,,! ,,complete ,,engli% ,,tradesman ,,by ,,daniel ,,defoe ,,london #agbf1 ,,ed9burgh #ahci ,,cont5ts ,,au?or',s ,,preface ,,introduction ,,*apt] ,i ,,! ,,tradesman ,,9 ,,8 ,,prep>ations ,,:ile ,,an ,,appr5tice ,,*apt] ,,ii ,,! ,,tradesman',s ,,writ+ ,,lett]s ,,*apt] ,,iii ,,! ,,trad+ ,,/yle ,,*apt] ,,iv ,,( ,,! ,,tradesman ,,acqua9t+ ,,himself ,,) ,,all ,,bus9ess ,,9 ,,g5]al ,,*apt] ,v ,,dilig5ce ,,& ,,application ,,9 ,,bus9ess ,,*apt] ,,vi ,,ov]-,,trad+ ,,*apt] ,,vii ,,( ,,! ,,tradesman ,,9 ,,di/ress1 ,,& ,,becom+ ,,bankrupt ,,*apt] ,,viii ,,! ,,ord9>y ,,occasions ,,( ,,! ,,ru9 ,,( ,,tradesm5 ,,*apt] ,,ix ,,( ,,o!r ,,reasons ,,= ,,! ,,tradesman',s ,,disa/]s3 ,,&1 ,,fir/1 ,,( ,,innoc5t ,,div]sions ,,*apt] ,x ,,( ,,extravagant ,,& ,,exp5sive ,,liv+2 ,,ano!r ,,/ep ,,to ,a ,,tradesman',s ,,disa/] ,,*apt] ,,xi ,,( ,,! ,,tradesman',s ,,m>ry+ ,,too ,,soon ,,*apt] ,,xii ,,( ,,! ,,tradesman',s ,,leav+ ,,8 ,,bus9ess ,,to ,,s]vants ,,*apt] ,,xiii ,,( ,,tradesm5 ,,mak+ ,,composition ,,) ,,debtors1 ,,or ,,) ,,cr$itors ,,*apt] ,,xiv ,,( ,,! ,,un=tunate ,,tradesman ,,comp\nd+ ,,) ,,8 ,,cr$itors ,,*apt] ,,xv ,,( ,,tradesm5 ,,ru9+ ,,"o ,,ano!r ,,by ,,rum\r ,,& ,,clam\r1 ,,by ,,sc&al ,,& ,,reproa* ,,*apt] ,,xvi ,,( ,,! ,,tradesman',s ,,ent]+ ,,into ,,p>tn]%ip ,,9 ,,trade1 ,,& ,,! ,,_m ,,dang]s ,,att5d+ ,,x ,,*apt] ,,xvii ,,( ,,hone/y ,,9 ,,deal+1 ,,& ,,ly+ ,,*apt] ,,xviii ,,( ,,! ,,cu/om>y ,,frauds ,,( ,,trade1 ,,:i* ,,hone/ ,,m5 ,,all[ ,,!mselves ,,to ,,practise1 ,,& ,,pret5d ,,to ,,ju/ify ,,*apt] ,,xix ,,( ,,f9e ,,%ops1 ,,& ,,f9e ,,%[s ,,*apt] ,,xx ,,( ,,! ,,tradesman',s ,,keep+ ,,8 ,,books1 ,,& ,,ca/+ ,,up ,,8 ,,%op ,,*apt] ,,xxi ,,( ,,! ,,tradesman ,,lett+ ,,8 ,,wife ,,be ,,acqua9t$ ,,) ,,8 ,,bus9ess ,,*apt] ,,xxii ,,( ,,! ,,dignity ,,( ,,trade ,,9 ,,engl& ,,m ,,?an ,,9 ,,o!r ,,c\ntries ,,*apt] ,,xxiii ,,( ,,! ,,inl& ,,trade ,,( ,,engl&1 ,,its ,,magnitude1 ,,& ,,! ,,great ,,advantage ,,x ,,is ,,to ,,! ,,nation ,,9 ,,g5]al ,,*apt] ,,xxiv ,,( ,,cr$it ,,9 ,,trade1 ,,& ,,h[ ,a ,,tradesman ,,ought ,,to ,,value ,,& ,,improve ,,x3 ,,h[ ,,easily ,,lo/1 ,,& ,,h[ ,,h>d ,,x ,,is ,,to ,,be ,,recov]$ ,,*apt] ,,xxv ,,( ,,! ,,tradesman',s ,,punctual ,,pay+ ,,8 ,,bills ,,& ,,promissory ,,notes ,,"u ,,8 ,,h&1 ,,& ,,! ,,cr$it ,,he ,,ga9s ,,by ,,x ,,au?or',s ,,preface ,! title ( ?is "w is an index ( ! p]=mance4 ,x is a collection ( useful in/ructions = a "y tradesman4 ,! _w is gr[n s wise ( late1 or 7if y w7 fancy !mselves s1 are s op9iatre1 z ! ,fr5* well express x1 s self-wise1 t ,i expect "s w tell u be=eh& !y "k e ?+ already1 & want none ( my in/ructions2 & to su*1 inde$1 ^! in/ructions are n writt54 ,_h ,i n1 9 a few ye>s' exp]i5ce1 se5 _m "y tradesm5 misc>ry1 = want ( ^? v cautions :i* are "h giv51 ,i %\ld h ?\ght ?is "w ne$less1 & ,i am sure _h nev] gone ab\t to write x2 b z ! contr>y is manife/1 ,i ?\ght1 & ?9k /ill1 ! _w greatly want$ x4 ,& be x t ^? un=tunate creatures t h ?us bl[n !mselves up 9 trade1 h misc>ri$ = want ( kn[+1 or = want ( practis+1 :at is "h (f]$ = _! direction1 :e!r = want ( wit1 or by too mu* wit1 ! ?+ is ! same1 & ! direction is equally ne$ful to bo?4 ,an old exp]i5c$ pilot sometimes loses a %ip by 8 assurance & ov] confid5ce ( 8 k1 z effectually z a "y pilot does by 8 ignorance & want ( exp]i5ce--?is v ?+1 z ,i h be5 in=m$1 0 ! occasion ( ! fatal disa/] 9 :i* ,sir ,cl\desley ,%ovel1 & s _m hundr$ brave fell[s1 lo/ _! lives 9 a mom5t ^u ! rocks ( ,scilly4#a ,he t is above in=m+ himself :5 he is 9 dang]1 is above pity :5 he misc>ries--a "y tradesman :o sets up ?us full ( himself1 & scorn+ advice f ^? :o h gone be=e him1 l a horse t ru%es into ! battle1 is only fe>less ( dang] because he does n und]/& x4 ,if !re is n some?+ extraord9>y 9 ! temp] & g5ius ( ! tradesm5 ( ?is age1 if !re is n some?+ v s+ul> 9 _! cu/oms & me?ods1 _! conduct & behavi\r 9 bus9ess2 also1 if !re is n some?+ diff]5t & m dang]\s & fatal 9 ! common road ( trad+1 & tradesm5's managem5t n[1 ?an ev] 0 be=e1 :at is ! reason t !re are s _m bankrupts & brok5 tradesm5 n[ among u1 m ?an ev] 7 kn[n be=e8 ,i make no d\bt b !re is z mu* trade n[1 & z mu* gott5 by trad+1 z !re ev] 0 9 ?is nation1 at lea/ 9 our memory2 & if we w all[ o!r p to judge1 !y w tell u !re is mu* m trade1 & trade is mu* m ga9ful2 :at1 !n1 mu/ be ! reason t ! tradesm5 _c live on _! trades1 _c keep op5 _! %ops1 _c ma9ta9 !mselves & families1 z well n[ z !y c\ld be=e8 ,some?+ extraord9>y mu/ be ! case4 ,!re mu/ be "s failure 9 ! tradesman--x c be n[h]e else--ei!r he is less sob] & less frugal1 less cauti\s ( :at he does1 :om he tru/s1 h[ he lives1 & h[ he behaves1 ?an tradesm5 us$ to be1 or he is less indu/ri\s1 less dilig5t1 & takes less c>e & pa9s 9 8 bus9ess1 or some?+ is ! matt]2 x _c be b if he _h ! same ga91 & b ! same exp5se :i* ! =m] ages suff]$ tradesm5 to ?rive )1 he w\ld c]ta9ly ?rive z !y did4 ,!re mu/ be some?+ out ( ord] 9 ! f\ndation2 he mu/ fail 9 ! ess5tial "p1 or he w\ld n fail 9 8 trade4 ,! same causes w\ld h ! same effects 9 all ages2 ! same ga91 & b ! same exp5se1 w\ld j leave him 9 ! same place z x w\ld h left 8 pr$ecessor 9 ! same %op2 & yet we see "o gr[ ri*1 & ! o!r />ve1 "u ! v same circum/ances4 ,! temp] ( ! times expla9s ! case to e body t pleases b to look into x4 ,! exp5ses ( a family are q diff]5t n[ f :at !y h be54 ,tradesm5 _c live z tradesm5 9 ! same class us$ to live2 cu/om1 & ! mann] ( all ! tradesm5 r\nd !m1 comm& a diff]5ce2 & he t w n d z o!rs d1 is e/eem$ z nobody among !m1 & ! tradesman is doom$ to ru9 by ! fate ( ! times4 ,9 %ort1 !re is a fate ^u a tradesman2 ei!r he mu/ yield to ! sn>e ( ! times1 or be ! je/ ( ! times2 ! "y tradesman _c resi/ x2 he mu/ live z o!rs d1 or lose ! cr$it ( liv+1 & be run d[n z if he 7 bankrupt4 ,9 a ^w1 he mu/ sp5d m ?an he c af=d to sp5d1 & s be undone2 or n sp5d x1 & s be undone4 ,if he lives z o!rs d1 he breaks1 because he sp5ds m ?an he gets2 if he does n1 he breaks too1 because he loses 8 cr$it1 & t is to lose 8 trade4 ,:at mu/ he d8#b ,! foll[+ directions are calculat$ = ?is exig5cy1 & to prep>e ! "y tradesman to /em ! attacks ( ^? fatal cu/oms1 :i* o!rwise1 if he yields to !m1 w inevitably s5d him ! way ( all ! ?\ghtless tradesm5 t h gone be=e him4 ,"h he w be effectually1 we hope1 enc\rag$ to set out well2 to beg9 wisely & prud5tly2 & to avoid all ^? rocks :i* ! gay race ( tradesm5 s frequ5tly suff] %ipwreck ^u4 ,& "h he w h a true plan ( 8 own prosp]ity drawn out = him1 by :i*1 if x be n 8 own fault1 he may squ>e 8 conduct 9 an un]r+ mann]1 & fe> nei!r bad =tune nor bad fri5ds4 ,i _h purpos$ to give a great _m o!r cautions & directions 9 ?is "w1 b x w\ld h spun x out too f>1 & h made x t$i\s4 ,i w\ld inde$ h disc\rs$ ( "s bran*es ( home trade1 :i* necess>ily emb>ks ! inl& tradesman 9 "s p>ts ( =eign bus9ess1 & s makes a m]*ant ( ! %opkeep] almo/ :e!r he w or no4 ,= example1 almo/ all ! %opkeep]s & inl& trad]s 9 seaport t[ns1 or ev5 9 ! wat]-side "p ( ,london itself1 are necess>ily br\ght 9 to be own]s ( %ips1 & conc]n$ at lea/ 9 ! vessel1 if n 9 ! voyage4 ,"s ( _! trades1 p]haps1 relate to1 or are employ$ 91 ! build+1 or fitt+1 or furni%+ out %ips1 z is ! case at ,%oreham1 at ,ipswi*1 ,y>m\?1 ,hull1 ,:itby1 ,newca/le1 & ! l4 ,o!rs are conc]n$ 9 ! c>goes1 z 9 ! h]r+ fi%]y at ,y>m\? & ! adjac5t ports1 ! colli]y at ,newca/le1 ,sund]l&1 c41 & ! l 9 _m o!r cases4 ,9 ?is case1 ! %opkeep] is sometimes a m]*ant adv5tur]1 :e!r he w or n1 & "s ( 8 bus9ess runs into sea-adv5tures1 z 9 ! salt trade at ,%effield1 9 ,nor?umb]l&1 & ,durham1 & aga9 at ,lim+ton2 & aga9 9 ! coal trade1 f ,:itehav5 9 ,cumb]l& to ,irel&1 & ! l4 ,^! consid]ations urg$ me to direct due cautions to su* tradesm51 & su* z w\ld be p>ticul> to !m1 especially n to laun* out 9 adv5tures beyond ! compass ( _! /ocks1#c & )al to manage ^? ?+s ) due w>9ess4 ,b ?is "w _h n room = ^? ?+s2 & z t sort ( amphibi\s tradesm51 = su* !y are1 trad+ bo? by wat] & by l&1 are n ( ! k9d ) ^? p>ticul>ly aim$ at 9 ^! %eets1 ,i ?\ght x 0 bett] to leave !m q out ?an to t\* b lightly ^u !m4 ,i _h also design$ "o *apt] or lett] to my inl& tradesm51 ^u ! mo/ important subject ( borr[+ money ^u int]e/1 :i* is "o ( ! mo/ dang]\s ?+s a tradesman is expos$ to4 ,x is a pleasant ?+ to a tradesman to see 8 cr$it rise1 & m5 (f] him money to trade )1 ^u s sl5d] a consid]ation z five p] c5t4 int]e/1 :5 he gets t5 p] c5t4 p]haps twice 9 ! ye>2 b x is a sn>e ( ! mo/ dang]\s k9d 9 ! ev5t1 & has be5 ! ru9 ( s _m tradesm51 t1 ?\gh ,i _h n room = x 9 ! "w1 ,i c\ld n let x pass )\t ?is notice 9 ! preface4 #a4 ,int]e/-money eats deep into ! tradesman's pr(its1 because x is a paym5t c]ta91 :e!r ! tradesman gets or loses1 & z he may (t5 get d\ble1 s sometimes he loses1 & !n 8 int]e/ is a d\ble paym5t2 x is a p>tn] ) him "u ?is unhappy circum/ance1 namely1 t x goes halves :5 he ga9s1 b n :5 he loses4 #b4 ,! l5d] calls = 8 money :5 he pleases1 & (t5 comes = x :5 ! borr[] c ill sp>e x2 & !n1 hav+ laun*$ out 9 trade on ! supposition ( s mu* 9 /ock1 he is left to /ruggle ) ! enl>g$ trade ) a contract$ /ock1 & ?us he s9ks "u ! weight ( x1 _c repay ! money1 is di%on\r$1 prosecut$1 & at la/ undone1 by ! v loan :i* he took 9 to help him4 ,int]e/ ( money is a dead weight ^u ! tradesman1 & z ! int]e/ always keeps him l[1 ! pr9cipal s9ks him q d[n1 :5 t comes to be paid out aga94 ,paym5t ( int]e/1 to a tradesman1 is l ,cic]o ble$+ to dea? 9 a w>m ba?2#d ! pleas+ w>m? ( ! ba? makes him die 9 a k9d ( dream1 & n feel himself decay1 till at la/ he is exhau/$1 falls into convulsions1 & expires4 ,a tradesman held up by money at int]e/1 is sure to s9k at la/ by ! weight ( x1 l a man ?r[n into ! sea ) a /one ti$ ab\t 8 neck1 :o ?\gh he c\ld swim if he 0 loose1 dr[ns 9 spite ( all 8 /ruggle4 ,inde$1 ?is article w\ld require n a lett]1 b a book by itself2 & ! tragical /ories ( tradesm5 undone by usury are s _m1 & ! v>iety s great1 t !y w\ld make a hi/ory by !mselves4 ,b x mu/ suffice to treat x "h only 9 g5]al1 & give ! tradesm5 a w>n+ ( x1 z ! ,tr9ity-h\se pilots w>n sailors ( a s&1 by hang+ a buoy ^u x1 or z ! ,eddy/one light-h\se ^u a sunk rock1 :i*1 z ! poet says1 ',bids m5 /& (f1 & live2 come ne>1 & die4' ,= a tradesman to borr[ money ^u int]e/1 ,i take to be l a man go+ into a h\se infect$ ) ! plague2 x is n only likely t he may be infect$ & die1 b next to a miracle if he escapes4 ,?is "p be+ ?us h9t$ at1 ,i ?9k ,i may say ( ! foll[+ %eets1 t !y conta9 all ! directions ne$ful to make ! tradesman ?rive2 & if he pleases to li/5 to !m ) a temp] ( m9d will+ to be direct$1 he mu/ h "s uncommon ill luck if he misc>ries4 ,,footnotes3 #a ,octob] #bb1 #agjg4--;,admiral ,%ovel1 ) ! conf$]ate fleet f ! ,m$it]ranean1 z he 0 com+ home1 appreh5d$ himself ne> ! rocks ( ,scilly ab\t noon1 & ! wea!r be+ hazy1 he br\ght to & lay by till ev5+1 :5 he made a signal = sail+4 ,:at induc$ him to be m cauti\s 9 ! day ?an 9 ! night is n kn[n2 b ! fleet _h n be5 long "u sail be=e 8 own %ip1 ! ,association1 ) ! ,eagle & ,romney1 7 da%$ to pieces ^u ! rocks call$ ! ,bi%op & 8 ,cl]ks1 & all _! m5 lo/2 ! ,f]d9& 0 also ca/ away1 & b tw5ty-f\r ( h] m5 sav$4 ,admiral ,byng1 p]ceiv+ ! mis=tune1 alt]$ 8 c\rse1 :]eby he pres]v$ himself & ! re/ ( ! fleet :i* sail$ aft] him4--,salmon's ,*ronological ,hi/orian4 ,london1 #agbc4 #b ,!re is mu* reason = receiv+ all su* compla9ts z ! above ) caution4 ,! extravagance ( ! pres5t1 9 contra/ ) ! frugality ( a pa/ age1 has always be5 a fav\rite topic ( declamation1 & appe>s to h no o!r f\ndation ?an :im4 ,inde$1 x is next to impossible t any great body ( m5 c\ld exi/ 9 ! circum/ances describ$ 9 ! text4 #c ,/ock is 9 ?is book inv>iably us$ = :at we express by ! t]m capital4 #d ,cic]o is "h giv5 by mi/ake = ,s5eca1 :o ?us suff]$ dea? by ord] ( ! tyrant ,n]o4 ,,introduction ,be+ to direct ?is disc\rse to ! tradesm5 ( ?is nation1 x is ne$ful1 9 ord] to make ! sub/ance ( ?is "w & ! subject ( x agree toge!r1 t ,i %\ld 9 a few words expla9 ! t]ms1 & tell ! read] :o x is we und]/& by ! ^w tradesman1 & h[ he is to be qualifi$ 9 ord] to m]it ! title ( complete4 ,?is is necess>y1 because ! said t]m tradesman is und]/ood by sev]al p1 & 9 sev]al places1 9 a diff]5t mann]3 = example1 9 ! nor? ( ,brita91 & likewise 9 ,irel&1 :5 y say a tradesman1 y are und]/ood to mean a me*anic1 su* z a smi?1 a c>p5t]1 a %oemak]1 & ! l1 su* z "h we call a h&icraftsman4 ,9 l mann]1 abroad !y call a tradesman su* only z c>ry goods ab\t f t[n to t[n1 & f m>ket to m>ket1 or f h\se to h\se1 to sell2 ^! 9 ,engl& we call petty *apm51 9 ! nor? pe!rs1 & 9 our ord9>y spee* p$l>s4 ,b 9 ,engl&1 & especially 9 ,london1 & ! s\? p>ts ( ,brita91 we take x 9 ano!r s5se1 & 9 g5]al1 all sorts ( w>eh\se-keep]s1 %opkeep]s1 :e!r :olesale deal]s or retail]s ( goods1 are call$ tradesm51 or1 to expla9 x by ano!r ^w1 trad+ m53 su* are1 :e!r :olesale or retail1 our groc]s1 m]c]s1 l95 & wooll5 drap]s1 ,blackwell-hall factors1 tobacconi/s1 hab]da%]s1 :e!r ( hats or small w>es1 glov]s1 hosi]s1 mill9]s1 booksell]s1 /ation]s1 & all o!r %opkeep]s1 :o d n actually "w ^u1 make1 or manufacture1 ! goods !y sell4 ,on ! o!r h&1 ^? :o make ! goods !y sell1 ?\gh !y d keep %ops to sell !m1 are n call$ tradesm51 b h&icrafts1 su* z smi?s1 %oemak]s1 f\nd]s1 jo9]s1 c>p5t]s1 c>v]s1 turn]s1 & ! l2 o!rs1 :o only make1 or cause to be made1 goods = o!r p to sell1 are call$ manufactur]s & arti/s1 c4 ,?us di/+ui%$1 ,i %all speak ( !m all z occasion requires1 tak+ ?is g5]al explication to be suffici5t2 & ,i ?us m5tion x to prev5t be+ oblig$ to frequ5t & fur!r p>ticul> descriptions z ,i g on4 ,z !re are sev]al degrees ( p employ$ 9 trade bel[ ^!1 su* z workm51 lab\r]s1 & s]vants1 s !re is a degree ( trad]s above !m1 :i* we call m]*ants2 :]e x is ne$ful to obs]ve1 t 9 o!r c\ntries1 & ev5 9 ! nor? ( ,brita9 & ,irel&1 z ! h&icraftsm5 & arti/s are call$ tradesm51 s ! %opkeep]s :om we "h call tradesm51 are all call$ m]*ants2 nay1 ev5 ! v p$l>s are call$ travell+ m]*ants4#e ,b 9 ,engl& ! ^w m]*ant is und]/ood ( none b su* z c>ry on =eign correspond5ces1 import+ ! goods & gr[? ( o!r c\ntries1 & export+ ! gr[? & manufacture ( ,engl& to o!r c\ntries2 or1 to use a vulg> expression1 because ,i am speak+ to & ( ^? :o use t expression1 su* z trade beyond sea4 ,^! 9 ,engl&1 & ^! only1 are call$ m]*ants1 by way ( hon\rable di/9ction2 ^! ,i am n conc]n$ ) 9 ?is "w1 nor is any "p ( x direct$ to !m4 ,z ! tradesm5 are ?us di/+ui%$1 & _! sev]al occupations divid$ into prop] classes1 s are ! trades4 ,! g5]al comm]ce ( ,engl&1 z x is ! mo/ consid]able ( any nation 9 ! _w1 s t "p ( x :i* we call ! home or inl& trade1 is equal1 if n sup]ior1 to t ( any o!r nation1 ?\gh "s ( ^? nations are inf9itely great] ?an ,engl&1 & m popul\s also1 z ,france & ,g]many 9 p>ticul>4 ,i insi/ t ! trade ( ,engl& is great] & m consid]able ?an t ( any o!r nation1 = ^! reasons3 #a4 ,because ,engl& produces m goods z well = home consumption z = =eign exportation1 & ^? goods all made ( its own produce or manufactur$ by its own inhabitants1 ?an any o!r nation 9 ! _w4 #b4 ,because ,engl& consumes )9 itself m goods ( =eign gr[?1 import$ f ! sev]al c\ntries :]e !y are produc$ or wr\ght1 ?an any o!r nation 9 ! _w4 ,&--#c4 ,because = ! do+ ?is ,engl& employs m %ipp+ & m seam5 ?an any o!r nation1 &1 "s ?9k1 ?an all ! o!r nations1 ( ,europe4 ,h5ce1 besides ! great numb] ( weal?y m]*ants :o c>ry on ?is great =eign negoce negotium 7,lat97 bus9ess1 & :o1 by _! correspond+ ) all p>ts ( ! _w1 import ! gr[? ( all c\ntries hi!r--,i say1 besides ^!1 we h a v great numb] ( consid]able deal]s1 :om we call tradesm51 :o are prop]ly call$ w>eh\se-keep]s1 :o supply ! m]*ants ) all ! sev]al k9ds ( manufactures1 & o!r goods ( ! produce ( ,engl&1 = exportation2 & also o!rs :o are call$ :olesalem51 :o buy & take (f f ! m]*ants all ! =eign goods :i* !y import2 ^!1 by _! correspond+ ) a l sort ( tradesm5 9 ! c\ntry1 convey & h& =w>d ^? goods1 & our own also1 among ^? c\ntry tradesm51 into e corn] ( ! k+dom1 h[ev] remote1 & by !m to ! retail]s1 & by ! retail] to ! la/ consum]1 :i* is ! la/ article ( all trade4 ,^! are ! tradesm5 und]/ood 9 ?is "w1 & = ^: s]vice ^! %eets are made public4 ,hav+ ?us describ$ ! p]son :om ,i und]/& by ! ,engli% tradesman1 x is !n ne$ful to inquire into 8 qualifications1 & :at x is t r5d]s him a f9i%$ or complete man 9 8 bus9ess4 #a4 ,t he has a g5]al k ( n 8 own p>ticul> trade & bus9ess only--t "p1 inde$1 well d5om9ates a h&icraftsman to be a complete arti/2 b our complete tradesman ought to und]/& all ! inl& trade ( ,engl&1 s z to be able to turn 8 h& to any ?+1 or deal 9 any ?+ or e ?+ ( ! gr[? & product ( 8 own c\ntry1 or ! manufacture ( ! p1 z 8 circum/ances 9 trade or o!r occasions may require2 & may1 if he sees occasion1 lay d[n "o trade & take up ano!r :5 he pleases1 )\t s]v+ a new appr5tice%ip to le>n x4 #b4 ,t he n only has a k ( ! species or k9ds ( goods1 b ( ! places & peculi> c\ntries :]e ^? goods1 :e!r product or manufacture1 are to be f\nd2 t is to say1 :]e produc$ or :]e made1 & h[ to come at !m or deal 9 !m1 at ! fir/ h&1 & to 8 be/ advantage4 #c4 ,t he und]/&s p]fectly well all ! me?ods ( correspond5ce1 return+ money or goods = goods1 to & f e c\nty 9 ,engl&2 9 :at mann] to be done1 & 9 :at mann] mo/ to advantage2 :at goods are g5]ally b\ght by b>t] & ex*ange1 & :at by paym5t ( money2 :at = pres5t money1 & :at = "t2 :at are sold by commission f ! mak]s1 :at b\ght by factors1 & by giv+ commission to buy]s 9 ! c\ntry1 & :at b\ght by ord]s to ! mak]1 & ! l2 :at m>kets are ! mo/ prop] to buy e ?+ at1 & :]e & :52 & :at fairs are prop] to g to 9 ord] to buy or sell1 or meet ! c\ntry deal] at1 su* z ,/urbridge1 ,bri/ol1 ,*e/]1 ,exet]2 or :at m>ts1 su* z ,bev]ly1 ,lynn1 ,bo/on1 ,ga9sbor\gh1 & ! l4 ,9 ord] to complete ! ,engli% tradesman 9 ?is mann]1 ! fir/ ?+ to be done is lay d[n su* g5]al maxims ( trade z are fit = 8 in/ruction1 & !n to describe ! ,engli% or ,briti% product1 be+ ! fund ( its inl& trade1 :e!r we mean its produce z ! gr[? ( ! c\ntry1 or its manufactures1 z ! lab\r ( h] p2 !n to acqua9t ! tradesman ) ! mann] ( ! circulation :]e ^? ?+s are f\nd1 h[ & by :at me?ods all ^? goods are br\ght to ,london1 & f ,london aga9 convey$ into ! c\ntry2 :]e !y are pr9cipally b\ght at be/ h&1 & mo/ to ! advantage ( ! buy]1 & :]e ! prop] m>kets are to dispose ( !m aga9 :5 b\ght4 ,^! are ! degrees by :i* ! complete tradesman is br\ght up1 & by :i* he is in/ruct$ 9 ! pr9ciples & me?ods ( 8 comm]ce1 by :i* he is made acqua9t$ ) bus9ess1 & is capable ( c>ry+ x on ) success1 aft] :i* !re is n a man 9 ! univ]se des]ves ! title ( a complete tradesman1 l ! ,engli% %opkeep]4 ,,footnotes3 #e ,?is misuse ( ! t]m m]*ant cont9ues to exi/ 9 ,scotl& to ! pres5t day4 ,,*apt] ,i ,,! ,,tradesman ,,9 ,,8 ,,prep>ations ,,:ile ,,an ,,appr5tice ,! fir/ "p ( a trad]'s beg9n+ is ord9>ily :5 he is v "y1 ,i mean1 :5 he goes z an appr5tice1 & ! notions ( trade are sc>cely got into 8 head2 = boys g appr5tices :ile !y are b boys2 to talk to !m 9 _! fir/ ?ree or f\r ye>s signifies no?+2 !y are r !n to be taught submission to families1 & subjection to _! ma/]s1 & dutiful att5dance 9 _! %ops or w>eh\ses2 & ?is is n our pres5t bus9ess4 ,b aft] !y h ent]$ ! fif? or six? ye>1 !y may !n be ent]ta9$ ) disc\rses ( ano!r nature2 & z !y beg9 !n to look =w>d beyond ! "t ( _! s]vitude1 & ?9k ( sett+ up & be+ = !mselves1 ,i ?9k !n is ! "t to put !m ^u useful prep>ations = ! "w1 & to in/ruct !m 9 su* ?+s z may qualify !m be/ to ent] ^u ! _w1 & act = !mselves :5 !y are s ent]$4 ,! fir/ ?+ a y\? 9 ! latt] "p ( 8 "t is to d1 is to endeav\r to ga9 a good judgm5t 9 ! w>es ( all k9ds t he is likely to deal 9--z1 = example1 if a drap]1 ! quality ( clo?s2 if a /ation]1 ! quality ( pap]s2 if a groc]1 ! quality ( sug>s1 teas1 c42 & s on ) all o!r trades4 ,dur+ ! fir/ ye>s ( a "y man's "t1 he ( c\rse le>ns to weigh & measure ei!r liquids or solids1 to pack up & make bales1 trusses1 packages1 c41 & to d ! co>s] & labori\s "p ( bus9ess2 b all t gives him little k 9 ! species & quality ( ! goods1 mu* less a nice judgm5t 9 _! value & sorts1 :i* h[ev] is "o ( ! pr9cipal ?+s t belong to trade4 ,x is suppos$ t1 by ?is "t1 if 8 ma/] is a man ( consid]able bus9ess1 8 man is become ! elde/ appr5tice1 & is tak5 f ! c\nt]1 & f sweep+ ! w>eh\se1 into ! c\nt+-h\se1 :]e he1 among o!r ?+s1 sees ! bills ( p>cels ( goods b\ght1 & !reby kn[s :at e ?+ co/s at fir/ h&1 :at ga9 is made ( !m1 & if a misc>riage happ5s1 he kn[s :at loss too2 by :i* he is l$ ( c\rse to look into ! goodness ( ! goods1 & see ! reason ( ?+s3 if ! goods are n to expectation1 & consequ5tly d n answ] ! price1 he sees ! reason ( t loss1 & he looks into ! goods1 & sees :]e & h[ f> !y are defici5t1 & 9 :at2 ?is1 if he be c>eful to make 8 obs]vations1 br+s him naturally to h a good judgm5t 9 ! goods4 ,if a "y man neglects ?is "p1 & passes ov] ! season = su* improvem5t1 he v r>ely ev] recov]s x2 = ?is "p has its season1 & t m rem>kable ?an 9 _m o!r cases1 & t season lo/1 nev] comes aga92 a judgm5t 9 goods tak5 9 e>ly1 is nev] lo/1 & a judgm5t tak5 9 late is seldom good4 ,if ! y\? slips ?is occasion1 &1 n m9d+ :at is be=e him1 goes out ( 8 "t )\t obta9+ su* a skill z ?is 9 ! goods he is to deal 91 he ent]s into trade )\t 8 mo/ useful tools1 & mu/ use spectacles be=e 8 "t4 ,= want ( ?is k ( ! goods1 he is at a loss 9 ! buy+ "p1 & is liable to be *eat$ & impos$ ^u 9 ! mo/ notori\s mann] by ! %>p-sight$ _w1 = 8 want ( judgm5t is a ?+ t _c be hid2 ! m]*ants or manufactur]s ( :om he buys1 pres5tly discov] him2 ! v boys 9 ! :olesalem5's w>eh\ses1 & 9 m]*ant's w>eh\ses1 w play ^u him1 sell him "o ?+ = ano!r1 %[ him a worse sort :5 he calls = a bett]1 &1 ask+ a high] price = x1 p]suade him x is bett]2 & :5 !y h ?us bubbl$ him1 !y triumph ov] 8 ignorance :5 he is gone1 & expose him to ! la/ degree4 ,besides1 = want ( judgm5t 9 ! goods he is to buy1 he (t5 runs a haz>d ( be+ *eat$ to a v great degree1 & p]haps "s "t or o!r a tradesman may be ru9$ by x1 or at lea/ ru9 8 reputation4 ,:5 ,i liv$ abroad1 ,i _h once a commission s5t me f a m]*ant 9 ,london1 to buy a l>ge p>cel ( br&y3 ! goods 7 some?+ out ( my way1 hav+ nev] b\ght any 9 t c\ntry be=e4 ,h[ev]1 x happ5$ t ,i _h frequ5tly b\ght & import$ br&ies 9 ,engl&1 & _h "s judgm5t 9 !m1 s mu* t ,i v5tur$ to buy )\t tak+ a coop] ) me1 :i* 0 n usual 9 t place4 ,! fir/ p>cel ( br&y ,i saw 0 v good1 & ,i b\ght freely to ! value ( ab\t #fjj1 & %ipp$ !m = ,engl&1 :]e !y gave v good satisfaction to my employ]4 ,b ,i c\ld n complete my commission to my m9d 9 t p>cel4 ,"s days aft]1 "s m]*ants1 :o _h se5 me buy ! o!r1 & ?\ght me a novice 9 ! bus9ess1 & t ,i took no coop] to ta/e ! br&y1 laid a plot = me1 :i* inde$ 0 su* a plot z ,i 0 n 9 ! lea/ aw>e (2 & _h n ! little judgm5t :i* ,i _h 9 ! commodity prev5t$1 ,i _h be5 notori\sly abus$4 ,! case 0 ?us3--,!y gave me notice by ! same p]son :o help$ me to ! sight ( ! fir/ br&y1 t !re 0 a cell> ( extraord9>y good br&y at su* a place1 & invit$ me to see x4 ,accord+ly ,i w5t 9 an aft]noon1 & ta/$ ! br&y1 be+ a l>ge p>cel1 am\nt+ to ab\t #dfj4 ,i lik$ ! goods v well2 b ! m]*ant1 z !y call$ him1 t is to say1 ! knave appo9t$ to *eat ! poor /rang]1 0 cunn+ly out ( ! way1 s t no b>ga9 0 to be made t night4 ,b z ,i _h said t ,i lik$ ! br&y1 ! same p]son :o br\ght me an acc\nt ( !m1 comes to my lodg+s to treat ) me ab\t ! price4 ,we did n make _m words3 ,i bade him ! curr5t price :i* ,i _h b\ght = "s days be=e1 & aft] a few /ruggles = five cr[ns a-tun m1 he came to my price1 & 8 next ^w 0 to let me "k ! gage ( ! cask2 & z ,i _h se5 ! goods already1 he ?\ght !re 0 no?+ to d b to make a b>ga91 & ord] ! goods to be deliv]$4 ,b "y z ,i 01 ,i 0 too old = t too2 & told him1 ,i c\ld n tell positively h[ _m ,i %\ld take1 b t ,i w\ld come 9 ! aft]noon1 & ta/e !m aga91 & m>k out :at ,i want$4 ,he seem$ uneasy at t1 & pret5d$ he _h two m]*ants wait+ to see !m1 & he c\ld sell !m imm$iately1 & ,i might d him a prejudice if ,i made him wait & put !m (f1 :o p]haps might buy 9 ! mean "t4 ,i answ]$ him coldly1 ,i w\ld n h9d] him sell+ !m by any means if he c\ld h a bett] *apman1 t ,i c\ld n come soon]1 & t ,i w\ld n be oblig$ to take ! :ole p>cel1 nor w\ld ,i buy any ( !m )\t ta/+ !m aga93 he argu$ mu* to h me buy !m1 see+1 z he said1 ,i _h ta/$ !m be=e1 & lik$ !m v well4 ',i did s1' said ,i1 'b ,i love to h my palate confirm "o day :at x approv$ ! day be=e4' ',p]haps1' says he1 'y w\ld h "s o!r p]son's judgm5t ( !m1 & y are welcome to d s1 sir1 ) all my he>t2 s5d any body y please3' b /ill he urg$ = a b>ga91 :5 ! p]son s5t %\ld make 8 report2 & !n he _h 8 ag5ts ready1 ,i und]/ood aft]w>ds1 to manage ! p]sons ,i %\ld s5d4 ,i answ]$ him frankly1 ,i _h no great judgm5t1 b t1 su* z x 01 ,i v5tur$ to tru/ to x2 ,i ?\ght ,i _h hone/ m5 to deal )1 & t ,i %\ld br+ nobody to ta/e !m = me b myself4 ,?is pleas$ him1 & 0 :at he secretly wi%$2 & n[1 in/ead ( desir+ me to come imm$iately1 he told me1 t see+ ,i w\ld n buy )\t see+ ! goods aga91 & w\ld n g j !n1 he c\ld n be 9 ! way 9 ! aft]noon1 & s desir$ ,i w\ld def] x till next morn+1 :i* ,i readily agre$ to4 ,9 ! morn+ ,i w5t1 b n s soon z ,i _h appo9t$2 ^u :i*1 :5 ,i came1 he seem$ (f5d$1 & said ,i _h h9d]$ him--t he c\ld h sold ! :ole p>cel1 c4 ,i told him ,i c\ld n h h9d]$ him1 = t ,i _h told him he %\ld n wait = me1 b sell !m to ! fir/ good cu/om] he f\nd4 ,he told me he _h inde$ sold two or ?ree casks1 b he w\ld n disoblige me s mu* z to sell ! :ole p>cel be=e ,i came4 ,?is ,i m5tion1 because he made x a k9d ( a bite ^u me1 t ,i %\ld n be al>m$ at see+ ! casks displac$ 9 ! cell>4 ,:5 ,i came to ta/e ! br&y1 ,i began to be surpris$4 ,i saw ! v same casks :i* ,i _h t\*$ ) ! m>k+-iron :5 ,i 0 !re be=e1 b ,i did n l ! br&y by any means1 b did n yet suspect ! lea/ f\l play4 ,i w5t r\nd ! :ole cell>1 & ,i c\ld n m>k above ?ree casks :i* ,i dur/ v5ture to buy2 ! re/ app>5tly %[$ !mselves to be mix$1 at lea/ ,i ?\ght s4 ,i m>k$ out ! ?ree casks1 & told him my palate _h deceiv$ me1 t ! re/ ( ! br&y 0 n = my turn4 ,i saw ! man surpris$1 & turn pale1 & at fir/ seem$ to be v angry1 t ,i %\ld1 z he call$ x1 disp>age ! goods--t sure ,i did n und]/& br&y1 & ! l--& t ,i %\ld h br\ght somebody ) me t did und]/& x4 ,i answ]$ coldly1 t if ,i v5tur$ my money ^u my own judgm5t1 ! haz>d 0 n to ! sell]1 b to ! buy]1 & nobody _h to d ) t2 if ,i did n l 8 goods1 ano!r1 ^: judgm5t 0 bett]1 might l !m1 & s !re 0 no h>m done3 9 a ^w1 he w\ld n let me h ! ?ree casks ,i _h m>k$1 unless ,i took m1 & ,i w\ld take no m--s we p>t$1 b ) no satisfaction on 8 side2 & ,i aft]w>ds came to he> t he _h sat up all ! night ) 8 coop]s1 mix+ spirits 9 e cask1 :5ce he drew (f a quantity ( ! "r br&y1 & corrupt$ x1 conclud+1 t z ,i _h no judgm5t to *oose by b my own1 ,i c\ld n discov] x2 & x came out by 8 qu>rell+ ) ! p]son :o br\ght me to him1 = tell+ him ,i did n und]/& ! goods1 ^u :i* presumption he v5tur$ to spoil ! :ole p>cel4 ,i give y ?is /ory z a j caution to a "y tradesman1 & to %[ h[ necess>y x is t a tradesman %\ld h judgm5t 9 ! goods he buys1 & h[ easily he may be impos$ ^u & abus$1 if he (f]s to buy ^u 8 own judgm5t1 :5 really x is defective4 ,i c\ld enl>ge ?is article ) _m l examples1 b ,i ?9k ?is may suffice4 ,! next ?+ ,i recomm5d to an appr5tice at ! conclusion ( 8 "t1 is to acqua9t himself ) 8 ma/]'s *apm52#f ,i mean ( bo? k9ds1 z well ^? he sells to1 z ^? he buys (1 &1 if he is a factor1 ) 8 ma/]'s employ]s4 ,b :at ,i aim at n[ is ! *apm5 & cu/om]s :om 8 ma/] *iefly sells to4 ,i ne$ n expla9 myself n to mean by ?is ! *ance cu/om]s ( a retail]'s %op1 = !re c be no acqua9tance1 or v little1 made ) !m2 ,i mean ! c\ntry %opkeep]s1 or o!rs1 :o buy 9 p>cels1 & :o buy to sell aga91 or export z m]*ants4 ,if ! "y man comes f 8 ma/]1 & has =m$ no acqua9tance or int]e/ among ! cu/om]s :om 8 ma/] dealt )1 he has1 9 %ort1 slipt or lo/ "o ( ! pr9cipal ends & reasons ( 8 be+ an appr5tice1 9 :i* he has sp5t sev5 ye>s1 & p]haps 8 fri5ds giv5 a consid]able sum ( money4 ,= a "y man com+ out ( 8 "t to h 8 %op or w>eh\se /ock$ ) goods1 & 8 cu/om]s all to seek1 w make 8 beg9n+ inf9itely m difficult to him ?an x w\ld o!rwise be2 & he n only has new cu/om]s to seek1 b has _! *>act]s to seek also1 & kn[s n :o is good & :o n1 till he buys t k by 8 exp]i5ce1 & p]haps sometimes pays too de> = x4 ,x 0 an odd circum/ance ( a tradesman 9 ?is city a few ye>s ago1 :o1 be+ out ( 8 "t1 & go+ to solicit "o ( 8 ma/]'s cu/om]s to trade ) him1 ! *apman did n s mu* z "k him1 or rememb] t he _h ev] he>d 8 "n1 except z he _h he>d 8 ma/] call 8 appr5tice ,jacob4 ,i "k "s ma/]s dilig5tly wat* to prev5t _! appr5tices speak+ to _! cu/om]s1 & to keep !m f acqua9t+ !mselves ) ! buy]s1 t :5 !y come out ( _! times !y may n c>ry ! trade away ) !m4 ,to h9d] an appr5tice f an acqua9tance ) ! deal]s ( bo? sorts1 is some:at l ,laban's usage ( ,jacob1 namely1 keep+ back ! belov$ ,ra*el1 :om he s]v$ 8 sev5 ye>s' "t =1 & putt+ him (f ) a ble>-ey$ ,leah 9 h] /ead2 x is1 inde$1 a k9d ( robb+ him1 tak+ f him ! advantage :i* he s]v$ 8 "t =1 & s5d+ him into ! _w l a man out ( a %ip set on %ore among savages1 :o1 in/ead ( fe$+ him1 are inde$ m ready to eat him up & dev\r him4#g ,an appr5tice :o has s]v$ out 8 "t fai?fully & dilig5tly1 ought to claim x z a debt to 8 ind5tures1 t 8 ma/] %\ld let him into an op5 acqua9tance ) 8 cu/om]s2 he does n else p]=m 8 promise to tea* him ! art & my/]y ( 8 trade2 he does n make him ma/] ( 8 bus9ess1 or enable him z he ought to set up 9 ! _w2 =1 z buy+ is inde$ ! fir/1 s sell+ is ! la/ end ( trade1 & ! fai?ful appr5tice ought to be fully made acqua9t$ ) !m bo?4 ,next to be+ acqua9t$ ) 8 ma/]'s cu/om]s & *apm51 ! appr5tice1 :5 8 "t is ne> expir+1 ought to acqua9t himself ) ! books1 t is to say1 to see & le>n 8 ma/]'s me?od ( book-keep+1 t he may foll[ x1 if ! me?od is good1 & may le>n a bett] me?od 9 "t1 if x is n4 ,! tradesman %\ld n be at a loss h[ to keep 8 books1 :5 he is to beg9 8 trade2 t w\ld be to put him to s*ool :5 he is j come f s*ool2 8 appr5tice%ip is1 & ought 9 ju/ice to be1 a s*ool to him1 :]e he ought to le>n e ?+ t %\ld qualify him = 8 bus9ess1 at lea/ e ?+ t 8 ma/] c tea* him2 & if he f9ds 8 ma/] ei!r backw>d or unwill+ to tea* him1 he %\ld compla9 9 "t to 8 own fri5ds1 t !y may "s h[ or o!r supply ! defect4 ,a tradesman's books are 8 repeat+ clock1 :i* ^u all occasions are to tell him h[ he goes on1 & h[ ?+s /& ) him 9 ! _w3 !re he w "k :5 x is "t to g on1 or :5 x is "t to give ov]2 & ^u 8 regul> keep+1 & fully acqua9t+ himself ) 8 books1 dep5ds at lea/ ! com=t ( 8 trade1 if n ! v trade itself4 ,if !y are n duly po/$1 & if e ?+ is n c>efully ent]$ 9 !m1 ! debtor's acc\nts kept ev51 ! ca% con/antly balanc$1 & ! cr$its all /at$1 ! tradesman is l a %ip at sea1 /e]$ )\t a helm2 he is all 9 confusion1 & kn[s n :at he does1 or :]e he is2 he may be a ri* man1 or a bankrupt--=1 9 a ^w1 he c give no acc\nt ( himself to himself1 mu* less to any body else4 ,8 books be+ s ess5tial to 8 trade1 he t comes out ( 8 "t )\t a p]fect k ( ! me?od ( book-keep+1 l a bride undre/1 is n fit to be m>ri$2 he kn[s n :at to d1 or :at /ep to take2 he may inde$ h s]v$ 8 "t1 b he has n le>n$ 8 trade1 nor is he fit to set up2 & be ! fault 9 himself = n le>n+1 or 9 8 ma/] = n tea*+ him1 he ought n to set up till he has gott5 "s skilful p]son to put him 9 a way to d x1 & make him fully to und]/& x4 ,x is true1 !re is n a great deal ( difficulty 9 keep+ a tradesman's books1 especially if he be a retail] only2 b yet1 ev5 9 ! meane/ trades1 !y ought to "k h[ to keep books4 ,b ! advice is direct$ to ^? :o are above ! retail]1 z well z to !m2 if ! book-keep+ be small1 x is ! soon] le>n$1 & ! appr5tice is ! m to blame if he neglects x4 ,besides1 ! objection is mu* m trifl+ ?an ! advice4 ,! tradesman _c c>ry on any consid]able trade )\t books2 & he mu/1 dur+ 8 appr5tice%ip1 prep>e himself = bus9ess by acqua9t+ himself ) e ?+ ne$ful = 8 go+ on ) 8 trade1 among :i* t ( book-keep+ is absolutely necess>y4 ,! la/ article1 & 9 itself ess5tial to a "y tradesman1 is to "k h[ to buy2 if 8 ma/] is k9d & g5]\s1 he w consid] ! ju/ice ( ?is "p1 & let him into ! secret ( x ( 8 own free w1 & t be=e 8 "t is fully expir$2 b if t %\ld n happ51 z (t5 x does n1 let ! appr5tice "k1 t x is "o ( ! mo/ ne$ful ?+s to him t c belong to 8 appr5tice%ip1 & t he ought n to let 8 "t run ov] 8 head1 )\t gett+ z mu* insight into x z possible2 t !re=e he ought to lose no opportunity to get into x1 ev5 :e!r 8 ma/] approves ( x or no2 = z x is a debt due to him f 8 ma/] to in/ruct him 9 x1 x is highly j he %\ld use all prop] means to come at x4 ,inde$1 ! affair 9 ?is age betwe5 ma/]s & _! appr5tices1 /&s 9 a diff]5t view f :at ! same ?+ 0 a few ye>s pa/2 ! /ate ( our appr5tice%ip is n a /ate ( s]vitude n[1 & h>dly ( subjection1 & _! behavi\r is accord+ly m l g5tlem5 ?an tradesm52 m l companions to _! ma/]s1 ?an l s]vants4 ,on ! o!r h&1 ! ma/]s seem to h made ov] _! au?ority to _! appr5tices = a sum ( money1 ! money tak5 n[ ) appr5tices be+ mo/ exorbitantly great1 comp>$ to :at x 0 9 =m] times4 ,n[1 ?\gh ?is does n at all exempt ! s]vant or appr5tice f tak+ c>e ( himself1 & to qualify himself = bus9ess :ile he is an appr5tice1 yet x is evid5t t x is no fur!rance to appr5tices2 ! lib]ties !y take t[>ds ! conclusion ( _! "t1 are s mu* employ$ to worse purposes1 t appr5tices d n come out ( _! times bett] f9i%$ = bus9ess & trade ?an !y did =m]ly1 b mu* ! worse3 & ?\gh x is n ! prop] bus9ess & design ( ?is "w to enl>ge on ! inju/ice done bo? to ma/] & s]vant by ?is *ange ( cu/om1 yet to br+ x to my pres5t purpose1 x c>ries ?is =ce ) x1 namely1 t ! advice to appr5tices to endeav\r to f9i% !mselves = bus9ess dur+ ! "t ( ! ind5ture1 is s mu* ! m ne$ful & seasonable4 ,nor is ?is advice = ! s]vice ( ! ma/]1 b ( ! appr5tice2 = if ! appr5tice neglects ?is advice1 if he omits to qualify himself = bus9ess z above1 if he nei!r w acqua9t himself ) ! cu/om]s1 nor ! books1 nor ) ! buy+ "p1 nor ga9 judgm5t 9 ! w>es he is to deal 91 ! loss is 8 own1 n 8 ma/]'s--&1 inde$1 he may be said to h s]v$ n himself1 b 8 ma/]--& bo? 8 money & 8 sev5 ye>s are all ?r[n away4 ,,footnotes3 #f ,individuals dealt )4 #g ,x w\ld be h>d to d\bt t ,de=e 0 s9c]e 9 ?is plead+ ( ! rights ( ! appr5tice2 b its morality is c]ta9ly f> f cle>4 ,! ma/] may h ga9$ cu/om]s ) difficulty1 by ! ex]cise ( mu* +5uity1 pati5ce1 & indu/ry1 or ?r\gh "s peculi> m]it ( 8 own4 ,inde$1 x is always to be presum$ t a tradesman's cu/om]s are atta*$ to him f "s ( ^! causes4 ,( c\rse1 x w\ld be h>d if 8 appr5tices1 in/ead ( collect+ cu/om]s = !mselves by ! same means1 s$uc$ away ^? ( 8 ma/]4 ,! true & direct object ( an appr5tice%ip is to acquire a trade1 n to acquire cu/om]s4 ,,*apt] ,,ii ,,! ,,tradesman',s ,,writ+ ,,lett]s ,z pla9ness1 & a free uncon/ra9$ way ( speak+1 is ! beauty & excell5ce ( spee*1 s an easy free concise way ( writ+ is ! be/ /yle = a tradesman4 ,he t affects a rumbl+ & bomba/ /yle1 & fills 8 lett]s ) long h>angues1 complim5ts1 & fl\ri%es1 %\ld turn poet in/ead ( tradesman1 & set up = a wit1 n a %opkeep]4 ,h>k h[ su* a "y tradesman writes1 out ( ! c\ntry1 to 8 :olesale-man 9 ,london1 ^u 8 fir/ sett+ up4 ',,sir--,! de/9ies hav+ s appo9t$ x1 & my d>k />s concurr+1 t ,i1 :o by nature 0 fram$ = bett] ?+s1 %\ld be put out to a trade1 & ! gods hav+ be5 s propiti\s to me 9 ! "t ( my s]vitude1 t at l5g? ! days are expir$1 & ,i am laun*$ =? into ! great ocean ( bus9ess1 ,i ?\ght fit to acqua9t y1 t la/ mon? ,i receiv$ my =tune1 :i*1 by my fa!r's w1 _h be5 my due two ye>s pa/1 at :i* "t ,i arriv$ to man's e/ate1 & became major1 :]eupon ,i h tak5 a h\se 9 "o ( ! pr9cipal /reets ( ! t[n (----1 :]e ,i am ent]$ ^u my bus9ess1 & h]eby let y "k t ,i %all h occasion = ! goods h]eaft] m5tion$1 :i* y may s5d to me by ! c>ri]4' ,?is f9e fl\ri%1 & :i*1 no d\bt1 ! "y fell[ dress$ up ) mu* application1 & ?\ght 0 v well done1 put 8 correspond5t 9 ,london into a fit ( laught]1 & in/ead ( s5d+ him ! goods he wrote =1 put him ei!r fir/ ^u writ+ d[n into ! c\ntry to inquire aft] 8 "*1 & :e!r he 0 wor? deal+ )1 or else x obta9$ to be fil$ up among su* lett]s z des]v$ no answ]4 ,! same tradesman 9 ,london receiv$ by ! po/ ano!r lett]1 f a "y %opkeep] 9 ! c\ntry1 to ! purpose foll[+3-- ',be+ oblig$1 ,sir1 by my late ma/]'s decease1 to ent] imm$iately ^u 8 bus9ess1 & consequ5tly op5 my %op )\t com+ up to ,london to furni% myself ) su* goods z at pres5t ,i want1 ,i h "h s5t y a small ord]1 z und]writt54 ,i hope y w ?9k y\rself oblig$ to use me well1 & p>ticul>ly t ! goods may be good ( ! sorts1 ?\gh ,i _c be at ,london to look !m out myself4 ,i h enclos$ a bill ( ex*ange = #ge1 on ,messrs ,a4,b4 & ,company1 payable to y1 or y\r ord]1 at "o-&-tw5ty days' sight2 be pleas$ to get x accept$1 & if ! goods am\nt to m ?an t sum1 ,i %all1 :5 ,i h y\r bill ( p>cels1 s5d y ! rema9d]4 ,i repeat my desire1 t y w s5d me ! goods well sort$1 & well *os51 & z *eap z possible1 t ,i may be enc\rag$ to a fur!r correspond5ce4 ,i am1 y\r humble s]vant1 ,c4,k4' ,?is 0 writ+ l a man t und]/ood :at he 0 do+2 & 8 correspond5t 9 ,london w\ld pres5tly say--',?is "y man writes l a man ( bus9ess2 pray let u take c>e to use him well1 = 9 all probability he w be a v good *apman4' ,! sum ( ! matt] is ?is3 a tradesman's lett]s %\ld be pla91 concise1 & to ! purpose2 no qua9t expressions1 no book-phrases1 no fl\ri%es1 & yet !y mu/ be full & suffici5t to express :at he means1 s z n to be d\btful1 mu* less un9telligible4 ,i c by no means approve ( /udi$ abbreviations1 & leav+ out ! ne$ful copulatives ( spee* 9 trad+ lett]s2 !y are to an extreme affect$2 no beauty to ! /yle1 b1 on ! contr>y1 a de=mity ( ! grosse/ nature4 ,!y are affect$ to ! la/ degree1 & ) ?is aggravation1 t x is an affectation ( ! grosse/ nature2 =1 9 a ^w1 x is affect+ to be ?\ght a man ( m ?an ord9>y s5se by writ+ extraord9>y nons5se2 & affect+ to be a man ( bus9ess1 by giv+ ord]s & express+ y\r mean+ 9 t]ms :i* a man ( bus9ess may n ?9k himself b\nd by4 ,= example1 a tradesman at ,hull writes to 8 correspond5t at ,london ! foll[+ lett]3-- ',,sir1 y\rs receiv$1 h at pres5t little to reply4 ,la/ po/ y _h bills ( load+1 ) invoice ( :at _h load5 = y\r acc\nt 9 ,hamburgh factor b\nd = said port4 ,:at h f>!r ord]s =1 %all be dispat*$ ) exp$ition4 ,m>kets slack5 mu* on ?is side2 _c sell ! iron = m ?an #cgs4 ,wi% _h y\r ord]s if %all "p ) x at t rate4 ,no %ips s9ce ! #aa?4 ,london fleet may be 9 ! roads be=e ! late /orm1 s hope !y are safe3 if h n insur$1 please omit ! same till he> f>!r2 ! wea!r prov+ good1 hope ! dang] is ov]4 ,my la/ transmitt$ ?ree bills ex*ange1 import #cae2 please signify if are come to h&1 & accept$1 & give cr$it 9 acc\nt curr5t to y\r humble s]vant4' ,i pret5d to say !re is no?+ 9 all ?is lett]1 ?\gh appe>+ to h ! face ( a consid]able deal]1 b :at may be tak5 any way1 pro or con4 ,! ,hamburgh factor may be a %ip1 or a horse--be b\nd to ,hamburgh or ,london4 ,:at %all be dispat*$ may be "o ?+1 or any ?+1 or e ?+1 9 a =m] lett]4 ,no %ips s9ce ! #aa?1 may be no %ips come 91 or no %ips gone out4 ,! ,london fleet be+ 9 ! roads1 x may be ! ,london fleet f ,hull to ,london1 or f ,london to ,hull1 bo? be+ (t5 at sea toge!r4 ,! roads may be ,y>m\? roads1 or ,grimsby1 or1 inde$1 any :]e4 ,by su* a way ( writ+1 no ord]s c be b9d+ to him t gives !m1 or to him !y are giv5 to4 ,a m]*ant writes to 8 factor at ,lisbon3-- ',please to s5d1 p] fir/ %ip1 #aej *e/s be/ ,seville1 & #bjj pipes be/ ,lisbon :ite4 ,may value y\rself p] ex*ange #abej /]l+1 = ! acc\nt ( above ord]s4 ,suppose y c s5d ! sloop to ,seville = ! ord]$ *e/s1 c4 ,i am4' ,"h is ! ord] to s5d a c>go1 ) a please to s5d2 s ! factor may let x alone if he does n please4#h ,! ord] is #aej *e/s ,seville2 x is suppos$ he means oranges1 b x may be #aej *e/s orange-trees z well1 or *e/s ( oil1 or any ?+4 ,lisbon :ite1 may be w9e or any ?+ else1 ?\gh x is suppos$ to be w9e4 ,he may draw #abej1 b he may refuse to accept x if he pleases1 = any ?+ su* an ord] z t obliges him4 ,on ! contr>y1 ord]s ought to be pla9 & explicit2 & he ought to h assur$ him1 t on 8 draw+ on him1 8 bills %\ld be hon\r$--t is1 accept$ & paid4 ,i "k ?is affectation ( /yle is acc\nt$ v gr&1 looks modi%1 & has a k9d ( maje/ic greatness 9 x2 b ! be/ m]*ants 9 ! _w are come (f f x1 & n[ *oose to write pla9 & intelligibly3 mu* less %\ld c\ntry tradesm51 citiz5s1 & %opkeep]s1 ^: bus9ess is pla9ness & m]e trade1 make use ( x4 ,i h m5tion$ ?is 9 ! beg9n+ ( ?is "w1 because1 inde$1 x is ! beg9n+ ( a tradesman's bus9ess4 ,:5 a tradesman takes an appr5tice1 ! fir/ ?+ he does = him1 aft] he takes him f beh9d 8 c\nt]1 aft] he lets him into 8 c\nt+-h\se & 8 books1 & aft] tru/+ him ) 8 m private bus9ess--,i say1 ! fir/ ?+ is to let him write lett]s to 8 deal]s1 & correspond ) 8 fri5ds2 & ?is he does 9 8 ma/]'s "n1 subscrib+ 8 lett]s ?us3-- ,i am1 = my ma/]1 ,a4,b4 & ,company1 y\r humble s]vant1 ,c4,d4 ,& beg9n+ ?us3--,sir1 ,i am ord]$ by my ma/] ,a4,b4 to advise y t-- ,or ?us3-- ,sir1 ,by my ma/]'s ord]1 ,i am to signify to y t ,ord]s = goods ought to be v explicit & p>ticul>1 t ! deal] may n mi/ake1 especially if x be ord]s f a tradesman to a manufactur] to make goods1 or to buy goods1 ei!r ( su* a quality1 or to su* a patt]n2 9 :i*1 if ! goods are made to ! col\rs1 & ( a m>ketable goodness1 & )9 ! "t limit$1 ! p]son ord]+ !m _c refuse to receive !m1 & make himself debtor to ! mak]4 ,on ! contr>y1 if ! goods are n ( a m>ketable goodness1 or n to ! patt]ns1 or are n s5t )9 ! "t1 ! mak] ought n to expect !y %\ld be receiv$4 ,= example-- ,! tradesman1 or w>eh\seman1 or :at else we may call him1 writes to 8 correspond5t at ,devizes1 9 ,wilt%ire1 ?us3-- ',sir--,! goods y s5t me la/ week are n at all = my purpose1 be+ ( a sort :i* ,i am at pres5t full (3 h[ev]1 if y are will+ !y %\ld lie "h1 ,i w take all opportunities to sell !m = y\r acc\nt2 o!rwise1 on y\r fir/ ord]s1 !y %all be deliv]$ to :oev] y %all direct3 & z y _h no ord]s f me = su* sorts ( goods1 y _c take ?is ill4 ,b ,i h "h enclos$ s5t y five patt]ns z "u1 m>k$ #a to #e2 if y ?9k fit to make me fifty pieces ( druggets ( ! same weight & goodness ) ! fifty pieces1 ,no4 ,a4,b41 :i* ,i _h f y la/ ,octob]1 & mix$ z exactly z y c to ! enclos$ patt]ns1 t5 to ea* patt]n1 & c h ! same to be deliv]$ "h any "t 9 ,febru>y next1 ,i %all take !m at ! same price :i* ,i gave y = ! la/2 & "o mon? aft] ! deliv]y y may draw ^u me = ! money1 :i* %all be paid to y\r cont5t4 ,y\r fri5d & s]vant4 ,p4,s4 ,let me h y\r return p] next po/1 intimat+ t y c or _c answ] ?is ord]1 t ,i may gov]n myself accord+ly4 ,to ,mr ,h4,g41 clo?i]1 ,devizes4' ,! clo?i]1 accord+ly1 gives him an answ] ! next po/1 z foll[s3-- ',sir--,i h ! fav\r ( y\rs ( ! #bb;d pa/1 ) y\r ord] = fifty f9e druggets1 to be made ( ! l weight & goodness ) ! two packs1 ,no4 ,a4,b41 :i* ,i made = y & s5t la/ ,octob]1 z also ! five patt]ns enclos$1 m>k$ #a to #e1 = my direction 9 ! mixture4 ,i give y ?is tr\ble1 accord+ to y\r ord]1 to let y "k ,i h already put ! said fifty pieces 9 h&2 & z ,i am always will+ to s]ve y to ! be/ ( my p[]1 & am ?ankful = y\r fav\rs1 y may dep5d ^u !m )9 ! "t1 t is to say1 "s "t 9 ,febru>y next1 & t !y %all be ( ! l f95ess & sub/ance ) ! o!r1 & z ne> to ! patt]ns z possible4 ,b 9 reg>d our poor are v crav+1 & money at ?is "t v sc>ce1 ,i beg y w give me leave 7tw5ty or ?irty pieces ( !m be+ f9i%$ & deliv]$ to y at any "t be=e ! rema9d]71 to draw fifty p\nds on y = pres5t occasion2 = :i* ,i %all ?9k myself greatly oblig$1 & %all give y any security y please t ! re/ %all foll[ )9 ! "t4 ,z to ! pack ( goods 9 y\r h&s1 :i* 7 s5t up )\t y\r ord]1 ,i am cont5t !y rema9 9 y\r h&s = sale on my acc\nt1 & desire y w sell !m z soon z y c1 = my be/ advantage4 ,i am1' c4 ,"h is a h>mony ( bus9ess1 & e ?+ exact2 ! ord] is giv5 pla9 & express2 ! clo?i] answ]s directly to e po9t2 "h c be no defect 9 ! correspond5ce2 ! dilig5t clo?i] applies imm$iately to ! "w1 sorts & dyes 8 wool1 mixes 8 col\rs to ! patt]ns1 puts ! wool to ! sp9n]s1 s5ds 8 y>n to ! weav]s1 has ! pieces br\ght home1 !n has !m to ! ?ick+ or full+-mill1 dresses !m 9 8 own workh\se1 & s5ds !m up punctually by ! "t2 p]haps by ! middle ( ! mon?4 ,hav+ s5t up tw5ty pieces five weeks be=e1 ! w>eh\se-keep]1 to oblige him1 pays 8 bill ( #ej1 & a mon? aft] ! re/ are s5t 91 he draws = ! re/ ( ! money1 & 8 bills are punctually paid4 ,! consequ5ce ( ?is exact writ+ & answ]+ is ?is-- ,! w>eh\se-keep] hav+ ! ord] f 8 m]*ant1 is furni%$ 9 "t1 & obliges 8 cu/om]2 !n says he to 8 s]vant1 ',well1 ?is ,h4,g4 ( ,devizes is a clev] workman1 und]/&s 8 bus9ess1 & may be dep5d$ on3 ,i see if ,i h an ord] to give t requires any exactness & hone/ usage1 he is my man2 he und]/&s ord]s :5 !y are s5t1 goes to "w imm$iately1 & answ]s !m punctually4' ,aga91 ! clo?i] at ,devizes says to 8 head man1 or p]haps 8 son1 ',?is ,mr ,h4 is a v good employ]1 & is wor? oblig+2 8 ord]s are s pla9 & s direct1 t a man _c mi/ake1 & if ! goods are made hone/ly & to 8 "t1 !re's "o's money2 bills are *e]fully accept$1 & punctually paid2 ,i'll nev] disappo9t him2 :oev] goes )\t goods1 he %all n4' ,on ! contr>y1 :5 ord]s are d>kly giv51 !y are d\btfully obs]v$2 & :5 ! goods come to t[n1 ! m]*ant dislikes !m1 ! w>eh\seman %uffles !m back ^u ! clo?i]1 to lie = 8 acc\nt1 pret5d+ !y are n made to 8 ord]2 ! clo?i] is disc\rag$1 & = want ( 8 money discr$it$1 & all _! correspond5ce is confusion1 & ends 9 loss bo? ( money & cr$it4 ,,footnotes3 #h ,! practice ( trade n[ sanctions c\rte\s expressions ( ?is k9d4 ,,*apt] ,,iii ,,! ,,trad+ ,,/yle ,9 ! la/ *apt] ,i gave my ?\ghts = ! in/ruction ( "y tradesm5 9 writ+ lett]s ) ord]s1 & answ]+ ord]s1 & especially ab\t ! prop] /yle ( a tradesman's lett]s1 :i* ,i h9t$ %\ld be pla9 & easy1 free 9 language1 & direct to ! purpose int5d$4 ,give me leave to g on ) ! subject a little f>!r1 z ,i ?9k x is useful 9 ano!r "p ( ! tradesman's correspond5ce4 ,i might h made "s apology = urg+ tradesm5 to write a pla9 & easy /yle2 let me add1 t ! tradesm5 ne$ n be (f5d$ at my condemn+ !m1 z x 71 to a pla9 & homely /yle--easy1 pla91 & famili> language is ! beauty ( spee* 9 g5]al1 & is ! excell5cy ( all writ+1 on :atev] subject1 or to :atev] p]sons !y are we write or speak4 ,! end ( spee* is t m5 might und]/& "o ano!r's mean+2 c]ta9ly t spee*1 or t way ( speak+1 :i* is mo/ easily und]/ood1 is ! be/ way ( speak+4 ,if any man 7 to ask me1 :i* w\ld be suppos$ to be a p]fect /yle1 or language1 ,i w\ld answ]1 t 9 :i* a man speak+ to five hundr$ p1 ( all common & v>i\s capacities1 idiots or lunatics except$1 %\ld be und]/ood by !m all 9 ! same mann] ) "o ano!r1 & 9 ! same s5se :i* ! speak] int5d$ to be und]/ood--?is w\ld c]ta9ly be a mo/ p]fect /yle4 ,all exotic say+s1 d>k & ambigu\s speak+s1 affect$ words1 &1 z ,i said 9 ! la/ *apt]1 abridgem5t1 or words cut (f1 z !y are fooli% & improp] 9 bus9ess1 s1 inde$1 are !y 9 any o!r ?+s2 h>d words1 & affectation ( /yle 9 bus9ess1 is l bomba/ 9 poetry1 a k9d ( rumbl+ nons5se1 & no?+ ( ! k9d c be m ridicul\s4 ,! nicety ( writ+ 9 bus9ess consi/s *iefly 9 giv+ e species ( goods _! trad+ names1 = !re are c]ta9 peculi>ities 9 ! trad+ language1 :i* are to be obs]v$ z ! greate/ proprieties1 & )\t :i* ! language y\r lett]s are writt5 9 w\ld be obscure1 & ! tradesm5 y write to w\ld n und]/& y--= example1 if y write to y\r factor at ,lisbon1 or at ,cadiz1 to make y returns 9 h>dw>e1 he und]/&s y1 & s5ds y s _m bags ( pieces ( eight4 ,s1 if a m]*ant comes to me to hire a small %ip ( me1 & tells me x is = ! pip9 trade1 or to buy a vessel1 & tells me he int5ds to make a pip9] ( h]1 ! mean+ is1 t %e is to run to ,seville = oranges1 or to ,malaga = lemons4 ,if he says he int5ds to s5d h] = a lad+ ( fruit1 ! mean+ is1 %e is to g to ,alicant1 ,d5ia1 or ,xevia1 on ! coa/ ( ,spa91 = rais9s ( ! sun1 or to ,malaga = ,malaga rais9s4 ,?us1 9 ! home trade 9 ,engl&3 if 9 ,k5t a man tells me he is to g among ! night-rid]s1 8 mean+ is1 he is to g a-c>ry+ wool to ! sea-%ore--! p t usually run ! wool (f 9 boats1 are call$ owl]s--^? t /eal cu/oms1 smuggl]s1 & ! l4 ,9 a ^w1 !re is a k9d ( slang 9 trade1 :i* a tradesman ought to "k1 z ! begg>s & /roll]s "k ! gipsy cant1 :i* none c speak b !mselves2 & ?is 9 lett]s ( bus9ess is all[able1 &1 inde$1 !y _c und]/& "o ano!r )\t x4 ,a brickmak] be+ hir$ by a brew] to make "s bricks = him at 8 c\ntry-h\se1 wrote to ! brew] t he c\ld n g =w>d unless he _h two or ?ree loads ( spani%1 & t o!rwise 8 bricks w\ld co/ him six or sev5 *aldrons ( coals extraord9>y1 & ! bricks w\ld n be s good & h>d nei!r by a great deal1 :5 !y 7 burnt4 ,! brew] s5ds him an answ]1 t he %\ld g on z well z he c\ld = ?ree or f\r days1 & !n ! spani% %\ld be s5t him3 accord+ly1 ! foll[+ week1 ! brew] s5ds him d[n two c>ts load$ ) ab\t twelve hog%eads or casks ( molasses1 :i* fright$ ! brickmak] almo/ out ( 8 s5ses4 ,! case 0 ?is3-,! brew]s =m]ly mix$ molasses ) _! ale to sweet5 x1 & abate ! quantity ( malt1 molasses1 be+1 at t "t1 mu* *eap] 9 proportion1 & ?is !y call$ spani%1 n be+ will+ t p %\ld "k x4 ,aga91 ! brickmak]s all ab\t ,london1 d mix sea-coal a%es1 or lay/al-/uff1 z we call x1 ) ! clay ( :i* !y make bricks1 & by t %ift save eight *aldrons ( coals out ( elev51 9 proportion to :at o!r p use to burn !m )1 & ^! a%es !y call spani%4 ,?us ! receiv$ t]ms ( art1 9 e p>ticul> bus9ess1 are to be obs]v$1 ( :i* ,i %all speak to y 9 its turn3 ,i "n !m "h to intimate1 t :5 ,i am speak+ ( pla9 writ+ 9 matt]s ( bus9ess1 x mu/ be und]/ood ) an all[ance = all ^! ?+s--& a tradesman mu/ be n only all[$ to use !m 9 8 /yle1 b _c write prop]ly )\t !m--x is a p>ticul> excell5ce 9 a tradesman to be able to "k all ! t]ms ( art 9 e sep>ate bus9ess1 s z to be able to speak or write to any p>ticul> h&icraft or manufactur] 9 8 own dialect1 & x is z necess>y z x is = a seaman to und]/& ! names ( all ! sev]al ?+s belong+ to a %ip4 ,?is1 !re=e1 is n to be und]/ood :5 ,i say1 t a tradesman %\ld write pla9 & explicit1 = ^! ?+s belong to1 & are "p (1 ! language ( trade4 ,b ev5 ^! t]ms ( art1 or cu/om>y expressions1 are n to be us$ ) affectation1 & ) a ne$less repetition1 :]e !y are n call$ =4 ,nor %\ld a tradesman write ^? out-(-!-way words1 ?\gh x is 9 ! way ( ! bus9ess he writes ab\t1 to any o!r p]son1 :o he kn[s1 or has reason to believe1 does n und]/& !m--,i say1 he ought n to write 9 ^? t]ms to su*1 because x %[s a k9d ( o/5tation1 & a triumph ov] ! ignorance ( ! p]son !y are writt5 to1 unless at ! v same "t y add an explanation ( ! t]ms1 s z to make !m assur$ly intelligible at ! place1 & to ! p]son to :om !y are s5t4 ,a tradesman1 9 su* cases1 l a p>son1 %\ld suit 8 language to 8 auditory2 & x w\ld be z ridicul\s = a tradesman to write a lett] fill$ ) ! peculi>ities ( ?is or t p>ticul> trade1 :i* trade he kn[s ! p]son he writes to is ignorant (1 & ! t]ms :]e( he is unacqua9t$ )1 z x w\ld be = a m9i/] to quote ! ,*ryso/ome & ,/ ,au/91 & repeat at l>ge all _! say+s 9 ! ,greek & ! ,lat91 9 a c\ntry *ur*1 among a p>cel ( pl\ghm5 & f>m]s4 ,?us a sailor1 writ+ a lett] to a surgeon1 told him he _h a swell+ on ! nor?-ea/ side ( 8 face--t 8 w9dw>d leg be+ hurt by a bruise1 x s put him out ( trim1 t he always heel$ to />bo>d :5 he made fre% way1 & s run to leew>d1 till he 0 (t5 =c$ agr\nd2 !n he desir$ him to give him "s directions h[ to put himself into a sail+ po/ure aga94 ,( all :i* ! surgeon und]/ood little m ?an t he _h a swell+ on 8 face1 & a bruise 9 8 leg4 ,x w\ld be a v happy ?+1 if tradesm5 _h all _! lexicon te*nicum at _! f+]s' ends2 ,i mean 7= pray1 rememb]1 t ,i obs]ve my own rule1 n to use a h>d ^w )\t expla9+ x71 t e tradesman w\ld /udy s ! t]ms ( art ( o!r trades1 t he might be able to speak to e manufactur] or arti/ 9 8 own language1 & und]/& !m :5 !y talk$ "o to ano!r3 ?is w\ld make trade be a k9d ( univ]sal language1 & ! p>ticul> m>ks !y are oblig$ to1 w\ld be l ! notes ( music1 an univ]sal "*1 9 :i* all ! tradesm5 9 ,engl& might write to "o ano!r 9 ! language & *>act]s ( _! sev]al trades1 & be z intelligible to "o ano!r z ! m9i/] is to 8 p1 & p]haps mu* m4 ,i !re=e recomm5d x to e "y tradesman to take all occasions to conv]se ) me*anics ( e k9d1 & to le>n ! p>ticul> language ( _! bus9ess2 n ! names ( _! tools only1 & ! way ( work+ ) _! in/rum5ts z well z h&s1 b ! v cant ( _! trade1 = e trade has its no/rums1 & its little made words1 :i* !y (t5 pride !mselves 91 & :i* yet are useful to !m on "s occasion or o!r4 ,!re are _m advantages to a tradesman 9 ?us hav+ a g5]al k ( ! t]ms ( art1 & ! cant1 z ,i call x1 ( e bus9ess2 & p>ticul>ly ?is1 t !y c\ld n be impos$ ^u s easily by o!r tradesm51 :5 !y came to deal ) !m4 ,if y come to deal ) a tradesman or h&icraft man1 & talk 8 own language to him1 he pres5tly supposes y und]/& 8 bus9ess2 t y "k :at y come ab\t2 t y h judgm5t 9 8 goods1 or 9 8 art1 & _c easily be impos$ ^u2 accord+ly1 he treats y l a man t is n to be *eat$1 comes close to ! po9t1 & does n cr[d y ) words & rattl+ talk to set out 8 w>es1 & to cov] _! defects2 he f9ds y "k :]e to look or feel = ! defect ( ?+s1 & h[ to judge _! wor?4 ,= example3-- ,:at trade has m h>d words & peculi> ways att5d+ x1 ?an t ( a jockey1 or horse-c\rs]1 z we call !m6 ,!y h all ! p>ts ( ! horse1 & all ! diseases att5d+ him1 necess>y to be m5tion$ 9 ! m>ket1 ^u e occasion ( buy+ or b>ga9+4 ,a jockey w "k y at fir/ sight1 :5 y d b g r\nd a horse1 or at ! fir/ ^w y say ab\t him1 :e!r y are a deal]1 z !y call !mselves1 or a /rang]4 ,if y beg9 well1 if y take up ! horse's foot "r1 if y h&le him 9 ! prop] places1 if y bid 8 s]vant op5 8 m\?1 or g ab\t x y\rself l a workman1 if y speak ( 8 %apes or go+s 9 ! prop] words--',oh6' says ! jockey to 8 fell[1 'he und]/&s a horse1 he speaks ! language3' !n he kn[s y are n to be *eat$1 or1 at lea/1 n s easily2 b if y g awkw>dly to "w1 :isp] to y\r man y br+ ) y to ask e ?+ = y1 _c h&le ! horse y\rself1 or speak ! language ( ! trade1 he falls ^u y ) 8 fl\ri%es1 & ) a flux ( horse rhetoric imposes ^u y ) oa?s & assev]ations1 &1 9 a ^w1 conqu]s y ) ! m]e clam\r ( 8 trade4 ,?us1 if y g to a g>d5 to buy fl[]s1 plants1 trees1 & gre5s1 if y "k :at y g ab\t1 "k ! names ( fl[]s1 or simples1 or gre5s2 "k ! p>ticul> beauties ( !m1 :5 !y are fit to remove1 & :5 to slip & draw1 & :5 n2 :at col\r is ord9>y1 & :at r>e2 :5 a fl[] is r>e1 & :5 ord9>y--! g>d5] pres5tly talks to y z to a man ( art1 tells y t y are a lov] ( art1 a fri5d to a flori/1 %[s y 8 exotics1 8 gre5-h\se1 & 8 /ores2 :at he has set out1 & :at he has budd$ or en>*$1 & ! l2 b if he f9ds y h none ( ! t]ms ( art1 "k little or no?+ ( ! names ( plants1 or ! nature ( plant+1 he picks y\r pocket in/antly1 %[s y a f9e trimm$ fuz-bu% = a junip]1 sells y common p9ks = pa9t$ ladies1 an ord9>y tulip = a r>ity1 & ! l4 ,?us ,i saw a g>d5] sell a g5tleman a l>ge yell[ auricula1 t is to say1 a runn+ away1 = a curi\s fl[]1 & take a great price4 ,x seems1 ! g5tleman 0 a lov] ( a good yell[2 & x is kn[n1 t :5 nature 9 ! auricula is exhau/$1 & has sp5t h] /r5gh 9 %[+ a f9e fl[]1 p]haps "s ye>s ^u ! same root1 %e fa9ts at la/1 & !n turns into a yell[1 :i* yell[ %all be bright & pleasant ! fir/ ye>1 & look v well to "o t kn[s no?+ ( x1 ?\gh ano!r ye> x turns pale1 & at l5g? almo/ :ite4 ,?is ! g>d5]s call a run fl[]1 & ?is !y put ^u ! g5tleman = a r>ity1 only because he discov]$ at 8 com+ t he knew no?+ ( ! matt]4 ,! same g>d5] sold ano!r p]son a root ( :ite pa9t$ ?yme = ! "r ,m>um ,syriacum2 & ?us !y d e day4 ,a p]son goes into a brickmak]'s field to view 8 clamp1 & buy a load ( bricks2 he resolves to see !m load$1 because he w\ld h good ones2 b n und]/&+ ! goods1 & see+ ! workm5 load+ !m :]e !y 7 h>d & well burnt1 b look$ :ite & grey1 :i*1 to be sure1 7 ! be/ ( ! bricks1 & :i* p]haps !y w\ld n h done if he _h n be5 !re to look at !m1 !y suppos+ he und]/ood :i* 7 ! be/2 b he1 9 ! abundance ( 8 ignorance1 f9ds fault ) !m1 because !y 7 n a good col\r1 & did n look r$2 ! brickmak]'s m5 took ! h9t imm$iately1 & tell+ ! buy] !y w\ld give him r$ bricks to oblige him1 turn$ _! h&s f ! grey h>d well-burnt bricks to ! s(t sammel#i half-burnt bricks1 :i* !y 7 glad to dispose (1 & :i* nobody t _h und]/ood !m w\ld h tak5 (f _! h&s4 ,i m5tion ^! l[] ?+s1 because ,i w\ld suit my writ+ to ! und]/&+ ( ! meane/ p1 & speak ( frauds us$ 9 ! mo/ ord9>y trades2 b x is ! l 9 almo/ all ! goods a tradesman c deal 94 ,if y g to ,w>wick%ire to buy *eese1 y dem& ! *eese '( ! fir/ make1' because t is ! be/4 ,if y g to ,suffolk to buy butt]1 y refuse ! butt] ( ! fir/ make1 because t is n ! be/1 b y b>ga9 = '! "r r[+ butt]1' :i* is ! butt] t is made :5 ! c[s are turn$ into ! gr\nds :]e ! grass has be5 m[$1 & ! hay c>ri$ (f1 & gr[n aga93 & s 9 _m o!r cases4 ,^! ?+s demon/rate ! advantages !re are to a tradesman1 9 8 be+ ?or\ghly in=m$ ( ! t]ms ( art1 & ! peculi>ities belong+ to e p>ticul> bus9ess1 :i*1 !re=e1 ,i call ! language ( trade4 ,z a m]*ant %\ld und]/& all languages1 at lea/ ! languages ( ^? c\ntries :i* he trades to1 or corresponds )1 & ! cu/oms & usages ( ^? c\ntries z to _! comm]ce1 s an ,engli% tradesman ought to und]/& all ! languages ( trade1 )9 ! circumf]5ce ( 8 own c\ntry1 at lea/1 & p>ticul>ly ( su* z he may1 by any ( ! consequ5ces ( 8 comm]ce1 come to be any way conc]n$ )4 ,especially1 x is 8 bus9ess to acqua9t himself ) ! t]ms & trad+ /yle1 z ,i call x1 ( ^? trades :i* he buys (1 z to ^? he sells to2 suppos+ he sells to ^? :o sell aga91 x is _! bus9ess to und]/& him1 n 8 to und]/& !m3 & if he f9ds !y d n und]/& him1 he w n fail to make _! ignorance be 8 advantage1 unless he is hone/] & m consci5ti\s 9 8 deal+s ?an mo/ ( ! tradesm5 ( ?is age seem to be4 ,,footnotes3 #i ,sammel is a t]m ( art ! brickmak]s use = ^? bricks :i* are n well burnt1 & :i* g5]ally look ( a pale r$ col\r1 & z fair z ! o!r1 b are s(t4 ,,*apt] ,,iv ,,( ,,! ,,tradesman ,,acqua9t+ ,,himself ,,) ,,all ,,bus9ess ,,9 ,,g5]al ,x is ! judgm5t ( "s exp]i5c$ tradesm51 t no man ought to g f "o bus9ess to ano!r1 & laun* out ( ! trade or employm5t he 0 br$ to3 ,tract5t fabrilia fabri--',e man to 8 own bus9ess2' &1 !y tell u1 m5 nev] ?rive :5 !y d s4 ,i w n ent] into t dispute "h4 ,i "k "s good & enc\rag+ examples ( ! contr>y1 & :i* /& z rem>kable in/ances1 or z exceptions to ! g5]al rule3 b let t be z x w1 sometimes provid5ce em95tly calls ^u m5 out ( "o employ into ano!r1 out ( a %op into a w>eh\se1 out ( a w>eh\se into a %op1 out ( a s+le h& into a p>tn]%ip1 & ! l2 & !y trade "o "t "h1 ano!r "t !re1 & ) v good success too4 ,b ,i say1 be t z x w1 a tradesman ought s f> to acqua9t himself ) bus9ess1 t he %\ld n be at a loss to turn 8 h& to ?is or t trade1 z occasion pres5ts1 :e!r 9 or out ( ! way ( 8 ord9>y deal+1 z we h (t5 se5 done 9 ,london & o!r places1 & sometimes ) good success4 ,?is acqua9t+ himself ) bus9ess does n intimate t he %\ld le>n e trade1 or ent] into ! my/]y ( e employm5t4 ,t _c well be2 b t he %\ld h a true notion ( bus9ess 9 g5]al1 & a k h[ & 9 :at mann] x is c>ri$ on2 t he %\ld "k :]e e manufacture is made1 & h[ b\ght at fir/ h&2 t he %\ld "k :i* are ! prop] m>kets1 & :at ! p>ticul> k9ds ( goods to ex*ange at ^? m>kets2 t he %\ld "k ! mann] h[ e manufacture is manag$1 & ! me?od ( _! sale4 ,x _c be expect$ t he %\ld h judgm5t 9 ! *oice ( all k9ds ( goods1 ?\gh 9 a great _m he may h judgm5t too3 b !re is a g5]al und]/&+ 9 trade1 :i* e tradesman bo? may & ought to arrive to2 & ?is p]fectly qualifies him to engage 9 any new und]tak+1 & to emb>k ) o!r p]sons bett] qualifi$ ?an himself 9 any new trade1 :i* he 0 n 9 be=e2 9 :i*1 ?\gh he may n h a p>ticul> k & judgm5t 9 ! goods !y are to deal 9 or to make1 yet1 hav+ ! b5efit ( ! k 8 new p>tn] is ma/] (1 & be+ himself apt to take 9 all additional lights1 he soon becomes exp]i5c$1 & ! k ( all ! o!r p>ts ( bus9ess qualifies him to be a suffici5t p>tn]4 ,= example--,a4,b4 0 br$ a dry-salt]1 & he goes 9 p>tn] ) ) ,c4,d41 a sc>let-dy]1 call$ a b[-dy]1 at ,w&swor?4 ,z a salt]1 ,a4,b4 has _h exp]i5ce en\gh 9 ! mat]ials = dye+1 z well sc>lets z all o!r col\rs1 & und]/&s v well ! buy+ ( co*9eal1 indigo1 galls1 %uma*1 logwood1 fu/ick1 madd]1 & ! l2 s t he does 8 "p v well4 ,c4,d4 is an exp]i5c$ sc>let-dy]2 b n[1 d\bl+ _! /ock1 !y fall into a l>g] "w1 & !y dye bays & /uffs1 & o!r goods1 into diff]+ col\rs1 z occasion requires2 & ?is br+s !m to an equality 9 ! bus9ess1 & by hir+ good exp]i5c$ s]vants1 !y g on v well toge!r4 ,! l happ5s (t5 :5 a tradesman turns 8 h& f "o trade to ano!r2 & :5 he emb>ks1 ei!r 9 p>tn]%ip or out ( x1 9 any new bus9ess1 x is suppos$ he seldom *anges h&s 9 su* a mann] )\t "s su* suitable p]son to jo9 )1 or t he has "s exp]i5c$ head workman to direct him1 :i*1 if t workman proves hone/1 is z well z a p>tn]4 ,on ! o!r h&1 8 own application & indefatigable indu/ry supply ! want ( judgm5t4 ,?us1 ,i h kn[n sev]al tradesm5 turn _! h&s f "o bus9ess to ano!r1 or f "o trade entirely to ano!r1 & v (t5 ) good success4 ,= example1 ,i h se5 a confection] turn a sug>-bak]2 ano!r a di/ill]2 an apo!c>y turn *emi/1 & n a few turn physicians1 & prove v good physicians too2 b t is a /ep beyond :at ,i am speak+ (4 ,b my argum5t turns ^u ?is--t a tradesman ought to be able to turn 8 h& to any ?+2 t is to say1 to lay d[n "o trade & take up ano!r1 if occasion leads him to x1 & if he sees an evid5t view ( pr(it & advantage 9 x2 & ?is is only done by 8 hav+ a g5]al k ( trade1 s z to h a capacity ( judg+3 & by b j look+ ^u :at is (f]$ or propos$1 he sees z mu* at fir/ view z o!rs d by long inquiry1 & ) ! judgm5t ( _m advis]s4 ,:5 ,i am ?us speak+ ( ! tradesman's be+ capable ( mak+ judgm5t ( ?+s1 x occurs1 ) a =ce n to be resi/$1 t ,i %\ld add1 he is h]eby f5c$ aga9/ bubbles & projects1 & aga9/ ^? fatal p call$ projectors1 :o are1 inde$1 among tradesm51 z birds ( prey are among ! innoc5t f[ls--dev\r]s & de/roy]s4 ,a tradesman _c be too well arm$1 nor too mu* caution$1 aga9/ ^? sort ( p2 !y are con/antly surr\nd$ ) !m1 & are z mu* 9 jeop>dy f !m1 z a man 9 a cr[d is ( hav+ 8 pocket pick$--nay1 almo/ z a man is :5 9 a cr[d ( pickpockets4 ,no?+ secures ! tradesman aga9/ ^? m5 s well z 8 be+ ?or\ghly kn[+ 9 bus9ess1 hav+ a judgm5t to weigh all ! delusive s*emes & ! f9e promises ( ! :e$l+ projector1 & to see :i* are likely to answ]1 or :i* n2 to exam9e all 8 speci\s pret5ces1 8 calculations & figures1 & see :e!r !y are z likely to answ] ! end z he takes ^u him to say !y w2 to make all[ances = all 8 f9e fl\ri%es & outsides1 & !n to judge = himself4 ,a projector is to a tradesman a k9d ( inc5di>y2 he is 9 a con/ant plot to bl[ him up1 or set fire to him2 = projects are g5]ally z fatal to a tradesman z fire 9 a magaz9e ( gunp[d]4 ,! hone/ tradesman is always 9 dang]1 & _c be too w>y2 & !re=e to =tify 8 judgm5t1 t he may be able to gu>d aga9/ su* p z ^!1 is "o ( ! mo/ necess>y ?+s ,i c d = him4 ,9 ord]1 !n1 to direct ! tradesman h[ to furni% himself ?us ) a ne$ful /ock ( trad+ k1 fir/1 ,i %all propose to him to conv]se ) tradesm5 *iefly3 he t w be a tradesman %\ld conf9e himself )9 8 own sph]e3 nev] 0 ! ,gazette s full ( ! adv]tisem5ts ( commissions ( bankrupt z s9ce our %opkeep]s are s mu* engag$ 9 p>ties1 =m$ into clubs to he> news1 & read j\rnals & politics2 9 %ort1 :5 tradesm5 turn /atesm51 !y %\ld ei!r %ut up _! %ops1 or hire somebody else to look aft] !m4 ,! kn[n /ory ( ! uphol/]] is v in/ructive1#aj :o1 9 8 abundant conc]n = ! public1 ran himself out ( 8 bus9ess into a jail2 & ev5 :5 he 0 9 prison1 c\ld n sleep = ! conc]n he _h = ! lib]ties ( 8 de> c\ntry3 ! man 0 a good patriot1 b a bad %opkeep]2 &1 inde$1 %\ld r h %ut up 8 %op1 & got a commission 9 ! army1 & !n he _h s]v$ 8 c\ntry 9 ! way ( 8 call+4 ,b ,i may speak to ?is m 9 its turn4 ,my pres5t subject is n ! negative1 :at he %\ld n d1 b ! affirmative1 :at he %\ld d2 ,i say1 he %\ld take all occasions to conv]se )9 ! circuit ( 8 own sph]e1 t is1 dwell ^u ! subject ( trade 9 8 conv]sation1 & sort ) & conv]se among tradesm5 z mu* z he c2 z writ+ tea*es to write--scrib5do discis scrib]e--s conv]s+ among tradesm5 w make him a tradesman4 ,i ne$ n expla9 ?is s critically z to tell y ,i d n mean he %\ld conf9e or re/ra9 himself entirely f all mann] ( conv]sation b among 8 own class3 ,i %all speak to t 9 its place also4 ,a tradesman may on occasion keep company ) g5tlem5 z well z o!r p2 nor is a trad+ man1 if he is a man ( s5se1 unsuitable or unpr(itable = a g5tleman to conv]se )1 z occasion requires2 & y w (t5 f9d1 t n private g5tlem5 only1 b ev5 m9i/]s ( /ate1 privy-c\ncillors1 memb]s ( p>liam5t1 & p]sons ( all ranks 9 ! gov]nm5t1 f9d x = _! purpose to conv]se ) tradesm51 & are n a%am$ to ackn[l$ge1 t a tradesman is sometimes qualifi$ to in=m !m 9 ! mo/ difficult & intricate1 z well z ! mo/ urg5t1 affairs ( gov]nm5t2 & ?is has be5 ! reason :y s _m tradesm5 h be5 advanc$ to hon\rs & dignities above _! ord9>y rank1 z ,sir ,*>les ,duncombe1 a goldsmi?2 ,sir ,h5ry ,furnese1 :o 0 orig9ally a retail hosi]2 ,sir ,*>les ,cook1 late "o ( ! bo>d ( trade1 a m]*ant2 ,sir ,josiah ,*ild1 orig9ally a v mean tradesman2 ! late ,mr ,l[ndes1 br$ a scriv5]2 & _m o!rs1 too _m to "n4 ,b ^! are in/ances ( m5 call$ out ( _! l[] sph]e = _! em95t usefulness1 & _! kn[n capacities1 be+ fir/ kn[n to be dilig5t & indu/ri\s m5 9 _! private & l[] sph]es2 su* advancem5ts make good ! words ( ! wise man--',see/ ?\ a man dilig5t 9 8 call+1 he %all /& be=e k+s2 he %all n /& be=e mean m54#aa ,9 ! mean "t1 ! tradesman's prop] bus9ess is 9 8 %op or w>eh\se1 & among 8 own class or rank ( p2 !re he sees h[ o!r m5 g on1 & !re he le>ns h[ to g on himself2 !re he sees h[ o!r m5 ?rive1 & le>ns to ?rive himself2 !re he he>s all ! trad+ news--z = /ate news & politics1 x is none ( 8 bus9ess2 !re he le>ns h[ to buy1 & !re he gets (t5times opportunities to sell2 !re he he>s ( all ! disa/]s 9 trade1 :o breaks1 & :y2 :at br\ght su* & su* a man to mis=tunes & disa/]s2 & sees ! v>i\s ways h[ m5 g d[n 9 ! _w1 z well z ! arts & managem5t1 by :i* o!rs f no?+ arise to weal? & e/ates4 ,"h he sees ! ,scripture itself ?w>t$1 & 8 neighb\r tradesman1 a :olesale hab]da%]1 9 spite ( a good und]/&+1 9 spite ( a good beg9n+1 & 9 spite ( ! mo/ indefatigable indu/ry1 s9k 9 8 circum/ances1 lose 8 cr$it1 !n 8 /ock1 & !n break & become bankrupt1 :ile ! man takes m pa9s to be poor ?an o!rs d to gr[ ri*4 ,!re1 on ! o!r h&1 he sees ,g4,d41 a plodd+1 weak-head$1 b labori\s wret*1 ( a conf9$ g5ius1 & t _c look a qu>t] ( a mile f 8 %op-door into ! _w1 & beg9n+ ) little or no?+1 yet rises apace 9 ! m]e road ( bus9ess1 9 :i* he goes on l ! mill]'s horse1 :o1 be+ ti$ to ! po/1 is turn$ r\nd by ! v :eel :i* he turns r\nd himself2 & ?is fell[ %all get money ins5sibly1 & gr[ ri* ev5 he kn[s n h[1 & no body else kn[s :y4 ,"h he sees ,f4,m4 ru9$ by too mu* trade1 & !re he sees ,m4,f4 />v$ = want ( trade2 & f all ^! obs]vations he may le>n some?+ useful to himself1 & fit to guide 8 own measures1 t he may n fall into ! same mis*iefs :i* he sees o!rs s9k "u1 & t he may take ! advantage ( t prud5ce :i* o!rs rise by4 ,all ^! ?+s w naturally occur to him1 9 8 conv]s+ among 8 fell[-tradesm54 ,a settl$ little society ( trad+ p1 :o und]/& bus9ess1 & are c>ry+ on trade 9 ! same mann] ) himself1 no matt] :e!r !y are ( ! v same trades or no1 & p]haps bett] n ( ! same--su* a society1 ,i say1 %all1 if due obs]vations are made f x1 tea* ! tradesman m ?an 8 appr5tice%ip2 = !re he le>n$ ! op]ation1 "h he le>ns ! progression2 8 appr5tice%ip is 8 gramm>-s*ool1 ?is is 8 univ]sity2 beh9d 8 ma/]'s c\nt]1 or 9 8 w>eh\se1 he le>n$ ! fir/ rudim5ts ( trade1 b "h he le>ns ! trad+ sci5ces2 "h he comes to le>n ! arcana1 speak ! language1 und]/& ! mean+ ( e ?+1 ( :i* be=e he only le>n$ ! beg9n+3 ! appr5tice%ip inducts him1 & leads him z ! nurse ! *ild2 ?is f9i%es him2 !re he le>n$ ! beg9n+ ( trade1 "h he sees x 9 its full ext5t2 9 a ^w1 !re he le>n$ to trade1 "h he is made a complete tradesman4 ,let no "y tradesman object1 t1 9 ! conv]sation ,i speak (1 !re are s _m gross ?+s said1 & s _m ridicul\s ?+s argu$ ^u1 !re be+ always a great _m weak empty heads among ! %opkeep+ trad+ _w3 ?is may be grant$ )\t any impea*m5t ( :at ,i h advanc$--= :]e %all a man conv]se1 & f9d no fools 9 ! society8--& :]e %all he he> ! weightie/ ?+s debat$1 & n a great _m empty weak ?+s (f]$1 out ( :i* no?+ c be le>n$1 & f :i* no?+ c be d$uc$8--= 'out ( no?+1 no?+ c come4' ,b1 not)/&+1 let me /ill insi/ ^u x to ! tradesman to keep company ) tradesm52 let ! fool run on 9 8 own way2 let ! talkative gre5-apron rattle 9 8 own way2 let ! manufactur] & 8 factor squabble & brangle2 ! grave self-conceit$ puppy1 :o 0 born a boy1 & w die be=e he is a man1 *att] & say a great deal ( no?+1 & talk 8 neighb\rs to dea?--out ( e "o y w le>n some?+--!y are all tradesm51 & !re is always some?+ = a "y tradesman to le>n f !m4 ,if1 und]/&+ b a little ,fr5*1 y 7 to conv]se e day a little among "s ,fr5*m5 9 y\r neighb\rhood1 & suppose ^? ,fr5*m51 y ?us kept company )1 7 e "o ( !m fools1 m]e ignorant1 empty1 fooli% fell[s1 !re might be no?+ le>nt f _! s5se1 b y w\ld /ill le>n ,fr5* f !m1 if x 0 no m ?an ! tone & acc5t1 & ! ord9>y words usual 9 conv]sation4 ,?us1 among y\r silly empty tradesm51 let !m be z fooli% & empty o!r ways z y c sugge/1 ?\gh y c le>n no philosophy f !m1 y may le>n _m ?+s 9 trade f !m1 & some?+ f e "o2 = ?\gh x is n absolutely necess>y t e tradesman %\ld be a philosoph]1 yet e tradesman1 9 8 way1 kn[s some?+ t ev5 a philosoph] may le>n f4 ,i knew a philosoph] t 0 excell5tly skill$ 9 ! noble sci5ce or /udy ( a/ronomy1 :o told me he _h "s ye>s /udi$ = "s simile1 or prop] allusion1 to expla9 to 8 s*ol>s ! ph5om5a ( ! sun's motion r\nd its own axis1 & c\ld nev] happ5 ^u "o to 8 m9d1 till by accid5t he saw 8 maid ,betty trundl+ h] mop3 surpris$ ) ! exactness ( ! motion to describe ! ?+ he want$1 he goes into 8 /udy1 calls 8 pupils ab\t him1 & tells !m t ,betty1 :o h]self knew no?+ ( ! matt]1 c\ld %[ !m ! sun revolv+ ab\t itself 9 a m lively mann] ?an ev] he c\ld4 ,accord+ly1 ,betty 0 call$1 & bidd5 br+ out h] mop1 :51 plac+ 8 s*ol>s 9 a due-position1 opposite n to ! face ( ! maid1 b to h] left side1 s t !y c\ld see ! end ( ! mop1 :5 x :irl$ r\nd ^u h] arm4 ,!y took x imm$iately--!re 0 ! broad-head$ nail 9 ! c5tre1 :i* 0 z ! body ( ! sun1 & ! ?rums :isk+ r\nd1 fl++ ! wat] ab\t e way by innum]able little /reams1 describ+ exactly ! rays ( ! sun1 d>t+ light f ! c5tre to ! :ole sy/em4 ,if ignorant ,betty1 by ! natural consequ5ces ( h] op]ation1 in/ruct$ ! a/ronom]1 :y may n ! meane/ %oemak] or p$l>1 by ! ord9>y sagacity ( 8 trad+ wit1 ?\gh x may be inde$ v ord9>y1 co>se1 & unlook$ =1 communicate some?+1 give "s useful h9t1 d>t "s sudd5 ?\ght into ! m9d ( ! obs]v+ tradesman1 :i* he %all make 8 use (1 & apply to 8 own advantage 9 trade1 :51 at ! same "t1 he t gives su* h9t %all himself1 l ,betty & h] mop1 "k no?+ ( ! matt]8 ,e tradesman is suppos$ to manage 8 bus9ess 8 own way1 &1 g5]ally speak+1 mo/ tradesm5 h "s ways peculi> & p>ticul> to !mselves1 :i* !y ei!r d]iv$ f ! ma/]s :o taught !m1 or f ! exp]i5ce ( ?+s1 or f some?+ 9 ! c\rse ( _! bus9ess1 :i* _h n happ5$ to !m be=e4 ,& ^? little no/rums are (t5time v prop]ly & ) advantage communicat$ f "o to ano!r2 "o tradesman f9ds out a ne>] way ( buy+ ?an ano!r1 ano!r f9ds a v5t = :at is b\ght beyond :at 8 neighb\r kn[s (1 & ^!1 9 "t1 come to be le>n$ ( !m by _! ord9>y conv]sation4 ,i am n = conf9+ ! tradesman f keep+ bett] company1 z occasion & leisure requires2 ,i all[ ! tradesman to act ! g5tleman sometimes1 & t ev5 = conv]sation1 at lea/ if 8 und]/&+ & capacity make him suitable company to !m1 b /ill 8 bus9ess is among ^? ( 8 own rank4 ,! conv]sation ( g5tlem51 & :at !y call keep+ good company1 may be us$ z a div]sion1 or z an excursion1 b 8 /at$ society mu/ be ) 8 neighb\rs1 & p 9 trade2 m5 ( bus9ess are companions = m5 ( bus9ess2 ) g5tlem5 he may conv]se pleasantly1 b "h he conv]ses pr(itably2 tradesm5 are always pr(itable to "o ano!r2 z !y always ga9 by trad+ toge!r1 s !y nev] lose by conv]s+ toge!r2 if !y d n get money1 !y ga9 k 9 bus9ess1 improve _! exp]i5ce1 & see f>!r & f>!r into ! _w4 ,a man ( b an ord9>y p5etration w improve himself by conv]s+ 9 matt]s ( trade ) m5 ( trade2 by ! exp]i5ce ( ! old tradesm5 !y le>n caution & prud5ce1 & by ! ra%ness & ! misc>riages ( ! "y1 !y le>n :at are ! mis*iefs t !mselves may be expos$ to4 ,aga91 9 conv]s+ ) m5 ( trade1 !y get trade2 m5 fir/ talk toge!r1 !n deal toge!r--_m a good b>ga9 is made1 & _m a p\nd ga9$1 :]e no?+ 0 expect$1 by m]e casual com+ to talk toge!r1 )\t kn[+ any ?+ ( ! matt] be=e !y met4 ,! tradesm5's meet+s are l ! m]*ants' ex*ange1 :]e !y manage1 negociate1 &1 inde$1 beget bus9ess ) "o ano!r4 ,let no tradesman mi/ake me 9 ?is "p2 ,i am n enc\rag+ !m to leave _! %ops & w>eh\ses1 to g to tav]ns & ale-h\ses1 & sp5d _! "t !re 9 unnecess>y prattle1 :i*1 inde$1 is no?+ b sott+ & dr9k+2 ?is is n meet+ to d bus9ess1 b to neglect bus9ess4 ,( :i* ,i %all speak fully aft]w>ds4 ,b ! tradesm5 conv]s+ ) "o ano!r1 :i* ,i mean1 is ! tak+ suitable occasions to disc\rse ) _! fell[ tradesm51 meet+ !m 9 ! way ( _! bus9ess1 & improv+ _! sp>e h\rs toge!r4 ,to leave _! %ops1 & quit _! c\nt]s1 9 ! prop] seasons = _! att5dance !re1 w\ld be a prepo/]\s neglig5ce1 w\ld be go+ out ( bus9ess to ga9 bus9ess1 & w\ld be *eat+ !mselves1 in/ead ( improv+ !mselves4 ,! prop] h\rs ( bus9ess are sacr$ to ! %op & ! w>eh\se4 ,he t goes out ( ! ord] ( trade1 let ! pret5ce ( bus9ess be :at x w1 loses 8 bus9ess1 n increases x2 & w1 if cont9u$1 lose ! cr$it ( 8 conduct 9 bus9ess also4 ,,footnotes3 #aj ,! /ory ( ! political uphol/]] =ms ! subject ( sev]al amus+ pap]s by ,addison 9 ! ,tatl]4 #aa ,to /& 9 ! pres5ce ( a pr9ce is ! highe/ m>k ( hon\r 9 ! ea/1 z to sit is ) u4 ,,*apt] ,v ,,dilig5ce ,,& ,,application ,,9 ,,bus9ess ,solomon 0 c]ta9ly a fri5d to m5 ( bus9ess1 z x appe>s by 8 frequ5t good advice to !m4 ,9 ,prov4 xviii4 #i1 he says1 ',he t is slo?ful 9 bus9ess1 is bro!r to him t is a great wa/]3' & 9 ano!r place1 ',! slugg>d %all be clo!d 9 rags1' 7,prov4 xxiii4 #a71 or to t purpose4 ,on ! contr>y1 ! same wise man1 by way ( enc\ragem5t1 tells !m1 ',! dilig5t h& make? ri*1' 7,prov4 x4 #d71 &1 ',! dilig5t %all be> rule1 b ! slo?ful %all be "u tribute4' ,no?+ c give a great] prospect ( ?riv+ to a "y tradesman1 ?an 8 own dilig5ce2 x fills himself ) hope1 & gives him cr$it ) all :o "k him2 )\t application1 no?+ 9 ?is _w goes =w>d z x %\ld d3 let ! man h ! mo/ p]fect k ( 8 trade1 & ! be/ situation = 8 %op1 yet )\t application no?+ w g on4 ,:at is ! %op )\t ! ma/]8 :at ! books )\t ! book-keep]8 :at ! cr$it )\t ! man8 ,h>k h[ ! p talk ( su* conduct z ! slo?ful neglig5t trad] discov]s 9 8 way4 ',su* a %op1' says ! cu/om]1 '/&s well1 & !re is a good /ock ( goods 9 x1 b !re is nobody to s]ve b a 'pr5tice-boy or two1 & an idle j\rneyman3 "o f9ds !m always at play toge!r1 r ?an look+ out = cu/om]s2 & :5 y come to buy1 !y look z if !y did n c>e :e!r !y %[$ y any ?+ or no4 ,"o nev] sees a ma/] 9 ! %op1 if we g tw5ty times1 nor any?+ t be>s ! face ( au?ority4 ,!n1 x is a %op always expos$1 x is p]fectly haunt$ ) ?ieves & %op-lift]s2 !y see nobody b raw boys 9 x1 t m9d no?+1 & ! dilig5t devils nev] fail to haunt !m1 s t !re are m outcries ( ',/op ?ief6' at _! door1 & m con/ables fet*$ to t %op1 ?an to all ! %ops 9 ! r[4 ,!re 0 a brave trade at t %op 9 ,mr--'s "t3 he 0 a true %opkeep]2 l ! quack doctor1 y nev] miss$ him f sev5 9 ! morn+ till twelve1 & f two till n9e at night1 & he ?rove accord+ly--he left a good e/ate beh9d him4 ,b ,i don't "k :at ^! p are2 !y say !re are two p>tn]s ( !m1 b !re _h z good be none1 = !y are nev] at home1 nor 9 _! %op3 "o we>s a long wig & a sword1 ,i he>1 & y see him (t5 9 ! ,mall & at c\rt1 b v seldom 9 8 %op1 or wait+ on 8 cu/om]s2 & ! o!r1 !y say1 lies a-b$ till elev5 o'clock e day1 j comes into ! %op & %[s himself1 !n /alks ab\t to ! tav]n to take a :et1 !n to ,*ild's c(fee-h\se to he> ! news1 comes home to d9n] at "o1 takes a long sleep 9 8 *air aft] x1 & ab\t f\r o'clock comes into ! %op = half an h\r1 or !reab\ts1 !n to ! tav]n1 :]e he /ays till two 9 ! morn+1 gets drunk1 & is l$ home by ! wat*1 & s lies till elev5 aga92 & ?us he walks r\nd l ! h& ( a dial4 ,& :at w x all come to8--!y'll c]ta9ly break1 t y may be sure (2 !y c't hold x long4' ',?is is ! t[n's way ( talk+1 :]e !y see an example ( x 9 ! mann] z is describ$2 nor are ! inf]5ces unju/1 any m ?an ! description is unlike1 = su* c]ta9ly is ! end ( su* managem5t1 & no %op ?us neglect$ ev] made a tradesman ri*4 ,on ! contr>y1 cu/om]s love to see ! ma/]'s face 9 ! %op1 & to g to a %op :]e !y are sure to f9d him at home4 ,:5 he does n sell1 or _c take ! price (f]$1 yet ! cu/om]s are n disoblig$1 & if !y d n deal n[1 !y may ano!r "t3 if !y d deal1 ! ma/] g5]ally gets a bett] price = 8 goods ?an a s]vant c1 besides t he gives bett] cont5t2 & yet ! cu/om]s always ?9k !y buy *eap] ( ! ma/] too4 ,i seem to be talk+ n[ ( ! m]c] or drap]1 z if my disc\rse 7 :olly b5t & direct$ to !m2 b x is q contr>y1 = x conc]ns e tradesman--! advice is g5]al1 & e tradesman claims a %>e 9 x2 ! nature ( trade requires x4 ,x is an old ,anglicism1 ',su* a man drives a trade2' ! allusion is to a c>t]1 t ) 8 voice1 8 h&s1 8 :ip1 & 8 con/ant att5dance1 keeps ! team always go+1 helps himself1 lifts at ! :eel 9 e sl\gh1 d\bles 8 application ^u e difficulty1 &1 9 a ^w1 to complete ! simile1 if he is n always ) 8 horses1 ei!r ! wagon is set 9 a hole1 or ! team /&s /ill1 or1 :i* is wor/ ( all1 ! load is spoil$ by ! waggon ov]?r[+4 ,x is !re=e no improp] spee* to say1 su* a man drives 8 trade2 =1 9 %ort1 if trade is n driv51 x w n g4 ,trade is l a h&-mill1 x mu/ always be turn$ ab\t by ! dilig5t h& ( ! ma/]2 or1 if y w1 l ! pump-h\se at ,am/]dam1 :]e !y put (f5d]s 9 = petty matt]s1 especially begg>s2 if !y w "w & keep pump+1 !y sit well1 & dry & safe1 & if !y "w v h>d "o h\r or two1 !y may re/1 p]haps1 a qu>t] ( an h\r aft]w>ds2 b if !y ov]sleep !mselves1 or gr[ lazy1 ! wat] comes 9 ^u !m & wets !m1 & !y h no dry place to /& 91 mu* less to sit d[n 92 &1 9 %ort1 if !y cont9ue ob/9ately idle1 !y mu/ s9k2 s t x is no?+ b pump or dr[n1 & !y may *oose :i* !y l be/4 ,he t engages 9 trade1 & does n resolve to "w at x1 is felo de se2 x is d[nright murd]+ himself2 t is to say1 9 8 trad+ capacity1 he murd]s 8 cr$it1 he murd]s 8 /ock1 & he />ves1 :i* is z bad z murd]+1 8 family4 ,trade mu/ n be ent]$ into z a ?+ ( light conc]n2 x is call$ bus9ess v prop]ly1 = x is a bus9ess = life1 & ought to be foll[$ z "o ( ! great bus9esses ( life--,i d n say ! *ief1 b "o ( ! great bus9esses ( life x c]ta9ly is--trade mu/1 ,i say1 be work$ at1 n play$ )2 he t trades 9 je/1 w c]ta9ly break 9 e>ne/2 & ?is is "o reason inde$ :y s _m tradesm5 come to s ha/y a conclusion ( _! affairs4 ,!re 0 ano!r old ,engli% say+ to ?is purpose1 :i* %[s h[ mu* our old fa!rs 7 s5sible ( ! duty ( a %opkeep]3 speak+ ( ! tradesman z j op5+ 8 %op1 & beg9n+ a dialogue ) x2 ! result ( :i* is1 t ! %op replies to ! tradesman ?us3 ',keep me1 & ,i w keep !e4' ,x is ! same ) driv+ ! trade2 if ! %opkeep] w n keep1 t is1 dilig5tly att5d to 8 %op1 ! %op w n keep1 t is1 ma9ta9 him3 & 9 ! o!r s5se x is h>%] to him1 if he w n drive 8 trade1 ! trade w drive him2 t is1 drive him out ( ! %op1 drive him away4 ,all ^! old say+s h ?is monitory sub/ance 9 !m2 namely1 !y all concur to fill a "y tradesman ) true notions ( :at he is go+ ab\t2 & t ! und]tak+ ( a trade is n a sport or game1 9 :i* he is to meet ) div]sions only1 & ent]ta9m5t1 & n to be 9 ! lea/ tr\bl$ or di/urb$3 trade is a daily employm5t1 & mu/ be foll[$ z su*1 ) ! full att5tion ( ! m9d1 & full att5dance ( ! p]son2 no?+ b :at are to be call$ ! necess>y duties ( life are to int]v5e2 & ev5 ^! are to be limit$ s z n to be prejudicial to bus9ess4 ,& n[ ,i am speak+ ( ! necess>y ?+s :i* may int]v5e1 & :i* may divide ! "t ) our bus9ess or trade1 ,i %all /ate ! mann] 9 a few words1 t ! tradesman may nei!r give too mu*1 nor take away too mu*1 to or f any respective "p ( :at may be call$ 8 prop] employm5t1 b keep z due a balance ( 8 "t z he %\ld ( 8 books or ca%4 ,! life ( man is1 or %\ld be1 a measure ( allott$ "t2 z 8 "t is measur$ out to him1 s ! measure is limit$1 mu/ end1 & ! end ( x is appo9t$4 ,! purposes = :i* "t is giv51 & life be/[$1 are v mom5t\s2 no "t is giv5 uselessly1 & = no?+2 "t is no m to be unemploy$1 ?an x is to be ill employ$4 ,?ree ?+s are *iefly be=e u 9 ! appo9tm5t ( our "t3 #a4 ,necess>ies ( nature4 #b4 ,duties ( religion1 or ?+s relat+ to a future life4 #c4 ,duties ( ! pres5t life1 namely1 bus9ess & call+4 ,i4 ,necessities ( nature1 su* z eat+ & dr9k+2 re/1 or sleep2 & 9 case ( disease1 a recess f bus9ess2 all :i* h two limitations on !m1 & no m2 namely1 t !y be #a4 ,ref]r$ to _! prop] seasons4 #b4 ,us$ ) mod]ation4 ,bo? ^! might give me subject to write _m lett]s ^u2 b ,i /udy brevity1 & desire r to h9t ?an dwell ^u ?+s :i* are s]i\s & grave1 because ,i w\ld n tire y4 ,,ii4 ,duties ( religion3 ^! may be call$ necessities too 9 _! k9d1 & t ( ! sublime/ nature2 & !y ought n to be ?ru/ at all out ( _! place1 & yet !y ought to be kept 9 _! place too4 ,,iii4 ,duties ( life1 t is to say1 bus9ess1 or employm5t1 or call+1 :i* are divid$ into ?ree k9ds3 #a4 ,lab\r1 or s]vitude4 #b4 ,employm5t4 #c4 ,trade4 ,by lab\r1 ,i mean ! poor manuali/1 :om we prop]ly call ! lab\r+ man1 :o works = himself inde$ 9 "o respect1 b sometimes s]ves & works = wages1 z a s]vant1 or workman4 ,by employm5t1 ,i mean m5 9 bus9ess1 :i* yet is n prop]ly call$ trade1 su* z lawy]s1 physicians1 surgeons1 scriv5]s1 cl]ks1 secret>ies1 & su* l3 & ,by trade ,i mean m]*ants & inl&-trad]s1 su* z are already describ$ 9 ! introduction to ?is "w4 ,to speak ( "t1 x is divid$ among ^!2 ev5 9 !m all !re is a j equality ( circum/ances to be pres]v$1 & z dilig5ce is requir$ 9 "o1 & necessity to be obey$ 9 ano!r1 s duty is to be obs]v$ 9 ! ?ird2 & yet all ^! ) su* a due reg>d to "o ano!r1 z t "o duty may n jo/le out ano!r2 & e ?+ go+ on ) an equality & j reg>d to ! nature ( ! ?+1 ! tradesman may g on ) a glad he>t & a quiet consci5ce4 ,?is article is v nice1 z ,i int5d to speak to x2 & x is a dang]\s ?+ inde$ to speak to1 le/ "y tradesm51 tread+ on ! br9k ( duty on "o side1 & duty on ! o!r side1 %\ld pret5d to neglect _! duty to heav51 on pret5ce t ,i say !y mu/ n neglect _! %ops4 ,b let !m d me ju/ice1 & !y w d !mselves no injury2 nor d ,i fe> t my argu+ on ?is po9t %\ld give !m any j cause to g wrong2 if !y w g wrong1 & plead my argum5t = _! excuse1 x mu/ be by _! abus+ my directions1 & tak+ !m 9 pieces1 misplac+ ! words1 & disjo9t+ ! s5se1 & by ! same me?od !y may make blasphemy ( ! ,scripture4 ,! duties ( life1 ,i say1 mu/ n int]f]e ) "o ano!r1 mu/ n jo/le "o ano!r out ( ! place1 or s break 9 z to be prejudicial to "o ano!r4 ,x is c]ta9ly ! duty ( e ,*ri/ian to wor%ip ,god1 to pay 8 homage morn+ & ev5+ to 8 ,mak]1 & at all o!r prop] seasons to behave z becomes a s9c]e wor%ipp] ( ,god2 nor mu/ any avocation1 ei!r ( bus9ess or nature1 h[ev] necess>y1 int]f]e ) ?is duty1 ei!r 9 public or 9 private4 ,?is is pla9ly ass]t+ ! necessity ( ! duty1 s no man c pret5d to evade t4 ,b ! duties ( nature & religion also h su* p>ticul> seasons1 & ^? seasons s prop] to !mselves1 & s /at$1 z n to break 9 or tr5* ^u "o ano!r1 t we are really )\t excuse1 if we let any "o be plead$ = ! neglect ( ! o!r4 ,food1 sleep1 re/1 & ! necessities ( nature1 are ei!r res]v$ = ! night1 :i* is appo9t$ = man to re/1 or take up s little room 9 ! day1 t !y c nev] be plead$ 9 b> ( ei!r religion or employm5t4 ,he1 inde$1 :o w sleep :5 he %\ld "w1 & p]haps dr9k :5 he %\ld sleep1 turns nature bottom upw>ds1 inv]ts ! appo9tm5t ( provid5ce1 & mu/ acc\nt to himself1 & aft]w>ds to a high] judge1 = ! neglect4 ,! devil--if x be ! devil t tempts1 = ,i w\ld n wrong ,satan himself--plays our duties (t5 "o aga9/ ano!r2 & to br+ u1 if possible1 into confusion 9 our conduct1 subtly ?r[s religion out ( its place1 to put x 9 our way1 & to urge u to a brea* ( :at we ought to d3 besides ?is subtle tempt]--=1 z above1 ,i won't *>ge x all ^u ! devil--we h a great h& 9 x ourselves2 b let x be :o x w1 ,i say1 ?is subtle tempt] hurries ! well-mean+ tradesman to act 9 all mann] ( irregul>ity1 t he may conf\nd religion & bus9ess1 & 9 ! end may de/roy bo?4 ,:5 ! tradesman well incl9$ rises e>ly 9 ! morn+1 & is mov$1 z 9 duty to 8 ,mak] he ought1 to pay 8 morn+ v[s to him ei!r 9 8 closet1 or at ! *ur*1 :]e he he>s ! six o'clock bell r+ to call 8 neighb\rs to ! same duty--!n ! secret h9t comes across 8 happy int5tion1 t he mu/ g to su* or su* a place1 t he may be back "t en\gh = su* o!r bus9ess z has be5 appo9t$ ov]-night1 & bo? p]haps may be bo? lawful & necess>y2 s 8 dilig5ce oppresses 8 religion1 & away he runs to transact 8 bus9ess1 & neglects 8 morn+ sacrifice to 8 ,mak]4 ,on ! o!r h&1 & at ano!r "t1 be+ 9 8 %op1 or 8 c\nt+-h\se1 or w>eh\se1 a va/ ?rong ( bus9ess ^u 8 h&s1 & ! _w 9 8 head1 :5 x is highly 8 duty to att5d x1 & %all be to 8 prejudice to abs5t himself--!n ! same deceiv] presses him e>ne/ly to g to 8 closet1 or to ! *ur* to pray]s1 dur+ :i* "t 8 cu/om] goes to ano!r place1 ! neighb\rs miss him 9 8 %op1 8 bus9ess is lo/1 8 reputation suff]s2 & by ?is turn$ into a practice1 ! man may say 8 pray]s s long & s unseasonably till he is undone1 & n a cr$itor he has 7,i may give x him f exp]i5ce7 w use him ! bett]1 or %[ him ! m fav\r1 :5 a commission ( bankrupt comes out aga9/ him4 ,?us1 ,i knew once a zeal\s1 pi\s1 religi\s tradesman1 :o w\ld almo/ %ut up 8 %op e day ab\t n9e or t5 o'clock to call all 8 family toge!r to pray]s2 & yet he 0 no presbyt]ian1 ,i assure y2 ,i say1 he w\ld almo/ %ut up 8 %op1 = he w\ld suff] none ( 8 s]vants to be abs5t f 8 family wor%ip4 ,?is man _h c]ta9ly be5 "r1 _h he made all 8 family get up by six o'clock 9 ! morn+1 & call$ !m to pray]s be=e he _h op5$ 8 %op2 b in/ead ( t1 he fir/ suff]$ sleep to int]f]e ) religion1 & ly+ a-b$ to po/pone & jo/le out 8 pray]s--& !n1 to make ,god ,almighty am5ds ^u himself1 w\nds 8 family by mak+ 8 pray]s int]f]e ) 8 trade1 & %uts 8 cu/om]s out ( 8 %op2 ! end ( :i* 01 ! poor good man deceiv$ himself1 & lo/ 8 bus9ess4 ,ano!r tradesman1 :om ,i knew p]sonally well1 0 rais$ 9 ! morn+ v e>ly1 by ! outcries ( 8 wife1 to g & fet* a midwife4 ,x 0 necess>y1 9 8 way1 to g by a *ur*1 :]e !re 0 always1 on t day ( ! week1 a morn+ s]mon e>ly1 = ! supply+ ! devotion ( su* e>ly ,*ri/ians z he2 s ! hone/ man1 see+ ! door op51 /eps 91 & see+ ! m9i/] j gone up into ! pulpit1 sits d[n1 jo9s 9 ! pray]s1 he>s ! s]mon1 & goes v gravely home aga92 9 %ort1 8 e>ne/ness 9 ! wor%ip1 & att5tion to :at he _h he>d1 q put ! err& he 0 s5t ab\t out ( 8 head2 & ! poor woman 9 travail1 aft] hav+ wait$ long = ! return ( h] husb& ) ! midwife1 0 oblig$ 7hav+ run an extreme haz>d by dep5d+ on 8 exp$ition7 to dispat* o!r mess5g]s1 :o fet*$ ! midwife1 & %e 0 come1 & ! "w ov]1 long be=e ! s]mon 0 done1 or t any body he>d ( ! husb&3 at la/1 he 0 met com+ gravely home f ! *ur*1 :5 be+ upbraid$ ) 8 neglig5ce1 9 a dreadful surprise he /ruck 8 h&s toge!r1 & cri$ out1 ',h[ is my wife8 ,i pr(ess ,i =got x6' ,:at %all we say n[ to ?is ill-tim$ devotion1 & :o mu/ tempt ! poor man to ?is neglect8 ,c]ta9ly1 _h he gone = ! midwife1 x _h be5 mu* m 8 duty1 ?an to g to he> a s]mon at t "t4 ,i knew also ano!r tradesman1 :o 0 su* a s]mon-hunt]1 &1 z !re are lectures & s]mons prea*$ 9 ,london1 ei!r 9 ! *ur*es or meet+-h\ses1 almo/ e day 9 ! week1 us$ s assidu\sly to hunt out ^! occasions1 t :e!r x 0 9 a *ur* or meet+-h\se1 or bo?1 he 0 always abroad to he> a s]mon1 at lea/ once e day1 & sometimes m2 & ! consequ5ce 01 t ! man lo/ 8 trade1 8 %op 0 entirely neglect$1 ! "t :i* 0 prop] = him to apply to 8 bus9ess 0 misappli$1 8 trade fell (f1 & ! man broke4 ,n[ x is true1 & ,i ought to take notice ( x also1 t1 ?\gh ^! ?+s happ51 & may wrong a tradesman1 yet x is (t5]1 t5 times = once1 t tradesm5 neglect _! %op & bus9ess to foll[ ! track ( _! vices & extravag5ce--"s by tav]ns1 o!rs to ! gam+-h\ses1 o!rs to balls & masqu]ades1 plays1 h>lequ9s1 & op]as1 v few by too mu* religion4 ,b my inf]5ce is /ill s\nd1 & ! m effectually s z to t "p2 = if our bus9ess & trades are n to be neglect$1 no1 n = ! extraord9>y excursions ( religion1 & religi\s duties1 mu* less are !y to be neglect$ = vices & extravagances4 ,?is is an age ( gallantry & gaiety1 & nev] 0 ! city transpos$ to ! c\rt z x is n[2 ! play-h\ses & balls are n[ fill$ ) citiz5s & "y tradesm51 in/ead ( g5tlem5 & families ( di/9ction2 ! %opkeep]s we> a diff]+ g>b n[1 & are se5 ) _! long wigs & swords1 r ?an ) aprons on1 z 0 =m]ly ! figure !y made4 ,b :at is ! diff]5ce 9 ! consequ5ces8 ,y did n see 9 ^? days acts ( grace = ! relief ( insolv5t debtors almo/ e session ( p>liam5t1 & yet ! jails fill$ ) insolv5ts be=e ! next ye>1 ?\gh t5 or twelve ?\s& h be5 releas$ at a "t by ^? acts4 ,nor did y he> ( s _m commissions ( bankrupt e week 9 ! ,gazette1 z is n[ ! case2 9 a ^w1 :e!r y take ! l[] sort ( tradesman1 or ! high]1 :]e !re 7 tw5ty t fail$ 9 ^? days1 ,i believe ,i speak )9 compass if ,i say t five hundr$ turn insolv5t n[2 x is1 z ,i said above1 an age ( pleasure1 & z ! wise man said long ago1 ',he t loves pleasure %all be a poor man'--s x is n[2 x is an age ( drunk5ness & extravagance1 & ?\s&s ru9 !mselves by t2 x is an age ( luxuri\s & exp5sive liv+1 & ?\s&s m undo !mselves by t2 b1 among all our vices1 no?+ ru9s a tradesman s effectually z ! neglect ( 8 bus9ess3 x is true1 all ^? ?+s prompt m5 to neglect _! bus9ess1 b ! m seasonable is ! advice2 ei!r ent] ^u no trade1 und]take no bus9ess1 or1 hav+ und]tak5 x1 pursue x dilig5tly3 drive y\r trade1 t ! _w may n drive y out ( trade1 & ru9 & undo y4 ,)\t dilig5ce a man c nev] ?or\ghly und]/& 8 bus9ess & h[ %\ld a man ?rive1 :5 he does n p]fectly "k :at he is do+1 or h[ to d x8 ,application to 8 trade tea*es him h[ to c>ry x on1 z mu* z 8 go+ appr5tice taught him h[ to set x up4 ,c]ta9ly1 t man %all nev] improve 9 8 trad+ k1 t does n "k 8 bus9ess1 or h[ to c>ry x on3 ! dilig5t tradesman is always ! kn[+ & complete tradesman4 ,n[1 9 ord] to h a man apply he>tily1 & pursue e>ne/ly1 ! bus9ess he is engag$ 91 !re is yet ano!r ?+ necess>y1 namely1 t he %\ld delight 9 x3 to foll[ a trade1 & n to love & delight 9 x1 is a slav]y1 a bondage1 n a bus9ess3 ! %op is a bridewell1 & ! w>eh\se a h\se ( correction to ! tradesman1 if he does n delight 9 8 trade4 ,:ile he is b\nd1 z we say1 to keep 8 %op1 he is l ! galley-slave *a9$ d[n to ! o>2 he tugs & lab\rs inde$1 & ex]ts ! utmo/ ( 8 /r5g?1 = fe> ( ! /rapado1 & because he is oblig$ to d x2 b :5 he is on %ore1 & is out f ! bank1 he abhors ! lab\r1 & hates to come to x aga94 ,to delight 9 bus9ess is mak+ bus9ess pleasant & agreeable2 & su* a tradesman _c b be dilig5t 9 x1 :i*1 accord+ to ,solomon1 makes him c]ta9ly ri*1 & 9 "t raises him above ! _w & able to in/ruct & enc\rage ^? :o come aft] him4 ,,*apt] ,,vi ,,ov]-,,trad+ ,x is an obs]vation1 inde$1 ( my own1 b ,i believe x w hold true almo/ 9 all ! *ief trad+ t[ns 9 ,engl&1 t !re are m tradesm5 undone by hav+ too mu* trade1 ?an = want ( trade4 ,ov]-trad+ is among tradesm5 z ov]-lift+ is among /rong m53 su* p1 va9 ( ! /r5gh1 & _! pride prompt+ !m to put x to ! utmo/ trial1 at la/ lift at some?+ too heavy = !m1 ov]-/ra9 _! s9ews1 break "s ( nature's b&s1 & are cripples ev] aft]4 ,i take ov]-trad+ to be to a %opkeep] z ambition is to a pr9ce4 ,! late k+ ( ,france1 ! great k+ ,l\is1 ambition l$ him to invade ! dom9ions ( 8 neighb\rs2 & :ile ^u ! empire "h1 or ! /ates-g5]al !re1 or ! ,spani% ,ne!rl&s on ano!r qu>t]1 he 0 an ov]-mat* = e "o1 &1 9 _! s+le capacity1 he ga9$ f !m all2 b at la/ pride made him ?9k himself a mat* = !m all toge!r1 & he ent]$ into a decl>$ w> aga9/ ! emp]or & ! empire1 ! k+s ( ,spa9 & ,great ,brita91 & ! /ates ( ,holl&1 all at once4 ,& :at 0 ! consequ5ce8 ,!y r$uc$ him to ! utmo/ di/ress1 he lo/ all 8 conque/s1 0 oblig$1 by a di%on\rable peace1 to quit :at he _h got by encroa*m5t1 to demoli% 8 inv9cible t[ns1 su* z ,pign]ol1 ,dunkirk1 c41 ! two /ronge/ =tresses 9 ,europe2 &1 9 a ^w1 l a bankrupt mon>*1 he may1 9 _m cases1 be said to h di$ a begg>4 ,?us ! /rong man 9 ! fable1 :o by ma9 /r5g? us$ to rive a tree1 und]took "o at la/ :i* 0 too /rong = him1 & x clos$ ^u 8 f+]s1 & held him till ! wild bea/s came & dev\r$ him4 ,?\gh ! /ory is a fable1 ! moral is good to my pres5t purpose1 & is n at all above my subject2 ,i mean t ( a tradesman1 :o %\ld be w>n$ aga9/ ov]-trad+1 z e>ne/ly1 & ) z mu* passion1 z ,i w\ld w>n a deal] 9 gunp[d] to be w>y ( fire1 or a di/ill] or rectifi] ( spirits to mod]ate 8 furnace1 le/ ! heads ( 8 /ills fly (f1 & he %\ld be scald$ to dea?4 ,= a "y tradesman to ov]-trade himself1 is l a "y swimm] go+ out ( 8 dep?1 :51 if help does n come imm$iately1 x is a ?\s& to "o b he s9ks1 & is dr[n$4 ,all ra% adv5tures are condemn$ by ! prud5t "p ( mank9d2 b x is z h>d to re/ra9 y\? 9 trade1 z x is 9 any o!r ?+1 :]e ! advantage /&s 9 view1 & ! dang] out ( sight2 ! pr(its ( trade are baits to ! av>ici\s %opkeep]1 & he is =w>d to reckon !m up to himself1 b does n p]haps ca/ up ! difficulty :i* !re may be to compass x1 or ! unhappy consequ5ces ( a misc>riage4 ,= want ( ?is consid]ation1 ! tradesman (t5times dr[ns1 z ,i may call x1 ev5 )9 8 dep?--t is1 he s9ks :5 he has really ! sub/ance at bottom to keep him up--& ?is is all ow+ to an adv5tur\s bold _s 9 trade1 jo9$ ) too great a gu/ ( ga94 ,av>ice is ! ru9 ( _m p besides tradesm52 & ,i might give ! late ,s\? ,sea calamity = an example 9 :i* ! longe/ heads 7 mo/ ov]rea*$1 n s mu* by ! wit or cunn+ ( ^? !y _h to deal ) z by ! secret prompt+s ( _! own av>ice2 :]e9 !y abundantly v]ifi$ an old prov]bial spee* or say+1 namely1 ',all covet1 all lose2' s x 0 !re inde$1 & ! cunn+e/1 wise/1 %>pe/1 m5 lo/ ! mo/ money4 ,!re are two ?+s :i* may be prop]ly call$ ov]-trad+1 9 a "y beg9n]2 & by bo? :i* tradesm5 are (t5 ov]?r[n4 #a4 ,trad+ beyond _! /ock4 #b4 ,giv+ too l>ge cr$it4 ,a tradesman ought to consid] & measure well ! ext5t ( 8 own /r5gh2 8 /ock ( money1 & cr$it1 is prop]ly 8 beg9n+2 = cr$it is a /ock z well z money4 ,he t takes too mu* cr$it is really 9 z mu* dang] z he t gives too mu* cr$it2 & ! dang] lies p>ticul>ly 9 ?is1 if ! tradesman ov]-buys himself1 t is1 buys fa/] ?an he c sell1 buy+ ^u cr$it1 ! paym5ts p]haps become due too soon = him2 ! goods n be+ sold1 he mu/ answ] ! bills ^u ! /r5g? ( 8 prop] /ock--t is1 pay = !m out ( 8 own ca%2 if t %\ld n hold out1 he is oblig$ to put (f 8 bills aft] !y are due1 or suff] ! imp]t95ce ( be+ dunn$ by ! cr$itor1 & p]haps by s]vants & appr5tices1 & t ) ! usual indec5cies ( su* k9d ( p4 ,?is impairs 8 cr$it1 & if he comes to deal ) ! same m]*ant1 or clo?i]1 or o!r tradesman aga91 he is treat$ l "o t is b an indiff]5t payma/]2 & ?\gh !y may give him cr$it z be=e1 yet dep5d+ t if he b>ga9s = six mon?s1 he w take eight or n9e 9 ! paym5t1 !y consid] x 9 ! price1 & use him accord+ly2 & ?is impairs 8 ga91 s t loss ( cr$it is inde$ loss ( money1 & ?is weak5s him bo? ways4 ,a tradesman1 !re=e1 especially at 8 beg9n+1 ought to be v w>y ( tak+ too mu* cr$it2 he _h mu* bett] slip ! occasion ( buy+ n[ & !n a b>ga9 to 8 advantage1 = t is usually ! temptation1 ?an buy+ a great] quantity ( goods ?an he c pay =1 run into debt1 & be insult$1 & at la/ ru9$4 ,m]*ants1 & :olesale deal]s1 to put (f _! goods1 are v apt to prompt "y %opkeep]s & "y tradesm5 to buy great quantities ( goods1 & take l>ge cr$it at fir/2 b x is a sn>e t _m a "y beg9n] has fall5 into1 & be5 ru9$ 9 ! v bud2 = if ! "y beg9n] does n f9d a v5t = ! quantity1 he is undone2 = at ! "t ( paym5t ! m]*ant expects 8 money1 :e!r ! goods are sold or n2 & if he _c pay1 he is gone at once4 ,! tradesman t buys w>ily1 always pays surely1 & e "y beg9n] ought to buy cauti\sly2 if he has money to pay1 he ne$ nev] fe> goods to be _h2 ! m]*ants' w>eh\ses are always op51 & he may supply himself ^u all occasions1 z he wants1 & z 8 cu/om]s call4 ,x may pass = a k9d ( an objection "h1 t !re are "s goods :i* a tradesman may deal 91 :i* are to be b\ght at su* & su* m>kets only1 & at su* & su* fairs only1 t is to say1 are *iefly b\ght !re2 z ! *eesemong]s buy _! /ocks ( *eese & ( butt]1 ! *eese at sev]al fairs 9 ,w>wick%ire1 z at ,a!r/on fair 9 p>ticul>1 or at fair 9 ,gl\ce/]%ire1 & at ,/urbridge fair1 ne> ,cambridge2 & _! butt] at ,ipswi* fair1 9 ,suffolk2 & s ( _m o!r ?+s2 b ! answ] is pla93 ^? ?+s :i* are g5]ally b\ght ?us1 are ready money goods1 & ! tradesman has a sure rule = buy+1 namely1 8 ca%4 ,b z ,i am speak+ ( tak+ cr$it1 s ,i mu/ be necess>ily suppos$ to speak ( su* goods z are b\ght ^u cr$it1 z ! l95-drap] buys ( ! ,hamburgh & ,dut* m]*ants1 ! wooll5-drap] ( ! ,blackwell-hall m51 ! hab]da%] ( ! ?read m]*ants1 ! m]c] ( ! weav]s & ,italian m]*ants1 ! silk-man ( ! ,turkey m]*ants1 & ! l2 "h !y are "u no necessity ( runn+ deep into debt1 b may buy sp>+ly1 & recruit aga9 z !y sell (f4 ,i "k "s tradesm5 are v fond ( see+ _! %ops well-/ock$1 & _! w>eh\ses full ( goods1 & ?is is a sn>e to !m1 & br+s !m to buy 9 m goods ?an !y want2 b ?is is a great error1 ei!r 9 _! judgm5t or _! vanity2 =1 except 9 retail]s' %ops1 & t 9 "s trades :]e !y mu/ h a great *oice ( goods1 or else may want a trade1 o!rwise a well-exp]i5c$ tradesman _h r see 8 w>eh\se too empty ?an too full3 if x be too empty1 he c fill x :5 he pleases1 if 8 cr$it be good1 or 8 ca% /rong2 b a ?rong$ w>eh\se is a sign ( a want ( cu/om]s1 & ( a bad m>ket2 :]eas1 an empty w>eh\se is a sign ( a nimble dem&4#ab ,let no "y tradesman value himself ^u hav+ a v great ?rong ( goods 9 h&1 hav+ j a necess>y supply to produce a *oice ( new & fa%ionable goods--nay1 ?\gh he be a m]c]1 = !y are ! mo/ "u ! necessity ( a l>ge /ock ( goods2 b ,i say1 suppos+ ev5 ! m]c] to h a tol]able %[ & *oice ( fa%ionable goods1 t gives 8 %op a reputation1 he d]ives no cr$it at all f a ?rong ( old %opkeep]s1 z !y call !m1 namely1 out-(-fa%ion ?+s3 b 9 o!r trades x is mu* m a ne$ful caution2 a few goods1 & a quick sale1 is ! beauty ( a tradesman's w>eh\se1 or %op ei!r2 & x is 8 wisdom to keep himself 9 t po/ure t 8 paym5ts may come 9 on 8 front z fa/ z !y g out 9 8 re>2 t he may be able to answ] ! dem&s ( 8 m]*ants or deal]s1 &1 if possible1 let no man come twice = 8 money4 ,! reason ( ?is is pla91 & leads me back to :]e ,i began2 cr$it is /ock1 &1 if well support$1 is z good z a /ock1 & w be z durable4 ,a tradesman ^: cr$it is good1 unt\*$1 unspott$1 & :o1 z above1 has ma9ta9$ x ) c>e1 %all 9 _m cases buy 8 goods z *eap at ?ree or f\r mon?s' "t ( paym5t1 z ano!r man %all ) ready money--,i say 9 "s cases1 & 9 goods :i* are ord9>ily sold = "t1 z all our manufactures1 ! bay trade except$1 g5]ally are4 ,he1 !n1 t keeps 8 cr$it un%ak51 has a d\ble /ock--,i mean1 x is an addition to 8 real /ock1 & (t5 sup]ior to x3 nay1 ,i h kn[n sev]al consid]able tradesm5 9 ?is city :o h trad$ ) great success1 & to a v consid]able degree1 & yet h n _h at bottom "o %ill+ real /ock2 b by ! /r5g? ( _! reputation1 be+ sob] & dilig5t1 & hav+ ) c>e pres]v$ ! "* ( hone/ m51 & ! cr$it ( _! bus9ess1 by cauti\s deal+ & punctual paym5ts1 !y h gone on till ! ga9 ( _! trade has effectually e/abli%$ !m1 & !y h rais$ e/ates out ( no?+4 ,b to return to ! d>k side1 namely1 ov]-trad+2 ! second dang] is ! giv+ too mu* cr$it4 ,he t takes cr$it may give cr$it1 b he mu/ be exce$+ly wat*ful2 = x is ! mo/ dang]\s /ate ( life t a tradesman c live 91 = he is 9 z mu* jeop>dy z a seaman ^u a lee-%ore4 ,if ! p he tru/s fail1 or fail b ( a punctual compliance ) him1 he c nev] support 8 own cr$it1 unless by ! caution ,i am n[ giv+2 t is1 to be v sure n to give s mu* cr$it z he takes4 ,by ! ^w s mu*1 ,i mu/ be und]/ood ?us--ei!r he mu/ sell = %ort] "t ?an he takes1 or 9 less quantity2 ! la/ is ! safe/1 namely1 t he %\ld be sure n to tru/ out s mu* z he is tru/$ )4 ,if he has a real /ock1 inde$1 besides ! cr$it he takes1 t1 inde$1 makes ! case diff]2 & a man t c pay 8 own debts1 :e!r o!r p pay him or no1 t man is out ( ! "q--he is pa/ dang]1 & _c be hurt2 b if he tru/s beyond ! ext5t ( 8 /ock & cr$it1 ev5 he may be ov]?r[n too4 ,!re 7 _m sad examples ( ?is 9 ! "t ( ! late w>1#ac & 9 ! days :5 ! public cr$it 0 9 a m prec>i\s condition t x has be5 s9ce--,i say1 sad examples1 namely1 :5 tradesm5 9 fl\ri%+ circum/ances1 & :o _h inde$ good e/ates at bottom1 & 7 9 full cr$it !mselves1 tru/$ ! public ) too great sums2 :i*1 n com+ 9 at ! "t expect$1 ei!r by ! defici5cy ( ! funds giv5 by p>liam5t1 & ! p>liam5t !mselves n soon mak+ good ^? defici5cies1 or by o!r disa/]s ( ^? times2 ,i say1 _! money n com+ 9 to answ] _! dem&s1 !y 7 ru9$1 at lea/ _! cr$it w\nd$1 & "s q undone1 :o yet1 _h !y be5 paid1 c\ld h paid all _! own debts1 & _h good sums ( money left4 ,o!rs1 :o _h ability to af=d x1 7 oblig$ to sell _! tallies & ord]s at =ty or fifty p] c5t4 loss2 f :5ce proce$$ t black trade ( buy+ & sell+ navy & victuall+ bills & transport debts1 by :i* ! brok]s & usur]s got e/ates1 & _m ?\s&s ( tradesm5 7 br\ght to no?+2 ev5 ^? t /ood x1 lo/ great sums ( money by sell+ _! tallies3 b cr$it _c be b\ght too de>2 & ! ?r[+ away "o half to save ! o!r1 0 mu* bett] ?an s9k+ "u ! burd52 l sailors 9 a /orm1 :o1 to light5 ! %ip wall[+ 9 ! tr\gh ( ! sea1 w ?r[ ! *oice/ goods ov]bo>d1 ev5 to half ! c>go1 9 ord] to keep ! %ip above wat]1 & save _! lives4 ,^! 7 t]rible examples ( ov]-trad+ inde$2 ! m5 7 tempt$ by ! high price :i* ! gov]nm5t gave = _! goods1 & :i* !y 7 oblig$ to give1 because ( ! badness ( ! public cr$it at t "t2 b ?is 0 n suffici5t to make good ! loss su/a9$ 9 ! sale ( ! tallies1 s t ev5 !y t sold & 7 able to /& )\t ru91 7 yet great suff]]s1 & _h en\gh to d to keep up _! cr$it4 ,?is 0 ! effect ( giv+ ov]-mu* cr$it2 = ?\gh x 0 ! gov]nm5t itself :i* !y tru/$1 yet nei!r c\ld ! gov]nm5t itself keep up ! s9k+ cr$it ( ^? :om x 0 indebt$ to2 &1 inde$1 h[ %\ld x1 :5 x 0 n able to support its own cr$it8 ,b t by ! way4 ,i return to ! "y tradesman1 :om we are n[ speak+ ab\t4 ,x is 8 greate/ prud5ce1 !re=e1 aft] he has consid]$ 8 own fund1 & ! /ock he has to re/ ^u--,i say1 8 next bus9ess is to take c>e ( 8 cr$it1 &1 next to limit+ 8 buy+-lib]ty1 let him be sure to limit 8 sell+4 ,c\ld ! tradesman buy all ^u cr$it1 & sell all = ready money1 he might turn usur]1 & put 8 own /ock out to int]e/1 or buy l& ) x1 = he w\ld h no occasion = "o %ill+ ( x2 b s9ce t is n expect$1 nor c be done1 x is 8 bus9ess to act ) prud5ce 9 bo? p>ts--,i mean ( tak+ & giv+ cr$it--& ! be/ rule to be giv5 him = x is1 nev] to give s mu* cr$it z he takes1 by at lea/ "o-?ird "p4 ,by giv+ cr$it1 ,i d n mean1 t ev5 all ! goods :i* he buys ^u cr$it1 may n be sold ^u cr$it2 p]haps !y are goods :i* are usually sold s1 & no o!rwise2 b ! alt]native is be=e him ?us--ei!r he mu/ n give s mu* cr$it 9 quantity ( goods1 or n s long cr$it 9 relation to "t--= example3 ,suppose ! "y tradesman buys t5 ?\s& p\nds' value ( goods on cr$it1 & ?is t5 ?\s& p\nds are sold = elev5 ?\s& p\nds likewise on cr$it2 if ! "t giv5 be ! same1 ! man is 9 a /ate ( app>5t de/ruction1 & x is a hundr$ to "o b he is bl[n up3 p]haps he owes ! t5 ?\s& p\nds to tw5ty m51 p]haps ! elev5 ?\s& p\nds is ow+ to him by two hundr$ m5--x is sc>ce possible t ^! two hundr$ petty cu/om]s ( 81 %\ld all s punctually comply ) _! paym5ts z to enable him to comply ) 82 & if two or ?ree ?\s& p\nds fall %ort1 ! poor tradesman1 unless he has a fund to support ! defici5cy1 mu/ be undone4 ,b if ! man _h b\ght t5 ?\s& p\nds at six or eight mon?s' cr$it1 & _h sold !m all aga9 z above to 8 two hundr$ cu/om]s1 at ?ree mon?s' & f\r mon?s' cr$it1 !n x might be suppos$ all1 or ! greate/ "p ( !m1 w\ld h paid "t en\gh to make 8 paym5ts good2 if n1 all w\ld be lo/ /ill4 ,b1 on ! o!r h&1 suppose he _h sold b ?ree ?\s& p\nds' wor? ( ! t5 = ready money1 & _h sold ! re/ = six mon?s' cr$it1 x might be suppos$ t ! ?ree ?\s& p\nds 9 ca%1 & :at else ! two hundr$ debtors might pay 9 "t1 might /op ! mon?s ( ! tradesman's cr$itors till ! diff]5ce might be made good4 ,s easy a ?+ is x = a tradesman to lose 8 cr$it 9 trade1 & s h>d is x1 once ^u su* a bl[1 to retrieve x aga94 ,:at ne$1 !n1 is !re = ! tradesman to gu>d himself aga9/ runn+ too f> into debt1 or lett+ o!r p run too f> into debt to him2 = if !y d n pay him1 he _c pay o!rs1 & ! next ?+ is a commission ( bankrupt1 & s ! tradesman may be undone1 ?\gh he has elev5 ?\s& p\nds to pay t5 )8 ,x is true1 x is n possible 9 a c\ntry :]e !re is su* an inf9ite ext5t ( trade z we see manag$ 9 ?is k+dom1 t ei!r on "o h& or ano!r x c be c>ri$ on1 )\t a reciprocal cr$it bo? tak5 & giv52 b x is s nice an article1 t ,i am ( op9ion z _m tradesm5 break ) giv+ too mu* cr$it1 z break ) tak+ x4 ,! dang]1 inde$1 is mutual1 & v great4 ,:atev]1 !n1 ! "y tradesman omits1 let him gu>d aga9/ bo? 8 giv+ & tak+ too mu* cr$it4 ,b !re are div]s ways ( ov]-trad+1 besides ?is ( tak+ & giv+ too mu* cr$it2 & "o ( ^! is ! runn+ out into projects & heavy und]tak+s1 ei!r out ( ! common road :i* ! tradesman is already engag$ 91 or grasp+ at too _m und]tak+s at once1 & hav+1 z x is vulg>ly express$1 too _m irons 9 ! fire at a "t2 9 bo? :i* cases ! tradesman is (t5 w\nd$1 & t deeply1 sometimes too deep to recov]4 ,! consequ5ces ( ^? adv5tures are g5]ally su* z ^!3 fir/1 t !y /ock-/>ve ! tradesman1 & impov]i% him 9 8 ord9>y bus9ess1 :i* is ! ma9 support ( 8 family2 !y less5 8 /r5g?1 & :ile 8 trade is n less5$1 yet 8 /ock is less5$2 & z !y v r>ely add to 8 cr$it1 s1 if !y less5 ! man's /ock1 !y weak5 him 9 ! ma91 & he mu/ at la/ fa9t "u x4 ,secondly1 z !y less5 8 /ock1 s !y draw f x 9 ! mo/ s5sible "p--!y w\nd him 9 ! t5d]e/ & mo/ n]v\s "p1 = !y always draw away 8 ready money2 & :at foll[s8 ,! money1 :i* 0 be=e ! s9ews ( 8 bus9ess1 ! life ( 8 trade1 ma9ta9$ 8 %op1 & kept up 8 cr$it 9 ! full ext5t ( x1 be+ drawn (f1 l ! blood let out ( ! ve9s1 8 trade langui%es1 8 cr$it1 by degrees1 flags & goes (f1 & ! tradesman falls "u ! weight4 ,?us ,i h se5 _m a fl\ri%+ tradesman s5sibly decay2 8 cr$it has fir/ a little suff]$1 !n = want ( t cr$it trade has decl9$--t is to say1 he has be5 oblig$ to trade = less & less1 till at la/ he is wa/$ & r$uc$3 if he has be5 wise en\gh & w>y en\gh to draw out betimes1 & avoid break+1 he has yet come out ( trade1 l an old invalid soldi] out ( ! w>s1 maim$1 bruis$1 sick1 r$uc$1 & fitt] = an hospital ?an a %op--su* mis]able havoc has laun*+ out into projects & remote und]tak+s made among tradesm54 ,b ! safe tradesman is he1 t avoid+ all su* remote excursions1 keeps close )9 ! v]ge ( 8 own affairs1 m9ds 8 %op or w>eh\se1 & conf9+ himself to :at belongs to him !re1 goes on 9 ! road ( 8 bus9ess )\t laun*+ into unkn[n oceans2 & cont5t ) ! ga9 ( 8 own trade1 is nei!r l$ by ambition or av>ice1 & nei!r covets to be great] nor ri*] by su* unc]ta9 & haz>d\s attempts4 ,,footnotes3 #ab ,! keep+ ( a half empty %op w n suit ! necessities ( trade 9 mod]n times4 ,in/ead ( foll[+ ! advice ( ,defoe1 !re=e1 ! "y tradesman is recomm5d$ to keep a suffici5t /ock ( e k9d ( goods 9 :i* he pr(esses to deal4 ,a %opkeep] c h>dly commit a great] blund] ?an all[ himself to be out ( any article ( 8 trade4 ,"o ( 8 *ief duties ought to consi/ 9 keep+ up a fre% /ock ( e article :i* !re is a *ance ( be+ s\ght =1 &1 :ile avoid+ ! imprud5ce ( keep+ too l>ge a /ock ( goods--:i* comes ne>e/ to ,defoe's mean+--x is c]ta9 t1 by hav+ on h& an abundant *oice1 ! %op ga9s a "n1 & has ! be/ *ance ( secur+ a conc\rse ( cu/om]s4 #ac ,! w> ( ! ,spani% succession1 conclud$ by ! treaty ( ,utre*t1 #agac4 ,,*apt] ,,vii ,,( ,,! ,,tradesman ,,9 ,,di/ress1 ,,& ,,becom+ ,,bankrupt ,9 =m] times x 0 a dismal & calamit\s ?+ = a tradesman to break4 ,:]e x befell a family1 x put all into confusion & di/raction2 ! man1 9 ! utmo/ t]ror1 fright1 & di/ress1 ran away ) :at goods he c\ld get (f1 z if ! h\se 7 on fire1 to get into ! ,fri>s#ad or ! ,m9t2 ! family fl$1 "o "o way1 & "o ano!r1 l p 9 desp]ation2 ! wife to h] fa!r & "m1 if %e _h any1 & ! *ildr51 "s to "o relation1 "s to ano!r4 ,a /atute 7s !y vulg>ly call a commission ( bankrupt7 came & swept away all1 & (t5times consum$ x too1 & left little or no?+1 ei!r to pay ! cr$itors or relieve ! bankrupt4 ,?is made ! bankrupt desp]ate1 & made him fly to ^? places ( %elt] ) 8 goods1 :]e1 h>d5$ by ! cruelty ( ! cr$itors1 he *ose to sp5d all ! effects :i* %\ld h paid ! cr$itors1 & at la/ p]i%$ 9 mis]y4 ,b n[ ! case is alt]$2 m5 make s little ( break+1 t _m times ! family sc>ce removes = x4 ,a commission ( bankrupt is s famili> a ?+1 t ! debtor (t5times causes x to be tak5 out 9 8 fav\r1 t he may soon] be effectually deliv]$ f all 8 cr$itors at once1 ! law oblig+ him only to give a full acc\nt ( himself ^u oa? to ! commission]s1 :o1 :5 !y see 8 integrity1 may effectually deliv] him f all fur!r mole/ation1 give him a "p ev5 ( ! cr$itors' e/ate2 & s he may pu% into ! _w aga91 & try :e!r he _c retrieve 8 =tunes by a bett] managem5t1 or ) bett] success = ! future4 ,"s h said1 ?is law is too fav\rable to ! bankrupt2 t x makes tradesm5 c>eless2 t !y value n break+ at all1 b run on at all haz>ds1 v5tur+ )\t =eca/ & )\t consid]ation1 kn[+ !y may come (f aga9 s *eap & s easy1 if !y misc>ry4 ,b ?\gh ,i _c ent] "h into a long debate ^u t subject1 yet ,i may h room to say1 t ,i diff] f ^? p v mu*2 =1 ?\gh ! t]ror ( ! commission is 9 "s measure abat$1 z inde$ x ought to be1 because x 0 be=e exorbitant & unreasonable1 yet ! t]ror ( ru9+ a man's family1 s9k+ 8 =tunes1 bla/+ 8 cr$it1 & ?r[+ him out ( bus9ess1 & into ! wor/ ( disgrace t a tradesman c fall into1 ?is is n tak5 away1 or abat$ at all2 & ?is1 to an hone/ trad+ man1 is z bad z all ! re/ ev] 0 or c\ld be4 ,nor c a man be suppos$1 9 ! rupture ( 8 affairs1 to receive any com=t1 or to see ?r\gh 8 disa/]s into ! little relief :i* he may1 & at ! same "t _c be sure he %all1 receive1 at ! end ( 8 tr\bles1 f ! m]cy ( ! commission4 ,^! are poor ?+s1 & v trifl+ = a tradesman to ent]ta9 ?\ghts ( a brea* f1 especially ) any prospect ( satisfaction2 nor c any tradesman ) ! lea/ %ad[ ( pr9ciple ent]ta9 any ?\ght ( break+1 b ) ! utmo/ av]sion1 & ev5 abhorr5ce2 = ! circum/ances ( x are att5d$ ) s _m mortifications1 & s _m %ock+ ?+s1 contr>y to all ! views & expectations t a tradesman c beg9 ! _w )1 t he _c ?9k ( x1 b z we d ( ! grave1 ) a *illness ^u ! blood1 & a tremor 9 ! spirits4 ,break+ is ! dea? ( a tradesman2 he is mortally /abb$1 or1 z we may say1 %ot ?r\gh ! head1 9 8 trad+ capacity2 8 %op is %ut up1 z x is :5 a man is buri$2 8 cr$it1 ! life & blood ( 8 trade1 is /agnat$2 & 8 att5dance1 :i* 0 ! pulse ( 8 bus9ess1 is /opp$1 & beats no m2 9 a ^w1 8 fame1 & ev5 "n1 z to trade is buri$1 & ! commission]s1 t act ^u him1 & all _! proce$+s1 are b l ! executors ( ! defunct1 divid+ ! ru9s ( 8 =tune1 & at la/1 8 c]tificate is a k9d ( p]=m+ ! obsequies = ! dead1 & pray+ him out ( purgatory4 ,did ev] tradesman set up on purpose to break8 ,did ev] a man build himself a h\se on purpose to h x burnt d[n8 ,i c by no means grant t any tradesman1 at lea/ 9 8 s5ses1 c ent]ta9 ! lea/ satisfaction 9 8 trad+1 or abate any ?+ ( 8 dilig5ce 9 trade1 f ! eas9ess ( break+1 or ! abat$ sev]ities ( ! bankrupt act4 ,i c\ld argue x f ! nature ( ! act itself1 :i*1 inde$1 0 made1 & is effectual1 *iefly = ! relief ( cr$itors1 n debtors2 to secure ! bankrupt's effects = ! use ( ^? to :om x ( "r belongs1 & to prev5t ! extravagant exp5ses ( ! commission1 :i* be=e 7 su* z (t5 dev\r$ all1 ru9+ bo? ! bankrupt & 8 cr$itors too4 ,?is ! pres5t law has provid5tly put a /op to2 & ! cr$itors n[ are secure 9 ?is po9t1 t :at is to be _h1 :at ! poor tradesman has left1 !y are sure to h pres]v$ =1 & divid$ among !m1 :i*1 inde$1 be=e !y 7 n4 ,! case is s well kn[n1 & s rec5t 9 e tradesman's memory1 t ,i ne$ n take up any m ( y\r "t ab\t x4 ,z to ! enc\ragem5ts 9 ! act = ! bankrupt1 !y are only ^!--namely1 t1 ^u 8 hone/ & fai?ful surr5d] ( 8 affairs1 he %all be set at lib]ty2 & if !y see cause1 !y1 ! cr$itors1 may give him back a small gratification = 8 discov]+ 8 effects1 & assi/+ to ! recov]y ( !m2 & all ?is1 :i* am\nts to v little1 is ^u 8 be+1 z ,i h said1 entirely hone/1 & hav+ run ?r\gh all possible exam9ations & purgations1 & t x is at ! p]il ( 8 life if he prev>icates4 ,are ^! enc\ragem5ts to tradesm5 to be neglig5t & c>eless ( ! ev5t ( ?+s8 ,w any man 9 8 wits fail 9 8 trade1 break 8 cr$it1 & %ut up 8 %op1 = ^! prospects8 ,or w he com=t himself 9 case he is =c$ to fail--,i say1 w he com=t himself ) ^! little b5efits1 & make ! matt] easy to himself on t acc\nt8 ,he mu/ h a v mean _s t c d ?is1 & mu/ act ^u v mean pr9ciples 9 life1 :o c fall ) satisfaction1 on purpose to rise no high] ?an ?is2 x is l a man go+ to b$ on purpose to rise nak$1 pleas+ himself ) ! ?\ghts t1 ?\gh he %all h no clo!s to put on1 yet he %all h ! lib]ty to get out ( b$ & %ift = himself4 ,on ^! acc\nts1 & "s o!rs1 too long to m5tion "h1 ,i ?9k x is out ( d\bt1 t ! eas9ess ( ! proce$+s on commissions ( bankrupt c be no enc\ragem5t to any tradesman to break1 or s mu* z to ent]ta9 ! ?\ghts ( x1 ) less horror & av]sion ?an he w\ld h done be=e ?is law 0 made4 ,b ,i mu/ come n[ to speak ( ! tradesman 9 8 real /ate ( mortification1 & "u ! inevitable necessity ( a bl[ ^u 8 affairs4 ,he has _h losses 9 8 bus9ess1 su* z are too heavy = 8 /ock to support2 he has1 p]haps1 laun*$ out 9 trade beyond 8 rea*3 ei!r he has s _m bad debts1 t he _c f9d by 8 books he has en\gh left to pay 8 cr$itors1 or 8 debts lie out ( 8 rea*1 & he _c get !m 91 :i* 9 "o respect is z bad2 he has m bills runn+ aga9/ him ?an he kn[s h[ to pay1 & cr$itors dunn+ him1 :om x is h>d = him to comply )2 & ?is1 by degrees1 s9ks 8 cr$it4 ,n[1 c\ld ! poor unhappy tradesman take good advice1 n[ w\ld be 8 "t to prev5t 8 utt] ru91 & let 8 case be bett] or worse1 8 way is cle>4 ,if x be only t he has ov]%ot himself 9 trade1 tak5 too mu* cr$it1 & is load$ ) goods2 or giv5 too mu* cr$it1 & _c get 8 debts 92 b t1 ^u ca/+ up 8 books1 he f9ds 8 circum/ances good at bottom1 ?\gh 8 cr$it has suff]$ by 8 effects be+ out ( 8 h&s2 let him endeav\r to retr5*1 let him *eck 8 c>e] 9 trade--imm$iately take "s extraord9>y measures to get 9 8 debts1 or "s extraord9>y measures1 if he c1 to raise money 9 ! meantime1 till ^? debts come 91 t he may /op ! cr[d ( pres5t dem&s4 ,if ?is w n d1 let him treat ) "s ( 8 pr9cipal cr$itors1 %[+ !m a true & fai?ful /ate ( 8 affairs1 & giv+ !m ! be/ assurances he c ( paym5t1 t !y may be easy ) him till he c get 9 8 debts2 & !n1 ) ! utmo/ c>e1 draw 9 8 trade )9 ! due compass ( 8 /ock1 & be sure nev] to run out aga9 f>!r ?an he is able to answ]1 let ! prospect ( advantage be :at x w2 & by ?is me?od he may p]haps recov] 8 cr$it aga91 at lea/ he may prev5t 8 ru94 ,b ?is is always suppos+ ! man has a firm bottom1 t he is s\nd 9 ! ma91 & t 8 /ock is at lea/ suffici5t to pay all 8 debts4 ,b ! difficulty :i* ,i am propos+ to speak (1 is :5 ! poor tradesman1 di/ress$ z above 9 po9t ( cr$it1 look+ into 8 affairs1 f9ds t 8 /ock is dim9i%$1 or p]haps entirely sunk--t1 9 %ort1 he has su* losses & su* disappo9tm5ts 9 8 bus9ess1 t he is n s\nd at bottom2 t he has run too f>1 & t 8 own /ock be+ wa/$ or sunk1 he has n really suffici5t to pay 8 debts2 :at is ?is man's bus9ess8--& :at c\rse %all he take8 ,i "k ! ord9>y c\rse ) su* tradesm5 is ?is3--',x is true1' says ! poor man1 ',i am runn+ d[n1 & ,i h lo/ s mu* 9 su* a place1 & s mu* by su* a *apman t broke1 &1 9 %ort1 s mu*1 t ,i am worse ?an no?+2 b come1 ,i h su* a ?+ be=e me1 or ,i h und]tak5 su* a project1 or ,i h su* an adv5ture abroad1 if x suce$s1 ,i may recov] aga92 ,i'll try my utmo/2 ,i'll nev] dr[n :ile ,i c swim2 ,i'll nev] fall :ile ,i c /&2 :o kn[s b ,i may get ov] x8' ,9 a ^w1 ! poor man is lo? to come to ! fatal day2 lo? to h 8 "n 9 ! ,gazette1 & see 8 wife & family turn$ out ( doors1 & ! l2 :o c blame him8 or :o is n1 9 ! l case1 apt to take ! l measures8--= x is natural to u all to put ! evil day f> f u1 at lea/ to put x z f> (f z we c4 ,?\gh ! crim9al believes he %all be execut$ at la/1 yet he accepts ( e reprieve1 z x puts him )9 ! possibility ( an escape1 & t z long z !re is life !re is hope2 b at la/ ! dead w>rant comes d[n1 !n he sees dea? unavoidable1 & gives himself up to despair4 ,inde$1 ! malefactor 0 9 ! "r to accept1 z ,i say1 ( e reprieve1 b x is q o!rwise 9 ! tradesman's case2 & if ,i may give him a rule1 safe1 & 9 its end com=table1 9 proportion to 8 circum/ances1 b1 to be sure1 out ( "q1 j1 hone/1 & prud5t1 x is ?is3-- ,:5 he p]ceives 8 case z above1 & kn[s t if 8 new adv5tures or projects %\ld fail1 he _c by any means /& or support himself1 ,i n only give x z my advice to all tradesm51 z _! int]e/1 b insi/ ^u x1 z !y are hone/ m51 !y %\ld break1 t is1 /op 9 "t3 fe> n to d t :i* necessity obliges y to d2 b1 above all1 fe> n to d t e>ly1 :i*1 if omitt$1 necessity w oblige y to d late4 ,fir/1 let me argue ^u ! hone/y ( x1 & next ^u ! prud5ce ( x4 ,c]ta9ly1 hone/y obliges e man1 :5 he sees t 8 /ock is gone1 t he is bel[ ! level1 & eat+ into ! e/ate ( o!r m51 to put a /op to x1 & to d x 9 "t1 :ile some?+ is left4 ,x has be5 a fault1 )\t d\bt1 to break 9 ^u o!r m5's e/ates at all2 b p]haps a plea may be made t x 0 ignorantly done1 & !y did n ?9k !y 7 run s f> z to be worse ?an no?+2 or "s sudd5 disa/] may h occasion$ x1 :i* !y did n expect1 &1 x may be1 c\ld n =esee2 bo? :i* may inde$ happ5 to a tradesman1 ?\gh ! =m] c h>dly happ5 )\t 8 fault1 because he ought to be always acqua9t+ himself ) 8 books1 /at+ 8 exp5ses & 8 pr(its1 & ca/+ ?+s up frequ5tly1 at lea/ 9 8 head1 s z always to "k :e!r he goes backw>d or =w>d4 ,! latt]1 namely1 sudd5 disa/]1 may happ5 s to any tradesman z t he may be undone1 & x may n be 8 fault2 = ru9 sometimes falls z sudd5ly z unavoidably ^u a tradesman1 ?\gh !re are b v few incid5ts ( t k9d :i* may n be acc\nt$ = 9 su* a mann] z to *>ge x ^u 8 prud5ce4 ,"s cases may inde$ happ51 "s disa/]s may befall a tradesman1 :i* x 0 n possible he %\ld =esee1 z fire1 floods ( wat]1 ?ieves1 & _m su*--& 9 ^? cases ! disa/] is visible1 ! plea is op51 e body all[s x1 ! man c h no blame4 ,a prodigi\s tide f ! sea1 jo9$ ) a great fre% or flood 9 ! riv] ,dee1 de/roy$ ! new :>f bel[ ! ,roodee at ,we/ ,*e/]1 & tore d[n ! m]*ants' w>eh\ses !re1 & drove away n only all ! goods1 b ev5 ! build+s & altoge!r1 into ! sea4 ,n[1 if a poor %opkeep] 9 ,*e/] _h a l>ge p>cel ( goods ly+ !re1 p]haps newly l&$ 9 ord] to be br\ght up to ! city1 b 7 all swept away1 if1 ,i say1 ! poor tradesman 7 ru9$ by ! loss ( ^? goods on t occasion1 ! cr$itors w\ld see reason 9 x t !y %\ld e "o take a %>e 9 ! loss2 ! tradesman 0 n to blame4 ,likewise 9 ! di/ress ( ! late fire :i* began 9 ,?ames ,/reet1 ne> ,be> ,quay1 a groc] might h _h a quantity ( goods 9 a w>eh\se !reab\ts1 or 8 %op might be !re1 & ! goods p]haps might be sug>s1 or currants1 or tobacco1 or any o!r goods 9 8 way1 :i* c\ld n be easily remov$2 ?is fire 0 a surprise1 x 0 a bla/ ( p[d]1 x 0 at noonday1 :5 no p]son c\d =esee x4 ,! man may h be5 undone & be 9 no fault himself1 "o way or o!r2 no man c reasonably say to him1 :y did y keep s _m goods ^u y\r h&s1 or 9 su* a place8 = x 0 8 prop] bus9ess bo? to h a /ock ( goods1 & to h !m 9 su* a place2 e ?+ 0 9 ! "r position1 & 9 ! ord] :i* ! nature ( 8 trade requir$4 ,on ! o!r h&1 if x 0 ! break+ ( a p>ticul> *apman1 or an adv5ture by sea1 ! cr$itors w\ld p]haps reflect on 8 prud5ce2 :y %\ld any man tru/ a s+le *apman s mu*1 or adv5ture s mu* 9 "o s+le bottom1 & un9sur$1 z t ! loss ( x w\ld be 8 undo+8 ,b !re are o!r cases1 h[ev]1 :i* may happ5 to a tradesman1 & by :i* he may be at once r$uc$ bel[ 8 prop] /ock1 & h no?+ left to trade on b 8 cr$it1 t is to say1 ! e/ates ( 8 cr$itors4 ,9 su* a case1 ,i "q :e!r x c be hone/ = any man to cont9ue trad+2 =1 fir/1 x is mak+ 8 cr$itors run an unju/ haz>d1 )\t _! cons5t2 inde$1 if he discov]s 8 condition to "o or two ( !m1 :o are m5 ( capital /ocks1 & w support him1 !y giv+ him leave to pay o!rs (f1 & g on at _! risks1 t alt]s ! case2 or if he has a ready money trade1 t w app>5tly raise him aga91 & he runs no m haz>ds1 b is sure he %all at lea/ run out no f>!r2 9 ^! two cases1 & ,i d n "k ano!r1 he may ) hone/y cont9ue4 ,on ! contr>y1 :5 he sees himself evid5tly runn+ out1 & decl9+1 & has only a %ift "h & a %ift !re1 to lay hold on1 z s9k+ m5 g5]ally d2 & kn[s1 t unless some?+ extraord9>y happ51 :i*1 p]haps1 also is n probable1 he mu/ fall1 = su* a man to g on1 & trade 9 ! ord9>y way1 not)/&+ losses1 & haz>ds--9 su* a case1 ,i affirm1 he _c act ! hone/ man1 he _c g on ) ju/ice to 8 cr$itors1 or 8 family2 he ought to call 8 cr$itors toge!r1 lay 8 circum/ances hone/ly be=e !m1 & pay z f> z x w g4 ,if 8 cr$itors w d any ?+ g5]\sly = him1 to enable him to g on aga91 well & good1 b he _c hone/ly oblige !m to run ! risk ( 8 un=tunate progress1 & to v5ture _! e/ates on 8 bottom1 aft] 8 bottom is really no?+ at all b _! money4 ,b ,i pass f ! hone/y to ! prud5ce ( x--f :at reg>ds 8 cr$itors1 to :at reg>ds himself--& ,i affirm1 no?+ c be m imprud5t & impolite1 z x reg>ds himself & 8 family1 ?an to g on aft] he sees 8 circum/ances irrecov]able4 ,if he has any consid]ation = himself1 or 8 future happ9ess1 he w /op 9 "t1 & n be afraid ( meet+ ! mis*ief :i* he sees foll[s too fa/ = him to escape2 be n s afraid ( break+1 z n to break till necessity =ces y1 & t y h no?+ left4 ,9 a ^w1 ,i speak x to e decl9+ tradesman1 if y love y\rself1 y\r family1 or y\r reputation1 & w\ld ev] hope to look ! _w 9 ! face aga91 break 9 "t4 ,by break+ 9 "t y w fir/ obta9 ! "* ( an hone/1 ?\gh un=tunate man2 x is ow+ to ! contr>y c\rse1 :i* is inde$ ! ord9>y practice ( tradesm51 namely1 n to break till !y run ! bottom q out1 & h little or no?+ left to pay2 ,i say1 x is ow+ to ?is1 t "s p ?9k all m5 t break are knaves4 ,! c5sure1 x is true1 is unju/1 b ! cause is ow+ to ! indiscretion1 to call x no worse1 ( ! poor tradesm51 :o putt+ ! mis*ief z f> f !m z !y c1 trade on to ! la/ gasp1 till a ?rong ( cr$itors com+ on !m toge!r1 or be+ arre/$1 & n able to get bail1 or by "s su* public bl[ to _! cr$it1 !y are br\ght to a /op or brea* ( c\rse1 l a man fight+ to ! la/ gasp :o is knock$ d[n1 & laid on ! gr\nd1 & !n 8 resi/ance is at an end2 = inde$ a tradesman pu%+ on "u irresi/able mis=tunes is b fight+ ) ! _w to ! la/ drop1 & ) su* unequal odds1 t l ! soldi] surr\nd$ ) enemies1 he mu/ be kill$2 s ! debtor mu/ s9k1 x _c be prev5t$4 ,x is true1 also1 ! man t ?us /ruggles to ! la/1 br+s ^u him an univ]sal reproa*1 & a c5sure1 t is n only unavoidable1 b j1 :i* is worse2 b :5 a man breaks 9 "t1 he may hold up 8 face to 8 cr$itors1 & tell !m1 t he c\ld h gone on a consid]able :ile long]1 b t he %\ld h _h less left to pay !m )1 & t he has *os5 to /op :ile he may be able to give !m s consid]able a sum z may conv9ce !m ( 8 integrity4 ,we h a great clam\r among u ( ! cruelty ( cr$itors1 & x is a popul> clam\r1 t goes a great way ) "s p2 b let !m tell u :5 ev] cr$itors 7 cruel1 :5 ! debtor came ?us to !m ) fifte5 %ill+s 9 ! p\nd 9 8 (f]4 ,p]haps :5 ! debtor has run to ! utmo/1 & !re appe>s to be little or no?+ left1 he has be5 us$ r\ghly2 & x is en\gh to provoke a cr$itor1 inde$1 to be (f]$ a %ill+ or half-a-cr[n 9 ! p\nd = a l>ge debt1 :51 _h ! debtor be5 hone/1 & broke 9 "t1 he might h receiv$ p]haps two-?irds ( 8 debt1 & ! debtor be5 9 bett] condition too4 ,break !n 9 "t1 "y tradesman1 if y see y are go+ d[n1 & t ! haz>d ( go+ on is d\btful2 y w c]ta9ly be receiv$ by y\r cr$itors ) compassion1 & ) a g5]\s treatm5t2 &1 :atev] happ5s1 y w be able to beg9 ! _w aga9 ) ! title ( an hone/ man--ev5 ! same cr$itors w emb>k ) y aga91 & be m =w>d to give y cr$it ?an be=e4 ,x is true1 mo/ tradesm5 t break m]it ! "n ( knave or di%one/ man1 b x is n s ) all2 ! reason ( ! diff]5ce lies *iefly 9 ! mann] ( _! break+--namely1 :e!r soon] or lat]4 ,x is possible1 he may be an hone/ man :o _c1 b he c nev] be hone/ t c1 & w n pay 8 debts4 ,n[ he1 t1 be+ able to pay fifte5 %ill+s 9 ! p\nd1 w /ruggle on till he sees he %all n be able to pay half-a-cr[n 9 ! p\nd1 ?is man 0 able to pay1 b w\ld n1 &1 !re=e1 z above1 _c be an hone/ man4 ,9 ! next place1 :at %all we say to ! peace & satisfaction ( m9d 9 break+1 :i* ! tradesman w always h :5 he acts ! hone/ "p1 & breaks betimes1 comp>$ to t guilt & *agr9 ( ! m9d1 occasion$ by a runn+ on1 z ,i said1 to ! la/ gasp1 :5 !y h little to pay8 ,!n1 inde$1 ! tradesman c expect no qu>t] f 8 cr$itors1 & w h no quiet 9 himself4 ,i might in/ance "h ! mis]able1 anxi\s1 p]plex$ life1 :i* ! poor tradesman lives "u2 ! di/resses & extremities ( 8 decl9+ /ate2 h[ h>ass$ & torm5t$ = money2 :at %ifts he is driv5 to = support+ himself2 h[ _m little1 mean1 & ev5 wick$ ?+s1 w ev5 ! religi\s tradesman /oop to 9 8 di/ress1 to deliv] himself--ev5 su* ?+s z 8 v s\l w\ld abhor at ano!r "t1 & = :i* he goes p]haps ) a w\nd$ consci5ce all 8 life aft]6 ,by giv+ up e>ly1 all ?is1 :i* is ! mo/ dreadful "p ( all ! re/1 w\ld be prev5t$4 ,i h he>d _m an hone/ un=tunate man confess ?is1 & rep5t1 ev5 ) te>s1 t !y _h n le>n$ to despair 9 trade "s ye>s soon] ?an !y did1 by :i* !y _h avoid$ fall+ into _m f\l & fooli% actions1 :i* !y aft]w>ds _h be5 driv5 to by ! extremity ( _! affairs4 ,,footnotes3 #ad ,:itefri>s1 9 ! neighb\rhood ( ! ,temple1 ,london4 ,?is & ! ,m9t 7 sanctu>ies = debtors4 ,,*apt] ,,viii ,,! ,,ord9>y ,,occasions ,,( ,,! ,,ru9 ,,( ,,tradesm5 ,s9ce ,i h giv5 advice to tradesm51 :5 !y fell into difficulties1 & f9d !y are run beh9d-h&1 to break 9 "t1 be=e !y run on too f>1 & !reby prev5t ! consequ5ces ( a fatal runn+ on to extremity1 x is b j ,i %\ld give !m "s ne$ful directions1 to avoid1 if possible1 break+ at all4 ,9 ord] to ?is1 ,i w briefly inquire :at are ! ord9>y orig9als ( a tradesman's ru9 9 bus9ess4 ,to say x is neglig5ce1 :5 ,i h already press$ to a close application & dilig5ce2 t x is laun*+ into1 & grasp+ at1 m bus9ess ?an _! /ock1 or1 p]haps1 _! und]/&+s1 are able to manage1 :5 ,i h already spok5 ( ! fatal consequ5ces ( ov]-trad+2 to say x is tru/+ c>elessly p unable to pay1 & runn+ too ra%ly into debt1 :5 ,i h already spok5 ( tak+ & giv+ too mu* cr$it--?is w\ld all be b say+ ! same ?+ ov] aga9--& ,i am too full ( p>ticul>s1 9 ?is important case1 to h any ne$ ( tautologies & repetitions2 b !re are a great _m ways by :i* tradesm5 precipitate !mselves into ru9 besides ^?1 & "s t ne$ expla9+ & enl>g+ ^u4 #a4 ,"s1 especially retail]s1 ru9 !mselves by fix+ _! %ops 9 su* places z are improp] = _! bus9ess4 ,9 mo/ t[ns1 b p>ticul>ly 9 ! city ( ,london1 !re are places z x 7 appropriat$ to p>ticul> trades1 & :]e ! trades :i* are plac$ !re succe$ v well1 b w\ld d v ill any :]e else1 or any o!r trades 9 ! same places2 z ! orange-m]*ants & wet-salt]s ab\t ,bill+sgate1 & 9 ,?ames ,/reet2 ! co/]-mong]s at ! ,?ree ,cranes2 ! :olesale *eesemong]s 9 ,?ames ,/reet2 ! m]c]s & drap]s 9 ! high /reets1 su* z ,*eapside1 ,ludgate ,/reet1 ,cornhill1 ,r\nd ,c\rt1 & ,grace-*ur* ,/reet1 c4 ,pray :at w\ld a booksell] make ( 8 bus9ess at ,bill+sgate1 or a m]c] 9 ,t[] ,/reet1 or ne> ! ,cu/om-h\se1 or a drap] 9 ,?ames ,/reet1 or ab\t ,que5-hi!8 ,_m trades h _! peculi> /reets1 & prop] places = ! sale ( _! goods1 :]e p expect to f9d su* %ops1 & consequ5tly1 :5 !y want su* goods1 !y g ?i!r = !m2 z ! booksell]s 9 ,/ ,paul's *ur*y>d1 ab\t ! ,ex*ange1 ,temple1 & ! ,/r&1 c41 ! m]c]s on bo? sides ,ludgate1 9 ,r\nd ,c\rt1 & ,grace-*ur* & ,lomb>d ,/reets2 ! %oemak]s 9 ,/ ,m>t9s le ,gr&1 & ,%oemak] ,r[2 ! coa*-mak]s 9 ,long-acre1 ,que5 ,/reet1 & ,bi%opsgate2 but*]s 9 ,ea/*eap2 & su* l4 ,= a tradesman to op5 8 %op 9 a place unresort$ to1 or 9 a place :]e 8 trade is n agreeable1 & :]e x is n expect$1 x is no wond] if he has no trade4 ,:at retail trade w\ld a mill9] h among ! fi%mong]s' %ops on ,fi%/reet-hill1 or a toyman ab\t ,que5-hi!8 ,:5 a %op is ill *os51 ! tradesman />ves2 he is out ( ! way1 & bus9ess w n foll[ him t runs away f x3 suppose a %ip-*&l] %\ld set up 9 ,holborn1 or a block-mak] 9 ,:itecross ,/reet1 an an*or-smi? at ,moorgate1 or a coa*mak] 9 ,r$riff1 & ! l6 ,x is true1 we h se5 a k9d ( fate att5d ! v /reets & r[s :]e su* trades h be5 ga!r$ toge!r2 & a /reet1 fam\s "s ye>s ago1 %all1 9 a few ye>s aft]1 be q =sak52 z ,pat]no/] ,r[ = m]c]s1 ,/ ,paul's ,*ur*y>d = wooll5-drap]s2 bo? ! ,ea/*eaps = but*]s2 & n[ y see h>dly any ( ^? trades left 9 ^? places4 ,i m5tion x = ?is reason1 & ?is makes x to my purpose 9 an extraord9>y mann]1 t :5ev] ! pr9cipal %opkeep]s remove f su* a /reet1 or settl$ place1 :]e ! pr9cipal trade us$ to be1 ! re/ soon foll[--kn[+1 t if ! fame ( ! trade is n !re1 ! cu/om]s w n resort ?i!r3 & t a tradesman's bus9ess is to foll[ :]ev] ! trade leads4 ,= a m]c] to set up n[ 9 ,pat]no/] ,r[1 or a wooll5-drap] 9 ,/ ,paul's ,*ur*y>d1 ! "o among ! semp/resses1 & ! o!r among ! *air-mak]s1 w\ld be ! same ?+ z = a c\ntry %opkeep] n to set up 9 or ne> ! m>ket-place4#ae ,! place1 !re=e1 is to be prud5tly *os5 by ! retail]1 :5 he fir/ beg9s 8 bus9ess1 t he may put himself 9 ! way ( bus9ess2 & !n1 ) ,god's bless+1 & 8 own c>e1 he may expect 8 %>e ( trade ) 8 neighb\rs4 #b4 ,he mu/ take an especial c>e to h 8 %op n s mu* cr[d$ ) a l>ge bulk ( goods1 z ) a well-sort$ & well-*os5 quantity prop] = 8 bus9ess1 & to give cr$it to 8 beg9n+4 ,9 ord] to ?is1 8 buy+ "p requires n only a good judgm5t 9 ! w>es he is to deal 91 b a p]fect gov]nm5t ( 8 judgm5t by 8 und]/&+ to suit & sort 8 quantities & proportions1 z well to 8 %op z to ! p>ticul> place :]e 8 %op is situat$2 = example1 a p>ticul> trade is n only prop] = su* or su* a "p ( ! t[n1 b a p>ticul> assortm5t ( goods1 ev5 9 ! same way1 suits "o "p ( ! t[n1 or "o t[n & n ano!r2 z he t sets up 9 ! ,/r&1 or ne> ! ,ex*ange1 is likely to sell m ri* silks1 m f9e ,holl&s1 m f9e broad-clo?s1 m f9e toys & tr9kets1 ?an "o ( ! same trade sett+ up 9 ! skirts ( ! t[n1 or at ,ratcliff1 or ,wapp+1 or ,r$riff2 & he t sets up 9 ! capital city ( a c\nty1 ?an he t is plac$ 9 a private m>ket-t[n1 9 ! same c\nty2 & he t is plac$ 9 a m>ket-t[n1 ?an he t is plac$ 9 a c\ntry village4 ,a tradesman 9 a seaport t[n sorts himself diff]5t f "o ( ! same trade 9 an inl& t[n1 ?\gh l>g] & m popul\s2 & ?is ! tradesman mu/ weigh v maturely be=e he lays out 8 /ock4 ,sometimes x happ5s a tradesman s]ves 8 appr5tice%ip 9 "o t[n1 & sets up 9 ano!r2 & sometimes circum/ances alt]+1 he removes f "o t[n to ano!r2 ! *ange is v important to him1 = ! goods1 :i* he is to sell 9 ! t[n he removes to1 are sometimes s diff]5t f ! sorts ( goods :i* he sold 9 ! place he remov$ f1 ?\gh 9 ! same way ( trade1 t he is at a great loss bo? 9 *ang+ 8 h&1 & 9 ! judgm5t ( buy+4 ,?is made me insi/1 9 a =m] *apt]1 t a tradesman %\ld take all occasions to ext5d 8 k 9 e k9d ( goods1 t :i* way soev] he may turn 8 h&1 he may h judgm5t 9 e ?+4 ,9 ?us *ang+ 8 circum/ances ( trade1 he mu/ le>n1 z well z he c1 h[ to furni% 8 %op suitable to ! place he is to trade 91 & to sort 8 goods to ! dem& :i* he is l to h !re2 o!rwise he w n only lose ! cu/om]s = want ( prop] goods1 b w v mu* lose by ! goods :i* he lays 9 = sale1 !re be+ no dem& = !m :]e he is go+4 ,:5 m]*ants s5d adv5tures to our ,briti% colonies1 x is usual ) !m to make up to ea* factor :at !y call a sortable c>go2 t is to say1 !y want some?+ ( e ?+ t may furni% ! tradesm5 !re ) p>cels fit to fill _! %ops1 & invite _! cu/om]s2 & if !y fail1 & d n ?us sort _! c>goes1 ! factors !re n only compla91 z be+ ill sort$1 b ! c>go lies by unsold1 because !re is n a suffici5t quantity ( sorts to answ] ! dem&1 & make !m all m>ketable toge!r4 ,x is ! same ?+ "h3 if ! tradesman's %op is n well sort$1 x is n suitably furni%$1 or fitt$ to supply 8 cu/om]s2 & no?+ di%on\rs him m ?an to h p come to buy ?+s usual to be _h 9 su* %ops1 & g away )\t !m4 ,! next ?+ !y say to "o ano!r is1 ',i w5t to t %op1 b ,i c\ld n be furni%$2 !y are n /ock$ !re = a trade2 "o seldom f9ds any ?+ !re t is new or fa%ionable3' & s !y g away to ano!r %op2 & n only g away !mselves1 b c>ry o!rs away ) !m--= x is obs]vable1 t ! buy]s or retail cu/om]s1 especially ! ladies1 foll[ "o ano!r z %eep foll[ ! flock2 & if "o buys a beautiful silk1 or a *eap piece ( ,holl&1 or a new-fa%ion$ ?+ ( any k9d1 ! next inquiry is1 :]e x 0 b\ght2 & ! %op is pres5tly recomm5d$ = a %op well sort$1 & = a place :]e ?+s are to be _h n only *eap & good1 b ( ! newe/ fa%ion1 & :]e !y h always great *oice to please ! curi\s1 & to supply :atev] is call$ =4 ,& ?us ! trade runs away ins5sibly to ! %ops :i* are be/ sort$4 #c4 ,! retail tradesman 9 especial1 b ev5 e tradesman 9 8 /ation1 mu/ furni% himself ) a compet5t /ock ( pati5ce2 ,i mean1 t pati5ce :i* is ne$ful to be> ) all sorts ( imp]t95ce1 & ! mo/ provok+ curiosity1 t x is possible to imag9e ! buy]s1 ev5 ! wor/ ( !m1 are or c be guilty (4 ,a tradesman beh9d 8 c\nt] mu/ h no fle% & blood ab\t him1 no passions1 no res5tm5t4 ,he mu/ nev] be angry2 no1 n s mu* z seem to be s4 ,if a cu/om] tumbles him five hundr$ p\nds' wor? ( goods1 & sc>ce bids money = any ?+--nay1 ?\gh !y really come to 8 %op ) no int5t to buy1 z _m d1 only to see :at is to be sold1 & if !y _c be bett] pleas$ ?an !y are at "s o!r %op :]e !y int5d to buy1 x is all "o1 ! tradesman mu/ take x1 & place x to ! acc\nt ( 8 call+1 t x is 8 bus9ess to be ill us$1 & res5t no?+2 & s mu/ answ] z oblig+ly to ^? t give him an h\r or two's tr\ble & buy no?+1 z he does to ^? :o 9 half ! "t lay out t5 or tw5ty p\nds4 ,! case is pla93 x is 8 bus9ess to get money1 to sell & please2 & if "s d give him tr\ble & d n buy1 o!rs make him am5ds1 & d buy2 & z = ! tr\ble1 x is ! bus9ess ( 8 %op4 ,i h he>d t "s ladies1 & ^?1 too1 p]sons ( good note1 h tak5 _! coa*es & sp5t a :ole aft]noon 9 ,ludgate ,/reet or ,cov5t ,g>d51 only to div]t !mselves 9 go+ f "o m]c]'s %op to ano!r1 to look ^u _! f9e silks1 & to rattle & bant] ! j\rneym5 & %opkeep]s1 & h n s mu* z ! lea/ occasion1 mu* less int5tion1 to buy any ?+2 nay1 n s mu* z c>ry+ any money out ) !m to buy any?+ if !y fanci$ x3 yet ?is ! m]c]s :o und]/& !mselves "k _! bus9ess too well to res5t2 nor if !y really knew x1 w\ld !y take ! lea/ notice ( x1 b p]haps tell ! ladies !y 7 welcome to look ^u _! goods2 t x 0 _! bus9ess to %[ !m2 & t if !y did n come to buy n[1 !y might p]haps see !y 7 furni%$ to please !m :5 !y might h occasion4 ,on ! o!r h&1 ,i h be5 told t sometimes ^? sorts ( ladies h be5 caught 9 _! own sn>e2 t is to say1 h be5 s engag$ by ! good usage ( ! %opkeep]1 & s unexpect$ly surpris$ ) "s f9e ?+ or o!r t has be5 %[n !m1 t !y h be5 drawn 9 by _! fancy aga9/ _! design1 to lay out money1 :e!r !y _h x or no2 t is to say1 to buy1 & s5d home = money to pay = x4 ,b let x be h[ & :i* way x w1 :e!r m]c] or drap]1 or :at trade y please1 ! man t /&s beh9d ! c\nt] mu/ be all c\rtesy1 civility1 & good mann]s2 he mu/ n be affront$1 or any way mov$1 by any mann] ( usage1 :e!r ow+ to casualty or design2 if he sees himself ill us$1 he mu/ w9k1 & n see x--he mu/ at lea/ n appe> to see x1 nor any way %[ dislike or di/a/e2 if he does1 he reproa*es n only himself b 8 %op1 & puts an ill "n ^u ! g5]al usuage ( cu/om]s 9 x2 & x is n to be imag9$ h[1 9 ?is gossip+1 tea-dr9k+ age1 ! sc&al w run1 ev5 among p :o h _h no k ( ! p]son fir/ compla9+4 ',su* a %op6' says a c]ta9 lady to a citiz5's wife 9 conv]sation1 z !y 7 go+ to buy clo!s2 ',i am resolv$ ,i won't g to x2 ! fell[ t keeps x is saucy & rude3 if ,i lay out my money1 ,i expect to be well us$2 if ,i don't lay x out1 ,i expect to be well treat$4' ',:y1 ,madam1' says ! citiz51 'did ! man ( ! %op use y\r lady%ip ill8' ,lady4--,no1 ,i c't say he us$ me ill1 = ,i nev] 0 9 8 %op4 ,cit4--,h[ does y\r lady%ip "k he does s !n8 ,lady4--,:y1 ,i "k he us$ ano!r lady saucily1 because %e gave him a great deal ( tr\ble1 z he call$ x1 & did n buy4 ,cit4--,0 x ! lady t told y s h]self1 ,madam8 ,lady4--,i don't "k1 really1 ,i h =got :o x 02 b ,i h su* a notion 9 my head1 & ,i don't c>e to try1 = ,i hate ! sauc9ess ( %opkeep]s :5 !y don't und]/& !mselves4 ,cit4--,well2 b1 ,madam1 p]haps x may be a mi/ake--& ! lady t told y 0 n ! p]son nei!r8 ,lady4--,oh1 ,madam1 ,i rememb] n[ :o told me2 x 0 my ,lady ,tattle1 :5 ,i 0 at ,mrs ,:ymsy's on a visit+ day2 x 0 ! talk ( ! :ole circle1 & all ! ladies took notice ( x1 & said !y w\ld take c>e to %un t %op4 ,cit4--,sure1 ,madam1 ! lady 0 /rangely us$2 did %e tell any ( ! p>ticul>s8 ,lady4--,no2 ,i did n und]/& t %e told ! p>ticul>s1 = x seems x 0 n to h]1 b to "s o!r lady1 a fri5d ( h]s2 b x 0 all "o2 ! company took z mu* notice ( x z if x _h be5 to h]1 & res5t$ x z mu*1 ,i assure y4 ,cit4--,yet1 & )\t exam9+ ! tru? ( ! fact4 ,lady4--,we did n d\bt ! /ory4 ,cit4--,b _h no o!r pro( ( x1 ,madam1 ?an h] relation8 ,lady4--,:y1 t's true2 nobody ask$ = a pro(2 x 0 en\gh to tell ! /ory4 ,cit4--,:at6 ?\gh p]haps ! lady did n "k ! p]son1 or :e!r x 0 true or no1 & p]haps _h x f a ?ird or f\r? h&--y\r lady%ip kn[s any body's cr$it may be bla/$ at t rate4 ,lady4--,we don't inquire s nicely1 y "k1 into ! tru? ( /ories at a tea-table4 ,cit4--,no1 ,madam1 t's true2 b :5 reputation is at /ake1 we %\ld be a little c>eful too4 ,lady4--,:y1 t's true too4 ,b :y are y s conc]n$ ab\t x1 ,madam8 d y "k ! man t keeps ! %op8 ,cit4--,no o!rwise1 ,madam1 ?an t ,i h (t5 b\ght !re1 & ,i always f\nd !m ! mo/ civil1 oblig+ p 9 ! _w4 ,lady4--,x may be !y "k y1 ,madam4 ,cit4--,i am p]suad$ !y don't1 = ,i seldom w5t b ,i saw new faces1 = !y h a great _m s]vants & j\rneym5 9 ! %op4 ,lady4--,x may be y are easy to be pleas$2 y are good-hum\r$ y\rself1 & _c put _! pati5ce to any trial4 ,cit4--,inde$1 ,madam1 j ! contr>y2 ,i believe ,i made !m tumble two or ?ree hundr$ p\nds' wor? ( goods "o day1 & b\ght no?+2 & yet x 0 all "o2 !y us$ me z well z if ,i _h laid out tw5ty p\nds4 ,lady4--,:y1 s !y ought4 ,cit4--,yes1 ,madam1 b !n x is a tok5 !y d z !y ought1 & und]/& !mselves4 ,lady4--,well1 ,i don't "k mu* ( x inde$1 b ?us ,i 0 told4 ,cit4--,well1 b if y\r lady%ip w\ld "k ! tru? ( x1 y w\ld d a piece ( ju/ice to g & try !m4 ,lady4--,n ,i2 besides1 ,i h a m]c] ( my acqua9tance4 ,cit4--,well1 ,madam1 ,i'll wait on y\r lady%ip to y\r own m]c]1 & if y c't f9d any ?+ to y\r lik+1 w y g & try ! o!r %op8 ,lady4--,oh6 ,i am sure ,i %all deal if ,i g to my m]c]4 ,cit4--,well1 b if y %\ld1 let u g = a frolic1 & give ! o!r z mu* tr\ble z we c = no?+1 & see h[ he'll behave1 = ,i want to be satisfi$2 if ,i f9d !m z y\r lady%ip has be5 told1 ,i'll nev] g !re any m4 ,lady4--,^u t condition ,i agree--,i w g ) y2 b ,i w g & lay out my money at my own m]c]'s fir/1 because ,i wont be tempt$4 ,cit4--,well1 ,madam1 ,i'll wait on y\r lady%ip till y h laid out y\r money4 ,aft] ?is disc\rse !y drove away to ! m]c]'s %op :]e ! lady us$ to buy2 & :5 !y came !re1 ! lady 0 surpris$--! %op 0 %ut up1 & nobody to be se54 ,! next door 0 a laceman's1 & ! j\rneyman be+ at ! door1 ! lady s5t h] s]vant to desire him to speak a ^w or two to h]2 & :5 he came1 says ! lady to him1 ,pray1 h[ long has ,mr--'s %op be5 %ut up8 ,laceman4--,ab\t a mon?1 madam4 ,lady4--,:at6 is ,mr--dead8 ,laceman4--,no1 madam1 he is n dead4 ,lady4--,:at !n1 pray8 ,laceman4--,some?+ worse1 madam2 he has _h "s mis=tunes4 ,lady4--,i am v sorry to he> x1 inde$4 ,s h] lady%ip made h] b[1 & h] coa*man drove away4 ,! %ort ( ! /ory 01 h] m]c] 0 broke2 ^u :i* ! city lady prevail$ ^u h] lady%ip to g to ! o!r %op1 :i* %e did1 b decl>$ be=eh& %e w\ld buy no?+1 b give ! m]c] all ! tr\ble %e c\ld2 & s said ! o!r4 ,& to make ! ?+ m sure1 %e w\ld h !m g into ! %op s+le1 because %e fanci$ ! m]c] knew ! city lady1 & !re=e w\ld behave m civilly to !m bo? on t acc\nt1 ! o!r hav+ laid out h] money !re sev]al times4 ,well1 !y w5t 91 & ! lady ask$ = su* & su* ri* ?+s1 & _h !m %[n h]1 to a v>iety t %e 0 surpris$ at2 b n ! be/ or ri*e/ ?+s !y c\ld %[ h] gave h] any satisfaction--ei!r %e did n l ! patt]n1 or ! col\rs did n suit h] fancy1 or !y 7 too de>2 & s %e prep>es to leave ! %op1 h] coa* /&+ at a di/ance1 :i* %e ord]$1 t !y might n guess at h] quality4 ,b %e 0 q deceiv$ 9 h] expectation2 = ! m]c]1 f> f treat+ h] 9 ! mann] z %e _h he>d1 us$ h] ) ! utmo/ civility & good mann]s4 ,%e treat$ him1 on ! contr>y1 z %e said h]self1 ev5 ) a =c$ rud5ess2 %e gave him all ! imp]t95t tr\ble %e 0 able1 z above2 &1 pret5d+ to l no?+ he %[$1 turn$ away ) an air ( contempt1 intimat+ t 8 %op 0 ill furni%$1 & t %e %\ld be easily s]v$1 %e d\bt$ n1 at ano!r4 ,he told h] he 0 v unhappy 9 n hav+ any ?+ t suit$ h] fancy--t1 if %e knew :at p>ticul> ?+s w\ld please h]1 he w\ld h !m 9 two h\rs' "t = h]1 if all ! ,fr5* & ,italian m]*ants' w>eh\ses 9 ,london1 or all ! weav]s' looms 9 ,spitalfields1 c\ld furni% !m4 ,b :5 t w\ld n d1 %e comes =w>d f 8 back %op1 :]e %e _h plagu$ him ab\t an h\r & a half2 & makes him ! slight complim5t ( 79 a k9d ( a scornful tone too71 ',i am sorry ,i h giv5 y s mu* tr\ble4' ',! tr\ble1 madam1 is no?+2 x is my mis=tune n to please y2 b1 z to tr\ble1 my bus9ess is to oblige ! ladies1 my cu/om]s2 if ,i %[ my goods1 ,i may sell !m2 if ,i d n %[ !m1 ,i _c2 if x is n a tr\ble to y1 ,i'll %[ y e piece ( goods 9 my %op2 if y d n buy n[1 y may p]haps buy ano!r "t4' ,& ?us1 9 %ort1 he pursu$ h] ) all ! good words 9 ! _w1 & wait$ on h] t[>ds ! door4 ,z %e comes =w>d1 !re %e spi$ ! city lady1 :o _h j us$ ! p>tn] z ! lady _h us$ ! *ief ma/]2 & !re1 z if x _h be5 by m]e *ance1 %e salutes h] )1 ',y\r s]vant1 c\s92 pray1 :at br\ght y "h8' ,! c\s9 answ]s1 ',madam1 ,i am mighty glad to see y\r lady%ip "h2 ,i h be5 haggl+ "h a good :ile1 b ?is g5tleman & ,i _c b>ga91 & ,i 0 j go+ away4' ',:y1 !n1' says ! lady1 'y h be5 j su* ano!r cu/om] z ,i1 = ,i h tr\bl$ ! g5tleman m]c] ?is two h\rs1 & ,i _c meet ) any ?+ to my m9d4' ,s away !y g toge!r to ! door2 & ! lady gets ! m]c] to s5d "o ( 8 s]vants to bid h] coa*man drive to ! door1 %[+ him :]e ! fell[ /ood4 ,:ile ! boy 0 gone1 %e takes ! city lady aside1 & talk+ s(tly1 ! m]c] & 8 p>tn]1 see+ !m talk toge!r1 )drew1 b wait$ at a di/ance to be ready to h& !m to ! coa*4 ,s !y began a new disc\rse1 z foll[s3-- ,lady4--,well1 ,i am satisfi$ ?is man has be5 ill us$ 9 ! _w4 ,cit4--,:y1 ,madam1 h[ does y\r lady%ip f9d him8 ,lady4--,only ! mo/ oblig+1 mo/ g5tleman-l man ( a tradesman t ev] ,i met ) 9 my life4 ,cit4--,b did y\r lady%ip try him z y said y w\ld8 ,lady4--,try him6 ,i believe he has tumbl$ ?ree ?\s& p\nds' wor? ( goods = me4 ,cit4--,did y oblige him to d s8 ,lady4--,i =c$ him to x1 inde$1 = ,i lik$ no?+4 ,cit4--,is he well /ock$ ) goods8 ,lady4--,i told him 8 %op 0 ill furni%$4 ,cit4--,:at did he say to t8 ,lady4--,say6 :y he c>ri$ me into ano!r inn] %op1 or w>eh\se1 :]e he _h goods to a surpris+ quantity & value1 ,i confess4 ,cit4--,& :at c\ld y say1 !n8 ,lady4--,say6 9 tru? ,i 0 a%am$ to say any m1 b /ill 0 resolv$ n to be pleas$1 & s came away1 z y see4 ,cit4--,& he has n disoblig$ y at all1 has he8 ,lady4--,j ! contr>y1 inde$4 7,"h %e repeat$ ! words ! m]c] _h said to h]1 & ! mode/y & civility he _h treat$ h] )47 ,cit4--,well1 ,madam1 ,i assure y ,i h be5 fai?ful to my promise1 = y _c h us$ him s ill z ,i h us$ 8 p>tn]--= ,i h p]fectly abus$ him = hav+ no?+ to please me--,i did z good z tell him ,i believ$ he 0 go+ to break1 & t he _h no *oice4 ,lady4--,& h[ did he treat y8 ,cit4-,j 9 ! same mann] z 8 p>tn] did y\r lady%ip1 all mild & mann]ly1 smil+1 & 9 p]fect temp]2 = my "p1 if ,i 0 a "y w5* aga91 ,i %\ld be 9 love ) su* a man4 ,lady4--,well1 b :at %all we d n[8 ,cit4--,:y1 be gone4 ,i ?9k we h teaz$ !m en\gh2 x w\ld be cruel to be>-bait !m any m4 ,lady4--,no1 ,i am n = teaz+ !m any m2 b %all we really g away1 & buy no?+8 ,cit4--,nay1 t %all be j z y\r lady%ip pleases--y "k ,i promis$ y ,i w\ld n buy2 t is to say1 unless y dis*>ge me ( t obligation4 ,lady4--,i _c1 = %ame1 g out ( ?is %op1 & lay out no?+4 ,cit4--,did y\r lady%ip see any ?+ t pleas$ y8 ,lady4--,i only saw "s ( ! f9e/ ?+s 9 ,engl&--,i don't ?9k all ! city ( ,p>is c outdo him4 ,cit4--,well1 madam1 if y resolve to buy1 let u g & look aga94 ,lady4--',come1 !n4' ,& ^u t ! lady1 turn+ to ! m]c]--',come1 sir1' says %e1 ',i ?9k ,i w look ^u t piece ( brocade aga92 ,i _c f9d 9 my he>t to give y all ?is tr\ble = no?+4' ',madam1' says ! m]c]1 ',i %all be v glad if ,i c be s happy z to please y2 b1 ,i besee* y\r lady%ip1 don't speak ( ! tr\ble1 = t is ! duty ( our trade2 we mu/ nev] ?9k our bus9ess a tr\ble4' ,^u ?is ! ladies w5t back ) him into 8 inn] %op1 & laid out betwe5 sixty & sev5ty p\nds1 = !y bo? b\ght ri* suits ( clo!s1 & us$ 8 %op = _m ye>s aft]4 ,! %ort inf]5ce f ?is long disc\rse is ?is3 ,t "h y see1 & ,i c\ld give _m examples v l ?is1 h[1 & 9 :at mann]1 a %opkeep] is to behave himself 9 ! way ( 8 bus9ess--:at imp]t95ces1 :at taunts1 fl\ts1 & ridicul\s ?+s1 he mu/ be> 9 8 bus9ess1 & mu/ n %[ ! lea/ return1 or ! lea/ signal ( disgu/--he mu/ h no passions1 no fire 9 8 temp]--he mu/ be all s(t & smoo?3 nay1 if 8 real temp] be naturally fi]y & hot1 he mu/ %[ none ( x 9 8 %op--he mu/ be a p]fect complete hypocrite1 if he w be a complete tradesman4#af ,x is true1 natural temp]s are n to be always c\nt]feit$--! man _c easily be a lamb 9 8 %op1 & a lion 9 himself2 b let x be easy or h>d1 x mu/ be done1 & x is done4 ,!re are m5 :o h1 by cu/om & usage1 br\ght !mselves to x1 t no?+ c\ld be meek] & mild] ?an !y1 :5 beh9d ! c\nt]1 & yet no?+ be m furi\s & rag+ 9 e o!r "p ( life--nay1 ! provocations !y h met ) 9 _! %ops h s irritat$ _! rage1 t !y w\ld g up/airs f _! %op1 & fall into phr5sies1 & a k9d ( madness1 & beat _! heads aga9/ ! wall1 & mis*ief !mselves1 if n prev5t$1 till ! viol5ce ( x _h gott5 v5t1 & ! passions abate & cool4 ,nay1 ,i he>d once ( a %opkeep] t behav$ himself ?us to su* an extreme1 t1 :5 he 0 provok$ by ! imp]t95ce ( ! cu/om]s1 beyond :at 8 temp] c\ld be>1 he w\ld g up/airs & beat 8 wife1 kick 8 *ildr5 ab\t l dogs1 & be z furi\s = two or ?ree m9utes z a man *a9$ d[n 9 ,b$lam1 & :5 ! heat 0 ov]1 w\ld sit d[n & cry fa/] !n ! *ildr5 he _h abus$2 & aft] ! fit 0 ov] he w\ld g d[n into 8 %op aga91 & be z humble1 z c\rte\s1 & z calm z any man :atev]--s absolute a gov]nm5t ( 8 passions _h he 9 ! %op1 & s little out ( x2 9 ! %op a s\l-less animal t c res5t no?+1 & 9 ! family a madman2 9 ! %op meek l ! lamb1 b 9 ! family outrage\s l a ,lybian lion4 ,! sum ( ! matt] is ?is3 x is necess>y = a tradesman to subject himself1 by all ! ways possible1 to 8 bus9ess2 8 cu/om]s are to be 8 idols3 s f> z he may wor%ip idols by all[ance1 he is to b[ d[n to !m & wor%ip !m2#ag at lea/1 he is n any way to displease !m1 or %[ any disgu/ or di/a/e at any ?+ !y say or d4 ,! bottom ( x all is1 t he is int5d+ to get money by !m2 & x is n = him t gets money by !m to (f] ! lea/ inconv5i5ce to !m by :om he gets x2 b he is to consid]1 t1 z ,solomon says1 ',! borr[] is s]vant to ! l5d]1' s ! sell] is s]vant to ! buy]4 ,:5 a tradesman has ?us conqu]$ all 8 passions1 & c /& be=e ! /orm ( imp]t95ce1 he is said to be fitt$ up = ! ma9 article1 namely1 ! inside ( ! c\nt]4 ,on ! o!r h&1 we see t ! contr>y temp]1 nay1 b ! v sugge/ion ( x1 hurries p on to ru9 _! trade1 to disoblige ! cu/om]s1 to qu>rel ) !m1 & drive !m away4 ,we see by ! lady above1 aft] hav+ se5 ! ways %e _h tak5 to put ?is man out ( temp]--,i say1 we see x conqu]$ h] temp]1 & br\ght h] to lay out h] money *e]fully1 & be 8 cu/om] ev] aft]4 ,a s\r1 morose1 dogmatic temp] w\ld h s5t ^! ladies bo? away ) _! money 9 _! pockets2 b ! man's pati5ce & temp] drove ! lady back to lay out h] money1 & engag$ h] entirely4 ,,footnotes3 #ae ,pat]no/] ,r[ has long be5 ! *ief seat ( ! booksell+ & publi%+ trade 9 ,london2 & !re are n[ "s spl5did %ops ( m]c]s or hab]da%]s 9 ,/ ,paul's ,*ur*y>d1 also 9 ,ludgate hill adjo9+4 #af ,! necessity "h insi/$ on seems a h>d "o1 & sc>cely consi/5t ) a j morality4 ,yet1 if ! tradesman takes a "r view ( 8 situation1 he w sc>cely d\bt ! propriety ( ,defoe's advice4 ,he mu/ consid]1 t1 9 8 %op1 he is1 z x 71 act+ a "p4 ,he p]=ms a c]ta9 "* 9 ! drama ( our social arrangem5ts1 "o :i* requires all ! civility & =be>ance above insi/$ on4 ,he is n call$ ^u1 9 su* circum/ances1 to feel1 speak1 & act1 z he w\ld f9d himself 9 hon\r requir$ to d 9 8 private or absolutely p]sonal capacity--9 8 own h\se1 = in/ance1 or 9 any public place :]e he m+l$ on a foot+ ( equality ) 8 fell[-citiz5s4 ,accord+ly1 !re is su* a g5]al s5se ( ! ju/ifiabl5ess ( 8 conduct+ himself 9 ?is submissive _s1 t no "o w\ld ?9k ( imput+ x to him z a fault2 b he w\ld be m apt to be c5sur$ or ridicul$ if he _h s little s5se z to take (f5ce1 9 8 capacity ( tradesman1 at any ?+ :i* x w\ld only conc]n him to res5t if x 7 (f]$ to him 9 8 capacity z a private citiz54 ,an incid5t1 some:at l t s dramatically relat$ by ,defoe1 occurr$ a few ye>s ago 9 ! nor!rn capital4 ,a lady _h1 ?r\gh :im1 pe/]$ a m]c] 9 ! mann] relat$ 9 ! text1 turn+ ov] all 8 goods1 & only treat+ him ) rud5ess 9 return4 ,:5 %e f9ally turn$ to leave ! %op1 to inquire1 z %e said1 = bett] & *eap] goods else:]e1 %e f\nd t a %[] 0 fall+1 aga9/ :i* %e _h no protection4 ,! tradesman1 :o _h politely %[n h] to ! door1 obs]v+ h] hesitate on ! ?re%old at sight ( ! ra91 reque/$ h] to wait a mom5t1 &1 /epp+ backw>ds = 8 umbrella1 in/antly return$1 &1 9 ! k9de/ acc5ts1 reque/$ h] to accept ! loan ( x4 ,%e took x1 & w5t away1 b 9 a few m9utes return$ x1 9 a totally diff]5t frame ( _s1 & n only pur*as$ ext5sively on ?is occasion1 b became a con/ant cu/om] = ! future4 ,ano!r tradesman 9 ! same city 0 s rem>kable = 8 imp]turbable civility1 t x became ! subject ( a bet--an individual und]tak+ to irritate him1 or1 if he fail$1 to =feit a c]ta9 sum4 ,he w5t to ! %op1 & caus$ an imm5se quantity ( ! f9e/ silks to be turn$ ov]1 aft] :i* he coolly ask$ = a p5nywor? ( a c]ta9 spl5did piece ( sat94 ',by all means1' said ! discreet trad]2 'all[ me1 ,sir1 to h y\r p5ny4' ,! co9 0 h&$ to him1 &1 tak+ up ! piece ( sat91 & plac+ ! p5ny on ! end ( x1 he cut r\nd ) 8 scissors1 ?us deta*+ a little bit ( exactly ! size & %ape ( ! piece ( money :i* 0 to pur*ase x4 ,?is1 ) ! mo/ polite air imag9able1 he h&$ to 8 cu/om]1 ^: confusion may be imag9$4 #ag ,x appe>s to ! editor t ! case is "h some:at ov]-/at$4 ,:ile imp]t]bable good temp] & civility are indisp5sible 9 ! %opkeep]1 x is n impossible t he may also err 9 display+ a too great obsequi\sness ( mann]4 ,?is1 by disgu/+ ! common s5se & good ta/e ( cu/om]s1 may d z mu* h>m z want ( civility4 ,a too press+ mann]1 likewise1 does h>m1 by caus+ ! cu/om] to feel z if he 7 oblig$ to pur*ase4 ,! m$ium ( an easy1 oblig+1 & good-hum\r$ mann]1 is p]haps :at suits be/4 ,b "h1 z 9 _m o!r ?+s1 x is n easy to lay d[n any g5]al rule4 ,mu* mu/ be left to ! goos s5se & tact ( ! trad]4 ,,*apt] ,,ix ,,( ,,o!r ,,reasons ,,= ,,! ,,tradesman',s ,,disa/]s3 ,,&1 ,,fir/1 ,,( ,,innoc5t ,,div]sions ,a few directions seasonably giv51 & wisely receiv$1 w be suffici5t to guide a tradesman 9 a "r managem5t ( 8 bus9ess1 s z t1 if he obs]ves !m1 he may secure 8 prosp]ity & success3 b x requires a long & s]i\s caveat to w>n him ( ! dang]s he meets ) 9 8 way4 ,trade is a /raight & direct way1 if !y w b keep 9 x ) a /eady foot1 & n w&]1 & laun* out "h & !re1 z a loose head & giddy fancy w prompt !m to d4 ,! road1 ,i say1 is /raight & direct2 b !re are _m turn+s & op5+s 9 x1 bo? to ! "r h& & to ! left1 9 :i*1 if a tradesman b once v5tures to /ep awry1 x is t5 ?\s& to "o b he loses himself1 & v r>ely f9ds 8 way back aga92 at lea/ if he does1 x is l a man t has be5 lo/ 9 a wood2 he comes out ) a scrat*$ face1 & torn clo!s1 tir$ & sp5t1 & does n recov] himself 9 a long :ile aft]4 ,9 a ^w1 "o /eady motion c>ries him up1 b _m ?+s assi/ to pull him d[n2 !re are _m ways op5 to 8 ru91 b few to 8 ris+3 & ?\gh employm5t is said to be ! be/ f5ce aga9/ temptations1 & he t is busy he>tily 9 8 bus9ess1 temptations to idl5ess & neglig5ce w n be s busy ab\t him1 yet tradesm5 are z (t5 drawn f _! bus9ess z o!r m52 & :5 !y are s1 x is m fatal to !m a great deal1 ?an x is to g5tlem5 & p]sons ^: employm5ts d n call = _! p]sonal att5dance s mu* z a %op does4 ,among ! _m turn+s & bye-lanes1 :i*1 z ,i say1 are to be met ) 9 ! /raight road ( trade1 !re are two z dang]\s & fatal to _! prosp]ity z ! wor/1 ?\gh !y bo? c>ry an appe>ance ( good1 & promise contr>y to :at !y p]=m2 ^! are-- ,i4 ,pleasures & div]sions1 especially su* z !y w h u call innoc5t div]sions4 ,,ii4 ,projects & adv5tures1 & especially su* z promise m\nta9s ( pr(it 9 nubibus 9 ! cl\ds1 & are !re=e ! m likely to ensn>e ! poor eag] av>ici\s tradesman4 #a4 ,i am n[ to speak ( ! fir/1 namely1 pleasures & div]sions4 ,i _c all[ any pleasures to be innoc5t1 :5 !y turn away ei!r ! body or ! m9d ( a tradesman f ! "o ne$ful ?+ :i* 8 call+ makes necess>y1 & t necessity makes 8 duty--,i mean1 ! application bo? ( 8 h&s & head to 8 bus9ess4 ,^? pleasures & div]sions may be innoc5t 9 !mselves1 :i* are n s to him3 !re are v few ?+s 9 ! _w t are simply evil1 b ?+s are made circum/antially evil :5 !y are n s 9 !mselves3 kill+ a man is n simply s9ful2 on ! contr>y1 x is n lawful only1 b a duty1 :5 ju/ice & ! laws ( ,god or man require x2 b :5 done malici\sly1 f any corrupt pr9ciple1 or to any corrupt$ end1 is murd]1 & ! wor/ ( crimes4 ,pleasures & div]sions are ?us made crim9al1 :5 a man is engag$ 9 duty to a full att5dance ^u su* bus9ess z ^? pleasures & div]sions necess>ily int]f]e ) & int]rupt2 ^? pleasures1 ?\gh innoc5t 9 !mselves1 become a fault 9 him1 because 8 legal avocations dem& 8 att5dance 9 ano!r place4 ,?us ^? pleasures may be lawful to ano!r man1 :i* are n s to him1 because ano!r man has n ! same obligation to a call+1 ! same necessity to apply to x1 ! same cry ( a family1 ^: bread may dep5d ^u 8 dilig5ce1 z a tradesman has4 ,solomon1 ! royal patron ( indu/ry1 tells u1 ',he t is a lov] ( pleasure1 %all be a poor man4' ,i mu/ n d\bt b ,solomon is to be und]/ood ( tradesm5 & work+ m51 su* z ,i am writ+ (1 ^: "t & application is due to _! bus9ess1 & :o1 9 pursuit ( _! pleasures1 are sure to neglect _! %ops1 or employm5ts1 & ,i !re=e r5d] ! words ?us1 to ! pres5t purpose--',! tradesman t is a lov] ( pleasure1 %all be a poor man4' ,i hope ,i d n wre/ ! ,scripture 9 my int]pretation ( x2 ,i am sure x agrees ) ! :ole t5or ( ! wise man's o!r disc\rses4 ,:5 ,i see "y %opkeep]s keep horses1 ride a-hunt+1 le>n dog-language1 & keep ! sportsm5's brogue ^u _! tongues1 ,i w n say ,i read _! de/9y1 = ,i am no =tunetell]1 b ,i d say1 ,i am always afraid = !m2 especially :5 ,i "k t ei!r _! =tunes & beg9n+s are bel[ x1 or t _! trades are su* z 9 a p>ticul> mann] to require _! con/ant att5dance4 ,z to see a b>b] abroad on a ,saturday1 a corn-factor abroad on a ,w$nesday & ,friday1 or a ,blackwell-hall man on a ,?ursday1 y may z well say a c\ntry %opkeep] %\ld g a-hunt+ on a m>ket-day1 or g a-fea/+ at ! fair day ( ! t[n :]e he lives2 & yet rid+ & hunt+ are o!rwise lawful div]sions1 & 9 _! k9d v good = ex]cise & heal?4 ,i am n = mak+ a galley-slave ( a %opkeep]1 & h him *a9$ d[n to ! o>2 b if he be a wise1 a prud5t1 & a dilig5t tradesman1 he w all[ himself z few excursions z possible4 ,bus9ess neglect$ is bus9ess lo/2 x is true1 !re are "s bus9esses :i* require less att5dance ?an o!rs1 & give a man less occasion ( application2 b1 9 g5]al1 t tradesman :o c satisfy himself to be abs5t f 8 bus9ess1 mu/ n expect success2 if he is above ! "* ( a dilig5t tradesman1 he mu/ !n be above ! bus9ess too1 & %\ld leave x to somebody1 t1 hav+ m ne$ ( x1 w ?9k x wor? 8 :ile to m9d x bett]4 ,nor1 inde$1 is x possible a tradesman %\ld be ma/] ( any ( ! qualifications :i* ,i h set d[n to d5om9ate him complete1 if he neglects 8 %op & 8 "t1 foll[+ 8 pleasures & div]sions4 ,i w all[ t ! man is n vici\s & wick$1 t he is n addict$ to drunk5ness1 to wom51 to gam+1 or any su* ?+s z ^?1 = ^? are n w\nd+s1 b murd]1 d[nright kill+4 ,a man may w\nd & hurt himself sometimes1 9 ! rage ( an ungov]n$ passion1 or 9 a phr5sy or fev]1 & int5d no m2 b if he %oots himself ?r\gh ! head1 or hangs himself1 we are sure !n he int5d$ to kill & de/roy himself1 & he dies inevitably4 ,= a tradesman to foll[ 8 pleasures1 :i* inde$ is g5]ally att5d$ ) a slight+ ( 8 bus9ess1 leav+ 8 %op to s]vants or o!rs1 x is evid5t to me t he is indiff]5t :e!r x ?rives or no2 &1 above all1 x is evid5t t 8 he>t is n 9 8 bus9ess2 t he does n delight 9 x1 or look on x ) pleasure4 ,to a complete tradesman !re is no pleasure equal to t ( be+ 9 8 bus9ess1 no delight equal to t ( see+ himself ?rive1 to see trade fl[ 9 ^u him1 & to be satisfi$ t he goes on prosp]\sly4 ,he w nev] ?rive1 t c>es n :e!r he ?rives or no4 ,z trade is ! *ief employm5t ( 8 life1 & is !re=e call$1 by way ( em95ce1 8 bus9ess1 s x %\ld be made ! *ief delight ( 8 life4 ,! tradesman t does n love 8 bus9ess1 w nev] give x due att5dance4 ,pleasure is a bait to ! m9d1 & ! m9d w attract ! body3 :]e ! he>t is1 ! object %all always h ! body's company4 ,! great objection ,i meet ) f "y tradesm5 aga9/ ?is argum5t is1 !y foll[ no unlawful pleasures2 !y d n sp5d _! "t 9 tav]ns1 & dr9k+ to excess2 !y d n sp5d _! money 9 gam+1 & s /ock-/>ve _! bus9ess1 & rob ! %op to supply ! extravagant losses ( play2 or !y d n sp5d _! h\rs 9 ill company & debau*]ies2 all !y d1 is a little innoc5t div]sion 9 rid+ abroad n[ & !n = ! air1 & = _! heal?1 & to ease _! ?\ghts ( ! ?rong ( o!r affairs :i* are heavy ^u !m1 c4 ,^!1 ,i say1 are ! excuses ( "y tradesm52 &1 inde$1 !y are "y excuses1 &1 ,i may say truly1 h no?+ 9 !m4 ,x is p]haps true1 or ,i may grant x s = ! pres5t purpose1 t ! pleasure ! tradesman takes is1 z he says1 n unlawful1 & t he foll[s only a little innoc5t div]sion2 b let me tell him1 ! words are ill put toge!r1 & ! div]sion is r recomm5d$ f ! ^w little1 ?an f ! ^w innoc5t3 if x be1 inde$1 b little1 x may be innoc5t2 b ! case is q alt]$ by ! ext5t ( ! ?+2 & ! innoc5ce lies "h1 n 9 ! nature ( ! ?+1 n 9 ! div]sion or pleasure t is tak51 b 9 ! "t x takes2 = if ! man sp5ds ! "t 9 x :i* %\ld be sp5t 9 8 %op or w>eh\se1 & 8 bus9ess suff]s by 8 abs5ce1 z x mu/ d1 if ! abs5ce is long at a "t1 or (t5 practis$--! div]sion s tak5 becomes crim9al to him1 ?\gh ! same div]sion might be innoc5t 9 ano!r4 ,?us ,i h he>d a "y tradesman1 :o lov$ 8 bottle1 excuse himself1 & say1 ',x is true1 ,i h be5 at ! tav]n1 b ,i 0 treat$1 x co/ me no?+4' ,& ?is1 he ?9ks1 cle>s him ( all blame2 n consid]+ t :5 he sp5ds no money1 yet he sp5ds five times ! value ( ! money 9 "t4 ,ano!r says1 ',:y1 inde$1 ,i 0 at ! tav]n ye/]day all ! aft]noon1 b ,i c\ld n help x1 & ,i sp5t b sixp5ce4' ,b at ! same "t p]haps x might be said he sp5t five p\nds' wor? ( "t1 8 bus9ess be+ neglect$1 8 %op unatt5d$1 8 books n po/$1 8 lett]s n writt51 & ! l--= all ^? ?+s are works necess>y to a tradesman1 z well z ! att5dance on 8 %op1 & inf9itely above ! pleasure ( be+ treat$ at ! exp5se ( 8 "t4 ,all mann] ( pleasures %\ld buckle & be subs]vi5t to bus9ess3 he t makes 8 pleasure be 8 bus9ess1 w nev] make 8 bus9ess be a pleasure4 ,innoc5t pleasures become s9ful1 :5 !y are us$ to excess1 & s x is "h2 ! mo/ innoc5t div]sion becomes crim9al1 :5 x breaks 9 ^u t :i* is ! due & j employm5t ( ! man's life4 ,pleasures rob ! tradesman1 & h[1 !n1 c he call !m innoc5t div]sions8 ,!y are d[nright ?ieves2 !y rob 8 %op ( 8 att5dance1 & ( ! "t :i* he ought to be/[ !re2 !y rob 8 family ( _! due support1 by ! man's neglect+ t bus9ess by :i* !y are to be support$ & ma9ta9$2 & !y (t5times rob ! cr$itors ( _! j debts1 ! tradesman s9k+ by ! inord9ate use ( ^? innoc5t div]sions1 z he calls !m1 z well by ! exp5se att5d+ !m1 z ! loss ( 8 "t1 & neglect ( 8 bus9ess1 by :i* he is at la/ r$uc$ to ! necessity ( %utt+ up %op 9 e>ne/1 :i* 0 inde$ z good z %ut be=e4 ,a %op )\t a ma/] is l ! same %op on a middl+ holiday1 half %ut up1 & he t keeps x long s1 ne$ n d\bt b he may 9 a little "t m %ut x q up4 ,9 %ort1 pleasure is a ?ief to bus9ess2 h[ any man c call x innoc5t1 let him answ] t does s2 x robs him e way1 z ,i h said above3 & if ! tradesman be a ,*ri/ian1 & has any reg>d to religion & 8 duty1 ,i mu/ tell him1 t :5 ^u 8 disa/]s he %all reflect1 & see t he has ru9$ himself & 8 family1 by foll[+ too mu* ^? div]sions & pleasures :i* he ?\ght innoc5t1 & :i* p]haps 9 !mselves 7 really s1 he w f9d great cause to rep5t ( t :i* he insi/$ on z innoc5t2 he w f9d himself lo/1 by do+ lawful ?+s1 & t he made ^? innoc5t ?+s s9ful1 & ^? lawful ?+s unlawful to him4 ,?us1 z !y robb$ 8 family & cr$itors be=e ( _! j debts--= ma9t5ance is a tradesman's j debt to 8 family1 & a wife & *ildr5 are z mu* a tradesman's real cr$itors z ^? :o tru/$ him ) _! goods--,i say1 z 8 innoc5t pleasures robb$ 8 family & cr$itors be=e1 !y w rob him n[ ( 8 peace1 & ( all t calm ( s\l :i* an hone/1 indu/ri\s1 ?\gh un=tunate1 tradesman meets ) "u 8 disa/]s4 ,i am ask$ "h1 p]haps1 h[ mu* pleasure an hone/-mean+ tradesman may be all[$ to take8 = x _c be suppos$ ,i %\ld insi/ t all pleasure is =bidd5 him1 t he mu/ h no div]sion1 no sp>e h\rs1 no int]vals f hurry & fatigue2 t w\ld be to p9 him d[n to ! v floor ( 8 %op1 z ,john ,%epp>d 0 lock$ d[n to ! floor ( 8 prison4 ,! answ] to ?is "q e prud5t tradesman may make = himself3 if 8 pleasure is 9 8 %op1 & 9 8 bus9ess1 !re is no dang] ( him2 b if he has an it* aft] exotic div]sions--,i mean su* z are =eign to 8 %op1 & to 8 bus9ess1 & :i* ,i !re=e call exotic--let him hone/ly & fairly /ate ! case betwe5 8 %op & 8 div]sions1 & judge imp>tially = himself4 ,s mu* pleasure1 & no m1 may be innoc5tly tak51 z does n int]f]e )1 or d ! lea/ damage to 8 bus9ess1 by tak+ him away f x4 ,e mom5t t 8 trade wants him 9 8 %op or w>eh\se1 x is 8 duty to be !re2 x is n en\gh to say1 ,i believe ,i %all n be want$2 or ,i believe ,i %all suff] no loss by my abs5ce4 ,he mu/ come to a po9t & n deceive himself2 if he does1 ! *eat is all 8 own4 ,if he w n judge s9c]ely at fir/1 he w reproa* himself s9c]ely at la/2 = !re is no fraud aga9/ 8 own reflections3 a man is v r>ely a hypocrite to himself4 ,! rule may be1 9 a few words1 ?us3 ^? pleasures or div]sions1 & ^? only1 c be innoc5t1 :i* ! man may or does use1 or all[ himself to use1 )\t h9drance (1 or injury to1 8 bus9ess & reputation4 ,let ! div]sions or pleasures 9 "q be :at !y w1 & h[ innoc5t soev] !y are 9 !mselves1 !y are n s to him1 because !y int]rupt or int]f]e ) 8 bus9ess1 :i* is 8 imm$iate duty4 ,i h m5tion$ ! circum/ance :i* t\*es ?is "p too1 namely1 t !re may be a "t :5 ev5 ! ne$ful duties ( religion may become faults1 & unseasonable1 :5 ano!r m ne$ful att5dance calls = u to apply to x2 mu* m1 !n1 ^? ?+s :i* are only b>ely lawful4 ,!re is a visible diff]5ce betwe5 ! ?+s :i* we may d1 & ! ?+s :i* we mu/ d4 ,pleasures at c]ta9 seasons are all[$1 & we may give ourselves "s loose to !m2 b bus9ess1 ,i mean to ! man ( bus9ess1 is t ne$ful ?+1 ( :i* x is n to be said x may1 b x mu/ be done4 ,aga91 ^? pleasures :i* may n only be lawful 9 !mselves1 b :i* may be lawful to o!r m51 yet are crim9al & unlawful to him4 ,to g5tlem5 ( =tunes & e/ates1 :o be+ born to l>ge possessions1 & h no avocations ( ?is k9d1 x is c]ta9ly lawful to sp5d _! sp>e h\rs on horseback1 ) _! h\nds or hawks1 pursu+ _! game2 or1 on foot1 ) _! gun & _! net1 & _! dogs to kill ! h>es or birds1 c4--all :i* we call sport4 ,^! are ! m5 t c1 ) a p>ticul> satisfaction1 :5 !y come home1 say !y h only tak5 an innoc5t div]sion2 & yet ev5 9 ^!1 !re are n want+ "s excesses :i* take away ! innoc5ce ( !m1 & consequ5tly ! satisfaction 9 _! reflection1 & !re=e x 0 ,i said x 0 lawful to !m to sp5d _! sp>e h\rs--by :i* ,i am to be und]/ood1 ^? h\rs :i* are n due to m solemn & weighty occasions1 su* z ! duties ( religion 9 p>ticul>4 ,b z ?is is n my pres5t subject1 ,i proce$2 = ,i am n talk+ to g5tlem5 n[1 b to tradesm54 ,! prud5t tradesman w1 9 "t1 consid] :at he ought or ought n to d1 9 8 own p>ticul> case1 z to 8 pleasures--n :at ano!r man may or may n d4 ,9 %ort1 no?+ ( pleasure or div]sion c be innoc5t to him1 :atev] x may be to ano!r1 if x injures 8 bus9ess1 if x takes ei!r 8 "t1 or 8 m9d1 or 8 delight1 or 8 att5dance1 f 8 bus9ess2 nor c all ! little excuses1 ( its be+ = 8 heal?1 & = ! ne$ful unb5d+ ! b[ ( ! m9d1 f ! con/ant application ( bus9ess1 = all ^! mu/ /oop to ! great article ( 8 %op & bus9ess2 ?\gh ,i might add1 t ! b>e tak+ ! air = heal?1 & = a recess to ! m9d1 is n ! ?+ ,i am talk+ (--x is ! tak+ an immod]ate lib]ty1 & sp5d+ an immod]ate l5g? ( "t1 & t at unseasonable & improp] h\rs1 s z to make 8 pleasures & div]sions be prejudicial to 8 bus9ess--?is is ! evil ,i object to1 & ?is is too mu* ! ru9 ( ! tradesm5 ( ?is age2 & ?us any man :o calmly reads ^! pap]s w see ,i ought to be und]/ood4 ,nor d ,i conf9e ?is disc\rse to ! innoc5t div]sions ( a horse1 & rid+ abroad to take ! air2 ?+s :i*1 z above1 are made hurtful & unlawful to him1 only z !y are h9drances to 8 bus9ess1 & are m or less s1 z !y rob 8 %op or w>eh\se1 or bus9ess1 or 8 att5dance & "t1 & cause him to draw 8 affections (f f 8 call+4 ,b we see o!r & new pleasures daily cr[d+ 9 ^u ! tradesman1 & "s :i* no age be=e ?is h be5 9 dang] (--,i mean1 n to su* an excess z is n[ ! case1 & consequ5tly !re 7 few] tradesm5 drawn into ! practice4 ,! pres5t age is a "t ( gallantry & gaiety2 no?+ ( ! pres5t pride & vanity 0 kn[n1 or b v little ( x1 9 =m] times3 ! baits :i* are e :]e laid = ! corruption ( y\?1 & = ! ru9 ( _! =tunes1 7 nev] s _m & s mis*iev\s z !y are n[4 ,we sc>ce n[ see a tradesman's appr5tice come to 8 fif? ye>1 b he gets a long wig & a sword1 & a set ( companions suitable2 & ?is wig & sword1 be+ left at prop] & conv5i5t places1 are put on at night aft] ! %op is %ut1 or :5 !y c slip out to g a-rak+ 91 & :5 !y nev] fail ( company ready to lead !m into all mann] ( wick$ness & debau*]y2 & f ?is cause x is pr9cipally t s _m appr5tices are ru9$1 & run away f _! ma/]s be=e !y come out ( _! times--m1 ,i am p]suad$1 n[1 ?an ev] 7 to be f\nd be=e4 ,nor1 z ,i said be=e1 w ,i *>ge ! devil ) hav+ any h& 9 ! ru9 ( ^! "y fell[s--inde$1 he ne$s n tr\ble himself ab\t !m1 !y are 8 own by e>ly *oice--!y anticipate temptation1 & are z =w>d z ! devil c desire !m to be4 ,^! may be truly said to be drawn aside ( _! own lu/s1 & entic$--!y ne$ no tempt]4 ,b ( ^! ,i may also say1 !y seldom tr\ble ! tradesm5's class2 !y get ru9$ e>ly1 & f9i% ! tradesman be=e !y beg91 s my disc\rse is n at pres5t direct$ mu* to !m2 inde$1 !y are pa/ advice be=e !y come 9 my way4 ,inde$1 ,i knew "o ( ^! sort ( g5tlem5-appr5tices make an attempt to beg91 & set up 8 trade--he 0 a deal] 9 :at !y call ,crook$-lane w>es3 he got ab\t #cjj f 8 fa!r1 an hone/ pla9 c\ntryman1 to set him up1 & 8 said hone/ fa!r ex]t$ himself to ! utmo/ to s5d him up s mu* money4 ,:5 he _h gott5 ! money1 he took a %op ne> ! place :]e he _h s]v$ 8 "t1 & ent]+ ^u ! %op1 he _h x pa9t$1 & fitt$ up1 & "s goods he b\ght 9 ord] to furni% x2 b be=e t1 he 0 oblig$ to pay ab\t #gj ( ! money to little debts1 :i* he _h contract$ 9 8 appr5tice%ip1 at two or ?ree ale-h\ses1 = dr9k & eatables1 treats1 & junket+s2 & at ! b>b]'s = long p]ukes1 at ! semp/ress's = f9e ,holl&-%irts1 turn-ov]s1 :ite gloves1 c1 to make a beau ( him1 & at sev]al o!r places4 ,:5 he came to dip into ?is1 & f\nd t x want$ /ill #cj or #dj to equip him = ! company :i* he _h le>n$ to keep1 he took c>e to d ?is fir/2 & be+ delight$ ) 8 new dress1 & h[ l a g5tleman he look$1 he 0 resolv$1 be=e he op5$ a %op1 to take 8 sw+ a little 9 ! t[n2 s away he w5t1 ) two ( 8 neighb\r's appr5tices1 to ! play-h\se1 !nce to ! tav]n1 n f> f 8 dwell+1 & !re !y fell to c>ds1 & sat up all night--& ?us !y sp5t ab\t a =tnight2 ! re/ j creep+ into _! ma/]s' h\ses1 by ! connivance ( _! fell[-s]vants1 & he gett+ a b$ 9 ! tav]n1 :]e :at he sp5t1 to be sure1 made !m will+ en\gh to oblige him--t is to say1 to enc\rage him to ru9 himself4 ,!y !n *ang$ _! c\rse1 inde$1 & w5t to ! ball1 & t necess>ily kept !m out ! mo/ "p ( ! night1 always hav+ _! supp] dress$ at ! tav]n at _! return2 & ?us1 9 a few words1 he w5t on till he made way ?r\gh all ! rema9+ money he _h left1 & 0 oblig$ to call 8 cr$itors toge!r1 & break be=e he s mu* z op5$ 8 %op--,i say1 8 cr$itors1 = great "p ( ! goods :i* he _h furni%$ 8 %op ) 7 unpaid =2 p]haps "s few might be b\ght ) ready money4 ,?is man1 inde$1 is ! only tradesman t ev] ,i met )1 t set up & broke be=e 8 %op 0 op52 o!rs ,i h inde$ kn[n make v quick "w ( x4 ,b ?is "p r belongs to ano!r head4 ,i am at pres5t n talk+ ( madm51 z ,i hope1 inde$1 ,i am n writ+ to madm51 b ,i am talk+ ( tradesm5 undone by lawful ?+s1 by :at !y call innoc5t & h>mless ?+s--su* z rid+ abroad1 or walk+ abroad to take ! air1 & to div]t !mselves1 dogs1 gun1 c\ntry-sport1 & city-recreation4 ,^! ?+s are c]ta9ly lawful1 & 9 !mselves v innoc5t2 nay1 !y may be ne$ful = heal?1 & to give "s relaxation to ! m9d1 hurri$ ) too mu* bus9ess2 b ! ne$fulness ( !m is s mu* made an excuse1 & ! excess ( !m is s injuri\s to ! tradesman's bus9ess & to 8 "t1 :i* %\ld be set ap>t = 8 %op & 8 trade1 t !re are n a few tradesm5 ?us lawfully ru9$1 z ,i may call x--9 a ^w1 lawful or unlawful1 _! %op is neglect$1 _! bus9ess goes beh9d-h&1 & x is all "o to ! subject ( break+1 & to ! cr$itor1 :e!r ! man 0 undone by be+ a knave1 or by be+ a fool2 x is all "o :e!r he lo/ 8 trade by sc&al\s immoral neglig5ce1 or by sob] or religi\s neglig5ce4 ,9 a ^w1 bus9ess langui%es1 :ile ! tradesman is abs5t1 & neglects x1 be x = 8 heal? or = 8 pleasure1 be x 9 good company or 9 bad1 be x f a good or an ill design2 & if ! bus9ess langui%es1 ! tradesman w n be long be=e he langui%es too2 = no?+ c support ! tradesman b 8 support+ 8 trade by a due att5dance & application4#ah ,,footnotes3 #ah ,9 ! above admirable s]ies ( pla9-spok5 advices1 ! au?or has omitt$ "o weighty reason :y "y tradesm5 %\ld n sp5d _! ev5+s 9 frivol\s1 or o!rwise improp] company4 ,! actual loss ( "t & ( money incurr$ by su* c\rses ( conduct1 is g5]ally ( less consequ5ce ?an ! losses aris+ f habitual di/raction ( m9d1 & ! acquisition ( an acqua9tance%ip ) a set ( idle or silly companions4 ,x is ( ! utmo/ importance t "y tradesm5 %\ld sp5d _! leisure h\rs 9 a way calculat$ to soo! ! feel+s1 & enl>ge ! m9d2 & 9 ! pres5t day1 f ! prevalance ( lit]ature1 & o!r rational means = amusem5t1 !y h ample opportunities ( do+ s4 ,,*apt] ,x ,,( ,,extravagant ,,& ,,exp5sive ,,liv+2 ,,ano!r ,,/ep ,,to ,a ,,tradesman',s ,,disa/] ,hi!rto ,i h writt5 ( tradesm5 ru9$ by lawful & innoc5t div]sions2 &1 inde$1 ^! are "s ( ! mo/ dang]\s pits = a tradesman to fall into1 because m5 are s apt to be ins5sible ( ! dang]3 a %ip may z well be lo/ 9 a calm smoo? sea1 & an easy fair gale ( w9d1 z 9 a /orm1 if !y h no pilot1 or ! pilot be ignorant or unw>y2 & disa/]s ( t nature happ5 z frequ5tly z any o!rs1 & are z fatal4 ,:5 rocks are app>5t1 & ! pilot1 bold & wilful1 runs directly ^u !m1 )\t fe> or wit1 we "k ! fate ( ! %ip--x mu/ p]i%1 & all t are 9 x w inevitably be lo/2 b 9 a smoo? sea1 a bold %ore1 an easy gale1 ! unse5 rocks or %oals are ! only dang]s1 & no?+ c haz>d !m b ! skilfulness ( ! pilot3 & ?us x is 9 trade4 ,op5 debau*]ies & extravagances1 & a pr(usion ( exp5se1 z well z a g5]al contempt ( bus9ess1 ^! are op5 & curr5t roads to a tradesman's de/ruction2 b a sil5t go+ on1 9 pursuit ( innoc5t pleasures1 a smoo? & calm1 b sure neglect ( 8 %op1 & "t1 & bus9ess1 w z effectually & z surely ru9 ! tradesman z ! o!r2 & ?\gh ! means are n s sc&al\s1 ! effect is z c]ta94 ,b ,i proce$ to ! o!r4 ,next to immod]ate pleasures1 ! tradesman ought to be w>n$ aga9/ immod]ate exp5se4 ,?is is a t]rible article1 & m p>ticul>ly s to ! tradesman1 z cu/om has n[1 z x 7 on purpose = _! undo+1 introduc$ a g5]al habit (1 & z x 7 a g5]al incl9ation among all sorts ( p to1 an exp5sive way ( liv+2 to :i* might be add$ a k9d ( necessity ( x2 = t ev5 ) ! greate/ prud5ce & frugality a man _c n[ support a family ) ! ord9>y exp5se1 :i* ! same family might h be5 ma9ta9$ ) "s few ye>s ago3 !re is n[ 7#a7 a weight ( taxes ^u almo/ all ! necess>ies ( life1 bread & fle% except$1 z coals1 salt1 malt1 c&les1 soap1 lea!r1 hops1 w9e1 fruit1 & all =eign consumptions2 7#b7 a load ( pride ^u ! temp] ( ! nation1 :i*1 9 spite ( taxes & ! unusual de>ess ( e ?+1 yet prompts p to a pr(usion 9 _! exp5ses4 ,?is is n s prop]ly call$ a tax ^u ! tradesm52 ,i ?9k r1 x may be call$ a plague ^u !m3 = !re is1 fir/1 ! de>ness ( e necess>y ?+ to make liv+ exp5sive2 & secondly1 an unconqu]able av]sion to any re/ra9t2 s t ! poor w be l ! ri*1 & ! ri* l ! great1 & ! great l ! greate/--& ?us ! _w runs on to a k9d ( di/raction at ?is "t3 :]e x w end1 "t mu/ discov]4 ,n[1 ! tradesman ,i speak (1 if he w ?rive1 he mu/ resolve to beg9 z he c g on2 & if he does s1 9 a ^w1 he mu/ resolve to live m "u re/ra9t ?an ev] tradesm5 ( 8 class us$ to d2 = e necess>y ?+ be+1 z ,i h said1 gr[n de>] ?an be=e1 he mu/ entirely omit all ! enjoym5t ( ! unnecess>ies :i* he might h all[$ himself be=e1 or p]haps be oblig$ to an exp5se beyond ! income ( 8 trade3 & 9 ei!r ( ^! cases he has a great h>d%ip ^u him4 ,:5 ,i talk ( immod]ate exp5ses1 ,i mu/ be und]/ood n yet to mean ! extravagances ( wick$ness & debau*]ies2 !re are s _m sob] extravagances1 & s _m grave s$ate ways = a tradesman's ru91 & !y are s mu* m dang]\s ?an ^? hair-bra9$ desp]ate ways ( gam+ & debau*]y1 t ,i ?9k x is ! be/ s]vice ,i c d ! tradesm5 to lay be=e !m ^? sunk rocks 7z ! seam5 call !m71 ^? secret dang]s 9 ! fir/ place1 t !y may "k h[ to avoid !m2 & z = ! o!r common ways1 common discretion w supply !m ) caution = ^?1 & _! s5ses w be _! protection4 ,! dang]s to ! tradesm5 :om ,i am direct+ myself to1 are f lawful ?+s1 & su* z be=e are call$ innoc5t2 = ,i am speak+ to ! sob] "p ( tradesm51 :o yet are (t5 ru9$ & ov]?r[n 9 trade2 & p]haps z _m su* misc>ry1 z ( ! mad & extravagant1 p>ticul>ly because _! numb] f> exce$s !m4 ,exp5sive liv+ is a k9d ( sl[ fev]2 x is n s op51 s ?reat5+ & dang]\s1 z ! ord9>y di/emp] :i* goes by t "n1 b x preys ^u ! spirits1 &1 :5 its degrees are increas$ to a height1 is z fatal & z sure to kill z ! o!r3 x is a secret enemy1 t fe$s ^u ! vitals2 & :5 x has gone its full l5g?1 & ! langui%+ tradesman is weak5$ 9 8 solid "p1 ,i mean 8 /ock1 !n x ov]:elms him at once4 ,exp5sive liv+ fe$s ^u ! life & blood ( ! tradesman1 = x eats into ! two mo/ ess5tial bran*es ( 8 trade1 namely1 8 cr$it & 8 ca%2 ! fir/ is its triumph1 & ! la/ is its food3 no?+ goes out to *]i% ! exorbitance1 b ! imm$iate money2 exp5ses seldom g on tru/1 !y are g5]ally suppli$ & support$ ) ready money1 :atev] are n4 ,?is exp5sive way ( liv+ consi/s 9 sev]al ?+s1 :i* are all inde$ 9 _! degree ru9\s to ! tradesman2 su* z #a4 ,exp5sive h\se-keep+1 or family extravagance4 #b4 ,exp5sive dress+1 or ! extravagance ( f9e clo!s4 #c4 ,exp5sive company1 or keep+ company above himself4 #d4 ,exp5sive equipages1 mak+ a %[ & o/5tation ( figure 9 ! _w4 ,i might take !m all 9 bulk1 & say1 :at has a "y tradesman to d ) ^!8 & yet :]e is !re a tradesman n[ to be f\nd1 :o is n m or less guilty8 ,x is1 z ,i h said1 ! g5]al vice ( ! times2 ! :ole nation are m or less 9 ! crime2 :at ) necessity & incl9ation1 :]e is ! man or ! family t lives z su* families us$ to live8 ,9 %ort1 good husb&ry & frugality is q out ( fa%ion1 & he t goes ab\t to set up = ! practice ( x1 mu/ mortify e ?+ ab\t him t has ! lea/ t9cture ( frugality2 x is ! mode to live high1 to sp5d m ?an we get1 to neglect trade1 contemn c>e & conc]n1 & g on )\t =eca/1 or )\t consid]ation2 &1 9 consequ5ce1 x is ! mode to g on to extremity1 to break1 become bankrupt & begg>s1 & s go+ (f ! trad+ /age1 leave x op5 = o!rs to come aft] u1 & d ! same4#ai ,to beg9 ) h\se-keep+4 ,i h already h9t$1 t e ?+ belong+ to ! family subsi/5ce be>s a high] price ?an usual1 ,i may say1 ?an ev]2 at ! same "t ,i c nei!r und]take to prove t !re is m got by sell+1 or m ways to get x1 ,i mean to a tradesman1 ?an !re 0 =m]ly2 ! consequ5ce !n mu/ be1 t ! tradesm5 d n gr[ ri* fa/] ?an =m]ly2 at lea/ we may v5ture to say ?is ( tradesm5 & _! families1 comp>+ !m ) =m] times1 namely1 t !re is n m got1 & ,i am satisfi$ !re is less laid up1 ?an 0 !n2 or1 if y w h x1 t tradesm5 get less & sp5d m ?an !y ev] did4 ,h[ !y %\ld be ri*] ?an !y 7 9 ^? times1 is v h>d to say4 ,t all ?+s are de>] ?an =m]ly to a h\se-keep]1 ne$s little demon/ration2 ! taxes necess>ily inf] x f ! weight ( !m1 & ! _m ?+s *>g$2 =1 besides ! ?+s enum]at$ above1 we f9d all articles ( =eign importation are increas$ by ! high duties laid on !m2 su* z l951 especially f9e l952 silk1 especially =eign wr\ght silk3 e ?+ eatable1 dr9kable1 & we>able1 are made heavy to u by high & exorbitant cu/oms & excises1 z br&ies1 tobacco1 sug>2 deals & timb] = build+2 oil1 w9e1 spice1 raw silks1 calico1 *ocolate1 c(fee1 tea2 on "s ( ^! ! duties are m ?an d\bl$3 & yet t :i* is mo/ obs]vable is1 t su* is ! exp5sive hum\r ( ! times1 t n a family1 no1 h>dly ( ! meane/ tradesman1 b treat _! fri5ds ) w9e1 or pun*1 or f9e ale2 & h _! p>l\rs set (f ) ! tea-table & ! *ocolate-pot--treats & liquors all exotic1 =eign & new among tradesm51 & t]rible articles 9 _! mod]n exp5ses2 :i* h no?+ to be said = !m1 ei!r z to ! exp5se ( !m1 or ! helps to heal? :i* !y boa/ (3 on ! contr>y1 !y procure u rheumatic bodies & consumptive purses1 & c no way pass ) me = necess>ies2 b be+ ne$less1 !y add to ! exp5se1 by s5d+ u to ! doctors & apo!c>ies to cure ! brea*es :i* !y make 9 our heal?1 & are !mselves ! v wor/ sort ( sup]fluities4 ,b ,i come back to necess>ies2 & ev5 9 !m1 family-exp5ses are extremely ris51 provisions are high] rat$--no provisions t ,i "k (1 except only bread1 mutton1 & fi%1 b are made de>] ?an ev]--h\se-r5t1 9 almo/ all ! cities & t[ns ( note 9 ,engl&1 is excessively & extremely de>]1 & t 9 spite ( su* innum]able build+s z we see almo/ ev]y:]e rais$ up1 z well 9 ! c\ntry z 9 ,london1 & ! p>ts adjac5t4 ,add to ! r5ts ( h\ses1 ! wages ( s]vants4 ,a tradesman1 be he ev] s mu* incl9$ to good husb&ry1 _c always d 8 kit*5-"w himself1 suppose him a ba*elor1 or c 8 wife1 suppose him m>ri$1 & suppose h] to h br\ght him any portion1 be 8 b$fell[ & 8 cook too4 ,^! maid-s]vants1 !n1 are to be consid]$1 & are an exce$+ tax ^u h\se-keep]s2 ^? :o 7 =m]ly hir$ at ?ree p\nds to f\r p\nds a-ye> wages1 n[ dem& five1 six & eight p\nds a-ye>2 nor d !y d\ble any?+ ^u u b _! wages & _! pride2 =1 in/ead ( do+ m "w = _! advance ( wages1 !y d less3 & ! ord9>y "w ( families _c n[ be p]=m$ by ! same numb] ( maids1 :i*1 9 %ort1 is a tax ^u ! upp] sort ( tradesm51 & contributes v (t5 to _! disa/]s1 by ! extravagant keep+ ?ree or f\r maid-s]vants 9 a h\se1 nay1 sometimes five1 :]e two =m]ly 7 ?\ght suffici5t4 ,?is v extravagance is su*1 t talk+ lately ) a man v well exp]i5c$ 9 ?is matt]1 he told me he _h be5 mak+ 8 calculations on t v p>ticul>1 & he f\nd by computation1 t ! numb] ( s]vants kept by all sorts ( p1 tradesm5 z well z o!rs1 0 s mu* increas$1 t !re are 9 ,london1 & ! t[ns )9 t5 miles ( x1 take x e way1 above a hundr$ ?\s& m maid-s]vants & footm51 at ?is "t 9 place1 ?an us$ to be 9 ! same compass ( gr\nd ?irty ye>s ago2#bj & t _! wages am\nt$ to above =ty %ill+s a-head p] annum1 m ?an ! wages ( ! l numb] ( s]vants did am\nt to at ! same l5g? ( "t pa/2 ! advance to ! :ole body am\nt+ to no less ?an two hundr$ ?\s& p\nds a-ye>4 ,inde$1 x is n easy to guess :at ! exp5se ( wages to s]vants am\nts to 9 a ye>1 9 ?is nation2 & consequ5tly we _c easily det]m9e :at ! increase ( t exp5se am\nts to 9 ,engl&1 b c]ta9ly x mu/ rise to _m hundr$ ?\s& p\nds a-ye> 9 ! :ole4 ,! tradesm5 be> _! %>e ( ?is exp5se1 & inde$ too great a %>e1 v ord9>y tradesm5 9 ,london keep+ at lea/ two maids1 & "s m1 & "s a footman or two besides2 = x is an ord9>y ?+ to see ! tradesm5 & %opkeep]s ( ,london keep footm51 z well z ! g5tlem53 witness ! inf9ite numb] ( blue liv]ies1 :i* are s common n[ t !y are call$ ! tradesm5's liv]ies2 & few g5tlem5 c>e to give blue to _! s]vants = t v reason4 ,9 proportion to _! s]vants1 ! tradesm5 n[ keep _! tables1 :i* are also advanc$ 9 _! proportion ( exp5se to o!r ?+s3 inde$1 ! citiz5's & tradesm5's tables are n[ ! emblems1 n ( pl5ty1 b ( luxury1 n ( good h\se-keep+1 b ( pr(usion1 & t ( ! highe/ k9d ( extravagance2 insomu*1 t x 0 ! op9ion ( a g5tleman :o _h be5 n a travell] only1 b a nice obs]v] ( su* ?+s abroad1 t !re is at ?is "t m wa/e ( provisions 9 ,engl& ?an 9 any o!r nation 9 ! _w1 ( equal ext5t ( gr\nd2 & t ,engl& consumes = _! :ole subsi/5ce m fle% ?an half ,europe besides2 t ! begg>s ( ,london1 & )9 t5 miles r\nd x1 eat m :ite bread ?an ! :ole k+dom ( ,scotl&1#ba & ! l4 ,b ?is is an obs]vation only1 ?\gh ,i believe x is v j2 ,i am br++ x 9 "h only z an example ( ! dreadful pr(usion ( ?is age1 & h[ an extravagant way ( exp5sive liv+1 p]fectly neglig5t ( all degrees ( frugality or good husb&ry1 is ! reign+ vice ( ! p4 ,i c\ld enl>ge ^u x1 & v mu* to ! purpose "h1 b ,i %all h occasion to speak ( x aga94 ,! tradesman1 :om ,i am speak+ to by way ( direction1 w n1 ,i hope1 ?9k ?is ! way = him to ?rive1 or f9d x = 8 conv5i5ce to fall 9 ) ?is common height ( liv+ pres5tly1 9 8 beg9n+2 if he comes gradually into x aft] he has gott5 some?+ consid]able to lay by1 ,i say1 if he does x !n1 x is e>ly en\gh1 & he may be said to be ins5sibly drawn into x by ! necessity ( ! times2 because1 =soo?1 x is a receiv$ notion1 ',we mu/ be l o!r folks3' ,i say1 if he does fall into x !n1 :5 he w pret5d he _c help x1 x is bett] ?an worse1 & if he c af=d x1 well & good2 b to beg9 ?us1 to set up at ?is rate1 :5 he fir/ looks into ! _w1 ,i c only say ?is1 he t beg9s 9 su* a mann]1 x w n be difficult to guess :]e he w end2 = a tradesman's pride c]ta9ly prec$es 8 de/ruction1 & an exp5sive liv+ goes be=e 8 fall4 ,we are speak+ n[ to a tradesman1 :o1 x is suppos$1 mu/ live by 8 bus9ess1 a "y man :o sets up a %op1 or w>eh\se1 & expects to get money2 "o t w\ld be a ri* tradesman1 r ?an a poor1 f9e1 gay man2 a grave citiz51 n a peacock's fea!r2 = he t sets up = a ,sir ,fopl+ ,flutt]1 in/ead ( a complete tradesman1 is n to be ?\ght capable ( reli%+ ?is disc\rse2 nei!r does ?is disc\rse reli% him2 = su* m5 seem to be among ! incurables1 & are r fit = an hospital ( fools 7s ! ,fr5* call our ,b$lam7 ?an to und]take trade1 & ent] ^u bus9ess4 ,trade is n a ball1 :]e p appe> 9 masque1 & act a "p to make sport2 :]e !y /rive to seem :at !y really are n1 & to ?9k !mselves be/ dress$ :5 !y are lea/ kn[n3 b x is a pla9 visible sc5e ( hone/ life1 %[n be/ 9 its native appe>ance1 )\t disguise2 support$ by prud5ce & frugality2 & l /rong1 /iff1 clay l&1 gr[s fruitful only by good husb&ry1 culture1 & manur+4 ,a tradesman dress$ up f9e1 ) 8 long wig & sword1 may g to ! ball :5 he pleases1 = he is already dress$ up 9 ! habit2 l a piece ( c\nt]feit money1 he is brass wa%$ ov] ) silv]1 & no tradesman w take him = curr5t2 ) money 9 8 h&1 inde$1 he may g to ! m]*ant's w>eh\se & buy any ?+1 b no body w deal ) him )\t x3 he may write ^u 8 edg$ hat1 z a c]ta9 tradesman1 aft] hav+ be5 once broke & set up aga91 ',i nei!r give nor take cr$it3' & z o!rs set up 9 _! %ops1 ',no tru/ by retail1' s he may say1 ',no tru/ by :olesale4' ,9 %ort1 ?us equipp$1 he is truly a tradesman 9 masqu]ade1 & mu/ pass = su* :]ev] he is kn[n4 ,h[ long x may be be=e 8 dress & he may suit1 x n h>d to guess4 ,"s w h x t ?is exp5sive way ( liv+ began among ! tradesm5 fir/1 t is to say1 among ! citiz5s ( ,london2 & t _! eag] resolv$ pursuit ( t empty & meane/ k9d ( pride1 call$ imitation1 namely1 to look l ! g5try1 & appe> above !mselves1 drew !m into x4 ,x has inde$ be5 a fatal cu/om1 b x has be5 too long a city vanity4 ,if m5 ( quality liv$ l !mselves1 m5 ( no quality w\ld /rive to live n l !mselves3 if ^? _h pl5ty1 ^! w\ld h pr(usion2 if ^? _h en\gh1 ^! w\ld h excess2 if ^? _h :at 0 good1 ^! w\ld h :at 0 r>e & exotic2 ,i mean z to season1 & consequ5tly de>4 ,& ?is is "o ( ! ways t h worn out s _m tradesm5 be=e _! "t4 ,?is extravagance1 :]ev] x began1 _h its fir/ rise among ^? sorts ( tradesm51 :o1 scorn+ ! society ( _! %ops & cu/om]s1 appli$ !mselves to rambl+ to c\rts & plays2 kept company above !mselves1 & sp5t _! h\rs 9 su* company z lives always above !m2 ?is c\ld n b br+ great exp5se along ) x1 & t exp5se w\ld n be conf9$ to ! b>e keep+ su* company abroad1 b soon %[$ itself 9 a liv+ l !m at home1 :e!r ! tradesm5 c\ld support x or no4 ,keep+ high company abroad c]ta9ly br+s on visit+s & high treat+s at home2 & ^! are att5d$ ) co/ly furniture1 ri* clo!s1 & da9ty tables4 ,h[ ^! ?+s agree ) a tradesman's income1 x is easy to sugge/2 & t1 9 %ort1 ^! measures h s5t s _m tradesm5 to ! ,m9t & to ! ,fleet1 :]e ,i am witness to x t !y h /ill c>ri$ on _! exp5sive liv+ till !y h come at la/ to />v+ & mis]y2 b h be5 s us$ to x1 !y c\ld n abate x1 or at lea/ n q leave x (f1 ?\gh !y want$ ! money to pay = x4 ,nor is ! exp5sive dress+ a little tax ^u tradesm51 z x is n[ come up to an excess n =m]ly kn[n to tradesm52 & ?\gh x is true t ?is p>ticul>ly respects ! ladies 7= ! tradesm5's wives n[ claim t title1 z !y d by _! dress claim ! appe>ance71 yet to d ju/ice to !m1 & n to load ! wom5 ) ! reproa*1 z if x 7 :olly !irs1 x mu/ be ackn[l$g$ ! m5 h _! %>e 9 dress1 z ! times g n[1 ?\gh1 x is true1 n s antic & gay z 9 =m] days2 b d we n see f9e wigs1 f9e ,holl& %irts ( six to sev5 %ill+s an ell1 & p]haps lac$ also1 all lately br\ght d[n to ! level ( ! apron1 & become ! common we> ( tradesm5--nay1 ,i may say1 ( tradesm5's appr5tices--& t 9 su* a mann] z 0 nev] kn[n 9 ,engl& be=e8 ,if ! tradesman is ?riv+1 & c support ?is & 8 cr$it too1 t makes ! case diff]1 ?\gh ev5 !n x _c be said to be suitable2 b = a tradesman to beg9 ?us1 is v imprud5t1 because ! exp5se ( ?is1 z ,i said be=e1 dra9s ! v life-blood ( 8 trade1 tak+ away 8 ready money only1 & mak+ no return1 b ! wor/ ( return1 pov]ty & reproa*2 &1 9 case ( misc>riage1 inf9ite sc&al & (f5ce4 ,i am lo? to make any "p ( my writ+ a satire ^u ! wom52 nor1 inde$1 does ! extravagance ei!r ( dress or h\se-keep+1 lie all1 or always1 at ! door ( ! tradesm5's wives--! husb& is (t5 ! prompt] ( x2 at lea/ he does n let 8 wife into ! detail ( 8 circum/ances1 he does n make h] mi/ress ( h] own condition1 b ei!r flatt]s h] ) notions ( 8 weal?1 8 pr(its1 & 8 fl\ri%+ circum/ances1 & s ! innoc5t woman sp5ds high & lives great1 believ+ t %e is 9 a condition to af=d x1 & t h] husb& approves ( x2 at lea/1 he does n (f] to retr5* or re/ra9 h]1 b lets h] g on1 & inde$ goes on ) h]1 to ! ru9 ( bo?4 ,i _c b m5tion "o ?+ "h 7?\gh ,i purpose to give y "o disc\rse on t subject by itself71 namely1 ! great & indisp5sable obligation !re is ^u a tradesman always to acqua9t 8 wife ) ! tru? ( 8 circum/ances1 & n to let h] run on 9 ignorance1 till %e falls ) him d[n ! precipice ( an unavoidable ru9--a ?+ no prud5t woman w\ld d1 & !re=e w nev] take amiss a husb&'s pla9ness 9 t p>ticul> case4 ,b ,i res]ve ?is to ano!r place1 because ,i am r direct+ my disc\rse at ?is "t to ! tradesman at 8 beg9n+1 &1 z x may be suppos$1 unm>ri$4 ,next to ! exp5sive dress+1 ,i place ! exp5sive keep+ company1 z "o ?+ fatal to a tradesman1 & :i*1 if he w\ld be a complete tradesman1 he %\ld avoid ) ! utmo/ dilig5ce4 ,x is an agreeable ?+ to be se5 9 good company2 = a man to see himself c\rt$ & valu$1 & 8 company desir$ by m5 ( fa%ion & di/9ction1 is v pleas+ to any "y tradesman1 & x is really a sn>e :i* a "y tradesman1 if he be a man ( s5se1 c v h>dly resi/4 ,!re is 9 itself inde$ no?+ t c be object$ aga9/1 or is n v agreeable to ! nature ( man1 & t n to 8 vici\s "p m]ely1 b ev5 to 8 be/ faculties2 = :o w\ld n value himself ^u be+1 z above1 r5d]$ acceptable to m5 bo? 9 /ation & figure above !mselves8 & x is really a piece ( excell5t advice :i* a le>n$ man gave to 8 son1 always to keep company ) m5 above himself1 n ) m5 bel[ himself4 ,b take me n[ to be talk+1 z ,i really am1 n to ! man m]ely1 b to 8 circum/ances1 if he 7 a man ( =tune1 & _h ! view ( great ?+s be=e him1 x w\ld hold good2 b if he is a "y tradesman1 su* z ,i am n[ speak+ (1 :o is newly ent]$ into bus9ess1 & mu/ dep5d ^u 8 said bus9ess = 8 subsi/5ce & support1 & hopes to raise himself by x--,i say1 if ,i am talk+ to su* a "o1 ,i mu/ say to him1 t keep+ company z above1 ) m5 sup]ior to himself 9 k1 9 figure1 & e/ate1 is n 8 bus9ess2 =1 fir/1 z su* conv]sation mu/ necess>ily take up a great deal ( 8 "t1 s x ord9>ily mu/ occasion a great exp5se ( money1 & bo? de/ructive ( 8 prosp]ity2 nay1 sometimes ! fir/ may be z fatal to him z ! la/1 & x is (t5times true 9 t s5se ( trade1 t :ile by keep+ company he is drawn out ( 8 bus9ess1 8 abs5ce f 8 %op or w>eh\se is ! mo/ fatal to him2 & :ile he sp5ds "o cr[n 9 ! tav]n1 he sp5ds =ty cr[ns' wor? ( 8 "t2 & ) ?is diff]5ce1 too1 :i* r5d]s x ! worse to ! tradesman1 namely1 t ! money may be recov]$1 & gott5 up aga91 b ! "t _c4 ,= example-- #a4 ,p]haps 9 t v juncture a p]son comes to 8 w>eh\se4 ,suppose ! tradesman to be a w>eh\se-keep]1 :o trades by commission1 & ?is p]son1 be+ a clo?i] 9 ! c\ntry1 comes to (f] him 8 bus9ess1 ! commission ( :i* might h be5 wor? to him ?irty to =ty or fifty p\nds p] annum2 b f9d+ him abroad1 or r1 n f9d+ him at home & 9 8 bus9ess1 goes to ano!r1 & fixes ) him at once4 ,i once knew a deal] lose su* an occasion z ?is1 = an aft]noon's pleasure1 he be+ gone a-fi%+ into ,hackney-m>%4 ,?is loss c nev] be re/or$1 ?is exp5se ( "t 0 a fatal exp5se ( money2 & no tradesman w d5y b !y f9d _m su* ?+s z ?is happ5 9 ! c\rse ( trade1 ei!r to !mselves or o!rs4 #b4 ,ano!r tradesman is invit$ to d9n] by 8 great fri5d2 = ,i am n[ speak+ *iefly ^u ! subject ( keep+ high company1 & :at ! tradesman sometimes suff]s by x2 x is true1 t !re he f9ds a mo/ noble ent]ta9m5t1 ! p]son ( quality1 & t pr(esses a fri5d%ip = him1 treats him ) inf9ite respect1 is fond ( him1 makes him welcome z a pr9ce--= ,i am speak+ ( ! acqua9tance z really valuable & good 9 itself--b !n1 see x 9 its consequ5ces4 ,! tradesman on ?is occasion misses 8 ',*ange1 t is1 omits go+ to ! ,ex*ange = t "o day only1 & n be+ f\nd !re1 a m]*ant ) :om he 0 9 treaty = a l>ge p>cel ( =eign goods1 :i* w\ld h be5 to 8 advantage to h b\ght1 sells !m to ano!r m dilig5t man 9 ! same way2 & :5 he comes home1 he f9ds1 to 8 great mortification1 t he has lo/ a b>ga9 t w\ld h be5 wor? a hundr$ p\nds buy+2 & n[ be+ 9 want ( ! goods1 he is =c$ to entreat 8 neighb\r :o b\ght !m to "p ) "s ( !m at a consid]able advance ( price1 & e/eem x a fav\r too4 ,:o n[ paid de>e/ = ! visit to a p]son ( figure8--! g5tleman1 :o p]haps sp5t tw5ty %ill+s extraord9>y to give him a h&some d9n]1 or ! tradesman :o lo/ a b>ga9 wor? a hundr$ p\nds buy+ to g to eat x8 #c4 ,ano!r tradesman goes to ',*ange 9 ! ord9>y c\rse ( 8 bus9ess1 int5d+ to speak ) "s ( ! m]*ants1 8 cu/om]s1 z is usual1 & get ord]s = goods1 or p]haps an appo9tm5t to come to 8 w>eh\se to buy2 b a sn>e ( ! l k9d falls 9 8 way1 & a c\ple ( fri5ds1 :o p]haps h little or no bus9ess1 at lea/ ) him1 lay hold ( him1 & !y agree to g (f ,*ange to ! tav]n toge!r4 ,by comply+ ) ?is invitation1 he omits speak+ to "s ( ^? m]*ants1 z above1 :o1 ?\gh he knew no?+ ( _! m9ds1 yet x _h be5 8 bus9ess to h %[n himself to !m1 & h put himself 9 ! way ( _! call2 b omitt+ ?is1 he goes & dr9ks a bottle ( w9e1 z above1 & ?\gh he /ays b an h\r1 or1 z we say1 b a little :ile1 yet unluckily1 9 t int]im1 ! m]*ant1 n see+ him on ! ,ex*ange1 calls at 8 w>eh\se z he goes f ! ,ex*ange1 b n f9d+ him !re ei!r1 he goes to ano!r w>eh\se1 & gives 8 ord]s to ! value ( #cjj or #djj1 to a m dilig5t neighb\r ( ! same bus9ess2 by :i* he 7! w>eh\se-keep]7 n only loses ! pr(it ( sell+ t p>cel1 or s]v+ t ord]1 b ! m]*ant is %[n ! way to 8 neighb\r's w>eh\se1 :o1 be+ m dilig5t ?an himself1 fails n to cultivate 8 int]e/1 obliges him ) sell+ l[1 ev5 to little or no ga91 = ! fir/ p>cel2 & s ! unhappy tradesman loses n 8 sell+ t p>cel only1 b loses ! v cu/om]1 :i* 01 z x 71 8 peculi> prop]ty be=e4 ,all ^! ?+s1 & _m m su*1 are ! consequ5ces ( a tradesman's abs5ce f 8 bus9ess2 & ,i !re=e say1 ! exp5se ( "t on su* light occasions z ^!1 is "o ( ! wor/ sorts ( extravagance1 & ! mo/ fatal to ! tradesman1 because really he kn[s n :at he loses4 ,above all ?+s1 ! tradesman %\ld take c>e n to be abs5t 9 ! season ( bus9ess1 z ,i h m5tion$ above2 = ! w>eh\se-keep] to be abs5t f ',*ange1 :i* is 8 m>ket1 or f 8 w>eh\se1 at ! times :5 ! m]*ants g5]ally g ab\t to buy1 he _h bett] be abs5t all ! re/ ( ! day4 ,i "k no?+ is m frequ5t1 ?an = ! tradesman1 :5 company invites1 or an excursion f bus9ess presses1 to say1 ',well1 come1 ,i h no?+ to d2 !re is no bus9ess to h9d]1 !re is no?+ neglect$1 ,i h no lett]s to write2' & ! l2 & away he goes to take ! air = ! aft]noon1 or to sit & enjoy himself ) a fri5d--all ( !m ?+s innoc5t & lawful 9 !mselves2 b "h is ! crisis ( a tradesman's prosp]ity4 ,9 t v mom5t bus9ess pres5ts1 a valuable cu/om] comes to buy1 an unexpect$ b>ga9 (f]s to be sold2 ano!r calls to pay money2 & ! l3 nay1 ,i w\ld almo/ say1 b t ,i am lo? to conc]n ! devil 9 m evils ?an he is guilty (--t ! devil frequ5tly draws a man out ( 8 bus9ess :5 some?+ extraord9>y is j at h& = 8 advantage4 ,b n1 z ,i h said1 to *>ge ! devil ) :at he is n guilty (1 ! tradesman is g5]ally 8 own tempt]2 8 head runs (f f 8 bus9ess by a secret indol5ce2 company1 & ! pleasure ( be+ well receiv$ among g5tlem51 is a curs$ sn>e to a "y tradesman1 & c>ries him away f 8 bus9ess1 = ! m]e vanity ( be+ c>ess$ & complim5t$ by m5 :o mean no ill1 & p]haps "k n ! mis*ief !y d to ! man !y %[ respect to2 & ?is ! "y tradesman _c resi/1 & t is 9 "t 8 undo+4 ,! tradesman's pleasure %\ld be 9 8 bus9ess1 8 companions %\ld be 8 books2 & if he has a family1 he makes 8 excursions up /airs1 & no f>!r2 :5 he is !re1 a bell or a call br+s him d[n2 & :ile he is 9 8 p>l\r1 8 %op or 8 w>eh\se nev] misses him2 8 cu/om]s nev] g away uns]v$1 8 lett]s nev] come 9 & are unansw]$4 ,none ( my cautions aim at re/ra9+ a tradesman f div]t+ himself1 z we call x1 ) 8 fireside1 or keep+ company ) 8 wife & *ildr53 !re are s few tradesm5 ru9 !mselves t way1 & s few ill consequ5ces happ5 ^u an uxori\s temp]1 t ,i w n s mu* z rank x ) ! re/2 nor c x be ju/ly call$ "o ( ! occasions ( a tradesman's disa/]s2 on ! contr>y1 x is too (t5 t ! want ( a due complac5cy !re1 ! want ( tak+ delight !re1 e/ranges ! man f n 8 p>l\r only1 b 8 w>eh\se & %op1 & e "p ( bus9ess t ought to engross bo? 8 m9d & 8 "t4 ,t tradesman :o does n delight 9 8 family1 w nev] long delight 9 8 bus9ess2 =1 z "o great end ( an hone/ tradesman's dilig5ce is ! support ( 8 family1 & ! provid+ = ! com=table subsi/5ce ( 8 wife & *ildr51 s ! v sight (1 & above all1 8 t5d] & affectionate c>e = 8 wife & *ildr51 is ! spur ( 8 dilig5ce2 t is1 x puts an edge ^u 8 m9d1 & makes him hunt ! _w = bus9ess1 z h\nds hunt ! woods = _! game4 ,:5 he is dispirit$1 or disc\rag$ by crosses & disappo9tm5ts1 & ready to lie d[n & despair1 ! v sight ( 8 family r\ses him aga91 & he flies to 8 bus9ess ) a new vig\r2 ',i mu/ foll[ my bus9ess1' says he1 'or we mu/ all />ve1 my poor *ildr5 mu/ p]i%2' 9 a ^w1 he t is n animat$ to dilig5ce by ! v sight & ?\ght ( 8 wife & *ildr5 be+ br\ght to mis]y & di/ress1 is a k9d ( a deaf add] t no music w *>m1 or a ,turki% mute t no pity c move3 9 a ^w1 he is a creature n to be call$ human1 a wret* h>d5$ aga9/ all ! passions & affections t nature has furni%$ to o!r animals2 & z !re is no rhetoric ( use to su* a k9d ( man z t1 s ,i am n talk+ to su* a "o1 he mu/ g among ! incurables2 =1 :]e nature _c "w1 :at c argum5t assi/8 ,,footnotes3 #ai ,n[1 z 9 ,defoe's "t1 a common obs]v] is apt to be impress$ ) ! idea1 t exp5ses1 ) a l>ge "p ( ! community1 exce$ ga9s4 ,c]ta9ly1 ?is is true at all times ) a c]ta9 portion ( society1 b probably at no "t ) a l>ge portion4 ,!re is a t5d5cy to great self-deception 9 all su* speculations2 & no "o ev] ?9ks ( br++ !m to ! only true te/--/ati/ical facts4 ,! read] ought1 !re=e1 to pay little att5tion to ! compla9ts 9 ! text1 z to an increas$ extravagance 9 ! exp5ses ( tradesm51 & only reg>d ! g5]al recomm5dation1 & ! reasons by :i* t recomm5dation is en=c$1 to live )9 income4 #bj ,!re c be little d\bt1 t ! calculation ( ?is exp]i5c$ g5tleman is grossly inconsi/5t ) ! tru?4 ,nev]!less1 ?is "p ( ,defoe's "w conta9s "s curi\s traits ( mann]s1 :i* are probably n exagg]at$ #ba ,defoe1 f 8 hav+ be5 employ$ = sev]al ye>s 9 ,scotl& at ! "t ( ! ,union1 mu/ h well kn[n h[ r>e 0 !n ! use ( :ite or :eat5 bread 9 t c\ntry4 ,,*apt] ,,xi ,,( ,,! ,,tradesman',s ,,m>ry+ ,,too ,,soon ,x 0 a prud5t provision :i* our ance/ors made 9 ! ind5ture ( tradesm5's appr5tices1 t !y %\ld n contract matrimony dur+ _! appr5tice%ip2 & !y b\nd x ) a p5alty t 0 !n ?\ght suffici5t4 ,h[ev]1 cu/om has tak5 (f ! edge ( x s9ce2 namely1 t !y :o did ?us contract matrimony %\ld =feit _! ind5tures1 t is to say1 %\ld lose ! b5efit ( _! :ole s]vice1 & n be made free4 ,d\btless our =efa!rs 7 bett] acqua9t$ ) ! advantages ( frugality ?an we are1 & saw f>!r into ! desp]ate consequ5ces ( exp5sive liv+ 9 ! beg9n+ ( a tradesman's sett+ out into ! _w ?an we d2 at lea/1 x is evid5t !y /udi$ m & practis$ m ( ! prud5tial "p 9 ^? cases1 ?an we d4 ,h5ce we f9d !m v c>eful to b9d _! y\? "u ! /ronge/ obligations !y c\ld1 to temp]ance1 mode/y1 & good husb&ry1 z ! gr& f\ndations ( _! prosp]ity 9 trade1 & to prescribe to !m su* rules & me?ods ( frugality & good husb&ry1 z !y ?\ght w\ld be/ conduce to _! prosp]ity4 ,among ^! rules ?is 0 "o ( ! *ief--namely1 't !y %\ld n w$ be=e !y _h sp$8' ,x is an old homely rule1 & co>sely express$1 b ! mean+ is evid5t1 t a "y beg9n] %\ld nev] m>ry too soon4 ,:ile he 0 a s]vant1 he 0 b\nd f x z above2 & :5 he _h 8 lib]ty1 he 0 p]suad$ aga9/ x by all ! argum5ts :i* inde$ ought to prevail ) a consid]+ man--namely1 ! exp5ses t a family necess>ily w\ld br+ ) x1 & ! c>e he ought to take to be able to support ! exp5se be=e he br\ght x ^u himself4 ,on ?is acc\nt x is1 ,i say1 our ance/ors took m ( _! y\? ?an we n[ d2 at lea/1 ,i ?9k1 !y /udi$ well ! be/ me?ods ( ?riv+1 & 7 bett] acqua9t$ ) ! /eps by :i* a "y tradesman ought to be introduc$ into ! _w ?an we are1 & ( ! difficulties :i* ^? p w\ld necess>ily involve !mselves 91 :o1 despis+ ^? rules & me?ods ( frugality1 involv$ !mselves 9 ! exp5se ( a family be=e !y 7 9 a way ( ga9+ suffici5t to support x4 ,a m>ri$ appr5tice w always make a rep5t+ tradesman2 & ^? /ol5 mat*es1 a v few except$1 are g5]ally att5d$ ) inf9ite broils & tr\bles1 difficulties1 & cross ev5ts1 to c>ry !m on at fir/ by way ( intrigue1 to conceal !m aft]w>ds "u fe> ( sup]iors1 to manage aft] t to keep (f sc&al1 & pres]ve ! "* z well ( ! wife z ( ! husb&2 & all ?is necess>ily att5d$ ) a heavy exp5se1 ev5 be=e ! "y man is out ( 8 "t2 be=e he has set a foot =w>d1 or gott5 a %ill+ 9 ! _w2 s t all ?is exp5se is out ( 8 orig9al /ock1 ev5 be=e he gets x1 & is a sad drawback ^u him :5 x comes4 ,nay1 ?is unhappy & dirty "p is (t5 att5d$ ) worse consequ5ces /ill2 = ?is exp5se com+ ^u him :ile he is b a s]vant1 & :ile 8 portion1 or :atev] x is to be call$1 is n yet come into 8 h&1 he is driv5 to t]rible exig5cies to supply ?is exp5se4 ,if 8 circum/ances are mean1 & 8 trade mean1 he is frequ5tly driv5 to wrong 8 ma/]1 & rob 8 %op or 8 till = money1 if he c come at x3 & ?is1 z x beg9s 9 madness1 g5]ally ends 9 de/ruction2 = (t5 he is discov]$1 expos$1 & p]haps puni%$1 & s ! man is undone be=e he beg9s4 ,if 8 circum/ances are good1 & he has fri5ds t are able1 & expectations t are consid]able1 !n 8 exp5se is /ill ! great]1 & ways & means are f\nd out1 or at lea/ look$ =1 to supply ! exp5se1 & conceal ! fact1 t 8 fri5ds may n "k x1 till he has gott5 ! bless+ he expects into 8 h&s1 & is put 9 a way to /& ^u 8 own legs2 & !n x comes out1 ) a great _m griev+ aggravations to a p>5t to f9d himself trick$ & defeat$ 9 ! expectations ( 8 son's m>ry+ h&somely1 & to 8 advantage2 in/ead ( :i*1 he is oblig$ to receive a di%-cl\t = a daught]-9-law1 & see 8 family propagat$ by a race ( begg>s1 & yet p]haps z haughty1 z insol5t1 & z exp5sive1 z if %e _h bless$ ! family ) a lady ( =tune1 & br\ght a fund ) h] to h support$ ! *>ge ( h] po/]ity4 ,:5 ?is happ5s1 ! poor "y man's case is really deplorable4 ,be=e he is out ( 8 "t1 he is oblig$ to borr[ ( fri5ds1 if he has any1 on pret5ce 8 fa!r does n make him a suffici5t all[ance1 or he tr5*es ^u 8 ma/]'s ca%1 :i* p]haps1 he be+ ! elde/ appr5tice1 is 9 8 h&s2 & ?is he does1 dep5d+1 t :5 he is out ( 8 "t1 & 8 fa!r gives him :]e) to set up1 he w make good ! defici5cy2 & all ?is happ5s accord+ly s t 8 reputation z to 8 ma/] is pres]v$1 & he comes (f cle> z to di%one/y 9 8 tru/4 ,b :at a sad *asm does x make 9 8 =tune6 ,i knew a c]ta9 "y tradesman1 ^: fa!r1 kn[+ no?+ ( 8 son's measures1 gave him #bjjj to set up )1 /ra9+ himself to ! utmo/ = ! well introduc+ 8 son into ! _w2 b :o1 :5 he came to set up1 hav+ ne> a ye> be=e m>ri$ ! s]vant-maid ( ! h\se :]e he lodg$1 & kept h] privately at a great exp5se1 _h above #fjj ( 8 /ock already wa/$ & sunk1 be=e he began = himself2 ! consequ5ce ( :i* 01 t go+ 9 p>tn] ) ano!r "y man1 :o _h likewise #bjjj to beg9 )1 he 01 in/ead ( half ( ! pr(its1 oblig$ to make a private article to accept ( a ?ird ( ! trade2 & ! begg>-wife prov+ m exp5sive1 by f>1 ?an ! p>tn]'s wife 7:o m>ri$ aft]w>ds1 & d\bl$ 8 =tune71 ! fir/ "y man 0 oblig$ to quit ! trade1 & ) 8 rema9+ /ock set up by himself2 9 :i* case 8 exp5ses cont9u+1 & 8 /ock be+ insuffici5t1 he sank gradually1 & !n broke1 & di$ poor4 ,9 a ^w1 he broke ! he>t ( 8 fa!r1 wa/$ :at he _h1 & c\ld nev] recov] x1 & at la/ x broke 8 own he>t too4 ,b ,i %all br+ x a little f>!r4 ,suppose ! y\? n to act s grossly nei!r2 n to m>ry 9 8 appr5tice%ip1 n to be =c$ to keep a wife privately1 & eat ! bread he nev] got2 b suppose him to be ent]$ ^u ! _w1 t he has set up1 op5$ %op1 or fitt$ up 8 w>eh\se1 & is ready to trade1 ! next ?+1 9 ! ord9>y c\rse ( ! _w1 at ?is "t is a wife2 nay1 ,i h met ) "s p>5ts1 :o h be5 indiscreet en\gh !mselves to prompt _! sons to m>ry z soon z !y are set up2 & ! reason !y give = x is1 ! wick$ness ( ! age1 t y\? are drawn 9 a hundr$ ways to ru9\s mat*es or debau*]ies1 & are s easily ru9$ by ! m]e loos5ess ( _! circum/ances1 t x is ne$ful to m>ry !m to keep !m at home1 & to pres]ve !m dilig5t1 & b9d !m close to _! bus9ess4 ,?is1 be x j or n1 is a bad cure ( an ill disease2 x is ru9+ ! "y man to make him sob]1 & mak+ him a slave = life to make him dilig5t4 ,be x t ! wife he %all m>ry is a sob]1 frugal1 h\sewifely woman1 & t no?+ is to be laid to h] *>ge b ! m]e necess>y addition ( a family exp5se1 & t ) ! utmo/ mod]ation1 yet1 at ! be/1 he cripples 8 =tune1 /ock-/>ves 8 bus9ess1 & br+s a great exp5se ^u himself at fir/1 be=e1 by 8 success 9 trade1 he _h laid up /ock en\gh to support ! *>ge4 ,fir/1 x is reasonable to suppose1 t at 8 beg9n+ 9 ! _w he _c expect to get s good a portion ) a wife1 z he might aft] he _h be5 set up a few ye>s1 & by 8 dilig5ce & frugality1 jo9$ to a small exp5se 9 h\se-keep+1 _h increas$ bo? 8 /ock 9 trade & ! trade itself2 !n he w\ld be able to look =w>d boldly1 & w\ld h "s pret5ce = insi/+ on a =tune1 :5 he c\ld make out 8 improvem5ts 9 trade1 & %[ t he 0 bo? able to ma9ta9 a wife1 & able to live )\t h]4 ,:5 a "y tradesman 9 ,holl& or ,g]many goes a-c\rt+1 ,i am told ! fir/ "q ! "y woman asks ( him1 or p]haps h] fri5ds = h]1 is1 ',are y able to pay ! *>ges8' t is to say1 9 ,engli%1 ',are y able to keep a wife :5 y h got h]8' ,! "q is a little ,go?ic inde$1 & w\ld be b a k9d ( gross way ( receiv+ a lov] "h1 accord+ to our ,engli% good bre$+2 b !re is a great deal ( reason 9 ! inquiry1 t mu/ be confess$2 & he t is n able to pay ! *>ges1 %\ld nev] beg9 ! j\rney2 =1 be ! wife :at %e w1 ! v /ate ( life t naturally att5ds ! m>ry+ a woman1 br+s ) x an exp5se s v consid]able1 t a tradesman ought to consid] v well ( x be=e he engages4 ,b x is to be obs]v$1 too1 t abundance ( "y tradesm51 especially 9 ,engl&1 n only m>ry e>ly1 b by ! s m>ry+ !y are oblig$ to take up ) mu* less =tunes 9 _! ha/e1 ?an :5 !y all[ !mselves long] "t ( consid]ation4 ,z x /&s n[1 g5]ally speak+1 ! wife & ! %op make _! fir/ %[ toge!r2 b h[ few ( ^! e>ly m>riages succe$--h[ h>d su* a tradesman f9ds x to /&1 & support ! weight t att5ds x--,i appeal to ! exp]i5ce ( ^?1 :o hav+ tak5 ?is wrong /ep1 & be+ ) difficulty got ov] x1 are yet good judges ( t p>ticul> circum/ance 9 o!rs t come aft] !m4#bb ,i "k x is a common cry t is rais$ aga9/ ! woman1 :5 h] husb& fails 9 bus9ess1 namely1 t x is ! wife has ru9$ him2 x is true1 9 "s p>ticul> cases x may be s1 b 9 g5]al x is wrong plac$--!y may say m>ry+ has ru9$ ! man1 :5 !y _c say 8 wife has done x1 = ! woman 0 n 9 fault1 b h] husb&4 ,:5 a tradesman m>ries1 !re are necess>y consequ5ces1 ,i mean ( exp5ses1 :i* ! wife ought n be *>g$ )1 & _c be made acc\ntable =--su* z1 fir/1 furni%+ ! h\se2 & let ?is be done ) ! utmo/ pla9ness1 s z to be dec5t2 yet x mu/ be done1 & ?is calls = ready money1 & t ready money by s mu* dim9i%es 8 /ock 9 trade2 nor is ! wife at all to be *>g$ 9 ?is case1 unless %e ei!r put him to m *>ge ?an 0 ne$ful1 or %[$ h]self dissatisfi$ ) ?+s ne$ful1 & requir$ extravagant gaiety & exp5se4 ,secondly1 s]vants1 if ! man 0 frugal be=e1 x may be he %ift$ ) a %op1 & a s]vant 9 x1 an appr5tice1 or j\rneyman1 or p]haps )\t "o at fir/1 & a lodg+ = himself1 :]e he kept no o!r s]vant1 & s 8 exp5ses w5t on small & easy2 or if he 0 oblig$ to take a h\se because ( 8 bus9ess & ! situation ( 8 %op1 he !n ei!r let "p ( ! h\se out to lodg]s1 keep+ himself a *amb] 9 x1 or at ! wor/ left x unfurni%$1 & )\t any "o b a maid-s]vant to dress 8 victuals1 & keep ! h\se clean2 & ?us he goes on :5 a ba*elor1 ) a middl+ exp5se at mo/4 ,b :5 he br+s home a wife1 besides ! furni%+ 8 h\se1 he mu/ h a =mal h\se-keep+1 ev5 at ! v fir/2 & z *ildr5 come on1 m s]vants1 t is1 maids1 or nurses1 t are z necess>y z ! bread he eats--especially if he multiplies apace1 z he ought to suppose he may--9 ?is case let ! wife be frugal & manag+1 let h] be unexceptionable 9 h] exp5se1 yet ! man f9ds 8 *>ge m\nt high1 & p]haps too high = 8 gett+s1 not)/&+ ! additional /ock obta9$ by h] portion4 ,& :at is ! end ( ?is b inevitable decay1 & at la/ pov]ty & ru98 ,nay1 ! m ! woman is blameless1 ! m c]ta9 is 8 ov]?r[1 = if x 0 an exp5se t 0 extravagant & unnecess>y1 & t 8 wife ran him out by h] high liv+ & gaiety1 he might f9d ways to retr5*1 to take up 9 "t1 & prev5t ! mis*ief t is 9 view4 ,a woman may1 ) k9dness & j reason+1 be easily conv9c$1 t h] husb& _c ma9ta9 su* an exp5se z %e n[ lives at2 & let tradesm5 say :at !y w1 & endeav\r to excuse !mselves z mu* z !y w1 by load+ _! wives ) ! blame ( _! misc>riage1 z ,i h kn[n "s d1 & z old fa!r ,adam1 ?\gh 9 ano!r case1 did be=e !m1 ,i mu/ say s mu* 9 ! woman's behalf at a v5ture4 ,x w be v h>d to make me believe t any woman1 t 0 n fit = ,b$lam1 if h] husb& truly & timely repres5t$ 8 case to h]1 & h[ f> he 0 or 0 n able to ma9ta9 ! exp5se ( _! way ( liv+1 w\ld n comply ) h] husb&'s circum/ances1 & retr5* h] exp5ses1 r ?an g on = a :ile1 & come to pov]ty & mis]y4 ,let1 !n1 ! tradesman lay x e>ly & s]i\sly be=e 8 wife1 & ) k9dness & pla9ness tell h] 8 circum/ances1 or nev] let him pret5d to *>ge h] ) be+ ! cause ( 8 ru94 ,let him tell h] h[ great 8 annual exp5se is2 = a woman :o receives :at %e wants z %e wants x1 t only takes x ) "o h&1 & lays x out ) ano!r1 does n1 & p]haps _c1 always keep an acc\nt1 or ca/ up h[ mu* x comes to by ! ye>4 ,let h] husb&1 !re=e1 ,i say1 tell h] hone/ly h[ mu* 8 exp5se = h] & himself am\nts to ye>ly2 & tell h] z hone/ly1 t x is too mu* = him1 t 8 income 9 trade w n answ] x2 t he goes backw>d1 & ! la/ ye> 8 family exp5ses am\nt$ to s mu*1 say #djj--;= t is b an ord9>y sum n[ = a tradesman to sp5d1 :atev] x has be5 e/eem$ =m]ly--& t 8 :ole trade1 ?\gh he made no bad debts1 & _h no losses1 br\ght him 9 b #cbj ! :ole ye>1 s t he 0 #hj t ye> a worse man ?an he 0 be=e1 t ?is com+ ye> he _h met ) a heavy loss already1 hav+ _h a %opkeep] 9 ! c\ntry broke 9 8 debt #bjj1 & t he (f]$ b eight %ill+s 9 ! p\nd1 s t he %\ld lose #abj by him1 & t ?is1 add$ to ! #hj run out la/ ye>1 came to #bjj1 & t if !y w5t on ?us1 !y %\ld be soon r$uc$4 ,:at c\ld ! woman say to s reasonable a disc\rse1 if %e 0 a woman ( any s5se1 b to reply1 %e w\ld d any ?+ t lay 9 h] to assi/ him1 & if h] way ( liv+ 0 too great = him to support1 %e w\ld less5 x z he %\ld direct1 or z mu* z he ?\ght 0 reasonable8--& ?us1 go+ h& 9 h&1 %e & he toge!r abat+ :at reason requir$1 !y might br+ _! exp5ses )9 ! compass ( _! gett+s1 & be able to g on aga9 com=tably4 ,b n[1 :5 ! man1 f9d+ 8 exp5ses great] ?an 8 income1 & yet1 :5 he looks into ^? exp5ses1 f9ds t 8 wife is frugal too1 & indu/ri\s1 & applies dilig5tly to ! manag+ h] family1 & br++ up h] *ildr51 sp5ds no?+ idly1 saves e ?+ t c be sav$2 t in/ead ( keep+ too _m s]vants1 is a s]vant to e body h]self2 & t1 9 %ort1 :5 he makes ! /ricte/ exam9ation1 f9ds %e lays out no?+ b :at is absolutely necess>y1 :at n[ mu/ ?is man d8 ,he is ru9$ inevitably--= all 8 exp5se is necess>y2 !re is no retr5*+1 no abat+ any ?+4 ,?is1 ,i say1 is ! wor/ case ( ! two inde$2 & ?is man1 ?\gh he may say he is undone by m>ry+1 yet _c blame ! woman1 & say he is undone by 8 wife4 ,?is is ! v case ,i am speak+ (2 ! man %\ld n h m>ri$ s soon2 he %\ld h /aid till he _h1 by pu%+ on 8 trade1 & liv+ close 9 8 exp5se1 increas$ 8 /ock1 & be5 :at we call be=eh& 9 ! _w2 & _h he done ?us1 he _h n be5 undone by m>ry+4 ,x is a little h>d to say x1 b 9 ?is respect x is v true1 !re is _m a "y tradesman ru9$ by m>ry+ a good wife--9 :i*1 pray take notice t ,i obs]ve my own j di/9ction3 ,i d n say !y are ru9$ or undone by a good wife1 or by _! wives be+ good1 b by _! m>ry+--_! unseasonable1 e>ly1 & ha/y m>ry+--be=e !y _h ca/ up ! co/ ( "o1 or ! income ( ! o!r--be=e !y _h inquir$ into ! necess>y *>ge ( a wife & a family1 or se5 ! pr(its ( _! bus9ess1 :e!r x w\ld ma9ta9 !m or no2 & :e!r1 z above1 !y c\ld pay ! *>ges1 ! increas+ necess>y *>ge1 ( a l>ge & gr[+ family4 ,h[ to p]suade "y m5 to consid] ?is 9 "t1 & bew>e & avoid ! mis*ief ( x1 t is a "q by itself4 ,let no man1 !n1 :5 he is br\ght to di/ress by ?is e>ly ra%ness1 turn %ort ^u 8 wife1 & reproa* h] ) be+ ! cause ( 8 ru91 unless1 at ! same "t1 he c *>ge h] ) extravagant liv+1 ne$less exp5se1 squ&]+ away 8 money1 sp5d+ x 9 trifles & toys1 & runn+ him out till ! %op c\ld n ma9ta9 ! kit*51 mu* less ! p>l\r2 nor ev5 !n1 unless he _h giv5 h] timely notice ( x1 & w>n$ h] t he 0 n able to ma9ta9 s l>ge a family1 or s great an exp5se1 & t1 !re=e1 %e w\ld d well to consid] ( x1 & manage ) a /rait] h&1 & ! l4 ,if1 inde$1 he _h done s1 & %e _h n compli$ ) him1 !n %e _h be5 guilty1 & )\t excuse too2 b z ! woman _c judge ( 8 affairs1 & he sees & be>s a %>e 9 ! riot\s way ( _! liv+1 & does n ei!r %[ 8 dislike ( x1 or let h] "k1 by "s means or o!r1 t he _c support x1 ! woman _c be *>g$ ) be+ 8 ru9--no1 ?\gh h] way ( extravagant exp5sive liv+ 7 really ! cause ( x4 ,i met ) a %ort dialogue1 ! o!r day1 betwe5 a tradesman & 8 wife1 ^u su* a subject z ?is1 "s "p ( :i* may be in/ruct+ 9 ! case be=e u4 ,! tradesman 0 v melan*oly = two or ?ree days1 & _h appe>$ all t "t to be p5sive & sad1 & 8 wife1 ) all h] arts1 entreaties1 ang]1 & te>s1 c\ld n get x out ( him2 only n[ & !n %e he>d him fet* a deep sigh1 & at ano!r "t say1 he wi%$ he 0 dead1 & ! l expressions4 ,at la/1 %e began ! disc\rse ) him 9 a respectful1 oblig+ mann]1 b ) ! utmo/ importunity to get x out ( him1 ?us3-- ,wife4--,my de>1 :at is ! matt] ) y8 ,husb4--,no?+4 ,wife4--,nay1 don't put me (f ) an answ] t signifies no?+2 tell me :at is ! matt]1 = ,i am sure some?+ extraord9>y is ! case--tell me1 ,i say1 d tell me4 ,!n %e kisses him4 ,husb4--,pri!e1 don't tr\ble me4 ,wife4--,i w "k :at is ! matt] ,husb4--,i tell y no?+ is ! matt]--:at %\ld be ! matt]8 ,wife4--,come1 my de>1 ,i mu/ n be put (f s2 ,i am sure1 if x be any ?+ ill1 ,i mu/ h my %>e ( x2 & :y %\ld ,i n be wor?y to "k x1 :atev] x is1 be=e x comes ^u me4 ,husb4--,poor woman6 ,he kisses h]4 ,wife4--,well1 b let me "k :at x is2 come1 don't di/ract y\rself alone2 let me be> a %>e ( y\r grief1 z well z ,i h %>$ 9 y\r joy4 ,husb4--,my de>1 let me alone1 y tr\ble me n[1 inde$4 ,/ill he keeps h] (f4 ,wife4--,!n y w n tru/ y\r wife ) kn[+ :at t\*es y s s5sibly8 ,husb4--,i tell y1 x is no?+1 x is a trifle1 x is n wor? talk+ (4 ,wife4--,don't put me (f ) su* /uff z t2 ,i tell y1 x is n = no?+ t y h be5 s conc]n$1 & t s long too2 ,i h se5 x pla9 en\gh2 :y1 y h droop$ ^u x = ?is =tnight pa/1 & above4 ,husb4--,ay1 ?is twelvemon?1 & m4 ,wife4--,v well1 & yet x is no?+4 ,husb4--,x is no?+ t y c help me 94 ,wife4--,well1 b h[ d y "k t8 ,let me see1 & judge :e!r ,i c1 or no4 ,husb4--,i tell y1 y _c4 ,wife4--,sure x is "s t]rible ?+ !n4 ,:y mu/ n ,i "k x8 ,:at6 are y go+ to break8 ,come1 tell me ! wor/ ( x4 ,husb4--,break6 no1 no1 ,i hope n--,break6 no1 ,i'll nev] break4 ,wife4--,z good z y h broke2 don't presume2 no man 9 trade c say he won't break4 ,husb4--,yes1 yes2 ,i c say ,i won't break4 ,wife4--,i am glad to he> x2 ,i hope y h a knack1 !n1 beyond o!r tradesm54 ,husb4--,no1 ,i h n nei!r2 any man may say s z well z ,i2 & no man ne$ break1 if he w act ! "p ( an hone/ man4 ,wife4--,h[ is t1 pray8 ,husb4--,:y1 give up all fai?fully to 8 cr$itors1 z soon z he f9ds !re is a defici5cy 9 8 /ock1 & yet t !re is en\gh left to pay !m4 ,wife4--,well1 ,i don't und]/& ^? ?+s1 b ,i desire y w\ld tell me :at x is tr\bles y n[2 & if x be any ?+ ( t k9d1 yet ,i ?9k y %\ld let me "k x4 ,husb4--,:y %\ld ,i tr\ble y ) x8 ,wife4--,x w\ld be v unk9d to let me "k no?+ till x comes & swall[s y up & me too1 all on a sudd52 ,i mu/ "k x1 !n2 pray tell x me n[4 ,husb4--,:y1 !n1 ,i w tell y2 inde$1 ,i am n go+ to break1 & ,i hope ,i am 9 no dang] ( x1 at lea/ n yet4 ,wife4--,i ?ank y1 my de>1 = t2 b /ill1 ?\gh x is "s satisfaction to me to be assur$ ( s mu*1 yet ,i f9d !re is some?+ 9 x2 & y\r way ( speak+ is ambigu\s & d\btful4 ,i entreat y1 be pla9 & free ) me4 ,:at is at ! bottom ( x8--:y won't y tell me8--:at h ,i done1 t ,i am n to be tru/$ ) a ?+ t s ne>ly conc]ns me8 ,husb4--,i h told y1 my de>2 pray be easy2 ,i am n go+ to break1 ,i tell y4 ,wife4--,well1 b let u talk a little m s]i\sly ( x2 y are n go+ to break1 t is1 n j n[1 n yet1 y said2 b1 my de>1 if x is !n n j at h&1 b may happ51 or is 9 view at "s di/ance1 may n "s /eps be tak5 to prev5t x = ! pres5t1 & to save u f x at la/ too4 ,husb4--,:at /eps c\ld y ?9k (1 if t 7 ! case8 ,wife4--,inde$ x is n mu* t is 9 a wife's p[]1 b ,i am ready to d :at lies 9 me1 & :at becomes me2 & fir/1 pray let u live l[]4 ,d y ?9k ,i w\ld live z ,i d1 if ,i ?\ght y\r income w\ld n be> x8 ,no1 inde$4 ,husb4--,y h t\*$ me 9 ! mo/ s5sible "p1 my de>2 y h f\nd out :at has be5 my grief2 y ne$ make no fur!r inquiries4 ,wife4--,0 t y\r grief8--& w\ld y nev] be s k9d to y\r wife z to let h] "k x8 ,husb4--,h[ c\ld ,i m5tion s unk9d a ?+ to y8 ,wife4--,w\ld x n h be5 m unk9d to h let ?+s run on to de/ruction1 & left y\r wife to ! reproa* ( ! _w1 z hav+ ru9$ y by h] exp5sive liv+8 ,husb4--,t's true1 my de>2 & x may be ,i might h spoke to y at la/1 b ,i c\ld n d x n[2 x looks s cruel & s h>d to l[] y\r figure1 & make y look little 9 ! eyes ( ! _w1 = y "k !y judge all by outsides1 t ,i c\ld n be> x4 ,wife4--,x w\ld be a great deal m cruel to let me run on1 & be really an in/rum5t to ru91 my husb&1 :51 ,god kn[s1 ,i ?\ght ,i 0 )9 ! compass ( y\r gett+s1 & t a great way2 & y "k y always prompt$ me to g f9e1 to treat h&somely1 to keep m s]vants1 & e ?+ ( t k9d4 ,c\ld ,i d\bt b t y c\ld af=d x v well8 ,husb4--,t's true1 b ,i see x is o!rwise n[2 & ?\gh ,i _c help x1 ,i c\ld n m5tion x to y1 nor1 = ought ,i "k1 %\ld ,i ev] h done x4 ,wife4--,:y6 y said j n[ y %\ld h done x4 ,husb4--,ay1 at la/1 p]haps1 ,i might1 :5 ?+s _h be5 pa/ recov]y4 ,wife4--,t is to say1 :5 y 7 ru9$ & undone1 & c\ld n %[ y\r head1 ,i %\ld "k x2 or :5 a /atute ( bankrupt _h come out1 & ! cr$itors _h come & turn$ u out ( doors1 !n ,i %\ld h kn[n x--t w\ld h be5 a b>b>\s sort ( k9dness4 ,husb4--,:at c\ld ,i d8 ,i c\ld n help x4 ,wife4--,j s our old acqua9tance ,g--,w--did2 8 poor wife knew n "o ^w ( x1 nor s mu* z suspect$ x1 b ?\ght him 9 z fl\ri%+ circum/ances z ev]2 till on a sudd5 he 0 arre/$ 9 an action = a great sum1 s great t he c\ld n f9d bail1 & ! next day an execution on ano!r action 0 s]v$ 9 ! h\se1 & swept away ! v b$ f "u h]2 & ! poor lady1 t br\ght him #cjjj portion1 0 turn$ into ! /reet ) five small *ildr5 to take c>e (4 ,husb4--,h] case 0 v sad1 inde$4 ,wife4--,b 0 n he a b>b>\s wret* to h]1 to let h] "k no?+ ( h] circum/ances8 ,%e 0 at ! ball b ! day be=e1 9 h] velvet suit1 & ) h] jewels on1 & !y reproa* h] ) x e day4 ,husb4--,%e did g too f9e1 inde$4 ,wife4--,d y ?9k %e w\ld h done s1 if %e _h kn[n any ?+ ( 8 circum/ances8 ,husb4--,x may be n4 ,wife4--,no1 no2 %e is a lady ( too mu* s5se1 to all[ u to sugge/ x4 ,husb4--,& :y did he n let h] h "s notice ( x8 ,wife4--,:y1 he makes ! same dull excuse y speak (2 he c\ld n be> to speak to h] ( x1 & x look$ s unk9d to d any ?+ to /rait5 h]1 he c\ld n d x1 x w\ld break 8 he>t1 & ! l2 & n[ he has broke h] he>t4 ,husb4--,i "k x is h>d to break 9 ^u "o's wife 9 su* a mann]1 :]e !re is any true k9dness & affection2 b-- ,wife4--,b6 b :at8 ,7 !re really a true k9dness & affection1 z is ! pret5ce1 x w\ld be q o!rwise2 he w\ld n break 8 own he>t1 =soo?1 b *ose r to break 8 wife's he>t6 he c\ld n be s cruel to tell h] ( x1 & !re=e left h] to be cruelly & villan\sly insult$1 z %e 01 by ! bailiffs & cr$itors4 ,0 t 8 k9dness to h]8 ,husb4--,well1 my de>1 ,i h n br\ght y to t1 ,i hope4 ,wife4--,no1 my de>1 & ,i hope y w n2 h[ev]1 y %all n say ,i w n d e ?+ ,i c to prev5t x2 &1 if x lies on my side1 y are safe4 ,husb4--,:at w y d to prev5t x8 ,come1 let's see1 :at c y d8 ,wife4--,:y1 fir/1 ,i keep five maids1 y see1 & a footman2 ,i %all imm$iately give ?ree ( my maids w>n+1 & ! fell[ also1 & save y t "p ( ! exp5se4 ,husb4--,h[ c y d t8--y c't d y\r bus9ess4 ,wife4--,yes1 yes1 !re's nobody kn[s :at !y c d till !y are tri$2 two maids may d all my h\se-bus9ess1 & ,i'll look aft] my *ildr5 myself2 & if ,i live to see !m gr[n a little bigg]1 ,i'll make !m help "o ano!r1 & keep b "o maid2 ,i hope t w be "o /ep t[>ds help+ x4 ,husb4--,& :at w all y\r fri5ds & acqua9tance1 & ! _w1 say to x8 ,wife4--,n half s mu* z !y w\ld to see y break1 & ! _w believe x be by my high liv+1 keep+ a h\se full ( s]vants1 & d no?+ myself4 ,husb4--,!y w say ,i am go+ to break ^u y\r do+ ?us1 & t's ! way to make x s4 ,wife4--,i _h r a hundr$ %\ld say y 7 go+ to break1 ?an "o c\ld say y 7 really broke already4 ,husb4--,b x is dang]\s to h x talk$ (1 ,i say4 ,wife4--,no1 no2 !y w say we are tak+ effectual ways to prev5t break+4 ,husb4--,b x w put a slur ^u y\rself too4 ,i _c be> any mortifications ^u y1 any m ?an ,i c ^u myself4 ,wife4--,don't tell me ( mortifications2 x w\ld be a worse mortification1 a ?\s& times ov]1 to h y ru9$1 & h y\r cr$itors insult me ) be+ ! occasion ( x4 ,husb4--,x is v k9d 9 y1 my de>1 & ,i mu/ always ackn[l$ge x2 b1 h[ev]1 ,i w\ld n h y /rait5 y\rself too mu* nei!r4 ,wife4--,nay1 ?is w n be s mu* a mortification z ! natural consequ5ce ( o!r ?+s2 =1 9 ord] to abate ! exp5se ( our liv+1 ,i resolve to keep less company4 ,i assure y ,i w lay d[n all ! /ate ( liv+1 z well z ! exp5se ( x2 &1 fir/1 ,i w keep no visit+ days2 secondly1 ,i'll drop ! greate/ "p ( ! acqua9tance ,i h2 ?irdly1 ,i w lay d[n our treats & ent]ta9m5ts1 & ! l ne$less occasions ( exp5se1 & !n ,i %all h no occasion = s _m maids4 ,husb4--,b ?is1 my de>1 ,i say1 w make z mu* noise almo/1 z if ,i 7 actually broke4 ,wife4--,no1 no2 leave t "p to me4 ,husb4--,b y may tell me h[ y w manage x !n4 ,wife4--,:y1 ,i'll g into ! c\ntry4 ,husb4--,t w b br+ !m aft] y1 z x us$ to d4 ,wife4--,b ,i'll put (f our usual lodg+s at ,hamp/ead1 & give out t ,i am gone to sp5d ! summ] 9 ,b$=d%ire1 at my aunt's1 :]e e body kn[s ,i us$ to g sometimes2 !y c't come aft] me ?i!r4 ,husb4--,b :5 y return1 !y w all visit y4 ,wife4--,yes1 & ,i w make no return to all ^? ,i h a m9d to drop1 & !re's an end ( all _! acqua9tance at once4 ,husb4--,& :at mu/ ,i d8 ,wife4--,nay1 my de>1 x is n = me to direct t "p2 y "k h[ to cure ! evil :i* y s5sibly feel ! mis*ief (4 ,if ,i d my "p1 ,i don't d\bt y "k h[ to d y\rs4 ,husb4--,yes1 ,i "k1 b x is h>d1 v h>d4 ,wife4--,nay1 ,i hope x is no h>d] = y ?an x is = y\r wife4 ,husb4--,t is true1 inde$1 b ,i'll see4 ,wife4--,! "q to me is n :e!r x is h>d1 b :e!r x is necess>y4 ,husb4--,nay1 x is necess>y1 t is c]ta94 ,wife4--,!n ,i hope x is z necess>y to y z to y\r wife4 ,husb4--,i "k n :]e to beg94 ,wife4--,:y1 y keep two horses & a groom1 y keep ri* high company1 & y sit long at ! ,fleece e ev5+4 ,i ne$ say no m2 y "k :]e to beg9 well en\gh4 ,husb4--,x is v h>d2 ,i h n y\r _s1 my de>4 ,wife4--,i hope y are n m a%am$ to retr5*1 ?an y w\ld be to h y\r "n 9 ! ,gazette4 ,husb4--,x is sad "w to come d[n hill ?us4 ,wife4--,x w\ld be worse to fall d[n at "o bl[ f ! top2 bett] slide g5tly & volunt>ily d[n ! smoo? "p1 ?an to be pu%$ d[n ! precipice1 & be da%$ all 9 pieces4 ,!re 0 m ( ?is dialogue1 b ,i give ! "p :i* ,i ?9k mo/ to ! pres5t purpose2 & z ,i /rive to %ort5 ! doctr9e1 s ,i w abridge ! application also2 ! sub/ance ( ! case lies 9 a few p>ticul>s1 ?us3-- ,i4 ,! man 0 melan*oly1 & oppress$ ) ! ?\ghts ( 8 decl9+ circum/ances1 & yet _h n any ?\ght ( lett+ 8 wife "k x1 ^: way ( liv+ 0 high & exp5sive1 & m ?an he c\ld support2 b ?\gh x mu/ h end$ 9 ru91 he w\ld r let x h gone on till %e 0 surpris$ 9 x1 ?an to tell h] ! dang] t 0 be=e h]4 ,8 wife v well argues ! inju/ice & unk9dness ( su* usage1 & h[ h>d x 0 to a wife1 :o1 be+ ( necessity to suff] 9 ! fall1 ought c]ta9ly to h ! mo/ e>ly notice ( x--t1 if possible1 %e might prev5t x1 or1 at lea/1 t %e might n be ov]:elm$ ) ! sudd5ness & ! t]ror ( x4 ,,ii4 ,^u discov]+ x to 8 wife1 or r h] draw+ ! discov]y f him by h] importunity1 %e imm$iately1 & mo/ readily & *e]fully1 ent]s into measures to retr5* h] exp5ses1 &1 z f> z %e 0 able1 to prev5t ! bl[1 :i* 0 o!rwise app>5t & unavoidable4 ,h5ce x is app>5t1 t ! exp5sive liv+ ( mo/ tradesm5 9 _! families1 is = want ( a s]i\s acqua9t+ _! wives ) _! circum/ances1 & acqua9t+ !m also 9 "t2 = !re are v few ladies s unreasonable1 :o1 if _! husb&s s]i\sly in=m$ !m h[ ?+s /ood ) !m1 & t !y c\ld n support _! way ( liv+1 w\ld n will+ly come into measures to prev5t _! own de/ruction4 ,,iii4 ,t x is 9 va91 z well z unequal1 = a tradesman to prea* frugality to 8 wife1 & to br+ 8 wife to a retr5*+ ( h] exp5ses1 & n at ! same "t to retr5* 8 own2 see+ t keep+ horses & high company is e way z great & exp5sive1 & z necess>y to be abat$1 z any ( ! family extravagances1 let !m be :i* !y w4 ,all ?is relates to ! duty ( a tradesman 9 prev5t+ 8 family exp5ses be+ ru9\s to 8 bus9ess2 b ! true me?od to prev5t all ?is1 & nev] to let x come s f>1 is /ill1 z ,i said be=e1 n to m>ry too soon2 n to m>ry1 till by a frugal indu/ri\s managem5t ( 8 trade 9 ! beg9n+1 he has laid a f\ndation = ma9ta9+ a wife1 & br++ up a family1 & has made an essay by :i* he kn[s :at he c & _c d1 & also be=e he has laid up & increas$ 8 /ock1 t he may n cripple 8 =tune at fir/1 & be ru9$ be=e he has begun to ?rive4 ,,footnotes3 #bb ,defoe's views on ! subject ( ! too e>ly m>ry+ ( "y tradesm51 are 9 e p>ticul> s\nd4 ,?\gh !re are in/ances ( premature m>riages foll[$ by no evil result1 b r ! contr>y1 !re c be no d\bt1 t ! only prud5t c\rse is to wait till a settlem5t 9 life1 & a regul> income1 h be5 secur$4 ,a "y man1 anxi\s = o!r reasons to m>ry1 is sometimes he>d to express 8 conviction t he might live m *eaply m>ri$ ?an s+le4 ,!re c\ld be no ass]tion m inconsi/5t ) all common exp]i5ce4 ,ev5 if no positively ru9\s consequ5ces arise f an ov]-e>ly m>riage1 x almo/ always occasions mu* h>d%ip4 ,x sadd5s a p]iod ( life :i* nature has design$ to be peculi>ly *e]ful4 ,! :ole life ( su* a man becomes l a ye> 9 :i* !re has be5 no ,may or ,june4 ,! grave c>es ( matrimony d n appe> to be naturally suitable to ! human "*1 till ! man has approa*$ 8 ?irtie?1 & ! woman h] tw5ty-f\r? ye>4 ,,*apt] ,,xii ,,( ,,! ,,tradesman',s ,,leav+ ,,8 ,,bus9ess ,,to ,,s]vants ,x is ! ord9>y excuse ( ! g5tlem5 tradesm5 ( our times1 t !y h good s]vants1 & t !re=e !y take m lib]ty to be out ( _! bus9ess1 ?an !y w\ld o!rwise d4 ',oh6' says ! %opkeep]1 ',i h an appr5tice--x is an e/ate to h su* a s]vant4 ,i am z safe 9 him z if ,i _h my eye ^u ! bus9ess f morn+ till night2 let me be :]e ,i w1 ,i am always satisfi$ he is at home2 if ,i am at ! tav]n1 ,i am sure he is 9 ! c\nt+-h\se1 or beh9d ! c\nt]2 he is nev] out ( 8 po/4 ',& !n = my o!r s]vants1 ! y\ng] appr5tices1' says he1 'x is all "o z if ,i 7 !re myself--!y w\ld be idle x may be1 b he won't let !m1 ,i assure y2 !y mu/ /ick close to x1 or he w make !m d x2 he tells !m1 boys d n come appr5tices to play1 b to "w2 n to sit idle1 & be do+ no?+1 b to m9d _! ma/]'s bus9ess1 t !y may le>n h[ to d _! own4' ',v well2 & y ?9k1 ,sir1 ?is "y man be+ s mu* 9 ! %op1 & s dilig5t & fai?ful1 is an e/ate to y1 & s inde$ x is2 b are y\r cu/om]s z well pleas$ ) ?is man1 too1 z y are8 or are !y z well pleas$ ) him1 z !y w\ld be1 if y 7 !re y\rself8' ',yes1 !y are1' says ! %opkeep]2 'nay1 abundance ( ! cu/om]s take him = ! ma/] ( ! %op1 & don't "k any o!r2 & he is s v oblig+1 & pleases s well1 giv+ cont5t to e body1 t1 if ,i am at any o!r "p ( ! %op1 & see him s]v+ a cu/om]1 ,i nev] int]rupt !m1 unless sometimes 7he is s mode/7 he w call me1 & turn+ to ! ladies say1 ,!re's my ma/]1 ,madam2 if y ?9k he w abate y any ?+1 ,i'll call him2 & sometimes !y w look a little surpris$1 & say1 ,is t y\r ma/]8 inde$1 we ?\ght y _h be5 ! ma/] ( ! %op y\rself4' ',well1' said ,i1 '& y ?9k y\rself v happy 9 all ?is1 don't y8 ,pray1 h[ long has ?is "y g5tleman to s]ve8 h[ long is x be=e 8 "t w be out8' ',oh1 he has almo/ a ye> & a half to s]ve1' says ! %opkeep]4 ',i hope1 !n1' said ,i1 'y w take c>e to h him knock$ on ! head1 z soon z 8 "t is out4' ',god =bid1' says ! hone/ man2 ':at d y mean by t8' ',mean6' said ,i1 ':y1 if y don't1 he w c]ta9ly knock y\r trade on ! head1 z soon z ! ye> & a half comes to be up4 ,ei!r y mu/ dispose ( him1 z ,i say1 or take c>e t he does n set up ne> y1 no1 n 9 ! same /reet2 if y d1 y\r cu/om]s w all run ?i!r4 ,:5 !y miss him 9 ! %op1 !y w pres5tly inquire = him2 & z1 y say1 !y g5]ally take him = ! ma/]1 !y w ask :e!r ! g5tleman is remov$ t kept ! %op be=e4' ,all my %opkeep] c\ld say1 01 t he _h got a salve = t sore1 & t 01 t :5 ,timo?y 0 out ( 8 "t1 he resolv$ to take him 9 p>tn]4 ',a v good ?+1 inde$6 s y mu/ take ,timo?y into half ! trade :5 he is out ( 8 "t1 = fe> he %\ld run away ) ?ree-qu>t]s ( x1 :5 he sets up = himself4 ,b _h n ! ma/] mu* bett] h be5 ,timo?y himself8--!n he _h be5 sure nev] to h ! cu/om]s take ,timo?y = ! ma/]2 & :5 he w5t away1 & set up p]haps at next door1 leave ! %op1 & run aft] him4' ,x is c]ta91 a good s]vant1 a fai?ful1 indu/ri\s1 oblig+ s]vant1 is a bless+ to a tradesman1 &1 z he said1 is an e/ate to 8 ma/]2 b ! ma/]1 by lay+ ! /ress ( 8 bus9ess ^u him1 dive/s himself ( all ! advantages ( su* a s]vant1 & turns ! bless+ into a bla/2 = by giv+ up ! %op z x 7 to him1 & indulg+ himself 9 be+ abroad1 & abs5t f 8 bus9ess1 ! appr5tice gets ! ma/]y ( ! bus9ess1 ! fame ( ! %op dep5ds ^u him1 & :5 he sets up1 c]ta9ly foll[s him4 ,su* a s]vant w\ld1 ) ! ma/]'s att5dance too1 be v helpful1 & yet n be dang]\s2 su* a s]vant is well1 :5 he is visibly an assi/ant to ! ma/]1 b is ru9\s :5 he is tak5 = ! ma/]4 ,!re is a great deal ( diff]5ce betwe5 a s]vant's be+ ! /ay ( 8 ma/]1 & 8 be+ ! /ay ( 8 trade3 :5 he is ! fir/1 ! ma/] is s]v$ by him2 & :5 he is gone1 he bre$s up ano!r to foll[ 8 /eps2 b :5 he is ! la/1 he c>ries ! trade ) him1 & does 8 ma/] inf9itely m hurt ?an good4 ,a good tradesman has a great deal ( tr\ble ) a bad s]vant1 b mu/ take he$ t he is n w\nd$ by a good "o--! extravagant idle vagrant s]vant hurts himself1 b ! dilig5t s]vant endang]s 8 ma/]4 ,! great] reputation ! s]vant gets 9 8 bus9ess1 ! m c>e ! ma/] has ^u him1 le/ he gets )9 him1 & worms him out ( 8 bus9ess4 ,! only way to prev5t ?is1 & yet n injure a dilig5t s]vant1 is t ! ma/] be z dilig5t z ! s]vant2 t ! ma/] be z mu* at ! %op z ! man4 ,he t w keep 9 8 bus9ess1 ne$ nev] fe> keep+ 8 bus9ess1 let 8 s]vant be z dilig5t z he w4 ,x is a h>d ?+ t a tradesman %\ld h ! bless+ ( a good s]vant1 & make x a curse to him1 by 8 appe>+ less capable ?an 8 man4 ,let y\r appr5tice be 9 ! bus9ess1 b let ! ma/] be at ! head ( ! bus9ess at all times4 ,!re is a great deal ( diff]5ce betwe5 be+ dilig5t 9 ! bus9ess 9 ! %op1 & lead+ ! :ole bus9ess ( ! %op4 ,an appr5tice :o is dilig5t may be ma/] ( 8 bus9ess1 b %\ld nev] be ma/] ( ! %op2 ! "o is to be useful to 8 ma/]1 ! o!r is to be ma/] ( 8 ma/]2 &1 inde$1 ?is %[s ! absolute necessity ( dilig5ce & application 9 a tradesman1 & h[1 = want ( x1 t v ?+ :i* is ! bless+ ( ano!r tradesman's bus9ess is ! ru9 ( 84 ,s]vants1 especially appr5tices1 ought to be consid]$1 z !y really are1 9 _! moveable /ation1 t !y are "h ) y b sev5 ye>s1 & t !n !y act or move 9 a sph]e or /ation ( _! own3 _! dilig5ce is n[ = y1 b ev] aft] x is = !mselves2 t ! bett] s]vants !y h be5 :ile !y 7 ) y1 ! m dang]\s !y w be to y :5 y "p2 t1 !re=e1 ?\gh y are b\nd 9 ju/ice to !m to let !m into y\r bus9ess 9 e bran* ( x1 yet y are n b\nd to give y\r bus9ess away to !m2 ! dilig5ce1 !re=e1 ( a good s]vant 9 ! ma/]'s bus9ess1 %\ld be a spur to ! ma/]'s dilig5ce to take c>e ( himself4 ,!re is a great deal ( diff]5ce also betwe5 tru/+ a s]vant 9 y\r bus9ess1 & tru/+ him ) y\r bus9ess3 ! fir/ is leav+ y\r bus9ess ) him1 ! o!r is leav+ y\r bus9ess to him4 ,he t tru/s a s]vant 9 8 bus9ess1 leaves 8 %op only to him2 b he t leaves 8 bus9ess to 8 s]vant1 leaves 8 wife & *ildr5 at 8 disposal--9 a ^w1 su* a tru/+1 or leav+ ! bus9ess to ! s]vant1 is no less ?an a giv+ up all to him1 ab&on+ ! c>e ( 8 %op & all 8 affairs to him2 & :5 su* a s]vant is out ( 8 "t1 ! ma/] runs a t]rible risk1 su* z1 inde$1 x is n fit any tradesman %\ld run--namely1 ( los+ ! be/ ( 8 bus9ess4 ,:at ,i h be5 n[ say+1 is ( ! tradesman leav+ 8 bus9ess to 8 appr5tices & s]vants1 :5 !y prove good1 :5 !y are hone/ & dilig5t1 fai?ful1 & indu/ri\s2 & if !re are dang]s ev5 9 tru/+ good s]vants1 & su* z d _! duty p]fectly well1 :at1 !n1 mu/ x be :5 ! bus9ess is left to idle1 neglig5t1 & extravagant s]vants1 :o bo? neglect _! ma/]s' bus9ess & _! own1 :o nei!r le>n _! trade = !mselves1 nor reg>d x = ! int]e/ ( _! ma/]s8 ,if ! fir/ are a bless+ to _! ma/]s1 & may only be made dang]\s by _! c>ry+ away ! trade ) !m :5 !y g1 ^! are made curses to _! ma/]s e>ly1 = !y lose ! trade = !mselves & _! ma/]s too4 ,! fir/ c>ry ! cu/om]s away ) !m1 ! la/ drive ! cu/om]s away be=e !y g4 ',:at signifies go+ to su* a %op8' say ! ladies1 ei!r speak+ ( a m]c] or a drap]1 or any o!r trade2 '!re is no?+ to be met ) !re b a crew ( saucy boys1 t are always at play :5 y come 91 & c h>dly refra9 x :5 y are !re3 "o h>dly ev] sees a ma/] 9 ! %op1 & ! "y rude boys h>dly m9d y :5 y are look+ on _! goods2 !y talk to y z if !y c>$ n :e!r y laid out y\r money or no1 & z if !y _h r y 7 gone1 t !y might g to play aga94 ,i w g !re no m1 n ,i4' ,if ?is be n ! case1 !n y are 9 dang] ( worse /ill1 & t is1 t !y are (t5 ?ieves--idle ones are seldom hone/ ones--nay1 !y _c inde$ be hone/1 9 a /rict s5se1 if !y are idle3 b by di%one/1 ,i mean d[nright ?ieves2 & :at is m dang]\s ?an = an appr5tice1 to :om ! :ole bus9ess1 ! ca%1 ! books1 & all is committ$1 to be a ?ief8 ,= a tradesman1 !re=e1 to commit 8 bus9ess ?us into ! h& ( a false1 a neglig5t1 & a ?ievi% s]vant1 is l a man t travels a j\rney1 & takes a highwayman into ! coa* ) him3 su* a man is sure to be robb$1 & to be fully & effectually plund]$1 because he discov]s :]e he hides 8 treasure4 ,?us ! tradesman places 8 confid5ce 9 ! ?ief1 & h[ %\ld he avoid be+ robb$8 ,x is answ]$1 t1 g5]ally tradesm51 :o h any consid]able tru/ to put into ! h&s ( an appr5tice1 take security ( !m = _! hone/y by _! fri5ds1 :5 _! ind5tures are sign$2 & x is _! fault !n1 if !y are n secure4 ,true1 x is (t5 s2 b 9 a retail bus9ess1 if ! s]vant be unfai?ful1 !re are s _m ways to defraud a ma/]1 besides t ( m]ely n balanc+ ! ca%1 t x is impossible to detect !m2 till ! tradesman1 decl9+ ins5sibly by ! weight ( ! loss1 is ru9$ & undone4 ,:at ne$1 !n1 has ! tradesman to give a close att5dance1 & pres]ve himself f plund]1 by acqua9t+ himself 9 & ) 8 bus9ess & s]vants1 by :i* he makes x v difficult = !m to deceive him1 & mu* easi] to him to discov] x if he suspects !m4 ,b if ! tradesman lives abroad1 keeps at 8 c\ntry-h\se or lodg+s1 & leaves 8 bus9ess ?us 9 ! h&s ( 8 s]vants1 committ+ 8 affairs to !m1 z is (t5 ! case2 if !y prove ?ieves1 neglig5t1 c>eless1 & idle1 :at is ! consequ5ce8--he is ins5sibly wrong$1 8 sub/ance wa/$1 8 bus9ess neglect$2 & h[ %all a tradesman ?rive "u su* circum/ances8 ,nay1 h[ is x possible he %\ld avoid ru9 & de/ruction8--,i mean1 z to 8 bus9ess2 =1 9 %ort1 e su* s]vant has 8 h& 9 8 ma/]'s pocket1 & may use him z he pleases4 ,aga91 if !y are n ?ieves1 yet if !y are idle & neglig5t1 x is1 9 "s cases1 ! same ?+2 & ,i wi% x 7 well recomm5d$ to all su* s]vants z call !mselves hone/1 t x is z crim9al to neglect _! ma/]'s bus9ess z to rob him2 & he is z really a ?ief :o robs him ( 8 "t1 z he t robs him ( 8 money4 ,i "k1 z s]vants are n[1 ?is is a pr9ciple !y w n all[1 nei!r does "o s]vant 9 fifty act by x2 b if ! ma/] be abs5t1 ! s]vant is at 8 heels--t is to say1 is z soon out ( doors z 8 ma/]1 & hav+ none b 8 consci5ce to answ] to1 he makes %ift to comp\nd ) himself1 l a bankrupt ) 8 cr$itor1 to pay half ! debt--t is to say1 half ! "t to 8 ma/]1 & half to himself1 & ?9k x good pay too4 ,! po9t ( consci5ce1 inde$1 seems to be out ( ! "q n[1 betwe5 ma/] & s]vant2 & z few ma/]s conc]n !mselves ) ! s\ls1 nay1 sc>ce ) ! morals ( _! s]vants1 ei!r to in/ruct !m1 or in=m !m ( _! duty ei!r to ,god or man1 mu* less to re/ra9 !m by =ce1 or correct !m1 z 0 anci5tly practis$1 s1 few s]vants conc]n !mselves 9 a consci5ti\s dis*>ge ( _! duty to _! ma/]s--s t ! great law ( subord9ation is de/roy$1 & ! relative duties on bo? sides are neglect$2 all :i*1 z ,i take x1 is ow+ to ! exorbitant sums ( money :i* are n[ giv5 ) s]vants to ! ma/]s1 z ! pres5t or condition ( _! appr5tice%ip1 :i*1 z x is extravagant 9 itself1 s x gives ! s]vant a k9d ( a diff]5t figure 9 ! family1 places him above ! ord9>y class ( s]vants hir$ = wages1 & exempts him f all ! laws ( family gov]nm5t1 s t a ma/] seems n[ to h no?+ to d ) 8 appr5tice1 any o!r ?an 9 :at relates to 8 bus9ess4 ,& z ! s]vant kn[s ?is1 s he fails n to take ! advantage ( x1 & to pay no m s]vice ?an he ?9ks is due2 & ! h\rs ( 8 %op bus9ess be+ run out1 he claims all ! re/ = himself1 )\t ! above re/ra9t4 ,nor w ! s]vants1 9 ^! times1 be> any exam9ations ) respect to ! dispos+ ( _! wa/e "t1 or ) respect to ! company !y keep1 or ! h\ses or places !y g to4 ,! use ,i make ( x is ?is1 & h]e9 x is ju/ly applicable to ! case 9 h&2 by h[ mu* ! appr5tices & s]vants 9 ?is age are loose1 wild1 & ungov]nable1 by s mu* ! m %\ld a ma/] ?9k himself oblig$ n to dep5d ^u !m1 mu* less to leave 8 bus9ess to !m1 & disp5se ) 8 own att5dance 9 x4 ,if he does1 he mu/ h mu* bett] luck !n 8 neighb\rs1 if he does n f9d himself v mu* wrong$ & abus$1 see+1 z ,i said above1 ! s]vants & appr5tices ( ?is age d v r>ely act f a pr9ciple ( consci5ce 9 s]v+ _! ma/]'s int]e/1 :i*1 h[ev]1 ,i d n see !y c be good ,*ri/ians )\t4 ,i knew "o v consid]able tradesman 9 ?is city1 & :o _h always five or six s]vants 9 8 bus9ess1 appr5tices & j\rneym51 :o lodg$ 9 8 h\se2 & hav+ a little m ! _s ( gov]nm5t 9 him ?an mo/ ma/]s ,i n[ meet )1 he took ?is me?od ) !m4 ,:5 he took appr5tices1 he told !m be=eh& ! ord]s ( 8 family1 & :i* he %\ld oblige !m to2 p>ticul>ly1 t !y %\ld none be abs5t f 8 bus9ess )\t leave1 nor out ( ! h\se aft] n9e o'clock at night2 & t he w\ld n h x ?\ght h>d1 if he exact$ ?ree ?+s ( !m3-- #a4 ,t1 if !y _h be5 out1 he %\ld ask !m :]e !y _h be51 & 9 :at company8 & t !y %\ld give him a true & direct answ]4 #b4 ,t1 if he f\nd reason to =bid !m keep+ company ) any p>ticul> p]son1 or 9 any p>ticul> h\se or family1 !y %\ld be oblig$ to refra9 f su* company4 #c4 ,t1 9 brea* ( any ( ^? two1 aft] be+ positively *>g$ ) x1 he w\ld1 on _! promis+ to am5d x1 =give !m1 only acqua9t+ _! fri5ds ( x2 b ! second "t1 he w\ld dismiss !m 8 s]vice1 & n be oblig$ to return any ( ! money he _h ) !m4 ,& to ^! he made _! p>5ts cons5t :5 !y 7 b\nd2 & yet he _h l>ge sums ( money ) !m too1 n less ?an #bjj ea*1 & sometimes m4 ,z to 8 j\rneym51 he condition$ ) !m z foll[s3-- #a4 ,!y %\ld nev] d9e f home )\t leave ask$ & obta9$1 & tell+ :]e1 if requir$4 #b4 ,aft] ! %utt+ 9 ( ! %op1 !y 7 at lib]ty to g :]e !y pleas$1 only n to be out ( ! h\se aft] n9e o'clock at night4 #c4 ,nev] to be 9 dr9k1 or to swe>1 on pa9 ( be+ imm$iately dismiss$ )\t ! c\rtesy usual ) su* s]vants1 namely1 ( a mon?'s w>n+4 ,^! 7 excell5t h\sehold laws2 b ! "q is1 h[ %all a ma/] see !m punctually obey$1 = ! life ( all laws dep5ds ^u _! be+ well execut$2 & we are fam\s 9 ,engl& = be+ remiss 9 t v po9t2 & t we h ! be/ laws ! wor/ execut$ ( any nation 9 ! _w4 ,b my fri5d 0 a man :o knew z well h[ to make 8 laws be well execut$1 z he did h[ to make ! laws !mselves4 ,8 case 0 ?us3 he kept a c\ntry-h\se ab\t two miles f ,london1 9 ! summ]-"t1 = ! air ( 8 wife & *ildr51 & !re he ma9ta9$ !m v com=tably3 b x 0 a rule ) him1 t he :o expects 8 s]vants to obey 8 ord]s1 mu/ be always ^u ! spot ) !m to see x done3 to ?is purpose he conf9$ himself to lie always at home1 ?\gh 8 family 0 9 ! c\ntry2 & e aft]noon he walk$ out to see !m1 & to give himself ! air too2 b always s ord]$ 8 div]sions1 t he 0 sure to be at home be=e n9e at night1 t he might call ov] 8 family1 & see t !y obs]v$ ord]s1 t is1 t !y 7 all at home at _! "t1 & all sob]4 ,z ?is 01 inde$1 ! only way to h good s]vants1 & an ord]ly family1 s he _h bo?2 b x 0 ow+ mu*1 if n all1 to ! exactness ( 8 gov]nm5t2 & w\ld all ma/]s take ! same me?od1 ,i d\bt n !y w\ld h ! l success2 b :at s]vants c a man expect :5 he leaves !m to _! own gov]nm5t1 n reg>d+ :e!r !y s]ve ,god or ! devil8 ,n[1 ?\gh ?is man _h a v regul> family1 & v good s]vants1 yet he _h ?is p>ticul> qualification1 too1 = a good tradesman1 namely1 t he nev] left 8 bus9ess entirely to !m1 nor c\ld any ( !m boa/ t !y 7 tru/$ to m ?an ano!r4 ,?is is c]ta9ly ! way to h regul> s]vants & to h bus9ess ?rive2 b ?is is n practis$ by "o ma/] to a ?\s& at ?is "t--if x 71 we %\ld soon see a *ange 9 ! families ( tradesm51 & t v mu* = ! bett]3 nor1 inde$1 w\ld ?is family gov]nm5t be good = ! tradesman only1 b x w\ld be ! s]vant's advantage too2 & su* a practice1 we may say1 w\ld 9 "t re=m all ! next age1 & make !m a%am$ ( u t w5t be=e !m4 ,if1 !n1 ! morals ( s]vants are ?us loose & debau*$1 & t x is a g5]al & epidemic evil1 h[ mu* less ought tradesm5 ( ?is age to tru/ !m1 & /ill less to v5ture _! all ^u !m1 leave _! great design1 ! ev5t ( all _! bus9ess ) !m1 & g into ! c\ntry 9 pursuit ( _! pleasure4 ,! case ( tradesm5 diff]s extremely 9 ?is age f ^? 9 ! la/1 ) respect to _! appr5tices & s]vants2 & ! diff]5ce is all to ! disadvantage ( ! pres5t age1 namely1 9 ! la/ age1 t is to say1 fifty or sixty ye>s ago1 = x is n less1 s]vants 7 inf9itely m "u subjection ?an !y are n[1 & ! subord9ation ( mank9d ext5d$ effectually to !m2 !y 7 cont5t to submit to family gov]nm5t2 & ! j regulations :i* ma/]s made 9 _! h\ses 7 n scorn$ & contemn$1 z !y are n[2 family religion also _h "s sway ^u !m2 & if _! ma/]s did keep good ord]s1 & pres]ve ! wor%ip ( ,god 9 _! h\ses1 ! appr5tices ?\ght !mselves oblig$ to att5d at ! usual h\rs = su* s]vices2 nay1 x has be5 kn[n1 :]e su* ord]s h be5 obs]v$1 t if ! ma/] ( ! family has be5 sick1 or indispos$1 or out ( t[n1 ! elde/ appr5tice has read pray]s to ! family 9 8 place4 ,h[ ridicul\s1 to speak 9 ! language ( ! pres5t times1 w\ld x be = any ma/] to expect ?is ( a s]vant 9 our days6 & :]e is ! s]vant t w\ld comply ) x8 ,nay1 x is b v r>ely n[ t ma/]s !mselves d x2 x is r ?\ght n[ to be a l[ /ep1 & b5ea? ! "* ( a man 9 bus9ess1 z if wor%ipp+ ,god 7 a disgrace1 & n an hon\r1 to a family1 or to ! ma/] ( a family2 & ,i d\bt n b 9 a little :ile m1 ei!r ! wor%ip ( ,god w be q bani%$ out ( families1 or ! bett] sort ( tradesm51 & su* z h any reg>d to x1 w keep *apla9s1 z o!r p]sons ( quality d4 ,x is confess$1 ! fir/ is mo/ probable1 ?\gh ! la/1 z ,i am in=m$1 is already begun 9 ! city1 9 "s h\ses1 :]e ! read] ( ! p>i% is all[$ a small additional sal>y to come once a-day1 namely1 e ev5+1 to read pray]s 9 ! h\se4 ,b ,i am n talk+ on ?is subject2 ,i am n direct+ myself to citiz5s or t[nsm51 z ma/]s ( families1 b z heads ( trade1 & ma/]s 9 _! bus9ess2 ! o!r "p w\ld inde$ require a :ole book by itself1 & w\ld ins5sibly run me into a long satirical disc\rse ^u ! loss ( all family gov]nm5t among u2 9 :i*1 inde$1 ! practice ( h\se-keep]s & heads ( families is gr[n n remiss only 9 all s]i\s ?+s1 b ev5 sc&al\s 9 _! own morals1 & 9 ! p]sonal examples !y %[ to _! s]vants1 & all ab\t !m4 ,b to come back to my subject1 namely1 t ! case ( tradesm5 diff]s extremely f :at x 0 =m]ly3 ! second head ( diff]5ce is ?is2 t :]eas1 9 =m] times1 ! s]vants 7 bett] & humbl] ?an !y are n[1 submitt$ m to family gov]nm5t1 & to ! regulations made by _! ma/]s1 & ma/]s 7 m moral1 set bett] examples1 & kept bett] ord] 9 _! h\ses1 &1 by consequ5ce ( x1 all s]vants 7 sob]]1 & fitt] to be tru/$1 ?an !y are n[2 yet1 on ! o!r h&1 not)/&+ all _! sobriety1 ma/]s did n !n s mu* dep5d ^u !m1 leave bus9ess to !m1 & commit ! managem5t ( _! affairs s entirely to _! s]vants1 z !y d n[4 ,all t ,i meet )1 :i* ma/]s h to say to ?is1 is conta9$ 9 two heads1 & ^!1 9 my op9ion1 am\nt to v little4 ,i4 ,t !y h security = _! s]vants' hone/y1 :i* 9 =m] times !y _h n4 ,,ii4 ,t !y receive great] premiums1 or pres5t-money1 n[ ) _! appr5tices1 ?an !y did =m]ly4 ,! fir/ ( ^! is ( no mom5t2 =1 fir/1 x does n appe> t appr5tices 9 ^? =m] days gave no security to _! ma/]s = _! integrity1 :i*1 ?\gh p]haps n s g5]ally z n[1 yet ,i h good reason to "k 0 !n practis$ among tradesm5 ( note1 & is n n[ among inf]ior tradesm53 b1 secondly1 ?is security ext5ds to no?+1 b to make ! ma/] satisfaction = any misapplications or embezzlem5ts :i* are discov]$1 & c be prov$1 b ext5d to no secret conceal$ mis*iefs3 nei!r1 ?irdly1 d ^? securities rea* to ! neglig5ce1 idl5ess1 or debau*]ies ( s]vants2 b1 :i* is /ill m ?an all ! re/1 !y d n rea* to ! wor/ ( robb]y betwe5 ! s]vant & 8 ma/]1 ,i mean ! loss ( 8 "t2 s t /ill !re is z mu* reason = ! ma/]'s inspection1 bo? into 8 s]vants & _! bus9ess1 z ev]4 ,b lea/ ( all does ?is security rea* to make ! ma/] any satisfaction = ! loss ( 8 bus9ess1 ! ill managem5t ( 8 %op1 ! disreputation br\ght ^u x by be+ committ$ to s]vants1 & ^? s]vants behav+ ill1 slight+1 neglect+1 or disoblig+ cu/om]s2 ?is does n relate to securities giv5 or tak51 nor c ! ma/] make himself any am5ds ^u 8 s]vant1 or ^u 8 securities1 = ?is irrecov]able damage4 ,he1 !re=e1 t w keep up ! reputation ( 8 %op1 or ( 8 bus9ess1 & pres]ve 8 trade to 8 own advantage1 mu/ resolve to att5d x himself1 & n leave x to s]vants1 :e!r good or bad2 if he leaves x to good s]vants1 !y improve x = !mselves1 & c>ry ! trade away ) !m :5 !y g2 if to bad s]vants1 !y drive 8 cu/om]s away1 br+ a sc&al ^u 8 %op1 & de/roy bo? _! ma/] & !mselves4 ,secondly1 ,z to ! receiv+ great premiums ) _! appr5tices1 :i*1 inde$1 is gr[n up to a /range height 9 ?is age1 beyond :atev] x 0 be=e1 x is an unacc\ntable excess1 :i* is ! ru9 ( m s]vants at ?is "t ?an all ! o!r excesses !y are subject to1 nay1 9 "s respect x is ! cause ( x all2 &1 on ! contr>y1 is f> f be+ an equival5t to _! ma/]s = ! defect ( _! s]vice1 b is an unansw]able reason :y ! ma/] %\ld n leave 8 bus9ess to _! managem5t4 ,?is premium 0 orig9ally n a condition ( ind5ture1 b 0 a k9d ( usual or cu/om>y pres5t to ! tradesman's wife to engage h] to be k9d to ! y\?1 & take a mo!rly c>e ( him1 be+ suppos$ to be "y :5 fir/ put out4 ,by l5g? ( "t ?is complim5t or pres5t became s cu/om>y z to be made a debt1 & to be condition$ = z a dem&1 b /ill 0 kept )9 b\nds1 & ?irty or =ty p\nds 0 suffici5t to a v good m]*ant1 :i* n[ is run up to five hundr$1 nay1 to a ?\s& p\nds ) an appr5tice2 a ?+ :i* =m]ly w\ld h be5 ?\ght mon/r\s1 & n to be nam$4 ,! ill consequ5ces ( giv+ ^! l>ge premiums are su* & s _m1 t x is n to be ent]$ ^u 9 su* a small tract z ?is2 nor is x ! design ( ?is "w3 b x is ?us f> to ! purpose "h--namely1 z x %[s t ?is sets up s]vants into a class ( g5tlem5 above _! ma/]s1 & above _! bus9ess2 & !y nei!r h a suffici5t reg>d to "o or o!r1 & consequ5tly are ! less fit to be tru/$ by ! ma/] 9 ! ess5tial p>ts ( 8 bus9ess2 & ?is br+s x d[n to ! case 9 h&4 ,^u ! :ole1 ! pres5t /ate ( ?+s betwe5 ma/]s & s]vants is su*1 t n[ m ?an ev] ! caution is ne$ful & j1 t he t leaves 8 bus9ess to ! managem5t ( 8 s]vants1 x is t5 to "o b he ru9s 8 bus9ess & 8 s]vants too4 ,ru9+ 8 bus9ess is1 inde$1 my pres5t subject2 b ru9+ 8 s]vants also is a consid]ation t an hone/1 consci5ti\s ma/] ought to ?9k is ( weight ) him1 & w conc]n himself ab\t4 ,s]vants out ( gov]nm5t are l soldi]s )\t an (fic]1 fit = no?+ b to rob & plund]2 )\t ord]1 & )\t ord]s1 !y nei!r "k :at to d1 or are direct$ h[ to d x4 ,besides1 x is lett+ loose 8 appr5tices to levity & lib]ty 9 t p>ticul> critical "t ( life1 :5 !y h ! mo/ ne$ ( gov]nm5t & re/ra9t4 ,:5 %\ld laws & limits be useful to mank9d b 9 _! y\?1 :5 unlimit$ lib]ty is mo/ fatal to !m1 & :5 !y are lea/ capable ( gov]n+ !mselves8 ,to h y\? left )\t gov]nm5t1 is leav+ fire 9 a magaz9e ( p[d]1 :i* w c]ta9ly bl[ x all up at la/1 & ru9 all ! h\ses t are ne> x4 ,if !re is any duty on ! side ( a ma/] to 8 s]vant1 any obligation on him z a ,*ri/ian1 & z a tru/ee = 8 p>5ts1 x lies "h--to limit & re/ra9 !m1 if possible1 9 ! lib]ty ( do+ evil2 & ?is is c]ta9ly a debt due to ! tru/ repos$ 9 ma/]s by ! p>5ts ( ! y\? committ$ to !m4 ,if he is let loose "h1 he is undone1 ( c\rse1 & x may be said1 inde$1 he 0 ru9$ by 8 ma/]2 & if ! ma/] is aft]w>ds ru9$ by su* a s]vant1 :at c be said = x b ?is8 ,he c\ld expect no o!r4 ,to leave a y\? )\t gov]nm5t is inde$ unwor?y ( any hone/ ma/]2 he _c dis*>ge himself z a ma/]2 = in/ead ( tak+ c>e ( him he inde$ ca/s him (f1 ab&ons him1 &1 to put x into ,scripture words1 he leads him into temptation3 nay1 he goes f>!r1 to use ano!r ,scripture expression3 he deliv]s him ov] to ,satan4 ,x is confess$--& x is fatal bo? to ma/]s & s]vants at ?is "t--t n only s]vants are made haughty1 & above ! gov]nm5t ( _! ma/]s1 & ?9k x bel[ !m to submit to any family gov]nm5t1 or any re/ra9ts ( _! ma/]s1 z to _! morals & religion2 b ma/]s also seem to h giv5 up all family gov]nm5t1 & all c>e or conc]n = ! morals & mann]s1 z well z = ! religion ( _! s]vants1 ?9k+ !mselves "u no obligation to m$dle ) ^? ?+s1 or to ?9k any ?+ ab\t !m1 s t _! bus9ess be b done1 & _! %op or w>eh\se duly look$ aft]4 ,b to br+ x all home to ! po9t 9 h&1 if x is s ) ! ma/] & s]vant1 !re is ! less room /ill = ! ma/] ( su* s]vants to leave any consid]able tru/ 9 ! h&s ( su* appr5tices1 or to expect mu* f !m1 to leave ! weight ( _! affairs ) !m1 &1 liv+ at _! c\ntry lodg+s1 & tak+ _! own div]sions1 dep5d ^u su* s]vants = ! success ( _! bus9ess4 ,?is is inde$ ab&on+ _! bus9ess1 ?r[+ x away1 & committ+ !mselves1 families1 & =tunes1 to ! conduct ( ^?1 :o1 !y h all ! reason 9 ! _w to believe1 h no conc]n ^u !m = _! good1 or c>e "o f>?+ :at becomes ( !m4 ,,*apt] ,,xiii ,,( ,,tradesm5 ,,mak+ ,,composition ,,) ,,debtors1 ,,or ,,) ,,cr$itors ,!re is an alt]native 9 ! subject ( ?is *apt]1 :i* places ! disc\rse 9 ! two extremes ( a tradesman's =tunes4 ,i4 ,! =tunate tradesman1 call$ ^u by 8 poor un=tunate neighb\r1 :o is 8 debtor1 & is become insolv5t1 to h compassion on him1 & to comp\nd ) him = "p ( 8 debt1 & accept 8 (f] 9 dis*>ge ( ! :ole4 ,,ii4 ,! un=tunate tradesman become insolv5t & bankrupt himself1 & apply+ himself to 8 cr$itor to accept ( a composition1 9 dis*>ge ( 8 debt4 ,i mu/ confess1 a tradesman1 let 8 circum/ances be :at !y w1 has ! mo/ reason to consid] ! disa/]s ( ! un=tunate1 & be compassionate to !m "u _! pressures & disa/]s1 ( any o!r m52 because !y "k n--no1 n ! mo/ prosp]\s ( !m--:at may be _! own fate 9 ! _w4 ,!re is a ,scripture prov]b1 if ,i may call x s1 v necess>y to a tradesman 9 ?is case1 ',let him t ?9ke? he /&e?1 take he$ le/ he fall4' ,n4,b4 ,x is n said1 let him t /&e? take he$1 b him t ?9ke? he /&e?4 ,m5 9 trade c b ?9k !y /&2 & !re are s _m incid5ts 9 a tradesman's circum/ances1 t sometimes :5 he ?9ks himself mo/ secure ( /&+1 he is 9 mo/ dang] ( fall+4 ,if1 !n1 ! cont+5t nature ( trade r5d]s e man liable to disa/] t is engag$ 9 x1 x seems /range t tradesm5 %\ld be outrage\s & unm]ciful to "o ano!r :5 !y fall2 & yet s x is1 t no cr$itor is s furi\s ^u an unhappy insolv5t tradesman1 z a bro!r-tradesman ( 8 own class1 & :o is at lea/ liable to ! same disa/]1 9 ! common ev5t ( 8 bus9ess4 ,nay1 ,i h liv$ to see--su* is ! unc]ta9ty ( human affairs1 & especially 9 trade--! furi\s & outrage\s cr$itor become bankrupt himself 9 a few ye>s1 or p]haps mon?s aft]1 & begg+ ! same m]cy ( o!rs1 :i* he b j be=e d5i$ to 8 n m un=tunate fell[-tradesman1 & mak+ ! same exclamations at ! cruelty & h>d-he>t$ness ( 8 cr$itors 9 refus+ to comply ) him1 :51 at ! same "t1 8 own he>t mu/ reproa* him ) 8 =m] conduct2 h[ inexorable he 0 to all ! entreaties & te>s ( 8 mis]able neighb\r & 8 di/ress$ family1 :o begg$ 8 compassion ) ! l[e/ submission1 :o employ$ fri5ds to solicit & entreat = !m1 lay+ =? _! mis]y 9 ! mo/ lively expressions1 & us+ all ! argum5ts :i* ! mo/ mov+ di/ress c\ld dictate1 b 9 va94 ,! tradesman is c]ta9ly wrong 9 ?is1 z compassion to ! mis]able is a debt ( *>ity due f all mank9d to _! fell[-creatures2 & ?\gh ! purse-pr\d tradesman may be able to say he is above ! fe> ( be+ 9 ! l circum/ances1 z "s may be1 yet1 ev5 !n1 he might reflect t p]haps !re 0 a "t :5 he 0 n s1 & he ought to pay t debt ( *>ity1 9 ackn[l$gem5t ( ! m]cy t has set him above ! dang]4 ,& yet1 speak+ 9 ! ord9>y language ( m5 :o are subject to vicissitudes ( =tune1 :]e is ! man t is sure he %all meet ) no %ock8 ,& h[ h we se5 m51 :o h to-day be5 imm5sely ri*1 be to-morr[1 z x 71 r$uc$ to no?+6 ,:at examples 7 made 9 ?is city ( su* precipitations )9 ! memory ( "s liv+1 :5 ! ,ex*equ] %utt+ up ru9$ ! great bank]s ( ,lomb>d ,/reet4#bc ,to :at fell ,sir ,rob]t ,v9]--! great ,ald]man ,backwell--! ?ree bro!rs ( ! "n ( ,=?1 ( :om ,k+ ,*>les ,,ii4 made t sev]e pun1 t ',?ree-f\r?s ( ! city 7 broke8' ,to :at h we se5 m5 ( prodigi\s bulk 9 trade r$uc$--z ,sir ,?omas ,cook1 ,sir ,basil ,firebrass1 ,%epp>d1 ,coggs1 & innum]able bank]s1 money-scriv5]s1 & m]*ants1 :o ?\ght !mselves z secure aga9/ ! %ocks ( trade1 z any m5 9 ! _w c\ld be8 ,n to in/ance our late ,s\? ,sea directors1 & o!rs1 r$uc$ by ! t]rible fate ( bubbles1 ^: names ,i omit because !y yet live1 ?\gh s9k+ /ill "u ! oppression ( _! =tunes1 & ^: weight ,i w\ld be f> f endeav\r+ to make heavi]4 ,:y1 !n1 %\ld any tradesman1 presum+ on 8 own security1 & ( 8 be+ out ( ! rea* ( disa/]1 h>d5 8 he>t aga9/ ! mis]ies & di/resses ( a fell[-tradesman1 :o s9ks1 z x 71 by 8 side1 & refuse to accept 8 (f] ( composition2 at lea/1 if he _c object aga9/ ! integrity ( 8 repres5tations1 & _c *>ge him ) fraud & deceit1 break+ ) a wick$ design to *eat & delude 8 cr$itors1 & to get money by a pret5d$ brea*8 ,i say1 :y %\ld any tradesman h>d5 8 he>t 9 su* a case1 & n1 ) a g5]\s pity1 comply ) a reasonable & fair proposal1 :ile x is to be _h8 ,i d ackn[l$ge1 if !re is an evid5t fraud1 if he c detect ! bankrupt 9 any wick$ design1 if he c prove he has effects suffici5t to pay 8 debts1 & t he only breaks ) a purpose to *eat 8 cr$itors1 & he conceals a "p ( 8 e/ate1 :5 he seems to (f] a s9c]e surr5d]2 if ?is be ! case1 & x c be made appe> to be s--= 9 su* a case1 too1 we ought to be v sure ( ! fact--!n1 inde$1 no fav\r is due1 & really none ought to be %[n4 ,&1 !re=e1 x 0 a v righte\s clause :i* 0 inflict$ on ! fraudul5t bankrupt1 9 a late act ( ,p>liam5t1 namely1 t 9 case he conceal$ 8 effects1 & t x appe>$ he _h1 ?\gh ^u 8 oa?1 n giv5 9 a full acc\nt ( 8 e/ate1 b will+ly & kn[+ly conceal$ x1 or any "p ( x1 ) design to defraud 8 cr$itors1 he %\ld be put to dea? z a felon3 ! reason & ju/ice ( :i* clause 0 ?is1 & x 0 giv5 z ! reason ( x :5 ! act 0 pass$ 9 ! ,h\se ( ,commons1 namely1 t ! act 0 made = ! relief ( ! debtor1 z well z ( ! cr$itor1 & to procure = him a deliv]ance on a surr5d] ( 8 effects2 b !n x 0 made also = ! relief ( ! cr$itor1 too1 t he might h z mu* ( 8 debt secur$ to him z possible1 & t he %\ld n dis*>ge ! debtor ) 8 e/ate 9 8 pocket1 suff]+ him to run away ) 8 7! cr$itor's7 money be=e 8 face4 ,also x 0 object$1 t ! act1 )\t a p5alty1 w\ld be only an act to enc\rage p]jury1 & w\ld deliv] ! h>d-m\!d knave t c\ld swe> :at he pleas$1 & ru9 & reject ! mode/ consci5ti\s tradesman1 t 0 will+ & ready to give up ! utmo/ f>?+ to 8 cr$itors4 ,on ?is acc\nt ! clause 0 accept$1 & ! act pass$1 :i* o!rwise _h be5 ?r[n out4 ,n[1 :5 ! poor insolv5t has ?us surr5d]$ 8 all1 /ript himself entirely ^u oa?1 & t oa? tak5 on ! p5alty ( dea? if x be false1 !re seems to be a k9d ( ju/ice due to ! bankrupt4 ,he has satisfi$ ! law1 & ought to h 8 lib]ty giv5 him z a prey1 z ! text calls x1 ,j]4 xxxix4 #ah41 t he may try ! _w once aga91 & see1 if possible1 to recov] 8 disa/]s1 & get 8 bread2 & x is to be spok5 9 hon\r ( ! ju/ice z well z humanity ( t law = deliv]+ bankrupts1 t !re are m tradesm5 recov] !mselves 9 ?is age ^u _! second endeav\rs1 & by sett+ up aga9 aft] !y h ?us fail$ & be5 deliv]$1 ?an ev] 7 kn[n to d s 9 t5 times ! numb] ( ye>s be=e4 ,to break1 or turn bankrupt1 be=e ?is1 0 l a man be+ tak5 by ! ,turks2 he seldom recov]$ lib]ty to try 8 =tune aga91 b frequ5tly langui%$ "u ! tyranny ( ! commission]s ( bankrupt1 or 9 ! ,m9t1 or ,fri>s1 or rules ( ! ,fleet1 till he wa/$ ! :ole e/ate1 & at l5g? 8 life1 & s 8 debts 7 all paid at once4 ,nor 0 ! case ( ! cr$itor mu* bett]--,i mean z f> z respect$ 8 debt1 = x 0 v seldom t any consid]able divid5d 0 made2 on ! o!r h&1 l>ge contributions 7 call$ = be=e p knew :e!r x 0 likely any ?+ w\ld be made ( ! debtor's effects or no1 & (t5times ! cr$itor lo/ 8 :ole debt1 contribution-money & all2 s t :ile ! debtor 0 kept on ! rack1 z above1 be+ held 9 susp5se by ! cr$itors1 or by ! commission]s1 or bo?1 he sp5t ! cr$itor's effects1 & subsi/$ at _! exp5se1 till1 ! e/ate be+ wa/$1 ! loss fell heavy on e side1 & g5]ally mo/ on ^? :o 7 lea/ able to be> x4 ,by ! pres5t /ate ( ?+s1 ?is evil is inde$ alt]$1 & ! ru9 ( ! cr$itor's effects is bett] prev5t$2 ! bankrupt c no m skulk beh9d ! door ( ! ,m9t & ,rules1 & prev5t ! commission]s' inspection2 he mu/ come =?1 be exam9$1 give 9 an acc\nt1 & surr5d] himself & effects too1 or fly 8 c\ntry1 & be se5 "h no m2 & if he does come 91 he mu/ give a full acc\nt ^u oa?1 on ! p5alty ( 8 neck4 ,:5 ! effects are ?us surr5d]$1 ! commission]s' proce$+s are %ort & summ>y4 ,! assignees are oblig$ to make divid5ds1 & n deta9 ! e/ate 9 _! own h&s1 z 0 ! case 9 =m] days1 till sometimes !y became bankrupts !mselves1 s t ! cr$itors are sure n[ :at is put into ! h&s ( ! assignees1 %all 9 due "t1 & )\t ! usual delay1 be fairly divid$4 ,on ! o!r h&1 ! poor debtor hav+ hone/ly dis*>g$ 8 "p1 & no objection ly+ aga9/ ! s9c]ity ( ! discov]y1 has a c]tificate grant$ him1 :i* be+ all[$ by ! ,"l ,*ancellor1 he is a cle> man1 & may beg9 ! _w aga91 z ,i h said above4 ,! cr$itor1 be+ ?us satisfi$ t ! debtor has be5 fai?ful1 does n answ] ! end ( ! act ( ,p>liam5t1 if he decl9es to ass5t to ! debtor's c]tificate2 nor c any cr$itor decl9e x1 b on pr9ciples :i* no man c>es to own--namely1 t ( malice1 & ! highe/ res5tm5t1 :i* are ?+s a ,*ri/ian tradesman w n easily act ^u4 ,b ,i come n[ to ! o!r "p ( ! case2 & ?is is suppos+ a debtor fails1 & ! cr$itors d n ?9k fit to take out a commission ( bankrupt aga9/ him1 z sometimes is ! case1 at lea/1 :]e !y see ! (f]s ( ! debtor are any ?+ reasonable3 my advice 9 su* case is 7& ,i speak x f long exp]i5ce 9 su* ?+s71 t !y %\ld always accept ! fir/ reasonable proposal ( ! debtor2 & ,i am n 9 ?is talk+ on ! foot ( *>ity & m]cy to ! debtor1 b ( ! real & und\bt$ int]e/ ( ! cr$itor2 nor c\ld ,i urge x1 by su* argum5ts z ,i %all br+1 ^u any o!r f\ndation2 =1 if ,i speak 9 behalf ( ! debtor1 ,i mu/ argue commis]ation to ! mis]able1 compassion & pity ( 8 family1 & a reflection ^u ! sad *anges :i* human life exposes u all to1 & s p]suade ! cr$itor to h pity ^u n him only1 b ^u all families 9 di/ress4 ,b1 ,i say1 ,i argue n[ ^u a diff]5t f\ndation1 & insi/ t x is ! cr$itor's true int]e/1 z ,i h9t$ be=e1 t if he f9ds ! debtor incl9$ to be hone/1 & he sees reason to believe he makes ! be/ (f] he c1 he %\ld accept ! fir/ (f]1 z be+ g5]ally ! be/ ! debtor c make2#bd &1 inde$1 if ! debtor be wise z well z hone/1 he w make x s1 & g5]ally x is f\nd to be s4 ,& !re are1 inde$1 _m reasons :y ! fir/ (f]s ( ! debtor are g5]ally ! be/1 & :y no commission ( bankrupt ord9>ily raises s mu*1 not)/&+ all its sev]ities1 z ! bankrupt (f]s be=e x is su$ out--n reckon+ ! "t & exp5se :i*1 not)/&+ all ! new me?ods1 att5d su* ?+s1 & are inevitable4 ,= example-- ,:5 ! debtor1 fir/ look+ into 8 affairs1 sees ! necessity com+ ^u him ( mak+ a /op 9 trade1 & call+ 8 cr$itors toge!r1 ! fir/ ?\ght :i* by ! consequ5ce ( ! ?+ comes to be consid]$1 is1 :at (f]s he c make to !m to avoid ! hav+ a commission su$ out aga9/ him1 & to :i* end common prud5ce1 z well z hone/ pr9ciples1 move him to make ! be/ (f]s he c4 ,if he be a man ( s5se1 &1 accord+ to :at ,i m5tion$ 9 ano!r *apt]1 has prud5tly come to a /op 9 "t1 be=e ?+s are run to extremities1 & :ile he has some?+ left to make an (f] ( t may be consid]able1 he w seldom meet ) cr$itors s weak or s bl9d to _! own int]e/ n to be will+ to end x amicably1 r ?an to proce$ to a commission4 ,& z ?is is c]ta9ly be/ bo? = ! debtor & ! cr$itor1 s1 z ,i argu$ ) ! debtor1 t he %\ld be wise en\gh1 z well z hone/ en\gh1 to break betimes1 & t x 0 inf9itely be/ = 8 own int]e/1 s ,i mu/ add1 on ! o!r h&1 to ! cr$itor1 t x is always 8 int]e/ to accept ! fir/ (f]2 & ,i nev] knew a commission make m ( an e/ate1 :]e ! debtor has be5 hone/1 ?an he 7! debtor7 propos$ to give !m )\t x4 ,x is true1 !re are cases :]e ! issu+ out a commission may be absolutely necess>y4 ,= example-- #a4 ,:]e ! debtor is evid5tly knavi%1 & discov]s himself to be s1 by endeav\rs to c>ry (f 8 effects1 or alt] ! prop]ty ( ! e/ate1 confess+ judgm5ts1 or any ! usual ways ( fraud1 :i* 9 su* cases are ord9>ily practis$4 ,or-- #b4 ,:]e "s cr$itors1 by su* judgm5ts1 or by atta*m5ts ( debts1 goods deliv]$1 effects made ov]1 or any o!r way1 h gott5 "s ( ! e/ate into _! h&s1 or securities belong+ to x1 :]eby !y are 9 a bett] /ate1 z to paym5t1 ?an ! re/4 ,or-- #c4 ,:]e "s p are br\ght 9 z cr$itors1 ^: debts !re is reason to believe are n real1 b :o place !mselves 9 ! room ( cr$itors1 9 ord] to receive a divid5d = ! use ( ! bankrupt1 or "s ( 8 family4 ,9 ^!1 & su* l cases1 a commission is inevitable1 & mu/ be tak5 out2 nor does ! man m]it to be reg>d$ ^u ! foot ( :at ,i call compassion & commis]ation at all1 b ought to be treat$ l a rapp>ee1#be or plund]]1 :o breaks ) a design to make himself :ole by ! composition2 & z _m did =m]ly1 :o 7 begg>s :5 !y broke1 be made ri* by ! brea*4 ,x 0 to provide aga9/ su* h>pies z ^! t ! act ( ,p>liam5t 0 made2 & ! only rem$y aga9/ !m is a commission1 9 :i* ! be/ ?+ !y c d = _! cr$itors is to come 9 & be exam9$1 give 9 a false acc\nt ^u oa?1 be discov]$1 convict$ ( x1 & s5t to ! gall[s1 z !y des]ve4 ,b ,i am speak+ ( hone/ m51 ! rev]se ( su* ?ieves z ^!1 :o be+ br\ght into di/ress by ! ord9>y calamities ( trade1 are will+ to d ! utmo/ to satisfy _! cr$itors4 ,:5 su* z ^! break 9 ! tradesman's debt1 let him consid] s]i\sly my advice1 & he %all f9d--,i might say1 he %all always f9d1 b ,i d affirm1 he %all g5]ally f9d--! fir/ (f] ! be/1 & t he w nev] lose by accept+ x4 ,to refuse x is b pu%+ ! debtor to extremities1 & runn+ out "s ( ! effects to secure ! re/4 ,fir/1 z to collect+ 9 ! debts4 ,suppos+ ! man is hone/1 & !y c tru/ him1 x is evid5t no man c make s mu* ( !m z ! bankrupt4 7#a47 ,he kn[s ! circum/ances ( ! debtors1 & h[ be/ to manage !m2 he kn[s :o he may be/ pu% at1 & :o be/ =be>4 7#b47 ,he c d x ) ! lea/ *>ge2 ! commission]s or assignees mu/ employ o!r p1 su* z attorneys1 solicitors1 c41 & !y are paid de>4 ,! bankrupt sits at home1 & by lett]s into ! c\ntry1 or by visit+ !m1 if 9 t[n1 c make up e acc\nt1 answ] e objection1 judge ( e scruple1 &1 9 a ^w1 ) ease1 comp>$ to :at o!rs mu/ d1 br+s !m to comply4 ,next1 z to sell+ (f a /ock ( goods4 ,! bankrupt keeps op5 ! %op1 disp]ses or disposes ( ! goods ) advantage2 :]eas ! commission br+s all to a sale1 or an outcry1 or an appraisem5t1 & all s9ks ! value ( ! /ock2 s t ! bankrupt c c]ta9ly make m ( ! /ock ?an any o!r p]son 7always provid$ he is hone/1 z ,i said be=e71 & mu* m ?an ! cr$itors c d4 ,= ^! reasons1 & _m o!rs1 ! bankrupt is able to make a bett] (f] ^u 8 e/ate ?an ! cr$itors c expect to raise any o!r way2 & !re=e x is _! int]e/ always to take ! fir/ (f]1 if !y are satisfi$ !re is no fraud 9 x1 & t ! man has (f]$ any ?+ ne> ! ext5t ( :at he has left 9 ! _w to (f] f4 ,if1 !n1 x be ! tradesman's int]e/ to accept ( ! (f] made1 !re ne$s no /rong] argum5t to be us$ ) him = ! do+ x2 & no?+ is m surpris+ to me ?an to see tradesm51 ! h>de/ to come into su* compositions1 & to pu% on sev]ities aga9/ o!r tradesm51 z if !y 7 out ( ! rea* ( ! %ocks ( =tune !mselves1 or t x 0 impossible = !m ev] to /& 9 ne$ ( ! same m]cy--! contr>y to :i* ,i h (t5 se54 ,to :at purpose %\ld tradesm5 pu% ?+s to extremities aga9/ tradesm51 if no?+ is to be gott5 by x1 & if ! insolv5t tradesman w take prop] measures to conv9ce ! cr$itor t 8 int5tions are hone/8 ,! law 0 made = (f5d]s2 !re ne$s no law = innoc5t m53 commissions are grant$ to manage knaves1 & hamp] & entangle cunn+ & design+ rogues1 :o seek to raise =tunes out ( _! cr$itors' e/ates1 & exalt !mselves by _! own d[nfall2 !y are n design$ aga9/ hone/ m51 nei!r1 inde$1 is !re any ne$ ( !m = su*4 ,let no man mi/ake ?is "p1 !re=e1 & ?9k t ,i am mov+ tradesm5 to be easy & compassionate to rogues & *eats3 ,i am f> f x1 & h giv5 suffici5t te/imony ( ! contr>y2 hav+1 ,i assure y1 be5 ! only p]son :o actually =m$1 drew up1 & fir/ propos$ t v cause to ! ,h\se ( ,commons1 :i* made x felony to ! bankrupt to give 9 a false acc\nt4 ,x _c1 !re=e1 be sugge/$1 )\t manife/ inju/ice1 t ,i w\ld ) "o brea? prompt cr$itors to be easy to rogues1 & to *eat+ fraudul5t bankrupts1 & ) ano!r make a proposal to h !m hang$4 ,b ,i move ! cr$itor1 on acc\nt ( 8 own int]e/1 always to take ! fir/ (f]1 if he sees no palpable fraud 9 x1 or sees no reason to suspect su* fraud2 & my reason is good1 namely1 because ,i believe1 z ,i said be=e1 x is g5]ally ! be/4 ,i "k !re is a new me?od ( putt+ an end to a tradesman's tr\bles1 by t :i* 0 =m]ly ?\ght ! greate/ ( all tr\bles2 ,i mean a fraudul5t me?od1 or :at !y call tak+ out fri5dly /atutes2 t is1 :5 tradesm5 get /atutes tak5 out aga9/ !mselves1 mov$ fir/ by "s p]son 9 k9dness to !m1 & done at ! reque/ ( ! bankrupt himself4 ,?is is g5]ally done :5 ! circum/ances ( ! debtor are v l[1 & he has little or no?+ to surr5d]2 & ! end is1 t ! cr$itors may be oblig$ to take :at !re is1 & ! man may get a full dis*>ge4 ,?is is1 inde$1 a vile corruption ( a good law1 & turn+ ! edge ( ! act aga9/ ! cr$itor1 n aga9/ ! debtor2 & z he has no?+ to surr5d]1 !y get little or no?+1 & ! man is z effectually dis*>g$ z if he _h paid tw5ty %ill+s 9 ! p\nd2 & s he is 9 a condition to set up aga91 take fre% cr$it1 break aga91 & h ano!r commission aga9/ him2 & s r\nd1 z (t5 z he ?9ks fit4 ,?is1 inde$1 is a fraud ^u ! act1 & %[s t all human wisdom is imp]fect1 t ! law wants "s repairs1 & t x w 9 "t come into consid]ation aga91 to be made capable ( disappo9t+ ! p t int5d to make su* use ( x4 ,i ?9k !re is also want+ a law aga9/ twice break+1 & t all second commissions %\ld h "s p5alty ^u ! bankrupt1 & a ?ird a f>!r p5alty1 & if ! f\r? br\ght ! man to ! gall[s1 x c\ld n be ?\ght h>d2 = he t has set up & broke1 & set up aga91 & broke aga91 & ! l1 a ?ird "t1 ,i ?9k m]its to be hang$1 if he pret5ds to v5ture any m4 ,mo/ ( ^? crimes aga9/ :i* any laws are publi%$ 9 p>ticul>1 & :i* are n capital1 h g5]ally an addition ( puni%m5t ^u a repetition ( ! crime1 & s on--a fur!r puni%m5t to a fur!r repetition4 ,i d n see :y x %\ld n be s "h2 & ,i d\bt n b x w\ld h a good effect ^u tradesm51 to make !m cauti\s1 & to w>n !m to avoid su* sc&al\s do+s z we see daily practis$1 break+ ?ree or f\r1 or five times ov]2 & we see in/ances ( "s su* :ile ,i am writ+ ?is v *apt]4 ,to su*1 !re=e1 ,i am s f> f mov+ = any fav\r1 ei!r f ! law1 or f _! cr$itors1 t ,i ?9k ! only defici5cy ( ! law at ?is "t is1 t x does n rea* to inflict a corporal puni%m5t 9 su* a case1 b leaves su* insolv5ts to f>e well1 9 common ) ^? ^: disa/]s are great]1 & :o1 be+ hone/ & consci5ti\s1 m]it m fav\r1 b d n (t5 f9d x4 ,,footnotes3 #bc ,?is ev5t took place 9 #afga1 ,*>les ,,ii4 f9d+ x necess>y to susp5d ! national paym5ts = a ye>4 #bd ,! tru? ( ?is cont9ues to be matt] ( daily obs]vation 9 our own times4 #be ,a "n appli$1 9 ! sev5te5? c5tury1 to a c]ta9 class ( robb]s 9 ,irel&4 ,,*apt] ,,xiv ,,( ,,! ,,un=tunate ,,tradesman ,,comp\nd+ ,,) ,,8 ,,cr$itors ,?is is :at 9 ! la/ *apt] ,i call$ an alt]native to t ( ! =tunate tradesman yield+ to accept ! composition ( 8 insolv5t debtor4 ,! poor unhappy tradesman1 hav+ long lab\r$ 9 ! fire1 & f9d+ x is 9 va9 to /ruggle1 b t :e!r he /rives or n /rives1 he mu/ break2 t he does b g backw>d m & m1 & t ! long] he holds out1 he %all h ! less to (f]1 & be ! h>d] ?\ght (1 z well z ! h>d] dealt )--resolves to call 8 cr$itors toge!r 9 "t1 :ile !re is some?+ consid]able to (f] !m1 & :ile he may h "s j acc\nt to give ( himself1 & ( 8 conduct1 & t he may n be reproa*$ ) hav+ liv$ on ! spoil1 & consum$ _! e/ates2 & ?us1 be+ satisfi$ t ! long] he puts ! evil day f him1 ! heavi] x w fall :5 x comes2 ,i say1 he resolves to g no f>!r1 & s gets a fri5d to disc\rse ) & prep>e !m1 & !n draws up a /ate ( 8 case to lay be=e !m4 ,fir/1 ,he assures !m t he has n wa/$ 8 e/ate1 ei!r by vice & immorality1 or by exp5sive & riot\s liv+1 luxury1 extravagance1 & ! l4 ,secondly1 ,he makes x appe> t he has met ) great losses1 su* z he c\ld n avoid2 & yet su* & s _m1 t he has n be5 able to support ! weight ( !m4 ,?irdly1 ,t he c\ld h /ood x out long]1 b t he 0 s5sible if he did1 he %\ld b dim9i% ! /ock1 :i*1 consid]+ 8 debts1 0 prop]ly n 8 own2 & t he 0 resolv$ n to sp5d "o "p ( _! debts1 z he _h lo/ ! o!r4 ,f\r?ly1 ,t he is will+ to %[ !m 8 books1 & give up e f>?+ into _! h&s1 t !y might see he act$ ! "p ( an hone/ man to !m4 ,&1 ,fif?ly1 ,t ^u 8 do+ s1 !y w f9d1 t !re is 9 goods & good debts suffici5t to pay !m fifte5 %ill+s 9 ! p\nd2 aft] :i*1 & :5 he has made appe> t !y h a fai?ful & j acc\nt ( e ?+ laid be=e !m1 he hopes !y w give him 8 lib]ty1 t he may try to get 8 bread1 & to ma9ta9 8 family 9 ! be/ mann] he c2 &1 if possible1 to pay ! rema9d] ( ! debt4 ,y see ,i g all ! way ^u ! sugge/ion ( ! poor un=tunate tradesman be+ critically hone/1 & %[+ himself s to ! full satisfaction ( 8 cr$itors2 t he %[s !m di/9ctly a true /ate ( 8 case1 & (f]s 8 books & v\*]s to confirm e "p ( 8 acc\nt4 ,^u ! sugge/ion ( 8 be+ ?us s9c]ely hone/1 & all[+ t ! /ate ( 8 acc\nt comes out s well z to pay fifte5 %ill+s 9 ! p\nd1 :at & :o b a p>cel ( outrage\s hot-head$ m5 w\ld reject su* a man8 ,:at w\ld !y be call$1 nay1 :at w\ld !y say ( !mselves1 if !y %\ld reject su* a composition1 & %\ld g & take out a commission ( bankrupt aga9/ su* a man8 ,i nev] knew b "o ( ! l circum/ances1 t 0 refus$ by 8 cr$itors2 & t "o held !m out1 till !y 7 all glad to accept ( half :at !y said %\ld be fir/ paid !m3 s may all ^? be s]v$1 :o reject su* :olesome advice1 & ! season = accept+ a good (f]1 :5 x 0 made !m4 ,b ,i return to ! debtor4 ,:5 he looks into 8 books1 he f9ds himself decl9$1 8 own =tune lo/1 & 8 cr$itors' /ock 9 8 h&s wa/$ 9 "p1 & /ill wa/+1 8 trade be+ = want ( /ock mu* fall5 (f1 & 8 family exp5se & h\se-r5t great2 s he draws up ! g5]al articles ?us3-- ,,/ock ,,debtor ,to ca% ( my fa!r 7be+ my /ock7 to beg9 ) 9 trade #hjj #j #j ,to ,ca% ( my fa!r-9-law1 be+ my wife's portion #fjj #j #j ,to h\sehold-goods1 plate1 c4 ( bo? #ajj #j #j ,to pr(its 9 trade = t5 ye>s1 z by ! ye>ly balance 9 ! j\rnal appe>s #bdfi #aj #j ,to debts abroad e/eem$ good1 z by ! l$g] appe>s #aceg #h #j ,to goods 9 ! w>eh\se at ! prime co/ #fgb #ab #j ,plate & "s small jewels ( my wife's left1 & old h\sehold-goods altoge!r #ajc #j #j ------------ #fajb #aj #j ,e/ate defici5t to balance #ajjf #b #j ------------ #gajh #ab #j ,,/ock ,,cr$itor ,by losses by bad debts 9 trade1 9 ! ye> #agae #ej #j #j ,by d4 #agaf #ff #aj #j ,by d4 #agag #bcd #ae #j ,by d4 #agah #dc #j #j ,by d4 #agai #be #j #j ,by d4 by ! ,s\? ,sea /ock1 #agbj #abhj #j #j ,by d4 9 trade1 #agba #db #j #j ,by d4 #agbb #ajf #j #j ,by d4 #agbc #cjb #j #j ,by d4 #agbd #hf #ae #j ,by h\se-keep+ & exp5ses1 taxes includ$1 z by ! ca%-book appe>s1 = t5 ye>s #ahcf #ab #j ,by h\se-r5ts at #ej p] annum #ejj #j #j ,by cr$its n[ ow+ to sundry p]sons1 z by ! l$g] appe>s #becf #j #j ---------------- #gajh #ab #j ,?is acc\nt is drawn out to satisfy himself h[ 8 condition /&s1 & :at x is he ought to d3 ^u ! /at+ :i* acc\nt he sees to 8 affliction t he has sunk all 8 own =tune & 8 wife's1 & is a ?\s& p\nds worse ?an no?+ 9 ! _w2 & t1 be+ oblig$ to live 9 ! same h\se = ! sake ( 8 bus9ess & w>eh\se1 ?\gh ! r5t is too great = him1 8 trade be+ decl9$1 8 cr$it sunk1 & 8 family be+ l>ge1 he sees evid5tly he _c g on1 & t x w only be br++ ?+s f bad to worse2 &1 above all ! re/1 be+ greatly p]plex$ 9 8 m9d t he is sp5d+ o!r p's e/ates1 & t ! bread he eats is n 8 own1 he resolves to call 8 cr$itors all toge!r1 lay be=e !m ! true /ate ( 8 case1 & lie at _! m]cy = ! re/4 ,! acc\nt ( 8 pres5t & pa/ =tune /&+ z x did1 & z appe>s above1 ! result is z foll[s1 namely1 t he has n suffici5t to pay all 8 cr$itors1 ?\gh 8 debts %\ld prove to be all good1 & ! goods 9 8 w>eh\se %\ld be fully wor? ! price !y co/1 :i*1 be+ liable to daily cont+5cies1 add to ! reasons :i* press$ him be=e to make an (f] ( surr5d] to 8 cr$itors bo? ( 8 goods & debts1 & to give up all into _! h&s4 ,! /ate ( 8 case1 z to 8 debts & cr$its1 /&s z foll[s3-- ,8 debts e/eem$ good1 z by ! l$g]1 are #aceg #h #j ,8 goods 9 ! w>eh\se #fgb #ab #j --------------- #bjcj #j #j ,8 cr$itors dem&s1 z by ! same l$g] appe>s1 are #cjcf #j #j ,?is am\nts to fifte5 %ill+s 9 ! p\nd ^u all 8 debts1 :i*1 if ! cr$itors please to appo9t an assignee or tru/ee to sell ! goods1 & collect ! debts1 he is will+ to surr5d] :olly into _! h&s1 hop+ !y w1 z a fav\r1 give him 8 h\sehold goods1 z 9 ! acc\nt1 = 8 family use1 & 8 lib]ty1 t he may seek out = "s employm5t to get 8 bread4 ,! acc\nt be+ ?us cle>1 ! books exactly agree+1 & ! man appe>+ to h act$ op5ly & fairly1 ! cr$itors meet1 &1 aft] a few consultations1 agree to accept 8 proposals1 & ! man is a free man imm$iately1 gets fre% cr$it1 op5s 8 %op aga91 &1 d\bl+ 8 vigilance & application 9 bus9ess1 he recov]s 9 a few ye>s1 gr[s ri*2 !n1 l an hone/ man /ill1 he calls all 8 cr$itors toge!r aga91 tells !m he does n call !m n[ to a second composition1 b to tell !m1 t hav+1 ) ,god's bless+ & 8 own indu/ry1 gott5 en\gh to enable him1 he 0 resolv$ to pay !m ! rema9d] ( 8 old debt2 & accord+ly does s1 to ! great joy ( 8 cr$itors1 to 8 own v great hon\r1 & to ! enc\ragem5t ( all hone/ m5 to take ! same measures4 ,x is true1 ?is does n (t5 happ51 b !re h be5 in/ances ( x1 & ,i c\ld "n sev]al )9 my own k4 ,b "h comes an objection 9 ! way1 z foll[s3 ,x is true ?is man did v hone/ly1 & 8 cr$itors _h a great deal ( reason to be satisfi$ ) 8 j deal+ ) !m2 b is e man b\nd ?us to /rip himself nak$8 ,p]haps ?is man at ! same "t _h a family to ma9ta91 & _h he no debt ( ju/ice to !m1 b to beg 8 h\sehold goods back ( !m = 8 poor family1 & t z an alms8-& w\ld he n h f>$ z well1 if he _h (f]$ 8 cr$itors t5 %ill+s 9 ! p\nd1 & took all ! re/ ^u himself1 & !n he _h res]v$ to himself suffici5t to h support$ himself 9 any new und]tak+8 ,! answ] to ?is is %ort & pla91 & no debtor c be at a loss to "k 8 way 9 x1 = o!rwise p may make difficulties :]e !re are none2 ! obs]v+ ! /rict rules ( ju/ice & hone/y w *alk out 8 way = him4 ,! man be+ defici5t 9 /ock1 & 8 e/ate run out to a ?\s& p\nds worse ?an no?+ by 8 losses1 c1 x is evid5t all he has left is ! prop] e/ate ( 8 cr$itors1 & he has no "r to "o %ill+ ( x2 he owes x !m1 x is a j debt to !m1 & he ought to dis*>ge x fairly1 by giv+ up all into _! h&s1 or at lea/ to (f] to d s4 ,b to put ! case ^u a new foot2 z he is oblig$ to make an (f]1 z above1 to put all 8 effects1 books1 & goods into _! p[]1 s he may add an alt]native to !m ?us1 namely--t if1 on ! o!r h&1 !y d n ?9k prop] to take ! tr\ble1 or run ! risk1 ( collect+ ! debts1 & sell+ ! goods1 :i* may be difficult1 if !y w leave x to him to d x1 he w und]take to pay !m--%ill+s 9 ! p\nd1 & /& to ! haz>d bo? ( debts & goods4 ,hav+ ?us (f]$ ! cr$itors _! *oice1 if !y accept ! proposal ( a c]ta9 sum1 z sometimes ,i "k !y h *os5 to d1 r ?an to h ! tr\ble ( mak+ assignees1 & run ! haz>d ( ! debts1 :5 put into lawy]s' h&s to collect1 & ( ! goods1 to sell !m by appraisem5t2 if1 ,i say1 !y *oose ?is1 & (f] to dis*>ge ! debtor ^u paym5t1 suppose x be ( t5 or twelve %ill+s 9 ! p\nd 9 money1 )9 a c]ta9 "t1 or on giv+ security = ! paym5t2 !n1 inde$1 ! debtor is dis*>g$ 9 consci5ce1 & may lawfully & hone/ly take ! rema9d] z a gift giv5 him by 8 cr$itors = und]tak+ _! bus9ess1 or secur+ ! rema9d] ( _! debt to !m--,i say1 ! debtor may d ?is ) ! utmo/ satisfaction to 8 consci5ce4 ,b )\t ?us putt+ x into ! cr$itors' *oice1 x is a =ce ^u !m to (f] !m any ?+ less ?an ! utmo/ f>?+ t he is able to pay2 & p>ticul>ly to pret5d to make an (f] z if x 7 8 utmo/1 &1 z is usual1 make prote/ations t x is ! mo/ he is able to pay 7inde$1 e (f] ( a composition is a k9d ( prote/ation t ! debtor is n able to pay any m7--,i say1 to (f] ?us1 & decl>e he (f]s z mu* z possible1 & z mu* z ! effects he has left w produce1 if 8 effects are able to produce m1 he is !n a *eat2 = he acts !n l "o t /&s at bay ) 8 cr$itors1 make an (f]1 & if ! cr$itors d n ?9k fit to accept ( x1 !y mu/ take :at me?ods !y ?9k !y c take to get m2 t is to say1 he bids op5 defiance to _! /atutes & commissions ( bankrupt1 & any o!r proce$+s3 l a t[n besieg$1 :i* (f]s to capitulate & to yield ^u su* & su* articles2 :i* implies1 t if ^? articles are n accept$1 ! g>rison w def5d !mselves to ! la/ extremity1 & d all ! mis*ief to ! assailants t !y c4 ,n[1 ?is 9 a g>rison-t[n1 ,i say1 may be lawful & fair1 b 9 a debtor to 8 cr$itor x is q ano!r ?+3 =1 z ,i h said above1 ! debtor has no prop]ty 9 ! effects :i* he has 9 8 h&s2 !y are ! goods & ! e/ate ( ! cr$itor2 & to hold out aga9/ ! cr$itor1 keep 8 e/ate by viol5ce1 & make him accept ( a small "p ( x1 :5 ! debtor has a l>g] "p 9 8 p[]1 & is able to give x--?is is n fair1 mu* less is x hone/ & consci5ti\s2 b x is /ill worse to d ?is1 & at ! same "t to decl>e t x is ! utmo/ ! debtor c d2 ?is1 ,i say1 is /ill m di%one/1 because x is n true1 & is add+ falsehood to ! o!r inju/ice4 ,?us1 ,i ?9k1 ,i h /at$ ! case cle>ly1 = ! conduct ( ! debtor2 &1 inde$1 ?is way ( lay+ all be=e ! cr$itors1 & putt+ x into _! *oice1 seems a v happy me?od = ! com=t ( ! debtor1 ca/ d[n & deject$ ) ! weight ( 8 circum/ances2 &1 x may be1 ) ! reproa*es ( 8 own consci5ce too1 t he has n done hone/ly 9 runn+ out ! effects ( 8 cr$itors1 & mak+ o!r families suff] by him1 & p]haps poor families too--,i say1 ?is way ( giv+ up all ) an hone/ & s+le desire to make all ! satisfaction he is able to 8 cr$itors1 greatly heals ! brea* 9 8 peace1 :i* 8 circum/ances _h made be=e2 =1 by n[ do+ all t is 9 8 p[]1 he makes all possible am5ds = :at is pa/1 ,i mean z to m52 & !y are induc$1 by ?is op51 frank usage1 to give him ! rew>d ( 8 hone/y1 & freely =give him ! re/ ( ! debt4 ,!re is a manife/ diff]5ce to ! debtor1 9 po9t ( consci5ce1 betwe5 surr5d]+ 8 :ole effects1 or e/ate1 to 8 cr$itors = satisfaction ( _! debts1 & (f]+ !m a composition1 unless1 z ,i h said1 ! composition is (f]$1 z above1 to ! *oice ( ! cr$itor4 ,by surr5d]+ ! :ole e/ate1 ! debtor ackn[l$ges ! cr$itors' "r to all he has 9 8 possession1 & gives x up to !m z _! own1 putt+ x 9 _! full p[] to dispose ( x z !y please4 ,b1 by a composition1 ! debtor1 z ,i h said above1 /&s at bay ) ! cr$itors1 &1 keep+ _! e/ates 9 8 h&s1 capitulates ) !m1 z x 71 sword 9 h&1 tell+ !m he c give !m no m1 :5 p]haps1 & too (t5 x is ! case1 x is app>5t t he is 9 condition to (f] m4 ,n[1 let ! cr$itors cons5t to ^! proposals1 be :at x w2 &1 h[ev] volunt>y x may be pret5d$ to be1 x is evid5t t a =ce is ! occasion ( x1 & ! cr$itor complies1 & accepts ! proposal1 ^u ! supposition t no bett] conditions c be _h4 ,x is ! pla9 language ( ! ?+1 = no man accepts ( less ?an he ?9ks he c get3 if he believ$ he c\ld h m1 he w\ld c]ta9ly get x if he c\ld4 ,& if ! debtor is able to pay "o %ill+ m ?an he (f]s1 x is a *eat1 a palpable fraud1 & ( s mu* he actually robs 8 cr$itor4 ,b 9 a surr5d] ! case is alt]$ 9 all its p>ts2 ! debtor says to 8 cr$itors1 ',g5tlem51 !re is a full & fai?ful acc\nt ( all ,i h left2 x is y\r own1 & !re x is2 ,i am ready to put x into y\r h&s1 or into ! h&s ( :omsoev] y %all appo9t to receive x1 & to lie at y\r m]cy4' ,?is is all ! man is able to d1 & !re=e is s f> hone/2 :e!r ! me?ods t r$uc$ him 7 hone/ or no1 t is a "q by itself4 ,if on ?is surr5d] he f9ds ! cr$itors desir\s r to h x dige/$ into a composition1 & t !y w volunt>ily come into su* a proposal1 !n1 z above1 !y be+ judges ( ! equity ( ! composition1 & ( :at ability ! debtor is to p]=m x1 &1 above all1 ( :at he may or may n ga9 by x1 if !y accept ( su* a composition1 in/ead ( ! surr5d] ( 8 effects1 !n ! case alt]s entirely1 & ! debtor is acquitt$ 9 consci5ce1 because ! cr$itor _h a fair *oice1 & ! composition is r _! proposal to ! debtor1 ?an ! debtor's proposal to !m4 ,?us1 ,i ?9k1 ,i h /at$ ! case ( ju/ice & consci5ce on ! debtor's behalf1 & cle>$ up 8 way1 9 case ( a necessity1 to /op trad+1 t he may break )\t w\nd+ 8 consci5ce1 z well z 8 =tunes2 & he t ?9ks fit to act ?us1 w come (f ) ! reputation ( an hone/ man1 & w h ! fav\r ( 8 cr$itors to beg9 aga91 ) :atev] he may h z to /ock2 & sometimes t fav\r is bett] to him ?an a /ock1 & has be5 ! rais+ ( _m a brok5 tradesman1 s t 8 latt] end has be5 bett] ?an 8 beg9n+4 ,,*apt] ,,xv ,,( ,,tradesm5 ,,ru9+ ,,"o ,,ano!r ,,by ,,rum\r ,,& ,,clam\r1 ,,by ,,sc&al ,,& ,,reproa* ,i h dwelt long ^u ! tradesman's managem5t ( himself1 9 ord] to 8 due pres]v+ bo? 8 bus9ess & 8 reputation3 let me be/[ "o *apt] ^u ! tradesman = 8 conduct among 8 neighb\rs & fell[-tradesm54 ,cr$it is s mu* a tradesman's bless+ t x is ! *oice/ w>e he deals 91 & he _c be too *>y ( x :5 he has x1 or buy x too de> :5 he wants x2 x is a /ock to 8 w>eh\se1 x is curr5t money 9 8 ca%-*e/1 x accepts all 8 bills1 = x is on ! fund ( 8 cr$it t he has any bills to accept2 dem&s w\ld else be made ^u ! spot1 & he mu/ pay = 8 goods be=e he has !m--!re=e1 ,i say1 x accepts all 8 bills1 & (t5times pays !m too2 9 a ^w1 x is ! life & s\l ( 8 trade1 & x requires 8 utmo/ vigilance to pres]ve x4 ,if1 !n1 8 own cr$it %\ld be ( s mu* value to him1 & he %\ld be s nice 9 8 conc]n ab\t x1 he ought 9 "s degree to h ! same c>e ( 8 neighb\r's4 ,religion tea*es u n to sl&] & defame our neighb\r1 t is to say1 n to raise or promote any sl&] or sc&al ^u 8 good "n4 ,z a good "n is to ano!r man1 & :i* ! wise man says1 'is bett] ?an life1' ! same is cr$it to a tradesman--x is ! life ( 8 trade2 & he t w\nds a tradesman's cr$it )\t cause1 is z mu* a murd]] 9 trade1 z he t kills a man 9 ! d>k is a murd]] 9 matt]s ( blood4 ,besides1 !re is a p>ticul> nicety 9 ! cr$it ( a tradesman1 :i* does n rea* 9 o!r cases3 a man is sl&]$ 9 8 "*1 or reputation1 & x is injuri\s2 & if x comes 9 ! way ( a m>riage1 or ( a pref]m5t1 or po/1 x may disappo9t & ru9 him2 b if ?is happ5s to a tradesman1 he is imm$iately & unavoidably bla/$ & undone2 a tradesman has b two sorts ( enemies to enc\nt] )1 namely1 ?ieves break+ op5 8 %op1 & ill neighb\rs black5+ & bla/+ 8 reputation2 & ! latt] are ! wor/ ?ieves ( ! two1 by a great deal2 &1 !re=e1 p %\ld inde$ be m *>y ( _! disc\rse ( tradesm51 ?an ( o!r m51 & t z !y w\ld n be guilty ( murd]4 ,i knew an au?or ( a book1 :o 0 drawn 9 unw>ily1 & )\t design1 to publi% a sc&al\s /ory ( a tradesman 9 ,london4 ,he 7! au?or7 0 impos$ ^u by a set ( m51 :o did x malici\sly1 & he 0 utt]ly ignorant ( ! wick$ design2 nor did he "k ! p]son1 b ra%ly publi%$ ! ?+1 be+ himself too fond ( a piece ( news1 :i* he ?\ght w\ld be grateful to 8 read]s2 nor yet did he publi% ! p]son's "n1 s cauti\s he 01 ?\gh t 0 n en\gh1 z x prov$1 = ! p]son 0 pres5tly publi%$ by ^? :o _h malici\sly done x4 ,! sc&al spread2 ! tradesman1 a fl\ri%+ man1 & a consid]able deal]1 0 run ^u by x ) a torr5t ( malice2 a mat* :i* he 0 ab\t ) a consid]able =tune 0 bla/$ & prev5t$1 & t inde$ 0 ! malici\s end ( ! p t did x2 nor did x /op !re--x br\ght 8 cr$itors ^u him1 x ru9$ him1 x br\ght out a commission ( bankrupt aga9/ him1 x broke 8 he>t1 & kill$ him2 & aft] 8 dea?1 8 debts & effects com+ 91 !re appe>$ to be sev5 %ill+s 9 ! p\nd e/ate1 cle> & good ov] & above all dem&s1 all 8 debts dis*>g$1 & all ! exp5ses ( ! /atute paid4 ,x 0 to no purpose t ! man purg$ himself ( ! crime laid to 8 *>ge--t ! au?or1 :o _h ignorantly & ra%ly publi%$ ! sc&al1 decl>$ himself ignorant2 ! man 0 run d[n by a torr5t ( reproa*2 sc&al oppress$ him2 he 0 buri$ alive 9 ! noise & du/ rais$ bo? aga9/ 8 morals & 8 cr$it1 & yet 8 "* 0 prov$ good1 & 8 bottom 9 trade 0 s too1 z ,i h said above4 ,x is n ! lea/ reason ( my publi%+ ?is to add1 t ev5 ! p]son :o 0 ignorantly made ! in/rum5t ( publi%+ ! sc&al1 0 n able to retrieve x1 or to prev5t ! man's ru9 by all ! public rep>ation he c\ld make 9 pr9t1 & by all ! ackn[l$gem5t he c\ld make ( 8 hav+ be5 ignorantly drawn 9 to d x4 ,& ?is ,i m5tion = ! hone/ tradesman's caution1 & to put him 9 m9d1 t :5 he has unw>ily let slip any?+ to ! w\nd+ ! reputation ( 8 neighb\r tradesman1 :e!r 9 8 trad+ cr$it1 or ! cr$it ( 8 morals1 x may n be 9 8 p[] to unsay x aga91 t is1 s z to prev5t ! ru9 ( ! p]son2 & ?\gh x may grieve him z long z he lives1 z ! l did ! au?or ,i m5tion1 yet x is n 9 8 p[] to recall x1 or to heal ! w\nd he has giv52 & t he %\ld consid] v well ( be=eh&4 ,a tradesman's cr$it & a virg9's virtue ought to be equally sacr$ f ! tongues ( m52 & x is a v unhappy tru?1 t z times n[ g1 !y are nei!r ( !m reg>d$ among u z !y ought to be4 ,! tea-table among ! ladies1 & ! c(fee-h\se among ! m51 seem to be places ( new inv5tion = a depravation ( our mann]s & morals1 places devot$ to sc&al1 & :]e ! *>act]s ( all k9ds ( p]sons & pr(essions are h&l$ 9 ! mo/ m]ciless mann]1 :]e reproa* triumphs1 & we seem to give ourselves a loose to fall ^u "o ano!r 9 ! mo/ un*ri/ian & unfri5dly mann] 9 ! _w4 ,x seems a little h>d t ! reputation ( a "y lady1 or ( a new-m>ri$ c\ple1 or ( p 9 ! mo/ critical season ( e/abli%+ ! *>act]s ( _! p]sons & families1 %\ld lie at ! m]cy ( ! tea-table2 nor is x less h>d1 t ! cr$it ( a tradesman1 :i* is ! same ?+ 9 its nature z ! virtue ( a lady1 %\ld be toss$ ab\t1 %uttle-cock-l1 f "o table to ano!r1 9 ! c(fee-h\se1 till !y %all talk all 8 cr$itors ab\t 8 e>s1 & br+ him to ! v mis=tune :i* !y report$ him to be ne>1 :5 at ! same "t he ow$ !m no?+ :o rais$ ! clam\r1 & ow$ no?+ to all ! _w1 b :at he 0 able to pay4 ,& yet h[ _m tradesm5 h be5 ?us undone1 & h[ _m m h be5 put to ! full trial ( _! /r5g? 9 trade1 & h /ood by ! m]e =ce ( _! good circum/ances2 :]eas1 _h !y be5 unfurni%$ ) ca% to h answ]$ _! :ole debts1 !y mu/ h fall5 ) ! re/4 ,we ne$ g no f>!r ?an ,lomb>d ,/reet = an exemplification ( ?is tru?4 ,!re 0 a "t :5 ,lomb>d ,/reet 0 ! only bank1 & ! goldsmi?s !re 7 all call$ bank]s4 ,! cr$it ( _! bus9ess 0 su*1 t ! l has n be5 se5 9 ,engl& s9ce1 9 private h&s3 "s ( ^? bank]s1 z ,i h _h f _! own m\?s1 h _h ne> two millions ( pap] cr$it ^u !m at a "t2 t is to say1 h _h bills "u _! h&s runn+ abroad = s mu* at a "t4 ,on a sudd51 l a clap ( ?und]1 ,k+ ,*>les ,,ii4 %ut up ! ,ex*equ]1 :i* 0 ! common c5tre ( ! ov]plus ca% ^! great bank]s _h 9 _! h&s4 ,:at 0 ! consequ5ce8 ,n only ! bank]s :o _h ! bulk ( _! ca% !re1 b all ,lomb>d ,/reet1 /ood /ill4 ,! v report ( hav+ money 9 ! ,ex*equ] br\ght a run ^u ! goldsmi?s t _h no money !re1 z well z ^u ^? t _h1 & n only ,sir ,rob]t ,v9]1 ,ald]man ,backwell1 ,f>r+don1 ,=?1 & o!rs1 broke & fail$1 b sev]al 7 ru9$ :o _h n a p5ny ( money 9 ! ,ex*equ]1 & only sunk by ! rum\r ( x2 t rum\r br++ a run ^u ! :ole /reet1 & giv+ a *eck to ! pap] cr$it t 0 run up to su* an exorbitant height4 ,i rememb] a %opkeep] :o "o "t took ! lib]ty 7fooli% lib]ty67 ) himself1 9 public company 9 a c(fee-h\se1 to say t he 0 broke4 ',i assure y1' says he1 't ,i am broke1 & to-morr[ ,i resolve to %ut up my %op1 & call my cr$itors toge!r4' ,8 mean+ 01 t he _h a bro!r j dead 9 8 h\se1 & ! next day 0 to be buri$1 :51 9 civility to ! deceas$1 he kept 8 %op %ut2 & sev]al p :om he dealt )1 & ow$ money to1 7 ! next day invit$ to ! fun]al1 s t he did actually %ut up 8 %op1 & call "s ( 8 cr$itors toge!r4 ,b he sorely rep5t$ ! je/ :i* he put ^u himself4 ',are y broke8' says "o ( 8 fri5ds to him1 t 0 9 ! c(fee-h\se2 '!n ,i wi% ,i _h ! little money y owe me' 7:i* h[ev]1 x seems1 0 n mu*74 ,says ! o!r1 /ill c>ry+ on 8 je/1 ',i %all pay nobody1 till1 z ,i told y1 ,i h call$ my p toge!r4' ,! o!r did n rea* 8 je/1 :i* at be/ 0 b a dull "o1 b he rea*$ t "p ( x t conc]n$ himself1 & see+ him cont9ue c>elessly sitt+ 9 ! %op1 slipp$ out1 &1 fet*+ a c\ple ( s]geants1 arre/$ him4 ,! o!r 0 a little surpris$2 b h[ev]1 ! debt be+ no great sum1 he paid x1 & :5 he f\nd 8 mi/ake1 told 8 fri5ds :at he meant by 8 be+ broke4 ,b x did n end !re2 = o!r p ( 8 neighb\rs1 :o 7 !n 9 ! c(fee-h\se1 & he>d 8 disc\rse1 & _h ?\ght no?+ m ( x1 yet 9 ! morn+ see+ 8 %op %ut1 conclud$ ! ?+ 0 s inde$1 & imm$iately x w5t ov] ! :ole /reet t su* a "o 0 broke2 f !nce x w5t to ! ,ex*ange1 & f !nce into ! c\ntry1 among all 8 deal]s1 :o came up 9 a ?rong & a fright to look aft] him4 ,9 a ^w1 he _h z mu* to d to prev5t 8 break+ z any man ne$ to desire1 & if he _h n _h v good fri5ds z well z a v good bottom1 he _h inevitably be5 ru9$ & undone4 ,s small a rum\r w ov]set a tradesman1 if he is n v c>eful ( himself2 & if a ^w 9 je/ f himself1 :i* ?\gh inde$ no man t _h consid]$ ?+s1 or ?\ght be=e he spoke1 w\ld h said 7&1 on ! o!r h&1 no man :o _h be5 wise & ?9k+ w\ld h tak5 z x 0 tak57--,i say1 if a ^w tak5 f ! tradesman's own m\? c\ld be s fatal1 & run su* a dang]\s l5g?1 :at may n words spok5 slyly1 & secretly1 & malici\sly1 be made to d8 ,a tradesman's reputation is ( ! nice/ nature imag9able2 l a blight ^u a f9e fl[]1 if x is b t\*$1 ! beauty ( x1 or ! flav\r ( x1 or ! se$ ( x1 is lo/1 ?\gh ! noxi\s brea? :i* t\*$ x might n rea* to bla/ ! leaf1 or hurt ! root2 ! cr$it ( a tradesman1 at lea/ 9 8 beg9n+1 is too mu* at ! m]cy ( e enemy he has1 till x has tak5 root1 & is e/abli%$ on a solid f\ndation ( good conduct & success4 ,x is a sad tru?1 t e idle tongue c bla/ a "y %opkeep]2 & !re=e1 ?\gh ,i w\ld n disc\rage any "y beg9n]1 yet x is highly b5eficial to al>m !m1 & to let !m "k t !y mu/ expect a /orm ( sc&al & reproa* ^u ! lea/ slip !y make3 if !y b /umble1 fame w ?r[ !m d[n2 x is true1 if !y recov]1 %e w set !m up z fa/2 b malice g5]ally runs be=e1 & be>s d[n all ) x2 & !re are t5 tradesm5 :o fall "u ! weight ( sl&] & an ill tongue1 to "o t is lift$ up aga9 by ! common hurry ( report4 ,to say ,i am broke1 or 9 dang] ( break+1 is to break me3 & ?\gh sometimes ! malici\s occasion is discov]$1 & ! au?or detect$ & expos$1 yet h[ seldom is x s2 & h[ mu* (t5] are ill reports rais$ to ru9 & run d[n a tradesman1 & ! cr$it ( a %op2 & l an arr[ t flies 9 ! d>k1 x w\nds unse54 ,! au?ors1 no nor ! occasion ( ^! reports1 are nev] discov]$ p]haps1 or s mu* z rightly guess$ at2 & ! poor tradesman feels ! w\nd1 receives ! deadly bl[1 & is p]haps mortally /abb$ 9 ! vitals ( 8 trade1 ,i mean 8 trad+ cr$it1 & nev] kn[s :o hurt him4 ,i mu/ say1 9 ! tradesman's behalf1 t he is 9 su* a case to be e/eem$ a sacrifice to ! wor/ & mo/ helli% ( all secret crimes1 ,i mean envy2 :i* is made up ( e hateful vice1 a complication ( crimes :i* no?+ b ! wor/ ( ,god's reasonable _w c be guilty (2 & he w inde$ m]it & call = e hone/ man's pity & conc]n4 ,b :at relief is ?is to him8 =1 9 ! meantime1 ?\gh ! devil himself 7 ! rais] ( ! sc&al1 yet x %all g ab\t2 ! bl[ %all take1 & e man1 ?\gh at ! same "t express+ _! horror & av]sion at ! ?+1 %all yet n be able1 no n !mselves1 to say !y receive no impression f x4 ,?\gh ,i "k ! clam\r or rum\r 0 rais$ malici\sly1 & f a secret envy at ! prosp]ity ( ! man1 yet if ,i deal ) him1 x w 9 spite ( all my abhorr5ce ( ! ?+1 9 spite ( all my will+ness to d ju/ice1 ,i say x w h "s little impression ^u me1 x w be "s %ock to my confid5ce 9 ! man2 & ?\gh ,i "k ! devil is a li>1 a sl&]]1 a calumniator1 & t 8 "n devil is d]iv$ f x2 & t ,i knew1 if t1 z ,i said1 7 possible1 t ! devil 9 8 prop] p]son rais$ & began1 & c>ri$ on1 ?is sc&al ^u ! tradesman1 yet !re is a secret lurk+ d\bt 7ab\t him71 :i* hangs ab\t me conc]n+ him2 ! devil is a li>1 b he may happ5 to speak tru? j !n1 he may *ance to be "r1 & ,i "k n :at !re may be 9 x1 & :e!r !re may be any ?+ or no1 b ,i w h a little c>e1 c4 ,?us1 ins5sibly & involunt>ily1 nay1 9 spite ( fri5d%ip1 good wi%es1 & ev5 resolution to ! contr>y1 x is almo/ impossible to prev5t our be+ %ock$ by rum\r1 & we receive an impression :e!r we w or n1 & t f ! wor/ enemy2 !re is su* a p[]ful sympa?y betwe5 our ?\ghts & our int]e/1 t ! fir/ be+ b t\*$1 & t 9 ! lighte/ mann] imag9able1 we _c help x1 caution /eps on 9 behalf ( ! la/1 & ! man is jeal\s & afraid1 9 spite ( all ! k9de/ & be/ int5tions 9 ! _w4 ,nor is x only dang]\s 9 case ( false accusations & false *>ges1 = ^? inde$ are to be expect$ fatal2 b ev5 j & true ?+s may be z fatal z false1 = ! tru? is n always necess>y to be said ( a tradesman3 _m ?+s a tradesman may p]haps all[ himself to d1 & may be lawfully done1 b if !y %\ld be kn[n to be "p ( 8 "*1 x w\ld s9k deep into 8 trad+ fame1 8 cr$it w\ld suff] by x1 & 9 ! end x might be 8 ru92 s t he t w\ld n set 8 h& to 8 neighb\r's ru91 %\ld z c>efully avoid speak+ "s tru?s1 z rais+ "s =g]ies ^u him4 ,( :at fatal consequ5ce1 !n1 is ! rais+ rum\rs & suspicions ^u ! cr$it & *>act]s ( "y tradesm56 & h[ little d ^? :o are =w>d to raise su* suspicions1 & spread su* rum\rs1 consult consci5ce1 or pr9ciple1 or hon\r1 9 :at !y d6 ,h[ little d !y consid] t !y are committ+ a trad+ murd]1 & t1 9 respect to ! ju/ice ( x1 !y may ) mu* m equity break op5 ! tradesman's h\se1 & rob 8 ca%-*e/1 or 8 %op2 & :at !y c c>ry away !nce w n d him half ! injury t robb+ 8 "* ( :at is due to x f an upright & dilig5t conduct1 w\ld d4 ,! loss ( 8 money or goods is easily made up1 & may be sometimes repair$ ) advantage1 b ! loss ( cr$it is nev] repair$2 ! "o is break+ op5 8 h\se1 b ! o!r is burn+ x d[n2 ! "o c>ries away "s goods1 b ! o!r %uts goods out f com+ 92 "o is hurt+ ! tradesman1 b ! o!r is undo+ him4 ,cr$it is ! tradesman's life2 x is1 z ! wise man says1 'm>r[ to 8 bones2' x is by ?is t all 8 affairs g on prosp]\sly & pleasantly2 if ?is be hurt1 w\nd$1 or weak5$1 ! tradesman is sick1 hangs 8 head1 is deject$ & disc\rag$2 & if he does g on1 x is heavily & ) difficulty1 z well z ) disadvantage2 he is behold+ to 8 fund ( ca%1 n 8 fri5ds2 & he may be truly said to /& ^u 8 own legs1 = no?+ else c d x4 ,& !re=e1 on ! o!r h&1 if su* a man is any way behold+ to 8 cr$it1 if he /ood be=e ^u ! f\ndation ( 8 cr$it1 if he owes any ?+ consid]able1 x is a ?\s& to "o b he s9ks "u ! oppression ( x2 t is to say1 x br+s e body ^u him--,i mean1 e "o t has any dem& ^u him--= 9 pu%+ = _! own1 especially 9 su* cases1 m5 h s little m]cy1 & are s univ]sally p]suad$ t he t comes fir/ is fir/ s]v$1 t ,i did n at all wond]1 t 9 ! /ory ( ! tradesman :o s fooli%ly expos$ himself 9 ! c(fee-h\se1 z above1 8 fri5d :om he said ! words to1 began ) him t v night1 & be=e he w5t out ( ! c(fee-h\se2 x 0 r a wond] to me he did n g out & br+ 9 half-a-doz5 m ^u him ! same ev5+4 ,x is v r>ely t m5 are want+ to _! own int]e/2 & ! jeal\sy ( its be+ b 9 dang]1 is en\gh to make m5 =get1 n fri5d%ip only1 & g5]osity1 b good mann]s1 civility1 & ev5 ju/ice itself1 & fall ^u ! be/ fri5ds !y h 9 ! _w1 if !y ?9k !y are 9 ! lea/ dang] ( suff]+ by !m4 ,on ^! acc\nts x is1 & _m m1 t a tradesman walks 9 cont9ual jeop>dy1 f ! loos5ess & inadv]t5cy ( m5's tongues1 ay1 & wom5's too2 = ?\gh ,i am all along v t5d] ( ! ladies1 & w\ld d ju/ice to ! sex1 by tell+ y1 !y 7 n ! dang]\s p :om ,i _h 9 view 9 my fir/ writ+ ^u ?is subject1 yet ,i mu/ be all[$ to say1 t !y are sometimes fully ev5 ) ! m51 = ill usage1 :5 !y please to fall ^u !m 9 ?is nice article1 9 rev5ge = any slight1 or b pret5d$ slight1 put ^u !m4 ,x 0 a t]rible rev5ge a c]ta9 lady1 :o 0 affront$ by a tradesman 9 ,london1 9 a matt] ( love1 took ^u him 9 ?is v article4 ,x seems a tradesman _h c\rt$ h] "s "t1 & x 0 become public1 z a ?+ 9 a mann] conclud$1 :5 ! tradesman left ! lady a little abruptly1 )\t giv+ a good reason = x1 &1 inde$1 %e aft]w>ds discov]$1 t he _h left h] = ! (f] ( ano!r ) a little m money1 & t1 :5 he _h done s1 he report$ t x 0 = ano!r reason1 :i* reflect$ a little on ! p]son ( ! lady2 & 9 ?is ! tradesman did v unwor?ily inde$1 & des]v$ h] res5tm5t3 b1 z ,i said1 x 0 a t]rible rev5ge %e took1 & :at %e ought n to h done4 ,fir/1 %e f\nd out :o x 0 t h] =m] pret5d$ lov] _h be5 recomm5d$ to1 & %e f\nd means to h x ins9uat$ to h] by a woman-fri5d1 t he 0 n only raki% & wick$1 b1 9 %ort1 t he _h a p>ticul> illness1 & w5t s f> z to produce lett]s f him to a quack-doctor1 = directions to him h[ to take 8 m$ic9es1 & aft]w>ds a receipt = money = ! cure2 ?\gh bo? ! lett]s & receipt also1 z aft]w>ds appe>$1 7 =g$1 9 :i* %e w5t a dismal l5g? 9 h] rev5ge1 z y may see4 ,!n %e set two or ?ree female in/rum5ts to disc\rse h] case 9 all _! gossips' companies1 & at ! tea-tables :]ev] !y came1 & to magnify ! lady's prud5ce 9 refus+ su* a man1 & :at an escape %e _h _h 9 be+ cle> ( him4 ',:y1' says a lady to "o ( ^! emiss>ies1 ':at 0 ! matt]8 ,i ?\ght %e 0 l to be v well m>ri$4' ',oh no1 ,madam6 by no means1' says ! emiss>y4 ',:y1 ,madam1' says ano!r lady1 'we all "k ,mr ,h----2 he is a v pretty sort ( a man4' ',ay1 ,madam1' says ! emiss>y aga91 'b y "k a pretty man is n all t is requir$4' ',nay1' says ! lady aga91 ',i don't mean s2 he is no beauty1 no r>ity t way2 b ,i mean a clev] good sort ( a man 9 8 bus9ess1 su* z we call a pretty tradesman4' ',ay1' says ! lady employ$1 'b t is n all nei!r4' ',:y1' says ! o!r lady1 'he has a v good trade too1 & lives 9 good cr$it4' ',yes1' says malice1 'he has "s ( ! fir/1 b n too mu* ( ! la/1 ,i suppose4' ',no6' says ! lady2 ',i ?\ght 8 cr$it _h be5 v good4' ',if x _h1 ,i suppose1' says ! fir/1 '! mat* _h n be5 broke (f4' ',:y1' says ! lady1 ',i und]/ood x 0 brok5 (f on 8 side4' ',& s did ,i1' says ano!r4 ',& s did ,i1 inde$1' says a ?ird4 ',oh1 ,madam6' says ! tool1 'no?+ l x1 ,i assure y4' ',inde$1' says ano!r1 ,i und]/ood he _h quitt$ ,mrs----1 because %e _h n =tune en\gh = him1 & t he c\rt$ ano!r c]ta9 lady1 :om we all "k4' ,!n ! ladies fell to talk+ ( ! circum/ances ( 8 leav+ h]1 & h[ he _h brok5 f h] abruptly & unmann]ly1 & _h be5 too free ) h] "*2 at :i* ! fir/ lady1 t is to say1 ! emiss>y1 or tool1 z ,i call h]1 took x up a little w>mly1 ?us3-- #a4 ,lady4--,well1 y see1 ladies1 h[ easily a lady's reputation may be injur$2 ,i hope y w n g away ) x s4 #b4 ,lady4--,nay1 we h all ( u a respect = ,mrs----1 & "s ( u visit !re sometimes2 ,i believe none ( u w\ld be will+ to injure h]4 #a4 ,lady4--,b inde$1 ladies1 %e is v mu* injur$ 9 t /ory4 #b4 ,lady4--,inde$1 x is g5]ally und]/ood s1 & e body believes x4 #a4 ,lady4--,i c assure y x is q o!rwise 9 fact4 #b4 ,lady4--,i believe he reports x s himself1 & t ) "s v odd ?+s ab\t ! lady too4 #a4 ,lady4--,! m base unwor?y fell[ he4 #b4 ,lady4--,especially if he kn[s x to be o!rwise4 #a4 ,lady4--,especially if he kn[s ! contr>y to be true1 ,madam4 #b4 ,lady4--,is t possible8 ,did he n refuse h]1 !n8 #a4 ,lady4--,no?+ l x1 ,madam2 b j ! contr>y4 #b4 ,lady4--,y surprise me6 #c4 ,lady4--,i am v glad to he> x1 = h] sake4 #a4 ,lady4--,i c assure y1 ,madam1 %e _h refus$ him1 & t he kn[s well en\gh1 :i* has be5 "o ( ! reasons t has made him abuse h] z he has done4 #b4 ,lady4--,inde$1 %e has be5 us$ v ill by him1 or somebody = him4 #a4 ,lady4--,yes1 he has report$ /range ?+s1 b !y are all lies4 #b4 ,lady4--,well2 b pray1 ,madam1 :at 0 ! reason1 if we may be s free1 t %e turn$ him (f aft] %e _h ent]ta9$ him s long8 #a4 ,lady4--,oh1 ,madam6 reason en\gh2 ,i wond] he %\ld pret5d1 :5 he knew 8 own circum/ances too1 to c\rt a lady ( h] =tune4 #b4 ,lady4--,:y1 are n 8 circum/ances good1 !n8 #a4 ,lady4--,no1 ,madam4 ,good6 alas1 he has no bottom4 #b4 ,lady4--,no bottom6 ,:y1 y surprise me2 we always look$ ^u him to be a man ( sub/ance1 & t he 0 v well 9 ! _w4 #a4 ,lady4--,x is all a *eat1 ,madam2 !re's no?+ 9 x2 :5 x came to be made out1 no?+ at all 9 x4 #b4 ,lady4--,t _c be1 ,madam2 ,mr ---- has liv$ always 9 good reputation & good cr$it 9 8 bus9ess4 #a4 ,lady4--,x is all sunk aga9 !n1 if x 0 s2 ,i don't "k4 #b4 ,lady4--,:y did %e ent]ta9 him s long1 !n8 #a4 ,lady4--,alas6 ,madam1 h[ c\ld %e "k1 poor lady1 till h] fri5ds inquir$ into ?+s8 ,b :5 !y came to look a little n>r[ly into x1 !y soon f\nd reason to give h] a caution1 t he 0 n ! man %e took him =4 #b4 ,lady4--,well1 x is v /range2 ,i am sure he pass$ = ano!r man among u4 #a4 ,lady4--,x mu/ be =m]ly1 !n1 = !y tell me 8 cr$it has be5 sunk ^! ?ree or f\r ye>s2 he _h ne$ en\gh inde$ to try = a great] =tune1 he wants x en\gh4 #b4 ,lady4--,x is a sad ?+ :5 m5 look out = =tunes to heal _! trade-brea*es )1 & make ! poor wife pat* up _! old bankrupt cr$it4 #a4 ,lady4--,especially1 ,madam1 :5 !y "k !mselves to be gone s f>1 t ev5 ) ! addition !y c /& b a little :ile1 & mu/ inevitably br+ ! lady to de/ruction ) !m4 #b4 ,lady4--,well1 ,i c\ld nev] h ?\ght ,mr ---- 0 9 su* circum/ances4 #c4 ,lady4--,nor ,i2 we always took him = a t5 ?\s& p\nd man4 #a4 ,lady4--,!y say he 0 deep 9 ! bubbles1 ,madam4 #b4 ,lady4--,nay1 if he 0 gott5 into ! ,s\? ,sea1 t might hurt him inde$1 z x has done _m a g5tleman ( bett] e/ates ?an he4 #a4 ,lady4--,i don't "k :e!r x 0 ! ,s\? ,sea1 or "s o!r bubbles1 b he 0 v ne> mak+ a bubble ( h]1 & #cjjj into ! b>ga94 #b4 ,lady4--,i am glad %e has escap$ him1 if x be s2 x is a sign h] fri5ds took a great deal ( c>e ( h]4 #a4 ,lady4--,he won't hold x long2 he w h 8 des]t1 ,i hope2 ,i don't d\bt b we %all see him 9 ! ,gazette quickly = a bankrupt4 #b4 ,lady4--,if he does n draw 9 "s innoc5t "y ?+ t has h] =tune 9 h] own h&s to pat* him up4 #a4 ,lady4--,i hope n1 ,madam2 ,i he> he is bl[n :]e he w5t s9ce1 & !re1 !y say1 !y h made ano!r discov]y ( him1 9 a worse circum/ance ?an ! o!r4 #b4 ,lady4--,h[1 pray8 #a4 ,lady4--,no?+1 ,madam1 b a p>ticul> k9d ( illness1 c4 ,i ne$ say no m4 #b4 ,lady4--,y a/oni% me6 ,:y1 ,i always ?\ght him a v civil1 hone/1 sob] man4 #a4 ,lady4--,?is is a sad _w1 ,madam2 m5 are seldom kn[n n[1 till x is too late2 b sometimes murd] comes out seasonably1 & s ,i und]/& x is "h2 = ! lady _h n gone s f> ) him1 b t %e c\ld g (f aga94 #b4 ,lady4--,nay1 x 0 "t to g (f aga91 if x 7 s4 #a4 ,lady4--,nay1 ,madam1 ,i d n tell ?is "p ( my own k2 ,i only he>d s1 b ,i am afraid !re is too mu* 9 x4 ,?us end$ ?is piece ( helli% wildfire1 ^u ! "* & cr$it ( a tradesman1 ! tru? ( all :i* 0 no m ?an ?is--t ! tradesman1 dislik+ 8 fir/ lady1 left h]1 & soon aft]1 ?\gh n pres5tly1 c\rt$ ano!r ( a sup]ior =tune inde$1 ?\gh n = t reason2 & ! fir/ lady1 provok$ at be+ ca/ (f1 &1 z %e call$ x1 slight$1 rais$ all ?is clam\r ^u him1 & p]secut$ him ) x1 :]ev] %e 0 able4 ,su* a disc\rse z ?is at a tea-table1 x c\ld n be expect$ w\ld be long a secret2 x ran f "o tittle-tattle society to ano!r2 & 9 e company1 sn[-ball l1 x 0 f> f less5+1 & x w5t on1 till at l5g? x began to meet ) "s contradiction1 & ! tradesman f\nd himself oblig$ to trace x z f> & z well z he c\ld4 ,b x 0 to no purpose to confront x2 :5 "o 0 ask$1 & ano!r 0 ask$1 !y only answ]$ !y he>d s1 & !y he>d x 9 company 9 su* a place1 & 9 su* a place1 & "s c\ld rememb] :]e !y _h x1 & "s c\ld n2 & ! poor tradesman1 ?\gh he 0 really a man ( sub/ance1 sank "u x prodigi\sly3 8 new mi/ress1 :om he c\rt$1 refus$ him1 & w\ld nev] he> any ?+ 9 8 fav\r1 or tr\ble h]self to exam9e :e!r x 7 true or no--x 0 en\gh1 %e said1 to h]1 t he 0 lad5 ) su* a report2 &1 if x 0 unju/1 %e 0 sorry = x1 b ! mis=tune mu/ be 81 & he mu/ place x to ! acc\nt ( 8 hav+ made "s enemies1 :i* %e c\ld n help4 ,z to 8 cr$it1 ! sl&] ( ! fir/ lady's rais+ 0 spread indu/ri\sly1 & ) ! utmo/ malice & bitt]ness1 & did him an inexpressible prejudice2 e man he dealt ) 0 %y ( him2 e man he ow$ any ?+ to came = x1 &1 z he said1 he 0 sure he %\ld see ! la/ p5ny dem&$2 x 0 8 happ9ess t he _h :]e) to pay1 = _h 8 circum/ances be5 9 ! lea/ p]plex$1 ! man _h be5 undone2 nay1 z ,i h obs]v$ 9 ano!r case1 z 8 affairs might h la91 he might h be5 able to h paid =ty %ill+s 9 ! p\nd1 & yet h be5 undone1 & be5 oblig$ to break1 & %ut up 8 %op4 ,x is true1 he work$ ?r\gh x1 & he c>ri$ x s f> z to fix ! malice ( all ! reports pretty mu* ^u ! fir/ lady1 & p>ticul>ly s f> z to discov] t %e 0 ! great reason ( 8 be+ s positively reject$ by ! o!r2 b he c\ld nev] fix x s ^u h] z to recov] any damages ( h]1 only to expose h] a little1 & t %e did n value1 hav+1 z %e said wick$ly1 _h h] full rev5ge ( him1 & s inde$ %e _h4 ,! sum ( ! matt] is1 & x is = ?is reason ,i tell y ! /ory1 t ! reputation ( a tradesman is too mu* at ! m]cy ( m5's tongues or wom5's ei!r2 & a /ory rais$ ^u a tradesman1 h[ev] malici\s1 h[ev] false1 & h[ev] frivol\s ! occasion1 is n easily suppress$1 b1 if x t\*es 8 cr$it1 z a fla% ( fire x spreads ov] ! :ole air l a %eet2 !re is no /opp+ x4 ,my inf]5ce f all ?is %all be v brief2 if ! tongues ( e ill-dispos$ envi\s gossip1 :e!r man-gossip or woman-gossip1 = !re are ( bo? sorts1 may be ?us mis*iev\s to ! tradesman1 & he is s mu* at ! m]cy ( ! tattl+ sl&]+ "p ( ! _w1 h[ mu* m %\ld tradesm5 be cauti\s & w>y h[ !y t\* or w\nd ! cr$it & "* ( "o ano!r4 ,!re are b a v few tradesm5 :o c say !y are out ( ! rea* ( sl&]1 & t ! malice ( enemies _c hurt !m ) ! tongue4 ,"h & !re "o1 & ^? anci5t & well e/abli%$1 may be able to defy ! _w2 b !re are s _m o!rs1 t ,i ?9k ,i may w>n all tradesm5 aga9/ mak+ havoc ( "o ano!r's reputation1 z !y w\ld be t5d]ly us$ 9 ! same case4 ,& yet ,i _c b say x is too mu* a tradesman's crime1 ,i mean to speak slightly & contemptibly ( o!r tradesman1 _! neighb\rs1 or p]haps rivals 9 trade1 & to run !m d[n 9 ! *>act]s !y give ( !m1 :5 inquiry may be made ( !m1 z (t5 is ! case4 ,! reputation ( tradesm5 is too (t5 put into ! h&s ( _! fell[-tradesm51 :5 ignorant p ?9k to in=m !mselves ( _! circum/ances1 by go+ to ^? ^: int]e/ x is to defame & run !m d[n4 ,i "k no case 9 ! _w 9 :i* !re is m occasion = ! gold5 rule1 ,d z y w\ld be done unto2 & ?\gh y may be e/abli%$1 z y may ?9k1 & be above ! rea* ( ! tongues ( o!rs1 yet ! obligation ( ! rule is ! same1 = y are to d z y w\ld be done unto1 suppos+ t y 7 9 ! same condition1 or on a level ) ! p]son4 ,x is confess$ t tradesm5 d n /udy ?is rule 9 ! p>ticul> case ,i am n[ speak+ (4 ,no m5 are apt] to speak slightly & coldly ( a fell[-tradesman ?an 8 fell[-tradesm51 & to speak unju/ly s too2 ! reasons = :i* _c be good1 unless x c be plead$ = ^u ! f\ndation ( a j & imp>tial conc]n 9 ! int]e/ ( ! inquir]2 & ev5 !n no?+ mu/ be said b :at is consi/5t ) /rict ju/ice & tru?3 all t is m ?an t1 is m]e sl&] & envy1 & has no?+ ( ! ,*ri/ian 9 x1 mu* less ( ! neighb\r or fri5d4 ,x is true t fri5d%ip may be due to ! inquir]1 b /ill s mu* ju/ice is due to ! p]son inquir$ (1 t x is v h>d to speak 9 su* cases1 & n be guilty ( rais+ du/1 z !y call x1 ^u y\r neighb\r1 & at lea/ hurt+1 if n injur+ him4 ,x is1 inde$1 s difficult a ?+1 t ,i sc>ce "k :at /at$ rule to lay d[n = ! conduct ( a tradesman 9 ?is case3--,a tradesman at a di/ance is go+ to deal ) ano!r tradesman1 my neighb\r2 & be=e he comes to b>ga91 or be=e he c>es to tru/ him1 he goes1 weakly en\gh p]haps1 to inquire ( him1 & ( 8 circum/ances1 among 8 neighb\rs & fell[-tradesm51 p]haps ( ! same pr(ession or employm5t1 & :o1 among o!r ?+s1 x may be1 are conc]n$ by _! int]e/1 t ?is tradesman's cr$it %\ld n rise too fa/4 ,:at mu/ be done 9 ?is case8 ,if ,i am ! p]son inquir$ (1 :at mu/ ,i d8 ,if ,i w\ld h ?is man s9k 9 8 reputation1 or be discr$it$1 & if x is = my int]e/ to h him cri$ d[n 9 ! _w1 x is a sore temptation to me to put 9 a few words to 8 disadvantage2 & yet1 if ,i d x 9 gratification ( my private views or int]e/1 or ^u ! foot ( res5tm5t ( any k9d :atev]1 & let x be f :at occasion x w1 nay1 h[ev] j & reasonable ! res5tm5t is1 or may be1 x is utt]ly unju/ & unlawful1 & is n only unfair z a man1 b un*ri/ian1 & is nei!r less nor m ?an a secret rev5ge1 :i* is =bidd5 by ! laws ( ,god & man4 ,if1 on ! o!r h&1 ,i give a good "* ( ! man1 or ( 8 reputation1 ,i mean1 ( 8 cr$it 9 bus9ess1 9 ord] to h ! inquir] tru/ him1 & at ! same "t "k or believe t he is n a s\nd & good man 7t is1 z to trade1 = x is 8 "* 9 trade t ,i am speak+ (71 :at am ,i do+ !n8 ,x is pla9 ,i lay a sn>e = ! inquir]1 & am at lea/ in/rum5tal to 8 loss1 )\t hav+ really any design to hurt him2 = x is to be suppos$1 be=e he came to me to inquire1 ,i _h no view ( act+ any ?+ to 8 prejudice4 ,aga91 !re is no m$ium1 = to refuse or decl9e giv+ a "* ( ! man1 is d[nright giv+ him ! wor/ "* ,i c--x is1 9 %ort1 %oot+ him ?r\gh ! head 9 8 trade4 ,a man comes to me = a "* ( my neighb\r+ tradesman2 ,i answ] him ) a repulse to 8 inquiry ?us-- ,a4--,good sir1 d n ask me ! "* ( my neighb\rs--,i resolve to m$dle ) nobody's "*2 pray1 d n inquire ( me4 ,b4--,well1 b1 sir1 y "k ! g5tleman2 y live next door to him2 y c tell me1 if y please1 all t ,i desire to "k1 :e!r he is a man 9 cr$it1 & fit to be tru/$1 or no1 9 ! way ( 8 bus9ess4 ,a4--,i tell y1 sir1 ,i m$dle ) no man's bus9ess2 ,i w n give *>act]s ( my neighb\rs--x is an ill (fice--a man gets no ?anks = x1 & p]haps des]ves none4 ,b4--,b1 sir1 y w\ld be will+ to be in=m$ & advis$1 if x 7 y\r own case4 ,a4--,x may be s1 b ,i _c oblige p to in=m me4 ,b4--,b y w\ld entreat x z a fav\r1 & s ,i come to y4 ,a4--,b y may g to any body else4 ,b4--,b y are a man ( integrity2 ,i c dep5d ^u :at y say2 ,i "k y w n deceive me2 &1 !re=e1 ,i beg ( y to satisfy me4 ,a4--,b ,i desire y to excuse me1 = x is :at ,i nev] d--,i _c d x4 ,b4--,b1 sir1 ,i am 9 a great /rait2 ,i am j sell+ him a great p>cel ( goods1 & ,i am will+ to sell !m too1 & yet ,i am will+ to be safe1 z y w\ld y\rself1 if y 7 9 my case4 ,a4--,i tell y1 sir1 ,i h always resolv$ to =be> m$dl+ ) ! *>act]s ( my neighb\rs--x is an ill (fice4 ,besides1 ,i m9d my own bus9ess2 ,i d n ent] into ! inquiries aft] o!r p's affairs4 ,b4--,well1 sir1 ,i und]/& y1 !n2 ,i "k :at ,i h to d4 ,a4--,:at d y mean by t8 ,b4--,no?+1 sir1 b :at ,i suppose y w\ld h me und]/& by x4 ,a4--,i w\ld h y und]/& :at ,i say--namely1 t ,i w m$dle ) nobody's bus9ess b my own4 ,b4--,& ,i say ,i und]/& y2 ,i "k y are a good man1 & a man ( *>ity1 & lo? to d y\r neighb\rs any prejudice1 & t y w speak ! be/ ( e man z ne> z y c4 ,a4--,i tell y1 ,i speak nei!r ! be/ nor ! wor/--,i speak no?+4 ,b4--,well1 sir1 t is to say1 t z *>ity directs y to speak well ( e man1 s1 :5 y _c speak well1 y refra91 & w say no?+2 & y d v well1 to be sure2 y are a v k9d neighb\r4 ,a4--,b t is a base con/ruction ( my words2 = ,i tell y1 ,i d ! l by e body4 ,b4--,yes1 sir1 ,i believe y d1 & ,i ?9k y are 9 ! "r ( x--am fully satisfi$4 ,a4--,y act m unju/ly by me ?an by my neighb\r2 = y take my sil5ce1 or decl9+ to give a "*1 to be giv+ an ill "*4 ,b4--,no1 sir1 n = an ill "*4 ,a4--,b ,i f9d y take x = a gr\nd ( suspicion4 ,b4--,i take x1 inde$1 = a due caution to me1 sir2 b ! man may be a good man = all t1 only-- ,a4--,only :at8 ,i und]/& y--only y won't tru/ him ) y\r goods4 ,b4--,b ano!r man may1 sir1 = all t1 s t y h be5 k9d to y\r neighb\rs & to me too1 sir--& y are v j4 ,i wi% all m5 w\ld act s "o by ano!r2 ,i %\ld feel ! b5efit ( x myself among o!rs1 = ,i h suff]$ deeply by ill tongues1 ,i am sure4 ,a4--,well1 h[ev] unju/ y are to me1 & to my neighb\r too1 ,i w n undeceive y at pres5t2 ,i ?9k y d n des]ve x4 ,he us$ a great _m m words ) him to conv9ce him t he did n mean any discr$it to 8 neighb\r tradesman2 b x 0 all "o2 he w\ld h x be1 t 8 decl9+ to give 8 said neighb\r a good "* 0 giv+ him an ill "*1 :i* ! o!r told him 0 a wrong inf]5ce4 ,h[ev]1 he f\nd t ! man /ood by 8 own notion ( x1 & decl9$ tru/+ ! tradesman ) ! goods1 ?\gh he 0 satisfi$ he 7! tradesman7 0 a suffici5t man4 ,^u ?is1 he 0 a little uneasy1 imag9+ t he _h be5 ! cause ( x1 z inde$ he _h1 next to ! positive hum\r ( ! inquir]1 ?\gh x 0 n really 8 fault2 nei!r 0 ! con/ruction ! o!r made ( x j to 8 int5tion1 = he aim$ at free+ himself f all inquiries ( t nature1 b f\nd !re 0 no prevail+ ) him to und]/& x any o!r way ?an he did2 s1 to requite ! man a little 9 8 own way1 he contriv$ ! foll[+ me?od3 he met ) him two or ?ree days aft]1 & ask$ him if he _h sold 8 goods to ! p]son 8 neighb\r8 ',no1' says he2 'y "k ,i w\ld n4' ',nay1' says ! o!r1 ',i only knew y said s2 ,i did n ?9k y w\ld h act$ s f :at ,i said1 nor d ,i ?9k ,i gave y any reason4' ',:y1' says he1 ',i knew y w\ld h giv5 him a good "* if y c\ld1 & ,i knew y 7 too hone/ to d x1 if y 7 n sure x 0 j4' ',! la/ "p ,i hope is true1 b y might h believ$ me hone/ too1 9 :at ,i did say1 t ,i _h resolv$ to give no *>act]s ( any body4' ',z to t1 ,i took x1 z any body w\ld1 to be ! be/ & mode/e/ way ( cov]+ :at y w\ld n h be disclos$1 namely1 t y c\ld n speak z y w\ld2 & ,i also judg$ t y !re=e *ose to say no?+4' ',well1 ,i c say no m b ?is2 y are n j to me 9 x1 & ,i ?9k y are n j to y\rself nei!r4' ,!y p>t$ aga9 ^u ?is1 & ! next day ! fir/ tradesman1 :o _h be5 s press$ to give a "* ( 8 neighb\r1 s5t a man to buy ! p>cel ( goods ( ! o!r tradesman1 & (f]+ him ready money1 b\ght !m consid]ably *eap] ?an ! neighb\r-tradesman 0 to h giv5 = !m1 besides reckon+ a reasonable disc\nt = ! "t1 :i* 0 f\r mon?s1 t ! fir/ tradesman 0 to h giv5 to 8 neighb\r4 ,z soon z he _h done1 he w5t & told ! neighb\r-tradesman :at he _h done1 & ! reason ( x1 & sold ! :ole p>cel to him aga91 giv+ ! same f\r mon?s' cr$it = !m z ! fir/ man 0 to h giv51 & tak+ ! disc\nt = "t only to himself1 gave him all ! advantage ( ! buy+1 & gave ! fir/ man ! mortification ( kn[+ x all1 & t ! goods 7 n only = ! same man1 b t ! v tradesman1 :om he w\ld n believe :5 he decl9$ giv+ a "* ( any man 9 g5]al1 _h tru/$ him ) !m4 ,he pret5d$ to be v angry1 & to take x v ill2 b ! o!r told him1 t :5 he came to him = a "* ( ! man1 & he told him hone/ly1 t he w\ld give no *>act]s at all1 t x 0 n = any ill to 8 neighb\r t he decl9$ x1 he ought to h believ$ him2 & t he hop$1 :5 he want$ a "* ( any ( 8 neighb\rs aga91 he w\ld n come to him = x4 ,?is /ory is to my purpose 9 ?is p>ticul>1 :i* is inde$ v significant2 t x is ! mo/ difficult ?+ ( its k9d 9 ! _w to avoid giv+ *>act]s ( our neighb\r+ tradesm52 & t1 let y\r reasons = x be :at !y w1 to refuse giv+ a "* is giv+ a bad "*1 & is g5]ally s tak51 :atev] caution or argum5ts y use to ! contr>y4 ,9 ! next place1 x is h>d inde$1 if an hone/ neighb\r be 9 dang] ( sell+ a l>ge p>cel ( goods to a fell[1 :o ,i may "k x is n likely %\ld be able to pay = !m1 ?\gh 8 cr$it may 9 ! common appe>ance be pretty good at t "t2 & :at mu/ ,i d8 ,if ,i discov] ! man's circum/ances1 :i* p]haps ,i am let into by "s accid5t1 ,i say1 if ,i discov] !m1 ! man is undone2 & if ,i d n1 ! tradesman1 :o is 9 dang] ( tru/+ him1 is undone4 ,i confess ! way is cle>1 if ,i am oblig$ to speak at all 9 ! case3 ! man uns\nd is already a bankrupt at bottom1 & mu/ fail1 b ! o!r man is s\nd & firm1 if ?is disa/] does n befall him3 ! fir/ has no w\nd giv5 him1 b negatively2 he /&s :]e he /ood be=e2 :]eas ! o!r is drawn 9 p]haps to 8 own ru94 ,9 ! next place1 ! fir/ is a knave1 or r ?ief1 = he (f]s to buy1 & kn[s he _c pay2 9 a ^w1 he (f]s to *eat 8 neighb\r2 & if ,i "k x1 ,i am s f> conf$]ate ) him 9 ! *eat4 ,9 ?is case ,i ?9k ,i am oblig$ to give ! hone/ man a due caution = 8 safety1 if he desires my advice2 ,i _c say ,i am oblig$ (fici\sly to g out ( my way to d x1 unless ,i am any way int]e/$ 9 ! p]son--= t w\ld be to dip into o!r m5's affairs1 :i* is n my prop] "w2 & if ,i %\ld any way be mis9=m$ ( ! circum/ances ( ! tradesman ,i am to speak (1 & wrong him1 ,i may be in/rum5tal to br+ ru9 causelessly ^u him4 ,9 a ^w1 x is a v nice & critical case1 & a tradesman ought to be v sure ( :at he says or does 9 su* a case1 ! good or evil fate ( 8 neighb\r ly+ mu* at /ake1 & dep5d+ too mu* on ! brea? ( 8 m\?4 ,e "p ( ?is disc\rse %[s h[ mu* a tradesman's welf>e dep5ds ^u ! ju/ice & c\rtesy ( 8 neighb\rs1 & h[ nice & critical a ?+ 8 reputation is4 ,?is1 well consid]$1 w\ld always keep a tradesman humble1 & %[ him :at ne$ he has to behave c\rte\sly & oblig+ly among 8 neighb\rs2 = "o malici\s ^w f a man mu* mean] ?an himself1 may ov]?r[ him 9 su* a mann]1 z all ! fri5ds he has may n be able to recov] him2 a tradesman1 if possible1 %\ld nev] make himself any enemies4 ,b if x is s fatal a ?+ to tradesm5 to give *>act]s ( "o ano!r1 & t a tradesman %\ld be s backw>d 9 x = fe> ( hurt+ 8 neighb\r1 & t1 not)/&+ ! "* giv5 %\ld be j1 & ! p>ticul> report$ ( him %\ld be true1 ) h[ mu* great] caution %\ld we act 9 l cases :]e :at is sugge/$ is really false 9 fact1 & ! tradesman is innoc5t1 z 0 ! case 9 ! tradesman m5tion$ be=e ab\t c\rt+ ! lady4 ,if a tradesman may be ru9$ & undone by a true report1 mu* m may he be s by a false report1 by a malici\s1 sl&]+1 defam+ tongue4 ,!re is an artful way ( talk+ ( o!r p's reputation1 :i* really1 h[ev] "s p salve ! matt]1 is equal1 if n sup]ior1 9 malice to ! wor/ ?+ !y c say2 ?is is1 by r5d]+ !m suspect$1 talk+ d\btfully ( _! *>act]s1 & ( _! conduct1 & r5d]+ !m fir/ d\btful1 & !n /rongly suspect$4 ,i don't "k :at to say to su* a man4 ,a g5tleman came to me ! o!r day1 b ,i knew n :at to say2 ,i d>e n say he is a good man1 or t ,i w\ld tru/ him ) five hundr$ p\nds myself2 if ,i %\ld say s1 ,i %\ld belie my own op9ion4 ,i d n "k1 inde$1 he may be a good man at bottom1 b ,i _c say he m9ds 8 bus9ess2 if ,i %\ld1 ,i mu/ lie2 ,i ?9k he keeps a great deal ( company1 & ! l4 ,ano!r1 he is ask$ ( ! curr5cy ( 8 paym5ts1 & he answ]s suspici\sly on t side too2 ,i "k n :at to say1 he may pay !m at la/1 b he does n pay !m ! mo/ curr5tly ( any man 9 ! /reet1 & ,i h he>d saucy boys huff him at 8 door = bills1 on 8 endeav\r+ to put !m (f2 inde$1 ,i mu/ ne$s say ,i _h a bill on him a few weeks ago = a hundr$ p\nds1 & he paid me v curr5tly1 & )\t any dunn+1 or (t5 call+ ^u1 b x 0 ,i believe because ,i (f]$ him a b>ga9 at t "t1 & ,i suppos$ he 0 resolv$ to put a good face ^u 8 cr$it4 ,a tradesman1 t w\ld d z he w\ld be done by1 %\ld c>efully avoid ^! p :o come always ab\t1 inquir+ aft] o!r tradesman's *>act]s4 ,!re are m5 :o make x _! bus9ess to d ?us2 & z !y are !reby z ready to ru9 & bl[ up good fair-deal+ tradesm5 z o!rs1 s !y d actually surprise _m1 & come at _! *>act]s e>li] & ne>] ?an !y expect !y w\ld4 ,tradesm51 ,i say1 t w ?us behave to "o ano!r1 _c be suppos$ to be m5 ( mu* pr9ciple1 b w be apt to lay hold ( any o!r advantage1 h[ unju/ soev]1 &1 inde$1 w wait = an occasion ( su* advantages2 & :]e is !re a tradesman1 b :o1 if he be nev] s circumspect1 may "s "t or o!r give 8 neighb\r1 :o wat*es = 8 halt+1 advantage en\gh aga9/ him4 ,:5 su* a malici\s tradesman appe>s 9 any place1 all ! hone/ tradesm5 ab\t him ought to jo9 to expose him1 :e!r !y are afraid ( him or no3 !y %\ld bl[ him among ! neighb\rhood1 z a public nuisance1 z a common b>rettor1 or rais] ( sc&al2 by su* a g5]al av]sion to him !y w\ld depreciate him1 & br+ him into s j a contempt1 t no body w\ld keep him company1 mu* less cr$it any ?+ he said2 & !n 8 tongue w\ld be no sl&]1 & 8 brea? w\ld be no bla/1 & nobody w\ld ei!r tell him any ?+1 or he> any ?+ f him3 & ?is k9d ( usage1 ,i ?9k1 is ! only way to put a /op to a defam]2 = :5 he has no cr$it ( 8 own left1 he w\ld be unable to hurt any ( 8 neighb\r's4 ,,*apt] ,,xvi ,,( ,,! ,,tradesman',s ,,ent]+ ,,into ,,p>tn]%ip ,,9 ,,trade1 ,,& ,,! ,,_m ,,dang]s ,,att5d+ ,,x ,!re are "s bus9esses :i* are m p>ticul>ly accu/om$ to p>tn]%ips ?an o!rs1 & "s t are v seldom manag$ )\t two1 ?ree1 or f\r p>tn]s1 & o!rs t _c be at all c>ri$ on )\t p>tn]%ip2 & !re are ^? aga91 9 :i* !y seldom jo9 p>tn]s toge!r4 ,m]c]s1 l95-drap]s1 bank+ goldsmi?s1 & su* consid]able trades1 are (t51 & inde$ g5]ally1 c>ri$ on 9 p>tn]%ip2 b o!r mean] trades1 & ( less bus9ess1 are c>ri$ on1 g5]ally speak+1 s+le-h&$4 ,"s m]*ants1 :o c>ry on great bus9ess 9 =eign ports1 h :at !y call h\ses 9 ^? ports1 :]e !y plant & bre$ up _! sons & appr5tices2 & ^! are su* z ,i h9t$ c\ld n c>ry on _! bus9ess )\t p>tn]%ip4 ,! trad+ 9 p>tn]%ip is n only liable to m haz>ds & difficulties1 b x exposes ! tradesman to m sn>es & disadvantages by a great deal1 ?an ! trad+ ) a s+le h& does2 & "s ( ^? sn>es are ^!3-- #a4 ,if ! p>tn] is a /irr+1 dilig5t1 capable man1 !re is dang] ( 8 slipp+ into ! :ole trade1 &1 gett+ 9 betwe5 y & home1 by 8 application1 ?ru/+ y at la/ q out2 s t y br+ 9 a snake into y\r *imney corn]1 :i*1 :5 x is w>m$ & gr[n vigor\s1 turns ab\t at y1 & hisses y out ( ! h\se4 ,x is ) ! tradesman1 9 ! case ( a dilig5t & active p>tn]1 z ,i h already obs]v$ x 0 9 ! case ( a tru/y & dilig5t appr5tice1 namely1 t if ! ma/] does n appe> con/antly at ! head ( ! bus9ess1 & make himself be kn[n by 8 own application & dilig5ce to be :at he is1 he %all soon look to be :at he is n1 t is to say1 "o n conc]n$ 9 ! bus9ess4 ,he w nev] fail to be e/eem$ ! pr9cipal p]son conc]n$ 9 ! %op1 & 9 ! trade1 :o is pr9cipally & mo/ con/antly f\nd !re1 act+ at ! head ( e bus9ess2 & be x a s]vant or a p>tn]1 ! ma/] or *ief loses himself extremely by ! advances ! o!r makes ( t k9d2 =1 :5ev] !y "p aga91 ei!r ! appr5tice by be+ out ( 8 "t1 or ! p>tn] by ! expiration ( ! articles ( p>tn]%ip1 or by any o!r det]m9ation ( _! agreem5t1 ! cu/om]s mo/ c]ta9ly desire to deal ) ! man :om !y h s (t5 be5 oblig$ by2 & if !y miss him1 inquire aft] & foll[ him4 ,x is true1 ! appr5tice is ! m dang]\s ( ! two1 because 8 sep>ation is suppos$ to be m c]ta91 & g5]ally soon] ?an ! p>tn]2 ! appr5tice is n kn[n1 & _c h made 8 int]e/ among ! buy]s1 b = p]haps a ye>1 or a ye> & a half1 be=e 8 "t expir$3 soon] ?an t he c\ld n put himself 9 ! way ( be+ kn[n & obs]v$2 & !n1 :5 8 "t is out1 he c]ta9ly removes1 unless he is tak5 into ! %op z a p>tn]1 & t1 inde$1 prolongs ! "t1 & places ! injury at a great] di/ance1 b /ill x makes x ! m influ5c+ :5 x comes2 & unless he is br\ght "s h[ or o!r into ! family1 & becomes "o ( ! h\se1 p]haps by m>riage1 or "s o!r settl$ union ) ! ma/]1 he nev] goes (f )\t mak+ a great *asm 9 ! ma/]'s affairs1 & ! m1 by h[ mu* he has be5 m dilig5t & useful 9 ! trade1 ! w\nds ( :i* ! ma/] seldom if ev] recov]s4 ,if ! p>tn] 7 n an appr5tice1 b t !y ei!r came out ( _! times toge!r1 or ne> x1 or _h a %op & bus9ess be=e1 b quitt$ x to come 91 x may !n be said t he br\ght "p ( ! trade ) him1 & s increas$ ! trade :5 he jo9$ ) ! o!r 9 proportion to :at he may be said to c>ry away :5 he w5t (f2 ?is is ! be/ ?+ t c be said ( a p>tn]%ip2 & !n ,i h ?is to add1 fir/1 t ! tradesman :o took ! p>tn] 9 has a fair field1 inde$1 to act 9 ) 8 p>tn]1 & mu/ take c>e1 by 8 con/ant att5dance1 due acqua9tance ) ! cu/om]s1 & appe>+ 9 e "p ( ! bus9ess1 to ma9ta9 n 8 int]e/ only1 b ! appe>ance ( 8 int]e/1 9 ! %op or w>eh\se1 t he may1 on e occasion1 & to e cu/om]1 n only be1 b be kn[n to be1 ! ma/] & head ( ! bus9ess2 & t ! o!r is at be/ b a p>tn]1 & n a *ief p>tn]1 z1 9 case ( 8 abs5ce & neglig5ce1 w pres5tly be sugge/$2 = he t *iefly appe>s w be always *ief p>tn] 9 ! eye ( ! cu/om]s1 :atev] he is 9 ! sub/ance ( ! ?+4 ,?is1 inde$1 is mu* ! same case ) :at is said be=e ( a dilig5t s]vant1 & a neglig5t ma/]1 & !re=e ,i =be> to enl>ge ^u x2 b x is s important 9 bo? cases1 t inde$ x _c well be m5tion$ too (t53 ! ma/]'s full application1 9 8 own p]son1 is ! only answ] to bo?4 ,he t takes a p>tn] only to ease him ( ! toil ( 8 bus9ess1 t he may take 8 pleasure1 & leave ! drudg]y1 z !y call x1 to ! p>tn]1 %\ld take c>e n to d x till ab\t sev5 ye>s be=e he resolves to leave (f trade1 t1 at ! end ( ! p>tn]%ip1 he may be satisfi$ to give up ! trade to 8 p>tn]1 or see him run away ) x1 & n tr\ble himself ab\t x4 ,b if he takes a p>tn] at 8 beg9n+1 ) an int5t1 by _! jo9t enl>g$ /ock1 to enl>ge _! bus9ess1 & s c>ry on a capital trade1 :i* p]haps nei!r ( !m 7 able to d by !mselves1 & :i* is ! only ju/ifiable reason = tak+ a p>tn] at all1 he mu/ resolve !n to jo9 ) 8 p>tn]1 n only 9 /ock1 b 9 mutual dilig5ce & application1 t ! trade may fl\ri% by _! jo9t assi/ance & con/ant lab\r1 z two ox5 yok$ toge!r 9 ! same draught1 by _! jo9t assi/ance1 draw mu* m ?an d\ble :at !y c\ld ei!r ( !m draw by _! s+le /r5g?2 & ?is1 inde$1 is ! only safe circum/ance ( a p>tn]%ip3 !n1 inde$1 !y are prop]ly p>tn]s :5 !y are assi/ants to "o ano!r1 :]eas o!rwise !y are l two game/]s /riv+ to worm "o ano!r out1 & to get ! ma/]y 9 ! play !y are engag$ 94 ,! v ^w p>tn] imports ! sub/ance ( ! ?+1 & !y are1 z su*1 engag$ to a mutual application1 or !y are no m p>tn]s1 b r "o is ! trad+ g5tleman1 & ! o!r is ! trad+ drudge2 b ev5 !n1 let !m dep5d1 ! drudge w c>ry away ! trade1 & ! pr(it too1 at la/4 ,& ?is is ! way h[ "o p>tn] may hone/ly ru9 ano!r1 & = ought ,i "k x is ! only "o3 = x _c be said b t ! dilig5t p>tn] acts hone/ly 9 act+ dilig5tly1 & if ! o!r did ! same1 !y w\ld bo? ?rive alike2 b if "o is neglig5t & ! o!r dilig5t1 "o extravagant & exp5sive1 ! o!r frugal & prud5t1 x _c be said to be 8 fault t "o is ri* & ! o!r poor--t "o increases 9 ! /ock1 & ! o!r is less5$1 & at la/ work$ q out ( x4 ,z a p>tn]1 !n1 is tak5 9 only = ease1 to abate ! fir/ tradesman's dilig5ce1 & take (f ! edge ( 8 application1 s f> a p>tn]1 let him be z hone/ & dilig5t z he w1 is dang]\s to ! tradesman--nay1 ! m hone/ & ! m dilig5t he is1 ! m dang]\s he is1 & ! m a sn>e to ! tradesman t takes him 92 & a tradesman ought to be v cauti\s 9 ! adv5ture1 =1 inde$1 x is an adv5ture--t he be n br\ght 9 "t to relax 8 dilig5ce1 by hav+ a p>tn]1 ev5 contr>y to 8 fir/ int5tion2 = laz9ess is a subtle ins9uat+ ?+1 & x is a sore temptation to a man ( ease & indol5ce to see 8 "w done = him1 & less ne$ ( him 9 ! bus9ess ?an us$ to be1 & yet ! bus9ess to g on well too2 & ?is dang] is dormant1 & lies unse51 till aft] sev]al ye>s x rises1 z x 71 out ( its ambuscade1 & surprises ! tradesman1 lett+ him see by 8 loss :at 8 neglect has co/ him4 #b4 ,b !re are o!r dang]s 9 p>tn]%ip1 & ^? n a few2 = y may n only be remiss & neglig5t1 remitt+ ! weight ( ! bus9ess ^u him1 & dep5d+ ^u him = its be+ c>ri$ on1 by :i* he makes himself ma/]1 & br+s y to be =got 9 ! bus9ess2 b he may be crafty too1 & design+ 9 all ?is1 & :5 he has ?us br\ght y to be z x 7 nobody1 he %all make himself be all somebody 9 ! trade1 & 9 t p>ticul> he by degrees gets ! capital int]e/1 z well z /ock 9 ! trade1 :ile ! true orig9al ( ! %op1 :o laid ! f\ndation ( ! :ole bus9ess1 br\ght a trade to ! %op1 or br\ght commissions to ! h\se1 & ^: ! bus9ess m p>ticul>ly is1 is secretly supplant$1 & ) ! concurr5ce ( 8 own neglig5ce--= )\t t x _c be--is1 z x 71 laid aside1 & at la/ q ?ru/ out4 ,?us1 :e!r hone/ or di%one/1 ! tradesman is circumv5t$1 & ! p>tn]%ip is made fatal to him2 = x 0 all ow+ to ! p>tn]%ip ! tradesman 0 dilig5t be=e1 und]/ood 8 bus9ess1 & kept close to x1 gave up 8 "t to x1 & by employ+ himself1 prev5t$ ! indol5ce :i* he f9ds break+ ins5sibly ^u him aft]w>ds1 by be+ made easy1 z !y call x1 9 ! assi/ance ( a p>tn]4 #c4 ,b !re are abundance ( o!r cases :i* make a p>tn]%ip dang]\s2 = if x be s :]e ! p>tn] is hone/ & dilig5t1 & :]e he works into ! he>t ( ! bus9ess by 8 indu/ry & application1 or by 8 craft & ins9uation1 :at may x n be if he proves idle & extravagant2 & if1 in/ead ( work+ him out1 he may be said to play him out ( ! bus9ess1 t is to say1 prove wild1 exp5sive1 & run himself & 8 p>tn] out by 8 extravagance8 ,!re are b too _m examples ( ?is k9d2 & "h ! hone/ tradesman has ! lab\r+ o> inde$2 = in/ead ( be+ assi/$ by a dilig5t indu/ri\s p>tn]1 :om on t acc\nt he took into ! trade1 he proves a loose1 extravagant1 wild fell[1 runs abroad into company1 & leaves him 7= ^: relief he 0 tak5 97 to be> ! burd5 ( ! :ole trade1 :i*1 p]haps1 0 too heavy = him be=e1 & if x _h n be5 s1 he _h n be5 prevail$ ) to h tak5 9 a p>tn] at all4 ,?is is1 inde$1 a t]rible disappo9tm5t1 & is v disc\rag+1 & ! m s1 because x _c be recall$2 = a p>tn]%ip is l matrimony1 x is almo/ engag$ 9 = bett] or = worse1 till ! ye>s expire2 !re is no break+ x (f1 at lea/1 n easily nor fairly1 b all ! inconv5i5ces :i* are to be fe>$ w foll[ & />e 9 y\r face3 z1 fir/1 ! p>tn] 9 ! fir/ place draws out all 8 /ock2 & ?is sometimes is a bl[ fatal en\gh1 = p]haps ! p>tn] _c take ! :ole trade ^u himself1 & _c c>ry on ! trade ^u 8 own /ock3 if he c\ld1 he w\ld n h tak5 9 a p>tn] at all4 ,?is )draw+ ! /ock has sometimes be5 v dang]\s to a p>tn]2 nay1 has _m times be5 ! ov]?r[ & undo+ ( him & ( ! family t is left4 ,he t takes a p>tn] into 8 trade on ?is acc\nt--namely1 = ! support ( 8 /ock1 to enjoy ! assi/ance ( s mu* ca% to c>ry on ! trade1 ought s]i\sly to consid] :at he %all be able to d :5 ! p>tn]1 break+ (f ! p>tn]%ip1 %all c>ry all 8 /ock1 & ! improvem5t ( x too1 ) him3 p]haps ! tradesman's /ock is n mu* increas$1 p]haps n at all2 nay1 p]haps ! /ock is less5$1 in/ead ( be+ increas$1 & !y h r gone backw>d ?an =w>d4 ,:at %all ! tradesman d 9 su* a case8 ,& h[ %all he be> ! brea* 9 8 /ock :i* t sep>ation w\ld make8 ,?us he is ei!r ti$ d[n to ! p>tn]1 or ! p>tn] is p9n$ d[n to him1 = he _c sep>ate )\t a brea*4 ,x is a sad tru? to _m a p>tn]1 t :5 ! p>tn]%ip comes to be f9i%$ & expir$1 ! man w\ld let 8 p>tn] g1 b ! o!r _c g )\t te>+ him all to pieces :om he leaves beh9d him2 & yet ! p>tn] be+ loose1 idle1 & extravagant1 9 a ^w1 w ru9 bo? if he /ays4 ,?is is ! dang] ( p>tn]%ip 9 "s ( ! be/ circum/ances ( x2 b h[ haz>d\s & h[ fatal is x 9 o!r cases6 ,& h[ _m an hone/ & indu/ri\s tradesman has be5 prevail$ ) to take 9 a p>tn] to ease himself 9 ! weight ( ! bus9ess1 or on sev]al o!r acc\nts1 "s p]haps reasonable & prud5t en\gh1 b has f\nd himself imm$iately involv$ 9 a sea ( tr\ble1 is br\ght into innum]able difficulties1 conceal$ debts1 & unkn[n incumbrances1 su* z he c\ld no ways extricate himself out (1 & s bo? h be5 unavoidably ru9$ toge!r6 ,^! cases are s v>i\s & s unc]ta91 t x is n easy to enum]ate !m3 b we may include ! p>ticul>s 9 a g5]al or two4 #a4 ,"o p>tn] may contract debts1 ev5 9 ! p>tn]%ip itself1 s f> unkn[n to ! o!r1 z t ! o!r may be involv$ 9 ! dang] ( !m1 ?\gh he 0 n at all conc]n$ 91 or acqua9t$ )1 !m at ! same "t !y 7 contract$4 #b4 ,"o p>tn] may dis*>ge debts = bo? p>tn]s2 & s1 hav+ a design to be knavi%1 may g & receive money1 & give receipts = x1 & n br++ x to acc\nt1 or n br++ ! money into ca%1 may wrong ! /ock to s consid]able a sum z may be to ! ru9 ( ! o!r p>tn]4 #c4 ,"o p>tn] may confess judgm5t1 or give bonds1 or curr5t notes 9 ! "n1 & z = ! acc\nt ( ! company1 & yet conv]t ! effects to 8 own private use1 leav+ ! /ock to be answ]able = ! value4 #d4 ,"o p>tn] may sell & give cr$it1 & deliv] p>cels ( goods to :at sum1 or :at quantity1 he ?9ks fit1 & to :om1 & s1 by 8 indiscretion1 or p]haps by connivance & knav]y1 lose to ! /ock :at p>cel ( goods he pleases1 to ! ru9 ( ! o!r p>tn]1 & br+ !mselves to be bo? bankrupt toge!r4 #e4 ,nay1 to sum up all1 "o p>tn] may commit acts ( bankruptcy )\t ! k ( ! o!r1 & !reby subject ! unit$ /ock1 & bo? or all ! p>tn]s1 to ! dang] ( a commission1 :5 !y may !mselves "k no?+ ( x till ! bl[ is giv51 & giv5 s z to be too late to be retriev$4 ,all ^!1 & _m m1 be+ ! ill consequ5ces & dang]s ( p>tn]%ip 9 trade1 ,i _c b s]i\sly w>n ! hone/ indu/ri\s tradesman1 if possible1 to /& ^u 8 own legs1 & g on ^u 8 own bottom2 to pursue 8 bus9ess dilig5tly1 b cauti\sly1 & :at we call fair & s(tly2 n eag]ly pu%+ to drive a va/ trade1 & enjoy b half ( x1 r c>ry on a middl+ bus9ess1 & let x be 8 own4 ,!re may be cases1 inde$1 :i* may h _! exceptions to ?is g5]al head ( advice2 p>tn]%ips may sometimes prove successful1 & 9 "s p>ticul> bus9ess !y are m necess>y ?an 9 o!rs1 & 9 "s !y tell u t !y are absolutely necess>y1 ?\gh ! la/ ,i c by no means grant2 b be t z x w1 !re are s _m cases m 9 numb]1 & ( great consequ5ce too1 :i* misc>ry by ! sev]al p]plex$ circum/ances1 diff]+ temp]s1 & op5 knav]y ( p>tn]s1 t ,i _c b give x z a fri5dly advice to all tradesm5--if possible1 to avoid p>tn]%ips ( all k9ds4 ,b if ! circum/ances ( trade require p>tn]%ips1 & ! risk mu/ be run1 ,i w\ld recomm5d to ! tradesman n to ent] into p>tn]%ips1 b "u ! foll[+ circum/ances3-- #a4 ,n to take 9 any p>tn] :o %\ld be all[$ to c>ry on any sep>ate bus9ess1 9 :i* ! p>tn]%ip is n conc]n$4 ,dep5d ^u x1 :atev] o!r bus9ess y\r p>tn] c>ries on1 y run ! risk ( x z mu* z y d ( y\r own2 & y run ! risk ) ?is p>ticul> circum/ance too1 t y h ! haz>d )\t ! pr(it or success3 t is1 )\t a %>e 9 ! pr(it or success1 :i* is v unequal & unfair4 ,i "k cunn+ m5 w tell y1 t !re may be provision made s effectually 9 ! articles ( p>tn]%ip1 t ! /ock 9 p>tn]%ip %\ld be conc]n$ 9 no o!r int]e/ or engagem5ts b its own2 b let su* cunn+ g5tlem5 tell me1 if ! p>tn] meets ) a disappo9tm5t 9 8 o!r und]tak+s1 :i* w\nds him s deep z to break him1 w x n affect ! p>tn]%ip ?us f>8 #a4 ,t x may cause 8 /ock to be drawn ha/ily out1 & p]haps viol5tly too4 #b4 ,t x t\*es & ta9ts ! cr$it ( ! p>tn] to be conc]n$ ) su* a man2 & ?\gh a man's bottom may support him1 if x be v good1 yet x is a bl[ to him1 t\*es 8 cr$it1 & makes ! _w /& a little at a /ay ab\t him1 if x be no m1 = a :ile1 till !y see t he %[s himself ^u ! ,ex*ange1 or at 8 %op-door aga91 9 spite ( all ! appreh5sions & d\bts t h be5 h&$ ab\t conc]n+ him4 ,ei!r ( ^! are s ess5tial to ! tradesman1 ^: p>tn] ?us s9ks by 8 own private brea*es1 9 :i* ! p>n]%ip is n conc]n$1 t x is wor? :ile to caution ! tradesman aga9/ v5tur+4 ,& ,i mu/ add1 too1 t _m a tradesman has fall5 "u ! disa/] by ! p>tn]'s affairs ?us affect+ him1 ?\gh ! imm$iate losses :i* ! p>tn] _h suff]$ h n be5 *>g$ ^u him2 & yet ,i believe x is n s easy to avoid be+ fall5 ^u = ^? debts also4 ,x is c]ta91 z ,i =m]ly not$1 rum\r w break a tradesman almo/ at any "t4 ,x matt]s n1 at fir/1 :e!r ! rum\r be true or false4 ,:at rum\r c sit clos] to a man 9 bus9ess--8 own p]sonal mis=tunes except$--?an su* z ?is-t 8 p>tn] is broke8 ,t 8 p>tn] has met ) a loss1 suppose an insurance1 suppose a fall ( /ocks1 suppose a bubble or a *eat1 or we "k n :at1 ! p>tn] is sunk1 no man kn[s :e!r ! p>tn]%ip be conc]n$ 9 x or no2 & :ile x is n kn[n1 e man w suppose x1 = mank9d always ?9k ! wor/ ( e ?+4 ,:at c be a clos] /roke at ! poor tradesman8 ,he kn[s n :at 8 p>tn] has done2 he has reason to fe> ! wor/2 he ev5 kn[s n himself1 = a :ile1 :e!r he c /e] cle> ( ! rocks or no2 b soon recov]s1 kn[s 8 own circum/ances1 & /ruggles h>d ) ! _w1 pays out 8 p>tn]'s /ock1 & gets happily ov] x4 ,& x is well he does s1 = t he is at ! br9k ( ru9 mu/ be grant$2 & :]e "o /&s & keeps up 8 reputation & 8 bus9ess1 !re are tw5ty w\ld be undone 9 ! same circum/ance4 ,:o1 !n1 w\ld run ! v5ture ( a p>tn]1 if x 7 possible to avoid x8 ,& :o1 if !y mu/ h a p>tn]1 w\ld h "o t 0 conc]n$ 9 sep>ate bus9ess1 9 :i* ! p>tn]%ip 0 n engag$8 #b4 ,if y mu/ h a p>tn]1 always *oose to h ! p>tn] r "u ?an ov] y2 by ?is ,i mean1 take him 9 = a fif?1 a f\r?1 or at mo/ a ?ird1 nev] = a half4 ,!re are _m reasons to be giv5 = ?is1 besides t ( hav+ ! great] %>e ( pr(its1 = t ,i d n give z a reason "h at all2 b ! pr9cipal reasons are ^!3--,fir/1 9 case ( any disa/] 9 any ( ! p>ticul> suppos$ accid5ts :i* ,i h m5tion$1 & t y %\ld be oblig$ to pay out y\r p>tn]'s /ock1 x w n be s heavy1 or be s mu* a bl[ to y3 &1 secondly1 y pres]ve to y\rself ! gov]n+ influ5ce 9 y\r own bus9ess2 y _c be ov]rul$1 ov]aw$1 or dogmatically told1 x %all1 or %all n1 be ?us1 or ?us4 ,he t takes 9 a p>tn] = a ?ird1 has a p>tn] s]vant2 he t takes him 9 = a half1 has a p>tn] ma/]--t is to say1 a director1 or preceptor3 let y\r p>tn] h always a less] int]e/ 9 ! bus9ess ?an y\rself1 & be r less acqua9t$ ) ! bus9ess ?an y\rself1 at lea/ n bett]4 ,y %\ld r h a p>tn] to be in/ruct$1 ?an a p>tn] to in/ruct y2 = he t tea*es y1 w always taunt y4 #c4 ,if y mu/ h a p>tn]1 let him always be y\r junior1 r ?an y\r s5ior2 by ?is ,i mean1 y\r junior 9 bus9ess1 :e!r he is s 9 ye>s or n4 ,!re are _m reasons :y ! tradesman %\ld *oose ?is1 & p>ticul>ly ! same z ! o!r ( tak+ him 9 = a junior or inf]ior "p ( ! trade--t is to say1 to ma9ta9 ! sup]iority ( ! bus9ess 9 8 own h&s2 & ?is ,i m5tion1 n at all ^u acc\nt ( ! pride or vanity ( ! sup]iority1 = t is a trifle comp>$ to ! re/2 b t he may h ! m au?ority to inspect ! conduct ( 8 p>tn]1 9 :i* he is s mu* & s ess5tially conc]n$2 & to inquire :e!r he is do+ any ?+1 or tak+ any measures1 dang]\s or prejudicial to ! /ock1 or to ! cr$it ( ! p>tn]%ip1 t s if he f9ds any ?+1 he may re/ra9 him1 & prev5t 9 "t ! mis*ief :i* w\ld o!rwise be inevitable to !m bo?4 ,!re are _m o!r advantages to a tradesman :o is oblig$ to take a p>tn]1 by keep+ 9 8 own h&s ! major "p ( ! trade1 :i* are too long to repeat "h2 su* z 8 be+ always able to put a *eck to any ra% adv5ture1 any laun*+ out into bubbles & projects1 & ?+s dang]\s to ! bus9ess3 & ?is is a v ne$ful ?+ 9 a p>tn]%ip1 t "o p>tn] %\ld be able to correct ! ra% resolves ( ano!r 9 haz>d\s cases4 ,by ?is correct+ ( ra% measures1 ,i mean ov]-rul+ !m ) mod]ation & temp]1 = ! good ( ! :ole1 & = _! mutual advantage4 ,! ,romans frequ5tly _h two g5]als1 or consuls1 to comm& _! armies 9 ! field3 "o ( :i* 0 to be a "y man1 t by 8 vig\r & sprightly =w>dness he might keep up ! spirits & c\rage ( ! soldi]s1 enc\rage !m to fight1 & lead !m on by 8 example2 ! o!r an old soldi]1 t by 8 exp]i5ce 9 ! milit>y affairs1 age1 & c\nsels1 he might a little abate ! fire ( 8 colleague1 & might n only "k h[ to fight1 b "k :5 to fight1 t is to say1 :5 to avoid fight+2 & ! want ( ?is lo/ !m _m a victory1 & ! great battle ( ,cannae 9 p>ticul>1 9 :i* #hj1jjj ,romans 7 kill$ 9 "o day4 ,to comp>e small ?+s ) great1 ,i may say x is j s 9 ! affair ( trade4 ,y %\ld always jo9 a sob] grave head1 weigh$ to bus9ess1 & acqua9t$ ) trade1 to ! "y trad]1 :o hav+ be5 "y 9 ! "w w ! easi] give up 8 judgm5t to ! o!r1 & :o is gov]n$ ) ! solid exp]i5ce ( ! o!r2 & s y jo9 _! ways toge!r1 ! ra% & ! s$ate1 ! grave & ! giddy4 ,aga91 if y mu/ g into p>tn]%ip1 be sure1 if possible1 y take nobody into p>tn]%ip b su* z ^: circum/ances 9 trade y are fully acqua9t$ )4 ,su* !re are frequ5tly to be _h among relations & neighb\rs1 & su*1 if possible1 %\ld be ! man t is tak5 into p>tn]%ip1 t ! haz>d ( uns\nd circum/ances may be avoid$4 ,a man may else be tak5 into p>tn]%ip :o may be really bankrupt ev5 be=e y take him2 & su* ?+s h be5 done1 to ! ru9 ( _m an hone/ tradesman4 ,if possible1 let y\r p>tn] be a beg9n]1 t 8 /ock may be reasonably suppos$ to be free & un5tangl$2 & let him be "o t y "k p]sonally1 & 8 circum/ances1 & did "k ev5 be=e y _h any ?\ghts ( engag+ toge!r4 ,all ^! cautions are ) a supposition t ! p>tn] mu/ be _h2 b ,i mu/ /ill give x z my op9ion1 9 ! case ( su* tradesm5 z ,i h all along direct$ myself to1 t if possible !y %\ld g on s+le-h&$ 9 trade2 & ,i close x ) ?is brief note1 respect+ ! qualifications ( a p>tn]1 z above1 t1 next to no p>tn]1 su* a p>tn] is be/4 ,,*apt] ,,xvii ,,( ,,hone/y ,,9 ,,deal+1 ,,& ,,ly+ ,!re is "s diff]5ce betwe5 an hone/ man & an hone/ tradesman2 & ?\gh ! di/9ction is v nice1 yet1 ,i mu/ say1 x is to be support$4 ,trade _c make a knave ( an hone/ man1 = !re is a specific diff]5ce betwe5 hone/y & knav]y :i* c nev] be alt]$ by trade or any o!r ?+2 nor c t integrity ( m9d :i* describes & is peculi> to a man ( hone/y be ev] abat$ to a tradesman2 ! rectitude ( 8 s\l mu/ be ! same1 & he mu/ n only int5d or mean hone/ly & ju/ly1 b he mu/ d s2 he mu/ act hone/ly & ju/ly1 & t 9 all 8 deal+s2 he mu/ nei!r *eat nor defraud1 ov]-rea* nor circumv5t 8 neighb\r1 nor inde$ anybody he deals )2 nor mu/ he design to d s1 or lay any plots or sn>es to t purpose 9 8 deal+1 z is frequ5t 9 ! g5]al conduct ( too _m1 :o yet call !mselves hone/ tradesm51 & w\ld take x v ill to h any "o tax _! integrity4 ,b aft] all ?is is premis$1 !re are "s latitudes1 l poetical lic5ces 9 o!r cases1 :i* a tradesman is & mu/ be all[$1 & :i* by ! cu/om & usage ( trade he may give himself a lib]ty 91 :i* _c be all[$ 9 o!r cases to any man1 no1 nor to ! tradesman himself out ( 8 bus9ess--,i say1 he may take "s lib]ties1 b )9 b\nds2 & :atev] "s pret5d]s to /rict liv+ may say1 yet t tradesman %all pass ) me = a v hone/ man1 not)/&+ ! lib]ty :i* he gives himself ( ?is k9d1 if he does n take ^? lib]ties 9 an exorbitant mann]2 & ^? lib]ties are su* z ^!4 #a4 ,! lib]ty ( ask+ m ?an he w take4 ,i "k "s p h condemn$ ?is practice z di%one/1 & ! ,quak]s = a "t /ood to _! po9t 9 ! contr>y practice1 resolv+ to ask no m ?an !y w\ld take1 ^u any occasion :atsoev]1 & *oos+ r to lose ! sell+ ( _! goods1 ?\gh !y c\ld af=d sometimes to take :at 0 (f]$1 r ?an abate a f>?+ ( ! price !y _h ask$2 b "t & ! necessities ( trade made !m wis]1 & br\ght !m (f ( t sev]ity1 & !y by degrees came to ask1 & abate1 & abate aga91 j z o!r bus9ess tradesm5 d1 ?\gh n p]haps z "s d1 :o give !mselves a full] lib]ty t way4 ,inde$1 x is ! buy]s t make ?is cu/om necess>y2 = !y1 especially ^? :o buy = imm$iate use1 w fir/ pret5d positively to tie !mselves up to a limit$ price1 & bid !m a little & a little m1 till !y come s ne> ! sell]s' price1 t !y1 ! sell]s1 _c f9d 9 _! he>ts to refuse x1 & !n !y are tempt$ to take x1 not)/&+ _! fir/ words to ! contr>y4 ,x is common1 inde$1 = ! tradesman to say1 ',i _c abate any?+1' :5 yet !y d & c af=d x2 b ! tradesman %\ld inde$ n be und]/ood /rictly & lit]ally to 8 words1 b z he means x1 namely1 t he _c reasonably abate1 & t he _c af=d to abate3 & !re he may be 9 e>ne/1 namely1 t he _c make a reasonable pr(it ( 8 goods1 if he is oblig$ to abate1 & s ! mean+ is hone/1 t he _c abate2 & yet r ?an n take y\r money1 he may at la/ resolve to d x1 9 hopes ( gett+ a bett] price = ! rema9d]1 or be+ will+ to abate 8 ord9>y ga91 r ?an disoblige ! cu/om]2 or be+ p]haps afraid he %\ld n sell (f ! quantity2 & _m su* reasons may be giv5 :y he submits to sell at a l[] price ?an he really int5d$1 or c af=d to d2 & yet he _c be said to be di%one/1 or to lie1 9 say+ at fir/ he _c1 or c\ld n1 abate4 ,a man 9 trade is prop]ly to be said n to be able to d :at he _c d to 8 pr(it & advantage4 ,! ,engli% _c trade to ,hung>y1 & into ,slavonia--t is to say1 !y _c d x to advantage2 b x is bett] = !m to trade to ,v5ice ) _! goods1 & let ! ,v5etians c>ry on a trade into ,hung>y ?r\gh ,dalmatia1 ,croatia1 c1 & ! l 9 o!r places4 ,to br+ x d[n to p>ticul> cases3 "o c]ta9 m]*ant _c deal 9 "o sort ( goods :i* ano!r m]*ant is em95t =2 ! o!r m]*ant is z free to ! trade z he1 b he _c d x to pr(it2 = he is unacqua9t$ ) ! trade1 & x is out ( 8 way1 & !re=e he _c d x4 ,?us1 to ! case 9 h&4 ,! tradesman says he _c sell 8 goods "u su* a price1 :i* 9 ! s5se ( 8 bus9ess is true2 t is to say1 he _c d x to c>ry on 8 trade ) ! usual & reasonable advantage :i* he ought to expect1 & :i* o!rs make 9 ! same way ( bus9ess4 ,or1 he _c1 )\t und]sell+ ! m>ket1 & und]valu+ ! goods1 & seem+ to und]sell 8 neighb\r-%opkeep]s1 to :om !re is a ju/ice due 9 trade1 :i* respects ! price ( sale2 & to und]sell is look$ ^u z an unfair k9d ( trad+4 ,all ^!1 & _m m1 are ! reasons :y a tradesman may be said n to lie1 ?\gh he %\ld say he _c abate1 or _c sell 8 goods "u su* a price1 & yet may aft] ?9k fit to sell y 8 goods some?+ l[] ?an he s int5d$1 or c af=d to d1 r ?an lose y\r cu/om1 or r ?an lose ! sell+ ( 8 goods1 & tak+ y\r ready money1 :i* at t "t he may h occasion =4 ,9 ^! cases1 ,i _c say a %opkeep] %\ld be ti$ d[n to ! lit]al mean+ ( 8 words 9 ! price he asks1 or t he is guilty ( ly+ 9 n adh]+ /iffly to ! lett] ( 8 fir/ dem&2 ?\gh1 at ! same "t1 ,i w\ld h e tradesman take z little lib]ty t way z may be3 & if ! buy] w\ld expect ! tradesman %\ld keep /rictly to 8 dem&1 he %\ld n /& & haggle1 & screw ! %opkeep] d[n1 bidd+ f "o p5ny to ano!r1 to a trifle )9 8 price1 s1 z x 71 to pu% him to ! extremity1 ei!r to turn away 8 cu/om] = a sixp5ce1 or "s su* trifle1 or to break 8 ^w3 z if he w\ld say1 ,i w =ce y to speak falsely1 or turn me away = a trifle4 ,9 su* cases1 if1 inde$1 !re is a brea*1 ! s9 is ! buy]'s3 at lea/1 he puts himself 9 ! devil's /ead1 & makes himself bo? tempt] & accus]2 nor c ,i say t ! sell] is 9 t case s mu* to blame z ! buy]4 ,h[ev]1 x 7 to be wi%$ t on bo? sides buy+ & sell+ might be c>ri$ on )\t x2 = ! buy] z (t5 says1 ',i won't give a f>?+ m1' & yet advances1 z ! sell] says1 ',i c't abate a f>?+1' & yet complies4 ,^! are1 z ,i call !m1 trad+ lies2 & x 7 to be wi%$ !y c\ld be avoid$ on bo? sides2 & ! hone/ tradesman does avoid !m z mu* z possible1 b yet mu/ n1 ,i say1 9 all cases1 be ti$ up to ! /rict1 lit]al s5se ( t expression1 ,i _c abate1 z above4#bf #b4 ,ano!r trad+ lic5ce is t ( appo9t+1 & promis+ paym5ts ( money1 :i* m5 9 bus9ess are (t5times =c$ to make1 & =c$ to break1 )\t any scrupple2 nay1 & )\t any reproa* ^u _! integrity4 ,let u /ate ?is case z cle>ly z we c1 & see h[ x /&s z to ! morality ( x1 = t is ! po9t 9 debate4 ,! cr$it usually giv5 by "o tradesman to ano!r1 z p>ticul>ly by ! m]*ant to ! :olesale-man1 & by ! :olesale-man to ! retail]1 is su*1 t1 )\t ty+ ! buy] up to a p>ticul> day ( paym5t1 !y g on buy+ & sell+1 & ! buy] pays money ^u acc\nt1 z 8 conv5i5ce admits1 & z ! sell] is cont5t to take x4 ,?is occasions ! m]*ant1 or ! :olesale-man1 to g ab\t1 z !y call x1 a-dunn+ among _! deal]s1 & :i* is g5]ally ! "w ( e ,saturday4 ,:5 ! m]*ant comes to 8 cu/om] ! :olesale-man1 or w>eh\se-keep]1 = money1 he tells him1 ',i h no money1 ,sir2 ,i _c pay y n[2 if y call next week1 ,i w pay y4' ,next week comes1 & ! m]*ant calls aga92 b x is ! same ?+1 only ! w>eh\seman adds1 ',well1 ,i w pay y next week1 )\t fail4' ,:5 ! week comes1 he tells him he has met ) great disappo9tm5ts1 & he kn[s n :at to d1 b desires 8 pati5ce ano!r week3 & :5 ! o!r week comes1 p]haps he pays him1 & s !y g on4 ,n[1 :at is to be said = ?is8 ,9 ! fir/ place1 let u look back to ! occasion4 ,?is w>eh\se-keep]1 or :olesale-man1 sells ! goods :i* he buys ( ! m]*ant--,i say1 he sells !m to ! retail]s1 & x is = t reason ,i place x fir/ !re4 ,n[1 z !y buy 9 small] quantities ?an he did ( ! m]*ant1 s he deals ) m ( !m 9 numb]1 & he goes ab\t among !m ! same ,saturday1 to get 9 money t he may pay 8 m]*ant1 & he receives 8 bag full ( promises1 too1 e :]e in/ead ( money1 & is put (f f week to week1 p]haps by fifty %opkeep]s 9 a day2 & _! s]v+ him ?us obliges him to d ! same to ! m]*ant4 ,aga91 come to ! m]*ant4 ,except "s1 ^: circum/ances are above x1 !y are by ?is v usage oblig$ to put (f ! ,blackwell-hall factor1 or ! pack]1 or ! clo?i]1 or :oev] !y deal )1 9 proportion2 & ?us promises g r\nd = paym5t1 & ^? promises are kept or brok5 z money comes 91 or z disappo9tm5ts happ52 & all ?is :ile !re is no brea* ( hone/y1 or p>ole2 no ly+1 or supposition ( x1 among ! tradesm51 ei!r on "o side or o!r4 ,b let u come1 ,i say1 to ! morality ( x4 ,to break a solemn promise is a k9d ( prev>ication2 t is c]ta91 !re is no com+ (f ( x2 & ,i might enl>ge "h ^u ! fir/ fault1 namely1 ( mak+ ! promise1 :i*1 say ! /rict objectors1 !y %\ld n d4 ,b ! tradesman's answ] is ?is3 all ^? promises ought to be tak5 z !y are made--namely1 ) a cont+5t dep5d5ce ^u ! circum/ances ( trade1 su* z promises made !m by o!rs :o owe !m money1 or ! supposition ( a week's trade br++ 9 money by retail1 z usual1 bo? ( :i* are liable to fail1 or at lea/ to fall %ort2 & ?is ! p]son :o calls = ! money kn[s1 & takes ! promise ) ^? att5d+ casualties2 :i* if !y fail1 he kn[s ! %opkeep]1 or :oev] he is1 mu/ fail him too4 ,! case is pla91 if ! man _h ! money 9 ca%1 he ne$ n make a promise or appo9tm5t = a f>!r day2 = t promise is no m or less ?an a capitulation = a fav\r1 a desire or condition ( a week's =be>ance1 on 8 assurance1 t if possible he w n fail to pay him at ! "t4 ,x is object$1 t ! words if possible %\ld !n be m5tion$1 :i* w\ld solve ! morality ( ! case3 to ?is ,i mu/ answ]1 t ,i own ,i ?9k x ne$less1 unless ! man to :om ! promise 0 made c\ld be suppos$ to believe ! promise 0 to be p]=m$1 :e!r x 7 possible or no2 :i* no reasonable man c be suppos$ to d4 ,!re is a p>allel case to ?is 9 ! ord9>y appo9tm5t ( p to meet ei!r at place or "t1 ^u occasions ( bus9ess4 ,two fri5ds make an appo9tm5t to meet ! next day at su* a h\se1 suppose a tav]n at or ne> ! ,ex*ange3 "o says to ! o!r1 ',d n fail me at t "t1 = ,i w c]ta9ly be !re2' ! o!r answ]s1 ',i w n fail4' ,"s p1 :o ?9k !mselves m religi\s ?an o!rs1 or at lea/ w\ld be ?\ght s1 object aga9/ ^! positive appo9tm5ts1 & tell u we ought to say1 ',i w1 if x pleases ,god4' or ,i w1 life & heal? p]mitt+2#bg & !y quote ! text = x1 :]e our ,savi\r expressly comm&s to use su* a caution1 & :i* ,i %all say no?+ to less5 ! =ce (4 ,b to say a ^w to our pres5t cu/om4 ,s9ce ,*ri/ianity is ! public pr(ession ( ! c\ntry1 & we are to suppose we n only are ,*ri/ians ourselves1 b t all ^? we are talk+ to1 or (1 are also ,*ri/ians1 we mu/ add t ,*ri/ianity supposes we ackn[l$ge t life1 & all ! cont+5cies ( life1 are subject$ to ! dom9ion ( ,provid5ce1 & liable to all ^? accid5ts :i* ,god p]mits to befall u 9 ! ord9>y c\rse ( our liv+ 9 ! _w1 !re=e we expect to be tak5 9 t s5se 9 all su* appo9tm5ts2 & x is b ju/ice to u z ,*ri/ians1 9 ! common acceptation ( our words1 t :5 ,i say1 ,i w c]ta9ly meet my fri5d at su* a place1 & at su* a "t1 he %\ld und]/& me to mean1 if x pleases ,god to give me life & heal?1 or t 8 ,provid5ce p]mits me to come1 or1 z ! text says1 ',if ! ,"l w2' = we all "k t unless ! ,"l w1 ,i _c meet1 or s mu* z live4 ,n to und]/& me ?us1 is z mu* z to say1 y d n und]/& me to be a ,*ri/ian1 or to act l a ,*ri/ian 9 any ?+2 & on ! o!r h&1 !y t und]/& x o!rwise1 ,i ought n to und]/& !m to be ,*ri/ians4 ,nor %\ld ,i be suppos$ to put any neglect or di%on\r ^u ! gov]nm5t ( ,provid5ce 9 ! _w1 or to sugge/ t ,i did n ?9k myself subject$ to x1 because ,i omitt$ ! words 9 my appo9tm5t4 ,9 l mann]1 :5 a man comes to me = money1 ,i put him (f3 t1 9 ! fir/ place1 supposes ,i h n ! money by me1 or _c sp>e x to pay him at t "t2 if x 7 o!rwise1 x may be suppos$ ,i w\ld pay him j !n4 ,he is !n p]haps impati5t1 & asks me :5 ,i w pay him1 & ,i tell him at su* a "t4 ,?is naturally supposes1 t by t "t ,i expect to be suppli$1 s z to be able to pay2 ,i h curr5t bills1 or promises ( money1 to be paid me1 or ,i expect ! ord9>y tak+s 9 my %op or w>eh\se w supply me to make good my promise3 ?us my promise is hone/ 9 its f\ndation1 because ,i h reason to expect money to come 9 to make me 9 a condition to p]=m x2 b s x falls out1 contr>y to my expectation1 & contr>y to ! reason ( ?+s1 ,i am disappo9t$1 & _c d x2 ,i am !n1 inde$1 a trespass] ^u my cr$itor1 :om ,i ought to h paid1 & ,i am "u affliction en\gh on t acc\nt1 & ,i suff] 9 my reputation = x also2 b ,i _c be said to be a li>1 an immoral man1 a man t has no reg>d to my promise1 & ! l2 = at ! same "t ,i h p]haps us$ my utmo/ endeav\r to d x1 b am prev5t$ by _m sev]al m5 break+ promise ) me1 & ,i am no way able to help myself4 ,x is object$ to ?is1 t !n ,i %\ld n make my promises absolute1 b conditional4 ,to ?is ,i say1 t ! promises1 z is above obs]v$1 are really n absolute1 b conditional 9 ! v nature ( !m1 & are und]/ood s :5 !y are made1 or else !y t he> !m d n und]/& !m1 z all human appo9tm5ts ought to be und]/ood2 ,i d confess1 x w\ld be bett] n to make an absolute promise at all1 b to express ! condition or res]ve ) ! promise1 & say1 ',i w if ,i c1' or1 ',i w if p are j to me1 & p]=m _! promises to me4' ,b to ?is ,i answ]1 ! importunity ( ! p]son :o dem&s ! paym5t w n p]mit x--no?+ %ort ( a positive promise w satisfy--!y nev] believe ! p]son int5ds to p]=m if he makes ! lea/ res]ve or condition 9 8 promise1 ?\gh1 at ! same "t1 !y "k t ev5 ! nature ( ! promise & ! reason ( ! promise /rongly implies ! condition--,i say1 ! importunity ( ! cr$itor occasions ! brea*1 :i* he reproa*es ! debtor ) ! immorality (4#bh ,cu/om1 inde$1 has driv5 u beyond ! limits ( our morals 9 _m ?+s1 :i* trade makes necess>y1 & :i* we _c n[ avoid2 s t if we mu/ pret5d to g back to ! lit]al s5se ( ! comm&2 if our yea mu/ be yea1 & our nay nay2 if no man mu/ g beyond1 or defraud 8 neighb\r2 if our conv]sation mu/ be )\t covet\sness1 & ! l--:y1 !n1 x is impossible = tradesm5 to be ,*ri/ians1 & we mu/ unh+e all bus9ess1 act ^u new pr9ciples 9 trade1 & g on by new rules--9 %ort1 we mu/ %ut up %op1 & leave (f trade1 & s 9 _m ?+s we mu/ leave (f liv+2 = z conv]sation is call$ life1 we mu/ leave (f to conv]se3 all ! ord9>y communication ( life is n[ full ( ly+2 & :at ) table-lies1 salutation-lies1 & trad+-lies1 !re is no su* ?+ z e man speak+ tru? ) 8 neighb\r4 ,b ?is is a subject w\ld laun* me out beyond ! b\nds ( a *apt]1 & make a book by itself4 ,i return to ! case p>ticul>ly 9 h&--promises ( paym5t ( money4 ,m5 9 trade1 ,i say1 are "u ?is unhappy necessity1 !y are =c$ to make !m1 & !y are =c$ to break !m2 ! viol5t press+ & dunn+1 & p]haps ?reat5+ too1 ( ! cr$itor1 :5 ! poor %opkeep] _c comply ) 8 dem&1 =ces him to promise2 9 %ort1 ! importunate cr$itor w n be o!rwise put (f1 & ! poor %opkeep]1 almo/ worri$1 & p]haps a little t]rifi$ too1 & afraid ( him1 is glad to d & say any ?+ to pacify him1 & ?is extorts a promise1 :i*1 :5 ! "t comes1 he is no m able to p]=m ?an he 0 be=e1 & ?is multiplies promises1 & consequ5tly brea*es1 s mu* ( :i* are to be plac$ to ! acc\nts ( =ce1 t ,i mu/ ackn[l$ge1 ?\gh ! debtor is to blame1 ! cr$itor is too f> conc]n$ 9 ! crime ( x to be excus$1 & x 7 to be wi%$ "s o!r me?od c\ld be f\nd out to prev5t ! evil1 & t tradesm5 w\ld resolve ) m c\rage to resi/ ! importunities ( ! cr$itor1 be ! consequ5ce :at x w\ld1 r ?an break 9 ^u _! morals1 & load _! consci5ces ) ! reproa*es ( x = all _! lives aft]4 ,i rememb] ,i knew a tradesman1 :o1 lab\r+ long "u ! ord9>y difficulties ( m5 emb>rass$ 9 trade1 & pa/ ! possibility ( gett+ out1 & be+ at la/ oblig$ to /op & call 8 p toge!r1 told me1 t aft] he 0 broke1 ?\gh x 0 a t]rible ?+ to him at fir/ too1 z x is to mo/ tradesm51 yet he ?\ght himself 9 a new _w1 :5 he 0 at a full /op1 & _h no m ! t]ror ^u him ( bills com+ = paym5t1 & cr$itors knock+ at 8 door to dun him1 & he )\t money to pay4 ,he 0 no m oblig$ to /& 9 8 %op1 & be bulli$ & ruffl$ by 8 cr$itors1 nay1 by _! appr5tices & boys1 & sometimes by port]s & footm51 to :om he 0 =c$ to give good words1 & sometimes /ra9 8 pati5ce to ! utmo/ limits3 he 0 n[ no m oblig$ to make promises1 :i* he knew he c\ld n p]=m1 & break promises z fa/ z he made !m1 & s lie cont9ually bo? to ,god & man2 &1 he add$1 ! ease ( 8 m9d :i* he felt ^u t occasion 0 s great1 t x balanc$ all ! grief he 0 9 at ! g5]al disa/] ( 8 affairs2 &1 f>!r1 t ev5 9 ! l[e/ ( 8 circum/ances :i* foll[$1 he w\ld n g back to live z he _h done1 9 ! exquisite torture ( want ( money to pay 8 bills & 8 duns4 ,nor 0 x any satisfaction to him to say1 t x 0 ow+ to ! l brea* ( promise 9 ! %opkeep]s1 & g5tlem51 & p :om he dealt )1 :o ow$ him money1 & :o made no consci5ce ( promis+ & disappo9t+ him1 & !reby drove him to ! necessity ( break+ 8 own promises2 = ?is did n satisfy 8 m9d 9 ! brea*es ( 8 ^w1 ?\gh !y really drove him to ! necessity ( x3 b t :i* lay heavie/ ^u him 0 ! viol5ce & clam\r ( cr$itors1 :o w\ld n be satisfi$ )\t su* promises1 ev5 :5 he knew1 or at lea/ believ$1 he %\ld n be able to p]=m4 ,nay1 su* 0 ! importunity ( "o ( 8 m]*ants1 t :5 he came = money1 & he 0 oblig$ to put him (f1 & to set him ano!r day1 ! m]*ant w\ld n be satisfi$1 unless he w\ld swe> t he w\ld pay him on t day )\t fail4 ',& :at said y to him8' said ,i4 ',say to him6' said he1 ',i look$ him full 9 ! face1 & sat me d[n )\t speak+ a ^w1 be+ fill$ ) rage & indignation at him2 b aft] a little :ile he insi/$ aga91 & ask$ me :at answ] ,i w\ld make him1 at :i* ,i smil$1 & ask$ him1 if he 7 9 e>ne/8 ,he grew angry !n1 & ask$ me if ,i laugh$ at him1 & if ,i ?\ght to laugh him out ( 8 money8 ,i !n ask$ him1 if he really did expect ,i %\ld swe> t ,i w\ld pay him ! next week1 z ,i propos$ to promise8 ,he told me1 yes1 he did1 & ,i %\ld swe> x1 or pay him be=e he w5t out ( my w>eh\se4 ,i wond]$1 inde$1 at ! disc\rse1 & at ! folly ( ! m]*ant1 :o1 ,i und]/ood aft]w>ds1 0 a =eign]2 & ?\gh ,i ?\ght he _h be5 9 je/ at fir/1 :5 he assur$ me he 0 n1 ,i 0 curi\s to he> ! issue1 :i* at fir/ he 0 lo? to g on )1 because he knew x w\ld br+ ab\t all ! re/2 b ,i press$ him to "k--s he told me t ! m]*ant c>ri$ x to su* a height z put him into a furi\s passion1 &1 kn[+ he mu/ break "s "t or o!r1 he 0 resolv$ to put an end to 8 be+ insult$ 9 t mann]2 s at la/ he rose up 9 a rage1 told ! m]*ant1 t z no hone/ man c\ld take su* an oa?1 unless he _h ! money by him to pay x1 s no hone/ man c\ld ask su* a ?+ ( him2 & t1 s9ce he mu/ h an answ]1 8 answ] 01 he w\ld n swe> su* an oa? = him1 nor any man liv+1 & if he w\ld n be satisfi$ )\t x1 he might d 8 wor/--& s turn$ f him2 & kn[+ ! man 0 a consid]able cr$itor1 & might d him a mis*ief1 he resolv$ to %ut up t v night1 & did s1 c>ry+ all 8 valuable goods ) him into ! ,m9t1 & ! next day he he>d t 8 angry cr$itor waylaid him ! same aft]noon to arre/ him1 b he 0 too quick = him2 &1 z he said1 ?\gh x almo/ broke 8 he>t to %ut up 8 %op1 yet t be+ deliv]$ f ! insult+ temp] ( 8 cr$itor1 & ! p]petual p]plexities ( want ( money to pay p :5 !y dunn$ him1 &1 above all1 f ! necessity ( mak+ solemn promises = trifl+ sums1 & !n break+ !m aga91 0 to him l a load tak5 (f 8 back :5 he 0 we>y1 & c\ld /& "u x no long]2 x 0 a t]ror to him1 he said1 to be cont9ually ly+1 break+ fai? ) all mank9d1 & mak+ promises :i* he c\ld n p]=m4 ,?is necess>ily br+s me to obs]ve "h1 & x is a little = ! ease ( ! tradesman's m9d 9 su* sev]e cases1 t !re is a di/9ction to be made 9 ?is case betwe5 wilful prem$itat$ ly+1 & ! necessity m5 may be driv5 to by _! disappo9tm5ts1 & o!r accid5ts ( _! circum/ances1 to break su* promises1 z !y _h made ) an hone/ int5tion ( p]=m+ !m4 ,he t breaks a promise1 h[ev] solemnly made1 may be an hone/ man1 b he t makes a promise ) a design to break x1 or ) no resolution ( p]=m+ x1 _c be s3 nay1 to c>ry x f>!r1 he t makes a promise1 & does n d 8 endeav\r to p]=m x1 or to put himself into a condition to p]=m x1 _c be an hone/ man4 ,a promise once made supposes ! p]son will+ to p]=m x1 if x 7 9 8 p[]1 & has a b9d+ influ5ce ^u ! p]son :o made x1 s f> z 8 p[] ext5ds1 or t he c )9 ! rea* ( any reasonable ability p]=m ! conditions2 b if x is n 9 8 p[] to p]=m x1 z 9 ?is affair ( paym5t ( money is (t5 ! case1 ! man _c be condemn$ z di%one/1 unless x c be made appe>1 ei!r #a4 ,t :5 he made ! promise1 he knew he %\ld n be able to p]=m x2 or1 #b4 ,t he resolv$ :5 he made ! promise n to p]=m x1 ?\gh he %\ld be 9 a condition to d x4 ,& 9 bo? ^! cases ! morality ( promis+ _c be ju/ifi$1 any m ?an ! immorality ( n p]=m+ x4 ,b1 on ! o!r h&1 ! p]son promis+1 hone/ly int5d+ :5 he made ! appo9tm5t to p]=m x if possible1 & endeav\r+ fai?fully to be able1 b be+ r5d]$ unable by ! disappo9tm5t ( ^? on ^: promises he dep5d$ = ! p]=mance ( 8 own2 ,i _c say t su* a tradesman c be *>g$ ) ly+1 or ) any immorality 9 promis+1 = ! brea* 0 n prop]ly 8 own1 b ! p's on :om he dep5d$2 & ?is is ju/ifi$ f :at ,i said be=e1 namely1 t e promise ( t k9d supposes ! possibility ( su* a disappo9tm5t1 ev5 9 ! v nature ( its mak+2 =1 if ! man 7 n "u a moral incapacity ( paym5t1 he w\ld n promise at all1 b pay at ! "t he promis$4 ,8 promis+1 !n1 implies t he has only some?+ future to dep5d ^u1 to capacitate him = ! paym5t2 t is to say1 ! appo9tm5ts ( paym5t by o!r tradesm51 :o owe him 7t promises7 ! money1 or ! daily supply f ! ord9>y c\rse ( 8 trade1 suppose him a retail] 9 a %op1 & ! l2 all :i* circum/ances are subject to cont+5cies & disappo9tm5ts1 & are kn[n to be s by ! p]son to :om ! promise is made2 & x is ) all ^? cont+5cies & possibilities ( disappo9tm5t1 t he takes or accepts ! tradesman's promise1 & =be>s him1 9 hopes t he w be able to p]=m1 kn[+1 t unless he receives money z above1 he _c4 ,i mu/1 h[ev]1 ackn[l$ge1 t x is a v mortify+ ?+ to a tradesman1 :e!r we suppose him to be "o t values 8 cr$it 9 trade1 or 8 pr9ciple z to hone/ deal+1 to be oblig$ to break 8 ^w2 & !re=e1 :]e m5 are n too mu* "u ! hat*es to ! cr$itor1 & !y c possibly avoid x1 a tradesman %\ld n make 8 promises ( paym5t s positive1 b r conditional1 & !reby avoid bo? ! immorality & ! discr$it ( break+ 8 ^w2 nor w any tradesman1 ,i hope1 h>d5 himself 9 a c>eless =w>dness to promise1 )\t endeav\r+ or int5d+ to p]=m1 f any ?+ said 9 ?is *apt]2 = be ! excuse = x z good z x w1 z to ! po9t ( /rict hone/y1 he c h b small reg>d to 8 own peace ( m9d1 or to 8 own cr$it 9 trade1 :o w n avoid x z mu* z possible4 ,,footnotes3 #bf ,! practice ( haggl+ ab\t prices is n[ v prop]ly ab&on$ by all respectable deal]s 9 goods1 greatly to ! com=t ( bo? sell]s & buy]s4 #bg ,x 0 a fa%ion ( trade 9 ,defoe's "t1 & d[n to a some:at lat] p]iod1 to ?ru/ ! phrase ',god will+' into almo/ e promise or ann\ncem5t1 ! purport ( :i* might possibly be ?w>t$ by dea? or any o!r accid5t4 ,! phrase1 9 p>ticul>1 appe>$ at ! beg9n+ ( all lett]s 9 :i* a m]*ant ann\nc$ 8 design ( visit+ retail deal]s 9 ! prov9ces2 z1 ',god will+1 ,i %all h ! hon\r ( wait+ on y on ! #ae? proximo3' h5ce ,engli% rid]s1 or comm]cial travell]s1 came to be kn[n 9 ,scotl& by ! nickname ( ,god-will+s4' ,?is pi\s phraseology seems n[ to be bani%$ f all m]cantile affairs1 except ! %ipp+ ( goods4 #bh ,not)/&+ all ?is +5i\s reason+1 we _c help ?9k+ t x w\ld be bett] if conditional promises 7 made 9 conditional language4 ,x is n necess>ily to be und]/ood 9 all cases t a direct unres]v$ promise means some?+ conditional1 s t !re is a liability to be+ mu* deceiv$ & griev\sly disappo9t$ by all su* promises4 ,a s\nd morality c]ta9ly dem&s t ! tradesman %\ld use ! practices describ$ 9 ! text z r>ely1 & ) z mu* reluctance1 z possible1 & t1 l o!r m51 he %\ld make 8 words1 z ne>ly z may be1 ! e*o ( 8 ?\ghts4 ,,*apt] ,,xviii ,,( ,,! ,,cu/om>y ,,frauds ,,( ,,trade1 ,,:i* ,,hone/ ,,m5 ,,all[ ,,!mselves ,,to ,,practise1 ,,& ,,pret5d ,,to ,,ju/ify ,z !re are trad+ lies :i* hone/ m5 tell1 s !re are frauds 9 trade1 :i* tradesm5 daily practise1 & :i*1 not)/&+1 !y ?9k are consi/5t ) _! be+ hone/ m54 ,x is c]ta9ly true1 t few ?+s 9 nature are simply unlawful & di%one/1 b t all crime is made s by ! addition & concurr5ce ( circum/ances2 & ( ^! ,i am n[ to speak3 & ! fir/ ,i take notice (1 is t ( tak+ & repass+1 or putt+ (f1 c\nt]feit or false money4 ,x mu/ be confess$1 t call+ 9 ! old money 9 ! "t ( ! late ,k+ ,william 0 an act p>ticul>ly glori\s to t reign1 & 9 no?+ m ?an ?is1 t x deliv]$ trade f a t]rible load1 & tradesm5 f a va/ accumulat$ weight ( daily crime4 ,!re 0 sc>ce a %opkeep] t _h n a consid]able quantity or bag full ( false & unpassable money2 n an appr5tice t kept 8 ma/]'s ca%1 b _h an annual loss1 :i* !y sometimes 7 unable to support1 & sometimes _! p>5ts & fri5ds 7 call$ ^u = ! defici5cy4 ,! consequ5ce 01 t e raw y\? or unskilful body1 t 0 s5t to receive money1 0 put ^u by ! cunn+ tradesm51 & all ! bad money !y _h 0 t5d]$ 9 paym5t among ! good1 t by ignorance or ov]sight "s might possibly be made to pass2 & z ^! took x1 s !y 7 n want+ aga9 9 all ! artifice & sleight ( h& !y 7 ma/]s (1 to put x (f aga92 s t1 9 %ort1 p 7 made bites & *eats to "o ano!r 9 all _! bus9ess2 & if y w5t b to buy a pair ( gloves1 or /ock+s1 or any trifle1 at a %op1 y w5t ) bad money 9 "o h&1 & good money 9 ! o!r1 pr(f]+ fir/ ! bad co91 to get x (f1 if possible1 & !n ! good1 to make up ! defici5cy1 if ! o!r 0 reject$4 ,?us1 p 7 daily ^u ! cat* to *eat & surprise "o ano!r1 if !y c\ld2 &1 9 %ort1 paid no good money = any?+1 if !y c\ld help x4 ,& h[ did we triumph1 if meet+ ) "s poor raw s]vant1 or ignorant woman1 beh9d a c\nt]1 we got (f a c\nt]feit half-cr[n1 or a brass %ill+1 & br\ght away _! goods 7:i* 7 wor? ! said half-cr[n or %ill+1 if x _h be5 good7 = a half-cr[n t 0 p]haps n wor? sixp5ce1 or = a %ill+ n wor? a p5ny3 z if ?is 7 n all "o ) pick+ ! %opkeep]'s pocket1 or robb+ 8 h\se6 ,! excuse ord9>ily giv5 = ?is practice 0 ?is--namely1 t x came to u = good2 we took x1 & x only w5t z x came2 we did n make x1 & ! l2 z if1 because we _h be5 basely *eat$ by ,a1 we 7 to be all[$ to *eat ,b2 or t because ,c _h robb$ our h\se1 t !re=e we might g & rob ,d4 ,& yet ?is 0 con/antly practis$ at t "t ov] ! :ole nation1 & by "s ( ! hone/e/ tradesm5 among u1 if n by all ( !m4 ,:5 ! old money 01 z ,i h said1 call$ 91 ?is *eat+ trade 0 put to an end1 & ! morals ( ! nation 9 "s measure re/or$--=1 9 %ort1 be=e t1 x 0 almo/ impossible = a tradesman to be an hone/ man2 b n[ we beg9 to fall into x aga91 & we see ! curr5t co9 ( ! k+dom /rangely cr[d$ ) c\nt]feit money aga91 bo? gold & silv]2 & especially we h f\nd a great deal ( c\nt]feit =eign money1 z p>ticul>ly ,portugal & ,spani% gold1 su* z moydores & ,spani% pi/oles1 :i*1 :5 we h ! mis=tune to be put ^u ) !m1 ! fraud runs high1 & dips deep into our pockets1 ! fir/ be+ tw5ty-sev5 %ill+s1 & ! latt] sev5te5 %ill+s4 ,x is true1 ! latt] be+ payable only by weight1 we are n (t5 tr\bl$ ) !m2 b ! =m] go+ all by tale1 great quantities ( !m h be5 put (f among u4 ,i f9d1 also1 !re is a great increase ( late ( c\nt]feit money ( our own co91 especially ( %ill+s1 & ! quantity increas+1 s t1 9 a few ye>s m1 if ! wick$ arti/s are n detect$1 ! grievance may be 9 proportion z great z x 0 =m]ly1 & p]haps h>d] to be r$ress$1 because ! co9 is n likely to be any m call$ 91 z ! old smoo? money 04 ,:at1 !n1 mu/ be done8 ,& h[ mu/ we prev5t ! mis*ief to consci5ce & pr9ciple :i* lay s heavy ^u ! :ole nation be=e8 ,! "q is %ort1 & ! answ] w\ld be z %ort1 & to ! purpose1 if p w\ld b submit to ! little loss t w\ld fall ^u !m at fir/1 by :i* !y w\ld less5 ! weight ( x z !y g on1 z x w\ld nev] increase to su* a =midable height z x 0 at be=e1 nor w\ld x fall s mu* ^u ! poor z x did !n4 ,fir/1 ,i mu/ lay x d[n z a /at$ rule or maxim1 9 ! moral "p ( ! "q--t to put (f c\nt]feit base money = good money1 kn[+ x to be c\nt]feit1 is di%one/ & knavi%4 ,nor w x take (f f ! crime ( x1 or less5 ! di%one/y1 to say1 ',i took x = good & curr5t money1 & x goes z x comes2' =1 z be=e1 my hav+ be5 *eat$ does n au?orise me to *eat any o!r p]son1 s nei!r 0 x a j or hone/ ?+ 9 t p]son :o put ! bad money ^u me1 if !y knew x to be bad2 & if x 7 n hone/ 9 !m1 h[ c x be s 9 me8 ,if1 !n1 x came by knav]y1 x %\ld n g by knav]y--t w\ld be1 inde$1 to say1 x goes z x comes1 9 a lit]al s5se2 t is to say1 x came by inju/ice1 & ,i %all make x g s3 b t w n d 9 matt]s ( "r & wrong4 ,! laws ( our c\ntry1 also1 are directly aga9/ ! practice2 ! law condemns ! co9 z illegal--t is to say1 x is n curr5t money1 or1 z ! lawy]s /yle x1 x is n lawful money ( ,engl&4 ,n[1 e b>ga9 or agreem5t 9 trade1 is 9 ! common & j acceptation1 & ! language ( trade1 made = su* a price or rate1 9 ! curr5t money ( ,engl&2 & ?\gh y may n express x 9 words at l5g?1 x is s und]/ood1 z mu* z if x 7 set d[n 9 writ+4 ,if ,i *eap5 any ?+ at a %op1 suppose x ! lea/ toy or trifle1 ,i ask !m1 ',:at mu/ y h = x8' ,! %opkeep] answ]s--s mu*2 suppose x 7 a %ill+1 :at is ! ,engli% b ?is--"o %ill+ ( lawful money ( ,engl&8 ,& ,i agree to give t %ill+2 b in/ead ( x give !m a c\nt]feit piece ( lead or t91 wa%$ ov]1 to make x look l a %ill+4 ,d ,i pay !m :at ,i b>ga9$ =8 ,d ,i give !m "o %ill+ ( lawful money ( ,engl&8 ,d ,i n put a *eat ^u !m1 & act aga9/ ju/ice & mutual agreem5t8 ,to say ,i took ?is = ! lawful money ( ,engl&1 w n add at all1 except x be to ! fraud2 = my be+ deceiv$ does n at all make x be lawful money3 s t1 9 a ^w1 !re c be no?+ 9 t "p b increas+ ! crim9al "p1 & add+ "o knave m to ! numb] ( knaves :i* ! nation 0 encumb]$ ) be=e4 ,! case to me is v cle>1 namely1 t nei!r by law1 ju/ice1 nor consci5ce1 c ! tradesman put (f 8 bad money aft] he has tak5 x1 if he once kn[s x to be false & c\nt]feit money4 ,t x is aga9/ ! law is evid5t1 because x is n good & lawful money ( ,engl&2 x _c be hone/1 because y d n pay 9 ! co9 y agre$ =1 or p]=m ! b>ga9 y made1 or pay 9 ! co9 expect$ ( y2 & x is n j1 because y d n give a valuable consid]ation = ! goods y buy1 b really take a tradesman's goods away1 & return dross & dirt to him 9 ! room ( x4 ,! m$ium ,i h to propose 9 ! room ( ?is1 is1 t e man :o takes a c\nt]feit piece ( money1 & kn[s x to be su*1 %\ld imm$iately de/roy x--t is to say1 de/roy x z money1 cut x 9 pieces2 or1 z ,i h se5 "s hone/ tradesm5 d1 nail x up aga9/ a po/1 s t x %\ld g no f>!r4 ,x is true1 ?is is s9k+ s mu* ^u himself1 & support+ ! cr$it ( ! curr5t co9 at 8 own exp5se1 & he loses ! :ole piece1 & ?is tradesm5 are lo? to d3 b my answ] is v cle>1 t ?us !y ought to d1 & t sundry public reasons1 & sev]al public b5efits1 w\ld foll[ to ! public1 9 "s ( :i* he might h 8 %>e ( b5efit h]eaft]1 & if he _h n1 yet he ought to d x4 ,fir/1 by do+ ?us1 he puts a /op to ! fraud--t piece ( money is no m made ! in/rum5t to deceive o!rs1 :i* o!rwise x might d2 & ?\gh x is true t ! loss is only to ! la/ man1 t is to say1 9 ! ord9>y curr5cy ( ! money1 yet ! brea* ^u consci5ce & pr9ciple is to e own] ?r\gh ^: h&s t piece ( money has fraudul5tly pass$1 t is to say1 :o h pass$ x away = good1 kn[+ x to be c\nt]feit2 s t x is a piece ( good s]vice to ! public to take away ! occasion & in/rum5t ( s mu* knav]y & deceit4 ,secondly1 he prev5ts a worse fraud1 :i* is1 ! buy+ & sell+ su* c\nt]feit money4 ,?is 0 a v wick$1 b op5 trade1 9 =m] days1 & may 9 "t come to be s aga93 fell[s w5t ab\t ! /reets1 cry+ ',brass money1 brok5 or :ole2' t is to say1 !y w\ld give good money = bad4 ,x 0 at fir/ pret5d$ t !y 7 oblig$ to cut x 9 pieces1 & if y insi/$ ^u x1 !y w\ld cut x 9 pieces be=e y\r face2 b !y z (t5 got x )\t t c]emony1 & s made :at wick$ %ifts !y c\ld to get x (f aga91 & _m times did put x (f = curr5t money1 aft] !y _h b\ght x = a trifle4 ,?irdly1 by ?is fraud1 p]haps1 ! same piece ( money might1 sev]al ye>s aft]1 come into y\r h&s aga91 aft] y _h sold x = a trifle1 & s y might lose by ! same %ill+ two or ?ree times ov]1 & ! l ( o!r p2 b if m5 7 oblig$ to demoli% all ! c\nt]feit money !y take1 & let x g no f>!r1 !y !y w\ld be sure ! fraud c\ld g no f>!r1 nor w\ld ! quantity be ev] great at a "t2 = :atev] quantity ! false co9]s %\ld at any "t make1 x w\ld gradually less5 & s9k away1 & n a mass ( false & c\nt]feit co9 appe> toge!r1 z 0 =m]ly ! case1 & :i* lo/ ! nation a va/ sum ( money to call 94 ,x has be5 ! op9ion ( "s1 t a p5alty %\ld be inflict$ ^u ^? :o (f]$ any c\nt]feit money 9 paym5t2 b besides t1 !re is already a /atute aga9/ utt]+ false money1 kn[+ x to be su*4 ,if any o!r or f>!r law %\ld be made1 ei!r to en=ce ! /atute1 or to h new p5alties add$1 !y w\ld /ill fall into ! same difficulties z 9 ! act4 #a4 ,t innoc5t m5 w\ld suff]1 see+ _m tradesm5 may take a piece ( c\nt]feit money 9 tale ) o!r money1 & really & bona fide n "k x1 & s may (f] x aga9 z innoc5tly z !y at fir/ took x ignorantly2 & to br+ su* into tr\ble = e false %ill+ :i* !y might (f] to pay away )\t kn[+ x1 w\ld be to make ! law be m]ely vexati\s & torm5t+ to ^? aga9/ :om x 0 n int5d$1 & at ! same "t n to m$dle ) ! subtle crafty (f5d] :om x 0 int5d$ to puni%1 & :o is really guilty4 #b4 ,su* an act w\ld be difficultly execut$1 because x w\ld /ill be difficult to "k :o did kn[+ly utt] false money1 & :o did n2 :i* is ! difficulty1 inde$1 9 ! pres5t law--s t1 ^u ! :ole1 su* a law w\ld no way answ] ! end1 nor effectually discov] ! (f5d]1 mu* less suppress ! practice4 ,b ,i am n ^u projects & s*emes--x is n ! bus9ess ( ?is und]tak+4 ,b a g5]al act1 oblig+ all tradesm5 to suppress c\nt]feit money1 by refus+ to put x (f aga91 aft] !y knew x to be c\nt]feit1 & a g5]al cons5t ( tradesm5 to d s2 ?is w\ld be ! be/ way to put a /op to ! practice1 ! morality ( :i* is s ju/ly call$ 9 "q1 & ! ill consequ5ces ( :i* to trade are s v well kn[n2 nor w any ?+ b a univ]sal cons5t ( tradesm51 9 ! hone/ suppress+ ( c\nt]feit money1 ev] br+ x to pass4 ,9 ! meantime1 z to ! di%one/y ( ! practice1 h[ev] popul> x is gr[n at ?is "t1 ,i ?9k x is out ( "q2 x c h no?+ b cu/om to plead = x1 :i* is s f> f an argum5t1 t ,i ?9k ! plea is crim9al 9 itself1 & really adds to its be+ a grievance1 & calls l\dly = a spe$y r$ress4 ,ano!r trad+ fraud1 :i*1 among _m o!rs ( ! l nature1 ,i ?9k wor? speak+ (1 is ! v>i\s arts made use ( by tradesm5 to set (f _! goods to ! eye ( ! ignorant buy]4 ,i br+ ?is 9 "h1 because ,i really ?9k x is some?+ ( k9 to putt+ (f c\nt]feit money2 e false gloss put ^u our wooll5 manufactures1 by hot-press+1 fold+1 dress+1 tuck+1 pack+1 blea*+1 c1 :at are !y b wa%+ ov] a brass %ill+ to make x pass = /]l+8 ,e false light1 e artificial side-w9d[1 sky-light1 & trunk-light we see made to %[ ! f9e ,holl&s1 lawns1 cambrics1 c4 to advantage1 & to deceive ! buy]--:at is x b a c\nt]feit co9 to *eat ! tradesman's cu/om]s8--an ignis fatuus to impose ^u fools & ignorant p1 & make _! goods look f9] ?an !y are8 ,b :]e 9 trade is !re any bus9ess entirely free f ^! frauds8 & h[ %all we speak ( !m1 :5 we see !m s univ]sally made use (8 ,ei!r !y are hone/1 or !y are n4 ,if !y are n1 :y d we1 ,i say1 univ]sally make use ( !m8--if !y are hone/1 :y s mu* art & s mu* application to manage !m1 & to make goods appe> fair] & f9] to ! eye ?an !y really are8--:i*1 9 its own nature1 is evid5tly a design to *eat1 & t 9 itself is crim9al1 & c be no o!r4 ,& yet !re is mu* to be said = sett+ goods out to ! be/ advantage too2 = 9 "s goods1 if !y are n well dress$1 well press$1 & pack$1 ! goods are n really %[n 9 a true light2 _m ( our wooll5 manufactures1 if br\ght to m>ket r\gh & undress$1 l a piece ( clo? n c>ri$ to ! full+ or ?ick+ mill1 x does n %[ itself to a j advantage1 nay1 x does n %[ :at x really is2 & !re=e su* works z may be prop] = s f> sett+ x =? to ! eye may be necess>y4 ,= example3 ,! clo?s1 /uffs1 s]ges1 druggets1 c1 :i* are br\ght to m>ket 9 ! we/ & nor!rn p>ts ( ,engl&1 & 9 ,norfolk1 z !y are b\ght )\t ! dress+ & mak+ up1 x may be said ( !m t !y are br\ght to m>ket unf9i%$1 & !y are b\ght !re aga9 by ! :olesale deal]s1 or clo?-work]s1 tuck]s1 & m]*ants1 & !y c>ry !m to _! w>eh\ses & workh\ses1 & !re !y g ?r\gh div]s op]ations aga91 & are f9i%$ = ! m>ket2 nor1 inde$1 are !y fit to be %[n till !y are s2 ! /uffs are 9 ! grease1 ! clo? is 9 ! oil1 !y are r\gh & f\l1 & are n dress$1 & consequ5tly n f9i%$2 & z our buy]s d n und]/& !m till !y are s dress$1 x is no prop] f9i%+ ! goods to br+ !m to m>ket be=e--!y are n1 inde$1 prop]ly said to be made till t "p is done4 ,!re=e ,i _c call all ^? sett+-out ( goods to be knavi% & false2 b :5 ! goods1 l a false %ill+1 are to be set out ) fraud & false col\rs1 & made smoo? & %9+ to delude ! eye1 !re1 :]e !y are s1 x is really a fraud2 & ?\gh 9 "s cases x extremely diff]s1 yet t does n excuse ! re/ by any means4 ,! pack]s & hot-press]s1 tuck]s1 & clo?-work]s1 are v necess>y p 9 _! trades1 & _! bus9ess is to set goods (f to ! be/ advantage2 b x may be said1 too1 t _! true & prop] bus9ess is to make ! goods %[ :at really !y are1 & no?+ else4 ,x is true1 z above1 t 9 ! orig9al dress1 z a piece ( clo? or drugget1 or /uff1 comes out ( ! h& ( ! mak]1 x does n %[ itself z x really is1 nor :at x %\ld & ought to %[3 ?us f> ^! p are prop]ly call$ f9i%]s ( ! manufactures1 & _! "w is n lawful only1 b x is a do+ ju/ice to ! manufacture4 ,b if1 by ! exub]ances ( _! art1 !y set ! goods 9 a false light1 give !m a false gloss1 a f9] & smoo!r surface ?an really !y h3 ?is is l a pa9t$ jade1 :o puts on a false col\r ^u h] tawny sk9 to deceive & delude h] cu/om]s1 & make h] seem ! beauty :i* %e has no j claim to ! "n (4 ,s f> z art is ?us us$ to %[ ^! goods to be :at !y really are n1 & deceive ! buy]1 s f> x is a trad+ fraud1 :i* is an unju/ifiable practice 9 bus9ess1 & :i*1 l co9+ ( c\nt]feit money1 is mak+ goods to pass = :at !y really are n2 & is done = ! advantage ( ! p]son :o puts !m (f1 & to ! loss ( ! buy]1 :o is *eat$ & deceiv$ by ! fraud4 ,! mak+ false lights1 sky-lights1 trunks1 & o!r contrivances1 to make goods look to be :at !y are n1 & to deceive ! eye ( ! buy]1 ^! are all s _m brass %ill+s wa%$ ov]1 9 ord] to deceive ! p]son :o is to take !m1 & *eat him ( 8 money2 & s f> ^! false lights are really crim9al1 !y are *eats 9 trade1 & made to deceive ! _w2 to make de=mity look l beauty1 & to v>ni% ov] defici5cies2 to make goods :i* are ord9>y 9 !mselves appe> f9e2 to make ?+s :i* are ill made look well2 9 a ^w1 !y are *eats 9 !mselves1 b be+ legitimat$ by cu/om1 are become a g5]al practice2 ! hone/e/ tradesm5 h !m1 & make use ( !m2 ! buy] kn[s ( x1 & suff]s himself to be s impos$ ^u2 &1 9 a ^w1 if x be a *eat1 z no d\bt x is1 !y tell u t yet x is a univ]sal *eat1 & nobody trades )\t x2 s cu/om & usage make x lawful1 & !re is little to be said b ?is1 ,si populus vult decepi1 decipiatur--if ! p w be *eat$1 let !m be *eat$1 or !y %all be *eat$4 ,i come next to ! sett+ out _! goods to ! buy] by ! help ( _! tongue2 & "h ,i mu/ confess our %op rhetoric is a /range k9d ( spee*2 x is to be und]/ood 9 a mann] by itself2 x is to be tak51 n 9 a latitude only1 b 9 su* a latitude z inde$ requires z _m fl\ri%es to excuse x1 z x conta9s fl\ri%es 9 itself4 ,! end ( x1 inde$1 is corrupt1 & x is also made up ( a corrupt composition2 x is compos$ ( a mass ( rattl+ flatt]y to ! buy]1 & t fill$ ) hypocrisy1 complim5t1 self-praises1 falsehood1 &1 9 %ort1 a complication ( wick$ness2 x is a corrupt means to a vici\s end3 & ,i _c see any ?+ 9 x b :at a wise man laughs at1 a good man abhors1 & any man ( hone/y avoids z mu* z possible4 ,! %opkeep] ought1 inde$1 to h a good tongue1 b he %\ld n make a common pro/itute ( 8 tongue1 & employ x to ! wick$ purpose ( abus+ & impos+ ^u all t come to deal ) him4 ,!re is a mode/ lib]ty1 :i* trad+ lic5ce1 l ! poetic lic5ce1 all[s to all ! tradesm5 ( e k9d3 b tradesm5 ought no m to lie beh9d ! c\nt]1 ?an ! p>sons ought to talk treason 9 ! pulpit4 ,let !m conf9e !mselves to tru?1 & say :at !y w4 ,b x _c be done2 a talk+ rattl+ m]c]1 or drap]1 or mill9]1 beh9d 8 c\nt]1 w\ld be wor? no?+ if he %\ld conf9e himself to t mean silly ?+ call$ tru?--!y mu/ lie2 x is 9 support ( _! bus9ess1 & "s ?9k !y _c live )\t x2 b ,i d5y t "p1 & recomm5d x1 ,i mean to ! tradesm5 ,i am speak+ (1 to consid] :at a sc&al x is ^u trade1 to pret5d to say t a tradesman _c live )\t ly+1 ! contr>y to :i* may be made appe> 9 almo/ e article4 ,on ! o!r h&1 ,i mu/ d ju/ice to ! tradesm51 & mu/ say1 t mu* ( x is ow+ to ! buy]s--!y beg9 ! "w1 & give ! occasion4 ,x 0 ! say+ ( a v good %opman once ^u ?is occasion1 ',t _! cu/om]s w\ld n be pleas$ )\t ly+2 & :y1' said he1 'did ,solomon reprove ! buy]8--he said no?+ to ! %opkeep]--,x is naught1 x is naught1 says ! buy]2 b :5 he goes away1 !n he boa/e? 7,prov4 xx4 #ad47 ,! buy] tell+ u1' adds he1 't e ?+ is worse ?an x is1 =ces u1 9 ju/ify+ its true value1 to tell !m x is bett] ?an x is4' ,x mu/ be confess$1 ?is v]bose way ( trad+ is mo/ ridicul\s1 z well z (f5sive1 bo? 9 buy] & sell]2 & z x adds no?+ to ! goodness or value ( ! goods1 s1 ,i am sure1 x adds no?+ to ! hone/y or good morals ( ! tradesman1 on "o side or o!r1 b multiplies trad+-lies on e side1 & br+s a j reproa* on ! integrity ( ! deal]1 :e!r he be ! buy] or sell]4 ,x 0 a k9d ( a /ep to ! cure ( ?is vice 9 trade1 = su* x is1 t !re 0 an old (fice erect$ 9 ! city ( ,london1 = se>*+ & view+ all ! goods :i* 7 sold 9 bulk1 & c\ld n be se>*$ into by ! buy]--?is 0 call$ g>bl+2 & ! g>bl] hav+ view$ ! goods1 & caus$ all damag$ or uns\nd goods to be tak5 out1 set 8 seal ^u ! case or bags :i* held ! re/1 & !n !y 7 v\*$ to be m>ketable1 s t :5 ! m]*ant & ! %opkeep] met to deal1 !re 0 no room = any words ab\t ! goodness ( ! w>es2 !re 0 ! g>bl]'s seal to v\* t !y 7 m>ketable & good1 & if !y 7 o!rwise1 ! g>bl] 0 answ]able4 ,?is respect$ "s p>ticul> sorts ( goods only1 & *iefly spices & drugs1 & dye-/uffs1 & ! l4 ,x 7 well if "s o!r me?od ?an t ( a rattl+ tongue c\ld be f\nd out1 to asc]ta9 ! goodness & value ( goods betwe5 ! %opkeep] & ! retail buy]1 t su* a flux ( falsehoods & untru?s might be avoid$1 z we see e day made use ( to run up & run d[n e ?+ t is b\ght or sold1 & t )\t any effect too2 =1 take x "o "t ) ano!r1 all ! %opkeep]'s ly+ does n make ! buy] l ! goods at all ! bett]1 nor does ! buy]'s ly+ make ! %opkeep] sell ! *eap]4 ,x w\ld be wor? :ile to consid] a little ! language t passes betwe5 ! tradesman & 8 cu/om] ov] ! c\nt]1 & put x into pla9 homespun ,engli%1 z ! mean+ ( x really imports4 ,we w\ld n take t usage if x 7 put into pla9 words--x w\ld set all ! %opkeep]s & _! cu/om]s toge!r by ! e>s1 & we %\ld h fight+ & qu>rell+1 in/ead ( b[+ & curtsey+1 9 e %op4 ,let u h>k a little1 & he> h[ x w\ld s\nd betwe5 !m4 ,a lady comes into a m]c]'s %op to buy "s silks1 or to ! laceman's to buy silv] laces1 or ! l2 & :5 %e pit*es ^u a piece :i* %e likes1 %e beg9s ?us3 ,lady4--,i l t col\r & t figure well en\gh1 b ,i don't l ! silk--!re is no sub/ance 9 x4 ,m]4--,inde$1 ,madam1 y\r lady%ip lies--x is a v sub/antial silk4 ,lady4-,no1 no6 y lie inde$1 ,sir2 x is good = no?+2 x w d no s]vice4 ,m]4--,pray1 ,madam1 feel h[ heavy x is2 y w f9d x is a lie2 ! v weight ( x may satisfy y t y lie1 inde$1 ,madam4 ,lady4--,come1 come1 %[ me a bett] piece2 ,i am sure y h bett]4 ,m]4--,inde$1 ,madam1 y\r lady%ip lies2 ,i may %[ y m pieces1 b ,i _c %[ y a bett]2 !re is n a bett] piece ( silk ( t sort 9 ,london1 ,madam4 ,lady4--,let me see t piece ( crimson !re4 ,m]4--,"h x is1 ,madam4 ,lady4--,no1 t won't d nei!r2 x is n a good col\r4 ,m]4--,inde$1 ,madam1 y lie2 x is z f9e a col\r z c be dy$4 ,lady4--,oh fy6 y lie1 inde$1 ,sir2 :y1 x is n 9 gra94 ,m]4--,y\r lady%ip lies1 ^u my ^w1 ,madam2 x is 9 gra91 inde$1 & z f9e z c be dy$4 ,i might make ?is dialogue mu* long]1 b "h is en\gh to set ! m]c] & ! lady bo? 9 a flame1 & to set ! %op 9 an upro>1 if x 7 b spok5 out 9 pla9 language1 z above2 & yet :at is all ! %op-dialect less or m ?an ?is8 ,! mean+ is pla9--x is no?+ b y lie1 & y lie--d[nright ,bill+sgate1 wrapp$ up 9 silk & sat91 & deliv]$ dress$ f9ely up 9 bett] clo!s ?an p]haps x might come dress$ 9 betwe5 a c>man & a port]4 ,h[ ridicul\s is all ! tongue-padd+ flutt] betwe5 ,miss ,tawdry1 ! semp/ress1 & ,tattle1 my lady's woman1 at ! *ange-%op1 :5 ! latt] comes to buy any trifle6 & h[ _m lies1 inde$1 creep into e "p ( trade1 especially ( retail trade1 f ! meane/ to ! upp]mo/ "p ( bus9ess6--till1 9 %ort1 x is gr[n s sc&al\s1 t ,i mu* wond] ! %opkeep]s !mselves d n leave x (f1 = ! m]e %ame ( its simplicity & uselessness4 ,b habits once got into use are v r>ely abat$1 h[ev] ridicul\s !y are2 & ! age is come to su* a degree ( ob/9ate folly1 t no?+ is too ridicul\s = !m1 if !y please b to make a cu/om ( x4 ,i am n = mak+ my disc\rse a satire ^u ! %opkeep]s1 or ^u _! cu/om]s3 if ,i 71 ,i c\ld give a long detail ( ! arts & tricks made use ( beh9d ! c\nt] to :e$le & p]suade ! buy]1 & manage ! sell+ "p among %opkeep]s1 & h[ easily & dext]\sly !y draw 9 _! cu/om]s2 b ?is is r "w = a ballad & a song3 my bus9ess is to tell ! complete tradesman h[ to act a wis] "p1 to talk to 8 cu/om]s l a man ( s5se & bus9ess1 & n l a m\ntebank & 8 m]ry-&rew2 to let him see t !re is a way ( manag+ beh9d a c\nt]1 t1 let ! cu/om] be :at or h[ x w1 man or woman1 imp]t95t or n imp]t95t--= sometimes1 ,i mu/ say1 ! m5 cu/om]s are e jot z imp]t95t z ! wom52 b1 ,i say1 let !m be :at !y w1 & h[ !y w1 let !m make z _m words z !y w1 & urge ! %opkeep] h[ !y w1 he may behave himself s z to avoid all ^? imp]t95ces1 falsehoods1 folli% & wick$ excursions :i* ,i compla9 (1 if he pleases4 ,x by no means foll[s1 t because ! buy] is fooli%1 ! sell] mu/ be s too2 t because ! buy] has a nev]-ceas+ tongue1 ! sell] mu/ rattle z fa/ z %e2 t because %e tells a hundr$ lies to run d[n 8 goods1 he mu/ tell ano!r hundr$ to run !m up2 & t because %e belies ! goods "o way1 he mu/ d ! same ! o!r way4 ,!re is a happy m$ium 9 ^! ?+s4 ,! %opkeep]1 f> f be+ rude to 8 cu/om]s on "o h&1 or sull5 & sil5t on ! o!r1 may speak h&somely & mode/ly1 ( 8 goods2 :at !y des]ve1 & no o!r2 may ) tru?1 & good mann]s too1 set =? 8 goods z !y ought to be set =?2 & nei!r be want+ to ! commodity he sells1 nor run out into a ridicul\s extravagance ( words1 :i* h nei!r tru? ( fact nor hone/y ( design 9 !m4 ,nor is ?is middle way ( managem5t at all less likely to succe$1 if ! cu/om]s h any %>e ( s5se 9 !m1 or ! goods he %[s any m]it to recomm5d !m2 & ,i mu/ say1 ,i believe ?is grave middle way ( disc\rs+ to a cu/om]1 is g5]ally m effectual1 & m to ! purpose1 & m to ! reputation ( ! %opkeep]1 ?an a /orm ( words1 & a m\?ful ( common1 %op-language1 :i* makes a noise1 b has little 9 x to plead1 except to "h & !re a fool t c no o!rwise be prevail$ )4 ,x w\ld be a t]rible satire ^u ! ladies1 to say t !y w n be pleas$ or engag$ ei!r ) good w>es or good p5nywor?s1 ) reasonable good language1 or good mann]s1 b !y mu/ h ! addition ( long h>angues1 simple1 fawn+1 & flatt]+ language1 & a flux ( false & fooli% words1 to set (f ! goods1 & :e$le !m 9 to lay out _! money2 & t )\t ^! !y are n to be pleas$4 ,b let ! tradesman try ! hone/ "p1 & /& by t1 keep+ a /ock ( fa%ionable & valuable goods 9 8 %op to %[1 & ,i d>e say he w run no v5ture1 nor ne$ he fe> cu/om]s2 if any ?+ calls = ! help ( noise1 & rattl+ words1 x mu/ be mean & sorry1 unfa%ionable1 & ord9>y goods1 toge!r ) weak & silly buy]s2 & let ! buy]s t *ance to read ?is rememb]1 t :5ev] !y f9d ! %opkeep] beg9s 8 noise1 & makes 8 f9e spee*es1 !y ought to suppose he 7! %opkeep]7 has tra% to br+ out1 & believes he has fools to %[ x to4 ,,*apt] ,,xix ,,( ,,f9e ,,%ops1 ,,& ,,f9e ,,%[s ,x is a mod]n cu/om1 & :olly unkn[n to our ance/ors1 :o yet und]/ood trade1 9 proportion to ! trade !y c>ri$ on1 z well z we d1 to h tradesm5 lay out two-?irds ( _! =tune 9 fitt+ up _! %ops4 ,by fitt+ up1 ,i d n mean furni%+ _! %ops ) w>es & goods to sell--= 9 t !y came up to u 9 e p>ticul>1 & p]haps w5t beyond u too--b 9 pa9t+ & gild+1 f9e %elves1 %utt]s1 boxes1 glass-doors1 sa%es1 & ! l1 9 :i*1 !y tell u n[1 x is a small matt] to lay out two or ?ree hundr$ p\nds1 nay1 five hundr$ p\nds1 to fit up a pa/ry-cook's1 or a toy-%op4 ,! fir/ inf]5ce to be drawn f ?is mu/ necess>ily be1 t ?is age mu/ h m fools ?an ! la/3 = c]ta9ly fools only are mo/ tak5 ) %[s & outsides4 ,x is true1 t a f9e %[ ( goods w br+ cu/om]s2 & x is n a new cu/om1 b a v old "o1 t a new %op1 v well furni%$1 goes a great way to br++ a trade2 = ! prov]b 01 & /ill is1 v true1 t e body has a p5ny = a new %op2 b t a f9e %[ ( %elves & glass-w9d[s %\ld br+ cu/om]s1 t 0 nev] made a rule 9 trade till n[4 ,& yet1 ev5 n[1 ,i %\ld n except s mu* aga9/ x1 if x 7 n c>ri$ on to su* an excess1 z is too mu* = a middl+ tradesman to be> ! exp5se (4 ,9 ?is1 !re=e1 x is made n a grievance only1 b really sc&al\s to trade2 = n[1 a "y beg9n] has su* a tax ^u him be=e he beg9s1 t he mu/ s9k p]haps a ?ird "p1 nay1 a half "p1 ( 8 /ock1 9 pa9t+ & gild+1 wa9scot+ & glaz+1 be=e he beg9s to trade1 nay1 be=e he c op5 8 %op4 ,z !y say ( build+ a wat]mill1 two-?irds ( ! exp5se lies "u ! wat]2 & :5 ! poor tradesman comes to furni% 8 %op1 & lay 9 8 /ock ( goods1 he f9ds a great hole made 9 8 ca% to ! workm51 & 8 %[ ( goods1 on :i* ! life ( 8 trade dep5ds1 is fa9 to be less5$ to make up 8 %[ ( bo>ds1 & glass to lay !m 94 ,nor is ?is heavy article to be abat$ ^u any acc\nt2 = if he does n make a good %[1 he comes abroad l a mean ord9>y fell[1 & nobody ( fa%ion comes to 8 %op2 ! cu/om]s are drawn away by ! pictures & pa9t$ %elves1 ?\gh1 :5 !y come !re1 !y are n half s well fill$ z 9 o!r places1 ) goods fit = a trade2 & h[1 inde$1 %\ld x be o!rwise8 ! jo9]s & pa9t]s1 glazi]s & c>v]s1 mu/ h all ready money2 ! weav]s & m]*ants may give cr$it2 _! goods are ( s mu* less mom5t to ! %opkeep]1 t !y mu/ tru/2 b ! m important %[ mu/ be f9i%$ fir/1 & paid fir/2 & :5 t has made a deep hole 9 ! tradesman's /ock1 !n ! rema9d] may be sp>$ to furni% ! %op ) goods1 & ! m]*ant mu/ tru/ = ! re/4 ,x w h>dly be believ$ 9 ages to come1 :5 our po/]ity %all be gr[n wis] by our loss1 &1 z ,i may truly say1 at our exp5se1 t a pa/ry-cook's %op1 :i* tw5ty p\nds w\ld effectually furni% at a "t1 ) all ne$ful ?+s = sale1 nay1 except on an extraord9>y %[1 z on twelf?-day at night = cakes1 or ^u "s great fea/1 tw5ty p\nds c h>dly be laid out at "o "t 9 goods = sale1 yet t fitt+ up "o ( ^! %ops %\ld co/ upw>ds ( #cjj 9 ! ye> #agaj--let ! ye> be record$--! fitt+ up to consi/ ( ! foll[+ p>ticul>s3-- #a4 ,sa% w9d[s1 all ( look+-glass plates1 #ab in*es by #af in*es 9 measure4 #b4 ,all ! walls ( ! %op l9$ up ) galley-tiles1 & ! back %op ) galley-tiles 9 panels1 f9ely pa9t$ 9 =e/-"w & figures4 #c4 ,two l>ge pi] look+-glasses & "o *imney glass 9 ! %op1 & "o v l>ge pi]-glass sev5 feet high 9 ! back %op4 #d4 ,two l>ge bran*es ( c&le/icks1 "o 9 ! %op1 & "o 9 ! back room4 #e4 ,?ree great glass lant]ns 9 ! %op1 & eight small ones4 #f4 ,tw5ty-five sconces aga9/ ! wall1 ) a l>ge pair ( silv] /&+ c&le/icks 9 ! back room1 value #be4 #g4 ,six f9e l>ge silv] salv]s to s]ve sweetmeats4 #h4 ,twelve l>ge high /&s ( r+s1 :]e( ?ree silv]1 to place small di%es = t>ts1 jellies1 c41 at a fea/4 #i4 ,pa9t+ ! ceil+1 & gild+ ! lant]ns1 ! sa%es1 & ! c>v$ "w1 #ee4 ,^!1 ) "s odd ?+s to set =? ! %op1 & make a %[1 besides small plate1 & besides *9a bas9s & cups1 am\nt$ to1 z ,i am well in=m$1 above #cjj4 ,add to ?is ! m necess>y "p1 :i* 03-- #a4 ,build+ two ov5s1 ab\t #be4 #b4 ,tw5ty p\nds 9 /ock = pies1 *eese-cakes1 c4 ,s t1 9 %ort1 "h 0 a trade :i* might be c>ri$ on = ab\t #cj or #dj /ock1 requir$ #cjj exp5ses to fit up ! %op1 & make a %[ to invite cu/om]s4 ,i might give some?+ ( a l example ( extravagance 9 fitt+ up a cutl]'s %op1 ,anglic a toyman1 :i* are n[ come up to su* a ridicul\s exp5se1 z is h>dly to be ?\ght ( )\t ! utmo/ contempt3 let any "o /op at ! ,temple1 or at ,paul's corn]1 or 9 _m o!r places4 ,z to ! %ops ( ! m consid]able trades1 !y all be> a proportion ( ! hum\r ( ! times1 b d n call = s l\d a rem>k4 ,leav+1 !re=e1 ! j reflection :i* su* ?+s call =1 let me br+ x home to ! "y tradesman1 to :om ,i am direct+ ?is disc\rse1 & to :om ,i am desir\s to give solid & useful h9ts = 8 in/ruction1 ,i w\ld recomm5d x to him to avoid all su* ne$less exp5ses1 & r endeav\r to furni% 8 %op ) goods1 ?an to pa9t & gild x ov]1 to make x f9e & gay2 let x invite cu/om]s r by ! well-fill$ presses & %elves1 & ! great *oice ( ri* & fa%ionable goods1 t "o cu/om] be+ well-s]v$ may br+ ano!r2 & let him /udy to br+ 8 %op into reputation = good *oice ( w>es1 & good att5dance on 8 cu/om]s2 & ?is %all br+ a ?rong to him mu* bett]1 & ( mu* bett] p1 ?an ^? t g 9 m]ely = a gay %op4 ,let ! %op be dec5t & h&some1 spaci\s z ! place w all[1 & let some?+ l ! face ( a ma/] be always to be se5 9 x2 &1 if possible1 be always busy1 & do+ some?+ 9 x1 t may look l be+ employ$3 ?is takes z mu* ) ! wis] obs]v]s ( su* ?+s1 z any o!r appe>ance c d4 ,i h he>d ( a "y apo!c>y1 :o sett+ up 9 a "p ( ! t[n1 :]e he _h n mu* acqua9tance1 & fe>+ mu* :e!r he %\ld get into bus9ess1 hir$ a man acqua9t$ ) su* bus9ess1 & made him be e morn+ betwe5 five & six1 & (t5 late 9 ! ev5+s1 work+ v h>d at ! great mort>2 p\nd+ & beat+1 ?\gh he _h no?+ to d ) x1 b beat+ "s v ne$less ?+1 t all 8 neighb\rs might he> x1 & f9d t he 0 9 full employ1 be+ at "w e>ly & late1 & t consequ5tly he mu/ be a man ( va/ bus9ess1 & h a great practice3 & ! ?+ 0 well laid1 & took accord+ly2 = ! neighb\rs1 believ+ he _h bus9ess1 br\ght bus9ess to him2 & ! reputation ( hav+ a trade1 made a trade = him4 ,! obs]vation is j3 a %[ may br+ "s p to a %op1 b x is ! fame ( bus9ess t br+s bus9ess2 & no?+ raises ! fame ( a %op l its be+ a %op ( good trade already2 !n p g to x1 because !y ?9k o!r p g to x1 & because !y ?9k !re is good *oice ( goods2 _! gild+ & pa9t+ may g a little way1 b x is ! hav+ a %op well fill$ ) goods1#bi hav+ good *oice to sell1 & sell+ reasonable--^! are ! ?+s t br+ a trade1 & a trade ?us br\ght w /& by y & la/2 = fame ( trade br+s trade any:]e4 ,x is a sign ( ! b>r5ness ( ! p's fancy1 :5 !y are s easily tak5 ) %[s & outsides ( ?+s4 ,nev] 0 su* pa9t+ & gild+1 su* sa%+s & look+-glasses among ! %opkeep]s1 z !re is n[2 & yet trade fl\ri%$ m 9 =m] times by a gread deal t x does n[1 if we may believe ! report ( v hone/ & und]/&+ m54 ,! reason1 ,i ?9k1 _c be to ! cr$it ( ! pres5t age1 nor x x to ! discr$it ( ! =m]2 = !y c>ri$ on _! trade ) less gaiety1 & ) less exp5se1 ?an we d n[4#cj ,my advice to a "y tradesman is to keep ! safe middle betwe5 ^! extremes2 some?+ ! times mu/ be hum\r$ 91 because fa%ion & cu/om mu/ be foll[$2 b let him consid] ! dep? ( 8 /ock1 & n lay out half 8 e/ate ^u fitt+ up 8 %op1 & !n leave b ! o!r half to furni% x2 x is mu* bett] to h a full %op1 ?an a f9e %op2 & a hundr$ p\nds 9 goods w make a mu* bett] %[ ?an a hundr$ p\nds' wor? ( pa9t+ & c>v$ "w2 x is good to make a %[1 b n to be all %[4 ,x is true1 t pa9t+ & adorn+ a %op seems to intimate1 t ! tradesman has a l>ge /ock to beg9 )1 or else !y sugge/ he w\ld n make su* a %[2 h5ce ! "y %opkeep]s are will+ to make a great %[1 & beautify1 & pa9t1 & gild1 & c>ve1 because !y w\ld be ?\ght to h a great /ock to beg9 )2 b let me tell y1 ! reputation ( hav+ a great /ock is ill pur*as$1 :5 half y\r /ock is laid out to make ! _w believe x2 t is1 9 %ort1 r$uc+ y\rself to a small /ock to h ! _w believe y h a great "o2 9 :i* y d no less ?an b>t] ! real /ock = ! imag9>y1 & give away y\r /ock to keep ! "n ( x only4 ,i take ?is inde$ to be a ,fr5* hum\r1 or a spice ( x turn$ ,engli%2 &1 inde$1 we are fam\s = ?is1 t :5 we d mimic ! ,fr5*1 we g5]ally d x to our hurt1 & ov]-d ! ,fr5* !mselves4 ,! ,fr5* nation are em95t = mak+ a f9e outside1 :5 p]haps )9 !y want necess>ies2 &1 inde$1 a gay %op & a mean /ock is some?+ l ! ,fr5*man ) 8 lac$ ruffles1 )\t a %irt4 ,i _c b ?9k a well-furni%$ %op ) a mod]ate outside is mu* bett] to a tradesman1 ?an a f9e %op & few goods2 ,i am sure x w be mu* m to 8 satisfaction1 :5 he ca/s up 8 ye>'s acc\nt1 = 8 f9e %op w weigh b sorrily 9 8 acc\nt ( pr(it & loss2 x is all a dead article2 x is sunk out ( 8 fir/ money1 be=e he makes a %ill+ pr(it1 & may be "s ye>s a-recov]+1 z trade may g ) him4 ,x is true t all ^! notions ( m9e 9 trade are f\nd$ ^u ! pr9ciple ( frugality & good husb&ry2 & ?is is a pr9ciple s disagreeable to ! times1 & s contr>y to ! g5]al practice1 t we %all f9d v few p to :om x is agreeable4 ,b let me tell my "y tradesm51 t if !y mu/ bani% frugality & good husb&ry1 !y mu/ at ! same "t bani% all expectation ( gr[+ ri* by _! trade4 ,x is a maxim 9 comm]ce1 t money gets money1 & !y t w n frugally lay up _! ga91 9 ord] to increase _! ga91 mu/ n expect to ga9 z !y might o!rwise d2 frugality may be out ( fa%ion among ! g5try1 b if x comes to be s among tradesm51 we %all soon see t weal?y tradesm5 w be h>d to f9d2 = !y :o w n save z well z ga91 mu/ expect to g out ( trade z lean z !y began4 ,"s p tell u inde$ 9 _m cases1 especially 9 trade1 t putt+ a good face ^u ?+s goes z f> z ! real m]it ( ! ?+s !mselves2 & t a f9e1 pa9t$1 gild$ %op1 among ! re/1 has a great influ5ce ^u ! p1 draws cu/om]s1 & br+s trade2 & !y run a great l5g? 9 ?is disc\rse by satiris+ on ! bl9dness & folly ( mank9d1 & h[ ! _w are to be tak5 9 _! own way2 & see+ !y are to be delud$ & impos$ ^u 9 su* an innoc5t way1 !y ought to be s f> delud$ & impos$ ^u1 allud+ to ! old prov]bial say+1 ',si populus vult decipi1 decipiatur2' t x is no fraud1 no crime1 & c nei!r be aga9/ consci5ce1 nor prud5ce2 = if !y are pleas$ ) a %[1 :y %\ld !y n h x8 & ! l4 ,?is way ( talk+ is inde$ plausible2 & 7 ! fact true1 !re might be m 9 x ?an ,i ?9k !re is4 ,b ,i d n grant t ! _w is ?us to be delud$2 & t ! p d foll[ ?is rule 9 g5]al--,i mean1 g always to a f9e %op to lay out _! money4 ,p]haps1 9 "s cases1 x may be s1 :]e ! wom51 & ! weake/ ( ! sex too1 are *iefly conc]n$2 or :]e ! fops & fools ( ! age resort2 & z to ^? few1 !y t are will+ to be s impos$ ^u1 let !m h x4 ,b ,i d n see1 t ev5 ?is ext5ds any f>!r ?an to a few toy-%ops1 & pa/ry-cooks2 & ! cu/om]s ( bo? ^! are n ( cr$it suffici5t1 ,i ?9k1 to weigh 9 ?is case3 we may z well argue = ! f9e habits at a puppet-%[ & a rope-danc+1 because !y draw ! mob ab\t !m2 b ,i _c ?9k1 aft] y g b "o degree above ^!1 ! ?+ is ( any weight1 mu* less does x br+ cr$it to ! tradesman1 :atev] x may d to ! %op4 ,! cr$it ( a tradesman respects two sorts ( p1 fir/1 ! m]*ants1 or :olesale m51 or mak]s1 :o sell him 8 goods1 or ! cu/om]s1 :o come to 8 %op to buy4 ,! fir/ ( ^! are s f> f valu+ him ^u ! gay appe>ance ( 8 %op1 t !y are (t5 ! fir/ t take an (f5ce at x1 & suspect 8 cr$it ^u t acc\nt3 _! op9ion ^u a tradesman1 & 8 cr$it ) !m1 is rais$ q ano!r way1 namely1 by 8 curr5t pay1 dilig5t att5dance1 & hone/ figure2 ! gay %op does n help him at all !re1 b r ! contr>y4 ,z to ! latt]1 ?\gh "s cu/om]s may at fir/ be drawn by ! gay appe>ance & f9e gild+ & pa9t+ ( a %op1 yet x is ! well sort+ a %op ) goods1 & ! sell+ good p5nywor?s1 t w br+ trade1 especially aft] ! %op has be5 op5 "s "t3 ?is1 & ?is only1 e/abli%es ! man & ! cr$it ( ! %op4 ,to conclude3 ! cr$it rais$ by ! f9e %[ ( ?+s is also ( a diff]5t k9d f ! sub/antial reputation ( a tradesman2 x is r ! cr$it ( ! %op1 ?an ( ! man2 &1 9 a ^w1 x is no m or less ?an a net spread to cat* fools2 x is a bait to allure & deceive1 & ! tradesman g5]ally int5ds x s4 ,he int5ds t ! cu/om]s %all pay = ! gild+ & pa9t+ 8 %op1 & x is ! use he really makes ( x1 namely1 t 8 %op look+ l some?+ em95t1 he may sell de>] ?an 8 neighb\rs3 :o1 & :at k9d ( fools c s be drawn 91 x is easy to describe1 b satire is none ( our bus9ess "h4 ,on ! contr>y1 ! cu/om]s1 :o are ! sub/antial dep5d5ce ( a tradesman's %op1 are su* z are ga9$ & pres]v$ by good usage1 good p5nywor?s1 good w>es1 & good *oice2 & a %op t has ! reputation ( ^! f\r1 l good w9e t ne$s no bu%1 ne$s no pa9t+ & gild+1 no c>v$ works & ornam5ts2#ca x requires only a dilig5t ma/] & a fai?ful s]vant1 & x w nev] want a trade4 ,,footnotes3 #bi ,9 ano!r place1 ! au?or recomm5ds a light /ock1 z %[+ a nimble trade4 ,!re c be little d\bt t he is m reasonable "h4 ,a consid]able abundance ( goods is c]ta9ly an attraction to a %op4 ,no d\bt1 a tradesman ) little capital w\ld only be incurr+ c]ta9 ru9 hav+ a l>g] /ock ?an he c\ld readily pay =4 ,he mu/ ne$s keep a small /ock1 if he w\ld h a *ance at all ( do+ well 9 ! _w4 ,b ?is does n make x ! less an advantage to a tradesman ( good capital to keep an abundant & v>i\s /ock ( goods4 #cj ,x is really curi\s to f9d 9 ?is *apt] ! same contra/ drawn betwe5 ! old & ! new /yle ( fitt+ up %ops1 & c>ry+ on bus9ess1 z w\ld be drawn at ! pres5t day by n9e out ( e t5 common obs]v]s4 ,! notion t ! %ops ( ! pa/ age 7 pla91 :ile ^? ( ! pres5t are gaudy1 & t ! tradesm5 ( a pa/ age c>ri$ on all _! bus9ess 9 a quiet way & ) little exp5se1 is z /rongly impress$ on ! m9ds ( ! pres5t g5]ation1 z x is "h se5 to h be5 on ^? ( ,defoe's contempor>ies1 a hundr$ & tw5ty ye>s ago1 al?\gh x is q impossible t ! notion c be j 9 bo? cases4 ,! tru? probably is1 t 9 ,defoe's "t1 & at all =m] times1 !re 7 conspicu\s1 b n v num]\s1 examples ( f9ely decorat$ %ops1 :i* seem$1 & really 71 v mu* ( a novelty1 z well z a r /rik+ exception f ! /yle 9 :i* su* places 9 g5]al 7 !n1 & _h = _m ye>s be5 furni%$4 ,s f>1 h[ev]1 f ^! prov+1 z ,defoe anticipates1 a w>n+ to future g5]ations1 ! g5]al appe>ance ( %ops has exp]i5c$ a va/ improvem5t s9ce ^? days2 & ! ?ird-rate class are n[ probably z f9e z ! fir/-rate 7 at no di/ant p]iod4 ,at ! same "t1 z 9 ! reign ( ! fir/ ,george1 we h n[ also a few %ops fitt$ up 9 a /yle ( extraord9>y & />tl+ elegance1 & ?us =m+ t contra/ ) ! g5]al appe>ance ( %ops = ! la/ =ty ye>s1 :i* makes old p1 & _m o!rs1 talk ( all ! pa/ z homely & mod]ate1 & all ! pres5t z %[y & exp5sive4 #ca ,! au?or seems "h to c>ry 8 objections to decoration to an extreme4 ,good usage1 good p5nywor?s1 good w>es1 & good *oice1 are d\btless ! f\r c>d9al po9ts ( bus9ess2 b a h&some %op also goes a consid]able way 9 attract+ cu/om]s1 & is a pr9ciple :i* no prud5t tradesman w despise4 ,,*apt] ,,xx ,,( ,,! ,,tradesman',s ,,keep+ ,,8 ,,books1 ,,& ,,ca/+ ,,up ,,8 ,,%op ,x 0 an anci5t & laudable cu/om ) tradesm5 9 ,engl& always to balance _! acc\nts ( /ock1 & ( pr(it & loss1 at lea/ once e ye>2 & g5]ally x 0 done at ,*ri/mas1 or ,new-ye>'s tide1 :5 !y c\ld always tell :e!r !y w5t backw>d or =w>d1 & h[ _! affairs /ood 9 ! _w2 & ?\gh ?is good cu/om is v mu* lo/ among tradesm5 at ?is "t1 yet !re are a great _m t d s /ill1 & !y g5]ally call x ca/+ up %op4 ,to speak ! tru?1 ! great occasion ( omitt+ x has be5 f ! _m tradesm51 :o d n c>e to look into ?+s1 & :o1 fe>+ _! affairs are n "r1 c>e n to "k h[ !y g at all1 good or bad2 & :5 ,i see a tradesman t does n ca/ up once a-ye>1 ,i conclude t tradesman to be 9 v bad circum/ances1 t at lea/ he fe>s he is s1 & by consequ5ce c>es n to inquire4 ,z ca/+ up ! %op is ! way to "k e ye> :e!r he goes backw>d or =w>d1 & is ! tradesman's p>ticul> satisfaction1 s he mu/ ca/ up 8 books too1 or else x w be v om9\s to ! tradesman's cr$it4 ,n[1 9 ord] to do+ ?is effectually once a-ye>1 x is ne$ful ! tradesman %\ld keep 8 books always 9 ord]2 8 day-book duly po/$1 8 ca% duly balanc$1 & all p's acc\nts always fit = a view4 ,he t delights 9 8 trade w delight 9 8 books2 &1 z ,i said t he t w ?rive mu/ dilig5tly att5d 8 %op or w>eh\se1 & take up 8 delight !re1 s1 ,i say n[1 he mu/ also dilig5tly keep 8 books1 or else he w nev] "k :e!r he ?rives or no4 ,exact keep+ 8 books is "o ess5tial "p ( a tradesman's prosp]ity4 ,! books are ! regi/] ( 8 e/ate1 ! index ( 8 /ock4 ,all ! tradesman has 9 ! _w mu/ be f\nd 9 ^! ?ree articles1 or "s ( !m3-- ,goods 9 ! %op2 ,money 9 ca%2 ,debts abroad4 ,! %op w at any "t %[ ! fir/ ( ^! ^u a small /op to ca/ x up2 ! ca%-*e/ & bill-box w %[ ! second at dem&2 & ! l$g] :5 po/$ w %[ ! la/2 s t a tradesman c at any "t1 at a week's notice1 ca/ up all ^! ?ree2 & !n1 exam9+ 8 acc\nts1 to take ! balance1 :i* is a real try+ :at he is wor? 9 ! _w4 ,x _c be satisfactory to any tradesman to let 8 books g unsettl$1 & unca/ up1 = !n he kn[s no?+ ( himself1 or ( 8 circum/ances 9 ! _w2 ! books c tell him at any "t :at 8 condition is1 & w satisfy him :at is ! condition ( 8 debts abroad4 ,9 ord] to 8 regul> keep+ 8 books1 sev]al ?+s might be said v useful = ! tradesman to consid]3 ,i4 ,e ?+ done 9 ! :ole circumf]5ce ( 8 trade mu/ be set d[n 9 a book1 except ! retail trade2 & ?is is cle>1 if ! goods are n 9 bulk1 !n ! money is 9 ca%1 & s ! sub/ance w be always f\nd ei!r !re1 or some:]e else2 = if x is nei!r 9 ! %op1 nor 9 ! ca%1 nor 9 ! books1 x mu/ be /ol5 & lo/4 ,,ii4 ,z e ?+ done mu/ be set d[n 9 ! books1 s x %\ld be done at ! v "t ( x2 all goods sold mu/ be ent]$ 9 ! books be=e !y are s5t out ( ! h\se2 goods s5t away & n ent]$1 are goods lo/2 & he t does n keep an exact acc\nt ( :at goes out & comes 91 c nev] swe> to 8 books1 or prove 8 debts1 if occasion calls = x4 ,i am n go+ to set d[n rules "h = book-keep+1 or to tea* ! tradesman h[ to d x1 b ,i am %[+ ! necessity & usefulness ( do+ x at all4 ,t tradesman :o keeps no books1 may dep5d ^u x he w ere long keep no trade1 unless he resolves also to give no cr$it4 ,he t gives no tru/1 & takes no tru/1 ei!r by :olesale or by retail1 & keeps 8 ca% all himself1 may inde$ g on )\t keep+ any books at all2 & has no?+ to d1 :5 he w\ld "k 8 e/ate1 b to ca/ up 8 %op & 8 ca%1 & see h[ mu* !y am\nt to1 & t is 8 :ole & neat e/ate2 = z he owes no?+1 s nobody is 9 debt to him1 & all 8 e/ate is 9 8 %op2 b ,i suppose ! tradesman t trades :olly ?us1 is n yet born1 or if !re ev] 7 any su*1 !y are all dead4 ,a tradesman's books1 l a ,*ri/ian's consci5ce1 %\ld always be kept clean & cle>2 & he t is n c>eful ( bo? w give b a sad acc\nt ( himself ei!r to ,god or man4 ,x is true1 t a great _m tradesm51 & especially %opkeep]s1 und]/& b little ( book-keep+2 b x is z true t !y all und]/& some?+ ( x1 or else !y w make b poor "w ( %opkeep+4 ,i knew a tradesman t c\ld n write1 & yet he suppli$ ! defect ) s _m +5i\s knacks ( 8 own1 to secure ! acc\nt ( :at p ow$ him1 & 0 s exact do+ x1 & !n took su* c>e to h b v %ort acc\nts ) any body1 t he br\ght up 8 me?od to be e way an equival5t to writ+2 &1 z ,i (t5 told him1 ) half ! /udy & application t ^? ?+s co/ him1 he might h le>n$ to write1 & keep books too4 ,he made not*es ^u /icks = all ! middl+ sums1 & scor$ ) *alk = less] ?+s4 ,he _h draw]s = e p>ticul> cu/om]'s "n1 :i* 8 memory suppli$1 = he knew e p>ticul> draw]1 ?\gh he _h a great _m1 z well z if _! faces _h be5 pa9t$ ^u !m2 he _h innum]able figures to signify :at he w\ld h writt51 if he c\ld2 & 8 %elves & boxes always put me 9 m9d ( ! ,egyptian hi]oglyphics1 & nobody und]/ood !m1 or any ?+ ( !m1 b himself4 ,x 0 an odd ?+ to see him1 :5 a c\ntry-*ap1 came up to settle acc\nts ) him2 he w\ld g to a draw] directly1 among su* a numb] z 0 amaz+3 9 t draw] 0 no?+ b little pieces ( split /icks1 l la?s1 ) *alk-m>ks on !m1 all z un9telligible z ! signs ( ! zodiac are to an old s*ool-mi/ress t tea*es ! horn-book & prim]1 or z ,arabic or ,greek is to a pl\ghman4 ,e /ick _h not*es on "o side = s+le p\nds1 on ! o!r side = t5s ( p\nds1 & s high]2 & ! l5g? & bread? also _h its signification1 & ! col\r too2 = !y 7 pa9t$ 9 "s places ) "o col\r1 & 9 "s places ) an!r2 by :i* he knew :at goods _h be5 deliv]$ = ! money3 & 8 way ( ca/+ up 0 v rem>kable1 = he knew no?+ ( figures2 b he kept six spoons 9 a place on purpose1 ne> 8 c\nt]1 :i* he took out :5 he _h occasion to ca/ up any sum1 &1 lay+ ! spoons 9 a r[ be=e him1 he c\nt$ ^u !m ?us3 ,"o1 two1 ?ree1 & ano!r1 "o odd spoon1 & t'o!r ,by ?is he told up to six2 if he _h any occasion to tell any f>!r1 he began aga91 z we d aft] ! numb] t5 9 our ord9>y num]ation2 & by ?is me?od1 & runn+ !m up v quick1 he w\ld c\nt any numb] "u ?irty-six1 :i* 0 six spoons ( six spoons1 & !n1 by ! /r5g? ( 8 head1 he c\ld numb] z _m m z he pleas$1 multiply+ !m always by sixes1 b nev] high]4 ,i give ?is in/ance to %[ h[ f> ! application ( a man's head might g to supply ! defect1 b pr9cipally to %[ 7& x does abundantly %[ x7 :at an absolute necessity !re is = a tradesman to be v dilig5t & exact 9 keep+ 8 books1 & :at pa9s ^? :o und]/& _! bus9ess w always take to d x4 ,?is tradesman 0 inde$ a c\ntry %opkeep]2 b he 0 s consid]able a deal]1 t he became mayor ( ! city :i* he liv$ 9 7= x 0 a city1 & t a consid]able city too71 & 8 po/]ity h be5 v consid]able trad]s 9 ! same city ev] s9ce1 & !y %[ _! great-gr&fa!r's six c\nt+ spoons & 8 hi]oglyphics to ?is day4 ,aft] "s "t1 ! old tradesman br$ up two ( 8 sons to 8 bus9ess1 & ! "y m5 hav+ le>n$ to write1 br\ght books into ! c\nt+-h\se1 ?+s _! fa!r _h nev] us$ be=e2 b ! old man kept to 8 old me?od = all t1 & w\ld ca/ up a sum1 & make up an acc\nt ) 8 spoons & 8 draw]s1 z soon z !y c\ld ) _! p5 & ink1 if x 7 n too full ( small articles1 & t he _h always avoid$ 9 8 bus9ess4 ,h[ev]1 z ,i h said above1 ?is evid5tly %[s ! necessity ( book-keep+ to a tradesman1 & ! v nature ( ! ?+ evid5ces also t x mu/ be done ) ! greate/ exactness4 ,he t does n keep 8 books exactly1 & s z t he may dep5d ^u !m = *>g+ 8 debtors1 _h bett] keep no books at all1 b1 l my %opkeep]1 score & not* e ?+2 = z books well kept make bus9ess regul>1 easy1 & c]ta91 s books neglect$ turn all into confusion1 & leave ! tradesman 9 a wood1 :i* he c nev] get out ( )\t damage & loss4 ,if ev] 8 deal]s "k t 8 books are ill kept1 !y play ^u him1 & impose horrid =g]ies & falsities ^u him3 :atev] he omits !y cat* at1 & leave x out2 :atev] !y put ^u him1 he is b\nd to yield to2 s t1 9 %ort1 z books well kept are ! security ( ! tradesman's e/ate1 & ! asc]ta9+ ( 8 debts1 s books ill kept w assi/ e knavi% cu/om] or *apman to *eat & deceive him4 ,"s m5 keep a due & exact entry or j\rnal ( all !y sell1 or p]haps ( all !y buy or sell1 b are utt]ly remiss 9 po/+ x =w>d to a l$g]2 t is to say1 to ano!r book1 :]e e p>cel is c>ri$ to ! debtor's p>ticul> acc\nt4 ,likewise !y keep ano!r book1 :]e !y ent] all ! money !y receive1 b1 z above1 nev] keep+ any acc\nt = ! man2 !re x /&s 9 ! ca%-book1 & bo? ^! books mu/ be ransack$ ov] = ! p>ticul>s1 z well ( goods sold1 z ( ! money receiv$1 :5 ?is cu/om] comes to h 8 acc\nt made up2 & z ! goods are c]ta9ly ent]$ :5 sold or s5t away1 & ! money is c]ta9ly ent]$ :5 x is receiv$1 ?is !y ?9k is suffici5t1 & all ! re/ sup]flu\s4 ,i d\bt n su* tradesm5 (t5 suff] z mu* by _! slo?fulness & neglect ( book-keep+1 z might1 especially if _! bus9ess is consid]able1 pay = a book-keep]2 = :at is su* a man's case1 :5 8 cu/om]1 suppose a c\ntry deal]1 comes to t[n1 :i* p]haps he does once a-ye> 7z 9 ! cu/om ( o!r tradesm571 & desires to h 8 acc\nt made up8 ,! ,london tradesman goes to 8 books1 & fir/ he rummages 8 day-book back = ! :ole ye>1 & takes out ! foot#cb ( all ! p>cels s5t to 8 *apman1 & !y make ! debtor side ( ! acc\nt2 !n he takes 8 ca%-book1 if x des]ves t "n1 & !re he takes out all ! sums ( money :i* ! *apman has s5t up1 or bills :i* he has receiv$1 & ^! make ! cr$itor side ( ! acc\nt2 & s ! balance is drawn out1 & ?is man ?9ks himself a mighty good acc\ntant1 t he keeps 8 books exactly2 & s p]haps he does1 z f> z he keeps !m at all2 t is to say1 he nev] s5ds a p>cel away to 8 cu/om]1 b he ent]s x d[n1 & nev] receives a bill f him1 b he sets x d[n :5 ! money is paid2 b n[ take ?is man & 8 *ap1 toge!r1 z !y are mak+ up ?is acc\nt4 ,! *apman1 a %>p clev] tradesman1 ?\gh a c\ntryman1 has 8 pocket-book ) him1 & 9 x a copy ( 8 po/+-book1 s ! c\ntrym5 call a l$g]1 :]e ! ,london tradesman's acc\nts are copi$ out2 & :5 ! city tradesman has drawn out 8 acc\nt1 he takes x to 8 inn & exam9es x by 8 little book1 & :at is ! consequ5ce8 ,if ! city tradesman has omitt$ any ( ! bills :i* ! c\ntry tradesman has s5t him up1 he f9ds x out1 & is sure to put him 9 m9d ( x4 ',sir1' says he1 'y _h a bill f me ^u ,mr ,a4,g4 at su* a "t1 = ?irty p\nds1 & ,i h y\r lett] t y receiv$ ! money2 b y h omitt$ x 9 ! acc\nt1 s t ,i am n s mu* 9 y\r debt by ?irty p\nds1 z y ?\ght ,i 04' ',say y s6' says ! city tradesman2 ',i _c ?9k b y mu/ be mi/ak54' ',no1 no6' says ! o!r1 ',i am sure ,i c't be mi/ak51 = ,i h x 9 my book2 besides1 ,i c g to ,mr ,a4,g41 :om ! bill 0 drawn ^u1 & !re is1 to be sure1 y\r own endorsem5t ^u x1 & a receipt = ! money4' ',well1' says ! citiz51 ',i keep my books z exact z any body--,i'll look aga91 & if x be !re ,i %all f9d x1 = ,i am sure if ,i _h x1 x is 9 my ca%-book4' ',pray d1 !n1' says ! c\ntryman1 '= ,i am sure ,i s5t x y1 & ,i am sure ,i c produce ! bill1 if !re be occasion4' ,away goes ! tradesman to 8 books1 :i* he pret5ds he keeps s exact1 & exam9+ !m ov] aga91 he f9ds ! bill = ?irty p\nds ent]$ fairly1 b 9 8 runn+ ! :ole ye> ov] toge!r1 z well he might1 he _h ov]look$ x1 :]eas1 if 8 ca%-book _h be5 duly po/$ e week1 z x ought to h be51 ?is bill _h be5 regul>ly plac$ to acc\nt4 ,b n[1 obs]ve ! diff]5ce3 ! bill = ?irty p\nds be+ omitt$1 0 no damage to ! c\ntry tradesman1 because he has an acc\nt ( x 9 8 book ( memor&ums1 & _h x regul>ly po/$ 9 8 books at home1 :atev] ! o!r _h1 & also 0 able to br+ suffici5t pro( ( ! paym5t2 s ! ,london tradesman's omission 0 no hurt to him4 ,b ! case diff]s mat]ially 9 ! debtor side ( ! acc\nt2 = "h ! tradesman1 :o ) all 8 boa/s ( keep+ 8 books exactly1 has yet no l$g]1 :i* be+1 z ,i h said1 duly po/$1 %\ld %[ e man's acc\nt at "o view2 & be+ done e week1 left x sc>ce possible to omit any p>cel t 0 once ent]$ 9 ! day-book or j\rnal--,i say1 ! tradesman keep+ no l$g]1 he looks ov] 8 day-book = ! :ole ye> pa/1 to draw up ! debtor side ( 8 cu/om]'s acc\nt1 & !re be+ a great _m p>cels1 truly he ov]looks "o or two ( !m1 or suppose b "o ( !m1 & gives ! *apman ! acc\nt1 9 :i* he sums up 8 debtor side s mu*1 suppose #acf1 #ajs43 ! *apman exam9+ ?is by 8 book1 z he did ! ca%1 f9ds two p>cels1 "o #g1 #aes41 & ! o!r #i1 #acs41 omitt$2 s t by 8 own book 8 debtor side 0 #aec1 #ahs42 b be+ a cunn+ %>p tradesman1 & )al n exce$+ hone/1 ',well1 well1' says he to himself1 'if ,mr ,g4 says x is no m ?an #acf1 #ajs4 :at h ,i to d to contradict him8 x is none ( my bus9ess to keep 8 books = him2 x is "t en\gh = me to reckon = x :5 he *>ges me4' ,s he goes back to him ! next day1 & settles acc\nts ) him1 pays him ! balance 9 good bills :i* he br\ght up ) him = t purpose1 takes a receipt 9 full ( all acc\nts & dem&s to su* a day ( ! mon?1 & ! next day comes & looks out ano!r p>cel ( goods1 & s beg9s an acc\nt = ! next ye>1 l a curr5t *apman1 & has ! cr$it ( an extraord9>y cu/om] t pays well1 & cle>s 8 acc\nts e ye>2 :i* he _h n done _h he n se5 ! advantage1 & s /ra9$ himself to pay1 t he might get a receipt 9 full ( all acc\nts4 ,x happ5s "s ye>s aft] t ?is city tradesman dies1 & 8 executors f9d+ 8 acc\nts difficult to make up1 !re be+ no books to be f\nd b a day-book & a ca%-book1 !y get "s skilful book-keep] to look into !m1 :o imm$iately sees t ! only way to br+ ! acc\nts to a head1 is to =m a l$g] out ( ! o!r two1 & po/ e body's acc\nt into x f ! beg9n+2 = ?\gh x 7 a long way back1 !re is no o!r rem$y4 ,9 do+ ?is1 !y come to ?is mi/ake1 among a great _m o!rs ( ! l k9d 9 o!r *apm5's acc\nts2 ^u ?is !y write to ! *apman1 & tell him !y f9d him debtor to ! e/ate ( ! deceas$ 9 su* a sum ( money1 & desire him to make paym5t4 ,! c\ntry %opkeep] huffs !m1 tells !m he always made up acc\nts ) ,mr4 ,g41 ! deceas$1 once a-ye>1 z he did ) all 8 o!r *apm51 & t he took 8 receipt 9 full ( all acc\nts & dem&s1 ^u pay+ ! balance to him at su* a "t2 :i* receipt he has to %[2 & t he owes him no?+1 or b su* a sum1 be+ ! acc\nt ( goods b\ght s9ce4 ,! executors f9d+ ! mi/ake1 & h[ x happ5$1 endeav\r to conv9ce him ( x2 b x is all "o-he wants no conv9c+1 = he kn[s at bottom h[ x is2 b be+ a little ( a knave himself1 or if y please1 n a little1 he tells !m he _c ent] into ! acc\nts s f> back--,mr ,g4 always told him he kept 8 books v exactly1 & he tru/$ to him2 & z he has 8 receipt 9 full1 & x is s long ago1 he c say no?+ to x4 ,f h5ce !y come to qu>rel1 & ! executors ?reat5 him ) go+ to law2 b he bids !m defiance1 & insi/s ^u 8 receipt 9 full2 & besides t1 x is p]haps six ye>s ago1 & s he tells !m he w plead ! /atute ( limitations ^u !m2 & !n adds1 t he does n d x avoid a j debt1 b to avoid be+ impos$ ^u1 he n und]/&+ books s well z ,mr ,g4 pret5d$ to d2 & hav+ balanc$ acc\nts s long ago ) him1 he /&s by ! balance1 & has no?+ to say to _! mi/akes1 n he4 ,s t1 9 %ort1 n f9d+ any rem$y1 !y are =c$ to sit d[n by ! loss2 & p]haps 9 ! c\rse ( tw5ty ye>s' trade1 ,mr ,g4 might lose a great _m su* p>cels 9 ! :ole2 & _h mu* bett] h kept a l$g]2 or if he did n "k h[ to keep a l$g] himself1 _h bett] h hir$ a book-keep] to h come once a-week1 or once a-mon?1 to h po/$ 8 day-book = him4 ,! l mis=tune att5ds ! n balanc+ 8 ca%1 a ?+ :i* su* book-keep]s z ,mr ,g4 d n ?9k wor? _! tr\ble2 nor d !y und]/& ! b5efit ( x4 ,! p>ticul>s1 inde$1 ( ?is article are t$i\s1 & w\ld be too long = a *apt]2 b c]ta9ly !y t "k any ?+ ( ! use ( keep+ an exact ca%-book1 "k t1 )\t x1 a tradesman c nev] be ?or\ghly satisfi$ ei!r ( 8 own n committ+ mi/akes1 or ( any p *eat+ him1 ,i mean s]vants1 or sons1 or :oev] is ! fir/ ab\t him4 ,:at ,i call balanc+ 8 ca%-book1 is1 fir/1 ! ca/+ up daily1 or weekly1 or mon?ly1 8 receipts & paym5ts1 & !n see+ :at money is left 9 h&1 or1 z ! usual expression ( ! tradesman is1 :at money is 9 ca%2 secondly1 ! exam9+ 8 money1 tell+ x ov]1 & see+ h[ mu* he has 9 8 *e/ or bags1 & !n see+ if x agrees ) ! balance ( 8 book1 t :at is1 & :at %\ld be1 correspond4 ,& "h let me give tradesm5 a caution or two4 #a4 ,nev] sit d[n satisfi$ ) an error 9 ! ca%2 t is to say1 ) a diff]5ce betwe5 ! money really 9 ! ca%1 & ! balance 9 ! book2 = if !y d n agree1 !re mu/ be a mi/ake some:]e1 & :ile !re is a mi/ake 9 ! ca%1 ! tradesman _c1 at lea/ he ought n to be1 easy4 ,he t c be easy ) a mi/ake 9 8 ca%1 may be easy ) a gang ( ?ieves 9 8 h\se2 = if 8 money does n come "r1 he mu/ h paid some?+ t is n set d[n1 & t is to be suppos$ z bad z if x 7 lo/2 or he mu/ h somebody ab\t him t c f9d ! way to 8 money besides himself1 t is to say1 somebody t %\ld n come to x2 & if s1 :at is ! diff]5ce betwe5 t & hav+ a gang ( ?ieves ab\t him8--= e "o t takes money out ( 8 ca% )\t 8 leave1 & )\t lett+ him "k x1 is s f> a ?ief to him3 & he c nev] pret5d to balance 8 ca%1 nor1 inde$1 "k any ?+ ( 8 affairs1 t does n "k :i* way 8 money goes4 #b4 ,a tradesman endeav\r+ to balance 8 ca%1 %\ld no m be satisfi$ if he f9ds a mi/ake 9 8 ca% "o way1 ?an ano!r--t is to say1 if he f9ds m 9 ca% ?an by ! balance ( 8 ca%-book ought to be !re1 ?an if he f9ds less1 or want+ 9 ca%4 ,i "k _m1 :o1 :5 !y f9d x ?us1 sit d[n satisfi$1 & say1 ',well1 !re is an error1 & ,i don't "k :]e x lies2 b come1 x is an error on ! "r h&2 ,i h m ca% 9 h& ?an ,i %\ld h1 t is all1 s ,i am well en\gh2 let x g2 ,i %all f9d x "s "t or o!r4' ,b ! tradesman ought to consid] t he is q 9 ! d>k2 & z he does n really "k :]e x lies1 s1 = ought he kn[s1 ! error may really be to 8 loss v consid]ably--& ! case is v pla91 t x is z dang]\s to be ov]1 z x w\ld be to be "u2 he %\ld1 !re=e1 nev] give x ov] till he has f\nd x out1 & br\ght x to rights4 ,= example3 ,if !re appe>s to be m money 9 ! ca% ?an !re is by ! balance 9 ! ca%-book1 ?is mu/ foll[--namely1 t "s p>cel ( money mu/ h be5 receiv$1 :i* is n ent]$ 9 ! book2 n[1 till ! tradesman kn[s :at sum ( money ?is is1 t is ?us n ent]$1 h[ c he tell b ! mi/ake may be q ! o!r way1 & ! ca% be really wrong to 8 loss8 ,?us1 ,my ca%-book be+ ca/ up = ! la/ mon?1 ,i f9d1 by ! foot ( ! leaf1 !re is ca% rema9+ 9 h& to balance #agf1 #ajs4 #f;d4 ,to see if all ?+s are "r1 ,i g & tell my money ov]1 & !re1 to my surprise1 ,i f9d #aid1 #ajs4 #f;d4 9 ca%1 s t ,i h #ah !re m ?an ,i %\ld h4 ,n[1 f> f be+ pleas$ t ,i h m money by me ?an ,i %\ld h1 my inquiry is pla91 ',h[ comes ?is to pass8' ,p]haps ,i puzzle my head a great :ile ab\t x1 b n be+ able to f9d out1 ,i sit d[n easy & satisfi$1 & say1 ',well1 ,i don't mu* conc]n myself ab\t x2 x is bett] to be s ?an #ah miss+2 ,i _c tell :]e x lies1 b let x lie :]e x w1 "h is ! money to make up ! mi/ake :5 x appe>s4' ,b h[ fooli% is ?is6 h[ ill-gr\nd$ ! satisfaction6 & h[ weak am ,i to argue ?us1 & please myself ) ! delusion6 ,= "s mon?s aft]1 x appe>s1 p]haps1 t :]eas !re 0 #ch ent]$1 receiv$ ( ,mr ,b4,k41 ! figure #c 0 mi/ak51 & set d[n = a figure ( #e1 = ! sum receiv$ 0 #eh2 s t1 in/ead ( hav+ #ah m 9 ca% ?an !re ought to be1 ,i h #djs4 want+ 9 my ca%1 :i* my son or my appr5tice /ole f me :5 !y put 9 ! money1 & made ! mi/ake ( ! figures to puzzle ! book1 t x might be "s "t be=e x %\ld be discov]$4 ,^u ! :ole1 take x z a rule1 ! tradesman ought to be z unsatisfi$ :5 he f9ds a mi/ake to 8 ga9 9 8 ca%1 z :5 he f9ds x to 8 loss2 & x is e :it z dang]\s1 nay1 x is ! m suspici\s1 because x seems to be laid z a bait = him to /op 8 m\?1 & to prev5t fur!r inquiries2 & x is on t acc\nt t ,i leave ?is caution ^u record1 t ! tradesman may be duly al>m$4 ,! keep+ a ca%-book is "o ( ! nice/ p>ts ( a tradesman's bus9ess1 because !re is always ! bag & ! book to be br\ght toge!r1 & if !y d n exactly speak ! same language1 ev5 to a f>?+1 !re mu/ be "s omission2 & h[ big or h[ little t omission may be1 :o kn[s1 or h[ %all x be kn[n1 b by ca/+ & reca/+ up1 tell+1 & tell+ ov] & ov] aga91 ! money8 ,if !re is b tw5ty %ill+s ov] 9 ! money1 ! "q is1 ',h[ came x !re8' ,x mu/ be receiv$ some:]e1 & ( somebody1 m ?an is ent]$2 & h[ c ! ca%-keep]1 be he ma/] or s]vant1 "k b m 0 receiv$ ) x1 :i* is n1 & %\ld h be51 ent]$1 & s ! loss may be ! o!r way8 ,x is true1 9 tell+ money !re may h be5 a mi/ake1 & he t receiv$ a sum ( money may h receiv$ tw5ty %ill+s too mu*1 or five p\nds too mu*--& su* a mi/ake ,i h kn[n to be made 9 ! pay+ & receiv+ ( money--& a man's ca% has be5 m p]plex$1 & 8 m9d m di/ract$ ab\t x1 ?an ! five p\nds h be5 wor?1 because he c\ld n f9d x out1 till "s accid5t has discov]$ x2#cc & ! reason is1 because n kn[+ :i* way x c\ld come !re1 he c\ld n "k b "s omission might be made to 8 loss ano!r way1 z 9 ! case above m5tion$4 ,i knew1 inde$1 a /rong wat]man1 :o drove a v consid]able trade1 b1 be+ an illit]ate tradesman1 nev] balanc$ 8 ca%-book = _m ye>s1 nor sc>ce po/$ 8 o!r books1 &1 inde$1 h>dly und]/ood h[ to d x2 b kn[+ 8 trade 0 exce$+ly pr(itable1 & keep+ 8 money all himself1 he 0 easy1 & grew ri* apace1 9 spite ( ! mo/ unju/ifiable1 &1 inde$1 ! mo/ intol]able1 neglig5ce2 b le/ ?is %\ld be plead$ z an exception to my g5]al rule1 & to invalidate ! argum5t1 give me leave to add1 t1 ?\gh ?is man grew ri* 9 spite ( indol5ce1 & a neglect ( 8 book1 yet1 :5 he di$1 two ?+s appe>$1 :i* no tradesman 9 8 wits w\ld desire %\ld be said ( him4 ,i4 ,! s]vants fall+ out1 & malici\sly accus+ "o ano!r1 _h1 z x appe>$ by ! affidavits ( sev]al ( !m1 wrong$ him ( sev]al consid]able sums ( money1 :i* !y receiv$1 & nev] br\ght into ! books2 & o!rs1 ( sums :i* !y br\ght into ! books1 b nev] br\ght into ! ca%2 & o!rs1 ( sums :i* !y took ready money 9 ! %op1 & nev] set d[n1 ei!r ! goods 9 ! day-book1 or ! money into ! ca%-book2 & x 0 ?\ght1 ?\gh he 0 s ri* z n to feel x1 t is1 n to 8 hurt1 yet t he lo/ ?ree or f\r hundr$ p\nds a-ye> 9 t mann]1 = ! two or ?ree la/ ye>s ( 8 life2 b 8 wid[ & son1 :o came aft] him1 hav+ ! discov]y made to !m1 took bett] measures aft]w>ds4 ,,ii4 ,he nev] did1 or c\ld "k1 :at he 0 wor?1 = ! acc\nts 9 8 books 7 nev] made up2 nor :5 he came to die1 c\ld 8 executors make up any man's acc\nt1 s z to be able to prove ! p>ticul>s1 & make a j dem& ( _! debt1 b f\nd a prodigi\s numb] ( small sums ( money paid by ! debtors1 z by receipts 9 _! books & on _! files1 "s by himself1 & "s by 8 man1 :i* 7 nev] br\ght to acc\nt1 or br\ght into ca%2 & 8 man's answ] be+ /ill1 t he gave all to ! ma/]1 !y c\ld n tell h[ to *>ge him by ! ma/]'s acc\nt1 because sev]al sums1 :i* ! ma/] himself receiv$1 7 omitt$ be+ ent]$ 9 ! same mann]1 s t all 0 confusion & neglect2 & ?\gh ! man di$ ri*1 x 0 9 spite ( t managem5t t w\ld h made any b himself h di$ poor4 ,exact book-keep+ is to me ! effect ( a man ^: he>t is 9 8 bus9ess1 & :o int5ds to ?rive4 ,he t c>es n :e!r 8 books are kept well or no1 is 9 my op9ion "o t does n mu* c>e :e!r he ?rives or no2 or else1 be+ 9 desp]ate circum/ances1 kn[s x1 & t he _c1 or does n ?rive1 & s matt]s n :i* way x goes4 ,x is true1 ! neglect ( ! books is private & secret1 & is seldom kn[n to any body b ! tradesman himself1 at lea/ till he comes to break1 & be a bankrupt1 & !n y frequ5tly he> !m exclaim aga9/ him1 ^u t v acc\nt4 ',break6' says "o ( ! assignees2 'h[ %\ld he b break8--:y1 he kept no books2 y nev] saw books kept 9 su* a sc&al\s mann] 9 y\r life2 :y1 he has n po/$ 8 ca%-book1 = ,i "k n h[ _m mon?s2 nor po/$ 8 day-book & j\rnal at all1 except "h & !re an acc\nt t he p]haps want$ to "k ! balance (2 & z = balanc+ 8 ca%1 ,i don't see any ?+ ( t done1 ,i "k n h[ long4 ,:y1 ?is fell[ c\ld nev] tell h[ he w5t on1 or h[ ?+s /ood ) him3 ,i wond] he did n break a long "t ago4' ,n[1 ! man's case 0 ?is3 he knew h[ to keep 8 books well en\gh1 p]haps1 & c\ld write well en\gh2 & if y look into 8 five or six fir/ ye>s ( trade1 y f9d all 8 acc\nts well kept1 ! j\rnal duly po/$1 ! ca% mon?ly balanc$2 b ! poor man f\nd aft] t1 t ?+s w5t wrong1 t he w5t backw>ds1 & t all w5t d[n-hill1 & he hat$ to look into 8 books4 ,z a pr(ligate nev] looks into 8 consci5ce1 because he c see no?+ !re b :at t]rifies & affrights him1 makes him uneasy & melan*oly1 s a s9k+ tradesman c>es n to look into 8 books1 because ! prospect !re is d>k & melan*oly4 ',:at signify ! acc\nts to me8' says he2 ',i c see no?+ 9 ! books b debts t #a _c pay1 & debtors t w nev] pay2 ,i c see no?+ !re b h[ ,i h tru/$ my e/ate away l a fool1 & h[ ,i am to be ru9$ = my eas9ess1 & be+ a sot3' & ?is makes him ?r[ !m away1 & h>dly po/ ?+s en\gh to make up :5 folks call to pay2 or if he does po/ su* acc\nts z he has money to receive f1 t's all1 & ! re/ lie at r&om1 till1 z ,i say1 ! assignees come to reproa* him ) 8 neglig5ce4 ,:]eas1 9 tru?1 ! man und]/ood 8 books well en\gh1 b _h no he>t to look 9 !m1 no c\rage to balance !m1 because ( ! afflict+ prospect ( !m4 ,b let me "h advise tradesm5 to keep a p]fect acqua9tance ) _! books1 ?\gh ?+s are bad & disc\rag+2 x keeps !m 9 full k ( :at !y are do+1 & h[ !y really /&2 & x br+s !m sometimes to ! j reflections on _! circum/ances :i* !y ought to make2 s to /op 9 "t1 z ,i h9t$ be=e1 & n let ?+s run too f> be=e !y are surpris$ & torn to pieces by viol5ce4 ,&1 at ! wor/1 ev5 a decl9+ tradesman %\ld n let 8 books be neglect$2 if 8 cr$itors f9d !m punctually kept to ! la/1 x w be a cr$it to him1 & !y w\ld see he 0 a man fit = bus9ess2 & ,i h kn[n :5 t v ?+ has recomm5d$ a tradesman s mu* to 8 cr$itors1 t aft] ! ru9 ( 8 =tunes1 "s or o!r ( !m h tak5 him into bus9ess1 z into p>tn]%ip1 or into employm5t1 only because !y knew him to be qualifi$ = bus9ess1 & = keep+ books 9 p>ticul>4 ,b if we %\ld admoni% ! tradesman to an exact & regul> c>e ( 8 books1 ev5 9 8 decl9+ =tunes1 mu* m %\ld x be 8 c>e 9 8 beg9n+1 & be=e any disa/] has befall5 him4 ,i d\bt n1 t _m a tradesman has misc>ri$ by ! mi/akes & neglect ( 8 books2 = ! losses t m5 suff] on t acc\nt are n easily set d[n2 b ,i recomm5d x to a tradesman to take exact c>e ( 8 books1 z ,i w\ld to e man to take c>e ( 8 diet & temp]ate liv+1 9 ord] to _! heal?2 = ?\gh1 accord+ to "s1 we _c1 by all our c>e & caution1 l5g!n out life1 b t e "o mu/ & %all live _! appo9t$ "t1#cd yet1 by temp]ance & regul> conduct1 we may make t life m com=table1 m agreeable1 & pleasant1 by its be+ m heal?y & he>ty2 s1 ?\gh ! exacte/ book-keep+ _c be said to make a tradesman ?rive1 or t he %all /& ! long] 9 8 bus9ess1 because 8 pr(it & loss d n dep5d ^u 8 books1 or ! goodness ( 8 debts dep5d ^u ! debtor's acc\nts be+ well po/$1 yet ?is mu/ be said1 t ! well keep+ ( 8 books may be ! occasion ( 8 trade be+ c>ri$ on ) ! m ease & pleasure1 & ! m satisfaction1 by hav+ numb]less qu>rels1 & cont5tions1 & law-suits1 :i* are ! plagues ( a tradesman's life1 prev5t$ & avoid$2 :i*1 on ! contr>y1 (t5 torm5t a tradesman1 & make 8 :ole bus9ess be uneasy to him = want ( be+ able to make a regul> pro( ( ?+s by 8 books4 ,a tradesman )\t 8 books1 9 case ( a law-suit = a debt1 is l a m>ri$ woman )\t h] c]tificate4 ,h[ _m times has a woman be5 ca/1 & h] cause n only lo/1 b h] reputation & "* expos$1 = want ( be+ able to prove h] m>riage1 ?\gh %e has be5 really & hone/ly m>ri$1 & has m]it$ a good "* all h] days8 ,& s 9 trade1 _m a debt has be5 lo/1 _m an acc\nt be5 p]plex$ by ! debtor1 _m a sum ( money be5 recov]$1 & actually paid ov] aga91 especially aft] ! tradesman has be5 dead1 = want ( hits keep+ 8 books c>efully & exactly :5 he 0 alive2 by :i* neglig5ce1 if he has n be5 ru9$ :5 he 0 liv+1 8 wid[ & *ildr5 h be5 ru9$ aft] 8 decease2 ?\gh1 _h ju/ice be5 done1 he _h left !m 9 good circum/ances1 & ) suffici5t to support !m4 ,& ?is br+s me to ano!r pr9cipal reason :y a tradesman %\ld n only keep books1 b be v regul> & exact 9 keep+ !m 9 ord]1 t is to say1 duly po/$1 & all 8 affairs exactly & duly ent]$ 9 8 books2 & ?is is1 t if he %\ld be surpris$ by sudd5 or unexpect$ sickness1 or dea?1 z _m are1 & z all may be1 8 acc\nts may n be left intricate & unsettl$1 & 8 affairs !reby be p]plex$4 ,next to be+ prep>$ = dea?1 ) respect to ,heav5 & 8 s\l1 a tradesman %\ld be always 9 a /ate ( prep>ation = dea?1 ) respect to 8 books2 x is 9 va9 t he calls = a scriv5] or lawy]1 & makes a w1 :5 he f9ds a sudd5 summons s5t him = ! grave1 & calls 8 fri5ds ab\t him to divide & settle 8 e/ate2 if 8 bus9ess is 9 confusion bel[ /airs1 8 books out ( ord]1 & 8 acc\nts unsettl$1 to :at purpose does he give 8 e/ate among 8 relations1 :5 nobody kn[s :]e to f9d x8 ,z1 !n1 ! m9i/] exhorts u to take c>e ( our s\ls1 & make our peace ) ,heav51 :ile we are 9 a /ate ( heal?1 & :ile life has no ?reat5+ enemies ab\t x1 no diseases1 no fev]s att5d+2 s let me second t advice to ! tradesman always to keep 8 books 9 su* a po/ure1 t if he %\ld be snat*$ away by dea?1 8 di/ress$ wid[ & fa!rless family may "k :at is left = !m1 & may "k :]e to look = x4 ,he may dep5d ^u x1 t :at he owes to any "o !y w come fa/ en\gh =1 & 8 wid[ & executrix w be pull$ to pieces = x1 if %e _c & does n spe$ily pay x4 ,:y1 !n1 %\ld he n put h] 9 a condition to h ju/ice done h] & h] *ildr51 & to "k h[ & ( :om to seek = 8 j debts1 t %e may be able to pay o!rs1 & secure ! rema9d] = h]self & h] *ildr58 ,i mu/ confess1 a tradesman n to leave 8 books 9 ord] :5 he dies1 argues him to be ei!r4 #a4 ,a v bad ,*ri/ian1 :o _h few or no ?\ghts ( dea? ^u him1 or t consid]$ no?+ ( its frequ5t com+ unexpect$ & sudd5 )\t w>n+2 or1 #b4 ,a v unnatural relation1 )\t ! affections ( a fa!r1 or a husb&1 or ev5 ( a fri5d1 t %\ld r leave :at he _h to be swall[$ up by /rang]s1 ?an leave 8 family & fri5ds 9 a condition to f9d1 & to recov] x4 ,aga91 x is ! same case z 9 matt]s religi\s1 ) respect to ! do+ ?is 9 "t1 & :ile heal? & /r5g? rema94 ,=1 z we say v well1 & ) great reason1 t ! "w ( et]nity %\ld n be left to ! la/ mom5ts2 t a dea?-b$ is no place1 & a sick langui%+ body no condition1 & ! la/ brea? no "t1 = rep5tance2 s ,i may add1 nei!r are ^! ! place1 ! condition1 nor ! "t1 to make up our acc\nts4 ,!re is no po/+ ! books on a dea?-b$1 or balanc+ ! ca%-book 9 a high fev]4 ,c ! tradesman tell y :]e 8 effects lie1 & to :om he has l5t or tru/$ sums ( money1 or l>ge quantities ( goods1 :5 he is deliri\s & light-head$8 ,all ^! ?+s mu/ be done 9 "t1 & ! tradesman %\ld take c>e t 8 books %\ld always d ?is = him1 & !n he has no?+ to d b make 8 w1 & dispose ( :at he has2 & = ! re/ he ref]s !m to 8 books1 to "k :]e e ?+ is to be _h4 ,,footnotes3 #cb ,! sum at ! bottom1 or foot1 ( ! acc\nt4 #cc ,?is rem9ds ! editor ( an amus+ anecdote he has he>d1 illu/rative ( ! diseas$ accuracy1 z x may be call$1 ( a c]ta9 exi/+ ,london m]*ant4 ,on reckon+ up 8 h\sehold book "o ye>1 he f\nd t he _h exp5d$ "o p5ny m ?an 0 acc\nt$ =1 & !re 0 accord+ly an error to t ext5t 9 8 reckon+4 ,! v idea ( an error1 h[ev] trifl+ ! am\nt1 gave him great uneas9ess1 & he set himself ) ! greate/ anxiety to discov]1 if possible1 ! occasion4 ,he employ$ ! by-h\rs ( weeks 9 ! va9 attempt2 b at l5g?1 hav+ "o day to cross ,wat]loo ,bridge1 :]e !re is a pontage ( a p5ny = foot pass5g]s1 he all at once1 to 8 inconceivable joy1 recollect$ hav+ !re disburs$ ! co9 9 "q ab\t a twelvemon? be=e4 #cd ,! correct doctr9e is1 we may n1 by our utmo/ c>e & dilig5ce1 avoid ! causes ( an e>ly & premature dea?2 b he :o acts accord+ to ! rules :i* promote heal?1 & avoids all ?+s :i* t5d to endang] x1 has a mu* bett] *ance ( liv+ to ! natural p]iod appo9t$ = human life ?an he :o acts o!rwise--besides1 z /at$ 9 ! text1 mak+ 8 life m agreeable4 ,! au?or's illu/ration w\ld be m prop]ly drawn if we 7 to say1 ',! tradesman1 by keep+ exact acc\nts1 may n succe$ 9 cont5d+ aga9/ c]ta9 unfav\rable circum/ances1 no m ?an ! man :o lives accord+ to ! j rules ( nature may !reby succe$ 9 evit+ o!r evils t t5d to cut %ort life2 b z ! temp]ate man is mo/ likely to be heal?y1 s is ! tradesman1 :o keeps exact acc\nts1 mo/ likely to ?rive 9 bus9ess4' ,,*apt] ,,xxi ,,( ,,! ,,tradesman ,,lett+ ,,8 ,,wife ,,be ,,acqua9t$ ,,) ,,8 ,,bus9ess ,x mu/ be ackn[l$g$1 t z ?is *apt] seems to be writt5 9 fav\r ( ! wom51 x also seems to be an (fici\s1 ?ankless b5efaction to ! wives2 = t1 z ! tradesman's ladies n[ manage1 !y are above ! fav\r1 & put no value ^u x4 ,on ! contr>y1 ! wom51 g5]ally speak+1 tr\ble n _! heads ab\t x1 scorn to be se5 9 ! c\nt+ h\se1 mu* less beh9d ! c\nt]2 despise ! k ( _! husb&s' bus9ess1 & act z if !y 7 a%am$ ( be+ tradesm5's wives1 & nev] int5d$ to be tradesm5's wid[s4 ,if ?is *os5 ignorance ( !irs comes "s "t or o!r to be _! loss1 & !y f9d ! disadvantage ( x too late1 !y may read _! fault 9 _! puni%m5t1 & wi% too late !y _h act$ ! humbl] "p1 & n ?\ght x bel[ !m to in=m !mselves ( :at x is s mu* _! int]e/ to "k4 ,?is pride is1 inde$1 ! great mis=tune ( tradesm5's wives2 =1 z !y liv$ z if !y 7 above be+ own$ = ! tradesman's wife1 s1 :5 he dies1 !y live to be ! %ame ( ! tradesman's wid[4 ,!y knew no?+ h[ he got 8 e/ate :5 he 0 alive1 & !y "k no?+ :]e to f9d x :5 he is dead4 ,?is drives !m into ! h&s ( lawy]s1 attorneys1 & solicitors1 to get 9 _! effects2 :o1 :5 !y h got x1 (t5 run away ) x1 & leave ! poor wid[ 9 a m disconsolate & p]plex$ condition ?an %e 0 9 be=e4 ,x is true1 inde$1 t ?is is ! wom5's fault 9 "o respect1 & too (t5 x is s 9 _m1 s9ce ! common _s is1 z ,i obs]v$1 s mu* above ! tradesman's condition2 b s9ce x is n s ) e body1 let me /ate ! case a little = ! use ( ^? :o /ill h !r s5ses ab\t !m2 & ^: pride is n got s mu* above _! reason1 z to let !m *oose to be tradesm5's begg>s1 r ?an tradesm5's wid[s4 ,:5 ! tradesman dies1 x is to be expect$ t :at e/ate or effects he leaves1 is1 g5]ally speak+1 disp]s$ ab\t 9 _m h&s2 8 wid[1 if %e is left executrix1 has ! tr\ble ( gett+ ?+s toge!r z well z %e c2 if %e is n left executrix1 %e has n ! tr\ble inde$1 b !n x is look$ ^u t %e is di%on\r$ 9 n hav+ ! tru/2 :5 %e comes to look into h] affairs1 %e is m or less p]plex$ & emb>rass$1 z %e has n or has acqua9t$ h]self1 or be5 made acqua9t$1 ) h] husb&'s affairs 9 8 lifetime4 ,if %e has be5 "o ( ^? gay delicate ladies1 t valu+ h]self ^u h] be+ a g5tlewoman1 & t ?\ght x a /ep bel[ h]self1 :5 %e m>ri$ ?is me*anic ?+ call$ a tradesman1 & consequ5tly scorn$ to come ne> 8 %op1 or w>eh\se1 & by consequ5ce acqua9t+ h]self ) any ( 8 affairs1#ce or s mu* z :]e 8 effects lay1 :i* are to be h] =tune = ! future--,i say1 if ?is has be5 h] case1 h] folly calls = pity n[1 z h] pride did = contempt be=e2 = z %e 0 fooli% 9 ! fir/1 %e may be mis]able 9 ! la/ "p ( x2 = n[ %e falls into a sea ( tr\ble1 %e has ! satisfaction ( kn[+ t h] husb& has di$1 z ! tradesm5 call x1 well to pass1 & t %e is left well en\gh2 b %e has at ! same "t ! mortification ( kn[+ no?+ h[ to get x 91 or 9 :at h&s x lies4 ,! only relief %e has is h] husb&'s books1 & %e is happy 9 t1 b j 9 proportion to ! c>e he took 9 keep+ !m2 ev5 :5 %e f9ds ! names ( debtors1 %e kn[s n :o !y are1 or :]e !y dwell1 :o are good1 & :o are bad2 ! only rem$y %e has "h1 if h] husb& _h ev] a s]vant1 or appr5tice1 :o 0 s ne> out ( 8 "t z to be acqua9t$ ) ! cu/om]s1 & ) ! books1 !n %e is =c$ to be behold5 to him to settle ! acc\nts = h]1 & endeav\r to get 9 ! debts2 9 return = :i* %e is =c$ to give him 8 "t & fre$om1 & let him into ! trade1 make him ma/] ( all ! bus9ess 9 ! _w1 & x may be at la/1 ) all h] pride1 has to take him = a husb&2 & :5 h] fri5ds upbraid h] ) x1 t %e %\ld m>ry h] appr5tice boy1 :5 x may be %e 0 old en\gh to be 8 "m1 h] answ] is1 ',:y1 :at c\ld ,i d8 ,i see ,i mu/ h be5 ru9$ else2 ,i _h no?+ b :at lay abroad 9 debts1 scatt]$ ab\t ! _w1 & nobody b he knew h[ to get !m 94 ,:at c\ld ,i d8 ,if ,i _h n done x1 ,i mu/ h be5 a begg>4' ,& s1 x may be1 %e is at la/ too1 if ! boy ( a husb& proves a brute to h]1 z _m d1 & z 9 su* unequal mat*es inde$ mo/ su* p d4 ,?us1 t pride :i* once set h] above a k9d1 dilig5t1 t5d] husb&1 & made h] scorn to /oop to acqua9t h]self ) 8 affairs1 by :i*1 _h %e done x1 %e _h be5 tol]ably qualifi$ to get 9 h] debts1 dispose ( h] %op-goods1 & br+ h] e/ate toge!r--! same pride s9ks h] into ! necessity ( cr++ to a sc\ndrel1 & tak+ h] s]vant to be h] ma/]4 ,?is ,i m5tion = ! caution ( ^? ladies :o /oop to m>ry m5 ( bus9ess1 & yet despise ! bus9ess !y are ma9ta9$ by2 t m>ry ! tradesman1 b scorn ! trade4 ,if madam ?9ks fit to /oop to ! man1 %e ought nev] to ?9k h]self above own+ 8 employm5t2 & z %e may ^u occasion ( 8 dea? be left to value h]self ^u x1 & to h at lea/ h] =tune & h] *ildr5's to ga!r up out ( x1 %e ought n to pr(ess h]self s unacqua9t$ ) x z n to be able to look into x :5 necessity obliges h]4 ,x is a t]rible disa/] to any woman to be s f> above h] own circum/ances1 t %e %\ld n qualify h]self to make ! be/ ( ?+s t are left h]1 or to pres]ve h]self f be+ *eat$1 & be+ impos$ ^u4 ,9 =m] times1 tradesm5's wid[s valu$ !mselves ^u ! %op & trade1 or ! w>eh\se & trade1 t 7 left !m2 & at lea/1 if !y did n c>ry on ! trade 9 _! own names1 !y w\ld keep x up till !y put x (f to advantage2 & (t5 ,i h kn[n a wid[ get f #cjj to #ejj = ! good-w1 z x is call$1 ( ! %op & trade1 if %e did n ?9k fit to c>ry on ! trade2 if %e did1 ! case turn$ ! o!r way1 namely1 t if ! wid[ did n put (f ! %op1 ! %op w\ld put (f ! wid[2 & ,i may v5ture to say1 t :]e !re is "o wid[ t keeps on ! trade n[1 aft] a husb&'s decease1 !re 7 t51 if n tw5ty1 t did x !n4 ,b n[ ! ladies are above x1 & disda9 x s mu*1 t !y *oose r to g )\t ! prospect ( a second m>riage1 9 virtue ( ! trade1 ?an to /oop to ! me*anic l[ /ep ( c>ry+ on a trade2 & !y h _! rew>d1 = !y d g )\t x2 & :]eas !y might 9 =m] times mat* inf9itely to _! advantage by t me?od1 n[ !y ?r[ !mselves away1 & ! trade too4#cf ,b ?is is n ! case :i* ,i p>ticul>ly aim at 9 ?is *apt]4 ,if ! wom5 w act weakly & fooli%ly1 & ?r[ away ! advantages t he puts into _! h&s1 be t to !m1 & x is _! bus9ess to take c>e ( t2 b ,i w\ld h !m h ! opportunity put into _! h&s1 & t !y may make ! be/ ( x if !y please2 if !y w n1 ! fault is _! own4 ,b to ?is end1 ,i say1 ,i w\ld h e tradesman make 8 wife s mu* acqua9t$ ) 8 trade1 & s mu* mi/ress ( ! manag+ "p ( x1 t %e might be able to c>ry x on if %e pleas$1 9 case ( 8 dea?2 if %e does n please1 t is ano!r case2 or if %e w n acqua9t h]self ) x1 t also is ano!r case1 & %e mu/ let x alone2 b he %\ld put x into h] p[]1 or give h] ! (f] ( x4 ,fir/1 he %\ld d x = h] own sake1 namely1 z be=e1 t %e may make h] advantage ( x1 ei!r = dispos+ h]self & ! %op toge!r1 z is said above1 or = ! m readily dispos+ ! goods1 & gett+ 9 ! debts1 )\t di%on\r+ h]self1 z ,i h obs]v$1 & m>ry+ h] 'pr5tice boy1 9 ord] to take c>e ( ! effects--t is to say1 ru9+ h]self to prev5t h] be+ ru9$4 ,secondly1 he %\ld d x = 8 *ildr5's sake1 if he has any1 t if ! wife h any k ( ! bus9ess1 & has a son to bre$ up to x1 ?\gh he be n yet ( age to take x up1 %e may keep ! trade = him1 & introduce him into x1 t s he may take ! tr\ble (f h] h&s1 & %e may h ! satisfaction ( pres]v+ ! fa!r's trade = ! b5efit ( 8 son1 ?\gh left too "y to ent] ^u x at fir/4 ,?us ,i h kn[n _m a wid[ t w\ld h ?\ght x o!rwise bel[ h]1 has engag$ h]self 9 h] husb&s's bus9ess1 & c>ri$ x on1 purely to br+ h] elde/ son up to x1 & has pres]v$ x = him1 & :i* has be5 an e/ate to him1 :]eas o!rwise x mu/ h be5 lo/1 & he w\ld h _h ! _w to seek = a new bus9ess4 ,?is is a ?+ :i* e hone/ affectionate "m w\ld1 or at lea/ %\ld1 be s will+ to d = a son1 t %e1 ,i ?9k1 :o w\ld n1 ought n to m>ry a tradesman at all2 b if %e w\ld ?9k h]self above s important a tru/ = h] own *ildr51 %e %\ld likewise ?9k h]self above hav+ *ildr5 by a tradesman1 & m>ry somebody ^: *ildr5 %e w\ld act ! "m =4 ,b e wid[ is n s unnatural1 & ,i am will+ to suppose ! tradesman ,i am writ+ to %all be bett] m>ri$1 &1 !re=e1 ,i give ov] speak+ to ! woman's side1 & ,i w suppose ! tradesman's wife n to be above h] quality1 & will+ to be made acqua9t$ ) h] husb&'s affairs1 z well z to be helpful to him1 if %e c1 z to be 9 a condition to be helpful to h]self & h] family1 if %e comes to h occasion4 ,b1 !n1 ! difficulty (t5 lies on ! o!r side ! "q1 & ! tradesman c>es n to lay op5 8 bus9ess to1 or acqua9t 8 wife ) x2 & _m circum/ances ( ! tradesman draw him into ?is sn>e2 = ,i mu/ call x a sn>e bo? to him & to h]4 ,i4 ,! tradesman is fooli%ly va9 ( mak+ 8 wife a g5tlewoman1 &1 =soo?1 he w h h] sit above 9 ! p>l\r1 & receive visits1 & dr9k tea1 & ent]ta9 h] neighb\rs1 or take a coa* & g abroad2 b z to ! bus9ess1 %e %all n /oop to t\* x2 he has appr5tices & j\rneym51 & !re is no ne$ ( x4 ,,ii4 ,"s trades1 inde$1 are n prop] = ! wom5 to m$dle 91 or cu/om has made x s1 t x w\ld be ridicul\s = ! wom5 to appe> 9 _! %ops2 t is1 su* z l95 & wooll5 drap]s1 m]c]s1 booksell]s1 goldsmi?s1 & all sorts ( deal]s by commission1 & ! l--cu/om1 ,i say1 has made ^! trades s effectually %ut out ! wom51 t1 :at ) cu/om1 & ! wom5's g5]ally ?9k+ x bel[ !m1 we nev]1 or r>ely1 see any wom5 9 ^? %ops or w>eh\ses4 ,,iii4 ,or if ! trade is prop]1 & ! wife will+1 ! husb& decl9es x1 & %uts h] out--& ?is is ! ?+ ,i compla9 ( z an unju/ice ^u ! woman4 ,b our tradesm51 =soo?1 ?9k x an und]valu+ to !m & to _! bus9ess to h _! wives se5 9 _! %ops--t is to say1 t1 because o!r trades d n admit !m1 !re=e !y w n h _! trades or %ops ?\ght less mascul9e or less consid]able ?an o!rs1 & !y w n h _! wives be se5 9 _! %ops4 ,,iv4 ,b !re are two sorts ( husb&s m :o decl9e acqua9t+ _! wives ) _! bus9ess2 & ^? are1 7#a47 ,^? :o are unk9d1 haughty1 & imp]i\s1 :o w n tru/ _! wives1 because !y w n make !m useful1 t !y may n value !mselves ^u x1 & make !mselves1 z x 71 equal to _! husb&s4 ,a weak1 fooli%1 & absurd sugge/ion6 z if ! wife 7 at all exalt$ by x1 :i*1 inde$1 is j ! contr>y1 = ! woman is r humbl$ & made a s]vant by x3 or1 7#b47 ,! o!r sort are ^? :o are afraid _! wives %\ld be let into ! gr& secret ( all--namely1 to "k t !y are bankrupt1 & undone1 & wor? no?+4 ,all ^! consid]ations are fooli% or fraudul5t1 & 9 e "o ( !m ! husb& is 9 ! wrong--nay1 !y all argue v /rongly = ! wife's be+1 9 a due degree1 let into ! k ( _! bus9ess2 b ! la/1 inde$1 especially t %e may be put into a po/ure to save him f ru91 if x be possible1 or to c>ry on "s bus9ess )\t him1 if he is =c$ to fail1 & fly2 z _m h be51 :5 ! cr$itors h enc\rag$ ! wife to c>ry on a trade = ! support ( h] family & *ildr51 :5 he p]haps may nev] %[ 8 head aga94 ,b let ! man's case be :at x w1 ,i ?9k he c nev] call x a h>d %ift to let 8 wife into an acqua9tance ) 8 bus9ess1 if %e desires x1 & is fit = x2 & especially 9 case ( mortality1 t %e may n be left helpless & fri5dless ) h] *ildr5 :5 h] husb& is gone1 & :51 p]haps1 h] circum/ances may require x4 ,i am n = a man sett+ 8 wife at ! head ( 8 bus9ess1 & plac+ himself "u h] l a j\rneyman1 l a c]ta9 *9a-sell]1 n f> f ! ,ea/ ,india ,h\se1 :o1 if any cu/om]s came into ! %op t made a mean1 sorry figure1 w\ld leave !m to h] husb& to manage & att5d !m2 b if !y look$ l quality1 & p ( fa%ion1 w\ld come up to h] husb&1 :5 he 0 %[+ !m 8 goods1 putt+ him by ) a ',hold y\r tongue1 ,tom1 & let me talk4' ,i say1 x is n ?is k9d1 or "p1 t ,i w\ld h ! tradesman's wife let into1 b su*1 & s mu*1 ( ! trade only z may be prop] = h]1 n ridicul\s1 9 ! eye ( ! _w1 & may make h] assi/+ & helpful1 n gov]n+ to him1 &1 :i* is ! ma9 ?+ ,i am at1 su* z %\ld qualify h] to keep up ! bus9ess = h]self & *ildr51 if h] husb& %\ld be tak5 away1 & %e be left de/itute 9 ! _w1 z _m are4 ,?us mu*1 ,i ?9k1 x is h>d a wife %\ld n "k1 & no hone/ tradesman ought to refuse x2 & above all1 x is a great pity ! wives ( tradesm51 :o s (t5 are r$uc$ to great inconv5i5ce = want ( x1 %\ld s f> )/& _! own felicity1 z to refuse to be ?us made acqua9t$ ) _! bus9ess1 by :i* weak & fooli% pride !y expose !mselves1 z ,i h obs]v$1 to ! mis=tune ( ?r[+ ! bus9ess away1 :5 !y may come to want x1 & :5 ! keep+ x up might be ! re/or+ ( _! family1 & provid+ = _! *ildr54 ,=1 n to complim5t tradesm5 too mu*1 _! wives are n all ladies1 nor are _! *ildr5 all born to be g5tlem54 ,trade1 on ! contr>y1 is subject to cont+5cies2 "s beg9 poor1 & end ri*2 o!rs1 & ^? v _m1 beg9 ri*1 & end poor3 & !re are innum]able circum/ances :i* may att5d a tradesman's family1 :i* may make x absolutely necess>y to pres]ve ! trade = 8 *ildr51 if possible2 ! do+ :i* may keep !m f mis]y1 & raise !m all 9 ! _w1 & ! want ( x1 on ! o!r h&1 s9ks & suppresses !m4 ,= example3-- ,a tradesman has begun ! _w ab\t six or sev5 ye>s2 he has1 by 8 indu/ry & good und]/&+ 9 bus9ess1 j got into a fl\ri%+ trade1 by :i* he cle>s five or six hundr$ p\nds a-ye>2 & if x %\ld please ,god to sp>e 8 life = tw5ty ye>s or m1 he w\ld c]ta9ly be a ri* man1 & get a good e/ate2 b on a sudd51 & 9 ! middle ( all 8 prosp]ity1 he is snat*$ away by a sudd5 fit ( sickness1 & 8 wid[ is left 9 a desolate despair+ condition1 hav+ five *ildr51 & big ) ano!r2 b ! elde/ ( ^! is n above six ye>s old1 &1 ?\gh he is a boy1 yet he is utt]ly incapable to be conc]n$ 9 ! bus9ess2 s ! trade :i* 7_h 8 fa!r liv$ to br+ him up 9 8 %op or w>eh\se7 w\ld h be5 an e/ate to him1 is l to be lo/1 & p]haps g all away to ! elde/ appr5tice1 :o1 h[ev]1 wants two ye>s ( 8 "t4 ,n[1 :at is to be done = ?is unhappy family8 ',done6' says ! wid[2 ':y1 ,i w nev] let ! trade fall s1 t %\ld be ! mak+ ( my son1 & 9 ! meantime be ! ma9t5ance ( all my *ildr54' ',:y1 :at c y d1 *ild8' says h] fa!r1 or o!r fri5ds2 'y "k no?+ ( x4 ,mr ---- did n acqua9t y ) 8 bus9ess4' ',t is true1' says ! wid[2 'he did n1 because ,i 0 a fool1 & did n c>e to look mu* into x1 & t 0 my fault4 ,mr ---- did n press me to x1 because he 0 afraid ,i might ?9k he int5d$ to put me ^u x2 b he (t5 us$ to say1 t if he %\ld drop (f be=e 8 boys 7 fit to come into ! %op1 x w\ld be a sad loss to !m--t ! trade w\ld make g5tlem5 ( a c\ple ( !m1 & x w\ld be great pity x %\ld g away f !m4' ',b :at does t signify n[1 *ild8' adds ! fa!r2 'y see x is s2 & h[ c x be help$8' ',:y1' says ! wid[1 ',i us$ to ask him if he ?\ght ,i c\ld c>ry x on = !m1 if su* a ?+ %\ld happ58' ',& :at answ] did he make8' says ! fa!r4 ',he %ook 8 head1' repli$ ! wid[1 '& answ]$1 ,yes1 ,i might1 if ,i _h good s]vants1 & if ,i w\ld look a little into x be=eh&4' ',:y1' says ! fa!r1 'he talk$ z if he _h =ese5 8 end4' ',i ?9k he did =esee x1' says %e1 '= he 0 (t5 talk+ ?us4' ',& :y did y n take ! h9t !n1' says h] fa!r1 '& acqua9t y\rself a little ) ?+s1 t y might h be5 prep>$ = su* an unhappy circum/ance1 :atev] might happ58' ',:y1 s ,i did1' says ! wid[1 '& h done = above two ye>s pa/2 he us$ to %[ me 8 lett]s1 & 8 books1 & ,i "k :]e he b\ght e ?+2 & ,i "k a little ( goods too1 :5 !y are good1 & :5 bad1 & ! prices2 also ,i "k all ! c\ntry-p he dealt )1 & h se5 mo/ ( !m1 & talk$ ) !m4 ,mr---- us$ to br+ !m up to d9n] sometimes1 & he w\ld prompt my be+ acqua9t$ ) !m1 & w\ld sometimes talk ( 8 bus9ess ) !m at table1 on purpose t ,i might he> x2 & ,i "k a little h[ to sell1 too1 = ,i h /ood by him sometimes1 & se5 ! cu/om]s & him *aff] ) "o ano!r4' ',& did y\r husb& l t y did s8' says ! fa!r4 ',yes1' says %e1 'he lov$ to see me d x1 & (t5 told me he did s2 & told me1 t if he 7 dead1 he believ$ ,i might c>ry on ! trade z well z he4' ',b he did n believe s1 ,i d\bt1' says ! fa!r4 ',i d n "k z to t1 b ,i sold goods sev]al times to "s cu/om]s1 :5 he has be5 out ( ! way4' ',& 0 he pleas$ ) x :5 he came home8 ,did y d x to 8 m9d8' ',nay1 ,i h s]v$ a cu/om] sometimes :5 he has be5 9 ! w>eh\se1 & he w\ld g away to 8 c\nt+-h\se on purpose1 & say1 ,i'll leave y & my wife to make ! b>ga91 & ,i h pleas$ ! cu/om] & him too4' ',well1' says ! fa!r1 'd y ?9k y c\ld c>ry on ! trade8' ',i believe ,i c\ld1 if ,i _h b an hone/ fell[ ( a j\rneyman = a ye> or two to write 9 ! books1 & g abroad among cu/om]s4' ',well1 y h two appr5tices2 "o ( !m beg9s to und]/& ?+s v mu*1 & seems to be a dilig5t lad4' ',he comes =w>d1 inde$1 & w be v useful1 if he does n gr[ too =w>d1 ^u a supposition t ,i %all want him too mu*3 b x w be necess>y to h a man to be above him = a :ile4' ',well1' says ! fa!r1 'we w see to get y su* a "o4' ,9 %ort1 !y got h] a man to assi/ to keep ! books1 g to ,ex*ange1 & d ! bus9ess abroad1 & ! wid[ c>ri$ on ! bus9ess ) great application & success1 till h] elde/ son grew up1 & 0 fir/ tak5 into ! %op z an appr5tice to 8 "m2 ! elde/ appr5tice s]v$ h] fai?fully1 & 0 h] j\rneyman f\r ye>s aft] 8 "t 0 out2 !n %e took him 9 p>tn] to "o-f\r? ( ! trade1 & :5 h] son came ( age1 %e gave ! appr5tice "o ( h] daught]s1 & enl>g$ 8 %>e to a ?ird1 gave h] own son ano!r ?ird1 & kept a ?ird = h]self to support ! family4 ,?us ! :ole trade 0 pres]v$1 & ! son & son-9-law grew ri* 9 x1 & ! wid[1 :o grew z skilful 9 ! bus9ess z h] husb& 0 be=e h]1 advanc$ ! =tunes ( all ! re/ ( h] *ildr5 v consid]ably4 ,?is 0 an example ( ! husb&'s mak+ ! wife 7b a little7 acqua9t$ ) 8 bus9ess2 & if ?is _h n be5 ! case1 ! trade _h be5 lo/1 & ! family left j to divide :at ! fa!r left2 :i*1 z !y 7 sev5 ( !m1 "m & all1 w\ld n h be5 consid]able en\gh to h rais$ !m above j ! degree ( hav+ bread to eat1 & none to sp>e4 ,i h>dly ne$ give any examples :]e tradesm5 die1 leav+ n\ri%+ bus9esses1 & good trades1 b leav+ _! wives ignorant & de/itute1 nei!r und]/&+ _! bus9ess1 nor kn[+ h[ to le>n1 hav+ be5 too pr\d to /oop to x :5 !y _h husb&s1 & n c\rage or he>t to d x :5 !y h none4 ,! t[n is s full ( su* z ^!1 t ?is book c sc>ce fall into ! h&s ( any read]s b :o w be able to "n !m among _! own acqua9tance4 ,^! indol5t1 l(ty ladies h g5]ally ! mortification to see _! husb&s' trades cat*$ up by appr5tices or j\rneym5 9 ! %op1 or by o!r %opkeep]s 9 ! neighb\rhood1 & ( ! same bus9ess1 t might h enri*$ !m1 & desc5d$ to _! *ildr52 to see _! bread c>ri$ away by /rang]s1 & o!r families fl\ri%+ on ! spoils ( _! =tunes4 ,& ?is br+s me to speak ( ^? ladies1 :o1 ?\gh !y d1 p]haps1 = want ( bett] (f]s1 /oop to w$ a trade1 z we call x1 & take up ) a me*anic2 yet all ! :ile !y are ! tradesm5's wives1 !y endeav\r to pres]ve ! di/9ction ( _! fanci$ "*2 c>ry !mselves z if !y ?\ght !y 7 /ill above _! /ation1 & t1 ?\gh !y 7 unhappily yok$ ) a tradesman1 !y w\ld /ill keep up ! dignity ( _! bir?1 & be call$ g5tlewom52 & 9 ord] to ?is1 w\ld behave l su* all ! way1 :atev] rank !y 7 levell$ ) by ! mis=tune ( _! circum/ances4 ,?is is a v unhappy1 &1 inde$1 a mo/ unseasonable k9d ( pride2 & if ,i might presume to add a ^w "h by way ( caution to su* ladies1 x %\ld be to consid]1 be=e !y m>ry tradesm51 ! great disadvantages !y lay !mselves "u1 9 submitt+ to be a tradesman's wife1 b n putt+ !mselves 9 a condition to take ! b5efit1 z well z ! inconv5i5ce ( x2 = :ile !y are above ! circum/ances ( ! tradesman's wife1 !y are depriv$ ( all ! rem$y aga9/ ! mis]ies ( a tradesman's wid[2 & if ! man dies1 & leaves !m little or no?+ b ! trade to c>ry on & ma9ta9 !m1 !y1 be+ unacqua9t$ ) t1 are undone4 ,a lady t /oops to m>ry a tradesman1 %\ld consid] ! usage ( ,engl& among ! g5try & p]sons ( di/9ction1 :]e ! case is ?us3 if a lady1 :o has a title ( hon\r1 suppose x be a c\ntess1 or if %e 7 a du*ess1 x is all "o--if1 ,i say1 %e /oop to m>ry a private g5tleman1 %e ceases to rank = ! future z a c\ntess1 or du*ess1 b mu/ be cont5t to be1 = ! "t to come1 :at h] husb& c entitle h] to1 & no o!r2 &1 except+ ! c\rtesy ( ! p call+ h] my ,lady ,du*ess1 or ! ,c\ntess1 %e is no m ?an pla9 ,mrs su* a "o1 mean+ ! "n ( h] husb&1 & no o!r4 ,?us1 if a b>onet's wid[ m>ry a tradesman 9 ,london1 %e is no m my lady1 b pla9 ,mrs----1 ! drap]'s wife1 c4 ,! application ( ! ?+ is ?us3 if ! lady ?9k fit to m>ry a me*anic1 say a glov]1 or a cutl]1 or :atev] x is1 %e %\ld rememb] %e is a glov]'s wife f t "t1 & no m2 & to keep up h] dignity1 :5 =tune has levell$ h] circum/ances1 is b a piece ( unseasonable pageantry1 & w d h] no s]vice at all4 ,! ?+ %e is to inquire is1 :at %e mu/ d if ,mr----1 ! glov]1 or cutl]1 %\ld die8 :e!r %e c c>ry on ! trade aft]w>ds1 or :e!r %e c live )\t x8 ,if %e f9d %e _c live )\t x1 x is h] prud5ce to consid] 9 "t1 & s to acqua9t h]self ) ! trade1 t %e may be able to d x :5 %e comes to x4 ,i d confess1 !re is no?+ m ridicul\s ?an ! d\ble pride ( ! ladies ( ?is age1 ) respect to m>ry+ :at !y call bel[ _! bir?4 ,"s ladies ( good families1 ?\gh b ( mean =tune1 are s /iff ^u ! po9t ( hon\r1 t !y refuse to m>ry tradesm51 nay1 ev5 m]*ants1 ?\gh va/ly above !m 9 weal? & =tune1 only because !y are tradesm51 or1 z !y are pleas$ to call !m1 ?\gh improp]ly1 me*anics2 & ?\gh p]haps !y h n above #ejj or #ajjj to _! portion1 scorn ! man = 8 rank1 :o does b turn r\nd1 & has 8 *oice ( wives1 p]haps1 ) two1 or ?ree1 or f\r ?\s& p\nds1 be=e _! faces4 ,! g5tlem5 ( quality1 we see1 act ^u q ano!r foot1 &1 ,i may say1 ) mu* m judgm5t1 see+ no?+ is m frequ5t ?an :5 any noble family are load$ ) titles & hon\r r ?an =tune1 !y come d[n into ! city1 & *oose wives among ! m]*ants' & tradesm5's daught]s to raise _! families2 & ,i am mi/ak51 if at ?is "t we h n sev]al du*esses1 c\ntesses1 & ladies ( rank1 :o are ! daught]s ( citiz5s & tradesm51 z ! ,du*ess ( ,b$=d1 ( ,a----e1 ( ,:>ton1 & o!rs2 ! ,c\ntess ( ,exet]1 ( ,onsl[1 & _m m1 too _m to "n1 :]e x is ?\ght no di%on\r at all = ^? p]sons to h mat*$ into ri* families1 ?\gh n ennobl$2 & we h se5 _m trad+ families lay ! f\ndation ( nobility by _! weal? & opul5ce--z ,mr ,*ild1 = example1 aft]w>ds ,sir ,josiah ,*ild1 ^: po/]ity by 8 two daught]s are n[ ,dukes ( ,beau=t & ( ,b$=d1 & 8 gr&son ,"l ,visc\nt ,ca/lema91 & yet he himself began a tradesman1 & 9 circum/ances v mean4 ,b ?is /iffness ( ! ladies1 9 refus+ to m>ry tradesm51 ?\gh x is weak 9 itself1 is n ne> s weak z ! folly ( ^? :o fir/ d /oop to m>ry ?us1 & yet ?9k to ma9ta9 ! dignity ( _! bir? 9 spite ( ! meanness ( _! =tune1 & s1 c>ry+ !mselves above t /ation 9 :i* ,provid5ce has plac$ !m1 disable !mselves f receiv+ ! b5efit :i* _! condition (f]s !m1 ^u any subsequ5t *anges ( _! life4 ,?is extraord9>y /iffness1 ,i h kn[n1 has br\ght _m a well-br$ g5tlewoman to mis]y & ! utmo/ di/ress1 :]eas1 _h !y be5 able to h /oop$ to ! subsequ5t circum/ances ( life1 :i* ,provid5ce also ?\ght fit to make _! lot1 !y might h liv$ com=tably & pl5tifully all _! days4 ,x is c]ta9ly e lady's prud5ce to br+ h] _s d[n to h] condition2 & if %e ?9ks fit1 or x is any h[ h] lot to m>ry a tradesman1 :i* _m ladies ( good families h f\nd x = _! advantage to d--,i say1 if x be h] lot1 %e %\ld take c>e %e does n make t a curse to h]1 :i* w\ld be h] bless+1 by despis+ h] own condition1 & putt+ h]self into a po/ure n to enjoy x4 ,9 all ?is1 ,i am to be und]/ood to mean t unhappy temp]1 :i* ,i f9d s mu* among ! tradesman's wives at ?is "t1 ( be+ above tak+ any notice ( _! husb&'s affairs1 z if no?+ 7 be=e !m b a con/ant settl$ /ate ( prosp]ity1 & x 7 impossible = !m to ta/e any o!r =tune2 :]eas1 t v h\r !y emb>k ) a tradesman1 !y ought to rememb] t !y are ent]+ a /ate ( life full ( accid5ts & haz>ds1 & t innum]able families1 9 z good circum/ances z !irs1 fall e day into disa/]s & mis=tunes1 & t a tradesman's condition is liable to m casualties ?an any o!r life :atev]4 ,h[ _m wid[s ( tradesm51 nay1 & wives ( brok5 & ru9$ tradesm51 d we daily see recov] !mselves & _! %att]$ families1 :5 ! man has be5 ei!r snat*$ away by dea?1 or demoli%$ by mis=tunes1 & has be5 =c$ to fly to ! ,ea/ or ,we/ ,indies1 & =sake 8 family 9 se>* ( bread8 ,wom51 :5 once !y give !mselves leave to /oop to _! own circum/ances1 & ?9k fit to r\se up !mselves to _! own relief1 are n s helpless & %iftless creatures z "s w\ld make !m appe> 9 ! _w2 & we see :ole families 9 trade frequ5tly recov]$ by _! indu/ry3 b1 !n1 !y are su* wom5 z c /oop to x1 & c lay aside ! p>ticul> pride ( _! fir/ ye>s2 & :o1 )\t look+ back to :at !y h be51 c be cont5t to look into :at ,provid5ce has br\ght !m to be1 & :at !y mu/ infallibly be1 if !y d n vigor\sly apply to ! affairs :i* (f]1 & fall into ! bus9ess :i* _! husb&s leave !m ! introduction to1 & d n level _! m9ds to _! condition4 ,x may1 inde$1 be h>d to d ?is at fir/1 b necessity is a spur to indu/ry1 & w make ?+s easy :]e !y seem difficult2 & ?is necessity w humble ! m9ds ( ^? :om no?+ else c\ld make to /oop2 & :]e x does n1 x is a defect ( ! und]/&+1 z well z ( prud5ce1 & mu/ reflect ^u ! s5ses z well z ! morals ( ! p]son4 ,,footnotes3 #ce ,mo/ ( ! wives ( tradesm5 above a c]ta9 r humble condition w\ld n[ smile at ! idea ( _! be+ expect$ to att5d _! husb&s' %ops1 9 ord] to =m an intimate acqua9tance ) _! affairs4 ,d\btless1 h[ev]1 9 ! days ( ,defoe1 :5 ! capitals ( tradesm5 7 less1 :5 provision = wid[s by insurance ^u lives 0 n practis$1 & :5 ! comp>ative simplicity ( ! modes ( conduct+ bus9ess admitt$ x1 a female 9 t situation w\ld only be ex]cis+ a prud5t caution1 & do+ no?+ 9 ! lea/ inconsi/5t ) ! delicacy ( h] sex1 9 obey+ ! rules laid d[n 9 ! text4 #cf ,! numb] ( wid[s1 or at lea/ females1 c>ry+ on trade 9 ,engl&1 is /ill v consid]able4 ,9 ,scotl&1 x is a comp>atively r>e case4 ,a native ( ! nor!rn "p ( ! isl& is apt to be /rongly impress$ ) ?is fact1 :51 9 ! l>ge manufactur+ t[ns ( ,engl&1 he sees female names 9 s _m cases inscrib$ ^u ! waggons us$ 9 ! transport ( goods4 ,! compla9t 9 ! text1 t females h1 to su* an ext5t1 ceas$ to c>ry on ! bus9ess ( _! deceas$ husb&s1 is probably1 l _m o!r compla9ts ( ! same k9d already po9t$ out1 m]ely a piece ( qu]ul\sness on ! "p ( our au?or1 or ! result ( a v common m5tal deception4 ,,*apt] ,,xxii ,,( ,,! ,,dignity ,,( ,,trade ,,9 ,,engl& ,,m ,,?an ,,9 ,,o!r ,,c\ntries ,x is said ( ,engl&1 by way ( di/9ction1 & we all value ourselves ^u x1 t x is a trad+ c\ntry2 & ,k+ ,*>les ,,ii41 :o 0 p]haps t pr9ce ( all ! k+s t ev] reign$ 9 ,engl&1 t be/ und]/ood ! c\ntry & ! p t he gov]n$1 us$ to say1 ',t ! tradesm5 7 ! only g5try 9 ,engl&4' ,8 maje/y spoke x m]rily1 b x _h a happy signification 9 x1 su* z 0 peculi> to ! bright g5ius ( t pr9ce1 :o1 ?\gh he 0 n ! be/ gov]nor1 0 ! be/ acqua9t$ ) ! _w ( all ! pr9ces ( 8 age1 if n ( all ! m5 9 x2 &1 ?\gh x be a digression1 give me leave1 aft] hav+ quot$ ! k+1 to add ?ree %ort obs]vations ( my own1 9 fav\r ( ,engl&1 & ( ! p & trade ( x1 & yet )\t ! lea/ p>tiality to our own c\ntry4 ,i4 ,we are n only a trad+ c\ntry1 b ! greate/ trad+ c\ntry 9 ! _w4 ,,ii4 ,our climate is ! mo/ agreeable climate 9 ! _w to live 94 ,,iii4 ,our ,engli%m5 are ! /\te/ & be/ m5 7,i mean :at we call m5 ( _! h&s7 9 ! _w4 ,^! are great ?+s to advance 9 our own fav\r1 & yet to pret5d n to be p>tial too2 &1 !re=e1 ,i %all give my reasons1 :i* ,i ?9k support my op9ion1 & !y %all be z %ort z ! heads !mselves1 t ,i may n g too mu* (f f my subject4 #a4 ,we are ! greate/ trad+ c\ntry 9 ! _w1 because we h ! greate/ exportation ( ! gr[? & product ( our l&1 & ( ! manufacture & lab\r ( our p2 & ! greate/ importation & consumption ( ! gr[?1 product1 & manufactures ( o!r c\ntries f abroad1 ( any nation 9 ! _w4#cg #b4 ,our climate is ! be/ & mo/ agreeable1 because a man c be m out ( doors 9 ,engl& ?an 9 o!r c\ntries4 ,?is 0 ,k+ ,*>les ,,ii4's reason = x1 & ,i _c "n x1 )\t do+ ju/ice to 8 maje/y 9 x4 #c4 ,our m5 are ! /\te/ & be/1 because1 /rip !m nak$ f ! wai/ upw>ds1 & give !m no weapons at all b _! h&s & heels1 & turn !m into a room1 or /age1 & lock !m 9 ) ! l numb] ( o!r m5 ( any nation1 man = man1 & !y %all beat ! be/ m5 y %all f9d 9 ! _w4 ,f ?is digression1 :i* ,i hope w n be disagreeable1 z x is n v t$i\s1 ,i come back to my fir/ obs]vation1 t ,engl& is a trad+ c\ntry1 & two ?+s ,i (f] f t head4 ,fir/1 our tradesm5 are n1 z 9 o!r c\ntries1 ! meane/ ( our p4 ,secondly1 "s ( ! greate/ & be/1 & mo/ fl\ri%+ families1 among n ! g5try only1 b ev5 ! nobility1 h be5 rais$ f trade1 owe _! beg9n+1 _! weal?1 & _! e/ates1 to trade2 &1 ,i may add1 ,?irdly1 ^? families are n at all a%am$ ( _! orig9al1 &1 inde$1 h no occasion to be a%am$ ( x4 ,x is true1 t 9 ,engl& we h a num]\s & an illu/ri\s nobility & g5try2 & x is true1 also1 t n s _m ( ^? families h rais$ !mselves by ! sword z 9 o!r nations1 ?\gh we h n be5 )\t m5 ( fame 9 ! field too4 ,b trade & le>n+ h be5 ! two *ief /eps by :i* our g5tlem5 h rais$ _! relations1 & h built _! =tunes2 & f :i* !y h asc5d$ up to ! prodigi\s height1 bo? 9 weal? & numb]1 :i* we see !m n[ ris5 to4 ,z s _m ( our noble & weal?y families are rais$ by1 & d]ive f trade1 s x is true1 &1 inde$1 x _c well be o!rwise1 t _m ( ! y\ng] bran*es ( our g5try1 & ev5 ( ! nobility itself1 h desc5d$ aga9 into ! spr+ f :5ce !y fl[$1 & h become tradesm52 & !nce x is1 t1 z ,i said above1 our tradesm5 9 ,engl& are n1 z x g5]ally is 9 o!r c\ntries1 always ( ! meane/ ( our p4 ,inde$1 ,i might h add$ "h1 t trade itself 9 ,engl& is n1 z x g5]ally is 9 o!r c\ntries1 ! meane/ ?+ ! m5 c turn _! h& to2 b1 on ! contr>y1 trade is ! readie/ way = m5 to raise _! =tunes & families2 &1 !re=e1 x is a field = m5 ( figure & ( good families to ent] ^u4 ,n4,b4 ,by trade we mu/ be und]/ood to include navigation1 & =eign discov]ies1 because !y are1 g5]ally speak+1 all promot$ & c>ri$ on by trade1 & ev5 by tradesm51 z well z m]*ants2 & ! tradesm5 are at ?is "t z mu* conc]n$ 9 %ipp+ 7z own]s7 z ! m]*ants2 only ! latt] may be said to be ! *ief employ]s ( ! %ipp+4 ,hav+ ?us done a p>ticul> piece ( ju/ice to ourselves1 9 ! value we put ^u trade & tradesm5 9 ,engl&1 x reflects v mu* ^u ! und]/&+ ( ^? ref9$ heads1 :o pret5d to depreciate t "p ( ! nation1 :i* is s inf9itely sup]ior 9 numb] & 9 weal? to ! families :o call !mselves g5try1 or quality1 & s inf9itely m num]\s4 ,z to ! weal? ( ! nation1 t und\bt$ly lies *iefly among ! trad+ "p ( ! p2 & ?\gh !re are a great _m families rais$ )9 few ye>s1 9 ! late w>1 by great employm5ts1 & by great actions abroad1 to ! hon\r ( ! ,engli% g5try2 yet h[ _m m families among ! tradesm5 h be5 rais$ to imm5se e/ates1 ev5 dur+ ! same "t1 by ! att5d+ circum/ances ( ! w>1 su* z ! clo?+1 ! pay+1 ! victuall+ & furni%+1 c1 bo? army & navy6 ,& by :om h ! prodigi\s taxes be5 paid1 ! loans suppli$1 & money advanc$ ^u all occasions8 ,by :om are ! banks & companies c>ri$ on8--& on :om are ! cu/oms & excises levi$8 ,h n ! trade & tradesm5 born ! burd5 ( ! w>8--& d !y n /ill pay f\r millions a-ye> int]e/ = ! public debts8 ,on :om are ! funds levi$1 & by :om ! public cr$it support$8 ,is n trade ! inexhau/$ fund ( all funds1 & ^u :i* all ! re/ dep5d8 ,z is ! trade1 s 9 proportion are ! tradesm52 & h[ weal?y are tradesm5 9 almo/ all ! sev]al p>ts ( ,engl&1 z well z 9 ,london6 ,h[ ord9>y is x to see a tradesman g (f ! /age1 ev5 b f m]e %opkeep+1 ) f t5 to =ty ?\s& p\nds' e/ate1 to divide among 8 family6--:51 on ! contr>y1 take ! g5try 9 ,engl& f "o end to ! o!r1 except a few "h & !re1 :at ) excessive high liv+1 :i* is ( late gr[n s mu* into a disease1 & ! o!r ord9>y circum/ances ( families1 we f9d few families ( ! l[] g5try1 t is to say1 f six or sev5 hundr$ a-ye> d[nw>ds1 b !y are 9 debt & 9 necessit\s circum/ances1 & a great _m ( great] e/ates also4 ,on ! o!r h&1 let any "o :o is acqua9t$ ) ,engl&1 look b abroad into ! sev]al c\nties1 especially ne> ,london1 or )9 fifty miles ( x4 ,h[ are ! anci5t families worn out by "t & family mis=tunes1 & ! e/ates possess$ by a new race ( tradesm51 gr[n up into families ( g5try1 & e/abli%$ by ! imm5se weal?1 ga9$1 z ,i may say1 beh9d ! c\nt]1 t is1 9 ! %op1 ! w>eh\se1 & ! c\nt+-h\se6 ,h[ are ! sons ( tradesm5 rank$ among ! prime ( ! g5try6 ,h[ are ! daught]s ( tradesm5 at ?is "t adorn$ ) ! ducal coronets1 & se5 rid+ 9 ! coa*es ( ! be/ ( our nobility6 ,nay1 _m ( our trad+ g5tlem5 at ?is "t refuse to be ennobl$1 scorn be+ knight$1 & cont5t !mselves ) be+ kn[n to be rat$ among ! ri*e/ common]s 9 ! nation4 ,& x mu/ be ackn[l$g$1 t1 :atev] !y be z to c\rt-bre$+ & to mann]s1 !y1 g5]ally speak+1 come beh9d none ( ! g5try 9 k ( ! _w4 ,at ?is v day we see ! son ( ,sir ,?omas ,scaw5 mat*$ into ! ducal family ( ,b$=d1 & ! son ( ,sir ,james ,bateman into ! pr9cely h\se ( ,m>lbor\gh1 bo? ^: ance/ors1 )9 ! memory ( ! writ] ( ^! %eets1 7 tradesm5 9 ,london2 ! fir/ ,sir ,william ,scaw5's appr5tice1 & ! latt]'s gr&fa!r a port] ^u or ne> ,london ,bridge4 ,h[ _m noble seats1 sup]ior to ! palaces ( sov]eign pr9ces 79 "s c\ntries7 d we see erect$ )9 few miles ( ?is city by tradesm51 or ! sons ( tradesm51 :ile ! seats & ca/les ( ! anci5t g5try1 l _! families1 look worn out1 & fall5 into decay4 ,witness ! noble h\se ( ,sir ,john ,eyles1 himself a m]*ant1 at ,giddy-hall ne> ,rum=d2 ,sir ,gregory ,page on ,blackhea?1 ! son ( a brew]2 ,sir ,na?aniel ,mead ne> ,wealgre51 8 fa!r a l95-drap]1 ) _m o!rs too long to repeat2 &1 to cr[n all1 ! ,"l ,ca/lema9s at ,wan/ead1 8 fa!r ,sir ,josiah ,*ild1 orig9ally a tradesman4 ,x 0 a sm>t1 b j rep>tee1 ( a ,london tradesman1 :5 a g5tleman1 :o _h a good e/ate too1 rudely reproa*$ him 9 company1 & bade him hold 8 tongue1 = he 0 no g5tleman4 ',no1 ,sir1' says he1 'b ,i c buy a g5tleman1 & !re=e ,i claim a lib]ty to speak among g5tlem54' ,aga91 9 h[ sup]ior a port or figure 7z we n[ call x7 d our tradesm5 live1 to :at ! middl+ g5try ei!r d or c support6 ,an ord9>y tradesman n[1 n 9 ! city only1 b 9 ! c\ntry1 %all sp5d m money by ! ye>1 ?an a g5tleman ( f\r or five hundr$ p\nds a-ye> c d1 & %all increase & lay up e ye> too1 :]eas ! g5tleman %all at ! be/ /& /ock /ill1 j :]e he began1 nay1 p]haps decl9e2 & z = ! l[] g5try1 f a hundr$ p\nds a-ye> to ?ree hundr$1 or !reab\ts1 ?\gh !y are (t5 z pr\d & high 9 _! appe>ance z ! o!r--z to !m1 ,i say1 a %oemak] 9 ,london %all keep a bett] h\se1 sp5d m money1 clo! 8 family bett]1 & yet gr[ ri* too4 ,x is evid5t :]e ! diff]5ce lies2 an e/ate's a pond1 b a trade's a spr+3 ! fir/1 if x keeps full1 & ! wat] :olesome1 by ! ord9>y supplies & dra9s f ! neighb\r+ gr\nds1 x is well1 & x is all t is expect$2 b ! o!r is an inexhau/$ curr5t1 :i* n only fills ! pond1 & keeps x full1 b is cont9ually runn+ ov]1 & fills all ! l[] ponds & places ab\t x4 ,?is be+ ! case 9 ,engl&1 & our trade be+ s va/ly great1 x is no wond] t ! tradesm5 9 ,engl& fill ! li/s ( our nobility & g5try2 no wond] t ! g5tlem5 ( ! be/ families m>ry tradesm5's daught]s1 & put _! y\ng] sons appr5tices to tradesm52 & h[ (t5 d ^! y\ng] sons come to buy ! eld] son's e/ates1 & re/ore ! family1 :5 ! eld]1 & head ( ! h\se1 prov+ raki% & extravagant1 has wa/$ 8 patrimony1 & is oblig$ to make out ! bless+ ( ,israel's family1 :]e ! y\ng] son b\ght ! bir?right1 & ! eld] 0 doom$ to s]ve him4 ,trade is s f> "h f be+ inconsi/5t ) a g5tleman1 t1 9 %ort1 trade 9 ,engl& makes g5tlem51 & has peopl$ ?is nation ) g5tlem52 = aft] a g5]ation or two ! tradesm5's *ildr51 or at lea/ _! gr&-*ildr51 come to be z good g5tlem51 /atesm51 p>liam5t-m51 privy-c\nsellors1 judges1 bi%ops1 & noblem51 z ^? ( ! highe/ bir? & ! mo/ anci5t families1 & no?+ too high = !m4 ,?us ! late ,e>l ( ,hav]%am 0 orig9ally a m]*ant2 ! late ,secret>y ,craggs 0 ! son ( a b>b]2 ! pres5t ,"l ,ca/lema9's fa!r 0 a tradesman2 ! great-gr&fa!r ( ! pres5t ,duke ( ,b$=d ! same2 & s ( sev]al o!rs4 ,nor d we f9d any defect ei!r 9 ! g5ius or capacities ( ! po/]ity ( tradesm51 aris+ f any rema9s ( me*anic blood1 :i* x is pret5d$ %\ld influ5ce !m1 b all ! gallantry ( _s1 greatness ( s\l1 & all ! g5]\s pr9ciples1 t c be f\nd 9 any ( ! anci5t families1 ^: blood is ! mo/ unta9t$1 z !y call x1 ) ! l[ mixtures ( a me*anic race1 are f\nd 9 ^!2 &1 z is said be=e1 !y g5]ally g beyond !m 9 k ( ! _w1 :i* is ! be/ education4 ,we see ! tradesm5 ( ,engl&1 z !y gr[ weal?y1 com+ e day to ! ,h]ald's ,(fice1 to se>* = ! coats-(-arms ( _! ance/ors1 9 ord] to pa9t !m ^u _! coa*es1 & engrave !m ^u _! plate1 embroid] !m ^u _! furniture1 or c>ve !m ^u ! p$im5ts ( _! new h\ses2 & h[ (t5 d we see !m trace ! regi/]s ( _! families up to ! prime nobility1 or ! mo/ anci5t g5try ( ! k+dom6 ,9 ?is se>* we f9d !m (t5 qualifi$ to raise new families1 if !y d n desc5d f old2 z 0 said ( a c]ta9 tradesman ( ,london t if he c\ld n f9d ! anci5t race ( g5tlem5 f :i* he came1 he w\ld beg9 a new race1 :o %\ld be z good g5tlem5 z any t w5t be=e !m4 ,!y tell u a /ory ( ! old ,"l ,crav51 :o 0 aft]w>ds creat$ ,e>l ( ,crav5 by ,k+ ,*>les ,,ii41 t1 be+ upbraid$ ) 8 be+ ( an up/>t nobility1 by ! fam\s ,aub]y1 ,e>l ( ,ox=d1 :o 0 himself ( ! v anci5t family ( ! ,v]es1 ,e>ls ( ,ox=d1 ! ,"l ,crav5 told him1 he 7,crav57 w\ld cap p$igrees ) him 7,ox=d7 = a wag]4 ,! ,e>l ( ,ox=d laugh$ at ! *all5ge1 & began reckon+ up 8 fam\s ance/ors1 :o _h be5 ,e>ls ( ,ox=d = a hundr$ ye>s pa/1 & knights = "s hundr$s ( ye>s m2 b :5 my ,"l ,crav5 began1 he read ov] 8 family ?us3--',i am ,william ,"l ,crav52 my fa!r 0 ,"l ,mayor ( ,london1 & my gr&fa!r 0 ! ,"l kn[s :o2 :]e=e ,i ?9k my p$igree z good z y\rs1 my "l4' ,! /ory 0 m]ry en\gh1 b is to my purpose exactly2 = let ! gr&fa!r be :o he w\ld1 8 fa!r1 ,sir ,william ,crav51 :o 0 ,"l ,mayor ( ,london1 0 a :olesale groc]1 & rais$ ! family by trade1 & yet nobody d\bts b t ! family ( ,crav5 is at ?is day z truly noble1 9 all ! beauties :i* adorn noble bir? & blood1 z c be desir$ ( any family1 h[ev] anci5t1 or anci5tly noble4 ,9 ,italy1 & especially at ,v5ice1 we see e day ! sons ( m]*ants1 & o!r trades1 :o gr[ 9 weal? & e/ates1 & c advance = ! s]vice ( _! c\ntry a consid]able sum ( money1 namely1 #fj1jjj to #ajj1jjj doll>s1 are accept$ to hon\r by ! s5ate1 & translat$ into ! li/ ( ! nobility1 )\t any reg>d to ! antiquities ( _! families1 or ! nobility ( blood2 & 9 all ages ! be/ k+s & sov]eign pr9ces h ?\ght fit to rew>d ! extraord9>y m]it ( _! subjects ) titles ( hon\r1 & to rank m5 among _! nobility1 :o h des]v$ x by good & great actions1 :e!r _! bir? & ! antiquity ( _! families entitl$ !m to x or n4 ,?us 9 ! late w>s betwe5 ,engl& & ,france1 h[ 0 our army full ( excell5t (fic]s1 :o w5t f ! %op1 & f beh9d ! c\nt]1 into ! camp1 & :o di/+ui%$ !mselves !re by _! m]it & gallant behavi\r4 ,& sev]al su* came to comm& regim5ts1 & ev5 to be g5]al (fic]s1 & to ga9 z mu* reputation 9 ! s]vice z any2 z ,colonel ,pi]ce1 ,wood1 ,ri*>ds1 & sev]al o!rs t might be nam$4 ,all ?is confirms :at ,i h said be=e1 namely1 t trade 9 ,engl& nei!r is nor ought to be levell$ ) :at x is 9 o!r c\ntries2 nor ! tradesm5 depreciat$ z !y are abroad1 & z "s ( our g5try w\ld pret5d to d 9 ,engl&2 b t1 z _m ( our be/ families rose f trade1 s _m bran*es ( ! be/ families 9 ,engl&1 "u ! nobility1 h /oop$ s l[ z to be put appr5tices to tradesm5 9 ,london1 & to set up & foll[ ^? trades :5 !y h come out ( _! times1 & h ?\ght x no di%on\r to _! blood4 ,to br+ ?is once m home to ! ladies1 :o are s sc&alis$ at t mean /ep1 :i* !y call x1 ( m>ry+ a tradesman--x may be told !m = _! humiliation1 t1 h[ev] !y ?9k fit to act1 sometimes ^? tradesm5 come ( bett] families ?an _! own2 & (t5times1 :5 !y h refus$ !m to _! loss1 ^? v tradesm5 h m>ri$ ladies ( sup]ior =tune to !m1 & h rais$ families ( _! own1 :o 9 "o g5]ation h be5 sup]ior to ^? nice ladies bo? 9 dignity & e/ate1 & h1 to _! great mortification1 be5 rank$ above !m ^u all public occasions4 ,! ^w tradesman 9 ,engl& does n s\nd s h>% z x does 9 o!r c\ntries2 & to say a g5tleman-tradesman1 is n s mu* nons5se z "s p w\ld p]suade u to reckon x3 &1 inde$1 z trade is n[ fl\ri%+ 9 ,engl&1 & increas+1 & ! weal? ( our tradesm5 is already s great1 x is v probable a few ye>s w %[ u /ill a great] race ( trade-br$ g5tlem51 ?an ev] ,engl& yet _h4 ,! v "n ( an ,engli% tradesman w1 & does already obta9 9 ! _w2 & z our soldi]s by ! late w> ga9$ ! reputation ( be+ "s ( ! be/ troops 9 ! _w1 & our seam5 are at ?is day1 & v ju/ly too1 e/eem$ ! be/ sailors 9 ! _w1 s ! ,engli% tradesm5 may 9 a few ye>s be all[$ to rank ) ! be/ g5tlem5 9 ,europe2 & z ! prophet ,isaiah said ( ! m]*ants ( ,tyre1 t 'h] traffick]s 7 ! hon\rable ( ! e>?1' 7,isaiah1 xxiii4 #h47 ,9 ! meantime1 x is evid5t _! weal? at ?is "t out-does t ( ! l rank ( any nation 9 ,europe2 & z _! numb] is prodigi\s1 s is _! comm]ce2 = ! inl& comm]ce ( ,engl&--& x is ( ^? tradesm51 or traffick]s1 t ,i am n[ speak+ 9 p>ticul>--is c]ta9ly ! greate/ ( its k9d ( any 9 ! _w2 nor is x possible !re %\ld ev] be any l x1 ! consumption ( all sorts ( goods1 bo? ( our own manufacture1 & ( =eign gr[?1 be+ s exce$+ great4 ,if ! ,engli% nation 7 to be ne>ly inquir$ into1 & its pres5t opul5ce & greatness duly weigh$1 x w\ld appe>1 t1 z ! figure x n[ makes 9 ,europe is great] ?an x ev] made be=e--take x ei!r 9 ,k+ ,edw>d ,,iii4's reign1 or 9 ,que5 ,elizabe?'s1 :i* 7 ! two *ief po9ts ( "t :5 ! ,engli% fame 0 9 its highe/ ext5t--,i say1 if its pres5t greatness 7 to be duly weigh$1 !re is no comp>ison 9 its weal?1 ! numb] ( its p1 ! value ( its l&s1 ! greatness ( ! e/ates ( its private inhabitants2 &1 9 consequ5ce ( all ?is1 its real /r5g? is inf9itely beyond :atev] x 0 be=e1 & if x 7 ne$ful1 ,i c\ld fill up ?is "w ) a v agreeable & useful inquiry into ! p>ticul>s4 ,b ,i cont5t myself ) turn+ x to ! case 9 h&1 = ! tru? ( fact is n to be disput$--,i say1 ,i turn x to ! case 9 h& ?us3 :5ce comes x to be s8--h[ is x produc$8 ,w> has n done x2 no1 nor s mu* z help$ or assi/$ to x2 x is n by any m>tial exploits2 we h made no conque/s abroad1 add$ no new k+doms to ! ,briti% empire1 r$uc$ no neighb\r+ nations1 or ext5d$ ! possession ( our mon>*s into ! prop]ties ( o!rs2 we h gra9$ no?+ by w> & encroa*m5t2 we are butt$ & b\nd$ j :]e we 7 9 ,que5 ,elizabe?'s "t2 ! ,dut*1 ! ,flem+s1 ! ,fr5*1 are 9 view ( u j z !y 7 !n4 ,we h subject$ no new prov9ces or p to our gov]nm5t2 &1 ) few or no exceptions1 we are almo/ = dom9ion :]e ,k+ ,edw>d ,i4 left u2 nay1 we h lo/ all ! dom9ions :i* our anci5t k+s = "s hundr$s ( ye>s held 9 ,france--su* z ! ri* & p[]ful prov9ces ( ,norm&y1 ,poict\1 ,gascoigne1 ,bretagne1 & ,acquita9e2 & in/ead ( be+ enri*$ by w> & victory1 on ! contr>y we h be5 torn 9 pieces by civil w>s & rebellions1 z well 9 ,irel& z 9 ,engl&1 & t sev]al times1 to ! ru9 ( our ri*e/ families1 & ! slaught] ( our nobility & g5try1 nay1 to ! de/ruction ev5 ( mon>*y itself1 & ?is _m ye>s at a "t1 z 9 ! long bloody w>s betwe5 ! h\ses ( ,lanca/] & ,york1 ! _m rebellions ( ! ,iri%1 z well 9 ,que5 ,elizabe?'s "t1 z 9 ,k+ ,*>les ,i4's "t1 & ! fatal massacre1 & almo/ extirpation ( ! ,engli% "n 9 t k+dom2 & at la/1 ! late rebellion 9 ,engl&1 9 :i* ! mon>* fell a sacrifice to ! fury ( ! p1 & mon>*y itself gave way to tyranny & usurpation1 = almo/ tw5ty ye>s4 ,^! ?+s prove abundantly t ! ris+ greatness ( ! ,briti% nation is n ow+ to w> & conque/s1 to enl>g+ its dom9ion by ! sword1 or subject+ ! p ( o!r c\ntries to our p[]2 b x is all ow+ to trade1 to ! increase ( our comm]ce at home1 & ! ext5d+ x abroad4 ,x is ow+ to trade1 t new discov]ies h be5 made 9 l&s unkn[n1 & new settlem5ts & plantations made1 new colonies plac$1 & new gov]nm5ts =m$ 9 ! un9habit$ isl&s1 & ! uncultivat$ cont95t ( ,am]ica2 & ^? plant+s & settlem5ts h aga9 enl>g$ & increas$ ! trade1 & !reby ! weal? & p[] ( ! nation by :om !y 7 discov]$ & plant$4 ,we h n increas$ our p[]1 or ! numb] ( our subjects1 by subdu+ ! nations :i* possess$ ^? c\ntries1 & incorporat+ !m into our own1 b h entirely plant$ our colonies1 & peopl$ ! c\ntries ) our own subjects1 natives ( ?is isl&2 &1 except+ ! negroes1 :i* we transport f ,africa to ,am]ica1 z slaves to "w 9 ! sug> & tobacco plantations1 all our colonies1 z well 9 ! isl&s z on ! cont95t ( ,am]ica1 are entirely peopl$ f ,great ,brita9 & ,irel&1 & *iefly ! =m]2 ! natives hav+ ei!r remov$ f>!r up into ! c\ntry1 or by _! own folly & trea*]y rais+ w> aga9/ u1 be5 de/roy$ & cut (f4 ,z trade alone has peopl$ ^? c\ntries1 s trad+ ) !m has rais$ !m also to a prodigy ( weal? & opul5ce2 & we see n[ ! ord9>y plant]s at ,jamaica & ,b>badoes rise to imm5se e/ates1 rid+ 9 _! coa*es & six1 especially at ,jamaica1 ) tw5ty or ?irty negroes on foot runn+ be=e !m :5ev] !y please to appe> 9 public4 ,z trade has ?us ext5d$ our colonies abroad1 s x has1 except ^? colonies1 kept our p at home1 :]e !y are multipli$ to t prodigi\s degree1 & d /ill cont9ue to multiply 9 su* a mann]1 t if x goes on s1 "t may come t all ! l&s 9 ,engl& w d little m ?an s]ve = g>d5s = !m1 & to fe$ _! c[s2 & _! corn & cattle be suppli$ f ,scotl& & ,irel&4 ,:at is ! reason t we see numb]s ( ,fr5*1 & ( ,scots1 & ( ,g]mans1 9 all ! =eign nations 9 ,europe1 & especially fill+ up _! armies & c\rts1 & t y see few or no ,engli% !re8 ,:at is ! reason1 t :5 we want to raise armies1 or to man navies 9 ,engl&1 we are oblig$ to press ! seam51 & to make laws & emp[] ! ju/ices ( ! peace1 & magi/rates ( t[ns1 to =ce m5 to g = soldi]s1 & ent] into ! s]vice1 or allure !m by giv+ b\nty-money1 z an enc\ragem5t to m5 to li/ !mselves8--:]eas ! p ( o!r nations1 & ev5 ! ,scots & ,iri%1 travel abroad1 & run into all ! neighb\r nations1 to seek s]vice1 & to be admitt$ into _! pay4 ,:at is x b trade8--! increase ( bus9ess at home1 & ! employm5t ( ! poor 9 ! bus9ess & manufactures ( ?is k+dom1 by :i* ! poor get s good wages1 & live s well1 t !y w n li/ = soldi]s2 & h s good pay 9 ! m]*ants' s]vice1 t !y w n s]ve on bo>d ! %ips ( w>1 unless !y are =c$ to d x8 ,:at is ! reason1 t1 9 ord] to supply our colonies & plantations ) p1 besides ! enc\ragem5t giv5 9 ^? colonies to all p t w come !re to plant & to settle1 we are oblig$ to s5d away ?i!r all our petty (f5d]s1 & all ! crim9als t we ?9k fit to sp>e f ! gall[s1 besides :at we =m]ly call$ ! kidnapp+ trade8--t is to say1 ! arts made use ( to :e$le & draw away "y vagrant & indig5t p1 & p ( desp]ate =tunes1 to sell !mselves--t is1 b9d !mselves = s]vants1 ! numb]s ( :i* are v great4 ,x is pov]ty fills armies1 mans navies1 & peoples colonies4 ,9 va9 ! drums beat = soldi]s1 & ! k+'s capta9s invite seam5 to s]ve 9 ! armies = fivep5ce a-day1 & 9 ! royal navy = tw5ty-?ree %ill+s p] mon?1 9 a c\ntry :]e ! ord9>y lab\r] c h n9e %ill+s a-week = 8 lab\r1 & ! manufactur]s e>n f twelve to sixte5 %ill+s a-week = _! "w1 & :ile trade gives ?irty %ill+s p] mon? wages to ! seam5 on bo>d m]*ant %ips4 ,m5 w always /ay or g1 z ! pay gives !m enc\ragem5t2 & ?is is ! reason :y x has be5 s mu* m difficult to raise & recruit armies 9 ,engl&1 ?an x has be5 9 ,scotl& & ,irel&1 ,france & ,g]many4 ,! same trade t keeps our p at home1 is ! cause ( ! well liv+ ( ! p "h2 = z frugality is n ! national virtue ( ,engl&1 s ! p t get mu* sp5d mu*2 & z !y "w h>d1 s !y live well1 eat & dr9k well1 clo! w>m1 & lodge s(t--9 a ^w1 ! work+ manufactur+ p ( ,engl& eat ! fat1 & dr9k ! sweet1 live bett]1 & f>e bett]1 ?an ! work+ poor ( any o!r nation 9 ,europe2 !y make bett] wages ( _! "w1 & sp5d m ( ! money ^u _! backs & bellies1 ?an 9 any o!r c\ntry4 ,?is exp5se ( ! poor1 z x causes a prodigi\s consumption bo? ( ! provisions1 & ( ! manufactures ( our c\ntry at home1 s two ?+s are und5iably ! consequ5ce ( t "p4 #a4 ,! consumption ( provisions increases ! r5t & value ( ! l&s1 & ?is raises ! g5tlem5's e/ates1 & t aga9 increases ! employm5t ( p1 & consequ5tly ! numb]s ( !m1 z well ^? :o are employ$ 9 ! husb&ry ( l&1 bre$+ & fe$+ ( cattle1 c1 z ( s]vants 9 ! g5tlem5's families1 :o1 z _! e/ates increase 9 value1 s !y increase _! families & equipages4 #b4 ,z ! p get great] wages1 s !y1 ,i mean ! same poor] "p ( ! p1 clo! bett]1 & furni% bett]1 & ?is increases ! consumption ( ! v manufactures !y make2 !n t consumption increases ! quantity made1 & ?is creates :at we call inl& trade1 by :i* innum]able families are employ$1 & ! increase ( ! p ma9ta9$1 & by :i* increase ( trade & p ! pres5t gr[+ prosp]ity ( ?is nation is produc$4 ,! :ole glory & greatness ( ,engl&1 !n1 be+ ?us rais$ by trade1 x mu/ be unacc\ntable folly & ignorance 9 u to less5 t "o article 9 our own e/eem1 :i* is ! only f\nta9 f :5ce we all1 take u z a nation1 are rais$1 & by :i* we are enri*$ & ma9ta9$4 ,! ,scripture says1 speak+ ( ! ri*es & glory ( ! city ( ,tyre--:i* 01 inde$1 at t "t1 ! great port or emporium ( ! _w = =eign comm]ce1 f :5ce all ! silks & f9e manufactures ( ,p]sia & ,india 7 export$ all ov] ! we/]n _w--',t h] m]*ants 7 pr9ces2' &1 9 ano!r place1 ',by ?y traffic ?\ ha/ increas$ ?y ri*es4' 7,ezek4 xxviii4 #e47 ,c]ta9 x is1 t our traffic has increas$ our ri*es2 & x is also c]ta91 t ! fl\ri%+ ( our manufactures is ! f\ndation ( all our traffic1 z well our m]*&ise z our inl& trade4 ,! inl& trade ( ,engl& is a ?+ n easily describ$2 x w\ld1 9 a ^w1 take up a :ole book by itself2 x is ! f\ndation ( all our weal? & greatness2 x is ! support ( all our =eign trade1 & ( our manufactur+1 &1 z ,i h hi!rto writt51 ( ! tradesm5 :o c>ry x on4 ,i %all proce$ ) a brief disc\rse ( ! trade itself4 ,,footnotes3 #cg ,we h "h a pleas+ trait ( ! sup]ior sagacity ( ,defoe1 9 z f> z x 0 a preval5t notion d[n to 8 "t1 & ev5 lat] 7nor is x1 p]haps1 altoge!r ext+ui%$ yet71 t ! prosp]ity ( a c\ntry 0 m>k$ by its excess ( exports ov] imports4 ,defoe ju/ly ranks ! am\nt ( importation on a level ) t ( exportation1 z indicative ( ! well-be+ ( ! c\ntry4 ,,*apt] ,,xxiii ,,( ,,! ,,inl& ,,trade ,,( ,,engl&1 ,,its ,,magnitude1 ,,& ,,! ,,great ,,advantage ,,x ,,is ,,to ,,! ,,nation ,,9 ,,g5]al ,i h1 9 a few words1 describ$ :at ,i mean by ! inl& trade ( ,engl&1 9 ! introduction to ?is "w4 ,x is ! circulation ( comm]ce among ourselves4 ,i4 ,= ! c>ry+ on our manufactures ( sev]al k9ds 9 ! sev]al c\nties :]e !y are made1 & ! employ+ ! sev]al sorts ( p & trades ne$ful = ! said manufactures4 ,,ii4 ,= ! rais+ & v5d+ provisions ( all k9ds = ! supply ( ! va/ numb]s ( p :o are employ$ e :]e by ! said manufactures4 ,,iii4 ,= ! import+ & br++ 9 f abroad all k9ds ( =eign gr[? & manufactures :i* we want4 ,,iv4 ,= ! c>ry+ ab\t & disp]s+1 z well our own gr[? & manufactures z ! =eign import$ gr[? & manufactures ( o!r nations1 to ! retail]1 & by !m to ! la/ consum]1 :i* is ! utmo/ end ( all trade2 & ?is1 9 e "p1 to ! utmo/ corn] ( ! isl& ( ,great ,brita9 & ,irel&4 ,?is ,i call inl& trade1 & ^! circulators ( goods1 & retail]s ( !m to ! la/ consum]1 are ^? :om we are to und]/& by ! ^w tradesm51 9 all ! p>ts ( ?is "w2 = 7z ,i obs]v$ 9 ! beg9n+7 ! pl\ghm5 & f>m]s :o lab\r at home1 & ! m]*ant :o imports our m]*&ise f abroad1 are n at all meant or includ$1 & :atev] ,i h be5 say+1 except :]e !y h be5 m5tion$ 9 p>ticul>1 & at l5g?4 ,?is inl& trade is 9 itself at ?is "t ! wond] ( all ! _w ( trade1 nor is !re any ?+ l x n[ 9 ! _w1 mu* less t exce$s x1 or p]haps ev] w be1 except only :at itself may gr[ up to 9 ! ages to come2 =1 z ,i h said on all occasions1 x is /ill gr[+ & increas+4 ,by ?is prodigy ( a trade1 all ! va/ importation f our own colonies is circulat$ & disp]s$ to ! remote/ corn] ( ! isl&1 :]eby ! consumption is become s great1 & by :i* ^? colonies are s increas$1 & are become s popul\s & s weal?y z ,i h already obs]v$ ( !m4 ,?is importation consi/s *iefly ( sug>s & tobacco1 ( :i* ! consumption 9 ,great ,brita9 is sc>cely to be conceiv$ (1 besides ! consumption ( cotton1 indigo1 rice1 g+]1 pim5to or ,jamaica pepp]1 cocoa or *ocolate1 rum & molasses1 tra9-oil1 salt-fi%1 :ale-f91 all sorts ( furs1 abundance ( valuable drugs1 pit*1 t>1 turp5t9e1 deals1 ma/s1 & timb]1 & _m o!r ?+s ( small] value2 all :i*1 besides ! employ+ a v great numb] ( %ips & ,engli% seam51 occasion aga9 a v great exportation ( our own manufactures ( all sorts to ^? colonies2 :i* be+ circulat$ aga9 = consumption !re1 t circulation is to be acc\nt$ a bran* ( home or inl& trade1 z ^? colonies are on all su* occasions e/eem$ z a bran* ( "p ( ourselves1 & ( ! ,briti% gov]nm5t 9 ! _w4 ,?is trade to our ,we/ ,indies & ,am]ican colonies1 is v consid]able1 z x employs s _m %ips & sailors1 & s mu* ( ! gr[? ( ^? colonies is aga9 export$ by u to o!r p>ts ( ! _w1 ov] & above :at is consum$ among u at home2 &1 also1 z all ^? goods1 & a great deal ( money 9 specie1 is return$ hi!r = & 9 balance ( our own manufactures & m]*&ises export$ ?i!r--on ^! acc\nts "s h insi/$ t m real weal? is br\ght into ,great ,brita9 e ye> f ^? colonies1 ?an is br\ght f ! ,spani% ,we/ ,indies to old ,spa91 not)/&+ ! ext5t ( _! dom9ion is above tw5ty times z mu*1 & not)/&+ ! va/ quantity ( gold & silv] :i* !y br+ f ! m9es ( ,mexico1 & ! m\nta9s ( ,potosi4#ch ,:e!r ^! p say true or no1 is n my bus9ess to inquire "h2 ?\gh1 if ,i may give my op9ion1 ,i mu/ ackn[l$ge t ,i believe !y d2 b be x s or n1 x is c]ta9 t x is an inf9itely ext5d$ trade1 & daily increas+2 & mu* ( x1 if n all1 is & ought to be e/eem$ z an inl& trade1 because1 z above1 x is a circulation among ourselves4 ,z ! manufactures ( ,engl&1 p>ticul>ly ^? ( wool 7cotton wool includ$71 & ( silk1 are ! greate/1 & am\nt to ! greate/ value ( any s+le manufacture 9 ,europe1#ci s !y n only employ m p1 b ^? p ga9 ! mo/ money1 t is to say1 h ! be/ wages = _! "w ( any p 9 ! _w2 & yet1 :i* is peculi> to ,engl&1 ! ,engli% manufactures are1 all[+ = _! goodness1 ! *eape/ at m>ket ( any 9 ! _w1 too4 ,ev5 ,france itself1 aft] all ! pa9s !y are at to get our wool1 & all ! exp5se !y h be5 at to imitate our manufactures1 by gett+ ov] our workm51 & giv+ !m ev5 great] wages ?an !y _h "h1 h yet made s little pr(ici5cy 9 x1 & are s f> f outsell+ u 9 =eign m>kets1 t !y /ill1 9 spite ( ! /ricte/ prohibitions1 s5d hi!r1 & to ,holl& & ,g]many1 = ,engli% broad-clo?s1 druggets1 duroys1 flannels1 s]ges1 & sev]al o!r sorts ( our goods1 to supply _! own4 ,nor c !y clo! !mselves to _! satisfaction ) _! own goods2 b if any ,fr5* g5tleman ( quality comes ov] hi!r f ,france1 he is sure to br+ no m coats ) him ?an backs1 b imm$iately to make him new clo!s z soon z he arrives1 & to c>ry z _m new suits home ) him at 8 return1 z he c get leave to br+ a%ore :5 he comes !re--a demon/ration t our manufacture exce$s !irs1 aft] all _! boa/s ( x1 bo? 9 goodness & 9 *eapness1 ev5 by _! own confession4 ,b ,i am n n[ to ent] ^u ! p>ticul> manufactures1 b ! g5]al trade 9 ! manufacture2 ?is p>ticul> be+ a trade ( su* a magnitude1 x is to be obs]v$ = our purpose1 t ! greatness ( x consi/s ( two p>ts3-- #a4 ,! consumption ( x at home1 includ+ our own plantations & factories4 #b4 ,! exportation ( x to =eign p>ts1 exclusive ( ! said plantations & factories4 ,x is ! fir/ ( ^! :i* is ! subject ( my pres5t disc\rse1 because ! tradesm5 to :om1 & = ^: in/ruction ^! *apt]s are design$1 are ! p pr9cipally conc]n$ 9 ! mak+ all ^! manufactures1 & :olly & solely conc]n$ 9 disp]s+ & circulat+ !m = ! home consumption2 & ?is1 ) "s additions1 z expla9$ above1 ,i call inl& trade4 ,! home-consumption ( our own goods1 z x is v great1 s x has "o p>ticul> circum/ance att5d+ x1 :i* exce$+ly increases x z a trade1 & t is1 t besides ! numb]s ( p :i* x employs 9 ! rais+ ! mat]ials1 & mak+ ! goods !mselves z a manufacture--,i say1 besides all ?is1 !re are multitudes ( p employ$1 cattle ma9ta9$1 ) waggons & c>ts = ! s]vice on %ore1 b>ges & boats = c>riage 9 ! riv]s1 & %ips & b>ks = c>ry+ by sea1 & all = ! circulat+ ^! manufactures f "o place to ano!r1 = ! consumption ( !m among ! p4 ,s t1 9 %ort1 ! circulation ( ! goods is a bus9ess n equal1 inde$1 b be>+ a v great proportion to ! trade itself4 ,?is is ow+ to ano!r p>ticul> circum/ance ( our manufacture1 & p]haps is n s rem>kably ! case ( any o!r manufacture or c\ntry 9 ,europe1 namely1 t ?\gh all our manufactures are us$ & call$ = by almo/ all ! p1 & t 9 e "p ( ! :ole ,briti% dom9ion1 yet !y are made & wr\ght 9 _! sev]al di/9ct & respective c\ntries 9 ,brita91 & "s ( !m at ! remote/ di/ance f "o ano!r1 h>dly any two manufactures be+ made 9 "o place4 ,= example3 ,! broad-clo? & druggets 9 ,wilts1 ,gl\ce/]1 & ,worce/]%ire2 s]ges 9 ,devon & ,som]set%ire2 n>r[-clo?s 9 ,york%ire & ,/af=d%ire2 k]seys1 cottons1 half-?icks1 duffields1 pla9s1 & co>s] ?+s1 9 ,lanca%ire & ,we/morel&2 %alloons 9 ! c\nties ( ,nor?ampton1 ,b]ks1 ,ox=d1 ,s\?ampton1 & ,york2 wom5's-/uffs 9 ,norfolk2 l9sey-woolseys1 c1 at ,kidd]m9/]2 dimmeties & cotton-w>es at ,man*e/]2 flannels at ,salisbury1 & 9 ,wales2 tammeys at ,cov5try2 & ! l4 ,x is ! same1 9 "s respects1 ) our provisions1 especially = ! supply ( ! city ( ,london1 & also ( sev]al o!r p>ts3 = example1 :5 ,i speak ( provisions1 ,i mean su* z are n made use ( 9 ! c\nty :]e !y are made & produc$4 ,= example3 ,butt]1 9 firk9s1 9 ,suffolk & ,york%ire2 *eese f ,*e%ire1 ,wilt%ire1 ,w>wick%ire1 & ,gl\ce/]%ire2 h]r+s1 cur$ r$1 f ,y>m\? 9 ,norfolk2 coals1 = fuel1 f ,nor?umb]l& & ,durham2 malt f ! c\nties ( ,h]t=d1 ,essex1 ,k5t1 ,bucks1 ,ox=d1 ,b]ks1 c4 ,& ?us ( _m o!r ?+s :i* are ! prop] produce ( "o "p ( ! c\ntry only1 b are f !nce disp]s$ = ! ord9>y use ( ! p into _m1 or p]haps into all ! o!r c\nties ( ,engl&1 to ! inf9ite advantage ( our inl& comm]ce1 & employ+ a va/ numb] ( p & cattle2 & consequ5tly ^? p & cattle increas+ ! consumption ( provisions & =age1 & ! improvem5t ( l&s2 s true x is1 & s visible1 t trade increases p1 & p increase trade4 ,?is c>riage ( goods 9 ,engl& f ^? places is *iefly manag$ by horses & waggons2 ! numb] ( :i* is n to be guess$ at1 nor is !re any rule or art t c be ?\ght (1 by :i* any j calculation c be made ( x1 & !re=e ,i %all n ent] ^u any p>ticul> ( x at ?is "t2 x is suffici5t to say1 :at ,i believe to be true1 namely1 t x is equal to ! :ole trade ( "s nations1 & ! r because ( ! great improvem5t ( l&1 :i* proce$s f ! employ+ s _m ?\s&s ( horses z are furni%$ = ?is "p ( bus9ess4 ,9 o!r c\ntries1 & inde$1 9 mo/ c\ntries 9 ,europe1 all _! inl& trade1 su* z x is1 is c>ri$ on by ! conv5i5ce ( navigation1 ei!r by coa/+s on ! sea1 or by riv]-navigation4 ,x is true1 our coa/+ trade is exce$+ly great1 & employs a prodigi\s numb] ( %ips1 z well f all ! %ores ( ,engl& to ,london1 z f "o port to ano!r4 ,b z to our riv]-navigation1 x is n equal to x1 ?\gh 9 "s places x is v great too2 b we h b a v few navigable riv]s 9 ,engl&1 comp>$ ) ^? ( o!r c\ntries2 nor are _m ( ^? riv]s we h navigable to any consid]able l5g? f ! sea4 ,! mo/ consid]able riv]s 9 ,engl& = navigation are z foll[s3--,! ,?ames1 ! ,tr5t1 ! ,sev]n1 ! ,wye1 ! ,ouse1 ! ,humb]1 ! ,air1 & ! ,cald]4 ,^! are navigable a consid]able way1 & receive sev]al o!r navigable riv]s into !m2 b except ^! !re are v few riv]s 9 ,engl& :i* are navigable mu* above ! fir/ t[n ( note )9 _! m\?4 ,mo/ ( our o!r greate/ & mo/ navigable riv]s are navigable b a v little way 92 z ! nor!rn ,ouse b to ,york1 ! ,orwell b to ,ipswi*1 ! ,y>e b to ,norwi*2 ! ,tyne itself b a v little above ,newca/le1 n 9 all above twelve miles2 ! ,twe$ n at all above ,b]wick2 ! great ,avon b to ,bri/ol2 ! ,exe b to ,exet]2 & ! ,dee b to ,*e/]3 9 a ^w1 our riv]-navigation is n to be nam$ = c>riage1 ) ! va/ bulk ( c>riage by pack-horses & by waggons2 nor mu/ ! c>riage by p$l>s on _! backs be omitt$4#dj ,?is c>riage is ! m$ium ( our inl& trade1 &1 z ,i said1 is a bran* ( ! trade itself4 ,?is great c>riage is occasion$ by ! situation ( our produce & manufactures4 ,= example--! ,taunton & ,exet] s]ges1 p]petuanas1 & duroys1 come *iefly by l&2 ! clo?+1 su* z ! broad-clo? & druggets f ,wilts1 ,gl\ce/]1 ,worce/]1 & ,%rop%ire1 comes all by l&-c>riage to ,london1 & goes d[n aga9 by l&-c>riages to all p>ts ( ,engl&2 ! ,york%ire clo?+ trade1 ! ,man*e/] & ,cov5try trades1 all by l&1 n to ,london only1 b to all p>ts ( ,engl&1 by horse-packs--! ,man*e/] m5 be+1 sav+ _! weal?1 a k9d ( p$l>s1 :o c>ry _! goods !mselves to ! c\ntry %opkeep]s e :]e1 z d n[ ! ,york%ire & ,cov5try manufactur]s also4 ,n[1 9 all ^! manufactures1 h[ev] remote f "o ano!r1 e t[n 9 ,engl& uses some?+1 n only ( "o or o!r1 b ( all ! re/4 ,e sort ( goods is want$ e :]e2 & :]e !y make "o sort ( goods1 & sell !m all ov] ,engl&1 !y at ! same "t want o!r goods f almo/ e o!r "p4 ,= example3 ,norwi* makes *iefly wooll5 /uffs & camblets1 & ^! are sold all ov] ,engl&2 b !n ,norwi* buys broad-clo? f ,wilts & ,worce/]%ire1 s]ges & saga?ies f ,devon & ,som]set%ire1 n>r[ clo? f ,york%ire1 flannel f ,wales1 coal f ,newca/le1 & ! l2 & s x is1 mutatis mut&is1 ( mo/ ( ! o!r p>ts4 ,! circulat+ ( ^! goods 9 ?is mann]1 is ! life ( our inl& trade1 & increases ! numb]s ( our p1 by keep+ !m employ$ at home2 &1 inde$1 ( late !y are prodigi\sly multipli$2 & !y aga9 increase our trade1 z %all be m5tion$ 9 its place4 ,z ! dem& = all sorts ( ,engli% goods is ?us great1 & !y are ?us ext5d$ 9 e "p ( ! isl&1 s ! tradesm5 are disp]s$ & spread ov] e "p also2 t is to say1 9 e t[n1 great or little1 we f9d %opkeep]s1 :olesale or retail1 :o are conc]n$ 9 ?is circulation1 & h& =w>d ! goods to ! la/ consum]4 ,f ,london1 ! goods g *iefly to ! great t[ns1 & f ^? aga9 to ! small] m>kets1 & f ^? to ! meane/ villages2 s t all ! manufactures ( ,engl&1 & mo/ ( !m also ( =eign c\ntries1 are to be f\nd 9 ! meane/ village1 & 9 ! remote/ corn] ( ! :ole isl& ( ,brita91 & are to be b\ght1 z x 71 at e body's door4 ,?is %[s n ! ext5t ( our manufactures only1 b ! usefulness ( !m1 & h[ !y are s necess>y to mank9d t our own p _c be )\t !m1 & e sort ( !m1 & _c make "o ?+ s]ve = ano!r2 b z !y sell _! own1 s !y buy f o!rs1 & e body "h trades ) e body3 ?is x is t gives ! :ole manufacture s univ]sal a circulation1 & makes x s imm5sely great 9 ,engl&4 ,:at x is abroad1 is n s mu* to our pres5t purpose4 ,aga91 ! magnitude ( ! city ( ,london adds v consid]ably to ! greatness ( ! inl& trade2 = z ?is city is ! c5tre ( our trade1 s all ! manufactures are br\ght hi!r1 & f h5ce circulat$ aga9 to all ! c\ntry1 z !y are p>ticul>ly call$ =4 ,b t is n all2 ! magnitude ( ! city influ5ces ! :ole nation also 9 ! article ( provisions1 & some?+ is rais$ 9 e c\nty 9 ,engl&1 h[ev] remote1 = ! supply ( ,london2 nay1 all ! be/ ( e produce is br\ght hi!r2 s t all ! p1 & all ! l&s 9 ,engl&1 seem to be at "w =1 or employ$ by1 or on ! acc\nt (1 ?is ov]gr[n city4 ,?is makes ! trade increase prodigi\sly1 ev5 z ! city itself increases2 & we all "k ! city is v greatly increas$ )9 few ye>s pa/4 ,aga91 z ! :ole nation is employ$ to fe$ & clo! ?is city1 s "h is ! money1 by :i* all ! p 9 ! :ole nation seem to be support$ & ma9ta9$4 ,i h endeav\r$ to make "s calculation ( ! numb] ( %opkeep]s 9 ?is k+dom1 b ,i f9d x is n to be done--we may z well c\nt ! />s2 n t !y are equal 9 numb] nei!r1 b x is z impossible1 unless any "o p]son correspond$ s z to h !m numb]$ 9 e t[n or p>i% ?r\gh\t ! k+dom4 ,i d\bt n !y are "s hundr$s ( ?\s&s1 b !re is no mak+ an e/imate--! numb] is 9 a mann] inf9ite4 ,x is z impossible likewise to make any guess at ! bulk ( _! trade1 & h[ mu* !y return ye>ly2 nor1 if we c\ld1 w\ld x give any f\ndation = any j calculation ( ! value ( goods 9 g5]al1 because all our goods circulate s mu*1 & g s (t5 ?r\gh s _m h&s be=e !y come to ! consum]4 ,?is s (t5 pass+ e sort ( goods ?r\gh s _m h&s1 be=e x comes into ! h&s ( ! la/ consum]1 is t :i* makes our trade be s imm5sely great4 ,= example1 if !re is made 9 ,engl& = our home-consumption ! value ( #ajj1jjj wor? ( any p>ticul> goods1 say1 = example1 t x be s _m pieces ( s]ge or clo?1 & if ?is goes ?r\gh t5 tradesm5's h&s1 be=e x comes to ! la/ consum]1 !n !re is #a1jjj1jjj return$ 9 trade = t #ajj1jjj wor? ( goods2 & s ( all ! sorts ( goods we trade 94 ,aga91 z ,i said above1 all our manufactures are s useful to1 & dep5d on1 "o ano!r s mu* 9 trade1 t ! sale ( "o necess>ily causes ! dem& ( ! o!r 9 all p>ts4 ,= example1 suppose ! poore/ c\ntryman wants to be clo!d1 or suppose x be a g5tleman wants to clo! "o ( 8 s]vants1 :e!r a footman 9 a liv]y1 or suppose x be any s]vant 9 ord9>y app>el1 yet he %all 9 "s "p employ almo/ e "o ( ! manufactur+ c\nties ( ,engl&1 = mak+ up "o ord9>y suit ( clo!s4 ,= example3 ,if 8 coat be ( wooll5-clo?1 he has t f ,york%ire2 ! l9+ is %alloon f ,b]k%ire2 ! wai/coat is ( callamanco f ,norwi*2 ! bree*es ( a /rong drugget f ,devizes1 ,wilt%ire2 ! /ock+s be+ ( y>n f ,we/morel&2 ! hat is a felt f ,leice/]2 ! gloves ( lea!r f ,som]set%ire2 ! %oes f ,nor?ampton2 ! buttons f ,macclesfield 9 ,*e%ire1 or1 if !y are ( metal1 !y come f ,birm+ham1 or ,w>wick%ire2 8 g>t]s f ,man*e/]2 8 %irt ( home-made l95 ( ,lanca%ire1 or ,scotl&4 ,if x be ?us ( e poor man's clo?+1 or ( a s]vant1 :at mu/ x be ( ! ma/]1 & ( ! re/ ( ! family8 ,& 9 ?is p>ticul> ! case is ! same1 let ! family live :]e !y w2 s t all ^! manufactures mu/ be f\nd 9 all ! remote/ t[ns & c\nties 9 ,engl&1 be x :]e y w4 ,aga91 take ! furni%+ ( our h\ses1 x is ! same 9 proportion1 & accord+ to ! figure & quality ( ! p]son4 ,suppose1 !n1 x be a middl+ tradesman t is go+ to live 9 "s m>ket-t[n1 & to op5 8 %op !re2 suppose him n to deal 9 ! manufacture1 b 9 groc]ies1 & su* sort ( w>es z ! c\ntry groc]s sell4 ,?is man1 h[ev]1 mu/ clo! himself & 8 wife1 & mu/ furni% 8 h\se3 let u see1 !n1 to h[ _m c\nties & t[ns1 among our manufactures1 mu/ he s5d = 8 ne$ful supply4 ,nor is ! quantity conc]n$ 9 x2 let him furni% himself z frugally z he pleases1 yet he mu/ h some?+ ( e necess>y ?+2 & we w suppose = ! pres5t purpose ! man liv$ 9 ,sussex1 :]e v few1 if any1 manufactures are c>ri$ on2 suppose he liv$ at ,hor%am1 :i* is a m>ket-t[n 9 or ne> ! middle ( ! c\nty4 ,= 8 clo?+ ( himself--= we mu/ all[ him to h a new suit ( clo!s :5 he beg9s ! _w--take !m to be j z above2 = z to ! quality or quantity1 x is mu* ! same2 only1 t in/ead ( buy+ ! clo? f ,york%ire1 p]haps he has x a little f9] ?an ! poor man above1 & s 8 comes out ( ,wilt%ire1 & 8 /ock+s are1 x may be1 ( wor/$1 n ( y>n1 & s !y come f ,nott+ham1 n ,we/morel&2 b ?is does n at all alt] ! case4 ,come we next to 8 wife2 & %e be+ a good hone/ t[nsman's daught]1 is n dress$ ov] f9e1 yet %e mu/ h some?+ dec5t1 be+ newly m>ri$ too1 especially z times g1 :5 ! burgh]s' wives ( ,hor%am1 or any o!r t[n1 g z f9e z !y d 9 o!r places3 all[ h]1 !n1 to h a silk g[n1 ) all ! necess>ies belong+ to a middl+ tol]able appe>ance1 yet y %all f9d all ! nation m or less conc]n$ 9 clo?+ ?is c\ntry groc]'s wife1 & furni%+ 8 h\se1 & yet no?+ at all extravagant4 ,= example3 ,h] g[n1 a pla9 ,engli% mantua-silk1 manufactur$ 9 ,spitalfields2 h] petticoat ! same2 h] b9d+1 a piece ( *equ]$-/uff1 made at ,bri/ol & ,norwi*2 h] "u-petticoat1 a piece ( black callamanco1 made at ,nor)--quilt$ at home1 if %e be a good h\sewife1 b ! quilt+ ( cotton f ,man*e/]1 or cotton-wool f abroad2 h] inn]-petticoats1 flannel & swansk91 f ,salisbury & ,wales2 h] /ock+s f ,tewksbury1 if ord9>y1 f ,leice/]1 if wov52 h] lace & edg+s f ,/ony ,/rat=d ! fir/1 & ,great ,m>l[ ! la/2 h] musl9 f =eign trade1 z likewise h] l951 be+ some?+ f9] ?an ! man's1 may p]haps be a guilick-,holl&2 h] wrapp]1 or morn+-g[n1 a piece ( ,iri% l951 pr9t$ at ,london2 h] black hood1 a ?9 ,engli% lu/r+2 h] gloves1 lamb's-sk91 f ,b]wick & ,nor?umb]l&1 or ,scotl&2 h] rib&s1 be+ b v few1 f ,cov5try1 or ,london2 h] rid+-hood1 ( ,engli% wor/$-camblet1 made at ,norwi*4 ,come next to ! furniture ( _! h\se4 ,x is sc>ce cr$ible1 to h[ _m c\nties ( ,engl&1 & h[ remote1 ! furniture ( b a mean h\se mu/ s5d !m1 & h[ _m p are e :]e employ$ ab\t x2 nay1 & ! mean] ! furniture1 ! m p & places employ$4 ,= example3 ,! hang+s1 suppose !m to be ord9>y l9sey-woolsey1 are made at ,kidd]m9/]1 dy$ 9 ! c\ntry1 & pa9t$1 or wat]$1 at ,london2 ! *airs1 if ( cane1 are made at ,london2 ! ord9>y matt$ *airs1 p]haps 9 ! place :]e !y live2 tables1 *e/s ( draw]s1 c41 made at ,london2 z also look+-glass2 b$d+1 c41 ! curta9s1 suppose ( s]ge f ,taunton & ,exet]1 or ( camblets1 f ,norwi*1 or ! same ) ! hang+s1 z above2 ! tick+ comes f ! we/ c\ntry1 ,som]set & ,dorset%ire2 ! fea!rs also f ! same c\ntry2 ! blankets f ,:itney 9 ,ox=d%ire2 ! rugs f ,we/morel& & ,york%ire2 ! %eets1 ( good l951 f ,irel&2 kit*5 ut5sils & *imney-furniture1 almo/ all ! brass & iron f ,birm+ham & ,%effield2 e>!n-w>e f ,/af=d1 ,nott+ham1 & ,k5t2 glass w>e f ,/urbridge 9 ,worce/]%ire1 & ,london4 ,i give ?is li/ to expla9 :at ,i said be=e1 namely1 t !re is no p>ticul> place 9 ,engl&1 :]e all ! manufactures are made1 b e c\nty or place has its peculi> sort1 or p>ticul> manufacture1 9 :i* ! p are :olly employ$2 & = all ! re/ t is want$1 !y fet* !m f o!r p>ts4#da ,b1 !n1 z :at is ?us want$ by e p>ticul> p]son1 or family1 is b 9 small quantities1 & !y w\ld n be able to s5d = x to ! c\ntry or t[n :]e x is to be b\ght1 !re are %opkeep]s 9 e village1 or at lea/ 9 e consid]able m>ket-t[n1 :]e ! p>ticul>s are to be b\ght1 & :o f9d x wor? _! :ile to furni% !mselves ) quantities ( all ! p>ticul> goods1 be !y made :]e & z f> (f z !y w2 & at ^! %ops ! p :o want !m are easily suppli$4 ,nor d ev5 ^! %opkeep]s g or s5d to all ! sev]al c\nties :]e ^? goods are made--t is to say1 to ?is "p = ! clo?1 or to t = ! l9+2 to ano!r = ! buttons1 & to ano!r = ! ?read2 b !y aga9 correspond ) ! :olesale deal]s 9 ,london1 :]e !re are p>ticul> %ops or w>eh\ses = all ^!2 & !y n only furni% ! c\ntry %opkeep]s1 b give !m l>ge cr$it1 & sell !m great quantities ( goods1 by :i* !y aga9 are enabl$ to tru/ ! tailors :o make ! clo!s1 or ev5 _! neighb\rs :o we> !m2 & ! manufactur]s 9 ! sev]al c\nties d ! l by ^? :olesale deal]s :o supply ! c\ntry %ops4 ,?r\gh s _m h&s d all ! necess>y ?+s pass = ! clo?+ a poor pla9 c\ntryman1 ?\gh he liv$ z f> z ,b]wick-^u-,twe$2 & ?is occasions1 z ,i h said1 a g5]al circulation ( trade1 bo? to & f ,london1 f & to all ! p>ts ( ,engl&1 s t e manufacture is sold & remov$ five or six times1 & p]haps m1 be=e x comes at ! la/ consum]4 ,?is me?od ( trade br+s ano!r article 91 :i* also is ! great f\ndation ( ! increase ( comm]ce1 & ! prodigi\s magnitude ( our inl& trade is mu* ow+ to x2 & t is giv+ cr$it1 by :i* e tradesman is enabl$ to trade = a great deal m ?an he o!rwise c\ld d4 ,by ?is me?od a %opkeep] is able to /ock 8 %op1 or w>eh\ses1 ) two or ?ree times z mu* goods 9 value1 z he has /ock ( 8 own to beg9 ! _w )1 & by t means is able to tru/ out 8 goods to o!rs1 & give !m "t1 & s "u "o ano!r--nay1 ,i may say1 _m a tradesman beg9s ! _w ) borr[$ /ocks1 or ) no /ock at all1 b t ( cr$it1 & yet c>ries on a trade = sev]al hundr$s1 nay1 = sev]al ?\s&s1 ( p\nds a-ye>4 ,by ?is means ! trade 9 g5]al is inf9itely increas$--nay1 ! /ock ( ! k+dom 9 trade is d\bl$1 or trebl$1 or m1 & !re is inf9itely m bus9ess c>ri$ on1 ?an ! real /ock c\ld be able to manage1 if no cr$it 7 to be giv52 = cr$it 9 ?is p>ticul> is a /ock1 & t n an imag9>y1 b a real /ock2 = ! tradesman1 t p]haps beg9s b ) five hundr$1 or "o ?\s& p\nds' /ock1 %all be able to furni% or /ock 8 %op ) f\r times ! sum 9 ! value ( goods2 & z he gives cr$it aga91 & tru/s o!r tradesm5 "u him1 s he laun*es out into a trade ( great magnitude2 & yet1 if he is a prud5t manag] ( 8 bus9ess1 he f9ds himself able to answ] 8 paym5ts1 & s cont9ually supply himself ) goods1 keep+ up ! reputation ( 8 deal+s1 & ! cr$it ( 8 %op1 ?\gh 8 /ock be n a fif?1 nay1 sometimes n a t5? "p1 9 proportion to ! returns t he makes by ! ye>3 s t cr$it is ! f\ndation on :i* ! trade ( ,engl& is made s consid]able4 ,nor is x en\gh to say1 t p mu/ & w h goods1 & t ! consumption is ! same2 x is evid5t t consumption is n ! same2 & 9 ^? nations :]e !y give no cr$it1 or n s mu* z "h1 ! trade is small 9 proportion1 z ,i %all %[ 9 its place4 ,,footnotes3 #ch ,! am\nt ( trade produc$ by ! ,briti% colonies is /ill great2 b x has be5 asc]ta9$ t x is n pr(itable to ! nation at l>ge1 z mu* m is paid f ! public purse = ! milit>y protection requir$ by ! colonies1 ?an returns to individuals ?r\gh ! m$ium ( bus9ess4 #ci ,! cotton manufacture has n[ ! prom95ce :i*1 9 ,defoe's "t1 0 due to ^? ( wool & silk4 #dj ,x is sc>cely necess>y to rem9d ! read]1 t ! canal navigation ( ,engl& has come into exi/5ce s9ce ! date ( ?is "w--! railway communication is b ( ye/]day4 #da ,s9ce ,defoe's "t1 little alt]ation has tak5 place 9 ! locality ( a numb] ( manufactures 9 ,engl&2 b1 9 ! int]val1 an entire *ange has be5 effect$ 9 ,scotl&1 :i* n[ possesses v>i\s manufactures ( importance 9 ! comm]cial economy ( ! nation4 ,we ne$ only allude to ! cambrics1 gauzes1 & silks ( ,paisley2 ! cottons & o!r goods ( ,glasg[2 ! plaid+s ( ,/irl+%ire2 ! /ock+s ( ,hawick2 ! pr9t+-pap] ( ,mid-,lo?ian2 ! c>pets & bonnets ( ,kilm>nock2 ! iron ( ,muirkirk & ,c>ron2 ! l95s ( ,fife & ,dundee2 & ! %awls ( ,ed9burgh4 ,,*apt] ,,xxiv ,,( ,,cr$it ,,9 ,,trade1 ,,& ,,h[ ,a ,,tradesman ,,ought ,,to ,,value ,,& ,,improve ,,x3 ,,h[ ,,easily ,,lo/1 ,,& ,,h[ ,,h>d ,,x ,,is ,,to ,,be ,,recov]$ ,cr$it is1 or ought to be1 ! tradesman's mi/ress2 b ,i mu/ tell him too1 he mu/ n ?9k ( ev] ca/+ h] (f1 = if once he loses h]1 %e h>dly ev] returns2 & yet %e has "o quality1 9 :i* %e diff]s f mo/ ( ! ladies :o g by t "n--if y c\rt h]1 %e is gone2 if y manage s wisely z to make h] believe y really d n want h]1 %e foll[s & c\rts y4 ,b1 by ! way1 no tradesman c be 9 s good circum/ances z to say he does n want1 t is1 does n /& 9 ne$ ( cr$it4 ,cr$it1 next to real /ock1 is ! f\ndation1 ! life & s\l1 ( bus9ess 9 a private tradesman2 x is 8 prosp]ity2 x is 8 support 9 ! sub/ance ( 8 :ole trade2 ev5 9 public matt]s1 x is ! /r5gh & fund ( a nation4 ,we felt1 9 ! late w>s1 ! consequ5ce ( bo? ! extremes--namely1 ( want+ & ( enjoy+ a complete fund ( cr$it4 ,cr$it makes w>1 & makes peace2 raises armies1 fits out navies1 fights battles1 besieges t[ns2 &1 9 a ^w1 x is m ju/ly call$ ! s9ews ( w> ?an ! money itself1#db because x c d all ^! ?+s )\t money--nay1 x w br+ 9 money to be subs]vi5t1 ?\gh x be indep5d5t4 ,cr$it makes ! soldi] fight )\t pay1 ! armies m>* )\t provisions1 & x makes tradesm5 keep op5 %op )\t /ock4 ,! =ce ( cr$it is n to be describ$ by words2 x is an impregnable =tification1 ei!r = a nation1 or = a s+le man 9 bus9ess2 & he t has cr$it is invuln]able1 :e!r he has money or no2 nay1 x w make money1 &1 :i* is yet m1 x w make money )\t an intr9sic1 )\t ! mat]ia m$ica 7z ! doctors h x72 x adds a value1 & supports :atev] value x adds1 to ! meane/ sub/ance2 x makes pap] pass = money1 & fills ! ,ex*equ] & ! banks ) z _m millions z x pleases1 ^u dem&4 ,z ,i said 9 la/ *apt]1 x increases comm]ce2 s1 ,i may add1 x makes trade1 & makes ! :ole k+dom trade = _m millions m ?an ! national specie c am\nt to4 ,x may be true1 z "s allege1 t we _c drive a trade = m goods ?an we h to trade )1 b !n x is z true1 t x is by ! help ( cr$it t we c increase ! quantity1 & t m goods are made to trade ) ?an w\ld o!rwise be2 m goods are br\ght to m>ket ?an !y c\ld o!rwise sell2 & ev5 9 ! la/ consumption1 h[ _m ?\s&s ( families we> out _! clo!s be=e !y pay = !m1 & eat _! d9n] ^u tick ) ! but*]6 ,nay1 h[ _m ?\s&s :o c\ld n buy any clo!s1 if !y 7 to pay = !m 9 ready money1 yet buy !m at a v5ture ^u _! cr$it1 & pay = !m z !y c6 ,trade is anticipat$ by cr$it1 & x gr[s by ! anticipation2 = m5 (t5 buy clo!s be=e !y pay = !m1 because !y want clo!s be=e !y c sp>e ! money2 & ^! are s _m 9 numb]1 t really !y add a great /roke to ! bulk ( our inl& trade4 ,h[ _m families h we 9 ,engl& t live ^u cr$it1 ev5 to ! tune ( two or ?ree ye>s' r5t ( _! rev5ue1 be=e x comes 96--s t !y mu/ be said to eat ! calf 9 ! c['s belly4 ,?is encroa*m5t !y make ^u ! /ock 9 trade2 & ev5 ?is v article may /ate ! case3 ,i d\bt n b at ?is "t ! l& owes to ! trade "s millions /]l+2 t is to say1 ! g5tlem5 owe to ! tradesm5 s mu* money1 :i*1 at long run1 ! r5ts ( _! l&s mu/ pay4 ,! tradesm5 hav+1 !n1 tru/$ ! l&$ m5 ) s mu*1 :]e mu/ !y h x b by giv+ cr$it also to "o ano!r8 ,tru/+ _! goods & money into trade1 "o laun*+ out into ! h&s ( ano!r1 & =be>+ paym5t till ! l&s make x good out ( _! produce1 t is to say1 out ( _! r5ts4 ,! trade is n limit$2 ! produce ( l&s may be & is re/ra9$4 ,trade _c exce$ ! b\nds ( ! goods x c sell2 b :ile trade c increase its /ock ( ca% by cr$it1 x c increase its /ock ( goods = sale1 & !n x has no?+ to d b to f9d a m>ket to sell at2 & ?is we h done 9 all p>ts ( ! _w1 /ill by ! =ce ( our /ocks be+ s increas$4 ,?us1 cr$it rais+ /ock at home1 t /ock enables u to give cr$it abroad2 & ?us ! quantity ( goods :i* we make1 & :i* is inf9itely increas$ at home1 enables u to f9d or =ce a v5t abroad4 ,?is is app>5t1 our home trade hav+ s f> increas$ our manufacture1 t ,engl& may be said to be able almo/ to clo! ! :ole _w2 & 9 our c>ry+ on ! =eign trade :olly ^u ! ,engli% /ocks1 giv+ cr$it to almo/ all ! nations ( ! _w2 = x is evid5t1 our /ocks lie at ?is "t ^u cr$it 9 ! w>eh\ses ( ! m]*ants 9 ,spa9 & ,portugal1 ,holl& & ,g]many1 ,italy & ,turkey2 nay1 9 ,new ,spa9 & ,brazil4 ,! exce$+ quantity ( goods ?us rais$ 9 ,engl& _c be suppos$ to be ! m]e product ( ! solid weal? & /ocks ( ! ,engli% p2 we d n pret5d to x2 ! jo9+ ^? /ocks to ! value ( goods1 always appe>+ 9 ,engl& 9 ! h&s ( ! manufactur]s1 tradesm51 & m]*ants1 & to ! weal? :i* appe>s 9 %ipp+1 9 /ock ^u l&1 & 9 ! curr5t co9 ( ! nation1 w\ld am\nt to su* a prodigy ( /ock1 z n all ,europe c\ld pret5d to4 ,b all ?is is ow+ to ! prodigi\s ?+ call$ cr$it1 ! ext5t ( :i* 9 ! ,briti% trade is z h>d to be valu$1 z ! b5efit ( x to ,engl& is really n to be describ$4 ,x mu/ be likewise said1 to ! hon\r ( our ,engli% tradesman1 t !y und]/& h[ to manage ! cr$it !y bo? give & take1 bett] ?an any o!r tradesm5 9 ! _w2 inde$1 !y h a great] opportunity to improve x1 & make use ( x1 & !re=e may be suppos$ to be m ready 9 mak+ ! be/ ( _! cr$it1 ?an any o!r nations are4 ,h5ce x is t we frequ5tly f9d tradesm5 c>ry+ on a prodigi\s trade ) b a middl+ /ock ( _! own1 ! re/ be+ all manag$ by ! =ce ( _! cr$it2 = example1 ,i h kn[n a man 9 a private w>eh\se 9 ,london trade = =ty ?\s& p\nds a-ye> /]l+1 & c>ry on su* a return = _m ye>s toge!r1 & n h "o ?\s& p\nds' /ock ( 8 own1 or n m--all ! re/ has be5 c>ri$ on ^u cr$it1 be+ ! /ocks ( o!r m5 runn+ cont9ually ?r\gh 8 h&s2 & ?is is n practis$ n[ & !n1 z a great r>ity1 b is v frequ5t 9 trade1 & may be se5 e day1 z :at 9 its degree runs ?r\gh ! :ole body ( ! tradesm5 9 ,engl&4#dc ,e tradesman bo? gives & takes cr$it1 & ! new mode ( sett+ x up ov] _! %op & w>eh\se doors1 9 capital lett]s1 ,no tru/ by retail1 is a presumption 9 trade2 & ?\gh x may h be5 attempt$ 9 "s trades1 0 nev] yet br\ght to any p]fection2 & mo/ ( ^? trades1 :o 7 ! =w>de/ to set x up1 h be5 oblig$ to take x d[n aga91 or act contr>y to x 9 _! bus9ess1 or see "s v good cu/om]s g away f !m to o!r %ops1 :o1 ?\gh !y h n br\ght money ) !m1 h yet good f\ndations to make any tradesm5 tru/ !m1 & :o d at prop] times make paym5ts punctual en\gh4 ,on ! contr>y1 in/ead ( giv+ no tru/ by retail1 we see v consid]able families :o buy no?+ b on tru/2 ev5 bread1 be]1 butt]1 *eese1 beef1 & mutton1 w9e1 groc]ies1 c1 be+ ! ?+s :i* ev5 ) ! meane/ families are g5]ally sold = ready money4 ,?us ,i h kn[n a family1 ^: rev5ue has be5 "s ?\s&s a-ye>1 pay _! but*]1 & bak]1 & groc]1 & *eesemong]1 by a hundr$ p\nds at a "t1 & be g5]ally a hundr$ m 9 ea* ( _! debts1 & yet ! tradesm5 h ?\ght x well wor? :ile to tru/ !m1 & _! pay has 9 ! end be5 v hone/ & good4 ,?is is :at ,i say br+s l& s mu* 9 debt to trade1 & obliges ! tradesman to take cr$it ( "o ano!r2 & yet !y d n lose by x nei!r1 = ! tradesm5 f9d x 9 ! price1 & !y take c>e to make su* families pay w>mly = ! cr$it1 9 ! rate ( _! goods2 nor c x be expect$ x %\ld be o!rwise1 = unless ! pr(it answ]$ x1 ! tradesman c\ld n af=d to be s long )\t 8 money4 ,?is cr$it takes its beg9n+ 9 our manufactures1 ev5 at ! v fir/ ( ! op]ation1 = ! ma/] manufactur] himself beg9s x4 ,take a c\ntry clo?i]1 or bay-mak]1 or :at o!r mak] ( goods y please1 provid$ he be "o t puts out ! goods to ! mak+2 x is true t ! poor sp9n]s & weav]s _c tru/2 ! fir/ sp9 = _! bread1 & ! la/ n only weave = _! bread1 b !y h sev]al workm5 & boys "u !m1 :o are v poor1 & if !y %\ld want _! pay on ,saturday night1 mu/ want _! d9n] on ,sunday2 & p]haps w\ld be 9 dang] ( />v+ ) _! families1 by ! next ,saturday4 ,b ?\gh ! clo?i] _c h cr$it = sp9n+ & weav+1 he buys 8 wool at ! /apl]'s or fellmong]'s1 & he gets two or ?ree mon?s' cr$it = t2 he buys 8 oil & soap ( ! c\ntry %opkeep]1 or has x s5t d[n f 8 factor at ,london1 & he gets long] cr$it = t1 & ! l ( all o!r ?+s2 s t a clo?i] ( any consid]able bus9ess1 :5 he comes to die1 %all appe> to be #djjj or #ejjj 9 debt4 ,b1 !n1 look into 8 books1 & y %all f9d 8 factor at ,blackwell ,hall1 :o sells 8 clo?s1 or ! w>eh\se-keep] :o sells 8 duroys & druggets1 or bo? toge!r1 h #bjjj wor? ( goods 9 h& left unsold1 & has tru/$ out to drap]s1 & m]c]s1 & m]*ants1 to ! value ( #djjj m2 & look into 8 workh\se at home1 namely1 8 wool-l(ts1 8 comb+-%op1 8 y>n-*amb]1 & ! l1 & !re y w f9d x--9 wool unspun1 & 9 y>n spun1 & 9 wool at ! sp9n]s'1 & 9 y>n at & 9 ! looms at ! weav]s'2 9 rape-oil1 gallipoli oil1 & p]haps soap1 c1 9 8 w>eh\ses1 & 9 clo?s at ! full+-mill1 & 9 8 r[+-%ops1 f9i%$ & unf9i%$1 #djjj wor? ( goods m2 s t1 ?\gh ?is clo?i] ow$ #ejjj at 8 dea?1 he has nev]!less di$ 9 good circum/ances1 & has #ejjj e/ate cle> to g among 8 *ildr51 all 8 debts paid & dis*>g$4 ,h[ev]1 x is evid5t1 t at ! v beg9n+ ( ?is manufactur]'s trade1 8 #ejjj /ock is made #aj1jjj1 by ! help ( 8 cr$it1 & he trades = ?ree times z mu* 9 ! ye>2 s t #ejjj /ock makes #aj1jjj /ock & cr$it1 & t toge!r makes #cj1jjj a-ye> return$ 9 trade4 ,:5 y come f him to ! w>eh\se-keep] 9 ,london1 !re y d\ble & treble ^u x1 to an unkn[n degree2 = ! ,london :olesale man %all at 8 dea? appe> to h cr$it among ! c\ntry clo?i]s = #aj1jjj or #ae1jjj1 nay1 to #bj1jjj1 & yet h kept up an unspott$ cr$it all 8 days4 ,:5 he is dead1 & 8 executors or wid[ come to look into ?+s1 !y are fright5$ ) ! v appe>ance ( su* a weight ( debts1 & beg9 to d\bt h[ 8 e/ate w come out at ! end ( x4 ,b :5 !y come to ca/ up 8 books & 8 w>eh\se1 !y f9d1 ,9 debts abroad1 p]haps #cj1jjj ,9 goods 9 8 w>eh\se #ab1jjj ,s t1 9 a ^w1 ! man has di$ imm5sely ri*2 t is to say1 wor? betwe5 #bj1jjj & #cj1jjj1 only t1 hav+ be5 a long /&>d 9 trade1 & hav+ a l>ge /ock1 he drove a v great bus9ess1 p]haps to ! tune ( #fj1jjj or #gj1jjj a-ye>2 s t1 ( all ! #cj1jjj ow+1 !re may be v little ( x deliv]$ above f\r to six mon?s1 & ! debtors be+ _m ( !m consid]able m]*ants1 & good payma/]s1 !re is no difficulty 9 gett+ 9 money en\gh to cle> all 8 own debts2 & ! wid[ & *ildr5 be+ left well1 are n 9 su* ha/e = ! re/ b t x comes 9 "t en\gh to make !m easy2 & at l5g? x all comes 91 or ) b a little loss4 ,z x is ?us 9 great ?+s1 x is ! same 9 proportion ) small2 s t 9 all ! trade ( ,engl&1 y may reckon two-?irds ( x c>ri$ on ^u cr$it2 9 :i* reckon+ ,i suppose ,i speak mu* )9 compass1 = 9 "s trades !re is f\r p>ts ( five c>ri$ on s1 & 9 "s m4 ,all ^! ?+s s]ve to %[ ! inf9ite value ( :i* cr$it is to ! tradesman1 z well z to trade itself2 & x is = ?is reason ,i h clos$ my in/ructions ) ?is "p ( ! disc\rse4 ,cr$it is ! *oice/ jewel ! tradesman is tru/$ )2 x is bett] ?an money _m ways2 if a man has #aj1jjj 9 money1 he may c]ta9ly trade = #aj1jjj1 & if he has no cr$it1 he _c trade = a %ill+ m4 ,b h[ (t5 h we se5 m51 by ! m]e /r5g? ( _! cr$it1 trade = t5 ?\s& p\nds a-ye>1 & h n "o groat ( real /ock ( _! own left 9 ! _w6 ,nay1 ,i c say x ( my own k1 t ,i h kn[n a tradesman trade = t5 ?\s& p\nds a-ye>1 & c>ry x on ) full cr$it to ! la/ gasp1 !n die1 & break bo? at once2 t is to say1 die unsuspect$1 & yet1 :5 8 e/ate has be5 ca/ up1 appe> to be five ?\s& p\nds worse ?an no?+ 9 ! _w3 h[ he kept up 8 cr$it1 & made good 8 paym5ts s long1 is inde$ ! my/]y1 & makes good :at ,i said be=e1 namely1 t z none trade s mu* ^u cr$it 9 ! _w1 s none "k s well h[ to improve & manage cr$it to _! real advantage1 z ! ,engli% tradesm5 d2 & we h _m examples ( x1 among our bank]s especially1 ( :i* ,i h n room to ent] at ?is "t into ! disc\rse1 ?\gh x w\ld af=d a great _m div]t+ p>ticul>s4#dd ,i h m5tion$ on sev]al occasions 9 ?is "w1 h[ nice & h[ da9ty a dame ?is cr$it is1 h[ soon %e is affront$ & disoblig$1 & h[ h>d to be recov]$1 :5 once di/a/$ & fl$2 p>ticul>ly 9 ! /ory ( ! tradesman :o told 8 fri5ds 9 a public c(fee-h\se t he 0 broke1 & %\ld %ut up 8 %op ! next day4 ,i h h9t$ h[ *>y we ought to be ( "o ano!r's cr$it1 & t we %\ld take c>e z mu* ( our neighb\r tradesman's cr$it z we w\ld ( 8 life1 or z we w\ld ( fir+ 8 h\se1 &1 consequ5tly1 ! :ole /reet4 ,let me close all ) a ^w to ! tradesman himself1 t if x be s valuable to him1 & 8 fri5ds %\ld be all s *>y ( injur+ 8 reputation1 c]ta9ly he %\ld be v *>y ( x himself4 ,! tradesman t is n z t5d] ( 8 cr$it z he is ( 8 eyes1 or ( 8 wife & *ildr51 nei!r des]ves cr$it1 nor w long be ma/] ( x4 ,z cr$it is a coy mi/ress1 & w n easily be c\rt$1 s %e is a mighty nice t\*y lady1 & is soon affront$2 if %e is ill us$1 %e flies at once1 & x is a v d\btful ?+ :e!r ev] y ga9 h] fav\r aga94 ,"s may ask me "h1 ',h[ comes x to pass1 s9ce %e is s nice & t\*y a lady1 t s _m cl[ns c\rt & c>ry h]1 & s _m fools keep h] s long8' ,my answ] is1 t ^? cl[ns h yet good bre$+ en\gh to treat h] civilly2 he mu/ be a fool inde$ t w give way to h 8 cr$it injur$1 & sit /ill & be quiet-t w n bu/le & use 8 utmo/ indu/ry to v9dicate 8 own reputation1 & pres]ve 8 cr$it4 ,b ! ma9 "q = a tradesman 9 ?is case1 & :i* ,i h n spok5 ( yet1 is1 ',:at is ! man to d to pres]ve 8 cr$it8 ,:at are ! me?ods t a "y tradesman is to take1 to ga9 a good %>e ( cr$it 9 8 beg9n+1 & to pres]ve & ma9ta9 x :5 x is ga9$8'#de ,e tradesman's cr$it is suppos$ to be good at fir/4 ,he t beg9s )\t cr$it1 is an unhappy wret* ( a tradesman inde$1 & may be said to be broke ev5 be=e he sets up2 = :at c a man d1 :o by any mis=tune 9 8 conduct dur+ 8 appr5tice%ip1 or by "s ill "* ^u him s e>ly1 beg9s ) a bla/ ^u 8 cr$it8 ,my advice to su* a "y man w\ld be1 n to set up at all2 or if he did1 to /ay = "s "t1 till by "s bett] behavi\r1 ei!r z a j\rneyman1 or z an assi/ant 9 "s o!r man's %op or w>eh\se1 he _h recov]$ himself2 or else to g & set up 9 "s o!r place or t[n remote f t :]e he has be5 br$2 = he mu/ h a great assurance t c flatt] himself to set up1 & believe he %all recov] a lo/ reputation4 ,b take a "y tradesman z sett+ up ) ! ord9>y /ock1 t is to say1 a negative "*1 namely1 t he has done no?+ to hurt 8 "*1 no?+ to prejudice 8 behavi\r1 & to give p a suspicion ( him3 :at1 !n1 is ! fir/ pr9ciple on :i* to build a tradesman's reputation8 & :at is x he is to d8 ,! answ] is %ort4 ,two ?+s raise cr$it 9 trade1 &1 ,i may say1 !y are ! only ?+s requir$2 !re are "s necess>y add5da1 b ^! are ! fundam5tals4 #a4 ,indu/ry4 #b4 ,hone/y4 ,i h dwelt ^u ! fir/2 ! la/ ,i h b a few words to say to1 b !y w be v significant2 inde$1 t head requires no comm5t1 no explanations or enl>gem5ts3 no?+ c support cr$it1 be x public or private1 b hone/y2 a punctual deal+1 a g5]al probity 9 e transaction4 ,he t once breaks ?r\gh 8 hone/y1 violates 8 cr$it--once d5om9ate a man a knave1 & y ne$ n =bid any man to tru/ him4 ,ev5 9 ! public x appe>s to be ! same ?+4 ,let any man view ! public cr$it 9 its pres5t fl\ri%+ circum/ances1 & comp>e x ) ! latt] end ( ! ye>s ( ,k+ ,*>les ,,ii4 aft] ! ,ex*equ] _h be5 %ut up1 p>liam5t>y appropriations misappli$1 &1 9 a ^w1 ! public fai? brok52 :o w\ld l5d8 ,sev5 or eight p] c5t1 0 giv5 = anticipations 9 ,k+ ,william's "t1 ?\gh no new fraud _h be5 (f]$1 only because ! old debts 7 unpaid2 & h[ h>d 0 x to get any "o to l5d money at all6 ,b1 aft] by a long s]ies ( j & punctual deal+1 ! ,p>liam5t mak+ good all ! defici5t funds1 & pay+ ev5 ^? debts = :i* no provision 0 made1 & ! l1 h[ is ! cr$it re/or$1 ! public fai? made sacr$ aga91 & h[ money fl[s into ! ,ex*equ] )\t call+ =1 & t at ?ree or f\r p] c5t4 int]e/1 ev5 f =eign c\ntries z well z f our own p6 ,!y t h cr$it c nev] want money2 & ?is cr$it is to be rais$ by no o!r me?od1 :e!r by private tradesm51 or public bodies ( m51 by nations & gov]nm5ts1 b by a g5]al probity & an hone/ punctual deal+4 ,! reason ( ?is case is z pla9 z ! ass]tion2 ! cause is 9 itself2 no man l5ds 8 money b ) an expectation ( receiv+ x aga9 ) ! int]e/4 ,if ! borr[] pays x punctually )\t hesitations & defalcations1 )\t difficulties1 &1 above all1 )\t compulsion1 :at is ! consequ5ce8--he is call$ an hone/ man1 he has ! reputation ( a punctual fair deal]4 ,& :at !n8--:y1 !n1 he may borr[ aga9 :5ev] he w1 he may take up money & goods1 or any?+1 ^u 8 b>e words1 or note2 :5 ano!r man mu/ give bondsm51 or ma9prize1 t is1 a pawn or pl$ge = security1 & h>dly be tru/$ to nei!r4 ,?is is cr$it4 ,x is n ! quality ( ! p]son w\ld give cr$it to 8 deal+2 n k+s1 pr9ces1 emp]ors1 x is all "o2 nay1 a private %opkeep] %all borr[ money mu* easi] ?an a pr9ce1 if ! cr$it ( ! tradesman has ! reputation ( be+ an hone/ man4 ,n ! cr[n itself c give cr$it to ! head t we>s x1 if once he t we>s x comes b to mortgage 8 hon\r 9 ! matt] ( paym5t ( money4 ,:o w\ld h l5t ,k+ ,*>les ,,ii4 fifty p\nds on ! cr$it ( 8 ^w or bond1 aft] ! %utt+ up ! ,ex*equ]8 ,! royal ^w 0 made a je/ (1 & ! "* ( ! k+ 0 e/eem$ a flutt]+ trifle1 :i* no man w\ld v5ture ^u1 mu* less v5ture 8 money ^u4 ,9 ,k+ ,william's "t ! case 0 mu* ! same at fir/2 ?\gh ! k+ _h n brok5 8 cr$it !n ) any man1 yet h[ did !y break _! fai? ) ! :ole _w1 by ! defici5cy ( ! funds1 ! giv+ high & ru9\s int]e/ to m5 almo/ z gre$y z vultures1 ! caus+ ! gov]nm5t to pay great & extravagant rates = :at !y b\ght1 & great premiums = :at !y borr[$--^! 7 ! injuries to ! public = want ( cr$it2 nor 0 x 9 ! p[] ( ! :ole nation to rem$y x2 on ! contr>y1 !y made x /ill gr[ worse & worse1 till1 z above1 ! p>liam5t recov]$ x4 ,& h[ 0 x done8 ,n b by ! same me?od a private p]son mu/ d ! same1 namely1 by do+ ju/ly1 & fairly1 & hone/ly1 by e body4 ,?us cr$it began to revive1 & to enl>ge itself aga92 & usury1 :i* _h1 z x 71 eat5 up mank9d 9 bus9ess1 decl9$1 & s ?+s came to _! "r way aga94 ,! case is ! same ) a tradesman2 if he %uffles 9 paym5t1 b>ga9s at "o "t1 & pays at ano!r1 breaks 8 ^w & 8 hon\r 9 ! road ( 8 bus9ess1 he is gone2 no man w take 8 bills1 no man w tru/ him4 ,! conclusion is op5 & cle>3 ! tradesman _c be too c>eful ( 8 cr$it1 he _c buy x too de>1 or be too c>eful to pres]ve x3 x is 9 va9 to ma9ta9 x by false & loose do+ bus9ess2 by break+ fai?1 refus+ to p]=m agreem5ts1 & su* %uffl+ ?+s z ^?2 ! greate/ mon>* 9 ,europe c\ld n s pres]ve 8 cr$it4 ,no?+ b probity w support cr$it2 j1 & fair1 & hon\rable deal+s give cr$it1 & no?+ b ! same j1 & fair1 & hon\rable deal+s w pres]ve x4 ,,footnotes3 #db ,h[ /rik+ly 0 ?is prov$ 9 ! la/ w>1 :5 ! ,briti% gov]nm5t obta9$ cr$it = no less ?an six hundr$ millions to conduct w>like op]ations1 & by ^! means 0 ultimately victori\s4 #dc ,! au?or's praises ( cr$it mu/ be receiv$ ) caution4 ,if 8 descriptions ( ! cr$it sy/em ( 8 own day are true1 an improvem5t has s9ce tak5 place1 z bus9ess nei!r is nor c be n[ c>ri$ on to su* an ext5t ^u cr$it--a circum/ance t r$\nds to ! advantage ( all p>ties4 #dd ,defoe speaks ( su* cases z if !re 7 some?+ laudable 9 !m1 :]eas x is obvi\sly = ! int]e/ ( all hone/ trad]s1 t no su* m5 %\ld be all[$ to c>ry on bus9ess4 #de ,defoe almo/ appe>s 9 ?is place to lay capital out ( ! "q1 & to repres5t cr$it z all 9 all4 ,cr$it is a matt] ( great consequ5ce2 b we mu/ n attempt to c>ry on bus9ess by its means alone4 ,x %\ld only be consid]$ z an aid to capital4 ,^? :o1 )\t capital1 endeav\r to set up 9 bus9ess by means ( cr$it1 or1 :5 capital is exhau/$1 attempt to /ruggle on by means ( cr$it alone1 w1 9 g5]al1 only h a life ( anxiety & dispeace = _! pa9s4 ,,*apt] ,,xxv ,,( ,,! ,,tradesman',s ,,punctual ,,pay+ ,,8 ,,bills ,,& ,,promissory ,,notes ,,"u ,,8 ,,h&1 ,,& ,,! ,,cr$it ,,he ,,ga9s ,,by ,,x ,z ,i said t cr$it is ma9ta9$ by j & hon\rable deal+1 s t j deal+ dep5ds v mu* ^u ! tradesman's punctual paym5t ( money 9 all ! sev]al dem&s t are ^u him4 ,! ord9>y dem&s ( money ^u a tradesman are-- ,i4 ,promises ( money = goods b\ght at "t4 ,,ii4 ,bills drawn ^u him2 :i*1 g5]ally speak+1 are f ! c\ntry1 t is to say1 f "s places remote f :]e he lives4 ,or1 ,,iii4 ,promissory notes "u 8 h&1 :i* are pass$ (t5times ^u buy+ goods3 b\ght also at "t1 z 9 ! fir/ head4 ,,iv4 ,bonds be>+ int]e/1 giv5 *iefly = money borr[$ at runn+ int]e/4 #a4 ,promises ( money = goods b\ght at "t4 ,?is inde$ is ! loose/ article 9 a tradesman's paym5ts2 & x is true t a tradesman's cr$it is ma9ta9$ ^u ! easie/ t]ms 9 ?is case ( any o!r t belongs to trade2 = 9 ?is case n "o man 9 tw5ty keeps to 8 "t2 & s easy are tradesm5 to "o ano!r1 t 9 g5]al x is n mu* expect$1 b he t pays tol]ably well1 & )\t dunn+1 is a good man1 & 9 cr$it2 %all be tru/$ any :]e1 & keeps up a "* 9 8 bus9ess3 sometimes he pays soon]1 sometimes lat]1 & is acc\nt$ s good a cu/om]1 t ?\gh he owes a great deal1 yet he %all be tru/$ any :]e1 & is z l(ty & t\*y if 8 cr$it be call$ 9 "q1 z if he paid all ready money4 ,&1 inde$1 ^! m5 %all (t5 buy _! goods z *eap ^u ! cr$it ( _! ord9>y pay1 z ano!r man %all t br+s 8 money 9 8 h&2 & x is reasonable x %\ld be s1 = ! ready-money man comes & buys a p>cel "h & a p>cel !re1 & comes b seldom1 b ! o!r comes e day1 t is to say1 z (t5 z he wants goods1 buys consid]ably1 p]haps deals = two or ?ree ?\s& p\nds a-ye> ) y1 & ! l1 & pays curr5tly too4 ,su* a cu/om] ought inde$ to be sold z *eap to1 z ! o!r *ance cu/om] = 8 ready money4 ,9 ?is mann] ( trade1 ,i say1 cr$it is ma9ta9$ ^u ! easie/ t]ms ( any o!r1 & yet "h ! tradesman mu/ h a great c>e to keep x up too2 = ?\gh x be ! easie/ article to keep up cr$it 91 yet ev5 9 ?is article ! tradesman may lose 8 cr$it1 & !n he is undone at once2 & ?is is by gr[+ 7:at 9 ! language ( trade is call$7 long-w9d$1 putt+ (f & putt+ (f cont9ually1 till he w be> dunn+2 !n 8 cr$it falls1 8 deal] t tru/$ him p]haps a ?\s& p\nds previ\sly1 t e/eem$ him z good z ready money1 n[ gr[s sick ( him1 decl9es him1 c>es n :e!r he deals ) him or no1 & at la/ refuses to tru/ him any long]4 ,!n 8 cr$it is q sunk & gone1 & 9 a little aft] t 8 trade is ru9$ & ! tradesman too2 = he mu/ be a v extraord9>y tradesman t c op5 8 %op aft] he has outliv$ 8 cr$it3 let him look :i* way he w1 all is lo/1 nobody c>es to deal ) him1 &1 :i* is /ill worse1 nobody w tru/ him4 #b4 ,bills drawn ^u him f ! c\ntry1 t is to say1 f "s places remote f :]e he n[ dwells3 x is b a little :ile ago s9ce ^? bills 7 ! loose/ ?+s 9 trade1 = z !y c\ld n be prote/$1 s !y w\ld n 79 all _! heats7 always sue = !m1 b r return !m to ! p]son f :om !y receiv$ !m4 ,9 ! meantime1 let ! occasion be :at x w1 ! tradesman ought on all occasions to pay ^! notes )\t a public recall+ & return+ !m1 & )\t hesitation ( any k9d :atsoev]4 ,he t lets 8 bills lie long unpaid1 mu/ n expect to keep 8 cr$it mu* aft] !m4 ,besides1 ! late law = not+ & prote/+ inl& bills1 alt]s ! case v mu*4 ,bills n[ accept$1 are prote/$ 9 =m1 &1 if n punctually paid1 are ei!r return$ imm$iately1 or ! p]son on :om !y are drawn is liable to be su$ at law2 ei!r ( :i* is at be/ a bl[ to ! cr$it ( ! acceptor4 ,a tradesman may1 )\t hurt to 8 reputation1 refuse to accept a bill1 = !n1 :5 ! not>y comes he gives 8 reasons1 namely1 t he refuses to accept ! bill = want ( advice1 or = want ( effects 9 8 h&s = acc\nt ( ! draw]1 or t he has n giv5 ord]s to draw ^u him2 9 all :i* cases ! non-acceptance t\*es ! cr$it ( ! draw]2 = 9 trade x is always e/eem$ a di%on\rable ?+ to draw ^u any man t has n effects 9 8 h&s to answ] ! bill2 or to draw )\t ord]1 or to draw & n give advice ( x2 because x looks l a =w>dness to take ! remitt]'s money )\t giv+ him a suffici5t dem& = x1 :]e he expects & ought to h x4 ,a tradesman comes to me 9 ,london1 & desires me to give him a bill payable at ,bri/ol1 = he is go+ to ! fair !re1 & be+ to buy goods !re1 he wants money at ,bri/ol to pay = !m4 ,if ,i give him a bill1 he pays me d[n ! money ^u receipt ( x1 dep5d+ ^u my cr$it = ! acceptance ( ! bill4 ,if ,i draw ?is bill :]e ,i h no reason to draw x1 :]e ,i h no dem&1 or no effects to answ] x1 or if ,i give my correspond5t no advice ( x1 ,i abuse ! remitt]1 t is1 ! man ^: money ,i take1 & ?is reflects ^u my cr$it t am ! draw]1 & ! next "t ?is tradesman wants money at ,bri/ol fair1 he w n come to me4 ',no1' says he1 '8 la/ bills 7 n accept$4' ,or1 if he does come to me1 !n he dem&s t he %\ld n pay 8 money till he has advice t my bills are accept$4 ,b1 on ! o!r h&1 if bills are "r drawn1 & advice duly giv51 & ! p]son has effects 9 8 h&s1 !n1 if he refuses ! bill1 he says to ! not>y he does n accept ! bill1 b gives no reason = x1 only t he says absolutely1 ',i w n accept x--y may take t = an answ]2' or he adds1 ',i refuse to accept x1 = reasons be/ kn[n to myself4' ,?is is sometimes done1 b ?is does n leave ! p]son's cr$it :o refuses1 s cle> z ! o!r1 ?\gh p]haps x may n s directly reflect ^u him2 b x leaves ! case a little dubi\s & unc]ta91 & m5 w be apt to write back to ! p]son :o s5t ! bill to inquire :at ! draw] says to x1 & :at acc\nt he gives1 or :at "* he has ^u 8 tongue = ! p]son drawn ^u4 ,z ! punctual pay+ ( bills :5 accept$1 is a ma9 article 9 ! cr$it ( ! acceptor1 s a tradesman %\ld be v cauti\s 9 p]mitt+ m5 to draw ^u him :]e he has n effects1 or does n give ord]2 = ?\gh1 z ,i said1 x ought n to affect 8 reputation n to accept a bill :]e x ought n to be drawn1 yet a tradesman t is nice ( 8 own "* does n love to be always or (t5 refus+ to accept bills1 or to h bills drawn ^u him :]e he has no reason to accept !m1 & !re=e he w be v positive 9 =bidd+ su* draw+2 & if1 not)/&+ t1 ! importunities ( ! c\ntry tradesman oblige him to draw1 ! p]son drawn ^u w give sm>t & r\gh answ]s to su* bills2 z p>ticul>ly1 ',i refuse to accept ?is bill1 because ,i h no effects ( ! draw]'s to answ] x4' ,or ?us1 ',i refuse to accept ?is bill1 because ,i n only gave no ord]s to draw1 b gave positive ord]s n to draw4' ,or ?us1 ',i nei!r w accept ?is bill1 nor any o!r ?is man %all draw2' & ! l4 ,?is ?or\ghly cle>s ! cr$it ( ! acceptor1 & reflects grossly on ! draw]4 ,& yet1 ,i say1 ev5 9 ?is case a tradesman does n c>e to be drawn ^u1 & be oblig$ to see bills pres5t$ = acceptance1 & = paym5t1 :]e he has giv5 ord]s n to draw1 & :]e he has no effects to answ]4 ,x is ! great error ( our c\ntry manufactur]s1 9 _m1 if n 9 mo/1 p>ts ( ,engl& at ?is "t1 t z soon z !y c f9i% _! goods1 !y hurry !m up to ,london to _! factor1 & z soon z ! goods are gone1 imm$iately foll[ !m ) _! bills = ! money1 )\t wait+ to he> :e!r ! goods are come to a m>ket1 are sold1 or 9 dem&1 & :e!r !y are likely to sell quickly or n2 ?us !y load ! factor's w>eh\se ) _! goods be=e !y are want$1 & load ! factor ) _! bills1 be=e x is possible t he c h gott5 ca% 9 8 h& to pay !m4 ,?is is1 fir/1 a direct borr[+ money ( _! factor2 & x is borr[+1 z x 71 :e!r ! factor w l5d or no1 & sometimes :e!r he c or no4 ,! factor1 if he be a man ( money1 & answ]s _! bills1 fails n to make !m pay = advanc+2 or sells ! goods to loss to answ] ! bills1 :i* is mak+ !m pay de> = ! loan2 or refuses _! bills1 & s baulks bo? _! bus9ess & _! cr$it4 ,b if ! factor1 will+ to oblige 8 employ]s1 & kn[+ he %all o!rwise lose _! commission1 accepts ! bills on ! cr$it ( ! goods1 & !n1 n be+ able to sell ! goods 9 "t1 is also made unable to pay ! bills :5 due--?is reflects ^u 8 cr$it1 ?\gh ! fault is inde$ 9 ! draw] ^: effects are n come 92 & ?is has ru9$ _m an hone/ factor4 ,fir/1 x has hurt him by draw+ l>ge sums out ( 8 ca%1 = ! supply ( ! ne$y manufactur]1 :o is 8 employ]1 & has !reby made him unable to pay 8 o!r bills curr5tly1 ev5 ( su* m5's drafts :o _h p]haps good reason to draw4 ,secondly1 x keeps ! factor always b>e ( money1 & w\nds 8 reputation1 s t he pays ^? v bills ) discr$it1 :i* 9 ju/ice to himself he ought n to pay at all1 & ! borr[] has ! money1 at ! exp5se ( ! cr$it ( ! l5d]2 :]eas1 inde$1 ! reproa* ought to be to him t borr[s1 n to him t l5ds--to him t draws :]e !re are no effects to w>rant 8 draft1 n to him t pays :]e he does n owe4 ,b ! damage lies on ! circum/ances ( accept+ ! bill1 = ! factor l5ds 8 employ] ! money ! h\r he accepts ! bill1 & ! bl[ to 8 cr$it is = n pay+ :5 accept$4 ,:5 ! bill is accept$1 ! acceptor is debtor to ! p]son to :om ! bill is payable1 or 9 8 "r to e indors]2 = a bill ( ex*ange is 9 ?is case diff]5t f a bond1 namely1 t ! "r ( action is transf]able by indorsem5t1 & e indors] has a "r to sue ! acceptor 9 8 own "n1 & c transf] t "r to ano!r2 :]eas 9 a bond1 ?\gh x be giv5 to me by assignm5t1 ,i mu/ sue 9 ! "n ( ! fir/ p]son to :om ! bond is payable1 & he may at any "t dis*>ge ! bond1 not)/&+ my assignm5t4 ,tradesm51 !n1 especially su* z are factors1#df are unacc\ntably to blame to accept bills = _! employ]s be=e _! goods are sold1 & ! money receiv$1 or )9 rea*3 if ! employ]s _c wait1 ! reproa* %\ld lie on !m1 n on ! factor2 &1 inde$1 ! manufactur]s all ov] ,engl& are greatly wrong 9 t "p ( _! bus9ess2 =1 n consid]+ ! diff]5ce betwe5 a "t ( dem& & a "t ( glut1 a quick or a dead m>ket1 !y g on 9 ! same c\rse ( mak+1 &1 )\t slack5+ _! h&s z to quantity1 cr[d up _! goods1 z if x 7 en\gh to !m t ! factor _h !m1 & t !y 7 to be reckon$ z sold :5 !y 7 9 8 h&s3 b w\ld ! factor truly repres5t to !m ! /ate ( ! m>ket--t !re are great quantities ( goods 9 h& unsold1 & no pres5t dem&1 desir+ !m to slack _! h&s a little 9 mak+2 & at ! same "t back _! directions 9 a pla9 & positive way1 ?\gh ) respect too1 by tell+ !m !y c\ld accept no m bills till ! goods 7 sold4 ,?is w\ld br+ ! trade into a bett] regulation1 & ! mak]s w\ld /op _! h&s :5 ! m>ket /opp$2 & :5 ! m]*ant ceas$ to buy1 ! manufactur]s w\ld cease to make1 &1 consequ5tly1 w\ld n cr[d or clog ! m>ket ) goods1 or wrong _! factors ) bills4 ,b ?is w\ld require a l>ge disc\rse1 & ! manufactur]s' objections %\ld be answ]$1 namely1 t !y _c /op1 t !y h _! p>ticul> sets ( workm5 & sp9n]s1 :om !y are oblig$ to keep employ$1 or1 if !y %\ld dismiss !m1 !y c\ld n h !m aga9 :5 a dem& = goods came1 & ! m>kets reviv$1 & t1 besides1 ! poor w\ld />ve4 ,^! objections are easy to be answ]$1 ?\gh t is n my pres5t bus9ess2 b ?us f> x is to my purpose--x is ! factor's bus9ess to keep himself )9 compass3 if ! goods _c be sold1 ! mak] mu/ /ay till !y c2 if ! poor mu/ be employ$1 ! manufactur] is "r to keep !m at "w if he c2 b if he _c1 )\t oppress+ ! factor1 !n he makes ! factor employ !m1 n himself2 & ,i d n see ! factor has any obligation ^u him to consid] ! sp9n]s & weav]s1 especially n at ! exp5se ( 8 own cr$it1 & 8 family's safety4 ,^u ! :ole1 all tradesm5 t trade ?us1 :e!r by commission f ! c\ntry1 or ^u _! own acc\nts1 %\ld make x ! /&+ ord] ( _! bus9ess n to suff] !mselves to be ov]drawn by _! employ]s1 s z to /rait5 !mselves 9 _! ca%1 & make !m unable to pay _! bills :5 accept$4 ,x is also to be obs]v$1 t :5 a tradesman once comes to suff] himself to be ?us ov]drawn1 & s9ks 8 cr$it 9 k9dness to 8 employ]1 he buys 8 employm5t s de> z all 8 employ] c d = him c nev] repay ! price4 ,& ev5 :ile he is ?us s]v+ 8 employ]1 he m & m w\nds himself2 = suppose he does 7) difficulty7 raise money1 &1 aft] "s dunn+1 does pay ! bills1 yet he loses 9 ! v do+ x1 = he nev] pays !m ) cr$it1 b suff]s 9 reputation by e day's delay4 ,9 a ^w1 a tradesman t buys ^u cr$it1 t is to say1 9 a c\rse ( cr$it1 su* z ,i h describ$ be=e1 may let ! m]*ant or ! w>eh\se-keep] call two or ?ree times1 & may put him (f )\t mu* damage to 8 cr$it2 & if he makes !m /ay "o "t1 he makes x up aga9 ano!r1 & recov]s 9 "o good paym5t :at he lo/ 9 two or ?ree bad ones4 ,b 9 bills ( ex*ange or promissory notes1 x is q ano!r ?+2 & he t values 8 reputation 9 trade %\ld nev] let a bill come twice = paym5t1 or a note "u 8 h& /ay a day aft] x is due1 t is to say1 aft] ! ?ree days ( grace1 z x is call$4 ,^? ?ree days1 inde$1 are grant$ to all bills ( ex*ange1 n by law1 b by ! cu/om ( trade3 x is h>d to tell h[ ?is cu/om prevail$1 or :5 x began1 b x is "o ( ^? _m in/ances :i* may be giv51 :]e cu/om ( trade is equal to an e/abli%$ law2 & x is s mu* a law n[ 9 itself1 t no bill is prote/$ n[1 till ^? ?ree days are expir$2 nor is a bill ( ex*ange e/eem$ due till ! ?ird day2 no man (f]s to dem& x1 nor w any goldsmi?1 or ev5 ! bank itself1 pay a =eign bill soon]4 ,b t by ! way4 ,bills ( ex*ange be+ ?us sacr$ 9 trade1 & inl& bills be+ 7by ! late law = prote/+ !m1 & giv+ int]e/ & damage ^u !m7 made1 z ne> z c be1 equally sacr$1 no?+ c be ( m mom5t to a tradesman ?an to pay !m always punctually & hon\rably4 ,let no critic cavil at ! ^w hon\rably1 z x relates to trade3 punctual paym5t is ! hon\r ( trade1 & !re is a ^w always us$ among m]*ants :i* ju/ifies my us+ x 9 ?is place2 & t is1 :5 a m]*ant draws a bill f abroad ^u 8 fri5d at ,london1 8 correspond5t 9 ,london answ]+ 8 lett]1 & approv+ 8 draw+ ^u him1 adds1 t he %all be sure to hon\r 8 bill :5 x appe>s2 t is to say1 to accept x4 ,likewise1 :5 ! draw] gives advice ( 8 hav+ drawn su* a bill ^u him1 he gives an acc\nt ( ! sum drawn1 ! "n ( ! p]son x is payable to1 ! "t x is drawn at1 t is1 ! "t giv5 = paym5t1 & he adds ?us--',i d\bt n y\r giv+ my bill due hon\r2' t is1 ( accept+ x1 & pay+ x :5 x is due4 ,?is t]m is also us$ 9 ano!r case 9 =eign trade only1 namely--a m]*ant abroad 7say x be at ,lisbon1 or ,b\rdeaux7 draws a bill ( #cjj /]l+ ^u 8 correspond5t at ,london3 ! correspond5t happ5s to be dead1 or is broke1 or by "s o!r accid5t ! bill is n accept$2 ano!r m]*ant on ! ,ex*ange he>+ ( x1 & kn[+1 & p]haps correspond+ )1 ! m]*ant abroad :o drew ! bill1 & lo? 8 cr$it %\ld suff] by ! bill go+ back prote/$1 accepts x1 & pays x = him4 ,?is is call$ accept+ x = ! hon\r ( ! draw]2 & he writes s ^u ! bill :5 he accepts x1 :i* entitles him to re-draw ! same ) int]e/ ^u ! draw] 9 ,lisbon or ,b\rdeaux1 z above4 ,?is is1 inde$1 a case peculi> to =eign comm]ce1 & is n (t5 practis$ 9 home trade1 & among %opkeep]s1 ?\gh sometimes ,i h kn[n x practis$ "h too3 b ,i "n x on two acc\nts1 fir/--to legitimate ! ^w hon\rable1 :i* ,i _h us$1 & :i* has its due propriety 9 matt]s ( trade1 ?\gh n 9 ! same acceptation z x g5]ally receives 9 common affairs2 &1 secondly1 to let ! tradesman see h[ deeply ! hon\r1 t is1 ! cr$it ( trade1 is conc]n$ 9 ! punctual paym5t ( bills ( ex*ange1 & ! l ( promissory notes2 = 9 po9t ( cr$it !re is no diff]5ce1 ?\gh 9 matt] ( =m !re is4 ,!re are a great _m v>iations 9 ! draw+ bills f =eign c\ntries1 accord+ z ! cu/oms & usages ( m]*ants direct1 & accord+ z ! co9s & rates ( ex*ange diff]1 & accord+ z ! same t]ms are diff]5tly und]/ood 9 sev]al places2 z ! ^w usance1 & two usance1 :i* is a t]m = ! numb] ( days giv5 = paym5t1 aft] ! date ( ! bill2 & ?\gh ?is is a ?+ p>ticul>ly relat+ to m]*ants1 & to =eign comm]ce1 yet z ! nature ( bills ( ex*ange is pretty g5]al1 & t sometimes an inl& tradesman1 especially 9 seaport t[ns1 may be oblig$ to take =eign accept$ bills 9 paym5t = _! goods2 or if !y h money to sp>e 7z sometimes x is an inl& tradesman's good luck to h71 may be ask$ to disc\nt su* bills--,i say1 on ?is acc\nt1 & t !y may "k ! value ( a =eign bill :5 !y see x1 & h[ f> x has to run1 be=e x has to be dem&$1 ,i ?9k x n =eign to ! case be=e me1 to give !m ! foll[+ acc\nt3-- #a4 ,z to ! times ( paym5t ( =eign bills ( ex*ange1 & ! t]ms ( art ord9>ily us$ by m]*ants 9 draw+1 & express$ 9 ! said bills3 ! times ( paym5t are1 z above1 ei!r-- 7#a47 ,at sight2 :i* is to be und]/ood1 n ! day x is pres5t$1 b ?ree days 7call$ days ( grace7 aft] ! bill is accept$3 7#b47 usance3 7#c47 two usance4#dg ,usance betwe5 ,london & all ! t[ns 9 ! ,/ates ,g5]als' dom9ions1 & also 9 ! prov9ces n[ call$ ! ,au/rian ,ne!rl&s ,belgium1 is "o mon?4 ,& two usance is two mon?s2 reckon+ n f ! acceptance ( ! bill1 b f ! date ( x4 ,usance betwe5 ,london & ,hamburgh is two mon?s1 ,v5ice is ?ree mon?s2 & d\ble usance1 or two usance1 is d\ble t "t4 ,usance payable at ,flor5ce or ,leghorn1 is two mon?s2 b f !nce payable at ,london1 usance is ?ree mon?s4 ,usance f ,london to ,r\5 or ,p>is1 is "o mon?2 b !y g5]ally draw at a c]ta9 numb] ( days1 usually tw5ty-"o days' sight4 ,usance f ,london to ,seville1 is two mon?s2 z likewise betwe5 ,london & ,lisbon1 & ,oporto1 to or f4 ,usance f ,g5oa to ,rome is payable at ,rome t5 days aft] sight4 ,usance betwe5 ,antw]p & ,g5oa1 ,naples or ,mess9a1 is two mon?s1 :e!r to or f4 ,usance f ,antw]p or ,am/]dam1 payable at ,v5ice1 is two mon?s1 payable 9 bank4 ,!re are abundance ( niceties 9 ! accept+ & pay+ ( bills ( ex*ange1 especially =eign bills1 :i* ,i ?9k ne$less to ent] ^u "h2 b ?is ,i ?9k ,i %\ld n omit1 namely-- ,t if a man pays a bill ( ex*ange be=e x is due1 ?\gh he _h accept$ x1 if ! man to :om x 0 payable proves a bankrupt aft] he has receiv$ ! money1 & yet be=e ! bill becomes due1 ! p]son :o volunt>ily paid ! money be=e x 0 due1 %all be liable to pay x aga9 to ! remitt]2 = z ! remitt] deliv]$ 8 money to ! draw]1 9 ord] to h x paid aga9 to su* p]son z he %\ld ord]1 x is1 & ought to be1 9 8 p[] to div]t ! paym5t by alt]+ ! bill1 & make x payable to any o!r p]son :om he ?9ks fit1 dur+ all ! "t betwe5 ! acceptance & ! day ( paym5t4 ,?is has be5 controv]t$1 ,i "k1 9 "s cases1 b ,i h always f\nd1 t by ! mo/ exp]i5c$ m]*ants1 & especially 9 places ( ! greate/ bus9ess abroad1 x 0 always giv5 9 fav\r ( ! remitt]1 namely1 t ! "r ( guid+ ! paym5t is 9 him1 all ! "t ! bill is runn+2 & no bill c or ought to be paid be=e x is due1 )\t ! decl>$ ass5t ( ! remitt]1 signifi$ "u 8 h&1 & atte/$ by a public not>y4 ,!re are1 ,i say1 abundance ( niceties 9 ! matt] ( =eign ex*anges1 & 9 ! mann] ( draw+1 accept+1 & prote/+ bills2 b z ,i am n[ speak+ )1 & h conf9$ my disc\rse 9 ?is "w to1 ! inl& tradesm5 ( ,engl&1 ,i ?9k x w\ld be z unpr(itable to !m to m$dle ) ?is1 z x w\ld be difficult to !m to und]/& x4#dh ,i return1 !re=e1 to ! subject 9 h&1 z well z to ! p to :om ,i h all along direct$ my disc\rse4 ,?\gh ! inl& tradesm5 d n1 & ne$ n1 acqua9t !mselves ) ! mann] ( =eign ex*anges1 yet !re is a great deal ( bus9ess done by ex*ange among ourselves1 & at home1 & 9 :i* our inl& trade is *iefly conc]n$2 & z ?is is ! reason :y ,i speak s mu*1 & repeat x s (t5 to ! tradesman = ^: in/ruction ,i am writ+1 t he %\ld ma9ta9 ! cr$it ( 8 bills1 s x may n be amiss to give ! tradesman "s directions conc]n+ su* bills4 ,he is to consid]1 t1 9 g5]al1 bills pass ?r\gh a numb] ( h&s1 by indorsation f "o to ano!r1 & t if ! bill comes to be prote/$ aft]w>ds & return$1 x goes back aga9 ?r\gh all ^? h&s ) ?is m>k ( ! tradesman's disgrace ^u x1 namely1 t x has be5 accept$1 b t ! man :o accept$ x is n able to pay x1 ?an :i* no?+ c expose ! tradesman m4 ,he is to consid] t ! gr& *>act]i/ic ( a tradesman1 & by :i* 8 cr$it is rat$1 is ?is ( pay+ 8 bills well or ill4 ,if any man goes to ! neighb\rs or deal]s ( a tradesman to inquire ( 8 cr$it1 or 8 fame 9 bus9ess1 :i* is (t5 done ^u almo/ e extraord9>y occasion1 ! fir/ "q is1 ',h[ does he pay 8 bills8' ,z :5 we g to a ma/] or mi/ress to inquire ! "* ( a maid-s]vant1 "o ( ! fir/ que/ions g5]ally is ( h] probity1 ',is %e hone/8' s "h1 if y w\ld be able to judge ( ! man1 y\r fir/ "q is1 ',:at = a payma/] is he8 ,h[ does he pay 8 bills8'--/rongly intimat+1 &1 inde$1 v reasonably1 t if he has any cr$it1 or any reg>d to 8 cr$it1 he w be sure to pay 8 bills well2 & if he does n pay 8 bills well1 he _c be s\nd at bottom1 because he w\ld nev] suff] a slur !re1 if x 7 possible = him to avoid x4 ,on ! o!r h&1 if a tradesman pays 8 bills punctually1 let :atev] o!r slur be ^u 8 reputation1 8 cr$it w hold good4 ,i knew a man 9 ! city1 :o ^u all occasions ( bus9ess issu$ promissory notes1 or notes "u 8 h&1 at su* or su* "t1 & x 0 = an imm5se sum ( money t he gave out su* notes2 s t !y became frequ5t 9 trade1 & at l5g? p began to c>ry !m ab\t to disc\nt1 :i* less5$ ! g5tleman s mu*1 ?\gh he 0 really a man ( sub/ance1 t 8 bills w5t at la/ at tw5ty p] c5t1 disc\nt or m2 & yet ?is man ma9ta9$ 8 cr$it by ?is1 t ?\gh he w\ld always take z mu* "t z he c\ld get 9 ^! notes1 yet :5 !y came due !y 7 always punctually paid to a day2 no man came twice = 8 money4 ,?is 0 a try+ case1 = ?\gh ^u ! multitude ( 8 notes t 7 out1 & by reason ( ! l>ge disc\nt giv5 ^u !m1 8 cr$it at fir/ suff]$ exce$+ly1 & m5 began to talk v dubi\sly ( him1 yet ^u ! punctual dis*>ge ( !m :5 due1 x began pres5tly to be tak5 notice (1 & said op5ly h[ well he paid 8 notes2 ^u :i* pres5tly ! rate ( 8 disc\nt fell1 & 9 a %ort "t all 8 notes 7 at p>2 s t punctual paym5t1 9 spite ( rum\r1 & ( a rum\r n s ill gr\nd$ z rum\rs g5]ally are1 prevail$ & e/abli%$ ! cr$it ( ! p]son1 :o 0 inde$ ri* at bottom1 b might h f\nd x h>d en\gh to h /ood x1 if1 z 8 bills _h a high disc\nt ^u !m1 !y _h be5 ill paid too4 ,all :i* confirms :at ,i h hi!rto alleg$1 namely1 ( h[ mu* conc]n x is = a tradesman to pay 8 bills & promissory notes v punctually4 ,i might argue "h h[ mu* x is 8 int]e/ to d s1 & h[ x enables him to co9 z _m bills z he pleases--9 %ort1 a man ^: notes are curr5tly paid1 & ! cr$it ( ^: bills is e/abli%$ by _! be+ punctually paid1 has an inf9ite advantage 9 trade2 he is a bank to himself2 he c buy :at b>ga9s he pleases2 no advantage 9 bus9ess (f]s b he c grasp at x1 = 8 notes are curr5t z ano!r man's ca%2 if he buys at "t 9 ! c\ntry1 he has no?+ to d b to ord] !m to draw = ! money :5 x is due1 & he ga9s all ! "t giv5 9 ! bills into ! b>ga94 ,if he kn[s :at he buys1 & h[ to put x (f1 he buys a ?\s& p\nds' wor? ( goods at once1 sells !m = less "t ?an he buys at1 & pays !m ) _! own money4 ,i might swell ?is disc\rse to a volume by itself1 to set out ! p>ticul> pr(it t su* a man may make ( 8 cr$it1 & h[ he c raise :at sums he w1 by buy+ goods1 & by ord]+ ! p :om he is to pay 9 ! c\ntry1 to draw bills on him4 ,nor is x any loss to ^? he buys (1 = z all ! remitt]s ( money "k 8 bills1 & !y are curr5tly paid1 !y nev] scruple deliv]+ _! money ^u 8 bills1 s t ! c\ntryman or manufactur] is effectually suppli$1 & ! "t giv5 9 ! bill is ! prop]ty ( ! curr5t deal] on :om !y are drawn4 ,b1 !n1 let me add a caution "h = ! be/ ( tradesm5 n to neglect--namely1 z ! tradesman %\ld take c>e to pay 8 bills & notes curr5tly1 s1 t he may d x1 he mu/ be c>eful :at notes he issues out1 & h[ he suff]s o!rs to draw on him4 ,he t is c>eful ( 8 reputation 9 bus9ess1 w also be cauti\s n to let any man he deals ) ov] draw him1 or draw ^u him be=e ! money drawn = 8 due4 ,& z to notes promissory1 or "u 8 h&1 he is c>eful n to give out su* notes b on good occasions1 & :]e he has ! effects 9 8 h& to answ] !m2 ?is keeps 8 ca% :ole1 & pres]ves 8 ability ( p]=m+ & punctually pay+ :5 ! notes become due2 & ! want ( ?is caution has ru9$ ! reputation ( a tradesman _m times1 :5 he might o!rwise h pres]v$ himself 9 z good cr$it & condition z o!r m54 ,all ^! cautions are made ?us ne$ful on acc\nt ( t "o useful maxim1 t ! tradesman's all dep5ds ^u 8 punctual comply+ ) ! paym5t ( 8 bills4 ,,footnotes3 #df ,by factors1 ,defoe seems to mean ! class ( p]sons :om we n[ "n commission-ag5ts4 #dg ,all bills & promissory notes1 inl& or =eign1 payable 9 ?is c\ntry1 are all[$ ?ree days ( grace beyond ! actual p]iod express$ ^u !m2 ?us1 a bill drawn at ?irty days aft] date1 is payable only on ! ?irty-?ird day4 ,if bills be n pres5t$ = paym5t on ! la/ day ( grace1 !y _c be prote/$1 & consitute only an evid5ce ( ! debt = legal recov]y4 ,if ! la/ day ( grace be a ,sunday1 ! bill is pres5tible on ! ,saturday previ\s4 #dh ,9 consequ5ce ( ! great ext5sion ( comm]ce s9ce ! "t ( ,defoe1 a %ort explanation ( ! pr9ciple & practice ( draw+ =eign bills ( ex*ange n[ seems necess>y4 ,=eign bills ( ex*ange are us$1 9 ord] to avoid ! necessity ( transmitt+ actual money f "o c\ntry to ano!r4 ,a m]*ant1 = in/ance1 9 ,nova ,scotia1 is ow+ #ajj to a manufactur] 9 ,glasg[3 he seeks out "s "o :o is a cr$itor to t am\nt to "s p]son 9 ,brita92 we %all say he f9ds a capta9 9 ! army :o wi%es to draw #ajj f 8 ag5t 9 ,london4 ,to ?is capta9 ! ,nova ,scotia m]*ant pays #ajj1 & gets 8 ord] or bill on ! ,london ag5t1 :i* bill he s5ds to ! manufactur] 9 ,glasg[1 & ! manufactur] transmits ! bill to ,london = paym5t2 any bank]1 inde$1 w give him ! money = x1 d$uct+ a small commission4 ,?us two debts are liquidat$1 )\t ! transmission ( a f>?+ 9 money4 ,! dem& = bills 9 =eign c\ntries to s5d to ,great ,brita91 has ! effect ( rais+ !m to a premium1 :i* is call$ ! rate ( ex*ange1 & is a burd5 :i* falls on ! pur*as] ( ! bill4 ,=eign bills ( ex*ange drawn on p>ties 9 ,great ,brita91 h express$ ^u !m ! numb] ( days aft] sight at :i* !y are to be payable4 ,?us1 a m]*ant on receiv+ a =eign bill drawn at '?irty days aft] sight1' ha/5s to get x 'sight$1' or %[n to ! p>ty on :om x is drawn1 & t p>ty accepts x1 at ! same "t m>k+ ! date ( do+ s4 ,! bill is !n complete & negociable1 & is pres5t$ = paym5t to ! acceptor at ! end ( ! "t specifi$1 all[+ ! usual ?ree days ( grace4 ,%\ld ! bill n be accept$ on be+ 'sight$1' x is a di%on\r$ bill1 & is return$ ) a legal prote/ to ! =eign correspond5t4 ,to av]t1 z f> z possible1 ! loss ( =eign bills by %ipwreck1 a set ( ?ree bills is drawn = ea* transaction1 call$ fir/1 second1 & ?ird1 ( ! same t5or4 ,= example3 ',?irty days aft] sight pay ?is my fir/ bill ( ex*ange1 = ! sum ( #ajj /]l+2 second & ?ird ( ! same t5or be+ unpaid4' ,?is fir/ bill is fir/ s5t1 & by next conveyance ! second is s5t4 ,%\ld ! fir/ arrive safely1 ! second1 on mak+ its appe>ance1 is de/roy$4 ,! ?ird is reta9$ by ! =eign correspond5t till he he> :e!r ! =m] two h arriv$ at _! de/9ation1 & is s5t only if !y h be5 lo/4 ,on receiv+ :i*ev] comes fir/1 x is ! duty ( ! receiv] to communicate intellig5ce ( ! fact to ! s5d]4