c5t ( my acc\nts4 ,if ?is book %all be ! means ( caus+ any physician to /udy ! bus9ess side ( pr(essional life1 & get :at is due him1 ,i w feel t ,i h n work$ 9 va94 ,enid1 ,okla41 ,june #f1 #aiab4 ,,frank ,p4 ,,davis1 ,m4 ,d4 ,,*apt] ,i ,,! ,,successful ,,physician4 ,a man ) a bulg+ =ehead once said t ,life is :at y make x4 ,?is is v true 9 ! pr(ession ( m$ic9e4 ,! successful physician mu/ live 9 ! mann] ( successful m54 ,to d ?is1 mo/ m5 mu/ live ^u ! income f _! practice4 ,if ! physician prop]ly c>es = 8 wife & *ildr51 he mu/ realize on 8 inve/m5t--8 m$ical education4 ,a man's fir/ duty is to 8 own1 & x is writt5 t ! man :o fails to collect t :i* is due him1 & provides n = 8 own1 & especially = ^? ( 8 own h\se1 is worse ?an an infidel4 ,to successfully conduct any ent]prise x is necess>y to adopt bus9ess me?ods4 ,sy/em is ! key-note ( mod]n bus9ess1 & ! simple/ sy/em is ! be/4 ,a ca% sy/em is by f> ! simple/4 ,no man c succe$ 9 practice1 nor c he be consid]$ a safe m$ical advis] s long z he is h&icapp$ by pov]ty1 a worri$ m9d or poor heal?2 or if he is compell$ to dodge ar\nd corn]s to escape 8 cr$itors4 ,!re are m5 :o tell u t !y are n 9 practice s mu* = money z = ! glory & honor ( ! pr(ession4 ,if ^! m5 are s9c]e1 ,i pity !m f ! bottom ( my he>t1 & feel sorry = _! wives & *ildr54 ,nor c ,i und]/& :]e ! pr(ession c ga9 mu* honor f m5 :o are f9ancial failures4 ,n t money is ! only ?+ = :i* we %\ld /rive1 b t ! man :o provides n = 8 own1 _c be repres5tative ( ! noble pr(ession ( m$ic9e4 ,also1 ,i h obs]v$ t ! pa? ( glory leads 9 ! direction ( ! cemet]y1 & *ecks on ! ,national ,bank ( ,fame are g5]ally prote/$ :5 ! r5t comes ar\nd4 ,! applause & complim5ts ( ! multitude are no d\bt sweet1 b x only lulls to re/ ! voice ( duty1 & fails to provide su/5ance = ^? dep5d5t ^u u4 ,man _c live on air alone--ev5 ?\gh x be flavor$ by ! ambrosia ( sweet complim5ts & ! hypnosis ( applause4 ,aga91 ,i h obs]v$ t a l>g] cr[d w turn out any "t to see a man hung ?an to complim5t him on a duty well p]=m$4 ,! man :o answ]s calls at all h\rs ( ! day & night1 = any & e "o :o may reque/ 8 s]vices2 ) no assurance ( ev] receiv+ pay2 & :o is afraid to dem& settlem5t = fe> ( los+ practice1 is n compet5t to conduct 8 own affairs1 mu* less to practice m$ic9e4 ,x is ?is class ( m5 :o make dead-beats ( our patrons1 & ?us r$uce ! income ( physicians to a po9t :]e a b>e exi/5ce is all we c hope =4 ,to be a safe m$ical advisor requires t ! m9d be free f ! petty c>es ( life4 ,he %\ld live 9 a mann] 9 keep+ ) ! dignity ( ! pr(ession to :i* he has giv5 8 life4 ,he mu/ h a neat (fice1 we> good clo!s1 h a happy home & a cont5t$ m9d4 ,x is well to a*ieve ! reputation ( be+ an indefatigable & %rewd collector4 ,x pays4 ,x w influ5ce y\r regul> patrons to pay m promptly4 ,x w also help to keep away ^? :o trespass ^u y\r "t & nev] pay y4 ,! only sure way to hold practice is to require y\r patrons to pay _! bills promptly4 ,if !y d n owe y !y are n s liable to avoid y & cease to employ y4 ,let a family once get greatly 9 arre>s1 !n x w happ5 t--n hav+ ! *eek to face y--!y w call ano!r physician1 & give e reason b ! true "o = des]t+ y4 ,?us1 ?r\gh y\r own neglect y lose patronage1 fri5ds & y\r good "n & reputation4 ,! public w nev] place any high] value on y\r s]vices ?an y d y\rself4 ,! dea?-knell ( any physician's success is toll$ :5 he becomes kn[n z a *eap doctor4 ,n only mu/ y require o!rs to pay y1 b y mu/ also pay y\r own bills4 ,physicians1 z a rule1 are consid]$ poor pay by bus9ess m54 ,x is a v good rule 9 life to disc\nt all bills t y owe1 & nev] to disc\nt a bill due y4 ,make x a rule to nev] owe any man any?+1 & to h z few owe y z possible4 ,_m physicians w cut _! bills to :atev] ! debtor c>es to pay4 ,9 ?is way !y lose a l>ge "p ( _! fees1 & a*ieve ! reputation ( be+ poor bus9ess m54 ,i he>d an old ,arkansas doctor relate 8 exp]i5ce 9 disc\nt+ a bill t well illu/rates ! weakness ( _m physicians4 ,a cli5t ow$ him #fj1 & aft] ! acc\nt _h run ab\t six mon?s1 ! man came 9 & said1 ,doc1 ,i ha9't got ! money1 b if y w cut t bill 9 two ,i'll borr[ x f my fa!r-9-law4 ,! doctor ?\ght #cj w\ld be bett] ?an wait+1 s agre$4 ,?ree mon?s lat] ! man return$ & said1 ,doc1 ,i c\ldn't get ! money f my fa!r-9-law1 b ,i h a fat hog ,i c sell & get "s money if y w cut t bill 9 two4 ,! acc\nt 0 gr[+ old & ! doctor ?\ght he _h bett] take ! #ae1 s he said all "r4 ,six mon?s f t "t ! fell[ hove 9 view aga94 ,?is "t he said1 ,doc1 my wife ?\ght we ne$$ t hog = meat & ,i c\ldn't get h] cons5t to sell x1 b ,i h a job n[1 & if y w cut t bill 9 two1 ,i'll pay y4 ,?is "t ! doctor ?\ght he saw #g4ej 9 sight1 s aga9 he agre$4 ,all "r1 ,doc1 said ! debtor1 z soon z ,i get 9 a few weeks "w1 ,i'll be 9 & pay y4 ,! doctor said ! fell[ did come ar\nd a few mon?s lat] & began a simil> /ory1 b he told him to g to a c\ntry :]e rot>y sn[ pl[s are n mu* 9 dem&4 ,"o ( ! greate/ mi/akes is 9 all[+ acc\nts = diff]5t cases to accumulate until ! am\nt becomes s l>ge t x is difficult to pay4 ,x is always be/ to require settlem5t z soon aft] ea* case is dismiss$ z possible4 ,9 s5d+ /atem5ts1 be c>eful to itemize by cases only1 z ,john1 fev]1 #ae1 ,wife1 conf9em5t1 #be1 etc4 ,i seldom give ! disease unless x is "s special case t requir$ mu* att5tion4 ,9 "s cases x refre%es _! memory :5 ref]5ce is made to ! disease4 ,y mu/ "k y\r bus9ess4 ,give e man a squ>e deal1 & require o!rs to d ! same by y4 ,:5 y h complet$ y\r "w1 rememb] ! advice ( old ,pr(4 ,joslyn1 ,get money1 /ill get money1 boy1 no matt] by :at means s long z x is ju/ly due y = s]vices r5d]$4 ,if y fail to require y\r patrons to pay y = y\r s]vices1 y h n done y\r full duty4 ,,*apt] ,,ii ,,attitude ,,t[>d ,,debtors4 ,a fundam5tal pr9ciple 9 be+ a good collector is to nev] lose ! good w ( y\r patrons4 ,s long z y are on fri5dly t]ms ) a man y c approa* him & talk ov] ! matt]4 ,x w be easy to keep advis$ z to :at he is do+1 & :5 he is expect+ to receive money4 ,! "t w come sometime :5 he c pay at lea/ a "p or secure y\r claim4 ,we mu/ n lose sight ( ! fact t 9 ?is c\ntry poor m5 sometimes become ri*1 & ri* m5 sometimes become poor1 & we %\ld deal ) !m accord+ly4 ,x is poor bus9ess policy to p]mit well-to-d cli5ts to run up big bills1 & at ! same "t h\nd y\r poor patrons4 ,"o ( ! easie/ ways to collect a bill1 :5 !y h p]si/5tly fail$ to pay1 is to loan !m "s money4 ,?is plan is fully cov]$ 9 ! foll[+ editorial f ,davis' ,magaz9e ( ,m$ic9e4 ,let u n[ consid] ! inve/m5t ( ! doctor's sav+s4 ,8 fees are receiv$ 9 small sums1 g5]ally rang+ f a few doll>s to a hundr$ doll>s at a "t4 ,he seldom has ov] a few hundr$ doll>s on h& at any "o "t4 ,& fail+ to f9d a good place to inve/ su* sums z he has1 he becomes a prey = ! /ock companies & ! l& %>ks1 :]e he c make 8 inve/m5t on ! in/allm5t plan4 ,mo/ physicians are e>ne/ly seek+ a safe inve/m5t = ^! small sums ( money1 b v few h f\nd a plan t appeals to !m4 ,mo/ ( ! advice "o gets f ! j\rnals is ',don't' or to inve/ 9 f>m mortgages4 ,:5 he looks ar\nd = a f>m mortgage he f9ds t ! small am\nt ( money he has to loan w n meet ! requirem5ts ( ! man :o desires ! loan4 ,ev5 %\ld he f9d a small loan t he c\ld h&le1 ! int]e/ w\ld be s l[1 t x w\ld produce a v small income aft] pay+ taxes4 ,i believe ! doctor's e>n+s %\ld net him t5 p] c5t1 & be 9 su* =m t he c realize on !m 9 case ( em]g5cy4 ,to take *ances on gett+ a great] rate ( int]e/ w\ld be to accept too great risk1 & a less rate w\ld be poor bus9ess policy4 ,! problem simm]s d[n to ab\t ?is3 ,h[ c we inve/ small sums1 f tw5ty-five to "o hundr$ doll>s1 s !y w be safe1 & e>n at lea/ t5 p] c5t int]e/8 ,i solv$ ?is problem sev]al ye>s ago :ile engag$ 9 g5]al c\ntry practice4 ,9 fact1 x c be appli$ bett] 9 ! c\ntry ?an 9 ! city4 ,! plan is ?is1 loan y\r money to y\r sl[ pay patrons4 ,s\nds risky1 don't x8 ,i h f\nd x to prove a success4 ,i le>n$ t mo/ ( my poor pay or sl[ pay patrons 7 always ready to borr[ money1 & t !y c\ld g5]ally secure me ) *attel mortgages1 or get good m5 to sign _! notes4 ,! note & mortgage always cov]$ ! am\nt loan$ & ! am\nt ( my bill4 ,!re are few :o _c give y suitable security1 & ^! few %\ld be turn$ ov] to ! o!r doctor :o is practic+ = ! love & honor ( ! pr(ession4 ,:5 x is kn[n t y h a little money loan$ out1 & t y w only loan to ^? :o h y = _! physician1 y\r practice w /eadily gr[4 ,be on y\r gu>d & d n p]mit y\r old acc\nts to become outlaw$ by ! /atutes ( limitations ( y\r ,/ate4 ,?is may be prev5t$ 9 a measure by gett+ a small paym5t f "t to "t on acc\nt1 z ! law ( limitations does n apply until ! lapse ( ! p]iod ( "t nam$ 9 ! law1 aft] ! la/ paym5t on ! acc\nt or note4 ,! exemption laws ( mo/ /ates are s lib]al t a v small p] c5t4 ( physician's bills c\ld be collect$ by law1 %\ld ! debtor elect to take advantage ( ! exemption law4 ,! only safe me?od is to put x up to y\r cli5t z a debt ( honor1 & dep5d ^u _! inh]5t hone/y & pride4 ,x does no good to sue a man = a doctor bill except 9 extreme cases4 ,y w lose m ?an y w ga94 ,n only w y 9 all probability lose ! acc\nt & exp5ses1 b y w make a lot ( enemies1 :o w injure y\r practice m ?an ! am\nt ( ! bill4 ,treat y\r poor patrons ) ! same respect & c\rtesy t y d ri* ones4 ,mr4 ,smi? w d 8 be/ to pay y1 :ile ,old ,bill ,smi? w n ex]t himself v mu* to balance y\r l$g]4 ,!n above all treat ! woman 9 ! fl[]$ ,"m-,hubb>d z if %e 7 ! ,que5 ( ,%eba1 & ! (f-color lady f ! r$-light di/rict z y w\ld ! ,presid5t ( ! ,purity ,society4 ,! *ild t is ragg$ & dirty %\ld receive ! same cordial att5tion z ! "o 9 silks4 ,:5 ! "t comes t y _c treat all y\r patrons z y w\ld l = !m to treat y if y\r positions 7 rev]s$1 x is "t = y to ,fold up y\r t5t l ! ,arab & sil5tly /eal away1 y\r usefulness is at an end4 ,! day :5 y c make money 9 t location has pass$4 ,be k9d to little *ildr54 ,wom5 & *ildr5 furni% ! great] "p ( our patrons4 ,m5 d n c\nt = mu* 9 ! practice ( m$ic9e1--unless y are a ,g-,u speciali/4 ,i h always f\nd t :]e gr&ma & ! *ildr5 lik$ me1 t ,i _h no tr\ble 9 gett+ practice or 9 collect+ my money4 ,d n pad y\r acc\nts4 ,*>ge :at y consid] y\r s]vices wor?1 & !n /ick to x4 ,deal a squ>e h& to all4 ,! gold5 rule is j z bright & z true today z x 0 ?\s&s ( ye>s ago1 & x is n record$ t any man 0 ev] hung t liv$ up to x4 ,aft] y h done y\r full duty dem& t y\r patrons d _! duty by y4 ,keep aft] ! money t is ju/ly due y4 ,get money2 b get x hone/ly4 ,y w be criticis$ by "s1 & cuss$ by o!rs1 b 9 ! words ( ,c>rie ,nation1 ,:y c>e = ! criticism ( m5 :o *ange & die8 ,& f9ally rememb]1 t 9 ?is _w !re is no?+ t w pay divid5ds equal to smiles--unless x is gall1 & d n =get ! injunction ( ! prophet1 ,physician1 'heel' ?yself1 le/ 9 old age ! _w w say1 ,well done1 good & fai?ful s]vant2 ent] ?\--into ! poor h\se4 ,,*apt] ,,iii ,,prop] ,,"t ,,to ,,collect4 ,to e ?+ !re is a season1 & a "t to e purpose "u ! sun4--,eccle4 #c3 #a4 ,! "t to collect dep5ds to a consid]able ext5t ^u ! location & ! class ( patronage4 ,9 cities1 z a rule1 collections %\ld be made weekly1 z _m patrons move frequ5tly1 & y lose track ( !m4 ,x is prop] & wise to pres5t y\r bill z e>ly aft] ! s]vice is r5d]$ z possible4 ,bills %\ld be pres5t$ to work+ m5 at ! "t ( _! regul> payday4 ,9 c\ntry practice ,i h f\nd x be/ to s5d /atem5ts mon?ly & to require settlem5t qu>t]ly by ca% or note4 ,i h adopt$ ?is rule 9 a cotton c\ntry :]e x 0 ! rule to only pay ! doctor once a ye>1 if at all4 ,f>m]s & plant]s c borr[ money to pay ! doctor z well z !y c to pay f>m h&s & cotton-*opp]s1 or at lea/ c give notes be>+ int]e/4 ,:5 a man consults y & comm5ces to run d[n "s o!r doctor1 require him to pay ca%4 ,he's 9 bad ) ! o!r fell[4 ,dead-beats %\ld nev] be temporiz$ )4 ,don't d a man's practice 9 ! hope t he w pay y1 :5 y "k t he has beat ! o!r fell[4 ,:ile e case is to a c]ta9 ext5t a rule unto itself1 yet1 !re are a few ess5tials t are necess>y to make a success 9 collect+4 ,! two pr9ciple rules are1 to keep ev]la/+ly aft] !m1 & nev] to lose _! fri5d%ip4 ,s long z y are on good t]ms !re is hope4 ,keep y\r acc\nts collect$ closely4 ,! man :o c>ries m ?an "o-?ird ( 8 bus9ess on 8 books is a bus9ess failure4 ,old acc\nts bre$ knock]s4 ,g ?\ to ! lawy] & consid] 8 ways--!n c9* ! money4 ,nev] employ a collector on commission4 ,y\r (fice girl w prove ! be/ collector if y h n "t to att5d to x y\rself4 ,9 fact1 = g5]al collect+1 %e w prove ! be/ collector y c get4 ,give h] an honorium 9 addition to h] sal>y if %e makes good4 ,at _m places ! collector w be in=m$ t ! p>ty %e is seek+ is n at home1 or is n 9 ! (fice4 ,in/ruct h] to /ay until !y return1 ev5 if %e f9ds x necess>y to take h] sew+ along1 & sp5d ! day4 ,frequ5tly ! p>ty desir$ is j hid+ 9 ano!r room1 wait+ until ! collector leaves4 ,r ?an /& ! siege ( a det]m9$ collector !y w sometimes pay ! bill4 ,! collector %\ld c>ry a note-book & jot d[n j :at ! debtor has to say4 ,?is %\ld be done 9 ! pres5ce ( ! debtor4 ,collectors %\ld always try to get some?+ on acc\nt1 ev5 if only #be or #ej c5ts4 ,x keeps ! acc\nt alive1 & helps defray exp5ses4 ,take notes if y f9d x impossible to get ! ca%4 ,h !m well secur$ if possible4 ,:]e y _c get security get at lea/ two names on ! note4 ,two dead-beats are bett] on a note ?an "o on ! books1 b1 bett] /ill1 get ! ord] note %[n on ano!r page ( ?is book4 ,if y take unsecur$ notes h !m to mature 9 n to exce$ ?irty days4 ,don't ov]look ! fact t a m>ri$ woman's note is valueless 9 _m /ates4 ,frequ5tly a debtor w promise to pay at a c]ta9 day1 & !n usually fails to %[ up4 ,:5 he makes ! promise1 make a note ( ! "t 9 y\r note-book4 ,if he fails to keep ! appo9tm5t1 write him a nice lett]1 some?+ along ?is l9e3 ,de> ,sir3-- ,i am sorry t ,i 0 n 9 ! (fice on ! #ae?4 :5 y call$ to settle y\r acc\nt4 ,:5 we 7 talk+ ab\t ! matt] ! o!r day ,i neglect$ to tell y t if ,i 0 n 9 ! (fice :5 y call$ y c\ld pay ! (fice girl1 & t %e w\ld give y a receipt = ! am\nt4 ,i hope t y are well & prosp]\s1 & t little ,m>y has fully rega9$ h] /r5g?4 ,if ,i am n 9 :5 y come up aga91 j pay ! am\nt to ! girl & x w be all "r4 ,?ank+ y = y\r att5tion to ?is matt]1 & wi%+ y success1 ,i rema91 ,y\rs v truly1 ,?is w g5]ally br+ him 9 ) _m excuses & "s money4 ,,*apt] ,,iv ,,bookkeep+ ,,& ,,/atem5ts4 ,a simple sy/em ( keep+ acc\nts is necess>y4 ,!re are _m sy/ems on ! m>ket1 rang+ all ! way f ! simple blank l$g] to ! elaborate desk sy/ems4 ,i pref] ! c>d sy/em or ! s+le book4 ,z only records ( orig9al entry are accept$ 9 c\rts z evid5ce ( acc\nt1 a complicat$ sy/em w\ld h>dly be suit$ to ! av]age physician4 ,! entry mu/ be s cle> & simple t any ord9>y p]son c readily und]/& ! acc\nt1 h5ce1 any sy/em t dep5ds ^u ciph]s or m>ks is valueless4 ,a physician t is a good bookkeep] c no d\bt h&le ! complicat$ sy/ems successfully1 b z ,i 0 n tra9$ z a bookkeep]1 ! simple/1 cle>1 legal sy/em meets my ne$s4 ,always ent] ea* day's "w on ! day x is done4 ,don't wait until tomorr[1 or next ,sunday to make up y\r books4 ,by cultivat+ ! habit y c get z mu* pleasure out ( ent]+ *>ges 9 y\r books z y c\ld f "s calls4 ,i h se5 ! "t :5 ,i got m real joy out ( receipt+ "o bill ?an ,i w\ld 9 go+ sev5 miles 9 ! c\ntry on a /ormy night to see a dead-beat4 ,life is b a joke1 b x isn't wise to let ! dead-beat h ! joke on y all ! "t4 ,don't scatt] y\r acc\nts on ! book4 ,keep !m close toge!r & !y w be se5 m frequ5tly4 ,x is bett] to run ov] ! pages :5 ent]+ *>ges ?an to ref] to ! index1 z y w be rem9d$ ( o!r entries t %\ld be made1 & acc\nts t ne$ look+ aft]4 ,once an acc\nt goes on y\r books1 nev] lose sight ( x or give up until x is settl$1 or o!rwise dispos$ (4 ,x is a bad habit to skip an acc\nt :5 mak+ out /atem5ts4 ,treat !m all alike4 ,x may be advisable to classify y\r acc\nts1 b y %\ld nev] fail to pu% ! collection ( e acc\nt on y\r books4 ,9 *>ity practice1 ent] on y\r book at ! regul> rate1 & cr$it to *>ity to balance4 ,9 ?is way y keep an acc\nt ( ! ext5t ( y\r contributions to *>ities4 ,keep a /ub ( ea* /atem5t y s5d out s t y\r cli5t c n br+ 9 an old "o & dispute y\r acc\nt4 ,! foll[+ =m w meet e requirem5t = a /atem5t4 ,by reta9+ ! /ub y h a complete record ( y\r /atem5ts4 ,no4444444444444444 ,,/atem5t ,"n44444444444444 44444444444444444444444#ai44 ,address44444444444 ,mr44444444444444444444444444444444 ,date s5t444444444 ,to ,j4 ,m4 ,,smi?1 ,m4,d4 ,dr4 ,previ\s bill s5t ,to ,pr(essional s]vices 444444444444444444 to date - - - 44444444444 ,am't paid444444444 ,all acc\nts are due & payable ,collector444444444 :5 s]vices are r5d]$4 ,! be/ way to hold practice is to collect y\r acc\nts4 ,m p *ange doctors because !y owe big bills ?an = any o!r reason4 ,nev] tell a debtor t y are h>d up & ne$ ! money4 ,he won't believe y1 & w n only neglect to pay y1 b w *ange to "s o!r doctor4 ,tell !m t y mu/ h ! money because x is y\rs & t y want ! pr(it t may be made ) x4 ,put x up to !m z a pla9 bus9ess proposition & loan !m ! am\nt if !y pay y int]e/ & give good security4 ,!y w respect y :5 y make !m pay4 ,a man is judg$ 9 ?is c\ntry by 8 bus9ess success4 ,mo/ m5 w\ld r pay a lawy] a ?\s& doll>s to keep !m out ( ! p5it5ti>y = a ye>1 ?an to pay a doctor fifty doll>s to keep !m out ( hell = a life "t4 ,(fice & transi5t practice %\ld be ca% or an ord] note4 ,! foll[+ =m w prove valuable3 44444444444444#aia44 ,aft] date1 = value receiv$1 ,i promise to pay 4444444444444 or ord]44444444444,doll>s1 ! same to be paid 9444444444444444paym5ts ( 4444444444444ea*1 until ! sum ( 444444444444 has be5 paid4 ,= ,value ,receiv$1 ,i1 ! und]sign$1 h]eby sell1 assign1 transf] & set ov] unto44444444444444 all my "r1 title & int]e/ 9 & to all ( my sal>y1 wages or any moneys due1 or to become due1 to ! am\nt (44444444444444444,doll>s1 f any p]son1 firm or corporation1 & ord] ! said am\nt to be paid to ! be>] out ( ! fir/ moneys due me aft] ! pres5tation ( a copy ( ?is in/rum5t4 ,i h]eby irrevocably waive all exemptions or o!r rights ,i may h by means ( any law ( any /ate 9 :i* ,i n[1 or may h]eaft] be employ$ or reside4 ,i agree to pay all co/s & attorney's fees t may be incurr$ 9 collect+ ! above am\nt4 ,"n444444444444444444444444444444444 ,occupation44444444444444 ,address444444444444444444 ,employ$ by4444444444444 ,address444444444444444444 ,i h ?is =m pr9t$ on c>ds & file !m 9 a c>d file4 ,?is contract note n only helps to get ! money1 b x solves ! problem ( hold+ *ronics & v5]als4 ,x is seldom necess>y to pres5t ! ord] = paym5t4 ,:5 y write a lett] advis+ y\r cli5t t y w be compell$ to pres5t ! ord] to 8 employ] if he doesn't come 9 & see y1 he w %[ up 9 a v %ort "t4 ,subscribe to ! ,m]*ant's ,ex*ange4 ,if a man w n pay 8 /ore bills y _c expect him to pay 8 doctor4 ,get ! ca% :5 y f9d 8 "n on ! li/1 or let ! o!r doctor h ! case4 ,aft] ent]+ an acc\nt on y\r books1 make no rebates or disc\nts4 ,buy a hog = f\r times its value1 if necess>y1 b don't disc\nt y\r bill4 ,if acc\nt is paid by *eck1 rememb] ! foll[+ po9ts3 ,:5 a *eck is po/-dat$ 7dat$ ahead71 if pay$ be=e ! date m5tion$1 ! money c be recov]$4 ,:5 po/-dat$ *ecks fall due on ,sunday or a legal holiday !y %\ld be pres5t$ on ! day foll[+4 ,*ang+ ! dates ( *ecks )\t ! cons5t ( ! draw]s w make ! *ecks void4 ,*ecks t are n dat$1 or t d n conta9 any /atem5t :5 !y are to be paid1 are nev] payable4 ,bank *ecks are b ord]s on ! bank = ! paym5t ( money1 & are payable 9 ! ord] 9 :i* !y are pres5t$ at ! bank4 ,d n hold *ecks1 b pres5t !m = paym5t z soon z possible4 ,if a *eck is n paid on prop] pres5tation1 resort may be made to ! orig9al claim4 ,h ! bank] endorse ! reason = non-paym5t on ! *eck4 ,c]tifi$ *ecks are *ecks t h be5 endors$ by ! bank1 & con/itute paym5t z to ! p]sons draw+ !m4 ,if a *eck is turn$ d[n at ! bank notify ! draw] at once4 ,if y receive a *eck & endorse x & place 9 y\r bank = collection1 & x is turn$ d[n1 d n return x to ! draw] until y get a remittance to cov]1 )\t fir/ eras+ y\r endorsem5t4 ,,*apt] ,v ,,=ms ,,& ,,collect+ ,,lett]s4 ,ne>ly e =m ( lett] t has be5 devis$ = collect+ physicians acc\nts has be5 bas$ ^u ^? us$ by in/allm5t h\ses & ^? 9 g5]al use by :olesale m]*ants :o deal ) retail deal]s4 ,!y all c>ry ! bluff idea4 ,?is is all "r 9 deal+ ) in/allm5t cu/om]s ) :om y h a contract t w take away ! goods pur*as$1 or ) retail m]*ants :o "k !y mu/ meet _! obligations if !y cont9ue 9 bus9ess4 ,! cr$it m5 ( m]cantile in/itutions keep tab on _! cu/om]s ?r\gh ! local m]*ants ex*ange & ! comm]cial ag5cies1 & are 9 a position to "k to :at ext5t x is safe to ext5d cr$it4 ,! m]*ant _c refuse to pay 8 bills & g to ano!r :olesale h\se & buy goods1 h5ce if he is a little t>dy 9 meet+ 8 obligations ! bluff lett] w awak5 him to ! necessity ( pay+ ! bill4 ,) ! doctor's cu/om]s x is altoge!r diff]5t4 ,he kn[s t he _c be compell$ to pay ! bill1 & t "s o!r physician w be only too ready to come at 8 call4 ,x is !n evid5t t ! bluff idea w n "w ) ! man :o kn[s t he c get ano!r doctor :5ev] he wants "o1 & t he is s protect$ by ! exemption laws t ! bill _c be collect$ by resort+ to law4 ,s 9 rea*+ ?is class we mu/ devise o!r plans if we hope to accompli% any?+4 ,"h1 my exp]i5ce has %[n t s5tim5t is ! key note 9 an effective collect+ lett] = physicians4 ,i h f\nd t ! m human int]e/1 s5tim5t & fri5dly feel+ t c be wov5 into ! lett] ! bett] x is4 ,e "t t ,i write a lett] to a cli5t ,i try & ref] 9 "s mann] to ! pati5t or to "s memb] ( ! family1 & try to impress !m ) ! fact t ,i h a p]sonal int]e/ 9 !m4 ,! foll[+ =ms are sugge/ive ( ! idea1 & h prov5 v successful 9 my practice4 ,! classification is1 ( c\rse us$ ) e acc\nt--!y are all ,no4 #a until !y fail to pay4 ,! ^w ,class & ! numb] are /amp$ ) a rubb] /amp4 ,lett]s ( ?is k9d %\ld be p5 writt5--typewrit] & =m lett]s w n answ]1 !y lose ! p]sonal s5tim5t4 ,a duplicator t w easily reproduce #ajj copies ( a p5 writt5 lett] may be _h = ab\t #e1 & ! lett]s may be =m$ on ?is1 leav+ space 9 :i* ! p]sonal matt] may be writt54 ,if prop]ly done !y w h ! appe>ance ( a h& writt5 lett]4 ,don't h y\r lett]s too poli%$4 ,rememb] y are a v busy man--j writ+ a note to a fri5d4 ,omit ! rhetorical embelli%m5ts f ?is class ( correspond5ce 9 all cases4 ,! fir/ ( my s]ies ( lett]s is along ! foll[+ l9e4 ,,class #a4 ,de> ,sir3-- ,9 look+ ov] my books ) a view ( rais+ a small am\nt ( money1 ,i note !re is a balance due on y\r acc\nt ( #aj4jj1 & z y h always be5 "o ( my be/ pay+ patrons1 ,i h let ?is run1 kn[+ ,i c\ld get x :5ev] ,i call$ on y4 ,i always divide my acc\nts into ?ree classes3 #a4 ,^? :o ,i c dep5d ^u to pay :5 ,i call on !m4 #b4 ,^? :o are sl[ to pay1 & t ,i mu/ keep aft]4 #c4 ,v poor pay & unsatisfactory cli5ts4 ,:5ev] "o ( my patrons fails to respond to my /atem5ts x r$uces him to ! next l[] class4 ,z y are "o ( my ,fir/ ,class patrons1 ,i "k y w be only too glad to assi/ me at ?is "t4 ,i saw little ,m>y on ! /reet ! o!r day1 & %e is look+ well & he>ty4 ,i am glad %e is s well1 z we _h a h>d fight to save h] la/ spr+4 ,wi%+ y heal?1 happ9ess & success1 ,i am1 ,y\rs v truly4 ,n[ if ?is fails to br+ ! money1 we w try ,class ,no4 #b4 ,,class #b4 ,de> ,sir3-- ,i 0 v mu* disappo9t$ 9 n receiv+ ! small am\nt ( y\r acc\nt1 #aj4jj1 z y 7 "o ( my ,class #a cu/om]s1 & ,i felt sure y w\ld n fail me :5 ,i call$ on y4 ,i hope y w att5d to ?is at once1 z ,i w\ld l to place y back on my ,class #a li/4 ,a good cr$it is ! greate/ asset t any man c h1 & ,i f9d ,i c only ma9ta9 my cr$it by mak+ prompt paym5t ( my bills4 ,to d ?is ,i mu/ h a prompt settlem5t ( ! bills due me4 ,i "k t y value a good cr$it1 & feel sure t y w n aga9 disappo9t me4 ,h[ is baby gett+ along8 ,i guess he c almo/ /& by ?is "t4 ,come 9 & see me any way1 & we c no d\bt make arrangem5ts t w help u bo? out1 & cont9ue ! be/ ( fri5ds4 ,y\rs v truly4 ,9 case he is n int]e/$ 9 y\r fri5d%ip1 & does n %[ up ) ! money1 we w try our ?ird & la/ %ot4 ,,class #c4 ,de> ,sir3-- ,i am v sorry t y did n see fit to reply to my lett]s ( ,july #ae & ,augu/ #ae4 ,n s mu* on acc\nt ( y\r failure to pay me ! #aj4jj :i* y owe1 b because ,i dislike to lose fai? 9 my fell[ man1 & y "k x hurts a fell[ :5 he f9ds 8 judgm5t 0 wrong4 ,i h (t5 wond]$ h[ ,i w\ld feel if ,i knew my little *ild 0 up 9 heav51 look+ d[n at me ) h] angelic eyes1 wond]+ :y ,i did n pay ! doctor :o work$ s h>d all night to give h] ease & to keep h] ) me4 ,i don't believe t ,i c\ld be happy4 ,/ill ,john1 ,i believe 9 y1 & feel sure y w come 9 & see me ab\t ?is little matt]4 ,i j c't believe ,i 0 mi/ak5 9 y4 ,wi%+ y success1 ,i am1 ,v truly y\rs4 ,! p]sonal matt] mu/ be fitt+ to ! case4 ,if y\r pati5ts d n die1 y might speak ( ! innoc5t little babe :o w gr[ up to womanhood unpaid =4 ,lawy]s 9 ,oklahoma hold a li5 on ! cause ( action until _! fees are paid4 ,wond] h[ t w\ld "w ) ! m$ical pr(ession8 ,! po9t t ,i want to press home to y is t if y _c get a settlem5t ) s5tim5t1 y _c get x any o!r way4 ,y _c bluff !m = !y "k !y are execution pro(4 ,read ! exemption laws ( y\r /ate & y w f9d t !re is n a ?ird ( y\r patrons b c\ld beat y if y tri$ to en=ce paym5t by law4 ,"h are "s ?\ghts t h be5 work$ into =m lett]s t may give y an idea t y c use 9 "s special cases3 ,y\r cont9u$ sil5ce aft] receiv+ our previ\s lett]s1 compels u to inf] t y nei!r propose nor int5d to remit u ! small balance on y\r acc\nt4 ,! am\nt is ju/ly due1 & we n[ /ate positively t on acc\nt ( our hav+ be5 pati5t1 l5i5t & c\rte\s ) y 9 ! pa/ we _c let ! matt] drop at ?is "t by m]ely writ+ y4 ,f in=mation we h receiv$ f diff]5t s\rces we appreciate ! fact t y are amply able to pay ! am\nt due4 ,we are plac+ ! utmo/ reliance ^u receiv+ a remittance f y 9 ! next few days4 ,sometimes y c get settlem5t by means ( a sight draft4 ,"s p seem to fe> a bank & w pay an acc\nt :5 held by a bank :5 !y w\ld pay no att5tion to anyone else4 ,always get an ord] f a corporation be=e r5d]+ s]vice4 ,if !y call y to att5d any ( _! employees1 h !m sign an ord] be=e giv+ ! case any att5tion1 o!rwise y may n be paid = y\r s]vices4 ,!y w refuse to pay1 & ! pati5t w claim he did n call y4 ,h "s ord] c>ds ) y all ! "t = ! signature ( corporations or o!rs :o w call y to att5d a pati5t :o is n relat$ to !m4 ,! foll[+ =m w answ]3 4444444444444444444444#aiab ,dr4 ,john ,smi?3 ,y w please att5d 4444444444444444444444444444444444444444 44444444444444 dur+ 8 pres5t illness4 4444444444444444444444444444444444 ,:5 "s corporation or o!r responsible p>ty calls y up & wants y to att5d "s "o1 h !m sign ! c>d1 !n !y w be b\nd to pay if ! pati5t fails to d s4 ,! p]son repres5t+ a corporation %\ld sign1 z 9 _m cases !y h no au?ority to b9d ! company4 ,,*apt] ,,vi ,,limitations4 ,! foll[+ table gives ! "t an acc\nt or in/rum5t ( writ+1 7note1 judgm5t1 etc47 w survive be=e becom+ out-law$ by ! /atutes ( limitations 9 ! sev]al /ates4 ,op5 acc\nt ,note ,judgm5t ye>s ye>s ye>s ,alabama #c #f #bj ,alaska #f #aj ,arizona #c ,arkansas #c #aj ,cali=nia #d #d #e ,colorado #f #f #f ,connecticut #f #aga ,delaw>e #c #f ,florida #c #e #bj ,georgia #aj #f #g ,hawaii #f #f #bj ,idaho #d #e #f ,ill9ois #e #aj #ajb ,indiana #f #aj #bj ,i[a #e #aj #bj ,kansas #c #e #ec ,k5tucky #e #e #ae ,l\isiana #c #e #aj ,massa*usetts #f #bj #bj ,mi*igan #f #aj ,m9nesota #f #f #aj ,mississippi #c #f #g ,miss\ri #aj ,montana #f ,nebraska #d #e ,nevada #c #d #f ,new ,hamp%ire #bj ,new ,j]sey #bj ,new ,mexico #d #f #g ,new ,york #aj #bj ,nor? ,c>ol9a #c #c #aj ,nor? ,dakota #f #f ,ohio #f #f #ae ,oklahoma #c #e ,oregon #f #f #aj ,p5nsylvania #f #f #bjd ,rhode ,isl& #f #bj #bj ,s\? ,c>ol9a #f #f #bj ,s\? ,dakota #f #f #bje ,t5nessee #f #ajf ,texas #b #d #aj ,utah #d #f #h ,v]mont ,virg9ia #b #e #aj ,wa%+ton #f #f ,we/ ,virg9ia #e #e #aj ,wiscons9 #f #aj #bj ,briti% ,columbia#g ,manitoba #f #aj ,wyom+ #h #e #aj ,new ,brunswick #f #f #bj ,nova ,scotia #f #bj ,ont>io #f #aj ,quebec #eh #e ,mexico #a #c ,,footnotes3 #a ,promissory note n negotiable4 #b ,ju/ice ,c\rt4 ,c\rt ( ,record1 #bj ye>s4 #c ,judgm5t may be kept alive by issu+ execution e five ye>s4 #d ,may be reviv$ by pro( ( non-paym5t4 #e ,if judgm5t is f any o!r /ate1 #aj ye>s4 #f ,:]e ! /atute ( limitations ( ano!r ,/ate or gov]nm5t has creat$ a b> to an action ^u a cause accru+ !re91 :ile ! p>ty to be *>g$ 0 a resid5t 9 su* ,/ate or "u su* gov]nm5t1 ! b> is equally effectual 9 ?is ,/ate4 7,code 7,m4 ,v47 ,sec4 #cdha47 #g ,all actions = debt ^u any recognizance1 %all be comm5c$ )9 tw5ty ye>s aft] ! cause ( action arose4 #h ,surgeon's1 physician's & d5ti/'s acc\nts dat+ f ! "t ! s]vices or m$ic9e is suppli$4 ,?is table is z ne> complete z we are able to make x at ?is "t4 ,! laws are *ang$ frequ5tly4 ,?is is accurate en\gh to enable any physician to look ov] 8 books & f9d :at p] c5t4 ( 8 acc\nts h outlaw$ by 8 failure to en=ce paym5t4 ,rememb] t a paym5t1 h[ev] small x may be1 w revive an acc\nt1 ev5 aft] x has become outlaw$4 ,h5ce ! advisability ( gett+ small paym5ts at e opportunity4 ,^! paym5ts %\ld be less ?an "o ye> ap>t1 z "s ,/ates d n consid] paym5ts made ov] "o ye> ap>t4 ,"u ! ,oklahoma law a =eign judgm5t is limit$ to "o ye>4 ,9 ,we/ ,virg9ia a =eign judgm5t aga9/ a p]son :o has be5 a resid5t ( ! ,/ate = t5 ye>s is b>r$4 ,a simil> clause to ! foll[+1 tak5 f ! laws ( ! ,/ate ( ,wa%+ton1 is incorporat$ 9 ! acts ( ne>ly all ,/ates1 & may be consid]$ z a g5]al rule3 ,9 an action br\ght to recov] a balance due ^u a mutual1 op5 & curr5t acc\nt1 :]e !re h be5 reciprocal dem&s1 ! cause ( action %all be deem$ to h accru$ f ! "t ( ! la/ item ( ! acc\nt prov$ on ei!r side1 b :5 m ?an "o ye> %all h int]v5$ betwe5 any ( a s]ies ( items1 !y are n to be deem$ su* an acc\nt4 ,?us1 if y d practice = a p]son1 & a ye> elapses & y aga9 att5d him1 y _c comb9e ! two z "o acc\nt1 & en=ce collection by law4 ,,*apt] ,,vii ,,exemption ,,laws4 ,be=e />t+ a suit to collect money due y1 c>efully read up on ! exemption laws ( y\r ,/ate4 ,aft] c>efully consid]+ ! matt] y w f9d t a judgm5t1 if obta9$1 w avail y no?+1 %\ld ! debtor elect to take advantage ( ! exemption all[$ him by law4 ,"s ,/ates are v lib]al 9 ! am\nt ( prop]ty a man may hold :i* is exempt f execution on a judgm5t = indebt$ness4 ,take = in/ance1 ! ,/ate ( ,nor? ,dakota1 :]e ! head ( a family may hold a home/ead & p]sonal prop]ty to ! value ( #f1dej1 & 9 case ! head ( ! family %\ld die1 & 0 insur$1 ! wid[ & *ildr5 c\ld hold an additional #e1jjj ( life insurance money1 mak+ a total exemption ( #aa1dej4 ,delaw>e is ! only ,/ate t has made a special provision = physicians 9 any mann]4 ,"h ! /atutes provide t a physician's bill %all be a pref]r$ claim = s]vices 9 ! la/ illness ( ! pati5t4 ,9 ne>ly all ,/ates ! exemption runs to ! wid[ & m9or *ildr54 ,?is is s g5]al a rule t ,i h n includ$ t "p ( ! /atutes cov]+ ?is phase ( ! law4 ,!re is no exemption aga9/ money due on mortgages1 = ! pur*ase price ( prop]ty1 = manual labor or taxes4 ,t5nessee also provides t !re %all be no exemption on f9es = failure to "w ! roads1 = vot+ out ( ! di/rict ! vot] lives 91 = c>ry+ conceal$ weapons1 or = giv+ away or sell+ intoxicat+ liquors on election day4 ,rhode ,isl& exempts wages due or accru+ to seam54 ,p5nsylvania does n exempt ! home/ead1 & p]sonal prop]ty to ! value ( ?ree hundr$ doll>s only is exempt4 ,! *ances to collect a bill 9 ,p5nsylvania are bett] ?an 9 any o!r ,/ate1 s f> z ! exemption laws are conc]n$4 ,oregon exempts "o gun or revolv] to ea* :ite citiz5 ov] sixte5 ye>s ( age1 9 addition to ! o!r exemptions4 ,public build+s own$ by ! ,/ate or municipality are always exempt4 ,o!r build+s are n exempt aga9/ li5s = mat]ial or labor us$ 9 _! con/ruction4 ,! exempt prop]ty may be select$ by ! debtor1 or on 8 failure to make su* selection1 "s ,/ates p]mit ! wife to make ! selection1 b 9 case no selection is made1 ! prop] (fic] w make ! selection = !m4 ,! exemption ( e/ates g5]ally runs until ! y\nge/ *ild is ( age4 ,judgm5ts usually expire 9 tw5ty ye>s or less if n r5ew$4 ,h5ce y w see t ! attorney's fees t y w h to pay to secure judgm5t w g5]ally be wor? m to y ?an ! judgm5t1 if y h to wait s _m ye>s to satisfy x4 ,,*apt] ,,viii ,,exemption ,,laws4 ,! foll[+ extracts f ! /atutes ( ! v>i\s ,/ates gives ! exemption laws 9 s f> z !y apply to ! collection ( acc\nts4 ,,alabama4 ,! p]sonal prop]ty ( any resid5t ( ! ,/ate1 to ! am\nt ( "o ?\s& doll>s1 to be select$ by su* resid5t1 is exempt = any debt contract$ s9ce ! #ac? ( ,july1 #ahfh4 ,e home/ead1 n ov] eighty acres ( l&1 if 9 ! c\ntry1 or any lot 9 a city1 t[n or village1 to be select$ by ! own]1 toge!r ) ! improvem5ts !reon1 n exce$+ two ?\s& doll>s 9 value1 is exempt f execution = any debt contract$ s9ce ,july #ac?1 #ahfh4 ,! ,/atutes provide t ! home/ead may consi/ ( z mu* z "o hundr$ & sixty acres n exce$+ 9 value two ?\s& doll>s4 7,code ( ,ala4 ,sec4 #dafd et seq47 ,,alaska4 #a4 ,e>n+s ( judgm5t debtor1 = p]sonal s]vices r5d]$ )9 sixty days next prec$+ ! levy ( execution or atta*m5t1 :5 necess>y = ! use ( 8 family1 support$ 9 :ole or 9 "p by 8 labor4 #b4 ,books1 pictures & musical in/rum5ts own$ by any p]son1 to ! value ( sev5ty-five doll>s4 #c4 ,necess>y we>+ app>el own$ by any p]son = ! use ( himself or family1 b wat*es or jewelry exce$+ "o hundr$ doll>s 9 value are n exempt4 #d4 ,! tools1 implem5ts1 app>atus1 team1 vehicle1 h>ness1 or libr>y necess>y to enable any p]son to c>ry on ! trade1 occupation or pr(ession by :i* su* p]son habitually e>ns 8 liv+1 to ! value ( five hundr$ doll>s2 also suffici5t quantity ( food to support su* team1 if any1 = six mon?s2 ! ^w team be+ con/ru$ to include n m ?an "o yoke ( ox51 or a span ( horses or mules1 or two re9de]1 or six dogs4 ,t5 %eep ) "o ye>'s fleece or ! y>n or clo? manufactur$ !refrom2 two c[s & five sw9e2 h\sehold goods1 furniture & ut5sils to ! value ( ?ree hundr$ doll>s2 also food suffici5t to support su* animals1 if any1 = six mon?s1 & provisions actually provid$ = family use & necess>y = ! support ( su* p]son & family = six mon?s4 #f4 ,! seat or pew occupi$ by ! head ( a family or 8 family 9 a place ( public wor%ip4 ,home/ead4 ,! home/ead ( any family1 or ! proce$s !re(1 is exempt4 ,su* home/ead mu/ be ! actual abode (1 & own$ by su* family or "s memb] !re(1 & n exce$ two ?\s& five hundr$ doll>s 9 value1 nor exce$ "o hundr$ & sixty acres 9 ext5t1 if n locat$ 9 a t[n or city laid (f into blocks or lots1 or if locat$ 9 any su* t[n or city1 "o f\r? ( an acre4 ,,arizona4 ,p]sonal prop]ty to ! am\nt ( five hundr$ doll>s to a family only4 ,"o half ( e>n+s ( debtor = ?irty days next previ\s to levy necess>y to family support are exempt4 ,prospector's m9+ tools & camp+ outfit are exempt4 ,home/ead4 ,tw5ty-five hundr$ doll>s 9 "o compact2 n necess>y to live on ! same1 b family mu/ reside 9 ,t]ritory4 ,,arkansas4 ,! exemption law is conta9$ 9 ! pres5t ,con/itution1 & is z foll[s3 ,section #a4 ,! p]sonal prop]ty ( any resid5t ( ?is ,/ate1 :o is n m>ri$ or ! head ( a family1 9 specific articles to be select$ by su* resid5t1 n exce$+ 9 value ! sum ( two hundr$ doll>s1 9 addition to 8 or h] we>+ app>el1 %all be exempt f seizure on atta*m5t1 or sale on execution or o!r process f any c\rt1 issu$ = ! collection ( any debts by contract2 provid$ t no prop]ty %all be exempt f execution = debts contract$ = ! pur*ase-money !re=1 :ile 9 ! h&s ( ! v5dee4 ,sec4 #b4 ,! p]sonal prop]ty ( any resid5t ( ?is ,/ate1 :o is m>ri$ or ! head ( a family1 9 specific articles to be select$ by su* resid5t1 n exce$+ 9 value ! sum ( five hundr$ doll>s1 9 addition to 8 or h] we>+ app>el1 & t ( 8 or h] family1 %all be exempt f seizure on atta*m5t1 or sale on execution1 or o!r process f any c\rt1 on debt by contract4 ,sec4 #d4 ,! home/ead outside any city1 t[n or village1 own$ & occupi$ z a resid5ce1 %all consi/ ( n exce$+ "o hundr$ & sixty acres ( l&1 ) ! improvem5ts !reon1 to be select$ by ! own]2 provid$ ! same %all n exce$ 9 value ! sum ( tw5ty-five hundr$ doll>s1 & 9 no ev5t %all ! home/ead be r$uc$ to less ?an eighty acres1 )\t reg>d to value4 ,sec4 #e4 ,! home/ead 9 any city1 t[n or village1 own$ & occupi$ z a resid5ce1 %all consi/ ( n exce$+ "o acre ( l&1 ) ! improvem5ts !reon1 to be select$ by ! own]2 provid$ ! same %all n exce$ 9 value ! sum ( two ?\s& five hundr$ doll>s1 & 9 no ev5t %all su* home/ead be r$uc$ to less ?an "o qu>t] ( an acre ( l&1 )\t reg>d to value4 ,,cali=nia4 ,! foll[+ prop]ty is exempt f execution = any debt1 except x be = ! pur*ase price ( su* prop]ty1 or a debt secur$ by mortgage1 li5 or pl$ge !reon1 to wit3 #a/4 ,*airs1 tables1 desks & books1 to ! value ( two hundr$ doll>s4 #b;d4 ,necess>y h\sehold1 table & kit*5 furniture ( ! debtor1 includ+ "o sew+ ma*9e1 /oves1 /ove pipes & /ove furniture1 we>+ app>el1 b$s1 b$d+1 b$/eads1 hang+ pictures1 oil pa9t+s & draw+s drawn or pa9t$ by any memb] ( ! family1 family portraits & _! necess>y frames1 provisions & fuel actually provid$ = individual or family use suffici5t = ?ree mon?s1 & ?ree c[s & _! suck+ calves1 f\r hogs ) _! suck+ pigs1 & food = su* c[s & hogs = "o mon?2 also "o rifle1 "o %otgun1 "o piano4 #c;d4 ,f>m+ ut5sils1 or implem5ts ( husb&ry1 n exce$+ 9 value "o ?\s& doll>s1 ( ! judgm5t debtor1 also two ox51 or two horses1 or two mules & _! h>ness1 "o c>t or buggy1 & two wagons1 & food = su* animals = "o mon?1 also se$ gra9 or vegetables res]v$ or on h& = plant+ )9 six mon?s1 n exce$+ two hundr$ doll>s 9 value2 & sev5ty-five beehives1 & "o horse & vehicle belong+ to any p]son :o is maim$ or crippl$1 ! same be+ necess>y to 8 bus9ess4 #d?4 ,tools or implem5ts ( a me*anic or artisan1 not>y's seal1 (fice furniture & records2 in/rum5ts & libr>y & necess>y (fice furniture ( a surgeon1 physician1 surveyor or d5ti/1 necess>y to ! ex]cise ( _! pr(ession2 books1 pr(essional libr>ies & (fice furniture ( attorneys1 judges1 m9i/]s ( ! gospel1 editors1 & s*ool & music tea*]s1 & all ! indexes1 ab/racts1 books1 pap]s1 maps & (fice furniture ( se>*] ( records necess>y to be us$ 9 8 pr(ession1 & in/rum5ts actually us$ by music tea*]s 9 giv+ in/ructions2 also typewrit]s us$ by own] 9 mak+ 8 liv+1 also "o bicycle4 #e?4 ,a m9]'s cab91 n exce$+ five hundr$ doll>s 9 value1 also 8 sluices1 pipes1 tools1 etc41 necess>y = 8 bus9ess1 n exce$+ five hundr$ doll>s 9 value1 & two horses1 mules1 or ox51 & _! h>ness1 & food = ! same = "o mon?1 :5 necess>y to be us$ = any w9dlass1 d]rick1 c>1 pump1 or hoi/+ ge>2 & ! m9]'s claim work$ by him1 & n exce$+ "o ?\s& doll>s 9 value4 #f?4 ,two ox51 horses1 or mules & _! h>ness & food = "o mon?1 & "o c>t1 wagon1 dray1 truck1 c\pe1 hack1 or c>riage = "o or two horses1 by ! use ( :i* a c>tman1 drayman1 truckman1 huck/]1 p$dl]1 hackman1 team/]1 or o!r labor] habitually e>ns 8 liv+1 & "o horse1 vehicle1 & h>ness us$ by physician1 surgeon1 con/able1 or m9i/] ( ! gospel 9 ! legitimate practice ( 8 pr(ession or bus9ess1 ) food = su* animal = "o mon?4 #g?4 ,"o fi%+ boat & net n exce$+ ! value ( five hundr$ doll>s1 ! prop]ty ( any fi%]man1 by ! lawful use ( :i* he e>ns a livelihood4 #h?4 ,p\ltry wor? n m ?an sev5ty-five doll>s4 #i?4 ,seam5 & seago+ fi%]m5's wages & e>n+s n exce$+ ?ree hundr$ doll>s4 #aj?4 ,e>n+s = p]sonal s]vice r5d]$ )9 ?irty days ( levy1 if ! def5dant swe>s !y are necess>y = ! use ( 8 family resid+ 9 ! ,/ate1 & support$ 9 :ole or 9 "p by 8 labor2 b only "o-half ( su* e>n+s are exempt :]e ! debt is = necess>ies ( life4 #aa?4 ,%>es 9 home/ead associations1 n exce$+ 9 value "o ?\s& doll>s1 if ! debtor has n a home/ead select$4 #ab?4 ,nautical in/rum5ts & we>+ app>el ( any ma/]1 (fic]1 or seam5 ( any vessel4 #ac?4 ,all moneys1 b5efits1 etc41 accru+ or gr[+ out ( any life insurance1 if ! annual premiums paid d n exce$ five hundr$ doll>s2 if !y exce$ t sum1 a l exemption exi/s1 :i* %all be> ! same proportion to ! money1 immunities1 etc41 s accru+ or gr[+ out ( su* insurance t five hundr$ doll>s be>s to ! :ole annual premiums paid4 #ad?4 ,all fire-eng9es1 etc4 #ae?4 ,all fire>ms1 etc41 requir$ by law to be kept by any p]son1 & "o gun select$ by ! debtor4 #ag?4 ,all mat]ial n exce$+ "o ?\s& doll>s pur*as$ 9 good fai? = use 9 or ab\t to be appli$ 9 good fai? to ! con/ruction1 alt]ation1 or repair ( any build+1 m9+ claim1 or o!r improvem5t ent]$ ^u a judgm5t recov]$1 = its price or =eclosure ( a mortgage !reon4 #ah?4 ,all ma*9]y1 etc41 necess>y = con/ruct+ surface or artesian wells to ! value ( "o ?\s& doll>s4 #ai?4 ,%>es ( /ock 9 any build+ & loan association to "o ?\s& doll>s4 #bj?4 ,moneys d]iv$ f ,unit$ ,/ates p5sion4 ,,colorado4 ,e h\sehold]1 be+ ! head ( a family1 is entitl$ to a home/ead ( ! value ( two ?\s& doll>s exempt f execution & atta*m5t :ile su* home/ead is occupi$ by ! own] or 8 or h] family4 ,entry ( home/ead is made by writ+ ! ^w home/ead on ! m>g9 ( ! record$ title !re(1 atte/$ by ! record] ) date ( entry4 ,!re is also exempt f execution & atta*m5t ! necess>y we>+ app>el ( e p]son1 & ! foll[+ prop]ty ( a p]son be+ ! head ( a family3 ,family pictures1 s*ool-books1 & libr>y1 a seat or pew 9 any h\se ( public wor%ip1 ! sites ( burial = ! dead1 all we>+ app>el ( ! debtor & 8 family1 all b$s1 b$/eads1 & b$d+1 kept & us$ = ! debtor & 8 family1 all /oves & app5dages kept = ! use ( ! debtor or 8 family1 all cook+ ut5sils1 & all ! h\sehold furniture n above enum]at$ n exce$+ "o hundr$ doll>s 9 value1 ! provisions = ! debtor & 8 family necess>y = six mon?s1 & fuel necess>y = six mon?s4 ,! tools & implem5ts or /ock 9 trade ( any me*anic1 m9]1 or o!r p]son n exce$+ two hundr$ doll>s 9 value1 ! libr>y & implem5ts ( any pr(essional man n exce$+ ?ree hundr$ doll>s 9 value1 "o bicycle1 "o sew+-ma*9e1 work+ animals ( any p]son to ! value ( two hundr$ doll>s1 "o c[ & calf1 t5 %eep1 & food = same = six mon?s1 "o f>m wagon1 c>t or dray1 "o pl[1 "o h>r[1 & o!r f>m+ implem5ts1 includ+ h>ness & tackle = team n exce$+ fifty doll>s 9 value4 ,if ! head ( ! family dies ! family is entitl$ to ! exemption4 ,!re is also exemption f levy on execution1 atta*m5t1 or g>ni%m5t sixty p] c5t4 ( ! am\nt1 due at ! "t ( levy1 ( wages or e>n+s ( ! head ( ! family or 8 wife :5 su* family resides 9 ! ,/ate & is dep5d5t 9 :ole or 9 "p1 ^u su* e>n+s1 & all wages are exempt :5 !y d n exce$ five doll>s p] week4 ,p5sion money receiv$ f ! ,unit$ ,/ates is exempt f all legal process1 :e!r 9 ! actual possession ( ! p5sion]1 deposit$ or loan$1 & :e!r ! p5sion] be ! head ( a family or n4 ,?is exemption runs to ! p5sion]'s wife & *ildr51 or ei!r ( !m1 9 case ( 8 dea? or abscond+4 ,,connecticut4 ,! foll[+ prop]ty %all be exempt$ & n liable to be tak5 by w>rant or execution1 namely3 ( ! prop]ty ( any p]son1 8 necess>y app>el & b$d+1 & h\sehold furniture necess>y = support+ life1 arms1 militia equipm5ts1 uni=ms1 or musical in/rum5ts own$ by any memb] ( ! militia = milit>y purposes1 any p5sion moneys receiv$ f ! ,unit$ ,/ates :ile 9 ! h&s ( ! p5sion]1 implem5ts ( ! debtor's trade1 8 libr>y n exce$+ five hundr$ doll>s 9 value1 "o c[ n exce$+ "o hundr$ & fifty doll>s 9 value1 any numb] ( %eep n exce$+ t5 nor exce$+ 9 all "o hundr$ & fifty doll>s 9 value1 two sw9e & two hundr$ p\nds ( pork1 & p\ltry n exce$+ tw5ty-five doll>s 9 value2 ( ! prop]ty ( any "o p]son hav+ a wife or family1 tw5ty-five bu%els ( *>coal1 two tons ( o!r coal1 two hundr$ p\nds ( :eat fl\r1 two cord ( wood1 two tons ( hay1 two hundr$ p\nds ea* ( beef & fi%1 five bu%els ea* ( potatoes & turnips1 t5 bu%els ea* ( ,indian corn & rye1 & ! meal or fl\r manufactur$ !refrom1 tw5ty p\nds ea* ( wool & flax1 or ! y>n or clo? made !refrom2 ! horse ( any practic+ physician or surgeon ( a value n exce$+ two hundr$ doll>s1 & 8 saddle1 bridle1 h>ness1 buggy1 & bicycle2 "o boat own$ by "o p]son & us$ by him 9 ! bus9ess ( plant+ or tak+ oy/] or clams1 or tak+ %ad1 toge!r ) ! sails1 tackle1 rigg+ & implem5ts us$ 9 said bus9ess n exce$+ 9 value two hundr$ doll>s2 "o sew+-ma*9e1 be+ ! prop]ty ( any "o p]son us+ x or hav+ a family2 "o pew1 be+ ! prop]ty ( any p]son hav+ a family1 :o ord9>ily occupy x2 & lots 9 any bury+ gr\nd appropriat$ by its proprietors = ! burial ( any p]son or family4 ,s mu* ( any debt :i* has accru$ by reason ( ! p]sonal s]vices ( ! debtor z %all n exce$ tw5ty-five doll>s1 includ+ wages due = ! p]sonal s]vices ( any m9or *ild "u ! age ( tw5ty-"o ye>s1 %all be exempt$ & n liable to be tak5 by =eign atta*m5t or execution4 ,any p]son own+ & actually occupy+ any dwell+ & real e/ate c file = record1 9 same mann] z a de$1 a decl>ation t he occupies & int5ds to occupy said dwell+ & real e/ate z a home/ead1 & f ! fil+ su* decl>ation said prop]ty1 to ! value ( "o ?\s& doll>s1 %all be exempt f execution s long z actually occupi$ by ! own] z a dwell+1 & only ! excess 9 value above "o ?\s& doll>s c be set (f4 7,g54 ,/at4 #aijb ,sec4 #djfe1 #djff47 ,money due on insurance losses = exempt prop]ty1 :e!r real or p]sonal1 are also exempt4 ,,delaw>e4 ,family ,bible1 s*ool-books1 & family pictures1 seat or pew 9 *ur*1 lot 9 burial gr\nd1 all we>+ app>el ( debtor & family1 & 9 addition to above tools1 implem5ts1 & fixtures necess>y to c>ry on a trade or bus9ess1 n exce$+ sev5ty-five doll>s 9 ,new ,ca/le & ,sussex ,c\nties & fifty doll>s 9 ,k5t ,c\nty4 ,!re is exempt$ to ! ,head ( a family1 9 addition to above1 o!r p]sonal prop]ty 7goods & *attels ( a m]*antable "* b\ght to be sold & traffick$ 9 by ! debtor 9 ! transaction ( 8 or h] bus9ess or occupation1 except$7 n exce$+ two hundr$ doll>s 9 ,new ,ca/le ,c\nty1 & n exce$+ "o hundr$ & fifty doll>s 9 ,k5t ,c\nty1 & 9 ! latt] c\nty consi/+ ( h\sehold goods only2 b !re is no su* additional exemption 9 ,sussex ,c\nty1 & !re is no su* additional exemption :5 su* exemption w\ld prev5t ! collection ( a debt due or gr[+ due = labor or s]vices 7o!r ?an pr(essional s]vices7 r5d]$ by any cl]k1 me*anic1 or o!r employee ( ! debtor4 ,sew+-ma*9es own$ & us$ by seam/resses or private families are exempt f execution on atta*m5t process1 & also f di/ress = r5t4 ,9 ,new ,ca/le ,c\nty n9ety p] c5t4 ( all wages are exempt f execution atta*m5t1 except = bo>d1 lodg+1 or bo?1 n exce$+ fifty doll>s4 ,wid[s 9 all cases %all h ! b5efit ( ! same exemption out ( ! husb&'s goods t ! husb& w\ld h _h if liv+4 ,fun]al exp5ses1 reasonable bills = m$ic9e & m$ical att5dance1 nurs+1 & necess>ies ( la/ sickness1 are paid out ( p]sonality ( a deceas$ p]son be=e !re is any application to ! execution4 ,above exemptions ext5d$ to di/ress = r5t4 ,,di/rict ,,( ,,columbia4 ,! foll[+ prop]ty is exempt f execution3 ,we>+ app>el belong+ to all p]sons & to all heads ( families be+ h\sehold]s2 b$s1 b$d+1 h\sehold furniture1 /oves1 cook+ ut5sils1 etc41 n exce$+ ?ree hundr$ doll>s 9 value2 provisions = ?ree mon?s' support1 :e!r provid$ or gr[+2 fuel = ?ree mon?s2 me*anics' tools & implem5ts ( pr(essional man or arti/ to value ( ?ree hundr$ doll>s2 "o horse1 "o mule1 or yoke ( ox52 "o c>t1 "o wagon or dray1 & h>ness = su* team2 f>m+ ut5sils1 ) food = su* team = ?ree mon?s1 & if ! debtor be a f>m]1 any o!r f>m+ tools ( value ( "o hundr$ doll>s2 all family pictures & all family libr>y n exce$+ 9 value f\r hundr$ doll>s2 "o c[1 "o sw9e1 six %eep4 7,sec4 #aaje1 ,code47 ,! e>n+s1 n to exce$ "o hundr$ doll>s ea* mon?1 ( all actual resid5ts ( ! ,di/rict ( ,columbia1 & :o are m>ri$ p]sons or :o h to provide = ! support ( a family 9 ! ,di/rict1 = two mon?s next proce$+ ! issu+ ( any writ or process f any c\rt or ju/ice ( ! peace1 or o!r (fic] ( & 9 ! ,di/rict aga9/ !m1 %all be exempt f atta*m5t1 levy1 seizure1 or sale ^u su* process2 & ! same %all n be seiz$1 levi$ on1 or tak51 rea*$ or sold by atta*m5t1 execution1 or 9 any o!r process or proce$+s ( any c\rt1 judge1 ju/ice ( ! peace1 or o!r (fic] ( & 9 ! ,di/rict4 7,sec4 #aajg1 ,code47 ,,florida4 ,article ,x ( ! con/itution ( #ahhe provides z foll[s3 ,sec4 #a4 ,a home/ead to ! ext5t ( "o hundr$ & sixty acres ( l&1 or ! half ( "o acre )9 ! limits ( any incorporat$ city or t[n1 own$ by ! head ( ! family resid+ 9 ?is ,/ate1 toge!r ) "o ?\s& doll>s' wor? ( p]sonal prop]ty1 & ! improvem5ts on ! real e/ate1 %all be exempt f =c$ sale "u process ( any c\rt1 & ! real e/ate %all n be ali5able )\t ! jo9t cons5t ( husb& & wife1 :5 t relation exi/s4 ,b no prop]ty %all be exempt f sale = taxes or assessm5ts or = paym5t ( obligations contract$ = ! pur*ase ( said prop]ty1 or = ! erection or repair ( improvem5ts on ! real e/ate exempt$1 or = h\se1 field or o!r labor p]=m$ on ! same4 ,! exemption h]e9 provid$ = 9 a city or t[n %all n ext5d to m improvem5ts or build+s ?an ! resid5ce & bus9ess h\se ( ! own]2 & no judgm5t or decree or execution %all be a li5 ^u exempt$ prop]ty except z provid$ 9 ?is article4 ,sec4 #b4 ,! exemptions provid$ = 9 section "o %all insure to ! wid[ & heirs ( ! p>ty entitl$ to su* exemption1 & %all apply to all debts1 except z specifi$ 9 said section4 ,sec4 #c4 ,! exemptions provid$ = 9 ! con/itution ( ?is ,/ate adopt$ 9 #ahfh %all apply z to all debts contract$ & judgm5ts r5d]$ s9ce ! adoption !re( & prior to ! adoption ( ?is con/itution4 ,sec4 #d4 ,no?+ 9 ?is article %all be con/ru$ to prev5t ! hold] ( a home/ead f ali5at+ 8 or h] home/ead s exempt$ by de$ or mortgage duly execut$ by himself or h]self1 & by husb& & wife1 if su* relation exi/s1 nor1 if ! hold] be )\t *ildr51 to prev5t him or h] f dispos+ ( 8 or h] home/ead by w1 9 a mann] prescrib$ by law4 ,sec4 #e4 ,no home/ead provid$ = 9 ,section #a %all be r$uc$ 9 area on acc\nt ( its be+ subsequ5tly includ$ )9 ! limits ( an incorporat$ city or t[n1 )\t ! cons5t ( ! own]4 ,,georgia4 ,! ,con/itution ( #ahgg provid$3 ,!re %all be exempt f levy & sale1 by virtue ( any process :atev]1 "u ! laws ( ?is ,/ate1 except z h]e9aft] except$1 ( ! prop]ty ( e head ( a family1 or gu>dian1 or tru/ee ( a family ( m9or *ildr5 or e ag$ or infirm p]son hav+ ! c>e & support ( dep5dant female ( any age1 :o is n ! head ( a family1 realty or p]sonalty or bo?1 to ! value 9 ! aggregate ( sixte5 hundr$ doll>s4 ,no c\rt or m9i/]ial (fic] 9 ?is ,/ate %all ev] h jurisdiction or au?ority to en=ce any judgm5t1 execution1 or decree aga9/ ! prop]ty set ap>t = su* purpose1 includ+ su* improvem5ts z may be made !reon f "t to "t1 except = taxes1 = ! pur*ase-money ( ! same1 = labor done !reon1 = mat]ial furni%$ !re=1 or = ! removal ( incumbrances !reon4 ,! debtor %all h ! p[] to waive or r5\nce 9 writ+ 8 "r to ?is b5efit ( exemption except z to we>+ app>el & n exce$+ ?ree hundr$ doll>s' wor? ( h\sehold & kit*5 furniture & provision1 to be select$ by himself & 8 wife1 if any1 & he %all n1 aft] x is set ap>t1 ali5ate or incumb] ! prop]ty s exempt$1 b x may be sold by ! debtor & 8 wife1 if any1 jo9tly1 ) ! sanction ( ! judge ( ! sup]ior c\rt ( ! c\nty :]e ! debtor resides or ! l& is situat$1 ! proce$s to be re9ve/$ ^u ! same uses4 ,! act ( #ahgh c>ries out ^! provisions4 ,,hawaii4 ,! foll[+ prop]ty is exempt f execution1 atta*m5t1 di/ress1 & =c$ sale3 #a/4 ,all necess>y h\sehold1 table1 & kit*5 furniture1 "o sew+-ma*9e1 crock]y1 t9 & plat$ w>e1 calaba%es & mats1 family portraits & photographs & _! necess>y frames1 we>+ app>el1 b$d+1 h\sehold l951 & provision = h\sehold use = ?ree mon?s4 #bnd4 ,f>m+ implem5ts & ut5sils n exce$+ five hundr$ doll>s 9 value2 two horses or mules1 & _! h>ness & _! food = "o mon?2 "o horse1 "o set ( s+le h>ness1 & "o vehicle ( any p]son :o is maim$ or crippl$4 #c;d4 ,! tools or implem5ts ( a me*anic or artisan necess>y to c>ry on 8 trade2 ! in/rum5ts & *e/ ( a physician1 d5ti/1 or surveyor necess>y to ! ex]cise ( 8 pr(ession1 toge!r ) 8 necess>y (fice furniture & fixture2 ! necess>y (fice furniture1 fixtures1 blanks1 /ation]y1 & (fice equipm5t ( attorneys & judges1 m9i/]s ( ! gospel & rabbis2 ! typewrit]1 "o desk1 & six *airs ( a /5ograph] or typewrit]2 ! musical in/rum5ts ( e tea*] ( music1 us$ 9 giv+ in/ruction2 "o bicycle us$ 9 c>ry+ on ( "o's bus9ess or transport+ him to & f 8 place ( bus9ess2 ! fi%+ nets1 dips & se9es1 & ! boats ) _! tackle & equipm5t1 ( e fi%]man4 #d?4 ,! horses or mules & _! h>ness1 "o c>t1 wagon1 or /age1 "o dray or truck1 "o c\pe1 hack or c>riage = "o or two horses1 by use ( :i* a c>tman1 drayman1 truck/]1 huck/]1 p$dl]1 hackman1 team/]1 or o!r labor] e>ns 8 liv+2 & "o horse & h>ness & "o vehicle us$ by a physician1 surgeon1 or m9i/] ( ! gospel 9 ! practice or ex]cise ( 8 pr(ession4 #e?4 ,! nautical in/rum5ts & we>+ app>el ( e ma/]1 (fic]1 & seaman ( any /eam%ip or o!r vessel4 #f?4 ,all books1 pap]s1 pamphlets1 & manuscripts1 toge!r ) book-cases1 %elv+s1 cab9ets1 & o!r devices = hold+ ! same except ^? kept = sale by any deal] !re94 #g?4 ,"o-half ( ! wages due e labor] or p]son work+ = wages4 #h?4 ,! proce$s ( insurance on1 & ! proce$s ( sale ( ! prop]ty a=esaid = ! p]iod ( ?ree mon?s aft] su* proce$s are receiv$4 7,sec4 #ahca47 ,!re is also exempt f execution ! family ,bible1 family pictures1 s*ool-books1 two sw9e or six goats1 & all necess>y fi%1 meat1 fl\r1 & vegetables1 & "o piece ( l& :]e kalo or any o!r vegetable is gr[+1 n to exce$ "o-half acre actually cultivat$ = family use1 also a h\se lot n to exce$ "o-qu>t] acre1 & ! dwell+ & o!r build+s !reon1 provid$ ! value !re( %all n exce$ two hundr$ & fifty doll>s4 ,b ?is exemption does n apply z aga9/ me*anics & mat]ial-m5 hav+ li5s = labor or mat]ial4 7,sec4 #ahcj47 ,,indiana4 ,e resid5t h\sehold]1 or resid5t m>ri$ woman1 may claim z exempt f execution aga9/ !m respectively 8 or h] prop]ty1 real or p]sonal1 to ! am\nt ( six hundr$ doll>s1 on any debt f\nd$ on contract made s9ce ,may #ca1 #ahgi4 ,?is "r exi/s :ile 9 transitu f "o resid5ce to ano!r )9 ! ,/ate1 & may be claim$ by ! wife = ! husb& 9 8 abs5ce4 ,! prop]ty ( a resid5t h\sehold]1 exempt f sale on execution1 may be real or p]sonal1 or bo?4 ,x mu/ be prop]ly apprais$ "u direction ( ! (fic]1 aft] receiv+ f ! debtor a sworn s*$ule ( all 8 prop]ty1 cr$its1 effects1 etc4 ,! /atute makes ample provisions = ! sale ( real prop]ty :]e x is alone1 or 9 "p1 claim$ "u ! exemption law1 9 case its value exce$s six hundr$ doll>s4 ,! exemption does n effect li5s = labor1 pur*ase-money1 or realty1 or taxes 9 any ev5t4 ,,i[a4 ,to an unm>ri$ p]son n ! head ( a family & to non-resid5t !re is exempt f execution _! own ord9>y we>+ app>el & trunks necess>y to conta9 ! same4 ,if ! debtor is a resid5t ( ?is ,/ate1 & is ! head ( a family1 he may hold exempt f execution ! foll[+ prop]ty3 ,we>+ app>el ( himself & family kept = actual use & suitable = _! condition1 & ! trunks to conta9 ! same2 "o musket1 or rifle1 & %ot-gun2 all private libr>ies1 family ,bibles1 portraits1 pictures1 musical in/rum5ts1 & pa9t+s1 n kept = sale2 a pew 9 *ur*2 a lot 9 bury+ gr\nd1 n to exce$ "o acre2 two c[s & two calves2 fifty %eep & ! wool !refrom1 & ! mat]ials manufactur$ f su* wool2 six /&s ( bees1 five hogs1 & all pigs "u six mon?s2 p\ltry to ! value ( fifty doll>s2 ! necess>y food = all animals exempt f execution = six mon?s3 "o b$/ead & ! necess>y b$d+ = e two 9 ! family2 all clo? manufactur$ by ! def5dant n exce$+ "o hundr$ y>ds2 h\sehold & kit*5 furniture n exce$+ two hundr$ doll>s 9 value2 all sp9n+-:eels & looms1 "o sew+-ma*9e1 & o!r in/rum5ts ( dome/ic labor kept = actual use2 ! necess>y provisions & fuel = ! use ( ! family = six mon?s2 ! prop] tools1 in/rum5ts1 or books ( ! debtor1 if a f>m]1 me*anic1 surveyor1 cl]gyman1 lawy]1 physician1 tea*]1 or pr(essor2 ! horse1 or team consi/+ ( n m ?an two horses or mules1 or two yoke ( cattle1 & ! wagon ) ! prop] h>ness tackle1 by ! use ( :i* ! debtor1 if a physician1 public (fic]1 f>m]1 team/]1 or o!r labor]1 habitually e>ns 8 liv+1 o!rwise "o horse2 & to ! debtor1 if a pr9t]1 !re is also exempt a pr9t+ press & ! type1 furniture1 & mat]ial necess>y = ! use ( su* pr9t+ press & a newspap] (fice connect$ !re)1 n to exce$ 9 value twelve hundr$ doll>s4 ,b if ! debtor be+ ! head ( family1 has />t$ to leave ! ,/ate1 he w h exempt only ! ord9>y we>+ app>el ( himself & family1 & sev5ty-five doll>s' wor? ( prop]ty 9 addition1 to be select$ by himself4 ,b no exemptions %all ext5d to prop]ty aga9/ an execution issu$ = ! pur*ase-money !re(4 ,! e>n+s ( a debtor1 if a resid5t1 & head ( a family1 = 8 p]sonal s]vices at any "t )9 n9ety days next prec$+ ! levy1 are also exempt4 ,if a debtor is a seam/ress1 "o sew+-ma*9e %all be exempt f execution & atta*m5t4 ,! home/ead ( e head ( a family is exempt f judicial sale4 ,x may be sold on execution = debts contract$ prior to ! pur*ase ( su* home/ead2 or = ^? creat$ by writt5 contract1 expressly /ipulat+ t x is liable !re=4 ,if )9 a city or t[n plat x mu/ n exce$ "o-half acre 9 ext5t1 & if )\t1 x mu/ n embrace 9 ! aggregate m ?an =ty acres2 & 9 ea* case embraces all ! build+s & improvem5ts !reon )\t limitation z to value4 ,^u ! dea? ( ei!r husb& or wife1 ! survivor may cont9ue to possess & occupy ! :ole home/ead4 ,if !re is no survivor & no w1 ! home/ead desc5ds to ! issue ( ei!r husb& or wife1 & is to be held exempt f any antec$5t debts ( _! p>5ts or _! own4 ,money receiv$ z a p5sion f ! ,unit$ ,/ates is exempt1 :e!r p5sion] is a head ( a family or n1 & a home/ead pur*as$ ) su* p5sion money is exempt f all debts :e!r contract$ prior or subsequ5t to su* pur*ase4 ,! avails ( all policies ( insurance on ! life ( any individual payable to 8 surviv+ wid[ %all be exempt f liabilities = all debts ( su* b5efici>y contract$ prior to ! dea? ( ! assur$1 ! total exemption = any "o p]son n exce$+ five ?\s& doll>s4 ,,kansas4 ,! ,con/itution provid$ t a home/ead to ! ext5t ( "o hundr$ & sixty acres ( f>m+ l&1 or ( "o acre )9 ! limits ( an incorporat$ t[n or city1 occupi$ z a resid5ce by ! family ( ! own]1 toge!r ) all ! improvem5ts on ! same1 %all be exempt$ f =c$ sale "u any process ( law1 & %all n be ali5at$ )\t ! jo9t cons5t ( husb& & wife1 :5 t relation exi/$4 ,by /atute1 ea* resid5t1 be+ ! head ( a family1 is entitl$ to h exempt f seizure & sale1 ^u any judicial process1 ! family books & musical in/rum5ts1 a seat or pew 9 *ur* & a lot 9 burial gr\nd1 all we>+ app>el1 b$d+1 b$/ead1 /oves & cook+ ut5sils us$ by ! family1 "o sew+-ma*9e1 all implem5ts ( indu/ry1 five hundr$ doll>s' wor? ( o!r h\sehold furniture1 two c[s1 t5 hogs1 "o yoke ( ox51 & "o horse or mule 7or1 9 lieu ( "o yoke ( ox5 & "o horse or mule1 a span ( horses or mules27 tw5ty %eep & ! wool f same2 ! necess>y food = ! /ock above describ$ = "o ye>1 ei!r provid$ or gr[+2 "o wagon1 c>t or dray2 two pl[s1 "o drag1 & o!r f>m+ ut5sils includ+ h>ness & tackle = team1 n exce$+ 9 value ?ree hundr$ doll>s2 provisions & fuel = ! support & use ( ! family1 = "o ye>2 ! necess>y tools & implem5ts ( any me*anic1 m9or1 or o!r p]son1 us$ & kept = ! purpose ( c>ry+ on 8 trade or bus9ess1 & 9 addition !reto /ock 9 trade n exce$+ f\r hundr$ doll>s 9 value1 & ! libr>y1 implem5ts1 & (fice furniture ( any pr(essional man4 ,a resid5t1 n be+ ! head ( a family1 has exempt 8 we>+ app>el1 *ur* pew1 burial lot1 necess>y tools & implem5ts us$ 9 8 trade or bus9ess1 /ock 9 trade n exce$+ f\r hundr$ doll>s2 &1 if a pr(essional man1 8 libr>y1 implem5ts1 & (fice furniture4 7,sec4 #cfej47 ,! e>n+s ( a debtor resid5t ( ! ,/ate = ?ree mon?s are exempt :5 x %all be made to appe> t ! same are necess>y = ! ma9t5ance ( a family support$ :olly or p>tly by 8 labor4 7,sec4 #fabg47 ,s1 also1 ! money receiv$ by any debtor z p5sion] ( ! ,unit$ ,/ates )9 ?ree mon?s prece$+ ! issu+ ( execution1 atta*m5t1 or g>ni%m5t process mu/ be releas$ :5 x is %[n 9 l mann] t said money is necess>y = ! ma9t5ance ( a family support$ :olly or 9 "p by su* p5sion4 7,sec4 #cfec47 ,,idaho4 ,execution issue on judgm5t at any "t )9 five ye>s4 ,home/ead1 aft] ! same has be5 decl>$ & record$ is exempt4 ,:]e ! selection is made by ! husb&1 or1 9 case ( 8 failure1 by ! wife or o!r head ( ! family1 su* home/ead may be select$ to ! value ( five ?\s& doll>s1 & to ! value ( "o ?\s& doll>s by any o!r p]son4 ,! decl>ation1 prop]ly ackn[l$g$ & record$1 is prior to all claims aga9/ ! prop]ty :i* 7 n exi/+ li5s at ! "t ! decl>ation ( home/ead 0 record$4 ,9 addition !reto are ! foll[+ exemptions f execution3 #a/4 ,*airs1 tables1 desks1 & books to ! value ( two hundr$ doll>s4 #b;d4 ,necess>y h\sehold furniture to ! value ( ?ree hundr$ doll>s1 we>+ app>el1 pa9t+s1 draw+s1 pictures1 etc41 & provisions provid$ = individual or family use1 suffici5t = six mon?s1 two c[s & two hogs ) _! increase4 #c;d4 ,f>m]'s ut5sils to ! value ( ?ree hundr$ doll>s1 f\r horses1 f\r ox5 or f\r mules1 ) h>nesses1 c>t or wagon1 & food = ! same = six mon?s2 wat]right1 n exce$+ "o hundr$ & sixty in*es ( wat]1 = ! irrigation ( l&s annually cultivat$1 & crop or crops gr[+ or gr[n on fifty acres ( l& leas$1 own$1 or possess$ by claimant4 #d?4 ,necess>y tools or implem5ts ( a me*anic or artisan ( ! value ( five hundr$ doll>s2 not>y's seal & records2 necess>y in/rum5t = use ( surgeon1 physician1 surveyor1 & d5ti/1 ) _! libr>ies2 pr(essional libr>ies & (fice furniture ( attorneys1 c\nsellors1 & judges2 & ! libr>ies ( cl]gym54 #e?4 ,cab9 or dwell+ ( a m9]1 ( ! value ( five hundr$ doll>s1 also 8 sluices1 pipes1 hose1 & o!r necess>y tools & ma*9]y ( ! value ( two hundr$ doll>s3 "o saddle horse1 & "o pack horse1 toge!r ) _! saddles & equipm5ts1 belong+ to a m9] actually engag$ 9 prospect+1 ( ! value ( two hundr$ & fifty doll>s4 #f?4 ,! team1 wagon1 or c>t & h>nesses ( team/] or o!r labor]2 a horse1 h>ness & vehicle us$ by physician1 surgeon1 or cl]gyman1 ) food = all su* animals = six mon?s4 #g?4 ,e>n+s ( judgm5t debtor1 if necess>y = 8 family1 = s]vices r5d]$ )9 ! ?irty days next proce$+ levy ( execution :]e 8 family is resid+ 9 ! ,/ate4 #h?4 ,%>es held by a memb] ( a home/ead association1 or build+ or loan association1 duly incorporat$ "u ! laws ( ! ,/ate1 :]e ! p]son hold+ ! %>es is n ! own] ( ! home/ead1 "u ! laws ( ! ,/ate4 #i?4 ,life insurance 9 an am\nt repres5t$ by an annual premium n exce$+ two hundr$ & fifty doll>s4 #aj?4 ,eng9es1 app>atus1 & uni=ms ( a fire company or dep>tm5t organiz$ "u any law ( ! ,/ate1 #aa?4 ,arms1 uni=ms1 & acc\trem5ts requir$ by law to be kept4 ,,ill9ois4 ,,home/ead4 7,hurd1 #ajfg47 ,! f>m or lot ( l& & build+s !reon ( e h\sehold] hav+ a family1 occupi$ z a resid5ce1 to ! ext5t 9 value ( "o ?\s& doll>s is exempt4 ,! exemption cont9ues aft] ! dea? ( ! h\sehold] to ! surviv+ husb& or wife s long z he or %e occupies ! home/ead1 & to ! *ildr5 until ! y\nge/ becomes tw5ty-"o ye>s ( age4 ,b su* prop]ty is subject to taxes & debts incurr$ = its pur*ase or improvem5t4 ,9 case ! premises are wor? m ?an "o ?\s& doll>s1 & c be divid$ )\t injury1 a portion !re(1 includ+ ! dwell+ h\se1 ( ! value ( "o ?\s& doll>s1 is set (f1 & ! rema9d] is subject to execution & sale4 ,if ! premises _c be divid$ ! prop]ty is valu$ by apprais]s1 & ! debtor may pay ! surplus ov] "o ?\s& doll>s2 o!rwise ! prop]ty may be sold1 & ! (fic] hav+ ! execution pays "o ?\s& doll>s to ! debtor & ! rema9d] is appli$ 9 satisfaction ( ! cr$itor's claim4 ,sub/antially ! same ?+ c be done by a c\rt ( *anc]y 9 a proce$+ to =eclose a li54 ,insurance money 9 case ( fire1 is exempt to ! same ext5t z ! prop]ty insur$4 ,^u a conveyance ( ! home/ead ! exemption cont9ues to ! grantee to ! same ext5t4 ,! proce$s f su* sale1 n ov] "o ?\s& doll>s1 are exempt = "o ye>1 & may be inve/$ 9 ano!r home/ead4 ,! home/ead "r ( exemption by ab&onm5t1 may be ext+ui%$ by a conveyance by bo? husb& & wife1 prop]ly ackn[l$g$ by ab&onm5t1 or1 9 case ( "r 9 *ildr51 by ord] ( c\rt ( compet5t jurisdiction4 ,,p]sonal ,,prop]ty4--,! foll[+ p]sonal prop]ty is exempt3 #a/4 ,! necess>y we>+ app>el1 ,bibles1 s*ool-books1 & family pictures4 #b;d4 ,"o hundr$ doll>s' wor? ( o!r prop]ty to be select$ by ! debtor1 & 9 addition1 :5 ! debtor is ! head ( a family & resides ) ! same1 ?ree hundr$ doll>s' wor? ( o!r prop]ty to be select$ by ! debtor1 provid$ ! exemption %all n be all[$ f any money1 sal>y1 or wages due ! debtor4 ,:5 ! head ( a family dies1 des]ts1 or does n live ) ! same1 ! exemption cont9ues to ! family4 ,no p]sonal prop]ty is exempt f process "u a judgm5t = a debt = ! wages ( a labor] or s]vant4 ,exemptions _c be claim$ out ( p>tn]%ip prop]ty4 7#cg ,ill4 ,app4 #dhi2 #ch ,ill4 ,app4 #bfi47 ,:5 a debtor desires to claim exemptions he mu/1 )9 t5 days aft] s]vice ( process & notice1 s*$ule "u oa? all 8 p]sonal prop]ty ( e k9d1 includ+ money 9 h& & debts due or ow+ him4 ,prop]ty n s s*$ul$ is subject to process4 ,apprais]s are !n appo9t$ by ! (fic] hav+ ! writ1 :o place a fair value on ea* article4 ,! debtor may select articles s apprais$ ( a total value n exce$+ ! am\nt ( ! exemption all[$1 ! rema9d] be+ sold by ! (fic] 9 satisfaction ( ! debt4 ,money or b5efits receiv$ f life or accid5t insurance companies1 organiz$ "u ! ,act ( ,july #a1 #ahic1 are exempt4 7,hurd1 #abfb47 ,! wages ( a wage e>n]1 be+ ! head ( a family1 & resid+ ) ! same1 are exempt f g>ni%m5t to ! am\nt ( fifte5 doll>s p] week4 7,hurd1 #aaeb47 ,x is made a misdemeanor to s5d a claim to ano!r ,/ate = collection out ( ! e>n+s ( ! debtor by g>ni%m5t or o!r proce$+s :5 ! debtor is a resid5t & ! cr$itor1 debtor1 & g>ni%ee are all )9 ! jurisdiction ( ! c\rts ( ,ill9ois1 ) int5t to deprive ! debtor ( 8 rights "u ! exemption laws ( ?is ,/ate2 or to transf] = su* purpose a claim aga9/ a citiz5 ( ,ill9ois4 ,! p5alty is n less ?an t5 doll>s nor m ?an fifty doll>s4 ,a non-resid5t1 z to wages e>n$ & payable outside ( ?is ,/ate1 is all[$ "h ! same exemption he w\ld be entitl$ to 9 ! ,/ate ( 8 resid5ce4 7,hurd1 #aaee47 ,wages e>n$ & payable outside ( ?is ,/ate are exempt f atta*m5t or g>ni%m5t1 :]e ! cause ( action arose out ( ! ,/ate1 unless ! def5dant 9 ! atta*m5t or g>ni%m5t suit is p]sonally s]v$ ) process4 ,if ! def5dant be n s]v$ p]sonally1 ! c\rt or ju/ice ( ! peace issu+ ! writ mu/ dismiss ! suit at ! co/ ( ! pla9tiff4 7,hurd1 #aaee47 ,! law ( exemptions applies to cases ( di/ress = r5t1 except z to crops gr[+ on ! premises4 7,hurd1 #acdc47 ,,k5tucky4 ,! foll[+ p]sonal prop]ty %all be exempt f execution1 atta*m5t1 di/ress1 or fee bill aga9/ a p]son ) a family resid5ce 9 ?is ,/ate3 two "w bea/s1 or "o "w bea/ & "o yoke ( ox51 two pl[s & ge>1 "o wagon & "o set ( ge>1 or c>t or dray1 ?ree hoes1 "o spade1 "o %ovel1 two c[s & calves2 b$s1 b$d+1 & furniture suffici5t = family use2 "o loom & sp9n+-:eel & pair ( c>ds2 all ! spun y>n & manufactur$ clo? manufactur$ by ! family1 necess>y = family use2 c>pet+ = all family rooms 9 use2 "o cook+-/ove & all cook+ ut5sils1 n to exce$ tw5ty-five doll>s 9 value2 "o table1 all books1 n to exce$ fifty doll>s 9 value1 two saddles & _! app5dages2 two bridles1 six *airs1 or s _m z %all n exce$ t5 doll>s 9 value1 "o cradle2 all ! p\ltry on h&2 t5 head ( %eep1 n to exce$ two doll>s & fifty c5ts 9 value = ea* %eep2 all we>+ app>el2 suffici5t provisions includ+ bread-/uffs & animal food to su/a9 ! family "o ye>2 prov5d] suitable = live /ock1 if !re is any live /ock1 n to exce$ sev5ty doll>s 9 value2 if none1 !n o!r prop]ty n to exce$ sev5ty doll>s 9 value 9 lieu !re(2 all wa%+ app>atus n to exce$ fifty doll>s 9 value2 "o sew+-ma*9e & all family portraits & pictures4 ,& also on all debts & liabilities creat$ aft] ! fir/ day ( ,june1 #ahff1 s mu* l&1 includ+ ! dwell+-h\se & appurt5ances own$ by a debtor :o is a bona fide h\sekeep] ) a family resid5t 9 ,k5tucky1 & liv+ on or claim+ ! l& z a home/ead1 z %all n exce$ 9 value "o ?\s& doll>s2 & on all liabilities1 ! libr>ies ( prea*]s1 ! pr(essional libr>ies ( lawy]s1 physicians1 & surgeons1 & _! in/rum5ts1 to ! am\nt ( five hundr$ doll>s1 & tools1 n exce$+ "o hundr$ doll>s 9 value1 ( a me*anic4 ,n9ety p] c5t4 ( wages or sal>ies ( p]sons e>n+ sev5ty-five doll>s p] mon? or less is exempt1 ! rema9+ t5 p] c5t1 be+ subject to debts4 ,z to p]sons e>n+ m ?an sev5ty-five doll>s p] mon? ! law exempts sixty-sev5 doll>s & fifty c5ts p] mon? & holds ! balance subject to debts4 ,,l\isiana4 ,home/eads are exempt f seizure4 ,!y consi/ ( n exce$+ "o hundr$ & sixty acres ( l&1 build+s1 & appurt5ances1 :e!r rural or urban1 bona fidely occupi$ by ! head ( a family1 or p]sons dep5d5t ^u him or h] = support1 & exi/ )\t regi/ration4 ,! home/ead also includes c]ta9 f>m implem5ts & animals1 toge!r ) a c]ta9 quantity ( fodd]1 corn1 etc4 ,home/ead _c exce$ two ?\s& doll>s 9 value4 ,if s1 ! b5efici>y %all be entitl$ to t am\nt only 9 case ( a sale ( ! home/ead "u legal process4 ,no husb& %all h ! b5efit ( a home/ead ^: wife owns or is 9 actual possession ( prop]ty to ! am\nt ( two ?\s& doll>s4 ,! b5efit ( ?is exemption may be claim$ by ! surviv+ sp\se or m9or *ildr5 ( a deceas$ b5efici>y4 ,labor]'s wages1 ! clo!s belong+ to ! debtor or 8 wife1 8 b$1 ! b$s ( 8 family1 8 arms & milit>y acc\trem5ts1 ! tools & in/rum5ts necess>y = ! ex]cise ( ! trade or pr(ession by :i* he ga9s a liv+1 ! rights ( p]sonal s]vitude1 use1 & habitation1 ! usufruct to ! e/ate ( a m9or *ild1 ! income ( dotal prop]ty1 ! books & sew+-ma*9e necess>y = ! ex]cise ( "o's call+1 trade1 or pr(ession by :i* ! own] makes a liv+1 ! sal>y ( an (fic]1 cook+-/ove & ut5sils1 plates1 =ks1 etc41 d9+-table1 *airs1 wa%-tubs1 smoo?+-irons & iron+ furnaces1 family portraits & musical in/rum5ts play$ on by any memb] ( ! family1 are exempt f seizure4 ,:5ev] ! wid[ or m9or *ildr5 ( a deceas$ p]son are left 9 necessit\s circum/ances1 !y %all be entitl$ to dem& & receive f ! succession ( _! deceas$ husb& or fa!r a sum1 :i*1 add$ to ! am\nt ( prop]ty own$ by !m or ei!r ( !m 9 _! own "r1 w make up ! sum ( "o ?\s& doll>s1 :i* %all be paid 9 pref]5ce to all o!r debts1 except v5dor's privilege & exp5ses incurr$ 9 sell+ ! prop]ty4 ,,ma9e4 ,! foll[+ p]sonal prop]ty is exempt f atta*m5t & levy3 ,we>+ app>el1 h\sehold furniture necess>y = himself1 wife1 & *ildr5 n exce$+ "o hundr$ doll>s 9 value1 & "o b$/ead1 b$ & b$d+ = ea* two memb]s1 family portraits1 ,bibles1 s*ool-books 9 actual use2 copy ( ,/ate /atutes1 libr>y wor? "o hundr$ & fifty doll>s1 pew 9 use1 "o cook+ & all iron-w>m+ /oves1 *>coal1 twelve cords ( wood at home = use2 five tons ( an?racite & fifty bu%els ( bitum9\s coal1 t5 doll>s' wor? ( lumb]1 wood or b>k1 all produce till h>ve/$1 "o b>rel fl\r1 ?irty bu%els ( corn1 gra91 all potatoes rais$ or b\ght & necess>y = debtor or 8 family1 half an acre ( flax & manufactures !refrom = use ( himself or family1 tools ( trade1 fifty doll>s' wor? ( mat]ials & /ock procur$ & necess>y = trade or bus9ess & int5d$ to be us$ 9 same1 sew+-ma*9e wor? "o hundr$ doll>s1 "o pair ( work+ cattle1 or "o pair ( horses or mules wor? ?ree hundr$ doll>s1 & hay to keep !m ?r\gh ! w9t]1 "o h>ness wor? tw5ty doll>s = ea* horse or mule2 a horse sl$ or ox sl$1 two sw9e1 "o c[1 & a heif] "u ?ree ye>s1 or two c[s if no ox51 horse1 or mule1 t5 %eep ) _! wool & lambs until "o ye> old1 hay suffici5t to keep !m ?r\gh ! w9t]1 fifty doll>s' wor? ( dome/ic f[l1 "o pl[1 "o c>t or truck wagon or "o express wagon1 "o h>r[1 "o yoke ) b[s1 r+1 & /aple1 two *a9s1 "o ox sl$1 "o m[+ ma*9e1 "o boat ( two tons employ$ 9 fi%+ & own$ exclusively by an inhabitant ( ! ,/ate1 life & accid5t policies except excess ( annual ca% premiums = two ye>s above "o hundr$ & fifty doll>s4 ,also two %>es 9 loan & build+ associations1 also ! receipts ( c]ta9 agricultural societies until _! exp5ses1 purses1 & premiums are paid1 provid$ ! same are paid )9 ?ree mon?s f close ( fair4 ,,real ,,e/ate4--,lot ( l& & build+s wor? five hundr$ doll>s1 if own] files requir$ c]tificate 9 regi/ry ( de$s1 is exempt z a home/ead f all atta*m5ts except = li5s ( me*anics & mat]ial m52 also "o cemet]y lot4 ,,m>yl&4 ,9 ,m>yl& ! %]iff _c take 9 execution we>+ app>el1 me*anical text-books1 or books ( pr(essional m51 or me*anical or pr(essional m5's tools 7except books & tools kept = sale74 ,&1 except "u executions issu$ ^u judgm5ts = s$uction or brea* ( promise ( m>riage1 he mu/ also leave "o hundr$ doll>s' wor? ( o!r prop]ty1 to be select$ by ! def5dant1 or1 if "o hundr$ doll>s' wor? _c be conv5i5tly set aside1 pay him "o hundr$ doll>s out ( ! proce$s ( sale4 ,also money payable 9 ! nature ( insurance = accid5t1 dea?1 etc4 ,,massa*usetts4 ,! foll[+ exemptions ( p]sonal prop]ty are all[$3 #a/4 ,! necess>y we>+ app>el ( ! debtor & 8 wife & *ildr51 & h\sehold necess>ies to a limit$ am\nt4 #b;d4 ,o!r h\sehold furniture necess>y = him & 8 family1 n exce$+ ?ree hundr$ doll>s 9 value4 #c;d4 ,! ,bibles1 s*ool-books1 & libr>y us$ by him or 8 family1 n exce$+ fifty doll>s 9 value4 #d?4 ,"o c[1 six %eep1 "o sw9e1 & two tons ( hay4 #e?4 ,! tools1 implem5ts1 & fixtures necess>y = c>ry+ on 8 trade or bus9ess1 n exce$+ "o hundr$ doll>s 9 value4 #f?4 ,mat]ials & /ock = c>ry+ on 8 trade or bus9ess1 & int5d$ to be us$ or wr\ght !re91 n exce$+ "o hundr$ doll>s 9 value4 #g?4 ,! provisions necess>y = ! use ( ! family1 n exce$+ fifty doll>s 9 value4 #h?4 ,"o pew occupi$ by him or 8 family 9 a h\se ( public wor%ip2 b ?is does n prev5t ! sale ( a pew = ! non-paym5t ( a tax legally laid !reon4 #i?4 ,! boat1 fi%+ tackle1 & nets ( fi%]m51 actually us$ by !m 9 ! prosecution ( _! bus9ess1 to ! value ( "o hundr$ doll>s4 #aj?4 ,! uni=m ( an (fic] or soldi] 9 ! militia1 & ! arms & acc\trem5ts requir$ by law to be kept by him4 #aa?4 ,rights ( burial & tombs :ile 9 use z repositories = ! dead4 #ab?4 ,"o sew+-ma*9e1 n exce$+ "o hundr$ doll>s 9 value 9 actual use by ! debtor or by 8 family4 #ac?4 ,%>es 9 co-op]ative associations =m$ "u ! ,revis$ ,laws1 *4 #aaj1 n exce$+ 9 value tw5ty doll>s 9 ! aggregate4 ,e h\sehold] hav+ a family is entitl$ to an e/ate or home/ead to ! value ( eight hundr$ doll>s exempt f levy on execution1 if prop] /eps h be5 tak51 by de$ record$ 9 ! regi/ry ( de$ ( ! c\nty :]e x is situat$1 to decl>e x a home/ead4 ,,mi*igan4 ,! laws ( ?is ,/ate exempt f sale on execution to e h\sehold] a home/ead n exce$+ =ty acres ( l& & ! h\se !reon1 if 9 ! c\ntry1 or a h\se & lot 9 any city or village n exce$+ 9 value fifte5 hundr$ doll>s4 ,a m>ri$ h\sehold] _c sell or encumb] su* home/ead )\t ! cons5t ( 8 wife4 ,( p]sonal prop]ty1 ! laws exempt f sale on execution v>i\s articles1 su* z seats 9 *ur*es1 cemet]ies1 tombs1 & "r ( burial1 all arms & acc\trem5ts1 & all we>+ app>el ( e p]son & 8 family1 ! libr>y & s*ool-books ( e individual & family1 n exce$+ "o hundr$ & fifty doll>s1 & all family pictures4 ,to ea* h\sehold]1 t5 %eep & _! fleeces1 two c[s1 five sw9e1 & provisions & fuel suffici5t to keep su* h\sehold] & family six mon?s4 ,to ea* h\sehold] all h\sehold goods1 furniture1 & ut5sils1 n exce$+ two hundr$ & fifty doll>s 9 value4 ,! tools1 implem5ts1 mat]ial /ock1 app>atus1 team 7ei!r "o yoke ( ox51 a horse or pair ( horses1 z ! case may be71 vehicle1 horses h>ness1 or o!r ?+s to enable any p]son to c>ry on ! pr(ession1 trade1 occupation1 or bus9ess 9 :i* he is :olly or pr9cipally engag$1 n exce$+ 9 value two hundr$ & fifty doll>s1 & also "o sew+-ma*9e2 & a suffici5t quantity ( hay1 gra91 fe$1 etc41 to keep ! animals enum]at$ = six mon?s4 ,only h\sehold goods1 libr>y1 pictures1 rights 9 cemet]ies1 & "o c[ & provisions1 & fuel = "o mon?1 n exce$+ five hundr$ doll>s 9 value1 are exempt f execution issu$ on judgm5t = labor4 ,no li5 c be creat$ by mortgage or o!rwise on any ( ! above prop]ty1 except on pr(ession1 etc41 )\t ! cons5t ( ! wife1 if he h "o1 by sign+ su* mortgage or li54 ,if a p]son entitl$ to ! b5efit ( a home/ead %all die1 8 wid[ or m9or *ildr5 %all h ! same b5efit dur+ ! "t !y cont9ue to occupy ! same4 ,,m9nesota4 ,family ,bible1 family pictures1 s*ool-books or libr>y1 & musical in/rum5ts = use ( family2 seat or pew 9 any h\se or place ( public wor%ip2 a lot 9 a burial gr\nd2 all we>+ app>el ( debtor & family1 all b$s1 b$d+1 & b$/eads kept & us$ by debtor & us$ by debtor & 8 family2 all /oves & app5dages put up or kept = use ( debtor & family2 all cook+ ut5sils1 & all o!r h\sehold furniture n h]e9 enum]at$1 n exce$+ five hundr$ doll>s 9 value4 ,z to debtors resid+ 9 ?is ,/ate only3 ,?ree c[s2 t5 sw9e2 "o yoke ( ox5 & a horse1 or 9 lieu !re( a span ( horses or mules2 tw5ty %eep & ! wool f same2 necess>y food = su* /ock = "o ye>1 provid$ or gr[+1 or bo?2 "o wagon1 c>t1 or dray1 "o sleigh1 two pl[s1 "o drag1 & o!r f>m+ ut5sils1 includ+ tackle = teams1 n exce$+ ?ree hundr$ doll>s 9 value2 provisions = debtor & family = "o ye>'s support1 provid$ or gr[+1 or bo?1 & "o ye>'s fuel2 ! tools & in/rum5ts ( a me*anic1 m9]1 or o!r p]son1 us$ & kept = ! purpose ( c>ry+ on 8 trade1 & /ock 9 trade n exce$+ f\r hundr$ doll>s2 libr>y & implem5ts ( a pr(essional man2 ! presses1 /ones1 type1 cases1 & o!r tools & implem5ts us$ by any p]son or co-p>tn]%ip1 9 pr9t+ or publi%+ a newspap]1 n to exce$ two ?\s& doll>s 9 value1 toge!r ) /ock 9 trade n exce$+ f\r hundr$ doll>s 9 value2 "o wat*1 "o sew+-ma*9e1 "o bicycle1 "o typewrit]2 necess>y se$ = p]sonal use ( debtor = "o season n exce$+ "o hundr$ bu%els ( :eat1 "o hundr$ bu%els b>ley1 "o hundr$ bu%els potatoes1 "o hundr$ bu%els oats1 "o hundr$ bu%els flax1 & t5 bu%els corn1 & b9d+ mat]ial = use 9 h>ve/+ crop rais$ f su* se$2 ! libr>y & app>atus ( & us$ by any public college or s*ool2 moneys f insurance on exempt prop]ty2 life insurance n exce$+ t5 ?\s& doll>s payable to wife or *ild on life ( deceas$ husb& or fa!r2 moneys or b5efits payable by a police or fire dep>tm5t1 b5efici>y1 or frat]nal b5efit association1 to any p]son entitl$ to assi/ance !refrom1 or b5efici>y "u c]tificate !re(2 wages n exce$+ tw5ty-five doll>s due f s]vices r5d]$ dur+ ?irty days prec$+ atta*m5t1 g>ni%m5t1 or levy ( execution2 e>n+s ( a m9or *ild ( debtor1 by reason ( liability ( debtor n contract$ = ! special b5efit ( su* m9or2 claim = damages1 & judgm5t !reon by reason ( levy on or sale "u execution ( exempt p]sonal prop]ty or ! wrongful tak+ or det5tion ( su* prop]ty4 ,if )9 an incorporat$ place ( less ?an five ?\s& inhabitants1 "o-half acre1 ( m ?an five ?\s& inhabitants1 "o-?ird acre4 ,surviv+ or des]t$ sp\se & m9or *ildr5 are entitl$ to ! exemption4 ,z to debts creat$ prior to ,m>* #a1 #aijf1 exemption cont9ues4 ,,mississippi4 ,a home/ead to e citiz5 ( ! ,/ate1 male or female1 be+ a h\sehold] & hav+ a family1 n to exce$ two ?\s& doll>s 9 value 9 c\ntry1 or ?ree ?\s& 9 t[n1 nor "o hundr$ & sixty acres 9 ext5t2 ?is exemption is =feitable1 if ! debtor cease to reside on ! place1 unless 8 removal be tempor>y4 ,! foll[+ prop]ty ( ea* head ( a family is also exempt3 #a/4 ,two "w-horses1 or mules1 & "o yoke ( ox54 #b;d4 ,two heads ( c[s & calves4 #c;d4 ,t5 hogs4 #d?4 ,tw5ty %eep & goats ea*4 #e?4 ,all p\ltry4 #f?4 ,all colts "u ?ree ye>s1 rais$ 9 ?is ,/ate by debtors4 #g?4 ,two hundr$ & fifty bu%els ( corn4 #h?4 ,t5 bu%els ( :eat or rice4 #i?4 ,five hundr$ p\nds ( pork1 bacon1 or o!r meat4 #aj?4 ,"o hundr$ bu%els ( cottonse$4 #aa?4 ,"o wagon1 & "o buggy or c>t1 & "o set ( h>ness = ea*4 #ab?4 ,five hundr$ bundles ( fodd] & "o ?\s& p\nds ( hay4 #ac?4 ,=ty gallons ( sorghum or molasses or cane syrup4 #ad?4 "o ?\s& /alks ( sug>-cane4 #ae?4 ,"o molasses-mills & equipm5ts1 n exce$+ "o hundr$ & fifty doll>s 9 value4 #af?4 ,two bridles & "o saddle1 & "o side-saddle4 #ag?4 ,"o sew+-ma*9e4 #ah?4 ,h\sehold & kit*5 furniture n exce$+ 9 value two hundr$ doll>s4 #ai?4 ,all family portraits4 #bj?4 ,"o m[] & rake4 #ba/4 ,wages to am\nt ( fifty doll>s p] mon?4 ,! foll[+ prop]ty is also exempt to any p]son3 #a/4 ,! tools ( a me*anic necess>y = c>ry+ on 8 trade4 #bnd4 ,agricultural implem5ts ( a f>m] necess>y = two male labor]s4 #c;d4 ,! implem5ts ( a labor] necess>y 9 8 usual employm5t4 #d?4 ,! books ( a /ud5t necess>y = ! completion ( 8 education4 #e?4 ,we>+ app>el4 #f?4 ,libr>ies & pictures ( all p]sons n exce$+ five hundr$ doll>s 9 value4 #g?4 ,in/rum5ts ( surgeons & d5ti/s1 us$ 9 _! pr(essions1 n exce$+ two hundr$ & fifty doll>s 9 value4 #h?4 ,! arms & acc\trem5ts ( ea* militiaman4 #i?4 ,all globes & maps us$ by tea*]s ( s*ools1 academies & colleges4 #aj?4 ,! proce$s ( insurance on1 or ! sale (1 exempt prop]ty4 ,,miss\ri4 ,c]ta9 animals1 implem5ts1 & dome/ic furniture & we>+ app>el1 z specifi$ by ! /atute1 is exempt f execution & atta*m5t :5 own$ by ! head ( a family4 ,we>+ app>el & ! necess>y tools & implem5ts ( trade ( any me*anic1 :ile c>ry+ on 8 trade1 are exempt f execution :5 own$ by a p]son n ! head ( a family4 ,e h\sehold] or head ( a family is entitl$ to h exempt f execution & atta*m5t ! home/ead occupi$ by him1 n exce$+ 9 value ?ree ?\s& doll>s 9 cities ( ov] =ty ?\s& inhabitants1 & n exce$+ 9 quantity eighte5 squ>e rods ( gr\nd4 ,9 cities hav+ less ?an =ty ?\s& & n less ?an t5 ?\s& inhabitants ! home/ead _c exce$ 9 value fifte5 hundr$ doll>s nor ?irty squ>e rods ( gr\nd2 9 cities hav+ less ?an t5 ?\s& inhabitants1 five acres & n exce$+ 9 value fifte5 hundr$ doll>s2 & "o hundr$ & sixty acres ( l& 9 ! c\ntry1 n exce$+ 9 value fifte5 hundr$ doll>s4 ,,montana4 ,exemptions are z foll[s3 ,all clo?+ ( ! debtor & family1 & *airs1 tables1 desks1 & books to ! value ( two hundr$ doll>s2 also all necess>y h\sehold1 table & kit*5 furniture1 ( ! judgm5t debtor1 includ+ "o sew+-ma*9e1 /ove1 /ove-pipe1 & /ove furniture heat+ app>atus1 b$s1 b$d+ & b$/eads & provisions & fuel = individual or family use1 suffici5t = ?ree mon?s2 "o horse1 saddle & bridle1 two c[s ) _! calves1 f\r hogs1 & fifty dome/ic f[l1 & fe$ = su* animals = ?ree mon?s2 "o clock1 & all family pictures4 ,9 addition to ! above1 !re is exempt to a f>m] 8 f>m+ ut5sils n exce$+ six hundr$ doll>s 9 value1 two ox51 or two horses or mules & _! h>ness1 "o c>t or wagon1 & food = su* /ock = ?ree mon?s2 two hundr$ doll>s' wor? ( se$1 gra91 or vegetables actually provid$ = ! purpose ( s[+ or plant+4 ,! prop] tools1 in/rum5ts1 or books ( any me*anic1 physician1 d5ti/1 lawy]1 or cl]gyman1 & (fice furniture4 ,to a m9] 8 dwell+ & all 8 tools & ma*9]y necess>y = c>ry+ on 8 avocation1 n to exce$ 9 value ! aggregate sum ( "o ?\s& doll>s1 & also "o horse or mule1 & its h>ness1 ) its food = ?ree mon?s1 9 case su* /ock is us$ 9 work+ 8 m9+ claim4 ,"o horse1 mule1 or two ox51 vehicle & h>ness1 by :i* ! debtor habitually e>ns 8 liv+1 & "o horse ) vehicle & h>ness1 ( physician or cl]gyman1 us$ 9 mak+ pr(essional visits1 ) food = su* /ock = ?ree mon?s4 ,all arms1 uni=ms1 etc41 requir$ by law to be kept by any p]son4 ,! wages ( ! debtor e>n$ at any "t )9 ?irty days next prec$+ ! levy1 provid$ !y are necess>y = ! use ( 8 family1 resid+ 9 ! ,/ate1 support$ :olly or 9 "p by 8 labor4 ,all moneys gr[+ out ( life insurance4 ,^! exemptions are re/rict$ to m>ri$ p]sons or to p]sons :o are ! heads ( families1 & only ! we>+ app>el ( an unm>ri$ p]son is exempt to him4 ,none b bona fide resid5ts c claim ! b5efit ( ?is law4 ,a home/ead n to exce$ 9 value ! sum ( tw5ty-five hundr$ doll>s1 if agriculture l& x is n to exce$ "o hundr$ & sixty acres4 ,if )9 ! limits ( a t[n1 plat1 city1 or village1 n to exce$ "o-f\r? ( an acre4 ,! debtor has 8 option ( ! two & may select ei!r1 ) all improvem5ts !reon1 :i* are includ$ 9 ! valuation4 ,,nebraska4 ,!re is exempt f judicial sale to e family1 :e!r own$ by ! husb& or wife1 a home/ead1 n exce$+ 9 value two ?\s& doll>s1 consi/+ ( dwell+-h\se 9 :i* claimant resides1 & its appurt5ances1 & l& on :i* same is situat$ n exce$+ "o hundr$ & sixty acres1 or if )9 an incorporat$ city or village a quantity ( contigu\s l& n exce$+ two lots4 ,or 9 case debtor has no l&s1 !re is exempt f execution five hundr$ doll>s 9 p]sonal prop]ty4 ,if title to home/ead is 9 wife x is exempt1 & 9 su* cases ! head ( ! family is n entitl$ to exemption ( five hundr$ doll>s 9 p]sonality4 ,nor is he if 8 title is simply a contract = sale4 ,! clo?+ ( ! family1 family supplies = six mon?s1 supplies = dome/ic animals = ?ree mon?s1 furniture1 family ,bible & picture books1 cook+ ut5sils1 c]ta9 dome/ic animals1 tools1 implem5ts ( trade1 etc41 are exempt2 also sixty days wages to any labor+ man1 cl]k1 etc41 :o is ! head ( a family2 provid$ t !re is no exemption f atta*m5t or execution = wages due to any cl]k1 labor] or me*anic4 ,all p5sion money ( ,unit$ ,/ates soldi]s & sailors1 & prop]ty pur*as$ & improv$ !reby1 is exempt4 ,! phrase head ( a family1 z us$ 9 ?is *apt] includes )9 its mean+3 #a4 ,! husb&1 :5 ! claimant is a m>ri$ p]son4 #b;d4 ,e p]son :o has resid$ on ! premises ) him or h]1 & "u 8 c>e & ma9t5ance1 ei!r3 #a/4 ,8 or h] m9or *ild1 or ! m9or *ild ( 8 or h] deceas$ wife or husb&4 #b;d4 ,a m9or bro!r or si/]1 or ! m9or *ild ( a deceas$ bro!r or si/]4 #c;d4 ,a fa!r1 "m1 gr&fa!r1 or gr&mo!r4 #d?4 ,! fa!r or "m1 gr&fa!r or gr&mo!r ( a deceas$ husb& or wife4 #e?4 ,an unm>ri$ si/]1 or any o!r ( ! relatives m5tion$ 9 ?is section :o h atta9$ ! age ( majority & are unable to take c>e ( or support !mselves4 ,,nevada4 ,! foll[+ prop]ty is exempt f execution except ^u a judgm5t = ! pur*ase-money or ^u a mortgage !reon3 ,*airs1 tables1 desks1 & books to ! value ( "o hundr$ doll>s2 necess>y h\sehold & kit*5 furniture1 we>+ app>el1 etc41 & provisions & fire-wood actually provid$ suffici5t = "o mon?1 f>m+ ut5sils1 or implem5ts ( husb&ry1 & se$ provid$ = plant+ )9 ! ensu+ six mon?s1 n exce$+ 9 value two hundr$ doll>s2 two horses1 two ox51 or two mules1 & two c[s & food = "o mon? = su* animals1 & "o c>t or wagon2 ! tools ( a me*anic necess>y to 8 trade2 ! in/rum5ts & libr>ies ( a surgeon1 physician1 surveyor1 or d5ti/2 ! pr(essional libr>y ( an attorney & c\nsellor1 or m9i/] ( ! gospel2 ! dwell+ ( a m9] n exce$+ 9 value five hundr$ doll>s1 also 8 tools & appliances necess>y to c>ry on 8 m9+ op]ations1 n exce$+ 9 value five hundr$ doll>s2 & two horses1 two ox51 or two mules1 & _! h>ness & "o c>t or wagon1 by ! use ( :i* a team/] or labor] habitually e>ns 8 liv+2 "o horse h>ness1 & vehicle1 ( a physician or surgeon1 or m9i/] ( ! gospel1 & food = su* animal = "o mon?4 ,= e liv]y /able keep]1 two horses or mules1 ) vehicle & h>ness1 provid$ ! :ole %all n exce$ 9 value five hundr$ doll>s2 "o sew+-ma*9e 9 actual use 9 ! debtor's family1 n exce$+ 9 value "o hundr$ & fifty doll>s2 all fire eng9es & prop]ty ( fire companies2 all arms1 etc41 requir$ by law to be kept by any p]son2 a home/ead to be select$ by ! husb& or wife1 or o!r head ( a family1 n exce$+ 9 value five ?\s& doll>s2 ! e>n+s ( ! debtor n exce$+ fifty doll>s = 8 p]sonal s]vices = ! cal5d> mon? dur+1 or imm$iately prec$+1 t 9 :i* process has be5 issu$1 :]e su* e>n+s are necess>y = ! use ( a family support$ :olly or p>tly by ! labor ( ! debtor4 ,,new ,,hamp%ire4 ,! foll[+ goods & prop]ty are exempt f atta*m5t1 & f liability to be tak5 ^u execution3 ,necess>y we>+ app>el ( ! debtor & 8 family2 h\sehold furniture to ! value ( "o hundr$ doll>s2 "o cook+-/ove & its furniture2 "o sew+-ma*9e2 ,bibles & s*ool books 9 actual use2 libr>y to ! value ( two hundr$ doll>s2 "o c[1 six %eep & _! fleeces1 "o hog1 "o pig1 & ! pork ( same :5 slaught]$2 dome/ic f[ls1 n exce$+ 9 value fifty doll>s2 f\r tons ( hay2 provisions & fuel to ! value ( fifty doll>s2 tools ( 8 occupation to ! value ( "o hundr$ doll>s2 bea/s ( ! pl[1 n exce$+ a yoke ( ox5 or a horse2 ! uni=m1 arms1 & equipm5ts ( e (fic] or private 9 ! militia2 ! debtor's int]e/ 9 "o pew 9 any meet+ h\se1 & 9 "o lot 9 any cemet]y4 ,damages recov]$ = conv]sion ( prop]ty exempt are also exempt4 ,! wife1 wid[1 & *ildr5 ( any p]son :o is ! own] ( a home/ead1 or any int]e/ !re91 are entitl$ to s mu* !re( z does n exce$ 9 value five hundr$ doll>s z aga9/ cr$itors1 grantees1 or heirs ( su* p]son dur+ ! life ( ! wife or wid[ & m9ority ( ! *ildr54 ,a home/ead ( ! value ( five hundr$ doll>s is also exempt to an unm>ri$ p]son own+ ! same4 7,p4 ,s4 *4 #ach47 ,,new ,,j]sey4 ,all goods & *attels1 n exce$+ 9 value ! sum ( two hundr$ doll>s exclusive ( we>+ app>el1 & all we>+ app>el ! prop]ty ( any debtor hav+ a family resid+ 9 ?is ,/ate1 are exempt f seizure by virtue ( execution or o!r civil process except = ! pur*ase money4 7,g54 ,/atutes1 p4 #adba47 ,9 addition !reto1 by con=m+ to ! provisions ( ! home/ead exemption act1 ! lot & build+s !reon occupi$ z a resid5ce & own$ by ! debtor1 be+ a h\sehold] & hav+ a family1 to ! value ( "o ?\s& doll>s1 may be exempt$ f sale or execution = debt4 7,g54 ,/atutes1 pp4 #bbig-bbih47 ,,new ,,mexico4 ,e p]son :o has a family may hold ! foll[+ prop]ty exempt f execution1 atta*m5t1 or sale3 ,! we>+ app>el ( su* p]son or family2 ! b$s1 b$/eads1 & b$d+ necess>y = ! use ( ! same2 "o cook+-/ove & pipe2 "o /ove & pipe us$ = w>m+ ! dwell+2 fuel suffici5t = sixty days2 "o c[1 or if ! debtor owns no c[1 h\sehold furniture n exce$+ =ty doll>s 9 value2 two sw9e or ! pork !refrom1 or1 if ! debtor owns no sw9e1 h\sehold furniture n exce$+ fifte5 doll>s 9 value2 six %eep1 ! wool %orn f !m & ! clo? or o!r articles manufactur$ !refrom1 or1 9 lieu !re(1 h\sehold furniture n exce$+ tw5ty doll>s 9 value2 suffici5t food = su* animals = sixty days2 ,bibles1 hymn-books1 psalm-books1 te/am5ts1 s*ool & miscellane\s books us$ 9 ! family1 & all family pictures2 provisions provid$ & design$ = ! use ( su* p]son or family2 n exce$+ fifty doll>s 9 value2 & su* o!r articles ( h\sehold & kit*5 furniture1 or ei!r1 necess>y = su* p]son or family1 n exce$+ two hundr$ doll>s 9 value2 "o sew+-ma*9e1 "o knitt+-ma*9e1 "o gun or pi/ol1 & ! tools or implem5ts ( debtor necess>y = c>ry+ on 8 trade or bus9ess1 n exce$+ "o hundr$ & fifty doll>s 9 value2 ! p]sonal e>n+s ( debtor = sixty days next prec$+ 8 application = su* exemption1 :5 necess>y = ! support ( su* debtor or 8 family2 all articles1 specim5s 9 cab9ets ( natural hi/ory or sci5ce1 except su* z may be int5d$ = exhibition = pecuni>y ga92 if engag$ 9 agriculture2 two horses or "o yoke ( cattle1 ) ! necess>y ge>+ = ! same1 & "o wagon2 if a doctor1 "o horse1 "o saddle & bridle1 pr(essional books1 m$ic9es & in/rum5ts n exce$+ "o hundr$ doll>s 9 value2 if a lawy] pr(essional books n exce$+ five hundr$ doll>s 9 value2 e p]son engag$ 9 ! bus9ess ( dray+1 or c>ry+ prop]ty f place to place ) "o horse & wagon1 %all hold "o horse1 h>ness1 dray1 or wagon also exempt f execution4 ,e unm>ri$ woman may hold exempt f execution1 etc41 we>+ app>el n exce$+ 9 value "o hundr$ & fifty doll>s2 "o sew+-ma*9e1 "o knitt+-ma*9e2 if engag$ 9 tea*+ music1 "o piano or organ2 a ,bible1 hymn-book1 psalm-book1 album1 & any o!r books n exce$+ 9 value fifty doll>2 any b5efici>y fund1 n exce$+ five ?\s& doll>s1 set ap>t or paid by any b5evol5t association to a family ( a deceas$ memb]1 or to any memb] ( su* family1 %all n be liable = ! debts ( su* deceas$ memb]4 ,husb& & wife1 wid[ or wid[]1 liv+ ) an unm>ri$ daught]1 or unm>ri$ m9or son1 may hold exempt f sale or judgm5t ( a family home/ead n exce$+ "o ?\s& doll>s 9 value4 ,any head ( a family n ! own] ( a home/ead may hold exempt f levy & sale real or p]sonal prop]ty n exce$+ five hundr$ doll>s 9 value 9 addition to ! *attel prop]ty o!rwise by law exempt$4 ,,new ,,york4 ,necess>y h\sehold furniture1 work+ tools & team1 pr(essional in/rum5ts1 furniture & libr>y 7n exce$+ 9 value two hundr$ & fifty doll>s72 groc]ies actually provid$ = family use1 & n9ety days necess>y food = team1 9 addition to c]ta9 o!r specifi$ articles1 :5 own$ by h\sehold]1 are exempt f levy & sale "u execution4 ,a private bury+-gr\nd n exce$+ "o-qu>t] ( an acre1 is also exempt4 ,insurance money1 etc41 paid or to be paid to a memb]1 or ! wid[ ( a memb] ( a life or casualty corporation do+ bus9ess ^u ! co-op]ative or assessm5t plan1 _c be rea*$ = any debt or liability incurr$ be=e su* money1 etc41 0 paid4 ,! lot & build+s1 n exce$+ "o ?\s& doll>s 9 value1 own$ & occupi$ by a h\sehold] hav+ a family are exempt$1 if designat$ & record$ z home/ead prop]ty 9 ! (fice ( ! cl]k ( ! c\nty :]e x is situat$4 ,su* exemption cont9ues aft] ! own]'s dea? = ! b5efit ( ! wid[ & family1 s long z any ( !m cont9ue to occupy su* home/ead1 until ! dea? ( ! wid[ & ! majority ( ! y\nge/ *ild4 ,a m>ri$ woman is entitl$ to ! same home/ead z a h\sehold] hav+ a family4 ,,nor? ,,c>ol9a4 ,p]sonal prop]ty to ! value ( five hundr$ doll>s1 to be select$ by any resid5t ( ! ,/ate1 is exempt f execution2 & also a home/ead1 & ! dwell+ & build+1 n exce$+ "o ?\s& doll>s1 to be select$ by ! own] !re(2 or1 9 lieu !re(1 any lot 9 a city1 t[n1 or village1 ) ! dwell+ & build+s us$ !reon1 own$ & occupi$ by any resid5t ( ! ,/ate1 n exce$+ ! value ( "o ?\s& doll>s4 ,,nor? ,,dakota4 ,! foll[+ prop]ty is absolutely exempt to ! head ( a family f atta*m5t or mesne process1 & f levy & sale on execution1 & f any o!r f9al process issu$ f any c\rt3 ,all family pictures2 a pew or o!r sitt+ 9 any h\se ( wor%ip2 a lot or lots 9 any burial-gr\nd2 ! family ,bible1 & all s*ool books us$ by ! family1 & o!r books us$ z a "p ( ! family libr>y1 n exce$+ 9 value "o hundr$ doll>s2 all we>+ app>el ( ! debtor & 8 family2 ! provisions = ! debtor & 8 family necess>y = "o ye>'s supply ei!r provid$ or gr[+1 or bo?1 & fuel necess>y = "o ye>2 ! home/ead1 z def9$1 creat$1 & limit$ by law4 ,9 addition to ! above m5tion$ prop]ty1 ! head ( a family may1 by himself or 8 ag5t1 select f all o!r ( 8 p]sonal prop]ty1 n absolutely exempt1 goods1 *attels1 m]*&ise1 money1 or o!r p]sonal prop]ty1 n to exce$ 9 ! aggregate "o ?\s& doll>s 9 value1 :i* is also exempt4 ,! libr>y & in/rum5ts ( any pr(essional p]son1 n exce$+ six hundr$ doll>s 9 value4 ,,ohio4 ,e unm>ri$ woman may hold ! foll[+ prop]ty exempt f execution1 atta*m5t1 or sale1 to satisfy any judgm5t1 decree1 or debt1 to wit3 #a/4 ,we>+ app>el1 n exce$+ "o hundr$ doll>s 9 value4 #b;d4 ,"o sew+-ma*9e4 #c;d4 ,"o knitt+-ma*9e4 #d?4 ,bible1 etc41 & o!r books n exce$+ 9 value tw5ty-five doll>s4 ,e p]son :o has a family1 & e wid[1 c hold exempt f execution1 atta*m5t1 or sale f any debt1 damage1 f9e1 or am]cm5t3 #a/4 ,we>+ app>el ( su* p]son or family necess>y b$s1 etc41 two /oves1 & fuel = sixty days4 #b;d4 ,c]ta9 dome/ic animals1 & _! fe$ = sixty days1 or1 9 lieu ( su* z ! debtor has n1 h\sehold furniture ( equal value1 am\nt+1 9 ! aggregate to sixty-five doll>s4 #c;d4 ,family books & pictures4 #d?4 ,provisions to ! am\nt ( fifty doll>s1 & o!r necess>y h\sehold furniture to ! am\nt ( fifty doll>s4 #e?4 ,"o sew+-ma*9e1 "o knitt+-ma*9e1 ! tools & implem5ts ( debtor necess>y = c>ry+ on 8 or h] trade or bus9ess1 :e!r me*anical or agricultural1 to ! am\nt ( "o hundr$ doll>s #f?4 ,! p]sonal e>n+s ( debtor or m9or *ild = ?ree mon?s previ\s to ! issu+ ( ! atta*m5t or r5dition ( judgm5t1 :5 necess>y = support ( debtor or 8 or h] family4 #g?4 ,all animal1 vegetable1 or m9]al specim5s ( natural hi/ory or sci5ce n kept = pecuni>y ga94 ,9 addition to ! above1 ! debtor1 if a drayman1 c hold "o horse1 h>ness1 & dray2 if a f>m] "o horse or "o yoke ( cattle1 ) necess>y ge>+ = same1 & "o wagon2 if a physician1 "o horse1 "o saddle & bridle1 & pr(essional books1 m$ic9e & in/rum5ts1 n exce$+ "o hundr$ doll>s 9 value4 ,husb& & wife liv+ toge!r1 a wid[] liv+ ) an unm>ri$ daught] or m9or son1 e wid[1 & e unm>ri$ female hav+ 9 good fai? ! c>e1 ma9t5ance & cu/ody1 ( any m9or *ild or *ildr5 ( a deceas$ relation1 resid5ts ( ,ohio1 & n ! own] ( a home/ead1 may hold o!r real or p]sonal prop]ty1 to be select$ by su* p]son1 8 ag5t or attorney1 n exce$+ five hundr$ doll>s 9 value1 9 addition to ! am\nt ( *attel prop]ty o!rwise by law exempt$1 provid$ t su* selection %all n be made z to wages due to ! ext5t ( m ?an n9ety p] c5t1 ( su* wages z aga9/ claims = necess>ies4 ,a home/ead1 n exce$+ "o ?\s& doll>s 9 value1 :i* %all rema9 exempt f sale on execution & exempt f sale "u any ord] ( ! c\rt s long z ! wid[1 if %e rema9 unm>ri$1 or any unm>ri$ m9or *ild1 resides !reon4 ,husb& & wife liv+ toge!r1 a wid[ or wid[] liv+ ) an unm>ri$ daught] or unm>ri$ m9or son1 may hold exempt a family home/ead n exce$+ "o ?\s& doll>s 9 value4 ,,oklahoma4 ,! exemptions ( ! head ( a family resid+ 9 ! ,/ate are3 #a/4 ,! home/ead ( ! family4 #b;d4 ,all h\sehold & kit*5 furniture4 #c;d4 ,any lot or lots 9 a cemet]y held = ! purpose ( sepulture4 #d?4 ,all implem5ts ( husb&ry us$ ^u ! f>m4 #e?4 ,all tools1 app>atus & books belong+ to & us$ 9 any trade or pr(ession4 #f?4 ,! family libr>y & all family portraits & pictures & we>+ app>el4 #g?4 ,five milk c[s & _! calves "u six mon?s old4 #h?4 ,"o yoke ( "w ox51 ) necess>y yokes & *a9s4 #i?4 ,two horses or two mules1 & "o wagon1 c>t1 or dray4 #aj?4 ,"o c>riage or buggy1 #aa?4 ,"o gun4 #ab?4 ,t5 hogs4 #ac?4 ,tw5ty head ( %eep4 #ad?4 ,all saddles1 bridles1 & h>ness necess>y = ! use ( ! family4 #ae?4 ,all provisions & =age on h& & gr[+ = home consumption1 & = use ( exempt /ock = "o ye>4 #af?4 ,all curr5t wages & e>n+s = p]sonal or pr(essional s]vices e>n$ )9 ! la/ n9ety days4 ,! home/ead ( any family 9 ! ,/ate )9 any city1 t[n1 or village consi/s ( n exce$+ an acre ( l& to be select$ by own]1 own$ & occupi$ z a resid5ce only1 b n exce$+ 9 value five ?\s& doll>s1 b 9 no ev5t %all ! home/ead be r$uc$ to less ?an a qu>t] ( an acre reg>dless ( value4 ,if ! home/ead is us$ = bo? resid5ce & bus9ess purposes1 ! home/ead int]e/ %all n exce$ 9 value five ?\s& doll>s1 & no?+ 9 ! laws ( ! ,unit$ ,/ates or treaties ) ,indian tribes deprives an ,indian or o!r allottee ( ! b5efit ( ! home/ead & exemption laws ( ! ,/ate4 ,! exemptions res]v$ to a p]son n ! head ( a family are z foll[s3 #a/4 ,a lot or lots 9 a cemet]y held = ! purpose ( sepulture4 #b;d4 ,all we>+ app>el4 #c;d4 ,all tools1 app>atus & books belong+ to any trade or pr(ession4 #d?4 ,"o horse1 bridle1 & saddle1 or "o yoke ( ox54 #e?4 ,curr5t wages = p]sonal s]vices4 ,,oregon4 ,! foll[+ prop]ty %all be exempt f execution1 if select$ & res]v$ by ! judgm5t debtor or 8 ag5t at ! "t ( levy1 or z soon !reaft] be=e sale z ! same %all be kn[n to him1 & n o!rwise4 ,books1 pictures & musical in/rum5ts own$ by any p]son1 to ! value ( sev5ty-five doll>s2 necess>y we>+ app>el own$ by any p]son1 to ! value ( "o hundr$ doll>s1 &1 if su* p]son be a h\sehold]1 to ea* memb] ( 8 family to ! value ( fifty doll>s2 ! tools1 implem5ts1 app>atus1 team1 vehicle1 h>ness1 or libr>y necess>y to enable any p]son to c>ry on ! trade1 occupation1 or pr(ession by :i* su* p]son habitually e>ns 8 liv+1 to ! value ( f\r hundr$ doll>s2 also suffici5t quantity ( food to support su* team1 if any1 = sixty days4 ,! ^w team1 9 ?is subdivision1 %all n be con/ru$ to mean m ?an "o yoke ( ox51 or pair ( horses or mules1 z ! case may be4 ,home/eads ! actual abode (1 & own$ by1 a family or "s memb] !re( are exempt f execution4 ,! foll[+ prop]ty 7is exempt71 if own$ by a h\sehold] & 9 actual use1 by & = 8 family1 or :5 be+ remov$ f "o habitation to ano!r on a *ange ( resid5ce3 ,t5 %eep1 ) "o ye>'s fleece1 or ! y>n or clo? manufactur$ !re f1 two c[s1 & five sw9e1 h\sehold goods1 furniture1 & ut5sils1 to ! value ( ?ree hundr$ doll>s2 also1 food suffici5t to support su* animals if any1 = ?ree mon?s1 & provisions actually provid$ = family use1 & necess>y = ! support ( su* h\sehold] & family = six mon?s2 ! seat or pew occupi$ by a h\sehold]1 or 8 family1 9 a place ( public wor%ip2 burial lots4 ,e>n+s or wages to ! ext5t ( sev5ty-five doll>s 9 ?irty days1 are exempt if necess>y to support family4 ,"o gun & "o revolv] exempt to e :ite male citiz5 ov] sixte5 ye>s ( age4 ,,p5nsylvania4 ,! law exempts f execution prop]ty1 ei!r real or p]sonal1 to ! am\nt ( ?ree hundr$ doll>s1 9 addition to we>+ app>el1 ,bibles1 & s*ool books1 if claim$ by ! debtor2 ! privilege is p]sonal & may be waiv$ at any "t4 ,! wid[ or *ildr5 ( any dec$5t are entitl$ to ! same am\nt f 8 e/ate = h] or _! use4 ,all sew+-ma*9es belong+ to private families are exempt4 ,non-resid5ts ( ! ,/ate are n entitl$ to ! exemption laws4 ,,rhode ,,isl&4 ,! foll[+ are exempt f atta*m5t & execution3 ,! necess>y we>+ app>el ( a debtor & 8 family1 8 necess>y work+ tools1 n exce$+ two hundr$ doll>s 9 value2 & ! pr(essional libr>y ( any pr(essional man 9 actual practice2 8 h\sehold furniture & family /ores1 if a h\sekeep]1 n exce$+ ?ree hundr$ doll>s 9 value2 "o c[ & "o & "o-half tons ( hay1 ( a h\sekeep]2 "o hog & "o pig1 & ! pork ( ! same1 ( a h\sekeep]2 arms1 equipm5ts1 etc41 ( a militiaman1 & ( any p]son :i* are kept = use & n = sale2 "o pew 9 *ur*2 a burial lot2 wages due or accru+ to any seaman2 debts secur$ by bills ( ex*ange or negotiable promissory notes3 & t5 doll>s due z ! wages ( labor except :5 action is = necess>ies furni%$ to def5dant2 ! sal>y & wages ( ! wife & m9or *ildr5 ( any debtor2 & su* o!r prop]ty1 real or p]sonal1 z is or %all be exempt f atta*m5t & execution1 ei!r p]man5tly or tempor>ily1 by g5]al or special acts1 *>t]s ( incorporation1 or by ! policy ( ! law4 ,,s\? ,,c>ol9a4 ,home/eads 9 l&s1 :e!r held 9 fee or any less] e/ate1 to ! value ( "o ?\s& doll>s1 or s mu* !re( z ! prop]ty is wor? if its value is less ?an "o ?\s& doll>s1 ) ! ye>ly products !re(1 & to e head ( a family resid+ 9 ?is ,/ate1 :e!r entitl$ to a home/ead exemption 9 l&s or n1 p]sonal prop]ty to ! value ( five hundr$ doll>s1 or s mu* !re( z ! prop]ty is wor? if its value is less ?an five hundr$ doll>s4 ,,s\? ,,dakota4 ,! foll[+ prop]ty is absolutely exempt f atta*m5t or mesne process1 & f levy & sale on execution1 & f any o!r f9al process issu$ by any c\rt3 ,all family pictures2 a pew or o!r sitt+ 9 any h\se ( wor%ip2 a lot or lots 9 any burial gr\nd2 ! family ,bible1 & all s*ool books us$ by ! family1 & all o!r books us$ z a "p ( ! family libr>y n exce$+ 9 value two hundr$ doll>s2 all we>+ app>el ( ! debtor & 8 family2 ! provisions = ! debtor & 8 family necess>y = "o ye>'s supply1 ei!r provid$ or gr[+1 or bo?1 & fuel necess>y = "o ye>2 ! home/ead z def9$1 creat$1 & limit$ by law4 ,9 addition to ! above-m5tion$ prop]ty1 ! debtor1 if ! head ( a family1 may1 by himself or 8 ag5t1 select f all o!r ( 8 p]sonal prop]ty1 n to exce$ 9 ! aggregate sev5 hundr$ & fifty doll>s 9 value1 & if a s+le p]son1 n ! head ( a family1 ?ree hundr$ doll>s 9 value1 :i* is also exempt4 ,in/ead ( ! sev5 hundr$ & fifty doll>s exemption1 ! debtor1 if ! head ( a family1 may select & *oose ! foll[+ prop]ty1 :i* %all be exempt1 namely3 ,all miscellane\s books & musical in/rum5ts = ! use ( ! family1 n exce$+ two hundr$ doll>s 9 value2 all h\sehold & kit*5 furniture1 includ+ b$s1 b$/eads & b$d+1 us$ by ! debtor & 8 family1 n exce$+ two hundr$ doll>s 9 value2 & 9 case ! debtor %all own m ?an two hundr$ doll>s' wor? ( su* prop]ty1 he mu/ select !refrom su* articles to ! value ( two hundr$ doll>s1 leav+ ! rema9d] subject to legal process2 two c[s1 five sw9e1 two yokes ( ox5 or "o span ( horses or mules1 tw5ty-five %eep & _! lambs "u six mon?s old1 & all wool ( ! same1 & all clo? or y>n manufactur$ !refrom1 ! necess>y food = ! animals h]e9be=e m5tion$ = "o ye>1 ei!r provid$ or gr[+ or bo?1 z ! debtor may *oose2 also "o wagon1 "o sleigh1 two pl[s1 "o h>r[1 & f>m+ ma*9]y & ut5sils1 includ+ tackle = team1 n exce$+ twelve hundr$ & fifty doll>s 9 value2 ! tools & implem5ts ( any me*anic1 :e!r a m9or or ( age1 us$ & kept = ! purpose ( c>ry+ on 8 trade or bus9ess1 &1 9 addition !reto1 /ock 9 trade n exce$+ two hundr$ doll>s 9 value2 ! avails ( life insurance policies issu$ payable to ! ord]1 assignees1 or e/ate ( ! insur$1 & n assign$1 are to ! ext5t ( five ?\s& doll>s1 absolutely exempt to ! surviv+ husb&1 or wife or m9or *ildr5 ( ! insur$1 free f all claim ( cr$itors ( ! insur$4 ,! home/ead ( ! head ( e family resid5t 9 ?is ,/ate1 :e!r own$ by ! husb& or wife1 s long z x rema9s a home/ead1 is absolutely exempt1 except = taxes & debts contract$ = ! pur*ase !re(4 ,if )9 a t[n plat x mu/ n exce$ "o acre 9 ext5t1 & if n )9 a t[n plat x mu/ n embrace 9 ! aggregate m ?an "o hundr$ & sixty acres1 ) ! h\se & build+s appurt5ant !reon2 & is limit$ to five ?\s& doll>s 9 value4 7,c4 ,c4 ,p4 ,sec4 #cde47 ,if ! home/ead is claim$ ^u l&1 ! title or "r ( possession to :i* 0 acquir$ or is claim$ "u ! laws ( ! ,unit$ ,/ates relat+ to m9]al l&s1 ! area ( ! home/ead1 if )9 a t[n plat1 mu/ n exce$ "o acre1 & if )\t a t[n plat1 mu/ n exce$ =ty acres4 ,if ! title to ! home/ead has be5 acquir$ z a plac] claim b has be5 acquir$ "u ! laws ( ,congress z a lode m9+ claim1 ! area ( ! home/ead mu/ n exce$ =ty acres4 7,l4 #aiji1 *4 #acf47 ,su* exemption cont9ues aft] ! debtor's dea?1 = ! b5efit ( ! surviv+ husb& or wife & *ildr52 & if bo? husb& & wife be dead1 until ! y\nge/ *ild becomes ( age4 7,prob4 ,c4 ,sec4 #aec47 ,x is v d\btful1 h[ev]1 9 view ( ! provisions ( ! ,/ate ,con/itution1 if ! title ( ! home/ead c be 9 ! wife1 unless ! husb& is = "s reason incapacitat$4 ,,t5nessee4 ,?irty-six doll>s ( ! wages1 sal>y1 or income ( any p]son draw+ =ty doll>s or less p] mon? %all be exempt f legal process at date ( s]vice ( process4 ,h\sehold goods & provisions are exempt4 ,! li/ includes practically e article to be f\nd 9 ! av]age home4 ,! lib]ality ( ! law may be judg$ f ! fact t "o hundr$ gallons ( sorghum molasses & tw5ty p\nds ( c(fee are li/$4 ,! li/ ends )3 tw5ty bu%els ( peanuts1 ?ree /r+s ( r$ pepp]s1 two g\rds1 two pung] g\rds1 a c>pet 9 actual use by ! family1 n exce$+ 9 value tw5ty-five doll>s1 & two hundr$ bu%els ( cotton se$4 ,if ! head ( ! family is engag$ 9 agriculture !re is fur!r exempt 9 8 h&s ! foll[+ prop]ty3 ,two pl[s1 two hoes1 "o grubb+ hoe1 "o cutt+ knife1 "o h>ve/ cradle1 "o set ( pl[ ge>s1 "o pit*-=k1 "o rake1 ?ree iron w$ges1 five head ( %eep1 & t5 head ( /ock hogs4 ,!re is exempt 9 ! h&s ( ea* me*anic 9 ! ,/ate :o is engag$ 9 ! pursuit ( 8 trade or occupation "o set ( me*anic's tools1 su* z are usual & necess>y to ! pursuit ( 8 trade2 &1 if he is ! head ( a family1 two hundr$ doll>s' wor? ( lumb] or mat]ial1 or products ( 8 labor2 also "o gun 9 ! h&s ( e male citiz5 ( ! age ( eighte5 ye>s & upw>d1 & e female :o is ! head ( a family2 to ! heads ( families fifty p\nds ( pick$ cotton & tw5ty-five p\nds ( wool1 & a suffici5t quantity ( upp] & sole lea!r to provide w9t] %oes = ! family2 also1 ?ree hundr$ p\nds ( tobacco 9 ! h&s ( ! actual produc]2 also ?irty-five doll>s' wor? ( r\ghness1 to consi/ ( oats1 fodd]1 & hay1 or ei!r ( !m4 ,a home/ead or real e/ate 9 ! possession ( or belong+ to ea* head ( a family1 & ! improvem5ts !reon1 to ! value 9 all ( "o ?\s& doll>s1 %all be exempt f sale "u legal process dur+ ! life ( su* head ( a family1 & %all inure to ! b5efit ( 8 wid[ & be exempt f sale 9 any way at ! in/ance ( any cr$itor or cr$itors dur+ ! m9ority ( ! *ildr5 occupy+ ! same & until ! y\nge/ *ild rea*es ! age ( tw5ty-"o ye>s4 ,,texas4 ,! ,con/itution ( #ahge provides t a home/ead ( a family n 9 a t[n or city consi/+ ( n m ?an two hundr$ acres ( l&1 :i* may be 9 "o or m p>cels1 ) ! improvem5ts !reon1 or1 if 9 a t[n or city1 lot or lots1 n exce$+ 9 value five ?\s& doll>s at ! "t ( designation1 )\t ref]5ce to ! value ( ! improvem5ts !reon is exempt1 provid$ ! same %all be us$ = ! purpose ( a home1 or z place to ex]cise ! call+ or bus9ess ( ! head ( ! family4 ,!re is also exempt$ to e family1 free f =c$ sale = debts2 all h\sehold & kit*5 furniture2 any lot or lots = sepulture 9 a cemet]y2 all in/rum5ts ( husb&ry2 all tools & app>atus belong+ to any trade or pr(ession1 & all books belong+ to private or public libr>ies1 & family portraits & pictures1 five milk c[s & calves1 two yoke ( "w ox51 two horses & "o wagon1 "o c>riage or buggy1 "o gun1 tw5ty hogs1 tw5ty head ( %eep1 all provisions & =age on h& = home consumption1 all bridles1 saddles1 & h>ness necess>y = ! use ( ! family2 & to e citiz5 n a head ( a family1 "o horse1 bridle1 & saddle2 all we>+ app>el1 any lot or lots = sepulture 9 a cemet]y2 all tools1 app>atus1 & books belong+ to 8 trade1 pr(ession1 or private libr>y4 ,curr5t wages = p]sonal s]vices are n subject to g>ni%m5t4 ,,utah4 ,! foll[+ prop]ty is exempt f execution1 except on a judgm5t = ! pur*ase price1 or on a judgm5t ( a =eclosure ( a mortgage1 or a me*anic's or labor]'s li5 !reon1 or f sale = taxes1 to wit3 #a/4 ,*airs1 tables1 & desks ( ! value ( two hundr$ doll>s1 & ! libr>y belong+ to ! judgm5t debtor1 also musical in/rum5ts 9 actual use 9 ! family4 #b;d4 ,necess>y h\sehold1 table1 & kit*5 furniture ( ! value ( ?ree hundr$ doll>s1 "o sew+-ma*9e1 family hang+ pictures1 oil pa9t+s & draw+s1 portraits & _! necess>y frames1 provisions on h& = ?ree mon?s1 two c[s & _! suck+ calves1 & two hogs & all suck+ pigs1 all we>+ app>el1 & b$s & b$d+1 & all c>pets 9 use4 #c;d4 ,a f>m] may hold f>m+ implem5ts to ! value ( ?ree hundr$ doll>s1 two ox51 horses or mules1 & _! h>ness2 a c>t or wagon2 se$1 gra9 or vegetable1 = plant+ or s[+ )9 six mon?s1 n exce$+ 9 value two hundr$ doll>s & crops & ! proce$s !re( n exce$+ two hundr$ doll>s4 #d?4 ,necess>y tools1 tool *e/1 & implem5ts ( a me*anic or artisan1 n exce$+ 9 value five hundr$ doll>s2 ! seal & records ( a not>y public2 ! in/rum5ts & *e/s ( a surgeon1 physician1 surveyor1 & d5ti/1 ) _! libr>ies1 & ! law libr>ies & (fice furniture ( attorneys & judges1 & libr>ies ( m9i/]s1 & typewrit]s ( report]s & copyi/1 ! type1 presses1 & mat]ial ( a pr9t] or publi%]1 n exce$+ five hundr$ doll>s4 #e?4 ,! cab9 ( a m9] n exce$+ five hundr$ doll>s 9 value1 also 8 tools & appliances1 n exce$+ 9 value five hundr$ doll>s4 #f?4 ,two ox51 or horses or mules & h>ness1 & c>t or wagon1 or dray or truck1 by :i* a c>tman1 drayman1 huck/]1 team/]1 or o!r labor] habitually e>ns 8 liv+2 & "o horse1 h>ness1 & vehicle ( a physician1 surgeon1 or m9i/]4 #g?4 ,"o-half ( ! e>n+s ( ! judgm5t debtor = p]sonal s]vices r5d]$ )9 ?irty days prec$+ ! levy if debtor is m>ri$ or is head ( a family resid+ 9 ,utah & dep5d5t ^u su* e>n+s = support4 ,if 8 e>n+s are two doll>s p] day or less1 a m>ri$ man or head ( a family is entitl$ to an absolute exemption ( ?irty doll>s p] mon?4 ,co/s _c be tax$ 9 any proce$+ to obta9 levy ^u moneys ( judgm5ts debtor e>n$ )9 ?irty days next prec$+ levy4 #h?4 ,all moneys1 b5efits1 privileges1 or immunities accru+ 9 any mann] f a life insurance on a debtor's life1 :5 ! annual premiums d n exce$ five hundr$ doll>s4 #i?4 ,all arms1 ammunition1 uni=ms1 & acc\trem5ts requir$ by law to be kept4 #aj?4 ,to a head ( a family home/ead1 to be select$ by ! debtor4 ,a home/ead consi/+ ( l&s & appurt5ances 7:i* l&s may be 9 "o or m localities71 n exce$+ fifte5 hundr$ doll>s 9 value = ! head ( ! family & five hundr$ doll>s additional = 8 wife1 & two hundr$ & fifty doll>s = ea* o!r memb] ( 8 family1 %all be exempt f judgm5t li5 & f execution or =c$ sale1 = me*anics' or labor]s' li5 !reon1 lawful mortgage !reon1 or li5 = pur*ase4 ,! /atute provides t ! home/ead exemption may be claim$ by ei!r ! husb& or ! wife1 & def9es ! t]ms head ( ! family & memb]s ( ! family4 ,9 case ( sale ! money receiv$ by ! judgm5t debtor = value ( 8 exemption is also exempt1 & s1 too1 is insurance money :5 fire occurs 7to ! ext5t ( ! exemption74 ,,v]mont4 ,! law exempts a home/ead f atta*m5t or levy ( execution to ! am\nt ( five hundr$ doll>s2 also 7unless turn$ out to ! (fic] by ! debtor1 to be tak5 on ! atta*m5t 9 execution7 su* suitable app>el1 b$d+1 tools1 arms1 & articles ( h\sehold furniture z may be necess>y = uphold+ life1 "o sew+-ma*9e kept = use1 "o c[1 ! be/ sw9e1 or ! meat ( "o sw9e1 %eep n exce$+ 9 numb] t51 & "o ye>'s product ( said %eep 9 wool y>n1 or clo?1 =age suffici5t = keep+ n exce$+ t5 %eep & "o c[ ?r\gh "o w9t]1 t5 cords ( firewood or five tons ( coal1 tw5ty bu%els ( potatoes1 all gr[+ crops1 t5 bu%els ( gra91 "o b>rel ( fl\r1 ?ree sw>ms ( bees & hives1 toge!r ) _! produce 9 honey1 two hundr$ p\nds ( sug>1 & all lett]$ grave/ones1 ! ,bibles & o!r books us$ 9 a family1 "o pew or slip 9 a meet+-h\se or place ( religi\s wor%ip1 live p\ltry n exce$+ 9 value ! sum ( t5 doll>s1 ! pr(essional books & in/rum5ts ( physicians1 & ! pr(essional books ( cl]gym5 & attorneys at law1 to ! value ( two hundr$ doll>s2 & also "o yoke ( ox5 or /e]s1 z ! debtor may select1 two horses kept & us$ = team-"w1 & su* z ! debtor may select 9 lieu ( ox5 or /e]s1 b n exce$+ 9 value ! sum ( two hundr$ doll>s1 ) suffici5t =ages = keep+ ! same ?r\gh ! w9t]2 also ! pi/ols1 side arms1 & equipm5ts p]sonally us$ by any soldi] 9 ! s]vice ( ! ,unit$ ,/ates & kept by him or 8 heirs z mem5toes ( 8 s]vice1 also "o two-horse wagon ) :iffle-trees & neck-yoke2 or "o ox-c>t1 z ! debtor may *oose2 "o sl$ or "o set ( trav]se sl$s1 ei!r = horses or ox51 z ! debtor may select2 two h>nesses1 two halt]s1 two *a9s1 "o pl[1 & "o ox-yoke1 :i* ) ! ox5 or /e]s or horses :i* ! debtor may select = team "w1 %all n exce$ 9 value two hundr$ & fifty doll>s2 also "o tool *e/ kept = use by a me*anic4 ,a h\sekeep] or head ( a family has a home/ead exemption f atta*m5t or execution 9 a dwell+-h\se & l&s appurt5ant1 us$ or kept z a home/ead1 to ! value ( five hundr$ doll>s4 ,,virg9ia4 ,! exemption laws are v lib]al4 ,a h\sehold] resid+ 9 ?is ,/ate may hold exempt f levy or di/ress ! family ,bible1 family pictures1 s*ool-books1 & libr>y = ! use ( ! family1 n exce$+ 9 all "o hundr$ doll>s 9 value2 a seat or pew 9 any h\se or place ( public wor%ip2 a lot 9 a burial gr\nd2 all necess>y we>+ app>el ( ! debtor & 8 family2 all b$s1 b$/eads & b$d+ necess>y = ! use ( su* family1 & all /oves & app5dages put up = ! necess>y use ( ! family1 n exce$+ ?ree2 "o c[ & h] calf till "o ye> old1 "o horse1 six *airs1 "o table1 six knives1 six =ks1 six plates1 "o doz5 spoons1 two di%es1 two bas9s1 "o pot1 "o ov51 six pieces ( wood5 or e>!n w>e1 "o loom & its appurt5ances1 "o safe or press1 "o sp9n+-:eel1 "o pair ( c>ds1 "o axe1 two hoes1 t5 b>rels ( corn1 or 9 lieu !re( tw5ty-five bu%els ( rye or buck:eat1 five bu%els ( :eat or "o b>rel ( fl\r1 two hundr$ p\nds ( bacon or pork1 ?ree hogs1 t5 doll>s 9 value ( =age or hay1 "o cook+-/ove & ut5sils = cook+ !re)1 & "o sew+-ma*9e2 &1 9 ! case ( a me*anic1 ! tools & ut5sils ( 8 trade1 n exce$+ "o hundr$ doll>s 9 value2 & 9 case ( an oy/]man or fi%]man1 8 boat & tackle1 n exce$+ two hundr$ doll>s 9 value1 ! same %all be sold1 & out ( ! proce$s ! oy/]man or fi%]man %all fir/ receive two hundr$ doll>s 9 lieu ( su* boat & tackle2 & if ! h\sehold] is at ! "t actually engag$ 9 ! bus9ess ( agriculture1 !re %all also be exempt f su* levy or di/ress1 :ile he is s engag$1 to be select$ by him or 8 ag5t1 ! foll[+ articles1 or s _m !re he may h1 to wit3 "o yoke ( ox51 or a pair ( horses or mules 9 lieu !re( 7unless he selects or has select$ a horse or mule "u ! prec$+ section1 9 :i* case he %all be entitl$ to select "u ?is section only "o71 ) ! necess>y ge>+s1 "o wagon or c>t1 two pl[s1 "o drag1 "o h>ve/ cradle1 "o pit*=k1 "o rake1 & two iron w$ges2 wages1 ow+ to a labor+ man be+ a h\sehold]1 n exce$+ fifty doll>s p] mon?1 %all also be exempt f di/ress1 levy1 or g>ni%m5t4 ,^! embrace :at is kn[n z ! ,poor ,debtor's ,exemption4 7,code1 *4 #agh47 ,! ,home/ead ,exemption is z foll[s3 ,e h\sehold] resid+ 9 ?is ,/ate %all1 9 addition to ! prop]ty or e/ate to hold exempt f levy1 di/ress1 or g>ni%m5t1 "u *4 #agh1 be entitl$ to exempt f levy1 seizure1 g>ni%m5t1 or sale "u any execution1 ord]1 or process issu$ on any dem& = any debt or liability on contract1 8 real & p]sonal e/ate1 or ei!r1 to be select$ by him1 includ+ money & debts due him1 to ! value ( n exce$+ two ?\s& doll>s4 ,,we/ ,,virg9ia4 ,any husb& or p>5t resid+ 9 ?is ,/ate1 or ! wid[ or infant *ildr5 ( deceas$ p>5ts1 may set ap>t 8 p]sonal e/ate1 n exce$+ two hundr$ doll>s 9 value1 to be exempt f execution or o!r process4 ,he or !y may also hold a home/ead ( ! value ( "o ?\s& doll>s 7provid$ ! home/ead is record$ among ! public l& records ( ! c\nty :]e9 x is situate1 be=e ! debt aga9/ :i* x is claim$ is contract$71 z aga9/ debts creat$ s9ce4 ,any resid5t me*anic1 artisan1 or labor]1 :e!r a husb& or p>5t or n1 may hold ! work+ tools ( 8 trade or occupation to ! value ( fifty doll>s exempt1 provid$ t 9 no case %all ! exemption all[$ any "o p]son exce$ two hundr$ doll>s4 ,,wa%+ton4 ,all real & p]sonal e/ate belong+ to a m>ri$ woman at ! "t ( h] m>riage1 & all %e subsequ5tly acquires or becomes entitl$ to 9 h] own "r1 & all h] p]sonal e>n+s1 & r5ts & pr(its ( su* real e/ate1 %all n be liable = h] husb&'s debts s long z %e or any m9or heir ( h] body is liv+1 b h] sep>ate prop]ty is liable = debts ow+ by h] at ! "t ( h] m>riage4 ,to a h\sehold]1 be+ ! head ( a family1 a home/ead ( ! value ( two ?\s& doll>s :ile occupi$ by su* family1 we>+ app>el1 private libr>ies 7n to exce$ five hundr$ doll>s 9 value71 family pictures1 & keepsakes4 ,to ea* h\sehold] "o b$ & b$d+ & "o additional b$ & b$d+ = ea* additional memb] ( ! family1 & o!r h\sehold goods ( ! co9 value ( five hundr$ doll>s4 ,provisions & fuel = family = six mon?s4 ,two c[s ) _! calves1 five sw9e1 two /&s ( bees1 ?irty-six dome/ic f[ls & fe$ = six mon?s4 ,to a f>m] "o span ( horses & h>ness1 or two yokes ( ox51 & "o wagon1 ) f>m+ ut5sils n exce$+ five hundr$ doll>s 9 co9 value1 "o hundr$ & fifty bu%els ( :eat1 "o hundr$ & fifty bu%els ( oats or b>ley1 fifty bu%els ( potatoes1 t5 bu%els ( corn1 & t5 bu%els ( peas1 & t5 bu%els ( corn1 t5 bu%els ( peas & t5 bu%els ( onions = se$+ purposes4 ,to a me*anic1 ! tools us$ to c>ry on 8 trade = ! support ( himself & family1 also mat]ial ( ! value ( five hundr$ doll>s4 ,to a physician1 8 libr>y1 n exce$+ five hundr$ doll>s 9 value1 horse & c>riage1 in/rum5ts & m$ic9es n exce$+ two hundr$ doll>s 9 co94 ,to attorneys & cl]gym51 _! libr>ies1 n exce$+ 9 value ( "o ?\s& doll>s1 also (fice furniture1 /ation]y & fuel n exce$+ 9 value two hundr$ doll>s4 ,all fire>ms kept = use & a canoe1 skiff1 or small boat1 n exce$+ 9 value two hundr$ & fifty doll>s4 ,to a p]son engag$ 9 light]+1 "o or m light]s or sc[s & a small boat1 n exce$+ ! aggregate value ( two hundr$ & fifty doll>s4 ,to a drayman1 8 team4 ,to a p]son engag$ 9 logg+1 ?ree yokes ( "w ox51 & implem5ts ( ! value ( ?ree hundr$ doll>s4 ,proce$s or avails ( all life & accid5t insurance %all be exempt f all liability = any debt4 ,to any p]son ^: exempt prop]ty is insur$1 & de/roy$ by fire1 ! insurance money com+ to or belong+ to ! p]son ?us insur$ to an am\nt equal to ! exempt prop]ty ?us de/roy$4 ,burial lot exempt4 ,p5sion money exempt1 b exemption may be waiv$4 ,,wiscons94 ,! foll[+ p]sonal prop]ty is exempt f seizure or sale on any execution & f atta*m5t or g>ni%m5t3 #a/4 ,! family ,bible4 #b;d4 ,family pictures & s*ool-books4 #c;d4 ,! libr>y ( ! debtor4 #d?4 ,! seat or pew 9 any place ( public wor%ip4 #e?4 ,all we>+ app>el ( ! debtor & 8 family2 all /oves & app5dages kept = ! use ( ! debtor & 8 family2 all cook+ ut5sils & all o!r h\sehold furniture n exce$+ two hundr$ doll>s 9 value1 & "o gun1 rifle1 or o!r fire>m n exce$+ fifty doll>s 9 value4 #f?4 ,two c[s1 t5 sw9e1 "o yoke ( ox51 & "o horse or mule1 or1 9 lieu ( "o yoke ( ox5 & horse or mule1 two horses or two mules1 t5 %eep & ! wool f ! same1 ei!r 9 ! raw mat]ial or manufactur$ into y>n or clo?2 ! necess>y food = "o ye>'s support = all su* /ock1 also "o wagon1 c>t1 or dray1 "o sleigh1 "o pl[1 "o drag1 & o!r f>m+ ut5sils1 includ+ a tackle = teams1 n exce$+ two hundr$ doll>s 9 value4 #g?4 ,! provisions = ! debtor & 8 family necess>y = "o ye>'s support1 & fuel necess>y = "o ye>4 #h?4 ,! tools1 implem5ts1 & /ock 9 trade ( any me*anic1 m9]1 m]*ant1 trad]1 or o!r p]son1 us$ or kept = ! purpose ( c>ry+ on 8 trade or bus9ess1 n exce$+ two hundr$ doll>s 9 value4 #i?4 ,all sew+-ma*9es own$ by individuals & kept = ! use ( !mselves or family4 #aj?4 ,any sword1 plate1 books1 or o!r article pres5t$ or giv5 to any p]son by congress1 legislature ( any ( ! ,unit$ ,/ates1 or by ei!r body ( congress or ( su* legislature1 :e!r pres5t$ by vote or rais$ by subscription ( ! memb]s ( ei!r ( ! a=esaid bodies1 #aa?4 ,pr9t+ mat]ial & press or presses us$ 9 ! bus9ess ( any pr9t] or publi%]1 to an am\nt n exce$+ fifte5 hundr$ doll>s 9 value1 provid$ no sum exce$+ f\r hundr$ doll>s %all be exempt f paym5t ( employees4 #ab?4 ,horses1 arms1 equipm5t1 & uni=ms ( all (fic]s1 non-commission$ (fic]s1 & privates us$ = milit>y purposes 9 ! organiz$ militia ( ! ,/ate4 #ac?4 ,all books1 maps1 plates1 & o!r pap]s kept or us$ by any p]son = ! purpose ( mak+ ab/racts ( title to l&4 #ad?4 ,! int]e/s own$ by any inv5tor 9 any inv5tion secur$ to him by lett]s pat5t ( ! ,unit$ ,/ates4 #ae?4 ,! e>n+s ( all m>ri$ p]sons & o!r p]sons hav+ a family dep5dant ^u !m = support1 = ?ree mon?s next prec$+ ! issue ( an atta*m5t1 execution1 or g>ni%m5t1 to ! am\nt ( sixty doll>s only = ea* mon?4 ,su* exemption %all n exce$ "o hundr$ & eighty doll>s 9 all = ! ?ree mon?s4 #af?4 ,all fire-eng9es1 app>atus1 & equipm5ts1 us$ or to be us$ = ! protection ( prop]ty f fire4 #ag?4 ,all moneys aris+ f insurance ( any exempt prop]ty :5 su* prop]ty has be5 de/roy$ by fire4 #ai?4 ,all money aris+ on any policy ( insurance on ! life ( a m9or1 payable to 8 fa!r or "m1 or bo?1 %all be exempt aga9/ ! cr$itors ( su* fa!r or "m1 b n aga9/ ! cr$itors ( su* m9or4 ,c]ta9 o!r life insurance moneys are also exempt4 #bj?4 ,all cemet]y lots own$ by individuals & all monum5ts !re91 ! c(f9s & o!r articles = ! burial ( any dead p]son1 & ! tomb/one or monum5ts = 8 grave1 by :omsoev] pur*as$4 #ba/4 ,p5sions paid policem51 firem51 _! wid[s or m9or *ildr54 #bb;d4 ,%>es ( ! value ( "o ?\s& doll>s at "t ( )drawal 9 a local build+ & loan association held by "o n own+ a home/ead :i* is exempt4 ,a home/ead to be select$ by ! own]1 consi/+1 :5 n includ$ 9 any city or village1 ( any quantity ( l& n exce$+ =ty acres1 us$ = agricultural purposes1 & :5 includ$ 9 any city or village1 ( any quantity ( l& n exce$+ "o-f\r? ( an acre & ! dwell+-h\se !reon & its appurt5ances own$ & occupi$ by any resid5t ( ! ,/ate1 n exce$+ five ?\s& doll>s 9 value1 is exempt4 ,proce$s ( home/ead n exce$+ five ?\s& doll>s are exempt = two ye>s4 ,husb& _c assign exempt wages except by a writt5 in/rum5t sign$ by wife ) two witnesses1 nor = a long] p]iod ?an two mon?s 9 advance4 ,,wyom+4 ,e h\sehold] be+ ! head ( a family1 & e resid5t :o has atta9$ ! age ( sixty ye>s1 is entitl$ to a home/ead n exce$+ 9 value fifte5 hundr$ doll>s1 exempt f execution or atta*m5t = any debt1 contract1 or civil obligation1 :ile su* home/ead is actually occupi$ z su* by ! own] !re(1 or 8 or h] family4 ,! home/ead may consi/ ( a h\se & lot or lots 9 any t[n or city1 or a f>m ( n m ?an "o hundr$ & sixty acres4 ,besides ! home/ead above m5tion$1 ! we>+ app>el ( e p]son is exempt f judicial or m9i/]ial process2 also ! foll[+ prop]ty :5 own$ by any p]son be+ ! head ( a family & resid+ ) ! same1 to wit3 ! family ,bible1 pictures1 & s*ool-books2 a lot 9 any cemet]y or burial gr\nd2 furniture1 b$d+1 provisions1 & su* o!r articles z ! debtor may select1 n to exce$ 9 all ! value ( five hundr$ doll>s1 to be asc]ta9$ by ! appraism5t ( ?ree dis9t]e/$ h\sehold]s2 provid$ t no p]sonal prop]ty ( any p]son ab\t to remove or abscond f ! ,/ate %all be exempt4 ,! tools1 teams1 & implem5ts1 or /ock 9 trade ( a me*anic1 m9]1 or o!r p]son1 & us$ & kept = ! purpose ( c>ry+ on 8 trade or bus9ess1 is exempt to a value n exce$+ ?ree hundr$ doll>s2 also ! libr>y1 in/rum5ts or implem5ts ( any pr(essional man1 n to exce$ 9 value ?ree hundr$ doll>s4 ,,briti% ,,columbia4 ,p]sonal prop]ty to be select$ by ! debtor to ! value ( five hundr$ doll>s is exempt f execution4 ,"u ! ,home/ead ,act l&s to ! value ( tw5ty-five hundr$ doll>s may be regi/]$ z a home/ead1 & are !n exempt f seizure or sale4 ,,manitoba4 #a/4 ,b$d+ & furniture n exce$+ five hundr$ doll>s4 7,?is exemption does n apply1 :]e claim1 = :i* di/ress w>rant has issu$1 is = wages47 #b;d4 ,necess>y clo?+ = judgm5t debtor & 8 family4 #c;d4 ,twelve volumes ( books & ! books ( a pr(essional man1 "o axe1 "o saw1 "o gun1 six traps4 #d?4 ,food = judgm5t debtor & family = elev5 mon?s if 9 possession4 #e?4 ,?ree horses1 mules1 or ox51 six c[s1 t5 %eep1 t5 pigs1 fifty f[l1 & food = ! same dur+ elev5 mon?s1 provid$ t ! exemption z to horses ov] f\r ye>s ( age %all apply only 9 case !y are us$ by ! judgm5t debtor 9 e>n+ 8 liv+4 #f?4 ,tools & implem5ts up to five hundr$ doll>s4 #g?4 ,f>m l&s up to "o hundr$ & sixty acres actually resid$ ^u1 cultivat$ by ! judgm5t debtor1 or us$ = graz+ or o!r purposes1 & ! h\ses1 /ables1 b>ns on ! f>m l&s resid$ ^u by judgm5t debtor4 #h?4 ,! actual resid5ce or h\se ( any p]son o!r ?an a f>m]1 provid$ ! same does n exce$ 9 value fifte5 hundr$ doll>s4 #i?4 ,all ! necess>y se$s ( v>i\s v>ieties or roots = prop] se$+ & cultivation ( eighty acres4 #aj?4 ,insurance on exemptions also exempt4 ,!re are no exemptions 9 cases ( judgm5ts = bo>d & lodg+s4 ,no article is exempt :5 judgm5t 0 = pur*ase price ( article seiz$4 ,,nova ,,scotia4 ,! necess>y we>+ app>el & b$d+ & b$/eads ( ! debtor & 8 family1 & ! tools & in/rum5ts ( 8 trade or call+ to ! value ( ?irty doll>s1 "o /ove1 & 8 la/ c[1 cook+ ut5sils1 six ea* ( knives1 =ks1 plates1 cups1 sauc]s1 spoons1 *airs1 "o %ovel1 "o table1 teapot1 jug1 sp9n+-:eel1 weav+ loom1 t5 religi\s volumes1 food & fuel = ?irty days1 two %eep1 "o hog1 & food = same & c[ = ?irty days %all be exempt f execution4 ,,new ,,brunswick4 ,we>+ app>el1 b$d+1 kit*5 ut5sils1 & tools ( trade or call+ to ! value ( "o hundr$ doll>s4 ,,ont>io4 ,! foll[+ *attels are exempt f seizure "u any writ ( execution :atev]1 & aft] ! dea? ( ! debtor are exempt f ! claims ( 8 cr$itors3 ,furniture1 b$d+1 & we>+ app>el n exce$+ 9 value "o hundr$ & fifty doll>s2 fuel & provisions n exce$+ 9 value =ty doll>s2 animals n exce$+ 9 value sev5ty-five doll>s1 & food !re= = ?irty days2 tools to ! value ( "o hundr$ doll>s2 "o dog & fifte5 hives ( bees4 ,free grants & home/eads to actual settl]s 9 ! di/ricts ( ,algoma & ,nipiss+1 & ( c]ta9 l&s betwe5 ! ,riv] ,ottawa & ! ,georgian ,bay1 are also free f cr$itor's claims4 ,,quebec4 ,! debtor may select & )draw f seizure3 #a/4 ,! b$1 b$d+ & b$/eads 9 use by him & 8 family4 #b;d4 ,! ord9>y & necess>y we>+ app>el ( himself & 8 family4 #c;d4 ,two /oves & _! pipes1 "o pot-hook & its accessories1 "o pair ( &irons1 "o pair ( tongs1 & "o %ovel #d?4 ,all ! cook+ ut5sils1 knives1 =ks1 spoons1 & crock]y 9 use by ! family1 two tables1 two cupbo>ds or dress]s1 "o lamp "o mirror1 "o wa%+ /& ) its toilet accessories1 two trunks or valises1 ! c>pets or matt+ cov]+ ! floors1 "o clock1 "o s(a1 & twelve *airs1 provid$ t ! total value ( su* effects does n exce$ ! sum ( fifty doll>s4 #e?4 ,all sp9n+-:eels & weav+ looms int5d$ = dome/ic use1 "o axe1 "o saw1 "o gun1 six traps1 su* fi%+-nets1 l9es1 & se9es z are 9 common use1 "o tub1 "o wa%+ ma*9e "o wr+]1 "o sew+-ma*9e1 two pails1 ?ree flat-irons1 "o black+-bru%1 "o scrubb+-bru%1 "o broom4 #f?4 ,fifty volumes ( books1 & all draw+s & pa9t+s execut$ by ! debtor or ! memb]s ( 8 family1 = _! use4 #g?4 ,fuel & food suffici5t = ! debtor & 8 family = ?ree mon?s4 #h?4 ,"o span ( pl[-horses or a yoke ( ox52 "o horse1 "o summ] vehicle & "o w9t] vehicle1 & h>ness us$ by a c>t] or driv] = e>n+ 8 livelihood2 "o c[1 two pigs1 f\r %eep1 ! wool f su* %eep1 ! clo? manufactur$ f su* wool1 & ! hay & o!r fodd] int5d$ = ! fe$+ ( said animals2 &1 moreov]1 ! foll[+ agricultural tools & implem5ts2 "o pl[1 "o h>r[1 "o work+ sleigh1 "o tumbril1 "o hay-c>t ) its :eels1 & all h>ness necess>y & int5d$ = f>m+ purposes4 #i?4 ,books relat+ to ! pr(ession1 art1 or trade ( ! debtor1 to ! value ( two hundr$ doll>s4 #aj?4 ,tools & implem5ts or o!r *attles ord9>ily us$ 9 8 pr(ession1 art1 or trade to ! value ( two hundr$ doll>s1 #aa?4 ,bees to ! ext5t ( fifte5 hives4 ,! foll[+ are exempt f seizure3 ,consecrat$ vessels & ?+s us$ = religi\s wor%ip2 family portraits2 immovables by a donor or te/ator1 or by law1 to be exempt f seizure1 & sums ( money or objects giv5 or bequea!d ^u ! condition ( _! be+ exempt f seizure2 old age annuities creat$ by ! act ( ,p>liam5t ( ,canada1 alim5t>y all[ances grant$ by a c\rt1 & sums ( money or p5sions giv5 z alimony1 ev5 ?\gh ! donor or te/ator has n expressly decl>$ !m to be exempt f seizure 7!y may1 h[ev]1 be seiz$ = alim5t>y debts72 p5sions grant$ by f9ancial & o!r in/itutions to _! employees2 pay & p5sions ( p]sons belong+ to ! army or to ! navy2 ! sal>ies ( "s public (fic]s & pr(essors1 tutors1 s*ool tea*]s1 & public (fic]s2 sal>ies ( "s public (fic]s & employees ( ! ,prov9ce1 & sal>ies ( city & t[n cl]ks1 & ( o!r municipal (fic]s & employees & ( city & t[n assessors 9 incorporat$ cities or t[ns1 are seizable = "o-fif? ( e mon?ly sal>y n exce$+ "o ?\s& doll>s p] annum2 "o-f\r? ( e mon?ly sal>y exce$+ "o ?\s& doll>s1 b n exce$+ two ?\s& doll>s p] annum1 & "o-?ird ( e mon?ly sal>y exce$+ two ?\s& doll>s p] annum4 ,f\r-fif?s ( ! sal>y1 remun]ation1 or e>n+s ( memb]s ( ! ,corporation ( ,pilots = & bel[ ! h>bor ( ,quebec = ! pilotage ( vessels are exempt f seizure4 ,all o!r sal>ies & wages are exempt f seizure = f\r-fif?s :5 !y d n exce$ ?ree doll>s p] day2 ?ree-qu>t]s :5 !y exce$ ?ree doll>s b d n exce$ six doll>s p] day2 & two-?irds :5 !y exce$ six doll>s p] day4 ,!re are also special exemptions 9 favor ( settl]s & fi%]m54 ,,index4 ,acc\nts ,close collection1 #ag ,items ov] ye> ap>t1 #cc ,paym5t on1 revives1 #cc ,attitude ,t[>d ,debtors1 #aa ! poor1 #ad (f-color wom51 #ae *ildr51 #ae ,bookkeep+ ,sy/ems1 #ai ,orig9al entry1 #ai ,m>ks & ,ciph]s1 #ai ,*>ity practice1 #bj ,*ecks ,po/-dat$1 #bc ,due on ,sunday or holiday1 #bc ,*ang+ date makes void1 #bc ,n dat$1 nev] payable1 #bc ,are ord]s1 #bc ,d n hold1 #bc ,if n paid1 #bc ,c]tifi$1 #bd ,erase endorsem5t1 #bd ,collectors ,on commission1 #g ,(fice girl be/1 #ag ,corporation ord]s1 #cj ,disc\nt+ bills1 #i ,=ms ,lett] :5 debtor fails to keep appo9tm5t1 #ah ,collect+ lett]s1 bluff1 #bd ,s5tim5t1 #be ,class1 #be ,p5 writt51 #be ,class #a1 #bf ,class #b1 #bg ,class #c1 #bh ,p]sonal1 #bh ,items =1 #bi ,ord]-note1 #bb ,/atem5t1 #ba ,exemptions1 #cc ,provisions = physicians1 #cd ,runs to wid[s & m9ors1 #cd ,n c]ta9 claims1 #cd ,n = f9es1 ,t5nessee1 #cd ,wages ( seam51 ,rhode ,isl&1 #cd ,home/ead n1 ,p5nsylvania1 #cd ,gun & revolv]1 ,oregon1 #cd ,public build+s1 #ce ,prop]ty1 selection1 #ce ,until y\nge/ *ild ( age1 #ce ,laws1 lib]al1 #ad-cd ,nor? ,dakota1 lib]al1 #cd ,alabama1 #ce ,alaska1 #cf ,arizona1 #cg ,arkansas1 #cg ,cali=nia1 #ch ,colorado1 #dj ,connecticut1 #da ,delaw>e1 #dc ,di/4 ( ,columbia1 #dd ,florida1 #dd ,georgia1 #de ,hawaii1 #df ,indiana1 #dh ,i[a1 #dh ,ill9ois1 #ec ,idaho1 #ea ,kansas1 #ej ,k5tucky1 #ee ,l\isiana1 #ef ,ma9e1 #eg ,m>yl&1 #eh ,massa*usetts1 #ei ,mi*igan1 #fj ,m9nesota1 #fa ,mississippi1 #fb ,miss\ri1 #fc ,montana1 #fd ,nebraska1 #fe ,nevada1 #ff ,new ,hamp%ire1 #fg ,new ,j]sey1 #fh ,new ,mexico1 #fh ,new ,york1 #gj ,nor? ,c>ol9a1 #ga ,nor? ,dakota1 #ga ,ohio1 #ga ,oklahoma1 #gc ,oregon1 #gd ,p5nsylvania1 #ge ,rhode ,isl&1 #ge ,s\? ,c>ol9a1 #gf ,s\? ,dakota1 #gf ,t5nessee1 #gh ,texas1 #gi ,utah1 #hj ,v]mont1 #hb ,virg9ia1 #hc ,we/ ,virg9ia1 #he ,wa%+ton1 #he ,wiscons91 #hf ,wyom+1 #hh ,briti% ,columbia1 #hi ,manitoba1 #hi ,nova ,scotia1 #ij ,new ,brunswick1 #ia ,quebec1 #ia ,ont>io1 #ia ,judgm5ts1 =eign1 ,oklahoma1 #cc ,we/ ,virg9ia1 #cc ,limitations1 ,all ,/ates1 #cc ,padd+ acc\nts1 #ae ,prop] "t to collect1 #af ,notes1 #ah ,sight ,draft1 #bi ,successful ,physician1 !1 #g ,loans1 #ab ,! ,physician's ,improv$ ,acc\nt ,sy/em ,! c>d l$g] is ! up-to-date book-keep+ sy/em & is be+ us$ = all k9ds ( acc\nts4 ,x is ! simple/ & be/ me?od a doctor c use4 ,) x !re are no dead acc\nts to h&le 7:5 an acc\nt is paid ! c>d is transf]r$ to ! clos$ acc\nts72 no index+ to d1 ! c>ds be+ fil$ 9 alphabetical ord]2 !re is a great economy ( "t1 ! /atem5t ( an acc\nt is always ready :5 a cli5t asks = x2 because ( ?is1 collections are made prompt] & easi]4 ,illu/ration ,! ,physician's ,acc\nt ,sy/em consi/s ( a h&some qu>t]-saw$1 du/-pro( oak box 7l ! illu/ration %[n7 #ex#fx#i in*es1 ) a h+$ lid1 #ejj buff c>ds1 #cx#e in*es1 rul$ on bo? sides1 & two sets 7,a to ,z7 ( alphabet guide c>ds1 "o set = ! op5 acc\nts1 ! o!r = ! clos$ acc\nts1 & a movable metal p>tition to sep>ate ! op5 f ! clos$ acc\nts4 ,additional c>ds = ?is outfit may be secur$ at l[ co/1 & z dead acc\nts may aft] a "t be fil$ away1 x con/itutes a p]petual & v inexp5sive l$g] or acc\nt sy/em4 ,hundr$s ( physicians are us+ ?is sy/em1 & h no?+ b praise = x2 n "o has rais$ an objection to x4 ,don't sp5d a lot ( money = an elaborate acc\nt+ sy/em4 ,no matt] :at y pay y _c f9d z simple1 conv5i5t & satisfactory sy/em z ?is4 ,price1 ,complete ,9 ,oak ,cab9et1 ) ,pocket ,call ,book #e4jj ,physicians ,drug ,news1 ,new>k1 ,n4 ,j4 ,9 connection ) our acc\nt sy/em we supply a ,physicians ,practical ,call ,book = record+ daily calls ,! object ( ?is book is to furni% physicians ) a simple & conv5i5t me?od ( record+ calls1 9 z small compass z possible4 ,x is p]petual2 may be begun at any "t4 ,x is ela/ic2 if "o d\ble page is n suffici5t1 two may be employ$4 ,illu/ration ,x is free f ! mass ( pr9t$ matt] :i* cumb]s up ! av]age call book & ne>ly all ( :i* is unnecess>y4 ,size #gx#d in*es4 ,h&somely b\nd1 gilt edges1 ) flap4 ,price #a4jj ,) "n on1 /amp$ 9 gold #a4be ,physicians ,drug ,news1 ,new>k1 ,n4 ,j4 ,,transcrib]',s ,,notes3 ,text 9 italics is surr\nd$ ) und]scores3 italics4 ,text 9 bold is surr\nd$ ) equals signs3 bold4 ,punctuation has be5 correct$ )\t note4 ,inconsi/5cies 9 spell+ & hyph5ation h be5 reta9$ f ! orig9al4 ,obvi\s typographical errors h be5 correct$ z foll[s3 ,page #af3 ,i *ang$ to #a ,page #ba3 ac\nts *ang$ to acc\nts ,page #ej3 individal *ang$ to individual ,page #ea3 lib>y *ang$ to libr>y ,page #ee3 ,il9ois *ang$ to ,ill9ois ,page #eg3 usefruct *ang$ to usufruct ,page #fg3 m9or *ang$ to m9] debtors *ang$ to debtor's cal5d] *ang$ to cal5d> ,page #fh3 virture *ang$ to virtue ,page #gj3 own]s *ang$ to own]'s ,page #gi3 pusuit *ang$ to pursuit ,page #ie3 ,dic\nt+ *ang$ to ,disc\nt+ ,page #ii3 ,new>k1 ,n4 *ang$ to ,new>k1 ,n4 ,j4 ,on page #dj1 note t #af? is miss+ 9 ! orig9al text4