,,?rift4 ,,by ,,samuel ,,smiles1 ,be ?rifty1 b n covet\s2 !re=e give ,?y ne$1 ?9e hon\r1 & ?y fri5d 8 due1 ,nev] 0 scrap] brave man4 ,get to live1 ,!n live1 & use x2 else x is n true ,t ?\ ha/ gott54 ,surely use alone ,make money n a contemptible /one4 ,,george ,,h]b]t4 ,to cat* ,dame ,=tune's gold5 smile1 ,assidu\s wait ^u h]2 ,& ga!r ge> by ev'ry wile ,t's ju/ify'd by ,hon\r3 ,n = to hide x 9 a h$ge1 ,n = a tra9 att5dant2 ,b = ! glori\s privilege ,( be+ ,indep5d5t4 ,,rob]t ,,burns4 ,,fiftie? ,,?\s&4 ,,london3 ,,john ,,murray1 ,,albem>le ,,/reet4 #ahib4 ,pr9t$ by ,hazell1 ,watson1 ,v9ey1 ,ld41 ,london & ,aylesbury4 ,,preface4 ,?is book is int5d$ z a sequel to ,self-,help1 & ,"*4 ,x might1 inde$1 h appe>$ z an introduction to ^! volumes2 = ,?rift is ! basis ( ,self-,help1 & ! f\ndation ( mu* t is excell5t 9 ,"*4 ,! au?or has already ref]r$ to ! ,use & ,abuse ( ,money2 b ! lesson is wor?y ( be+ repeat$ & en=c$4 ,z he has already obs]v$1--,"s ( ! f9e/ qualities ( human nature are intimately relat$ to ! "r use ( money2 su* z g5]osity1 hone/y1 ju/ice1 & self-d5ial2 z well z ! practical virtues ( economy & provid5ce4 ,on ! o!r h&1 !re are _! c\nt]p>ts ( av>ice1 fraud1 inju/ice1 & selfi%ness1 z display$ by ! inord9ate lov]s ( ga92 & ! vices ( ?\ghtlessness1 extravagance1 & improvid5ce1 on ! "p ( ^? :o misuse & abuse ! means entru/$ to !m4 ,sir ,h5ry ,taylor has obs]v$ t indu/ry mu/ take an int]e/ 9 its own fruits1 & ,god has appo9t$ t ! mass ( mank9d %all be mov$ by ?is int]e/1 & h _! daily lab\r sweet5$ by x4 ,! e>n+s & sav+s ( indu/ry %\ld be intellig5t = a purpose beyond m]e e>n+s & sav+s4 ,we d n "w & /rive = ourselves alone1 b = ! b5efit ( ^? :o dep5d5t ^u u4 ,indu/ry mu/ "k h[ to e>n1 h[ to sp5d1 & h[ to save4 ,! man :o kn[s1 l ,/4 ,paul1 h[ to sp>e & h[ to ab\nd1 has a great k4 ,e man is b\nd to d :at he c to elevate 8 social /ate1 & to secure 8 indep5d5ce4 ,= ?is purpose he mu/ sp>e f 8 means 9 ord] to be indep5d5t 9 8 condition4 ,indu/ry enables m5 to e>n _! liv+2 x %\ld also enable !m to le>n to live4 ,indep5d5ce c only be e/abli%$ by ! ex]cise ( =e?\ght1 prud5ce1 frugality1 & self-d5ial4 ,to be j z well z g5]\s1 m5 mu/ d5y !mselves4 ,! ess5ce ( g5]osity is self-sacrifice4 ,! object ( ?is book is to induce m5 to employ _! means = wor?y purposes1 & n to wa/e !m ^u selfi% indulg5ces4 ,_m enemies h to be enc\nt]$ 9 accompli%+ ?is object4 ,!re are idl5ess1 ?\ghtlessness1 vanity1 vice1 intemp]ance4 ,! la/ is ! wor/ enemy ( all4 ,num]\s cases are cit$ 9 ! c\rse ( ! foll[+ book1 :i* %[ t "o ( ! be/ me?ods ( abat+ ! ,curse ( ,dr9k1 is to induce old & "y to practise ! virtue ( ,?rift4 ,mu* ( ?is book 0 writt51 & "s ( x publi%$1 ye>s ago2 b an attack ( p>alysis1 :i* compell$ ! au?or to give up writ+ = "s "t1 has delay$ its appe>ance until n[4 ,= mu* ( ! in=mation rec5tly receiv$1 he is indebt$ to ,edw>d ,crossley1 ,esq41 ,mayor ( ,halifax2 ,edw>d ,akroyd1 ,esq41 ,halifax2 ,george ,*etwynd1 ,esq41 ,g5]al ,po/ ,(fice2 ,s4,a4 ,ni*ols1 ,esq41 ,ov] ,d>w52 ,j]emiah ,head1 ,esq41 ,middlesbor\gh2 ,*>les ,w4 ,sikes1 ,esq41 ,hudd]sfield3 & num]\s o!r correspond5ts 9 ,durham1 ,r5frew%ire1 ,york%ire1 ,lanca%ire1 ,/af=d%ire1 & ,s\? ,wales4 ,! au?or tru/s t ! book w prove useful & helpful t[>ds ! purpose = :i* x is int5d$4 ,london1 ,novemb]1 #ahge4 ,,cont5ts4 ,,*apt] ,i4 ,,indu/ry4 ,private economy--,useful lab\rs--,our bir?right--,results ( lab\r--,necessity = lab\r--,indu/ry & intellect--,?rift & civilization--,?rifty indu/ry--,?rifty economy4 ,pages #a--aj ,,*apt] ,,ii4 ,,habits ,,( ,,?rift4 ,workm5 & capital--,habits ( economy--,self-indulg5ce--,results ( ?riftlessness--,uses ( sav$ money--,extravagant liv+--,b>ga9-buy+--,?rift & un?rift--,johnson on economy--,self-respect--,self-help--,unc ]ta9ty ( life--,laws ( mortality--,w nobody help u8--,prosp]\s times ! lea/ prosp]\s--,national prosp]ity--,moral indep5d5ce4 ,pages #aa--bi ,,*apt] ,,iii4 ,,improvid5ce4 ,mis]y & weal?--,! unciviliz$--,! ,ea/ ,end--,edw>d ,d5ison--,?rift 9 ,gu]nsey--,improvid5ce & mis]y--,social ,degradation--,fatalism ( improvid5ce--,self-taxation--,sl[ness ( progress4 ,pages #cj--dj ,,*apt] ,,iv4 ,,means ,,( ,,sav+4 ,e>n+s ( op]atives--,colli]s & iron-work]s--,e>n+s ( colli]s--,! revell]s--,"l ,el*o & ! colli]s--,high wages & heavy losses--,high wages & dr9k--,s5sual indulg5ce--,indiff]5ce to well-be+--,hugh ,mill]'s exp]i5ce--,mr4 ,roebuck's advice--,survival ( slav]y--,ext9ction ( slav]y--,p[] unex]cis$--,e>n+s & "*--,ignorance is p[]--,results ( ignorance--,increase ( k--,education n en\gh--,words ( ,sir ,ar?ur ,helps--,div9e uses ( k--,public s*ool education--,words ( ,william ,felk94 ,pages #da--fd ,,*apt] ,v4 ,,examples ,,( ,,?rift4 ,_s ( ord]--,examples ( economy--,david ,hume--,rev4 ,rob]t ,walk]--,self-application--,di/+ui%$ m9]s--,geo4 ,/eph5son--,james ,watt--,work+ = indep5d5ce--,work+ = high] ?+s--,"w & culture--,ri*>dson & ,gregory--,results ( application--,di/+ui%$ arti/s--,canova & ,l\gh--,john ,l\gh--,l\gh's success--,words ( ,"l ,d]by--,james ,nasmy?--,bridgewat] f\ndry--,advice to "y m54 ,pages #fe--hh ,,*apt] ,,vi4 ,,me?ods ,,( ,,economy4 ,keep+ regul> acc\nt--,g5]osity & =e?\ght--,prud5t economy--,a dignity 9 sav+--,self-improvem5t--,causes ( failure--,! price ( success--,p[] ( comb9+--,pr9ciple ( association--,sav+s ( capital--,loss by /rikes--,money ?r[n away--,indu/rial societies--,co-op]ative companies--,equitable pione]s--,d>w5 co-op]atives--,spread ( co-op]ation--,?rift cons]vative--,uses ( inve/m5ts 9 build+ societies4 ,pages #hi--aji ,,*apt] ,,vii4 ,,economy ,,9 ,,life ,,assurance4 ,co-op]ation 9 assurance--,improvid5ce cruel--,comp5sation ( assurance--,b5efit societies--,fr5* & ,belgian ?rift--,workm5's societies--,man*e/] ,unity--,duty & ,d9n]s--,l[ rates ( contribution--,failure ( fri5dly societies--,improvem5t by exp]i5ce--,defects w disappe>4 ,pages #aaj--abb ,,*apt] ,,viii4 ,,sav+s ,,banks4 ,direct sav+--,uses ( sav$ money--,beg9n+s ( sav+s banks--,dr4 ,duncan ( ,ru?well--,e/abli%m5t ( sav+s banks--,classes ( ,depositors--,magic ( drill--,milit>y sav+s banks--,sav+s ( soldi]s--,soldi]s abroad--,deposits 9 sav+s banks--,sav+s at ,bil/on--,sav+s ( work+ m5--,p5ny banks--,*>les ,w4 ,sikes--,me*anics' in/itute banks--,! poor man's purse--,depositors 9 p5ny banks--,!y cultivate prud5t habits--,influ5ce ( wom5--,e>ly lessons 9 ?rift--,belgian ,s*ools--,facilities = sav+--,ext5sion ( sav+s banks--,money ord] (fices--,po/ (fice sav+s banks--,*>les ,w4 ,sikes--,lessons ( ?rift--,me*anics' sav+s banks--,sav+s ( artizans--,sav+s 9 ,pre/on4 ,pages #abc--aeh ,,*apt] ,,ix4 ,,little ,,?+s4 ,luck & lab\r--,neglect ( little ?+s--,x w d6--,sp5d+ ( p5nies--,! ?rifty woman--,a helpful wife--,a man's daily life--,! two workm5--,rights & habits--,influ5ce ( ! wife--,a p5ny a day--,! p[] ( a p5ny--,joseph ,bax5dale--,pick=d & ,co4--,roads & ,railways--,bus9ess maxims4 ,pages #aei--agh ,,*apt] ,x4 ,,ma/]s ,,& ,,m54 ,want ( sympa?y--,ma/]s & s]vants--,*ri/ian sympa?y--,competition--,:at capital repres5ts--,workm5 & employ]s--,! ,a%wor?s--,new ,eagley ,mills--,improv$ workpeople--,public _s ( manufactur]s--,mr4 ,li/] ( ,brad=d--,mr4 ,fo/]'s spee*--,great m5 wise sav]s--,sir ,titus ,salt--,saltaire--,its in/itutions--,music & sobriety--,mr4 ,akroyd1 ,halifax--,york%ire p5ny bank--,orig9 ( ! bank--,h[ to help ! poor--,sav+ helps sobriety--,drunk5ness put d[n--,*ildi% "w--,p5ny banks4 ,pages #agi--bjd ,,*apt] ,,xi4 ,,! ,,crossleys--,,ma/]s ,,& ,,m5 7,,cont9u$74 ,john ,crossley--,m>?a ,crossley--,a c\rt%ip begun--,a c\rt%ip conclud$--,john ,crossley beg9s bus9ess--,dean ,cl\gh ,mill--,! ,crossley family--,sir ,francis ,crossley--,m>?a ,crossley's v[--,halifax ,p's ,p>k--,m>?a's v[ fulfill$--,co-op]ation ( colli]s--,p>tn]%ip ( indu/ry--,o!r co-op]ative s*emes--,j]emiah ,head--,newport roll+ mills--,bonuses to workm5--,mr4 ,c>lyle's lett]--,a contra/--,a hundr$ ye>s ago--,popul> amusem5ts--,improvem5t ( mann]s--,engli% me*anics & workm5--,engli% eng9e]s & m9]s--,swiftness ( ma*9]y--,=eign workm5--,provid5t habits ( =eign]s4 ,pages #bje--bcb ,,*apt] ,,xii4 ,,liv+ ,,beyond ,,! ,,means4 ,hypocrisy & debt--,conv5tionalism--,keep+ up appe>ances--,exclusive circles--,wom5 & exclusiv5ess--,wom5 & extravagance--,runn+ into debt--,! temptation ( %opkeep]s--,temptations to crime--,h[ crime is committ$--,love ( dress--,g5ts--,reckless exp5diture--,k ( ,ari?metic--,m>riage--,happy temp]s--,responsibilities ( m>riage--,m>riage n a lott]y--,! man :o c\ldn't say ,no--,! c\rage to say ,no--,respectable fun]als--,fun]al extravagance--,john ,wesley's w--,fun]al re=m4 ,pages #bcc--beh ,,*apt] ,,xiii4 ,,great ,,debtors4 ,greatness & debt--,se$y side ( debt--,runn+ up bills--,loan clubs--,g5ius & debt--,fox & ,%]idan--,%]idan's debts--,lam>t9e--,web/]--,debts ( m5 ( sci5ce--,debts ( arti/s--,italian arti/s--,haydon--,! old poets--,savage & ,johnson--,/eele & ,goldsmi?--,goldsmi?'s debts--,goldsmi?'s advice--,byron's debts--,! burd5 ( debt--,burns & ,sydney ,smi?--,de ,foe & ,s\!y--,s\!y & ,scott--,scott's debts & lab\rs--,great poor m5--,johnson's advice--,g5ius & debt--,lit]>y m54 ,pages #bei--bhe ,,*apt] ,,xiv4 ,,ri*es ,,& ,,*>ity4 ,help+ ! helpless--,dr4 ,donne--,ri* p--,love ( gold--,eag]ness to be ri*--,ri*es & pov]ty--,ri*es 9 old age--,ri*es no claim to di/9ction--,democrats & ri*es--,salad9 ! great--,don ,jose de ,salamanca--,comp5sations ( pov]ty--,hone/ pov]ty--,pov]ty & happ9ess--,*>ity--,evils ( money-giv+--,philan?ropy & *>ity--,ri* p's wills--,/eph5 ,gir>d--,?omas ,guy--,educational *>ities--,peabody's b5efaction--,b5efactors ( ! poor--,! ,navvy's ,home4 ,pages #bhf--cad ,,*apt] ,,xv4 ,,heal?y ,,homes4 ,heal?y exi/5ce--,necessity = pure air--,! fev] tax--,! ,arcadians--,! rural poor--,influ5ce ( ! home--,unheal?y homes--,heal? & drunk5ness--,:olesome dwell+s--,edw9 ,*adwick--,expectancy ( life--,! poor laws--,! sanit>y idea--,! sanit>y inquiry--,sanit>y commission--,sanit>y sci5ce--,results ( uncleanness--,losses by ill-heal?--,t t]rible ,nobody6--,home re=m--,dome/ic improvem5t--,cleanl9ess--,dirt & immorality--,wor%ip 9 wa%+--,k ( physiology--,dome/ic economy--,engli% cook]y--,morals & cook]y--,"w = ladies--,joseph ,corbet's /ory4 ,pages #cae--cec ,,*apt] ,,xvi4 ,,! ,,art ,,( ,,liv+4 ,art ( liv+ exemplifi$--,ta/e an economi/--,contra/s 9 cottage life--,diff]5ce 9 workm5--,liv+ at home--,home & com=t--,com=table p--,b5efic5ce ( h\se ?rift--,organization & me?od--,indu/ry & punctuality--,managem5t ( temp]--,good mann]s--,habitual polit5ess--,fr5* mann]s--,happ9ess 9 good mann]s--,amusem5t--,relaxation--,influ5c e ( music--,h\sehold elegance--,elegance ( fl[]s--,common enjoym5ts--,portraits ( great m5--,art at home--,f9al art ( liv+4 ,pages #ceh--cgh ,,index #cgi ,a ,,fable4 ,a gras%opp]1 half />v$ ) cold & hung]1 came to a well-/or$ beehive at ! approa* ( w9t]1 & humbly begg$ ! bees to relieve 8 wants ) a few drops ( honey4 ,"o ( ! bees ask$ him h[ he _h sp5t 8 "t all ! summ]1 & :y he _h n laid up a /ore ( food l !m4 ,truly4 said he1 ,i sp5t my "t v m]rily1 9 dr9k+1 danc+1 & s++1 & nev] once ?\ght ( w9t]4 ,our plan is v diff]5t1 said ! bee2 we "w h>d 9 ! summ]1 to lay by a /ore ( food aga9/ ! season :5 we =esee we %all want x2 b ^? :o d no?+ b dr9k1 & dance1 & s+ 9 ! summ]1 mu/ expect to />ve 9 ! w9t]4 ,,?rift4 ,,*apt] ,i4 ,,indu/ry4 ,n :at ,i h1 b :at ,i d1 is my k+dom4--,c>lyle4 ,productive indu/ry is ! only capital :i* enri*es a p1 & spreads national prosp]ity & well-be+4 ,9 all lab\r !re is pr(it1 says ,solomon4 ,:at is ! sci5ce ( ,political ,economy1 b a dull s]mon on ?is text8--,samuel ,la+4 ,god provides ! good ?+s ( ! _w to s]ve ! ne$s ( nature1 by ! lab\rs ( ! pl\ghman1 ! skill & pa9s ( ! artizan1 & ! dang]s & traffic ( ! m]*ant4444 ,! idle p]son is l "o t is dead1 unconc]n$ 9 ! *anges & necessities ( ! _w2 & he only lives to sp5d 8 "t1 & eat ! fruits ( ! e>?3 l a v]m9 or a wolf1 :5 _! "t comes !y die & p]i%1 & 9 ! meantime d no good4--,j]emy ,taylor4 ,= ! /ructure t we raise1 ,"t is ) mat]ials fill$2 ,our to-days & ye/]days ,are ! blocks ) :i* we build4--,longfell[4 99 99 99 99 99 ,?rift began ) civilization4 ,x began :5 m5 f\nd x necess>y to provide = to-morr[1 z well z = to-day4 ,x began long be=e money 0 inv5t$4 ,?rift means private economy4 ,x includes dome/ic economy1 z well z ! ord] & managem5t ( a family4 ,:ile x is ! object ( ,private ,economy to create & promote ! well-be+ ( individuals1 x is ! object ( ,political ,economy to create & increase ! weal? ( nations4 ,private & public weal? h ! same orig94 ,weal? is obta9$ by lab\r2 x is pres]v$ by sav+s & accumulations2 & x is increas$ by dilig5ce & p]sev]ance4 ,x is ! sav+s ( individuals :i* compose ! weal?--9 o!r words1 ! well-be+--( e nation4 ,on ! o!r h&1 x is ! wa/efulness ( individuals :i* occasions ! impov]i%m5t ( /ates4 ,s t e ?rifty p]son may be reg>d$ z a public b5efactor1 & e ?riftless p]son z a public enemy4 ,!re is no dispute z to ! necessity = ,private ,economy4 ,ev]ybody admits x1 & recomm5ds x4 ,b ) respect to ,political ,economy1 !re are num]\s discussions1--= in/ance1 z to ! di/ribution ( capital1 ! accumulations ( prop]ty1 ! incid5ce ( taxation1 ! ,poor ,laws1 & o!r subjects1--into :i* we d n propose to ent]4 ,! subject ( ,private ,economy1 ( ,?rift1 is q suffici5t by itself to occupy ! pages ( ?is book4 ,economy is n a natural in/9ct1 b ! gr[? ( exp]i5ce1 example1 & =e?\ght4 ,x is also ! result ( education & intellig5ce4 ,x is only :5 m5 become wise & ?\ghtful t !y become frugal4 ,h5ce ! be/ means ( mak+ m5 & wom5 provid5t is to make !m wise4 ,prodigality is mu* m natural to man ?an ?rift4 ,! savage is ! greate/ ( sp5d?rifts1 = he has no =e?\ght1 no to-morr[4 ,! prehi/oric man sav$ no?+4 ,he liv$ 9 caves1 or 9 holl[s ( ! gr\nd cov]$ ) bran*es4 ,he subsi/$ on %ellfi% :i* he pick$ up on ! sea%ore1 or ^u hips & haws :i* he ga!r$ 9 ! woods4 ,he kill$ animals ) /ones4 ,he lay 9 wait = !m1 or ran !m d[n on foot4 ,!n he le>nt to use /ones z tools2 mak+ /one arr[-heads & spe>-po9ts1 !reby utiliz+ 8 lab\r1 & kill+ birds & animals m quickly4 ,! orig9al savage knew no?+ ( agriculture4 ,x 0 only 9 comp>atively rec5t times t m5 ga!r$ se$s = food1 & sav$ a portion ( !m = next ye>'s crop4 ,:5 m9]als 7 discov]$1 & fire 0 appli$ to !m1 & ! m9]als 7 smelt$ into metal1 man made an imm5se /ride4 ,he c\ld !n fabricate h>d tools1 *isel /one1 build h\ses1 & proce$ by unwe>y+ indu/ry to devise ! manifold means & ag5cies ( civilization4 ,! dwell] by ! ocean burnt a holl[ 9 a fell$ tree1 laun*$ x1 w5t to sea 9 x1 & fi%$ = food4 ,! holl[$ tree became a boat1 held toge!r ) iron nails4 ,! boat became a galley1 a %ip1 a paddle-boat1 a screw /eam]1 & ! _w 0 op5$ up = colonization & civilization4 ,man w\ld h cont9u$ unciviliz$1 b = ! results ( ! useful lab\rs ( ^? :o prec$$ him4 ,! soil 0 reclaim$ by 8 pr$ecessors1 & made to gr[ food = human uses4 ,!y inv5t$ tools & fabrics1 & we reap ! useful results4 ,!y discov]$ art & sci5ce1 & we succe$ to ! useful effects ( _! lab\rs4 ,all nature tea*es t no good ?+ :i* has once be5 done passes utt]ly away4 ,! liv+ are ev] rem9d$ ( ! buri$ millions :o h work$ & won be=e !m4 ,! h&icraft & skill display$ 9 ! build+s & sculptures ( ! long-lo/ cities ( ,n9eveh1 ,babylon1 & ,troy1 h desc5d$ to ! pres5t "t4 ,9 nature's economy1 no human lab\r is altoge!r lo/4 ,"s remnant ( useful effect cont9ues to rew>d ! race1 if n ! individual4 ,! m]e mat]ial weal? bequea!d to u by our =efa!rs =ms b an insignificant item 9 ! sum ( our inh]itance4 ,our bir?right is made up ( some?+ f> m imp]i%able4 ,x consi/s ( ! sum ( ! useful effects ( human skill & lab\r4 ,^! effects 7 n transmitt$ by le>n+1 b by tea*+ & example4 ,"o g5]ation taught ano!r1 & ?us art & h&icraft1 ! k ( me*anical appliances & mat]ials1 cont9u$ to be pres]v$4 ,! lab\rs & ef=ts ( =m] g5]ations 7 ?us transmitt$ by fa!r to son2 & !y cont9ue to =m ! natural h]itage ( ! human race--"o ( ! mo/ important in/rum5ts ( civilization4 ,our bir?right1 !re=e1 consi/s 9 ! useful effects ( ! lab\rs ( our =efa!rs2 b we _c enjoy !m unless we ourselves take "p 9 ! "w4 ,all mu/ lab\r1 ei!r ) h& or head4 ,)\t "w1 life is wor?less2 x becomes a m]e /ate ( moral coma4 ,we d n mean m]ely physical "w4 ,!re is a great deal ( high] "w--! "w ( action & endurance1 ( trial & pati5ce1 ( ent]prise & philan?ropy1 ( spread+ tru? & civilization1 ( dim9i%+ suff]+ & reliev+ ! poor1 ( help+ ! weak1 & enabl+ !m to help !mselves4 ,a noble he>t1 says ,b>r[1 w disda9 to subsi/1 l a drone1 ^u o!rs' lab\rs2 l a v]m9 to fil* its food out ( ! public gran>y2 or1 l a %>k1 to prey ^u ! less] fry2 b x w r outdo 8 private obligations to o!r m5's c>e & toil1 by consid]able s]vice & b5efic5ce to ! public2 = !re is no call+ ( any sort1 f ! sceptre to ! spade1 ! managem5t :]e(1 ) any good success1 any cr$it1 any satisfaction1 do? n dem& mu* "w ( ! head1 or ( ! h&s1 or ( bo?4 ,lab\r is n only a necessity1 b x is also a pleasure4 ,:at w\ld o!rwise be a curse1 by ! con/itution ( our physical sy/em becomes a bless+4 ,our life is a conflict ) nature 9 "s respects1 b x is also a co-op]ation ) nature 9 o!rs4 ,! sun1 ! air1 & ! e>? are con/antly ab/ract+ f u our vital =ces4 ,h5ce we eat & dr9k = n\ri%m5t1 & clo! ourselves = w>m?4 ,nature works ) u4 ,%e provides ! e>? :i* we furr[2 %e gr[s & rip5s ! se$s t we s[ & ga!r4 ,%e furni%es1 ) ! help ( human lab\r1 ! wool t we sp9 & ! food t we eat4 ,& x ought nev] to be =gott51 t h[ev] ri* or poor we may be1 all t we eat1 all t we are clo!d )1 all t %elt]s u1 f ! palace to ! cottage1 is ! result ( lab\r4 ,m5 co-op]ate ) ea* o!r = ! mutual su/5ance ( all4 ,! husb&man tills ! gr\nd & provides food2 ! manufactur] weaves tissues1 :i* ! tailor & seam/ress make into clo!s2 ! mason & ! bricklay] build ! h\ses 9 :i* we enjoy h\sehold life4 ,numb]s ( workm5 ?us contribute & help to create ! g5]al result4 ,lab\r & skill appli$ to ! vulg>e/ ?+s inve/ !m at once ) preci\s value4 ,lab\r is inde$ ! life ( humanity2 take x away1 bani% x1 & ! race ( ,adam 7 at once /rick5 ) dea?4 ,he t w n "w1 said ,/4 ,paul1 nei!r %all he eat2 & ! apo/le glorifi$ himself 9 t he _h lab\r$ ) 8 own h&s1 & _h n be5 *>geable to any man4 ,!re is a well-kn[n /ory ( an old f>m] call+ 8 ?ree idle sons ar\nd him :5 on 8 dea?b$1 to imp>t to !m an important secret4 ,my sons1 said he1 a great treasure lies hid 9 ! e/ate :i* ,i am ab\t to leave to y4 ,! old man gasp$4 ,:]e is x hid8 exclaim$ ! sons 9 a brea?4 ,i am ab\t to tell y1 said ! old man2 y w h to dig = x---- b 8 brea? fail$ him be=e he c\ld imp>t ! weighty secret2 & he di$4 ,=?) ! sons set to "w ) spade & mattock ^u ! long neglect$ fields1 & !y turn$ up e sod & clod ^u ! e/ate4 ,!y discov]$ no treasure1 b !y le>nt to "w2 & :5 fields 7 s[n1 & ! h>ve/s came1 lo6 ! yield 0 prodigi\s1 9 consequ5ce ( ! ?or\gh tillage :i* !y _h und]gone4 ,!n x 0 t !y discov]$ ! treasure conceal$ 9 ! e/ate1 ( :i* _! wise old fa!r _h advis$ !m4 ,lab\r is at once a burd51 a *a/isem5t1 an hon\r1 & a pleasure4 ,x may be id5tifi$ ) pov]ty1 b !re is also glory 9 x4 ,x be>s witness1 at ! same "t1 to our natural wants & to our manifold ne$s4 ,:at 7 man1 :at 7 life1 :at 7 civilization1 )\t lab\r8 ,all t is great 9 man comes ( lab\r2--greatness 9 art1 9 lit]ature1 9 sci5ce4 ,k--! w+ :]e) we fly to heav5--is only acquir$ ?r\gh lab\r4 ,g5ius is b a capability ( lab\r+ int5sely3 x is ! p[] ( mak+ great & su/a9$ ef=ts4 ,lab\r may be a *a/isem5t1 b x is inde$ a glori\s "o4 ,x is wor%ip1 duty1 praise1 & immortality1--= ^? :o lab\r ) ! highe/ aims1 & = ! pure/ purposes4 ,!re are _m :o murmur & compla9 at ! law ( lab\r "u :i* we live1 )\t reflect+ t ob$i5ce to x is n only 9 con=mity ) ! ,div9e w1 b also necess>y = ! developm5t ( intellig5ce1 & = ! ?or\gh enjoym5t ( our common nature4 ,( all wret*$ m51 surely ! idle are ! mo/ s2--^? ^: life is b>r5 ( utility1 :o h no?+ to d except to gratify _! s5ses4 ,are n su* m5 ! mo/ qu]ul\s1 mis]able1 & dissatisfi$ ( all1 con/antly 9 a /ate ( ennui1 alike useless to !mselves & to o!rs--m]e cumb]]s ( ! e>?1 :o :5 remov$ are miss$ by none1 & :om none regret8 ,mo/ wret*$ & ignoble lot1 inde$1 is ! lot ( ! idl]s4 ,:o h help$ ! _w onw>d s mu* z ! work]s2 m5 :o h _h to "w = necessity or f *oice8 ,all t we call progress--civilization1 well-be+1 & prosp]ity--dep5ds ^u indu/ry1 dilig5tly appli$1--f ! culture ( a b>ley-/alk1 to ! con/ruction ( a /eam%ip1--f ! /it*+ ( a coll>1 to ! sculptur+ ( ! /atue t en*ants ! _w4 ,all useful & beautiful ?\ghts1 9 l mann]1 are ! issue ( lab\r1 ( /udy1 ( obs]vation1 ( rese>*1 ( dilig5t elaboration4 ,! noble/ poem _c be elaborat$1 & s5d d[n its undy+ /ra9s into ! future1 )\t /eady & pa9/ak+ lab\r4 ,no great "w has ev] be5 done at a heat4 ,x is ! result ( repeat$ ef=ts1 & (t5 ( _m failures4 ,"o g5]ation beg9s1 & ano!r cont9ues--! pres5t co-op]at+ ) ! pa/4 ,?us1 ! ,p>!non began ) a mud-hut2 ! ,la/ ,judgm5t ) a few scrat*es on ! s&4 ,x is ! same ) individuals ( ! race2 !y beg9 ) abortive ef=ts1 :i*1 by means ( p]sev]ance1 lead to successful issues4 ,! hi/ory ( indu/ry is uni=m 9 ! "* ( its illu/rations4 ,indu/ry enables ! poore/ man to a*ieve hon\r1 if n di/9ction4 ,! greate/ names 9 ! hi/ory ( art1 lit]ature1 & sci5ce1 are ^? ( lab\r+ m54 ,a work+ in/rum5t-mak] gave u ! /eam-eng9e2 a b>b]1 ! sp9n+-ma*9e2 a weav]1 ! mule2 a pitman p]fect$ ! locomotive2--& work+ m5 ( all grades h1 "o aft] ano!r1 add$ to ! triumphs ( me*anical skill4 ,by ! work+ man1 we d n mean m]ely ! man :o lab\rs ) 8 muscles & s9ews4 ,a horse c d ?is4 ,b he is pre-em95tly ! work+ man :o works ) 8 bra9 also1 & ^: :ole physical sy/em is "u ! influ5ce ( 8 high] faculties4 ,! man :o pa9ts a picture1 :o writes a book1 :o makes a law1 :o creates a poem1 is a work+ man ( ! highe/ ord]1--n s necess>y to ! physical su/a9m5t ( ! community z ! pl\ghman or ! %eph]d2 b n less important z provid+ = society its highe/ intellectual n\ri%m5t4 ,hav+ said s mu* ( ! importance & ! necessity ( indu/ry1 let u see :at uses are made ( ! advantages d]ivable f x4 ,x is cle> t man w\ld h cont9u$ unciviliz$ b = ! accumulations ( sav+s made by 8 =efa!rs1--! sav+s ( skill1 ( art1 ( inv5tion1 & ( intellectual culture4 ,x is ! sav+s ( ! _w t h made ! civilization ( ! _w4 ,sav+s are ! result ( lab\r2 & x is only :5 lab\r]s beg9 to save1 t ! results ( civilization accumulate4 ,we h said t ?rift began ) civilization3 we might almo/ h said t ?rift produc$ civilization4 ,?rift produces capital2 & capital is ! cons]v$ result ( lab\r4 ,! capitali/ is m]ely a man :o does n sp5d all t is e>n$ by "w4 ,b ?rift is n a natural in/9ct4 ,x is an acquir$ pr9ciple ( conduct4 ,x involves self-d5ial--! d5ial ( pres5t enjoym5t = future1 good--! subord9ation ( animal appetite to reason1 =e?\ght1 & prud5ce4 ,x works = to-day1 b also provides = to-morr[4 ,x inve/s ! capital x has sav$1 & makes provision = ! future4 ,man's "r ( see+ ! future1 says ,mr4 ,edw>d ,d5ison1 :i* is conf]r$ on him by reason1 has atta*$ to x ! duty ( provid+ = t future2 & our language be>s witness to ?is tru? by us+1 z expressive ( active precaution aga9/ future want1 a ^w :i* 9 its radical mean+ implies only a passive =ekn[l$ge ( ! same4 ,:5ev] we speak ( ! virtue ( provid5ce1 we assume t =ew>n$ is =e-arm$1 ,to "k ! future is no virtue1 b x is ! greate/ ( virtues to prep>e = x4#a ,footnote #a3 ,lett]s ( ! late ,edw>d ,d5ison4 p4 #bdj4 ,b a l>ge proportion ( m5 d n provide = ! future4 ,!y d n rememb] ! pa/4 ,!y ?9k only ( ! pres5t4 ,!y pres]ve no?+4 ,!y sp5d all t !y e>n4 ,!y d n provide = !mselves3 !y d n provide = _! families4 ,!y may make high wages1 b eat & dr9k ! :ole ( :at !y e>n4 ,su* p are con/antly poor1 & hang+ on ! v]ge ( de/itution4 ,x is ! same ) nations4 ,! nations :i* consume all t !y produce1 )\t leav+ a /ore = future production1 h no capital4 ,l ?riftless individuals1 !y live f h& to m\?1 & are always poor & mis]able4 ,nations t h no capital1 h no comm]ce4 ,!y h no accumulations to dispose (2 h5ce !y h no %ips1 no sailors1 no docks1 no h>b\rs1 no canals1 & no railways4 ,?rifty indu/ry lies at ! root ( ! civilization ( ! _w4 ,look at ,spa94 ,!re1 ! ri*e/ soil is ! lea/ productive4 ,along ! banks ( ! ,guadalquiv]1 :]e once twelve ?\s& villages exi/$1 !re are n[ n eight hundr$2 & !y are full ( begg>s4 ,a ,spani% prov]b says1 ,el cielo y suelo es bu5o1 el entresuelo malo--,! sky is good1 ! e>? is good2 t only is bad :i* lies betwe5 ! sky & ! e>?4 ,cont9u\s ef=t1 or pati5t lab\r1 is = ! ,spani>d an insupportable ?+4 ,half ?r\gh indol5ce1 half ?r\gh pride1 he _c b5d to "w4 ,a ,spani>d w blu% to "w2 he w n blu% to beg6#b ,footnote #b3 ,,eug5e ,,poit\--,spa9 & its ,p4 pp4 #ahd--ahh4 ,x is 9 ?is way t society ma9ly consi/s ( two classes--! sav]s & ! wa/]s1 ! provid5t & ! improvid5t1 ! ?rifty & ! ?riftless1 ! ,haves & ! ,h-nots4 ,! m5 :o economize by means ( lab\r become ! own]s ( capital :i* sets o!r lab\r 9 motion4 ,capital accumulates 9 _! h&s1 & !y employ o!r lab\r]s to "w = !m4 ,?us trade & comm]ce beg94 ,! ?rifty build h\ses1 w>eh\ses1 & mills4 ,!y fit manufactories ) tools & ma*9es4 ,!y build %ips1 & s5d !m to v>i\s p>ts ( ! _w4 ,!y put _! capital toge!r1 & build railroads1 h>b\rs1 & docks4 ,!y op5 up m9es ( coal1 iron1 & copp]2 & erect pump+ eng9es to keep !m cle> ( wat]4 ,!y employ lab\r]s to "w ! m9es1 & ?us give rise to an imm5se am\nt ( employm5t4 ,all ?is is ! result ( ?rift4 ,x is ! result ( economiz+ money1 & employ+ x = b5eficial purposes4 ,! ?riftless man has no %>e 9 ! progress ( ! _w4 ,he sp5ds all t he gets1 & c give no help to anybody4 ,no matt] h[ mu* money he makes1 8 position is n 9 any respect rais$4 ,he husb&s none ( 8 res\rces4 ,he is always call+ = help4 ,he is1 9 fact1 ! born ?rall & slave ( ! ?rifty4 ,,*apt] ,,ii4 ,,habits ,,( ,,?rift4 ,die ,hauptsa*e i/ dass man l]ne si* selb/ zu beh]rs*54 ,! great matt] is to le>n to rule oneself4--,goe!4 ,mo/ m5 "w = ! pres5t1 a few = ! future4 ,! wise "w = bo?--= ! future 9 ! pres5t1 & = ! pres5t 9 ! future4--,guesses at ,tru?4 ,! secret ( all success is to "k h[ to d5y y\rself4444 ,if y once le>n to get ! :ip-h& ( y\rself1 t is ! be/ educator4 ,prove to me t y c control y\rself1 & ,i'll say y're an educat$ man2 & )\t ?is1 all o!r education is good = next to no?+4--,mrs4 ,oliphant4 ,all ! _w cries1 ',:]e is ! man :o w save u8 ,we want a man6 ,don't look s f> = ?is man4 ,y h him at h&4 ,?is man--x is y1 x is ,i1 x is ea* "o ( u6 444 ,h[ to con/itute oneself a man8 ,no?+ h>d]1 if "o kn[s n h[ to w x2 no?+ easi]1 if "o wills x4--,alex&re ,dumas4 ,compet5ce & com=t lie )9 ! rea* ( mo/ p1 7 !y to take ! adequate means to secure & enjoy !m4 ,m5 :o are paid good wages might also become capitali/s1 & take _! fair %>e 9 ! improvem5t & well-be+ ( ! _w4 ,b x is only by ! ex]cise ( lab\r1 en]gy1 hone/y1 & ?rift1 t !y c advance _! own position or t ( _! class4 ,society at pres5t suff]s f> m f wa/e ( money ?an f want ( money4 ,x is easi] to make money ?an to "k h[ to sp5d x4 ,x is n :at a man gets t con/itutes 8 weal?1 b 8 mann] ( sp5d+ & economiz+4 ,& :5 a man obta9s by 8 lab\r m ?an en\gh = 8 p]sonal & family wants1 & c lay by a little /ore ( sav+s besides1 he unque/ionably possesses ! elem5ts ( social well-be+4 ,! sav+s may am\nt to little1 b !y may be suffici5t to make him indep5d5t4 ,!re is no reason :y ! highly-paid workman ( to-day may n save a /ore ( capital4 ,x is m]ely a matt] ( self-d5ial & private economy4 ,inde$1 ! pr9cipal indu/rial lead]s ( to-day consi/1 = ! mo/ "p1 ( m5 :o h sprung directly f ! ranks4 ,x is ! accumulation ( exp]i5ce & skill t makes ! diff]5ce betwe5 ! workman & ! no-workman2 & x dep5ds ^u ! workman himself :e!r he w save 8 capital or wa/e x4 ,if he save x1 he w always f9d t he has suffici5t opportunities = employ+ x pr(itably & usefully4 ,:5 ,i 0 d[n 9 ,lanca%ire ! o!r day1 said ,mr4 ,cobd5 to 8 fell[-t[nsm5 at ,midhur/1 ,i visit$ a mill1 9 company ) "s o!r g5tlem51 & t mill belong$ to a p]son ^: real "n ,i w n m5tion1 b :om = ! pres5t purpose ,i w call ,mr4 ,smi?4 ,!re c\ld n h be5 less ?an ?ree or f\r ?\s& p]sons engag$ 9 ?is mill :5 x 0 at "w1 & !re 7 sev5 hundr$ p[]-looms "u "o ro(4 ,z we 7 com+ away1 "o ( ! fri5ds :o accompani$ me patt$ ! own] ( ! mill on ! %\ld]1 & ) t frank & manly famili>ity :i* r di/+ui%es ! ,lanca%ire race1 he said1 ',mr4 ,smi? 0 a work+ man himself tw5ty-five ye>s ago1 & he owes all ?is entirely to 8 own indu/ry & frugality4' ,to :i* ,mr4 ,smi? imm$iately repli$1 9 ! same frank & good-hum\r$ mann]1 ',nay1 ,i d n owe x all to myself2 ,i m>ri$ a wife ) a =tune2 = %e 0 e>n+ #is #f;d4 a week z a weav] at ! p[]-loom1 :5 %e m>ri$ me4' ,?rift ( ,"t is equal to ?rift ( money4 ,frankl9 said1 ,"t is gold4 ,if "o wi%es to e>n money1 x may be done by ! prop] use ( "t4 ,b "t may also be sp5t 9 do+ _m good & noble actions4 ,x may be sp5t 9 le>n+1 9 /udy1 9 art1 9 sci5ce1 9 lit]ature4 ,"t c be economiz$ by sy/em4 ,sy/em is an arrangem5t to secure c]ta9 ends1 s t no "t may be lo/ 9 accompli%+ !m4 ,e bus9ess man mu/ be sy/ematic & ord]ly4 ,s mu/ e h\sewife4 ,!re mu/ be a place = ev]y?+1 & ev]y?+ 9 its place4 ,!re mu/ also be a "t = ev]y?+1 & ev]y?+ mu/ be done 9 "t4 ,x is n necess>y to %[ t economy is useful4 ,nobody d5ies t ?rift may be practis$4 ,we see num]\s examples ( x4 ,:at _m m5 h already done1 all o!r m5 may d4 ,nor is ?rift a pa9ful virtue4 ,on ! contr>y1 x enables u to avoid mu* contempt & _m indignities4 ,x requires u to d5y ourselves1 b n to ab/a9 f any prop] enjoym5t4 ,x provides _m hone/ pleasures1 ( :i* ?riftlessness & extravagance deprive u4 ,let no man say t he _c economize4 ,!re are few p]sons :o c\ld n contrive to save a few %ill+s weekly4 ,9 tw5ty ye>s1 ?ree %ill+s sav$ weekly w\ld am\nt to two hundr$ & =ty p\nds2 & 9 t5 ye>s m1 by addition ( int]e/1 to f\r hundr$ & tw5ty p\nds4 ,"s may say t !y _c save ne>ly s mu*4 ,well6 beg9 ) two %ill+s1 "o %ill+1 or ev5 sixp5ce4 ,beg9 some:]e2 b1 at all ev5ts1 make a beg9n+4 ,sixp5ce a week1 deposit$ 9 ! sav+s bank1 w am\nt to =ty p\nds 9 tw5ty ye>s1 & sev5ty p\nds 9 ?irty ye>s4 ,x is ! habit ( economiz+ & d5y+ oneself t ne$s to be =m$4 ,?rift does n require sup]ior c\rage1 nor sup]ior intellect1 nor any sup]human virtue4 ,x m]ely requires common s5se1 & ! p[] ( resi/+ selfi% enjoym5ts4 ,9 fact1 ?rift is m]ely common s5se 9 e-day work+ action4 ,x ne$s no f]v5t resolution1 b only a little pati5t self-d5ial4 ,,beg9 is its device6 ,! m ! habit ( ?rift is practis$1 ! easi] x becomes2 & ! soon] x comp5sates ! self-d5i] = ! sacrifices :i* x has impos$4 ,! "q may be ask$1--,is x possible = a man work+ = small wages to save any?+1 & lay x by 9 a sav+s bank1 :5 he requires e p5ny = ! ma9t5ance ( 8 family8 ,b ! fact rema9s1 t x is done by _m indu/ri\s & sob] m52 t !y d d5y !mselves1 & put _! sp>e e>n+s into sav+s banks1 & ! o!r receptacles provid$ = poor m5's sav+s4 ,& if "s c d ?is1 all may d x "u simil> circum/ances1--)\t depriv+ !mselves ( any g5u9e pleasure1 or any real enjoym5t4 ,h[ int5sely selfi% is x = a p]son 9 ! receipt ( good pay to sp5d ev]y?+ ^u himself1--or1 if he has a family1 to sp5d 8 :ole e>n+s f week to week1 & lay no?+ by4 ,:5 we he> t a man1 :o has be5 9 ! receipt ( a good sal>y1 has di$ & left no?+ beh9d him--t he has left 8 wife & family de/itute--left !m to *ance--to live or p]i% any:]e1--we _c b reg>d x z ! mo/ selfi% ?riftlessness4 ,& yet1 comp>atively little is ?\ght ( su* cases4 ,p]haps ! hat goes r\nd4 ,subscriptions may produce some?+--p]haps no?+2 & ! ru9$ remnants ( ! unhappy family s9k into pov]ty & de/itution4 ,yet ! m]e/ prud5ce w\ld1 to a great ext5t1 h obviat$ ?is result4 ,! curtailm5t ( any s5sual & selfi% enjoym5t--( a glass ( be] or a screw ( tobacco--w\ld enable a man1 9 ! c\rse ( ye>s1 to save at lea/ some?+ = o!rs1 in/ead ( wa/+ x on himself4 ,x is1 9 fact1 ! absolute duty ( ! poore/ man to provide1 9 h[ev] slight a degree1 = ! support ( himself & 8 family 9 ! season ( sickness & helplessness :i* (t5 comes ^u m5 :5 !y lea/ expect su* a visitation4 ,comp>atively few p c be ri*2 b mo/ h x 9 _! p[] to acquire1 by indu/ry & economy1 suffici5t to meet _! p]sonal wants4 ,!y may ev5 become ! possessors ( sav+s suffici5t to secure !m aga9/ p5ury & pov]ty 9 _! old age4 ,x is n1 h[ev]1 ! want ( opportunity1 b ! want ( w1 t /&s 9 ! way ( economy4 ,m5 may lab\r unceas+ly ) h& or head2 b !y _c ab/a9 f sp5d+ too freely1 & liv+ too highly4 ,! majority pref] ! enjoym5t ( pleasure to ! practice ( self-d5ial4 ,) ! mass ( m51 ! animal is p>am\nt4 ,!y (t5 sp5d all t !y e>n4 ,b x is n m]ely ! work+ p :o are sp5d?rifts4 ,we he> ( m5 :o = ye>s h be5 e>n+ & sp5d+ hundr$s a ye>1 :o sudd5ly die1--leav+ _! *ildr5 p5niless4 ,ev]ybody kn[s ( su* cases4 ,at _! dea?1 ! v furniture ( ! h\se !y h liv$ 9 belongs to o!rs4 ,x is sold to pay _! fun]al exp5ses & debts :i* !y h incurr$ dur+ _! ?riftless lifetime4 ,money repres5ts a multitude ( objects )\t value1 or )\t real utility2 b x also repres5ts some?+ mu* m preci\s1--& t is indep5d5ce4 ,9 ?is light x is ( great moral importance4 ,z a gu>antee ( indep5d5ce1 ! mode/ & plebeian quality ( economy is at once ennobl$ & rais$ to ! rank ( "o ( ! mo/ m]itori\s ( virtues4 ,nev] treat money affairs ) levity1 said ,bulw]2 ,money is ,"*4 ,"s ( man's be/ qualities dep5d ^u ! "r use ( money1--su* z 8 g5]osity1 b5evol5ce1 ju/ice1 hone/y1 & =e?\ght4 ,_m ( 8 wor/ qualities also orig9ate 9 ! bad use ( money1--su* z gre$1 mis]l9ess1 inju/ice1 extravagance1 & improvid5ce4 ,no class ev] accompli%$ any?+ t liv$ f h& to m\?4 ,p :o sp5d all t !y e>n1 are ev] hang+ on ! br9k ( de/itution4 ,!y mu/ necess>ily be weak & impot5t--! slaves ( "t & circum/ance4 ,!y keep !mselves poor4 ,!y lose self-respect1 z well z ! respect ( o!rs4 ,x is impossible t !y c be free & indep5d5t4 ,to be ?riftless1 is en\gh to deprive "o ( all manly _s & virtue4 ,b a man ) some?+ sav$1 no matt] h[ little1 is 9 a diff]5t position4 ,! little capital he has /or$ up1 is always a s\rce ( p[]4 ,he is no long] ! sport ( "t & fate4 ,he c boldly look ! _w 9 ! face4 ,he is1 9 a mann]1 8 own ma/]4 ,he c dictate 8 own t]ms4 ,he c nei!r be b\ght nor sold4 ,he c look =w>d ) *e]fulness to an old age ( com=t & happ9ess4 ,z m5 become wise & ?\ghtful1 !y g5]ally become provid5t & frugal4 ,a ?\ghtless man1 l a savage1 sp5ds z he gets1 ?9k+ no?+ ( to-morr[1 ( ! "t ( adv]sity1 or ( ! claims ( ^? :om he has made dep5d5t on him4 ,b a wise man ?9ks ( ! future2 he prep>es 9 good "t = ! evil day t may come ^u him & 8 family2 & he provides c>efully = ^? :o are ne> & de> to him4 ,:at a s]i\s responsibility does ! man incur :o m>ries6 ,n _m s]i\sly ?9k1 ( ?is responsibility4 ,p]haps ?is is wisely ord]$4 ,=1 mu* s]i\s ?9k+ might end 9 ! avoidance ( m>ri$ life & its responsibilities4 ,b1 once m>ri$1 a man ought =?) to det]m9e t1 s f> z 8 own ef=ts are conc]n$1 want %all nev] ent] 8 h\sehold2 & t 8 *ildr5 %all n1 9 ! ev5t ( 8 be+ remov$ f ! sc5e ( life & lab\r1 be left a bur!n ^u society4 ,economy ) ?is object is an important duty4 ,)\t economy1 no man c be j--no man c be hone/4 ,improvid5ce is cruelty to wom5 & *ildr52 ?\gh ! cruelty is born ( ignorance4 ,a fa!r sp5ds 8 surplus means 9 dr9k1 provid+ little1 & sav+ no?+2 & !n he dies1 leav+ 8 de/itute family 8 lifelong victims4 ,c any =m ( cruelty surpass ?is8 ,yet ?is reckless c\rse is pursu$ to a l>ge ext5t among e class4 ,! middle & upp] classes are equally guilty ) ! l[] class4 ,!y live beyond _! means4 ,!y live extravagantly4 ,!y are ambiti\s ( gl>e & glitt]--frivolity & pleasure4 ,!y /ruggle to be ri*1 t !y may h ! means ( sp5d+1--( dr9k+ ri* w9es1 & giv+ good d9n]s4 ,:5 ,mr4 ,hume said 9 ! ,h\se ( ,commons1 "s ye>s ago1 t ! tone ( liv+ 9 ,engl& 0 altoge!r too high1 8 obs]vation 0 foll[$ ) l\d laught]4 ,yet 8 rem>k 0 p]fectly true4 ,x is f> m true n[ ?an x 0 !n4 ,?9k+ p believe t life is n[ too fa/1 & t we are liv+ at high-pressure4 ,9 %ort1 we live extravagantly4 ,we live beyond our means4 ,we ?r[ away o> e>n+s1 & (t5 ?r[ our lives aft] !m4 ,_m p]sons are dilig5t en\gh 9 mak+ money1 b d n "k h[ to economize x1--or h[ to sp5d x4 ,!y h suffici5t skill & indu/ry to d ! "o1 b !y want ! necess>y wisdom to d ! o!r4 ,! tempor>y passion = enjoym5t seizes u1 & we give way to x )\t reg>d to consequ5ces4 ,& yet x may be m]ely ! result ( =getfulness1 & might be easily controll$ by firmness ( w1 & by en]getic resolution to avoid ! occasional causes ( exp5diture = ! future4 ,! habit ( sav+ arises1 = ! mo/ "p1 9 ! desire to ameliorate our social condition1 z well z to ameliorate ! condition ( ^? :o are dep5d5t ^u u4 ,x disp5ses ) ev]y?+ :i* is n ess5tial1 & avoids all me?ods ( liv+ t are wa/eful & extravagant4 ,a pur*ase made at ! l[e/ price w be de>1 if x be a sup]fluity4 ,little exp5ses lead to great4 ,buy+ ?+s t are n want$1 soon accu/oms u to prodigality 9 o!r respects4 ,cic]o said1 ,n to h a mania = buy+1 is to possess a rev5ue4 ,_m are c>ri$ away by ! habit ( b>ga9-buy+4 ,"h is some?+ wond]fully *eap3 let u buy x4 ,h y any use = x8 ,no1 n at pres5t2 b x is sure to come 9 useful1 "s "t4 ,fa%ion runs 9 ?is habit ( buy+4 ,"s buy old *9a--z mu* z w furni% a *9a-%op4 ,o!rs buy old pictures--old furniture--old w9es1--all great b>ga9s6 ,!re w\ld be little h>m 9 buy+ ^! old ?+s1 if !y 7 n s (t5 b\ght at ! exp5se ( ! connoisseur's cr$itors4 ,horace ,walpole once said1 ,i hope t !re w n be ano!r sale1 = ,i h n an in* ( room nor a f>?+ left4 ,m5 mu/ prep>e 9 y\? & 9 middle age ! means ( enjoy+ old age pleasantly & happily4 ,!re c be no?+ m di/ress+ ?an to see an old man :o has sp5t ! great] "p ( 8 life 9 well-paid-=-lab\r1 r$uc$ to ! necessity ( begg+ = bread1 & rely+ entirely on ! commis]ation ( 8 neighb\rs1 or ^u ! b\nty ( /rang]s4 ,su* a consid]ation z ?is %\ld inspire m5 9 e>ly life ) a det]m9ation to "w & to save1 = ! b5efit ( !mselves & _! families 9 lat] ye>s4 ,x is1 9 fact1 9 y\? t economy %\ld be practis$1 & 9 old age t m5 %\ld disp5se lib]ally1 provid$ !y d n exce$ _! income4 ,! "y man has a long future be=e him1 dur+ :i* he may ex]cise ! pr9ciples ( economy2 :il/ ! o!r is rea*+ ! end ( 8 c>e]1 & c c>ry no?+ out ( ! _w ) him4 ,?is1 h[ev]1 is n ! usual practice4 ,! "y man n[ sp5ds1 or desires to sp5d1 q z lib]ally1 & (t5 mu* m lib]ally1 ?an 8 fa!r1 :o is ab\t to end 8 c>e]4 ,he beg9s life :]e 8 fa!r left (f4 ,he sp5ds m ?an 8 fa!r did at 8 age1 & soon f9ds himself up to 8 e>s 9 debt4 ,to satisfy 8 incessant wants1 he resorts to unscrupul\s means1 & to illicit ga9s4 ,he tries to make money rapidly2 he speculates1 ov]-trades1 & is spe$ily w\nd up4 ,?us he obta9s exp]i5ce2 b x is ! result1 n ( well-do+1 b ( ill-do+4 ,socrates recomm5ds fa!rs ( families to obs]ve ! practice ( _! ?rifty neighb\rs--( ^? :o sp5d _! means to ! be/ advantage1--& to pr(it by _! example4 ,?rift is ess5tially practical1 & c be/ be taught by facts4 ,two m5 e>n1 say1 five %ill+s a day4 ,!y are 9 precisely ! same condition z respects family liv+1 & exp5diture ,yet ! "o says he _c save1 & does n2 :ile ! o!r says he c save1 & regul>ly deposits "p ( 8 sav+s 9 a sav+s bank1 & ev5tually becomes a capitali/4 ,samuel ,johnson fully knew ! /raits ( pov]ty4 ,he once sign$ 8 "n ,impransus1 or ,d9n]less4 ,he _h walk$ ! /reets ) ,savage1 n kn[+ :]e to lay 8 head at night4 ,johnson nev] =got ! pov]ty ?r\gh :i* he pass$ 9 8 e>ly life1 & he 0 always c\nsell+ 8 fri5ds & read]s to avoid x4 ,l ,cic]o1 he av]r$ t ! be/ s\rce ( weal? or well-be+ 0 economy4 ,he call$ x ! daught] ( ,prud5ce1 ! si/] ( ,temp]ance1 & ! "m ( ,lib]ty4 8 m9d1 8 "*4 ,self-respect1 orig9at+ 9 self-love1 in/igates ! fir/ /ep ( improvem5t4 ,x /imulates a man to rise1 to look upw>d1 to develop 8 intellig5ce1 to improve 8 condition4 ,self-respect is ! root ( mo/ ( ! virtues--( cleanl9ess1 *a/ity1 rev]5ce1 hone/y1 sobriety4 ,to ?9k meanly ( "o's self is to s9k2 sometimes to desc5d a precipice at ! bottom ( :i* is infamy4 ,e man c help himself to "s ext5t4 ,we are n m]e /raws ?r[n ^u ! curr5t to m>k its c\rse2 b possess$ ( fre$om ( action1 end[$ ) p[] to /em ! waves & rise above !m1 ea* m>k+ out a c\rse = himself4 ,we c ea* elevate ourselves 9 ! scale ( moral be+4 ,we c *]i% pure ?\ghts4 ,we c p]=m good actions4 ,we c live sob]ly & frugally4 ,we c provide aga9/ ! evil day4 ,we c read good books1 li/5 to wise tea*]s1 & place ourselves "u ! div9e/ influ5ces on e>?4 ,we c live = ! highe/ purposes1 & ) ! highe/ aims 9 view4 ,self-love & social are ! same1 says "o ( our poets4 ,! man :o improves himself1 improves ! _w4 ,he adds "o m true man to ! mass4 ,& ! mass be+ made up ( individuals1 x is cle> t 7 ea* to improve himself1 ! result w\ld be ! improvem5t ( ! :ole4 ,social advancem5t is ! consequ5ce ( individual advancem5t4 ,! :ole _c be pure1 unless ! individuals compos+ x are pure4 ,society at l>ge is b ! reflex ( individual conditions4 ,all ?is is b ! repetition ( a truism1 b truisms h (t5 to be repeat$ to make _! full impression4 ,!n aga91 a man1 :5 he has improv$ himself1 is bett] able to improve ^? :o are br\ght into contact ) him4 ,he has m p[]4 ,8 sph]e ( vision is enl>g$4 ,he sees m cle>ly ! defects 9 ! condition ( o!rs t might be rem$i$4 ,he c l5d a m active help+ h& to raise !m4 ,he has done 8 duty by himself1 & c ) m au?ority urge ^u o!rs ! necessity ( do+ ! l duty to !mselves4 ,h[ c a man be a social elevator1 :o is himself walk+ 9 ! mire ( self-indulg5ce8 ,h[ c he tea* sobriety or cleanl9ess1 if he be himself drunk5 or f\l8 ,physician1 heal ?yself1 is ! answ] ( 8 neighb\rs4 ,! sum & sub/ance ( our rem>ks is ?is3 ,9 all ! individual re=ms or improvem5ts t we desire1 we mu/ beg9 ) ourselves4 ,we mu/ exhibit our gospel 9 our own life4 ,we mu/ tea* by our own example4 ,if we w\ld h o!rs elevat$1 we mu/ elevate ourselves4 ,ea* man c exhibit ! results 9 8 own p]son4 ,he c beg9 ) self-respect4 ,! unc]ta9ty ( life is a /rong inducem5t to provide aga9/ ! evil day4 ,to d ?is is a moral & social1 z well z a religi\s duty4 ,he t provide? n = 8 own1 & especially = ^? ( 8 own h\sehold1 ha? d5i$ ! fai?1 & is worse ?an an infidel4 ,! unc]ta9ty ( life is prov]bially true4 ,! /ronge/ & heal?ie/ man may be /rick5 d[n 9 a mom5t1 by accid5t or disease4 ,if we take human life 9 ! mass1 we _c fail to recognize ! unc]ta9ty ( life z mu* z we d ! c]ta9ty ( dea?4 ,!re is a /rik+ passage 9 ,addison's ,vision ( ,mirza1 9 :i* life is pictur$ z a passage ov] a bridge ( ab\t a hundr$ ar*es4 ,a black cl\d hangs ov] ea* end ( ! bridge4 ,at ! entrance to x !re are hidd5 pitfalls v ?ickly set1 ?r\gh :i* ?rongs disappe>1 s soon z !y h plac$ _! feet ^u ! bridge4 ,!y gr[ ?9n] t[>ds ! c5tre2 !y gradually disappe>2 until at l5g? only a few p]sons rea* ! fur!r side1 & ^! also hav+ dropp$ ?r\gh ! pitfalls1 ! bridge at its fur!r extremity becomes entirely cle>4 ,! description ( ,addison corresponds ) ! results ( ! obs]vations made z to ! duration ( human life4 ,?us1 ( a hundr$ ?\s& p]sons born 9 ?is c\ntry1 x has be5 asc]ta9$ t a f\r? ( !m die be=e !y h rea*$ _! fif? ye>2 & "o-half be=e !y h rea*$ _! fiftie? ye>4 ,"o ?\s& "o hundr$ w rea* _! n9etie? ye>4 ,sixte5 w live to a hundr$4 ,& only two p]sons out ( ! hundr$ ?\s&--l ! la/ b>ks ( an innum]able convoy1 w rea* ! advanc$ & helpless age ( a hundr$ & five ye>s4 ,two ?+s are v obvi\s1--! unc]ta9ty z to ! h\r ( dea? 9 individuals1 b ! regul>ity & con/ancy ( ! circum/ances :i* influ5ce ! duration ( human life 9 ! aggregate4 ,x is a matt] ( c]ta9ty t ! av]age life ( all p]sons born 9 ?is c\ntry ext5ds to ab\t =ty-five ye>s4 ,?is has be5 prov$ by a v l>ge numb] ( obs]vations ( human life & its duration4 ,equally ext5sive obs]vations h be5 made z to ! av]age numb] ( p]sons ( v>i\s ages :o die ye>ly4 ,x is always ! numb] ( ! exp]im5ts :i* gives ! law ( ! probability4 ,x is on su* obs]vations t ! actu>y f\nds 8 e/imates ( ! mortality t exi/s at any giv5 p]iod ( life4 ,! actu>y tells y t he has be5 guid$ by ! ,laws ( ,mortality4 ,n[ ! results mu/ be v regul>1 to ju/ify ! actu>y 9 speak+ ( ,mortality z gov]n$ by ,laws4 ,& yet x is s4 ,inde$1 !re w\ld seem to be no su* ?+ z *ance 9 ! _w4 ,man lives & dies 9 con=mity to a law4 ,a sp>r[ falls to ! gr\nd 9 ob$i5ce to a law4 ,nay1 !re are matt]s 9 ! ord9>y transactions ( life1 su* z "o might suppose 7 ! m]e result ( *ance1 :i* are asc]ta9$ to be ( rem>kable accuracy :5 tak5 9 ! mass4 ,= in/ance1 ! numb] ( lett]s put 9 ! po/-(fice )\t an address2 ! numb] ( lett]s wrongly direct$2 ! numb] conta9+ money2 ! numb] un/amp$2 cont9ue ne>ly ! same1 9 relation to ! numb] ( lett]s po/$1 f "o ye> to ano!r4 ,n[ x is ! bus9ess ( man to und]/& ! laws ( heal?1 & to provide aga9/ _! consequ5ces1--z1 = in/ance1 9 ! matt] ( sickness1 accid5t1 & premature dea?4 ,we _c escape ! consequ5ces ( transgression ( ! natural laws1 ?\gh we may h meant well4 ,we mu/ h done well4 ,! ,creator does n alt] ,8 laws to accommodate !m to our ignorance4 ,he has furni%$ u ) intellig5ce1 s t we may und]/& !m & act ^u !m3 o!rwise we mu/ suff] ! consequ5ces 9 inevitable pa9 & sorr[4 ,we (t5 he> ! cry rais$1 ,w nobody help u8 ,x is a spiritless1 hopeless cry4 ,x is sometimes a cry ( revolt+ meanness1 especially :5 x issues f ^? :o ) a little self-d5ial1 sobriety1 & ?rift1 might easily help !mselves4 ,_m p h yet to le>n1 t virtue1 k1 fre$om1 & prosp]ity mu/ spr+ f !mselves4 ,legislation c d v little = !m3 x _c make !m sob]1 intellig5t1 & well-do+4 ,! prime mis]ies ( mo/ m5 h _! orig9 9 causes f> remov$ f ,acts ( ,p>liam5t4 ,! sp5d?rift laughs at legislation4 ,! drunk>d defies x1 & arrogates ! "r ( disp5s+ ) =e?\ght & self-d5ial1--?r[+ ^u o!rs ! blame ( 8 ultimate wret*$ness4 ,! mob orators1 :o ga!r ! millions ab\t !m1 are v wide ( ! m>k1 :51 in/ead ( seek+ to tra9 _! cr[d ( he>]s to habits ( frugality1 temp]ance1 & self-culture1 !y enc\rage !m to keep up ! cry1 ,w nobody help u8 ,! cry sick5s ! s\l4 ,x %[s gross ignorance ( ! fir/ elem5ts ( p]sonal welf>e4 ,help is 9 m5 !mselves4 ,!y 7 born to help & to elevate !mselves4 ,!y mu/ "w out _! own salvation4 ,! poore/ m5 h done x2 :y %\ld n e man d x8 ,! brave1 upw>d _s ev] conqu]s4 ,! numb] ( well-paid workm5 9 ?is c\ntry has become v l>ge1 :o might easily save & economize1 to ! improvem5t ( _! moral well-be+1 ( _! respectability & indep5d5ce1 & ( _! /atus 9 society z m5 & citiz5s4 ,!y are improvid5t & ?riftless to an ext5t :i* proves n less hurtful to _! p]sonal happ9ess & dome/ic com=t1 ?an x is injuri\s to ! society ( :i* !y =m s important a "p4 ,9 prosp]\s times !y sp5d _! ga9s recklessly1 & :5 adv]se times come1 !y are at once plung$ 9 mis]y4 ,money is n us$1 b abus$2 & :5 wage-e>n+ p %\ld be provid+ aga9/ old age1 or = ! wants ( a gr[+ family1 !y are1 9 too _m cases1 fe$+ folly1 dissipation1 & vice4 ,let no "o say t ?is is an exagg]at$ picture4 ,x is en\gh to look r\nd 9 any neighb\rhood1 & see h[ mu* is sp5t & h[ little is sav$2 :at a l>ge proportion ( e>n+s goes to ! be]%op1 & h[ little to ! sav+s bank or ! b5efit society4 ,prosp]\s times are v (t5 ! lea/ prosp]\s ( all times4 ,9 prosp]\s times1 mills are work+ full "t2 m51 wom51 & *ildr5 are paid high wages2 w>eh\ses are empti$ & fill$2 goods are manufactur$ & export$2 :]ries full ( produce pass along ! /reets2 imm5se luggage tra9s run along ! railways1 & heavily-lad5 %ips leave our %ores daily = =eign ports1 full ( ! products ( our indu/ry4 ,ev]ybody seems to be becom+ ri*] & m prosp]\s4 ,b we d n ?9k ( :e!r m5 & wom5 are becom+ wis]1 bett] tra9$1 less self-indulg5t1 m religi\sly dispos$1 or liv+ = any high] purpose ?an ! satisfaction ( ! animal appetite4 ,if ?is app>5t prosp]ity be closely exam9$1 x w be f\nd t exp5diture is increas+ 9 all directions4 ,!re are dem&s = high] wages2 & ! high] wages1 :5 obta9$1 are sp5t z soon z e>n$4 ,intemp]ate habits are =m$1 &1 once =m$1 ! habit ( intemp]ance cont9ues4 ,increas$ wages1 in/ead ( be+ sav$1 are = ! mo/ "p sp5t 9 dr9k4 ,?us1 :5 a population is ?\ghtless & improvid5t1 no k9d ( mat]ial prosp]ity w b5efit !m4 ,unless !y ex]cise =e?\ght & economy1 !y w alt]nately be 9 a /ate ( hung] & bur/4 ,:5 trade falls (f1 z x usually does aft] exceptional prosp]ity1 !y w n be com=t$ by ! ?\ght ( :at !y might h sav$1 _h x ev] occurr$ to !m t ! prosp]\s times might n h prov$ p]man5t4 ,dur+ prosp]\s times1 ,sa9t ,monday is regul>ly obs]v$4 ,! ,bank ,holiday is repeat$ weekly4 ,:]e are all ! workm58 said a ma/] to 8 =eman on go+ ! r\nds among 8 build]s1--?is "w mu/ be pu%$ on & cov]$ 9 :ile ! f9e wea!r la/s4 ,:y1 sir1 said ! =eman1 ?is is ,monday2 & !y h n sp5t all _! money yet4 ,dean ,boyd1 prea*+ at ,exet] on behalf ( ! ,devon%ire hospitals1 express$ 8 belief t ! annual loss to ! workpeople engag$ 9 ! wooll5 manufacture1 ! cotton trade1 ! bricklay+ & build+ trade1 by ,idle ,monday1 am\nt$ to ov] sev5 millions /]l+4 ,if man's *ief end 7 to manufacture clo?1 silk1 cotton1 h>dw>e1 toys1 & *9a2 to buy 9 ! *eape/ m>ket1 & to sell 9 ! de>e/2 to cultivate l&1 gr[ corn1 & graze cattle2 to live = m]e money pr(it1 & ho>d or sp5d1 z ! case might be1 we might !n congratulate ourselves ^u our ,national ,prosp]ity4 ,b is ?is ! *ief end ( man8 ,has he n faculties1 affections1 & sympa?ies1 besides muscul> organs8 ,has n 8 m9d & he>t c]ta9 claims1 z well z 8 m\? & 8 back8 ,has he n a s\l z well z a /oma*8 ,& ought n prosp]ity to include ! improvem5t & well-be+ ( 8 morals & intellect z well z ( 8 bones & muscles8 ,m]e money is no indication ( prosp]ity4 ,a man's nature may rema9 ! same4 ,x may ev5 gr[ m /unt$ & de=m$1 :ile he is d\bl+ 8 exp5diture1 or add+ c5t1 p] c5t1 to 8 ho>ds ye>ly4 ,x is ! same ) ! mass4 ,! increase ( _! ga9s may m]ely furni% !m ) increas$ means = gratify+ animal indulg5ces1 unless _! moral "* keeps pace ) _! physical advancem5t4 ,d\ble ! ga9s ( an un$ucat$1 ov]work$ man1 9 a "t ( prosp]ity1 & :at is ! result8 ,simply t y h furni%$ him ) ! means ( eat+ & dr9k+ m6 ,?us1 n ev5 ! mat]ial well-be+ ( ! population is secur$ by t condition ( ?+s :i* is def9$ by political economi/s z ,national ,prosp]ity4 ,& s long z ! moral elem5ts ( ! "q are ignor$1 ?is k9d ( prosp]ity is1 we believe1 calculat$ to produce f> m mis*iev\s results ?an good4 ,x is k & virtue alone t c conf] dignity on a man's life2 & ! gr[? ( su* qualities 9 a nation are ! only true m>ks ( its real prosp]ity2 n ! inf9ite manufacture & sale ( cotton pr9ts1 toys1 h>dw>e1 & crock]y4 ,! ,bi%op ( ,man*e/]1 :5 prea*+ at a h>ve/ ?anksgiv+ ne> ,pre/on1 ref]r$ to a lett] :i* he _h receiv$ f a cl]gyman 9 ! s\? ( ,engl&1 :o1 aft] express+ 8 pleasure at ! fact t ! agricultural lab\r]s 7 receiv+ high] wages1 lam5t$ t at pres5t ! only result he c\ld discov] f _! high] wages 0 t a great deal m be] 0 consum$4 ,if ?is 0 ! use we 7 mak+ ( ?is prosp]ity1 we c\ld h>dly call x a bless+ = :i* we _h a "r or gr\nd to ?ank ,god4 ,! true prosp]ity ( ! nation consi/$ n s mu* 9 ! fact t ! nation 0 gr[+ 9 weal?--?\gh weal? 0 a necess>y attribute ( prosp]ity--b t x 0 gr[+ 9 virtue2 & t !re 0 a m equable di/ribution ( com=t1 cont5tm5t1 & ! ?+s ( ?is l[] _w4 ,9 mak+ ! prec$+ obs]vations we d n 9 ! lea/ advocate ! =mation ( mis]ly1 p5uri\s habits2 = we hate ! scrub1 ! screw1 ! mis]4 ,all t we cont5d = is1 t man %\ld provide = ! future1--t !y %\ld provide dur+ good times = ! bad times :i* almo/ inv>iably foll[ !m1--t !y %\ld lay by a /ore ( sav+s z a breakwat] aga9/ want1 & make sure ( a little fund :i* may ma9ta9 !m 9 old age1 secure _! self-respect1 & add to _! p]sonal com=t & social well-be+4 ,?rift is n 9 any way connect$ ) av>ice1 usury1 gre$1 or selfi%ness4 ,x is1 9 fact1 ! v rev]se ( ^! disgu/+ dispositions4 ,x means economy = ! purpose ( secur+ indep5d5ce4 ,?rift requires t money %\ld be us$ & n abus$--t x %\ld be hone/ly e>n$ & economically employ$-- ,n = to put x 9 a h$ge1 ,n = a tra9 att5d5t1-- ,b = ! glori\s privilege ,( be+ ,indep5d5t4 ,,*apt] ,,iii4 ,,improvid5ce4 ,! man :o has a wife & *ildr5 has giv5 ho/ages to =tune4--,"l ,bacon4 ,9 all conditions & circum/ances1 well-be+ is 9 ! p[] ( ^? :o h p[] ov] !mselves4--,j4,j4 ,gurney4 ,:]e is _! common s5se8 ,alas1 :at imprud5ce6 ,e>ly m>riages2 _m *ildr52 poor-rates1 & ! workh\se4444 ,!y are born2 !y are wret*$2 !y die4444 ,9 no =eign c\ntry ( f> less civilization ?an ,engl&1 is !re ! same improvid5ce4--,"l ,lytton4 ,no man oppresses !e1 ,o free & indep5d5t fran*is]2 b does n ?is /upid pewt] pot oppress !e8 ,no son ( ,adam c bid !e come or g1 b ?is absurd pot ( heavy-wet c & does1 ,?\ art ! ?rall1 n ( ,c$ric ! ,saxon1 b ( ?y own brutal appetites1 & ?is accurs$ di% ( liquor4 ,& ?\ prate/ ( ?y 'lib]ty1' ?\ entire blockhead6--,c>lyle4 ,nev] did any publike mis]y ,rise ( x selfe2 ,god's plagues /ill gr\nd$ are ,on common /a9es ( our ,humanity3 ,& to ! flame1 :i* ru9e? ,mank9d1 ,man gives ! matt]1 or at lea/ gives w9de4--,daniell4 ,engl& is "o ( ! ri*e/ c\ntries 9 ! _w4 ,our m]*ants are ent]pris+1 our manufactur]s are indu/ri\s1 our lab\r]s are h>d-work+4 ,!re is an accumulation ( weal? 9 ! c\ntry to :i* pa/ times c (f] no p>allel4 ,! ,bank is gorg$ ) gold4 ,!re nev] 0 m food 9 ! empire2 !re nev] 0 m money4 ,!re is no end to our manufactur+ productions1 = ! /eam-eng9e nev] tires4 ,& yet not)/&+ all ?is weal?1 !re is an enorm\s mass ( pov]ty4 ,close alongside ! ,weal? ( ,nations1 !re gloomily /alks ! ,mis]y ( ,nations1--luxuri\s ease re/+ ^u a d>k backgr\nd ( wret*$ness4 ,p>liam5t>y reports h aga9 & aga9 reveal$ to u ! mis]ies endur$ by c]ta9 portions ( our work+ population4 ,!y h describ$ ! p employ$ 9 factories1 work%ops1 m9es1 & brickfields1 z well z 9 ! pursuits ( c\ntry life4 ,we h tri$ to grapple ) ! evils ( _! condition by legislation1 b x seems to mock u4 ,^? :o s9k into pov]ty are f$1 b !y rema9 paup]s4 ,^? :o fe$ !m1 feel no compassion2 & ^? :o are f$1 return no gratitude4 ,!re is no bond ( sympa?y betwe5 ! giv]s & ! receiv]s4 ,?us ! ,haves & ! ,h-nots1 ! opul5t & ! indig5t1 /& at ! two extremes ( ! social scale1 & a wide gulf is fix$ betwe5 !m4 ,among rude & savage p1 ! condition ( pov]ty is uni=m4 ,provid$ ! b>e appetites are satisfi$1 suff]+ is sc>cely felt4 ,:]e slav]y exi/s1 indig5ce is little kn[n2 = x is ! ma/]'s int]e/ to keep ! slave 9 a condition fit = lab\r1 & ! employ] g5]ally takes c>e to supply ! animal wants ( ! employ$4 ,x is only :5 society becomes civiliz$ & free1 & man ent]s into competition ) 8 fell[s1 t he becomes expos$ to indig5ce1 & exp]i5ces social mis]y4 ,:]e civilization1 z 9 ?is c\ntry1 has rea*$ its highe/ po9t1 & :]e l>ge accumulations ( weal? h be5 made1 ! mis]y ( ! indig5t classes is only r5d]$ m acute by ! com=t & luxury ) :i* x is plac$ 9 imm$iate contra/4 ,mu* ( ! exi/+ mis]y is caus$ by selfi%ness--by ! gre$ to accumulate weal? on ! "o h&1 & by improvid5ce on ! o!r4 ,accumulation ( money has become ! great desire & passion ( ! age4 ,! weal? ( nations1 & n ! happ9ess ( nations1 is ! pr9cipal aim4 ,we /udy political economy1 & let social economy %ift = itself4 ,reg>d = ,numb] ,"o is ! prevail+ maxim4 ,high pr(its are reg>d$ z ! summum bonum1--no matt] h[ obta9$1 or at :at sacrifice4 ,money is our god3 ,devil take ! h9dmo/ our motto4 ,! spirits ( d>kness rule supreme-- ,mammon has l$ !m on1 ,mammon1 ! lea/ erect ( all ! spirits ,t fell f ,heav54 ,) respect to ! poor] classes1--:at has become ( !m 9 ! mid/ ( our s-call$ civilization8 ,an imm5se proportion ( !m rema9 entirely unciviliz$4 ,?\gh liv+ 9 a ,*ri/ian c\ntry1 ,*ri/ianity has nev] rea*$ !m4 ,!y are z unciviliz$ & un*ri/ianiz$ z ! ,tr9obantes 7 at ! l&+ ( ,julius ,caes>1 ab\t n9ete5 hundr$ ye>s ago4 ,yet ^! unciviliz$ p live 9 our mid/4 ,/4 ,james's & ,/4 ,giles's lie close toge!r4 ,9 ! ,p>ks ( ,london1 y may see h[ gold is wor%ipp$2 9 ! ,ea/ ,end ( ,london1 y may see to :at dep?s human mis]y may fall4 ,!y "w1 eat1 dr9k1 & sleep3 t con/itutes _! life4 ,!y ?9k no?+ ( provid+ = to-morr[1 or = next week1 or = next ye>4 ,!y ab&on !mselves to _! s5sual appetites2 & make no provision :atev] = ! future4 ,! ?\ght ( adv]sity1 or ( com+ sorr[1 or ( ! helplessness t comes ) ye>s & sickness1 nev] crosses _! m9ds4 ,9 ^! respects1 !y resemble ! savage tribes1 :o "k no bett]1 & d no worse4 ,l ! ,nor? ,am]ican ,indians1 !y debase !mselves by ! vices :i* accompany civilization1 b make no use :atev] ( its b5efits & advantages4 ,capta9 ,p>ry f\nd ! ,esquimaux ne> ! ,nor? ,pole z unciviliz$ z ! mis]able creatures :o inhabit ! d5s ( our great cities4 ,!y 71 ( c\rse1 improvid5t2 =1 l savages g5]ally1 !y nev] save4 ,!y 7 always ei!r fea/+ or fami%$4 ,:5 !y f\nd a quantity ( :ale's blubb]1 !y w\ld eat z mu* ( x z !y c\ld1 & hide ! re/4 ,yet _! improvid5ce gave !m no conc]n4 ,ev5 :5 !y _h be5 )\t food or fuel = days toge!r1 !y w\ld be z gay & good-hum\r$ z usual4 ,!y nev] ?\ght ( h[ !y %\ld be provid$ = to-morr[4 ,sav+ = ! future =ms no "p ( ! savage economy4 ,among/ civiliz$ peoples1 cold is said to be ! p>5t ( frugality4 ,?us ! nor!rn nations ( ,europe owe a portion ( _! prosp]ity to ! rig\r ( _! climate4 ,cold makes !m save dur+ summ]1 to provide food1 coal1 & clo?+ dur+ w9t]4 ,x enc\rages h\se-build+ & h\sekeep+4 ,h5ce ,g]many is m indu/ri\s ?an ,sicily2 ,holl& & ,belgium ?an ,&alusia2 ,nor? ,am]ica & ,canada ?an ,mexico4 ,:5 ! late ,edw>d ,d5ison1 ,m4,p4 = ,new>k1 ) unexampl$ self-d5ial1 gave up a l>ge portion ( 8 "t & lab\r to reclaim ! comp>atively unciviliz$ population ( ! ,ea/ ,end ( ,london1 ! fir/ ?+ he did 0 to erect an iron *ur* ( two /ories1 ! l[] "p ( :i* 0 us$ z a s*ool & lecture room1 & also z a club :]e m5 & boys might read1 play games1 & d any?+ else t might keep !m out ( ! dr9k+-h\ses4 ,:at is s bad 9 ?is qu>t]1 said ,mr4 ,d5ison1 is ! habitual condition ( ?is mass ( humanity--its uni=m mean level1 ! abs5ce ( any?+ m civiliz+ ?an a gr9d+ organ to raise ! ideas beyond ! daily bread & be]1 ! utt] want ( education1 ! complete indiff]5ce to religion1 ) ! fruits ( all ?is--improvid5ce1 dirt1 & _! second>ies1 crime & disease4444 ,!re is no "o to give a pu% to /ruggl+ en]gy1 to guide aspir+ intellig5ce1 or to break ! fall ( unavoidable mis=tune4444 ,! ,mission ,cl]gyman1 he goes on to say1 is a s5sible1 en]getic man1 9 ^: h&s ! "w ( civiliz+ ! p is mak+ z mu* progress z c be expect$4 ,b mo/ ( 8 en]gy is tak5 up 9 s]v+ tables1 nor c any great advance be made :ile e n]ve has to be /ra9$ to keep ! p f absolute />vation4 ,& ?is is :at happ5s e w9t]4444 ,:at a mon/r\s ?+ x is t 9 ! ri*e/ c\ntry 9 ! _w1 l>ge masses ( ! population %\ld be condemn$ annually1 by a natural op]ation ( nature1 to />vation & dea?4 ,x is all v well to say1 h[ c x be help$8 ,:y1 x 0 n s 9 our gr&fa!rs' "t4 ,beh9d u !y 7 9 _m ways1 b !y 7 n met e w9t] ) ! spectacle ( />v+ ?\s&s4 ,! fact is1 we h accept$ ! m>vell\s prosp]ity :i* has 9 ! la/ tw5ty ye>s be5 grant$ u1 )\t reflect+ on ! conditions atta*$ to x1 & )\t n]v+ ourselves to ! ex]tion & ! sacrifices :i* _! fulfilm5t dem&s4 ,& yet ,mr4 ,d5ison cle>ly saw t if ! p 7 suffici5tly educat$1 & taught to practise ! virtue ( ,?rift1 mu* ( ?is mis]y might be prev5t$4 ,! p1 he else:]e says1 create _! de/itution & _! disease4 ,probably !re are h>dly any ( ! mo/ ne$y :o1 if !y _h be5 only mod]ately frugal & provid5t1 c\ld n h plac$ !mselves 9 a position to tide ov] ! occasional mon?s ( want ( "w1 or ( sickness1 :i* !re always mu/ be4444 ,i d n und]rate ! difficulty ( lay+ by out ( weekly e>n+s1 b ,i say x c be done4 ,a dock-lab\r]1 :ile a "y1 /rong1 unm>ri$ man1 c\ld lay by half 8 weekly wages1 & su* m5 are almo/ sure ( con/ant employm5t4 ,aft] %[+ h[ m>ri$ m5 might also save1 ,mr4 ,d5ison goes on to say1 ,sav+ is )9 ! rea* ( ne>ly e man1 ev5 if q at ! bottom ( ! tree2 b if x 7 ( any?+ l common occurr5ce1 ! de/itution & disease ( ?is city w\ld be kept )9 q manageable limits4 ,& ?is w take place4 ,i may n live to see x1 b x w be )9 two g5]ations4 ,=1 un=tunately1 ?is am\nt ( *ange may be effect$ )\t ! lea/ improvem5t 9 ! spiritual condition ( ! p4 ,good laws1 en]getically en=c$1 ) compulsory education1 supplem5t$ by gratuit\s individual ex]tion 7:i* w !n h a mu* r$uc$ field & mu* fair] prospects71 w c]ta9ly succe$ 9 giv+ ! mass ( ! p s mu* light z w g5]ally guide !m into s mu* indu/ry & morality z is cle>ly conducive to _! bodily ease & advancem5t 9 life4 ,! diff]5ce 9 ?rift9ess betwe5 ! ,engli% workpeople & ! inhabitants ( ,gu]nsey is ?us ref]r$ to by ,mr4 ,d5ison3 ,! diff]5ce betwe5 pov]ty & paup]ism is br\ght home to u v /rongly by :at ,i see "h4 ,9 ,engl&1 we h p f>+ sumptu\sly :ile !y are gett+ good wages1 & com+ on ! p>i% paup]s ! mom5t ^? wages are susp5d$4 ,"h1 p are nev] dep5d5t ^u any support b _! own2 b !y live1 ( _! own free w1 9 a /yle ( frugality :i* a l&lord w\ld be hoot$ at = sugge/+ to 8 cottag]s4 ,we pity ,hodge1 r$uc$ to bacon & gre5s1 & to meat only once a week4 ,! pr9cipal meal ( a ,gu]nsey f>m] consi/s ( s\pe la graisse1 :i* is1 be+ int]pret$1 cabbage & peas /ew$ ) a little dripp+4 ,?is is ! daily d9n] ( m5 :o own p]haps ?ree or f\r c[s1 a pig or two1 & p\ltry4 ,b ! produce & ! fle% ( ^! creatures !y sell 9 ! m>ket1 inve/+ _! ga9s 9 ext5sion ( l&1 or /ock1 or 9 qu>t]s1 t is1 r5t-*>ges on l&1 c]tificates ( :i* are readily b\ght & sold 9 ! m>ket4#a ,footnote #a3 ,lett]s & o!r writ+s ( ! late ,edw>d ,d5ison1 ,m4,p41 pp4 #ada1 #adb4 ,mr4 ,d5sion di$ be=e he c\ld accompli% mu*4 ,he 0 only able to make a beg9n+4 ,! mis]y1 aris+ f improvid5ce1 :i* he s deeply deplor$1 /ill exi/s1 & is ev5 m widely spread4 ,x is n m]ely ! artizan :o sp5ds all t he e>ns1 b ! classes above him1 :o _c plead ! same excuse ( ignorance4 ,_m ( :at are call$ ! upp] classes are no m excusable ?an ! l[]4 ,!y wa/e _! means on keep+ up appe>ances1 & 9 fe$+ folly1 dissipation1 & vice4 ,no "o c reproa* ! ,engli% workman ) want ( indu/ry4 ,he works h>d] & m skilfully ?an ! workman ( any o!r c\ntry2 & he might be m com=table & indep5d5t 9 8 circum/ances1 7 he z prud5t z he is labori\s4 ,b improvid5ce is unhappily ! defect ( ! class4 ,ev5 ! be/-paid ,engli% workm51 ?\gh e>n+ m money ?an ! av]age ( pr(essional m51 /ill = ! mo/ "p belong to ! poor] classes because ( _! ?\ghtlessness4 ,9 prosp]\s times !y are n accu/om$ to make provision = adv]se times2 & :5 a p]iod ( social pressure occurs1 !y are r>ely f\nd m ?an a few weeks ahead ( positive want4 ,h5ce1 ! skill$ workman1 unless tra9$ 9 good habits1 may exhibit no high] a life ?an t ( ! m]e animal2 & ! e>n+ ( increas$ wages w only furni% him ) increas$ means = indulg+ 9 ! gratification ( 8 gross] appetites4 ,mr4 ,*adwick says1 t dur+ ! ,cotton ,fam9e1 families troop$ into ! relief rooms 9 ! mo/ abject condition1 ^: previ\s aggregate wages exce$$ ! income ( _m curates1--z _h ! wages ( _m ( ! individual workm54#a ,9 a "t ( prosp]ity1 work+-p fea/1 & 9 a "t ( adv]sity !y clem4 ,_! e>n+s1 to use _! own phrase1 come 9 at ! spigot & g out at ! bunghole4 ,:5 prosp]ity comes to an end1 & !y are paid (f1 !y rely ^u *ance & provid5ce--! provid5ce ( ! ,improvid5t6 ,footnote #a3 ,address on ,economy & ,trade4 ,by ,,edw9 ,,*adwick1 ,c4,b41 p4 #bb4 ,?\gh trade has inv>iably its cycles ( good & bad ye>s1 l ! lean & fat k9e 9 ,ph>aoh's dream--its bur/s ( prosp]ity1 foll[$ by glut1 panic1 & di/ress--! ?\ghtless & sp5d?rift take no he$ ( exp]i5ce1 & make no bett] provision = ! future4 ,improvid5ce seems to be "o ( ! mo/ incorrigible ( faults4 ,!re are :ole neighb\rhoods 9 ! manufactur+ di/ricts1 says ,mr4 ,bak] 9 a rec5t ,report1 :]e n only are !re no sav+s wor? m5tion+1 b :]e1 )9 a =tnight ( be+ out ( "w1 ! work]s !mselves are />v+ = want ( ! m]e/ necess>ies4 ,n a /rike takes place1 b imm$iately ! workm5 are plung$ 9 de/itution2 _! furniture & wat*es are s5t to ! pawn%op1 :il/ deplorable appeals are made to ! *>itable1 & num]\s families are ca/ ^u ! poor-rates4 ,?is habitual improvid5ce--?\gh ( c\rse !re are _m admirable exceptions--is ! real cause ( ! social degradation ( ! artizan4 ,?is too is ! prolific s\rce ( social mis]y4 ,b ! mis]y is entirely ! result ( human ignorance & self-indulg5ce4 ,= ?\gh ! ,creator has orda9$ pov]ty1 ! poor are n necess>ily1 nor z a matt] ( fact1 ! mis]able4 ,mis]y is ! result ( moral causes1--mo/ commonly ( individual vice & improvid5ce4 ,! ,rev4 ,mr4 ,norris1 9 speak+ ( ! habits ( ! highly paid m9]s & iron-work]s ( ,s\? ,/af=d%ire1 says1 ,improvid5ce is too tame a ^w = x--x is recklessness2 "h "y & old1 m>ri$ & unm>ri$1 are uni=mly & almo/ av[$ly self-indulg5t sp5d?rifts4 ,"o sees ?is reckless "* m>r+ & vitiat+ ! nobl] traits ( _! nature4 ,_! gallantry 9 ! face ( dang] is ak9 to foolh>d9ess2 _! p[] ( int5se lab\r is seldom ex]t$ except to comp5sate = "t lo/ 9 idl5ess & revelry2 _! read9ess to make 'ga!r+s' = _! sick & m>ri$ comrades seems only to obviate ! necessity ( previ\s sav+2 _! v cre$--&1 aft] _! sort1 !y are a curi\sly devotional p1 hold+ frequ5t pray]-meet+s 9 ! pits--(t5 deg5]ates into fanatical fatalism4 ,b x is se5 f> m pa9fully & unmi/akably 9 ! alt]nate ple?ora & de/itution betwe5 :i*1 f ye>'s end to ye>'s end1 ! :ole population seems to oscillate4 ,! prodigal revelry ( ! reckon+ night1 ! drunk5ness ( ,sunday1 ! refusal to "w on ,monday & p]haps ,tuesday1 & !n ! untid9ess ( _! home t[>ds ! latt] "p ( ! two or ?ree weeks :i* int]v5e be=e ! next pay-day2 _! *ildr5 kept f s*ool1 _! wives & daught]s on ! pit-bank1 _! furniture 9 ! pawn%op2 ! cr[d$ & miry lanes 9 :i* !y live1 _! h\ses (t5 crack$ f top to bottom by ! 'cr[n+ 9' ( ! gr\nd1 )\t dra9age1 or v5tilation1 or due supply ( wat]2--su* a /ate ( ?+s z ?is1 co-exi/+ ) e>n+s :i* might ensure com=t & ev5 prosp]ity1 seems to prove t no legislation c cure ! evil4 ,we h c]ta9ly _h num]\s ,re=ms4 ,we h _h h\sehold suffrage1 & vote by ballot4 ,we h reliev$ ! work+ classes ( ! taxes on corn1 cattle1 c(fee1 sug>1 & provisions g5]ally2 & impos$ a consid]able proportion ( ! taxes f :i* !y h be5 reliev$ on ! middle & upp] ranks4 ,yet ^! measures h produc$ b little improvem5t 9 ! condition ( ! work+ p4 ,!y h n appli$ ! pr9ciple ( ,re=m to !mselves4 ,!y h n begun at home4 ,yet ! end ( all ,re=m is ! improvem5t ( ! individual4 ,ev]y?+ t is wrong 9 ,society results f t :i* is wrong 9 ! ,individual4 ,:5 m5 are bad1 society is bad4 ,frankl91 ) 8 %rewd common s5se1 obs]v$1 ,! taxes are inde$ v heavy2 & if ^? laid on by ! ,gov]nm5t 7 ! only ones we _h to pay1 we might m easily dis*>ge !m2 b we h _m o!rs1 & mu* m griev\s to "s ( u4 ,we are tax$ q z mu* by our idl5ess1 ?ree times z mu* by our pride1 & f\r times z mu* by our folly2 & f ^! taxes ! ,commission]s _c ease or deliv] u by all[+ an abatem5t4 ,"l ,john ,russell once made a simil> /atem5t to a body ( work+ m5 :o wait$ ^u him = ! purpose ( ask+ relief f taxation4 ,y compla9 ( ! taxes1 he said2 b ?9k ( h[ y tax y\rselves4 ,y consume ab\t fifty millions ye>ly 9 dr9k4 ,is !re any ,gov]nm5t t w\ld d>e to tax y to t ext5t8 ,y h x 9 y\r own p[] greatly to r$uce ! taxes1 & t )\t 9 any way appeal+ to u4 ,compla9+ t ! laws are bad1 & t ! taxes are heavy1 w n m5d matt]s4 ,ari/ocratic gov]nm5t1 & ! tyranny ( ma/]s1 are no?+ l s injuri\s z ! tyranny ( vici\s appetites4 ,m5 are easily l$ away by ! p>ade ( _! mis]ies1 :i* are = ! mo/ "p volunt>y & self-impos$1--! results ( idl5ess1 ?riftlessness1 intemp]ance1 & misconduct4 ,to blame o!rs = :at we suff]1 is always m agreeable to our self-pride1 ?an to blame ourselves4 ,b x is p]fectly cle> t p :o live f day to day )\t plan1 )\t rule1 )\t =e?\ght--:o sp5d all _! e>n+s1 )\t sav+ any?+ = ! future--are prep>+ be=eh& = inevitable di/ress4 ,to provide only = ! pres5t1 is ! sure means to sacrific+ ! future4 ,:at hope c !re be = a p ^: only maxim seems to be1 ,let u eat & dr9k1 = to-morr[ we die8 ,all ?is may seem v hopeless2 yet x is n entirely s4 ,! l>ge e>n+s ( ! work+ classes is an important po9t to />t )4 ,! gradual diffusion ( education w help !m to use1 & n abuse1 _! means ( com=table liv+4 ,! m ext5d$ k ( ! uses ( economy1 frugality1 & ?rift1 w help !m to sp5d _! lives m sob]ly1 virtu\sly1 & religi\sly4 ,mr4 ,d5ison 0 ( op9ion t mu* ( ?is might be accompli%$ )9 two g5]ations4 ,social improvem5t is always v sl[4 ,h[ extremely t>dy has be5 ! progress ( civilization6 ,h[ gradually h its humaniz+ influ5ces op]at$ 9 elevat+ ! mass ( ! p6 ,x requires ! lapse ( g5]ations be=e its effects c be s mu* z disc]n$3 = a g5]ation is b z a day 9 ! hi/ory ( civilization4 ,x has co/ mo/ nations ages ( w>s1 be=e !y c\ld conqu] _! "r ( exi/5ce z nations4 ,x took f\r c5turies ( p]secutions & m>tyrdoms to e/abli% ,*ri/ianity1 & two c5turies ( civil w>s to e/abli% ! ,re=mation4 ,! emancipation ( ! bondsm5 f feudal slav]y 0 only rea*$ ?r\gh long ages ( mis]y4 ,f ! days 9 :i* our ,briti% prog5itors ru%$ to battle 9 _! w>-pa9t1--or ^? m rec5t times :5 ! :ole ( ! lab\r+ p 7 ville9s & s]fs1 b\ght & sold ) ! soil :i* !y till$1--to ! times 9 :i* we n[ live1--h[ wide ! diff]5ce1 h[ gratify+ ! contra/4 ,surely x ought n to be s difficult to put an end to ! ,satanic influ5ces ( ?riftlessness1 drunk5ness1 & improvid5ce6 ,,*apt] ,,iv4 ,,means ,,( ,,sav+4 ,self-reliance & self-d5ial w tea* a man to dr9k out ( 8 own ci/]n1 & eat 8 own sweet bread1 & to le>n & lab\r truly to get 8 own liv+1 & c>efully to save & exp5d ! good ?+s committ$ to 8 tru/4--,"l ,bacon4 ,love1 !re=e1 lab\r3 if ?\ %\ld'/ n want x = food1 ?\ may'/ = physic4 ,x is :olesome = ! body1 & good = ! m9d2 x prev5ts ! fruit ( idl5ess4--,william ,p5n4 ,! p>5t :o does n tea* 8 *ild a trade1 tea*es him to be a ?ief4--,brahm9ical ,scriptures4 ,^? :o say t ,x c't be done1 are probably n aw>e t _m ( ! work+ classes are 9 ! receipt ( incomes consid]ably l>g] ?an ^? ( pr(essional m54 ,t ?is is ! case1 is n1 by any means1 a secret4 ,x is publi%$ 9 blue-books1 x is giv5 9 evid5ce be=e p>liam5t>y committees1 x is report$ 9 newspap]s4 ,any coal-own]1 or iron-ma/]1 or cotton-sp9n]1 w tell y ( ! high wages t he pays to 8 workpeople4 ,families employ$ 9 ! cotton manufacture are able to e>n ov] ?ree p\nds a week1 accord+ to ! numb] ( ! *ildr5 employ$4#a ,_! annual incomes w ?us am\nt to ab\t a hundr$ & fifty p\nds a ye>1--:i* is consid]ably l>g] ?an ! incomes ( _m pr(essional m5--high] ?an ! av]age ( c\ntry surgeons1 high] ?an ! av]age ( ! cl]gy & m9i/]s ( all d5om9ations1 high] ?an ! av]age ( ! tea*]s ( common s*ools1 & probably high] ?an ! av]age income ( ! middle classes ( ! ,unit$ ,k+dom g5]ally4 ,footnote #a3 ,a return ( sev5 families employ$ by ,h5ry ,a%wor?1 ,new ,cayley ,mills1 ,lanca%ire1 is giv5 9 ! ,blue ,book1 entitl$1 ,report ( ! ,p>is ,univ]sal ,exhibition1 #ahfg1 conta9+ ! ,returns relative to ! ,new ,ord] ( ,rew>d1 p4 #afc4 ,( ! sev5 families1 ! l[e/ e>n+s p] family am\nt$ to #b #ads4 #f;d42 & ! highe/ to #c #ais4 a week4 ,an employ] at ,blackburn in=ms u t _m p]sons e>n upw>ds ( five p\nds a week1--or equal to an av]age income ( two hundr$ & sixty p\nds a ye>4 ,su* families1 he says1 ought n to exp5d m ?an ?ree p\nds weekly4 ,! re/ %\ld be sav$4 ,b mo/ ( !m1 aft] fe$+ & clo?+ !mselves1 sp5d ! re/ 9 dr9k & dissipation4 ,! wages are simil> 9 ! ,burnley di/rict1 :]e food1 dr9k1 & dress absorb ! great] "p ( ! workpeople's e>n+s4 ,9 ?is1 z 9 o!r factory di/ricts1 ! practice ( "y p]sons 7mill-work]s7 bo>d+ ) _! p>5ts is preval5t1 & is v detrim5tal to p>5tal au?ority4 ,ano!r report] says1 ,wages are increas+3 z !re is m money1 & m "t to sp5d x 91 sobriety is n on ! increase1 especially among/ females4 ,! op]atives employ$ 9 ! wooll5 manufacture receive ab\t =ty %ill+s a week1 & "s z mu* z sixty1#a besides ! am\nt e>n$ by _! *ildr54 ,a good me*anic 9 an eng9e %op makes f ?irty-five to =ty-five %ill+s a week1 & "s me*anics make mu* l>g] wages4 ,multiply ^! figures1 & x w be f\nd t !y am\nt to an annual income ( f a hundr$ to a hundr$ & tw5ty p\nds a ye>4 ,footnote #a3 ,see ! above ,blue ,book1 p4 #eg1 c]tify+ ! wages paid by ,bliss & ,son1 ( ,*ipp+ ,norton ,wooll5 ,factory4 ,b ! colli]s & iron-work]s are paid mu* high] wages4 ,"o ( ! l>ge/ iron-ma/]s rec5tly publi%$ 9 ! newspap]s ! names ( c]ta9 colli]s 9 8 employm5t :o 7 receiv+ f f\r to five p\nds a week1--or equal to an annual income ( f two hundr$ to two hundr$ & fifty p\nds a ye>4#a ,footnote #a3 ,ri*>d ,fo!rgill1 ,esq41 ,m4,p4 ,he publi%$ a subsequ5t lett]1 f :i* we extract ! foll[+3-- ,no d\bt su* e>n+s seem l>ge to cl]ks1 & educat$ m51 :o aft] receiv+ a co/ly education h (t5 to /ruggle h>d = bread2 b !y are nev]!less ! rightful e>n+s ( /eady manual lab\r2 & ,i h ! pleasure ( add+ t1 :ile all /eady1 well-dispos$ colli]s1 9 good heal?1 c\ld make equally good wages1 _m hundr$s 9 ,s\? ,wales are quietly do+ z mu* or m3 witness a /eady colli] 9 my employm5t1 ) 8 two sons liv+ at home1 ^: mon?ly pay ticket has av]ag$ #cj = ! pa/ twelvemon?4 ,ano!r /eady colli] )9 my in=mation1 aid$ by 8 son1 h z e>n$ dur+ ! pa/ five mon?s upw>ds ( #bj a mon? on ! av]age1 & f 8 manual lab\r z an ord9>y colli]--= x is ( ! work+ colli]s & firem5 ,i am speak+ all along--he has built fifte5 good h\ses1 &1 disreg>d+ all m5aces1 he cont9ues 8 habits ( /eady indu/ry1 :]eby he hopes to accumulate an indep5d5ce = 8 family 9 all ev5ts4 ,iron-work]s are paid a /ill high] rate ( wages4 ,a plate-roll] easily makes ?ree hundr$ a ye>4#b ,! roll]s 9 rail mills (t5 make mu* m4 ,9 busy times !y h made z mu* z f sev5 to t5 gu9eas a week1 or equal to f ?ree to five hundr$ a ye>4#c ,b1 l ! work]s 9 cotton mills1 ! iron work]s are (t5 help$ by _! sons1 :o are also paid high wages4 ,?us1 ! "u-h&s are usually boys f f\rte5 ye>s ( age & upw>ds1 :o e>n ab\t n9ete5 %ill+s a week1 & ! help]s are boys ( "u f\rte51 :o e>n ab\t n9e %ill+s a week4 ,footnote #b3 ,see ,messrs4 ,fox1 ,head1 & ,co4's return1 9 ! ,blue ,book above ref]r$ to4 ,?is 0 ! rate ( wages at ,middlesbor\gh1 9 ,york%ire4 ,9 ,s\? ,wales1 ! wages ( ! pr9cipal op]atives engag$ 9 ! iron manufacture1 rec5tly1 7--,puddl]s4 #is4 a day2 fir/ heat]s on ! rail mills4 #hs4 #i;d4 a day3 second heat]s1 #aas4 #g;d43 r\gh]s1 #ajs4 #i;d43 roll]s1 #acs4 #b;d41 or equal to t am\nt4 ,footnote #c3 ,ev5 at ! pres5t "t1 :5 bus9ess is s mu* depress$1 ! mill-roll]s make an av]age wage ( #e #ajs4 a week4 ,^! e>n+s are f> above ! av]age incomes ( ! pr(essional classes4 ,! rail roll]s are able to e>n a rate ( pay equal to t ( ,lieut5ant-,colonels 9 ,h] ,maje/y's ,foot ,gu>ds2 plate-roll]s equal to t ( ,majors ( ,foot2 & r\gh]s equal to t ( ,lieut5ants & ,adjutants4 ,goldsmi? spoke ( ! c\ntry curate z pass+ ri* ) =ty p\nds a ye>4 ,! incomes ( curates h c]ta9ly increas$ s9ce ! "t :5 ,goldsmi? wrote1 b no?+ l ! incomes ( skill$ & unskill$ workm54 ,if curates m]ely work$ = money1 !y w\ld c]ta9ly *ange _! vocation1 & become colli]s & iron-work]s4 ,:5 ! au?or visit$ ,r5frew%ire a few ye>s ago1 ! colli]s 7 e>n+ f t5 to f\rte5 %ill+s a day4 ,accord+ to ! common say+1 !y 7 mak+ money l a m9t+ ma*9e4 ,to take an in/ance1 a fa!r & ?ree sons 7 e>n+ sixty p\nds a mon?1--or equal to a unit$ income ( m ?an sev5 hundr$ p\nds a ye>4 ,! fa!r 0 a sob]1 /eady1 eid5t man4 ,:ile ! high wages la/$1 he 0 ! fir/ to ent] ! pit 9 ! morn+1 & ! la/ to leave x at night4 ,he only lo/ five days 9 "o ye> 7#ahgc-d71--! loss be+ occasion$ by fa/-days & holidays4 ,believ+ t ! p]iod ( high wages c\ld n la/ long1 he & 8 sons work$ z h>d z !y c\ld4 ,!y sav$ a good deal ( money1 & b\ght sev]al h\ses2 besides educat+ !mselves to occupy high] positions4 ,9 ! same neighb\rhood1 ano!r colli]1 ) f\r sons1 0 e>n+ money at ab\t ! same rate p] man1 t is ab\t sev5ty-five-p\nds a m\?1 or n9e hundr$ p\nds a ye>4 ,?is family b\ght five h\ses )9 a ye>1 & sav$ a consid]able sum besides4 ,! la/ in=mation we _h respect+ !m 0 t ! fa!r _h become a contractor1--t he employ$ ab\t sixty colli]s & r$dsm51#a & 0 all[$ s mu* = e ton ( coals br\ght to bank4 ,! sons 7 look+ aft] _! fa!r's int]e/s4 ,!y 7 all sob]1 dilig5t1 s5sible m52 & took a great deal ( int]e/ 9 ! education & improvem5t ( ! p 9 _! neighb\rhood4 ,footnote #a3 ,r$dsm5 are ! m5 :o cle> ! way = ! colli]s4 ,!y r$d up ! debris1 & build up ! ro( 79 ! long wall sy/em7 z ! colli]y advances4 ,at ! same "t t ^! two families ( colli]s 7 do+ s well1 x 0 v diff]5t ) ! majority ( _! fell[-workm54 ,^! only work$ ab\t ?ree days 9 e week4 ,"s sp5t _! e>n+s at ! public-h\se2 o!rs took a :isky ploy at ! seaside4 ,= t purpose !y hir$ all ! gigs1 droskies1 cabs1 or ma*9es1 ab\t a =tnight be=eh&4 ,! results 7 se51 z ! successive ,monday morn+s come r\nd4 ,! magi/rate sat 9 ! neighb\r+ t[n1 :]e a numb] ( m5 & wom51 ) black eyes & brok5 heads1 7 br\ght be=e him = judgm5t4 ,be=e ! "t ( high wages1 ! ,c\rt-h\se bus9ess 0 got ?r\gh 9 an h\r3 sometimes !re 0 no bus9ess at all4 ,b :5 ! wages 7 d\bl$1 ! magi/rate c\ld sc>cely get ?r\gh ! bus9ess 9 a day4 ,x seem$ z if high wages meant m idl5ess1 m :isky1 & m brok5 heads & faces4 ,^! 7 d\btless ro>+ times = ! colli]s1 :o1 _h !y possess$ ! requisite self-d5ial1 might h made little =tunes4 ,_m ( ! m5 :o work$ out ! coal rema9$ idle ?ree or f\r days 9 ! week2 :ile ^? :o burnt ! coal1 7 fami%$ & froz5 = want ( x4 ,! work+ p :o 7 n colli]s1 w long rememb] t p]iod z ! "t ( ! coal fam9e4 ,:ile x la/$1 ,"l ,el*o w5t ov] to ,tran5t--a village 9 ,ea/ ,lo?ian--to address ! colli]s ^u _! ?riftlessness1 _! idl5ess1 & _! attempt$ comb9ations to keep up ! price ( coal4 ,he _h ! moral c\rage--a quality mu* want$ 9 ^! days--to tell 8 con/itu5ts "s h>d b hone/ tru?s4 ,he argu$ ) !m ab\t ! coal fam9e1 & _! desire to prolong x4 ,!y 7 work+ ?ree days a week1 & idl+ ! o!r days4 ,"s ( !m did n d a /roke ( "w dur+ a week or a =tnight2 o!rs 7 tak+ ab\t a hundr$ ,bank holidays ye>ly4 ,b :at 7 !y do+ ) ! money !y e>n$8 ,7 !y sav+ x = a ra9y day2 or1 :5 ! ro>+ times no long] exi/$1 7 !y prep>+ to fall back ^u ! poor-rates8 ,he f\nd t 9 "o case a man1 ) 8 two sons1 0 e>n+ sev5 p\nds 9 a =tnight4 ,i %\ld l1 he said1 to see ^? ,scot*m5 :o are 9 ! m9+ bus9ess tak+ advantage ( ^! happy times1 & endeav\r+ by _! indu/ry to rise f _! pres5t position--to ex]cise self-help1 to acquire prop]ty1 & possibly to become coal ma/]s !mselves4 ,x _h be5 said 9 a newspap]1 t a m9] 0 e>n+ wages equal to t ( a ,capta91 & t a m9+ boy 0 e>n+ wages equal to t ( a ,lieut5ant 9 ,h] ,maje/y's s]vice4 ,i only "k1 said ,"l ,el*o1 t ,i h a boy :o1 :5 he fir/ jo9$ ,h] ,maje/y's s]vice1 0 an ,ensign1 & t 8 wage--to e>n :i*1 rememb]1 he _h1 "u ! pur*ase sy/em1 to pay five hundr$ p\nds1--0 n ! wage y are n[ receiv+1 b ! wage :i* y 7 receiv+ 9 bad times1--& t 0 only five %ill+s a day4 ,x might be said t ! colli] risks 8 life 9 e>n+ 8 wages2 b s does ! soldi]2 & ! gallant boy to :om ,"l ,el*o ref]r$1 aft]w>ds lo/ 8 life 9 ! ,a%antee campaign4 ,! times ( high wages did n leave a v good impression on ! public m9d4 ,prices became high]1 morals became l[]1 & ! "w done 0 badly done4 ,!re 0 a consid]able det]ioration 9 ! "* ( ,briti% workman%ip4 ,we began to rely too mu* ^u ! =eign]4 ,trade 0 to a l>ge ext5t de/roy$1 & an enorm\s loss ( capital 0 su/a9$1 bo? by ! workm5 & by ! ma/]s4 ,"l ,ab]d>e 0 ( op9ion t ?ree millions /]l+ 7 lo/ by ! workm5 alone1 dur+ ! rec5t /rike 9 ,s\? ,wales4 ,"o hundr$ & tw5ty ?\s& workm5 7 9 en=c$ idl5ess at once1 & "o hundr$ & fifty ?\s& p\nds 7 lo/ e week 9 wages dur+ ! "t t !y rema9$ idle4 ,:at ! employ]s ?9k ( ! rec5t fla% ( prosp]ity1 c easily be imag9$4 ,b x may n be unnecess>y to quote "s ( ! /atem5ts ( correspond5ts4 ,a l>ge employ] ( lab\r 9 ,s\? ,lanca%ire says3 ,drunk5ness increases1 & p]sonal viol5ce is n suffici5tly disc\rag$4 ,high wages & h\sehold suffrage came ^u ! p be=e education _h prep>$ !m = ! *ange4 ,9 a l>ge iron-"w ne> ,newca/le1 :]e ! m5 7 paid ! highe/ wages = roll+ plates & rails--& :]e !y 7 e>n+ betwe5 ?ree & f\r hundr$ p\nds a ye>--! proprietors obs]ve3 ,except 9 a few in/ances1 we are afraid t workm5 & _! families sp5d mo/ ( _! e>n+s4 ,ano!r employ] 9 ,s\? ,/af=d%ire says3 ,9 ! majority ( cases1 ! m5 employ$ 9 ! iron-"w sp5d ! :ole ( _! wages be=e ! end ( ! foll[+ week4 ,!re are1 ( c\rse1 "s exceptions2 b !y are1 unhappily1 v few4 ,ano!r1 9 ,s\? ,wales1 says3 ,z to ! ?rifty habits ( ! m51 a small m9ority are c>eful & sav+2 !y g5]ally inve/ _! money 9 cottage prop]ty4 ,b ! great majority ( ! m5 sp5d _! money (t5 be=e !y e>n x1 & t 9 ! mo/ reckless way4 ,l>ge sums are sp5t 9 dr9k3 ?is leads to idl5ess2 &1 ow+ to dr9k+ & idl+1 ! works are kept %ort ( m5 until ab\t ,w$nesday 9 ea* week1 :5 ! great] "p ( ! mo/ idly dispos$ h become sob]$ d[n4 ,( c\rse1 :5 wages are l[1 ! m5 "w m regul>ly4 ,!re is less dr9k+1 & altoge!r ! condition ( ! place is heal?i] 9 e respect bo? 9 a moral & physical s5se4 ,ano!r obs]v] rem>ks1 t ! m9]s ( ,bil/on are ab\t six ?\s& 9 numb]1 & !y sp5d m ?an fifty ?\s& p\nds annually 9 ! pur*ase ( ale & liquors4 ,_! improvid5ce may be /udi$ ) advantage 9 ! ,bil/on ,m>ket4 ,no o!r m>ket is suppli$ ) f9] p\ltry1 or comp>atively to ! population1 9 great] abundance2 & ?is is *iefly1 if n entirely1 =1 ! consumption ( ! lab\r+ classes1--= ! resid5t inhabitants1 n directly associat$ ) ^? classes are few 9 numb]4 ,sordid & ill-fav\r$ m5 may !re be se5 buy+ on ,saturday1 *ick5s1 ducks1 & geese1 :i* !y eat = supp]2 & 9 "s in/ances1 bottl$ port] & w9e4 ,yet1 s little h !y be=eh& 9 ! _w1 t if ! works 7 to /op1 !y w\ld beg9 )9 a =tnight to pawn ! little furniture ( _! cottages1 & _! clo!s1 = subsi/5ce & = dr9k4 ,mr4 ,*amb]s1 ( ,ed9burgh1 9 8 description ( ! work+ classes ( ,sund]l& makes ^! rem>ks3 ,) deep sorr[ ,i m5tion t ev]y:]e "o tale 0 told4 ,intemp]ance prevails to a l>ge ext5t2 good wages are squ&]$ on mean indulg5ces2 !re is little c>e = ! morr[1 & ! workh\se is ! ultimate refuge4 ,"o man1 a skill$ work] 9 an iron-f\ndry1 0 po9t$ out z hav+ = ye>s receiv$ a wage ( "o gu9ea a day1 or six gu9eas a week2 he _h sp5t all1 mo/ly 9 dr9k1 & 0 n[ r$uc$ to a l[] dep>tm5t at a p\nd a week4 ,ano!r illu/ration occurs4 ,a cl]k at ,blackburn took a h\se = tw5ty p\nds a ye>1 & sublet ! cell>s und]nea? to a factory op]ative at a r5tal ( five p\nds a ye>4 ,! cl]k _h a wife1 f\r *ildr51 & a s]vant2 ! op]ative _h a wife & five *ildr54 ,! cl]k & 8 family 7 well dress$1 _! *ildr5 w5t to s*ool1 & all w5t to *ur* on ,sundays4 ,! op]ative's family w5t1 "s to ! factory1 o!rs to ! gutt]1 b none to s*ool2 !y 7 ill-dress$1 except+ on ,sundays1 :5 !y obta9$ _! clo!s f ! pawn%op4 ,z ! ,saturdays came r\nd1 ! fry+-pan 9 ! cell> 0 almo/ con/antly at "w until ,monday night2 & z regul>ly z ,?ursday arriv$1 ! bundle ( clo!s 0 s5t to ! pawn%op4 ,yet ! income ( ! upp]-class family 9 ! high] "p ( ! h\se 0 a hundr$ a ye>2 & ! income ( ! l[] class family 9 ! cell> 0 fifty p\nds m--t is1 a hundr$ & fifty p\nds a ye>6 ,an employ] 9 ! same neighb\rhood us$ to say1 ,i _c af=d lamb1 salmon1 "y ducks & gre5 peas1 new potatoes1 /rawb]ries & su*-l1 until aft] my h&s h be5 consum+ ^! delicacies ( ! season = "s ?ree or f\r weeks4 ,! int5se selfi%ness1 ?riftlessness1 & folly ( ^! highly paid op]atives1 is sc>cely cr$ible4 ,exceptions are frequ5tly tak5 to call+ ! work+ classes ! l[] ord]s2 b ! l[] ord]s !y always w be1 s long z !y indicate su* s5sual indulg5ce & improvid5ce4 ,9 cases su* z ^!1 improvid5ce is n only a great s91 & a fe$] ( s91 b x is a great cruelty4 ,9 ! case ( ! fa!r ( a family1 :o has be5 in/rum5tal 9 br++ a numb] ( helpless be+s into ! _w1 x is he>tless & selfi% 9 ! highe/ degree to sp5d money on p]sonal indulg5ces su* z dr9k1 :i* d ! p>5t no good1 & ! "m & ! *ildr51 ?r\gh ! h]$it>y bad example1 an irrep>able am\nt ( mis*ief4 ,! fa!r takes sick1 is ?r[n out ( "w1 & 8 *ildr5 are at once depriv$ ( ! means ( subsi/5ce4 ,! reckless p>5t has n ev5 tak5 ! precaution to ent] a ,provid5t or a ,b5efit ,society2 & :ile he is sick1 8 wife & *ildr5 are suff]+ ! pangs ( hung]4 ,or1 he dies2 & ! poor creatures are ?r[n ^u ! *>ity ( /rang]s1 or on ! mis]able pittance wrung f ! poor-rates4 ,x w\ld seem to be ( little use prea*+ up an ext5sion ( rights to a p :o are s sup9ely indiff]5t to _! own well-be+1--:o are really unconc]n$ ab\t _! own elevation4 ,! fri5ds ( ! indu/ri\s %\ld fai?fully tell !m t !y mu/ ex]cise prud5ce1 economy1 & self-d5ial1 if !y w\ld really be rais$ f selfi% debasem5t1 & become elevat$ to ! dignity ( ?9k+ be+s4 ,x is only by practis+ ! pr9ciples ( self-dep5d5ce t !y c a*ieve dignity1 /ability1 & consid]ation 9 society2 or t !y c acquire su* influ5ce & p[] z to raise !m 9 ! scale ( social well-be+4 ,br[n1 ! ,ox=d %oemak]1 0 ( op9ion t a good me*anic is ! mo/ indep5d5t man 9 ! _w4 ,at lea/ he ought to be su*4 ,he has always a m>ket = 8 skill2 & if he be ord9>ily dilig5t1 sob]1 & intellig5t1 he may be useful1 heal?y1 & happy4 ,) a ?rifty use ( 8 means1 he may1 if he e>ns f ?irty to =ty %ill+s a week1 dress well1 live well1 & educate 8 *ildr5 cr$itably4 ,hugh ,mill] nev] _h m ?an tw5ty-f\r %ill+s a week :ile work+ z a j\rneyman /onemason1 & "h is ! result ( 8 fifte5 ye>s' exp]i5ce3-- ,let me /ate1 = x seems to be v mu* ! fa%ion to draw dolor\s pictures ( ! condition ( ! lab\r+ classes1 t f ! close ( ! fir/ ye> 9 :i* ,i work$ z a j\rneyman until ,i took f9al leave ( ! mallet & *isel1 ,i nev] knew :at x 0 to want a %ill+2 t my two uncles1 my gr&fa!r1 & ! mason ) :om ,i s]v$ my appr5tice%ip--all work+ m5--_h _h a simil> exp]i5ce2 & t x 0 ! exp]i5ce ( my fa!r also4 ,i _c d\bt t des]v+ me*anics may1 9 exceptional cases1 be expos$ to want2 b ,i c z little d\bt t ! cases are exceptional1 & t mu* ( ! suff]+ ( ! class is a consequ5ce ei!r ( improvid5ce on ! "p ( ! compet5tly skill$1 or ( a c\rse ( trifl+ dur+ ! t]m ( appr5tice%ip1 q z common z trifl+ at s*ool1 t always l&s ^? :o indulge 9 x 9 ! hapless position ( ! inf]ior workman4 ,x is mo/ di%e>t5+ to f9d t s _m ( ! highe/ paid workm5 9 ! k+dom %\ld sp5d s l>ge a portion ( _! e>n+s 9 _! own p]sonal & s5sual gratification4 ,_m sp5d a ?ird1 & o!rs half _! entire e>n+s1 9 dr9k4 ,x w\ld be consid]$ mon/r\s1 on ! "p ( any man ^: lot has be5 ca/ among ! educat$ classes to exhibit su* a degree ( selfi% indulg5ce2 & to sp5d ev5 "o-f\r? ( 8 income ^u objects 9 :i* 8 wife & *ildr5 h no %>e4 ,mr4 ,roolmck rec5tly ask$1 at a public meet+1#a ,:y %\ld ! mail :o makes #bjj or #cjj a ye> by 8 me*anical lab\r1 be a rude1 co>se1 brutal fell[8 ,!re is no reason :y he %\ld be s4 ,footnote #a3 ,meet+ ( ! ,me*anics' ,in/itutes at ,dewsbury1 ,york%ire4 ,:y %\ld he n be l a g5tleman8 ,:y %\ld n 8 h\se be l my h\se8 ,:5 ,i g home f my lab\r1 :at d ,i f9d8 ,i f9d a *e]ful wife--,i f9d an elegant1 educat$ woman4 ,i h a daught]2 %e is ! same4 ,:y %\ld n y f9d ! same happy influ5ces at home8 ,i want to "k1 :5 ! work+ man comes f 8 daily lab\r to 8 home1 :y he %\ld n f9d 8 table spread z m9e is spread2 :y he %\ld n f9d 8 wife well dress$1 cleanly1 lov+1 k9d1 & 8 daught] ! same8444 ,we all "k t _m work+ m51 e>n+ good wages1 sp5d _! money 9 ! be]h\se & 9 drunk5ness1 in/ead ( 9 clo?+ _! wives & families4 ,:y %\ld n ^! m5 sp5d _! wages z ,i sp5d my small /ip5d1 9 intellectual pleasures1 9 jo9+ ) my family 9 intellectual pursuits8 ,:y %\ld n work+ m51 aft] enjoy+ _! d9n]s & ?ank+ ,god = :at !y h got1 turn _! att5tion to intellectual enjoym5ts1 in/ead ( go+ out to get drunk 9 ! ne>e/ po?\se6 ,dep5d on x ^! ?+s ought to g to ! he>t ( a work+ man2 & he is n a fri5d to ! work+ man :o talks to him & makes him believe t he is a great man 9 ! ,/ate1 & :o don't tell him :at are ! duties ( 8 position4 ,x is difficult to acc\nt = ! wa/e & extravagance ( work+ p4 ,x mu/ be ! h]$it>y remnant ( ! orig9al savage4 ,x mu/ be a survival4 ,! savage fea/s & dr9ks until ev]y?+ is gone2 & !n he hunts or goes to w>4 ,or x may be ! survival ( slav]y 9 ! ,/ate4 ,slav]y 0 "o ( ! fir/ ( human in/itutions4 ,! /rong man made ! weak man "w = him4 ,! w>like race subdu$ ! less w>like race1 & made !m _! slaves4 ,?us slav]y exi/$ f ! e>lie/ times4 ,9 ,greece & ,rome ! right+ 0 done by freem51 ! lab\r by helots & bondsm54 ,b slav]y also exi/$ 9 ! family4 ,! wife 0 ! slave ( h] husb& z mu* z ! slave :om he b\ght 9 ! public m>ket4 ,slav]y long exi/$ among ourselves4 ,x exi/$ :5 ,caes> laud$4 ,x exi/$ 9 ,saxon times1 :5 ! h\sehold "w 0 done by slaves4 ,! ,saxons 7 notori\s slave-deal]s1 & ! ,iri% 7 _! be/ cu/om]s4 ,! pr9cipal m>t 0 at ,bri/ol1 f :5ce ! ,saxons export$ l>ge numb]s ( slaves into ,irel& s t1 accord+ to ,iri% hi/orians1 !re 0 sc>cely a h\se 9 ,irel& )\t a ,briti% slave 9 x4 ,:5 ! ,normans took possession ( ,engl&1 !y cont9u$ slav]y4 ,!y made slaves ( ! ,saxons !mselves :om !y decre$ ville9s & bondsm54 ,domesday ,book %[s t ! toll ( ! m>ket at ,lewes 9 ,sussex 0 a p5ny = a c[1 & f\rp5ce = a slave--n a s]f 7adscriptus glebae71 b an unconditional bondsman4 ,f t "t slav]y cont9u$ 9 v>i\s =ms4 ,x is record$ ( ! good old times1 t x 0 n till ! reign ( ,h5ry ,,iv4 7#acbj--adac7 t ville9s1 f>m]s1 & me*anics 7 p]mitt$ by law to put _! *ildr5 to s*ool2 & long aft] t1 !y d>$ n educate a son = ! ,*ur* )\t a lic5ce f ! "l4#a ,! ,k+s ( ,engl&1 9 _! conte/s ) ! feudal ari/ocracy1 gradually relax$ ! slave laws4 ,!y grant$ *>t]s f\nd+ ,royal ,burghs2 & :5 ! slaves fl$ into !m1 & 7 able to conceal !mselves = a ye> & a day1 !y !n became freem5 ( ! burgh1 & 7 decl>$ by law to be free4 ,footnote #a3 ,h5ry's ,hi/ory ( ,engl&1 ,book v41 *ap4 #d ,! la/ s]fs 9 ,engl& 7 emancipat$ 9 ! reign ( ,que5 ,elizabe?2 b ! la/ s]fs 9 ,scotl&1 7 n emancipat$ until ! reign ( ,george ,,iii1 at ! end ( la/ c5tury4 ,be=e !n1 ! colli]s & salt]s belong$ to ! soil4 ,!y 7 b\ght & sold ) x4 ,!y _h no p[] to det]m9e :at _! wages %\ld be4 ,l ! slaves 9 ! ,s\!rn ,/ates ( ,am]ica1 !y m]ely accept$ su* su/5ance z 0 suffici5t to ma9ta9 _! muscles & s9ews 9 work+ ord]4 ,!y 7 nev] requir$ to save = any purpose1 = !y _h no "r to _! own sav+s4 ,!y did n ne$ to provide = to-morr[2 _! ma/]s provid$ = !m4 ,! habit ( improvid5ce 0 ?us =m$2 & x /ill cont9ues4 ,! ,scot* colli]s1 :o 7 rec5tly e>n+ f t5 to f\rte5 %ill+s a day1 are ! gr&sons ( m5 :o 7 slaves d[n to ! end ( la/ c5tury4 ,! preamble ( an ,act pass$ 9 #agii 7#ci? ,geo4 ,,iii41 c4 #ef71 runs z foll[s3 ,:]eas1 be=e ! pass+ ( an ,act ( ! fifte5? ( 8 pres5t ,maje/y1 _m colli]s1 coal-be>]s1 & salt]s 7 b\nd = life to1 & transf]able )1 ! colli]ies & salt-works :]e !y work$1 b by ! said ,act _! bondage 0 tak5 (f & !y 7 decl>$ to be free1 not)/&+ :i* _m colli]s & coalbe>]s & salt]s /ill cont9ue 9 a /ate ( bondage f n hav+ compli$ ) ! provisions1 or f hav+ become subject to ! p5alties ( t ,act1 etc4 ,! new ,act !n proce$s to decl>e !m free f s]vitude4 ,! slaves =m]ly e>n$ only en\gh to keep !m1 & laid by no?+ :atev] = ! future4 ,h5ce we say t ! improvid5ce ( ! colli]s1 z ( ! iron-work]s1 is b a survival ( ! sy/em ( slav]y 9 our political con/itution4 ,matt]s h n[ become entirely diff]5t4 ,! workman1 no matt] :at 8 trade1 is comp>atively free4 ,! only slav]y f :i* he suff]s1 is 8 passion = dr9k4 ,9 ?is respect he /ill resembles ! ,esquimaux & ! ,nor? ,am]ican ,indians4 ,w\ld he be really free8 ,!n he mu/ ex]cise ! p[]s ( a free1 responsible man4 ,he mu/ ex]cise self-control & self-con/ra9t1--& sacrifice pres5t p]sonal gratifications = prospective enjoym5ts ( a mu* high] k9d4 ,x is only by self-respect & self-control t ! position ( ! workman c be really elevat$4 ,! work+ man is n[ m ( a citiz5 ?an he ev] 0 be=e4 ,he is a recogniz$ p[]1 & has be5 admitt$ )9 ! pale ( ! con/itution4 ,= him me*anics' in/itutes1 newspap]s1 b5efit societies1 & all ! mod]n ag5cies ( civilization1 exi/ 9 abundance4 ,he is admitt$ to ! doma9 ( intellect2 &1 f "t to "t1 great ?9k]s1 arti/s1 eng9e]s1 philosoph]s1 & poets1 rise up f 8 ord]1 to proclaim t intellect is ( no rank1 & nobility ( no exclusive ord]4 ,! influ5ces ( civilization are r\s+ society to its dep?s2 & daily evid5ces are furni%$ ( ! rise ( ! indu/ri\s classes to a position ( social p[]4 ,discont5t may1 & does1 exhibit itself2 b discont5t is only ! necess>y condition ( improvem5t2 = a man w n be /imulat$ to rise up into a high] condition unless he be fir/ made dissatisfi$ ) ! l[] condition out ( :i* he has to rise4 ,to be satisfi$ is to repose2 :ile1 to be rationally dissatisfi$1 is to contrive1 to "w1 & to act1 ) an eye to future advancem5t4 ,! work+ classes v mu* "u-e/imate !mselves4 ,?\gh !y receive sal>ies or wages beyond ! av]age e>n+s ( pr(essional m51 yet _m ( !m h no o!r ?\ght ?an t ( liv+ 9 mean h\ses1 & sp5d+ _! surplus "t & money 9 dr9k4 ,!y seem want+ 9 respect = !mselves z well z = _! class4 ,!y enc\rage ! notion t !re is some?+ degrad+ 9 lab\r1--?an :i* no?+ c be m false4 ,lab\r ( all k9ds is dignify+ & hon\rable2 x is ! idl]1 above all o!rs1 :o is undignifi$ & di%on\rable4 ,let ! work+ man1 says ,mr4 ,/]l+1 try to connect 8 daily task1 h[ev] mean1 ) ! highe/ ?\ghts he c appreh5d1 & he !reby secures ! rightfulness ( 8 lot1 & is rais+ 8 exi/5ce to 8 utmo/ good4 ,x is because ! work+ man has fail$ to d ?is1 & because o!rs h fail$ to help him z !y ought1 t ! lot ( lab\r has hi!rto be5 associat$ ) :at is mean & degrad+4 ,) respect to remun]ation1 ! av]age ( skill$ me*anics & artisans1 z we h already said1 are bett] paid ?an ! av]age ( work+ curates4 ,! work+ eng9e] is bett] paid ?an ! ensign 9 a m>*+ regim5t4 ,! =eman 9 any ( our l>ge eng9e]+ e/abli%m5ts is bett] paid ?an an army surgeon4 ,! rail-roll] receives ov] a gu9ea a day1 :ile an assi/ant navy surgeon receives f\rte5 %ill+s1 & aft] ?ree ye>s' s]vice1 tw5ty-"o %ill+s1 ) rations4 ,! majority ( diss5t+ m9i/]s are mu* worse paid ?an ! bett] classes ( skill$ me*anics & artizans2 & ! av]age ( cl]ks employ$ 9 c\nt+-h\ses & w>eh\ses receive wages v mu* l[]4 ,skill$ workm5 might--&1 if !y _h ! w1 !y w\ld--occupy a social position z high z ! educat$ classes we ref] to4 ,:at prev5ts !m ris+8 ,m]ely because !y w n use _! leisure to cultivate _! m9ds4 ,!y h suffici5t money2 x is culture t !y want4 ,!y ought to "k t ! position ( m5 9 society does n dep5d s mu* ^u _! e>n+s1 z ^u _! "* & intellig5ce4 ,& x is because !y neglect _! abundant opportunities1--because !y are ?riftless & sp5d _! e>n+s 9 animal enjoym5ts1--because !y refuse to cultivate ! highe/ p>ts ( _! nature1--t !y are exclud$1 or r self-exclud$1 f ^? social & o!r privileges 9 :i* !y are entitl$ to take "p4 ,not)/&+ _! high wages1 !y = ! mo/ "p cl+ to ! dress1 ! language1 & ! mann]s ( _! class4 ,!y appe>1 dur+ _! leisure h\rs1 9 fil?y dresses1 & unwa%$ h&s4 ,no matt] h[ skill$ ! workman may be1 he is ready to s9k 8 m9d & "* to ! l[e/ level ( 8 co-work]s4 ,ev5 ! extra money :i* he e>ns by 8 great] skill1 (t5 contributes to demoralize & degrade him4 ,& yet he might dress z well1 live z well1 & be surr\nd$ by ! physical com=ts & intellectual luxuries ( pr(essional m54 ,b no6 ,f week to week 8 e>n+s are wa/$4 ,he does n save a f>?+2 he is a public-h\se victim2 & :5 "w becomes slack1 & 8 body becomes diseas$1 8 only refuge is ! workh\se4 ,h[ are ^! enorm\s evils to be cur$8 ,"s say by bett] education2 o!rs by moral & religi\s in/ruction2 o!rs by bett] homes1 & bett] wives & mo!rs4 ,all ^! influ5ces w d\btless contribute mu* t[>ds ! improvem5t ( ! p4 ,"o ?+ is p]fectly cle>1 t an imm5se am\nt ( ignorance prevails1 & t su* ignorance mu/ be dissipat$ be=e ! l[] classes c be elevat$4 ,_! :ole "* mu/ be *ang$1 & !y mu/ be taught 9 e>ly life habits ( =eca/ & self-control4 ,we (t5 he> t ,k is ,p[]2 b we nev] he> t ,ignorance is ,p[]4 ,& yet ,ignorance has always _h m p[] 9 ! _w ?an ,k4 ,ignorance dom9ates4 ,x is because ( ! evil prop5sities ( m5 t ! co/ly repressive in/itutions ( mod]n gov]nm5ts exi/4 ,ignorance arms m5 aga9/ ea* o!r2 provides gaols & p5it5ti>ies2 police & con/abul>y4 ,all ! physical =ce ( ! ,/ate is provid$ by ,ignorance2 is requir$ by ,ignorance2 is v (t5 wield$ by ,ignorance4 ,we may well av[1 !n1 t ,ignorance is ,p[]4 ,ignorance is p[]ful1 because ,k1 z yet1 has obta9$ access only to ! m9ds ( ! few4 ,let ,k become m g5]ally diffus$2 let ! multitude become educat$1 ?\ghtful1 & wise2 & !n ,k may obta9 ! asc5dancy ov] ,ignorance4 ,b t "t has n yet arriv$4 ,look into ! records ( crime1 & y w f9d t1 = "o man possess$ ( wisdom or k :o commits a crime1 !re are a hundr$ ignorant4 ,or1 into ! /ati/ics ( drunk5ness & improvid5ce ( all sorts2 /ill ,ignorance is pr$om9ant4 ,or1 into ! annals ( paup]ism2 !re1 aga91 ,ignorance is ,p[]4 ,! pr9cipal causes ( anxiety 9 ?is c\ntry1 are ! social suff]+ & disease :i* proce$ f ,ignorance4 ,to mitigate ^!1 we =m associations1 organize societies1 sp5d money1 & lab\r 9 committees4 ,b ! p[] ( ,ignorance is too great = u4 ,we almo/ despair :ile we "w4 ,we feel t mu* ( our ef=t is wa/$4 ,we are (t5 ready to give up 9 dismay1 & recoil f our enc\nt] ) ! p[]s ( evil4 ,h[ =cible are "r words6 exclaim$ ,job4 ,yes6 ,b1 ) equal ju/ice1 he might h said1 ,h[ =cible are wrong words6 ,! wrong words h m p[] ) ignorant m9ds ?an ! "r words4 ,!y fit !mselves into wrong heads1 & prejudic$ heads1 & empty heads2 & h p[] ov] !m4 ,! "r words h (t5 no mean+ = !m1 any m ?an if !y 7 ! words ( "s dead language4 ,! wise man's ?\ghts d n rea* ! multitude1 b fly ov] _! heads4 ,only ! few z yet appreh5d !m4 ,! physiologi/ may discuss ! laws ( heal?1 & ! ,bo>d ( ,heal? may write tracts = circulation among ! p2 b half ! p _c s mu* z read2 & ( ! rema9+ half1 b a v small proportion are 9 ! habit ( ?9k+4 ,?us ! laws ( heal? are disreg>d$2 & :5 fev] comes1 x f9ds a wide field to "w ^u3 9 undra9$ & fil?y /reets & back-y>ds1--noisome1 pe/il5tial di/ricts1--f\l1 uncleans$ dwell+s1--l>ge populations ill-suppli$ ) clean wat] & ) pure air4 ,!re dea? makes fell havoc2 _m de/itute wid[s & *ildr5 h to be ma9ta9$ out ( ! poor's-rates2 & !n we reluctantly confess to ourselves t ,ignorance is ,p[]4 ,! only me?od ( abat+ ?is p[] ( ,ignorance1 is by increas+ t ( ,k4 ,z ! sun goes up ! sky1 ! d>kness disappe>s2 & ! owl1 ! bat1 & ! bea/s ( prey1 sl9k out ( sight4 ,give ! p k1--give !m bett] education1--& ?us1 crime w be abat$1--drunk5ness1 improvid5ce1 lawlessness1 & all ! p[]s ( evil1 w1 to a c]ta9 ext5t1 disappe>4#a ,footnote #a3 ,! rec5t reports ( ,mr4 ,trem5he]e to ! ,secret>y ( ,/ate = ! ,home ,dep>tm5t1 ) respect to ! condition ( ! population 9 ! iron & coal di/ricts1 %[ t he places consid]able reliance ^u ! effect ( ,education4 ,! evid5ce :i* he br\ght toge!r f all p>ts ( ! c\ntry1 %[s t ! increase ( immorality ) ! increase ( wages 0 attribut$ to ! l[ ta/es & desires ( ! p4--t ! ob/9ate refusal ( ! m5 to ex]t m ?an two-?irds ( _! fair p[]s ( "w1 by :i* ! co/ ( production is l>gely enhanc$1 capital crippl$1 & ! public mulct$1 0 due to ! same cause1--t _! read9ess to become ! prey ( unioni/s & agitators is traceable to _! want ( ! mo/ elem5t>y pr9ciples ( ?\ght1--t mo/ ( ! accid5ts1 :i* are ( weekly occurr5ce1 are occasion$ by _! /upidity & ignorance1--t :]ev] !y h advanc$ 9 intellig5ce1 !y h become m skilful1 m subord9ate1 & m indu/ri\s4 ,^! facts h conv9c$ ! m ?\ghtful & f>-sight$ ma/]s1 t ! only sure means ( ma9ta9+ _! gr\nd "u increas+ =eign competition1 & av]t+ a social crisis1 is to re=m ! "* ( ! ris+ g5]ation ( op]atives by education1 ,x mu/1 h[ev]1 be admitt$ t education is n en\gh4 ,! clev] man may be a clev] rogue2 & ! clev]] he is1 ! clev]] rogue he w be4 ,education1 !re=e1 mu/ be bas$ ^u religion & morality2 = education by itself w n eradicate vici\s prop5sities4 ,culture ( intellect has b little effect ^u moral conduct4 ,y may see clev]1 educat$1 lit]>y m51 ) no conduct :atev]1--wa/eful1 improvid5t1 drunk51 & vici\s4 ,x foll[s1 !re=e1 t education mu/ be bas$ ^u ! pr9ciples ( religion & morality4 ,nor has ! pov]ty ( ! p s mu* to d ) _! social degradation z is commonly suppos$4 ,! "q is ess5tially a moral "o4 ,if ! income ( ! lab\r+ community c\ld be sudd5ly d\bl$1 _! happ9ess w n necess>ily be increas$2 = happ9ess does n consi/ 9 money4 ,9 fact1 ! increas$ wages might probably prove a curse in/ead ( a bless+4 ,9 ! case ( _m1 !re w\ld be an increas$ consumption ( dr9k1 ) ! usual results1--an increase ( drunk5 viol5ce1 & probably an increase ( crime4 ,! late ,mr4 ,clay1 *apla9 ( ! ,pre/on ,h\se ( ,correction1 aft] *>act]iz+ drunk5ness z ! ,,great ,,s91 proce$s3 ,x /ill rises 9 savage ho/ility1 aga9/ ev]y?+ alli$ to ord] & religion2 x /ill b>ricades e av5ue by :i* tru? & peace seek to ent] ! poor man's home & he>t4444 ,:atev] may be ! pr$om9ant cause ( crime1 x is v cle> t ignorance1 religi\s ignorance1 is ! *ief +r$i5t 9 ! "* ( ! crim9al4 ,?is comb9es ) ! passion = liquor1 & (f5ces numb]less are eng5d]$ by ! union4 ,! late ,sir ,ar?ur ,helps1 :5 speak+ ( high & l[ wages1 & ( ! means ( gett+ & sp5d+ money1 ?us expresses himself on ! subject1 9 8 ,fri5ds 9 ,c\ncil3,my own conviction is1 t ?r\gh\t ,engl& e ye> !re is suffici5t wages giv51 ev5 at ! pres5t l[ rate1 to make ! condition ( ! lab\r+ poor q diff]5t f :at x is4 ,b !n ^! wages mu/ be well sp5t4 ,i d n mean t ! poor c\ld ( !mselves alone effect ?is *ange2 b 7 !y second$ by ! advice1 ! in/ruction1 & ! aid 7n giv5 9 money1 or only 9 money l5t to produce ! curr5t int]e/ ( ! day7 ( ! classes above !m1 ! re/ ! poor might accompli% = !mselves4 ,&1 inde$1 all t ! ri* c\ld d to elevate ! poor c\ld h>dly equal ! advantage t w\ld be ga9$ by ! poor !mselves1 if !y c\ld ?or\ghly subdue t "o vice ( drunk5ness1 ! mo/ wa/eful ( all ! vices4 ,9 ! liv+ ( ! poor 7z inde$ ( all ( u7 !re are two ?+s to be consid]$2 h[ to get money1 & h[ to sp5d x4 ,n[1 ,i believe1 ! exp]i5ce ( employ]s w be> me out 9 say+1 t x is frequ5tly f\nd t ! man ) #bjs4 a week does n live m com=tably1 or save m1 ?an ! man ) #ads41--! families ( ! two m5 be+ ! same 9 numb] & g5]al circum/ances4 ,x is probable t unless he h a good deal ( prud5ce & ?\ght1 ! man :o gets at all m ?an ! av]age ( 8 class does n "k :at to d ) x1 or only f9ds 9 x a means sup]ior to t :i* 8 fell[s possess ( satisfy+ 8 appetite = dr9k+4 ,not)/&+1 h[ev]1 ! disc\rag+ circum/ances to :i* we h ref]r$1 we mu/ believe t 9 c\rse ( "t1 z m5's nature becomes improv$ by education--secul>1 moral1 & religi\s--!y may be induc$ to make a bett] use ( _! means1 by consid]ations ( prud5ce1 =e?\ght1 & p>5tal responsibility4 ,a ,g]man writ] speaks ( ! education giv5 to a *ild z a capital--equival5t to a /ore ( money--plac$ at its disposal by ! p>5t4 ,! *ild1 :5 gr[n to manhood1 may employ ! education1 z he might employ ! money1 badly2 b t is no argum5t aga9/ ! possession ( ei!r4 ,( c\rse1 ! value ( education1 z ( money1 *iefly consi/s 9 its prop] use4 ,& "o ( ! advantages ( k is1 t ! v acquisition ( x t5ds to increase ! capability ( us+ x aright2 :i* is c]ta9ly n ! case ) ! accumulation ( money4 ,education1 h[ev] obta9$1 is always an advantage to a man4 ,ev5 z a means ( mat]ial advancem5t1 x is wor?y ( be+ s\ght aft]1--n to speak ( its moral uses z an elevator ( "* & intellig5ce4 ,& if1 z ,dr4 ,lyon ,playfair insi/s1 ! composition betwe5 indu/rial nations mu/ be=e long become a competition ma9ly ( intellig5ce1 x is obvi\s t ,engl& mu/ make bett] provision = ! education ( its indu/rial classes1 or be prep>$ to fall beh9d 9 ! indu/rial progress ( nations4 ,x w\ld be ( little avail1 said ,dr4 ,brew/] ( ,ed9burgh1 to ! peace & happ9ess ( society1 if ! great tru?s ( ! mat]ial _w 7 conf9$ to ! educat$ & ! wise4 ,! organization ( sci5ce ?us limit$ w\ld cease to be a bless+4 ,k secul>1 & k div9e1 ! d\ble curr5t ( ! intellectual life-blood ( man1 mu/ n m]ely desc5d ?r\gh ! great art]ies ( ! social frame2 x mu/ be tak5 up by ! m9ute/ capill>ies be=e x c n\ri% & purify society4 ,k is at once ! manna & ! m$ic9e ( our moral be+4 ,:]e crime is ! bane1 k is ! antidote4 ,society may escape f ! pe/il5ce & may survive ! fam9e2 b ! demon ( ignorance1 ) 8 grim adjutants ( vice & riot1 w pursue h] into h] mo/ peaceful haunts1 de/roy+ our in/itutions1 & conv]t+ into a wild]ness ! p>adise ( social & dome/ic life4 ,! ,/ate has1 !re=e1 a great duty to p]=m4 ,z x puni%es crime1 x is b\nd to prev5t x4 ,z x subjects u to laws1 x mu/ tea* u to read !m2 & :ile x ?us tea*es1 x mu/ tea* also ! ennobl+ tru?s :i* display ! p[] & ! wisdom ( ! great ,lawgiv]1 ?us diffus+ k :ile x is ext5d+ education2 & ?us mak+ m5 cont5t$1 & happy1 & humble1 :ile x makes !m quiet & ob$i5t subjects4 ,a beg9n+ has already be5 made ) public s*ool education4 ,mu* /ill rema9s to be done to e/abli% ! sy/em ?r\gh\t ! empire4 ,at pres5t we are unable to judge ( ! effects ( :at has be5 done4 ,b if g5]al education accompli% z mu* = ,engl& z x has already accompli%$ = ,g]many1 ! "* ( ?is c\ntry w be imm5sely improv$ dur+ ! next tw5ty ye>s4 ,education has almo/ bani%$ drunk5ness f ,g]many2 & _h ,engl& no drunk5ness1 no ?riftlessness1 no reckless multiplication1 our social mis]ies w\ld be comp>atively trivial4 ,we mu/ !re=e believe t z intellig5ce ext5ds among/ ! work+ class1 & z a bett] moral tone p]vades !m1 !re w be a rapid improvem5t 9 _! sob]1 ?rifty & provid5t habits2 = ^! =m ! firme/ & sure/ f\ndations = social advancem5t4 ,!re is a gr[+ desire1 on ! "p ( ! m advanc$ m9ds 9 society1 to see ! work+ m5 take up _! "r position4 ,!y :o d society's "w1--:o produce1 "u ! direction ( ! mo/ intellig5t ( _! numb]1 ! weal? ( ! nation1--are entitl$ to a mu* high] place ?an !y h yet assum$4 ,we believe 9 ?is good "t com+1 = work+ m5 & wom51--:5 an atmosph]e ( intellig5ce %all p]vade !m--:5 !y w prove !mselves z enlight5$1 polite1 & indep5d5t z ! o!r classes ( society2 &1 z ! fir/ & sure/ /ep t[>ds ?is consummation1 we c\nsel !m to ,,provide--to provide = ! future z well z = ! pres5t--to provide1 9 times ( y\? & pl5ty1 aga9/ ! times ( adv]sity1 mis=tune1 & old age4 ,if any "o int5ds to improve 8 condition1 said ! late ,william ,felk91 ,mayor ( ,nott+ham1 himself orig9ally a work+ man1 he mu/ e>n all he c1 sp5d z little z he c1 & make :at he does sp5d1 br+ him & 8 family all ! real enjoym5t he c4 ,! fir/ sav+ :i* a work+ man makes out ( 8 e>n+s is ! fir/ /ep1--& because x is ! fir/1 ! mo/ important /ep t[>ds true indep5d5ce4 ,n[ indep5d5ce is z practicable 9 ! case ( an indu/ri\s & economic1 ?\gh orig9ally poor1 workman1 z 9 t ( ! tradesman or m]*ant1--& is z great & e/imable a bless+4 ,! same process mu/ be att5d$ to1--t is1 ! entire exp5diture be+ kept bel[ ! cle> income1 all cont+5t claims be+ c>efully consid]$ & provid$ =1 & ! surplus held sacr$1 to be employ$ = ^? purposes1 & ^? only1 :i* duty or consci5ce may po9t out z important or desirable4 ,?is requires a c\rse ( labori\s ex]tion & /rict economy1 a little =esight1 & possibly "s privation4 ,b ?is is only :at is common to all desirable objects4 ,& inasmu* z ,i "k :at x is to lab\r ) ! h&s long h\rs1 & = small wages1 z well z any workman to :om ,i address myself1 & to practise self-d5ial )al1 ,i am embold5$ to decl>e f exp]i5ce t ! ga9 ( indep5d5ce1 or r self-dep5d5ce1 = :i* ,i plead1 is wor? inf9itely m ?an all ! co/ ( its atta9m5t2 &1 moreov]1 t to atta9 x 9 a great] or less degree1 accord+ to circum/ances1 is )9 ! p[] ( by f> ! great] numb] ( skill$ workm5 engag$ 9 our manufactories4 ,,*apt] ,v4 ,,examples ,,( ,,?rift4 ,examples demon/rate ! possibility ( success4--,cotton4 ,! =ce ( 8 own m]it1 makes 8 way4--,%akespe>e4 ,read]1 att5d1 :e!r ?y s\l ,so>s ,fancy's flight beyond ! ,pole1 ,or d>kl+ grubs ?is e>?ly hole ,9 l[ pursuit-- ,"k1 prud5t1 cauti\s self-control1 ,is wisdom's root4--,burns4 ,9 ! family1 z 9 ! ,/ate1 ! be/ s\rce ( weal? is ,economy4--,cic]o4 ,"r action is ! result ( "r fai?2 b a true & "r fai? _c be su/a9$1 deep5$1 ext5d$1 save 9 a c\rse ( "r action4--,m',combie4 ,?rift is ! _s ( ord] appli$ to dome/ic managem5t & organization4 ,its object is to manage frugally ! res\rces ( ! family2 to prev5t wa/e2 & avoid useless exp5diture4 ,?rift is "u ! influ5ce ( reason & =e?\ght1 & nev] works by *ance or by fits4 ,x endeav\rs to make ! mo/ & ! be/ ( ev]y?+4 ,x does n save money = sav+'s sake4 ,x makes *e]ful sacrifices = ! pres5t b5efit ( o!rs2 or x submits to volunt>y privation = "s future good4 ,mrs4 ,in*bald1 au?or ( ! ,simple ,/ory1 01 by d9t ( ?rift1 able to set ap>t ! half ( h] small income = ! b5efit ( h] infirm si/]4 ,!re 0 ?us ab\t two p\nds a week = ! ma9t5ance ( ea*4 ,_m times1 %e says1 dur+ ! w9t]1 :5 ,i 0 cry+ ) cold1 h ,i said to myself1 ',?ank ,god1 my de> si/] ne$ n leave h] *amb]2 %e w f9d h] fire ready = h] ea* morn+2 = %e is n[ f> less able ?an ,i am to endure privation4' ,mrs4 ,in*bald's family 71 = ! mo/ "p v poor2 & %e felt x "r to support !m dur+ _! num]\s afflictions4 ,!re is "o ?+ t may be say ( ,b5evol5ce1--t x has nev] ru9$ anyone2 ?\gh selfi%ness & dissipation h ru9$ ?\s&s4 ,! words ,wa/e n1 want n1 c>v$ 9 /one ov] ,sir ,walt] ,scott's kit*5 fireplace at ,abbots=d1 expresses 9 a few words ! secret ( ,ord] 9 ! mid/ ( abundance4 ,ord] is mo/ useful 9 ! managem5t ( ev]y?+1--( a h\sehold1 ( a bus9ess1 ( a manufactory1 ( an army4 ,its maxim is--,a place = ev]y?+1 & ev]y?+ 9 its place4 ,ord] is weal?2 =1 :oev] prop]ly regulates ! use ( 8 income1 almo/ d\bles 8 res\rces4 ,disord]ly p]sons are r>ely ri*2 & ord]ly p]sons are r>ely poor4 ,ord] is ! be/ manag] ( "t2 = unless "w is prop]ly arrang$1 ,"t is lo/2 &1 once lo/1 x is gone = ev]4 ,ord] illu/rates _m important subjects4 ,?us1 ob$i5ce to ! moral & natural law1 is ord]4 ,respect = ourselves & our neighb\rs1 is ord]4 ,reg>d = ! rights & obligations ( all1 is ord]4 ,virtue is ord]4 ,! _w began ) ord]4 ,*aos prevail$1 be=e ! e/abli%m5t ( ord]4 ,?rift is ! _s ( ord] 9 human life4 ,x is ! prime ag5t 9 private economy4 ,x pres]ves ! happ9ess ( _m a h\sehold4 ,& z x is usually woman :o regulates ! ord] ( ! h\sehold1 x is ma9ly ^u h] t ! well-do+ ( society dep5ds4 ,x is !re=e all ! m necess>y t %e %\ld e>ly be educat$ 9 ! habit & ! virtue ( ord]l9ess4 ,! pe]1 ! m]*ant1 ! cl]k1 ! artizan1 & ! lab\r]1 are all ( ! same nature1 born ) ! same prop5sities & subject to simil> influ5ces4 ,!y are1 x is true1 born 9 diff]5t positions1 b x re/s ) !mselves :e!r !y %all live _! lives nobly or vilely4 ,!y may n h _! *oice ( ri*es or pov]ty2 b !y h _! *oice ( be+ good or evil1--( be+ wor?y or wor?less4 ,p ( ! highe/ position1 9 po9t ( culture & education1 h (t5 z great privations to endure z ! av]age ( work+ p4 ,!y h (t5 to make _! incomes g mu* fur!r4 ,!y h to keep up a social /&+4 ,!y h to dress bett]2 & live suffici5tly well = ! purpose ( heal?4 ,?\gh _! income may be less ?an t ( colli]s & iron-work]s1 !y are "u ! moral necessity ( educat+ _! sons & br++ !m up z g5tlem51 s t !y may take _! fair %>e ( ! _w's "w4 ,?us1 ! t5? ,e>l ( ,bu*an br\ght up a num]\s family ( *ildr51 "o ( :om aft]w>ds rose to be ,"l ,*ancellor ( ,engl&1 ^u an income n exce$+ two hundr$ a ye>4 ,x is n ! am\nt ( income1 s mu* z ! good use ( x1 t m>ks ! true man2 & view$ 9 ?is light1 good s5se1 good ta/e1 & s\nd m5tal culture1 are among ! be/ ( all economi/s4 ,! late ,dr4 ,aiton said t 8 fa!r br\ght up a /ill l>g] family on only half ! income ( ! ,e>l ( ,bu*an4 ,! foll[+ d$ication1 prefix$ to 8 "w on ,cl]ical ,economics1 is wor?y ( be+ rememb]$3 ,?is "w is respectfully d$icat$ to a ,fa!r1 n[ 9 ! eighty-?ird ye> ( 8 age1 :o1 on an income :i* nev] exce$$ a hundr$ p\nds ye>ly1 educat$1 out ( a family ( twelve *ildr51 f\r sons to lib]al pr(essions1 & :o has (t5 s5t 8 la/ %ill+ to ea* ( !m1 9 _! turn1 :5 !y 7 at college4 ,! au?or might ev5 cite 8 own case z an illu/ration ( ! advantages ( ?rift4 ,8 "m 0 left a wid[1 :5 h] y\nge/ *ild--! y\nge/ ( elev5--0 only ?ree weeks old4 ,not)/&+ a consid]able debt on acc\nt ( a surety%ip1 :i* 0 paid1 %e bravely met ! difficulties ( h] position1 & p]sev]+ly ov]came !m4 ,?\gh h] income 0 less ?an t ( _m highly paid work+ m51 %e educat$ h] *ildr5 well1 & br\ght !m up religi\sly & virtu\sly4 ,%e put h] sons 9 ! way ( do+ well1 & if !y h n done s1 x 0 ?r\gh no fault ( h]s4 ,hume1 ! hi/orian1 0 a man ( good family2 b be+ a y\ng] bro!r1 8 means 7 v small4 ,8 fa!r di$ :ile he 0 an infant2 he 0 br\ght up by 8 "m1 :o devot$ h]self entirely to ! re>+ & educat+ ( h] *ildr54 ,at tw5ty-?ree1 "y ,hume w5t to ,france to prosecute 8 /udies4 ,!re1 says he1 9 8 ,autobiography1 ,i laid d[n t plan ( life :i* ,i h /eadily & successfully pursu$4 ,i resolv$ to make a v rigid frugality supply my defici5cy ( =tune1 to ma9ta9 unimpair$ my indep5d5cy1 & to reg>d e object z contemptible1 except ! improvem5t ( my tal5ts 9 lit]ature4 ,! fir/ book he publi%$ 0 a complete failure4 ,b he w5t on aga92 compos$ & publi%$ ano!r book1 :i* 0 a success4 ,b he made no money by x4 ,he became secret>y to ! milit>y embassy at ,vi5na & ,tur92 & at ?irty-six he ?\ght himself ri*4 ,^! are 8 own words3 ,my appo9tm5ts1 ) my frugality1 _h made me rea* a =tune :i* ,i call$ indep5d5t1 ?\gh mo/ ( my fri5ds 7 incl9$ to smile :5 ,i said s3 9 %ort1 ,i 0 n[ ma/] ( ne> a ?\s& p\nds4 ,e "o kn[s t a ?\s& p\nds1 at five p] c5t41 means fifty p\nds a ye>2 & ,hume consid]$ himself indep5d5t ) t income4 ,8 fri5d ,adam ,smi? said ( him3 ,ev5 9 ! l[e/ /ate ( 8 =tune1 8 great & necess>y frugality nev] h9d]$ him f ex]cis+1 ^u prop] occasions1 acts bo? ( *>ity & g5]osity4 ,x 0 a frugality f\nd$ n on av>ice1 b ^u ! love ( indep5d5cy4 ,b "o ( ! mo/ rem>kable illu/rations ( ,?rift is to be f\nd 9 ! hi/ory ( ! ,rev4 ,rob]t ,walk]--! ,wond]ful ,rob]t ,walk]1 z he is /ill call$ 9 ! di/rict ( ,cumb]l& :]e he resid$4 ,he 0 curate ( ,lea?waite dur+ ! great] "p ( la/ c5tury4 ,! income ( ! curacy1 at ! "t ( 8 appo9tm5t 7#agce71 0 only five p\nds a ye>4 ,8 wife br\ght him a =tune ( =ty p\nds4 ,is x possible t he c\ld contrive to live ^u 8 five p\nds a ye>1 ! int]e/ ( 8 wife's =tune1 & ! result ( 8 lab\rs z a cl]gyman8 ,yes1 he contriv$ to d all ?is2 & he n only liv$ well1 ?\gh pla9ly1 b he sav$ money1 :i* he left = ! b5efit ( 8 family4 ,he accompli%$ all ?is by means ( indu/ry1 frugality1 & temp]ance4 ,fir/1 ab\t 8 indu/ry4 ,he ?or\ghly did ! "w connect$ ) 8 curacy4 ,! ,sabba? 0 9 all respects reg>d$ by him z a holy day4 ,aft] morn+ & ev5+ s]vice1 he devot$ ! ev5+ to read+ ! ,scriptures & family pray]4 ,on weekdays1 he taught ! *ildr5 ( ! p>i%1 *>g+ no?+ = ! education1 b only tak+ s mu* z ! p *ose to give him4 ,! p>i% *ur* 0 8 s*ool2 & :ile ! *ildr5 7 repeat+ _! lessons by 8 side1 he 01 l ,%5/one's s*oolmi/ress1 engag$ 9 sp9n+ wool4 ,he _h ! "r ( pa/urage ^u ! m\nta9s = a few %eep & a c\ple ( c[s1 :i* requir$ 8 att5dance4 ,) ?is pa/oral occupation he jo9$ ! lab\rs ( husb&ry1 = he r5t$ two or ?ree acres ( l& 9 addition to 8 own acre ( glebe1 & he also possess$ a g>d51--! :ole ( :i* 0 till$ by 8 own h&4 ,! fuel ( ! h\se consi/$ ( peat1 procur$ by 8 lab\r f ! neighb\r+ mosses4 ,he also assi/$ 8 p>i%ion]s 9 haymak+ & %e>+ _! flocks1--9 :i* latt] art he 0 em95tly dext]\s4 ,9 return1 ! neighb\rs w\ld pres5t him ) a haycock1 or a fleece1 z a g5]al ackn[l$gm5t ( 8 s]vices4 ,aft] (ficiat+ z curate ( ,lea?waite = ab\t tw5ty ye>s1 ! annual value ( ! liv+ 0 increas$ to sev5te5 p\nds t5 %ill+s4 ,8 "* be+ already well kn[n & highly appreciat$1 ! ,bi%op ( ,c>lisle (f]$ ,mr4 ,walk] ! appo9tm5t ( ! adjo9+ curacy ( ,ulpha2 b he consci5ti\sly refus$ x1 on ! gr\nd t ! annexation w\ld be apt to cause a g5]al discont5t among ! inhabitants ( bo? places1 by ei!r ?9k+ !mselves slight$1 be+ only s]v$ alt]nately1 or neglect$ 9 ! duty1 or attribut+ x to covet\sness 9 me2 all :i* occasions ( murmur+ ,i w\ld will+ly avoid4 ,yet at ?is "t ,mr4 ,walk] _h a family ( eight *ildr54 ,he aft]w>ds ma9ta9$ "o ( 8 sons at ,tr9ity ,college ,dubl91 until he 0 ready = tak+ ,holy ,ord]s4 ,! p>i% pa/or 01 ( c\rse1 a mo/ economical man4 ,yet no act ( 8 life sav\r$ 9 ! lea/ degree ( meanness or av>ice4 ,on ! o!r h&1 8 conduct ?r\gh\t life display$ ! greate/ dis9t]e/$ness & g5]osity4 ,he knew v little ( luxuries1 & he c>$ less4 ,tea 0 only us$ 9 8 h\se = visitors4 ,! family us$ milk1 :i* 0 inde$ f> bett]4 ,except+ milk1 ! only o!r dr9k us$ 9 ! h\se 0 wat]--cle> wat] drawn f ! m\nta9 spr+4 ,! clo?+ ( ! family 0 comely & dec5t2 b x 0 all home-made3 x 0 simple1 l _! diet4 ,occasionally "o ( ! m\nta9 %eep 0 kill$ = purposes ( food2 & t[>ds ! end ( ! ye>1 a c[ 0 kill$ & salt$ d[n = provision dur+ w9t]4 ,! hide 0 tann$1 & ! lea!r furni%$ %oes = ! family4 ,by ^! & o!r means1 ?is v5]able cl]gyman re>$ 8 num]\s family2 n only pres]v+ !m1 z he s affect+ly says1 f want+ ! necess>ies ( life1 b af=d+ !m an un/9t$ education1 & ! means ( rais+ !mselves 9 society4#a ,_m m51 9 ord] to advance !mselves 9 ! _w1 & to raise !mselves 9 society1 h scorn$ delights & liv$ labori\s days4 ,!y h liv$ humbly & frugally1 9 ord] to accompli% great] ?+s4 ,!y h support$ !mselves by _! h& lab\r1 until !y c\ld support !mselves by _! head lab\r4 ,"s may allege t ?is is n ju/ifiable--t x is a s9 aga9/ ! prolet>iat to attempt to rise 9 ! _w1--t once a cobbl] always a cobbl]4 ,b1 until a bett] sy/em has be5 e/abli%$1 ! self-application ( individuals is ! only me?od by :i* sci5ce & k c be conqu]$1 & ! _w p]man5tly advanc$4 ,goe! says1 ,x is p]fectly indiff]5t )9 :at circle an hone/ man acts1 provid$ he d b "k h[ to und]/& & completely fill out t circle2 & aga91 ,an hone/ & vigor\s w c\ld make itself a pa? & employ its activity to advantage "u e =m ( society4 ,:at is ! be/ gov]nm5t8 he asks3 ,t :i* tea*es u to gov]n ourselves6 ,all t we ne$1 9 8 op9ion1 is individual lib]ty1 & self-culture4 ,let e "o1 he says1 only d ! "r 9 8 place1 )\t tr\bl+ himself ab\t ! turmoil ( ! _w4 ,footnote #a3 ,! be/ acc\nt ( ,mr4 ,walk] is to be f\nd 9 ! ,app5dix to ! ,poems ( ,wordswor?4 ,! poet greatly appreciat$ ! cl]gyman's "*1 & notic$ him 9 8 ,excursion1 z well z 9 ! ,notes to ! ,sonnets entitl$ ,! ,riv] ,duddon4 ,at all ev5ts1 x is n by socialism1 b by individualism1 t any?+ has be5 done t[>ds ! a*ievem5t ( k1 & ! advancem5t ( society4 ,x is ! w & det]m9ation ( individual m5 t impels ! _w =w>d 9 art1 9 sci5ce1 & 9 all ! means & me?ods ( civilization4 ,individual m5 are will+ to d5y !mselves1 b associat$ communities w n4 ,! masses are too selfi%1 & fe> t advantage w be tak5 ( any sacrifices :i* !y may be call$ ^u to make4 ,h5ce x is among/ ! noble b& ( resolute spirits t we look = ^? :o raise & elevate ! _w1 z well z !mselves4 ,! recollection ( :at !y h done1 acts z a /imulus to o!rs4 ,x braces ! m9d ( man1 reanimates 8 w1 & enc\rages him to fur!r ex]tions4 ,:5 ,"l ,el*o address$ ! ,ea/ ,lo?ian colli]s1 he nam$ sev]al m5 :o _h rais$ !mselves f ! coalpit2 & fir/ ( all he ref]r$ to ,mr4 ,macdonald1 memb] = ,/af=d4 ,! beg9n+ ( my acqua9tance ) ,mr4 ,macdonald1 he said1 01 :5 ,i 0 told t a m9] want$ to see me 9 ! lobby ( ! ,h\se ( ,commons4 ,i w5t out & saw ,mr4 ,macdonald1 :o gave me a petition f ?is di/rict1 :i* he ask$ me to pres5t4 ,i ent]$ into conv]sation ) him1 & 0 mu* /ruck by 8 intellig5ce4 ,he told me t he _h begun life z a boy 9 ! pit 9 ,lan>k%ire1 & t ! money he sav$ z a y\? 9 ! summ]1 he sp5t at ,glasg[ ,univ]sity 9 ! w9t]2 & t is :]e he got :atev] book-le>n+ or p[] ( writ+ he possesses4 ,i say t is an in/ance t does hon\r to ! m9]s ( ,scotl&4 ,ano!r in/ance 0 t ( ,dr4 ,hogg1 :o began z a pitman 9 ?is c\nty2 work$ 9 ! morn+1 att5d$ s*ool 9 ! aft]noon2 !n w5t to ! ,univ]sity = f\r ye>s & to ! ,!ological ,hall = five ye>s2 & aft]w>ds1 9 consequ5ce ( 8 heal? fail+1 he w5t abroad1 & is n[ engag$ z a mission>y 9 ,upp] ,egypt4 ,or take ! case ( ,mr4 7n[ ,sir ,george7 ,elliot1 memb] = ,nor? ,durham1 :o has spok5 up = ! m9]s all ! bett]1 = hav+ _h practical k ( _! "w4 ,he began z a m9] 9 ! pit1 & he work$ 8 way up till he has 9 8 employm5t _m ?\s& m54 ,he has ris5 to 8 great weal? & /ation f ! humble/ position2 z e man :o n[ he>s me is capable ( do+1 to a great] or less degree1 if he w only be ?rifty & indu/ri\s4 ,"l ,el*o might also h m5tion$ ,dr4 ,hutton1 ! geologi/1 a man ( a mu* high] ord] ( g5ius2 :o 0 ! son ( a coal-view]4 ,bewick1 ! wood engrav]1 is also said to h be5 ! son ( a coal-m9]4 ,dr4 ,campbell 0 ! son ( a ,loanhead colli]3 he 0 ! =]unn] ( ,m(fat & ,liv+/one1 9 _! mission>y j\rneys among ! ,be*uanas 9 ,s\? ,africa4 ,allan ,ramsay1 ! poet1 0 also ! son ( a m9]4 ,george ,/eph5son work$ 8 way f ! pi!ad to ! highe/ position z an eng9e]4 ,george began 8 life ) indu/ry1 & :5 he _h sav$ a little money1 he sp5t x 9 gett+ a little le>n+4 ,:at a happy man he 01 :5 8 wages 7 increas$ to twelve %ill+s a week4 ,he decl>$ ^u t occasion t he 0 made a man = life6 ,he 0 n only enabl$ to ma9ta9 himself ^u 8 e>n+s1 b to help 8 poor p>5ts1 & to pay = 8 own education4 ,:5 8 skill _h increas$1 & 8 wages 7 advanc$ to a p\nd a week1 he imm$iately began1 l a ?\ghtful1 intellig5t workman1 to lay by 8 surplus money2 & :5 he _h sav$ 8 fir/ gu9ea1 he pr\dly decl>$ to "o ( 8 colleagues t he 0 n[ a ri* man6 ,& he 0 "r4 ,= ! man :o1 aft] satisfy+ 8 wants1 has some?+ to sp>e1 is no long] poor4 ,x is c]ta9 t f t day ,/eph5son nev] look$ back2 8 advance z a self-improv+ man 0 z /eady z ! light ( sunrise4 ,a p]son ( l>ge exp]i5ce has inde$ /at$ t he nev] knew1 among/ work+ p1 a s+le in/ance ( a man hav+ out ( 8 small e>n+s laid by a p\nd1 :o _h 9 ! end become a paup]4 ,:5 ,/eph5son propos$ to erect 8 fir/ locomotive1 he _h n suffici5t means to defray its co/4 ,b 9 ! c\rse ( 8 life z a workman1 he _h e/abli%$ a "*4 ,he 0 tru/$4 ,he 0 fai?ful4 ,he 0 a man :o c\ld be dep5d$ on4 ,accord+ly1 :5 ! ,e>l ( ,hav5swor? 0 in=m$ ( ,/eph5son's desire to erect a locomotive1 he at once furni%$ him ) ! means = enabl+ him to c>ry 8 wi%es into effect4 ,watt1 also1 :5 inv5t+ ! cond5s+ /eam-eng9e1 ma9ta9$ himself by mak+ & sell+ ma!matical in/rum5ts4 ,he made flutes1 organs1 compasses1--any?+ t w\ld ma9ta9 him1 until he _h complet$ 8 inv5tion4 ,at ! same "t he 0 p]fect+ 8 own education--le>n+ ,fr5*1 ,g]man1 ma!matics1 & ! pr9ciples ( natural philosophy4 ,?is la/$ = _m ye>s2 & by ! "t t ,watt develop$ 8 /eam-eng9e & discov]$ ,ma!w ,b\lton1 he _h1 by 8 own ef=ts1 become an accompli%$ & sci5tific man4 ,^! great work]s did n feel a%am$ ( lab\r+ ) _! h&s = a liv+2 b !y also felt )9 !mselves ! p[] ( do+ head-"w z well z h&-"w4 ,& :ile ?us lab\r+ ) _! h&s1 !y w5t on ) _! inv5tions1 ! p]fect+ ( :i* has prov$ ( s mu* advantage to ! _w4 ,hugh ,mill] furni%$1 9 8 own life1 an excell5t in/ance ( t practical common s5se 9 ! bus9ess ( life :i* he s /rongly recomm5d$ to o!rs4 ,:5 he began to write poetry1 & felt )9 him ! gr[+ p[]s ( a lit]>y man1 he dilig5tly cont9u$ 8 lab\r z a /one-cutt]4 ,horace ,walpole has said t ,que5 ,c>ol9e's patronage ( ,/eph5 ,duck1 ! ?re%] poet1 ru9$ tw5ty m51 :o all turn$ poets4 ,x 0 n s ) ! e>ly success ( ,hugh ,mill]4 ,!re is no m fatal error1 he says1 into :i* a work+ man ( a lit]>y turn c fall1 ?an ! mi/ake ( deem+ himself too good = 8 humble employm5ts2 & yet x is a mi/ake z common z x is fatal4 ,i _h already se5 sev]al poor wreck$ me*anics1 :o1 believ+ !mselves to be poets1 & reg>d+ ! manual occupation by :i* !y c\ld alone live 9 indep5d5ce z b5ea? !m1 & become 9 consequ5ce little bett] ?an m5dicants1--too good to "w = _! bread1 b n too good virtually to beg x2 & look+ ^u !m z beacons ( w>n+1 ,i det]m9$ t1 ) ,god's help1 ,i %\ld give _! error a wide (f+1 & nev] associate ! idea ( meanness ) an hone/ call+1 or deem myself too good to be indep5d5t4 ,at ! same "t1 a man :o feels t he has "s good "w 9 him1 :i* /udy & lab\r might yet br+ out1 is fully ju/ifi$ 9 d5y+ himself1 & 9 apply+ 8 en]gies to ! culture ( 8 intellect4 ,& x is a/oni%+ h[ mu* c>efulness1 ?rift1 ! read+ ( books1 & dilig5t application1 w help su* m5 onw>d4 ,! au?or 9 8 boyhood knew ?ree m5 :o work$ 9 an agricultural implem5t mak]'s %op4 ,!y work$ 9 wood & iron1 & made c>ts1 pl\ghs1 h>r[s1 drill+-ma*9es1 & su*-l articles4 ,someh[ or o!r1 ! idea got into _! heads t !y might be able to d some?+ bett] ?an mak+ c>ts & h>r[s4 ,!y did n despise ! lot ( h&-lab\r1 b !y desir$ to use x z a /ep t[>ds some?+ bett]4 ,_! wages at t "t c\ld n h exce$$ f eighte5 to tw5ty %ill+s a week4 ,two ( ! "y m51 :o work$ at ! same b5*1 contriv$ to save en\gh money to enable !m to att5d college dur+ ! w9t]4 ,at ! end ( ea* session !y w5t back to _! h&-lab\r1 & e>n$ en\gh wages dur+ ! summ] to enable !m to return to _! classes dur+ ! w9t]4 ,! ?ird did n adopt ?is c\rse4 ,he jo9$ a me*anics' in/itute :i* _h j be5 />t$ 9 ! t[n 9 :i* he liv$4 ,by att5d+ ! lectures & read+ ! books 9 ! libr>y1 he acquir$ "s k ( *emi/ry1 ( ! pr9ciples ( me*anics1 & ( natural philosophy4 ,he appli$ himself closely1 /udi$ h>d 9 8 ev5+ h\rs1 & became an accompli%$ man4 ,x is n necess>y to trace _! hi/ory2 b :at !y ev5tually arriv$ at1 may be m5tion$4 ,( ! fir/ two1 "o became ! tea*] & proprietor ( a l>ge public s*ool2 ! o!r became a well-kn[n diss5t+ m9i/]2 :ile ! ?ird1 work+ 8 way /r5u\sly & bravely1 became ! pr9cipal eng9e] & manag] ( ! l>ge/ /eam%ip company 9 ! _w4 ,al?\gh me*anics' in/itutes are old in/itutions1 !y h sc>cely be5 support$ by work+ m54 ,! public-h\se is m attractive & m frequ5t$4 ,& yet me*anics' in/itutes--ev5 ?\gh !y are sc>cely kn[n s\? ( ,york%ire & ,lanca%ire--h be5 ! means ( do+ a great deal ( good4 ,by plac+ s\nd me*anical k )9 ! rea* ( ev5 ! few p]sons :o h be5 dispos$ to take advantage ( !m1 !y h elevat$ _m p]sons into positions ( great social influ5ce4 ,we h he>d a di/+ui%$ man say publicly1 t a me*anics' in/itution _h made him2 t b = ! access :i* x _h af=d$ him to k ( all k9ds1 he w\ld h occupi$ a v diff]5t position4 ,9 %ort1 ! me*anics' in/itution _h elevat$ him f ! position ( a lic5s$ victuall] to t ( an eng9e]4 ,we h ref]r$ to ! wise practice ( m5 9 humble position ma9ta9+ !mselves by _! trade until !y saw a way t[>ds ma9ta9+ !mselves by a high] call+4 ,?us ,h]s*ell ma9ta9$ himself by music1 :ile pursu+ 8 discov]ies 9 a/ronomy4 ,:5 play+ ! oboe 9 ! pump-room at ,ba?1 he w\ld retire :ile ! danc]s 7 l\ng+ r\nd ! room1 g out & take a peep at ! heav5s ?r\gh 8 telescope1 & quietly return to 8 in/rum5t4 ,x 0 :ile he 0 ?us ma9ta9+ himself by music1 t he discov]$ ! ,georgium ,sidus4 ,:5 ! ,royal ,society recogniz$ 8 discov]y1 ! oboe-play] sudd5ly f\nd himself fam\s4 ,frankl9 long ma9ta9$ himself by 8 trade ( pr9t+4 ,he 0 a h>d-work+ man1--?rifty1 frugal & a great sav] ( "t4 ,he work$ = "* z mu* z = wages2 & :5 x 0 f\nd t he c\ld be reli$ on1 he prosp]$4 ,at l5g? he 0 publicly recogniz$ z a great /atesman1 & z "o ( ! mo/ sci5tific m5 ( 8 "t4 ,f]guson1 ! a/ronom]1 liv$ by portrait pa9t+1 until 8 m]its z a sci5tific man 7 recogniz$4 ,john ,dollond ma9ta9$ himself z a silk weav] 9 ,spitalfields4 ,9 ! c\rse ( 8 /udies he made great improvem5ts 9 ! refract+ telescope2 & ! a*romatic telescope1 :i* he inv5t$1 gave him a high rank among ! philosoph]s ( 8 age4 ,b dur+ ! great] "p ( 8 life1 :ile he 0 c>ry+ on 8 inve/igations1 he cont9u$1 until ! age ( =ty-six1 to c>ry on 8 orig9al trade4 ,at l5g? he conf9$ himself entirely to mak+ telescopes2 & !n he gave up 8 trade ( a silk weav]4 ,w9ckelmann1 ! di/+ui%$ writ] on classical antiquities & ! f9e arts1 0 ! son ( a %oemak]4 ,8 fa!r endeav\r$1 z long z he c\ld1 to give 8 hoy a le>n$ education2 b becom+ ill & worn-out1 he _h ev5tually to retire to ! hospital4 ,w9ckelmann & 8 fa!r 7 once accu/om$ to s+ at night 9 ! /reets to raise fees to enable ! boy to att5d ! gramm> s*ool4 ,! y\ng] ,w9ckelmann !n und]took1 by h>d lab\r1 to support 8 fa!r2 & aft]w>ds1 by means ( tea*+1 to keep himself at college4 ,e "o kn[s h[ di/+ui%$ he ev5tually became4 ,samuel ,ri*>dson1 :ile writ+ 8 novels1 /uck to 8 trade ( a booksell]4 ,he sold 8 books 9 ! front %op1 :ile he wrote !m 9 ! back4 ,he w\ld n give himself up to au?or%ip1 because he lov$ 8 indep5d5ce4 ,y "k1 he said to 8 fri5d ,defreval1 h[ my bus9ess engages me4 ,y "k by :at snat*es ( "t ,i write1 t ,i may n neglect t1 & t ,i may pres]ve t indep5d5cy :i* is ! com=t ( my life4 ,i nev] s\ght out ( myself = patrons4 ,my own indu/ry & ,god's provid5ce h be5 my :ole reliance4 ,! great are n great to me unless !y are good1 & x is a glori\s privilege t a middl+ man enjoys1 :o has pres]v$ 8 indep5d5cy1 & c occasionally 7?\gh n /oically7 tell ! _w :at he ?9ks ( t _w1 9 hopes to contribute1 ?\gh by 8 mite1 to m5d x4 ,! late ,dr4 ,olyn?us ,gregory1 9 address+ ! ,dept=d ,me*anics' ,in/itution at _! fir/ anniv]s>y1 took ! opportunity ( m5tion+ v>i\s m5 9 humble circum/ances 7"s ( :om he _h be5 able to assi/71 :o1 by means ( en]gy1 application1 & self-d5ial1 _h be5 able to accompli% great ?+s 9 ! acquisition ( k4 ,?us he describ$ ! case ( a ,lab\r] on ! turnpike road1 :o _h become an able ,greek s*ol>2 ( a ,fif]1 & a ,private ,soldi]1 9 a regim5t ( militia1 bo? self-taught ma!maticians1 "o ( :om became a successful s*oolma/]1 ! o!r a lectur] on natural philosophy2 ( a j\rneyman ,t9-plate work]1 :o inv5t$ rules = ! solution ( cubic equations2 ( a c\ntry ,sexton1 :o became a tea*] ( music1 & :o1 by 8 love ( ! /udy ( musical sci5ce1 0 trans=m$ f a drunk5 sot to an exempl>y husb& & fa!r2 ( a ,coal ,m9] 7a correspond5t ( ,dr4 ,gregory's71 :o 0 an able writ] on topics ( ! high] ma!matics2 ( ano!r correspond5t1 a lab\r+ ,:itesmi?1 :o 0 also well acqua9t$ ) ! c\rse ( pure ma!matics1 z taught at ,cambridge1 ,dubl91 & ! milit>y colleges2 ( a ,tailor1 :o 0 an excell5t geometrician1 & _h discov]$ curves :i* escap$ ! notice ( ,newton1 & :o lab\r$ indu/ri\sly & cont5t$ly at 8 trade until sixty ye>s ( age1 :51 by ! recomm5dation ( 8 sci5tific fri5ds1 he 0 appo9t$ ,nautical ,exam9] at ! ,tr9ity ,h\se2 ( a pl\ghman 9 ,l9coln%ire1 :o1 )\t aid ( m5 or books1 discov]$ ! rotation ( ! e>?1 ! pr9ciples ( sph]ical a/ronomy1 & inv5t$ a planet>y sy/em ak9 to ! ,ty*onic2 ( a c\ntry ,%oemak]1 :o became di/+ui%$ z "o ( ! able/ metaphysical writ]s 9 ,brita91 & :o1 at m ?an fifty ye>s ( age1 0 remov$ by ! influ5ce ( 8 tal5ts & _! wor?1 f 8 native c\ntry to ,london1 :]e he 0 employ$ to edit "s useful publications devot$ to ! diffusion ( k & ! be/ int]e/s ( mank9d4 ,/ud5ts ( ,art h _h to practise self-d5ial 9 _m ways4 ,qu5t9 ,matsys1 hav+ fall5 9 love ) a pa9t]'s daught]1 & det]m9$ to w9 h]4 ,?\gh b a blacksmi? & a f>ri]1 he /udi$ art s dilig5tly1 & acquir$ s mu* di/9ction1 t 8 mi/ress aft]w>ds accept$ ! pa9t] :om %e _h be=e reject$ z ! blacksmi?4 ,flaxman1 h[ev]1 m>ri$ 8 wife be=e he _h acquir$ any di/9ction :atev] z an arti/4 ,he 0 m]ely a skilful & promis+ pupil4 ,:5 ,sir ,jo%ua ,reynolds he>d ( 8 m>riage1 he exclaim$1 ,flaxman is ru9$ = an arti/6 ,b x 0 n s4 ,:5 ,flaxman's wife he>d ( ! rem>k1 %e said1 ,let u "w & economize2 ,i w nev] h x said t ,ann ,d5bam ru9$ ,john ,flaxman z an arti/4 ,!y economiz$ accord+ly4 ,to e>n money1 ,flaxman und]took to collect ! local rates2 & :at ) art & indu/ry1 ! pati5t1 h>d-work+1 ?rifty c\ple1 aft] five ye>s ( c>eful sav+1 set out = ,rome toge!r4 ,!re ,flaxman /udi$ & work$2 !re he improv$ 8 k ( art2 & !re he acquir$ ! reputation ( be+ ! fir/ ( ,engli% sculptors4 ,! great] numb] ( arti/s h sprung f humble life4 ,if !y _h be5 born ri*1 !y w\ld probably nev] h be5 arti/s4 ,!y h _h to "w _! way f "o position to ano!r2 & to /r5g!n _! nature by conqu]+ difficulty4 ,hog>? began 8 c>e] by engrav+ %op-bills4 ,william ,%>p began by engrav+ door-plates4 ,tassie ! sculptor & m$alli/1 began life z a /one-cutt]4 ,hav+ accid5tally se5 a collection ( pictures1 he aspir$ to become an arti/ & ent]$ an academy to le>n ! elem5ts ( draw+4 ,he cont9u$ to "w at 8 old trade until he 0 able to ma9ta9 himself by 8 new "o4 ,he us$ 8 lab\r z ! means ( cultivat+ 8 skill 9 8 m ref9$ & elevat$ pr(ession4 ,*antry ( ,%effield1 0 an economi/ bo? ( "t & money4 ,he sav$ fifty p\nds out ( 8 e>n+s z a c>v] & gild]2 paid ! money to 8 ma/]1 & cancell$ 8 ind5tures4 ,!n he came up to ,london1 & f\nd employm5t z a j\rneyman c>v]2 he proce$$ to pa9t portraits & model bu/s1 & at l5g? work$ 8 way to ! fir/ position z a sculptor4 ,canova 0 a /one-cutt]1 l 8 fa!r & 8 gr&fa!r2 & ?r\gh /one-cutt+ he work$ 8 way to sculpture4 ,aft] leav+ ! qu>ry1 he w5t to ,v5ice1 & gave 8 s]vices to an arti/1 f :om he receiv$ b little recomp5se = 8 "w4 ,i lab\r$1 said he1 = a m]e pittance1 b x 0 suffici5t4 ,x 0 ! fruit ( my own resolution2 &1 z ,i !n flatt]$ myself1 ! =eta/e ( m hon\rable rew>ds1--= ,i nev] ?\ght ( weal?4 ,he pursu$ 8 /udies1--9 draw+ & modell+2 9 languages1 poetry1 hi/ory1 antiquity1 & ! ,greek & ,roman classics4 ,a long "t elaps$ be=e 8 tal5ts 7 recognis$1 & !n he sudd5ly became fam\s4 ,l\gh1 ! ,engli% sculptor1 is ano!r in/ance ( self-d5ial & h>d "w4 ,:5 a boy1 he 0 fond ( draw+4 ,at s*ool1 he made draw+s ( horses1 dogs1 c[s1 & m51 = p9s3 t 0 8 fir/ pay2 & he us$ to g home ) 8 jacket sleeve /uck full ( !m4 ,he & 8 bro!rs next made figures 9 clay4 ,pope's ,hom] lay on 8 fa!r's w9d[4 ,! boys 7 s delight$ ) x1 t !y made ?\s&s ( models--"o tak+ ! ,greeks1 & ! o!r ! ,trojans4 ,an odd volume ( ,gibbon gave an acc\nt ( ! ,coliseum4 ,aft] ! family 7 9 b$1 ! bro!rs made a model ( ! ,coliseum1 & fill$ x ) fight+ gladiators4 ,z ! boys grew up1 !y 7 s5t to _! usual outdoor "w1 foll[+ ! pl\gh & do+ ! usual agricultural lab\r2 b /ill adh]+ to _! modell+ at leisure h\rs4 ,at ,*ri/mas-"t1 ,l\gh 0 v mu* 9 dem&4 ,ev]ybody want$ him to make models 9 pa/ry = ,*ri/mas pies1--! neighb\r+ f>m]s especially1 ,x 0 capital practice1 he aft]w>ds said4 ,at l5g? ,l\gh w5t f ,newca/le to ,london1 to pu% 8 way 9 ! _w ( art4 ,he obta9$ a passage 9 a colli]1 ! skipp] ( :i* he knew4 ,:5 he rea*$ ,london1 he slept on bo>d ! colli] z long z x rema9$ 9 ! ,?ames4 ,he 0 s great a fav\rite ) ! m51 t !y all urg$ him to g back4 ,he _h no fri5ds1 no patronage1 no money2 ,:at c\ld he d ) ev]y?+ aga9/ him8 ,b1 hav+ already gone s f>1 he det]m9$ to proce$4 ,he w\ld n g back--at lea/1 n yet4 ,! m5 all wept :5 he took f>ewell ( !m4 ,he 0 alone 9 ,london2 "u ! %ad[ ( ,/4 ,paul's4 ,8 next /ep 0 to take a lodg+ 9 an obscure fir/ floor 9 ,burleigh ,/reet1 ov] a gre5groc]'s %op2 & !re he began to model 8 gr& /atue ( ,milo4 ,he _h to take ! ro( (f to let ,milo's head out4 ,!re ,haydon f\nd him1 & 0 delight$ ) 8 g5ius4 ,i w5t1 he says1 to "y ,l\gh1 ! sculptor1 :o has j bur/ out1 & has produc$ a great effect4 ,8 ,milo is really ! mo/ extraord9>y ?+1 consid]+ all ! circum/ances1 9 mod]n sculpture4 ,x is ano!r pro( ( ! efficacy ( inh]5t g5ius4 #a ,t ,l\gh mu/ h be5 poor en\gh at ?is "t1 is evid5t f ! fact t1 dur+ ! execution ( 8 ,milo1 he did n eat meat = ?ree mon?s2 & :5 ,pet] ,coxe f\nd him out1 he 0 te>+ up 8 %irt to make wet rags = 8 figure1 to keep ! clay moi/4 ,he _h a bu%el & a half ( coals dur+ ! :ole w9t]2 & he us$ to lie d[n by ! side ( 8 clay model ( ! immortal figure1 damp z x 01 & %iv] = h\rs till he fell asleep4 ,footnote #a3 ,haydon's ,autobiography1 vol4 ii41 p1 #aee4 ,*antrey once said to ,haydon1 ,:5 ,i h made money en\gh1 ,i w devote myself to high art4 ,b bu/s engross$ ,*antrey's "t4 ,he 0 munific5tly paid = !m1 & nev] rais$ himself above ! money-mak+ "p ( 8 pr(ession4 ,:5 ,haydon next saw ,*antrey at ,brighton1 he said to him1 ,"h is a "y man f ! c\ntry1 :o has come to ,london2 & he is do+ precisely :at y h s long be5 dream+ ( do+4 ,! exhibition ( ,milo 0 a great success4 ,! ,duke ( ,well+ton w5t to see x1 & ord]$ a /atue4 ,sir ,mat!w ,:ite ,eidley 0 mu* /ruck by ! g5ius ( "y ,l\gh1 & became "o ( 8 greate/ patrons4 ,! sculptor det]m9$ to /rike out a new pa? = himself4 ,he ?\ght ! ,greeks _h exhau/$ ! ,pan!i/ic1 & t hea!n gods _h be5 ov]done4 ,l\gh began & pursu$ ! /udy ( lyric sculpture3 he w\ld illu/rate ! great ,engli% poets4 ,b !re 0 ! obvi\s difficulty ( tell+ ! /ory ( a figure by a s+le attitude4 ,x 0 l a fla% ( ?\ght4 ,! true arti/1 he said1 mu/ plant 8 feet firmly on ! e>?1 & sweep ! heav5s ) 8 p5cil4 ,i mean1 he add$1 t ! s\l mu/ be comb9$ ) ! body1 ! ideal ) ! real1 ! heav5s ) ! e>?4 ,x is n necess>y to describe ! success ( ,mr4 ,l\gh z a sculptor4 ,8 /atue ( ,! ,m\rn]s is kn[n all ov] ! _w4 ,he has illu/rat$ ,%akespe>e & ,milton4 ,8 ,puck1 ,titania1 & o!r great works1 are ext5sively kn[n1 & _! g5ius univ]sally admir$4 ,b x may be m5tion$ t 8 noble /atue ( ,milo 0 n ca/ 9 bronze until #ahfb1 :5 x 0 exhibit$ at ! ,int]national ,exhibition ( t ye>4 ,! ,e>l ( ,d]by1 9 rec5tly di/ribut+ ! prizes to ! successful pupils ( ! ,liv]pool ,college#a1 made ! foll[+ obs]vations3-- ,! va/ majority ( m51 9 all ages & c\ntries1 mu/ "w be=e !y c eat4 ,ev5 ^? :o are n "u ! necessity1 are1 9 ,engl&1 g5]ally impell$ by example1 by cu/om1 p]haps by a s5se ( :at is fitt$ = !m1 to adopt :at is call$ an active pursuit ( "s sort4444 ,if !re is "o ?+ m c]ta9 ?an ano!r1 x is ?is--t e memb] ( a community is b\nd to d some?+ = t community1 9 return = :at he gets f x2 & nei!r intellectual cultivation1 nor ! possession ( mat]ial weal?1 nor any o!r plea :atev]1 except t ( physical or m5tal incapacity1 c excuse any ( u f t pla9 & p]sonal duty4444 ,& ?\gh x may be1 9 a community l ?is1 consid]$ by "s to be a het]odox view1 ,i w say t x (t5 appe>s to me1 9 ! pres5t day1 t we are a little too apt 9 all classes to look ^u ourselves z m]e ma*9es = :at is call$ 'gett+ on1' & to =get t !re are 9 e human be+ _m faculties :i* _c be employ$1 & _m wants :i* _c be satisfi$1 by t occupation4 ,i h n a ^w to utt] aga9/ /r5u\s devotion to bus9ess :ile y are at x4 ,b "o ( ! wise/ & mo/ ?or\ghly cultivat$ m5 :om ,i ev] knew1 retir$ be=e ! age ( fifty1 f a pr(ession 9 :i* he 0 mak+ an enorm\s income1 because1 he said1 he _h got z mu* z he or any "o belong+ to him c\ld want1 & he did n see :y he %\ld sacrifice ! re/ ( 8 life to money-gett+4 ,"s p ?\ght him v fooli%4 ,i did n4 ,& ,i believe t ! g5tleman ( :om ,i speak nev] once rep5t$ 8 decision4 ,footnote #a3 ,a collection ought to be made & publi%$ ( ,"l ,d]by's admirable ,addresses to ,"y ,m54 ,! g5tleman to :om ,"l ,d]by ref]r$ 0 ,mr4 ,nasmy?1 ! inv5tor ( ! /eam hamm]4 ,& z he has himself p]mitt$ ! /ory ( 8 life to be publi%$1 !re is no necessity = conceal+ 8 "n4 ,8 life is besides calculat$ to furni% "o ( ! be/ illu/rations ( our subject4 ,:5 a boy1 he 0 ( a bright1 active1 *e]ful disposition4 ,to a c]ta9 ext5t he inh]it$ 8 me*anical p[]s f 8 fa!r1 :o1 besides be+ an excell5t pa9t]1 0 a ?or\gh me*anic4 ,x 0 9 8 work%op t ! boy made 8 fir/ acqua9tance ) tools4 ,he also _h = 8 companion ! son ( an iron-f\nd]1 & he (t5 w5t to ! f\nd]'s %op to wat* ! m\ld+1 iron-melt+1 ca/+1 =g+1 patt]n-mak+1 & smi?'s "w t 0 go+ on4 ,i look back1 ,mr4 ,nasmy? says1 to ! h\rs ( ,saturday aft]noons sp5t 9 hav+ ! run ( ! work%ops ( ?is small f\ndry z ! true & only appr5tice%ip ( my life4 ,i did n tru/ to read+ ab\t su* ?+s4 ,i saw1 h&l$1 & help$ :5 ,i c\ld2 & all ! ideas 9 connection ) !m became 9 all details1 ev] aft]1 p]man5t 9 my m9d1--to say no?+ ( ! no small acqua9tance obta9$ at ! same "t ( ! nature ( workm54 ,9 c\rse ( "t1 "y ,nasmy?1 ) ! aid ( 8 fa!r's tools1 c\ld d little jobs = himself4 ,he made /eels = t9d]-boxes1 :i* he sold to 8 s*oolfell[s4 ,he made model /eam-eng9es1 & sectional models1 = use at popul> lectures & 9 s*ools2 & by sell+ su* models1 he rais$ suffici5t money to enable him to att5d ! lectures on ,natural ,philosophy & ,*emi/ry at ! ,ed9burgh ,univ]sity4 ,among 8 works at t "t1 0 a work+ model ( a /eam c>riage = use on common roads4 ,x work$ s well t he 0 induc$ to make ano!r on a l>g] scale4 ,aft] hav+ be5 successfully us$1 he sold ! eng9e = ! purpose ( driv+ a small factory4 ,nasmy? 0 n[ tw5ty ye>s old1 & wi%$ to turn 8 practical faculties to acc\nt4 ,8 object 0 to f9d employm5t 9 "o ( ! great eng9e]+ e/abli%m5ts ( ! day4 ,! fir/1 9 8 op9ion1 0 t ( ,h5ry ,maudslay1 ( ,london4 ,to atta9 8 object1 he made a small /eam-eng9e1 e "p ( :i* 0 8 own h&iwork1 includ+ ! ca/+ & =g+4 ,he proce$$ to ,london2 introduc$ himself to ! great eng9e]2 submitt$ 8 draw+s2 %[$ 8 models2 & 0 f9ally engag$ z ,mr4 ,maudslay's private workman4 ,!n came ! "q ( wages4 ,:5 ,nasmy? f9ally left home to beg9 ! _w on 8 own acc\nt1 he det]m9$ n to co/ 8 fa!r ano!r f>?+4 ,be+ ! y\nge/ ( elev5 *ildr51 he ?\ght t he c\ld ma9ta9 himself1 )\t tr5*+ f>!r ^u ! family means4 ,& he nobly fulfill$ 8 det]m9ation4 ,he felt t ! wages suffici5t to ma9ta9 o!r workm51 w\ld surely be suffici5t to ma9ta9 him4 ,he might h to ex]cise self-control & self-d5ial2 b ( c\rse he c\ld d t4 ,?\gh b a y\?1 he _h wisdom en\gh & self-respect en\gh to d5y himself ev]y?+ t 0 unnecess>y1 9 ord] to pres]ve ! valuable situation :i* he _h obta9$4 ,well1 ab\t ! wages4 ,:5 ,mr4 ,maudslay ref]r$ 8 "y workman to ! *ief ca%i] z to 8 weekly wages1 x 0 arrang$ t ,nasmy? 0 to receive t5 %ill+s a week4 ,he knew t1 by /rict economy1 he c\ld live )9 ?is am\nt4 ,he contriv$ a small cook+ app>atus1 ( :i* we possess ! draw+s4 ,x is n necess>y to describe 8 me?od ( cook+1 nor 8 me?od ( liv+2 x is suffici5t to say t 8 little cook+ app>atus 79 :i* he /ill takes great pride7 enabl$ him fully to accompli% 8 purpose4 ,he liv$ )9 8 means1 & did n co/ 8 fa!r ano!r f>?+4 ,next ye> 8 wages 7 increas$ to fifte5 %ill+s4 ,he !n began to save money4 ,he did n put x 9 a bank1 b us$ 8 sav+s = ! purpose ( mak+ ! tools ) :i* he aft]w>ds comm5c$ bus9ess4 ,9 ! ?ird ye> ( 8 s]vice1 8 wages 7 aga9 increas$1 on acc\nt1 d\btless1 ( ! value ( 8 s]vices4 ,i don't "k1 he has s9ce said1 t any future p]iod ( my life ab\nd$ 9 su* high enjoym5t ( exi/5ce z ! ?ree ye>s ,i sp5t at ,maudslay's4 ,x 0 a glori\s situation = "o l myself1--s e>ne/ z ,i 0 9 all t relat$ to me*anism--9 ! /udy ( m5 z well z ( ma*9]y4 ,i wi% _m a "y man w\ld d z ,i !n did4 ,i am sure !y w\ld f9d _! rew>d 9 t feel+ ( con/ant improvem5t1 ( daily advancem5t1 & true indep5d5ce1 :i* w ev] h a *>m = ^? :o are e>ne/ 9 _! endeav\rs to make "r progress 9 life & 9 ! reg>d ( all good m54 ,aft] ?ree ye>s sp5t at ,maudslay's1 ,mr4 ,nasmy? return$ to ,ed9burgh to con/ruct a small /ock ( eng9e]+ tools suitable = />t+ him 9 bus9ess on 8 own acc\nt4 ,he hir$ a work%op & did v>i\s eng9e]+ jobs1 9 ord] to increase 8 little /ore ( money & to execute 8 little /ock ( tools4 ,?is occupi$ him = two ye>s2 & 9 #ahcd he remov$ ! :ole ( 8 tools & ma*9]y to ,man*e/]4 ,he began bus9ess !re 9 a v humble way1 b x increas$ s rapidly t he 0 induc$ to remove to a *oice piece ( l& on ! banks ( ! ,bridgewat] ,canal at ,patricr(t1 & !re make a beg9n+--at fir/ 9 wood5 %$s--( ! n[ fam\s ,bridgewat] ,f\ndry4 ,!re1 says he1 ,i toil$ "r he>tily until ,decemb] #ca/1 #ahef1 :5 ,i retir$ to enjoy1 9 active leisure1 ! result ( _m an anxi\s & int]e/+ day4 ,i _h !re1 ) ! bless+ ( ,god1 devot$ ! be/ ye>s ( my life to ! pursuit ( a bus9ess ( :i* ,i 0 pr\d4 ,& ,i tru/ t1 )\t undue vanity1 ,i may be all[$ to say t ,i h left my m>k ^u sev]al useful inv5tions1 :i* probably h _h no small %>e 9 ! me*anical works ( ! age4 ,!re is sc>cely a /eam%ip or locomotive t is n indebt$ to my /eam hamm]2 & )\t x1 ,arm/rong & ,:itwor? guns & iron-plat$ m5-(-w> c\ld sc>cely h exi/$4 ,b ?\gh ,nasmy? retir$ f bus9ess at ! age ( =ty-eight1 he did n seek repose 9 idl5ess4 ,he cont9ues to be z busy z ! busie/2 b 9 an altoge!r diff]5t direction4 ,in/ead ( be+ ti$ to ! e>?1 he enjoys himself among/ ! />s4 ,by means ( telescopes ( 8 own mak+1 he has inve/igat$ ! sun1 & discov]$ its will[ leaves2 he has exam9$ & photograph$ ! moon1 & 9 ! monograph ( x :i* he has publi%$1 he has made u fully acqua9t$ ) its geography4 ,he is also a ?or\gh arti/1 & sp5ds a consid]able portion ( 8 "t 9 pa9t+1--?\gh he is too mode/ to exhibit4 ,! la/ "t we visit$ 8 beautiful home at ,hamm]field1 he 0 busy poli%+ glasses = "o ( 8 new telescopes1--! motive p[] be+ a w9dmill erect$ on "o ( 8 ou?\ses4 ,ano!r ^w be=e we h done4 ,if1 said ,nasmy?1 ,i 7 to try to compress into "o s5t5ce ! :ole ( ! exp]i5ce ,i h _h dur+ an active & successful life1 & (f] x to "y m5 z a rule & c]ta9 receipt = success 9 any /ation1 x w\ld be compos$ 9 ^! words--',duty fir/6 ,pleasure second6' ,f :at ,i h se5 ( "y m5 & _! aft]-progress1 ,i am satisfi$ t :at is g5]ally t]m$ 'bad =tune1' 'ill luck1' & 'mis=tune1' is 9 n9e cases out ( t51 simply ! result ( inv]t+ ! above simple maxim4 ,su* exp]i5ce z ,i h _h1 conv9ces me t abs5ce ( success arises 9 ! great majority ( cases f want ( self-d5ial & want ( common s5se4 ,! wor/ ( all maxims is ',pleasure fir/6 ,"w & ,duty second6 ,,*apt] ,,vi4 ,,me?ods ,,( ,,economy4 ,x 0 ) pr(\nd wisdom t ! ,romans call$ by ! same "n c\rage & virtue4 ,!re is 9 fact no virtue1 prop]ly s call$1 )\t victory ov] ourselves2 & :at co/ u no?+1 is wor? no?+4--,de ,mai/re4 ,almo/ all ! advantages :i* man possesses above ! inf]ior animals1 arise f 8 p[] ( act+ 9 comb9ation ) 8 fell[s2 & ( accompli%+ by ! unit$ ef=ts ( numb]s :at c\ld n be accompli%$ by ! deta*$ ef=ts ( indivduals4--,j4,s4 ,mill4 ,= ! future1 our ma9 security w be 9 ! wid] diffusion ( ,prop]ty1 & 9 all su* measures z w facilitate ?is result4 ,) ! possession ( prop]ty w come ,cons]vative in/9cts1 & dis9cl9ation = ra% & reckless s*emes4444 ,we tru/ mu*1 !re=e1 to ! rural population becom+ ,proprietors1 & to ! urban population becom+ ,capitali/s4--,w4,r4 ,greg4 ,! me?ods ( practis+ economy are v simple4 ,sp5d less ?an y e>n4 ,t is ! fir/ rule4 ,a portion %\ld always be set ap>t = ! future4 ,! p]son :o sp5ds m ?an he e>ns1 is a fool4 ,! civil law reg>ds ! sp5d?rift z ak9 to ! lunatic1 & frequ5tly takes f him ! managem5t ( 8 own affairs4 ,! next rule is to pay ready money1 & nev]1 on any acc\nt1 to run into debt4 ,! p]son :o runs into debt is apt to get *eat$2 & if he runs into debt to any ext5t1 he w himself be apt to get di%one/4 ,:o pays :at he owes1 enri*es himself4 ,! next is1 nev] to anticipate unc]ta9 pr(its by exp5d+ !m be=e !y are secur$4 ,! pr(its may nev] come1 & 9 t case y w h tak5 ^u y\rself a load ( debt :i* y may nev] get rid (4 ,x w sit ^u y\r %\ld]s l ! old man 9 ,s9bad4 ,ano!r me?od ( economy is1 to keep a regul> acc\nt ( all t y e>n1 & ( all t y exp5d4 ,an ord]ly man w "k be=eh& :at he requires1 & w be provid$ ) ! necess>y means = obta9+ x4 ,?us 8 dome/ic budget w be balanc$2 & 8 exp5diture kept )9 8 income4 ,john ,wesley regul>ly adopt$ ?is c\rse4 ,al?\gh he possess$ a small income1 he always kept 8 eyes ^u ! /ate ( 8 affairs4 ,a ye> be=e 8 dea?1 he wrote ) a trembl+ h&1 9 8 ,j\rnal ( ,exp5ses2 ,= m ?an eighty-six ye>s ,i h kept my acc\nts exactly4 ,i d n c>e to cont9ue to d s any long]1 hav+ ! conviction t ,i economize all t ,i obta91 & give all t ,i c1--t is to say1 all t ,i h4#a ,footnote #a3 ,s\!y's ,life ( ,wesley1 vol4 ii41 p4 #efj4 ,besides ^! me?ods ( economy1 ! eye ( ! ma/] or ! mi/ress is always necess>y to see t no?+ is lo/1 t ev]y?+ is put to its prop] use & kept 9 its prop] place1 & t all ?+s are done dec5tly & 9 ord]4 ,x does no di%on\r to ev5 ! highe/ individuals to take a p]sonal int]e/ 9 _! own affairs4 ,& ) p]sons ( mod]ate means1 ! necessity = ! eye ( ! ma/] ov]look+ ev]y?+1 is absolutely necess>y = ! prop] conduct ( bus9ess4 ,x is difficult to fix ! precise limits ( economy4 ,bacon says t if a man w\ld live well )9 8 income1 he ought n to exp5d m ?an "o-half1 & save ! re/4 ,?is is p]haps too exact+2 & ,bacon himself did n foll[ 8 own advice4 ,:at proportion ( "o's income %\ld be exp5d$ on r5t8 ,t dep5ds ^u circum/ances4 ,9 ! c\ntry ab\t "o-t5?2 9 ,london ab\t "o-six?4 ,x is at all ev5ts bett] to save too mu*1 ?an sp5d too mu*4 ,"o may rem$y ! fir/ defect1 b n s easily ! latt]4 ,:]ev] !re is a l>ge family1 ! m money t is put to "o side & sav$1 ! bett]4 ,economy is necess>y to ! mod]ately ri*1 z well z to ! comp>atively poor man4 ,)\t economy1 a man _c be g5]\s4 ,he _c take "p 9 ! *>itable "w ( ! _w4 ,if he sp5ds all t he e>ns1 he c help nobody4 ,he _c prop]ly educate 8 *ildr51 nor put !m 9 ! way ( />t+ fairly 9 ! bus9ess ( life4 ,ev5 ! example ( ,bacon %[s t ! l(tie/ intellig5ce _c neglect ?rift )\t p]il4 ,b ?\s&s ( witnesses daily te/ify1 t m5 ev5 ( ! mo/ mod]ate intellig5ce1 c practise ! virtue ) success4 ,al?\gh ,engli%m5 are a dilig5t1 h>d-work+1 & g5]ally self-reliant race1 tru/+ to !mselves & _! own ef=ts = _! su/5ance & advancem5t 9 ! _w1 !y are yet liable to ov]look & neglect "s ( ! be/ practical me?ods ( improv+ _! position1 & secur+ _! social well-be+4 ,!y are n yet suffici5tly educat$ to be temp]ate1 provid5t1 & =esee+4 ,!y live = ! pres5t1 & are too reg>dless ( ! com+ "t4 ,m5 :o are husb&s & p>5ts1 g5]ally ?9k !y d _! duty if !y provide = ! h\r t is1 neglectful ( ! h\r t is to come4 ,?\gh indu/ri\s1 !y are improvid5t2 ?\gh money-mak+1 !y are sp5d?rift4 ,!y d n ex]cise =e?\ght en\gh1 & are defective 9 ! virtue ( prud5t economy4 ,m5 ( all classes are1 z yet1 too little influ5c$ by ^! consid]ations4 ,!y are apt to live beyond _! incomes1--at all ev5ts1 to live up to !m1 ,! upp] classes live too mu* = display2 !y mu/ keep up _! position 9 society2 !y mu/ h f9e h\ses1 horses1 & c>riages2 give good d9n]s1 & dr9k ri* w9es1 _! ladies mu/ we> co/ly & gay dresses4 ,?us ! m>* ( improvid5ce goes on ov] brok5 he>ts1 ru9$ hopes1 & wa/$ ambitions4 ,! vice desc5ds 9 society1--! middle classes /rive to ape ! patrician ord]s2 !y fl\ri% cre/s1 liv]ies1 & hamm]clo?s2 _! daught]s mu/ le>n accompli%m5ts--see society--ride & drive--frequ5t op]as & !atres4 ,display is ! rage1 ambition rivall+ ambition2 & ?us ! vici\s folly rolls on l a tide4 ,! vice aga9 desc5ds4 ,! work+ classes1 too1 live up to _! means--mu* small] means1 x is true2 b ev5 :5 !y are able1 !y are n suffici5tly c>eful to provide aga9/ ! evil day2 & !n only ! poorh\se (f]s its scanty aid to protect !m aga9/ want4 ,to save money = av>ici\s purposes is altoge!r diff]5t f sav+ x = economical purposes4 ,! sav+ may be accompli%$ 9 ! same mann]--by wa/+ no?+1 & sav+ ev]y?+4 ,b "h ! comp>ison ends4 ,! mis]'s only pleasure is 9 sav+4 ,! prud5t economi/ sp5ds :at he c af=d = com=t & enjoym5t1 & saves a surplus = "s future "t4 ,! av>ici\s p]son makes gold 8 idol3 x is 8 molt5 calf1 be=e :i* he con/antly b[s d[n2 :]eas ! ?rifty p]son reg>ds x z a useful in/rum5t1 & z a means ( promot+ 8 own happ9ess & ! happ9ess ( ^? :o are dep5d5t ^u him4 ,! mis] is nev] satisfi$4 ,he amasses weal? t he c nev] consume1 b leaves x to be squ&]$ by o!rs1 probably by sp5d?rifts2 :]eas ! economi/ aims at secur+ a fair %>e ( ! _w's weal? & com=t1 )\t any ?\ght ( amass+ a =tune4 ,x is ! duty ( all p]sons to economize _! means1--( ! "y z well z ( ! old4 ,! ,duke ( ,sully m5tions1 9 8 ,memoirs1 t no?+ contribut$ m to 8 =tune ?an ! prud5t economy :i* he practis$1 ev5 9 8 y\?1 ( always pres]v+ "s ready money 9 h& = ! purpose ( meet+ circum/ances ( em]g5cy4 ,is a man m>ri$8 ,!n ! duty ( economy is /ill m b9d+4 ,8 wife & *ildr5 plead to him mo/ eloqu5tly4 ,are !y1 9 ! ev5t ( 8 e>ly dea?1 to be left to buffet ) ! _w unaid$8 ,! h& ( *>ity is cold1 ! gifts ( *>ity are valueless1 comp>$ ) ! ga9s ( indu/ry1 & ! hone/ sav+s ( frugal lab\r1 :i* c>ry ) !m bless+s & com=ts1 )\t inflict+ any w\nd ^u ! feel+s ( ! helpless & b]eav$4 ,let e man1 !re=e1 :o c1 endeav\r to economize & to save2 n to ho>d1 b to nurse 8 little sav+s1 = ! sake ( promot+ ! welf>e & happ9ess ( himself :ile "h1 & ( o!rs :5 he has dep>t$4 ,!re is a dignity 9 ! v ef=t to save ) a wor?y purpose1 ev5 ?\gh ! attempt %\ld n be cr[n$ ) ev5tual success4 ,x produces a well-regulat$ m9d2 x gives prud5ce a triumph ov] extravagance2 x gives virtue ! ma/]y ov] vice2 x puts ! passions "u control2 x drives away c>e2 x secures com=t4 ,sav$ money1 h[ev] little1 w s]ve to dry up _m a te>--w w>d (f _m sorr[s & he>tburn+s1 :i* o!rwise might prey ^u u4 ,possess$ ( a little /ore ( capital1 a man walks ) a light] /ep--8 he>t beats m *e]ily4 ,:5 int]ruption ( "w or adv]sity happ5s1 he c meet !m2 he c recl9e on 8 capital1 :i* w ei!r break 8 fall1 or prev5t x altoge!r4 ,by prud5tial economy1 we c realize ! dignity ( man2 life w be a bless+1 & old age an hon\r4 ,we c ultimately1 "u a k9d ,provid5ce1 surr5d] life1 consci\s t we h be5 no burd5 ^u society1 b r1 p]haps1 an acquisition & ornam5t to x2 consci\s1 also1 t z we h be5 indep5d5t1 our *ildr5 aft] u1 by foll[+ our example1 & avail+ !mselves ( ! means we h left beh9d u1 w walk 9 l mann] ?r\gh ! _w 9 happ9ess & indep5d5ce4 ,e man's fir/ duty is1 to improve1 to educate1 & elevate himself--help+ =w>d 8 bre?r5 at ! same "t by all reasonable me?ods4 ,ea* has )9 himself ! capability ( free w & free action to a l>ge ext5t2 & ! fact is prov$ by ! multitude ( m5 :o h successfully battl$ ) & ov]come ! adv]se circum/ances ( life 9 :i* !y h be5 plac$2 & :o h ris5 f ! l[e/ dep?s ( pov]ty & social debasem5t1 z if to prove :at en]getic man1 resolute ( purpose1 c d = 8 own elevation1 progress1 & advancem5t 9 ! _w4 ,is x n a fact t ! greatness ( humanity1 ! glory ( communities1 ! p[] ( nations1 are ! result ( trials & difficulties enc\nt]$ & ov]come8 ,let a man resolve & det]m9e t he w advance1 & ! fir/ /ep ( advancem5t is already made4 ,! fir/ /ep is half ! battle4 ,9 ! v fact ( advanc+ himself1 he is 9 ! mo/ effectual possible way advanc+ o!rs4 ,he is giv+ !m ! mo/ eloqu5t ( all lessons--t ( example2 :i* tea*es f> m emphatically ?an words c tea*4 ,he is do+1 :at o!rs are by imitation incit$ to d4 ,beg9n+ ) himself1 he is 9 ! mo/ emphatic mann] tea*+ ! duty ( self-re=m & ( self-improvem5t2 & if ! majority ( m5 act$ z he did1 h[ mu* wis]1 h[ mu* happi]1 h[ mu* m prosp]\s z a :ole1 w\ld society become4 ,=1 society be+ made up ( units1 w be happy & prosp]\s1 or ! rev]se1 exactly 9 ! same degree z ! respective individuals :o compose x4 ,compla9ts ab\t ! inequality ( conditions are z old z ! _w4 ,9 ! ,economy ( ,x5ophon1 ,socrates asks1 ,h[ is x t "s m5 live 9 abundance1 & h some?+ to sp>e1 :il/ o!rs c sc>cely obta9 ! necess>ies ( life1 & at ! same "t run into debt8 ,! reason is1 repli$ ,isoma*us1 because ! =m] occupy !mselves ) _! bus9ess1 :il/ ! latt] neglect x4 ,! diff]5ce betwe5 m5 consi/s = ! mo/ "p 9 intellig5ce1 conduct1 & en]gy4 ,! be/ "* nev] works by *ance1 b is "u ! influ5ce ( virtue1 prud5ce1 & =e?\ght4 ,!re are1 ( c\rse1 _m failures 9 ! _w4 ,! man :o looks to o!rs = help1 in/ead ( rely+ on himself1 w fail4 ,! man :o is und]go+ ! process ( p]petual wa/e1 w fail4 ,! mis]1 ! scrub1 ! extravagant1 ! ?riftless1 w necess>ily fail4 ,inde$1 mo/ p fail because !y d n des]ve to succe$4 ,!y set ab\t _! "w 9 ! wrong way1 & no am\nt ( exp]i5ce seems to improve !m4 ,!re is n s mu* 9 luck z "s p pr(ess to believe4 ,luck is only ano!r ^w = good managem5t 9 practical affairs4 ,ri*elieu us$ to say t he w\ld n cont9ue to employ an unlucky man1--9 o!r words1 a man want+ 9 practical qualities1 & unable to pr(it by exp]i5ce2 = failures 9 ! pa/ are v (t5 ! auguries ( failures 9 ! future4 ,"s ( ! be/ & able/ ( m5 are want+ 9 tact4 ,!y w nei!r make all[ance = circum/ances1 nor adapt !mselves to circum/ances3 !y w insi/ on try+ to drive _! w$ge ! broad end =emo/4 ,!y raise walls only to run _! own heads aga9/4 ,!y make su* great prep>ations1 & use su* great precautions1 t !y defeat _! own object1--l ! ,dut*man m5tion$ by ,wa%+ton ,irv+1 :o1 hav+ to leap a dit*1 w5t s f> back to h a good run at x1 t :5 he came up he 0 completely w9d$1 & _h to sit d[n on ! wrong side to recov] 8 brea?4 ,9 actual life1 we want ?+s done1 n prep>ations = do+ !m2 & we naturally pref] ! man :o has def9ite aims & purposes1 & proce$s 9 ! /raighte/ & %orte/ way to accompli% 8 object1 to ! "o :o describes ! ?+ to be done1 & sp9s f9e phrases ab\t do+ x4 ,)\t action1 words are m]e maund]+4 ,! desire = success 9 ! _w1 & ev5 = ! accumulation ( money1 is n )\t its uses4 ,x has d\btless be5 implant$ 9 ! human he>t = good r ?an = evil purposes4 ,inde$ ! desire to accumulate1 =ms "o ( ! mo/ p[]ful in/rum5ts = ! reg5]ation ( society4 ,x provides ! basis = individual en]gy & activity4 ,x is ! beg9n+ ( m>itime & comm]cial ent]prise4 ,x is ! f\ndation ( indu/ry1 z well z ( indep5d5ce4 ,x impels m5 to lab\r1 to inv5t1 & to excel4 ,no idle nor ?riftless man ev] became great4 ,x is among/ ^? :o nev] lo/ a mom5t1 t we f9d ! m5 :o h mov$ & advanc$ ! _w1--by _! le>n+1 _! sci5ce1 or _! inv5tions4 ,lab\r ( "s sort is "o ( ! conditions ( exi/5ce4 ,! ?\ght has come d[n to u f pagan times1 t ,lab\r is ! price :i* ! gods h set ^u all t is excell5t4 ,! ?\ght is also wor?y ( ,*ri/ian times4 ,ev]y?+ dep5ds1 z we %all aft]w>ds f9d1 ^u ! uses to :i* accumulations ( weal? are appli$4 ,on ! tomb/one ( ,john ,don\gh1 ( ,new ,orleans1 ! foll[+ maxims are engrav$ z ! m]*ant's guide to "y m5 on _! way ?r\gh life3-- ,rememb] always t lab\r is "o ( ! conditions ( our exi/5ce4 ,"t is gold2 ?r[ n "o m9ute away1 b place ea* "o to acc\nt4 ,d unto all m5 z y w\ld be done by4 ,nev] put (f till to-morr[ :at c be done to-day4 ,nev] bid ano!r d :at y c d y\rself4 ,nev] covet :at is n y\r own4 ,nev] ?9k any matt] s trifl+ z n to des]ve notice4 ,nev] give out :at does n come 94 ,d n sp5d1 b produce4 ,let ! greate/ ord] regulate ! actions ( y\r life4 ,/udy 9 y\r c\rse ( life to d ! greate/ am\nt ( good4 ,deprive y\rself ( no?+ t is necess>y to y\r com=t1 b live 9 hon\rable simplicity & frugality4 ,lab\r !n to ! la/ mom5t ( y\r exi/5ce4 ,mo/ m5 h x 9 _! p[]1 by prud5t arrangem5ts1 to def5d !mselves aga9/ adv]sity1 & to ?r[ up a b>ri] aga9/ de/itution4 ,!y c d ?is by _! own individual ef=ts1 or by act+ on ! pr9ciple ( co-op]ation1 :i* is capable ( an almo/ indef9ite ext5sion4 ,p ( ! mo/ humble condition1 by comb9+ _! means & associat+ toge!r1 are enabl$ 9 _m ways to def5d !mselves aga9/ ! pressure ( pov]ty1 to promote _! physical well-be+1 & ev5 to advance ! progress ( ! nation4 ,a solit>y individual may be able to d v little to advance & improve society2 b :5 he comb9es ) 8 fell[s = ! purpose1 he c d a v great deal4 ,civilization itself is b ! effect ( comb9+4 ,mr4 ,mill has said t almo/ all ! advantages :i* man possesses ov] ! inf]ior animals1 arise f 8 p[] ( act+ 9 comb9ation ) 8 fell[s1 & ( accompli%+1 by ! unit$ ef=ts ( numb]s1 :at c\ld n be accompli%$ by ! deta*$ ef=ts ( individuals4 ,! secret ( social developm5t is to be f\nd 9 co-op]ation2 & ! great "q ( improv$ economical & social life c only receive a satisfactory solution ?r\gh its means4 ,to effect good on a l>ge scale1 m5 mu/ comb9e _! ef=ts2 & ! be/ social sy/em is t 9 :i* ! organization = ! common good is r5d]$ ! mo/ complete 9 all respects4 ,! middle classes h l>gely employ$ ! pr9ciple ( association4 ,no class has ris5 s rapidly1 or done m by _! en]gy & indu/ry to advance ! p[] & progress ( ,engl&4 ,& :y8 ,because ! mo/ active h always be5 ! mo/ ready to associate1 to co-op]ate1 & to comb9e4 ,!y h comb9$ :5 !y 7 attack$1 comb9$ :5 !y _h an abuse to de/roy1 or a great object to accompli%4 ,!y h associat$ toge!r to manufacture articles ( comm]ce1 to make canals1 to con/ruct railways1 to =m gas companies1 to in/itute insurance & bank+ companies1 & to d an imm5se am\nt ( indu/rial "w4 ,by comb9+ _! small capitals toge!r1 !y h be5 able to accumulate an enorm\s aggregate capital1 & to execute ! mo/ gigantic und]tak+s4 ,! middle classes h accompli%$ m by ! pr9ciple ( co-op]ation ?an ! classes :o h s mu* great] ne$ ( x4 ,all ! jo9t /ock companies are ! result ( association4 ,! railways1 ! telegraphs1 ! banks1 ! m9es1 ! manufactories1 h = ! mo/ "p be5 e/abli%$ & are c>ri$ on by means ( ! sav+s ( ! middle classes4 ,! work+ classes h only begun to employ ! same pr9ciple4 ,yet h[ mu* might !y accompli% by its means6 ,!y might co-op]ate 9 sav+ z well z 9 produc+4 ,!y might1 by putt+ _! sav$ e>n+s toge!r1 become1 by comb9ation1 _! own ma/]s4 ,)9 a few ye>s pa/1 _m millions /]l+ h be5 exp5d$ 9 /rikes = wages4 ,a hundr$ millions a ye> are ?r[n away ^u dr9k & o!r unnecess>y articles4 ,"h is an enorm\s capital4 ,m5 :o exp5d or wa/e su* an am\nt c easily become capitali/s4 ,x requires only w1 en]gy1 & self-d5ial4 ,s mu* money sp5t on build+s1 plant1 & /eam-eng9es1 w\ld enable !m to manufacture = !mselves1 in/ead ( = ! b5efit ( individual capitali/s4 ,! /eam-eng9e is imp>tial 9 its s]vices4 ,x is no respect] ( p]sons2 x w "w = ! b5efit ( ! lab\r] z well z = ! b5efit ( ! millionaire4 ,x w "w = ^? :o make ! be/ use ( x1 & :o h ! greate/ k ( its p[]s4 ,! great] numb] ( workm5 possess little capital save _! lab\r2 &1 z we h already se51 _m ( !m uselessly & wa/efully sp5d mo/ ( _! e>n+s1 in/ead ( sav+ !m & becom+ capitali/s4 ,by comb9+ 9 l>ge numb]s = ! purposes ( economical work+1 !y might easily become capitali/s1 & op]ate ^u a l>ge scale4 ,z society is n[ con/itut$1 e man is n only ju/ifi$ b b\nd 9 duty z a citiz51 to accumulate 8 e>n+s by all fair & hon\rable me?ods1 ) ! view ( secur+ a position ( ultimate compet5ce & indep5d5ce4 ,we d n say t m5 %\ld save & ho>d _! ga9s = ! m]e sake ( sav+ & ho>d+2 ?is w\ld be p>simony & av>ice4 ,b we d say t all m5 ought to aim at accumulat+ a suffici5cy--en\gh to ma9ta9 !m 9 com=t dur+ ! helpless ye>s t are to come--to ma9ta9 !m 9 times ( sickness & ( sorr[1 & 9 old age1 :i*1 if x does come1 ought to f9d !m ) a little /ore ( capital 9 h&1 suffici5t to secure !m f dep5d5ce ^u ! *>ity ( o!rs4 ,workm5 are = ! mo/ "p dispos$ to associate2 b ! association is n always ( a heal?y k9d4 ,x sometimes takes ! =m ( ,unions aga9/ ma/]s2 & displays itself 9 ! ,/rikes t are s common1 & usually s un=tunate4 ,workm5 also /rike aga9/ m5 ( _! own class1 = ! purpose ( exclud+ !m f _! special call+4 ,"o ( ! pr9cipal objects ( trades-unions is to keep up wages at ! exp5se ( ! l[] paid & unassociat$ work+ p4 ,!y endeav\r to prev5t poor] m5 le>n+ _! trade1 & ?us keep ! supply ( lab\r bel[ ! dem&4#a ,?is sy/em may la/ = a "t1 b x becomes ru9\s 9 ! end4 ,footnote #a3 ,on ! #ca/ ,janu>y1 #ahge1 a lab\r] 9 ! employm5t ( ,messrs4 ,vick]s1 ,%effield1 :o _h n s]v$ an appr5tice%ip1 0 put on to turn "o ( ! la!s4 ,?is be+ contr>y to ! rules ( ! union1 ! m5 9 ! %op /ruck "w4 ,x is a usual c\rse = m5 ( ! union to /rike 9 ?is mann] aga9/ p]sons ( _! own condition1 & to ex]cise a =ce n re/+ 9 law or natural "r1 b m]ely on ! w ( a majority1 & directly subv]sive ( ! fre$om ( ! individual4 ,x is n ! want ( money t prev5ts skill$ workm5 f becom+ capitali/s1 & op5+ ! door = ! employm5t ( lab\r+ m5 :o are poor] & less skill$ ?an !mselves4 ,! "w-p ?rew away half a million /]l+ dur+ ! ,pre/on /rike1 aft] :i* !y w5t back to "w at ! old t]ms4 ,! ,london build+ trades ?rew away ov] ?ree hundr$ ?\s& p\nds dur+ _! /rike2 & ev5 _h !y obta9$ ! t]ms = :i* !y /ruck1 x w\ld h tak5 six ye>s to rec\p !m = _! loss4 ,! colli]s 9 ! ,=e/ ( ,dean w5t back to "w at ! old t]ms aft] elev5 weeks' play1 at ! loss ( fifty ?\s& p\nds4 ,! iron-work]s ( ,nor?umb]l& & ,durham1 aft] sp5d+ a ?ird ( ! ye> 9 idl5ess1 & los+ two hundr$ ?\s& p\nds 9 wages1 w5t back to "w at a r$uction ( t5 p] c5t4 ,! colli]s & iron-work]s ( ,s\? ,wales1 dur+ ! rec5t /rike or lock-out1 7 idle = f\r mon?s1 &1 accord+ to ,"l ,ab]d>e1 lo/1 9 wages alone1 n less ?an ?ree millions /]l+6 ,"h1 !n1 is abundance ( money )9 ! p[] ( work+-m51--money :i* !y might utilize1 b d n4 ,?9k only ( a solit>y million1 out ( ! ?ree millions /]l+ :i* !y ?rew away dur+ ! coal /rike1 be+ devot$ to ! />t+ ( colli]ies1 or iron-mills1 or manufactories1 to be work$ by co-op]ative production = ! b5efit ( ! op]atives !mselves4 ,) frugal habits1 says ,mr4 ,greg1 ! well-condition$ workman might 9 t5 ye>s easily h five hundr$ p\nds 9 ! bank2 &1 comb9+ 8 sav+s ) tw5ty o!r m5 simil>ly dispos$1 !y might h t5 ?\s& p\nds = ! purpose ( />t+ any manufacture 9 :i* !y are adepts4#a ,footnote #a3 ,! annual exp5diture ( ! work+ classes alone1 on dr9k & tobacco1 is n less ?an #fj1jjj1jjj4 ,e ye>1 !re=e1 ! work+ classes h x 9 _! p[] to become capitali/s 7simply by sav+ wa/eful & p]nici\s exp5diture7 to an ext5t :i* w\ld enable !m to />t at lea/ #ejj cotton mills1 or coal m9es1 or iron works1 on _! own acc\nt1 or to pur*ase at lea/ #ejj1jjj acres1 & s set up #ej1jjj families ea* ) a nice little e/ate ( _! own ( t5 acres1 on fee simple4 ,no "o c dispute ! facts4 ,no "o c d5y ! inf]5ce4--,qu>t]ly ,review1 ,no4 #bfc4 ,t ?is is n an impracticable s*eme1 is capable ( be+ easily prov$4 ,! practice ( co-op]ation has long be5 adopt$ by workpeople ?r\gh\t ,engl&4 ,a l>ge proportion ( ! fi%]y indu/ry has be5 conduct$ on t pr9ciple = hundr$s ( ye>s4 ,fi%]m5 jo9 9 build+1 rigg+1 & mann+ a boat2 ! proce$s ( ! fi% !y cat* at sea is divid$ among/ !m--s mu* to ! boat1 s mu* to ! fi%]m54 ,! company ( oy/]-dr$g]s ( ,:it/able has exi/$ "t out ( m9d1#b ?\gh x 0 only 9 #agic t !y 7 incorporat$ by ,act ( ,p>liam5t4 ,! t9-m9]s ( ,cornwall h also act$ on ! same pr9ciple4 ,!y h m9$1 wa%$1 & sold ! t91 divid+ ! proce$s among !mselves 9 c]ta9 proportions1--mo/ probably f ! "t t ! ,pho5icians c>ri$ away ! produce to _! ports 9 ! ,m$it]ranean4 ,footnote #b3 ,reports on ! ,p>is ,univ]sal ,exhibition1 #ahfg1 vol4 vi41 p4 #beb4 ,9 our own "t1 co-op]ation has be5 practis$ to a consid]able ext5t4 ,9 #agie1 ! ,hull ,anti-,mill ,indu/rial ,society 0 f\nd$4 ,! reasons = its association are expla9$ 9 ! petition address$ to ! ,mayor & ,ald]m5 ( ,hull by ! fir/ memb]s ( ! society4 ,! petition beg9s ?us3 ,we1 ! poor inhabitants ( ! said t[n1 h lately exp]i5c$ mu* tr\ble & sorr[ 9 ourselves & families1 on ! occasion ( ! exorbitant price ( fl\r2 & ?\gh ! price is mu* r$uc$ at pres5t1 yet we judge x ne$ful to take e precaution to pres]ve ourselves f ! invasions ( covet\s & m]ciless m5 9 future4 ,!y accord+ly ent]$ into a subscription to build a mill1 9 ord] to supply !mselves ) fl\r4 ,! corporation grant$ _! petition1 & support$ !m by lib]al donations4 ,! mill 0 built1 & exi/s to ?is day4 ,x n[ consi/s ( m ?an f\r ?\s& memb]s1 ea* hold+ a %>e ( tw5ty-five %ill+s4 ,! memb]s belong pr9cipally to ! lab\r+ classes4 ,! mill]s endeav\r$ by action at law to put d[n ! society1 b ! attempt 0 successfully resi/$4 ,! society manufactures fl\r1 & sells x to ! memb]s at m>ket price1 divid+ ! pr(its annually among/ ! %>ehold]s1 accord+ to ! quantity consum$ 9 ea* memb]'s family4 ,! society has prov$ em95tly remun]ative4 ,_m ye>s pass$ be=e ! example ( ! poor inhabitants ( ,hull 0 foll[$4 ,x 0 only 9 #ahdg t ! co-op]ators ( ,le$s pur*as$ a fl\r-mill1 & 9 #ahej t ^? ( ,ro*dale did ! same2 s9ce :i* "t !y h manufactur$ fl\r = ! b5efit ( _! memb]s4 ,! corn-mill]s ( ,le$s attempt$ to und]sell ! ,le$s ,indu/rial ,society4 ,!y soon fail$1 & ! price ( fl\r 0 p]man5tly r$uc$4 ,! ,le$s mill does bus9ess am\nt+ to m ?an a hundr$ ?\s& p\nds ye>ly2 its capital am\nts to tw5ty-two ?\s& p\nds2 & x paid m ?an eight ?\s& p\nds ( pr(its & bonuses to its ?ree ?\s& six hundr$ memb]s 9 #ahff1 besides supply+ !m ) fl\r ( ! be/ quality4 ,! ,ro*dale ,di/rict ,co-op]ative ,corn-mill ,society has also be5 em95tly successful4 ,x supplies fl\r to consum]s resid+ )9 a radius ( ab\t fifte5 miles r\nd ,ro*dale#a4 ,x also supplies fl\r to sixty-two co-op]ative societies1 numb]+ ov] twelve ?\s& memb]s4 ,its bus9ess 9 #ahff am\nt$ to two hundr$ & tw5ty-f\r ?\s& p\nds1 & its pr(its to ov] eighte5 ?\s& p\nds4 ,footnote #a3 ,its hi/ory is giv5 9 ! ,reports above ref]r$ to1 p4 #bfi4 ,! ,ro*dale ,corn-mill grew out ( ! ,ro*dale ,equitable ,pione]s ,society1 :i* =m$ an epo* 9 ! hi/ory ( indu/rial co-op]ative in/itutions4 ,! ,equitable ,pione]s ,society 0 e/abli%$ 9 ! ye> #ahdd1 at a "t :5 trade 0 9 a v bad condition1 & work+ p g5]ally 7 he>tless & hopeless z to _! future /ate4 ,"s tw5ty-eight or ?irty m51 mo/ly flannel weav]s1 met & =m$ !mselves into a society = ! purpose ( economiz+ _! h>d-won e>n+s4 ,x is pretty well kn[n t work+-m5 g5]ally pay at lea/ t5 p] c5t4 m = ! articles !y consume1 ?an !y ne$ to d "u a s\nd] sy/em4 ,pr(essor ,fawcett e/imates _! loss at ne>] tw5ty p] c5t4 ?an t5 p] c5t4 ,at all ev5ts1 ^! work+-m5 wi%$ to save ?is am\nt ( pr(it1 :i* be=e w5t into ! pockets ( ! di/ribut]s ( ! necess>ies1--9 o!r words1 into ! pockets ( ! %opkeep]s4 ,! weekly subscription 0 twop5ce ea*2 & :5 ab\t fifty-two calls ( twop5ce ea* _h be5 made1 !y f\nd t !y 7 able to buy a sack ( oatmeal1 :i* !y di/ribut$ at co/-price among/ ! memb]s ( ! society4 ,! numb] ( memb]s grew1 & ! subscriptions s increas$1 t ! society 0 enabl$ to buy tea1 sug>1 & o!r articles1 & di/ribute !m among/ ! memb]s at co/-price4 ,!y sup]s$$ ! %opkeep]s1 & became _! own tradesm54 ,!y insi/$ f ! fir/ on paym5ts 9 ca%4 ,no cr$it 0 giv54 ,! society grew4 ,x e/abli%$ a /ore = ! sale ( food1 fir+1 clo!s1 & o!r necess>ies4 ,9 a few ye>s ! memb]s set on foot ! ,co-op]ative ,corn-mill4 ,!y increas$ ! capital by ! issue ( "o-p\nd %>es1 & began to make & sell clo!s & %oes4 ,!y also sold drap]y4 ,b ! pr9cipal trade consi/$ 9 ! pur*ase & sale ( provisions--but*]s' meat1 groc]ies1 fl\r1 & su*-l4 ,not)/&+ ! great di/ress dur+ ! p]iod ( ! cotton fam9e1 ! society cont9u$ to prosp]4 ,f ! fir/1 x set ap>t a portion ( its funds = educational purposes1 & e/abli%$ a news-room1 & a libr>y1 :i* n[ conta9s ov] six ?\s& volumes4 ,! society cont9u$ to increase until x possess$ elev5 bran*es = ! sale ( goods & /ores 9 or ne> ,ro*dale1 besides ! orig9al (fice 9 ,toad ,lane4 ,at ! end ( #ahff1 x _h #f1bdf memb]s1 & a capital ( #ii1ijh4 ,its income = goods sold & ca% receiv$ dur+ ! ye> 0 #bdi1abb2 & ! gross pr(it #ca1ica4 ,b ?is 0 n all4 ,two & a half p] c5t4 0 appropriat$ f ! net pr(its to support ! news-rooms & libr>y2 & !re are n[ elev5 news & read+ rooms at diff]5t places 9 or ne> ! t[n :]e ! society c>ries on its bus9ess2 ! sum devot$ to ?is object am\nt+ to ov] sev5 hundr$ p\nds p] annum4 ,! memb]s play at *ess & draughts1 & use ! /]eoscopic views1 microscopes1 & telescopes plac$ 9 ! libr>ies4 ,no special arrangem5ts h be5 made to promote temp]ance2 b ! news-rooms & libr>y ex]cise a p[]ful & b5eficial influ5ce 9 promot+ sobriety4 ,x has be5 said t ! society has done m to remove drunk5ness f ,ro*dale ?an all t ! advocates ( temp]ance h be5 able to effect4 ,! example ( ! ,ro*dale ,pione]s has ex]cis$ a p[]ful influ5ce on work+-m5 ?r\gh\t ! nor!rn c\nties ( ,engl&4 ,!re is sc>cely a t[n or village b has a co-op]ative in/itution ( "o k9d or ano!r4 ,^! societies h promot$ habits ( sav+1 ( ?rift1 & ( temp]ance4 ,!y h giv5 ! p an int]e/ 9 money matt]s1 & enabl$ !m to lay out _! e>n+s to ! be/ advantage4 ,!y h also giv5 ! work+ p "s k ( bus9ess2 = ! :ole ( _! conc]ns are manag$ by committees select$ at ! g5]al meet+s ( ! memb]s4 ,"o ( ! mo/ fl\ri%+ co-op]ative societies is t e/abli%$ at ,ov] ,d>w54 ,! society has erect$ a r[ ( h&some build+s 9 ! c5tre ( ! t[n4 ,! %ops = ! sale ( provisions1 groc]ies1 clo?+1 & o!r necess>ies1 occupy ! l[] /ory4 ,ov] ! %ops are ! libr>y1 read+ rooms1 & class rooms1 :i* are op5 to ! memb]s & _! families4 ,! ?ird /ory consi/s ( a l>ge public hall1 :i* is us$ = lectures1 conc]ts1 & dances4 ,!re are six bran*es ( ! society e/abli%$ 9 diff]5t p>ts ( ! t[n4 ,a l>ge am\nt ( bus9ess is done1 & ! pr(its are v consid]able4 ,^! are divid$ among/ ! memb]s1 9 proportion to ! pur*ases made by !m4 ,! pr(its are = ! mo/ "p re-inve/$ 9 jo9t-/ock pap]-mills1 cotton-mills1 & colli]ies1 9 ! neighb\rhood ( ,d>w54 ,"o ( ! mo/ praisewor?y features ( ! society is ! provision made = ! free education ( ! memb]s & _! families4 ,two & a half p] c5t4 ( ! pr(its are appropriat$ = ! purpose4 ,:ile inspect+ ! in/itution a few mon?s ago1 we 7 in=m$ t ! ,sci5ce classes 7 s effici5tly conduct$1 t "o ( ! pupils _h j obta9$ a ,gov]nm5t ,s*ol>%ip ( fifty p\nds a ye>1 = ?ree ye>s1 includ+ free in/ruction at ! ,s*ool ( ,m9es1 ,j]myn ,/reet1 ,london1 ) a free use ( ! laboratories dur+ t p]iod4 ,!re are also two o!r co-op]ative in/itutions 9 ! same place2 & we 7 in=m$ t ! work+ p ( ,d>w5 are1 = ! mo/ "p1 h>d-work+1 sob]1 & ?rifty4 ,! example has also spread into ,scotl& & ! s\? ( ,engl&4 ,at ,nor?ampton1 a co-op]ative society exi/s = ! purpose ( buy+ & sell+ lea!r1 & also = ! manufacture ( boots & %oes4 ,at ,padiham & o!r places 9 ,lanca%ire1 co-op]ative cotton-mills h be5 e/abli%$4 ,! ,man*e/] & ,sal=d ,equitable ,co-op]ative ,society comb9e ! securities & facilities ( a bank ) ! pr(its ( a trade4 ,b ! bus9ess by :i* !y mo/ly ?rive1 is by ! pur*ase & sale ( food1 provisions1 groc]ies1 drap]ies1 & o!r articles1 ) ! exception ( intoxicat+ liquors4 ,! sole secret ( _! success consi/s 9 ready money4 ,!y give no cr$it4 ,ev]y?+ is done = ca%2 ! pr(it ( ! trade be+ divid$ among/ ! memb]s4 ,e bus9ess man kn[s t ca% paym5t is ! s\nde/ me?od ( conduct+ bus9ess4 ,! ,ro*dale ,pione]s hav+ discov]$ ! secret1 h spread x among/ _! class4 ,9 _! advice to memb]s ( ?is & o!r societies1 !y say3 ,look well aft] money matt]s4 ,buy y\r goods z mu* z possible 9 ! fir/ m>kets2 or if y h ! produce ( y\r indu/ry to sell1 contrive1 if possible1 to sell x 9 ! la/4 ,nev] dep>t f ! pr9ciple ( buy+ & sell+ = ready money4 ,bew>e ( long reckon+s4 ,9 %ort1 ! co-op]ative societies became tradesm5 on a l>ge scale2 &1 besides ! pur5ess ( ! food sold1 _! pr(it consi/$ 9 ! disc\nt = ca% paym5ts1 :i* 0 divid$ among/ ! memb]s4 ,l& & ,build+ ,societies con/itute ano!r =m ( co-op]ation4 ,^! are *iefly support$ by ! m9or middle-class m51 b also to a consid]able ext5t by ! skill$ & ?rifty work+-class m54 ,by _! means portions ( l& are b\ght1 & dwell+-h\ses are built4 ,by means ( a build+ society1 a p]son :o desires to possess a h\se ent]s ! society z a memb]1 & in/ead ( pay+ 8 r5t to ! l&lord1 pays 8 subscriptions & int]e/ to a committee ( 8 fri5ds2 & 9 c\rse ( "t1 :5 8 subscriptions are paid up1 ! h\se is pur*as$1 & convey$ to him by ! society4 ,! build+-society is ?us a sav+s bank1 :]e money accumulates = a c]ta9 purpose4 ,b ev5 ^? :o d n pur*ase a h\se1 receive a divid5d & bonus on _! %>es1 :i* sometimes am\nts to a consid]able sum4 ,! accumulation ( prop]ty has ! effect :i* x always has ^u ?rifty m52 x makes !m /eady1 sob]1 & dilig5t4 ,x weans !m f revolution>y notions1 & makes !m cons]vative4 ,:5 workm51 by _! indu/ry & frugality1 h secur$ _! own indep5d5ce1 !y w cease to reg>d ! sight ( o!rs' well-be+ z a wrong inflict$ on !mselves2 & x w no long] be possible to make political capital out ( _! imag9>y woes4 ,x has be5 said t ,freehold ,l& ,societies1 :i* 7 e/abli%$ = political objects1 _h ! effect ( wean+ m5 f political re=m4 ,!y 7 fir/ />t$ 9 ,birm+ham1 = ! purpose ( enabl+ m5 to buy l&1 & divide x into =ty-%ill+ freeholds1 s t ! own]s might become electors & vote aga9/ ! corn-laws4 ,! corn-laws h be5 done away )2 b ! hold]s ( freehold l& /ill exi/1 ?\gh _m ( !m h ceas$ to be politicians4 ,mr4 ,ar?ur ,ryl& in=ms me1 said ,mr4 ,holyoake1 9 a rec5t pap] on ,build+ ,societies1 t 9 ,birm+ham1 numb]s ( p]sons "u ! influ5ce ( ^! societies h =sak5 patriotism = pr(its4 ,& ,i "k bo? co-op]ators & ,*>ti/s :o 7 l\d-m\!d = social & political re=m1 :o n[ c>e no m = x ?an a ,:ig gov]nm5t2 & decl9e to att5d a public meet+ on a f9e night1 :ile !y w\ld crawl l ! s]p5t 9 ,ed51 ?r\gh a gutt] 9 a /orm1 aft] a good security4 ,!y h ta/$ l&1 & ! gravel has got into _! s\ls4 ,yet to _m o!rs1 he adds1 ^! societies h taught a heal?y frugality !y nev] else w\ld h kn[n2 & enabl$ _m an indu/ri\s son to take to 8 home 8 poor old fa!r--:o expect$ & dread$ to die 9 ! workh\se--& set him d[n to smoke 8 pipe 9 ! sun%9e 9 ! g>d51 ( :i* ! l& & ! h\se belong$ to 8 *ild4#a ,footnote #a3 ,pap] read at ,york ,meet+ ( ! ,national ,society = ,promot+ ,social ,sci5ce1 #bf? ,sept4 #ahfd4 ,! ,le$s ,p]man5t ,build+ ,society1 :i* has furni%$ heal?y t5em5ts = ab\t two hundr$ families1 sets =? ! foll[+ recomm5dations ( ! influ5ce :i* x has ex]cis$ among/ ! work+ classes ( t t[n3 ,x is truly *e]+ to he> ! memb]s !mselves1 at occasional meet+s tell h[1 f small sav+s hi!rto deem$ too little = active application1 !y began to inve/ 9 ! society3 !n to build or buy2 !n to advance 9 life1 & come to compet5ce1 f ext5d+ _! sav+s 9 ?is mann]4444 ,! provid5t habits & k ?us induc$ are mo/ b5eficial to ! memb]s4 ,& ! result is1 t ! c>eless become ?\ghtful1 &1 on sav+1 become ord]ly1 respectable1 prop]ti$1 & 9 e way bett] citiz5s1 neighb\rs1 & m wor?y & com=table4 ,! employm5t ( money 9 ?is useful direction enc\rages trade1 advances prices & wages1 com=ts ! work+ classes1 & at ! same "t provides ! means ( home enjoym5ts1 )\t :i* su* advances w\ld be comp>atively useless1 & c]ta9ly unc]ta94#a ,footnote #a3 ,lett] ( ,mr4 ,john ,holmes1 9 ,reports ( ,p>is ,univ]sal ,exhibition1 #ahfg vol4 vi41 p4 #bdj4 ,!re are also exceptional t[ns & villages 9 ,lanca%ire :]e l>ge sums ( money h be5 sav$ by ! op]atives = buy+ or build+ com=table cottage dwell+s4 ,la/ ye> ,padiham sav$ ab\t fifte5 ?\s& p\nds = ?is purpose1 al?\gh its population is only ab\t #h1jjj4 ,burnley has also be5 v successful4 ,! ,build+ ,society !re has #f1fjj inve/ors1 :o sav$ la/ ye> #afj1jjj or an av]age ( tw5ty-f\r p\nds = ea* inve/or4 ,! memb]s consi/ pr9cipally ( mill op]atives1 m9]s1 me*anics1 eng9e]s1 c>p5t]s1 /onemasons1 & lab\r]s4 ,!y also include wom51 bo? m>ri$ & unm>ri$4 ,our in=mant /ates t great numb]s ( ! work+ classes h pur*as$ h\ses 9 :i* to live4 ,!y h likewise b\ght h\ses z a means ( inve/m5t4 ,! build+ society has assi/$ 9 hundr$s ( ^! cases1 by advanc+ money on mortgage1--su* mortgages be+ repaid by easy in/alm5ts4 ,build+ ,societies are1 on ! :ole1 among ! mo/ excell5t me?ods ( illu/rat+ ! advantages ( ,?rift4 ,!y induce m5 to save money = ! purpose ( buy+ _! own homes2 9 :i*1 s long z !y live1 !y possess ! be/ ( all securities4 ,,*apt] ,,vii4 ,,economy ,,9 ,,life ,,assurance4 ,d n1 = "o repulse1 =ego ! purpose ,t y resolv$ to effect4--,%akespe>e4 ,we are help]s1 fell[-creatures1 ,( ! "r aga9/ ! wrong4--,e4 ,b>rett4 ,life 0 n giv5 u to be all us$ up 9 ! pursuit ( :at we mu/ leave beh9d u :5 we die4--,joseph ,may4 ,le bonheur ou le malheur de la vielillesse n'e/ s\v5t que l'extrait de notre vie passe4 7,! bless$ness or mis]y ( old age is (t5 b ! extract ( our pa/ life47 ,de ,mai/re4 ,two o!r me?ods ( co-op]ative sav+ rema9 to be m5tion$4 ,! fir/ is by ,life ,assurance1 :i* enables wid[s & *ildr5 to be provid$ = at ! dea? ( ! assur$2 & ! second is by ,fri5dly ,societies1 :i* enable work+ m5 to provide !mselves ) relief 9 sickness1 & _! wid[s & orphans ) a small sum at _! dea?4 ,! fir/ me?od is practis$ by ! middle & upp] classes2 & ! second by ! work+ classes4 ,x might possibly take a long "t to save en\gh money to provide = ^? :o are dep5d5t ^u u2 & !re is always ! temptation to encroa* ^u ! funds set ap>t = dea?1 :i*--z mo/ p suppose--may be a f>-di/ant ev5t4 ,s t sav+ bit by bit1 f week to week1 _c always be reli$ ^u4 ,! p]son :o jo9s an assurance society is 9 a diff]5t position4 ,8 annual or qu>t]ly sav+ becomes at once a portion ( a g5]al fund1 suffici5t to realize ! int5tion ( ! assur$4 ,at ! mom5t t he makes 8 fir/ paym5t1 8 object is atta9$4 ,?\gh he die on ! day aft] 8 premium has be5 paid1 8 wid[ & *ildr5 w receive ! entire am\nt ( 8 assurance4 ,?is sy/em1 :ile x secures a provision to 8 survivors1 at ! same "t incites a man to ! moral obligation ( exorcis+ =esight & prud5ce1 s9ce ?r\gh its means ^! virtues may be practis$1 & _! ultimate rew>d secur$4 ,n ! lea/ ( ! advantages att5d+ life assurance is ! s]5ity ( m9d :i* att5ds ! provid5t man :5 ly+ on a b$ ( sickness1 or :5 he is 9 prospect ( dea?1--s unlike t pa9ful anxiety = ! future welf>e ( a family1 :i* adds poignancy to bodily suff]+1 & ret>ds or defeats ! p[] ( m$ic9e4 ,! poet ,burns1 9 writ+ to a fri5d a few days be=e 8 dea?1 said t he 0 /ill ! victim ( affliction4 ,alas6 ,cl>k1 ,i beg9 to fe> ! wor/4 ,burns' poor wid[1 & half a doz5 ( 8 de> little ones helpless orphans2--!re1 ,i am weak z a woman's te>4 ,en\gh ( ?is1--'tis half my disease6 ,life assurance may be describ$ z a jo9t-/ock plan = secur+ wid[s1 & *ildr5 f want4 ,x is an arrangem5t by means ( :i* a l>ge numb] ( p]sons agree to lay by c]ta9 small sums call$ premiums1 ye>ly1 to accumulate at int]e/1 z 9 a sav+s bank1 aga9/ ! cont+5cy ( ! assur]'s dea?1--:5 ! am\nt ( ! sum subscrib$ = is =?) h&$ ov] to 8 survivors4 ,by ?is means1 p]sons possess$ ( b little capital1 ?\gh enjoy+ regul> wages or sal>ies1 h[ev] small1 may at once =m a fund = ! b5efit ( _! family at dea?4 ,we (t5 he> ( m5 :o h be5 dilig5t & useful memb]s ( society1 dy+ & leav+ _! wives & families 9 absolute pov]ty4 ,!y h liv$ 9 respectable /yle1 paid high r5ts = _! h\ses1 dress$ well1 kept up good visit+ acqua9tance1 7 se5 at mo/ places ( amusem5t1 & br\ght up _! *ildr5 ) c]ta9 ideas ( social position & respectability2 b dea? has /rick5 !m d[n1 & :at is ! situation ( _! families8 ,has ! fa!r provid$ = _! future8 ,f tw5ty to tw5ty-five p\nds a ye>1 paid into an ,assurance ,society1 w\ld h secur$ _! wid[s & orphans aga9/ absolute want4 ,h !y p]=m$ ?is duty8 ,no--!y h done no?+ ( ! k9d2 x turns out t ! family h be5 liv+ up to _! means1 if n beyond !m1 & ! issue is1 t !y are ?r[n sudd5ly bankrupt ^u ! _w4 ,conduct su* z ?is is n only ?\ghtless & improvid5t1 b he>tless & cruel 9 ! la/ degree4 ,to br+ a family into ! _w1 give !m ref9$ ta/es1 & accu/om !m to com=ts1 ! loss ( :i* is mis]y1 & !n to leave ! family to ! workh\se1 ! prison1 or ! /reet--to ! alms ( relatives1 or to ! *>ity ( ! public1--is no?+ %ort ( a crime done aga9/ society1 z well z aga9/ ! un=tunate individuals :o are ! imm$iate suff]]s4 ,x w be admitt$1 t ! numb] ( m5 :o c lay by a suffici5t /ore ( capital = ! b5efit ( _! families1 is1 9 ^! times ( int5se competition1 comp>atively small4 ,p]haps ! claims ( an increas+ family absorb ne>ly all _! ga9s1 & !y f9d t ! sum :i* !y c put away 9 ! bank is s small1 t x is n put away at all4 ,!y become reckless ( ev] atta9+ s app>5tly hopeless an object z t ( an accumulation ( sav+s1 = ! b5efit ( _! families at dea?4 ,take ! case ( a m>ri$ man ) a family4 ,he has begun bus9ess1 & ?9ks t if 8 life 7 sp>$1 he might 9 c\rse ( ye>s be able to lay by suffici5t sav+s to provide = 8 wife & family at 8 dea?4 ,b life is mo/ unc]ta91 & he kn[s t at any mom5t he may be tak5 away1--leav+ ^? he holds mo/ de> comp>atively de/itute4 ,at ?irty he det]m9es to jo9 a s\nd life (fice4 ,he insures = five hundr$ p\nds1 payable to 8 survivors at 8 dea?1 & pays f twelve to ?irte5 p\nds ye>ly4 ,f ! mom5t on :i* he pays t am\nt1 ! five hundr$ p\nds are secur$ = 8 family1 al?\gh he di$ ! v next day4 ,n[1 if he _h deposit$ ?is twelve or ?irte5 p\nds ye>ly 9 a bank1 or employ$ x at int]e/1 x w\ld h tak5 ab\t tw5ty ye>s be=e 8 sav+s w\ld h am\nt$ to five hundr$ p\nds4 ,b by ! simple & beautiful exp$i5t ( life assurance1 ^! tw5ty-six ye>s ( ! be/ "p ( 8 life are1 on ?is acc\nt at lea/1 secur$ aga9/ anxiety & c>e4 ,! anticipation ( future evil no long] robs him ( pres5t enjoym5t4 ,by means ( 8 annual fix$ paym5t--:i* decreases accord+ to ! pr(its ( ! society--he is secure ( leav+ a fix$ sum at 8 dea? = ! b5efit ( 8 family4 ,9 ?is way1 life assurance may be reg>d$ 9 ! light ( a contract1 by :i* ! inequalities ( life are to a c]ta9 ext5t av]ag$ & comp5sat$1 s t ^? :o die soon--or r _! families--become %>]s 9 ! good =tune ( ^? :o live beyond ! av]age t]m ( life4 ,& ev5 %\ld ! assur] himself live beyond ! p]iod at :i* 8 sav+s w\ld h accumulat$ to m ?an ! sum insur$1 he w n be dispos$ to rep9e1 if he takes into acc\nt 8 exemption f corrod+ solicitude dur+ s _m ye>s ( 8 life4 ,! reasons :i* induce a man to insure 8 h\se & /ock ( goods aga9/ ! accid5t ( fire1 ought to be /ill m imp]ative 9 induc+ him to insure 8 life aga9/ ! accid5t ( disease & ! cont+5cy ( sudd5 dea?4 ,:at is worldly prud5ce 9 ! "o case1 is some?+ m 9 ! o!r2 x has sup]add$ to x ! duty ( provid+ = ! future ma9t5ance ( a possibly wid[$ wife1 & orphan$ *ildr52 & no man c ju/ly /& excus$ :o neglects s great & b9d+ an obligation4 ,is x an obligation on ! "p ( a husb& & fa!r to provide daily bread = 8 wife & *ildr5 dur+ 8 life8 ,!n x is equally an obligation on 8 "p to provide means = _! adequate support 9 ev5t ( 8 dea?4 ,! duty is s obvi\s1 ! means ( p]=m+ x are s simple1 & are n[ s easily plac$ )9 ! rea* ( all m51--! arrangem5t is s em95tly practical1 rational1 b5evol5t1 & j1--x is1 moreov]1 s calculat$ to increase e wise & prud5t man's s5se ( self-respect1 & to enc\rage him 9 ! p]=mance ( all prop] social duties1--t we _c conceive ( any possible objection t c be urg$ aga9/ x2 & x is only to be regrett$ t ! practice is n f> m g5]al & cu/om>y ?an x is1 among/ all classes ( ! community4#a ,footnote #a3 ,x may be m5tion$ t ! total am\nt assur$ 9 exi/+ ,briti% (fices1 mo/ly by ! middle classes1 is ab\t ?ree hundr$ & fifty millions /]l+2 & t ! annual premiums payable am\nt to n less ?an elev5 millions /]l+4 ,& yet no m ?an "o p]son 9 tw5ty ( ! p]sons belong+ to ! classes to :om ,life ,assurance is especially applicable1 h yet avail$ !mselves ( its b5efits4 ,! ,fri5dly or ,b5efit ,societies ( ! work+ classes are also ,co-op]ative ,societies "u ano!r =m4 ,!y cultivate ! habit ( prud5t self-reliance among/ ! p1 & are consequ5tly wor?y ( e enc\ragem5t4 ,x is c]ta9ly a /rik+ fact t "s f\r millions ( work+ m5 %\ld h organiz$ !mselves into volunt>y associations = ! purpose ( mutual support 9 "t ( sickness & di/ress4 ,^! societies are ! outgr[? 9 a great measure ( ! ,engli% love ( self-gov]nm5t & social indep5d5ce1--9 illu/ration ( :i* x maybe /at$1 t :]eas 9 ,france only "o p]son 9 sev5ty-six is f\nd belong+ to a b5efit society1 & 9 ,belgium "o 9 sixty-f\r1 ! proportion 9 ,engl& is f\nd to be "o 9 n9e4 ,! ,engli% societies are said to h 9 h& funds am\nt+ to m ?an elev5 millions /]l+2 & !y di/ribute relief among/ _! memb]s1 provid$ by volunt>y contributions out ( _! weekly e>n+s1 am\nt+ to above two millions ye>ly4 ,al?\gh ! work+ classes ( ,france & ,belgium d n belong to b5efit societies to any?+ l ! same ext5t1 x mu/ be /at$1 9 _! ju/ification1 t !y are among/ ! mo/ ?rifty & prud5t p 9 ! _w4 ,!y inve/ _! sav+s pr9cipally 9 l& & 9 ! public funds4 ,! ,fr5* & ,belgians h a positive hung] = l&4 ,!y save ev]y?+ t !y c = ! purpose ( acquir+ m4 ,& ) respect to _! inve/m5ts 9 ! public funds1 x may be m5tion$1 z a well-kn[n fact1 t x 0 ! ,fr5* peasantry :o1 by inve/+ _! sav+s 9 ! ,national ,def5ce ,loan1 lib]at$ ,fr5* soil f ! tread ( _! ,g]man conqu]ors4#a ,footnote #a3 ,at ! pres5t "t "o individual out ( e eight 9 ! population ( ,france has a %>e 9 ! ,national ,debt1 ! av]age am\nt held be+ #agj francs4 ,! p>ticipants 9 ! debt approa* closely to ! numb] ( freehold]s1 or r di/9ct freehold+s1 :i* am\nt to #e1eej1jjj1 accord+ to ! la/ return4 ,france c]ta9ly furni%es a s+ul> exception to ^? c\ntries ( ,c5tral & ,we/]n ,europe1 :]e ! ri* are gett+ m ri* & ! poor ev] m poor4 ,9 ,france weal? becomes m & m di/ribut$ among ! bulk ( ! population4 ,engli% b5efit societies1 not)/&+ _! great uses & b5efits1 h num]\s defects4 ,!re are faults 9 ! details ( _! organization & managem5t1 :il/ _m ( !m are f9ancially uns\nd4 ,l o!r in/itutions 9 _! e>ly /ages1 !y h be5 t5tative & 9 a great measure empirical1--m especially z reg>ds _! rates ( contribution & all[ances = sick relief4 ,! rates h 9 _m cases be5 fix$ too l[1 9 proportion to ! b5efits all[$2 & h5ce ! box is (t5 decl>$ to be clos$1 aft] ! money subscrib$ has be5 exp5d$4 ,! society !n comes to an end1 & ! old] memb]s h to g )\t relief = ! re/ ( _! lives4 ,b life assurance societies !mselves h _h to und]go ! same discipl9e ( failure1 & ! op]ation ( w9d+ up has n unfrequ5tly ?r[n discr$it ^u ^! middle-class associations4 ,to quote ! words ( ! ,regi/r> ( ,fri5dly ,societies1 9 a rec5t report3 ,?\gh ! in=mation ?us f> obta9$ is n v enc\rag+ z to ! g5]al sy/em ( managem5t2 on ! :ole1 p]haps1 ! results ( ! inve/m5ts ( ! poor are n worse ?an ^? :i* noblem51 memb]s ( ,p>liam5t1 m]*ants1 pr(ess$ f9anci]s1 & speculators h contriv$ to atta9 9 _! managem5t ( railways1 jo9t-/ock banks1 & ent]prises ( all k9ds4 ,! workm5's societies orig9at$ = ! mo/ "p 9 a common want1 felt by p]sons ( small means1 unable to accumulate any consid]able /ore ( sav+s to provide aga9/ de/itution 9 ! ev5t ( disablem5t by disease or accid5t4 ,at ! beg9n+ ( life1 p]sons e>n+ _! bread by daily lab\r are able to save money ) difficulty4 ,unavoidable exp5ses absorb _! limit$ means & press heavily on _! income4 ,:5 unable to "w1 any little /ore !y may h accumulat$ is soon sp5t1 & if !y h a family to ma9ta91 !re is !n no *oice be=e !m b de/itution1 begg+1 or rec\rse to ! poor-rates4 ,9 _! desire to avoid ei!r ( ^! alt]natives1 !y h contriv$ ! exp$i5t ( ! b5efit society4 ,by comb9+ & putt+ a l>ge numb] ( small contributions toge!r1 !y h f\nd x practicable ?us to provide a fund suffici5tly l>ge to meet _! ord9>y requirem5ts dur+ sickness4 ,! means by :i* ?is is accompli%$ are v simple4 ,ea* memb] contributes to a common fund at ! rate ( f f\rp5ce to sixp5ce a week1 & out ( ?is fund ! /ipulat$ all[ance is paid4 ,mo/ b5efit societies h also a ,wid[s' & ,orphans' ,fund1 rais$ 9 l mann]1 out ( :i* a sum is paid to ! survivors ( memb]s at _! dea?4 ,x w be obvi\s t su* organizations1 h[ev] faulty !y may be 9 detail1 _c fail to ex]cise a b5eficial influ5ce ^u society at l>ge4 ,! fact t "o ( su* associations1 ! ,man*e/] ,unity ( ,odd ,fell[s1 numb]s ab\t half a million ( memb]s2 possesses a fund$ capital am\nt+ to #c1gjf1cff2 & di/ributes 9 sick relief & paym5ts ( sums at dea? above #cjj1jjj a ye>1 illu/rates 9 a /rik+ light _! b5eficial action ^u ! classes = :om & by :om !y h be5 e/abli%$4 ,by _! means1 work+ m5 are enabl$ to secure ! results ( economy at a comp>atively small co/4 ,=1 mutual assurance is economy 9 its mo/ economical =m2 & m]ely pres5ts ano!r illu/ration ( t p[] ( co-op]ation :i* is work+ out su* extraord9>y results 9 all dep>tm5ts ( society1 & is 9 fact b ano!r "n = ,civilization4 ,_m p]sons object to ,fri5dly ,societies because !y are conduct$ at public-h\ses2 because _m ( !m are got up by ! keep]s ( public-h\ses 9 ord] to obta9 cu/om f ! memb]s2 & because1 9 _! =tnightly meet+s to pay _! subscriptions1 !y acquire ! p]nici\s habit ( dr9k+1 & ?us wa/e q z mu* z !y save4 ,! ,fri5dly ,societies d\btless rely v mu* on ! social elem5t4 ,! public-h\se is ev]ybody's h\se4 ,! memb]s c !re meet toge!r1 talk toge!r1 & dr9k toge!r4 ,x is extremely probable t _h !y tru/$ solely to ! s5se ( duty--! duty ( insur+ aga9/ sickness--& m]ely requir$ ! memb]s to pay _! weekly contributions to a collector1 v few societies ( ! k9d w\ld h rema9$ 9 exi/5ce4 ,9 a l>ge numb] ( cases1 !re is practically no *oice betwe5 ! society t meets at a public-h\se1 & none at all4 ,x s happ5s t ! _w _c be conduct$ on sup]f9e pr9ciples4 ,to mo/ m51 & especially to ! m5 we are speak+ (1 x is a r\gh1 work+ _w1 conduct$ on common pr9ciples1 su* z w we>4 ,to "s x may seem vulg> to associate be]1 tobacco1 or fea/+ ) ! pure & simple duty ( effect+ an insurance aga9/ disablem5t by sickness2 b ! _w we live 9 is vulg>1 & we mu/ take x z we f9d x1 & try to make ! be/ ( x4 ,x mu/ be admitt$ t ! t5d5cies to pure good 9 man are v weak1 & ne$ mu* help+4 ,b ! exp$i5t1 vulg> ?\gh x be1 ( attract+ him ?r\gh 8 appetite = meat & dr9k to p]=m a duty to himself & neighb\rs1 is by no means conf9$ to societies ( work+ m54 ,!re is sc>cely a ,london *>ity or in/itution b has its annual d9n] = ! purpose ( attract+ subscrib]s4 ,are we to condemn ! eighte5p5ny annual d9n] ( ! poor man1 b excuse ! gu9ea "o ( ! ri*8 ,a vigor\s ef=t 0 made by ,mr4 ,akroyd ( ,halifax1 9 #ahef1 to e/abli% a ,provid5t ,sick ,society & ,p5ny ,sav+s ,bank = ! work+ m5 9 ! ,we/ ,rid+ ( ,york%ire4 ,an organization 0 set on foot ) ^! objects2 & ?\gh ! ,p5ny ,bank prov$ a complete success1 ! ,provid5t ,society prov$ a complete failure4 ,mr4 ,akroyd ?us expla9s ! causes ( ! failure3 ,we f\nd ! gr\nd preoccupi$1 he says1 by ,fri5dly ,societies1 especially by ! ,odd ,fell[s1 ,druids1 ,=e/]s1 etc42 & aga9/ _! pr9ciples ( self-gov]nm5t1 mutual *eck aga9/ fraud1 & bro!rhood1 no new & indep5d5t society c compete4 ,our rates 7 also ( necessity mu* high] ?an !irs1 & ?is 0 p]haps "o ( ! *ief causes ( our failure4 ,l[ rates ( contribution h be5 ! pr9cipal cause ( ! failure ( ,fri5dly ,societies4#a ,x 0 ( c\rse natural t ! memb]s1 be+ p]sons ( limit$ means1 %\ld endeav\r to secure ! objects ( _! organization at ! l[e/ co/4 ,!y !re=e fix$ _! rates z l[ z possible2 &1 z ! results prov$1 !y 9 mo/ cases fix$ !m too l[4 ,s long z ! societies consi/$1 = ! mo/ "p1 ( "y1 heal?y m51 & ! av]age am\nt ( sickness rema9$ l[1 ! paym5ts made seem$ ample4 ,! funds accumulat$1 & _m flatt]$ !mselves t _! societies 7 9 a prosp]\s /ate1 :5 !y conta9$ ! sure elem5ts ( decay4 ,=1 z ! memb]s grew old]1 _! av]age liability to sickness 0 regul>ly increas+4 ,! effects ( increas$ age ^u ! solv5cy ( b5efit clubs soon becom+ kn[n1 "y m5 avoid$ ! old] societies1 & pref]r$ sett+ up organizations ( _! own4 ,! consequ5ce 01 t ! old m5 began to draw ^u _! res]ves at ! same "t t ! regul> contributions fell (f2 & :51 z 0 frequ5tly ! case1 a few con/antly ail+ memb]s kept press+ ^u ! society1 ! funds 7 at l5g? exhau/$1 ! box 0 decl>$ to be clos$1 & ! society 0 brok5 up4 ,! real inju/ice 0 done to ! y\ng] m5 :o rema9$ 9 ! society4 ,aft] pay+ _! contributions = _m ye>s1 !y f\nd1 :5 sickness at l5g? fell ^u !m1 t ! funds _h be5 exhau/$1 by exp5diture = sup]annuation & o!r all[ances1 :i* 7 n provid$ = by ! rules ( ! society4 ,footnote #a3 ,! ,regi/r> ( ,fri5dly ,societies1 9 8 report = #ahei1 /ates t f #agic to #aheh1 ! numb] ( societies enroll$ & c]tifi$ _h be5 #bh1eej1 ( :i* #f1hej _h ceas$ to exi/4 ,! causes ( failure 9 mo/ cases 7 report$ to be1 inadequacy ( ! rates ( contribution1 ! grant+ ( p5sions z well z sick pay1 & no increase ( "y memb]s4 ,! dissolution ( a society1 h[ev]1 is frequ5tly effect$ ) a view ( remodell+ x1 & />t+ afre% "u bett] regulations1 & ) rates ( premium su* z increas$ k has %[n to be necess>y = ! risks :i* !y h to incur4 ,ev5 ! be/ ( ! ,b5efit ,societies h be5 sl[ to le>n ! ess5tial importance ( adequate rates ( contribution1 to enable !m to fulfil _! obligations & ensure _! cont9u$ usefulness z well z solv5cy4 ,! defect ( mo/ ( !m consi/s 9 _! try+ to d too mu* ) too little means4 ,! b5efits paid out are too high = ! rates ( contribution paid 94 ,^? :o come fir/ are s]v$1 b ^? :o come late too (t5 f9d an empty box4 ,n only h ! rates ( paym5t be5 g5]ally fix$ too l[1 b !re has be5 little or no discrim9ation 9 ! selection ( memb]s4 ,m5 advanc$ 9 ye>s & ( fragile heal? are (t5 admitt$ on ! same t]ms z ! "y & ! heal?y1 ! only diff]5ce be+ 9 ! rate ( entry money4 ,ev5 "y lodges1 :i* />t ) inadequate rates1 in/ead ( gr[+ /rong]1 gradually gr[ weak]2 & 9 ! ev5t ( a few con/antly ail+ memb]s fall+ ^u ! funds1 !y soon become exhau/$1 & ! lodge becomes bankrupt & is brok5 up4 ,su* has be5 ! hi/ory ( ?\s&s ( ,fri5dly ,societies1 do+ good & s]v+ a useful purpose 9 _! "t1 b %ort-liv$1 ephem]al1 & to _m ( _! memb]s disappo9t+1 & ev5 deceptive4 ,attempts h be5 rec5tly made--m especially by ! (fic]s ( ! ,man*e/] ,unity ( ,odd ,fell[s--to improve ! f9ancial condition ( _! society4 ,p]haps ! be/ pro( ( ! desire t exi/s on ! "p ( ! lead+ m9ds 9 ! ,unity to br+ ! organization into a /ate ( f9ancial s\ndness1 is to be f\nd 9 ! fact t ! ,bo>d ( ,managem5t h au?oriz$ ! publication ( ! be/ ( all data = future guidance1--namely1 ! actual sickness exp]i5ce ( ! ,ord]4 ,an elaborate s]ies ( tables has accord+ly be5 prep>$ & publi%$ = _! in=mation by ,mr4 ,ratcliffe1 ! correspond+ secret>y1 at an exp5se ( ab\t #c1ejj4 ,9 ! preface to ! la/ edition x is /at$ t ?is sum has n be5 ab/ract$ f ! funds set ap>t = relief dur+ sickness1 = assurances at dea?1 or = provid+ = necessit\s wid[s & orphans1 b f ! managem5t funds ( ! lodges--funds :i*1 be+ g5]ally rais$ by direct levy on ! memb]s1 are n !re=e readily exp5d$ )\t c>eful consid]ation on ! "p ( ^? mo/ int]e/$ 9 ! "* & welf>e ( _! *]i%$ in/itution4 ,we believe t "t & exp]i5ce w enable ! lead]s ( ,fri5dly ,societies g5]ally to improve !m1 & introduce new ameliorations4 ,! be/ in/itutions are ?+s ( sl[ gr[?1 & are %ap$ by exp]i5ce1 :i* includes failures z well z successes2 & f9ally1 !y require age to /r5g!n !m & root !m 9 habit4 ,! rude/ society e/abli%$ by work+ m5 = mutual help 9 sickness1 indep5d5t ( help f private *>ity or ! poor-rates1 is gr\nd$ on a "r _s1 & is des]v+ ( e enc\ragem5t4 ,x furni%es a f\ndation on :i* to build up some?+ bett]4 ,x tea*es self-reliance1 & ?us cultivates among/ ! humble/ classes habits ( provid5t economy4 ,fri5dly ,societies began _! op]ations be=e !re 0 any sci5ce ( vital /ati/ics to guide !m2 & if !y h made mi/akes 9 mutual assurance1 !y h n /ood alone4 ,look+ at ! difficulties !y h _h to enc\nt]1 !y are entitl$ to be judg$ *>itably4 ,good advice giv5 !m 9 a k9dly _s w n fail to produce good results4 ,! defects :i* are mix$ up ) !m are to be reg>d$ z b ! transi5t integum5t :i* w mo/ probably fall away z ! fl[] rip5s & ! fruit matures4 ,,*apt] ,,viii4 ,,sav+s ,,banks4 ,i wi% ,i c\ld write all across ! sky1 9 lett]s ( gold1 ! "o ^w ,,sav+s ,,bank4--,rev4 ,w94 ,m>%4 ,! only true secret ( assi/+ ! poor is to make !m ag5ts 9 bett]+ _! own condition4--,ar*bi%op ,sumn]4 ,qui v+t ne sait1 tr5te ne peut1 qu>ante n'a1--jamais ne saura1 ne p\rra1 n'aura4--,fr5* ,prov]b4 ,g to ! ant1 ?\ slugg>d2 consid] h] ways1 & be wise3 :i* hav+ no guide1 ov]se]1 or rul]1 provide? h] meat 9 ! summ]1 & ga!re? h] food 9 ! h>ve/4--,prov]bs vi4 #f4 ,x is said t !re is a skeleton 9 e h\sehold4 ,! skeleton is lock$ up--put away 9 a cupbo>d--- & r>ely se54 ,only ! p inside ! h\se "k ( its exi/5ce4 ,b ! skeleton1 nev]!less1 _c long be conceal$4 ,x comes to light 9 "s way or ano!r4 ,! mo/ common skeleton is ,pov]ty4 ,pov]ty1 says ,d\glas ,j]rold1 is ! great secret1 kept at any pa9s by "o-half ! _w f ! o!r half4 ,:5 !re is no?+ laid by--no?+ sav$ to relieve sickness :5 x comes--no?+ to alleviate ! wants ( old age1--?is is ! skeleton hid away 9 _m a cupbo>d4 ,9 a c\ntry su* z ?is1 :]e bus9ess is (t5 br\ght to a /&/ill by ov]-trad+ & ov]-speculation1 _m ma/]s1 cl]ks1 & workpeople are ?r[n out ( employm5t4 ,!y mu/ wait until bett] times come r\nd4 ,b 9 ! meantime1 h[ are !y to live8 ,if !y h accumulat$ no sav+s1 & h no?+ laid by1 !y are comp>atively de/itute4 ,ev5 ! ,co-op]ative ,cotton-mills1 or ,co-op]ative ,banks1 :i* are no?+ m ?an ,jo9t-/ock ,companies1 ,limit$1#a may become bankrupt4 ,!y may n be able1 z 0 ! case dur+ ! cotton fam9e1 to compete ) l>ge capitali/s 9 ! pur*ase ( cotton1 or 9 ! production ( cotton twi/4 ,co-op]ative companies e/abli%$ = ! purpose ( manufactur+1 are probably ( too speculative a "* to af=d mu* la/+ b5efit to ! work+ classes2 & x seems t by f> ! saf] c\rse = !m to pursue1 9 times su* z ! pres5t1 is by means ( simple1 direct sav+4 ,!re may be less *ance ( ga91 b !re is less risk ( loss4 ,:at is laid by is n lock$ up & cont+5t = its productiv5ess ^u times & trade1 b is /eadily accumulat+1 & is always ready at h& = use :5 ! p9* ( adv]sity occurs4 ,footnote #a3 ,! new cotton factories :i* h be5 call$ co-op]ative1 & :i*1 "u t "n1 h br\ght toge!r l>ge numb]s ( %>ehold]s ( ! wage classes1 are all n[ 9 reality common jo9t-/ock companies1 ) limit$ liability4 ,! s-call$ co-op]ative %>ehold]s 9 ! lead+ e/abli%m5ts decid$1 z ,i am in=m$1 by l>ge majorities1 t ! work]s %\ld only be paid wages 9 ! ord9>y mann]1 & %\ld n divide pr(its4 ,! wages be+ = piecework1 x 0 held t ! paym5t 0 9 accordance ) communi/ic pr9ciple1 'ea* accord+ to 8 capacity1 ea* accord+ to 8 "w4' ,! common sp9n] _h _h no %>e 9 ! "w ( ! g5]al direction1 nor _h he ev9c$ any ( ! capacity ( ?rift or =esight ( ! capitali/1 & :y %\ld he %>e pr(its z if he _h8 ,! wage class1 9 _! capacity ( %>ehold]s1 decid$ t x 0 an unju/ claim ^u _! pr(its1 & kept !m undivid$ to !mselves4--,edw9 ,*adwick1 ,c4,b4 ,mr4 ,bright /at$ 9 ! ,h\se ( ,commons1 9 #ahfj1b t ! income ( ! work+ classes 0 und]/at$ at ?ree hundr$ & twelve millions a ye>4 ,look+ at ! increase ( wages :i* has tak5 place dur+ ! la/ fifte5 ye>s1 _! income mu/ n[ am\nt to at lea/ f\r hundr$ millions4 ,footnote #b3 ,spee* on ! ,repres5tation ( ! ,p ,bill4 ,surely1 out ( ?is l>ge fund ( e>n+s1 ! work+ classes might easily save f ?irty to =ty millions ye>ly4 ,at all ev5ts1 !y might save su* an am\nt z1 if prop]ly us$ & duly economiz$1 c\ld n fail to e/abli% l>ge numb]s ( !m 9 circum/ances ( com=t & ev5 ( comp>ative weal?4 ,! in/ances :i* we h already cit$ ( p]sons 9 ! humbl] ranks ( life hav+ by prud5tial =e?\ght accumulat$ a consid]able /ore ( sav+s = ! b5efit ( _! families1 & z a /ay = _! old age1 ne$ n by any means be ! comp>atively exceptional cases t !y are n[4 ,:at "o well-regulat$ p]son is able to d1 o!rs1 influ5c$ by simil> self-reliant motives1 & practis+ l sobriety & frugality1 might ) equal ease & 9 "o way or ano!r accompli%4 ,a man :o has m money ab\t him ?an he requires = curr5t purposes1 is tempt$ to sp5d x4 ,to use ! common phrase1 x is apt to burn a hole 9 8 pocket4 ,he may be easily entrapp$ into company2 & :]e 8 home provides b small com=t1 ! public-h\se1 ) its bright fire1 is always ready to welcome him4 ,x (t5 happ5s t workm5 lose _! employm5t 9 bad times4 ,m]cantile conc]ns become bankrupt1 cl]ks are paid (f1 & s]vants are dismiss$ :5 _! ma/]s c no long] employ !m4 ,if ! disemploy$ p h be5 9 ! habit ( regul>ly consum+ all _! sal>ies & wages1 )\t lay+ any?+ by1 _! case is ab\t ! mo/ pitiable t c be imag9$4 ,b if !y h sav$ some?+1 at home or 9 ! sav+s bank1 !y w be enabl$ to break _! fall4 ,!y w obta9 "s brea?+-"t1 be=e !y aga9 fall into employm5t4 ,suppose !y h z mu* z t5 p\nds sav$4 ,x may seem a v little sum1 yet 9 di/ress x am\nts to mu*4 ,x may ev5 prove a man's passport to future indep5d5ce4 ,) t5 p\nds a workman might remove f "o di/rict to ano!r :]e employm5t is m abundant4 ,) t5 p\nds1 he might emigrate to ,canada or ! ,unit$ ,/ates1 :]e 8 lab\r might be 9 reque/4 ,)\t ?is little /ore ( sav+s1 he might be root$ to 8 native spot1 l a limpet to ! rock4 ,if a m>ri$ man ) a family1 8 t5 p\nds w\ld save 8 home f wreckage1 & 8 h\sehold f de/itution4 ,8 t5 p\nds w\ld keep ! wolf f ! door until bett] times came r\nd4 ,t5 p\nds w\ld keep _m a s]vant-girl f ru91 give h] "t to recruit h] heal?1 p]haps wa/$ by h>d "w1 & enable h] to look ab\t = a suitable place1 in/ead ( ru%+ into ! fir/ t (f]$4 ,we d n value money = its own sake1 & we %\ld be ! la/ to enc\rage a mis]ly desire to ho>d among/ any class2 b we _c help recogniz+ 9 money ! means ( life1 ! means ( com=t1 ! means ( ma9ta9+ an hone/ indep5d5ce4 ,we w\ld !re=e recomm5d e "y man & e "y woman to beg9 life by le>n+ to save2 to lay up = ! future a c]ta9 portion ( e week's e>n+s1 be x little or mu*2 to avoid consum+ e week or e ye> ! e>n+s ( t week or ye>2 & we c\nsel !m to d ?is1 z !y w\ld avoid ! horrors ( dep5d5ce1 de/itution1 or begg>y4 ,we w\ld h m5 & wom5 ( e class able to help !mselves--rely+ ^u _! own res\rces--^u _! own sav+s2 = x is a true say+ t a p5ny 9 ! purse is bett] ?an a fri5d at c\rt4 ,! fir/ p5ny sav$ is a /ep 9 ! _w4 ,! fact ( its be+ sav$ & laid by1 indicates self-d5ial1 =e?\ght1 prud5ce1 wisdom4 ,x may be ! g]m ( future happ9ess4 ,x may be ! beg9n+ ( indep5d5ce4 ,cobbett 0 accu/om$ to sc(f at ! bubble ( ,sav+s ,banks1 alleg+ t x 0 an insult to p to tell !m t !y _h any?+ to save4 ,yet ! ext5t to :i* sav+s banks h be5 us$1 ev5 by ! humble/ classes1 proves t he 0 z mu* mi/ak5 9 ?is z he 0 9 _m ( ! views :i* he ma9ta9$4 ,!re are ?\s&s ( p]sons :o w\ld probably nev] h ?\ght ( lay+ by a p5ny1 b = ! facility ( ! sav+s bank3 x w\ld h seem$ s useless to try4 ,! small ho>d 9 ! cupbo>d 0 too ready at h&1 & w\ld h become dissipat$ be=e x accumulat$ to any am\nt2 b no soon] 0 a place ( deposit provid$1 :]e sums z small z a %ill+ c\ld be put away1 ?an p ha/5$ to take advantage ( x4 ,! fir/ sav+s bank 0 />t$ by ,miss ,priscilla ,wakefield1 9 ! p>i% ( ,tott5ham1 ,middlesex1 t[>ds ! close ( la/ c5tury1--h] object be+ ma9ly to /imulate ! frugality ( poor *ildr54 ,! exp]im5t prov$ s successful t 9 #agii ! ,rev4 ,joseph ,smi?1 ( ,w5don1 comm5c$ a plan ( receiv+ small sums f 8 p>i%ion]s dur+ summ]1 & return+ !m at ,*ri/mas1 ) ! addition ( "o-?ird z a /imulus to prud5ce & =e?\ght4 ,miss ,wakefield1 9 h] turn1 foll[$ ,mr4 ,smi?'s example1 & 9 #ahjd ext5d$ ! plan ( h] *>itable bank1 s z to include adult lab\r]s1 female s]vants1 & o!rs4 ,a simil> in/itution 0 =m$ at ,ba?1 9 #ahjh1 by sev]al ladies ( t city2 & ab\t ! same "t ,mr4 ,:itbread propos$ to ,p>liam5t ! =mation ( a national in/itution1 9 ! nature ( a bank1 = ! use & advantage ( ! lab\r+ classes alone2 b no?+ came ( 8 proposal4 ,x 0 n until ! ,rev4 ,h5ry ,duncan1 ! m9i/] ( ,ru?well1 a poor p>i% 9 ,dumfries%ire1 took up ! subject1 t ! sav+s-bank sy/em may be said to h become fairly inaugurat$4 ,! inhabitants ( t p>i% 7 mo/ly poor cottag]s1 ^: av]age wages did n am\nt to m ?an eight %ill+s a week4 ,!re 7 no manufactures 9 ! di/rict1 nor any means ( subsi/5ce = ! population1 except :at 0 d]iv$ f ! l& "u cultivation2 & ! l&[n]s 7 = ! mo/ "p non-resid5t4 ,x seem$ a v unlikely place 9 :i* to e/abli% a bank = sav+s1 :]e ! poor p 7 already oblig$ to /ra9 e n]ve to e>n a b>e liv+1 to provide ! means ( educat+ _! *ildr5 7=1 h[ev] small 8 income1 ! ,scotti% peasant almo/ inv>iably contrives to save some?+ :]e) to s5d 8 *ildr5 to s*ool71 & to pay _! little contributions to ! fri5dly society ( ! p>i%4 ,nev]!less1 ! m9i/] resolv$1 z a help to 8 spiritual in/ructions1 to try ! exp]im5t4 ,n _m lab\r+ m5 may appreh5d ! deep argum5ts ( ! religi\s tea*]1 b ! lea/ intellig5t c appreciate a bit ( practical advice t tells on ! well-be+ ( 8 h\sehold z well z on ! lab\r]'s own daily com=t & self-respect4 ,dr4 ,duncan knew t1 ev5 9 ! poore/ family1 !re 7 odds & ends ( income apt to be fritt]$ away 9 unnecess>y exp5diture4 ,he saw "s ?rifty cottag]s us+ ! exp$i5t ( a c[1 or a pig1 or a bit ( g>d5-gr\nd1 z a sav+s bank1--f9d+ _! return ( int]e/ 9 ! %ape ( butt] & milk1 w9t]'s bacon1 or g>d5 produce2 & x occurr$ to him t !re 7 o!r villag]s1 s+le m5 & "y wom51 = :om "s analog\s mode ( /or+ away _! summ]'s sav+s might be provid$1 & a fair rate ( int]e/ return$ ^u _! little inve/m5ts4 ,h5ce orig9at$ ! p>i% sav+s bank ( ,ru?well1 ! fir/ self-support+ in/itution ( ! k9d e/abli%$ 9 ?is c\ntry4 ,t ! m9i/] 0 n wrong 9 8 anticipations1 0 prov$ by ! fact t1 9 ! c\rse ( f\r ye>s1 ! funds ( 8 sav+s bank am\nt$ to ne>ly a ?\s& p\nds4 ,& if poor villag]s out ( eight %ill+s a week1 & female lab\r]s & s]vants out ( mu* less1 c\ld lay aside ?is sum1--:at might n me*anics1 artizans1 m9]s1 & iron-work]s accompli%1 :o e>n f ?irty to fifty %ill+s a week all ! ye> r\nd8 ,! example set by ,dr4 ,duncan 0 foll[$ 9 _m t[ns & di/ricts 9 ,engl& & ,scotl&4 ,9 e in/ance ! model ( ! ,ru?well p>i% bank 0 foll[$2 & ! self-su/a9+ pr9ciple 0 adopt$4 ,! sav+s banks ?us in/itut$1 7 n eleemosyn>y in/itutions1 nor dep5d5t ^u anybody's *>ity or patronage2 b _! success re/$ entirely ) ! depositors !mselves4 ,!y enc\rag$ ! indu/ri\s classes to rely ^u _! own res\rces1 to ex]cise =e?\ght & economy 9 ! conduct ( life1 to *]i% self-respect & self-dep5d5ce1 & to provide = _! com=t & ma9t5ance 9 old age1 by ! c>eful use ( ! products ( _! indu/ry1 in/ead ( hav+ to rely = aid ^u ! ?ankless dole ( a begrudg$ poor-rate4 ,! e/abli%m5t ( sav+s banks ) ^! objects1 at l5g? began to be recogniz$ z a matt] ( national conc]n2 & 9 #ahag an ,act 0 pass$ :i* s]v$ to increase _! numb] & ext5d _! usefulness4 ,v>i\s measures h s9ce be5 adopt$ ) ! object ( increas+ _! effici5cy & security4 ,b not)/&+ ! great good :i* ^! in/itutions h accompli%$1 x is /ill obvi\s t ! bett]-paid classes ( workpeople avail !mselves ( !m to only a v limit$ ext5t4 ,a v small portion ( ! f\r hundr$ millions e/imat$ to be annually e>n$ by ! work+ classes f9ds its way to ! sav+s bank1 :ile at lea/ tw5ty times ! am\nt is sp5t annually at ! be]%op & ! public-h\se4 ,x is n ! highly-paid class ( work+ m5 & wom5 :o inve/ money 9 ! sav+s banks2 b ^? :o e>n comp>atively mod]ate incomes4 ,?us ! mo/ num]\s class ( depositors 9 ! ,man*e/] & ,sal=d ,sav+s ,bank is t ( dome/ic s]vants4 ,aft] !m rank cl]ks1 %opm51 port]s1 & m9]s4 ,only ab\t a ?ird "p ( ! deposits belong to ! op]atives1 artizans1 & me*anics4 ,x is ! same 9 manufactur+ di/ricts g5]ally4 ,a few ye>s s9ce1 x 0 f\nd t ( ! num]\s female depositors at ,dundee1 only "o 0 a factory work]3 ! re/ 7 = ! mo/ "p s]vants4 ,!re is ano!r fact t is rem>kable4 ,! habit ( sav+ does n s mu* prevail 9 ^? c\nties :]e wages are ! highe/1 z 9 ^? c\nties :]e wages are ! l[e/4 ,previ\s to ! era ( ,po/ ,(fice ,sav+s ,banks1 ! inhabitants ( ,wilts & ,dorset--:]e wages are ab\t ! l[e/ 9 ,engl&--deposit$ m money 9 ! sav+s banks1 p] head ( ! population1 ?an !y did 9 ,lanca%ire & ,york%ire1 :]e wages are ab\t ! highe/ 9 ,engl&4 ,tak+ ,york%ire itself1 & divid+ x into manufactur+ & agricultural1--! manufactur+ inhabitants ( ! ,we/ ,rid+ ( ,york inve/$ ab\t tw5ty-five %ill+s p] head ( ! population 9 ! sav+s banks2 :il/ ! agricultural population ( ! ,ea/ ,rid+ inve/$ ab\t ?ree times t am\nt4 ,private soldi]s are paid mu* less wages p] week ?an ! l[e/-paid workm51 & yet !y put m money 9 ! sav+s banks ?an workm5 :o are paid f ?irty to =ty %ill+s a week4 ,soldi]s are g5]ally suppos$ to be a p>ticul>ly ?\ghtless class4 ,inde$1 !y are sometimes held up to odium z reckless & dissolute2 b ! ,milit>y ,sav+s ,bank ,returns refute ! vilification1 & prove t ! ,briti% soldi] is z sob]1 well-discipl9$1 & frugal1 z we already "k him to be brave4 ,mo/ p =get t ! soldi] mu/ be ob$i5t1 sob]1 & hone/4 ,if he is a drunk>d1 he is puni%$2 if he is di%one/1 he is drumm$ out ( ! regim5t4 ,wond]ful is ! magic ( ,drill6 ,drill means discipl9e1 tra9+1 education4 ,! fir/ drill ( e p is milit>y4 ,x has be5 ! fir/ education ( nations4 ,! duty ( ob$i5ce is ?us taught on a l>ge scale1--submission to au?ority2 unit$ action "u a common head4 ,^! soldi]s1--:o are ready to m>* /eadily aga9/ volli$ fire1 aga9/ bel*+ cannon1 up =tress heights1 or to beat _! heads aga9/ bri/l+ bayonets1 z !y did at ,badajos1--7 once tailors1 %oemak]s1 me*anics1 delv]s1 weav]s1 & pl\ghm52 ) m\?s gap+1 %\ld]s /oop+1 feet /raggl+1 arms & h&s l great f9s hang+ by _! sides2 b n[ _! gait is firm & m>tial1 _! figures are erect1 & !y m>* along1 to ! s\nd ( music1 ) a tread t makes ! e>? %ake4 ,su* is ! wond]ful p[] ( drill4 ,nations1 z !y become civiliz$1 adopt o!r me?ods ( discipl9e4 ,! drill becomes indu/rial4 ,conque/ & de/ruction give place to production 9 _m =ms4 ,& :at trophies ,indu/ry has won1 :at skill has x ex]cis$1 :at lab\rs has x p]=m$6 ,e indu/rial process is p]=m$ by drill$ b&s ( artizans4 ,g into ,york%ire & ,lanca%ire1 & y w f9d armies ( drill$ lab\r]s at "w1 :]e ! discipl9e is p]fect1 & ! results1 z reg>ds ! am\nt ( manufactur$ productions turn$ out ( h&1 are prodigi\s4 ,on effici5t drill+ & discipl9e1 m5's success z individuals1 & z societies entirely dep5ds4 ,! mo/ self-dep5d5t man is "u discipl9e1--& ! m p]fect ! discipl9e1 ! m complete 8 condition4 ,a man mu/ drill 8 desires1 & keep !m "u subjection1--he mu/ obey ! ^w ( comm&1 o!rwise he is ! sport ( passion & impulse4 ,! religions man's life is full ( discipl9e & self-re/ra9t4 ,! man ( bus9ess is entirely subject to sy/em & rule4 ,! happie/ home is t :]e ! discipl9e is ! mo/ p]fect1 & yet :]e x is ! lea/ felt4 ,we at l5g? become subject to x z to a law ( ,nature1 & :ile x b9ds u firmly1 yet we feel x n4 ,! =ce ( ,habit is b ! =ce ( ,drill4 ,"o d>e sc>cely h9t1 9 ^! days1 at ! necessity = compulsory conscription2 & yet1 7 ! p at l>ge compell$ to pass ?r\gh ! discipl9e ( ! army1 ! c\ntry w\ld be /rong]1 ! p w\ld be sob]]1 & ?rift w\ld become mu* m habitual ?an x is at pres5t4 ,milit>y sav+s banks 7 fir/ sugge/$ by ,payma/] ,fairf[l 9 #ahaf2 & ab\t t5 ye>s lat] ! "q 0 aga9 rais$ by ,colonel ,ogl&]1 ( ! #bf? ,foot 7,cam]onians74 ,! subject 0 br\ght "u ! notice ( ! late ,duke ( ,well+ton1 & negativ$2 ! ,duke mak+ ! foll[+ memor&um on ! subject3 ,!re is no?+ t ,i "k ( to prev5t a soldi]1 equally ) o!rs ( ,8 ,maje/y's subjects1 f inve/+ 8 money 9 sav+s banks4 ,if !re be any imp$im5t1 x %\ld be tak5 away2 b ,i d\bt ! exp$i5cy ( go+ fur!r4 ,! idea1 h[ev]1 seems to h occurr$ to ! ,duke1 t ! proposal to facilitate ! sav+ ( money by private soldi]s might be turn$ to acc\nt 9 ! way ( a r$uction 9 ! army exp5diture1 & he *>act]i/ically add$3 ,has a soldi] m pay ?an he requires8 ,if he has1 x %\ld be l[]$1 n to ^? n[ 9 ! s]vice1 b to ^? enli/$ h]eaft]4 ,no "o1 h[ev]1 c\ld allege t ! pay ( ! private soldi] 0 excessive1 & x 0 n likely t any proposal to l[] x w\ld be ent]ta9$4 ,! subject ( sav+s banks = ! army 0 all[$ to re/ = a "t1 b by ! assi/ance ( ,sir ,james ,mc,gregor & ,"l ,h[ick a s*eme 0 at l5g? approv$ & f9ally e/abli%$ 9 #ahdb4 ,! result has prov$ satisfactory 9 an em95t degree1 & speaks well = ! "* ( ! ,briti% soldi]4 ,x appe>s f a pap] pres5t$ to ! ,h\se ( ,commons "s ye>s ago1--giv+ ! details ( ! sav+s effect$ by ! respective corps1--t ! m5 ( ! ,royal ,artill]y _h sav$ ov] tw5ty-?ree ?\s& p\nds1 or an av]age ( sixte5 p\nds to ea* depositor4 ,^! sav+s 7 made out ( a daily pay ( "o & ?reep5ce & a p5ny = be]-money1 or equal to ab\t n9e & sixp5ce a week1 subject to sundry d$uctions = extra clo?+4 ,aga91 ! m5 ( ! ,royal ,eng9e]s--mo/ly drawn f ! skill$ me*anical class--_h sav$ ne>ly twelve ?\s& p\nds1 or an av]age ( ab\t tw5ty p\nds = ea* depositor4 ,! ,tw5ty-six? regim5t ( ! l9e 7,cam]onians71 ^: pay 0 a %ill+ a day & a p5ny = be]1 sav$ ov] f\r ?\s& p\nds4 ,two hundr$ & fifty m5 ( ! fir/ battalion1 or "o-?ird ( ! corps1 7 depositors 9 ! sav+s bank1 & _! sav+s am\nt$ to ab\t sev5te5 p\nds p] man4 ,b ?is is n all4 ,private soldi]s1 out ( _! small e>n+s1 are accu/om$ to remit consid]able sums ?r\gh ! po/ (fice1 to _! poor relations at home4 ,9 "o ye>1 tw5ty-two ?\s& p\nds 7 ?us s5t f ,ald]%ot1--! av]age am\nt ( ea* money ord] be+ tw5ty-"o %ill+s & f\rp5ce4 ,& if m5 ) sev5 %ill+s & sev5-p5ce a week c d s mu*1 :at might n skill$ workm5 d1 ^: e>n+s am\nt to f two to ?ree p\nds a week8 ,soldi]s s]v+ abroad dur+ ardu\s campaigns h prov$ !mselves to be equally ?\ghtful & provid5t4 ,dur+ ! w> 9 ! ,crimea1 ! soldi]s & seam5 s5t home ?r\gh ! money ord] (fice sev5ty-"o ?\s& p\nds1 & ! army works corps ?irty-five ?\s& p\nds4 ,m ?an a ye> be=e ! money ord] sy/em 0 introduc$ at ,scut>i1 ,miss ,night+ale took *>ge ( ! soldi]s' sav+s4 ,%e f\nd !m mo/ will+ to abridge _! own com=ts or indulg5ces1 = ! sake ( o!rs de> to !m1 z well z = _! own future well-be+2 & %e devot$ an aft]noon 9 e week to receiv+ & =w>d+ _! sav+s to ,engl&4 ,%e remitt$ _m ?\s& p\nds 9 ?is mann]1 & x 0 di/ribut$ by a fri5d 9 ,london1--mu* ( x to ! remote/ corn]s ( ,scotl& & ,irel&4 ,& x af=d$ "s evid5ce t ! se$ fell 9 good places 7z well z ( ! punctuality ( ! po/ (fice71 t ( ! :ole numb] ( remittances1 all b "o 7 duly ackn[l$g$4 ,aga91 !re is n a regim5t return+ f ,india b br+s home ) x a /ore ( sav+s4 ,9 ! ye> #ahfj1 aft] ! ,indian mut9y1 m ?an tw5ty ?\s& p\nds 7 remitt$ on acc\nt ( invalid$ m5 s5t back to ,engl&2 besides :i* !re 7 eight regim5ts :i* br\ght home balances to _! cr$its 9 ! regim5tal banks am\nt+ to #dj4dii4a ,! highe/ 0 ! ,eighty-f\r?1 ^: sav+s am\nt$ to #i1gah4 ,! ,sev5ty-,eigh? 7,ross-%ire ,buffs71 ! h]oes :o foll[$ ,havelock 9 8 m>* on ,luckn[1 sav$ #f1dhj2 & ! gallant ,?irty-second1 :o held ,luckn[ "u ,+lis1 sav$ #e1bfc4 ,! ,eighty-six?1 ! fir/ battalion ( ! ,t5?1 & ! ,n9? ,dragoons1 all br\ght home an am\nt ( sav+s indicative ( provid5ce & =e?\ght1 :i* reflect$ ! highe/ hon\r ^u !m z m5 z well z soldi]s4#b ,footnote #a3 ,! sum s5t home by soldi]s s]v+ 9 ,india = ! b5efit ( fri5ds & relatives are n includ$ 9 ^! am\nts1 ! remittances be+ made direct by ! payma/]s ( regim5ts1 & n ?r\gh ! sav+s banks4 ,footnote #b3 ,! am\nt ( ! ,fund = ,milit>y ,sav+s ,banks on ! #e? ( ,janu>y1 #ahgf1 0 #cch1cej4 ,& yet ! private soldi]s d n deposit all _! sav+s 9 ! milit>y sav+s banks1--especially :5 !y c obta9 access to an ord9>y sav+s bank4 ,we are in=m$ t _m ( ! h\sehold troops /ation$ 9 ,london deposit _! sp>e money 9 ! sav+s banks r ?an 9 ! regim5tal banks2 & :5 ! "q 0 on a rec5t occasion ask$ z to ! cause1 ! answ] giv5 01 ,i w\ld n h my s]geant "k t ,i 0 sav+ money4 ,b 9 addition to ?is1 ! private soldi] w\ld r t 8 comrades did n "k t he 0 sav+ money2 = ! ?riftless soldi]1 l ! ?riftless workman1 :5 he has sp5t ev]y?+ ( 8 own1 is v apt to set up a k9d ( "r to borr[ f ! fund ( 8 m ?rifty comrade4 ,! same feel+ ( suspicion frequ5tly prev5ts workm5 deposit+ money 9 ! ord9>y sav+s bank4 ,!y d n l x to be kn[n to _! employ]s t !y are sav+ money1 be+ "u ! impression t x might lead to attempts to l[] _! wages4 ,a work+ man 9 a t[n 9 ,york%ire1 :o _h det]m9$ to make a deposit 9 ! sav+s bank1 ( :i* 8 ma/] 0 a director1 w5t repeat$ly to wat* at ! door ( ! bank be=e he c\ld asc]ta9 t 8 ma/] 0 abs5t2 & he only paid 9 8 money1 aft] sev]al weeks' wait+1 :5 ne _h assur$ himself ( ?is fact4 ,! m9]s at ,bil/on1 at lea/ su* ( !m z put money 9 ! sav+s bank1 7 accu/om$ to deposit x 9 o!r names ?an _! own4 ,nor 7 !y )\t reason4 ,= "s ( _! employ]s 7 actually oppos$ to ! in/itution ( sav+s banks1--fe>+ le/ ! workm5 might apply _! sav+s to _! ma9t5ance dur+ a turn-out2 n reflect+ t !y h ! be/ gu>antee ( ! /ead9ess ( ?is class ( m51 9 _! deposits at ! sav+s bank4 ,mr4 ,bak]1 ,inspector ( ,factories1 has said t ! supreme folly ( a /rike is %[n by ! fact t !re is seldom or nev] a ri* workman at ! head ( x4 ,a magi/rate at ,bil/on1 n connect$ ) ! employm5t ( workm51 has m5tion$ ! foll[+ case4 ,i prevail$1 he says1 ^u a workman to beg9 a deposit 9 ! sav+s bank4 ,he came mo/ unwill+ly4 ,8 deposits 7 small1 al?\gh ,i knew 8 ga9s to be great4 ,i enc\rag$ him by express+ satisfaction at ! c\rse he 0 tak+4 ,8 deposits became great]2 & at ! end ( five ye>s he drew out ! fund he _h accumulat$1 b\ght a piece ( l&1 & has built a h\se ^u x4 ,i ?9k if ,i _h n spok5 to him1 ! :ole am\nt w\ld h be5 sp5t 9 fea/+ or clubs1 or contributions to ! trades unions4 ,t man's eyes are n[ op5--8 social position is rais$--he sees & feels z we d1 & w influ5ce o!rs to foll[ 8 example4 ,f :at we h said1 x w be obvi\s t !re c be no d\bt z to ! ability ( a l>ge proportion ( ! bett]-paid classes ( work+ m5 to lay by a /ore ( sav+s4 ,:5 !y set _! m9ds ^u any object1 !y h no difficulty 9 f9d+ ! requisite money4 ,a s+le t[n 9 ,lanca%ire contribut$ ?irty ?\s& p\nds to support _! fell[-workm5 :5 on /rike 9 an adjo9+ t[n4 ,at a "t :5 !re are no /rikes1 :y %\ld !y n save z mu* money on _! own acc\nt1 = _! own p]man5t com=t8 ,_m workm5 already save ) ?is object2 & :at !y d1 all might d4 ,we "k ( "o l>ge me*anical e/abli%m5t1--situat$ 9 an agricultural di/rict1 :]e ! temptations to useless exp5diture are few1--9 :i* ne>ly all ! m5 are habitual economi/s1 & h sav$ sums v>y+ f two hundr$ to five hundr$ p\nds ea*4 ,_m factory op]atives1 ) _! families1 might easily lay by f five to t5 %ill+s a week1 :i* 9 a few ye>s w\ld am\nt to consid]able sums4 ,at ,d>w51 only a %ort "t ago1 an op]ative drew 8 sav+s out ( ! bank to pur*ase a r[ ( cottages1 n[ become 8 prop]ty4 ,_m o!rs1 9 ! same place1 & 9 ! neighb\r+ t[ns1 are engag$ 9 build+ cottages = !mselves1 "s by means ( _! contributions to build+ societies1 & o!rs by means ( _! sav+s accumulat$ 9 ! bank4 ,a respectably dress$ work+ man1 :5 mak+ a paym5t "o day at ! ,brad=d sav+s bank1 :i* br\ght 8 acc\nt up to ne>ly eighty p\nds1 in=m$ ! manag] h[ x 0 t he _h be5 induc$ to become a depositor4 ,he _h be5 a dr9k]2 b "o day accid5tally f9d+ 8 wife's sav+s bank deposit book1 f :i* he le>nt t %e _h laid by ab\t tw5ty p\nds1 he said to himself1 ,well n[1 if ?is c be done :ile ,i am sp5d+1 :at might we d if bo? 7 sav+8 ,! man gave up 8 dr9k+1 & became "o ( ! mo/ respectable p]sons ( 8 class4 ,i owe x all1 he said1 to my wife & ! sav+s bank4 ,:5 well-paid workm5 su* z ^! are able to accumulate a suffici5t /ore ( sav+s1 !y ought gradually to give up h>d "w1 & remove f ! field ( competition z old age comes ^u !m4 ,!y ought also to give place to y\ng] m52 & prev5t !mselves be+ beat5 d[n into ! l[]-paid ranks ( lab\r4 ,aft] sixty a man's physical p[]s fail him2 & by t "t he ought to h made provision = 8 indep5d5t ma9t5ance4 ,nor are ! in/ances by any means uncommon1 ( workm5 lay+ by money ) ?is object1 & !reby prov+ :at ! :ole class might1 to a great] or less ext5t1 accompli% 9 ! same direction4 ,! ext5t to :i* ,p5ny ,banks h be5 us$ by ! v poore/ classes1 :]ev] />t$1 af=ds a /rik+ illu/ration h[ mu* may be done by m]ely provid+ increas$ opportunities = ! practice ( ?rift4 ,! fir/ ,p5ny ,bank 0 />t$ 9 ,gre5ock1 ab\t ?irty ye>s s9ce1 z an auxili>y to ! sav+s bank4 ,! object ( ! projector 7,mr4 ,j4,m4 ,scott7 0 to enable poor p]sons1 ^: sav+s am\nt$ to less ?an a %ill+ 7! sav+s bank m9imum7 to deposit !m 9 a safe place4 ,9 "o ye> ab\t five ?\s& depositors plac$ #a1ehj ) ! ,gre5ock in/itution4 ,! e/imable ,mr4 ,queckett1 a curate 9 ! ea/ end ( ,london1 next op5$ a ,p5ny ,bank1 & ! results 7 v rem>kable4 ,9 "o ye> z _m z #ad1eac deposits 7 made 9 ! bank4 ,! numb] ( depositors 0 limit$ to #b1jjj2 & ! dem& = admission 0 s great t !re 7 usually _m wait+ until vacancies occurr$4 ,"s save = _! r5t1 said ,mr4 ,queckett1 o!rs = clo!s & appr5tic+ _! *ildr52 & v>i\s are ! little objects to :i* ! sav+s are to be appli$4 ,e repaym5t passes ?r\gh my own h&s1 :i* gives an opportunity ( he>+ ( sickness1 or sorr[1 or any o!r cause :i* compels ! )drawal ( ! little fund4 ,x is1 besides1 a fe$] to ! l>g] sav+s banks1 to :i* _m are turn$ ov] :5 ! weekly paym5ts t5d]$ exce$ ! usual sum4 ,_m ( ^? :o c\ld at fir/ sc>cely advance beyond a p5ny a week1 c n[ deposit a silv] co9 ( "s k9d4 ,nev] 0 ! moral influ5ce ( ! p>i% cl]gyman m wisely employ$ ?an 9 ?is case4 ,n _m ( ^? :om ,mr4 ,queckett ?us lab\r$ to s]ve 7 among/ ! *ur*-go+ class2 b by help+ !m to be frugal1 & improv+ _! physical condition1 he 0 enabl$ gradually to elevate _! social ta/es1 & to awak5 9 !m a religi\s life to :i* ! great] numb] ( !m _h be=e be5 /rang]s4 ,a p[]ful influ5ce 0 next giv5 to ! movem5t by ,mr4 ,*>les ,w4 ,sikes1 ca%i] ( ! ,hudd]sfield ,bank+ ,company1 :o advocat$ _! e/abli%m5t 9 connection ) ! ext5sive organization ( me*anics' in/itutes4 ,x appe>$ to him t to tra9 work+ p :5 "y 9 habits ( economy1 0 ( m practical value to !mselves1 & ( great] importance to society1 ?an to fill _! m9ds ) ! cont5ts ( _m books4 ,he po9t$ to ! p]v]t$ use ( money by ! work+ class z "o ( ! greate/ practical evils ( ! "t4 ,9 _m cases1 he said1 ! high] ! workm5's wages1 ! poor] are _! families2 & ^! are !y :o really =m ! discont5t$ & ! dang]\s classes4 ,h[ c su* p]sons take any int]e/ 9 pure & elevat+ k8 ,to %[ ! ?riftlessness ( ! p1 ,mr4 ,sikes m5tion$ ! foll[+ in/ance4 ,an em95t employ] 9 ! ,we/ ,rid+1 he said1 ^: mills = a qu>t] ( a c5tury h sc>cely run %ort "t = a s+le week1 has )9 a few days exam9$ ! rate ( wages n[ paid to 8 m51 & comp>$ x ) t ( a few ye>s ago4 ,he _h ! pleasure ( f9d+ t improvem5ts 9 ma*9]y _h l$ to improvem5t 9 wages4 ,8 sp9n]s & weav]s are mak+ ab\t tw5ty-sev5 %ill+s a week4 ,9 _m in/ances "s ( _! *ildr5 "w at ! same mill1 & 9 a few in/ances _! wives1 & (t5 ! family income rea*es f a hundr$ to a hundr$ & fifty p\nds p] annum4 ,visit+ ! homes ( "s ( ^! m51 he has se5 ) feel+s ( disappo9tm5t ! air ( utt] discom=t & squalor ) :i* _m are p]vad$4 ,increase ( income has l$ only to increase ( improvid5ce4 ,! sav+s bank & ! build+ society are equally neglect$1 al?\gh at ! same mill !re are "s ) no high] wages1 ^: homes h e com=t1 & :o h q a little compet5cy laid by4 ,9 ,brad=d1 ,i believe1 a munific5t employ] on "o occasion op5$ sev5 hundr$ acc\nts ) ! sav+s bank = 8 op]atives1 pay+ 9 a small deposit = ea*4 ,! result 0 n enc\rag+4 ,rapidly 0 a small portion ( ! sums drawn out1 & v few rema9$ z ! nucleus ( fur!r deposits4#a ,footnote #a3 ,f ,mr4 ,sikes's excell5t little h&book entitl$ ,good ,times1 or ! ,sav+s ,bank & ! ,fireside4 ,mr4 ,sikes sugge/$ t ea* me*anics' in/itute %\ld appo9t a prelim9>y sav+s bank committee1 to att5d once a week = ! purpose ( receiv+ deposits f ! memb]s & o!rs4 ,if a committee at ea* in/itution1 he said1 7 to adopt ?is c\rse1 tak+ an int]e/ 9 _! humble circum/ances1 & 9 a sympa?iz+ & k9dly _s1 to sugge/1 invite1 nay w9 !m ov]1 n only by read+ ! lesson1 b =m+ ! habit ( true economy & self-reliance 7! noble/ lessons = :i* classes c\ld be =m$71 h[ *e]+ w\ld be ! results6 ,once e/abli%$ 9 bett] habits1 _! feet firmly set 9 ! pa? ( self-reliance1 h[ g5]ally w\ld "y m5 gr[ up ) ! practical conviction t to _! own advanc+ intellig5ce & virtues mu/ !y ma9ly look to "w out _! own social welf>e6 ,?is admirable advice 0 n lo/4 ,"o in/itution aft] ano!r embrac$ ! plan1 & prelim9>y sav+s banks 71 %ortly e/abli%$ 9 connection ) ! pr9cipal me*anics' in/itutes ?r\gh\t ,york%ire4 ,^? e/abli%$ at ,hudd]sfield1 ,halifax1 ,brad=d1 ,le$s1 & ,york1 7 exce$+ly successful4 ,! ,p5ny ,banks e/abli%$ at ,halifax consi/$ ( a c5tral bank & sev5 subord9ate bran*es4 ,! numb] ( memb]s1 & ! av]age am\nt ( ! sums deposit$ ) !m1 cont9u$ to increase f ye> to ye>4 ,f\rte5 ,p5ny ,banks 7 e/abli%$ at ,brad=d2 & aft] ! depositors _h =m$ ! habit ( sav+ 9 ! small] banks1 !y transf]r$ !m 9 bulk to ! ord9>y ,sav+s ,bank4 ,?irty-six ,p5ny ,banks 7 e/abli%$ 9 & ar\nd ,glasg[4 ,! committee1 9 _! ,report1 /at$ !y 7 calculat$ to *eck t reckless exp5diture ( little sums :i* s (t5 leads to a confirm$ habit ( wa/efulness & improvid5ce2 & !y urg$ ! support ( ! ,p5ny ,banks z ! be/ means ( ext5d+ ! usefulness ( ! sav+s banks4 ,! ,p5ny ,bank e/abli%$ at ! small c\ntry t[n ( ,f>nham is e/imat$ to h contribut$ )9 a few ye>s a hundr$ & fifty regul> depositors to ! sav+s bank ( ! same place4 ,! fact t z l>ge a proportion z two-?irds ( ! :ole am\nt deposit$ is drawn out )9 ! ye>1 %[s t ,p5ny ,banks are pr9cipally us$ z places ( safe deposit = v small sums ( money1 until !y are want$ = "s special object1 su* z r5t1 clo!s1 furniture1 ! doctor's bill1 & su*-l purposes4 ,?us ! ,p5ny ,bank is emphatically ! poor man's purse4 ,! great mass ( ! deposits are paid 9 sums n exce$+ sixp5ce1 & ! av]age ( ! :ole does n exce$ a %ill+4 ,! depositors consi/ ( ! v humble/ memb]s ( ! work+ class1 & by f> ! greate/ numb] ( !m h nev] be=e be5 accu/om$ to lay by any portion ( _! e>n+s4 ,! ,rev4 ,mr4 ,cl>ke1 ( ,d]by1 :o took an active int]e/ 9 ! ext5sion ( ^! useful in/itutions1 has /at$ t "o-t5? ( ! :ole am\nt receiv$ by ! ,d]by ,p5ny ,bank 0 deposit$ 9 copp] money1 & a l>ge portion ( ! rema9d] 9 ?reep5ny & f\rp5ny pieces4 ,x is cle>1 !re=e1 t ! ,p5ny ,bank rea*es a class ( p]sons ( v small means1 ^: ability to save is mu* less ?an t ( ! highly-paid workman1 & :o1 if ! money 7 left 9 _! pockets1 w\ld 9 mo/ cases sp5d x 9 ! ne>e/ public-h\se4 ,h5ce1 :5 a ,p5ny ,bank 0 e/abli%$ at ,putney1 & ! deposits 7 add$ up at ! end ( ! fir/ ye>1 a brew]1 :o 0 on ! committee1 made ! rem>k1 ,well1 t repres5ts ?irty ?\s& p9ts ( be] n drunk4 ,at "o ( ! ,p5ny ,banks 9 ,york%ire1 an old man 9 receipt ( p>i% outdoor relief 0 f\nd us+ ! ,p5ny ,bank z a place ( deposit = 8 p5nies until he _h accumulat$ en\gh to buy a coat4 ,o!rs save1 to buy an eight-day clock1 or a musical in/rum5t1 or = a railway trip4 ,b ! pr9cipal support]s ( ! ,p5ny ,banks are boys1 & ?is is _! mo/ hopeful feature2 = x is out ( boys t m5 are made4 ,at ,hudd]sfield _m ( ! lads g 9 b&s f ! mills to ! ,p5ny ,banks2 emulation z well z example urg+ !m on4 ,!y save = v>i\s purposes--"o to buy a *e/ ( tools1 ano!r a wat*1 a ?ird a gramm> or a diction>y4 ,"o ev5+ a boy pres5t$ himself to draw l #aj4 ,accord+ to ! rules ( ! ,p5ny ,bank a week's notice mu/ be giv5 be=e any sum exce$+ #bjs4 c be )drawn1 & ! ca%i] demurr$ to mak+ ! paym5t4 ,well1 said ! boy1 ! reason's ?is--"m c't pay h] r5t2 ,i'm go9' to pay x1 =1 z long z ,i h owt1 %e %all hev' x4 ,9 ano!r case1 a y\? drew #bj to buy (f 8 bro!r :o _h enli/$4 ,"m frets s1 said ! lad1 t1 %e'll break h] he>t if he isn't b\ght (f1 & ,i _c be> t4 ,?us ^! in/itutions give help & /r5g? 9 _m ways1 &1 besides enabl+ "y p to keep out ( debt & hone/ly to pay _! way1 furni% !m ) ! means ( p]=m+ k9dly & g5]\s acts 9 times ( family trial & em]g5cy4 ,x is an admirable feature ( ! ,ragg$ ,s*ools t almo/ e "o ( !m has a ,p5ny ,bank connect$ ) x = ! purpose ( tra9+ ! s*ol>s 9 good habits1 :i* !y mo/ ne$2 & x is a rem>kable fact t 9 "o ye> n less ?an #h1hhj 7 deposit$1 9 #be1fcg sums1 by ! s*ol>s connect$ ) ! ,ragg$ ,s*ool ,union4 ,& :51 ?is c be done by ! poor boys ( ! ragg$ s*ools1 :at might n be accompli%$ by ! highly-paid op]atives & me*anics ( ,engl&8 ,b ano!r capital feature 9 ! work+ ( ,p5ny ,banks1 z reg>ds ! cultivation ( prud5t habits among ! p1 is ! circum/ance t ! example ( boys & girls deposit+ _! sp>e weekly p5nies1 has (t5 ! effect ( draw+ _! p>5ts aft] !m4 ,a boy goes on = weeks pay+ 8 p5ce1 & tak+ home 8 pass-book4 ,! book %[s t he has a leg] folio at ! bank expressly devot$ to him--t 8 p5nies are all duly ent]$1 toge!r ) ! respective dates ( _! deposits--t ^! sav+s are n ly+ idle1 b be> int]e/ at #b-a_/b p] c5t4 p] annum--& t he c h !m re/or$ to him at any "t1--if "u #bjs41 )\t notice2 & x above #bjs41 !n aft] a week's notice has be5 giv54 ,! book is a little hi/ory 9 itself1 & _c fail to be int]e/+ to ! boy's bro!rs & si/]s1 z well z to 8 p>5ts4 ,!y call him good lad1 & !y see he is a well-conduct$ lad4 ,! fa!r1 if he be a s5sible man1 naturally be?9ks him t1 if 8 boy c d s cr$itable a ?+1 wor?y ( praise1 s might he himself4 ,accord+ly1 on ! next ,saturday night1 :5 ! boy goes to deposit 8 ?reep5ce at ! ,p5ny ,bank1 ! fa!r (t5 s5ds 8 %ill+4 ,?us a good beg9n+ is (t5 made1 & a habit initiat$1 :i*1 if p]sev]$ 91 v %ortly ex]cises a mo/ salut>y influ5ce on ! entire dome/ic condition ( ! family4 ,! obs]vant "m is quick to obs]ve ! effects ( ?is new practice ^u ! happ9ess ( ! home1 & 9 c\rse ( "t1 z ! y\ng] *ildr5 gr[ up & e>n money1 %e enc\rages !m to foll[ ! eld] boy's example4 ,%e h]self takes !m by ! h&1 leads !m to ! ,p5ny ,bank1 & accu/oms !m to inve/ _! sav+s !re4 ,wom5 h ev5 m influ5ce 9 su* matt]s ?an m51 & :]e !y d ex]cise x1 ! b5eficial effects are mu* m la/+4 ,"o ev5+ a /rong1 muscul> me*anic appe>$ at ! ,brad=d sav+s bank 9 8 work+ dress1 br++ ) him ?ree *ildr51 "o ( !m 9 8 arms4 ,he plac$ on ! c\nt] _! deposit books1 :i* 8 wife _h previ\sly be5 accu/om$ to pres5t1 toge!r ) t5 %ill+s1 to be equally apportion$ among/ ! ?ree4 ,press+ to 8 bosom ! *ild 9 8 arms1 ! man said1 ,poor ?+s6 !y h lo/ _! "m s9ce !y 7 "h la/2 b ,i mu/ d ! be/ ,i c = !m4 ,& he cont9u$ ! good lesson to 8 *ildr5 :i* 8 wife _h begun1 br++ !m ) him ea* "t to see _! little deposits made4 ,!re is an old ,engli% prov]b :i* says1 ,he t w\ld ?rive mu/ fir/ ask 8 wife2 b ! wife mu/ n only let h] husb& ?rive1 b help him1 o!rwise %e is n ! help meet :i* is z ne$ful = ! dome/ic com=t & satisfaction ( ! work+ man1 z ( e o!r man :o und]takes ! responsibility ( a family4 ,wom5 =m ! moral atmosph]e 9 :i* we gr[ :5 *ildr51 & !y h a great deal to d ) ! life we lead :5 we become m54 ,x is true t ! m5 may hold ! re9s2 b x is g5]ally ! wom5 :o tell !m :i* way to drive4 ,:at ,r\sseau said is v ne> ! tru?--,m5 w always be :at wom5 make !m4 ,n long ago1 ,mr4 ,sikes enc\nt]$1 9 a second-class c>riage1 a well-dress$ workman travell+ f ,%effield to ,glasg[1 dur+ holiday times1 to see 8 "m4 ,i am glad1 said ,mr4 ,sikes1 to f9d a workman travell+ s great a di/ance1 = a purpose l t4 ,yes1 said ! man1 & ,i am glad to say t ,i c af=d to d x4 ,& d _m ( ! workm5 employ$ 9 y\r work%op save money8 ask$ ,mr4 ,sikes4 ,no1 said ! o!r1 n m ?an ab\t two 9 ! hundr$4 ,! sp>e e>n+s ( ! o!rs g1 n to ! sav+s banks1 b to ! dr9k-%ops4 ,& :5 did y beg9 to save8 ,:5 ,i 0 no bigg] ?an t1 indicat+ ! height ( a little boy3 ! fir/ money ,i sav$ 0 9 a ,p5ny ,bank1 & ,i h gone on sav+ ev] s9ce4 ,su* be+ ! influ5ce ( e>ly practice & example1 we are glad to f9d t ,economy is n[ be+ taught at public s*ools4 ,! ,rev4 ,mr4 ,crallan1 ( ! ,sussex ,c\nty ,asylum1 has long taught lessons ( ?rift to poor boys & girls4 ,he urges ! e/abli%m5t ( ,p5ny ,banks 9 connection ) ,sav+s ,banks1 9 all elem5t>y s*ools4 ,he wisely cont5ds t simple lessons on money1 its nature1 its value1 & its uses1 toge!r ) ! v>i\s duties ( giv+1 sp5d+1 & sav+1 w\ld h a va/ influ5ce on ! ris+ g5]ation4 ,! practice ( tea*+ *ildr5 provid5t habits has be5 adopt$ = ab\t eight ye>s 9 ! ,national ,s*ools ( ,belgium4 ,! ,s*ool ,bo>d ( ,gh5t is conv9c$ ( ! fav\rable influ5ce t sav+ has ^u ! moral & mat]ial well-be+ ( ! work+ classes1 & believes t ! be/ means ( caus+ ! _s ( economy to p5etrate _! habits is to tea* x to ! *ildr5 "u tuition1 & to make !m practise x4 ,x is always v difficult to tea* any?+ new to adults1--& especially lessons ( ?rift to m5 :o are ?riftless4 ,_! me?od ( liv+ is fix$4 ,traditional & invet]ate habits ( exp5diture exi/ among !m4 ,) m51 x is ! dr9k+-%op2 ) wom51 x is dress4 ,!y sp5d :at !y e>n1 & ?9k no?+ ( to-morr[4 ,:5 r$uc$ to a /ate ( di/ress1 !y feel no %ame 9 begg+2 = ! feel+ ( human dignity has n yet be5 suffici5tly develop$ 9 !m4 ,) *ildr5 x is v diff]5t4 ,!y h no invet]ate habits to get rid (4 ,!y w1 = ! mo/ "p1 d z !y are taught4 ,& !y c be taught economy1 j z !y c be taught ari?metic4 ,!y c1 at all ev5ts1 be inspir$ by a clev] tea*] ) habits ( economy & ?rift4 ,e *ild has a few p5ce at times4 ,! ma/] may induce !m to save ^! = "s wor?y purpose4 ,at ,gh5t1 a sav+s bank has be5 introduc$ 9 e s*ool1 & ! *ildr5 deposit _! p5nies !re4 ,x is introduc$ into ! pay+ s*ools z well z ! free s*ools2 = habits ( ?rift are z useful to m5 & wom5 ( ! ri*] z ( ! poor] classes4 ,! results ( ! lessons on ,economy h be5 highly satisfactory4#a ,! *ildr5 belong+ to ! s*ools ( ,gh5t h accumulat$ eighte5 ?\s& p\nds1 :i* is deposit$ 9 ! ,/ate ,sav+s ,bank at ?ree p] c5t4 int]e/4 ,?is sy/em is spread+ into ,holl&1 ,france1 & ,italy4 ,x has also1 to a c]ta9 ext5t1 be5 adopt$ 9 ?is c\ntry4 ,?us ,glasg[1 ,liv]pool1 ,birm+ham1 ,great ,il=d1 & ! ,london ,orphan ,asylum1 all %[ specim5s ( ,s*ool ,banks2 & we tru/ t1 be=e long1 !y w be e/abli%$ 9 e s*ool ?r\gh\t ! k+dom4 ,footnote #a3 ,a pamphlet publi%$ at ,gh5t says ( ! pay+ s*ools3 ,! _s ( economy is introduc$ !re "u ! =m ( *>ity4 ,! "y girls buy ) _! pocket money1 fir/ly mat]ials1 say cotton or l951 ( :i* !y aft]w>ds make articles ( dress dur+ ! h\rs set aside = manual "w3 aft]w>ds ! %irts1 /ock+s1 dresses1 h&k]*iefs1 or aprons1 are di/ribut$ to ! poor] *ildr5 ( ! free s*ools4 ,! di/ribution ,becomes ! object ( a little holiday3 we "k ( no?+ t c be m t\*+4 ,! poor *ildr5 are assembl$ 9 ! ,colli] s*ool2 our "y ladies g 7 also2 "o ( !m says a few words feel+ly to h] si/]s 9 ! poor] classes2 "o ( ! girls ( ! free s*ools replies4 ,!n ! pretty & useful ?+s :i* h be5 made dur+ ! la/ ye> are di/ribut$4 ,x is ! donors !mselves :o pres5t ! fruits ( _! lab\r to ! poore/ among ! poor4 ,! di/ribution is int]m+l$ ) s++4 ,ne$ we reit]ate ! bless+s ( ?is bless$ economy8 ,x w be obvi\s1 f :at has be5 said1 t ! practice ( economy dep5ds v mu* ^u ! facilities provid$ = ! lay+ by ( small sums ( money4 ,let a conv5i5t sav+s bank be provid$1 & deposits gradually fl[ into x4 ,let a milit>y sav+s bank be e/abli%$1 & private soldi]s contrive to save some?+ out ( _! small pay4 ,let p5ny banks be op5$1 & cr[ds ( depositors imm$iately pres5t !mselves2 ev5 ! boys ( ! ragg$ s*ools be+ able to put into !m consid]able sums ( money4 ,x is ! same ) s*ool banks1 z we h se5 f ! example ( ! s*ool-*ildr5 ( ,gh5t4 ,n[1 fifte5 ye>s ago1 ?is c\ntry 0 v insuffici5tly provid$ ) sav+s banks = ! p4 ,!re 7 !n _m l>ge t[ns & villages altoge!r unprovid$ ) !m4 ,lanca%ire _h only ?irty sav+s banks = upw>ds ( two millions ( p4 ,! ,ea/ ,rid+ ( ,york%ire _h only f\r sav+s banks4 ,!re 7 fifte5 c\nties 9 ! ,unit$ ,k+dom :i* _h n a s+le sav+s bank4 ,!re 7 only ab\t six hundr$ sav+s banks = ab\t ?irty millions ( p4 ,^! 7 op5 only = two or ?ree h\rs 9 ! week2 "s 7 op5 = only f\r h\rs 9 ! mon?4 ,! workman :o _h money to save1 _h to c>ry 8 sp>e %ill+s 9 8 pocket = "s "t be=e he c\ld lay !m by2 & 9 ! meantime he might be expos$ to con/ant temptations to sp5d !m4 ,to keep 8 %ill+s safe1 he mu/ h acquir$ ! habit ( sav+1 :i* x 0 ! object ( sav+s banks to tra9 & e/abli%4 ,dr4 ,gu?rie1 9 8 book on ,ragg$ ,s*ools1 publi%$ 9 #ahfj1 said3 ,h[ are our manufactur+ & h&icraft y\? situat$8 ,by public-h\ses & _s-%ops !y are surr\nd$ ) innum]able temptations2 :ile to _m ( !m sav+s banks are h>dly kn[n by "n4 ,dissipation has h] nets drawn across e /reet4 ,9 _m ( our t[ns1 sobriety has to run ! gauntlet ( half-a-doz5 _s-%ops 9 ! space ( a b[-%ot4 ,^! are ne> at h&--op5 by day1 & blaz+ by night1 bo? on ,sabba? & ,saturday4 ,drunk5ness f9ds imm$iate gratification2 :ile economy has to travel a mile1 x may be1 = h] sav+s bank2 & t op5s its door to ?rift b once or twice a week4#a ,footnote #a3 ,se$-,"t & ,h>ve/ ( ,ragg$ ,s*ools1 or a ,?ird ,plea1 ) new editions ( ! ,fir/ & ,second ,plea1 p4 #ii4 ,_m sugge/ions _h be5 made by fri5ds ( ! poor] classes1 :e!r x might n be possible to e/abli% a m ext5d$ sy/em ( sav+s banks ?r\gh\t ! c\ntry4 ,z long ago z #ahjg1 ,mr4 ,:itbread introduc$ a ,bill into ,p>liam5t = ! purpose ( enabl+ small deposits to be made at an (fice to be e/abli%$ 9 ,london2 ! money to be remitt$ by ! po/ma/]s ( ! di/ricts 9 :i* ! deposits 7 made4 ,! ,bill fur!r contemplat$ ! e/abli%m5t ( a ,national ,assurance ,society1 by means ( :i* work+ p 7 to be enabl$ to effect assurances to an ext5t n exce$+ two hundr$ p\nds1 & to secure annuities to an am\nt n exce$+ tw5ty p\nds4 ,mr4 ,:itbread's bill 0 reject$1 & no?+ came ( 8 sugge/ions4 ,! ex]tions ( ,sir ,r[l& ,hill hav+ giv5 great vitality to ! ,po/ ,(fice sy/em1 & ext5d$ its usefulness z a public in/itution 9 all directions1 x 0 next sugge/$ t ! money-ord] (fices 7:i* 7 e/abli%$ 9 #ahch7 might be appli$ = ! purpose ( deposit+ z well z = transmitt+ money4 ,pr(essor ,hancock publi%$ a pamphlet on ! subject 9 #aheb4 ,9 ,novemb]1 #ahef1 ,mr4 ,john ,bull>1 ! em95t c\nsel--^: att5tion _h be5 direct$ to ! subject by ! work+ ( ! ,putney ,p5ny ,bank--sugge/$ to ! ,po/ ,(fice au?orities ! employm5t ( money-ord] (fices z a means ( ext5d+ ! sav+s-bank sy/em2 b 8 sugge/ion did n meet ) approval at ! "t1 & no?+ came ( x4 ,simil> sugge/ions 7 made by o!r g5tlem5--by ,mr4 ,hume1 by ,mr4 ,m',corquodale1 by ,capta9 ,/rong1 by ,mr4 ,ray ,smee1 & o!rs4 ,b x 0 n until ,mr4 ,sikes1 ( ,hudd]sfield1 took up ! "q1 t ^! v>i\s sugge/ions became embodi$ 9 facts4 ,sugge/ions are always useful4 ,!y ar\se ?9k+4 ,! mo/ valuable are nev] lo/1 b at l5g? "w !mselves into facts4 ,mo/ inv5tions are ! result ( orig9al sugge/ions4 ,"s "o attempts to apply ! idea4 ,failures occur at fir/2 b ) great] k1 great] exp]i5ce1 & great] det]m9ation1 ! sugge/ion at la/ succe$s4 ,po/ ,(fice ,sav+s ,banks owe _! success1 9 ! fir/ place1 to ! num]\s sugge/ions made by ,mr4 ,:itbread & o!rs2 next to ,sir ,r[l& ,hill :o by e/abli%+ ! ,bran* ,po/ ,(fices = ! transmission ( money1 made ! sugge/ions practicable2 next to ,mr4 ,sikes1 :o took up ! "q 9 #ahej1 pu%$ x1 p]sev]$ ) x1 & br\ght x "u ! notice ( successive ,*ancellors ( ! ,ex*equ]2 & la/ly to ,mr4 ,glad/one1 :o1 hav+ cle>ly =ese5 ! imm5se b5efits ( ,po/ ,(fice ,sav+s ,banks1 br\ght 9 a ,bill & c>ri$ x ?r\gh ,p>liam5t 9 #ahfa4 ,! money-ord] dep>tm5t ( ! ,po/ ,(fice _h sugge/$ to ,mr4 ,sikes1 z x _h already done to o!r obs]v]s1 t ! organization already exi/$ = mak+ ,po/ ,(fice ,sav+s ,banks practicable ?r\gh\t ! k+dom4 ,:]ev] ! local inspector f\nd t z _m z five money-ord]s 7 requir$ 9 a week1 ! practice 0 to make t bran* ( ! ,po/ ,(fice a money-ord] (fice4 ,x 0 e/imat$ t su* an (fice 0 e/abli%$ on an av]age )9 ?ree miles ( e work+ man's door 9 ! k+dom4 ,! (fices 7 op5 daily4 ,!y receiv$ money f all com]s1 & gave v\*]s = ! am\nts transmitt$ ?r\gh !m4 ,!y held ! money until x 0 drawn1 & paid x out on a prop] v\*] be+ pres5t$4 ,! ,po/ ,(fice 01 9 fact1 a bank = ! transmission ( money1 hold+ x = p]iods ( f tw5ty-f\r h\rs to weeks & mon?s4 ,by enabl+ x to receive m money f m depositors1 & by increas+ ! "t ( hold+ x1 all[+ ! usual int]e/1 x became to all int5ts & purposes a ,national bank ( deposit4 ,! results ( ! ,po/ ,(fice ,sav+s ,banks ,act h prov$ entirely satisfactory4 ,! money-ord] (fices h be5 l>gely ext5d$4 ,!y are n[ ab\t f\r ?\s& 9 numb]2 consequ5tly ! facilities = sav+ h be5 ne>ly d\bl$ s9ce ! banks 7 e/abli%$4 ,! numb] 9 ! ,london di/rict is n[ ab\t f\r hundr$ & sixty1 s t f any po9t 9 ! ?ickly populat$ p>ts ( ! metropolis1 a ,sav+s ,bank may be f\nd )9 a di/ance ( a few hundr$ y>ds4 ,! numb] ( ! depositors at ! end ( #ahgc am\nt$ to m ?an a million & a half2 :ile ! am\nt ( deposits rea*$ ov] tw5ty-"o millions /]l+4#a ,at ! same "t ! am\nt deposit$ ) ! orig9al ,sav+s ,banks rema9$ ab\t ! same4 ,footnote #a3 ,! am\nt rea*$ #bc1aeg1dfi at ! end ( #ahgd4 ,po/ ,(fice ,sav+s ,banks possess sev]al great advantages :i* ought to be g5]ally kn[n4 ,! banks are v widely diffus$1 & are op5 f n9e 9 ! morn+ until six 9 ! ev5+1 & on ,saturdays until n9e at night4 ,p]sons may make a deposit ( a %ill+1 or ( any numb] ( %ill+s1 provid$ m ?an ?irty p\nds is n deposit$ 9 any "o ye>4 ,! ,po/ ,(fice (fic]s furni% ! book 9 :i* ! sev]al deposits are ent]$4 ,! book also conta9s ! regulations ( ! ,po/ ,(fice ,sav+s ,banks4 ,int]e/ is all[$ at ! rate ( two p\nds t5 %ill+s p] c5t1 p] annum4 ,ano!r mo/ important po9t is1 ! ,security4 ,gov]nm5t is responsible = ! full am\nt paid 92 s t ! money deposit$ ) ! ,po/ ,(fice ,sav+s ,bank is z safe z if x 7 9 ! ,bank ( ,engl&4 ,! money sav$ may also be transf]r$ f place to place1 )\t exp5se1 & may be easily paid to ! depositor :5 requir$1 no matt] :]e x 0 orig9ally deposit$4 ,all t is done1 is done 9 p]fect secrecy betwe5 ! depositor & ! po/ma/]1 :o is =bidd5 to disclose ! names ( ! depositors4 ,we h frequ5tly allud$ to ,mr4 ,*>les ,william ,sikes 9 connection ) ,p5ny ,banks & ,po/ ,(fice ,sav+s ,banks4 ,8 "n mu/ always hold a di/+ui%$ place 9 connection ) ^? valuable in/itutions4 ,he is ! son ( a private bank] 9 ,hudd]sfield4 ,:5 at s*ool he 0 pres5t$1 z a prize1 ) a copy ( ,dr4 ,frankl9's ,essays & ,lett]s4 ,he p]us$ ! book ) avidity4 ,x implant$ 9 8 m9d ! g]ms ( _m useful ?\ghts1 & ex]cis$ a p[]ful influ5ce 9 giv+ a practical "* to 8 life4 ,hudd]sfield is a busy manufactur+ t[n4 ,al?\gh workm5 7 well paid = _! lab\r1 !re 7 _m ups & d[ns 9 _! bus9ess4 ,:5 trade became slack1 & !y _h sp5t all t !y _h e>n$1 numb]s ( !m 7 accu/om$ to apply = *>ity 9 ! /reets or by ! wayside4 ,"y ,sikes (t5 wond]$ :e!r ^! p _h ev] he>d ( ,dr4 ,frankl91 & ( 8 me?od ( avoid+ begg>y or bad times by sav+ _! money :5 trade 0 brisk & !y 7 well (f4 ,e>ly 9 #ahcc1 ,mr4 ,sikes ent]$ ! s]vice ( ! ,hudd]sfield ,bank+ ,company4 ,x 0 ! second jo9t /ock bank t _h be5 e/abli%$ 9 ,engl&4 ,! prud5ce & success ) :i* ! ,scot* bank+ companies _h be5 conduct$ induc$ ! directors to select a ,scot* manag]4 ,"o ( ! fir/ resolutions ! directors adopt$1 0 to give deposit receipts = sums ( t5 p\nds & upw>ds1 = ! purpose ( enc\rag+ ! work+ classes 9 habits ( provid5ce & ?rift4 ,mr4 ,sikes1 be+ some:at ( a fav\rite ) ! manag]1 (t5 he>d f 8 lips mo/ int]e/+ acc\nts ( ! provid5t habits ( ! ,scot* peasantry1 & 0 in=m$ by him ( ! fact t "o ( ! banks at ,p]? paid n less ?an tw5ty ?\s& p\nds a ye> z int]e/ on deposits v>y+ f t5 to two hundr$ p\nds ea*4 ,9 #ahcg1 ,mr4 ,sikes became "o ( ! ca%i]s ( ! company4 ,?is br\ght him into direct contact & int]c\rse ) ! v class :i*1 f ! direction 8 m9d 0 tak+1 he s mu* wi%$ to und]/&1--namely1 ! ?rifty portion ( ! indu/ri\s classes4 ,a consid]able numb] ( !m _h sums ly+ at int]e/4 ,z ye>s roll$ on1 ,mr4 ,sikes (t5 witness$ ! depositor comm5c+ ) t5 or tw5ty p\nds1 !n make p]man5t additions to 8 little /ore1 until at l5g? ! am\nt w\ld rea* "o1 two1 or1 9 a few in/ances1 ev5 ?ree hundr$ p\nds4 ,mr4 ,sikes w\ld (t5 imag9e ! m>vell\s improvem5t t w\ld be effect$ on ! condition ( ! work+ classes1 if e "o ( !m became influ5c$ by ! same frugality & =e?\ght1 :i* induc$ ^! exceptional op]atives to deposit _! sav+s at 8 bank4 ,ab\t t "t1 trade 0 9 a wret*$ condition4 ,! h&loom weav]s 7 almo/ entirely )\t employm5t4 ,privation & suff]+ prevail$ on e side1 & ^! 7 (t5 borne ) sil5t & noble h]oism4 ,v>i\s rem$ies 7 propos$ = ! exi/+ evils4 ,socialism1 *>tism1 & free trade1 7 ! fav\rites4 ,!ories ( ! wilde/ & mo/ impracticable "* ab\nd$1 & yet ev5 9 ^? d>k days !re 7 in/ances ( m5 :o _h to "s degree made ! future pr$om9ate ov] ! pres5t1 :o c\ld fall back ^u _! res]ve 9 ! ,jo9t ,/ock or ,sav+s ,bank to tide !m ov] into bett] times4 ,believ+ 9 ! b5efic5t results ( free trade1 ,mr4 ,sikes 0 equally conv9c$ t national prosp]ity1 z well z national adv]sity1 might be att5d$ ) great evils1 unless ! masses 7 end[$ ) habits ( provid5ce & ?rift1 & prep>$ by previ\s education = ! good "t com+ s eloqu5tly pr$ict$ by ! orators ( ! ,league4 ,_m discussions ) work+ m51 9 8 homew>d ev5+ walks1 conv9c$ ,mr4 ,sikes t !re 7 social problems ) :i* legislation w\ld be almo/ p[]less to grapple1 & ( ^! ! ?riftlessness ( ! masses ( ! p 0 "o4 ,an employ] ( five hundr$ h&loom weav]s _h told ,mr4 ,sikes t 9 a previ\s p]iod ( prosp]ity1 :5 "w 0 abundant & wages 7 v high1 he c\ld n1 _h he begg$ on b5d$ knee1 h induc$ 8 m5 to save a s+le p5ny1 or to lay by any?+ = a ra9y day4 ,! fancy wai/coat+ trade _h uni=mly _h its cycles ( alt]nate briskness & depression2 b exp]i5ce1 h[ev] /]n its tea*+s1 c\ld n tea* unwill+ le>n]s4 ,x 0 at ?is p]iod t ,mr4 ,sikes 0 read+ ! late ,ar*bi%op ,sumn]'s ,records ( ,creation1 & met ) ! foll[+ passage3 ,! only true secret ( assi/+ ! poor1 is to make !m ag5ts 9 bett]+ _! own condition4 ,simple z are ! words1 !y %$ light into ,mr4 ,sikes's m9d1 & became ! keynote & ! te/ to :i* he br\ght ! v>i\s views & !ories :i* he _h previ\sly met )4 ,doles & *>ities1 ?\gh f\nd$ frequ5tly on ! mo/ b5evol5t motives1 7 too (t5 det]iorat+ to _! recipi5ts4 ,on ! o!r h&1 if self-reliance & self-help--! columns ( true maje/y 9 man--c\ld only be made *>act]i/ics ( ! work+ classes g5]ally1 no?+ c\ld ret>d _! onw>d & upw>d progress4 ,mr4 ,sikes obs]v$ t until ! work+ classes _h m ( ! money p[] 9 _! h&s1 !y w\ld /ill be p]iodically 9 pov]ty & di/ress4 ,he saw t if provid5t habits c\ld only he g5]ally pursu$ by !m1 ! face ( society w\ld imm$iately be trans=m$2 & he resolv$1 9 s f> z lay 9 8 p[]1 to give e aid to ?is good "w4 ,9 #ahej1 ,sav+s ,banks 7 only op5 a v few h\rs 9 ea* week4 ,9 ,hudd]sfield1 :]e m ?an #djj1jjj a ye> 0 paid 9 wages1 ! sav+s bank1 aft] hav+ be5 e/abli%$ ov] ?irty ye>s1 _h only accumulat$ #gd1ccb4 ,9 #ahej1 ,mr4 ,sikes address$ an anonym\s lett] to ! editors ( ! ,le$s ,m]cury1 to :i*1 by _! reque/1 he aft]w>ds atta*$ 8 "n4 ,9 t lett] he recomm5d$ ! =mation ( ,p5ny ,sav+s ,banks 9 connection ) ,me*anics' & simil> in/itutes4 ,9 simple words1 b ) _m tell+ facts1 he %[$ h[ ! "y m5 & ! "y wom5 ( ! work+ classes 7 gr[+ up depriv$ ( almo/ e opportunity ( =m+ habits ( ?rift1 & ( becom+ depositors 9 sav+s hanks4 ,! lett] 0 receiv$ ) g5]al approbation4 ,! committee ( ! ,york%ire ,union ( ,me*anics' ,in/itutes gave _! cordial sanction to x2 & ,p5ny ,banks 7 e/abli%$ 9 connection ) ne>ly e ,me*anics' ,in/itute 9 ,york%ire4 ,mr4 ,sikes p]sonally conduct$ "o at ,hudd]sfield2 & d[n to ! pres5t "t1 x has receiv$ & repaid ab\t ?irty ?\s& p\nds4 ,9 fact1 ! work+ p ( ,hudd]sfield1 d\btless ow+ 9 a great measure to ! practical example ( ,mr4 ,sikes1--h become mo/ provid5t & ?rifty1--! deposits 9 _! sav+s bank hav+ increas$ f sev5ty-f\r ?\s& p\nds 9 #ahej1 to ?ree hundr$ & ?irty ?\s& p\nds 9 #ahgd4 ,9 #ahed1 ,mr4 ,sikes publi%$ 8 excell5t pamphlet on ,good ,times1 or ! ,sav+s ,bank & ! ,fireside1 to :i* we h already ref]r$4 ,! success :i* x met ) induc$ him to give 8 att5tion to ! subject ( sav+s banks g5]ally4 ,he 0 surpris$ to f9d t !y 7 s utt]ly inadequate to meet ! requirem5ts ( ! c\ntry4 ,he s\ght an int]view ) ,sir ,cornewall ,lewis1 !n ,*ancellor ( ! ,ex*equ]1 & br\ght ! subject "u 8 consid]ation4 ,! ,*ancellor reque/$ ,mr4 ,sikes to embody 8 views 9 a lett]1 & 9 ! c\rse ( a few mon?s !re appe>$ a pamphlet address$ to ,sir ,cornewall ,lewis1 entitl$ ,sav+s ,banks ,re=ms4 ,mr4 ,sikes insi/$ on ! ,gov]nm5t gu>antee be+ giv5 = deposits made 9 ,sav+s ,banks2 b ?is 0 refus$4 ,mr4 ,sikes next proce$$ to v5tilate ! "q ( ,po/ ,(fice ,sav+s ,banks4 ,he 0 disappo9t$ t no measure = ! improvem5t ( ,sav+s ,banks _h be5 adopt$ by ,p>liam5t4 ,! day appe>$ v di/ant :5 8 *]i%$ wi% w\ld be realiz$1--t ! ,sav+s ,bank %\ld really become ! ,bank ( ! ,p4 ,b ! d>ke/ h\r prec$es ! dawn4 ,:5 he _h almo/ giv5 up ! notion ( improv+ ! exi/+ ,sav+s ,banks1 ! idea sudd5ly /ruck him t 9 ! money-ord] (fice !re 0 ! v organization :i* might be made ! basis ( a popul> ,sav+s ,bank4 ,he communicat$ 8 plan 9 a lett] to 8 fri5d ,mr4 ,ba9es1 !n memb] = ,le$s4 ,! plan 0 submitt$ to ,sir ,r[l& ,hill1 :o approv$ ( ! sugge/ions1 & consid]$ ! s*eme practicable s f> z ! ,po/ ,(fice 0 conc]n$4 ,! plan 0 !n br\ght "u ! notice ( ,mr4 ,glad/one1 :o aft]w>ds c>ri$ ! ,bill ?r\gh ,p>liam5t = ! e/abli%m5t ( ,po/ ,(fice ,sav+s ,banks ?r\gh\t ! c\ntry4 ,to use ! words ( ,mr4 ,sikes himself1--:5 pr$ict+ at ! ,social ,sci5ce ,association ! success ( ! ,po/ ,(fice ,sav+s ,banks1--,%\ld ! plan be c>ri$ out1 x w soon be do+ a glori\s "w4 ,:]ev] a ,bank is op5$ & deposits receiv$1 self-reliance w to "s ext5t be ar\s$1 &1 ) _m1 a nobl] life w be begun4 ,!y w gradually disc]n h[ ru?less an enemy is improvid5ce to work+ m52 & h[ truly 8 fri5ds are economy & =e?\ght4 ,"u _! guidance1 h\sehold pur*ases c\ld be made on ! mo/ fav\rable t]ms--= ca%2 any wi%$-= h\se tak5 at ! l[e/ r5t = punctual paym5t2 & ! home enri*$ ) com=ts until x is enjoy$ & priz$ by all4 ,f su* firesides g =? ^? inh]it+ ! "r _s1--lov+ indu/ry1 lov+ ?rift1 & lov+ home4 ,emul\s ( a good example1 !y 9 _! day & g5]ation w\ld nobly endeav\r to lay by a portion ( _! income4 ,_m a h>d w9t] & _m a slack "t w\ld be com=tably got ov] by draw+ on ! little fund1 to be aga9 repl5i%$ 9 bett] days4 ,& if ! plan 7 adopt$1 rememb]+ t x w\ld virtually br+ ! ,sav+s ,bank )9 less ?an an h\r's walk ( ! fireside ( e work+ man 9 ! ,unit$ ,k+dom1 ,i tru/ t x is n tak+ too sangu9e a view to anticipate t x w\ld r5d] aid 9 ultimately w9n+ ov] ! rank & file ( ! indu/rial classes ( ! k+dom to ^? habits ( =e?\ght & self-d5ial :i* br+ endur+ rew>d to ! individual1 & mat]ially add to ! safety ( ! ,/ate4 ,! work+ classes h n yet1 h[ev]1 tak5 full advantage ( ! facilities = sav+ af=d$ !m by ! ,po/ ,(fice ,sav+s ,banks4 ,take ,birm+ham = in/ance1 :]e ! artizans are among ! be/-paid workm5 ( ! t[n4 ,9 ! li/ ( depositors 9 ! ,po/ ,(fice ,sav+s ,banks1 we f9d t ! artizans rank aft] ! dome/ic s]vants1 aft] ! m>ri$ & unm>ri$ wom51 & aft] ! m9]s4 ,!y only con/itute ab\t "o-t5? ( ! entire depositors1 ?\gh x is possible t !y may deposit _! sav+s 9 "s o!r inve/m5ts4 ,!n take ! returns = ! entire ,unit$ ,k+dom4 ,out ( e t5 ?\s& depositors 9 ! ,po/ ,(fice ,sav+s ,banks1 we f9d t ! dome/ic s]vants are aga9 ! fir/2 next1 ! wom51 m>ri$ & s+le2 next1 p]sons ( no occupation & occupations n giv52 next1 ! artizans1 & aft] !m1 ! lab\r]s1 m9]s1 tradesm51 soldi]s & sailors1 cl]ks1 mill9]s & dressmak]s1 pr(essional m51 & public (ficials1 9 ! ord] /at$4 ,we mu/1 h[ev]1 reg>d ! in/itution z /ill too "y to h fully tak5 root4 ,we believe t ! liv+ g5]ation mu/ pass away be=e ! full fruits ( ! ,po/ ,(fice ,sav+s ,banks c be ga!r$ 94 ,! inhabitants ( ,pre/on h exhibit$ a /rong disposition to save _! e>n+s dur+ ! la/ few ye>s1--m especially s9ce ! conclusion ( ! la/ great /rike4 ,!re is no t[n 9 ,engl&1 except+ p]haps ,hudd]sfield1 :]e ! p h prov$ !mselves s provid5t & s ?rifty4 ,fifty ye>s ago1 only "o p]son 9 ?irty ( ! population ( ,pre/on deposit$ money 9 ! ,sav+s ,bank2 tw5ty ye>s ago1 ! depositors increas$ to "o 9 elev52 & la/ ye> !y _h increas$ to "o 9 five4 ,9 #ahcd1 ! sum ( a hundr$ & sixty-five ?\s& p\nds _h be5 accumulat$ 9 ! ,sav+s ,bank by #e1idb depositors2 & 9 #ahgd1 f\r hundr$ & sev5ty-two ?\s& p\nds _h be5 accumulat$ by #ad1gib depositors1 out ( a total population ( #he1dbh4 ,is !re any o!r t[n or city t c %[ a m satisfactory result ( ! tea*+1 ! exp]i5ce1 & ! prosp]ity ( ! la/ tw5ty ye>s8 ,,*apt] ,,ix4 ,,little ,,?+s4 ,! sob] com=t1 all ! peace :i* spr+s ,f ! l>ge aggregate ( little ?+s2 ,on ^! small c>es ( daught]1 wife1 or fri5d1 ,! almo/ sacr$ joys ( ,home dep5d4--,hannah ,m4 ,"k :5 to sp5d & :5 to sp>e1 ,& :5 to buy1 & ?\ %alt ne'er be b>e4 ,he t despise? little ?+s1 %all p]i% by little & little4--,ecclesia/icus4 ,neglect ( small ?+s is ! rock on :i* ! great majority ( ! human race h split4 ,human life consi/s ( a succession ( small ev5ts1 ea* ( :i* is comp>atively unimportant1 & yet ! happ9ess & success ( e man dep5ds ^u ! mann] 9 :i* ^! small ev5ts are dealt )4 ,"* is built up on little ?+s1--little ?+s well & hon\rably transact$4 ,! success ( a man 9 bus9ess dep5ds on 8 att5tion to little ?+s4 ,! com=t ( a h\sehold is ! result ( small ?+s well arrang$ & duly provid$ =4 ,good gov]nm5t c only be accompli%$ 9 ! same way1--by well-regulat$ provisions = ! do+ ( little ?+s4 ,accumulations ( k & exp]i5ce ( ! mo/ valuable k9d are ! result ( little bits ( k & exp]i5ce c>efully treasur$ up4 ,^? :o le>n no?+ or accumulate no?+ 9 life1 are set d[n z failures1--because !y h neglect$ little ?+s4 ,!y may !mselves consid] t ! _w has gone aga9/ !m2 b 9 fact !y h be5 _! own enemies4 ,!re has long be5 a popul> belief 9 good luck2 b1 l _m o!r popul> notions1 x is gradually giv+ way4 ,! conviction is ext5d+ t dilig5ce is ! "m ( good luck2 9 o!r words1 t a man's success 9 life w be proportionate to 8 ef=ts1 to 8 indu/ry1 to 8 att5tion to small ?+s4 ,y\r neglig5t1 %iftless1 loose fell[s nev] meet ) luck2 because ! results ( indu/ry are d5i$ to ^? :o w n use ! prop] ef=ts to secure !m4 ,x is n luck1 b lab\r1 t makes m54 ,luck1 says an ,am]ican writ]1 is ev] wait+ = some?+ to turn up2 ,lab\r1 ) ke5 eye & /rong w1 always turns up some?+4 ,luck lies 9 b$ & wi%es ! po/man w\ld br+ him news ( a legacy2 ,lab\r turns out at six1 & ) busy p5 or r++ hamm] lays ! f\ndation ( a compet5ce4 ,luck :9es2 ,lab\r :i/les4 ,luck relies on *ance2 ,lab\r on "*4 ,luck slips d[nw>ds to self-indulg5ce2 ,lab\r /rides upw>d1 & aspires to indep5d5ce4 ,!re are _m little ?+s 9 ! h\sehold1 att5tion to :i* is indisp5sable to heal? & happ9ess4 ,cleanl9ess consi/s 9 att5tion to a numb] ( app>5t trifles--! scrubb+ ( a floor1 ! du/+ ( a *air1 ! cleans+ ( a teacup1--b ! g5]al result ( ! :ole is an atmosph]e ( moral & physical well-be+1--a condition fav\rable to ! highe/ gr[? ( human "*4 ,! k9d ( air :i* circulates 9 a h\se may seem a small matt]1--= we _c see ! air1 & few p "k any?+ ab\t x4 ,yet if we d n provide a regul> supply ( pure air )9 our h\ses1 we %all inevitably suff] = our neglect4 ,a few specks ( dirt may seem nei!r "h nor !re1 & a clos$ door or w9d[ w\ld appe> to make little diff]5ce2 b x may make ! diff]5ce ( a life de/roy$ by fev]2 & !re=e ! little dirt & ! little bad air are really v s]i\s matt]s4 ,! :ole ( ! h\sehold regulations are1 tak5 by !mselves1 trifles--b trifles t5d+ to an important result4 ,a p9 is a v little ?+ 9 an article ( dress1 b ! way 9 :i* x is put into ! dress (t5 reveals to y ! "* ( ! we>]4 ,a %rewd fell[ 0 once look+ out = a wife1 & 0 on a visit to a family ( daught]s ) ?is object4 ,! fair "o1 ( :om he 0 p>tially enam\r$1 "o day ent]$ ! room 9 :i* he 0 seat$ ) h] dress p>tially unp9n$1 & h] hair untidy3 he nev] w5t back4 ,y may say1 su* a fell[ 0 n wor? a p92 b he 0 really a %rewd fell[1 & aft]w>ds made a good husb&4 ,he judg$ ( wom5 z ( m5--by little ?+s2 & he 0 "r4 ,a druggi/ adv]tis$ = an assi/ant1 & he _h applications f a score ( "y man4 ,he invit$ !m all to come to 8 %op at ! same "t1 & set !m ea* to make up a p5nywor? ( salts into a packet4 ,he select$ ! "o t did ?is little ?+ 9 ! neate/ & mo/ exp]t mann]4 ,he inf]r$ _! g5]al practical ability f _! p]=mance ( ?is smalle/ bit ( bus9ess4 ,neglect ( little ?+s has ru9$ _m =tunes & m>r$ ! be/ ( ent]prises4 ,! %ip :i* bore home ! m]*ant's treasure 0 lo/ because x 0 all[$ to leave ! port f :i* x sail$ ) a v little hole 9 ! bottom4 ,= want ( a nail ! %oe ( ! aide-de-camp's horse 0 lo/2 = want ( ! %oe1 ! horse 0 lo/2 = want ( ! horse1 ! aide-de-camp himself 0 lo/1 = ! enemy took him & kill$ him2 & = want ( ! aide-de camp's intellig5ce1 ! army ( 8 g5]al 0 lo/3 & all because a little nail _h n be5 prop]ly fix$ 9 a horse's %oe6 ,x w d6 is ! common phrase ( ^? :o neglect little ?+s4 ,x w d6 has blight$ _m a "*1 bla/$ _m a =tune1 sunk _m a %ip1 burnt d[n _m a h\se1 & irretrievably ru9$ ?\s&s ( hopeful projects ( human good4 ,x always means /opp+ %ort ( ! "r ?+4 ,x is a make%ift4 ,x is a failure & defeat4 ,n :at w d1 b :at is ! be/ possible ?+ to d1--is ! po9t to be aim$ at6 ,let a man once adopt ! maxim ( ,x w d1 & he is giv5 ov] to ! enemy1--he is on ! side ( incompet5cy & defeat1--& we give him up z a hopeless subject6 ,m4 ,say1 ! ,fr5* political economi/1 has relat$ ! foll[+ illu/ration ( ! neglect ( little ?+s4 ,once1 at a f>m 9 ! c\ntry1 !re 0 a gate enclos+ ! cattle & p\ltry1 :i* 0 con/antly sw++ op5 = want ( a prop] lat*4 ,! exp5diture ( a p5ny or two1 & a few m9utes' "t1 w\ld h made all "r4 ,x 0 on ! sw+ e "t a p]son w5t out1 & n be+ 9 a /ate to %ut readily1 _m ( ! p\ltry 7 f "t to "t lo/4 ,"o day a f9e "y pork] made 8 escape1 & ! :ole family1 ) ! g>d5]1 cook1 & milkmaid1 turn$ out 9 que/ ( ! fugitive4 ,! g>d5] 0 ! fir/ to discov] ! pig1 & 9 leap+ a dit* to cut (f 8 escape1 got a spra9 t kept him to 8 b$ = a =tnight4 ,! cook1 on h] return to ! f>m-h\se1 f\nd ! l95 burnt t %e _h hung up be=e ! fire to dry2 & ! milkmaid1 hav+ =gott5 9 h] ha/e to tie up ! cattle 9 ! c[-h\se1 "o ( ! loose c[s _h brok5 ! leg ( a colt t happ5$ to be kept 9 ! same %$4 ,! l95 burnt & ! g>d5]'s "w lo/ 7 wor? full five p\nds1 & ! colt wor? ne>ly d\ble t money3 s t "h 0 a loss 9 a few m9utes ( a l>ge sum1 purely = want ( a little lat* :i* might h be5 suppli$ = a few halfp5ce4 ,life is full ( illu/rations ( a simil> k9d4 ,:5 small ?+s are habitually neglect$1 ru9 is n f> (f4 ,x is ! h& ( ! dilig5t t make? ri*2 & ! dilig5t man or woman is att5tive to small ?+s z well z great4 ,! ?+s may appe> v little & insignificant1 yet att5tion to !m is z necess>y z to matt]s ( great] mom5t4 ,take1 = in/ance1 ! humble/ ( co9s--a p5ny4 ,:at is ! use ( t little piece ( copp]--a solit>y p5ny8 ,:at c x buy8 ,( :at use is x8 ,x is half ! price ( a glass ( be]4 ,x is ! price ( a box ( mat*es4 ,x is only fit = giv+ to a begg>4 ,& yet h[ mu* ( human happ9ess dep5ds ^u ! sp5d+ ( ! p5ny well4 ,a man may "w h>d1 & e>n high wages2 b if he all[s ! p5nies1 :i* are ! result ( h>d "w1 to slip out ( 8 f+]s--"s go+ to ! be]%op1 "s ?is way1 & "s t1--he w f9d t 8 life ( h>d "w is little rais$ above a life ( animal drudg]y4 ,on ! o!r h&1 if he take c>e ( ! p5nies--putt+ "s weekly into a b5efit society or an insurance fund1 o!rs into a sav+s bank1 & confides ! re/ to 8 wife to be c>efully laid out1 ) a view to ! com=table ma9t5ance & culture ( 8 family1--he w soon f9d t 8 att5tion to small matt]s w abundantly repay him1 9 increas+ means1 9 com=t at home1 & 9 a m9d comp>atively free f fe>s z to ! future4 ,all sav+s are made up ( little ?+s4 ,_m a little makes a mickle4 ,_m a p5ny makes a p\nd4 ,a p5ny sav$ is ! se$ ( p\nds sav$4 ,& p\nds sav$ mean com=t1 pl5ty1 weal?1 & indep5d5ce4 ,b ! p5ny mu/ be e>n$ hone/ly4 ,x is said t a p5ny e>n$ hone/ly is bett] ?an a %ill+ giv54 ,a ,scot* prov]b says1 ,! ge> t is gift$ is nev] sae sweet z ! ge> t is won4 ,:at ?\gh ! p5ny be black8 ,! smi? & 8 p5ny are bo? black4 ,b ! p5ny e>n$ by ! smi? is an hone/ "o4 ,if a man does n "k h[ to save 8 p5nies or 8 p\nds1 8 nose w always be kept to ! gr9d/one4 ,want may come ^u him any day1 l an arm$ man4 ,c>eful sav+ acts l magic3 once begun1 x gr[s into habit4 ,x gives a man a feel+ ( satisfaction1 ( /r5g?1 ( security4 ,! p5nies he has put aside 9 8 sav+s box1 or 9 ! sav+s bank1 give him an assurance ( com=t 9 sickness1 or ( re/ 9 old age4 ,! man :o saves has some?+ to wea!r-f5d him aga9/ want2 :ile ! man :o saves n has no?+ betwe5 him & bitt]1 bit+ pov]ty4 ,a man may be dispos$ to save money1 & lay x by = sickness or = o!r purposes2 b he _c d ?is unless 8 wife lets him1 or helps him4 ,a prud5t1 frugal1 ?rifty woman is a cr[n ( glory to h] husb&4 ,%e helps him 9 all 8 good resolutions2 %e may1 by quiet & g5tle enc\ragem5t1 br+ out 8 bett] qualities2 & by h] example %e may implant 9 him noble pr9ciples1 :i* are ! se$s ( ! highe/ practical virtues4 ,! ,rev4 ,mr4 ,ow51 =m]ly ( ,bil/on1--a good fri5d & advis] ( work+ p1--us$ to tell a /ory ( a man :o 0 n an economi/1 b 0 enabl$ to become s by ! example ( 8 wife4 ,! man 0 a calico-pr9t] at ,man*e/]1 & he 0 p]suad$ by 8 wife1 on _! w$d+-day1 to all[ h] two half-p9ts ( ale a day1 z h] %>e4 ,he r w9c$ at ! b>ga91 =1 ?\gh a dr9k] himself1 he w\ld h pref]r$ a p]fectly sob] wife4 ,!y bo? work$ h>d2 & he1 poor man1 0 seldom out ( ! public-h\se z soon z ! factory 0 clos$4 ,%e _h h] daily p9t1 & he1 p]haps1 _h 8 two or ?ree qu>ts1 & nei!r int]f]$ ) ! o!r8 except t1 at odd times1 %e succe$$1 by d9t ( "o little g5tle artifice or ano!r1 to w9 him home an h\r or two e>li] at night2 & n[ & !n to sp5d an entire ev5+ 9 8 own h\se4 ,!y _h be5 m>ri$ a ye>1 & on ! morn+ ( _! w$d+ anniv]s>y1 ! husb& look$ askance at h] neat & comely p]son1 ) "s %ade ( remorse1 z he said1 ,m>y1 we've _h no holiday s9ce we 7 w$2 &1 only t ,i h n a p5ny 9 ! _w1 we'd take a jaunt d[n to ! village1 to see !e "m4 ,w\ld'/ l to g1 ,john8 said %e1 s(tly1betwe5 a smile & a te>1 s glad to he> him speak s k9dly1--s l old times4 ,if !e'd l to g1 ,john1 ,i'll /& treat4 ,?\ /& treat6 said he1 ) half a sne]3 ,has't got a =tun'1 w5*8 ,nay1 said %e1 b ,i've gott5 ! p9t o' ale4 ,gott5 :at8 said he4 ,! p9t o' ale6 said %e4 ,john /ill didn't und]/& h]1 till ! fai?ful creature rea*$ d[n an old /ock+ f "u a loose brick up ! *imney1 & c\nt$ out h] daily p9t ( ale 9 ! %ape ( ?ree hundr$ & sixty-five ?reep5ces1 i4e41 #d #aas4 #c;d41 & put !m into 8 h&1 exclaim+1 ,?\ %alt h !e holiday1 ,john6 ,john 0 a%am$1 a/oni%$1 consci5ce-/rick51 *>m$1 & w\ldn't t\* x4 ,hasn't !e _h ?y %>e8 ,!n ,i'll ha' no m6 he said4 ,he kept 8 ^w4 ,!y kept _! w$d+-day ) "m1--& ! wife's little capital 0 ! nucleus ( a s]ies ( frugal inve/m5ts1 t ultimately swell$ out into a %op1 a factory1 w>eh\ses1 a c\ntry seat1 c>riage1 &1 p]haps1 a ,liv]pool ,mayor4 ,9 ! same way1 a workman ( ev5 ! humble/ sort1 ^: prosp]ity & regul>ity ( conduct %[ to 8 fell[-workm5 :at indu/ry1 temp]ance1 manly t5d]ness1 & sup]iority to l[ & s5sual temptation c effect1 9 ende>+ a home :i* is bright ev5 amid/ ! gloom ( pov]ty--su* a man does good z well z ! mo/ eloqu5t writ] t ev] wrote4 ,if !re 7 a few patri>*s ( ! p su* z ?is1 _! b5eficial influ5ce w\ld soon be s5sibly felt by society at l>ge4 ,a life well sp5t is wor? any numb] ( spee*es4 ,= example is a language f> m eloqu5t ?an words3 x is in/ruction 9 action--wisdom at "w4 ,a man's daily life is ! be/ te/ ( 8 moral & social /ate4 ,take two m51 = in/ance1 bo? work+ at ! same trade & e>n+ ! same money2 yet h[ diff]5t !y may be z respects _! actual condition4 ,! "o looks a free man2 ! o!r a slave4 ,! "o lives 9 a snug cottage2 ! o!r 9 a mud hovel4 ,! "o has always a dec5t coat to 8 back2 ! o!r is 9 rags4 ,! *ildr5 ( ! "o are clean1 well dress$1 & at s*ool2 ! *ildr5 ( ! o!r are dirty1 fil?y1 & (t5 9 ! gutt]4 ,! "o possesses ! ord9>y com=ts ( life1 z well z _m ( its pleasures & conv5i5ces--p]haps a well-*os5 libr>y2 ! o!r has few ( ! com=ts ( life1 c]ta9ly no pleasures1 enjoym5ts1 nor books4 ,& yet ^! two m5 e>n ! same wages4 ,:at is ! cause ( ! diff]5ce betwe5 !m8 ,x is 9 ?is4 ,! "o man is intellig5t & prud5t2 ! o!r is ! rev]se4 ,! "o d5ies himself = ! b5efit ( 8 wife1 8 family1 & 8 home2 ! o!r d5ies himself no?+1 b lives "u ! tyranny ( evil habits4 ,! "o is a sob] man1 & takes pleasure 9 mak+ 8 home attractive & 8 family com=table2 ! o!r c>es no?+ = 8 home & family1 b sp5ds ! great] "p ( 8 e>n+s 9 ! g9-%op or ! public-h\se4 ,! "o man looks up2 ! o!r looks d[n4 ,! /&>d ( enjoym5t ( ! "o is high2 & ( ! o!r l[4 ,! "o man likes books1 :i* in/ruct & elevate 8 m9d2 ! o!r likes dr9k1 :i* t5ds to l[] & brutalize him4 ,! "o saves 8 money2 ! o!r wa/es x4 ,i say1 mate1 said "o workman to ano!r1 z !y w5t home "o ev5+ f _! "w1 w y tell me h[ x is t y contrive to get on8 h[ x is t y manage to fe$ & clo! y\r family z y d1 & put money 9 ! ,p5ny ,bank besides2 :il/ ,i1 :o h z good wages z y1 & few] *ildr51 c b>ely make ! ends meet8 ,well1 ,i w tell y2 x only consi/s 9 ?is--9 tak+ c>e ( ! p5nies6 ,:at6 ,is t all1 ,ransom8 ,yes1 & a good 'all' too4 ,n "o 9 fifty kn[s ! secret4 ,= in/ance1 ,jack1 y don't4 ,h[6 ,i8 ,let's see h[ y make t out4 ,n[ y h ask$ my secret1 ,i'll tell y all ab\t x4 ,b y mu/ n be (f5d$ if ,i speak pla94 ,fir/1 ,i pay no?+ = my dr9k4 ,no?+8 ,!n y don't pay y\r %ot1 b sponge ^u y\r neighb\rs4 ,nev]6 ,i dr9k wat]1 :i* co/s no?+4 ,drunk5 days h all _! to-morr[s1 z ! old prov]b says4 ,i sp>e myself sore heads & %aky h&s1 & save my p5nies4 ,dr9k+ wat] nei!r makes a man sick nor 9 debt1 nor 8 wife a wid[4 ,& t1 let me tell y1 makes a consid]able diff]5ce 9 our out-g4 ,x may am\nt to ab\t half-a-cr[n a week1 or sev5 p\nds a ye>4 ,t sev5 p\nds w clo! myself & *ildr51 :ile y are out at elb[s & y\r *ildr5 g b>efoot4 ,come1 come1 t's go+ too f>4 ,i don't dr9k at t rate4 ,i may take an odd half-p9t n[ & !n2 b half-a-cr[n a week6 ,pooh6 pooh6 ,well1 !n1 h[ mu* did y sp5d on dr9k la/ ,saturday night8 ,out ) x4 ,let me see3 ,i _h a p9t ) ,jones2 ,i ?9k ,i _h ano!r ) ,davis1 :o is j go+ to ,au/ralia2 & !n ,i w5t to ! lodge4 ,well1 h[ _m glasses _h y !re8 ,h[ c ,i tell8 ,i =get4 ,b x's all /uff & nons5se1 ,bill6 ,oh1 y c't tell3 y don't "k :at y sp5t8 ,i believe y4 ,b t's ! way y\r p5nies g1 my lad4 ,& t's all y\r secret8 ,yes2 take c>e ( ! p5ny--t's all4 ,because ,i save1 ,i h1 :5 y want4 ,x's v simple1 isn't x8 ,simple1 oh yes2 b !re's no?+ 9 x4 ,yes6 !re's ?is 9 x1--t x has made y ask me ! "q1 h[ ,i manage to keep my family s com=tably1 & put money 9 ! ,p5ny ,bank1 :ile y1 ) ! same wages1 c b>ely make ! ends meet4 ,money is indep5d5ce1 & money is made by putt+ p5nies toge!r4 ,besides1 ,i "w s h>d = m9e1--& s d y1--t ,i c't f9d x 9 my he>t to wa/e a p5ny on dr9k1 :5 ,i c put x beside a few o!r h>d-e>n$ p5nies 9 ! bank4 ,x's some?+ = a sore foot or a ra9y day4 ,!re's t 9 x1 ,jack2 & !re's com=t also 9 ! ?\ght t1 :atev] may happ5 to me1 ,i ne$n't beg nor g to ! workh\se4 ,! sav+ ( ! p5ny makes me feel a free man4 ,! man always 9 debt1 or )\t a p5ny be=eh&1 is little bett] ?an a slave4 ,b if we _h our rights1 ! poor w\ld n be s h>dly dealt ) z !y n[ are4 ,:y1 ,jack1 if y _h y\r rights to-morr[1 w\ld !y put y\r money back into y\r pocket aft] y _h sp5t x8--w\ld y\r rights give y\r *ildr5 %oes & /ock+s :5 y _h *os5 to wa/e on be] :at w\ld h b\ght !m8 ,w\ld y\r rights make y or y\r wife1 ?rifti]1 or y\r he>?/one clean]8 ,w\ld rights wa% y\r *ildr5's faces1 & m5d ! holes 9 y\r clo!s8 ,no1 no1 fri5d6 ,give u our rights by all means1 b rights are n habits1 & x's habits we want--good habits4 ,) ^! we c be free m5 & indep5d5t m5 n[1 if we b det]m9e to be s4 ,good night1 ,jack1 & m9d my secret1--x's no?+ b tak+ c>e ( ! p5nies1 & ! p\nds w take c>e ( !mselves4 ,good-night6 ,& ,jack turn$ (f at ! lane-end t[>ds 8 humble & dirty cottage 9 ,ma9's ,c\rt4 ,i might introduce y to 8 home1--b home x c\ld sc>cely be call$4 ,x 0 full ( squalor & untid9ess1 confusion & dirty *ildr51 :]e a slatt]n-look+ woman 0 scold+4 ,ransom's cottage1 ,on ! contr>y1 0 a home4 ,x 0 snug1 trig1 & neat2 ! he>?/one 0 fre% s&$2 ! wife1 ?\gh h] h&s 7 full ( "w1 0 clean & tidy2 & h] husb&1 8 day's "w ov]1 c\ld sit d[n ) 8 *ildr5 ab\t him1 9 peace & com=t4 ,! *ief secret 0 n[ reveal$4 ,ransom's secret1 ab\t ! p5ny1 0 a v good "o1 s f> z x w5t4 ,b he _h n really told ! :ole tru?4 ,he c\ld n v5ture to tell 8 less =tunate comrade t ! root ( all dome/ic prosp]ity1 ! ma9/ay ( all dome/ic com=t1 is ! wife2 & ,ransom's wife 0 all t a work+ man c\ld desire4 ,!re c be no ?rift1 nor economy1 nor com=t at home1 unless ! wife helps2--& a work+ man's wife1 m ?an any o!r man's2 = %e is wife1 ,h\sekeep]1 nurse1 & s]vant1 all 9 "o4 ,if %e be ?riftless1 putt+ money into h] h&s is l p\r+ wat] ?r\gh a sieve4 ,let h] be frugal1 & %e w make h] home a place ( com=t1 & %e w also make h] husb&'s life happy1--if %e d n lay ! f\ndation ( 8 prosp]ity & =tune4 ,"o w\ld sc>cely expect t = a p5ny a day x w\ld be possible to obta9 any?+ valuable4 ,& yet x may be easily %[n h[ mu* a p5ny a day1 c>efully exp5d$1 might d t[>ds secur+ a man's indep5d5ce1 & provid+ 8 wife & family aga9/ ! future pressure ( pov]ty & want4 ,take up a prospectus & tables ( a ,provid5t ,society1 int5d$ = ! use ( ^? classes :o h a p5ny a day to sp5d1--t is1 ne>ly all ! work+ classes ( ! c\ntry4 ,x is n necess>y to specify any p>ticul> society1 because ! be/ all proce$ ^u ! same data1--! results ( ext5sive obs]vations & exp]i5ce ( heal? & sickness2--& _! tables ( rates1 c]tifi$ by public actu>ies1 are v ne>ly ! same4 ,n[1 look+ at ! tables ( ^! ,life & ,sickness ,assurance ,societies1 let u see :at a p5ny a day c d4 #a4 ,= a p5ny a day1 a man or woman ( tw5ty-six ye>s ( age may secure ! sum ( t5 %ill+s a week payable dur+ ! "t ( sickness1 = ! :ole ( life4 #b4 ,= a p5ny a day 7paym5ts ceas+ at sixty ye>s ( age71 a man or woman ( ?irty-"o ye>s ( age may secure ! sum ( #ej payable at dea?1 :5ev] t ev5t may happ51 ev5 ?\gh x %\ld be dur+ ! week or ! mon? aft] ! assurance has be5 effect$4 #c4 ,= a p5ny a day1 a "y man or woman ( fifte5 may secure a sum ( #ajj1 ! paym5t ( ! p5ny a day cont9u+ dur+ ! :ole ( life1 b ! #ajj be+ payable :5ev] dea? may occur4 #d4 ,= a p5ny a day1 a "y man or woman ( tw5ty may secure an annuity ( #bf p] annum1 or ( #ajs4 p] week = ! :ole ( life1 aft] rea*+ ! age ( sixty-five4 #e4 ,= a p5ny a day1--! paym5t comm5c+ f ! bir? ( any *ild1--a p>5t may secure ! sum ( #bj1 payable on su* *ild rea*+ ! age ( f\rte5 ye>s4 #f4 ,= a p5ny a day1 cont9u$ until ! *ild readies ! age ( tw5ty-"o ye>s1 ! sum ( #de may be secur$1 to enable him or h] to beg9 bus9ess1 or />t h\sekeep+4 #g4 ,= a p5ny a day1 a "y man or woman ( tw5ty-f\r may secure ! sum ( #ajj1 payable on rea*+ ! age ( sixty1 ) ! "r ( )draw+ f\r-fif?s ( ! am\nt paid 91 at any "t2 ! :ole ( ! paym5ts be+ paid back 9 ev5t ( dea? occurr+ be=e ! age ( sixty4 ,su* is ! p[] ( a p5ny a day6 ,:o w\ld h ?\ght x8 ,yet x is true1 z any "o c prove by look+ at ! tables ( ! be/ assurance (fices4 ,put ! p5ny a day 9 ! bank1 & x accumulates sl[ly4 ,ev5 !re1 h[ev]1 x is v useful4 ,b ) ! assurance (fice x imm$iately assumes a va/ p[]4 ,a p5ny a day paid 9 by ! man ( ?irty-"o1 is wor? #fj to 8 wife & family1 9 ! ev5t ( 8 dy+ next mon? or next ye>6 ,x is ! comb9+ ( small sav+s = purposes ( mutual assurance1 by a l>ge numb] ( p]sons1 t gives to ! p5ny its enorm\s p[]4 ,! effect+ ( a life assurance by a work+ man1 = ! b5efit ( 8 wife & *ildr51 is an em95tly unselfi% act4 ,x is a moral z well z a religi\s transaction4 ,x is provid+ = ^? ( 8 own h\sehold4 ,x is tak+ ! "r /ep t[>ds secur+ ! indep5d5ce ( 8 family1 aft] he1 ! bread-w9n]1 has be5 call$ away4 ,?is "r inve/m5t ( ! p5nies is ! be/ pro( ( practical virtue1 & ( ! hone/ =e?\ght & integrity ( a true man4 ,! late ,joseph ,bax5dale 0 ! con/ant fri5d ( ! work+ p :o co-op]at$ ) him 9 ! lab\rs ( 8 life4 ,he 0 a man ( /rong common s5se1 & might h be5 /yl$ ! ,frankl9 ( ,bus9ess4 ,he 0 full ( prov]bial wisdom1 & also full ( practical help4 ,he 0 con/antly urg+ 8 s]vants to lay by some?+ = a ra9y day1 or = _! support 9 old age4 ,he also us$ to p5sion (f 8 old s]vants aft] !y _h ceas$ to be able to "w4 ,he po/$ up ,texts along 8 w>eh\ses1 s t ^? :o ran might read4 ,nev] despair1 ,no?+ )\t lab\r1 ,he :o sp5ds all he gets1 is on ! way to begg>y1 ,"t lo/ _c be rega9$1 ,let indu/ry1 temp]ance1 & economy be ! habits ( y\r lives4 ,^! texts 7 pr9t$ 9 l>ge type1 s t e pass]-by might read !m2 :ile _m 7 able to lay !m to he>t1 & to practise ! advices :i* !y enjo9$4 ,on o!r occasions ,mr4 ,bax5dale w\ld di/ribute among/ 8 workpeople1 or desire to be set up 9 8 w>eh\ses & places ( bus9ess1 long] & m g5]al maxims4 ,he w\ld desire ^! pr9t$ docum5ts to be put up 9 ! (fices ( ! cl]ks1 or 9 places :]e m5 are dispos$ to l+]1 or to take _! meals1 or to assemble prep>atory to "w4 ,!y 7 always full ( valuable advice4 ,we copy "o ( !m1 on ! ,importance ( ,punctuality3-- ,me?od is ! h+e ( bus9ess2 & !re is no me?od )\t ,punctuality4 ,punctuality is important1 because x subs]ves ! ,peace & ,good ,temp] ( a family4 ,! want ( x n only infr+es on necess>y ,duty1 b sometimes excludes ?is duty4 ,! calmness ( m9d :i* x produces is ano!r advantage ( ,punctuality4 ,a disord]ly man is always 9 a hurry4 ,he has no "t to speak to y1 because he is go+ else:]e2 & :5 he gets !re1 he is too late = 8 bus9ess1 or he mu/ hurry away to ano!r be=e he c f9i% x4 ,punctuality gives weight to "*4 ',su* a man has made an appo9tm5t2 !n ,i "k he w keep x4' ,& ?is g5]ates ,punctuality 9 y2 =1 l o!r virtues1 x propagates itself4 ,s]vants & *ildr5 mu/ be punctual1 :5 _! ,lead] is s4 ,appo9tm5ts1 inde$1 become debts4 ,i owe y ,punctuality1 if ,i h made an appo9tm5t ) y1 & h no "r to ?r[ away y\r "t1 if ,i d my own4 ,"s may inquire1 ,:o 0 ,joseph ,bax5dale8 ,he 01 9 fact1 ,pick=d & ,co41 ! "n ( a firm kn[n all ov] ,engl&1 z well z ?r\gh\t ! ,cont95t4 ,mr4 ,bax5dale 0 ! son ( a physician at ,lanca/]4 ,he receiv$ a good education1 w5t into ! cotton trade1 & came up to ,london to repres5t ! firm ) :i* he 0 connect$4 ,a p]iod ( comm]cial pressure hav+ occurr$1 he desir$ to leave ! cotton trade & to ent] ^u "s o!r bus9ess4 ,mr4 ,pick=d _h already begun ! bus9ess ( a ,c>ri]1 b he 0 hamp]$ by want ( money4 ,mr4 ,bax5dale help$ him ) capital1 & = a "t rema9$ a sleep+ p>tn]2 b f9d+ t ! bus9ess made no progress1 pr9cipally = want ( managem5t1 he ev5tually det]m9$ to take ! active "p 9 work+ & manag+ ! conc]n4 ,he ?rew 8 :ole en]gies into ! firm ( ,pick=d & ,co4 ,he reorganiz$ ! ag5cies1 & ext5d$ !m ?r\gh\t ! k+dom4 ,he put fly+ vans ^u ! road1 equal to our express tra9s2 & sl[ vans1 equal to our goods tra9s4 ,he utiliz$ ! canals to a l>ge ext5t1 putt+ on fly+ boats betwe5 all ! l>g] t[ns4 ,inde$ ! roads ( ! c\ntry 7 !n s bad1 t 9 c]ta9 seasons x 0 almo/ impossible to convey m]*&ize f "o "p ( ! c\ntry to ano!r4 ,! c>ry+ on ( su* an important & ext5sive bus9ess requir$ mu* capital1 great en]gy1 & fir/-rate bus9ess managem5t4 ,! horses necess>y to c>ry on ! traffic 7 increas$ f ab\t fifty1 :i* !y 7 9 ! "t ( ,pick=d1 to m ?an a ?\s&2 = relays ( horses 7 necess>y at all ! /opp+-places on ! l9e ( traffic1 betwe5 ,london & ,man*e/]1 betwe5 ,london & ,exet]1 & betwe5 ,london & ,ed9burgh4 ,a %ip-build+ y>d 0 e/abli%$1 :]e all ! boats1 fly+ & sl[1 requir$ to c>ry on ! bus9ess1 7 con/ruct$ at ,mr4 ,bax5dale's exp5se4 ,! c>ry+ bus9ess requir$ a great deal ( p]sonal sup]vision4 ,only a man ( det]m9$ _s & indomitable en]gy c\ld h done x4 ,he _h a fly+ boat 9 :i* he rapidly pass$ along ! canals1 see+ t ! m5 7 at _! po/s1 t ! ag5ts 7 at "w1 & ! traffic duly provid$ =4 ,he did ?is by night z well z by day4 ,at o!r times1 he w\ld fly along ! roads 9 8 special travell+ c>riage1--always pay+ ! highe/ prices to ! innkeep]s1 9 ord] t he might secure ! be/ horses1 & avoid delay & loss ( "t4 ,he w\ld ov]take 8 vans1 & see t 8 m5 7 sob]1 & t !y 7 well =w>d at ! /ations along ! road2 t _! blund]busses 7 load$ 7= highway robb]y 0 !n "o ( ! risks ( travell+ by road71 t ! ag5ts 7 do+ _! duty1 & t ev]y?+ 0 9 prop] ord]4 ,besides ov]tak+ ! vans1 he w\ld sometimes travel by a by-road--= he knew ne>ly e road 9 ! c\ntry--pu% on1 & !n d\ble back ^u 8 driv]s1 :o nev] knew :e!r he 0 be=e or beh9d !m2 & ?us g5]al vigilance became ! rule ( all4 ,by ^! & v>i\s o!r means ! bus9ess ( ! conc]n 0 admirably done1 & ! c>ry+ trade ( ! c\ntry 0 br\ght to z high a /ate ( p]fection z 0 compatible ) ! !n /ate ( ! roads & canals4 ,:5 all ?is _h be5 accompli%$1 ! di/urb+ influ5ce ( railways began4 ,i see mis*ief 9 ^! conf\nd$ iron roads1 said ! ,duke ( ,bridgewat]4 ,b ! "t = railways _h arriv$1 & !y c\ld n be po/pon$4 ,! fir/ railroads 7 us$ = ! conveyance ( coals f ! pits to ! seaside1 :]e !y 7 %ipp$ = ,london4 ,!n x 0 propos$ t !y %\ld be laid = ! conveyance ( goods f t[n to t[n2 & ! l>ge/ traffic be+ 9 ,lanca%ire1 "o ( ! fir/ railways 0 con/ruct$ betwe5 ,liv]pool & ,man*e/]1 f :i* t[ns !y 7 aft]w>ds con/ruct$ 9 all directions ?r\gh\t ! c\ntry4 ,_h ,mr4 ,bax5dale resi/$ ! new means ( conveyance1 he w\ld1 be=e long1 h be5 driv5 (f ! road4 ,b he cle>ly =esaw ! ultimate triumph ( ! railway sy/em2 & he w5t ) x1 in/ead ( aga9/ x4 ,he reliev$ ! ,liv]pool & ,man*e/] ,company ( a great deal ( tr\ble1 by und]tak+ to manage _! goods' traffic & by collect+ & deliv]+ x at bo? t[ns4 ,!n1 :5 ! railways f ,w>r+ton to ,birm+ham & f ,birm+ham to ,london 7 project$1 he gave evid5ce be=e ! committees ( ,p>liam5t1 9 pro( ( ! e/imat$ traffic4 ,& :5 ! l9es 7 made1 he transf]r$ ! goods f 8 c>ry+ vans to ! railway4 ,he ?us became a great railway c>ri]1 collect+ & deliv]+ goods 9 all ! cities & t[ns s]v$ by ! railways :i* _h by t "t become e/abli%$4 ,he also became a l>ge %>ehold] 9 railways4 ,8 /atus 9 ! ,s\?-,ea/]n l9e 0 s great1 t he 0 invit$ to become *airman ( ! company4 ,he 0 in/rum5tal1 9 conjunction ) ! late ,sir ,william ,cubitt1 9 pu%+ on ! l9e to ,dov]4 ,b ! ,dov] ,h>b\r ,bo>d be+ f\nd too /+y 9 giv+ accommodation to ! traffic1 & too grasp+ 9 _! *>ges = h>b\r dues1 ,mr4 ,bax5dale at once proce$$1 on 8 own responsibility1 to pur*ase ,folke/one ,h>b\r z ! port ( ! ,s\?-,ea/]n ,company4 ,he next proce$$ to get up ! ,b\logne & ,ami5s ,railway1 :i* 0 = ! mo/ "p con/ruct$ ) ,engli% capital2 & ! direct l9e f ,london to ,p>is 0 ?us complet$4 ,8 ardu\s lab\rs 9 connection ) 8 own bus9ess1 z well z ) railway ext5sion1 hav+ ?r[n him into ill-heal?1 he w5t abroad = repose4 ,:ile abs5t1 a faction 0 got up 9 ,liv]pool = ! purpose ( appo9t+ ano!r *airman 9 8 /ead2 & ?\gh he 0 unseat$ by a trick1 he himself accept$ 8 dismissal ) pleasure4 ,8 sons 7 n[ able to help him 9 ! conduct ( 8 bus9ess1 ?\gh he cont9u$ to ! close ( 8 life to take an int]e/ 9 ev]y?+ t 0 go+ on4 ,he 0 nev] we>y ( well-do+2 he nev] re/$ 9 giv+ 8 good advice1 ! results ( 8 l>ge exp]i5ce1 to ! assi/ants1 cl]ks1 & work+ m5 employ$ 9 8 v>i\s (fices4 ,we conclude our brief notice ( 8 life by giv+ ano!r ( 8 ,run-&-,read ,s]mons1 :i* he di/ribut$ pl5tifully among 8 employs1 & _h affix$ 9 v>i\s portions ( 8 w>eh\ses4 ,x 0 entitl$ ,good ,maxims & ,advice4 ,an old s]vant ( ! conc]n obs]v$1 a %ort "t ago1 t he began life 9 ! employ ( ,pick=d1 ^u l[ wages1 & t by frugality & indu/ry he _h ga9$ a compet5cy4 ,8 maxim 01 nev] to sp5d m ?an n9ep5ce out ( e %ill+4 ,al?\gh ?is may appe> a trifle1 recollect t x is five %ill+s 9 tw5ty1 t5 p\nds 9 =ty4 ,suppose a "y man to pursue ?is sy/em3 ,let him obta9 ! fir/ tw5ty p\nds1 add ea* ye> t5 p\nds1 he w at ! end ( six ye>s be possess$ ( upw>ds ( "o hundr$ p\nds4 ,if 9 e>ly life ! opportunity is suff]$ to pass1 x r>ely happ5s t "o c save money :5 m advanc$ 9 ye>s4 ,! conc]n 9 :i* we are engag$ has be5 defraud$ by ^? :o h = ?irty ye>s receiv$ sal>ies1 ! sav+s f :i*1 _h !y foll[$ ! plan t is recomm5d$1 w\ld h plac$ !m 9 situations ( comp>ative afflu5ce2 & we %\ld n[ h se5 !m respectable memb]s ( society4 ,^u indu/ry & frugality our well-do+ dep5ds4 ,x is n great tal5ts1 b /eady application1 t is requir$4 ,!re are none ( u t may n obta9 /ations ( respectability4 ',god helps !m t help !mselves4' ',he t foll[s pleasure in/ead ( bus9ess w %ortly h no bus9ess to foll[4' ,i frequ5tly compla9 ( :at may be call$ trifles1 b f ^! aris+ frequ5tly1 we are at l5g? lo/4 ,let ea* att5d to 8 respective duties2 keep ! appo9t$ h\rs2 & nev] def] till to-morr[ :at may be done to-day4 ,if bus9ess is m press+ ?an usual1 give additional "t1 t y\r own acc\nts may n fall into confusion1 & t y may n be ! means ( caus+ delay & tr\ble to o!rs4 ,x (t5 happ5s t ! neglig5ce ( individuals ?r[s additional lab\r ^u ^? :o are anxi\s = regul>ity4 ,hid+ or scre5+ ! faults or errors ( o!rs1 is a sy/em t has prevail$ & caus$ mu* loss & injury1--frequ5tly to ! (f5d+ p>ty1 always to ! employ]4 ,late occurr5ces lead me to draw y\r att5tion to ?is subject3 x is important 9 e s5se1 bo? z reg>ds y\r public & private /ations4 ,!re is no?+ m wor?y ( a man ?an tru?3 no?+ makes him feel himself s despicable z a lie4 ,recollect t m5 act lies )\t speak+ !m1 & t all false appe>ances are lies4 ,he1 !re=e1 :o1 see+ 8 employ] injur$1 neglects to make x kn[n1 is equally guilty--) ?is addition1 t he is practis+ a lie4 ,want ( punctuality is a lie4 ,speak & act op5ly on all occasions4 ,errors w be few]1 & lab\r w be decreas$4 ,x seldom happ5s t we c d any important s]vices1 b small s]vices are always 9 use4 ,take1 !re=e1 e opportunity ( assi/+ ea* o!r1--y are !n mo/ effectually s]v+ y\r employ]s1 z well z keep+ up a _s ( cordiality & goodwill among/ y\rselves4 ,a good ,*ri/ian mu/ be a good s]vant4 ,:atev] y\r lot 9 life may be above all ?+s rememb] t ',! fe> ( ,god is ! beg9n+ ( wisdom4' ,,*apt] ,x4 ,,ma/]s ,,& ,,m54 ,! sweat ( indu/ry w\ld dry1 & die1 ,b = ! end x workrt to4 ,%akspe>e4 ,man is a %op ( rules1 a well-truss$ pack1 ,^: e p>cel und]writes a law1--,george ,h]b]t4 ,c>e pres]ves :at ,indu/ry ga9s4 ,he :o att5ds to 8 bus9ess dilig5tly b n c>efully1 ?r[s away ) "o h& :at he ga!rs ) ! o!r4--,colton4 ,! acquisition ( prop]ty1 ! accumulation ( capital1 is already 9 ! p[] ( ! bett]-paid work+ class2 & legislation has b few fur!r facilities to give1 or ob/acles to remove4 ,_! sav+s are n[ s l>ge t only sob]] habits & r\nd] s5se are ne$$ to make !m indep5d5t capitali/s 9 less ?an half a lifetime4--,w4,r4 ,greg4 ,employ]s c d a great deal t[>ds promot+ habits ( ?rift1 prud5ce1 & sobriety among/ _! workpeople4 ,?\gh ! work+ man does n l to be patroniz$1 he has no objections to be help$4 ,we h already se5 t individuals c d mu*2 !y c cultivate habits ( economy1 & lay by a c]ta9 portion ( _! e>n+s = help 9 "t ( ne$4 ,b !y want enc\ragem5t & assi/ance4 ,!y want sympa?y2 !y want help4 ,if ma/]s fully und]/ood ! imm5se am\nt ( influ5ce :i* !y possess1 !y w\ld ext5d _! sympa?y & confid5ce to _! workm51--:i* ,w\ld co/ !m s v little1 & pr(it !m s v mu*4 ,we "k ( no in/ance :]e an employ] has display$ a conc]n = ! social well-be+ & improvem5t ( 8 workm51 9 :i* he has n be5 repaid by _! increas$ respect & zeal on 8 behalf4 ,he may1 = in/ance1 arrange t wages %all n be paid s z to drive !m into ! m>ket late on ,saturday nights1 :5 !y are (t5 "u ! necessity ( mak+ _! weekly pur*ases at a great disadvantage4 ,( c\rse1 workm5 :o possess a little /ore ( sav+s1 might make _! pur*ases at great] advantage at any o!r "t4 ,! employ] might also avoid pay+ wages 9 public-h\ses1 & ?us keep 8 workm5 out ( ! way ( incurr+ an exp5diture ^u dr9k1 t might prove s hurtful4 ,b ma/]s c d m ?an ?is4 ,!y c actively aid _! workm5 9 ! =mation ( prud5t habits1 by e/abli%+ sav+s banks = m5 & wom51 & p5ny banks = boys & girls2 by enc\rag+ ! =mation ( provid5t clubs & build+ societies1 ( provision & clo?+ clubs1 & 9 _m o!r ways4 ,!y might also di/ribute among !m1 )\t any (fici\s int]f]5ce1 good c\nsel z to ! mann] 9 :i* !y might make ! be/ use ( _! wages4 ,_m l>ge employ]s h already accompli%$ mu* practical good1 by enc\rag+ ! =mation ( provid5t in/itutions1--9 :i* !y h nev] fail$ to secure ! respect1 & g5]ally ! co-op]ation1 ( _! workm54 ,at ! same "t !re is mu* want ( sympa?y betwe5 ma/]s & m54 ,9 fact1 want ( sympa?y p]vades all classes--! poor]1 ! work+1 ! middle1 & ! upp] classes4 ,!re are _m social gaps betwe5 !m1 :i* _c yet be cross$1 :i* _c yet be unit$4 ,if ,i 7 to be ask$1 said ,judge ,talf\rd1 on :om ,dea? 0 at ! mom5t lay+ 8 h&1 :at is ! great want ( ,engli% society--to m+le class ) class--,i w\ld say1 9 "o ^w1 ! want is ! want ( sympa?y4 ,a great tru?1 b n yet appreciat$4 ,x is ! old tru?1 on :i* ,*ri/ianity is bas$1 ( ,love "o ano!r--simple say+1 b conta9+ )9 x a gospel suffici5t to r5ovate ! _w4 ,b :]e m5 are s split & divid$ into classes1 & are s f> remov$ t !y c sc>cely be said to "k "o ano!r1 !y _c h a due social reg>d & consid]ation1 mu* less a g5u9e sympa?y & affection1 = ea* o!r8 ,*>ity _c rem$y ! evil4 ,giv+ money1 blankets1 coals1 & su*-l1 to ! poor--:]e ! _s ( sympa?y is want+1--does n am\nt to mu*4 ,! *>ity ( mo/ ( ! ,"l & ,lady ,b\ntifuls beg9s ) money1 & ends !re4 ,! fell[-feel+ is abs5t4 ,! poor are n dealt ) z if !y belong$ to ! same common family ( man1 or z if ! same human he>t beat 9 _! brea/s4 ,ma/]s & s]vants live 9 ! same unsympa!tic /ate4 ,ea* = himself is _! motto4 ,i don't c>e :o s9ks1 s t ,i swim4 ,a man at an inn 0 r\s$ f 8 slumb]2 ,!re is a fire at ! bottom ( ! /reet1 said ! wait]4 ,don't di/urb me said ! travell]1 until ! next h\se is burn+4 ,an employ] said to 8 h&s1 ,y try to get all y c out ( me2 & ,i try to get all ,i c out ( y4 ,b ?is w nev] d4 ,! man :o has any sympa?y 9 him _c all[ su* consid]ations to ov]rule 8 bett] nature4 ,he mu/ see ! bright] side ( humanity ev] turn$ t[>ds him4 ,always to ?9k ! wor/1 said ,"l ,bol+broke1 ,i h ev] f\nd ! m>k ( a mean _s & a base s\l4 ,on ! o!r h&1 ! op]ative class consid] _! int]e/s to be q di/9ct f ^? ( ! ma/] class4 ,!y want to get z mu* = _! lab\r z possible4 ,!y want lab\r to be de> t !y may secure high wages4 ,?us1 !re be+ no mutual sympa?y nor fri5dly feel+ betwe5 ! two classes1--b only money consid]ations1--collisions are frequ5t1 & /rikes occur4 ,bo? classes--back$ by _! fell[s det]m9$ to fight x out1 & h5ce we h su* de/ructive /rikes z ^? ( ,pre/on1 ,newca/le1 ,london1 & ,s\? ,wales4 ,! great end ( bo? is ga91 worldly ga91 :i* sometimes involves a t]rible f9al loss4 ,a g5]al suspicion ( ea* o!r spreads1 & society becomes cank]$ to ! core4 ,! rem$y is only to be f\nd 9 ! *]i%m5t ( a l>g] ,*ri/ian sympa?y & m g5u9e b5evol5ce4 ,?us only c ! brea? ( society be sweet5$ & purifi$4 ,money gifts avail no?+1 z betwe5 ri* & poor4 ,unless !re is a s\l ( goodness1 & a real human fell[%ip betwe5 !m1 ! mis*ief & ! curse :i* ! excell5t ,judge ,talf\rd lam5t$ ) 8 dy+ brea? w nev] be ov]come4 ,"s allege t ?is want ( sympa?y arises1 = ! mo/ "p1 f ! evils ( ,competition4 ,x is he>tless1 selfi%1 mis*iev\s1 ru9\s1 & s on4 ,x is said to produce mis]y & pov]ty to ! million4 ,x is *>g$ ) l[]+ prices1 or almo/ 9 ! same brea? ) rais+ !m4 ,competition has a broad back1 & c be> any am\nt ( burd5s4 ,& yet !re is some?+ to be said = competition1 z well z aga9/ x4 ,x is a /ruggle1--t mu/ be admitt$4 ,all life is a /ruggle4 ,among/ workm51 competition is a /ruggle to advance t[>ds high] wages4 ,among/ ma/]s1 to make ! highe/ pr(its4 ,among/ writ]s1 prea*]s1 & politicians1 x is a /raggle to succe$1--to ga9 glory1 reputation1 or income4 ,l ev]y?+ human1 x has a mixture ( evil 9 x4 ,if "o man prosp]s m ?an o!rs1 or if "s classes ( m5 prosp] m ?an o!rs1 !y leave o!r classes ( m5 beh9d !m4 ,n t !y leave ^? o!rs worse1 b t !y !mselves advance4 ,put a /op to competition1 & y m]ely *eck ! progress ( individuals & ( classes4 ,y pres]ve a dead uni=m level4 ,y /]eotype society1 & its sev]al ord]s & conditions4 ,! motive = emulation is tak5 away1 & ,ca/e1 ) all its mis*iefs1 is p]petuat$4 ,/op competition1 & y /op ! /ruggle ( individualism4 ,y also /op ! advancem5t ( individualism1 & ?r\gh t ( society at l>ge4 ,"u competition1 ! lazy man is put "u ! necessity ( ex]t+ himself2 & if he w n ex]t himself1 he mu/ fall beh9d4 ,if he d n "w1 nei!r %all he eat4 ,my lazy fri5d1 y mu/ n look to me to d my %>e ( ! _w's "w1 & y\rs too6 ,y mu/ d y\r own fair %>e ( "w1 save y\r own money1 & n look to me & to o!rs to keep y out ( ! poor-h\se4 ,!re is en\gh = all2 b d y\r own %>e ( "w y mu/4 ,success gr[s out ( /ruggles to ov]come difficulties4 ,if !re 7 no difficulties1 !re w\ld be no success4 ,if !re 7 no?+ to /ruggle or compete =1 !re w\ld be no?+ a*iev$4 ,x is well1 !re=e1 t m5 %\ld be "u ! necessity ( ex]t+ !mselves4 ,9 ?is necessity = ex]tion1 we f9d ! *ief s\rce ( human advancem5t--! advancem5t ( individuals z ( nations4 ,x has l$ to mo/ ( ! spl5did me*anical inv5tions & improvem5ts ( ! age4 ,x has /imulat$ ! %ipbuild]1 ! m]*ant1 ! manufactur]1 ! ma*9i/1 ! tradesman1 ! skill$ workman4 ,9 all dep>tm5ts ( productive indu/ry1 x has be5 ! mov+ p[]4 ,is has develop$ ! res\rces ( ?is & ( o!r c\ntries1--! res\rces ( ! soil1 & ! "* & qualities ( ! m5 :o dwell ^u x4 ,x seems to be absolutely necess>y = ! purpose ( /imulat+ ! gr[? & culture ( e individual4 ,x is deeply root$ 9 man1 lead+ him ev] to seek aft]1 & endeav\r to realize1 some?+ bett] & high] ?an he has yet atta9$4 ,( c\rse1 man is mu* m ?an a compet+ be+4 ,t is only "o ( 8 *>act]i/ics1 & n ! highe/ or noble/4 ,he has s5sibilities1 sympa?ies1 & aspirations1 :i* %\ld induce him to unite & coop]ate ) o!rs 9 works = ! common good4 ,) unfett]$ individualism1 !re may1 & !re ought to be1 b5efic5t coop]ation = ! g5]al happ9ess4 ,m5 may unite to lab\r1 to produce1 & to %>e ) ea* o!r ! fruits ( _! corporate indu/ry4 ,b "u any circum/ances1 !re w be ! in/9ct ( competition1 ! opportunities = competition1 &1 ?\gh mix$ ) necess>y evil1 !re w be ! ultimate advantages ( competition4 ,"o ( ! results ( indu/ry & ?rift is ! accumulation ( ,capital4 ,capital repres5ts ! self-d5ial1 ! provid5ce1 & ! ent]prise ( ! pa/4 ,! mo/ successful accumulators ( capital h 9 all times ris5 f ! ranks ( lab\r itself2 !y are work+ m5 :o h %ot ahead ( _! fell[s1 & :o n[ give employm5t in/ead ( receiv+ x4 ,^! p]sons1--:o are n ! less work+ m5 because !y h ceas$ to be manual lab\r]s1--by creat+ & ext5d+ ! sph]e ( productive indu/ry1 mu/ be reg>d$ z among/ ! mo/ effective b5efactors ( ! p1 z !y unque/ionably are among ! pr9cipal s\rces ( ! p[] & weal? ( any nation4 ,)\t ! capital accumulat$ by _! ?rift dur+ _m g5]ations1 ! lot ( ! artizan w\ld be mo/ prec>i\s4 ,!re is n a me*anic b has ! use ( ! money ( ! ma/] :o employs him4 ,:5 ! unskill$ lab\r] lays d[n 8 spade1 he leaves idle a capital wor? eighte5-p5ce2 b :5 a skill$ artizan or me*anic leaves 8 mill or 8 work%op1 he leaves idle a capital ( f a hundr$ to two hundr$ p\nds p] man4 ,nor does ! skill$ workman run any risk :atev] z reg>ds ! sums inve/$1 ?\gh he virtually %>es ! pr(its 9 ! %ape ( ! wages paid = 8 lab\r4 ,! pr(it :i* rema9s is ! ma/]'s return = 8 managem5t & 8 risks4 ,x is well kn[n1 h[ev]1 t ! risks are n always cov]$1 z ! ,gazette 9 bad times abundantly demon/rates4 ,! workman 9 good employm5t is n liable to losses by bad debts2 he has no obsolete ma*9]y f "t to "t left useless on 8 h&s2 & he has no anxiety ab\t f9d+ a m>ket = 8 goods1 nor fe>s respect+ fluctuations 9 ! price ( ! raw mat]ial4 ,^! are important advantages 9 8 fav\r1 :i* he does n usually take into acc\nt4 ,x is true he suff]s if trade is bad1 b he e>ns high wages if x be good3 he c !n save money if he *ooses to d s4 ,he may be said to p>ticipate 9 ! adv]sity or prosp]ity ( 8 firm1 b )\t incurr+ any ( ! liabilities ( p>tn]%ip4 ,mr4 ,c>lyle has giv5 a curi\s acc\nt ( ! great ,engli% manufactur]4 ,plugson1 ( ,/4 ,dolly ,und]%ot1 buccane]-l1 says to 8 m51 ',noble sp9n]s1 ?is is ! hundr$ ?\s& we h ga9$1 :]e9 ,i mean to dwell & plant my v9ey>ds4 ,! hundr$ ?\s& is m9e1 ! ?ree-&-sixp5ce daily 0 y\rs4 ,adieu1 noble sp9n]s6 dr9k my heal? ) ?is groat ea*1 :i* ,i give y ov] & above6' ,?is acc\nt ( ! manufactur+ buccane] is a picture drawn by a man ( g5ius f 8 imag9ation4 ,!re are probably _m read]s :o believe ! picture to be drawn f fact4 ,!re may1 ( c\rse1 be ma/]s :o are buccane]s2 b !re are also ma/]s :o are n buccane]s4 ,!re are di%one/ manufactur]s1 z !re are di%one/ lit]>y m51 di%one/ publicans1 di%one/ tradesm54 ,b we mu/ believe t 9 all occupations hone/y is ! rule1 & di%one/y ! exception4 ,at all ev5ts1 x is bett] t we %\ld "k :at ! manufactur]s really are1--f fact r ?an f fiction4 ,let u fir/ take a l>ge manufactur+ firm1 or r s]ies ( firms1 well kn[n 9 ,s\? ,lanca%ire4 ,we mean ! cotton-sp9n+ mills ( ! ,messrs4 ,a%wor? at ,eg]ton & ,new ,eagley4 ,!y h be5 9 exi/5ce = m ?an sev5ty ye>s4 ,!y h be5 repeat$ly enl>g$1 & increas+ numb]s ( workpeople h be5 employ$ at ! uni=m wages paid ?r\gh\t ! di/rict4 ,workm5 e>n f sev5te5 %ill+s to two p\nds a week4 ,wom5-weav]s c e>n z mu* z tw5ty-"o %ill+s a week4 ,:]e ! p>5ts h *ildr51 ! unit$ e>n+s ( families am\nt to z mu* z f #aej to #bjj a ye>4 ,!n1 z to :at ! ,a%wor?s h done = ! b5efit ( _! workpeople4 ,s*ool+1 by means ( mutual in/ruction classes1 0 9 op]ation f ! fir/2 b ab\t ! ye> #ahbe1 :5 ! works 7 greatly enl>g$1 & ! population 0 consid]ably increas$1 a day s*ool 0 op5$ = *ildr51 :i* 0 us$ z an ev5+ s*ool = "y m51 z well z = a ,sunday-s*ool4 ,! cont9u$ ext5sion ( ! works l$ to an enl>gem5t ( ! s*ool accommodation2 & :ile ?is 0 be+ provid$1 arrangem5ts 7 made = a news-room1 libr>y1 & = ! p]=mance ( div9e wor%ip on ,sundays4 ,a cricket-gr\nd 0 also provid$ = ! use ( "y p4 ,misgiv+s 7 n unfrequ5tly express$ t ! zeal & exp5diture incurr$ by ! ,messrs4 ,a%wor? might "o day be turn$ aga9/ !m1 to _! annoyance & pecuni>y loss4 ,! pr$iction 0 realiz$ 9 only a s+le in/ance4 ,a "y man ( consid]able tal5t1 :o :5 a *ild _h be5 remov$ to ! factory f a neighb\r+ workh\se1 made v rapid progress at s*ool1 especially 9 ari?metic2 & :5 a /rike ( ! workpeople occurr$ 9 #ahcj1 "o ( ! great /rike ye>s1 he became v (fici\s z a lead]4 ,! /rike 0 defeat$ by ! employm5t ( new h&s1 & x 0 attribut$ to ! influ5ce ( ?is "y man t ! employ$ 7 brutally assail$ by an infuriat$ mob1 & t ! w9d[s ( ! s*oolroom 7 sma%$1 & o!r works ( de/ruction committ$4 ,! employ]s1 nev]!less1 pursu$ _! orig9al design4 ,!y repair$ ! s*ool-h\se1 & endeav\r$ to increase ! efficacy ( ! tea*+4 ,!y believ$ t no?+ 0 bett] calculat$ to remove ignorant infatuation ?an increas$ s*ool+4 ,9 a great _m in/ances1 ! heads ( ! families _h previ\sly be5 engag$ z h&-loom weav]s1 or 9 "s pa/oral pursuit2 & x became evid5t t 9 c\rse ( "t ! ex]cise ( _! m9ds 9 ! details ( a new pursuit awak5$ _! intellig5ce1 & _! g5]al demean\r indicat$ m>ks ( a high] cultivation4 ,! ,new ,eagley ,mills be+ situat$ 9 a n>r[ valley1 sev]al miles f ,bolton1 & ! prop]ty be+ 9 ! possession ( ! own]s1 !y =bade ! op5+ ( any tav]n or be]h\se on ! e/ate2 s t ! di/rict became di/+ui%$ = ! ord] & sobriety ( ! inhabitants4 ,a man ( intemp]ate habits has little *ance ( rema9+ 9 ! ,a%wor? villages4 ,he is expell$1 n by ! employ]s1 b by ! m5 !mselves4 ,he mu/ con=m to ! sob] habits ( ! place1 or decamp to "s l>g] t[n1 :]e 8 vices may be hidd5 9 ! cr[d4 ,_m ( ! p>5ts h express$ h[ mu* gratification !y h felt1 t by reason ( ! isolat$ situation !y enjoy$ z a community1 !y _h become s completely sep>at$ f ! corrupt influ5ces ( music saloons & dr9k-%ops4 ,! ma/]s h add$ to _! o!r obligations to ! workpeople1 ! erection ( com=table cottages = _! accommodation4 ,!y are built ( /one1 & are two-/ori$2 "s h two upp] b$rooms1 & o!rs h ?ree4 ,on ! gr\nd floor !re is a sitt+-room1 a liv+-room1 & a scull]y1 ) a wall$ c\rty>d enclos+ ! :ole premises4 ,! proprietor pays ! poor-rates & o!r local *>ges1 & ! r5tals ( ! h\ses v>y f #bs4 #d;d4 to #ds4 #c;d4 a week4 ,! regul>ity ( _! employm5t1 accompani$ ) ! paym5t ( wages on ,friday night1 d\btless promot$ _! local atta*m5t to ! place4 ,_m ( ! desc5dants ( ! fir/ com]s rema9 on ! spot2 _! social relations h be5 promot$2 int]m>riages h be5 frequ5t2 & dur+ ! :ole p]iod !re has n be5 a s+le prosecution = !ft4 ,! work+ p h also ?riv5 z well z _! ma/]s4 ,great numb]s ( !m are kn[n to possess res]v$ funds 9 sav+s banks & o!r depositories = sav+s2 & !re are o!rs ( !m :o h inve/$ _! money 9 cottage build+s1 & 9 v>i\s o!r ways4 ,b h n ! m5 ris5 above _! lot ( lab\r+ sp9n]s8 ,!y h4 ,su* ( !m z possess$ skill1 ability1 & ! faculty ( organization1 h be5 promot$ f ! ranks ( lab\r]s1 & h become mill manag]s4 ,ab\t ?irty ( ^!1 says ,mr4 ,h5ry ,a%wor?1 h be5 reckon$ on ! spur ( ! mom5t1 & t5 ( !m h become bus9ess p>tn]s or proprietors ( mills4444 ,_m manufactur]s1 adds ,mr4 ,a%wor?1 are to be f\nd :o h done a great deal to ameliorate ! condition ( ^? !y h employ$2 & no "o w d\bt t !y h be5 prompt$1 n by hopes ( ga91 b by emotions ( goodwill4#a ,footnote #a3 ,! great] "p ( ! above in=mation is conta9$ 9 ! /atem5t by ,mr4 ,h5ry ,a%wor?1 9 ! ,reports on ! ,p>is ,univ]sal ,exhibition1 #ahfg1 vol4 vi41 pp4 #afa-afc4 ,manufactur]s su* z ^! d n1 l ,plugson ( ,/4 ,dolly ,und]%ot1 ga!r up _! =tunes & run away1 leav+ a groat ea* to _! workpeople to dr9k _! heal?s4 ,!y rema9 ) !m f g5]ation to g5]ation4 ,! be/ & ! noble/ among/ !m--! ,a%wor?s ( ,turton1 ! ,/rutts ( ,d]by1 ! ,m>%alls ( ,le$s1 ! ,akroyds ( ,halifax1 ! ,brooks ( ,hudd]sfield1 & _m o!rs1--h cont9u$ to sup]9t5d _! works = sev]al g5]ations4 ,! ,/rutts 7 ! p>tn]s ( ,arkwright1 :o 0 almo/ ! beg9n] ( ,engli% manufacture4 ,9 fact1 x is only s9ce ,arkwright took out 8 pat5t = ! sp9n+ ma*9e1 & ,watt took out 8 pat5t = ! /eam eng9e1 t ,engl& has become a manufactur+ c\ntry4 ,:]e w\ld ,engl& h be5 n[1 b = ! en]gy1 ent]prise1 & public _s ( our manufactur]s8 ,c\ld agriculture h support$ ! cont9u\s increase ( population8 ,is x n m probable t ?is c\ntry w\ld h become ov]run by begg>s1--or t prop]ty w\ld h be5 assail$ & ! con/itution upset1 z 0 ! case 9 ,france1--b = ! ext5sive & remun]ative employm5t af=d$ to ! lab\r+ classes 9 ! manufactur+ di/ricts8 ,! /eam eng9e has inde$ prov$ ! safety-valve ( ,engl&4 ,x enabl$ ! k+dom to hold its gr\nd firmly dur+ ! cont95tal w>s2 & b = x1 & ! indu/ries :i* x has e/abli%$1 ,engl& w\ld probably by ?is "t h sunk to ! condition ( a ?ird or f\r?-rate p[]4 ,x is true1 ! great manufactur]s h become weal?y4 ,b x w\ld c]ta9ly h be5 s+ul> if1 ) _! indu/ry1 en]gy1 & p[]s ( organization1 !y _h become poor6 ,m5 ( ! /amp ( ! ,/rutts1 ,a%wor?s1 ,m>%alls1 & o!rs1 d n "w = weal? m]ely1 ?\gh weal? comes to !m4 ,!y h n become great because !y 7 ri*1 b !y h become ri* because !y 7 great4 ,accumulations ( weal? are ! result ( exceptional indu/ry1 organization1 & ?rift1 r ?an ( exceptional ga94 ,adam ,smi? has said3 ,x seldom happ5s t great =tunes are made by any "o regul>ly-e/abli%$ & well-kn[n bran* ( bus9ess1 b 9 consequ5ce ( a long life ( indu/ry1 frugality1 & att5tion4 ,b x is n always s4 ,= in/ance1 ,mr4 ,li/]1 ( ,brad=d1 aft] inv5t+ ! comb+ ma*9e1--or at lea/ comb9+ ! inv5tions ( o!rs into a complete comb+ ma*9e ( 8 own1--proce$$ to inv5t a ma*9e = us+ up silk wa/e 7!n ca/ away z useless71 sp9n+ x into silk ( ! f9e/ k9d1 & by means ( ! p[]-loom to weave x into velvet ( ! be/ quality4 ,! attempt _h nev] be=e be5 made by any inv5tor2 & x seem$ to be ( insup]able difficulty4 ,mr4 ,li/] _h already made a =tune by ! success ( 8 comb+ ma*9e1 su* z to enable him to retire f bus9ess1 & live 9 com=t = ! re/ ( 8 life4 ,b1 urg$ by ! irrepressible _s ( ! inv5tor1 he w5t onw>d ) 8 silk ma*9e4 ,z he himself said1 at a rec5t meet+ at ,brad=d1#a--,!y might judge h[ h>d he _h work$ to conqu] ! difficulties :i* beset him1 :5 he told !m t = tw5ty ye>s he _h nev] be5 9 b$ at half-pa/ five 9 ! morn+2 9 fact1 he did n ?9k !re 0 a man 9 ,engl& :o _h work$ h>d] ?an he _h4 ,! mo/ rem>kable ?+ 01 t he ?rew away an imm5se =tune be=e !re 0 any probability ( 8 succe$+4 ,he _h almo/ br\ght himself to ru91 = he 0 #cfj1jjj out ( pocket be=e he ev5 made a %ill+ by 8 ma*9e2 inde$1 he wrote (f a qu>t] ( a million z entirely lo/1 be=e he began to make up 8 books aga94 ,s9ce !n1 8 pat5t = ! manufacture ( silk _h turn$ out "o ( ! mo/ successful ( ! day4 ,footnote #a3 ,! meet+ 0 held to receive ! transf] ( ,mr4 ,li/]'s f9e ,p>k at ,mann+ham1 :i* he _h pres5t$ to ! ,corporation ( ,brad=d1 to be a ,p's ,p>k = ev]4 ,9 ! ,p>k pres5t$ by ,mr4 ,li/] to ! p ( ,brad=d1 a /atue 0 rec5tly erect$ by public subscription4 ,x 0 unveil$ by ! ,"r ,hon4 ,w4,e4 ,=/]1 :o1 9 clos+ 8 spee*1 obs]v$3 ,i d\bt1 aft] all1 :e!r we are come "h to d hon\r to ,mr4 ,li/]1 s mu* z to d hon\r to ourselves4 ,we wi% to d hon\r to ^? work+ faculties :i* h made our c\ntry ( ,engl& a practical1 & !re=e a great & prosp]\s1 & a p[]ful c\ntry4 ,x is ?is untir+1 unre/+ indu/ry :i* ,mr4 ,li/] possesses1 ?is practical und]/&+1 ?is det]m9ation to c>ry out any object :i* he is conv9c$ ought to be c>ri$ out1 & 8 det]m9ation to fe> no opposition & to c>e = no ob/acle--x is ^! practical faculties t h made ,engl& :at %e is4 ,:at is x especially t we are hon\r+8 ,x is ! pluck :i* ?is man has %[n2 x is ! feel+ t1 hav+ to d ) ! wor/$ trade1 he said to himself1 ',"h is some?+ :i* ought to be done2 ,i w n re/ until ,i h f\nd out h[ x c be done2 & hav+ f\nd out h[ x c be done1 :]e is ! man :o %all /op my do+ x8' ,n[ x 0 ^u t pr9ciple t he f\ght 8 long /ruggle2 & s :5 we read ! /ory ( 8 /ruggles1 ev] s9ce #ahdb1 9 ^? two great inv5tions1 we raise ?is /atue to ! man :o has successfully f\ght ! battle1 & hope t our sons & ! sons ( all1 ri* & poor toge!r1 w come 9 aft]-days to admire x1 n m]ely because x gives !m ! =m & features ( a ri* & successful man1 b because x gives !m ! =m & features ( a man :o 0 end[$ ) indu/ry1 ) intellect1 ) en]gy1 ) c\rage1 ) p]sev]ance1--:o sp>$ himself no pa9s 9 fir/ asc]ta9+ ! conditions ( ! problems he _h to solve1--& !n ^: he>t nev] fa9t$1 ^: w nev] relax$1 9 det]m9+ to c>ry out ^? conditions4 ,great m5 are wise sav]s & wise sp5d]s4 ,montesquieu has said ( ,alex&]3 ,he f\nd ! fir/ means ( 8 prosp]ity & p[] 9 ! greatness ( 8 g5ius2 ! second1 9 8 frugality & private economy2 & ! ?ird1 9 8 imm5se lib]ality to accompli% great objects4 ,he sp5t b little on himself2 b = public purposes 8 h& 0 always op54 ,x 0 also said ( ! fir/ ,napoleon1 t he 0 economical l ,*>lemagne1 because he 0 great l ,*>lemagne4 ,napoleon 0 by no means a sp5d?rift1 except 9 w>2 b he sp5t l>gely 9 accompli%+ great public und]tak+s4 ,9 cases su* z ^!1 economy & g5]osity are well comb9$4 ,& s x is 9 ! cases ( all m5 possess$ ( en]gy1 indu/ry1 & great p[]s ( organization4 ,x may seem out ( keep+ to comp>e great produc]s ) great comm&]s4 ,yet ! manufactur] (t5 requires z mu* c\rage1 z mu* g5ius1 z mu* organiz+ p[]1 z ! w>rior4 ,! "o consid]s h[ he %all keep 8 op]atives 9 work+ ord]2 ! o!r h[ he %all keep 8 soldi]s 9 fight+ ord]4 ,bo? mu/ be m5 ( ent]prize1 ( boldness1 ( ke5 obs]vation1 & close att5tion to details4 ,& ! manufactur]1 f 8 position1 ne$s to be ! mo/ b5evol5t man ( ! two4 ,view$ 9 ?is light1 we reg>d ,sir ,titus ,salt n only z a ,capta9 ( ,indu/ry1 b z a ,field-,m>%al ( ,indu/ry4 ,he has be5 call$ ! ,pr9ce ( ,manufactur]s4 ,titus ,salt is a son ( a ,york%ire wool-/apl]4 ,9 ! e>ly "p ( 8 life he 0 a f>m] ne> ,brad=d1 & 8 incl9ation = agricultural pursuits 0 su*1 t x 0 ?\ght he w\ld cont9ue to pursue ?is vocation4 ,be+1 h[ev]1 a p>tn] ) 8 fa!r 9 ! wool bus9ess1 & obs]v+ t manufactures 7 rapidly ext5d+ 9 ! neighb\rhood1 he )drew f ! p>tn]%ip1 & comm5c$ bus9ess at ,brad=d z a wool-sp9n]4 ,he 0 "o ( ! fir/ to obs]ve ! uses ( ,alpaca wool4 ,l>ge quantities ( t mat]ial 7 /or$ at ,liv]pool1--import$ f ! ,brazils4 ,b ! wool f\nd no pur*as]s1 until at l5g? ,mr4 ,salt b\ght a quantity1 & spun x into an entirely new fabric4 ,he !n proce$$ to buy up all ! ,alpaca t 0 to be f\nd at ,liv]pool2 made arrangem5ts = pur*as+ all t came into ! m>ket2 w5t on sp9n+ ,alpaca2 & ev5tually e/abli%$ ! manufacture4 ,?is 0 ! f\ndation ( ,mr4 ,salt's =tune4 ,at l5g?1 aft] ab\t tw5ty ye>s' lab\r z a manufactur]1 ,mr4 ,salt ?\ght ( retir+ f bus9ess1 & aga9 betak+ himself to 8 fav\rite agricultural pursuits4 ,he int5d$ to retire on 8 fiftie? bir?day1 b be=e t "t _h arriv$ 7hav+ five sons to provide =7 he rev]s$ 8 decision1 & resolv$ to cont9ue 9 bus9ess a little long]1 & to rema9 at ! head ( ! firm4 ,hav+ come to ?is det]m9ation1 he made up 8 m9d to leave ,brad=d4 ,! bor\gh 0 already ov]cr[d$1 & he did n l to be a p>ty to increas+ ! population4 ,he look$ ab\t = a site suitable = a manufactur+ e/abli%m5t1 & at l5g? fix$ ^u a l>ge piece ( gr\nd 9 ! beautiful valley ( ! ,aire4 ,an ext5sion ( ! ,le$s & ,brad=d ,railway 0 9 front1 & ! ,le$s & ,liv]pool ,canal beh9d x1 s t !re 0 e conv5i5ce = br++ up ! raw mat]ials1 & ( s5d+ away ! manufactur$ goods4 ,on t spot ,saltaire 0 erect$--a noble monum5t ( private ent]prise1 lib]ality1 & wisdom4 ,x is n necess>y to describe ,saltaire4 ,! build+s connect$ ) ! new works cov] six & a half acres4 ,! pr9cipal room is five hundr$ & fifty feet long4 ,! weav+ %$ cov]s two acres4 ,! comb+ %$ occupies "o acre4 ,ev]y?+ is l>ge1 roomy1 & sub/antial4 ,! co/ ( con/ruct+ ! factory1 & ! dwell+s = ! workpeople1 am\nt$ to m ?an a hundr$ & =ty ?\s& p\nds4 ,on ! op5+ day1 ,mr4 ,salt d9$ ?ree ?\s& five hundr$ p]sons 9 ! comb+ %$4 ,at ! d9n]1 he said3 ,i _c look ar\nd me1 & see ?is va/ assemblage ( fri5ds & workpeople1 )\t be+ mov$4 ,i feel greatly hon\r$ by ! pres5ce ( ! nobleman at my side4 ,i am especially delight$ at ! pres5ce ( my workpeople4444 ,i hope to draw ar\nd me a population t w enjoy ! beauties ( ?is neighb\rhood1--a population ( well-paid1 cont5t$1 happy op]atives4 ,i h giv5 in/ructions to my ar*itects t no?+ is to be sp>$ to r5d] ! dwell+s ( ! op]atives a patt]n to ! c\ntry2 & if my life is sp>$ by ,div9e ,provid5ce1 ,i hope to see satisfaction1 cont5tm5t1 & happ9ess ar\nd me4 ,?is promise has be5 amply fulfill$4 ,mr4 ,salt has be5 influ5c$ ?r\gh\t by 8 s5se ( duty & responsibility4 ,:5 he 0 appli$ to by ! ,fr5* ,gov]nm5t = in=mation z to 8 factory1 he repli$3 ,:at has be5 attempt$ at ,saltaire arose f my own private feel+ & judgm5t1 )\t ! mo/ remote idea t x w\ld be made ! subject ( public int]e/ & inquiry4 ,) respect to ! factory itself1 little ne$ be said4 ,! object ( its con/ruction is to save "t 9 ! process ( production4 ,n a m9ute is lo/ 9 pu%+ ! mat]ial f "o dep>tm5t to ano!r4 ,e horse-p[] ( /eam is made to d its utmo/1 e mom5t ( "t is economiz$1 & ! productive capabilities ( ! factory are ?us greatly increas$4 ,we pref] to speak ( ! imm5se improvem5t :i* ,mr4 ,salt1 or r ,sir ,titus ,salt1 has effect$ 9 ! physical & moral condition ( 8 workpeople4 ,! plan ( ! works %[s t ,saltaire has be5 provid$ ) a *ur*1 a ,wesleyan *apel1 & a ,lit]>y & ,philosophical ,in/itution4 ,l>ge s*ools h be5 provid$ = boys1 girls1 & infants1 ) abundance ( play-gr\nd4 ,= "y m5 z well z old1 !re is a cricket-gr\nd1 b[l+-gre51 & croquet-lawn1 surr\nd$ by pleasure-gr\nds4 ,!re is also a l>ge d9+-hall1 ba?s & wa%h\ses1 a disp5s>y1 & alm%\ses = p5sion]s4 ,ab\t ?ree ?\s& p]sons are employ$ 9 ! works2 & sev5 hundr$ & fifty-six h\ses h be5 erect$ = _! accommodation4 ,! r5ts run f two & f\rp5ce to sev5 & sixp5ce a week1 accord+ to ! accommodation4 ,"s ( ! h\ses are us$ z bo>d+-h\ses4 ,! r5ts include rates & wat] supply1 & gas is sold at a l[ price4 ,! cottages are built ( /one1 l9$ ) brickwork4 ,!y conta9 a p>l\r or long room1 a kit*5 or scull]y1 a pantry & cell>1 & ?ree b$rooms4 ,ea* h\se has a sep>ate y>d1 ) ! usual (fices4 ,! workpeople are well able to pay ! r5ts4 ,s+le workm5 e>n f tw5ty-f\r to ?irty-five %ill+s a week4 ,a family1 consi/+ ( a fa!r & six *ildr51 e>n f\r p\nds f\r %ill+s a week1 or equal to a unit$ income ( ov] two hundr$ & tw5ty p\nds a ye>4 ,! com=table h\ses provid$ = ! workpeople h awak5$ 9 !m t home feel+ :i* has l$ !m to decorate _! dwell+s neatly & ta/efully1--a sure sign ( social happ9ess4 ,e visitor among ! poor kn[s h[ su* ?+s comb9e to prev5t vice & disease1 to elevate ! moral tone ( work+ p1 & to develope _! intellectual p[]s4 ,a man 9 a dirty h\se1 says ,mr4 ,rh9d1 ! m$ical att5dant at ,saltaire1 is l a begg> 9 mis]able clo?+4 ,he soon ceases to h self-respect1 & :5 t is gone !re is b little hope4 ,great att5tion is paid 9 ,saltaire to education1 ev5 ( ! high] sort4 ,!re are day s*ools1 night s*ools1 mutual improvem5t classes1 lectures1 & discussions4 ,music--"o ( ! mo/ humaniz+ ( pleasures--is "o ( ! mo/ fav\rite /udies4 ,9 almo/ e h\se 9 ! t[n "s =m ( musical in/rum5t is f\nd2 & inde$1 ! *oral & glee societies1 toge!r ) ! b&s1 h become h\sehold names4 ,!re is "o full brass b& = m51 & ano!r drum-&-fife b& = boys2 & conc]ts1 vocal & in/rum5tal1 are regul>ly giv5 by ! workpeople 9 ! d9+-hall4 ,! b&s h in/ructors provid$ by ! firm4 ,besides tak+ "p 9 ! musical p]=mances1 a l>ge numb] ( ! skill$ workm5 devote _! leisure h\rs to v>i\s sci5tific amusem5ts1--su* z natural hi/ory1 taxid]my1 ! mak+ ( philosophical in/rum5ts1 su* z air-pumps1 models ( work+ ma*9]y1 /eam-eng9es1 & articles ( dome/ic com=t1--:ile "s h ev5 manufactur$ organs & o!r musical in/rum5ts4 ,!re is no dr9k+-h\se 9 ,saltaire1 s t ! vices & diseases associat$ ) drunk5ness are exclud$ f ! locality4 ,! diseases peculi> to pov]ty are also unkn[n 9 ,saltaire4 ,ev]y?+ is att5d$ to--dra9age1 cleans+1 & v5tilation4 ,!re are ba?s ( all k9ds--plunge ba?s1 w>m ba?s1 ,turki% ba?s1 & d\*e ba?s2 & ! wa%-h\se1 to enable ! wom5 to wa% _! clo!s away f _! cottages1 is a great accommodation1--inasmu* z indoor wa%+ is mo/ p]nici\s1 & a fruitful s\rce ( disease1 especially to ! "y4 ,! workpeople are also ?rifty4 ,!y inve/ _! sav+s 9 ! ,p5ny ,bank & ,sav+'s ,bank2 :il/ o!rs inve/ 9 v>i\s build+ societies1 gas companies1 & o!r lucrative und]tak+s4 ,9 fact1 !y seem to be among ! mo/ fav\r$ ( human be+s4 ,) e conv5i5ce & necessity1 z well z e prop] pleasure provid$ = !m1--) com=table homes1 & e inducem5t to /ay at home1--) fi%+ clubs1 boat+ clubs1 & cricket clubs1--) s*oolrooms1 lit]>y in/itutions1 lecture-hall1 museum1 & class-rooms1 e/abli%$ 9 _! mid/2 & to cr[n all1 ) a beautiful temple = ! wor%ip ( ,god1--!re is no wond] t ,saltaire has obta9$ a "n1 & t ,sir ,titus ,salt has e/abli%$ a reputation among 8 fell[-m54 ,!re are l>ge numb]s ( employ]s :o treat _! workpeople q z g5]\sly1 ?\gh n 9 su* a pr9cely mann]1 z ,sir ,titus ,salt4 ,!y pay ! uni=m rate ( wages2 help & enc\rage ! employ$ to economize _! surplus e>n+s2 e/abli% ,sav+s ,banks & ,p5ny ,banks = _! use2 assi/ !m 9 ! =mation ( co-op]ative associations = ! pur*ase ( pure food at a *eap] rate2 build heal?y cottages = _! accommodation2 erect s*ools = ! education ( _! *ildr52 & assi/ !m 9 e me?od t is calculat$ to promote _! moral &1 social improvem5t4 ,mr4 ,edw>d ,akroyd1 =m]ly ,m4,p4 = ,halifax1 is ano!r manufactur] :o has ex]cis$ great influ5ce ?r\gh\t ,york%ire1 by 8 enc\ragem5t ( habits ( ?rift among/ work+ p4 ,9 8 own di/rict1 at ,copley & ,haley ,hill1 ne> ,halifax1 he has built num]\s excell5t cottages = 8 workm51 & enc\rag$ !m to build _! own h\ses by inve/+ _! sp>e e>n+s 9 build+ clubs4 ,he has e/abli%$ co-op]ative clubs1 to enable ! m5 to pur*ase food & clo?+ at co/ price4 ,he has built excell5t s*ools at 8 own exp5se1 & provid$ !m ) a paid /aff ( tea*]s4 ,he has built & end[$ ! v f9e *ur* ( ,all ,s\ls 7,sir ,gilb]t ,scott1 ar*itect71 to :i* a l>ge di/rict1 inclusive ( ! works1 has be5 assign$4 ,he has provid$ = 8 workpeople1 bo? at ,haley ,hill & ,copley1 a ,lit]>y & ,sci5tific ,society1 a ,mutual ,improvem5t ,society1 a ,work+ ,m5's ,libr>y 7to :i* he has pres5t$ m ?an five ?\s& books71 a ,work+ ,m5's ,club & ,newsroom1 a ,*oral ,society1 suppli$ ) an excell5t libr>y ( music2 a ,recreation ,club1 provid$ ) a b[l+ gre52 & a cricket gr\nd1 ) quoits1 & gymna/ic app>atus1 ,mr4 ,akroyd has also allott$ a l>ge field to 8 workm51 divid+ x into small g>d5s v>y+ f a hundr$ to two hundr$ & =ty squ>e y>ds ea*4 ,! small r5t *>g$ = ea* plot is di/ribut$ 9 prizes giv5 at an annual fl[]-%[ held 9 8 gr\nds1 = ! be/ gr[]s ( fl[]s1 plants1 & vegetables4 ,h5ce ! ,haley ,hill ,horticultural & ,floral ,society1 "o ( ! mo/ ?riv+ in/itutions ( ! k9d 9 ! neighb\rhood4 ,9 %ort1 ,mr4 ,akroyd has done ev]y?+ t a wise & consci5ti\s ma/] c\ld h done1 = ! purpose ( promot+ ! moral & spiritual welf>e ( ! f\r ?\s& p]sons employ$ 9 8 manufactories1 :o h be5 virtually committ$ to 8 *>ge4 ,b al?\gh ,mr4 ,akroyd has done s mu* z a ma/] = ! m5 & wom5 employ$ by him1 he has p]haps done /ill m z a public b5efactor by e/abli%+ ! ,york%ire ,p5ny ,bank = ,sav+s4 ,z e>ly z ! ye> #aheb1 ,mr4 ,akroyd in/itut$ a ,sav+s ,bank to enable 8 workpeople to deposit sums ( f "o p5ny upw>ds4 ,! sy/em 0 f\nd to "w s well1 & to h su* a b5eficial effect 9 mak+ p provid5t1 t he conceiv$ ! idea ( ext5d+ its op]ations ?r\gh\t ! ,we/ ,rid+ ( ,york%ire4 ,hav+ obta9$ ! co-op]ation ( sev]al influ5tial g5tlem51 ! s*eme 0 />t$ 9 #ahef1 & an ,act ( ,p>liam5t 0 obta9$ = con/itut+ ! ,york%ire ,p5ny ,sav+s ,bank z x n[ exi/s4 ,mr4 ,akroyd has rec5tly furni%$ an ,introduction to ! n>rative ( ! ,york%ire ,p5ny ,bank1 f :i* we extract ! foll[+ passage3-- ,! way by :i* ?\ghts1 or *ance sugge/ions1 ent] into ! m9ds ( m51 is sometimes pass+ /range6 ,!y may be ! (fspr+ ( wayw>d fancy2 or !y may be ! :isp]+s f a high] s\rce4 ,to ! latt] cause ,i am will+ to attribute ! idea :i* fla%$ across my m9d dur+ ! pres5t ye> to give to ! public some?+ beyond ! b>e outl9e ( ! s*eme1 9 :i*1 = ye>s1 _m ( !m h tak5 a w>m p]sonal int]e/4 ,x occurr$ 9 ?is wise4 ,:5 9 t[n1 ,i occasionally att5d$1 dur+ ,l5t1 ! s]vices at ,:itehall ,*apel1 = ! sake ( he>+ a ,l5t5 s]mon prea*$ by "o ( ,h] ,maje/y's *apla9s4 ,"o rem>kable s]mon ( ! s]ies 0 deliv]$ by ! ,rev4 ,*>les ,k+sley1 on ! #ab? ( ,m>*1 on behalf ( ! ,supplem5tal ,ladies' ,association ( ! ,london ,society ( ,p>o*ial ,mission ,wom54 ,9 ! sket* :i* ! prea*] gave ( ?is excell5t in/itution1 he ref]r$ to a book entitl$ ',ea/ & ,we/1' 9 :i* ! b5efits d]iv$ by ! ,london poor f ! association are cle>ly set =?2 b he dwelt *iefly on ! wide sep>ation :i* divides ri* f poor1 class f class1 9 ,london2 & on ! dang]s :i* ?reat5 ,society f ?is cause1 z 0 rec5tly exemplifi$ 9 ,france4 ,su* 0 ! impression made ^u me by ! s]mon1 t1 be=e _m days _h elaps$1 ,i _h pur*as$ ',ea/ & ,we/1' & giv5 ! book a c>eful p]usal4 ,f previ\s obs]vation ,i _h be5 /ruck ) ! sad contra/ betwe5 ! luxuri\s lives ( ^? :o reside at ! ,we/ ,end ( ,london1 & ! /ruggle = a h>d1 wret*$ exi/5ce :i* ! cr[d$ poor at ! ,ea/1 or 9 close purlieus else:]e1 are oblig$ to ma9ta9 until dea? closes ! sc5e4 ,h[ to bridge ov] ! wide *asm int]v5+ betwe5 ! extremes ( high & l[ 9 society1 )\t injury to self-respect on ei!r side1 0 ! puzzl+ "q1 ! problem to be solv$4 ,yet1 f ! admirable introduction to ?is mo/ useful little "w1 by ! ,c\ntess ,sp5c]1 x appe>$ t a lady ( high rank1 & h] noble-m9d$ associates1 _h 9 "s measure solv$ ! problem1 & bridg$ ov] ! *asm4 ,h5ce ,i 0 l$ to reflect h[ mu* easi] x is to dis*>ge our duty to our neighb\rs1 & to fulfil ! lead+ object ( ! ,p>o*ial ,mission ,wom5 ,association1 to 'help ! poor to help !mselves1' 9 prov9cial t[ns & 9 ! c\ntry1 :]e we are p]sonally acqua9t$ ) ea* o!r1 ?an 9 ,london1 :]e we d n "k our next-door neighb\r4 ,to help ! poor to help !mselves is ! c>d9al pr9ciple ( ! ,york%ire ,p5ny ,bank4#a ,footnote #a e ,york%ire ,p5ny ,bank1 a ,n>rative2 ) an ,introduction by ,edw>d ,akroyd1 ,m4,p4 ,! bus9ess ( ! bank comm5c$ on ! #a/ ( ,may1 #ahei4 ,at ! end ( ! ye>1 :5 ! bank _h be5 9 op]ation sev5 mon?s1 tw5ty-f\r bran*es _h be5 op5$4 ,x w5t on increas+ 9 ! numb] ( bran*es & depositors1 & 9 ! am\nts deposit$4 ,9 #ahgd1 ab\t two hundr$ & fifty bran*es _h be5 e/abli%$1 & ! am\nt ( inve/m5ts 9 ! names ( tru/ees _h rea*$ ne>ly f\r hundr$ ?\s& p\nds4 ,! ,york%ire ,p5ny ,bank does n int]f]e ) ! ,po/ ,(fice ,sav+s ,bank4 ,x has a special function1 t ( tea*+ ! "y ( ei!r sex ! habit ( sav+4 ,x is also conv5i5t to ! adult work] z a conv5i5t receptacle = 8 sav+s4 ,_m h be5 induc$ to save1 9 consequ5ce ( ! banks hav+ be5 br\ght almo/ to _! v doors4 ,"o ( ! mo/ rem>kable facts connect$ ) ! hi/ory ( ,p5ny ,banks is ! sympa!tic influ5ce ( juv5ile ?rift ^u pat]nal recklessness & intemp]ance4 ,! fact is well wor?y ! consid]ation ( ,temp]ance advocates1 :o w\ld probably effect mu* great] practical good by enabl+ work+ p to save _! money 9 ! ,p5ny ,banks1 ?an by any spee*-mak+ ag5cy4 ,take1 = in/ance1 ! foll[+ illu/rations f ,mr4 ,akroyd's n>rative3-- ,an actu>y says3 ,all ! juv5ile depositors seem incl9$ to take c>e ( _! p5ce by deposit+ !m 9 ! bank2 & ! gr[n-up p h become ( ! same turn ( m9d1--r ?an c>ry _! loose money to ! public-h\se1 or sp5d x fooli%ly4 ,"s factory op]atives h sav$ suffici5t to buy /ock & comm5ce f>m+4 ,ano!r actu>y says3 ,a drunk5 fa!r be+ %am$ out ( 8 drunk5ness by ! deposits ( 8 *ildr51 n[ deposits half-a-cr[n a week 9 ! bank4 ,a notori\sly bad man1 a colli]1 became a regul> depositor himself1 z well z deposit+ money 9 ! "n ( 8 *ild2 all 8 sp>e money hav+ previ\sly be5 sp5t 9 dr9k4 ,f ! date ( 8 beg9n+ to save1 a p]ceptible improvem5t took place 9 8 conduct & "*4 ,9 ano!r case1 two boys prevail$ ^u _! fa!r1 also a colli]1 to all[ !m to deposit a %ill+ a week1 until !y _h sav$ suffici5t to buy !mselves ea* a suit ( new clo!s4 ,be=e !n1 all _! fa!r's e>n+s1 z well z _! own1 _h be5 sp5t 9 dr9k4 ,an actu>y ( ano!r bran* says he has se5 fa!rs & mo!rs1 :o h be5 drunk>ds1 s5d _! *ildr5 ) money to ! bank1 ,he says3 ,my he>t 0 made to rejoice :5 ,i saw a boy1 :o nev] _h a suit ( new clo!s 9 8 life1 draw out 8 money1 & 9 less ?an two h\rs return well clad1 to take 8 place 9 ! s*ool to practise s++ = ,good ,friday4 ,at ! meet+ ( ! ,b& ( ,hope on ,good ,friday1 he ask$ ! p>5ts & *ildr5 to signify by hold+ up _! h&s :e!r or n ! bank _h be5 b5eficial to !m2 :5 _m h&s 7 in/antly rais$1--"o poor "m exclaim+1 ',i w put up bo? my h&s = my two bairns6' ,a m9]1 ! fa!r ( a family1 reclaim$ f drunk5ness1 sav$ 8 money 9 ! bank until1 ) ! aid ( a loan f a build+ society1 he built two h\ses at a co/ ( f\r hundr$ p\nds4 ,! bank has be5 to _m p :at ! hive is to ! bee--a k9d ( repository2 & :5 ! w9try days ( sickness or adv]sity befall !m1 !y h !n ! bank to flee to = succ\r4 ,a mission>y says3 ,i met a man & 8 wife ab\t two ye>s ago--bo? drunk4 ,i got !m to sign ! pl$ge1 & s9ce !n to inve/ _! money 9 our bank4 ,! pawnbrok] _h got ! great] "p ( _! goods2 b ,i am happy to say t !y h got all ! articles out ( pawn1 & c br+ a little money almo/ e week to ! bank2 & :5 putt+ 9 ! money1 ! man says t x is bett] ?an tak+ x to ! public-h\se4 ,_! home is n[ a v com=table "o4 ,a drunk>d "o night came to ! bank1 & fl++ d[n a %ill+ = a />t1 said1 ,!re6 t is ! price ( six p9ts ( be]2 b ,i promise ! l&lords t !y %an't h z mu* ( my money z !y h _h4 ,?is man has become sob]2 & cont9ues a regul> depositor4 ,9 ano!r bank1 a man :o _h be5 a reckless & desp]ate fell[ 0 induc$ by 8 wife to deposit a few copp]s 9 ! bank4 ,he did s1 & 8 weekly deposits increas$2 :ile at ! same "t 8 visits to ! public-h\se decreas$4 ,9 ! c\rse ( a %ort "t he _h a respectable balance to 8 cr$it2 & ?is induc$ him to take a %>e 9 a build+ society1 & !n a second %>e4 ,aft] cont9u+ to pay ^u ^! %>es = "s "t1 he pur*as$ a piece ( l&1 ^u :i* he built two h\ses4 ,"o ( ^! he occupies himself1 & ! o!r he lets4 ,besides ?is1 he is n[ a respectable tradesman1 hav+ two or ?ree j\rneym5 & an appr5tice work+ = him4 ,he is sob] & /eady1 & mu* respect$ by 8 fri5ds & neighb\rs4 ,_m o!r cases ( ! same k9d might be m5tion$4 ,9 "o case a boy sav$ suffici5t money to buy a suit ( clo!s = 8 fa!r1 :o _h sp5t all 8 e>n+s 9 dr9k1 & r$uc$ himself & 8 family to pov]ty2 9 o!r cases1 sons & daught]s ma9ta9 _! infirm p>5ts )\t resort+ to ! p>o*ial ,bo>d = assi/ance4 ,"s save = "o ?+2 "s = ano!r4 ,"s save to emigrate2 "s to buy clo!s2 "s to buy a wat*2 b 9 all cases frugality is tra9$1 until sav+ becomes habitual4 ,"o ( ! ,york%ire actu>ies ( ! ,p5ny ,bank tells ! foll[+ anecdote z convey+ a lesson ( p]sev]ance & enc\ragem5t to bran* manag]s4 ,mr4 ,smi? 0 "o ( our fir/ manag]s1 b aft] att5d+ two or ?ree times he left u1 say+ x 0 '*ildi% "w4' ,my answ] 01 ',x is ) *ildr5 we h to d4' ,a %ort "t aft]1 ,i met him1 & 9 ! c\rse ( conv]sation ,i obs]v$ t ,i sometimes got d[n 9 ! m\?1 & did n "k :e!r we 7 do+ any good1 & felt dispos$ to give up ! bank2 on :i* he w>mly repli$1 ',= ,god's sake1 y mu/ n let su* an idea get into y\r head2 y little "k ! good y are do+2 we h n a man ab\t our place b ei!r himself or "s memb]s ( 8 family are depositors4' ,! actu>y adds1 ,if ,colonel ,akroyd ev] despairs1 ,i give him ! above answ]4 ,sav+s banks h ?us be5 ! means ( do+ an imm5se am\nt ( good4 ,!y h br\ght peace1 happ9ess1 & com=t into _m ?\s&s ( families4 ,! example ( ,mr4 ,akroyd %\ld be l>gely imitat$1 & !re ought n to be a c\nty 9 ! k+dom )\t its organiz$ sy/em ( ,p5ny ,banks4 ,,*apt] ,,xi4 ,,! ,,crossleys--,,ma/]s ,,& ,,m5 7,,cont9u$74 ,! s5se to enjoy ri*es1 ) ! art ,t' enjoy !m1 & ! virtue to imp>t4--,pope4 ,my v5tures are n 9 "o bottom tru/$1 ,nor to "o place2 nor is my :ole e/ate ,^u ! =tune o' ?is pres5t ye>4--,%akespe>e4 ,! r\ghe/ road (t5 leads to ! smoo!/ =tune4--,frankl94 ,:o c f9d a virtu\s woman8 = h] price is f> above rubies4 ,! he>t ( h] husb& do? safely tru/ 9 h]1 s t he %all h no ne$ ( spoil4444 ,%e seeke? wool & flax1 & worke? will+ly ) h] h&s4444 ,%e laye? h] h&s to ! sp9dle1 & h] h&s hold ! di/aff4 ,%e /ret*e? out h] h& to ! poor2 yea1 %e rea*e? =? h] h&s to ! ne$y4444 ,/r5g? & hon\r are h] clo?+2 & %e %all rejoice 9 "t to come4444 ,h] *ildr5 arise up1 & call h] bless$2 h] husb& also1 & he praise? h]4--,prov]bs ( ,solomon4 ,!re are sev]al l>ge employ]s :o h endeav\r$ to comb9e ! pr9ciple ( co-op]ation ) ! bus9ess ( manufactur+2 & to furni% to ! m5 :o h contribut$ to _! pa/ prosp]ity ! opportunity ( %>+ 9 _! future pr(its4 ,! object ( ^! ma/]s has be5 to obviate ! antagonism betwe5 capital & lab\r1 & to spread ! _s ( cont5tm5t among ! op]atives4 ,workm5 :o h sav$ _! e>n+s1 & /or$ !m 9 sav+s banks1 are 9 ?is mann] enabl$ to become p>tn]s 9 ! conc]ns 9 :i* !y h =m]ly employ$ _! lab\r4 ,! two pr9cipal manufactur+ conc]ns ( ,halifax1 ^? ( ,james ,akroyd & ,son1 & ,john ,crossley & ,sons1 h ?us become conv]t$ into jo9t /ock companies4 ,!y h be5 s conv]t$ ) ! prim>y design ( receiv+ ! co-op]ation ( ! manag]s1 workm51 & o!rs associat$ ) !m2 & ) t view ! directors h 9 all cases giv5 !m ! priority 9 ! allotm5t ( ! %>es4 ,we h already ref]r$ to ! philan?ropic "w accompli%$ by ,edw>d ,akroyd 9 ! c\nty ( ,york4 ,we h n[ to ref] to ! ,crossley firm1 ^: c>pets are kn[n ?r\gh\t ! _w4 ,we ref] to !m ) ! great] pleasure1 z _! hi/ory conta9s a /ory :i* may possibly add to ! int]e/ ( ?is book1--:i*1 h[ev] useful1 "s read]s may consid] to be r dull to read4 ,! f\nd] ( ?is firm 0 ,john ,crossley4 ,he belong$ to an old ,york%ire family4 ,8 gr&fa!r1 :o liv$ at ,k+'s ,cross1 ne> ,halifax1 0 born ( respectable p>5ts1 & _h a good education1 yet he 0 by no means fond ( bus9ess4 ,9 fact1 he sp5t ! great] "p ( 8 "t 9 hunt+ & %oot+4 ,8 wife 01 h[ev]1 ( a v diff]5t "*4 ,%e 0 indu/ri\s1 en]getic1 & an excell5t h\sehold manag]4 ,%e n only ma9ta9$ h]self1 b h] husb& & h] family4 ,%e did ?is by means ( a bo>d+ s*ool :i* %e kept1--"o ( ! be/ 9 ! neighb\rhood ( ,halifax4 ,"o ( h] sons1 ! fa!r ( ,john ,crossley1 0 br\ght up to c>pet-weav+4 ,he le>nt 8 bus9ess ) ,mr4 ,web/]1 ( ,clay-pits1 "o ( ^: daught]s he aft]w>ds m>ri$4 ,john ,crossley himself also became a c>pet-weav] ) 8 uncle2 & :5 8 appr5tice%ip 0 f9i%$1 he w5t to weave = ,mr4 ,curr]1 a l>ge c>pet manufactur] at ,ludd5d5 ,foot4 ,:ile work+ at ?is factory1 8 ma/] built a l>ge f9e h\se to live 94 ,he ?\ght he _h money en\gh sav$ = ! purpose1 b circum/ances prov$ t he _h n4 ,mr4 ,curr] told 8 =eman t he _h kept an acc\nt ( its co/ until he _h sp5t #d1jjj1 & !n he became s disgu/$ t he burnt ! memor&um book1 al?\gh ! h\se 0 n ne>ly f9i%$4 ,he said he _h done all t to please a woman1--mean+ 8 wife4 ,al?\gh ,mr4 ,curr] 0 an excell5t man ( bus9ess1 8 wife 0 too fond ( %[1 & ! l>ge f9e h\se 9 :i* %e 0 to live prov$ h] husb&'s ru94 ,he di$ %ortly aft] x 0 f9i%$1 & !n ! :ole ( 8 e/abli%m5t 0 brok5 up4 ,aft] leav+ ,mr4 ,curr]1 ,john ,crossley remov$ to ,halifax to take ! managem5t ( ,mr4 ,job ,lees' c>pet manufactory 9 ,l[] ,george ,y>d1 ,halifax4 ,he began to look out = a wife1 & ! hi/ory ( 8 c\rt%ip is curi\s z well z int]e/+4 ,! ,crossleys seem to h _h ! good =tune to fall 9 ) excell5t wives2 & ! prosp]ity ( ! family is q z mu* due to ! ,crossley wom5 z to ! ,crossley m54 ,m>?a ,crossley1 ! future wife ( ,john ,crossley1 0 born at ,folly ,hall1 ne> ! ,ambl] ,?orn ,b>4 ,h] great-gr&fa!r1 ,?omas ,turn]1 0 a f>m]4 ,he liv$ at ! ,upp] ,sc\t ,hall1 ,%ibd51 & ! f>m-h\se :i* he occupi$1 at ! head ( ! ,%ibd5 ,valley1 is /ill 9 exi/5ce4 ,! elde/ son 0 br\ght up to 8 fa!r's bus9ess4 ,! y\nge/ son1 ,abraham1 0 br\ght up to f>m+1 weav+1 & comb+4 ,he m>ri$1 & _h ?ree *ildr5--,abraham1 ,?omas1 & ,m>?a4 ,abraham1 ! elde/1 0 fa!r ( ,mrs4 ,john ,crossley1 ne ,turn]4 ,abraham 0 also br\ght up to f>m+ & manufactur+2 b x mu/ be rememb]$ t manufactur+ 0 9 ^? days conduct$ on a v mu* small] scale ?an x is n[4 ,he aft]w>ds w5t into p>tn]%ip ) 8 bro!r ,?omas1 to make wor/$ goods1 b aft] 8 m>riage ! p>tn]%ip 0 dissolv$4 ,he !n became ! proprietor ( ! ,sc\t ,f>m1 & !re br\ght up 8 family4 ,al?\gh ,abraham ,turn] 0 a l&$ proprietor1 he did n ?9k x b5ea? him to all[ 8 daught] ,m>?a to g out to s]vice4 ,:5 ab\t fifte5 ye>s old %e w5t z a s]vant to ,miss ,oldfield at ,w>ley4 ,9 t s]vice1 9 h] own p]son1 %e did ! "w ( kit*5maid1 h\semaid1 & cook1 & 9 addition to t1 %e milk$ f\r or five c[s night & morn+4 ,%e rema9$ ab\t t5 ye>s ) ,miss ,oldfield4 ,h] wages 7 at fir/ fifte5-p5ce a week2 aft] two ye>s1 !y 7 increas$ to eighte5-p5ce2 & aft] n9e ye>s' s]vice1 !y 7 increas$ to six gu9eas a ye>4 ,yet dur+ t "t ,m>?a ,turn] sav$ ?irty p\nds by %e] ?rift4 ,john ,crossley1 ! f\nd] ( ! ,crossley firm1 & ! husb& ( ,m>?a ,turn]1 0 orig9ally a c>pet-weav]4 ,"o night1 :5 work+ at ! loom1 he 0 tak+ 8 dr9k+1 & on lay+ d[n 8 black bottle x fell & broke4 ,9 try+ to cat* ! bottle1 he cut 8 arm s sev]ely t x 0 ?\ght he w\ld h bl$ to dea?4 ,he c\ld n "w at ! loom any long]1 & he 0 go+ ab\t ) 8 arm 9 a sl+1 :5 8 employ]1 ,mr4 ,curr]1 said to him1 ,john1 d y ?9k y c\ld tie up a loom1 z y _c n[ weave8 ,john repli$ t he ?\ght he c\ld4 ,he tri$1 & prov$ s exp]t t 8 ma/] w\ld n all[ him to g back to ! loom4 ,john ,crossley us$ to reg>d ! accid5t to 8 arm z ! turn+-po9t 9 8 life4 ,9 ! meantime he 0 go+ on ) ! bus9ess ( c\rt%ip1 ?\gh x 0 v mu* aga9/ ! wi% ( ! pr\d f>m]--! fa!r ( ,m>?a ,turn]4 ,he decl>$ t he w\ld nev] all[ 8 daught] to m>ry a weav]1 or ev5 a =eman ( weav]s4 ,p]haps ! /ory ( _! c\rt%ip is be/ told 9 ,m>?a's own words4 ,:5 ,i w5t to ! gate "o ev5+1 !re 0 a "y man /&+ !re1 :o ask$ me if ,i want$ a swee!>t4 ,i answ]$1 ',n ,i1 m>ry6 ,i want no swee!>ts4' ,i !n w5t into ! h\se1 & left him4 ,i saw ! same "y man frequ5tly ab\t1 b did n speak to him = ye>s aft]4 ,8 "n 0 ,john ,crossley4 ,:5 my mi/ress asc]ta9$ 8 object1 %e did all %e c\ld to set me aga9/ him4 ,%e told me t :5 %e 0 a girl1 %e _h gone to a bo>d+-s*ool kept by a ,mrs4 ,crossley1--t h] husb&'s "n 0 ,tom ,crossley1 ! gr&fa!r ( ?is v man t 0 c\rt+ me1--& t a wild]1 idl] scapegrace %e nev] knew4 ,%e always said1 :5 %e saw him com+1 ',!re's "y ,crossley come aga94' ,"o day ,i receiv$ a love-lett] f him1 :i* ,i c\ld n[ repeat ^w = ^w4 ,i _h sev]al o!r suitors1 b none 7 s p]sev]+ z ,john ,crossley4 ,he press$ me v mu* to h him4 ,at la/ he s5t me a lett] to say t a h\se 0 vacant 9 ,l[] ,george ,y>d1 close to ! works he 0 manag+1 & t x 0 a great *ance to meet ) "o s conv5i5t4 ,i told him t ,i 0 go+ home to sp5d ! #e? ( ,novemb]1 & w\ld pass t way & look at ! h\se1 :i* ,i did4 ,:5 ,i got home ,i ask$ my p>5ts = _! cons5t4 ,!y did n object mu* to x at ! "t2 b ,i _h n be5 at ,miss ,oldfield's m ?an a day or two1 be=e !y s5t ov] my si/] ,grace to say t !y w\ld n give _! cons5t to ! mat*1 & t if ,i insi/$ on be+ m>ri$ to ,john ,crossley1 !y w\ld nev] look me 9 ! face aga94 ,s soon z my si/] 0 gone1 ,i retir$ 9 a mo/ di/ress$ /ate ( feel+ to my b$room1 & op5$ my book t 0 ! prep>ation = ! sacram5t1 & ! fir/ place at :i* ,i op5$ ,i read ^! words3 ',:5 ?y fa!r & ?y "m =sake !e1 !n ! ,"l w take !e up4' ,?is com=t$ me v mu*4 ,i felt t ! ,"l 0 ) me 9 ?is matt]1 & ,i c\ld no long] d\bt :i* 0 ! pa? ( duty4444 ,i decid$ to accept ,john ,crossley's (f]1 & we 7 m>ri$ on ! #bh? day ( ,janu>y1 #ahjj4 ,mr4 ,crossley nev] did a bett] day's "w ?an 9 m>ry+ 8 excell5t & noble wife4 ,f t day =w>d %e 0 8 help]1 8 co-work]1 8 consol]4 ,%e assi/$ h] husb& 9 all 8 /ruggles1 & 9 a c]ta9 s5se %e 0 ! backbone ( ! ,crossley family4 ,aft] ! dea? ( ,mr4 ,job ,lees1 ^: c>pet manufactory he _h manag$1 ,mr4 ,crossley ent]$ into p>tn]%ip ) two o!r p]sons1 to take ! plant & c>ry on ! bus9ess4 ,"s diff]5ce hav+ occurr$ ) ! p>tn]s1 he left ! firm1 & took a lease ( ,dean ,cl\gh ,mill1 :]e he ent]$ into ano!r p>tn]%ip ) 8 bro!r ,?omas1 & ,james ,trav]s4 ,!re !y c>ri$ on ! bus9ess ( wor/$ sp9n+4 ,at ! same "t1 ,john ,crossley cont9u$ to sp9 & dye ! y>ns & to manage ! looms ( ! firm :i* he _h left4 ,9 fact1 ! dye+ & sp9n+ = ! old firm =m$ a consid]able "p ( ! bus9ess ( ! new "o4 ,!n came a crisis4 ,! old firm took away _! "w3 !y s5t ! wool to be spun & ! y>n to be dy$ else:]e4 ,?is 0 a great bl[2 b ev5tually x 0 got ov] by extra dilig5ce1 en]gy1 & ?rift1--,mrs4 ,crossley h]self tak+ a full %>e 9 ! lab\rs & responsibility ( h] husb&4 ,9 addition to ! c>pet mak+1 %e says 9 ! ,manuscript ,memoir ( h] life1 we c>ri$ on ! manufacture ( %alloons & pla9backs1 ! :ole ( :i* ,i manag$ myself1 s f> z putt+ out ! w>ps & weft1 & tak+ 9 f ! weav]s4 ,we _h at "o "t z _m z a hundr$ & sixty h& weav]s on ^! goods4 ,we sold ! pr9cipal "p ( !m 9 ,london4 ,we _h also ab\t f\r looms mak+ brace webs & body belts4 ,! produce ( ^! looms ,i sold pr9cipally to ! ,iri%1 :o made !m up into braces & hawk$ !m ab\t ! c\ntry4 ,i also made & /it*$1 ) assi/ance1 all ! c>pets t we sold retail4 ,i us$ to get up to "w by f\r o'clock 9 ! morn+1 & be+ v dilig5t1 ,i h usually e>n$ two %ill+s be=e breakfa/1 by ! "t t my neighb\rs 7 com+ d[n/airs4 ,! p>tn]%ip ( ,crossley1 ,trav]s1 & ,crossley1 la/$ = tw5ty ye>s4 ,:5 ! t]m _h expir$1 ! p>tn]s %>$ _! sav+s2 !y am\nt$ to #d1bjj1 or f\rte5 hundr$ p\nds to ea*4 ,?is 0 n a v l>ge sum to make dur+ tw5ty ye>s' h>d "w2 b ,dean ,cl\gh ,mill 0 !n b a small conc]n1 & ea* p>tn] did 8 own %>e ( h&iwork 9 sp9n+1 dye+1 & weav+4 ,mrs4 ,crossley says t ! f\rte5 hundr$ p\nds came 9 v useful4 ,9 fact1 x 0 only a beg9n+4 ,john ,crossley ev5tually b\ght ! ,dean ,cl\gh ,mills out & out4 ,he _h a family ( eight *ildr5 to provide =2 & he put 8 sons = ! mo/ "p into 8 bus9ess4 ,!y foll[$ ! example ( _! p>5ts1 & became ?rifty1 useful1 & hon\rable m54 ,john ,crossley1 ! f\nd] ( ! firm1 has obs]v$1 t 9 ! c\rse ( 8 life he 0 a ke5 obs]v] ( m5 & ?+s4 ,he says he notic$ _m ( ! failures ( 8 neighb\rs 9 br++ up _! *ildr54 ,"s fa!rs 7 s /rict ) _! *ildr51 keep+ !m s con/antly at home1 & lett+ !m see s little ( ! _w 9 :i* !y liv$1 t :5 ! fa!rs di$ & ! *ildr5 7 remov$ f all re/ra9t1 !y came =? into ! _w l calves1 & f\nd ev]y?+ entirely diff]5t f :at !y expect$4 ,su* unguid$ "y p]sons1 ,mr4 ,crossley f\nd1 soon became wild1 lo/1 & ru9$4 ,!n he obs]v$ ! opposite extreme1--:]e ! fa!rs indulg$ _! *ildr5 s mu*1 t !y became q unfitt$ to endure ! h>d%ips ( ! _w1--&1 l a vessel t is s5t to sea )\t a helm1 !y soon became /r&$ on ! %ores ( life4 ,h5ce ,mr4 ,crossley endeav\r$ to /e] cle> ( bo? extremes1 & to give to 8 sons z mu* k & exp]i5ce ( life z possible4 ,:5 at home1 he always _h "o ( 8 sons ne> him2 or :5 he w5t f home1 he always took "o ( !m ) him4 ,?us !y ga9$ a great deal ( practical k ( life1 & knew some?+ ( ! good & evil 9 ! _w2 & z !y grew old]1 !y 7 all ! bett] able to turn _! own lives to ! be/ acc\nt4 ,x is n necess>y to foll[ ! hi/ory ( ! ,crossley family fur!r4 ,john ,crossley di$ 9 #ahcg1 aft] :i* ! firm 0 conduct$ by ,john1 ,joseph1 & ,sir ,francis ,crossley1 ,b>t4 ,! latt] repres5t$ ! ,we/ ,rid+ ( ! c\nty ( ,york at ! "t ( 8 dea?1 a few ye>s ago4 ,9 #aheg he pur*as$ a spl5did piece ( gr\nd1 :i* he pres5t$ to ! ,corporation ( ,halifax1 to be us$ z a ,p's ,p>k = ev]4 ,9 ! spee* :i* he made on ! occasion ( pres5t+ x1 he said1 among/ o!r ?+s1 t he _h (t5 discuss$ ) 8 fri5d ! ,mayor ! philosophy ( money4 ,i recollect v well1 he said1 once ent]+ into ! "q ) him1 :5 ,i 0 tw5ty ye>s y\ng] ?an ,i am n[1 & say+ t ,i saw a great deal ( empt9ess ab\t ?is money-gett+2 t _m 7 /riv+ = t :i* !y ?\ght w\ld make !m happy1 b t x 0 l a bubble ^u ! wat]--no soon] caught ?an bur/4444 ,_h ,i1 he aft]w>ds said1 be5 ( noble bir?1 or trac$ my orig9 7l "s 9 ?is room7 to ^? :o came 9 ) ,william ! ,conqu]or1 h[ev] true x might be1 x w\ld n h be5 good1 x w\ld ev5 be boa/ful to h done s4#a ,b s9ce ,i am ( humble bir?1 p]haps x w be all[$ me to say a little ( ^? :o ought to %>e ! hon\r :i* is heap$ ^u me4 ,my "m 0 ! daught] ( a f>m] :o liv$ ^u 8 own e/ate1 & al?\gh x 0 n l>ge1 x _h be5 9 ! family = _m g5]ations4 ,h] fa!r made ! same mi/ake t ,jacob made1--,jacob made too mu* ( ,joseph1 & h] fa!r made too mu* ( ,m>y4 ,my "m 0 sev5te51 & quick 9 disposition4 ,%e said t "r 0 n done to h] at home1 & %e 0 det]m9$ to make h] own way 9 ! _w1 :atev] ! consequ5ces might be4 ,%e w5t out to s]vice1 contr>y to ! wi% ( h] fa!r4 ,i am hon\r$ to-day ) ! pres5ce ( "o :o has desc5d$ f ! family :o engag$ h] z s]vant3 ,i mean ,mr4 ,oldfield1 ( ,/ock ,lane1 vice-*airman ( ! ,halifax ,bo>d ( ,gu>dians4 ,9 t s]vice1 9 h] own p]son1 %e did ! "w ( kit*5maid1 ( h\semaid1 & ( cook2 & 9 addition to t %e regul>ly milk$ six c[s e night & morn+4 ,besides :i*1 %e kept ! h\se1 :i* 0 z clean z a little palace4 ,b ?is 0 n en\gh to employ h] will+ h&s4 ,h] mi/ress took 9 wool or tops to sp91 & %e c\ld d :at sc>cely any 9 ,w>ley c\ld h done1--%e spun t wool to ?irty-six hanks 9 ! p\nd1 & ?us e>n$ _m a gu9ea = h] mi/ress1 besides do+ all h] o!r "w4#b ,footnote #a3 ,^? :o came 9 ) ,william ! ,conqu]or are n ! olde/ b ! y\nge/ ( ,briti% families4 ,!y are ! mo/ rec5t occupi]s ( ,briti% soil4 ,! ,angles & ,saxons1 ^: l&s ! ,normans divid$ among/ !mselves1 occupi$ ,brita9 _m hundr$ ye>s be=e ! arrival ( ! ,conqu]or4 ,9 ! remote dales ( ,york%ire & ,lanca%ire1 ! anci5t race /ill exi/s4 ,& ?us ! ,crossley family may h a mu* long] p$igree1 c\ld !y b trace x1 ?an any ( ^? :o came 9 ) ,william ! ,conqu]or4 ,! latt] are able to trace _! orig9 because _! numb]s are s small1 _! possessions s l>ge1 & _! introduction z ,engli% proprietors comp>atively s rec5t4 ,footnote #b3 ,9 ^! snobbi% days1 :5 ri* p are s (t5 a%am$ ( _! fa!rs & gr&fa!rs1 & va9ly endeav\r to make out _! anci5t 'nobility1' x 0 hone/ & manly on ! "p ( ,sir ,francis ,crossley ?us publicly to relate ^! facts2 & to %>e ) 8 "m ! hon\r ( conf]r+ 8 spl5did pres5t ( ! ,p's ,p>k on ! t[nsm5 ( ,halifax4 ,sir ,francis w5t on to relate ! hi/ory ( 8 fa!r 7z giv5 above f 8 own manuscript71 until ! "t :5 he took ! ,dean ,cl\gh ,mill4 ,my "m1 he says1 w5t ?i!r ) h] usual en]gy4 ,z %e 0 go+ d[n ! y>d at f\r o'clock 9 ! morn+1 %e made ?is v[3 ',if ! ,"l does bless u at ?is place1 ! poor %all ta/e ( x4' ,x is to ?is v[1 giv5 ) s mu* fai?fulness1 & kept ) s mu* fidelity1 t ,i attribute ! great success :i* my fa!r _h 9 bus9ess4 ,my "m 0 always look+ h[ %e c\ld be/ keep ?is v[4 ,9 ! days t are gone by1 :5 x 0 a dre>y ?+ to give employm5t to a l>ge numb] ( p1 ! advice t %e gave to h] sons 01 ',d n sell y\r goods = less ?an !y co/1 = x w\ld ru9 y )\t p]man5tly b5efit+ any "o2 b if y c g on giv+ employm5t dur+ ! w9t]1 d s1 = x is a bad ?+ = a work+ man to g home & he> 8 *ildr5 cry = bread1 :5 he has none to give !m4' ,& n[ ) respect to ! mann] 9 :i* ,sir ,francis ,crossley fulfill$ ! v[ ( 8 "m4 ,on ! #aj? ( ,septemb]1 #ahee1 he said1 ,i left ,quebec e>ly 9 ! morn+1 = ! ,:ite ,m\nta9s 9 ! ,unit$ ,/ates4 ,i rememb] pass+ ?r\gh "s ( ! mo/ glori\s sc5]y ,i _h ev] se54 ,on rea*+ ! hotel at ! ,:ite ,m\nta9s1 ,i w5t out alone = an ev5+ walk4 ,x 0 a beautiful spot4 ,! sun 0 j decl9+ beh9d ,m\nt ,wa%+ton1 amid/ all ! glori\s drap]y ( an ,am]ican sunset4 ,i felt z if ,i 0 walk+ ) ,god4 ',:at1' said ,i1 '%all ,i r5d] = all ,8 b5efits to me8 ,"l1 :at wilt ,?\ h me to d8' ,! answ] came imm$iately4 ,x 0 ?is3 ',x is true ?\ can/ n br+ ! _m ?\s&s ?\ has left beh9d !e 9 ?y native c\ntry1 to see ?is beautiful sc5]y1 b ?\ can/ take su* sc5]y to !m4 ,x is possible s to arrange art & nature t !y %all be )9 ! rea* ( e work+ man 9 ,halifax2 t he %all g & take 8 ev5+ walk !re1 aft] 8 day's toil has be5 done4' ,well1 t seem$ to me a glori\s ?\ght6 ,i walk$ home1 & my pray] t night 01 t 9 ! morn+ ,i might feel t my ?\ght 0 ju/ifi$1 & t ,i might be sp>$ to put x 9 execution4 ,i slept s\ndly t night1 & :5 ,i awoke my impression 0 confirm$4 ,on ! #aj? ( ,septemb]1 :5 ,i left ,quebec = ! ,:ite ,m\nta9s1 ,i _h no m idea ( mak+ a p>k ?an any "o "h has ( build+ a city4 ,on ! day ,i rea*$ home1 ,i felt z conv9c$ t ,i %\ld c>ry out my ?\ght1 z ,i 0 ( my own exi/5ce4 ,& f t day to ?is ,i h nev] fl9*$ f ! und]tak+1 :atev] difficulties might arise4 ,x is a happy day = me t ,i h be5 p]mitt$ to see ! result1 9 ! ,p's ,p>k t has be5 op5$ to-day4 ,! ,p>k 0 op5$ 9 ,augu/1 #aheg4a ,?ree ye>s lat]1 a f9e /atue ( ,sir ,francis ,crossley 7by ,mr4 ,joseph ,durham7 0 plac$ 9 ! ,p>k1 s t all com]s1 :ile behold+ ! pr9cely gift1 might also see ! =m & features ( ! giv]4 ,! co/ ( ! /atue 0 defray$ by public subscription1 9 :i* p]sons ( all political p>ties jo9$4 ,! prep>ation ( ! /atue 0 delay$ by ! revolution 9 ,italy1 :i* plac$ ,victor ,emanuel on ! ,italian ?rone4 ,:ile ! qu>rym5 at ,c>r>a 7 digg+ out ! block ( m>ble ( :i* ! figure 0 to be sculptur$1 !y 7 r\s$ by %\ts ( ,lib]ty1 c\pl$ ) ! "n ( ,g>ibaldi1 & !y left _! "w to jo9 ! bann] ( t victori\s lead]4 ,9 front ( ! /atue is ! foll[+ inscription3 ,?is /atue ( ,frank ,crossley1 ,esq41 ,m4,p4 = ! ,we/ ,rid+ ( ! c\nty ( ,york1 donor ( ! ,p's ,p>k1 0 erect$ ,augu/ #ad1 #ahfj1 by ! inhabitants ( ,halifax1 8 native t[n1 z a tribute ( gratitude & respect to "o ^: public b5efactions & private virtues des]ve to be rememb]$4 ,footnote #a3 ,! ,p>k is situat$ 9 ! c5tre ( ! bor\gh ( ,halifax1 & cov]s twelve acres & a half ( gr\nd4 ,x co/ ,sir ,francis ,crossley #ce1jjj1 :o also gave to ! ,corporation #f1cjj to be inve/$ = its ma9t5ance4 ,b ! v[ ( ,m>?a ,crossley 0 n yet entirely fulfill$3 ,if ! ,"l does bless u at ?is place1 ! poor %all ta/e ( x4 ,t 0 :at %e promis$ on h] husb&'s ent]+ into possession ( ,dean ,cl\gh ,mills2 & h] sons h nobly fulfill$ h] promise4 ,9 #ahfd1 ! ext5sive bus9ess ( ,john ,crossley & ,sons1 ) all its mills1 ma*9]y1 plant1 w>eh\ses & /ock-9-trade--at ,halifax1 ,kidd]m9/]1 ,man*e/]1 & ,london1--0 conv]t$ into a jo9t-/ock company4 ,! company 0 =m$ ) ! prim>y design ( receiv+ ! co-op]ation ( all p>ties associat$ ) ! bus9ess1 & ) ! object ( secur+ a _s ( h>mony & ! mat]ial well-be+ & pr(it ( ! workpeople1 cl]ks1 manag]s1 & o!rs int]e/$ 9 ! conc]n4 ,9 ord] to enable ! workpeople to jo9 9 ! bus9ess1 a l>ge sum ( money 0 l5t to !m = ! purpose ( tak+ up return$ %>es 9 ! company2 & ! workpeople took !m up to a l>ge ext5t4 ,a pref]5ce 0 always giv5 to ! manag]s & op]atives2 & ! am\nt ( %>es appli$ = by !m 0 inv>iably allott$ 9 full4 ,! results ( ?is sy/em h prov$ entirely satisfactory2 ! directors report+ t ! active en]gies ( all p>ties necess>y to ensure success h be5 fully enli/$4 ,!y claim orig9ality1 9 _! me?od ( secur+ ! direct int]e/ ( ! employs1 & !y rejoice 9 be+ able to report t ! sy/em has m ?an realiz$ _! highe/ expectations4#a ,at ! pres5t "t1 ! employs hold %>es 9 ! company1 ( ! value ( ab\t ?irty ?\s& p\nds2 & ! deposit bank1 f\nd$ = ! use ( ! workpeople exclusively1 conta9s money-sav+s am\nt+ to m ?an sixte5 ?\s& p\nds6 ,& ?us ! v[ ( ,m>?a ,crossley1 t ! poor %\ld ta/e ( ! prosp]ity ( ,john ,crossley & ,sons1 has be5 amply & nobly fulfill$6 ,footnote #a3 ,reports ( ! ,p>is ,univ]sal ,exhibition1 #ahfg1 vol4 vi41 pp4 #aai--ada4 ,"o ( ! mo/ promis+ ( co-op]ative und]tak+s e/abli%$ by employ]s = ! b5efit ( _! workpeople1 0 t ( ! ,messrs4 ,briggs & ,son1 ( ,:itwood colli]ies1 ne> ,wakefield4 ,! colli]ies 7 conv]t$ into a limit$ company 9 #ahfe4 ,! work+ colli]s 7 made p>tn]s 9 ! prosp]ity ( ! conc]n to ?is ext5t1--t :5ev] ! divisible pr(its accru+ f ! bus9ess 9 any ye>1 aft] mak+ all[ance = depreciation1 exce$$ t5 p] c5t1 on ! capital emb>k$1 all ^? employ$ by ! company 7 to receive "o-half ( su* excess pr(it z a bonus1 to be di/ribut$ among/ !m 9 proportion to _! respective e>n+s dur+ ! ye>4 ,! object ( ! own]s 0 to put an end to /rikes1 :i* _h sometimes plac$ !m 9 p]il ( _! lives1 & also to enable !m to live on bett] t]ms ) _! workpeople4 ,! colli]s 7 invit$ to become %>ehold]s1 & ?us to take a p]sonal int]e/ 9 ! prosp]ity ( ! conc]n4 ,! project 0 receiv$ ) great fav\r by ! fri5ds ( co-op]ation4 ,mr4 ,john ,/u>t ,mill1 9 8 ,pr9ciples ( ,political ,economy1 ann\nc$ t ! ,messrs4 ,briggs _h tak5 ! fir/ /ep2 & t x 0 highly hon\rable on ! "p ( ^? employ]s ( lab\r to h initiat$ a sy/em s full ( b5efit bo? to ! op]atives employ$ & to ! g5]al int]e/s ( social improvem5t4 ,mr4 ,hughes1 ,m4,p41 aft] visit+ ! colli]ies1 express$ 8 surprise at ! great success a*iev$ 9 ! fir/ ye> ( work+ ! colli]ies z a p>tn]%ip ( indu/ry4 ,i believe1 he said to ! own]s1 t 9 tak+ ?is /ep y h done a great "w = ,engl&1 & "o :i* w be gratefully recogniz$ be=e long by ! c\ntry4 ,! promot]s also claim$ a rew>d f ! ,p>is ,univ]sal ,exhibition1 = hav+ be5 ! fir/ l>ge employ]s 9 ,engl& :o h all[$ all _! workpeople1 :e!r co-%>ehold]s ) !m or n1 to p>ticipate 9 all divisible pr(its beyond a fix$ p]c5tage on ! paid-up capital ( ! company4 ,only a few ye>s h pass$1 & already ?is promis+ p>tn]%ip ( indu/ry has come to an end4 ,x has n be5 br\ght to an end by ! ma/]s1 b by ! m54 ,! ma/]s 7 satisfi$ ) ! pr(its made dur+ ! rec5t high prices ( coal2 b ! m5 7 n satisfi$ ) ! wages4 ,_h !y be5 z free z ! ,wel% colli]s1 !y w\ld h insi/$ on be+ paid z highly2 b x w\ld h be51 z x 0 9 ,wales1 ru9\s to ! ma/]s4 ,! sy/em ( indu/rial p>tn]%ip _h at l5g? to be ab&on$1 & ! m5 n[ "w = wages in/ead ( = "p-pr(its4 ,! tru? is1 ! colli]s 7 n suffici5tly educat$ to appreciate ! advantages ( ! indu/rial s*eme4 ,?\gh "s ( ! ,:itwood workm5 h be5 /imulat$ by ?rift1 to build & furni% h\ses ( _! own1 ! great] numb] ( !m1 dur+ ! rec5t flu% ( prosp]ity1 squ&]$ _! wages on frivolity1 extravagance1 & intemp]ance4 ,! attempt 0 also made by sev]al firms engag$ 9 ! iron trade1 to embody ! pr9ciple ( co-op]ation 9 _! respective conc]ns4 ,among/ ^! 7 ! firms ( ,gre5+ & ,co41 ,man*e/]1 & ,fox1 ,head1 & ,co41 ,middlesbor\gh4 ,! exp]im5ts 7 to a c]ta9 ext5t br\ght to an end by ! gre$ or laz9ess ( ! colli]s1 :o h = a "t de/roy$ ! prosp]ity ( ! iron trade4 ,messrs4 ,gre5+ & ,co4 />t$ ) great en?usiasm2 & ! results 7 v successful z reg>ds ! workpeople4 ,no?+ c\ld h be5 bett] ?an ! _s ( goodwill1 & ev5 devotion1 :i* 0 display$ by _m ( !m4 ,b1 unhappily1 contracts 7 tak5 by ! managem5t1 :i* result$ 9 a s]ies ( losses2 & ! s*eme end$ 9 liquidation4 ,mr4 ,gre5+ /ates t ! ,di/ribution ,societies h z yet be5 mu* m successful ?an ! ,production ,societies2 b he hopes to see ! latt] cr[n ! edifice by mak+ work]s ev]y:]e no long] s]vants1 b co-p>tn]s ) capital4 ,! firm ( ,fox1 ,head1 & ,co4 also admitt$ _! workm5 to a p>tn]%ip ( pr(its4 ,!y _h = "s "t be5 mu* annoy$ by /rikes4 ,_! works _h /ood idle = ab\t a f\r? ( ! :ole "t t _h elaps$ s9ce _! comm5cem5t4 ,! sy/em ( co-op]ation 0 adopt$ 9 #ahff1 at ! close ( a long /rike4 ,"o ( ! conditions ( ! s*eme 0 t ,fox1 ,head1 & ,co4 %\ld n be memb]s ( any association ( employ]s1 & t ! workm5 %\ld n be memb]s ( any trades union4 ,! orig9al int5tion 0 to pay ! workm5 a bonus accord+ to pr(its4 ,!y ev5tually adopt$ ! practice ( ! ,messrs4 ,briggs & ,co41 :i* 01 to divide ! pr(its ov] t5 p] c5t4 into two p>ts3 ! "o to belong to ! capitali/s z _! pr(it1 & ! o!r to be divid$ among/ all ^? :o _h receiv$ wages or sal>ies dur+ ! ye>1 9 proportion to ! am\nt receiv$ by !m4 ,an opportunity 0 also af=d$ to ! workm5 ( deposit+ _! sav+s ) ! firm2 b z !re 0 only "o in/ance1 dur+ ?ree ye>s1 ( a workman apply+ to inve/ 8 sav+s1 ?is clause 0 )drawn4 ,9 consequ5ce ( ! depress$ /ate ( ! iron trade1 !re 7 no pr(its to be divid$ dur+ ! fir/ two ye>s4 ,! m5 71 h[ev]1 paid ! curr5t rate ( wages1 & 7 sav$ ! exp5ses ( ,union levies4 ,! co-op]ative /ore1 :i* _h be5 f\nd$ by ! workm51 0 9 a v prosp]\s condition4 ,9 ! ?ird ye> ( ! co-op]ative s*eme1 a bonus ( two & a half p] c5t1 0 divid$ betwe5 ! employ]s & ! employ$4 ,! workm5 also receiv$ an advance ( five p] c5t4 9 wages4 ,9 ! f\r? ye> ! wages ( ! workm5 7 fur!r increas$ t5 p] c5t41 & ?is took ! cream (f ! b[l4 ,h[ev]1 a bonus ( f\r p] c5t4 0 paid on ! wages & sal>ies receiv$ by ! employs dur+ t ye>4 ,at ! meet+ held to communicate ! result ( ! ye>'s bus9ess1 ,mr4 ,head said3-- ,!re may be "s :o ?9k ! t5d5cy ( our policy has be5 too s5tim5tal4 ,i don't believe 9 do+ bus9ess on s5tim5tal pr9ciples4 ,b ,i cont5d t m]e money-mak+ is n ! sole end ( exi/5ce4 ,we h be5 associat$ ) _m ( y = sev]al ye>s1 & we _c help feel+ a consid]able int]e/ 9 y4 ,aft] all1 life is n s v long4 ,ano!r tw5ty or ?irty ye>s w see u all "u gr\nd1 & !re w be o!r employ]s & o!r workm5 c>ry+ on bus9ess at ,newport ,roll+ ,mills4 ,x w\ld inde$ be /range if we did n take "s int]e/ 9 ^? ) :om we are s mu* associat$4 ,& s1 )\t 9 ! lea/ relax+ discipl9e1 or sacrific+ any true pr9ciple ( bus9ess1 we hold x to be our duty z employ]s1 z well z y\r duties z employs1 to consid] ea* o!r's int]e/s1 & to d all t ea* ( u c 9 ! way ( true & he>ty co-op]ation4 ,! coal fam9e began to tell ^u ! iron-work]s4 ,! furnaces 7 (t5 laid (f = want ( coal4 ,! pr9cipal causes ( ! bad supply ( coal arose f %ort] h\rs ( lab\r1 & high] wages = less "w4 ,yet a bonus ( ?ree & a qu>t] p] c5t1 0 all[$ on ! wages & sal>ies receiv$ by ! employs dur+ ! ye> #ahga4 ,! co-op]ative /ores cont9u$ to be v productive1 & _m ( ! memb]s sav$ consid]able sums ( money4 ,9 ! next ye>1 a bonus ( ?ree & a half p] c5t1 0 divid$4 ,b difficulties 7 9 /ore4 ,! coal fam9e cont9u$4 ,! employ]s ( lab\r held meet+s to resi/ ! successive advances ( wages1 & to c\nt]act ! op]ations ( ! trades unions4 ,mr4 ,head /rongly urg$ ! m5 to hold toge!r3 ,cease to be delud$1 he said1 by ^! trades unions4 ,save all y c1 & ) y\r sav+s provide aga9/ ! day ( sickness--a day :i* is sure to come soon] or lat]4 ,provide = old age2 read good books1--y h e *ance n[1 ) a free libr>y 9 ! t[n4 ,give cr$it to o!rs = wi%+ to be /raight=w>d & hone/ z well z y\rselves2 & 9 e way ,i w\ld ask y to act z reasonable1 /raight=w>d1 s5sible ,engli% workm5 ought to d4 ,%[ t y c appreciate be+ well us$1 t y c appreciate ^? :o put !mselves to tr\ble t !y may d y good2 & bew>e le/1 by want ( sympa?y1 y drive ! be/ ( ! employ]s out ( ! bus9ess1 & reta9 ^? alone :o are despotic & tyrannical4 ,cease to foll[ ^? :o are actuat$ by self-int]e/1 or by bl9d impulse2 :o d n c>e a bit if !y get y into tr\ble1 provid$ only !y s]ve _! own selfi% ends4 ,su* m5 are b bl9d lead]s ( ! bl9d1 & if y foll[ !m y w ev5tually f9d y\rselves des]t$1 & ly+ hopelessly & helplessly 9 ! la/ dit*4 ,x 0 ( no use4 ,! m5's wages w5t up tw5ty p] c5t42 & !re 0 an end ( ! bonuses4 ,! coal fam9e cont9u$4 ,! ma/]s1 in/ead ( mak+ pr(its1 made imm5se losses4 ,! price ( iron w5t d[n4 ,! mills /ood idle = two mon?s4 ,! result 01 t :5 ! ma/]s next met ! workm5 9 public meet+1 ,mr4 ,wat]h\se1 ! auditor1 report$ t :ile ! gross e>n+s ( ! ye> h exce$$ ! exp5diture on mat]ials1 wages1 & trade *>ges1 !y h be5 insuffici5t to cov] ! full am\nts to be provid$ "u ! co-op]ative s*eme = int]e/ on capital1 depreciation1 & ! res]ve = bad debts2 & t consequ5tly x 0 8 duty to decl>e t no am\nt 0 at pres5t payable z bonus ei!r to employ]s or employ$4 ,no fur!r report 0 issu$ 9 #ahge1 except+ an ann\ncem5t t !re 0 no divid5d1 & t ! firm did n int5d to cont9ue ! co-op]ative s*eme any long]4 ,dur+ ! "t t x la/$1 ! employs _h receiv$ ab\t eight ?\s& p\nds 9 bonuses4 ,s9ce !n1 ,sir ,joseph ,:itwor? has ann\nc$ 8 int5tion ( giv+ 8 workm5 a bonus ^u 8 pr(its2 b ! pr9ciple ( ! division has n yet be5 ann\nc$4 ,on he>+ ( 8 int5tion1 ,mr4 ,c>lyle wrote ! foll[+ lett] to ,sir ,joseph3-- ,w\ld to heav5 t all ! capta9s ( indu/ry 9 ,engl& _h a s\l 9 !m su* z y\rs4 ,! look ( ,engl& is to me at ?is mom5t abundantly om9\s1 ! "q ( capital & lab\r gr[+ ev] m an>*ic1 insoluble altoge!r by ! notions hi!rto appli$ to x--pretty sure to issue 9 petroleum "o day1 unless "s o!r gospel ?an t ( ! ',dismal ,sci5ce' come to illum9ate x4 ,two ?+s are pretty sure to me4 ,! fir/ is t capital & lab\r nev] c or w agree toge!r till !y bo? fir/ ( all decide on do+ _! "w fai?fully ?r\gh\t1 & l m5 ( consci5ce & hon\r1 ^: highe/ aim is to behave l fai?ful citiz5s ( ?is univ]se1 & obey ! et]nal comm&m5ts ( ,almighty ,god1 :o made !m4 ,! second ?+ is1 t a sadd] object ?an ev5 t ( ! coal /rike1 or any o!r conceivable /rike1 is ! fact t--loosely speak+--we may say all ,engl& has decid$ t ! pr(itable/ way is to d its "w ill1 slurily1 swiftly1 & m5daci\sly4 ,:at a contra/ betwe5 n[ & say only a hundr$ ye>s ago6 ,at ! latt] date all ,engl& awoke to its "w--to an invocation to ! ,et]nal ,mak] to bless !m 9 _! day's lab\r1 & help !m to d x well4 ,n[1 all ,engl&--%opkeep]s1 workm51 all mann] ( compet+ lab\r]s--awak5 z ) an unspok5 b he>tfelt pray] to ,beelzebub1--',oh1 help u1 ?\ great ,"l ( ,%oddy1 ,adult]ation1 & ,malfeasance1 to d our "w ) ! maximum ( slur9ess1 swiftness1 pr(it1 & m5dacity1 = ! devil's sake4 ,am54' ,=tunately1 !re is n a great deal ( tru? 9 ?is lett]1 nor 9 ! he>tfelt pray] to ,%oddy4 ,! ,"r ,hon4 ,mr4 ,=/] ought to "k some?+ ( lab\r & capital1 & at a rec5t meet+ ( ! ,cobd5 ,club he /at$ t !y 7 (t5 told t !y _h a w> )9 _! bord]s betwe5 lab\r & capital2 b z an employ] ( lab\r ev] s9ce he came to manhood1 he w\ld only say t he nev] knew a "t 9 :i* employ] & employ$ 7 on bett] t]ms4 ,! late ,sir ,francis ,crossley obs]v$ t !re 0 a good deal ( unreasonable feel+ abroad4 ,x 0 held by "s t x 0 wrong = work+ m5 to sell _! lab\r at ! be/ price2 b x mu/ be rememb]$ t _! lab\r 0 ! only ?+ !y _h to sell2 & ! be/ ?+ to d 0 to leave ^? matt]s to take _! natural c\rse4 ,x 0 a great mi/ake1 on ! "p ( employ]s1 to suppose t ! l[e/-pric$ lab\r 0 always ! *eape/4 ,if !re 0 n s mu* desire to run d[n ! price ( lab\r1 & ! ma/]s %[$ a m conciliatory _s1 !re w\ld be few] /rikes & outrages4 ,:at a contra/ betwe5 n[ & say only a hundr$ ye>s ago6 ,c]ta9ly !re is a v great contra/4 ,engl& 0 n a manufactur+ c\ntry a hundr$ ye>s ago4 ,we import$ ne>ly ev]y?+1 except corn1 wool1 & flax4 ,we import$ ! greate/ "p ( our iron f ,spa91 ,sw$51 ,g]many1 & ,russia4 ,we import$ our pott]y f ,holl&1 our hats f ,fl&]s1 our silk f ,france1 our clo? & c>pets f ,belgium4 ,our cotton manufactures1 our wooll5 & flax manufactures1 our ma*9e manufactures1 c\ld sc>cely be said to exi/4 ,coal c\ld sc>cely be _h1 = ! coal-pits c\ld n be kept cle> ( wat]4 ,a hundr$ ye>s ago1 we c\ld n build a /eam-eng9e2 we c\ld sc>cely build a bridge4 ,look at ! *ur*es built a hundr$ ye>s ago1 & behold ! condition ( our ar*itecture4 ,a hundr$ ye>s ago1 we _h fall5 to almo/ ! l[e/ condition z a nation4 ,we _h n a h>b\r2 we _h n a dock4 ,! mo/ ext5sive sy/em ( robb]y prevail$ on ! ,riv] ,?ames4 ,! roads1 su* z !y 71 sw>m$ ) highwaym52 & black-mail 0 levi$ by ! ,highl&]s ^u ! ,l[l& f>m]s1 d[n to ! middle ( la/ c5tury4 ,a hundr$ ye>s ago1 our %ips 7 rott52 !y 7 mann$ by prison]s tak5 f ! hulks1 or by work+ m5 press$ 9 ! /reets 9 op5 day4 ,:5 ,james ,watt 0 le>n+ 8 trade ( an in/rum5t mak] 9 ,london1 a hundr$ ye>s ago1 he dur/ sc>cely walk abroad le/ he %\ld be seiz$ & s5t to ,india or ! ,am]ican plantations4 ,less ?an a hundr$ ye>s ago1 ! colli]s & salt]s ( ,scotl& 7 slaves4 ,x is n =ty ye>s s9ce wom5 & *ildr5 work$ 9 coalpits4 ,surely we are n to g d[n ^u our knees & pray = a re/oration ( ! horrible ?+s t exi/$ a hundr$ ye>s ago4 ,a hundr$ ye>s ago1 ,irel& 0 treat$ l a conqu]$ c\ntry2 & hang+s & %oot+s ( rebels 7 frequ5t4 ,! fleet at ! ,nore mut9i$2 & ! mut9y 0 put d[n by blood%$ & executions4 ,t[ns & cities sw>m$ ) ruffians2 & brutal sports & brutal language exi/$ to a frightful degree4 ,crim9als 7 hang$1 five or six toge!r1 at ,tyburn4 ,gibbets exi/$ at all ! cross-roads ?r\gh\t ! c\ntry4 ,! p 7 grossly ignorant1 & altoge!r neglect$4 ,scepticism & irreligion prevail$1 until ,wesley & ,:itfield sprang up to prote/ aga9/ =malism & a!ism4 ,!y 7 pelt$ ) rott5 eggs1 /icks1 & /ones4 ,a ,me?odi/ prea*] 0 :ipp$ out ( ,gl\ce/]4 ,a hundr$ ye>s ago1 lit]ature 0 at a v l[ ebb4 ,! press 0 9 a mis]able /ate4 ,william ,:itehead 0 ,poet ,laureate6 ,:o kn[s ( him n[8 ,gibbon _h n writt5 8 ,decl9e & ,fall4 ,junius 0 ! popul> writ]4 ,political corruption 0 sc>ifi$ 9 8 lett]s4 ,! upp] classes 7 co>se1 drunk51 & ill-mann]$4 ,brib]y & corruption on ! grosse/ scale 7 ! pr9cipal means = gett+ into ,p>liam5t4 ,mr4 ,d[deswell1 ,m4,p4 = ,worce/]%ire1 said to ! ,commons1 ,y h turn$ out a memb] = impiety & obsc5ity4 ,:at halfdoz5 memb]s ( ?is ,h\se ev] meet ov] a convivial bottle1 t _! disc\rse is entirely free f obsc5ity1 impiety1 or abuse ( ,gov]nm5t8 ,?\gh drunk5ness is bad en\gh n[1 x 0 inf9itely worse a hundr$ ye>s ago4 ,! publican's signbo>ds ann\nc$1 ,y may "h get drunk = a p5ny1 dead-drunk = twop5ce1 & h clean /raw = no?+4 ,drunk5ness 0 consid]$ a manly vice4 ,to dr9k deep 0 ! fa%ion ( ! day4 ,six-bottle m5 7 common4 ,ev5 drunk5 cl]gym5 7 n unkn[n4 ,:at 7 ! popul> amusem5ts ( ! p a hundr$ ye>s ago8 ,!y consi/$ pr9cipally ( man-fight+1 dog-fight+1 cock-fight+1 bull bait+1 badg]-draw+1 ! pillory1 public :ipp+1 & public executions4 ,mr4 ,wyndham v9dicat$ ! ruffianism ( ! ,r+ 9 8 place 9 ,p>liam5t1 & held x up z a s*ool 9 :i* ,engli%m5 le>nt pluck & ! manly art ( self-def5ce4 ,bull-bait+ 0 p]haps m brutal ?an prize-fight+1 ?\gh ,wyndham def5d$ x z calculat$ to /imulate ! noble c\rage ( ,engli%m54 ,! bull 0 secur$ to a /ake 9 ! m>ket-place or ! bull-r+ 7! "n /ill survives 9 _m t[ns71 & !re ! animal 0 bait$ by ! rabble dogs ( ! neighb\rhood4 ,"o c sc>cely imag9e ! savag5ess ( ! sport--! animal mutilations1 ! imprecations ( ruffians worse ?an brutes1 ! f]oci\sness & drunk5ness1 ! blasphemy & unspeakable horrors ( ! exhibition4 ,! public m9d ( ?is day absolutely revolts at su* brutality4 ,yet1 less ?an a hundr$ ye>s ago--on ! #bd? ( ,may1 #ahjb1--;a ,bill = ! abolition ( bull-bait+ 0 lo/ 9 ! ,h\se ( ,commons by sixty-f\r to fifty-"o1--,mr4 ,wyndham cont5d+ t horse-rac+ & hunt+ 7 m cruel ?an bull-bait+ or prize-fight+6 ,! pillory 0 "o ( our "t-hon\r$ in/itutions fifty ye>s ago1 & m5 & wom5 us$ to be plac$ !re = (f5ces1 su* z a wise legislature w\ld h endeav\r$ to conceal f public consid]ation4 ,! horrid sc5es :i* !n took place1 :5 m51 wom51 & *ildr5 collect$ 9 cr[ds to pelt ! (f5d]s ) missiles1 7 s disgu/+1 t !y _c be describ$4 ,n m seemly 7 ! public :ipp+s !n adm9i/]$ to wom5 9 common ) ! co>se/ male (f5d]s4 ,! public abom9ations & obsc5ities ( ! good old times w\ld almo/ h disgrac$ ! days ( ,n]o4 ,b bull-bait+1 cock-fight+1 & o!r f]oci\s amusem5ts1 h n[ dep>t$4 ,ev5 ! village /ocks h rott$ out4 ,drunk5ness has become disreputable4 ,! good old times h dep>t$1 we hope nev] to return4 ,! lab\r] has n[ o!r res\rces beside ! public-h\se4 ,!re are exhibitions & p's p>ks1 /eamboats & railways1 read+-rooms & c(fee-rooms1 museums1 g>d5s1 & *eap conc]ts4 ,9 place ( ! disgu/+ old amusem5ts1 !re has come a heal?i]1 s\nd] life1 great] enlight5m5t1 m g5]al sobriety1 & a human] _s4 ,we h 9 a hundr$ ye>s outgr[n _m ( our savage t5d5cies4 ,we are n less brave z a p1 ?\gh less brutal4 ,we are q z manly1 ?\gh mu* less gross4 ,mann]s are m ref9$1 yet z a p we h n lo/ our pluck1 en]gy1 & endurance4 ,we respect ourselves m1 & z a nation we h become m respect$4 ,we n[ ?9k ) %ame ( ! mann]s ( a hundr$ ye>s ago4 ,! a*ievem5ts ( :i* ,engl& has mo/ reason to be pr\d1 h be5 accompli%$ dur+ ! la/ hundr$ ye>s4 ,engli% slaves h be5 emancipat$1 bo? at home & abroad4 ,impressm5t has be5 done away )4 ,p>liam5t>y repres5tation has be5 conf]r$ ^u all classes ( ! p4 ,! ,corn ,laws h be5 aboli%$4 ,free trade has be5 e/abli%$4 ,our ports are n[ op5 to ! :ole _w4 ,& !n1 see :at our inv5tors h accompli%$6 ,james ,watt inv5t$ ! /eam-eng9e1 :i* 9 a few ye>s creat$ a l>ge numb] ( new indu/ries1 & gave employm5t to imm5se numb]s ( p4 ,h5ry ,cort inv5t$ ! puddl+-process1 & enabl$ ,engl& to rely ^u its own /ores ( iron1 in/ead ( dep5d+ ^u =eign & p]haps ho/ile c\ntries4 ,all ! docks & h>b\rs r\nd ! ,engli% coa/ h be5 =m$ dur+ ! pres5t c5tury4 ,! /eamboat1 ! railway1 & ! telegraph h only be5 inv5t$ & appli$ dur+ ! la/ fifty ye>s4 ,) respect to ! *>ge made aga9/ ! ,engli% workman z to ! slur9ess1 swiftness1 & m5dacity ( 8 "w1 x is simply impossible t ?is %\ld be s4 ,our ports are free & op5 to ! _w2 & if ,fr5*m51 ,g]mans1 ,belgians1 or ,am]icans c\ld execute bett] "w ?an ,engli%m51 we %\ld n only cease to export1 b also lose our home trade4 ,! =eign] is n[ free to und]sell u1 if he c1 9 our own m>kets4 ,x 0 9 ! p]fect confid5ce t ,engli%m5 7 ! be/ & mo/ hone/ work]s 9 ! _w1 t free trade 0 e/abli%$4 ,%\ld we ev] become a %oddy manufactur+ p1 free trade w probably be aboli%$2 & we %all !n impose prohibitory duties ^u =eign manufactures4 ,b is x n ! fact t e ye> sees an increase 9 ! exports ( ,engli% goods1--t ,engli% workman%ip is n consid]$ ! wor/1 b ! be/1 9 ! g5]al m>kets ( ! _w1--& t num]\s =eign mak]s place an ,engli% m>k ^u _! productions 9 ord] to ensure _! sale8 ,x is by means ( ,engli% workm5 & ,engli% tools & ma*9es t cont95tal manufactories !mselves h be5 e/abli%$2 & yet1 not)/&+ _! *eap] lab\r1 we %\ld comm& ! =eign m>ket1 b = ! prohibitory duties :i* =eign]s impose ^u ,engli% manufactures4 ,mr4 ,brassey1 9 8 book on ,"w & ,wages1 says1 ,x may be affirm$ t z practical me*anics ! ,engli% are unsurpass$4 ,! pres5ce ( ! ,engli% eng9e]1 ! solit>y repres5tative1 among a crew ( =eign]s1 ( ! me*anical g5ius ( 8 c\ntry1 is a famili> recollection to all :o h travell$ mu* 9 ! /eam]s ( ! ,m$it]ranean4 ,consul ,lev] says t 9 ! va/ e/abli%m5t ( ! ,au/rian ,lloyds at ,trie/e1 a numb] ( ,engli% me*anical eng9e]s are employ$1 n only 9 ! work%ops1 b z navigat+ eng9e]s 9 ! company's fleet4 ,al?\gh !re is no difficulty 9 sub/itut+ = ^! m5 ,g]mans or ,swiss1 at l[] rates ( paym5t1 ! uni=m accuracy ( ! ,engli%1 _! intellig5ce1 _! consummate ma/]y ( all ! details ( _! art1 & _! res\rces 9 e case ( difficulty1 h entirely e/abli%$ _! sup]iority4#a ,footnote #a3 ,"w & ,wages1 p4 #aad4 ,! ,engli% are also ! be/ m9]s1 ! be/ tool-mak]s1 ! be/ in/rum5t-mak]s1 ! be/ navvies1 ! be/ %ip-build]s1 ! be/ sp9n]s & weav]s4 ,mr4 ,brassey says t dur+ ! con/ruction ( ! ,p>is & ,r\5 ,railway1 ! ,fr5*man1 ,iri%man1 & ,engli%man 7 employ$ side by side4 ,9 ! same qu>ry at ,b\ni]s1 ! ,fr5*man receiv$ ?ree francs1 ! ,iri%man f\r1 & ! ,engli%man six2 & ! la/ 0 f\nd to be ! mo/ advantage\s workman ( ! ?ree4 ,! sup]iority ( ! ,engli% workman ov] p]sons ( o!r nations 0 equally rem>kable :5ev] !re 0 an opportunity ( employ+ him side by side ) !m4 ,!re is no d\bt ab\t ! swiftness ( ,engli% ,workman%ip4 ,b ?is is "o ( ! m]its ( ,engli% me*anism4 ,m4 ,jules ,simon obs]ves t h]et(ore ! manual lab\r] has be5 an intellig5t =ce1 b by means ( ma*9]y he is conv]t$ into an intellig5t director ( =ce4 ,x is by ! spe$ ( ! ,engli% ma*9]y1 & ! intellig5t quickness ( ! workm51 t 8 ma/] makes a pr(it1 & himself su* high wages z comp>$ ) cont95tal workm54 ,9 ,france1 "o p]son is employ$ to m9d f\rte5 sp9dles2 9 ,russia1 "o to tw5ty-eight2 9 ,prussia1 "o to ?irty-sev52 & 9 ,great ,brita91 "o to sev5ty-f\r sp9dles4 ,x is by means ( ! swiftness ( our ma*9]y t we are enabl$ to br+ cotton f ,india1 manufacture x 9 ,man*e/]1 return ! manufactur$ article to ! place f :i* x 0 tak51 & sell x at a l[] price ?an ! native-made calico4 ,mr4 ,*adwick m5tions ! foll[+ case4 ,a lady1 ! wife ( an em95t cotton manufactur]1 w5t to him "o day rejoic+1 ) a f9e piece ( musl91 z ! produce ( ,india1 :i* %e _h b\ght 9 ,london1 & %[+ x to him1 said1 if he produc$ a fabric l t1 he w\ld really be do+ some?+ m]itori\s 9 textile art4 ,he exam9$ x1 & f\nd t x 0 ! produce ( 8 own looms1 ne> ,man*e/]1 made = ! ,indian m>ket exclusively1 b\ght !re1 & re-sold 9 ,engl& z r>e ,indian manufacture6#a ,footnote #a3 ,address on ,economy & ,free ,trade4 ,by ,edw9 ,*adwick1 ,c4,b41 at ! ,association = ! ,promotion ( ,social ,sci5ce at ,york1 #ahfa4 ,an annual report is furni%$ to ! ,gov]nm5t1 by our =eign consuls1 ) ref]5ce to ! "* & condition ( ! work+ classes 9 mo/ p>ts ( ! civiliz$ _w4 ,mr4 ,walt]1 ,m4,p41 9 a rec5t address to an assembly ( workm51 ref]r$ to "o ( ^! reports4 ,he said1 ,!re is "o rem>k1 9 p>ticul>1 t occurs ) lam5table frequ5cy ?r\gh\t ! report1--t1 ) few exceptions1 ! =eign workman does n appe> 'to take pride 9 8 "w1' nor 7to use a significant expression7 to 'put 8 "* into x4' ,a rem>kable in/ance ( ?is is m5tion$ ( a c\ntry :i* g5]ally con/itutes an hon\rable exception to ?is unhappy rule4 ,switz]l& is a c\ntry fam\s = its education & its wat*es2 yet ! foll[+ passage f ! report w %[ t nei!r k nor skill w suffice )\t ! ex]cise ( t high] quality on :i* ,i h be5 dwell+4 ',z a rule1' x says1 ',swiss workm5 are compet5t 9 _! sev]al trades1 & take an int]e/ 9 _! "w2 =1 ?anks to _! sup]ior education1 !y fully appreciate ! pecuni>y advantages to _! ma/]s1 & indirectly to !mselves1 ( adh]+ /rictly to ?is c\rse4 ,a /rik+ in/ance ( ! impolicy ( act+ o!rwise has lately happ5$ at ,/4 ,imi]1 9 ! ,b]nese ,jura1 & produc$ a deep impression4 ,9 ?is di/rict1 = "s ye>s pa/1 a great fall+ (f 9 ! quality ( ! wat*es manufactur$ has tak5 place1 ow+ to ! inhabitants f9d+ x mu* m pr(itable to increase ! production at ! co/ ( ! workman%ip ?an to abide by ! old rules ( ! trade4 ,!y prosp]$ beyond all expectation = a consid]able "t1 b f9ally _! wat*es got su* a bad "n t !y became unsaleable1 & ! result is a g5]al bankruptcy ( ne>ly all ! wat*mak]s ( ?is p>ticul> di/rict4 ,"o ?+1 h[ev]1 rema9s to be said ( =eign workm5 g5]ally4 ,al?\gh !y d n "w s h>d z ! ,engli%1 !y take mu* bett] c>e ( _! e>n+s4 ,!y are exce$+ly frugal & economical4 ,fr5*m5 are mu* sob]] ?an ,engli%m51 & mu* bett] mann]$4 ,!y are1 on ! :ole1 greatly m provid5t ?an ,engli% workm54 ,mr4 ,brassey /ates t :5 ! ,p>is & ,r\5 ,railway works 7 comm5c$1 ! contractors endeav\r$ to introduce a sy/em by :i* ! workm5 7 to be paid once a =tnight2 b v soon aft] ! op]ations _h begun1 ! ,fr5*m5 reque/$ t ! pay might take place only once a mon?4 ,mr4 ,reid1 manag+ director ( ! l9e1 told ! ,h\se ( ,commons ,committee on ,railway ,lab\r]s1 t a ,fr5* lab\r] is a mu* m indep5d5t p]son ?an an ,engli%man1 & mu* m respectable4 ,he /at$1 9 support ( 8 op9ion1 ?is rem>kable circum/ance1 t :]eas a ,fr5* lab\r] desir$ to be paid only once a mon?1 ! ,engli% lab\r] desir$ to be paid e ,saturday night1--& by ! foll[+ ,w$nesday he want$ some?+ on acc\nt ( ! week's "w4 ,no?+ c\ld be a great] te/1 said ,mr4 ,reid1 ( ! respectability ( a work+ man ?an be+ able to g )\t 8 pay = a mon?4#a ,footnote #a3 ,?omas ,brassey1 ,m4,p41 ,on ,"w & ,wages4 ,al?\gh ! ,fr5* workman has no?+ l ! same facilities = sav+ z ! ,engli%1 ! ,j\rnal des ,dbats alleges t he saves t5 times z mu* z 8 rival4 ,!re are only ab\t a ?\s& sav+s banks & bran*es e/abli%$ 9 ,france1 & yet two millions ( p]sons belong+ to ! l[] ranks la/ ye> _h inve/$ 9 !m ab\t tw5ty-eight millions /]l+4 ,b ! ,fr5*man ( ! city pref]s inve/+ 9 ,gov]nm5t ,r5tes2 & ! ,fr5*man ( ! c\ntry pref]s inve/+ 9 l&4 ,all1 h[ev]1 are ?rifty1 sav+1 & frugal2 because !y are educat$ 9 economy f _! e>lie/ ye>s4 ,,*apt] ,,xii ,,liv+ ,,beyond ,,! ,,means4 ,by no means run 9 debt3 take ?9e own measure4 ,:o _c live on tw5ty p\nds a ye>1 ,_c on =ty3 he's a man ( pleasure1 ,a k9d ( ?+ t's = itself too de>4--,george ,h]b]t4 ,b :at w ,mrs4 ,grundy say8--,old ,play4 ,,yes & ,no are1 = good or evil1 ! ,giants ( ,life4--,j]rold4 ,a hundr$ ye>s ( vexation w n pay a f>?+ ( debt4--,f ! ,fr5*4 ,respectability is all v well = folks :o c h x = ready money3 b to be oblig$ to run into debt = x--x's en\gh to break ! he>t ( an angel4--,j]rold4 ,extravagance is ! p]vad+ s9 ( mod]n society4 ,x is n conf9$ to ! ri* & money$ classes1 b ext5ds also to ! middle & work+ classes4 ,!re nev] 0 su* a burn+ desire to be ri*1 or to seem to be ri*4 ,p are no long] satisfi$ ) ! e>n+s ( hone/ indu/ry2 b !y mu/ aim at becom+ sudd5ly ri*1--by speculation1 gambl+1 bett+1 sw9dl+1 or *eat+4 ,g5]al extravagance is to be se5 ev]y:]e4 ,x is especially ! *>act]i/ic ( t[n life4 ,y see x 9 ! /reets1 9 ! p>ks1 9 ! *ur*es4 ,! extravagance ( dress is only "o ( its signs4 ,!re is a g5]al prodigality 9 social display4 ,p live 9 a /yle beyond _! means2 & ! results are obs]v$ 9 comm]cial failures1 9 li/s ( bankrupts1 & 9 crim9al c\rts1 :]e bus9ess m5 are s (t5 convict$ ( di%one/y & fraud4 ,appe>ances mu/ be kept up4 ,m5 mu/ seem to be ri*4 ,hypocrites c easily impose ^u ^? :o are will+ to be conv9c$4 ,p mu/ n[ live 9 a c]ta9 /yle1 inhabit h&some h\ses1 give good d9n]s1 dr9k f9e w9es1 & h a h&some equipage4 ,p]haps !y are only able to accompli% ?is by ov]rea*+ or by di%one/y4 ,ev]ybody wond]$ at ! g5]osity & /yle ( ,r$pa? & ,robson2 b !re are hundr$s1 if n ?\s&s1 ( ,r$pa?s & ,robsons n[4 ,!re is ano!r class ( p1 n fraudul5t1 b extravagant2 ?\gh p]haps on ! br9k ( becom+ fraudul5t4 ,!y live up to _! means1 & (t5 beyond !m4 ,!y desire to be consid]$ respectable p4 ,!y live accord+ to ! p]nici\s adage1 ,"o mu/ d z o!rs d4 ,!y d n consid] :e!r !y c af=d to live up to or beyond _! means2 b !y ?9k x necess>y to secure ! respect ( o!rs4 ,9 do+ s1 !y usually sacrifice _! own self-respect4 ,!y reg>d _! dress1 _! e/abli%m5ts1 _! mann] ( liv+1 & _! obs]vance ( fa%ion1 z ! sole te/s ( respectability & rank4 ,!y make an appe>ance 9 ! eyes ( ! _w2 ?\gh x may be entirely hypocritical & false4 ,b !y mu/ n seem poor6 ,!y mu/ hide _! pov]ty by e ef=t4 ,!y sp5d _! money be=e x is e>n$1--run into debt at ! groc]'s1 ! bak]'s1 ! mill9]'s1 & ! but*]'s4 ,!y mu/ ent]ta9 _! fa%ionable fri5ds1 at ! exp5se ( ! %opkeep]s4 ,& yet1 :5 mis=tunes ov]take !m1 & :5 _! debts h become ov]:elm+1 :at becomes ( ! fri5ds8 ,!y fly away1 & %un ! man :o is up to 8 e>s 9 debt6 ,yet pov]ty is m ?an half dis>m$ by ^? :o h ! moral c\rage to say4 ,i c't af=d x4 ,fair-wea!r fri5ds are ( no use :atev]1 except z an indication ( ! dep? ( snobb]y to :i* human be+s c desc5d4 ,:at is a visit+ connection8 ,x is n at all calculat$ to elevate "o 9 social1 or ev5 9 bus9ess life4 ,success ma9ly dep5ds ^u "*1 & ! g5]al e/eem 9 :i* a p]son is held4 ,& if ! attempt is made to snat* ! rew>d ( success be=e x is e>n$1 ! half-=m$ foot+ may at once give way1 & ! aspirant w fall1 unlam5t$1 into ! op5-m\!d dragon ( debt4 ,mrs4 ,grundy1 9 ! play1 is b an imp]sonation ( ! conv5tionalism ( ! _w4 ,cu/om1 habit1 fa%ion1 use & wont1 are all repres5t$ 9 h]4 ,%e may be a v vulg> & commonplace p]son1 b h] p[] is nev]!less prodigi\s4 ,we copy & imitate h] 9 all ?+s4 ,we are p9n$ to h] apron-/r+4 ,we are ob$i5t at h] bidd+4 ,we are indol5t & complaisant1 & fe> to provoke h] ill-^w4 ,:at w ,mrs4 ,grundy say8 quells _m a noble impulse1 h9d]s _m a self-d5y+ act4 ,!re seems to be a g5]al1 ?\gh unconsci\s conspiracy exi/+1 aga9/ ea* o!r's individuality & manhood4 ,we disc\rage self-reliance1 & dem& con=mity4 ,ea* mu/ see ) o!rs' eyes1 & ?9k ?r\gh o!rs' m9ds4 ,we are idolat]s ( cu/oms & obs]vances1 look+ beh9d1 n =w>ds & upw>ds4 ,p9n$ d[n & held back by ignorance & weakness1 we are afraid ( /&+ alone1 or ( ?9k+ & act+ = ourselves4 ,conv5tionalism rules all4 ,we fe> /epp+ out into ! free air ( indep5d5t ?\ght & action4 ,we refuse to plant ourselves ^u our in/9cts1 & to v9dicate our spiritual fre$om4 ,we are cont5t to be> o!rs' fruit1 n our own4 ,9 private affairs1 ! same _s is alike delet]i\s4 ,we live z society directs1 ea* accord+ to ! /&>d ( our class4 ,we h a sup]/iti\s rev]5ce = cu/om4 ,we dress1 & eat1 & live1 9 con=mity ) ! ,grundy law4 ,s long z we d ?is1 we are respectable1 accord+ to class notions4 ,?us _m ru% op5-ey$ ^u mis]y1 = no bett] excuse ?an a fooli% fe> ( ! _w4 ,!y are afraid ( :at o!rs w say ( !m2 &1 9 n9e cases out ( t51 ^? :o might probably raise ! voice ( c5sure1 are n ! wise or ! f>-see+1 b mu* (t5] ! fooli%1 ! va91 & ! %ort-sight$4 ,sir ,william ,temple has said1 t a re/lessness 9 m5's m9ds to be some?+ t !y are n1 & to h some?+ t !y h n1 is ! root ( all immorality4 ,! /atem5t is /rictly correct4 ,x has be5 atte/$ by univ]sal exp]i5ce4 ,keep+ up appe>ances is "o ( ! greate/ social evils ( ! age4 ,!re is a g5]al ef=t1 m p>ticul>ly among/ ! middle & upp] classes1 at seem+ to be some?+ t !y are n4 ,!y put on appe>ances1 live a life ( %am1 & endeav\r to look some?+ sup]ior to :at !y really are4 ,respectability is "o ( ! *ief aims4 ,respectability1 reg>d$ 9 its true s5se1 is a desirable ?+4 ,to be respect$1 on "r gr\nds1 is an object :i* e man & woman is ju/ifi$ 9 obta9+4 ,b mod]n respectability consi/s ( ext]nal appe>ances4 ,x means we>+ f9e clo!s1 dwell+ 9 f9e h\ses1 & liv+ 9 f9e /yle4 ,x looks to ! outside1--to s\nd1 %[1 ext]nals4 ,x li/5s to ! *9k ( gold 9 ! pocket4 ,moral wor? or goodness =ms no "p ( mod]n respectability4 ,a man 9 ^! days may be p]fectly respectable1 & yet altoge!r despicable4 ,?is false & demoraliz+ habit arises f ! ov]we5+ e/imate :i* is =m$ ( two ?+s1 well en\gh 9 _! place1--rank & weal?4 ,ev]ybody /ruggles to rise into "s sup]ior class4 ,! _s ( ca/e is f\nd z ke5ly at "w among ! humble/ z among ! highe/ ranks4 ,at ,birm+ham1 !re 0 a club ( workm5 ) tails to _! coats1 & ano!r )\t tails3 ! "o look$ d[n ^u ! o!r4 ,cobbett1 s felicit\s 9 8 nicknames1 call$ 8 political oppon5t1 ,mr4 ,sadl]1 a l95drap]4 ,b ! l95drap] also has pl5ty ( p b5ea? him4 ,! l95drap] looks d[n on ! huck/]1 ! huck/] on ! me*anic1 & ! me*anic on ! day lab\r]4 ,! flunkey :o exhibits 8 calves beh9d a b>on1 holds 8 head consid]ably high] ?an ! flunkey :o s]ves a brew]4 ,x matt]s n at :at class y beg91 or h[ev] l[ 9 ! social scale1 y w f9d t e man has somebody b5ea? him4 ,among ! middl+ ranks1 ?is sort ( exclusiv5ess is v m>k$4 ,ea* circle w\ld ?9k x a degradation to mix on famili> t]ms ) ! memb]s ( ! circle b5ea? x4 ,9 small t[ns & villages1 y w f9d di/9ct cot]ies hold+ alo( f ea* o!r1 p]haps despis+ ea* o!r1 & v (t5 pelt+ ea* o!r ) h>d words4 ,! ca!dral t[ns1 g5]ally1 h at lea/ six ( su* di/9ct classes1 rank+ "o b5ea? ! o!r4 ,& :ile ea* has 8 or h] own exclusive circle1 :i* all ( suppos$ inf]ior rank are preclud$ f ent]+1 !y are at ! same "t /ruggl+ to pass ov] ! l9e ( social dem>cation :i* has be5 drawn by ^? above !m4 ,!y are eag] to ov]leap x1 & ?us ga9 admission into a circle /ill m exclusive ?an _! own4 ,!re is also a desp]ate scramble = front places1 & _m are ! mean %ifts employ$ to ga9 !m4 ,we mu/ possess ! homage ( society6 ,& = ?is purpose we mu/ be ri*1 or at lea/ seem to be s4 ,h5ce ! /ruggles aft] /yle--! ef=ts made to put on ! appe>ances ( weal?--! da%1 ! glitt]1 & ! %[ ( middle & upp] class life2--& h5ce1 too1 ! motley tra9 ( pall$ & vitiat$ ta/es--( %runk5 he>ts & /unt$ intellects--( folly1 frivolity1 & madness4 ,"o ( ! mo/ demoraliz+ practices ( mod]n ref9em5t is ! l>ge p>ty sy/em4 ,p cram _! h\ses ) respectable mobs2 ?us con=m+ to a ridicul\s cu/om4 ,r\sseau1 ) all 8 ab]rations ( m9d1 said1 ,i _h r h my h\se too small = a day1 ?an too l>ge = a twelvemon?4 ,fa%ion exactly rev]ses ! maxim2 & dome/ic mis*ief is (t5 begun ) a l>ge dwell+ & suitable accommodations4 ,! mis=tune consi/s 9 ?is1--t we nev] look bel[ our level = an example1 b always above x4 ,x is n s mu*1 h[ev]1 9 ! m]e appe>ances kept up1 z 9 ! means tak5 to keep !m up1 t ! fruitful cause ( immorality is to be f\nd4 ,a man hav+ assum$ a class /atus1 runs all risks to keep x up4 ,x is ?\ght to be a desc5t 9 ! _w1 to abridge oneself ( a sup]fluity4 ,! seem+-ri* man1 :o drives 8 close c>riage & dr9ks *ampagne1 w n tol]ate a desc5t to a gig & pla9 be]2 & ! respectable man1 :o keeps 8 gig1 w\ld ?9k x a degradation to h to travel afoot or 9 a 'bus1 betwe5 8 c\ntry h\se & 8 t[n (fice4 ,!y w desc5d to immorality r ?an desc5d 9 app>5t rank2 !y w yield to di%one/y r ?an yield up ! mock applause & holl[ respect ( t big fool1 ! _w4 ,ev]ybody c call to m9d hundr$s ( cases ( m5--respectable m5--:o1 f "o extravagance h gone on to ano!r--wantonly squ&]+ weal? :i* 0 n !irs--9 ord] to keep up a worldly reputation1 & cut a figure be=e _! admir+ fell[s2--all end+ 9 a sudd5 sma%1 a frightful d[nfall1 an utt] bankruptcy--to ! ru91 p]haps1 ( ?\s&s4 ,!y h f9i%$ up ) pay+ a respectable divid5d ( sixp5ce 9 ! p\nd6 ,inde$ x is n too mu* to say1 t five-six?s ( ! fraud & sw9dl+ t disgrace comm]cial transactions1 h _h _! orig9 9 ! diseas$ morality ( keep+ up appe>ances4 ,to be respectable1 9 ! false s5se ( ! ^w1--:at is n sacrific$8 ,peace1 hone/y1 tru?1 virtue1--all to keep up appe>ances4 ,we mu/ *eat1 & scrub1 & deceive1 & defraud1 t ! _w may n see beh9d our mask6 ,we mu/ torm5t & enslave ourselves1 because we mu/ extort ! _w's applause1 or at lea/ obta9 ! _w's good op9ion6 ,h[ (t5 is suicide traceable to ?is false s5tim5t6 ,va9 m5 w give up _! lives1 r ?an _! class notions ( respectability4 ,!y w cut ! ?read ( exi/5ce1 r ?an cut fa%ionable life4 ,v few suicides are committ$ f real want4 ,we nev] he>1 says ,joel ,b>l[1 ( a man committ+ suicide = want ( a loaf ( bread1 b x is (t5 done = want ( a coa*4 ,( ?is mean & mis]able _s ( class & ca/e1 wom5 are ! especial victims4 ,!y are g5]ally br\ght up ) false notions ( life1 & are taught to e/imate m5 & ?+s r by _! ext]nal appe>ances ?an by _! intr9sic wor?4 ,_! education is conduct$ ma9ly ) ! view ( pleas+ & attract+ ! admiration ( o!rs1 r ?an ( improv+ & develop+ _! qualities ( m9d & he>t4 ,!y are imbu$ ) notions ( exclusiv5ess1 fa%ion1 & g5tility4 ,a respectable position 9 society is held up to !m z ! m>k to be aim$ at4 ,to be crim9al or vici\s is virtually repres5t$ to !m z f> less horrible ?an to be vulg>4 ,immur$ )9 ! ba/ile ( exclusivism1 woman is held captive to all ! paltry %ifts & exp$i5cies ( conv5tion1 fa%ion1 g5tility1 & s =?4 ,! g5u9e b5evol5ce ( h] nature is p]v]t$2 h] he>t becomes contract$2 & ! v highe/ s\rces ( happ9ess--^? :i* consi/ 9 a k9dly sympa?y ) humanity 9 all ranks ( life--are z a well %ut up & a f\nta9 seal$4 ,is x n a fact1 t 9 :at is call$ fa%ionable society1 a f9e outside appe>ance is reg>d$ almo/ 9 ! light ( a virtue8--t to be ri*1 or to h ! appe>ance ( ri*es1 is e/eem$ z a m]it ( a high ord]2--:]eas1 to be poor1 or to seem s1 ranks z some?+ l an unp>donable (f5ce8 ,nay1 su* is ! he>tlessness ( ?is class _s1 t a "y woman1 belong+ to ! bett] class1 :o1 by mis=tune or family rev]ses1 has be5 ?r[n ^u h] own res\rces1 & :o endeav\rs1 by h] own hone/ h&s1 to e>n h] hone/ bread1 imm$iately loses ca/e1 & is virtually expell$ f respectable society4 ,! resolution to be indep5d5t--! mo/ invigorat+ resolution :i* c take possession ( ! human m9d--is sc\t$ 9 su* circles z a degrad+ ?+2 & ^? :o h be5 br\ght up )9 ! influ5ce ( fa%ion1 w submit to ! mo/ sev]e privations1 r ?an submit to ! loss ( _! class & ca/e respectability6 ,?us br\ght up1 x is no wond] t woman has be5 ! co-p>tn] ) man 9 uphold+ ! g5]al extravagance ( ! age4 ,!re nev] 0 su* a rage = dress & f9]y among/ ,engli% wom5 z !re is n[4 ,x rivals ! corrupt & debau*$ age ( ,l\is ,,xv4 ( ,france4 ,a delirium ( fa%ion exi/s4 ,wom5 are rank$ by :at !y we>1 n by :at !y are4 ,extravagance ( dress1 & almo/ indec5cy ( dress1 has tak5 ! place ( simple womanly beauty4 ,wordswor? once describ$ ! p]fect woman nobly plann$4 ,:]e w y f9d ! p]fect woman n[8 ,n 9 ! p>ti-col\r$1 ov]-dress$ creature--! ?+ ( %r$s & pat*es--) false hair1 false col\r1 false eyebr[s1 false ev]y?+4 ,"s ( nature's j\rneym5 h made !m1 & n made !m well1 !y imitate humanity s abom9ably4 ,! evil does n /op ) ! money$ classes4 ,x desc5ds to ^? :o h no?+ b _! sal>y to live ^u4 ,x desc5ds to ! wives ( cl]ks & %opm54 ,!y1 too1 dress = respectability4 ,!y live beyond _! means4 ,!y mu/ live 9 gimcrack suburban villas1 & give p>ties4 ,!y mu/ see :at is go+ on at ! !atres4 ,e f>?+ is sp5t s soon z e>n$1--sometimes be=e4 ,! husb& does n insure 8 life1 & ! wife runs into debt4 ,if ! man di$ to-morr[1 he w\ld leave 8 wife & *ildr5 paup]s4 ,! money he ought to h sav$ dur+ 8 life ( toil1 is sp5t on respectability2 & if he leaves a few p\nds beh9d him1 !y are usually sp5t 9 giv+ ! ?riftless husb& a respectable fun]al4 ,is t dress paid =8 ask$ a husb&4 ,no4 ,!n y are all[+ y\rself to be clo!d at ano!r man's exp5se6 ,no woman is ju/ifi$ 9 runn+ into debt = a dress1 )\t h] husb&'s k & cons5t4 ,if %e d s1 %e is clo?+ h]self at ! exp5se ( ! drap]4 ,?is is "o ( ! ?+s t worry a man :o is try+ to keep 8 head above wat]2 & x is (t5 suffici5t to turn 8 he>t aga9/ 8 wife & h] extravagances4 ,x is 9 ?is way t incomes are muddl$ away1 & t life is r5d]$ ! sc5e ( bitt]ness & discont5t4 ,?is is especially ! case :5 bo? husb& & wife are alike sp5d?rifts4 ,by runn+ into debt y\rself1 or by y\r all[+ y\r wife to run into debt1 y give ano!r p]son p[] ov] y\r lib]ty4 ,y _c v5ture to look y\r cr$itor 9 ! face4 ,a d\ble knock at ! door fright5s y3 ! po/man may be deliv]+ a lawy]'s lett] dem&+ ! am\nt y owe4 ,y are unable to pay x1 & make a sneak+ excuse4 ,y inv5t "s pret5ce = n pay+4 ,at l5g? y are driv5 to d[nright ly+4 ,= ly+ rides on debt's back4 ,:at madness x is to run 9 debt = sup]fluities6 ,we buy f9e articles--f9] ?an we c pay =4 ,we are (f]$ six mon?s'--twelve mon?s' cr$it6 ,x is ! %opkeep]'s temptation2 & we fall be=e x4 ,we are too spiritless to live ^u our own e>n+s2 b mu/ mean:ile live ^u o!rs'4 ,! ,romans reg>d$ _! s]vants z _! enemies4 ,"o might almo/ reg>d mod]n %opkeep]s 9 ! same light4 ,by giv+ cr$it1 by press+ wom5 to buy f9e clo!s1 !y place ! /ronge/ temptation be=e !m4 ,!y inveigle ! wives ( m5 :o are dispos$ to be hone/ into debt1 & aft]w>ds s5d 9 untru?ful bills4 ,!y *>ge heavi] prices1 & _! cu/om]s pay !m1--sometimes d\bly pay !m2 = x is impossible to keep a prop] *eck ^u long-due acc\nts4 ,pr(essor ,newman's advice is wor?y ( be+ foll[$4 ,he>tily d ,i wi%1 he says1 t %op debts 7 pron\nc$ aft] a c]ta9 day irrecov]able at law4 ,! effect w\ld be t no "o w\ld be able to ask cr$it at a %op except :]e he 0 well kn[n1 & = trifl+ sums4 ,all prices w\ld s9k to ! scale ( ca% prices4 ,! di%on\rable sy/em ( fa%ionable debtors1 :o always pay too late1 if at all1 & ca/ _! defici5cies on o!r cu/om]s 9 ! =m ( increas$ *>ges1 w\ld be at once annihilat$4 ,%opkeep]s w\ld be rid ( a great deal ( c>e1 :i* ru9s ! happ9ess ( ?\s&s4#a ,footnote #a3 ,lectures on ,political ,economy1 p4 #bee4 ,a p]fect k ( human nature is 9 ! pray]1 ,lead u n into temptation4 ,no man & no woman ev] resi/s temptation aft] x has begun to be temptation4 ,x is 9 ! outworks ( ! habits t ! def5ce mu/ lie4 ,! woman :o hesitates to incur a debt :i* %e ought n to incur1 is lo/4 ,! cl]k or appr5tice :o gloats ov] 8 ma/]'s gold1 soon] or lat] appropriates x4 ,he does s :5 he has got ov] ! habitual feel+ :i* made any approa* to x an impossibility4 ,?us ! habits :i* ins9uate !mselves into ! ?\s& inconsid]able acts ( life1 con/itute a v l>ge "p ( man's moral conduct4 ,?is runn+ into debt is a great cause ( di%one/y4 ,x does n matt] :at ! debt is1 :e!r x be = bets unsettl$1 = losses by c>ds1 = mill9]s' or drap]s' bills unpaid4 ,m5 :o h be5 well educat$1 well tra9$1 & put 9 ! way ( e>n+ money hone/ly1 are (t5 run away ) by extravagances1 by keep+ up appe>ances1 by bett+1 by speculation & gambl+1 & by ! society ( ! dissolute ( bo? sexes4 ,! writ] ( ?is book has _h consid]able exp]i5ce ( ! mann] 9 :i* "y m5 h be5 l$ f ! way ( well-do+ into t ( vice & crim9ality4 ,on "o occasion 8 "n 0 =g$ by a cl]k1 to enable him to obta9 a sum ( money to pay ! debts incurr$ by him at a public-h\se4 ,! crim9al 0 orig9ally a "y man ( good education1 ( reasonable ability1 well-connect$1 & m>ri$ to a respectable "y lady4 ,b all 8 relatives & fri5ds 7 =gott5--wife & *ild & all--9 8 love = dr9k & c>d-play+4 ,he 0 condemn$1 & s5t5c$ to sev]al ye>s' imprisonm5t4 ,9 ano!r case ! default] 0 ! son ( a diss5t+ m9i/]4 ,he /ole "s valuable docum5ts1 :i* he conv]t$ into money4 ,he escap$1 & 0 track$4 ,he _h giv5 out t he 0 go+ to ,au/ralia1 by ,s\?ampton4 ,! ,p59sul> & ,ori5tal /eam] 0 se>*$1 b no p]son answ]+ to 8 description 0 discov]$4 ,"s "t pass$1 :5 "o ( ! ,bank ( ,engl& notes :i* he _h c>ri$ away ) him1 0 return$ to ! ,bank f ,dubl94 ,a detective 0 put ^u 8 track2 he 0 f\nd 9 ! l[e/ company1 br\ght back to ,london1 tri$1 & s5t5c$ to twelve mon?s' imprisonm5t4 ,9 ano!r case1 ! crim9al occupi$ a high position 9 a railway company1--s high t he 0 promot$ f x to be ,manag] ( ! ,royal ,sw$i% ,railway4 ,he 0 "o ( ! too num]\s p]sons :o are engag$ 9 keep+ up appe>ances1 irrespective ( hone/y1 morality1 or virtue4 ,he got deeply into debt1 z mo/ ( su* p d2 & !n he became di%one/4 ,he became ! associate ( pr(essional ?ieves4 ,he ab/ract$ a key f ! (fice ( :i* he 0 9 *>ge1 & h&$ x to a well-kn[n ?ief4 ,?is 0 ! key ( ! /rong box 9 :i* gold & silv] 7 convey$ by railway f ,london to ,p>is4 ,a ca/ ( ! key 0 tak5 9 wax1 & x 0 copi$ 9 iron4 ,x 0 by means ( ?is key t ,! ,great ,gold ,robb]y 0 effect$4 ,aft] "s "t ! ?ieves 7 appreh5d$1 & ! p]son :o _h /ol5 ! key--! keep]-up ( appe>ances1 !n ,manag] ( ! ,royal ,sw$i% ,railway--0 appreh5d$1 convict$1 & s5t5c$ by ,b>on ,m>t9 to ,transportation = ,life4 ,! ,rev4 ,john ,davis1 ! late ,*apla9 ( ,newgate1 publi%$ ! foll[+ among o!r acc\nts ( ! causes ( crime among ! convict$ "y m5 :o came "u 8 notice3-- ,i knew a y\?1 ! *ild ( an (fic] 9 ! navy1 :o _h s]v$ 8 c\ntry ) di/9ction1 b ^: premature dea? r5d]$ 8 wid[ ?ankful ,to receive an (ficial appo9tm5t = h] delicate boy 9 a ,gov]nm5t (fice4 ,8 income f ! (fice 0 giv5 fai?fully to 8 "m2 & x 0 a pleasure & a pride to him to gladd5 h] he>t by ! ?\ght t he 0 help+ h]4 ,%e _h o!r *ildr5--two little girls1 j ris+ f ! cradle to womanhood4 ,h] scanty p5sion & 8 sal>y made e "o happy4 ,b ov] ?is y\? came a love ( dress4 ,he _h n /r5g? ( m9d to see h[ mu* m truly beautiful a pure m9d is1 ?an a f9ely decorat$ ext]ior4 ,he took pleasure 9 help+ 8 "m & si/]s1 b did n take great] pleasure 9 ?9k+ t to d ?is k9dness to !m he mu/ be cont5t$ = a "t to dress a little worse ?an 8 fell[-cl]ks2 8 clo!s might appe> a little worn1 b !y 7 l ! spot on ! dress ( a soldi] aris+ f ! dis*>ge ( duty2 !y 7 no m>ks ( undue c>elessness2 necessity _h wr\ght !m2 & :ile !y indicat$ necessity1 !y m>k$ also ! pa? ( hon\r1 & )\t su* spots duty mu/ h be5 neglect$4 ,b ?is y\? did n ?9k ( su* great ?\ghts z ^!4 ,he felt a%am$ at 8 ?readb>e b clean coat4 ,! sm>t1 new-%9+ dress ( o!r cl]ks mortifi$ him4444 ,he want$ to appe> f9]4 ,9 an evil h\r he ord]$ a suit ( clo!s f a fa%ionable tailor4 ,8 situation & connections procur$ him a %ort cr$it4 ,b tradesm5 mu/ be paid1 & he 0 aga9 & aga9 importun$ to defray 8 debt4 ,to relieve himself ( 8 cr$itor he /ole a lett] conta9+ a #aj note4 ,8 tailor 0 paid1 b ! injur$ p>ty knew ! numb] ( ! note4 ,x 0 trac$ to ! tailor1 by him to ! ?ief1 ) ! means & opportunity ( /eal+ x1 & 9 a few days he 0 transport$4 ,8 h&some dress 0 ex*ang$ = ! dress ( a convict4 ,bett] by f> w\ld x h be5 = him to h worn 8 poor] g>b1 ) ! m>ks ( hone/ lab\r ^u x4 ,he =m$ only ano!r example ( ! int5se folly ( love ( dress1 :i*1 exi/s q z mu* among/ fooli% "y m5 z among/ fooli% "y wom54 ,:5 ,sir ,*>les ,napi] left ,india1 he issu$ an ord] to ! ,army1 9 :i* he reprov$ ! (fic]s = contract+ debts )\t ! prospect ( pay+ !m4 ,! ,comm&]-9-,*ief f\nd t he 0 subject to con/ant compla9ts aga9/ (fic]s = non-paym5t ( debts2 & 9 "s cases he f\nd t ! ru9 ( des]v+ & indu/ri\s tradesm5 _h be5 consequ5t on t cause4 ,?is gr[+ vice he sev]ely reprim&$1 z be+ d]ogatory to ! "* ( ! g5tleman1 z a degrad+ ?+1 z entitl+ ^? :o practis$ x to gr\p ) ! infam\s1 ) ^? :o are *eats1 & ^: society is contam9ation4 ,he /rongly urg$ !m to /ick to _! duties1 to reprobate extravagance & exp5se ( all sorts1 & to practise rigid economy2 = to dr9k unpaid-= *ampagne & unpaid-= be]1 & to ride unpaid-= horses1 is to be a *eat & n a g5tleman4 ,! extravagance ( ^! "y g5tlem5 9 ,india is1 9 too _m respects1 b a c\nt]p>t ( ! extravagance ( our "y g5tlem5 at home4 ,! revelations ( extravagances at ,ox=d & ,cambridge po9t to ! s*ool 9 :i* !y h le>nt _! mann]s4 ,_m wor?y p>5ts h be5 ru9$ by ! sons :om !y _h s5t ?i!r to be made s*ol>s (2 b :o h le>nt only to be g5tlem5 9 ! popul> acceptation ( ! ^w4 ,to be a g5tleman n[adays1 is to be a gambl]1 a horse-rac]1 a c>d-play]1 a danc]1 a hunt]1 a r\1--or all comb9$4 ,! g5tleman lives fa/1 sp5ds fa/1 dr9ks fa/1 dies fa/4 ,! old /yle ( g5tleman has deg5]at$ into a g5t & a fa/ man4 ,g5tleman has become disreputable2 & :5 x is n[ employ$1 x (t5] signifies an idle sp5d?rift1 ?an an accompli%$1 virtu\s1 labori\s man4 ,"y m5 are gr[+ q %ameless ab\t be+ 9 debt2 & ! immorality ext5ds ?r\gh\t society4 ,ta/es are becom+ m extravagant & luxuri\s1 )\t ! correspond+ increase ( means to enable !m to be gratifi$4 ,b !y are gratifi$1 nev]!less2 & debts are incurr$1 :i* aft]w>ds weigh l a mill/one r\nd ! neck4 ,extravagant habits1 once =m$ & fo/]$1 are v difficult to give up4 ,! exi/+ recklessness ( runn+ into debt )\t ! prospect1 (t5 )\t ev5 ! int5tion1 ( pay+ ! debt1 saps ! public morals1 & spreads mis]y ?r\gh\t ! middle & upp] classes ( society4 ,! tone ( morality has sunk1 & x w be long be=e x is fairly recov]$ aga94 ,9 ! mean "t1 ^? :o c1 ought to set _! faces aga9/ all exp5diture :]e !re are n suffici5t means to ju/ify x4 ,! safe/ plan is1 to run up no bills1 & nev] to get into debt2 & ! next is1 if "o does get into debt1 to get out ( x aga9 z quickly z possible4 ,a man 9 debt is n 8 own ma/]3 he is at ! m]cy ( ! tradesm5 he employs4 ,he is ! butt ( lawy]s1 ! byword ( cr$itors1 ! sc&al ( neighb\rs2 he is a slave 9 8 own h\se2 8 moral "* becomes degrad$ & defil$2 & ev5 8 own h\sehold & family reg>d him ) pity ak9 to contempt4 ,montaigne said1 ,i always feel a pleasure 9 pay+ my debts1 because ,i dis*>ge my %\ld]s ( a we>isome load & ( an image ( slav]y4 ,johnson might well call ,economy ! "m ( ,lib]ty4 ,no man c be free :o is 9 debt4 ,! inevitable effect ( debt is n only to injure p]sonal indep5d5ce1 b1 9 ! long run1 to inflict moral degradation4 ,! debtor is expos$ to con/ant humiliations4 ,m5 ( hon\rable pr9ciples mu/ be disgu/$ by borr[+ money f p]sons to :om !y _c pay x back2--disgu/$ ) dr9k+ w9e1 we>+ clo!s1 & keep+ up appe>ances1 ) o!r p's money4 ,! ,e>l ( ,dorset1 l _m o!r "y nobles1 became involv$ 9 debt1 & borr[$ money ^u 8 prop]ty4 ,he 0 cur$ ( 8 prodigality by ! imp]t95ce ( a city ald]man1 :o haunt$ 8 ante*amb] = ! purpose ( dunn+ him = 8 debt4 ,f t day ! ,e>l det]m9$ to economize1 to keep entirely out ( ev]ybody's debt1--& he kept 8 ^w4 ,let e man h ! =titude to look 8 affairs 9 ! face1--to keep an acc\nt ( 8 items ( income & debts1 no matt] h[ long or black ! li/ may be4 ,he mu/ "k h[ he /&s f day to day1 to be able to look ! _w fairly 9 ! face4 ,let him also in=m 8 wife1 if he has "o1 h[ he /&s ) ! _w4 ,if 8 wife be a prud5t woman1 %e w help him to economize 8 exp5diture1 & enable him to live hon\rably & hone/ly4 ,no good wife w ev] cons5t to we> clo!s & give d9n]s t belong n to h]1 b to h] %opkeep]4 ,! k ( ari?metic is absolutely necess>y to ^? :o w\ld live )9 _! means4 ,wom5 are especially ignorant ( ari?metic2 !y are sc>cely taught ! simple/ elem5ts1 = female tea*]s ?9k ! in=mation useless4 ,!y pref] to tea* languages1 music1 deportm5t1 ! use ( ! globes4 ,all ^! may be important1 b ! fir/ f\r rules ( ari?metic are bett] ?an all4 ,h[ c !y comp>e _! exp5diture ) _! receipts1 )\t ! k ( addition & subtraction8 ,h[ c !y "k precisely :at to sp5d 9 r5t1 or clo?+1 or food1 or = s]vice1 unless !y "k ! value ( figures8 ,h[ c !y *eck ! acc\nts ( _! tradesm5 or _! s]vants8 ,?is want ( k ( ari?metic is ! cause1 n only ( great wa/e1 b ( great mis]y4 ,_m a family ( good position has fall5 into de/itution m]ely because ( _! ignorance ( ?is bran* ( k4 ,"y p (t5 ru% into m>riage )\t reflection4 ,a "y man meets a pretty face 9 a ball-room1 likes x1 dances ) x1 flirts ) x1 & goes home to dream ab\t x4 ,at l5g? he falls 9 love ) x1 c\rts x1 m>ries x1 & !n he takes ! pretty face home1 & beg9s to "k some?+ m ab\t x4 ,all has z yet be5 v jolly4 ,! face has hi!rto be5 *>m+1 graceful1 artless1 & beautiful4 ,x has n[ to ent] ^u ano!r sph]e ( life4 ,x has to be se5 mu* clos]2 x has to be se5 daily2 & x has to beg9 h\sekeep+4 ,mo/ newly m>ri$ p require "s "t to settle quietly d[n toge!r4 ,ev5 ^? ^: m>ri$ life has be5 ! happie/1 arrive at peace & repose ?r\gh a p]iod ( little /ruggles & bewild]m5ts4 ,! husb& does n all at once f9d 8 place1 nor ! wife h]s4 ,"o ( ! v happie/ wom5 we "k has told u1 t ! fir/ ye> ( h] m>ri$ life 0 ! mo/ uncom=table ( all4 ,%e _h s mu* to le>n--0 s fe>ful ( do+ wrong--& _h n yet f\nd h] prop] position4 ,b1 feel+ _! way1 k9d & lov+ natures w h no difficulty 9 at la/ settl+ d[n com=tably & peacefully toge!r4 ,x 0 n s ) ! suppos$ "y man & 8 pretty face4 ,bo? ent]$ ^u _! new life )\t ?9k+2 or p]haps ) exagg]at$ expectations ( its unalloy$ happ9ess4 ,!y c\ld n make all[ances = lov]s subsid+ into husb& & wife2 nor 7 !y prep>$ = ! little ruffles & frett+s ( individual temp]2 & bo? felt disappo9t$4 ,!re 0 a relaxation ( ! little att5tions :i* are s novel & *>m+ to lov]s4 ,!n ! pretty face1 :5 neglect$1 f\nd relief 9 te>s4 ,!re is no?+ ( :i* m5 tire soon]1 especially :5 ! te>s are ab\t trifles4 ,te>s d n 9 su* cases cause sympa?y1 b bre$ repulsion4 ,!y occasion s\rness1 bo? on ! "o side & ! o!r4 ,te>s are dang]\s weapons to play )4 ,7 wom5 to try k9dness & *e]fulness in/ead1 h[ inf9itely happi] w\ld !y be4 ,_m are ! lives t are made mis]able by an indulg5ce 9 frett+ & c>k+1 until ! "* is indelibly /amp$1 & ! rational enjoym5t ( life becomes next to a moral impossibility4 ,m5tal qualities are c]ta9ly admirable gifts 9 dome/ic life4 ,b ?\gh !y may dazzle & delight1 !y w n excite love & affection to any?+ l ! same ext5t z a w>m & happy he>t4 ,!y d n we> half s well1 & d n please half s mu*4 ,& yet h[ little pa9s are tak5 to cultivate ! beautiful quality ( good temp] & happy disposition6 ,& h[ (t5 is life1 :i* o!rwise might h be5 bless$1 embitt]$ & s\r$ by ! enc\ragem5t ( peevi% & fretful habits1 s totally de/ructive ( ev]y?+ l social & dome/ic com=t6 ,h[ (t5 h we se5 bo? m5 & wom5 set !mselves r\nd ab\t z if ) bri/les1 s t no "o d>$ to approa* !m )\t ! fe> ( be+ prick$4 ,= want ( a little occasional comm& ov] "o's temp]1 an am\nt ( mis]y is occasion$ 9 society :i* is positively frightful4 ,?us is enjoym5t turn$ into bitt]ness1 & life becomes l a j\rney b>efoot$1 among/ prickles1 & ?orns1 & bri>s4 ,9 ! in/ance we h cit$1 ! pretty face soon became =gott54 ,b z ! "y man _h m]ely b>ga9$ = ! face--z x 0 t to :i* he _h paid 8 att5tions--t :i* he _h v[$ to love1 hon\r1 & protect4--:5 x ceas$ to be pretty1 he began to f9d out t he _h made a mi/ake4 ,& if ! home be n made attractive1--if ! newly m>ri$ man f9ds t x is only an indiff]5t bo>d+-h\se1--he w gradually abs5t himself f x4 ,he w /ay out 9 ! ev5+s1 & console himself ) cig>s1 c>ds1 politics1 ! !atre1 ! dr9k+ club2 & ! poor pretty face w !n become m & m disconsolate1 hopeless1 & mis]able4 ,p]haps *ildr5 gr[ up2 b nei!r husb& nor wife "k mu* ab\t tra9+ !m1 or keep+ !m heal?y4 ,!y are reg>d$ z toys :5 babies1 dolls :5 boys & girls1 drudges :5 "y m5 & wom54 ,!re is sc>cely a quiet1 happy1 he>ty h\r sp5t dur+ ! life ( su* a luckless c\ple4 ,:]e !re is no com=t at home1 !re is only a succession ( petty mis]ies to endure4 ,:]e !re is no *e]fulness1--no disposition to accommodate1 to oblige1 to sympa?ize ) "o ano!r1--affection gradually subsides on bo? sides4 ,x is said1 t ,:5 pov]ty comes 9 at ! door1 loves flies out at ! w9d[4 ,b x is n f poor m5's h\ses only t love flies4 ,x flies q z (t5 f ! homes ( ! ri*1 :]e !re is a want ( lov+ & *e]ful he>ts4 ,?is little home might h be5 snug en\gh2 ) no appe>ance ( want ab\t x2 rooms well furni%$2 cleanl9ess p]vad+ x2 ! table well suppli$2 ! fire burn+ bright2 & yet )\t *e]fulness4 ,!re want$ ! happy faces1 radiant ) cont5tm5t & good hum\r4 ,physical com=t1 aft] all1 =ms b a small "p ( ! bless+s ( a happy home4 ,z 9 all o!r conc]ns ( life1 x is ! moral /ate :i* det]m9es ! weal or woe ( ! human condition4 ,mo/ "y m5 ?9k v little ( :at has to foll[ c\rt%ip & m>riage4 ,!y ?9k little ( ! s]i\sness ( ! /ep4 ,!y =get t :5 ! pl$ge has once be5 giv51 !re is no turn+ back1 ,! knot _c be unti$4 ,if a ?\ghtless mi/ake has be5 made1 ! inevitable results w nev]!less foll[4 ,! maxim is curr5t1 t m>riage is a lott]y4 ,x may be s if we abjure ! tea*+s ( prud5ce--if we refuse to exam9e1 inquire1 & ?9k--if we are cont5t to *oose a husb& or a wife1 ) less reflection ?an we be/[ ^u ! hir+ ( a s]vant1 :om we c dis*>ge any day--if we m]ely reg>d attractions ( face1 ( =m1 or ( purse1 & give way to tempor>y impulse or to gre$y av>ice--!n1 9 su* cases1 m>riage does resemble a lott]y1 9 :i* y may draw a prize1 ?\gh !re are a hundr$ *ances to "o t y w only draw a blank4 ,b we d5y t m>riage has any necess>y resemblance to a lott]y4 ,:5 girls are taught wisely h[ to love1 & :at qualities to e/eem 9 a companion = life1 in/ead ( be+ left to ga!r _! /ock ( in=mation on ! subject f ! fictiti\s & g5]ally false p]sonations giv5 to !m 9 novels2 & :5 "y m5 accu/om !mselves to ?9k ( ! virtues1 graces1 & solid acquirem5ts requisite 9 a wife1 ) :om !y are to sp5d _! days1 & on ^: temp] & good s5se ! :ole happ9ess ( _! home is to dep5d1 !n x w be f\nd t !re is v little ( ! lott]y 9 m>riage2 & t1 l any conc]n ( bus9ess or ( life1 ! man or woman :o judges & acts wisely1 ) prop] =esight & discrim9ation1 w reap ! almo/ c]ta9 consequ5ces 9 a happy & prosp]\s future4 ,true1 mi/akes may be made1 & w be made1 z 9 all ?+s human2 b no?+ l ! griev\s mi/ake ( ^? :o /ake _! happ9ess 9 ! v5ture ( a lott]y4 ,ano!r great po9t is1 to be able to say ,no on prop] occasions4 ,:5 enticem5ts allure1 or temptations assail1 say ,no at once1 resolutely & det]m9$ly4 ,no2 ,i c't af=d x4 ,_m h n ! moral c\rage to adopt ?is c\rse4 ,!y consid] only _! selfi% gratification4 ,!y are unable to practise self-d5ial4 ,!y yield1 give way1 & enjoy !mselves4 ,! end is (t5 defalcation1 fraud1 & ru94 ,:at is ! v]dict ( society 9 su* cases8 ,! man has be5 liv+ beyond 8 means4 ,( ^? :o may h be5 ent]ta9$ by him1 n "o ( !m w ?ank him1 n "o ( !m w pity him1 n "o ( !m w help him4 ,e "o has he>d ( ! man :o c\ldn't say ,no4 ,he 0 ev]ybody's fri5d b 8 own4 ,8 wor/ enemy 0 himself4 ,he ran rapidly ?r\gh 8 means1 & !n call$ ^u 8 fri5ds = bonds1 bails1 & promises to pay4 ,aft] sp5d+ 8 la/ gu9ea1 he di$ 9 ! od\r ( h>mless /upidity & folly4 ,8 c\rse 9 life seem$ to be direct$ by ! maxim ( do+ = ev]ybody :at ev]ybody ask$ him to d4 ,:e!r x 0 t 8 he>t beat responsive to e o!r he>t1 or t he did n l to give (f5ce1 c\ld nev] be asc]ta9$2 b c]ta9 x is1 t he 0 r>ely ask$ to sign a requisition1 to promise a vote1 to l5d money1 or to endorse a bill1 t he did n comply4 ,he c\ldn't say ,no2 & !re 7 _m :o knew him well1 :o said he _h n ! moral c\rage to d s4 ,8 fa!r left him a snug little =tune1 & he 0 at once beset by p]sons want+ a %>e ( x4 ,n[ 0 ! "t to say ,no1 if he c\ld2 b he c\ldn't4 ,8 habit ( yield+ _h be5 =m$2 he did n l to be bor$2 c\ld n be> to refuse2 c\ld n /& importunity2 & almo/ inv>iably yield$ to ! dem&s made ^u 8 purse4 ,:ile 8 money la/$1 he _h no end ( fri5ds4 ,he 0 a univ]sal ref]ee--ev]ybody's bondsman4 ,j sign me ?is little bit ( pap]1 0 a reque/ (t5 made to him by p>ticul> fri5ds1 ,:at is x8 he w\ld mildly ask2 =1 ) all 8 simplicity1 he prid$ himself ^u 8 caution6 ,yet he nev] refus$4 ,?ree mon?s aft]1 a bill = a r heavy am\nt w\ld fall due1 & :o %\ld be call$ ^u to make x good b ev]ybody's fri5d--! man :o c\ldn't say ,no4 ,at la/ a malt/]1 = :om he 0 bondsman--a p]son ) :om he _h only a nodd+ acqua9tance--sudd5ly came to a /& 9 8 bus9ess1 ru9$ by heavy speculations 9 funds & %>es2 :5 ! man :o c\ldn't say ,no 0 call$ ^u to make good ! heavy duties due to ! ,cr[n4 ,x 0 a heavy /roke1 & made him a poor man4 ,b he nev] grew wise4 ,he 0 a po/ aga9/ :i* e ne$y fell[ came & rubb$ himself2 a tap1 f :i* e ?ir/y s\l c\ld dr9k2 a flit*1 at :i* e hungry dog _h a pull2 an ass1 on :i* e ne$y rogue mu/ h 8 ride2 a mill1 t gr\nd ev]ybody's corn b 8 own2 9 %ort1 a good-he>t$ fell[1 :o c\ldn't = ! life ( him say ,no4 ,x is ( great importance to a man's peace & well-be+ t he %\ld be able to say ,no at ! "r "t4 ,_m are ru9$ because !y _c or w n say x4 ,vice (t5 ga9s a foot+ )9 u1 because we w n summon up ! c\rage to say ,no4 ,we (f] ourselves too (t5 z will+ sacrifices to ! fa%ion ( ! _w1 because we h n ! hone/y to pron\nce ! little ^w4 ,! duelli/ d>es n say ,no1 = he w\ld be cut4 ,! beauty hesitates to say x1 :5 a ri* blockhead (f]s h] 8 h&1 because %e has set h] ambition on an e/abli%m5t4 ,! c\rti] w n say x1 = he mu/ smile & promise to all4 ,:5 pleasure tempts ) its s$uctions1 h ! c\rage to say ,no at once4 ,! little monitor )9 w approve ! decision2 & virtue w become /rong] by ! act4 ,:5 dissipation invites1 & (f]s its secret pleasures1 boldly say ,no4 ,if y d n1 if y acquiesce & succumb1 virtue w h gone f y1 & y\r self-reliance w h receiv$ a fatal %ock4 ,! fir/ "t may require an ef=t2 b /r5g? w gr[ ) use4 ,x is ! only way ( meet+ temptations to idl5ess1 to self-indulg5ce1 to folly1 to bad cu/om1 to meet x at once ) an indignant ,no4 ,!re is1 inde$1 great virtue 9 a ,no1 :5 pron\nc$ at ! "r "t4 ,a man may live beyond 8 means until he has no?+ left4 ,he may die 9 debt1 & yet society does n quit its hold ( him until he is laid 9 8 grave4 ,he mu/ be buri$ z society is buri$4 ,he mu/ h a fa%ionable fun]al4 ,he mu/1 to ! la/1 be> witness to ! p[] ( ,mrs4 ,grundy4 ,x is to please h]1 t ! fun]al cloaks1 hatb&s1 sc>ves1 m\rn+ coa*es1 gild$ he>ses1 & processions ( mutes are hir$4 ,& yet1 h[ wor?less & extravagant is ! mumm]y ( ! und]tak]'s grief2 & ! feign$ woe ( ! mutes1 saulies1 & plume be>]s1 :o are paid = _! day's p>ade6 ,x is n s mu* among ! weal?y upp] classes t ! mis*iefs ( ?is useless & exp5sive mumm]y are felt1 z among/ ! middle & work+ classes4 ,an exp5sive fun]al is held to be respectable4 ,middle-class p1 :o are /ruggl+ = front places 9 society1 make an ef=t to rise into ! region ( mutes & nodd+ plumes2 &1 l _! bett]s1 !y are victimis$ by ! und]tak]s4 ,^! fix ! fa%ion = ! re/2 we mu/ d z ,o!rs d2 & mo/ p submit to pay ! tax4 ,!y array !mselves1 fri5ds1 & s]vants1 9 m\rn+2 & a respectable fun]al is ?us pur*as$4 ,! exp5diture falls heavily ^u a family1 at a "t :5 !y are ! lea/ able to be> x4 ,! bread-w9n] has be5 tak5 away1 & ev]y?+ is left to ! und]tak]4 ,h[ is a wret*$ wid[ 9 ! mid/ ( h] agony1 or h[ are orphan *ildr51 depriv$ ( ! protect+ h& ( a p>5t1 to higgle ) a tradesman ab\t ! *eap5+ ( m\rn+ suits1 black gloves1 weep]s1 & ! o!r mis]able trapp+s ( woe8 ,x is at su* a mom5t1 :5 9 ?\s&s ( cases e p\nd & e %ill+ is ( consequ5ce to ! survivors1 t ! little ready money !y c scrape toge!r is lavi%$1 )\t "q1 ^u a vulg> & extravagant piece ( pageantry4 ,w\ld n ! means :i* h be5 ?us fooli%ly exp5d$ 9 pay+ an empty hon\r to ! dead1 be mu* bett] appli$ 9 be+ us$ = ! com=t & ma9t5ance ( ! liv+8 ,! same evil propagates itself d[nw>ds 9 society4 ,! work+ classes suff] equally ) ! middle classes1 9 proportion to _! means4 ,! av]age co/ ( a tradesman's fun]al 9 ,engl& is ab\t fifty p\nds2 ( a me*anic1 or lab\r]1 x ranges f five p\nds to t5 p\nds4 ,9 ,scotl& fun]al exp5ses are consid]ably l[]4 ,! desire to secure respectable int]m5t = dep>t$ relatives1 is a /rong & widely-diffus$ feel+ among ! lab\r+ population2 & x does !m hon\r4 ,!y w subscribe = ?is purpose1 :5 !y w = no o!r4 ,! l>ge/ ( ! work+-m5's clubs are burial clubs4 ,t5 p\nds are usually all[$ = ! fun]al ( a husb&1 & five p\nds = ! fun]al ( a wife4 ,z mu* z fifte51 tw5ty1 ?irty1 & ev5 =ty p\nds1 are occasionally exp5d$ on a me*anic's fun]al1 9 cases :]e ! deceas$ has be5 a memb] ( sev]al clubs1 on :i* occasions ! und]tak]s meet & settle betwe5 !m _! sev]al %>es 9 ! p]=mance ( ! fun]al4 ,x is n unusual to insure a *ild's life 9 f\r or five ( ^! burial clubs2 & we h he>d ( a case :]e "o man _h insur$ paym5ts 9 no few] ?an n9ete5 diff]5t burial clubs 9 ,man*e/]6 ,:5 ! work+-man1 9 ^: family a dea? has occurr$1 does n happ5 to be a memb] ( a burial club1 he is /ill gov]n$ by _! example1 & has to tax himself s]i\sly to comply ) ! usages ( society1 & give to 8 wife or *ild a respectable fun]al4 ,:]e x is ! fa!r ( ! family himself :o has di$1 ! case is /ill h>d]4 ,p]haps all ! sav+s ( 8 life are sp5t 9 provid+ m\rn+ = 8 wife & *ildr5 at 8 dea?4 ,su* an exp5se1 at su* a "t1 is ru9\s1 & altoge!r unju/ifiable4 ,does putt+ on g>m5ts ( a c]ta9 col\r con/itute true m\rn+8 ,is x n ! he>t & ! affections t m\rn1 r ?an ! outside raim5t8 ,b+ham1 9 speak+ ( ! primitive ,*ri/ians1 says t !y did n condemn ! notion ( go+ into a m\rn+ habit = ! dead1 nor yet mu* approve ( x1 b left x to all m5's lib]ty z an indiff]5t ?+1 r comm5d+ ^? t ei!r omitt$ x :olly1 or 9 %ort laid x aside aga91 z act+ m accord+ to ! brav]y & philosophy ( a ,*ri/ian4 ,john ,wesley direct$1 9 8 w1 t six poor m5 %\ld h tw5ty %ill+s ea* = c>ry+ 8 body to ! grave1--,=1 said he1 ,i p>ticul>ly desire t !re may be no he>se1 no coa*1 no escut*eon1 no pomp1 except ! te>s ( ^? t lov$ me1 & are foll[+ me to ,abraham's bosom4 ,i solemnly adjure my executors1 9 ! "n ( ,god1 punctually to obs]ve ?is4 ,x w be v difficult to alt] ! m\rn+ cu/oms ( our "t4 ,we may anxi\sly desire to d s1 b ! usual "q w occur--,:at w p say8 ,:at w ! _w say8 ,we involunt>ily %r9k back1 & play ! c[>d l our neighb\rs4 ,/ill1 common s5se1 repeat$ly express$1 w h its influ5ce2 &1 9 c\rse ( "t1 x _c fail to modify ! fa%ions ( society ,! la/ act ( ,que5 ,adelaide1 by :i* %e disp5s$ ) ! hir$ mumm]y ( und]tak]s' grief1--& ! equally *>act]i/ic reque/ ( ,sir ,rob]t ,peel on 8 dea?b$1 t no c]emony1 nor pomp1 %\ld att5d 8 la/ obsequies1--_c fail to h _! due effect ^u ! fa%ionable _w2 & ?r\gh !m1 ! middle classes1 :o are s dispos$ to imitate !m 9 all ?+s1 w 9 c\rse ( "t b5efit by _! example4 ,!re is also1 we believe1 a gr[+ disposition on ! "p ( ! p at l>ge to avoid ! unmean+ displays we ref] to2 & x only ne$s ! repeat$ & decid$ expression ( public op9ion1 to secure a l>ge measure ( b5eficial re=m 9 ?is direction4 ,societies h already be5 e/abli%$ 9 ! ,unit$ ,/ates1 ! memb]s ( :i* und]take to disuse m\rn+ !mselves1 & to disc\nt5ance ! use ( x by o!rs4 ,x is only1 p]haps1 by association & ! p[] ( numb]s t ?is re=m is to be accompli%$2 = individuals "h & !re c\ld sc>cely be expect$ to make way aga9/ ! deeply-root$ prejudices ( ! community at l>ge4 ,,*apt] ,,xiii4 ,,great ,,debtors4 ,:at w\ld life be )\t ari?metic1 b a sc5e ( horrors8 ,y are go+ to ,b\logne1 ! city ( debts1 peopl$ by m5 :o nev] und]/ood ari?metic4--,sydney ,smi?4 ,qu& on doit et qu'on ne paye pas1 c'e/ comme si on ne devait pas4--,ara5e ,h\ssaye4 ,( :at a hide\s prog5y is debt ! fa!r6 ,:at lies1 :at meanness1 :at invasions on self-respect1 :at c>es1 :at d\ble-deal+6 ,h[ 9 due season x w c>ve ! frank1 op5 face into wr9kles3 h[ l a knife1 x w /ab ! h\eat he>t4--,d\glas ,j]rold4 ,! human species1 accord+ to ! be/ !ory ,i c =m ( x1 is compos$ ( two di/9ct races1 ! m5 :o borr[ & ! m5 :o l5d4 ,to ^! two orig9al div]sities may be r$uc$ all ^? imp]t95t classifications ( ,go?ic & ,celtic tribes1 :ite m51 black m51 r$ m51 & su*-l4--,*>les ,lamb4 ,p d n "k :at tr\bles !y are brew+ = !mselves :5 !y run into debt4 ,x does n matt] = :at ! debt is incurr$4 ,x hangs l a mill/one r\nd a man's neck until he is reliev$ ( x4 ,x presses l a nightm>e ^u him4 ,x h9d]s ! well-be+ ( 8 family4 ,x de/roys ! happ9ess ( 8 h\sehold4 ,ev5 ^? :o are 9 ! regul> receipt ( l>ge incomes1 feel crippl$1 (t5 = ye>s1 by ! incubus ( debt4 ,weigh$ d[n by ?is1 :at c a man d to save--to economise ) a view to ! future ( 8 wife & *ildr58 ,a man 9 debt is disabl$ f insur+ 8 life1 f insur+ 8 h\se & goods1 f putt+ money 9 ! bank1 f buy+ a h\se or a freehold4 ,all 8 surplus ga9s mu/ g t[>ds ! paym5t ( 8 debt4 ,ev5 m5 ( enorm\s prop]ty1 great lords ) va/ l&$ e/ates1 (t5 feel !mselves oppress$ & made mis]able by loads ( debt4 ,!y or _! =efa!rs hav+ contract$ extravagant habits--a ta/e = gambl+1 hors]ac+1 or exp5sive liv+1--borr[ money on _! e/ates1 & ! burd5 ( debt rema9s4 ,n1 p]haps1 9 ! case ( /rictly entail$ e/ates--= ! ari/ocracy h contriv$ s t _! debts %all be wip$ out at _! dea?1 & !y c ?us gratify _! sp5d?rift ta/es at ! exp5se ( ! public--! e/ates go+ comp>atively unburd5$ to ! entail$ heir4 ,b comp>atively few are 9 ! position ( ! privileg$ classes4 ,9 ! case ( ! majority1 ! debts are inh]it$ ) ! e/ates1 & (t5 ! debts are m ?an ! e/ates are wor?4 ,?us x happ5s t a l>ge "p ( ! l&s ( ,engl& are at ?is mom5t ! prop]ty ( mortgagees & money-l5d]s4 ,! greate/ m5 h be5 9 debt4 ,x has ev5 be5 alleg$ t greatness & debt h a c]ta9 relation to ea* o!r4 ,great m5 h great debts2 !y are tru/$4 ,s h great nations2 !y are respectable1 & h cr$it4 ,spiritless m5 h no debts1 nei!r h spiritless nations2 nobody w tru/ !m4 ,m5 z well z nations 9 debt secure a widely ext5d$ int]e/4 ,_! names are writt5 9 _m books2 & _m are ! conjectures =m$ z to :e!r !y w pay--or n4 ,! man :o has no debts slips ?r\gh ! _w comp>atively unnotic$2 :ile he :o is 9 ev]ybody's books has all eyes fix$ ^u him4 ,8 heal? is enquir$ aft] ) int]e/2 & if he goes into =eign c\ntries1 8 return is anxi\sly look$ =4 ,! cr$itor is usually depict$ z a sev]e man1 ) a h>d visage2 :ile ! debtor is an op5-h&$ g5]\s man1 ready to help & ent]ta9 ev]ybody4 ,he is ! object ( g5]al sympa?y4 ,:5 ,goldsmi? 0 dunn$ = 8 milk-score & arre/$ = ! r5t ( 8 ap>tm5ts1 :o w\ld ?9k ( pity+ ! milk-woman or ! l&lady8 ,x is ! man 9 debt :o is ! prom95t feature ( ! piece1 & all our sympa?y is res]v$ = him4 ,:at 7 y1 ask$ ,pantagruel ( ,panurge1 )\t y\r debts8 ,god pres]ve me f ev] be+ )\t !m6 ,d y ?9k !re is any?+ div9e 9 l5d+ or 9 cr$it+ o!rs8 ,no6 ,to owe is ! true h]oic virtue6 ,yet1 :atev] may be said 9 praise ( ,debt1 x has unque/ionably a v se$y side4 ,! man 9 debt is driv5 to resort to _m sorry exp$i5ts to live4 ,he is ! victim ( duns & %]iff's (fic]s4 ,few c treat !m ) ! indiff]5ce t ,%]idan did1 :o put !m into liv]y to wait ^u 8 gue/s4 ,! debtor />ts & gr[s pale at e knock at 8 door4 ,8 fri5ds gr[ cool1 & 8 relatives %un him4 ,he is a%am$ to g abroad1 & has no com=t at home4 ,he becomes crabb$1 morose1 & qu]ul\s1 los+ all pleasure 9 life4 ,he wants ! passport to enjoym5t & respect--money2 he has only 8 debts1 & ^! make him suspect$1 despis$1 & snubb$4 ,he lives 9 ! sl\gh ( despond4 ,he feels degrad$ 9 o!rs' eyes z well z 9 8 own4 ,he mu/ submit to imp]t95t dem&s1 :i* he c only put (f by %am excuses4 ,he has ceas$ to be 8 own ma/]1 & has lo/ ! indep5d5t be>+ ( a man4 ,he seeks to excite pity1 & pleads = "t4 ,a %>p attorney p\nces on him1 & sudd5ly he feels himself 9 ! vulture's gripe4 ,he tries a fri5d or a relative1 b all t he obta9s is a civil le]1 & a cool repulse4 ,he tries a money-l5d]2 &1 if he succe$s1 he is only out ( ! fry+-pan into ! fire4 ,x is easy to see :at ! end w be1--a life ( mean %ifts & exp$i5ts1 p]haps end+ 9 ! gaol or ! workh\se4 ,c a man keep out ( debt8 ,is !re a possibility ( avoid+ ! moral degradation :i* accompanies x8 ,c\ld n debt be disp5s$ ) altoge!r1 & man's indep5d5ce pres]v$ secure8 ,!re is only "o way ( do+ ?is2 by liv+ )9 ! means4 ,unhappily1 ?is is too little ! practice 9 mod]n times4 ,we incur debt1 tru/+ to ! future = ! opportunity ( defray+ x4 ,we _c resi/ ! temptation to sp5d money4 ,"o w h f9e furniture & live 9 a high-r5t$ h\se2 ano!r w h w9es & a box at ! op]a2 a ?ird mu/ give d9n]s & music-p>ties3--all good ?+s 9 _! way1 b n to be indulg$ 9 if !y _c be paid =4 ,is x n a %abby ?+ to pret5d to give d9n]s1 if ! real p>ties :o provide !m are ! but*]1 ! p\lt]]1 & ! w9e-m]*ant1 :om y are 9 debt to1 & _c pay8 ,a man has no bus9ess to live 9 a /yle :i* 8 income _c support1 or to mortgage 8 e>n+s ( next week or ( next ye>1 9 ord] to live luxuri\sly to-day4 ,! :ole sy/em ( ,debt1 by means ( :i* we =e/all & anticipate ! future1 is wrong4 ,!y are almo/ z mu* to blame :o give cr$it1 & enc\rage cu/om]s to take cr$it1 z ^? are :o incur debts4 ,a man kn[s :at 8 actual position is1 if he pays 8 way z he goes4 ,he c keep )9 8 means1 & s apportion 8 exp5diture z to res]ve a fund ( sav+s aga9/ a "t ( ne$4 ,he is always balanc$ up2 & if he buys no?+ b :at he pays = 9 ca%1 he _c fail to be on ! cr$it side ( 8 h\sehold acc\nts at ! ye>'s end4 ,b once let him comm5ce ! practice ( runn+ up bills--"o at ! tailor's1 ano!r at ! dressmak]'s & mill9]'s1 ano!r at ! but*]'s1 ano!r at ! groc]'s1 & s on1--& he nev] kn[s h[ he /&s4 ,he is deceiv$ into debt2 ! road is made smoo? & pleasant = him2 ?+s fl[ into ! h\se1 = :i* he does n seem to pay4 ,b !y are all set d[n aga9/ him2 & at ! ye>'s end1 :5 ! bills come 91 he is ready to lift up 8 h&s 9 dismay4 ,!n he f9ds t ! sweet ( ! honey w n repay = ! sm>t ( ! /+4 ,x is ! same z respects ! poor] classes4 ,n _m ye>s s9ce1 ,p>liam5t pass$ a law facilitat+ ! e/abli%m5t ( ,small ,loan ,societies1 = ! purpose ( help+ small tradesm5 & poor p g5]ally to raise money on an em]g5cy4 ,! law 0 at once p\nc$ ^u by ! num]\s race ( ,graballs1 z a means ( putt+ money 9 _! purse4 ,!y gave ! work+ classes facilities = runn+ into debt1 & = mortgag+ _! future indu/ry4 ,a few m51 desir\s ( mak+ money1 w\ld =m !mselves into a ,loan ,club1 & (f] sums ( money o/5sibly at five p] c5t1 int]e/1 repayable 9 weekly in/alm5ts4 ,! lab\r+ p eag]ly avail$ !mselves ( ! facility = gett+ into debt4 ,"o want$ money = a spree1 ano!r want$ money = a suit ( clo!s1 a ?ird = an eight-day clock1 & s on2 & in/ead ( sav+ ! money be=eh&1 !y pref]r$ gett+ ! money f ! ,club1 keep+ !mselves 9 difficulties & pov]ty until ! debt 0 paid (f4 ,su* a practice is worse ?an liv+ f h& to m\?3 x is liv+ ^u "o's own vitals4 ,x is easy to und]/& h[ ! p>tn]s 9 ! ,loan ,club made money4 ,suppose t !y advanc$ t5 p\nds = ?ree mon?s at five p] c5t4 ,x is repayable 9 weekly in/alm5ts at t5 %ill+s a week1--! repaym5ts comm5c+ ! v fir/ week aft] ! advance has be5 made4 ,b ?\gh t5 %ill+s are repaid weekly until ! debt is wip$ (f1 int]e/ at five p] c5t1 is *>g$ ^u ! :ole am\nt until ! la/ in/alm5t is paid (f4 ,s t1 ?\gh ! nom9al int]e/ is five p] c5t41 x goes on increas+ until1 dur+ ! la/ week1 x rea*es ! enorm\s rate ( "o hundr$ p] c5t46 ,?is is :at is call$ eat+ ! calf 9 ! c['s belly4 ,m5 ( g5ius are equally facile 9 runn+ into debt4 ,g5ius has no necess>y connection ) prud5ce or self-re/ra9t1 nor does x ex]cise any influ5ce ov] ! common rules ( ari?metic1 :i* are rigid & inflexible4 ,m5 ( g5ius are (t5 sup]ior to :at ,bacon calls ! wisdom ( bus9ess4 ,yet ,bacon himself did n foll[ 8 own advice1 b 0 ru9$ by 8 improvid5ce4 ,he 0 9 /raits & difficulties :5 a y\?1 & 9 /ill great] /raits & difficulties :5 a man4 ,8 life 0 spl5did2 b 8 excessive exp5diture involv$ him 9 debts :i* creat$ a p]petual crav+ = money4 ,"o day1 9 pass+ out to 8 ante*amb]s1 :]e 8 foll[]s wait$ = 8 appe>ance1 he said1 ,be seat$1 my ma/]s2 y\r rise has be5 my fall4 ,to supply 8 wants1 ,bacon took bribes1 & 0 !reupon beset by 8 enemies1 convict$1 degrad$1 & ru9$4 ,ev5 m5 ) a special g5ius = f9ance on a gr& scale1 may completely break d[n 9 ! managem5t ( _! own private affairs4 ,pitt manag$ ! national f9ances dur+ a p]iod ( unexampl$ difficulty1 yet 0 himself always plung$ 9 debt4 ,"l ,c>r+ton1 ! ex-bank]1 once or twice1 at ,mr4 ,pitt's reque/1 exam9$ 8 h\sehold acc\nts1 & f\nd ! quantity ( but*]'s meat *>g$ 9 ! bills 0 "o hundr$weight a week4 ,! *>ge = s]vants' wages1 bo>d wages1 liv+1 & h\sehold bills1 exce$$ #b1cjj a ye>4 ,at ,pitt's dea?1 ! nation vot$ #dj1jjj to satisfy ! dem&s ( 8 cr$itors2 yet 8 income _h nev] be5 less ?an #f1jjj a ye>2 & at "o "t1 ) ! ,w>d5%ip ( ! ,c9que ,ports1 x 0 ne>ly #d1jjj a ye> m4 ,macaulay truly says t ! "* ( ,pitt w\ld h /ood high] if1 ) ! dis9t]e/$ness ( ,p]icles & ,de ,witt1 he _h unit$ _! dignifi$ frugality4 ,b ,pitt by no means /ood alone4 ,"l ,melville 0 z un?rifty 9 ! managem5t ( 8 own affairs1 z he 0 ( ! money ( ! public4 ,fox 0 an enorm\s ow]1 8 f9ancial maxim be+ t a man ne$ nev] want money if he 0 will+ to pay en\gh = x4 ,fox call$ ! out] room at ,almack's1 :]e he borr[$ on occasions f ,jew l5d]s at exorbitant premiums1 8 ,j]usalem ,*amb]4 ,passion = play 0 8 great vice1 & at a v e>ly age x involv$ him 9 debt to an enorm\s am\nt4 ,x is /at$ by ,gibbon t on "o occasion ,fox sat play+ at haz>d = tw5ty h\rs 9 succession1 los+ #aa1jjj4 ,b deep play 0 ! vice ( high life 9 ^? days1 & *eat+ 0 n unkn[n4 ,selwyn1 allud+ to ,fox's losses at play1 call$ him ,*>les ! ,m>tyr4 ,%]idan 0 ! h]o ( debt4 ,he liv$ on x4 ,?\gh he receiv$ l>ge sums ( money 9 "o way or ano!r1 no "o knew :at became ( x1 = he paid nobody4 ,x seem$ to melt away 9 8 h&s l sn[ 9 summ]4 ,he sp5t 8 fir/ wife's =tune ( #a1fjj 9 a six weeks' jaunt to ,ba?4 ,necessity drove him to lit]ature1 & p]haps to ! /imulus ( pov]ty we owe ,! ,rivals1 & ! dramas :i* succe$$ x4 ,) 8 second wife he obta9$ a =tune ( #e1jjj1 & ) #ae1jjj :i* he realiz$ by ! sale ( ,drury ,lane %>es1 he b\ght an e/ate 9 ,surrey1 f :i* he 0 driv5 by debt & duns4 ,! rema9d] ( 8 life 0 a s]ies ( %ifts1 sometimes brilliant1 b (t5] degrad+1 to raise money & evade cr$itors4 ,taylor1 ( ! ,op]a-h\se1 us$ to say t if he took (f 8 hat to ,%]idan 9 ! /reet1 x w\ld co/ him fifty p\nds2 b if he /opp$ to speak to him1 x w\ld co/ a hundr$4 ,"o ( ,%]idan's cr$itors came = 8 money on horseback4 ,t is a nice m>e1 said ,%]idan4 ,d y ?9k s8 ,yes1 inde$2--h[ does %e trot8 ,! cr$itor1 flatt]$1 told him he %\ld see1 & imm$iately put ! m>e at full trott+ pace1 on :i* ,%]idan took ! opportunity ( trott+ r\nd ! ne>e/ corn]4 ,8 duns w\ld come 9 numb]s ea* morn+1 to cat* him be=e he w5t out4 ,!y 7 %[n into ! rooms on ea* side ( ! entrance hall4 ,:5 ,%]idan _h breakfa/$1 he w\ld come d[n1 & ask1 ,are ^? doors all %ut1 ,john8 & on be+ assur$ t !y 71 he m>*$ out delib]ately betwe5 !m4 ,he 0 9 debt all r\nd--to 8 milkman1 8 groc]1 8 bak]1 & 8 but*]4 ,sometimes ,mrs4 ,%]idan w\ld be kept wait+ = an h\r or m :ile ! s]vants 7 beat+ up ! neighb\rhood = c(fee1 butt]1 eggs1 & rolls4 ,:ile ,%]idan 0 ,payma/] ( ! ,navy1 a but*] "o day br\ght a leg ( mutton to ! kit*54 ,! cook took x & clapp$ x 9 ! pot to boil1 & w5t up/airs = ! money2 b n return+1 ! but*] coolly remov$ ! pot lid1 took out ! mutton1 & walk$ away ) x 9 8 tray4#a ,yet1 :ile liv+ 9 ^! /raits1 ,%]idan1 :5 invit$ ) 8 son into ! c\ntry1 usually w5t 9 two *aises & f\r--he 9 "o1 & 8 son ,tom foll[+ 9 ! o!r4 ,footnote #a3 ,haydon--,autobiography1 vol4 ii41 p4 #ajd4 ,! end ( all 0 v sad4 ,= "s weeks be=e 8 dea? he 0 ne>ly de/itute ( ! means ( subsi/5ce4 ,8 noble & royal fri5ds _h entirely des]t$ him4 ,executions = debt 7 9 8 h\se1 & he pass$ 8 la/ days 9 ! cu/ody ( %]iffs' (fic]s1 :o ab/a9$ f convey+ him to prison m]ely because !y 7 assur$ t to remove him w\ld cause 8 imm$iate dea?4#b ,footnote #b3 ,memoirs ( ! ,life ( ,sir ,s4 ,romilly1 vol4 iii41 p4 #bfb4 ,! ,c>d9al de ,retz sold (f ev]y?+ to pay 8 debts1 b he did n recov] 8 lib]ty4 ,he describ$ ! p]petual angui% ( ! debtor4 ,he ev5 pref]r$ conf9em5t 9 ! ,ca/le ( ,v9c5nes1 to be+ expos$ to ! annoyances ( 8 cr$itors4 ,mirabeau's life 0 "o ( p]petual debt2 = he 0 a dreadful sp5d?rift4 ,! only mode by :i* 8 fa!r c\ld keep him out ( scrapes1 0 by obta9+ a lettre de ca*et1 & hav+ him-safely imprison$4 ,?\gh ,mirabeau wield$ ! p[]s ( ! ,/ate1 :5 he di$ he 0 s poor1 or _h be5 s extravagant1 t he 0 /ill indebt$ to ! tailor = 8 w$d+ suit4 ,lam>t9e ran ?r\gh half-a-doz5 =tunes1 & at ! end ( 8 life 0 s5d+ r\nd ! hat4 ,lam>t9e boldly proclaim$ t he hat$ ari?metic1 t negative ( e noble ?\ght4 ,he 0 accord+ly driv5 to v %abby %ifts to live4 ,! ,c\rs de ,litt]ature alone br\ght him 9 #bjj1jjj francs a ye>1 yet '! money ran ?r\gh 8 h&s l quicksilv]4 ,8 debts are said to h am\nt$ to ?ree millions ( francs2 yet 8 /yle ( liv+ rema9$ un*ang$4 ,"o ( 8 en?usia/ic admir]s1 hav+ /9t$ himself 9 subscrib+ t[>ds ! repur*ase ( ! ,lam>t9e e/ates1 w5t into a fi%mong]'s "o day to pur*ase a piece ( turbot4 ,x 0 too de> = 8 means4 ,a di/+ui%$-look+ p]sonage ent]$1 paus$ = a mom5t be=e ! turbot1 & )\t que/ion+ ! price1 ord]$ ! fi% to be s5t to 8 h\se4 ,x 0 ,m4 de ,lam>t9e4 ,web/]1 ! ,am]ican /atesman1 0 afflict$ ) impecuniosity1 aris+ f 8 c>elessness ab\t money matt]s1 z well z f 8 extravagance4 ,if we are to believe ,!odore ,p>k]1 ,web/]1 l ,bacon1 took bribes4 ,he contract$ debts & did n settle1 borr[$ & yield$ n aga94 ,private money sometimes clove to 8 h&s4444 ,a s5ator ( ! ,unit$ ,/ates1 he 0 p5sion$ by ! manufactur]s ( ,bo/on4 ,8 lat] spee*es smell ( bribes4 ,monroe & ,jeff]son 7 always 9 want ( money1 & (t5 9 debt2 ?\gh !y 7 bo? hone/ m54 ,! life :i* public m5 lead n[adays1 is (t5 an inc5tive to excessive exp5diture4 ,!y may be m5 ( mod]ate means2 !y may ev5 be poor2 b n _m ( !m mov+ 9 g5]al society h ! moral c\rage to seem to be s4 ,to ma9ta9 _! social position1 !y ?9k x necess>y to live z o!rs d4 ,!y are ?us drawn into ! vortex ( debt1 & into all ! tr\bles1 annoyances1 %abby %ifts1 & di%one/ies1 :i* debt involves4 ,m5 ( sci5ce are = ! mo/ "p exempt f ! necessity ( %9+ 9 society2 & h5ce !y furni% b a small numb] ( in/ances ( illu/ri\s debtors4 ,_m ( !m h be5 poor1 b !y h usually liv$ )9 _! means4 ,kepl]'s life 0 inde$ a /ruggle ) pov]ty & debt2 aris+ pr9cipally f ! circum/ance ( 8 sal>y1 z pr9cipal ma!matician to ! ,emp]or ( ,g]many1 hav+ be5 always 9 arre>4 ,?is drove him to ca/+ nativities 9 ord] to e>n a liv+4 ,i pass my "t1 he once wrote1 9 begg+ at ! doors ( cr[n treasur]s4 ,at 8 dea? he left only tw5ty-two cr[ns1 ! dress he wore1 two %irts1 a few books1 & _m manuscripts4 ,leibnitz left beh9d him a l>ge am\nt ( debt2 b ?is may h be5 caus$ by ! fact t he 0 a politician z well z a philosoph]1 & _h frequ5t occasion to visit =eign c\rts1 & to mix on equal t]ms ) ! society ( ! great4 ,sp9oza 0 poor 9 means2 yet inasmu* z :at he e>n$ by poli%+ glasses = ! opticians 0 en\gh to supply 8 wants1 he incurr$ no debts4 ,he refus$ a pr(essor%ip1 & refus$ a p5sion1 pref]r+ to live & die indep5d5t4 ,dalton _h a philosophical disreg>d = money4 ,:5 8 fell[-t[nsm5 at ,man*e/] once propos$ to provide him ) an indep5d5ce1 t he might devote ! re/ ( 8 life to sci5tific inve/igation1 he decl9$ ! (f]1 say+ t tea*+ 0 a k9d ( recreation to him1 & t if ri*] he w\ld probably n sp5d m "t 9 8 inve/igations ?an he 0 accu/om$ to d4 ,f>aday's 0 ano!r in/ance ( mod]ate means & noble indep5d5ce4 ,lagrange 0 accu/om$ to attribute 8 fame & happ9ess to ! pov]ty ( 8 fa!r1 ! a/ronom] royal ( ,tur94 ,_h ,i be5 ri*1 he said1 probably ,i %\ld n h become a ma!matician4 ,! greate/ debtor connect$ ) sci5ce 0 ,john ,hunt]1 :o exp5d$ all 8 available means--& !y 7 :olly e>n$ by himself--9 accumulat+ ! spl5did collection n[ kn[n z ! ,hunt]ian ,museum4 ,all t he c\ld collect 9 fees w5t to pur*ase new objects = prep>ation & dissection1 or ^u c>p5t]s' & bricklay]s' "w = ! erection ( 8 gall]y4 ,?\gh 8 family 7 left 9 /rait5$ circum/ances at 8 dea?1 ! sale ( ! collection to ! nation = #ae1jjj enabl$ all 8 debts to be paid1 & at ! same "t left an endur+ monum5t to 8 fame4 ,great arti/s h ne>ly all /ruggl$ into celebrity ?r\gh pov]ty1 & "s h nev] entirely em]g$ f x4 ,?is1 h[ev]1 has be5 ma9ly because ( _! improvid5ce4 ,jan ,/e5 0 always 9 di/ress1 aris+ pr9cipally f ! habit he _h acquir$ ( dr9k+ 8 own be]2 = he 0 fir/ a brew]1 & aft]w>ds a tav]n-keep]4 ,he drank & pa9t$ alt]nately1 sometimes transf]r+ ! dr9k+ sc5es ( :i* he _h be5 a witness to ! canvas1 ev5 :ile himself 9 a /ate ( intoxication4 ,he di$ 9 debt1 aft] :i* 8 pictures rose 9 value1 until n[ !y are wor? _! weight 9 gold4 ,not)/&+ ! l>ge income ( ,v&yck1 8 /yle ( liv+ 0 s spl5did & co/ly z to involve him 9 heavy debt4 ,to repair 8 =tunes1 he /udi$ al*emy = a "t1 9 ! hope ( discov]+ ! philosoph]'s /one4 ,b t[>ds ! end ( 8 life he 0 enabl$ to retrieve 8 position1 & to leave a com=table compet5cy to 8 wid[4 ,rembr&t1 on ! o!r h&1 involv$ himself 9 debt ?r\gh 8 love ( art4 ,he 0 an insatiable collector ( draw+s1 arm\r1 & articles ( v]tu1 & ?us became involv$ 9 su* difficulties t he 0 decl>$ a bankrupt4 ,8 prop]ty rema9$ "u legal control = ?irte5 ye>s1 until 8 dea?4 ,! great ,italian arti/s 7 = ! mo/ "p temp]ate & mod]ate m51 & liv$ )9 _! means4 ,haydon1 9 8 ,autobiography1 says1 ,rafaelle1 ,mi*ael ,angelo1 ,zeuxis1 ,apelles1 ,rub5s1 ,reynolds1 ,titian1 7 ri* & happy4 ,:y8 ,because ) _! g5ius !y comb9$ practical prud5ce4 ,haydon himself 0 an in/ance ( ! contr>y practice4 ,8 life 0 a prolong$ /ruggle ) difficulty & debt4 ,he 0 no soon] free f "o obligation1 ?an he 0 involv$ 9 ano!r4 ,8 ,mock ,election 0 pa9t$ 9 ! ,k+'s ,b5* prison1 :ile he lay !re = debt4 ,!re is a /range entry 9 8 ,j\rnal3 ,i borr[$ #aj to-day ( my butt]man1 ,webb1 an old pupil ( m9e1 recomm5d$ to me by ,sir ,george ,beaumont tw5ty-f\r ye>s ago1 b :o wisely1 aft] draw+ h&s1 set up a butt] %op1 & 0 enabl$ to s5d 8 old ma/] #aj 9 8 necessity4 ,haydon's ,autobiography is full ( 8 conte/s ) lawy]s & %]iffs' (fic]s4 ,cr$itors dogg$ & dunn$ him at e /ep4 ,laz>us's head1 he writes1 0 pa9t$ j aft] an arre/2 ,eucles 0 f9i%$ f a man 9 possession2 ! beautiful face 9 ,x5ophon 9 ! aft]noon1 aft] a morn+ sp5t 9 begg+ m]cy ( lawy]s2 & ,cass&ra's head 0 f9i%$ 9 agony n to be describ$1 & h] h& complet$ aft] a brok]'s man 9 possession1 9 an execution put 9 = taxes4#a ,footnote #a3 ,haydon--,autobiography1 vol4 ii41 p4 #djj4 ,c[p] us$ to say t he nev] knew a poet :o 0 n ?riftless2 & he includ$ himself4 ,not)/&+ 8 quiet1 retir$ life1 he 0 con/antly outrunn+ ! con/able4 ,by ! help ( good managem5t1 he once wrote1 & a cle> notion ( economical matt]s1 ,i contriv$ 9 ?ree mon?s to sp5d ! income ( a twelvemon?4 ,b ?\gh ! numb] ( ?riftless poets may be great1 x mu/ n be =gott5 t ,%akespe>e1 :o /&s at ! head ( ! li/1 0 a prud5t man4 ,he economiz$ 8 means1 & left 8 family 9 com=t4 ,8 contempor>ies 71 h[ev]1 = ! mo/ "p indebt$ m54 ,b5 ,jonson 0 (t5 emb>rass$1 & always poor1 borr[+ tw5ty %ill+s at a "t f ,h5sl[e2 ?\gh he r>ely d5i$ himself ano!r jolly night at ! ,m]maid4 ,mass+] 0 (t5 s r$uc$ 9 circum/ances z n to be able to pay 8 score at ! same tav]n4 ,gre5e1 ,peele1 & ,m>l[e liv$ lives ( dissipation1 & di$ 9 pov]ty4 ,m>l[e 0 kill$ 9 a drunk5 brawl4 ,:5 ,gre5e 0 on 8 dea?b$1 dy+ ( ! disease :i* 8 excesses _h caus$1 he 0 haunt$ by ! debt ( t5 p\nds :i* he ow$ to ! %oemak] :o _h lodg$ him4 ,he !n w>n$ 8 fri5d ,peele to am5d 8 ways2 b ,peele1 l him1 di$ 9 di/ress & debt1 "o ( ! la/ lett]s he wrote be+ an implor+ lett] to ,burleigh ask+ = relief1--,long sickness1 said he1 hav+ s enfeebl$ me z make? ba%fulness almo/ impud5cy4 ,sp5s] di$ =sak51 & 9 want4 ,b5 ,jonson says ( him t he di$ = lack ( bread 9 ,k+ ,/reet1 & refus$ tw5ty broad pieces s5t to him by my "l ( ,essex1 add+1 he 0 sorrie he _h no "t to sp5d !m4 ,( lat] poets & lit]>y m51 ,milton di$ 9 obscurity1 ?\gh n 9 debt4 ,lovelace di$ 9 a cell>4 ,butl]1 ! au?or ( ,hudibras1 di$ ( />vation 9 ,rose ,alley1 ! same place 9 :i* ,dryd5 0 beat5 by hir$ ruffians4 ,otway 0 hunt$ by bailiffs to 8 la/ hid+-place on ,t[] ,hill4 ,8 la/ act 0 to beg a %ill+ ( a g5tleman1 :o gave him a gu9ea2 & buy+ a loaf to appease 8 hung]1 he *ok$ at ! fir/ m\?ful4 ,wy*]ley lay sev5 ye>s 9 gaol = debt1 b liv$ to die 9 8 b$ at ne>ly eighty4 ,field+'s extravagance & dissipation 9 e>ly life involv$ him 9 difficulties :i* he nev] entirely %ook (f1 & 8 dea? 0 embitt]$ by ! pov]ty 9 :i* he left 8 wid[ & *ild 9 a =eign l&4 ,savage _h a p5sion ( fifty p\nds a ye>1 :i* he usually sp5t 9 a few days4 ,x 0 !n fa%ionable to we> sc>let cloaks trimm$ ) gold lace2 & ,johnson "o day met him1 j aft] he _h got 8 p5sion1 ) "o ( ^! cloaks ^u 8 back1 :ile1 at ! same "t1 8 nak$ toes 7 /ick+ ?r\gh 8 %oes4 ,aft] liv+ a life ( recklessness & dissipation1 he di$ 9 prison1 :]e he _h la9 six mon?s = debt4 ,9 conclud+ 8 ,life ( ,savage1 ,johnson says3 ,?is relation w n be :olly )\t its use1 if ^? :o1 9 confid5ce ( sup]ior capacities or atta9m5ts1 disreg>d ! common maxims ( life1 %all be rem9d$ t no?+ w supply ! want ( prud5ce1 & t neglig5ce & irregul>ity1 long cont9u$1 w make k useless1 wit ridicul\s1 & g5ius contemptible4 ,/]ne di$ poor1 if he did n die insolv5t4 ,at 8 dea?1 a subscription 0 got up = ! support ( 8 wife & daught]4 ,*ur*ill 0 imprison$ = debt1 occasion$ by 8 dissolut5ess & extravagance1--,c[p] *>act]iz+ him z sp5d?rift alike ( money & ( wit4 ,*att]ton1 r$uc$ to a /ate ( />vation & despair1 poison$ himself 9 8 eighte5? ye>4 ,sir ,ri*>d ,/eele 0 r>ely out ( debt4 ,9 _m respects he resembl$ ,%]idan 9 temp]am5t & "*4 ,he 0 full ( speculation1 & 0 always on ! po9t ( "s gr& /roke ( luck1 :i* 0 to make 8 =tune4 ,he 0 p]petually haunt$ by duns & bailiffs2 yet he did n /9t himself ( luxuries s long z he obta9$ cr$it4 ,:5 appo9t$ to ! (fice ( ,commission] ( ,/amps1 ) a mod]ate income1 he set up a c>riage ) two & sometimes f\r horses2 & he ma9ta9$ two h\ses1 "o 9 ,london1 ! o!r at ,hampton4 ,8 means be+ altoge!r inadequate to ?is /yle ( liv+1 he soon became dr[n$ 9 great] debt ?an be=e4 ,he 0 repeat$ly imp\nd$ by lawy]s1 & lock$ up 9 spong+-h\ses4 ,executions 7 put into 8 h\ses2 8 furniture 0 sold (f2 8 wife want$ ! commone/ necess>ies ( life2 & /ill ! pleasure-lov+ ,/eele ma9ta9$ 8 equanimity & good temp]4 ,some?+ great 0 always on ! po9t ( turn+ up 9 8 fav\r4 ,"o ( 8 gr&e/ s*emes 0 t = br++ fi% alive to ! ,london m>ket2 & !n1 said he to 8 wife1 y w be bett] provid$ = ?an any lady 9 ,engl&4 ,b ! good turn nev] came to ,sir ,ri*>d2 & he di$ out at elb[s on 8 wife's little prop]ty 9 ,wales4 ,goldsmi? 0 ano!r ( ! happy-g-lucky debtors4 ,he swam 9 debt4 ,he 0 no soon] out ( x1 ?an he 0 plung$ into x aga91 deep] ?an be=e4 ,! fir/ money he e>n$ z a tutor--x 0 all ! money he _h--0 sp5t 9 buy+ a horse4 ,8 relations rais$ #ej1 & s5t him to ! ,temple to /udy law1 b he got no f>!r ?an ,dubl91 :]e he sp5t or gambl$ away all ! money4 ,!n he w5t to ,ed9burgh to /udy m$ic9e1 & 0 =c$ to fly f x1 hav+ become surety = a fri5d4 ,he />t$ on ! t\r ( ,europe )\t any money 9 8 pocket--) no?+ b 8 flute2 & he begg$ & play$1 until he came back to ,engl&1 z poor z he w5t4 ,he himself us$ aft]w>ds to say t !re 0 h>dly a k+dom 9 ,europe 9 :i* he 0 n a debtor4#a ,footnote #a3 ,,=/]--,life ( ,goldsmi?1 ed4 #ahfc1 p4 #da4 ,ev5 :5 ,goldsmi? began to e>n money freely1 he 0 /ill 9 debt4 ,he gave away ) "o h& :at he e>n$ ) ! o!r4 ,he 0 dunn$ = 8 milk-score1 arre/$ = r5t1 ?reat5$ by lawy]s1 b nev] le>nt ! wisdom ( economy4 ,9 ! same mon? 9 :i* ! second edition ( 8 ,vic> ( ,wakefield 0 publi%$1 8 bill ( fifte5 gu9eas1 drawn on ,newb]y1 0 return$ di%on\r$4 ,:5 he 0 figur+ at ,boswell's d9n] 9 ,old ,bond ,/reet 9 ! ratte5 suit l9$ ) sat91 & bloom-col\r$ silk bree*es1 ! clo!s belong$ to 8 tailor1 & rema9$ unpaid till 8 dea?4 ,prosp]ity increas$ 8 difficulties r ?an dim9i%$ !m2 ! m money he _h1 ! m ?\ghtless & lavi% 0 8 exp5diture4 ,he c\ld refuse no indulg5ce1 ei!r to himself or o!rs4 ,he w\ld borr[ a gu9ea & give x to a begg>4 ,he w\ld give ! clo!s (f 8 back1 & ! blankets (f 8 b$4 ,he c\ld refuse nobody4 ,to meet 8 ?\ghtless exp5diture1 he rais$ money by promis+ to write books :i* he nev] began4 ,he 0 p]petually disc\nt+ to-morr[1 & mortgag+ an e/ate already ov]bur!n$4 ,?us he di$1 z he _h begun1 poor1 emb>rass$1 & 9 debt4 ,at 8 dea? he ow$ ov] two ?\s& p\nds3 ,0 ev] poet1 says ,johnson1 s tru/$ be=e8 ,! case ( ,goldsmi? & o!rs has be5 cit$ z in/ances ( ! h>% treatm5t ( g5ius by ! _w1 & 9 pro( ( ! social disabilities ( lit]>y m5 & arti/s4 ,x has be5 held t society %\ld be m indulg5t to its m5 ( g5ius1 & t ,gov]nm5t %\ld d some?+ m = !m ?an x n[ does4 ,b no?+ t society or ,gov]nm5t c\ld d = m5 ( g5ius w\ld be likely to prove ( any s]vice to !m1 unless !y w d :at o!r & less gift$ m5 d1--exhibit self-respect & practise ord9>y economy4 ,we may pity poor ,goldsmi?1 b we _c fail to see t he 0 ?r\gh\t 8 own enemy4 ,8 ga9s 7 l>ge1 am\nt+ to ab\t #h1jjj 9 f\rte5 ye>s2 repres5t+ a mu* l>g] sum ( money at ! pres5t day4 ,= 8 ,hi/ory ( ! ,e>? & ,animat$ ,nature he receiv$ #hej1--;& ! book 01 at be/1 b a clev] compilation4 ,johnson said ( him t if he c tell a horse f a c[1 t is ! ext5t ( 8 k ( zoology4 ,! repres5tation ( 8 ,good-natur$ ,man produc$ him #ejj4 ,& s on ) 8 o!r works4 ,he 0 z successful z ,johnson 02 b !n he _h n ,johnson's sobriety1 self-re/ra9t1 & self-respect4 ,yet ,goldsmi?1 9 8 ?\ghtful mom5ts1 knew ! "r pa?1 ?\gh he _h n ! c\rage to pursue x4 ,9 a lett] to 8 bro!r ,h5ry respect+ ! c>e] ( 8 son1 ,goldsmi? wrote3 ,tea*1 my de> sir1 to y\r son1 ?rift & economy4 ,let 8 poor w&]+ uncle's example be plac$ be=e 8 eyes4 ,i _h le>n$ f books to be dis9t]e/$ & g5]\s be=e ,i 0 taught f exp]i5ce ! necessity ( be+ prud5t4 ,i _h contract$ ! habits & notions ( a philosoph]1 :ile ,i 0 expos+ myself to ! insidi\s approa*es ( cunn+2 & (t5 by be+1 ev5 ) my n>r[ f9ances1 *>itable to excess1 ,i =got ! rules ( ju/ice1 & plac$ myself 9 ! v situation ( ! wret* :o ?ank$ me = my b\nty4 ,byron _h sc>cely rea*$ manhood :5 he became involv$ 9 debt4 ,writ+ to ,mr4 ,be*]1 9 8 tw5tie? ye>1 he said1 ,entre n\s1 ,i am curs$ly dipp$2 my debts1 ev]y?+ inclusive1 w be n9e or t5 ?\s& be=e ,i am tw5ty-"o4 ,on 8 com+ ( age1 ! fe/ivities at ,new/ead 7 celebrat$ by means suppli$ by money-l5d]s at enorm\sly usuri\s rates ( int]e/4 ,8 difficulties did n dim9i%1 b only increas$ ) "t4 ,x is said t 8 "m's dea? 0 occasion$ by a fit ( rage1 br\ght on by read+ ! uphol/]]'s bills4#a ,:5 ! fir/ canto ( ,*ilde ,h>old 0 publi%$1 ,byron pres5t$ ! copyright to ,mr4 ,dallas1 decl>+ t he w\ld nev] receive money = 8 writ+s1--a resolution :i* he aft]w>ds wisely ab&on$4 ,b 8 e>n+s by lit]ature at t "t c\ld n h light5$ ! heavy load ( debt "u :i* he /agg]$4 ,new/ead 0 sold1 & /ill ! load accumulat$4 ,!n he m>ri$1 probably 9 ! expectation t 8 wife's =tune w\ld release him2 b h] money 0 lock$ up1 & ! /ep1 in/ead ( reliev+ him1 br\ght only an accession ( mis]y4 ,e "o kn[s ! sad result ( ! union2 :i* 0 aggravat$ by ! increas+ assaults ( duns & %]iffs' (fic]s4 ,footnote #a3 ,,moore--,life ( ,byron1 ed4 #ahfj4 p4 #abg4 ,byron 0 almo/ driv5 to sell ! copyright ( 8 books1 b he 0 prev5t$ f do+ s by 8 publi%]1 :o press$ ^u him a sum ( money to meet 8 tempor>y wants4 ,dur+ ! fir/ ye> ( 8 m>riage1 8 h\se 0 n9e times 9 ! possession ( bailiffs1 8 door 0 almo/ daily beset by duns1 & he 0 only sav$ f gaol by ! privileges ( 8 rank4 ,all ?is1 to a s5sitive nature su* z 81 mu/ h be5 gall & bitt]ness2 :ile 8 wife's sep>ation f him1 :i* %ortly foll[$1 c\ld n fail to pu% him almo/ to ! po9t ( fr5zy4 ,al?\gh he _h decl9$ to receive money = 8 fir/ poems1 ,byron alt]$ 8 views1 & ev5 le>nt to drive a pretty h>d b>ga9 ) 8 publi%]4#a ,b ,moore does n1 9 8 biography ( ! poet1 in=m u :e!r he ev] got rid1 except by dea?1 ( 8 griev\s turmoil ( debt4 ,footnote #a3 ,y (f] #a1ejj gu9eas = ! new ,canto ! f\r? ( ',*ilde ,h>old'3 ,i won't take x4 ,i ask two ?\s& five hundr$ gu9eas = x1 :i* y w ei!r give or n z y ?9k prop]4444 ,if ,mr4 ,eu/ace 0 to h two ?\s& = a poem on ,education2 if ,mr4 ,moore is to h ?ree ?\s& = ,lalla2 if ,mr4 ,campbell is to h ?ree ?\s& = 8 prose or poetry4--,i don't mean to disp>age ^! g5tlem5 or _! lab\rs4--b ,i ask ! a=esaid price = m9e4--,"l ,byron to ,mr4 ,murray1 ,sept4 #d?1 #ahag4 ,!re is ! greate/ diff]5ce 9 ! mann] 9 :i* m5 be> ! burd5 ( debt4 ,"s feel x to be no burd5 at all2 o!rs be> x v lightly2 :il/ o!rs look ^u cr$itors 9 ! light ( p]secutors1 & !mselves 9 ! light ( m>tyrs4 ,b :]e ! moral s5se is a little m ke51--:]e m5 use ! goods ( o!rs1 )\t r5d]+ ! due equival5t ( money--:]e !y we> unpaid clo!s1 eat unpaid meat1 dr9k unpaid w9es1 & ent]ta9 gue/s at ! exp5se ( ! but*]1 groc]1 w9e-m]*ant1 & gre5groc]1--!y mu/ necess>ily feel t _! conduct is ( ! ess5ce1 n only ( %abb9ess1 b ( di%one/y1 & ! burd5 mu/ !n be> v heavily inde$4 ,( light-he>t$ debtors1 ! proportion is consid]able4 ,?us ,!ophilus ,cibb]1 :5 dr[n$ 9 debt1 begg$ ! loan ( a gu9ea1 & sp5t x on a di% ( ortolans4 ,?us ,foote :5 8 "m wrote to him--,de> ,sam1 ,i am 9 prison = debt--come & help y\r lov+ "m1--repli$1 ,de> ,"m1 s am ,i1 :i* prev5ts 8 duty be+ paid to 8 lov+ "m by h] affectionate son4 ,/eele & ,%]idan bo? bore ! load lightly4 ,:5 ent]ta9+ company1 !y put ! bailiffs :o 7 9 possession 9 liv]y1 & made !m wait at table1 pass+ !m (f z s]vants4 ,no?+ di/urb$ ,/eele's equanimity2 & :5 driv5 f ,london by debt1 he c>ri$ 8 g5]osity into ! c\ntry1 giv+ prizes to ! lads & lasses assembl$ at rural games & c\ntry dances4 ,%]idan also made v light ( 8 debts1 & _h _m a good joke ov] !m4 ,"s "o ask$ him h[ x 0 t ! ,o' 0 n prefix$ to 8 "n1 :5 he repli$ t he 0 sure no family _h a bett] "r to x1 = 9 tru?1 we owe ev]ybody4 ,& :5 a cr$itor once apologiz$ = ! soil$ & tatt]$ /ate ( a bill1 :i* _h be5 mu* worn by be+ s (t5 pres5t$1 ,%]idan advis$ him z a fri5d1 to take x home & write x ^u p>*m5t4 ,v diff]5t 0 x 9 ! case ( poor ,burns1 :o 0 almo/ driv5 di/ract$ because he ow$ a debt ( #g #ds4 = a volunte]'s uni=m1 :i* he c\ld n pay4 ,he s5t to 8 fri5d ,?omson1 ! publi%] ( 8 songs1 implor+ ! loan ( #e1 promis+ full value 9 song-g5ius4#a ,8 la/ poem 0 a love song1 9 "p paym5t ( ! loan1 :i* he compos$ only a few days be=e 8 dea?4 ,footnote #a3 ,aft] all my boa/$ indep5d5ce1 he said1 cur/ necessity compels me to implore y = five p\nds4 ,a cruel sc\ndrel ( a hab]da%]1 to :om ,i owe an acc\nt1 tak+ x into 8 head t ,i am dy+1 has comm5c$ a process1 & w infallibly put me 9 jail4 ,d1 = ,god's sake1 s5d me t sum1 & by return ( po/4 ,=give me ?is e>ne/ness2 b ! horrors ( a jail h made me half di/ract$4 ,i d n ask all ?is gratuit\sly3 = ^u return+ heal? ,i promise & engage to furni% y ) five p\nds' wor? ( ! neate/ song-g5ius y h se54--,burns to ,?omson4 #ab? ,july1 #agif4 ,burns di$ on ! #ba/ ( ! same mon?4 ,sydney ,smi? _h a sev]e /ruggle ) pov]ty 9 ! e>ly "p ( 8 life4 ,he _h a poor liv+1 a wide p>i%1 & a l>ge family4 ,8 daught] says t 8 debts occasion$ him _m sleepless nights1 & t %e has se5 him 9 an ev5+1 :5 bill aft] bill has p\r$ 9 7c>efully exam9+ !m1 & gradually pay+ !m (f71 q ov]come by ! feel+ ( ! debt hang+ ov] him1 cov] 8 face ) 8 h&s1 & exclaim1 ,ah6 ,i see ,i %all end my old age 9 a gaol4#a ,b he bore up bravely "u ! burd51 lab\r+ onw>d ) a *e]ful he>t1 ek+ out 8 sl5d] means by writ+ articles = ! ,ed9burgh1 until at l5g? promotion rea*$ him1 & he reap$ ! rew>d ( 8 p]sev]ance1 8 indu/ry1 & 8 indep5d5ce4 ,footnote #a3 ,,lady ,,holl&--,memoir ( ! ,rev4 ,sydney ,smi?1 vol4 i1 p4 #bjf4 ,de ,foe's life 0 a long battle ) difficulty & debt4 ,he 0 con/antly involv$ 9 broils1 mo/ly ( 8 own /irr+ up4 ,he 0 a fi]ce pamphlete] f 8 y\? up2 & 0 nev] = a mom5t at re/1 ,he 0 by turns a soldi] ) ! ,duke ( ,monm\?1 a pantile mak]1 a projector1 a poet1 a political ag5t1 a noveli/1 an essayi/1 a hi/orian4 ,he 0 famili> ) ! pillory1 & sp5t mu* ( 8 "t 9 gaol4 ,:5 reproa*$ by "o ( 8 adv]s>ies ) m]c5>9ess1 he pite\sly decl>$ h[ he _h1 9 ! pursuit ( peace1 br\ght himself into innum]able broils2 h[ he _h be5 su$ = o!r m5's debts1 & /ripp$ nak$ by public op9ion1 ( :at %\ld h enabl$ him to pay 8 own2 h[1 ) a num]\s family1 & ) no helps b 8 own indu/ry1 he _h =c$ 8 way1 ) undisc\rag$ dilig5ce1 ?r\gh a sea ( debt & mis=tune1 & 9 gaols1 9 retreats1 & 9 all mann] ( extremities1 support$ himself )\t ! assi/ance ( fri5ds & relations4 ,surely1 !re nev] 0 su* a life ( /ruggle & ( difficulty z t ( ! indefatigable ,de ,foe4 ,yet all 8 lit]>y lab\rs1 & !y 7 enorm\s1 did n suffice to keep him cle> ( debt1 = x is believ$ t he di$ insolv5t4#b ,footnote #b3 ,george ,*alm]s--,life ( ,de ,foe1 p4 #ib4 ,s\!y 01 9 8 own l9e1 almo/ z labori\s a writ] z ,de ,foe2 ?\gh 8 0 ! closet life ( ! /ud5t1 & n ! aggressive life ( ! polemic4 ,?\gh he knew debt1 x nev] became 8 ma/]2 & f an e>ly p]iod 9 8 c>e]1 he det]m9$ n to contract a debt t he 0 n able to dis*>ge4 ,he 0 n only enabl$ to d ?is1 b to help 8 fri5ds lib]ally--ma9ta9+ = a "t ! families ( 8 bro!rs-9-law1 ,col]idge & ,lovell--by simply n all[+ himself any indulg5ces beyond 8 actual means1 ?\gh ^! 7 (t5 v /rait5$4 ,! bur!n he c>ri$ w\ld h borne d[n a man less brave & resolute2 b he work$1 & /udi$1 & wrote1 & e>n$ money en\gh = all 8 own wants1 z well z ! wants ( ^? :o _h become dep5d5t ^u him4 ,he held on 8 noble way )\t a murmur or compla9t4 ,he n only lib]ally help$ 8 relatives1 b 8 old s*oolfell[s1 9 di/ress4 ,he took ,col]idge's wife & family to live ) him1 at a "t :5 ,col]idge _h ab&on$ himself to opium-dr9k+4 ,to meet ! num]\s claims ^u him1 ,s\!y m]ely impos$ ^u himself s mu* extra lab\r4 ,he 0 always ready ) good advice to "y m5 :o s\ght 8 help4 ,?us he enc\rag$ ,kirke ,:ite1 ,h]b]t ,kn[les1 & ,dusantoy1 all ( :om di$ "y & full ( promise4 ,he n only help$ !m ) advice & enc\ragem5t1 b ) money2 & 8 timely assi/ance rescu$ ! si/] ( ,*att]ton f absolute want4 ,& ?us he work$ on nobly & unselfi%ly to ! la/--f9d+ happ9ess & joy 9 ! pursuit ( lett]s--n s le>n$ z poor1 n s poor z pr\d1 n s pr\d z happy4 ,^! 7 8 own words4 ,! mo/ t\*+ /ory 9 ,sir ,walt] ,scott's life1 is ! mann] 9 :i* he conduct$ himself aft] ! failure ( ! publi%+ h\se ( ,con/able & ,co41 ) :i* he _h become deeply involv$4 ,he _h built ,abbots=d1 become a laird1 0 %]iff ( 8 c\nty1 & ?\ght himself a ri* man2 :5 sudd5ly ! ,con/able firm broke d[n1 & he f\nd himself indebt$ to ! _w m ?an a hundr$ ?\s& p\nds4 ,x is v h>d1 he said1 :5 ! unt[>d news rea*$ him1 ?us to lose all ! lab\r ( a lifetime1 & to be made a poor man at la/4 ,b if ,god grant me heal? & /r5g? = a few ye>s long]1 ,i h no d\bt t ,i %all r$eem x all4 ,ev]ybody ?\ght him a ru9$ man1 & he almo/ felt himself to be s4 ,b 8 c\rage nev] gave way4 ,:5 8 cr$itors propos$ to him a composition1 8 s5se ( hon\r =bade 8 li/5+ to !m4 ,no1 g5tlem51 he repli$2 ,"t & ,i aga9/ any two4 ,?\gh ! debts _h be5 contract$ by o!rs1 he _h made himself legally responsible = !m2 &1 /rong 9 8 pr9ciple ( integrity1 he det]m9$1 if he c\ld1 to pay !m (f to ! la/ f>?+4 ,& he set himself to d x3 b x co/ him 8 life4 ,he p>t$ ) 8 t[n h\se & furniture1 deliv]$ ov] 8 p]sonal effects to be held 9 tru/ = 8 cr$itors1 & b\nd himself to dis*>ge a c]ta9 am\nt ( 8 liabilities annually4 ,?is he did by und]tak+ new lit]>y works1 "s ( !m ( great magnitude1 ! execution ( :i*1 ?\gh !y enabl$ him to dis*>ge a l>ge portion ( 8 debt1 add$ b little to 8 reputation4 ,"o ( 8 fir/ tasks 0 8 ,life ( ,napoleon ,buonap>te1 9 n9e volumes1 :i* he wrote1 9 ! mid/ ( pa91 sorr[1 & ru91 9 ab\t ?irte5 mon?s1--receiv+ = x ab\t f\rte5 ?\s& p\nds4 ,ev5 ?\gh /ruck by p>alysis1 he w5t on writ+ until 9 ab\t f\r ye>s he _h dis*>g$ ab\t two-?irds ( ! debt = :i* he 0 responsible1--an a*ievem5t probably unp>allel$ 9 ! hi/ory ( lett]s4 ,! sacrifices & ef=ts :i* he made dur+ ! la/ few ye>s ( 8 life1 ev5 :ile p>alyz$ & sc>cely able to hold 8 p51 exhibit ,scott 9 a truly h]oic light4 ,he bore up ) unconqu]able _s to ! la/4 ,:5 8 doctor expo/ulat$ ) him aga9/ 8 excessive bra9-"w1 he repli$1 ,if ,i 7 to be idle1 ,i %\ld g mad3 9 comp>ison to ?is1 dea? is no risk to %r9k f4 ,%ortly be=e 8 la/ fatal attack1 :5 sitt+ doz+ 9 8 *air on ! grass 9 front ( ! h\se at ,abbots=d1 he sudd5ly r\s$ himself1 ?rew (f ! plaids :i* cov]$ him1 & exclaim$1 ,?is is sad idl5ess4 ,take me to my own room1 & fet* ! keys ( my desk4 ,!y :eel$ him into 8 /udy1 & put p5s & pap] be=e him4 ,b he c\ld n grasp ! p52 he c\ld n write2 & ! te>s roll$ d[n 8 *eeks4 ,8 _s 0 n conqu]$1 b 8 bodily p[]s 7 exhau/$ & %att]$2 & :5 at l5g? he di$1 he fell asleep--l a *ild4 ,scott felt1 :at e s5sitive nature mu/ feel1 t pov]ty is a mu* light] burd5 to be> ?an debt4 ,!re is no?+ ignom9i\s ab\t pov]ty4 ,x may ev5 s]ve z a heal?y /imulus to great spirits4 ,"u gold m\nta9s & ?rones1 said ,jean ,paul1 lie buri$ _m spiritual giants4 ,ri*t] ev5 held t pov]ty 0 to be welcom$1 s t x came n too late 9 life4 ,& d\btless ,scott's burd5 0 all ! heavi] to be>1 because x came ^u him 9 8 decl9+ ye>s4 ,%akespe>e 0 orig9ally a poor man3 ,x is a "q1 says ,c>lyle1 :e!r1 _h n want1 discom=t1 & di/ress w>rants be5 busy at ,/rat=d-on-,avon1 ,%akespe>e _h n liv$ kill+ calves or comb+ wool6 ,to ,milton's & ,dryd5's n>r[ means we probably owe ! be/ "p ( _! works4 ,johnson 0 a v poor man1 & a v brave "o4 ,he nev] knew :at weal? 04 ,8 m9d 0 always great] ?an 8 =tune2 & x is ! m9d t makes ! man ri* or poor1 happy or mis]able4 ,johnson's gruff & bluff ext]ior cov]$ a manly & noble nature4 ,he _h e>ly kn[n pov]ty & debt1 & wi%$ himself cle> ( bo?4 ,:5 at college1 8 feet appe>$ ?r\gh 8 %oes1 b he 0 too poor to buy new ones4 ,8 head 0 full ( le>n+1 b 8 pockets 7 empty4 ,h[ he /ruggl$ ?r\gh di/ress & difficulty dur+ 8 fir/ ye>s 9 ,london ! read] c le>n f 8 ,life4 ,he b$d$ & bo>d$ = f\rp5ce-halfp5ny a day1 & :5 too poor to pay = a b$1 he w&]$ ) ,savage :ole nights 9 ! /reets4#a ,he /ruggl$ on manfully1 nev] :9+ at 8 lot1 b try+ to make ! be/ ( x4 ,footnote #a3 ,he said a man might live 9 a g>ret at eighte5-p5ce a week2 few p w\ld inquire :]e he lodg$2 & if !y did1 x 0 easy to say1 ',sir1 ,i am to be f\nd at su* a place4' ,by sp5d+ ?reep5ce 9 a c(fee h\se1 he might be = "s h\rs e day 9 v good company2 he might d9e = sixp5ce1 breakfa/ on bread & milk = a p5ny1 & d )\t supp]4 ,on clean-%irt day he w5t abroad & paid visits4 ,,boswell--,life ( ,johnson4 ,^! e>ly sorr[s & /ruggles ( ,johnson left _! sc>s ^u 8 nature2 b !y also enl>g$ & enri*$ 8 exp]i5ce1 z well z wid5$ 8 range ( human sympa?y4 ,ev5 :5 9 8 greate/ di/ress he _h room 9 8 he>t = o!rs ^: necessities 7 great] ?an 8 own2 & he 0 nev] want+ 9 8 help to ^? :o ne$$ x1 or 7 poor] ?an himself4 ,f 8 sad exp]i5ce1 no "o c\ld speak ) great] au?ority on ! subject ( debt ?an ,johnson4 ,d n accu/om y\rself1 he wrote to ,boswell1 to consid] debt only an inconv5i5ce2 y w f9d x a calamity4 ,let x be y\r fir/ c>e n to be 9 any man's debt4 ,:atev] y h1 sp5d less4 ,frugality is n only ! basis ( quiet1 b ( b5efic5ce4 ,to ,simpson1 ! b>ri/]1 he wrote1 ,small debts are l small %ot2 !y are rattl+ on e side1 & c sc>cely be escap$ )\t a w\nd3 great debts are l cannon1 ( l\d noise1 b little dang]4 ,y mu/ !re=e be enabl$ to dis*>ge petty debts1 t y may h leisure1 ) security to /ruggle ) ! re/4 ,sir1 said he to ! pati5t & receptive ,boswell1 get z mu* peace ( m9d z y c1 & keep )9 y\r income1 & y won't g f> wrong4 ,m5 :o live by _! wits1 _! tal5ts1 or _! g5ius1 h1 someh[ or o!r1 acquir$ ! "* ( be+ improvid5t4 ,*>les ,nodi]1 writ+ ab\t a di/+ui%$ g5ius1 said ( him--,9 ! life ( intellig5ce & art1 he 0 an angel2 9 ! common practical life ( e day1 he 0 a *ild4 ,! same might be said ( _m great writ]s & arti/s4 ,! greate/ ( !m h be5 s devot$--he>t & s\l--to _! special "w1 t !y h n c>$ to ?9k h[ ! ef=ts ( _! g5ius might be conv]t$ into p\nds1 %ill+s1 & p5ce4 ,_h !y plac$ ! money consid]ation fir/1 probably ! _w w\ld n h inh]it$ ! products ( _! g5ius4 ,milton w\ld n h lab\r$ = s _m ye>s at 8 ,p>adise ,lo/1 m]ely = ! sake ( ! five p\nds = :i* he sold ! fir/ edition to ! publi%]4 ,nor w\ld ,s*ill] h gone on toil+ = tw5ty ye>s up to ! topmo/ p9nacles ( ?\ght1 m]ely = ! sake ( ! b>e means ( liv+ :i* he e>n$ by 8 "w4 ,at ! same "t1 m5 ( g5ius %\ld n disreg>d ! common rules ( ari?metic4 ,if !y sp5d m ?an !y e>n1 !y w run into debt4 ,nor w compla9+ ( ! h>%ness ( ! _w keep !m out ( x4 ,!y h to /& or fall on _! m]its z m51 & if !y are n provid5t !y w suff] ! same consequ5ces z o!rs4 ,?ack]ay1 9 pa9t+ ! "* ( ,capta9 ,%&on1 9 8 ,p5d5nis1 gave consid]able (f5ce to ! lit]>y pr(ession2 yet he only spoke ! tru?4 ,if a lawy]1 said he1 or a soldi]1 or a p>son1 outruns 8 income1 & does n pay 8 bills1 he mu/ g to gaol2 & an au?or mu/ g too4 ,lit]>y m5 are n neglect$ because !y are lit]>y m54 ,b !y h no "r to expect t society w ov]look _! social (f5ces because !y are lit]>y m54 ,x is necess>y = ! _w's sake1 z well z = _! own sake1 t lit]>y m5 & arti/s %\ld take c>e to provide aga9/ ! evil day l o!r p4 ,imag9ation & art1 says ,madame de ,/al1 h ne$ to look aft] _! own com=t & happ9ess 9 ?is _w4 ,! _w ought to help !m g5]\sly2 all good m5 ought to help !m2 b :at is bett] ?an all1 !y ought to help !mselves4 ,,*apt] ,,xiv4 ,,ri*es ,,& ,,*>ity4 ,:o--:o--:o's "h ,i1 ,rob]t ( ,donca/]4 ,t ,i sp5t1 t ,i _h2 ,t ,i gave1 t ,i h2 ,t ,i left1 t ,i lo/4 ,epitaph1 ,a4,d4 #aegi4 ,if ?\ art ri*1 ?\ art poor2 ,=1 l an ass1 ^: back ) +ots b[s ,?\ be>'/ ?y heavy ri*es b a j\rney ,& dea? unloads !e4--,%akespe>e4 ,,ii e/ bon d'tre *>itable1 ,mais env]s qui8 ,c'e/ l le po9t4--,la ,fonta9e4 ,!re are _m idl]s to :om a p5ny begg$ is sweet] ?an a %ill+ e>n$4--,d\glas ,j]rold4 ,he /ole a pig1 & 9 ,god's "n gave ! trott]s to ! poor4--,f ! ,spani%4 ,man mu/ be ?rifty 9 ord] to be g5]\s4 ,?rift does n end ) itself1 b ext5ds its b5efits to o!rs4 ,x f\nds hospitals1 end[s *>ities1 e/abli%es colleges1 & ext5ds educational influ5ces4 ,b5evol5ce spr+s f ! be/ qualities ( ! m9d & he>t4 ,its div9e _s elevates ! b5efactors ( ! _w--! ,h[>ds1 ,cl>ksons1 & ,navi]s--to ! highe/ p$e/als ( moral g5ius & ( national wor%ip4 ,! same feel+ p]vades our common humanity4 ,! poore/ man1 ! daily work]1 ! obscure/ individual1 %>es ! gift & ! bless+ ( do+ good--a bless+ t imp>ts no less delight to him :o gives ?an to him :o receives4 ,man is de> to man2 ! poore/ poor ,long = "s mom5ts1 9 a we>y life1 ,:5 !y c "k & feel t !y h be5 ,!mselves ! fa!rs & ! deal]s-out ,( "s small bless+s2 h be5 k9d to su* ,z ne$$ k9dness1 = ?is s+le cause1 ,t we h all ( u "o human he>t4 ,! duty ( help+ ! helpless is "o t speaks trumpet-tongu$2 b especially to ^? :o pr(ess love to ,god & goodwill to m54 ,x is a duty t belongs to m5 z individuals1 & z memb]s ( ! social body4 ,z individuals1 because we are enjo9$ to help ! wid[ & ! fa!rless 9 _! affliction2 & z memb]s ( ! social body1 because society claims ( e man t he %all be a help] 9 ! cause ( progress & ( social well-be+4 ,x is n necess>y t m5 %\ld be ri*1 to be helpful to o!rs4 ,john ,p\nds 0 n a ri* man2 yet by 8 influ5ce ,ragg$ ,s*ools 7 e/abli%$4 ,he 0 temp]ate1 & sav$ en\gh f 8 e>n+s to buy food = 8 pupils4 ,he attract$ !m by 8 k9dness1 sometimes by a hot potato2 he taught !m1 & s5t !m out into ! _w1 =tifi$ by 8 good example1 to "w 9 x1 & d _! duty t[>ds x4 ,nor 0 ,rob]t ,raikes1 ! f\nd] ( ,sunday & o!r s*ools1 a ri* man2 nei!r 0 ,?omas ,wright1 ! prison philan?ropi/4 ,nor 7 ,/4 ,v9c5t de ,paul & ,fa!r ,ma!w--! promot]s ( education & temp]ance4 ,nor 7 ! great m5 ( sci5ce--,newton1 ,watt1 & ,f>aday2 nor ! great mission>ies--,xavi]1 ,m>tyn1 ,c>ey1 & ,liv+/one4 ,a f9e in/ance ( g5tl5ess & g5]osity is record$ 9 ,walton's memoir ( ,dr4 ,donne4 ,:5 ! latt]1 long /rait5$ 9 8 means1 _h ent]$ ^u ! ,dean]y ( ,/4 ,paul's1 & 0 !reby provid$ ) an income m ?an suffici5t = all 8 wants1 he felt t ^? means _h be5 entru/$ to him1 = good uses1 & to employ = human help & to ! glory ( ! ,giv] !re(4 ,at ! foot ( a private acc\nt1 to :i* ,god & ,8 angels only 7 witnesses ) him1 ,dr4 ,donne comput$ fir/ 8 rev5ue1 !n :at 0 giv5 to ! poor & o!r pi\s uses1 & la/ly1 :at re/$ = him & 82 & hav+ done t1 he !n bless$ ea* ye>'s poor rema9d] ) a ?ankful pray]4 ,dr4 ,donne did mo/ ( 8 good 9 secret1 lett+ n 8 "r h& "k :at 8 left h& did4 ,he r$eem$ _m poor f prison2 help$ _m a poor s*ol>2 & employ$ a tru/y s]vant or a discreet fri5d to di/ribute 8 b\nty :]e x 0 mo/ ne$$4 ,a fri5d :om he _h kn[n 9 days ( afflu5ce1 hav+ by a too lib]al he>t & c>elessness become decay$ 9 8 e/ate & r$uc$ to pov]ty1 ,donne s5t him a hundr$ p\nds4 ,b ! decay$ g5tleman return$ x ) ?anks1 say+ t he want$ x n2--=1 says ,walton1 9 n>rat+ ! ev5t1 z !re be "s spirits s g5]\s z to lab\r to conceal & endure a sad pov]ty1 r ?an expose !mselves to ^? blu%es t att5d ! confession ( x1 s !re be o!rs to :om nature & grace h af=d$ su* sweet & compassionate s\ls z to pity & prev5t ! di/resses ( mank9d2 :i* ,i h m5tion$ because ( ,dr4 ,donne's reply1 ^: answ] 01 ',i "k y want n :at w su/a9 nature1 = a little w d t2 b my desire is t y1 :o 9 ! days ( y\r pl5ty h *e]$ & rais$ ! he>ts ( s _m ( y\r deject$ fri5ds1 w\ld n[ receive ?is f me1 & use x z a cordial = ! *e]+ ( y\r own2'--& ^u ^! t]ms x 0 receiv$4 ,! tru? is1 t we v mu* exagg]ate ! p[] ( ri*es4 ,imm5se subscriptions are got up = ! purpose ( re=m+ m5 f _! s9ful c\rses1 & turn+ !m f evil to good4 ,& yet subscriptions w n d x4 ,x is "* t c d ! "w2 money nev] c4 ,great *anges 9 society c nev] be effect$ ?r\gh ri*es4 ,to turn m5 f intemp]ance1 improvid5ce1 & irreligion1 & to induce !m to seek _! happ9ess 9 ! pursuit ( prop] & noble objects1 requires e>ne/ purpose1 hone/ self-devotion1 & h>d "w4 ,money may help 9 _m respects2 b money by itself c d no?+4 ,! apo/le ,paul plant$ ! k ( ! ,*ri/ian religion ov] half ! ,roman empire2 yet he support$ himself by t5t-mak+1 & n by collect+ subscriptions4 ,m5 ( anxi\s1 e>ne/1 hone/ he>ts1 are f> m want$ ?an ri* m5--will+ to give money 9 *>ity4 ,no?+ is s mu* ov]-e/imat$ z ! p[] ( money4 ,all ! p :o are look+ out = front seats 9 society1 ?9k x ! "o ?+ ne$ful4 ,!y may be purse-lib]al1 b !y are also purse-pr\d4 ,! hypocritical pr(essions ( "s p1 ) a view to elicit ! good op9ion ( o!rs1 9 ! tee? ( _! daily life & practice1 is no?+ %ort ( disgu/+4 ,oh1 ,geordie1 j+l+ ,geordie1 said ,k+ ,james1 9 ! novel1 x 0 gr& to he> ,baby ,*>les lay+ d[n ! guilt ( dissimulation1 & ,/e5ie lectur+ on ! turpitude ( incont95ce6 ,"s p h an idolatr\s wor%ip ( money4 ,! ,israelites _h _! gold5 ,calf2 ! ,greeks _h _! gold5 ,jupit]4 ,old ,b\nd]by valu$ ! man :o 0 wor? a hundr$ ?\s& p\nds4 ,o!rs d ! same4 ,! l[e/ human nature loves money1 possessions1 value4 ,:at is he wor?8 ,:at is 8 income8 are ! usual que/ions4 ,if y say1 ,!re is a ?or\ghly good1 b5evol5t1 virtu\s man6 nobody w notice him4 ,b if y say1 ,!re is a man wor? a million ( money1 he w be />$ at till out ( sight4 ,a cr[d ( p us$ to collect at ,hyde ,p>k ,corn] to see a ri* man pass4 ,"h comes old ,crockie6 & ! cr[d w\ld sep>ate to all[ him to pass1 amid/ :isp]s ( admiration4 ,x 0 old ,crock=d1 :o made a l>ge =tune by keep+ a gambl+-h\se4 ,! v s\nd ( millions1 says ,mrs4 ,gore1#a tickles ! e> ( an ,engli%man6 ,he loves x s mu*1 inde$1 t x all b reconciles him to ! ,national ,debt2 & :5 appli$ to private proprietor%ip1 x secures def]5ce = l[ness ( m9d1 bir?1 habits1 & pursuits4444 ,ambition & money-love1 if !y t5d to ennoble a c\ntry1 r$uce to insignificance ! human p>ticles ( :i* ! nation is compos$4 ,9 _! pursuit ( ri*es1 ! ,engli% are gradually los+ sight ( high] *>act]i/ics2 444 our pursuit ( railway bubbles & e o!r frantic speculation ( ! h\r1 af=ds suffici5t evid5ce ( ! crav+ aft] capital sup]s$+ e bett] aspiration1 :e!r = ?is _w or ! next4 ,footnote #a3 ,introduction to ,m5 ( ,capital4 ,! love ( gold ?reat5s to drive ev]y?+ be=e x4 ,! pursuit ( money has become ! settl$ cu/om ( ! c\ntry4 ,_m are s absorb$ by x1 t e o!r k9d ( well-be+ is ei!r lo/ sight (1 or altoge!r und]valu$4 ,& !n ! lov]s ( money ?9k to recov] _! moral tone by be/[+ *>ity6 ,m\nta9s ( gold weigh heavily ^u ! he>t & s\l4 ,! man :o c )/& ! weight ( ri*es1 & /ill be dilig5t1 indu/ri\s1 & /rong 9 m9d & he>t1 mu/ be made ( /rong /uff4 ,=1 p :o are ri*1 are almo/ inv>iably dispos$ to be idle1 luxuri\s1 & self-indulg5t4 ,if money1 said ! ,rev4 ,mr4 ,griffi?s1 ,rector ( ,m]?yr1 did n make m5 =get m51 "o-half ( ! evil t is 9 ! _w w\ld nev] occur4 ,if ma/]s drew ne>] to ! m51 & m5 7 p]mitt$ to draw ne>] _! ma/]s1 we %\ld n be pass+ ?r\gh ?is fi]y ordeal4 ,let !m d some?+ to w9 ! m5 out ( ! public-h\ses2 let !m sp>e m ( _! enorm\s ga9s to build places ( amusem5t & recreation = ! p2 let !m provide bett] h\ses to live 91 bett] conv5i5ces = dec5cy1 bett] /reets2 & if all ^! ?+s are done we %all h nei!r lock-outs nor /rikes4 ,we he> ) pomp & triumph ( ! millions & millions t h be5 dug out ( ?is old ,wel% l& ( ours1 b we he> no?+--& we see1 inde$1 less--( ! public build+s1 ! p's p>ks1 ! public libr>ies & public in/itutions1 & o!r civiliz+ ag5cies4 ,fifte5 mon?s ago1 :5 we 7 9 ! highe/ tide ( prosp]ity1 ,i said all ?is1 & no notice 0 tak5 ( x4 ,:y %\ld any notice be tak5 ( a prea*+ p>son or a ,*ri/ian m9i/] ( any k9d1 :5 sov]eigns fly ab\t l sn[flakes 9 w9t]1 or may be ga!r$ l blackb]ries 9 summ]8#a ,footnote #a3 ,s]mon prea*$ at ,m]?yr dur+ ! ,s\? ,wales /rike4 ,m5 g on toil+ & moil+1 eag] to be ri*]2 desp]ately /ruggl+1 z if aga9/ pov]ty1 at ! same "t t !y are surr\nd$ ) abundance4 ,!y scrape & scrape1 add %ill+ to %ill+1 & sometimes d %abby ?+s 9 ord] to make a little m pr(it2 ?\gh !y may h accumulat$ f> m ?an !y c actually enjoy4 ,& /ill !y g on1 worry+ !mselves incessantly 9 ! endeav\r to grasp at an additional increase ( sup]fluity4 ,p]haps su* m5 h n enjoy$ ! advantages ( education 9 e>ly life4 ,!y h no lit]>y pleasures to fall back ^u2 !y h no ta/e = books2 sometimes !y c sc>cely write _! own names4 ,!y h no?+ to ?9k ( b money1--& ( :at w make money4 ,!y h no fai?1 b 9 ri*es6 ,!y keep _! *ildr5 "u re/riction & br+ !m up ) a s]vile education4 ,at l5g?1 an accumulation ( money comes into ! *ildr5's h&s4 ,!y h be=e be5 re/rict$ 9 _! exp5diture2 n[ !y become lavi%4 ,!y h be5 educat$ 9 no bett] ta/es4 ,!y sp5d extravagantly4 ,!y w n be drudges 9 bus9ess z _! fa!r 04 ,!y w be g5tlem51 & sp5d _! money l g5tlem54 ,& v soon ! money takes w+s & flies away4 ,_m are ! in/ances 9 :i* families h be5 rais$ to weal? 9 ! fir/ g5]ation1 laun*$ into ru9\s exp5se 9 ! second1 & disappe>$ 9 ! ?ird1--be+ aga9 r$uc$ to pov]ty4 ,h5ce ! ,lanca%ire prov]b1 ,twice clogs1 once boots4 ,! fir/ man wore clogs1 & accumulat$ a a p[] o' money2 8 ri* son sp5t x2 & ! ?ird g5]ation took up ! clogs aga94 ,a c&idate = p>liam5t>y hon\rs1 :5 speak+ f ! hu/+s1 0 ask$ if he _h pl5ty brass4 ,pl5ty brass8 said he2 ay1 ,i've lots o' brass6--,i /9k o' brass6 ,! same social trans=mations are kn[n 9 ,scotl&4 ,! prov]b !re is1 ,! gr&sire digs1 ! fa!r bigs1 ! son ?igs1#a--t is1 ! gr&fa!r work$ h>d & made a =tune1 ! fa!r built a f9e h\se1 & ! son1 an un?rifty son ( ,l9ne1 :5 l& & goods 7 gone & sp5t1 took to ?iev+4 ,m]*ants are sometimes pr9ces to-day & begg>s to-morr[2 & s long z ! g5ius = speculation is ex]cis$ by a m]cantile family1 ! tal5t :i* gave !m l&$ prop]ty may ev5tually deprive !m ( x4 ,footnote #a3 ,dubl9 ,univ]sity ,magaz9e4 ,to be happy 9 old age--at a "t :5 m5 %\ld leave = ev] ! toil1 anxiety1 & worry ( money-mak+--!y mu/1 dur+ y\? & middle life1 h kept _! m9ds heal?ily active4 ,!y mu/ famili>ize !mselves ) k1 & take an int]e/ 9 all t has be5 done1 & is do+1 to make ! _w wis] & bett] f age to age4 ,!re is en\gh leisure 9 mo/ m5's lives to enable !m to int]e/ !mselves 9 biography & hi/ory4 ,!y may also acquire consid]able k ( sci5ce1 or ( "s ennobl+ pursuit diff]5t f t by :i* money is made4 ,m]e amusem5t w n d4 ,no man c gr[ happy ^u amusem5t4 ,! m]e man ( pleasure is a mis]able creature1--especially 9 old age4 ,! m]e drudge 9 bus9ess is little bett]4 ,:]eas ! /udy ( lit]ature1 philosophy1 & sci5ce is full ( tranquil pleasure1 d[n to ! end ( life4 ,if ! ri* old man has no enjoym5t ap>t f money-mak+1 8 old age becomes mis]able4 ,he goes on gr9d+ & gr9d+ 9 ! same rut1 p]haps gr[+ ri*] & ri*]4 ,:at matt]s x8 ,he _c eat 8 gold4 ,he _c sp5d x4 ,8 money1 in/ead ( be+ b5eficial to him1 becomes a curse4 ,he is ! slave ( av>ice1 ! meane/ ( s9s4 ,he is spok5 ( z a despicable creature4 ,he becomes base1 ev5 9 8 own e/imation4 ,:at a mis]able end 0 t ( ! ri* man :o1 :5 dy+1 f\nd no com=t save 9 plung+ 8 h&s into a pile ( new sov]eigns1 :i* _h be5 br\ght to him f ! bank4 ,z ! _w fad$ f him1 he /ill clut*$ !m2 h&l$ & fondl$ !m "o by "o1--& !n he pass$ away1--8 la/ ef=t be+ to f+] 8 gold6 ,elwes ! mis] di$ %riek+1 ,i w keep my money6--nobody %all deprive me ( my prop]ty6 ,a gha/ly & humiliat+ spectacle6 ,ri* m5 are m puni%$ = _! excess ( economy1 ?an poor m5 are = _! want ( x4 ,!y become mis]ly1 ?9k !mselves daily gr[+ poor]1 & die ! dea?s ( begg>s4 ,we h kn[n sev]al in/ances4 ,"o ( ! ri*e/ m]*ants 9 ,london1 aft] liv+ = "s "t 9 p5ury1 w5t d[n into ! c\ntry1 to ! p>i% :]e he 0 born1 & appli$ to ! ov]se]s = poor's relief4 ,?\gh possess+ millions1 he 0 horror-/ruck by ! fe> ( becom+ poor4 ,relief 0 grant$ him1 & he positively di$ ! dea? ( a paup]4 ,"o ( ! ri*e/ m]*ants 9 ! ,nor? di$ 9 ! receipt ( poor's relief4 ,( c\rse1 all t ! p>i% au?orities _h dol$ out to ^! poor-ri* m5 0 duly repaid by _! executors4 ,& :at did ^! ri* p]sons leave beh9d !m8 ,only ! reputation t !y _h di$ ri* m54 ,b ri*es d n con/itute any claim to di/9ction4 ,x is only ! vulg> :o admire ri*es z ri*es4 ,money is a drug 9 ! m>ket4 ,"s ( ! mo/ weal?y m5 liv+ are m]e nobodies4 ,_m ( !m are comp>atively ignorant4 ,!y are ( no moral or social acc\nt4 ,a %ort "t s9ce1 a li/ 0 publi%$ ( two hundr$ & tw5ty-f\r ,engli% millionaires4 ,"s 7 kn[n z screws2 "s 7 sm>t m5 9 reg>d to speculations2 "s 7 l>ge navvies1 coal-m9]s1 & manufactur]s2 "s 7 almo/ unkn[n beyond _! own local circle2 "s 7 v poor creatures2 v few 7 m5 ( di/9ction4 ,all t "o c\ld say ( !m 01 t !y di$ ri* m54 ,all ! ri* & all ! covet\s m5 9 ! _w1 said ,j]emy ,taylor1 w p]ceive1 & all ! _w w p]ceive = !m1 t x is b an ill recomp5se = all _! c>es1 t by ?is "t all t %all be left w be ?is1 t ! neighb\rs %all say1 ,he di$ a ri* man3 & yet 8 weal? w n pr(it him 9 ! grave1 b hugely swell ! sad acc\nts ( 8 doomsday4 ,"o ( ! *ief causes1 says ,mrs4 ,gore1 :i* r5d] ! pursuit ( weal? a bitt]] z well z m p>donable /ruggle 9 ,engl& ?an on ! ,cont95t1 is ! unequal & caprici\s di/ribution ( family prop]ty4444 ,c\ntry g5tlem5 & pr(essional m51--nay1 m5 )\t ! pret5sion ( be+ g5tlem51--are sc>cely less smitt5 ) ! mania ( creat+ 'an elde/ son' to ! exclusion & degradation ( _! y\ng] *ildr52 & by ! individuals ?us defraud$ by _! ne>e/ & de>e/1 is ! idolatry ( ,mammon pursu$ )\t ! lea/ reg>d to self-respect1 or ! rights ( _! fell[-creatures4 ,injur$1 !y injure 9 _! turn4 ,_! days are devot$ to a campaign = ! recov]y ( _! bir?right4 ,int]e/$ m>riages1 %abby b>ga9s1 & political jobb]y1 may be trac$ to ! vile sy/em ( ?+s :i* conv]ts ! eld] son into a ,dives1 & makes a ,laz>us ( 8 bro!r4 ,b democrats h q z great a love = ri*es z ari/ocrats2 & _m au/]e republicans are eag] to be millionaires4 ,=ms ( gov]nm5t d n influ5ce ! desire = weal?4 ,! eld] ,cato 0 a usur]4 ,"o ( 8 means ( mak+ money 0 by buy+ "y half-f$ slaves at a l[ price2 !n1 by fatt5+ !m up1 & tra9+ !m to "w1 he sold !m at an enhanc$ price4 ,brutus1 :5 9 ! ,isle ( ,cyprus1 l5t 8 money at =ty-eight p] c5t4 int]e/1#a & no "o ?\ght ! worse ( him = 8 ,usury4 ,wa%+ton1 ! h]o ( ,am]ican fre$om1 bequea!d 8 slaves to 8 wife4 ,x did n occur to him to give !m _! lib]ty4 ,municipal jobb]y is n unkn[n 9 ,new ,york2 & its influ5tial citiz5s are said to be /eep$ to ! lips 9 political corruption4 ,mr4 ,mills says1 t ! p ( ! ,nor?-,ea/]n ,/ates h app>5tly got rid ( all social inju/ices & inequalities2 t ! proportion ( population to capital & l& is su* z to ensure abundance = e able-bodi$ man2 t !y enjoy ! six po9ts ( ! ,*>t]1 & ne$ nev] compla9 ( pov]ty4 ,yet all t ^! advantages h done = !m is1 t ! life ( ! :ole ( our sex is devot$ to doll>-hunt+2 & ( ! o!r1 to bre$+ doll>-hunt]s4 ,?is1 ,mr4 ,mill adds1 is n a k9d ( social p]fection :i* philan?ropi/s to come w feel any v eag] desire to assi/ 9 realiz+4#b ,footnote #a3 ,cic]o's ,lett]s ,footnote #b3 ,pr9ciples ( ,political ,economy1 ,book iv41 *4 vi4 ,salad9 ! ,great conqu]$ ,syria1 ,arabia1 ,p]sia1 & ,mesopotamia4 ,he 0 ! greate/ w>rior & conqu]or ( 8 "t4 ,8 p[] & weal? 7 enorm\s4 ,yet he 0 fully p]suad$ ( ! utt] holl[ness ( ri*es4 ,he ord]$1 by 8 w1 t consid]able sums %\ld be di/ribut$ to ,mussulmans1 ,jews1 & ,*ri/ians1 9 ord] t ! prie/s ( ! ?ree religions might implore = him ! m]cy ( ,god4 ,he comm&$ t ! %irt or tunic :i* he wore at ! "t ( 8 dea? %\ld be c>ri$ on ! end ( a spe> ?r\gh\t ! :ole camp & at ! head ( 8 army1 & t ! soldi] :o bore x %\ld pause at int]vals & say al\d1 ,behold all t rema9s ( ! ,emp]or ,salad96--( all ! /ates he _h conqu]$2 ( all ! prov9ces he _h subdu$2 ( ! b\ndless treasures he _h amass$2 ( ! c\ntless weal? he possess$1 he reta9$1 9 dy+1 no?+ b ?is %r\d6 ,don ,jose de ,salamanca1 ! great railway contractor ( ,spa91 01 9 ! e>ly "p ( 8 life1 a /ud5t at ! ,univ]sity ( ,granada4 ,he !re wore1 z he himself says1 ! olde/ & mo/ worn ( cassocks4 ,he 0 a dilig5t /ud5t2 & aft] leav+ college he became a memb] ( ! ,spani% press4 ,f !nce he 0 translat$ to ! ,cab9et ( ,que5 ,*ri/9a1 ( :i* he became ,f9ance ,m9i/]4 ,?is br\ght out 8 comm]cial capacities1 & induc$ him to ent] on comm]cial speculations4 ,he con/ruct$ railways 9 ,spa9 & ,italy1 & took ! pr9cipal %>e 9 e/abli%+ sev]al /eam-%ipp+ companies4 ,b :ile pursu+ comm]ce1 he did n =get lit]ature4 ,once a week he kept an op5 table1 to :i* ! =emo/ m5 9 lit]ature & ! press 7 invit$4 ,!y return$ 8 hospitality by invit+ him to a d9n] on ! mo/ economic scale4 ,bu/s ( ,%akespe>e1 ,c]vantes1 ,dante1 ,s*ill]1 & o!r lit]>y m51 adorn$ ! room4 ,9 return+ ?anks = 8 heal?1 ,salamanca ref]r$ to 8 univ]sity exp]i5ce1 & to 8 lab\rs 9 connection ) ! press4 ,!n1 he w5t on to say1 ! love ( gold took possession ( my s\l1 & x 0 at ,madrid t ,i f\nd ! object ( my adoration2 b n1 alas6 )\t ! loss ( my juv5ile illusions4 ,believe me1 g5tlem51 ! man :o c satisfy all 8 wi%es has no m enjoym5t4 ,keep to ! c\rse y h ent]$ on1 ,i advise y4 ,ro?s*ild's celebrity w expire on ! day ( 8 dea?4 ,immortality c be e>n$1 n b\ght4 ,"h are be=e u ! effigies ( m5 :o h glori\sly cultivat$ lib]al arts2 _! bu/s ,i h met ) 9 e "p ( ,europe2 b n[h]e h ,i f\nd a /atue erect$ to ! hon\r ( a man :o has devot$ 8 life to mak+ money4 ,ri*es & happ9ess h no necess>y connection ) ea* o!r4 ,9 "s cases x might be said t happ9ess is 9 ! inv]se proportion to ri*es4 ,! happie/ "p ( mo/ m5's lives is :ile !y are battl+ ) pov]ty1 & gradually rais+ !mselves above x4 ,x is !n t !y d5y !mselves = ! sake ( o!rs1--t !y save f _! e>n+s to secure a future indep5d5ce1--t !y cultivate _! m9ds :ile lab\r+ = _! daily bread1--t !y endeav\r to r5d] !mselves wis] & bett]--happi] 9 _! homes & m useful to society at l>ge4 ,william ,*amb]s1 ! ,ed9burgh publi%]1 speak+ ( ! lab\rs ( 8 e>ly ye>s1 says1 ,i look back to ^? times ) great pleasure1 & ,i am almo/ sorry t ,i h n to g ?r\gh ! same exp]i5ce aga92 = ,i reap$ m pleasure :5 ,i _h n a sixp5ce 9 my pocket1 /udy+ 9 a g>ret 9 ,ed9burgh1 ?an ,i n[ f9d :5 sitt+ amid/ all ! elegancies & com=ts ( a p>l\r4 ,!re are comp5sations 9 e condition ( life4 ,! diff]5ce 9 ! lot ( ! ri* & ! poor is n s great z is g5]ally imag9$4 ,! ri* man has (t5 to pay a heavy price = 8 privileges4 ,he is anxi\s ab\t 8 possessions4 ,he may be ! victim ( extortion4 ,he is apt to be *eat$4 ,he is ! m>k = e man's %aft4 ,he is surr\nd$ by a ho/ ( cli5ts1 till 8 purse ble$s at e pore4 ,z !y say 9 ,york%ire :5 p become ri*1 ! money soon broddles ?r\gh4 ,or1 if engag$ 9 speculation1 ! ri* man's weal? may fly away at any mom5t4 ,he may try aga91 & !n we> 8 he>t out 9 speculat+ on ! *ances ( ! m>ket4 ,insomnia is a ri* man's disease4 ,! ?\ght ( 8 w9n+s & los+s keeps him sleepless4 ,he is awake by day1 & awake by night4 ,ri*es on ! bra9 is full ( re/lessness & agony4 ,! ri* man ov]-eats or ov]-dr9ks2 & he has g\t4 ,imag9e a man ) a vice fitt$ to 8 toe4 ,let ! vice desc5d ^u ! jo9t1 & be firmly screw$ d[n4 ,screw x aga94 ,he is 9 agony4 ,!n sudd5ly turn ! screw tight]--d[n1 d[n6 ,t is g\t6 ,g\t--( :i* ,syd5ham has said1 t unlike any o!r disease1 x kills m ri* m5 ?an poor1 m wise ?an simple4 ,great k+s1 emp]ors1 g5]als1 admirals1 & philosoph]s1 h di$ ( g\t4 ,h]eby nature %[s h] imp>tiality1 s9ce ^? :om %e fav\rs 9 "o way1 %e afflicts 9 ano!r ,or1 ! ri* man may become satiat$ ) food1 & lose 8 appetite2 :ile ! poor man reli%es & dige/s any?+4 ,a begg> ask$ alms ( a ri* man because he 0 hungry4 ,hungry8 said ! millionaire2 h[ ,i envy y6 ,ab]ne?y's prescription to ! ri* man 01 ,live ^u a %ill+ a day1 & e>n x6 ,:5 ! ,duke ( ,york consult$ him ab\t 8 heal?1 ,ab]ne?y's answ] 01 ,cut (f ! supplies1 & ! enemy w soon leave ! citadel4 ,! lab\r] :o feels little & ?9ks less1 has ! dige/ion ( an o/ri*2 :ile ! non-work] is nev] all[$ to =get t he has a /oma*1 & is oblig$ to wat* e m\?ful t he eats4 ,indu/ry & indige/ion are two ?+s seldom f\nd unit$4 ,_m p envy ! possessions ( ! ri*1 b w n pass ?r\gh ! risks1 ! fatigues1 or ! dang]s ( acquir+ !m4 ,x is relat$ ( ! ,duke ( ,dantzic t an old comrade1 :om he _h n se5 = _m ye>s1 call$ ^u him at 8 hotel 9 ,p>is1 & seem$ amaz$ at ! luxury ( 8 ap>tm5ts1 ! ri*ness ( 8 furniture1 & ! magnific5ce ( 8 g>d5s4 ,! ,duke1 suppos+ t he saw 9 8 old comrade's face a feel+ ( jeal\sy1 said to him bluntly1 ,y may h all t y see be=e y1 on "o condition4 ,:at is t8 said 8 fri5d4 ,x is t y w place y\rself tw5ty paces (f1 & let me fire at y ) a musket a hundr$ times4 ,i w c]ta9ly n accept y\r (f] at t price4 ,well1 repli$ ! ,m>%al1 to ga9 all t y see be=e y1 ,i h fac$ m ?an a ?\s& gun%ots1 fir$ at n move ?an t5 paces (f4 ,! ,duke ( ,m>lbor\gh (t5 fac$ dea?4 ,he became ri*1 & left a million & a half to 8 desc5dants to squ&]4 ,! ,duke 0 a p5uri\s man4 ,he is said to h scold$ 8 s]vant = light+ f\r c&les 9 8 t5t1 :5 ,pr9ce ,eug5e call$ ^u him to hold a conf]5ce be=e ! battle ( ,bl5heim4 ,swift said ( ! ,duke1 ,i d>e hold a wag] t 9 all 8 compaigns he 0 nev] kn[n to lose 8 baggage4 ,b ?is m]ely %[$ 8 consummate g5]al%ip4 ,:5 ill & feeble at ,ba?1 he is said to h walk$ home f ! rooms to 8 lodg+s1 to save sixp5ce4 ,& yet ?is may be excus$1 = he may h walk$ home = ex]cise4 ,he is c]ta9ly kn[n to h giv5 a ?\s& p\nds to a "y & des]v+ soldi] :o wi%$ to pur*ase a commission4 ,:5 ,bol+broke 0 rem9d$ ( "o ( ! weaknesses ( ,m>lbor\gh1 he obs]v$1 ,he 0 s great a man1 t ,i =got t he _h t defect4 ,x is no disgrace to be poor4 ,! praise ( hone/ pov]ty has (t5 be5 sung4 ,:5 a man w n /oop to d wrong1 :5 he w n sell himself = money1 :5 he w n d a di%one/ act1 !n 8 pov]ty is mo/ hon\rable4 ,b ! man is n poor :o c pay 8 way1 & save some?+ besides4 ,he :o pays ca% = all t he pur*ases1 is n poor b well (f4 ,he is 9 a happi] condition ?an ! idle g5tleman :o runs into debt1 & is clo!d1 %od1 & f$ at ! exp5se ( 8 tailor1 %oemak]1 & but*]4 ,montesquieu says1 t a man is n poor because he has no?+1 b he is poor :5 he w n or _c "w4 ,! man :o is able & will+ to "w1 is bett] (f ?an ! man :o possesses a ?\s& cr[ns )\t ! necessity = work+4 ,no?+ %>p5s a man's wits l pov]ty4 ,h5ce _m ( ! greate/ m5 h orig9ally be5 poor m54 ,pov]ty (t5 purifies & braces a man's morals4 ,to spirit$ p1 difficult tasks are usually ! mo/ delightful ones4 ,if we may rely ^u ! te/imony ( hi/ory1 m5 are brave1 tru?ful1 & magnanim\s1 n 9 proportion to _! weal?1 b 9 proportion to _! smallness ( means4 ,& ! be/ are (t5 ! poore/1--always suppos+ t !y h suffici5t to meet _! temporal wants4 ,a div9e has said t ,god has creat$ pov]ty1 b ,he has n creat$ mis]y4 ,& !re is c]ta9ly a great diff]5ce betwe5 ! two4 ,:ile hone/ pov]ty is hon\rable1 mis]y is humiliat+2 inasmu* z ! latt] is = ! mo/ "p ! result ( misconduct1 & (t5 ( idl5ess & drunk5ness4 ,pov]ty is no disgrace to him :o c put up ) x2 b he :o f9ds ! begg>'s /aff once get w>m 9 8 h&1 nev] does any good1 b a great am\nt ( evil4 ,! poor are (t5 ! happie/ ( p--f> m s ?an ! ri*2 b ?\gh !y may be envi$1 no "o w be f\nd will+ to take _! place4 ,moore has told ! /ory ( ! ov]-f$1 ov]-satisfi$ ea/]n despot1 :o s5t a mess5g] to travel ?r\gh ! _w1 9 ord] to f9d out ! happie/ man4 ,:5 discov]$1 ! mess5g] 0 imm$iately to seize him1 take 8 %irt (f 8 back1 & br+ x to ! ,caliph4 ,! mess5g] f\nd ! happie/ man 9 an ,iri%man1--happy1 danc+1 & fl\ri%+ 8 %illelagh4 ,b :5 ! ambassador proce$$ to seize him1 & undress him1 he f\nd t ! ,iri%man _h got no %irt to 8 back6 ,! portion ( ,agur is unque/ionably ! be/3 ,remove f> f me vanity & lies2 give me nei!r pov]ty nor ri*es2 fe$ me ) food conv5i5t = me4 ,! unequal di/ribution ( ! disposition to be happy1 is ( f> great] importance ?an ! unequal di/ribution ( weal?4 ,! disposition to be cont5t & satisfi$1 said ,david ,hume1 is at lea/ equal to an income ( a ?\s& a ye>4 ,montaigne has obs]v$ t ,=tune conf]s b little4 ,human good or ill does n dep5d ^u x4 ,x is b ! se$ ( good1 :i* ! s\l1 inf9itely /rong] ?an weal?1 *anges & applies z x pleases1 & is ?us ! only cause ( a happy or unhappy disposition4 ,engl& is celebrat$ = its *>ities4 ,m4 ,guizot decl>es t !re is no?+ 9 ?is l& t s fills ! m9d ( ! /rang] ) amazem5t at our res\rces1 & admiration at our use ( !m1 z ! noble free-gift monum5ts rais$ on e side = ! relief ( multi=m suff]+4 ,! home philan?ropi/1 :o looks a little deep] ?an ! =eign visitor1 may be dispos$ to take ano!r view ( ! effects ( money-giv+4 ,t *>ity produces unmix$ good1 is v mu* que/ion$4 ,*>ity1 l man1 is sometimes bl9d1 & frequ5tly misguid$4 ,unless money is wisely di/ribut$1 x w frequ5tly d m h>m ?an good4 ,if *>ity c\ld help or elevate ! poor1 ,london w\ld n[ be ! happie/ city 9 ! _w2 = ab\t ?ree millions ( money are sp5t on *>ity1 & ab\t "o 9 e ?ree ( ! ,london population are reliev$ by *>itable in/itutions4 ,x is v easy to raise money = *>ity4 ,subscription li/s con/antly atte/ ! fact4 ,a ri* man is ask$ by "s influ5tial p]son = money4 ,x is v easy to give x4 ,x saves "t to give x4 ,x is consid]$ a religi\s duty to give x4 ,yet to give money un?9k+ly1 to give x )\t consid]+ h[ x is to be us$1--in/ead ( be+ = ! good ( our fell[-creatures1--may (t5 prove ! greate/ injury we c\ld inflict ^u !m4 ,true b5evol5ce does n consi/ 9 giv+ money4 ,nor c *>itable donations1 giv5 indiscrim9ately to ! poor1 h any o!r effect ?an to sap ! f\ndations ( self-respect1 & break d[n ! v outworks ( virtue itself4 ,!re are _m =ms ( b5evol5ce :i* create ! v evils !y are int5d$ to cure1 & enc\rage ! poor] classes 9 ! habit ( dep5d5ce ^u ! *>ity ( o!rs1--to ! neglect ( ^? f> heal?i] means ( social well-be+ :i* lie )9 _! own rea*4 ,"o w\ld ?9k t ?ree million a ye> 7 suffici5t to relieve all ! actual di/ress t exi/s 9 ,london4 ,yet ! di/ress1 not)/&+ all ! money sp5t ^u x1 goes on increas+4 ,may n ! money sp5t 9 *>ity1 create ! di/ress x relieves1--besides creat+ o!r di/ress :i* x fails to relieve8 ,un$ucat$ & idle p w n ex]t !mselves = a liv+1 :5 !y h ! hope ( obta9+ ! liv+ )\t ex]tion4 ,:o w be frugal & provid5t1 :5 *>ity (f]s all t frugality & provid5ce c conf]8 ,does n ! gift ( ! advantages1 com=ts1 & rew>ds ( indu/ry1 )\t ! necessity ( lab\r+ = !m1 t5d to sap ! v f\ndations ( en]gy & self-reliance8 ,is n ! circum/ance t pov]ty is ! only requisite qualification on ! "p ( ! applicant = *>ity1 calculat$ to tempt ! p to self-indulg5ce1 to dissipation1 & to ^? c\rses ( life :i* keep !m poor8 ,m5 :o w n /ruggle & ex]t !mselves1 are ^? :o are help$ fir/4 ,! wor/ sort ( p]sons are made com=table3 :il/ ! h>d-work+1 self-support+ man1 :o disda9s to ?r[ himself ^u *>ity1 is compell$ to pay rates = ! ma9t5ance ( ! idle4 ,*>ity /ret*es =? its h& to ! rott5e/ p>ts ( society2 x r>ely seeks out1 or helps1 ! /ruggl+ & ! hone/4 ,z ,c>lyle has said1 ,o my a/oni%+ b5evol5t fri5ds6 t nev] ?9k ( m$dl+ ) ! mat]ial :ile x cont9ues s\nd2 t /ress & /ra9 x ) new rates & assessm5ts1 till ev5 x has giv5 way & decl>$ itself rott52 :]eupon y gre$ily snat* at x1 & say1 ',n[ let u try to d "s good ^u x6' ,! *>ity :i* m]ely consi/s 9 giv+1 is an idle indulg5ce--(t5 an idle vice4 ,! m]e giv+ ( money w nev] d ! "w ( philan?ropy4 ,z a rec5t writ] has said1 ,! crimes ( ! virtu\s1 ! blasphemies ( ! pi\s1 & ! follies ( ! wise1 w\ld sc>cely fill a l>g] volume ?an ! cruelties ( ! humane4 ,9 ?is _w a l>ge "p ( ! occupation ( ! wise has be5 to neutralize ! ef=ts ( ! good4 ,public *>ities1 said ! late ,"l ,lytton1 are too (t5 m]ely a bonus to public indol5ce & vice4 ,:at a d>k lesson ( ! fallacy ( human wisdom does ?is k /rike into ! he>t6 ,:at a wa/e ( ! mat]ials ( k9dly sympa?ies6 ,:at a p]v]sion individual mi/akes c cause1 ev5 9 ! virtues ( a nation6 ,*>ity is a feel+ de> to ! pride ( ! human he>t--x is an ari/ocratic emotion6 ,mahomet te/ifi$ 8 deep k ( 8 k9d :5 he all[$ ! vice h>de/ to control1--sexual lic5ti\sness2 & enc\rag$ ! virtue easie/ to practise1--*>ity4#a ,footnote #a3 ,,"l ,,lytton--,engl& & ! ,engli%1 p4 #abd4 ,!re are cl]gym5 9 ,london :o say t *>ity acts aga9/ ! ext5sion ( religion among/ ! p4 ,! ,rev4 ,mr4 ,/one says1 ,he is an unwelcome visitor to ! poor :o br+s ! ,bible 9 "o h&1 )\t a loaf1 a blanket1 or a %ill+ 9 ! o!r4 ,& no wond]4 ,by ! prevail+ sy/em ( *>itable relief !y h be5 nurs$ 9 ?is c>nal _s2 !y h be5 ju/ifi$ 9 ^? selfi% expectations4 ,in/ead ( be+ all[$ to le>n ! great & salut>y lesson ( provid5ce1 t !re is a necess>y connection betwe5 _! conduct & _! condition1 !y h1 by ?is artificial sy/em1 be5 taught t indig5ce is ( itself suffici5t to con/itute a claim to relief4 ,!y h be5 ?us enc\rag$ 9 improvid5ce1 immorality1 fraud1 & hypocrisy4 ,! true/ philan?ropi/s are ^? :o endeav\r to prev5t mis]y1 dep5d5ce1 & de/itution2 & especially ^? :o dilig5tly help ! poor to help !mselves4 ,?is is ! great advantage ( ! ,p>o*ial ,mission-,wom5 ,association4#a ,!y br+ !mselves into close communication ) ! p 9 ! sev]al p>i%es ( ,london1 & endeav\r to assi/ !m 9 _m ways4 ,b !y avoid giv+ indiscrim9ate alms4 ,_! objects are to help ! poor to help !mselves1 & to raise !m by mak+ !m feel t !y c help !mselves4 ,!re is abundant room = philan?ropy among/ all classes2 & x is mo/ gratify+ to f9d ladies ( high di/9ction tak+ "p 9 ?is noble "w4 ,footnote #a3 ,see ,ea/ & ,we/1 edit$ by ! ,c\ntess ,sp5c]4 ,!re are num]\s o!r societies e/abli%$ ( late ye>s1 :i* af=d gratify+ in/ances ( ! high] & m rational1 z well z really m ,*ri/ian1 =ms ( *>ity4 ,! societies = improv+ ! dwell+s ( ! indu/rial classes1--= build+ ba?s & wa%h\ses1--= e/abli%+ workm5's1 seam5's1 & s]vants' homes1--= cultivat+ habits ( provid5ce & frugality among/ ! work+-classes1--& = ext5d+ ! advantages ( k among/ ! p1--are important ag5cies ( ?is k9d4 ,^!1 in/ead ( sapp+ ! f\ndations ( self-reliance1 are really & truly help+ ! p to help !mselves1 & are des]v+ ( e approbation & enc\ragem5t4 ,!y t5d to elevate ! condition ( ! mass2 !y are embodim5ts ( philan?ropy 9 its highe/ =m2 & are calculat$ to be> good fruit ?r\gh all "t4 ,ri* m51 ) ! prospect ( dea? be=e !m1 are (t5 v mu* conc]n$ ab\t _! money affairs4 ,if unm>ri$ & )\t successors1 !y f9d a consid]able difficulty 9 kn[+ :at to d ) ! pile ( gold !y h ga!r$ toge!r dur+ _! lifetime4 ,!y mu/ make a w1 & leave x to somebody4 ,9 old5 times1 ri* p left money to pay = masses = _! s\ls4 ,p]haps _m d s /ill4 ,"s f\nd$ alm%\ses2 o!rs hospitals4 ,money 0 left = ! purpose ( di/ribut+ doles to poor p]sons1 or to p]sons ( ! same "n & trade z ! deceas$4 ,^! doles1 said ! wife ( a cl]gyman 9 ! neighb\rhood ( ,london1 are do+ an inf9ite deal ( mis*ief3 !y are rapidly paup]is+ ! p>i%4 ,n long s9ce1 ! t[n ( ,b$=d 0 corrupt$ & demoraliz$ by ! doles & b5efactions :i* ri* m5 _h left to ! poor] classes4 ,give a man money )\t work+ = x1 & he w soon claim x z a "r4 ,x practically =bids him to ex]cise =e?\ght1 or to provide aga9/ ! vicissitudes ( trade1 or ! accid5ts ( life4 ,x n only breaks d[n ! bulw>ks ( indep5d5ce1 b ! outpo/s ( virtue itself4 ,l>ge sums ( money are left by ri* m5 to f\nd ,*>ities4 ,!y wi% to d good1 b 9 _m cases !y d mu* moral injury4 ,_! ,*>ities are any?+ b *>itable4 ,!y de/roy ! self-respect ( ! work+-classes1 & also ( ! classes above !m4 ,we c get ?is *>ity = no?+4 ,we c get m$ical assi/ance = no?+4 ,we c get our *ildr5 educat$ = no?+4 ,:y %\ld we "w8 ,:y %\ld we save8 ,su* is ! idea :i* *>ity1 s-call$1 inculcates4 ,! ,*>itable ,in/itution becomes a g5teel poor-h\se2 & ! lesson is ext5sively taught t we c d bett] by begg+ ?an by work+4 ,! bequea?m5t ( ,/eph5 ,gir>d1 ! weal?y ,am]ican m]*ant1 0 ( a diff]5t "*4 ,gir>d 0 a native ( ,bordeaux4 ,an orphan at an e>ly age1 he 0 put on bo>d a %ip z a cab9 boy4 ,he made 8 fir/ voyage to ,nor? ,am]ica :5 ab\t t5 or twelve ye>s old4 ,he _h little education1 & only a limit$ acqua9tance ) read+ & writ+4 ,he work$ h>d4 ,he gradually improv$ 9 means s t he 0 able to set up a /ore4 ,:il/ liv+ 9 ,wat] ,/reet1 ,new ,york1 he fell 9 love ) ,polly ,luna1 ! daught] ( a caulk]4 ,! fa!r =bade ! m>riage4 ,b ,gir>d p]sev]$1 & at l5g? he won & m>ri$ ,polly ,lum4 ,x prov$ a mo/ un=tunate m>riage4 ,8 wife _h no sympa?y ) him2 & he became cross1 snappi%1 morose4 ,he took to sea aga92 & at =ty he comm&$ 8 own sloop1 & 0 engag$ 9 ! coa/+ trade betwe5 ,new ,york1 ,philadelphia1 & ,new ,orleans4 ,!n he settl$ 9 ,philadelphia1 & became a m]*ant4 ,he devot$ 8 :ole s\l to 8 bus9ess2 = he _h det]m9$ to become ri*4 ,he practis$ ! mo/ rigid economy4 ,he p]=m$ any "w by :i* money c\ld be made4 ,he %ut 8 he>t aga9/ ! bl&i%m5ts ( life4 ,! desire = weal? seems to h possess$ 8 s\l4 ,8 life 0 "o ( unceas+ lab\r4 ,rememb]1 t ,gir>d 0 unhappy at home4 ,8 nature might h be5 s(t5$1 _h he be5 bless$ ) a happy wife4 ,he l$ t5 mis]able ye>s ) h]2 & !n %e became insane4 ,%e lay = ab\t tw5ty ye>s 9 ! ,p5nsylvania hospital1 & di$ !re4 ,yet !re 0 some?+ m ?an h>dness & h>%ness 9 ,gir>d4 ,!re 0 a deep "u-curr5t ( humanity 9 him4 ,:5 ! yell[ fev] broke out 9 ,philadelphia1 9 #agic1 8 bett] nature %[$ itself4 ,! p 7 smitt5 to dea? by ?\s&s4 ,nurses c\ld n be f\nd to att5d ! pati5ts 9 ! hospital4 ,x 0 reg>d$ z c]ta9 dea? to nurse ! sick4 ,weal? _h no p[] to bribe1 nor beauty to *>m1 ! oppressor2 ,b all p]i%$ alike b5ea? ! sc\rge ( 8 ang]2 ,only1 alas ,i ! poor1 :o _h nei!r fri5ds nor att5dants1 ,crept away to die 9 ! alm%\se1 home ( ! homeless4 ,x 0 at ?is "t1 :5 _m 7 /rick5 ) fev]1 t ,gir>d ab&on$ 8 bus9ess1 & (f]$ 8 s]vices z sup]9t5d5t ( ! public hospital4 ,he _h ,pet] ,helm = 8 associate4 ,gir>d's bus9ess faculty imm$iately display$ itself4 ,8 p[]s ( organization 7 imm5se1 & ! results ( 8 "w 7 soon obs]v$4 ,ord] began to reign :]e ev]y?+ _h be=e be5 9 confusion4 ,dirt 0 conqu]$ by cleanl9ess4 ,:]e !re _h be5 wa/efulness1 !re 0 n[ ?rift9ess4 ,:]e !re _h be5 neglect1 !re 0 unremitt+ att5tion4 ,gir>d saw t e case 0 prop]ly att5d$ to4 ,he himself att5d$ to ! pati5ts afflict$ by ! loa?some disease1 m9i/]$ to ! dy+1 & p]=m$ ! la/ k9d (fices = ! dead4 ,at la/ ! plague 0 /ay$2 & ,gir>d & ,helm return$ to _! ord9>y occupations4 ,! visitors ( ! poor 9 ,philadelphia plac$ ! foll[+ m9ute on _! books3 ,/eph5 ,gir>d & ,pet] ,helm1 memb]s ( ! committee1 commis]at+ ! calamit\s /ate to :i* ! sick may probably be r$uc$ = want ( suitable p]sons to sup]9t5d ! hospital1 volunt>ily (f]$ _! s]vices = t b5evol5t employm5t1 & excit$ a surprise & satisfaction t c be bett] conceiv$ ?an express$4 ,! results ( ,/eph5 ,gir>d's indu/ry & economy may be se5 9 ,philadelphia--9 ! beautiful dwell+ h\ses1 r[ aft] r[1--b m ?an all1 9 ! magnific5t m>ble edifice ( ,gir>d ,college4 ,he left ! great] "p ( 8 =tune = public purposes1--pr9cipally to erect & ma9ta9 a public libr>y & a l>ge orphanage4 ,x might h be5 9 reg>d to 8 own desolate condition1 :5 ca/ an orphan among/ /rang]s & =eign]s1 t he devis$ 8 spl5did *>ity = poor1 =lorn1 & fa!rless *ildr54 ,"o ( ! rooms 9 ! college is s+ul>ly furni%$4 ,gir>d _h direct$ t a suitable room 0 to be set ap>t = ! pres]vation ( 8 books & pap]s2 b f excess ( pi\s c>e1 or dread ( ! next-( k91 all ! pla9 homely man's effects 7 %ovell$ into ?is room4 ,"h are 8 boxes & 8 bookcase1 8 gig & 8 gait]s1 8 pictures & 8 pott]y2 & 9 a bookcase1 hang+ ) c>eless grace1 are 8 braces--old homely knitt$ braces1 tell+ _! tale ( simplicity & c>efulness4#a ,footnote #a3 ,g5tleman's ,magaz9e1 ,april4 #ahge4 ,george ,dawson on ,niag>a & ,else:]e4 ,"o ( ! f9e/ hospitals 9 ,london is t f\nd$ by ,?omas ,guy1 ! booksell]4 ,he is said to h be5 a mis]4 ,at all ev5ts he mu/ h be5 a ?rifty & sav+ man4 ,no f\ndation su* z t ( ,guy's c be accompli%$ )\t ?rift4 ,m5 :o accompli% su* ?+s mu/ d5y !mselves = ! b5efit ( o!rs4 ,?omas ,guy appe>s e>ly to h project$ s*emes ( b5evol5ce4 ,he fir/ built & end[$ alm%\ses at ,tamwor? = f\rte5 poor m5 & wom51 ) p5sions = ea* occupant2 & ) a ?\ghtfulness becom+ 8 vocation1 he furni%$ !m ) a libr>y4 ,he _h himself be5 educat$ at ,tamwor?1 :]e he _h d\btless se5 hungry & homeless p]sons suff]+ f cleanness ( tee? & ! w9t]'s rage2 & ! alm%\ses 7 8 contribution = _! relief4 ,he 0 a booksell] 9 ,london at t "t4 ,guy prosp]$1 n s mu* by booksell+1 z by buy+ & sell+ ,s\? ,sea ,/ock4 ,:5 ! bubble bur/1 he did n hold a %>e3 b he _h realiz$ a pr(it ( sev]al hundr$ ?\s& p\nds4 ,?is sum he pr9cipally employ$ 9 build+ & end[+ ! hospital :i* be>s 8 "n4 ,! build+ 0 ro($ 9 be=e 8 dea?1 9 #agbd4 ,scot* b5efactors = ! mo/ "p leave _! sav+s = ! purpose ( f\nd+ hospitals = educational purposes4 ,!re 0 fir/ ! ,h]iot's ,hospital1 f\nd$ 9 ,ed9burgh by ,george ,h]iot1 ! goldsmi? ( ,james ,i41 = ma9ta9+ & educat+ a hundr$ & eighty boys4 ,b ! prop]ty ( ! hospital hav+ increas$ 9 value--! ,new ,t[n ( ,ed9burgh be+ = ! mo/ "p built on ,george ,h]iot's l&--! op]ations ( ! *>ity h be5 greatly ext5d$2 z _m z f\r ?\s& boys & girls be+ n[ educat$ free ( exp5se1 9 diff]5t p>ts ( ! city4 ,!re are also ! ,george ,watson's ,hospital1 ! ,john ,watson's ,hospital1 ! ,orphan ,hospital1 two ,maid5 ,hospitals1 ! ,cauv5's ,hospital1 ! ,donaldson's ,hospital1 ! ,/ew>t's ,hospital1 & ! spl5did ,fettes ,college 7rec5tly op5$71--all f\nd$ by ,scotti% b5efactors = ! ord9>y education ( boys & girls1 & also = _! high] education4 ,ed9burgh may well be call$ ! ,city ( ,educational ,end[m5ts4 ,!re is also ! ,madras ,college1 at ,/4 ,&rews1 f\nd$ by ! late ,&rew ,bell1 ,d4,d42 ! ,doll> ,in/itution1 f\nd$ by ,john ,macrat2 & ! ,dick ,beque/1 = elevat+ ! "* & position ( ! p>o*ial s*ools & s*oolma/]s1 9 ! c\nties ( ,ab]de51 ,banff1 & ,moray4 ,! effects ( ?is la/ beque/ h be5 mo/ salut>y4 ,x has rais$ ! "* ( ! education giv5 9 ! public s*ools1 & ! results h be5 frequ5tly obs]v$ at ,cambridge1 :]e m5 f ! nor!rn c\nties h tak5 high hon\rs 9 all dep>tm5ts ( le>n+4 ,engli% b5efactors h rec5tly be5 foll[+ 9 ! same direction4 ,! ,ow5's ,college at ,man*e/]2 ! ,br[n ,libr>y & ,museum at ,liv]pool2 ! ,:itwor? ,b5efaction1 by :i* ?irty s*ol>%ips ( ! annual value ( #ajj ea* h be5 f\nd$ = ! promotion ( te*nical in/ruction2 & ! ,sci5tific ,college at ,birm+ham1 f\nd$ by ,sir ,josiah ,mason1 = ! purpose ( educat+ ! ris+ g5]ation 9 s\nd1 ext5sive1 & practical sci5tific k1--=m a s]ies ( excell5t in/itutions :i* w1 we hope1 be foll[$ by _m simil> b5efactions4 ,a man ne$ n m\ld] ) ! gre5 grass ov] 8 grave1 be=e 8 means are appli$ to noble purposes4 ,he c make 8 b5efactions :ile liv+1 & assi/ at ! outset 9 c>ry+ out 8 lib]al int5tions4 ,among ! great b5efactors ( ,london1 ! "n ( ,mr4 ,peabody1 ! ,am]ican bank]1 _c be =gott54 ,x w\ld take a volume to discuss 8 m]its1 ?\gh we mu/ dismiss him 9 a p>agraph4 ,he 0 "o ( ! fir/ to see1 or at all ev5ts to make am5ds =1 ! h\seless condition ( ! work+ classes ( ,london4 ,9 ! =mation ( railways "u & above gr\nd1 9 op5+ out & wid5+ new /reets1 9 erect+ new public build+s1--! dwell+s ( ! poor 7 de/roy$1 & _! occupants sw>m$ away1 no "o knew :i!r4 ,p]haps !y cr[d$ clos] toge!r1 & br$ disease 9 _m =ms4 ,societies & companies 7 =m$ to rem$y ! evil to a c]ta9 ext5t4 ,sir ,sydney ,wat]l[ 0 "o ( ! fir/ to lead ! way1 & he 0 foll[$ by o!rs4 ,b x 0 n until ,mr4 ,peabody _h left 8 spl5did b5efaction to ! poor ( ,london1 t any /eps c\ld be tak5 to deal ) ! evil on a l>ge & compreh5sive scale4 ,8 tru/ees h already erect$ ranges ( workm5's dwell+s 9 _m p>ts ( ! metropolis1--:i* w f "t to "t be ext5d$ to o!r p>ts4 ,! ,peabody dwell+s furni% an example ( :at work+ m5's dwell+s ought to be4 ,!y are clean1 tidy1 & com=table homes4 ,!y h dim9i%$ drunk5ness2 !y h promot$ morality4 ,mr4 ,peabody int5d$ t 8 b\nty %\ld directly ameliorate ! condition & augm5t ! com=ts ( ! poor1 & he hop$ t ! results w\ld be appreciat$1 n only by ! pres5t1 b by future g5]ations ( ! p ( ,london4 ,f all t ! tru/ees h done1 x is cle> t !y are fai?fully & nobly c>ry+ out 8 int5tions4 ,all ^! b5efactors ( ! poor 7 orig9ally m5 ( mod]ate means4 ,"s ( !m 7 at "o "t poor m54 ,sir ,joseph ,:itwor? 0 a j\rneyman eng9e] ) ,mr4 ,clem5t1 9 ,s\?w>k1 ! inv5tor ( ! plan+ ma*9e4 ,sir ,josiah ,mason 0 by turns a co/]mong]1 j\rneyman bak]1 %oemak]1 c>pet weav]1 jewell]1 split-/eel r+ mak] 7"h he made 8 fir/ ?\s& p\nds71 /eel-p5 mak]1 copp]-smelt]1 & electro-plat]1 9 :i* la/ trade he made 8 =tune4 ,mr1 ,peabody work$ 8 way up by small degrees1 f a cl]k 9 ,am]ica to a bank] 9 ,london4 ,_! b5efactions h be5 ! result ( self-d5ial1 indu/ry1 sobriety1 & ?rift4 ,b5evol5ce ?r[s out blossoms :i* d n always rip5 into fruit4 ,x is easy en\gh to project a b5evol5t und]tak+1 b m difficult to c>ry x out4 ,! au?or 0 once induc$ to take an int]e/ 9 a propos$ ,navvy's ,home2 b cold wat] 0 ?r[n ^u ! project1 & x fail$4 ,! navvy workm51 :o h made ! railways & docks ( ,engl&1 are a h>d-work+ b a r ?riftless set4 ,!y are good-he>t$ fell[s1 b sometimes drunk54 ,9 c>ry+ out _! op]ations1 !y (t5 run great dang]s4 ,!y are sometimes s s]i\sly injur$ by w\nds & fractures z to be disabl$ = life4 ,= in/ance1 9 c>ry+ out ! works ( ! ,man*e/]1 ,%effield1 & ,l9coln%ire ,railway1 !re 7 tw5ty-two cases ( comp\nd fractures sev5ty-f\r simple fractures1 besides burns f bla/s1 sev]e contusions1 lac]ations1 & dislocations4 ,"o man lo/ bo? 8 eyes by a bla/1 ano!r _h 8 arm brok5 by a bla/4 ,_m lo/ _! f+]s1 feet1 legs1 & arms2 :i* disabl$ !m = fur!r "w4 ,kn[+ ! p]ils to :i* railway lab\r]s 7 expos$1 x occurr$ to a late em95t contractor to adopt "s me?od = help+ & com=t+ !m 9 _! decl9+ ye>s4 ,! subject 0 br\ght "u ! au?or's notice by 8 fri5d ! late ,mr4 ,eborall1 9 ! foll[+ words3 ,i h j be5 visit+ a l>ge contractor--a man ( great weal?2 & he reque/s y\r assi/ance 9 e/abli%+ a ',navvy's ,home4' ,y "k t _m ( ! contractors & eng9e]s1 :o h be5 engag$ 9 ! con/ruction ( railways1 are m5 :o h accumulat$ imm5se =tunes3 ! sav+s ( "s ( !m am\nt to millions4 ,well1 my fri5d ! contractor n long s9ce f\nd a mis]able1 worn-out old man 9 a dit* by ! roadside4 ',:at1' said he1 'is t y8' nam+ ! man 9 ! dit* by 8 "n4 ',ay1' repli$ ! man1 ''de$ x is6' ',:at are y do+ !re8' ',i h come "h to die4 ,i c "w no m4' ',:y don't y g to ! workh\se8 !y w att5d to y\r wants !re4' ',no6 no workh\se = me6 ,if ,i am to die1 ,i w die 9 ! op5 air4' ,! contractor recogniz$ 9 ! man "o ( 8 =m] navvies4 ,he _h work$ = him & = o!r contractors _m ye>s2 & :ile !y _h be5 mak+ _! =tunes1 ! navvy :o _h work$ = !m _h fall5 s l[ z to be f\nd dy+ 9 a dit*4 ,! contractor 0 mu* affect$4 ,he ?\ght ( ! num]\s o!r navvies :o mu/ be want+ simil> help4 ,%ortly aft]1 he took ill1 & dur+ 8 illness1 ?9k+ ( :at he might d = ! navvies1 ! idea occurr$ to him ( f\nd+ a ',navvy's ,home2' & he has desir$ me to ask y to assi/ him 9 br++ out ! in/itution4 ,x seem$ to ! au?or an admirable project1 & he cons5t$ to d all t he c\ld = x4 ,b :5 ! p]sons :o 7 ! mo/ likely to contribute to su* an in/itution 7 appli$ to1 !y ?rew su* floods ( cold wat] ^u x1#a t x became evid5t1 9 ! face ( _! opposition1 t ,! ,navvy's ,home c\ld n be e/abli%$4 ,( c\rse1 excuses 7 abundant4 ,navvies 7 ! mo/ extravagant workm54 ,!y ?rew away ev]y?+ t !y e>n$4 ,!y sp5t _! money on be]1 :isky1 tally-wom51 & *ampagne4 ,if !y di$ 9 dit*es1 x 0 _! own fault4 ,!y might h e/abli%$ !mselves 9 com=t1 if !y wi%$ to d s4 ,:y %\ld o!r p provide = !m 9 old age1 m ?an = any o!r class ( lab\r]s8 ,!re 0 ! workh\se3 let !m g !re4 ,& s on4 ,x is easy to f9d a /ick to beat a sick dog4 ,z = ! orig9al projector1 he recov]$ 8 heal?1 he =got to subscribe = ,! ,navvy's ,home1 & ! s*eme fell to ! gr\nd4 ,! devil 0 sick1 ! devil a sa9t w\ld be3 ,! devil grew well1 ! devil a sa9t 0 he4' ,footnote #a3 ,) "o admirable exception4 ,a noble-he>t$ man1 /ill liv+ volunte]$ a v l>ge subscription t[>ds ! e/abli%m5t ( ! ,navvy's ,home4 ,,*apt] ,,xv4 ,,heal?y ,,homes4 ,! be/ security = civilization is ! dwell+4 --,b4 ,disraeli4 ,cleanl9ess is ! elegance ( ! poor4--,engli% ,prov]b4 ,sanitas sanitatum1 et omnia sanitas4--,julius ,m5o*ius4 ,virtue nev] dwelt long ) fil? & na/9ess4--,c\nt ,rum=d4 ,m s]vants wait on ,man ,?an he'll take notice (3 9 e pa? ,he treads d[n t :i* do? befri5d him ,:5 sickness makes him pale & wan4--,george ,h]b]t4 ,heal? is said to be weal?4 ,inde$1 all weal? is valueless )\t heal?4 ,e man :o lives by lab\r1 :e!r ( m9d or body1 reg>ds heal? z "o ( ! mo/ valuable ( possessions4 ,)\t x1 life w\ld be un5joyable4 ,! human sy/em has be5 s fram$ z to r5d] enjoym5t "o ( ! pr9cipal ends ( physical life4 ,! :ole arrangem5t1 /ructure1 & functions ( ! human sy/em are beautifully adapt$ = t purpose4 ,! ex]cise ( e s5se is pleasurable1--! ex]cise ( sight1 he>+1 ta/e1 t\*1 & muscul> ef=t4 ,:at c be m pleasurable1 = in/ance1 ?an ! feel+ ( entire heal?1--heal?1 :i* is ! sum-total ( ! functions ( life1 duly p]=m$8 ,enjoym5t1 says ,dr4 ,s\?wood ,smi?1 is n only ! end ( life1 b x is ! only condition ( life :i* is compatible ) a protract$ t]m ( exi/5ce4 ,! happi] a human be+ is1 ! long] he lives2 ! m he suff]s1 ! soon] he dies4 ,to add to enjoym5t1 is to l5g!n life2 to inflict pa91 is to %ort5 its duration4 ,happ9ess is ! rule ( heal?y exi/5ce2 pa9 & mis]y are its exceptional conditions4 ,nor is pa9 altoge!r an evil2 x is r a salut>y w>n+4 ,x tells u t we h transgress$ "s rule1 violat$ "s law1 disobey$ "s physical obligation4 ,x is a monitor :i* w>ns u to am5d our /ate ( liv+4 ,x virtually says1--,return to nature1 obs]ve h] laws1 & be re/or$ to happ9ess4 ,?us1 p>adoxical ?\gh x may seem1 pa9 is "o ( ! conditions ( ! physical well-be+ ( man2 z dea?1 accord+ to ,dr4 ,?omas ,br[n1 is "o ( ! conditions ( ! enjoym5t ( life4 ,to enjoy physical happ9ess1 !re=e1 ! natural laws mu/ be compli$ )4 ,to discov] & obs]ve ^! laws1 man has be5 end[$ ) ! gift ( reason4 ,does he fail to ex]cise ?is gift1--does he neglect to comply ) ! law ( 8 be+1--!n pa9 & disease are ! necess>y consequ5ce4 ,man violates ! laws ( nature 9 8 own p]son1 & he suff]s accord+ly4 ,he is idle & ov]fe$s himself3 he is puni%$ by g\t1 indige/ion1 or apoplexy4 ,he dr9ks too mu*3 he becomes bloat$1 trembl+1 & weak2 8 appetite falls (f1 8 /r5g? decl9es1 8 con/itution decays2 & he falls a victim to ! num]\s diseases :i* haunt ! /eps ( ! drunk>d4 ,society suff]s 9 ! same way4 ,x leaves di/ricts undra9$1 & /reets unclean$4 ,masses ( ! population are all[$ to live cr[d$ toge!r 9 un:olesome d5s1 half poison$ by ! mephitic air ( ! neighb\rhood4 ,!n a fev] breaks out1--or a *ol]a1 or a plague4 ,disease spreads f ! mis]able abodes ( ! poor into ! com=table homes ( ! ri*1 c>ry+ dea? & deva/ation be=e x4 ,! mis]y & suff]+ incurr$ 9 su* cases1 are no?+ less ?an wilful1 inasmu* z ! k necess>y to av]t !m is )9 ! rea* ( all4 ,:]ev] any numb] ( p]sons live toge!r1 ! atmosph]e becomes poison$1 unless means be provid$ = its con/ant *ange & r5ovation4 ,if !re be n suffici5t v5tilation1 ! air becomes *>g$ ) c>bonic acid1 pr9cipally ! product ( respiration4 ,:atev] ! body dis*>ges1 becomes poison to ! body if introduc$ aga9 ?r\gh ! lungs4 ,h5ce ! imm5se importance ( pure air4 ,a defici5cy ( food may be consid]ably less injuri\s ?an a defici5cy ( pure air4 ,e p]son above f\rte5 ye>s ( age requires ab\t six hundr$ cubic feet ( %ut-up space to brea! 9 dur+ ! tw5ty-f\r h\rs4#a ,if he sleeps 9 a room ( small] dim5sions1 he w suff] m or less1 & gradually approa* ! condition ( be+ smo!r$4 ,footnote #a3 ,:]e six hundr$ cubic feet ( space is all[$1 ! air requires to be *ang$1 by v5tilation1 five times 9 ! h\r1 9 ord] to keep x pure4 ,! be/ am\nt ( space to be all[$ = a heal?y adult is ab\t eight hundr$ cubic feet4 ,! air :i* is brea!d becomes s rapidly impure1 t a con/ant supply ( fre% air mu/ be kept up to make ! air ( ! %ut-up space fit = brea?+4 ,! foll[+ are "s am\nts ( space p] head :i* are met ) 9 practice3-- ,artizan rooms #bjj cubic feet4 ,metropolitan ,lodg+ ,h\ses #bdj ,poor ,law ,bo>d ,dormitories #cjj ,b>rack ,regulation #fj ,! be/ ,hospitals #a1ejj to #b1jjj cubic feet4 ,%ut up a m\se 9 a glass receiv]1 & x w gradually die by rebrea?+ its own brea?4 ,%ut up a man 9 a conf9$ space1 & he w die 9 ! same way4 ,! ,engli% soldi]s expir$ 9 ! ,black ,hole ( ,calcutta because !y want$ pure air4 ,?us ab\t half ! *ildr5 born 9 "s manufactur+ t[ns die1 be=e !y are five ye>s old1 pr9cipally because !y want pure air4 ,humboldt tells ( a sailor :o 0 dy+ ( fev] 9 ! close hold ( a %ip4 ,8 comrades br\ght him out ( 8 hold to die 9 ! op5 air4 ,in/ead ( dy+1 he reviv$1 & ev5tually got well4 ,he 0 cur$ by ! pure air4 ,! mo/ common result ( brea?+ impure air1 among/ adults1 is fev]4 ,! heavie/ municipal tax1 said ,dr4 ,s\?wood ,smi?1 is ! fev] tax4 ,x is e/imat$ t 9 ,liv]pool "s sev5 ?\s& p]sons are ye>ly attack$ by fev]1 ( :om ab\t five hundr$ die4 ,fev] usually attacks p]sons ( betwe5 tw5ty & ?irty1 or ^? :o g5]ally h small families dep5d+ on !m = support4 ,h5ce dea?s f fev]1 by caus+ wid[hood & orphanage1 impose a v heavy tax ^u ! inhabitants ( all ! l>ge manufactur+ t[ns4 ,dr4 ,playfair1 aft] c>efully consid]+ ! "q1 is ( op9ion t ! total pecuni>y loss inflict$ on ! c\nty ( ,lanca%ire f prev5tible disease1 sickness1 & dea?1 am\nts to n less ?an five millions /]l+ annually4 ,b ?is is only ! physical & pecuni>y loss4 ,! moral loss is inf9itely great]4 ,:]e are n[ ! happy humble swa9s & ! g5tle %eph]ds ( ! old ,engli% poets8 ,at ! pres5t "t1 !y are n[h]e to be f\nd4 ,! mod]n ,/rephon & ,phyllis are a v humble pair1 liv+ 9 a clay-floor$ cottage1 & ma9ta9+ a family on f twelve to fifte5 %ill+s a week4 ,& s f> f ,/rephon sp5d+ 8 "t 9 sitt+ by a purl+ /ream play+ r\ndelays ^u a pipe1--poor fell[6 he c sc>cely af=d to smoke "o1 8 h\rs ( lab\r are s long1 & 8 wages are s small4 ,z = ,daphnis1 he is a l\t1 & c nei!r read nor write2 nor is 8 ,*loe any bett]4 ,ph9eas ,flet*] ?us sang ( ,! ,%eph]d's ,home3-- ,?rice1 oh1 ?rice happie %eph]d's life & /ate6 ,:5 c\rts are happ9esse1 unhappie pawns6 ,8 cottage l[1 & safely humble gate4 ,%uts out pr\d ,=tune1 ) h] scorns & fawns3 ,no fe>$ treason breaks 8 quiet sleep3 ,s++ all day1 8 flocks he le>ns to keep3 ,himself z innoc5t z are 8 simple %eep4 ,8 c]ta9 life1 t nev] c deceive him1 ,is full ( ?\s& sweets & ri* cont5t3 ,! smoo?-leav$ bee*es 9 ! field receive him ,) coole/ %ades1 till noontide's rage is sp5t3 ,8 life is nei!r to/ 9 boi/'r\s seas ,( tr\bl\s _w1 nor lo/ 9 slo?ful ease2 ,pleas$ & full ble/ he lives1 :5 he 8 ,god c please4' ,:]e1 oh :]e1 has ?is g5tle %eph]d gone8 ,h sp9n+-j5nies swall[$ him up8 ,alas6 z 0 obs]v$ ( ,mrs4 ,h>ris1 !re's no su* a p]son4 ,did he ev] exi/8 ,we h a /rong suspicion t he nev] did1 save 9 ! imag9ations ( poets4 ,be=e ! age ( railroads & sanit>y re=m]s1 ! pa/oral life ( ! ,arcadians 0 a beautiful my?1 ,! ,blue ,book m5 h explod$ x = ev]4 ,! agricultural lab\r]s h n dec5t h\ses1--only mis]able huts1 to live 94 ,!y h b few provisions = cleanl9ess or dec5cy4 ,two rooms = sleep+ & liv+ 91 are all t ! l>ge/ family c af=d4 ,sometimes !y h only "o4 ,! day-room1 9 addition to ! family1 conta9s ! cook+ ut5sils1 ! wa%+ app>atus1 agricultural implem5ts1 & dirty clo!s4 ,9 ! sleep+ ap>tm5t1 ! p>5ts & _! *ildr51 boys & girls1 are indiscrim9ately mix$1 & frequ5tly a lodg] sleeps 9 ! same & only room1 :i* has g5]ally no w9d[1--! op5+s 9 ! half-?at*$ ro( admitt+ light1 & expos+ ! family to e vicissitude ( ! wea!r4 ,! husb&1 hav+ no com=t at home1 seeks x 9 ! be]%op4 ,! *ildr5 gr[ up )\t dec5cy or self-re/ra9t4 ,z = ! half-he>t$ wives & daught]s1 _! lot is v mis]able4 ,x is n (t5 t village affairs are made ! subject ( discussion 9 newspap]s1 = ! p[] ( ! press has n yet rea*$ remote c\ntry places4 ,b we d he> occasionally ( :ole villages be+ pull$ d[n & raz$1 9 ord] to prev5t !m becom+ ne/s ( begg>s' brats4 ,a memb] ( ,p>liam5t did n hesitate to confess be=e a ,p>liam5t>y ,committee1 t he _h pull$ d[n betwe5 tw5ty-six & ?irty cottages1 :i*1 _h !y be5 left /&+1 w\ld h be5 inhabit$ by "y m>ri$ c\ples4 ,& :at becomes ( ! dispossess$8 ,!y cr[d toge!r 9 ! cottages :i* are left /&+1 if _! own]s w all[ x2 or !y cr[d into ! workh\ses2 or1 m g5]ally1 !y cr[d into ! t[ns1 :]e !re is at lea/ "s hope ( employm5t = !mselves & _! *ildr54 ,our manufactur+ t[ns are n at all :at !y ought to be2 n suffici5tly pure1 :olesome1 or well-regulat$4 ,b ! rural lab\r]s reg>d ev5 ! mis]y ( t[ns z pref]able to ! worse mis]y ( ! rural di/ricts2 & ye> by ye> !y cr[d into ! seats ( manufactur+ indu/ry 9 se>* ( homes & employm5t4 ,?is speaks volumes z to ! actual /ate ( our boa/$ peasantry1 _! c\ntry's pride4 ,! intellectual condition ( ! c\ntry lab\r]s seems to be on a p> ) _! physical /ate4 ,^? 9 ! we/]n c\nties are z little civiliz$ z ! poor p 9 ! ea/ ( ,london4 ,a report ( ! ,diocesan ,bo>d ( ! c\nty ( ,h]e=d /ates t a great deal ( ! sup]/ition ( pa/ ages l+]s 9 our p>i%es4 ,! obs]vation ( lucky & unlucky days & seasons is by no means unusual2 ! phases ( ! moon are reg>d$ ) great respect1--9 "o1 m$ic9e may be tak51 9 ano!r x is advisable to kill a pig2 ov] ! doors ( _m h\ses may be f\nd twigs plac$ crosswise1 & nev] suff]$ to lose _! cruci=m position2 & ! horse%oe pres]ves its old /ation on _m a /able-door4 ,*>ms are dev\tly believ$ 92 a r+ made f a %ill+1 (f]$ at ! communion1 is an und\bt$ cure = fits2 hair pluck$ f ! crop on an ass's %\ld]1 & wov5 into a *a91 to be put r\nd a *ild's neck1 is p[]ful = ! same purpose2 & ! h& ( a corpse appli$ to ! neck is believ$ to disp]se a w54 ,! 'evil eye1' s long dread$ 9 un$ucat$ c\ntries1 has its t]rors among u2 & if a p]son ( ill life be sudd5ly call$ away1 !re are g5]ally "s :o he> 8 'tok5s1' or see 8 gho/4 ,!re exi/s1 besides1 ! cu/om ( communicat+ dea?s to hives ( bees1 9 ! belief t !y inv>iably ab&on _! own]s if ! intellig5ce be )held4 ,sydney ,smi? has said1 ) m tru? ?an elegance1 t 9 ! infancy ( all nations1 ev5 ! mo/ civiliz$1 m5 liv$ ! life ( pigs2 & if sanit>y report]s _h exi/$ 9 times pa/ z !y d n[1 we %\ld d\btless h receiv$ an acc\nt ( ! actual exi/5ce & dome/ic accommodation ( ! old ,engli% swa9s & %eph]ds1 v diff]5t f t giv5 by ,ph9eas ,flet*]4 ,ev5 ! me*anics ( ?is day are m com=tably lodg$ ?an ! great l&$ g5try ( ! ,saxon & ,norman p]iods3 & if ! tru? c\ld be got at1 x w\ld be f\nd t1 bad z is ! /ate ( our agricultural lab\r]s n[1 ! condition ( _! =efa!rs 0 no bett]4 ,! fir/ me?od ( rais+ a man above ! life ( an animal is to provide him ) a heal?y home4 ,! ,home is aft] all ! be/ s*ool = ! _w4 ,*ildr5 gr[ up into m5 & wom5 !re2 !y imbibe _! be/ & _! wor/ morality !re2 & _! morals & intellig5ce are 9 a great measure well or ill tra9$ !re4 ,m5 c only be really & truly humaniz$ & civiliz$ ?r\gh ! in/itution ( ! ,home4 ,!re is dome/ic purity & moral life 9 ! good home2 & individual defilem5t & moral dea? 9 ! bad "o4 ,! s*oolma/] has really v little to d ) ! =mation ( ! *>act]s ( *ildr54 ,^! are =m$ 9 ! home1 by ! fa!r & "m1--by bro!rs1 si/]s1 & companions4 ,x does n matt] h[ complete may be ! education giv5 9 s*ools4 ,x may include ! :ole range ( k3 yet if ! s*ol> is "u ! necessity ( daily return+ to a home :i* is indec5t1 vici\s1 & mis]able1 all ?is le>n+ w prove ( comp>atively little value4 ,"* & disposition are ! result ( home tra9+2 & if ^! are1 ?r\gh bad physical & moral conditions1 det]iorat$ & de/roy$1 ! intellectual culture acquir$ 9 ! s*ool may prove an in/rum5tality = evil r ?an = good4 ,! home %\ld n be consid]$ m]ely z an eat+ & sleep+ place2 b z a place :]e self-respect may be pres]v$1 & com=t secur$1 & dome/ic pleasures enjoy$4 ,?ree-f\r?s ( ! petty vices :i* degrade society1 & swell into crimes :i* disgrace x1 w\ld %r9k be=e ! influ5ce ( self-respect4 ,to be a place ( happ9ess1 ex]cis+ b5eficial influ5ces ^u its memb]s1--& especially ^u ! *ildr5 gr[+ up )9 x1--! home mu/ be p]vad$ by ! _s ( com=t1 cleanl9ess1 affection1 & intellig5ce4 ,& 9 ord] to secure ?is1 ! pres5ce ( a well-ord]$1 indu/ri\s1 & educat$ woman is indisp5sable4 ,s mu* dep5ds ^u ! woman1 t we might almo/ pron\nce ! happ9ess or unhapp9ess ( ! home to be woman's "w4 ,no nation c advance except ?r\gh ! improvem5t ( ! nation's homes2 & ^! c only be improv$ ?r\gh ! in/rum5tality ( wom54 ,!y mu/ "k h[ to make homes com=table2 & be=e !y c "k1 !y mu/ h be5 taught4 ,wom5 mu/1 !re=e1 h suffici5t tra9+ to fit !m = _! duties 9 real life4 ,_! education %\ld be conduct$ ?r\gh\t1 ) a view to _! future position z wives1 mo!rs1 & h\sewives4 ,b among/ all classes1 ev5 ! highe/1 ! education ( girls is r>ely conduct$ ) ?is object4 ,among/ ! work+ p1 ! girls are s5t out to "w2 among/ ! high] classes1 !y are s5t out to le>n a few fla%y accompli%m5ts2 & m5 are left to pick f !m1 v (t5 ) little judgm5t1 ! future wives & mo!rs ( ,engl&4 ,m5 !mselves atta* little or no importance to ! intellig5ce or indu/rial skill ( wom52 & !y only discov] _! value :5 !y f9d _! homes /upid & *e]less4 ,m5 are caught by ! glance ( a bright eye1 by a pair ( *]ry *eeks1 by a h&some figure2 & :5 !y fall 9 love1 z ! phrase goes1 !y nev] be?9k !m ( :e!r ! lov$ "o c m5d a %irt or cook a pudd+4 ,& yet ! mo/ s5tim5tal ( husb&s mu/ come d[n f 8 ec/atics s soon z ! knot is ti$2 & !n he soon en\gh f9ds out t ! clev] h&s ( a woman are wor? f> m ?an h] bright glances2 & if ! %irt & pudd+ qualifications be abs5t1 !n woe to ! unhappy man1 & woe also to ! unhappy woman6 ,if ! sub/antial elem5t ( physical com=t be abs5t f ! home1 x soon becomes hateful2 ! wife1 not)/&+ all h] good looks1 is neglect$2 & ! public-h\se sep>ates ^? :om ! law & ! ,*ur* h jo9$ toge!r4 ,m5 are really desp]ately ignorant respect+ ! home dep>tm5t4 ,if !y ?\ght = a mom5t ( its importance1 !y w\ld n be s ready to ru% into premature h\sekeep+4 ,ignorant m5 select equally ignorant wom5 = _! wives2 & ^! introduce into ! _w families ( *ildr51 :om !y are utt]ly incompet5t to tra9 z rational or dome/ic be+s4 ,! home is no home1 b a m]e lodg+1 & (t5 a v com=tless "o4 ,we speak n m]ely ( ! poore/ lab\r]s1 b ( ! be/-paid workm5 9 ! l>ge manufactur+ t[ns4 ,m5 e>n+ f two to ?ree p\nds a week1--or m ?an ! av]age pay ( curates & bank]s' cl]ks1--?\gh sp5d+ consid]able am\nts on be]1 w (t5 grudge s small a "p ( _! income z half-a-cr[n a week to provide dec5t homes = !mselves & _! *ildr54 ,:at is ! consequ5ce8 ,!y degrade !mselves & _! families4 ,!y cr[d toge!r1 9 f\l neighb\rhoods1 into dwell+s possess+ no elem5t ( heal? or dec5cy2 :]e ev5 ! small r5tal :i* !y pay is 9 excess ( ! accommodation !y receive4 ,! results are inevitable1--loss ( self-respect1 degradation ( intellig5ce1 failure ( physical heal?1 & premature dea?4 ,ev5 ! highe/-m9d$ philosoph]1 plac$ 9 su* a situation1 w\ld gradually gravitate t[>ds brutality4 ,b ! am\nt ?us sav$1 or r n exp5d$ on h\se-r5t1 is n economy2 x is reckless wa/e4 ,! sickness caus$ by ! bad dwell+ involves frequ5t int]ruptions ( "w1 & dra9s ^u ! ,sav+s ,bank or ! ,b5efit ,society2 & a f9al & rapid desc5t to ! poor-rates4 ,?\gh ! loss to ! middle & upp] classes is great1 ! loss is n = a mom5t to be comp>$ ) t :i* falls ^u ! work+ classes !mselves1 ?r\gh _! neglect 9 provid+ :olesome & com=table dwell+s = _! families4 ,x is1 p]haps1 n say+ too mu* to av]1 t "o-half ! money exp5d$ by b5efit societies 9 l>ge t[ns1 may be set d[n z pecuni>y loss aris+ f bad & unheal?y homes4 ,b !re is a worse consequ5ce /ill4 ,! l[ tone ( physical heal? !reby produc$ is "o ( ! *ief causes ( drunk5ness4 ,mr4 ,*adwick once remon/rat$ ) an app>5tly s5sible workman on ! exp5diture ( half 8 income on :isky4 ,8 reply 01 ,d y1 sir1 come & live "h1 & y w dr9k :isky too4 ,mr4 ,leigh says1 ,i w\ld n be und]/ood t habits ( intoxication are :olly due to a defective sanit>y condition2 b no p]son c h ! exp]i5ce ,i h _h )\t com+ to ! conclusion t unheal?y & unhappy homes1--loss ( vital & consequ5tly ( indu/rial en]gy1 & a consci\sness ( inability to control ext]nal circum/ances1--induce ?\s&s to escape f mis]able depression 9 ! tempor>y excitem5t ( noxi\s drugs & intoxicat+ liquors4 ,!y are l ! seam5 :o /ruggle = a:ile aga9/ ! evils by :i* !y are surr\nd$1 b at la/1 see+ no hope1 /upefy !mselves ) dr9k1 & p]i%4 ,x may be said1 9 excuse1 t work+ p mu/ necess>ily occupy su* h\ses z are to be _h1 & pay ! r5tal ask$ = !m1 bad & un:olesome ?\gh !y be4 ,b !re is su* a ?+ z supply & dem&2 & ! dwell+s n[ suppli$ are really ^? :i* are mo/ 9 dem&1 because ( _! l[ness ( r5tal4 ,7 ! work+ classes to %un un:olesome di/ricts1 & l[-pric$ dwell+s1 & r5t only su* t5em5ts z 7 calculat$ to fulfil ! requirem5ts ( a :olesome & cleanly home1 ! own]s ( prop]ty w\ld be compell$ to improve ! "* ( _! h\ses1 & raise !m to ! requir$ /&>d ( com=t & accommodation4 ,! real rem$y mu/ lie ) ! work+ classes !mselves4 ,let !m det]m9e to raise _! /&>d ( r5tal1 & ! re=m is 9 a great measure accompli%$4 ,we h already %[n h[ ma/]s h done a great deal = ! bett] accommodation ( _! "w-p--h[ ! b5efactors ( ! poor1 su* z ,mr4 ,peabody & ,lady ,burdett ,c\tts1 h promot$ ! build+ ( heal?y homes4 ,yet ! result mu/ dep5d ^u ! individual action ( ! work+ classes !mselves4 ,:5 !y h ! *oice ( liv+ 9 a dwell+ situat$ 9 a heal?y locality1 & ( ano!r situat$ 9 an unheal?y locality1 !y ought to *oose ! =m]4 ,b v (t5 !y d n4 ,!re is p]haps a diff]5ce ( sixp5ce a week 9 ! r5tal1 &1 n kn[+ ! advantages ( heal?1 !y take ! unheal?y dwell+ because x is ! *eape/4 ,b ! money t sickly p h to pay = physic1 doctors' bills1 & loss ( wages1 f> m ?an exce$s ! am\nt sav$ by *eap] r5tal1--n to speak ( ! loss ( com=t1 ! want ( cleanl9ess1 & ! depression ( spirits1 :i* is inevitable :]e f\l air is brea!d4 ,to build a :olesome dwell+ co/s little m ?an to build an un:olesome "o4 ,:at is want$ on ! "p ( ! build] is1 a k ( sanit>y conditions1 & a will+ness to provide ! prop] accommodation4 ,! space ( gr\nd cov]$ by ! dwell+ is ! same 9 bo? cases2 ! quantity ( bricks & mort> ne$ be no great]2 & pure air is ( ! same price z f\l air4 ,light co/s no?+4 ,a heal?y home1 presid$ ov] by a ?rifty1 cleanly woman1 may be ! abode ( com=t1 ( virtue1 & ( happ9ess4 ,x may be ! sc5e ( e ennobl+ relation 9 family life4 ,x may be ende>$ to a man by _m delightful memories1 by ! affectionate voices ( 8 wife1 8 *ildr51 & 8 neighb\rs4 ,su* a ,home w be reg>d$1 n z a m]e ne/ ( common in/9ct1 b z a tra9+-gr\nd = "y immortals1 a sanctu>y = ! he>t1 a refuge f /orms1 a sweet re/+-place aft] lab\r1 a consolation 9 sorr[1 a pride 9 success1 & a joy at all times4 ,mu* has be5 done to spread ! doctr9es ( ,sanit>y ,sci5ce4 ,!re is no my/]y atta*$ to x1 o!rwise we %\ld h _h pr(essors tea*+ x 9 colleges 7z we h n[71 & graduates practis+ x among/ ! p4 ,x is only ( rec5t ye>s t x has receiv$ g5]al recognition2 & we owe x1 n to ! m$ical faculty1 b to a b>ri/]1 t x has become embodi$ 9 _m important ,acts ( ,p>liam5t4 ,edw9 ,*adwick has n yet receiv$ ord9>y ju/ice f 8 contempor>ies4 ,?\gh he has be5 "o ( ! mo/ indefatigable & successful work]s ( ! age1 & has greatly influ5c$ ! legislation ( 8 "t1 he is probably less kn[n ?an _m a f\r?-rate p>liam5t>y talk]4 ,mr4 ,*adwick belongs to a ,lanca%ire family1 & 0 born ne> ,man*e/]4 ,he receiv$ 8 education *iefly 9 ,london4 ,hav+ *os5 ! law = 8 pr(ession1 he 0 enroll$ a /ud5t ( ! ,inn] ,temple 9 8 tw5ty-six? ye>4 ,!re he ate 8 way to ! ,b>2 ma9ta9+ himself by report+ & writ+ = ! daily press4 ,he 0 n a man ( an extraord9>y am\nt ( le>n+4 ,b he 0 a sagaci\s & p]sev]+ man4 ,he 0 ready to confront any am\nt ( lab\r 9 prosecut+ an object1 no matt] h[ remote its atta9m5t might at fir/ sight appe> to be4 ,at an e>ly p]iod 9 8 c>e]1 ,edw9 ,*adwick became possess$ by an idea4 ,x is a great ?+ to be ?or\ghly possess$ by an idea1 provid$ its aim & end be b5efic5t4 ,x gives a col\r & bias to ! :ole ( a man's life4 ,! idea 0 n a new "o2 b be+ tak5 up by an e>ne/1 en]getic1 & h>d-work+ man1 !re 0 "s hope = ! practical work+ out ( 8 idea 9 ! actual life ( humanity4 ,x 0 nei!r m nor less ?an ! ,sanit>y ,idea1--! g]m ( ! sanit>y movem5t4 ,we mu/ n[ briefly /ate h[ he work$ 8 way to its practical realization4 ,x appe>s t ,mr4 ,morgan1 ! ,gov]nm5t actu>y1 _h /at$ be=e a p>liam5t>y committee1 t ?\gh ! circum/ances ( ! middle classes _h improv$1 _! expectation ( life _h n l5g!n$4 ,?is be+ diametrically oppos$ to our /ud5t's idea1 he endeav\r$ to demon/rate ! fallacy ( ! actu>y's op9ion4 ,he read up & sift$ num]\s /ati/ical docum5ts1--,blue ,books1 life-tables1 & population-tables4 ,he bor$ 8 way ?r\gh ! cumbr\s pile1 & br\ght an accumulation ( facts f ! mo/ unlook$-= qu>t]s1 = ! purpose ( illu/rat+ 8 idea1 & elucidat+ 8 ma/]-?\ght4 ,! result 0 publi%$ 9 ! ,we/m9/] ,review = ,april1 #ahbh4 ,mr4 ,*adwick demon/rat$1 by an imm5se array ( facts & argum5ts1 t ! circum/ances :i* surr\nd human be+s mu/ h an influ5ce ^u _! heal?2 t heal? mu/ improve ) an improvem5t ( ^! circum/ances2 t _m ( ! diseases & conditions unfav\rable to human life 7 "u man's control1 & capable ( be+ remov$2 t ! practice ( vacc9ation1 ! dim9ution ( h>d dr9k+ among/ ! middle & upp] classes1 ! increase ( habits ( cleanl9ess1 ! improvem5ts 9 m$ical sci5ce1 & ! bett] con/ruction ( /reets & h\ses1 mu/1 accord+ to all m$ical & popul> exp]i5ce1 h contribut$1 priori1 to l5g!n life2 & ^! he prov$ by a citation ( facts f num]\s au!ntic s\rces4 ,9 %ort1 ,mr4 ,morgan 0 wrong4 ,! expectancy ( life1 z is n[ univ]sally admitt$1 has improv$ & is rapidly improv+ among/ ! bett] classes2 b x 0 nev] ?or\ghly demon/rat$ until ,edw9 ,*adwick und]took ! discussion ( ! "q4 ,ano!r article1 :i* ,mr4 ,*adwick publi%$ 9 ! ,london ,review1 9 #ahbi1 on ,prev5tive ,police1 0 read by ,j]emy ,b5?am1 !n 9 8 eighty-second ye>1 :o s mu* admir$ x1 t he crav$ an introduction to ! writ]4 ,! consequ5ce 0 ! =mation ( a fri5d%ip t la/$ )\t int]ruption until ! dea? ( ! philosoph] 9 #ahcb4 ,mr4 ,b5?am wi%$ to engage ! :ole ( 8 "y fri5d's "t 9 assi/+ him ) ! prep>ation ( 8 ,adm9i/rative ,code1 & he (f]$ to place him 9 indep5d5t circum/ances if he w\ld devote himself exclusively to ! advancem5t ( 8 views4 ,! (f] 01 h[ev]1 decl9$4 ,mr4 ,*adwick complet$ 8 law /udies1 & 0 call$ to ! b> 9 ,novemb]1 #ahcj4 ,he 0 prep>+ to ent] ^u ! practice ( common law1 occasionally contribut+ articles to ! ,we/m9/]1 :5 he 01 9 #ahcb1 appo9t$ a commission]1 9 conjunction ) ,dr4 ,s\?wood ,smi? & ,mr4 ,tooke1 to inve/igate ! "q ( ,factory ,lab\r1 :i* ,"l ,a%ley & ,mr4 ,sadl] 7 at t "t /rongly press+ ^u public att5tion4 ,! sanit>y idea aga9 f\nd opportunity = expression 9 ! report ( ! commission1 :i* ref]r$ to defective dra9age1 v5tilation1 wat] supply1 & ! l1 z causes ( disease1--act+1 concurr5tly ) excessive toil1 to depress ! heal? & %ort5 ! lives ( ! factory population4 ,9 ! same ye> 7#ahcb7 an important ,commission ( ,inquiry 0 appo9t$ by ,"l ,grey's ,gov]nm5t1 9 ref]5ce to ! op]ation ( ! ,poor ,laws 9 ,engl& & ,wales4 ,mr4 ,*adwick 0 appo9t$ "o ( ! assi/ant commission]s1 = ! purpose ( tak+ evid5ce on ! subject2 & ! di/ricts ( ,london & ,b]k%ire 7 allott$ to him4 ,8 report1 publi%$ 9 ! foll[+ ye>1 0 a model ( :at a report %\ld be4 ,x 0 full ( in=mation1 admirably classifi$ & arrang$1 & 0 s racy1--by virtue ( ! facts br\ght to light1 & ! c>e tak5 to pres]ve ! v words ( ! witnesses z !y 7 spok51--t ! report may be read ) int]e/ by ! mo/ invet]ate enemy ( blue-books4 ,mr4 ,*adwick %[$ himself s ?or\ghly a ma/] ( ! subject1--8 sugge/ions 7 s full ( practical value1--t he 01 %ortly aft] ! publication ( ! report1 advanc$ f ! po/ ( assi/ant commission] to t ( *ief commission]3 & he l>gely %>$1 ) ,mr4 ,s5ior1 9 ! lab\rs & hon\rs ( ! commission]s' report submitt$ to ! ,h\se ( ,commons 9 #ahcd1 & also 9 ! fam\s ,poor-,law ,am5dm5t ,act pass$ 9 ! same ye>1 9 :i* ! recomm5dations ( ! commission]s 7 sub/antially adopt$ & =maliz$4 ,"o may v5ture to say n[1 )\t fe> ( contradiction1 t t law 0 "o ( ! mo/ valuable t has be5 plac$ on ! /atute-book 9 mod]n times4 ,& yet no law prov$ m unpopul> ?an ?is 01 = ye>s aft] x _h be5 enact$4 ,b ,mr4 ,*adwick nev] ceas$ to h p]fect fai? 9 ! s\ndness ( ! pr9ciples on :i* x 0 bas$1 & he 0 indefatigable 9 def5d+ & e/abli%+ x4 ,x has be5 well said1 t to become popul> is an easy ?+2 b to d unpopul> ju/ice1--t requires a ,man4 ,& ,edw9 ,*adwick is ! man :o has nev] fail$ 9 c\rage to d ! "r ?+1 ev5 ?\gh x %\ld prove to be ! unpopul> ?+4 ,:il/ burr[+ amid/ ! volum9\s evid5ce on ! ,poor ,laws1 ,mr4 ,*adwick nev] lo/ sight ( 8 sanit>y idea4 ,all 8 reports 7 /rongly imbu$ ) x4 ,"o-f\r? ( ! !n exi/+ paup]ism 0 trac$ by him to ! prev5tible causes ( disease4 ,8 m9ute inve/igations into ! condition ( ! lab\r+ population & ( ! poor] classes g5]ally1 gave him a ?or\gh acqua9tance ) ! physical evils t 7 prey+ ^u ! community1 c>ry+ !m (f by fev]s1 consumption1 & *ol]a2 & ! sanit>y idea took /ill firm] possession ( 8 m9d4 ,"o day1 9 #ahch1 :ile engag$ 9 8 (ficial vocation ( ,secret>y to ! ,poor-,law ,commission1 an (fic] ( ! ,:ite*apel ,union ha/ily ent]$ ! ,bo>d-room ( ! ,poor-,law ,commission1 &1 ) a tr\bl$ c\nt5ance1 in=m$ ! secret>y t a t]rible fev] _h brok5 out r\nd a /agnant pool 9 ,:ite*apel2 t ! p 7 dy+ by scores2 & t ! extreme malignity ( ! cases gave reason to appreh5d t ! disease 0 alli$ to ,asiatic *ol]a4 ,on he>+ ?is1 ! ,bo>d1 at ,mr4 ,*adwick's in/ance1 imm$iately appo9t$ ,drs4 ,arnott1 ,kay1 & ,s\?wood ,smi? to inve/igate ! causes ( ?is al>m+ mortality1 & to report g5]ally ^u ! sanit>y condition ( ,london4 ,?is inquiry at l5g? rip5$ into ! sanit>y inquiry4 ,9 ! meantime1 ,mr4 ,*adwick _h be5 engag$ z a memb] ( ! ,commission1 to inquire z to ! be/ means ( e/abli%+ an effici5t con/abul>y =ce 9 ,engl& & ,wales4 ,! evid5ce 0 embodi$ 9 a report1 z int]e/+ z a novel ( ,dick5s1 :i* af=d$ a curi\s insight into ! modes ( liv+1 ! cu/oms & habits1 ( ! l[e/ classes ( ! population4 ,:5 ?is "q _h be5 dismiss$1 ,mr4 ,*adwick proce$$ to devote himself almo/ exclusively to ! great "w ( 8 life1--! ,sanit>y ,movem5t4 ,! ,bi%op ( ,london1 9 #ahci1 mov$ 9 ! ,lords1 t ! inquiry :i* _h be5 made at ,mr4 ,*adwick's in/ance by ,drs4 ,s\?wood ,smi?1 ,arnott1 & ,kay1 into ! sanit>y /ate ( ! metropolis1 %\ld be ext5d$ to ! :ole population1 city1 rural1 & manufactur+1 ( ,engl& & ,wales4 ,"s resid5ts 9 ,ed9burgh also petition$ t ,scotl& might be includ$2 & accord+ly1 9 ,augu/1 #ahci1 ,"l ,john ,russell address$ a lett] to ! ,poor-,law ,bo>d1 au?oriz+ !m by royal comm& to ext5d to ! :ole ( ,great ,brita9 ! inquiry into prev5tible disease1 :i* _h already be5 begun ) reg>d to ! metropolis4 ,! on]\s task ( sett+ on foot & sup]9t5d+ ! inquiry ?r\gh\t1--( sift+ ! evid5ce1 & classify+ & cond5s+ x = ! purposes ( publication1--devolv$ ^u ,mr4 ,*adwick4 ,! fir/ ,report on ! ,heal? ( ,t[ns 0 ready = publication 9 #ahdb4 ,x ought to h appe>$ z ! ,(ficial ,report ( ! ,poor-,law ,bo>d2 b z ! commission]s 7"s ( :om 7 at v>iance ) ,mr4 ,*adwick ) respect to ! ,new ,poor-,law7 refus$ to assume ! responsibility ( a docum5t t conta9$ mu* t mu/ necess>ily (f5d _m influ5tial public bodies1 ,mr4 ,*adwick took ! responsibility ^u himself1 & x 0 publi%$ z 8 report1--:i* inde$ x 01--& accept$ f him z su* by ! commission]s4 ,! am\nt ( dry1 h>d "w enc\nt]$ by ,mr4 ,*adwick 9 ! prep>ation ( ?is & 8 o!r reports c sc>cely be e/imat$1 except by ^? :o "k any?+ ( ! lab\r involv$ 9 extract+ f masses ( evid5ce1 writt5 & pr9t$1 s5t 9 f all p>ts ( ! empire1 only ! mo/ /rik+ results be>+ ^u ! "q 9 h&1 & su* z are deem$ wor?y ( publication4 ,! m\nta9s ( pap] :i* ,mr4 ,*adwick has ?us bor$ ?r\gh 9 8 lifetime mu/ h be5 imm5se2 & c\ld !y n[ be pres5t$ be=e him 9 "o pile1 !y w\ld appal ev5 8 /\t he>t6 ,! s5sation excit$ ?r\gh\t ! c\ntry by ! publication ( ,mr4 ,*adwick's ,sanit>y ,report 0 imm5se4 ,su* a revelation ( ! horrors ly+ conceal$ b5ea? ! fair surface ( our mod]n civilization1 _h nev] be=e be5 publi%$4 ,b ,mr4 ,*adwick _h no idea ( m]ely creat+ a s5sation4 ,he _h an object 9 view1 :i* he p]si/5tly pursu$4 ,! report 0 no?+1 unless its recomm5dations 7 spe$ily c>ri$ into effect4 ,a sanit>y p>ty 0 =m$2 & ! m9i/]s = ! "t be+1 aid$ by memb]s ( bo? sides 9 politics1 became its influ5tial lead]s4 ,a ,sanit>y ,commission 0 appo9t$ 9 #ahdd1 to consid] ! :ole "q 9 its practical be>+s4 ,! ,commission publi%$ two reports1 ) a view to legislation1 b ! ,free-,trade /ruggle int]f]$1 & little 0 done = sev]al ye>s4 ,mean:ile our sanit>y re=m] 0 occupi$ z a ,commission] 9 inquir+ into ! condition ( ! metropolis4 ,! ,commission publi%$ ?ree reports1 9 :i* ! defective dra9age1 sewage1 & wat]-supply ( ,london 7 discuss$ 9 detail2 & ^! h rec5tly be5 foll[$ by important acts ( legislation4 ,! sanit>y idea at l5g? _h its triumph 9 ! enactm5t ( ! ,public ,heal? ,act ( #ahdh1 & ! appo9tm5t ( a ,g5]al ,bo>d ( ,heal? 7( :i* ,mr4 ,*adwick 0 a memb]7 to sup]9t5d its adm9i/ration4 ,num]\s supplem5tal measures h s9ce be5 enact$1 ) ! view ( c>ry+ into practical effect ! sanit>y pr9ciples adopt$ by ! ,bo>d4 ,reports cont9u$ to be publi%$1 f "t to "t1 full ( valuable in=mation3 = in/ance1 9 ref]5ce to ! application ( ,sewage wat] to agricultural purposes2 on ,epidemic ,*ol]a2 on ,qu>ant9e2 on ,dra9age2 on ,public ,lodg+-h\ses2 & ! l4 ,! sanit>y movem5t1 9 %ort1 became a great fact2 & t x is s1 we h ma9ly to ?ank ,edw9 ,*adwick--! mission>y ( ! ,sanit>y idea4 ,x is true he 0 ev5tually dismiss$ f 8 position ( influ5ce at ! ,bo>d ( ,heal?1--p>tly ?r\gh sple51 b *iefly because ( 8 own unaccommodat+ nature1--unaccommodat+ especially to petty local au?orities & individual int]e/s oppos$ to ! public good4 ,b ) all ?9k+ & imp>tial m51 8 "* /&s z high z x ev] did4 ,at all ev5ts1 8 works rema94 ,we d n "k a m /rik+ in/ance ?an t pres5t$ by ?is g5tleman's c>e]1 ( ! l>ge am\nt ( good :i* a man /rongly possess$ by a b5efic5t idea c accompli%1 provid$ he h only ! =ce ( purpose & p]sev]ance to foll[ x up4 ,?\gh ,mr4 ,*adwick has n be5 an actual legislator1 he has nev]!less be5 ! mov] ( m wise measures ?an any legislator ( our "t4 ,he creat$ a public op9ion 9 fav\r ( sanit>y re=m4 ,he has also impress$ ! m9ds ( b5evol5t individuals ) ! necessity = provid+ improv$ dwell+s = ! p2 & has ?us be5 ! indirect means ( e/abli%+ ! ,peabody ,dwell+s1 ! ,b>oness ,c\tts' ,dwell+s1 & ! v>i\s ,societies = erect+ improv$ dwell+s = ! indu/rial classes4 ,edw9 ,*adwick has ?us prov$ himself to be "o ( ! mo/ useful & practical ( public b5efactors4 ,he des]ves to be rank$ ) ,cl>kson or ,h[>d4 ,8 lab\rs h be5 equally salut>y2 "s w say t !y h be5 mu* m s 9 _! results4 ,sanit>y sci5ce may be summ$ up 9 ! "o ^w--,cleanl9ess4 ,pure wat] & pure air are its ess5tials4 ,:]ev] !re is impurity1 x mu/ be wa%$ away & got rid (4 ,?us sanit>y sci5ce is "o ( ! simple/ & mo/ intelligible ( all ! bran*es ( human k4 ,p]haps x is because ( ?is1 t1 l mo/ common ?+s1 x has cont9u$ to receive s little att5tion4 ,_m /ill ?9k t x requires no sci5ce at all to v5tilate a *amb]1 to clean out a dra91 & to keep h\se & p]son free f uncleanness4 ,sanit>y sci5ce may be reg>d$ z an unsav\ry subject4 ,x deals ) dirt & its expulsion--f ! sk91 f ! h\se1 f ! /reet1 f ! city4 ,x is compris$ 9 ! words--:]ev] !re is dirt1 get rid ( x in/antly2 & ) cleanl9ess let !re be a copi\s supply ( pure wat] & ( pure air = ! purposes ( human heal?4 ,take1 = in/ance1 an unheal?y /reet1 or block ( /reets1 9 a l>ge t[n4 ,!re y f9d typhus fev] con/antly pres5t4 ,cleanse & sew] ! /reet2 supply x ) pure air & pure wat]1 & fev] is =?) bani%$4 ,is n ?is a mu* m satisfactory result ?an ! application ( drugs8 ,fifty ?\s& p]sons1 says ,mr4 ,lee1 annually fall victims to typhus fev] 9 ,great ,brita91 orig9at$ by causes :i* are prev5tible4 ,! result is ! same z if ^! fifty ?\s& p]sons 7 annually tak5 out ( _! wret*$ dwell+s1 & put to dea?6 ,we are %ock$ by ! news ( a murd]--by ! loss ( a s+le life by physical causes6 ,& yet we he>1 almo/ )\t a %udd]1 ! reit]at$ /atem5t ( ! loss ( t5s ( ?\s&s ( lives ye>ly f physical causes 9 daily op]ation4 ,! annual slaught] f prev5tible causes ( typhus fev] is d\ble ! am\nt ( :at 0 suff]$ by ! alli$ armies at ! battle ( ,wat]loo6 ,by neglect ( ! asc]ta9$ conditions ( heal?ful liv+1 ! great mass ( ! p lose ne>ly half ! natural p]iod ( _! lives4 ,typhus1 says a m$ical (fic]1 is a curse :i* man inflicts ^u himself by ! neglect ( sanit>y arrangem5ts4 ,mr4 ,*adwick affirm$ t 9 ! cell>s ( ,liv]pool1 ,man*e/]1 & ,le$s1 he _h se5 among/ ! op]atives m vice1 mis]y1 & degradation ?an ^? :i*1 :5 detail$ by ,h[>d1 _h excit$ ! sympa?y ( ! _w4 ,! ,iri% poor s9k into ! unheal?y closes1 lanes1 & back /reets ( l>ge t[ns2 & s frequ5t are ! attacks ( typhus among !m1 t 9 "s p>ts ( ! c\ntry ! disease is kn[n z ! ,iri% fev]4 ,x is n m]ely ! loss ( life t is s frightful2 !re is also ! moral dea? t is /ill m appall+ 9 ^! unheal?y localities4 ,vice & crime consort ) f\l liv+4 ,9 ^! places1 demoralization is ! normal /ate4 ,!re is an abs5ce ( cleanl9ess1 ( dec5cy1 ( decorum2 ! language us$ is pollut+1 & sc5es ( pr(ligacy are ( almo/ h\rly occurr5ce1--all t5d+ to fo/] idl5ess1 drunk5ness1 & vici\s ab&onm5t4 ,imag9e su* a moral atmosph]e = wom5 & *ildr56 ,! connection is close & intimate betwe5 physical & moral heal?1 betwe5 dome/ic well-be+ & public happ9ess4 ,! de/ructive influ5ce ( an un:olesome dwell+ propagates a moral typhus worse ?an ! plague itself4 ,:]e ! body is enfeebl$ by ! depress+ influ5ces ( vitiat$ air & bodily defilem5t1 ! m9d1 almo/ ( necessity1 takes ! same l[1 unheal?y tone4 ,self-respect is lo/2 a /upid1 in]t1 languid feel+ ov]p[]s ! sy/em2 ! "* becomes deprav$2 & too (t5--eag] to snat* ev5 a mom5t>y enjoym5t1 to feel ! blood b\nd+ 9 ! ve9s1--! mis]able victim flies to ! demon ( /rong dr9k = relief2 h5ce mis]y1 infamy1 %ame1 crime1 & wret*$ness4 ,?is neglect ( ! conditions ( daily heal? is a frightfully co/ly ?+4 ,x co/s ! ri* a great deal ( money 9 ! %ape ( poor-rates1 = ! support ( wid[s made husb&less1 & *ildr5 made fa!rless1 by typhus4 ,x co/s !m also a great deal 9 disease2 = ! fev] (t5 spreads f ! dwell+s ( ! poor into ! homes ( ! ri*1 & c>ries away fa!r1 "m1 or *ildr54 ,x co/s a great deal 9 subscriptions to ma9ta9 disp5s>ies1 infirm>ies1 h\ses ( recov]y1 & asylums = ! de/itute4 ,x co/s ! poor /ill m2 x co/s !m _! heal?1 :i* is _! only capital4 ,9 ?is is inve/$ _! all3 if !y lose x1 _! docket is /ruck1 & !y are bankrupt4 ,h[ frightful is ! neglect1 :e!r x be on ! "p ( society or ( individuals1 :i* robs ! poor man ( 8 heal?1 & makes 8 life a daily dea?6 ,:y1 !n1 is n sanit>y sci5ce univ]sally adopt$ & en=c$8 ,we fe> x is ma9ly ?r\gh indiff]5ce & laz9ess4 ,! local au?orities--municipalities & bo>ds ( gu>dians--are s _m ,mrs4 ,macl>tys 9 _! way4 ,l t dirty matron1 !y canna be fa%$4 ,to remove ! mat]ials ( disease requires indu/ry1 con/ant att5tion1 &--:at is f> m s]i\s--increas$ rates4 ,! f\l int]e/s hold _! gr\nd1 & bid defiance to ! attacks made ^u !m4 ,?+s did v well1 !y say1 9 ! good old times1--:y %\ld !y n d s n[8 ,:5 typhus or *ol]a breaks out1 !y tell u t ,nobody is to blame4 ,t t]rible ,nobody6 ,h[ mu* he has to answ] =4 ,m mis*ief is done by ,nobody ?an by all ! _w besides4 ,nobody adult]ates our food4 ,nobody poisons u ) bad dr9k4 ,nobody supplies u ) f\l wat]4 ,nobody spreads fev] 9 bl9d alleys & unswept lanes4 ,nobody leaves t[ns undra9$4 ,nobody fills gaols1 p5it5ti>ies1 & convict /ations4 ,nobody makes poa*]s1 ?ieves1 & drunk>ds4 ,nobody has a !ory too--a dreadful !ory4 ,x is embodi$ 9 two words--,laissez faire--,let alone4 ,:5 p are poison$ by pla/] ( ,p>is mix$ ) fl\r1 ,let alone is ! rem$y4 ,:5 ,cocculus indicus is us$ in/ead ( hops1 & m5 die prematurely1 x is easy to say1 ,nobody did x4 ,let ^? :o c1 f9d out :5 !y are *eat$3 ,caveat emptor4 ,:5 p live 9 f\l dwell+s1 let !m alone4 ,let wret*$ness d its "w2 d n int]f]e ) dea?4 ,x matt]s no?+ to me1 said a ri* man :o he>d ( a poor woman & h] sick *ild be+ driv5 =? f a t[n = begg+4 ,! workh\se au?orities w\ld h no?+ to d ) h]1 & s5t h] away4 ,b ! poor woman w5t & sat d[n ) h] *ild at ! ri* man's door2 ! *ild di$ !re2 ! contagion ( typhus 0 waft$ into ! gild$ saloon & ! luxuri\s b$-*amb] & ! ri* man's *ild fell a victim to ! disease4 ,b ,nobody has consid]ably less p[] 9 society ?an he once _h3 & our hope is1 t he may ultimately foll[ 9 ! wake ( ,old ,bogie1 & disappe> altoge!r4 ,:]ev] !re is suff]+ & social depression1 we may dep5d ^u x t ,somebody is to blame4 ,! responsibility re/s some:]e2 & if we all[ x to rema91 x re/s ) u4 ,we may n be able to cope ) ! evil z individuals1 s+le-h&$2 b x becomes u to unite1 & br+ to be> ^u ! evil ! jo9t moral p[] ( society 9 ! =m ( a law4 ,a ,law is b ! expression ( a comb9$ w2 & x does t = society1 :i* society1 9 its individual & sep>ate action1 _c s well or effici5tly d = itself4 ,laws may d too mu*2 !y may m$dle ) ?+s :i* ought to be let alone2 b ! abuse ( a ?+ is no prop] argum5t aga9/ its use1 9 cases :]e its employm5t is urg5tly call$ =4 ,m]e improvem5t ( t[ns1 h[ev]1--z respects dra9age1 sew]age1 pav+1 wat] supply1 & abolition ( cell> dwell+s1--w effect comp>atively little1 unless we c succe$ 9 c>ry+ ! improvem5t fur!r1--namely1 into ! ,homes ( ! p !mselves4 ,a well-devis$ sy/em ( sanit>y measures may ensure ext]nal cleanl9ess1--may provide t ! soil on :i* ! /reets ( h\ses are built %all be reliev$ ( all sup]flu\s moi/ure1 & t all animal & vegetable refuse %all be promptly remov$1--s t ! air circulat+ ?r\gh ! /reets1 & float+ f !m into ! h\ses ( ! inhabitants1 %all n be lad5 ) poison\s miasmata1 ! s\rce ( disease1 suff]+1 & untimely dea?4 ,cell> dwell+s may be prohibit$1 & c]ta9 regulations z to ! build+s h]eaft] to be erect$ may also be en=c$4 ,b "h municipal or p>o*ial au?ority /ops3 x c g no fur!r2 x _c p5etrate into ! ,home1 & x is n necess>y t x %\ld d s4 ,! individual ef=ts ( ! community !mselves are !re=e ne$$2 & any legislative enactm5ts :i* disp5s$ ) ^! w\ld probably be an evil4 ,! ,gov]nm5t does n build ! h\ses 9 :i* ! p dwell4 ,^! are provid$ by employ]s & by capitali/s1 small & l>ge4 ,x is necess>y1 !re=e1 to enli/ ^! int]e/s 9 ! cause ( sanit>y improvem5t1 9 ord] to ensure success4 ,individual capitali/s h already done mu* to provide :olesome h\ses = _! work+ p1 & h f\nd _! acc\nt 9 s do+1 by _! increas$ heal?1 z well z 9 _! moral improvem5t 9 all ways4 ,capitali/s imbu$ ) a b5evol5t & philan?ropic _s c ?us spread bless+s f> & wide4 ,& 7 a few ent]pris+ build]s 9 e t[n to take up ?is "q practically1 & provide a class ( h\ses = workpeople1 ) suitable accommodation2 provid$ ) arrangem5ts = v5tilation1 cleanl9ess1 & sep>ation ( ! sexes1 su* z heal? & com=t require2 !y w\ld really be conf]r+ an am\nt ( b5efit on ! community at l>ge1 &1 at ! same "t1 we believe1 ^u !mselves1 :i* x w\ld n be easy to ov]e/imate4 ,b !re also ne$s ! active co-op]ation ( ! dwell]s 9 poor m5's homes !mselves4 ,!y1 too1 mu/ jo9 cordially 9 ! sanit>y movem5t2 o!rwise comp>atively little good c be effect$4 ,y may provide an effici5t wat] supply1 yet1 if ! h\sewife w n use ! wat] z x ought to be us$1--if %e be lazy & dirty1--! h\se w be f\l & com=tless /ill4 ,y may provide = v5tilation1 yet1 if (f5sive matt]s be n remov$1 & doors & w9d[s are kept clos$1 ! pure out] air w be exclud$1 & ! h\se w /ill smell fu/y & un:olesome4 ,9 any case1 !re mu/ be a cleanly woman to sup]9t5d ! affairs ( ! h\se2 & %e _c be made s by ,act ( ,p>liam5t6 ,! ,sanit>y ,commission]s _c1 by any ,notification1 conv]t ! slatt]nly %rew into a tidy h\sewife1 nor ! disord]ly drunk>d into an indu/ri\s1 home-lov+ husb&4 ,!re mu/1 !re=e1 be individual ef=t on ! "p ( ! h\sewife 9 e work+ man's ,home4 ,z a rec5t writ] on ,home ,re=m obs]ves1-- ,we mu/ beg9 by insi/+ t1 h[ev] mu* ( ! physical & moral evils ( ! work+ classes may be ju/ly attributable to _! dwell+s1 x is too (t5 ! case t m ought1 9 tru?1 to be attribut$ to !mselves4 ,=1 surely1 ! inmate dep5ds less on ! h\se1 ?an ! h\se on ! inmate2 z m9d has m p[] ov] matt] ?an matt] ov] m9d4 ,let a dwell+ be ev] s poor & incommodi\s1 yet a family ) dec5t & cleanly habits w contrive to make ! be/ ( x1 & w take c>e t !re %all be no?+ (f5sive 9 x :i* !y h p[] to remove4 ,:]eas a model h\se1 fitt$ up ) e conv5i5ce & com=t :i* mod]n sci5ce c supply1 w1 if occupi$ by p]sons ( intemp]ate & uncleanly habits1 spe$ily become a disgrace & a nuisance4 ,a sob]1 indu/ri\s1 & cleanly c\ple w imp>t an air ( dec5cy & respectability to ! poore/ dwell+2 :ile ! sp5d?rift1 ! drunk>d1 or ! gambl] w conv]t a palace into a sc5e ( discom=t & disgu/4 ,s9ce1 !re=e1 s mu* dep5ds on ! "* & conduct ( ! p>ties !mselves1 x is "r t !y %\ld feel _! responsibility 9 ?is matt]1 & t !y %\ld "k & att5d to ! v>i\s po9ts connect$ ) ! improvem5t ( _! own ,homes4 ,:ile ?is important tru? %\ld be kept /eadily 9 view1 e possible ex]tion ought1 at ! same "t1 to be made to provide a great] abundance ( com=table1 dec5t1 & comely dwell+s = ! work+ classes2 = x is to be lam5t$ t1 9 _m di/ricts1 !y are1 z x 71 =c$ by ! necessities ( _! condition to gravitate into localities1 & to inhabit dwell+s :]e dec5cy is r5d]$ almo/ impossible1 :]e life becomes a sl[ dy+1 & :]e ! influ5ces op]at+ on ! entire human en]gies1 physical & moral1 are ( ! mo/ delet]i\s "*4 ,homes are ! manufactories ( m51 & z ! ,homes are1 s w ! m5 be4 ,m9d w be degrad$ by ! physical influ5ces ar\nd x1--dec5cy w be de/roy$ by con/ant contact ) impurity & defilem5t1--& co>s5ess ( mann]s1 habits1 & ta/es1 w become inevitable4 ,y _c re> a k9dly nature1 s5sitive aga9/ evil1 c>eful ( proprieties1 & desir\s ( moral & intellectual improvem5t1 amid/ ! d>kness1 dampness1 disord]1 & discom=t :i* unhappily *>act]ize s l>ge a portion ( ! dwell+s ( ! poor 9 our l>ge t[ns2 & until we c1 by "s means or o!r1 improve _! dome/ic accommodation1 _! l[ moral & social condition mu/ be reg>d$ z inevitable4 ,we want n only a bett] class ( dwell+s1 b we require ! p to be s educat$ z to appreciate !m4 ,an ,iri% l&lord took 8 t5antry out ( _! mud huts1 & remov$ !m into com=table dwell+s :i* he _h built = _! accommodation4 ,:5 he return$ to 8 e/ate1 he 0 greatly disappo9t$4 ,! h\ses 7 z untidy & uncom=table z be=e4 ,! pig 0 /ill "u ! b$1 & ! h5s ov] x4 ,! concrete floor 0 z dirty z ! mud "o _h be54 ,! panes ( ! w9d[s 7 brok51 & ! g>d5 0 full ( we$s4 ,! l&lord wrote to a fri5d 9 despair4 ,! fri5d repli$1 ,y h begun at ! wrong end4 ,y ought to h taught !m ! value ( cleanl9ess1 ?rift9ess1 & com=t4 ,to beg9 at ! beg9n+1 !re=e1 we mu/ tea* ! p ! necessity ( cleanl9ess1 its virtues & its :olesom5ess2 = :i* purpose x is requisite t !y %\ld be intellig5t1 capable ( und]/&+ ideas convey$ 9 words1 able to disc]n1 able to read1 able to ?9k4 ,9 %ort1 ! p1 z *ildr51 mu/ fir/ h be5 to s*ool1 & prop]ly taught !re2 :]eas we h all[$ ! majority ( ! work+ p to gr[ up untaught1 ne>ly half ( !m unable to read & write2 & !n we expect !m to display ! virtues1 prud5ce1 judgm5t1 & =e?\ght ( well-educat$ be+s6 ,x is ( ! fir/ importance to tea* p cleanly habits4 ,?is c be done )\t tea*+ !m ei!r read+ or writ+4 ,cleanl9ess is m ?an :olesom5ess4 ,x furni%es an atmosph]e ( self-respect1 & influ5ces ! moral condition ( ! entire h\sehold4 ,x is ! be/ expon5t ( ! _s ( ,?rift4 ,x is to ! economy ( ! h\sehold1 :at hygi5e is to ! human body4 ,x %\ld preside at e detail ( dome/ic s]vice4 ,x indicates com=t & well-be+4 ,x is among ! di/9ctive attributes ( civilisation1 & m>ks ! progress ( nations4 ,dr4 ,paley 0 accu/om$ to direct ! p>ticul> att5tion ( travell]s 9 =eign c\ntries to ! condition ( ! p z respects cleanl9ess1 & ! local provisions = ! prev5tion ( pollution4 ,he 0 ( op9ion t a great] insight might ?us be obta9$ into _! habits ( dec5cy1 self-respect1 & indu/ry1 & into _! moral & social condition g5]ally1 ?an f facts ( any o!r description4 ,p are cleanly 9 proportion z !y are dec5t1 indu/ri\s1 & self-respect+4 ,unclean p are unciviliz$4 ,! dirty classes ( great t[ns are inv>iably ! dang]\s classes ( ^? t[ns4 ,& if we w\ld civilize ! classes yet unciviliz$1 we mu/ bani% dirt f among/ !m4 ,yet dirt =ms no "p ( our nature4 ,x is a p>asite1 fe$+ ^u human life1 & de/roy+ x4 ,x is hide\s & disgu/+4 ,!re c be no beauty :]e x is4 ,! prettie/ woman is made repulsive by x4 ,*ildr5 are made fretful1 impati5t1 & bad-temp]$ by x4 ,m5 are degrad$ & made reckless by x4 ,!re is little mode/y :]e dirt is1--= dirty is indec5cy4 ,!re c be little purity ( m9d :]e ! p]son is impure2 = ! body is ! temple ( ! s\l1 & mu/ be cleans$ & purifi$ to be wor?y ( ! %r9e )94 ,dirt has an aff9ity ) self-indulg5ce & drunk5ness4 ,! sanit>y inquir]s h cle>ly made out t ! dirty classes are ! drunk5 classes2 & t !y are prone to seek1 9 ! /upefaction ( be]1 g91 & opium1 a refuge f ! mis]able depression caus$ by ! f\l conditions 9 :i* !y live4 ,we ne$ sc>cely ref] to ! moral z well z ! physical beauty ( cleanl9ess--cleanl9ess :i* indicates self-respect1 & is ! root ( _m f9e virtues--& especially ( purity1 delicacy1 & dec5cy4 ,we might ev5 g f>!r1 & say t purity ( ?\ght & feel+ result f habitual purity ( body4 ,= ! m9d & he>t ( man are1 to a v great ext5t1 influ5c$ by ext]nal conditions & circum/ances2 & habit & cu/om1 z reg>ds outw>d ?+s1 /amp !mselves deeply on ! :ole "*1--alike ^u ! moral feel+s & ! intellectual p[]s4 ,moses 0 ! mo/ practical ( sanit>y re=m]s4 ,among ! ea/]n nations g5]ally1 cleanl9ess is a "p ( religion4 ,!y e/eem x n only z next to godl9ess1 b z a "p ( godl9ess itself4 ,!y connect ! idea ( int]nal sanctity ) t ( ext]nal purification4 ,!y feel t x w\ld be an insult to ! ,mak] !y wor%ip to come into ,8 pres5ce cov]$ ) impurity4 ,h5ce ! ,mahomm$ans devote almo/ z mu* c>e to ! erection ( ba?s1 z to t ( mosques2 & alongside ! place ( wor%ip is usually f\nd ! place ( cleans+1 s t ! fai?ful may h ! ready means ( purification previ\s to _! act ( wor%ip4 ,:at wor%ip1 says a great writ]1 is !re n 9 m]e wa%+6 p]haps "o ( ! mo/ moral ?+s a man1 9 common cases1 has x 9 8 p[] to d4 ,/rip ?yself1 g into ! ba?1 or 7 x into ! limpid pool ( a runn+ brook1 & !re wa% & be clean2 ?\ wilt /ep out aga9 a pur] & a bett] man4 ,?is consci\sness ( p]fect out] pur5ess--t to ?y sk9 !re n[ adh]es no =eign speck ( imp]fection--h[ x radiates on !e1 ) cunn+ symbolic influ5ces to ?y v s\l6 ?\ ha/ an increas$ t5d5cy t[>ds all good ?+s :atsoev]4 ,! olde/ ea/]n sages1 ) joy & holy gratitude1 _h felt x to be s1 & t x 0 ! ,mak]'s gift & w4 ,! common well-be+ ( m51 wom51 & *ildr5 dep5ds ^u att5tion to :at at fir/ sight may appe> comp>atively trivial matt]s4 ,& unless ^! small matt]s be att5d$ to1 com=t 9 p]son1 m9d1 & feel+ is absolutely impossible4 ,! physical satisfaction ( a *ild1 = example1 dep5ds ^u att5tion to its fe$+1 clo?+1 & wa%+4 ,^! are ! commone/ ( common ?+s1 & yet !y are ( ! mo/ ess5tial importance4 ,if ! *ild is n prop]ly f$ & clo!d1 x w gr[ up feeble & ill-condition$4 ,& z ! *ild is1 s w ! man be4 ,gr[n p _c be com=table )\t regul> att5tion to ^! common matt]s4 ,e "o ne$s1 & ought to h1 com=t at home2 & com=t is ! unit$ product ( cleanl9ess1 ?rift1 regul>ity1 indu/ry1--9 %ort1 a cont9u\s p]=mance ( duties1 ea* 9 itself app>5tly trivial4 ,! cook+ ( a potato1 ! bak+ ( a loaf1 ! m5d+ ( a %irt1 ! d>n+ ( a pair ( /ock+s1 ! mak+ ( a b$1 ! scrubb+ ( a floor1 ! wa%+ & dress+ ( a baby1 are all matt]s ( no great mom5t2 b a woman ought to "k h[ to d ^!1 be=e ! managem5t ( a h\sehold1 h[ev] poor1 is entru/$ to h]4 ,:y1 ask$ ,"l ,a%burton 9 a lecture to ! /ud5ts ( ! ,wolvesey tra9+-s*ools1 :y 0 "o "m ( a family a bett] economi/ ?an ano!r8 ,:y c\ld "o live 9 abundance :]e ano!r />v$8 ,:y1 9 simil> dwell+s1 7 ! *ildr5 ( "o p>5t heal?y1 ( ano!r puny & ail+8 ,:y c\ld ?is lab\r] d ) ease a task t w\ld kill 8 fell[8 ,x 0 n luck nor *ance t decid$ ^? diff]5ces2 x 0 ! pati5t obs]vation ( nature t sugge/$ to "s gift$ m9ds rules = _! guidance :i* _h escap$ ! he$lessness ( o!rs4 ,x is n s mu*1 h[ev]1 ! pati5t obs]vation ( nature1 z good tra9+ 9 ! home & 9 ! s*ool1 t enables "s wom5 to accompli% s mu* m ?an o!rs1 9 ! developm5t ( human be+s1 & ! promotion ( human com=t4 ,& to d ?is effici5tly1 wom5 z well z m5 require to be in/ruct$ z to ! nature ( ! objects ^u :i* !y "w4 ,take "o bran* ( sci5ce z an illu/ration--! physiological4 ,9 ?is sci5ce we hold t e woman %\ld receive "s in/ruction4 ,& :y8 ,because1 if ! laws ( physiology 7 und]/ood by wom51 *ildr5 w\ld gr[ up into bett]1 heal?i]1 happi]1 & probably wis]1 m5 & wom54 ,*ildr5 are subject to c]ta9 physiological laws1 ! obs]vance ( :i* is necess>y = _! heal? & com=t4 ,is x n reasonable1 !re=e1 to expect t wom5 %\ld "k some?+ ( ^? laws1 & ( _! op]ation8 ,if !y are ignorant ( !m !y w be liable to commit all sorts ( blund]s1 productive ( suff]+1 disease1 & dea?4 ,to :at are we to attribute ! frightful mortality ( *ildr5 9 mo/ ( our l>ge t[ns--:]e "o-half ( all t are born p]i% be=e !y rea* _! fif? ye>8 ,if wom51 z well z m51 knew some?+ ( ! laws ( heal?y liv+1 ab\t ! nature ( ! atmosph]e1 h[ its free action ^u ! blood is necess>y to heal?--( ! laws ( v5tilation1 cleanl9ess1 & nutrition1--we _c b ?9k t ! moral1 n less ?an ! physical condition ( ! human be+s committ$ to _! *>ge1 w\ld be greatly improv$ & promot$4 ,7 any?+ l a prop] att5tion giv5 to common ?+s1 !re w\ld n be su* an am\nt ( discom=t1 disease1 & mortality among/ ! "y4 ,b we accu/om p to act z if !re 7 no su* provisions z natural laws4 ,if we violate !m1 we d n escape ! consequ5ces because we h be5 ignorant ( _! mode ( op]ation4 ,we h be5 provid$ ) intellig5ce t we might "k !m2 & if society keep its memb]s bl9d & ignorant1 ! evil consequ5ces are inevitably reap$4 ,?us t5s ( ?\s&s p]i% = lack ( k ( ev5 ! smalle/1 & yet mo/ necess>y conditions ( "r liv+4 ,wom5 h also ne$ to be taught ! important art ( dome/ic economy4 ,if !y d n e>n ! family income1 at lea/ !y h to sp5d ! money e>n$2 & _! in/ruction ought to h a view to ! sp5d+ ( t money wisely4 ,= ?is purpose1 a k ( ari?metic is absolutely necess>y4 ,"s may say1 ,:at use c a woman h = ari?metic8 ,b :5 m5 m>ry1 !y soon f9d ?is out4 ,if ! woman :o has a h\sehold to manage be innoc5t ( addition & multiplication2 & if %e fail to keep a record ( h] income or exp5diture1 %e w1 be=e long1 f9d h]self 9 great tr\ble4 ,%e w f9d t %e _c make ! ends meet1 & !n run into debt4 ,if %e sp5d too mu* on dress1 %e w h too little = food or education4 ,%e w commit extravagances 9 "o direction or ano!r1 & ?us subject h] h\sehold to great discom=t4 ,%e may also br+ h] husb& into tr\ble ?r\gh ! debts %e has contract$1 & make a beg9n+ ( 8 mis=tunes & sometimes ( 8 ru94 ,mu* might be said 9 fav\r ( h\sehold managem5t1 & especially 9 fav\r ( improv$ cook]y4 ,ill-cook$ meals is a s\rce ( discom=t 9 _m families4 ,bad cook+ is wa/e1--wa/e ( money & loss ( com=t4 ,:om ,god has jo9$ 9 matrimony1 ill-cook$ jo9ts & ill-boil$ potatoes h v (t5 put asund]4 ,among ! common ?+s :i* educators %\ld tea* ! ris+ g5]ation1 ?is ought c]ta9ly n to be ov]look$4 ,x is ! commone/ & yet mo/ neglect$ ( ! bran*es ( female education4 ,! great] "p ( human lab\r is occupi$ 9 ! direct production ( ! mat]ials = human food4 ,! f>m+ classes & _! lab\r]s devote !mselves to ! plant+1 re>+1 & reap+ ( oats & o!r c]eals2 & ! graz+ f>m] to ! production ( cattle & %eep1 = ! ma9t5ance ( ! population at l>ge4 ,all ^! articles--corn1 beef1 mutton1 & su*-l--are h&$ ov] to ! female half ( ! human species to be conv]t$ into food1 = ! su/5ance ( !mselves1 _! husb&s1 & _! families4 ,h[ d !y use _! p[]8 ,c !y cook8 ,h !y be5 taught to cook8 ,is x n a fact t1 9 ?is c\ntry1 cook+ is "o ( ! lo/ or undiscov]$ arts8 ,?\s&s ( artizans & lab\r]s are depriv$ ( half ! actual nutrim5t ( _! food1 & cont9ue half-/>v$1 because _! wives are utt]ly ignorant ( ! art ( cook+4 ,!y are yet 9 entire d>kness z to ! economiz+ ( food1 & ! means ( r5d]+ x palatable & dige/ible4 ,ev5 ! middle classes are badly s]v$ 9 ?is respect4 ,if we c\ld see1 says a public writ]1 by ! help ( an ,asmodeus1 :at is go+ on at ! d9n] h\r ( ! humbl] ( ! middle class1--:at a spectacle ( discom=t1 wa/e1 ill-temp]1 & consequ5t ill-conduct x w\ld be6 ,! man qu>rels ) 8 wife because !re is no?+ he c eat1 & he g5]ally makes up 9 dr9k = ! defici5cies 9 ! article ( food4 ,!re is ?us n only ! direct wa/e ( food & detrim5t to heal?1 b ! fur!r consequ5t wa/e ( ! use ( spirits1 ) its injury to ! habits & ! heal?4 ,on ! o!r h&1 p :o eat well1 dr9k mod]ately2 ! satisfaction ( ! appetite disp5s+ ) ! necessity = resort+ to /imulants4 ,good hum\r too1 & good heal?1 foll[ a good meal2 & by a good meal we mean any?+1 h[ev] simple1 well dress$ 9 its way4 ,a ri* man may live v exp5sively & v ill2 & a poor man may live frugally & v well1 if x be 8 good =tune to h a good cook 9 8 wife or 9 8 s]vant4 ,! mo/ wor?less unit 9 a family is an ill-manag+ wife1 or an indol5t woman ( any sort4 ,! fair sex are sometimes v acute 9 :at conc]ns !mselves4 ,!y keep a tight h& ov] _! dressmak]s & mill9]s4 ,!y c tell to a ?read :5 a fl\nce is too n>r[ or a tuck too deep4 ,b if _! k only ext5ds to _! own dress1 !y are n help-meets1 b incumbrances4 ,if !y "k no?+ ( _! kit*51 & are at ! m]cy ( ! cook1 _! table w soon become intol]able4 ,bad s\p1 s(t & flabby fi%1 meat burnt outside & raw )94 ,! husb& w soon fly f ! ,b>mecide fea/1 & take refuge 9 8 club1 :]e he w n only f9d food t he c dige/1 b at ! same "t fly f ! dome/ic discord t usually accompanies ill-cook$ victuals at home4 ,mr4 ,smee says t diseases ( ! dige/ive organs greatly exce$ 9 ,engl& ! relative numb] f\nd 9 o!r c\ntries4 ,! reason is1 t 9 no o!r c\ntry d m5 eat s mu* ill-cook$ food4 ,! lea/ obs]vant ( travell]s mu/ h be5 /ruck ) admiration at ! read9ess ) :i* a d9n] ( eight or t5 di%es ( v>i\s eatables makes its appe>ance 9 =eign inns2 p>ticul>ly :5 he rememb]s ! p]petual mutton *op & ma%$ potatoes ( ! ,engli% road4 ,! au?or rememb]s arriv+ at a roadside inn1 9 a remote "p ( ,dauph9y1 imm$iately "u ! foot ( ! ,pic du ,midi4 ,on look+ at ! clay floor1 & ! worn /ate ( ! furniture1 he rem>k$ to 8 fri5d1 ,surely we c get no d9n] "h4 ,wait till y see1 0 8 answ]4 ,9 ab\t half-an-h\r1 ! table 7?\gh propp$ up7 0 spread ) a clean table-clo?2 & successive di%es ( s\p1 f[l1 ros-bif1 pomme-de-t]re frite1 ,fr5* beans1 ) :olesome bread & butt]1 made _! appe>ance4 ,9 ! pr9cipal inns ( mo/ prov9cial t[ns 9 ,engl&1 x w\ld n h be5 possible to obta9 su* a d9n]4 ,great w\ld be ! ga9 to ! community if cook]y 7 made an ord9>y bran* ( female education4 ,to ! poor1 ! ga9 w\ld be incalculable4 ,among ! prizes :i* ! ,b\ntifuls ( bo? sexes are fond ( be/[+ 9 ! c\ntry1 we %\ld l to see "s (f]$ = ! be/ boil$ potato1 ! be/ grill$ mutton *op1 & ! be/ season$ hot*-pot*1 s\p1 or bro?4 ,9 writ+ ( a well-boil$ potato1 we are aw>e t we %all incur ! contempt ( _m = atta*+ importance to a ?+ !y suppose to be s common4 ,b ! fact is1 t _! contempt arises1 z is (t5 ! orig9 ( contempt1 f _! ignorance--!re be+ n "o p]son 9 a hundr$ :o has ev] se5 & ta/$ t great r>ity--a well-boil$ potato4#a ,footnote #a3 ,exam9]4 ,9 %ort1 we want common s5se 9 cook]y1 z 9 mo/ o!r ?+s4 ,food %\ld be us$1 & n abus$4 ,mu* ( x is n[ absolutely wa/$1 wa/$ = want ( a little art 9 cook+ x4 ,food is n only wa/$ by bad cook+2 b mu* ( x is ?r[n away :i* ,fr5* wom5 w\ld conv]t into some?+ sav\ry & dige/ible4 ,heal?1 morals1 & family enjoym5ts1 are all connect$ ) ! "q ( cook]y4 ,above all1 x is ! h&maid ( ,?rift4 ,x makes ! mo/ & ! be/ ( ! b\nties ( ,god4 ,x wa/es no?+1 b turns ev]y?+ to acc\nt4 ,e ,engli%woman1 :e!r g5tle or simple1 ought to be accompli%$ 9 an art :i* conf]s s mu* com=t1 heal?1 & weal? ^u ! memb]s ( h] h\sehold4 ,x appe>s to me1 said ,mrs4 ,m>g>etta ,grey1 t ) an increase ( weal? unequally di/ribut$1 & a pressure ( population1 !re has sprung up among/ u a spuri\s ref9em5t1 t cramps ! en]gy & circumscribes ! usefulness ( wom5 9 ! upp] class ( society4 ,a lady1 to be su*1 mu/ be a lady1 & no?+ else4444 ,ladies dismiss$ f ! dairy1 ! confection]y1 ! /ore-room1 ! /ill-room1 ! p\ltry-y>d1 ! kit*5-g>d51 & ! or*>d %e might h add$1 ! sp9n+-:eel1 h h>dly yet f\nd = !mselves a sph]e equally useful & important 9 ! pursuits ( trade & art1 to :i* to apply _! too abundant leisure4 ,:51 at any "t1 has society pres5t$1 on ! "o h&1 s l>ge an array ( respectably educat$ individuals1 emb>rass$ = want ( a prop] call+1 &1 on ! o!r1 s pond]\s a multitude ( untra9$1 neglect$ poor1 :o _c1 )\t help1 rise out ( _! mis]y & degradation8 ,:at an ob/ruction to usefulness & all em95ce ( "* is t ( be+ too ri*1 or too g5teelly connect$1 to "w at any?+6#a ,footnote #a3 ,memoir ( ,john ,grey1 ( ,dal/on4 p4 #bij4 ,_m intellig5t1 high-m9d$ ladies1 :o h felt disgu/$ at ! idl5ess to :i* society condemns !m1 h ( late ye>s und]tak5 ! "w ( visit+ ! poor & ( nurs+--a noble "w4 ,b !re is ano!r s*ool ( usefulness :i* /&s op5 to !m4 ,let !m /udy ! art ( common cook]y1 & diffuse ! k ( x among/ ! p4 ,!y w ?us d an imm5se am\nt ( good2 & br+ d[n ! bless+s ( _m a half-hung]$ husb& ^u _! b5evol5t heads4 ,wom5 ( ! poor] classes require mu* help f ^? :o are bett] educat$1 or :o h be5 plac$ 9 bett] circum/ances ?an !mselves4 ,! great] numb] ( !m m>ry "y1 & sudd5ly ent] ^u a life = :i* !y h n receiv$ ! slighte/ prep>ation4 ,!y "k no?+ ( cook]y1 ( sew+ or clo!s m5d+1 or ( economical ways ( sp5d+ _! husb&s' money4 ,h5ce slatt]nly & untidy habits1 & uncom=table homes1 f :i* ! husb& is (t5 glad to seek refuge 9 ! ne>e/ public-h\se4 ,! foll[+ /ory1 told by ,joseph ,corbett1 a ,birm+ham op]ative1 be=e a ,p>liam5t>y ,committee1 holds true ( _m work+ p 9 ! manufactur+ di/ricts4 ,my "m1 he said1 work$ 9 a manufactory f a v e>ly age4 ,%e 0 clev] & indu/ri\s1 &1 moreov]1 %e _h ! reputation ( be+ virtu\s4 ,%e 0 reg>d$ z an excell5t mat* = a work+ man4 ,%e 0 m>ri$ e>ly4 ,%e became ! "m ( elev5 *ildr53 ,i am ! elde/4 ,to ! be/ ( h] ability %e p]=m$ ! important duties ( a wife & "m4 ,b %e 0 lam5tably defici5t 9 dome/ic k4 ,9 t mo/ important ( all human in/ruction--h[ to make ! home & ! fireside to possess a *>m = h] husb& & *ildr5--%e _h nev] receiv$ "o s+le lesson4 ,%e _h *ildr5 apace4 ,z %e recov]$ f h] ly+-91 s %e w5t to "w1 ! babe be+ br\ght to h] at /at$ times to receive n\ri%m5t4 ,z ! family increas$1 s ev]y?+ l com=t disappe>$ altoge!r4 ,! p[] to make home *e]ful & com=table 0 nev] giv5 to h]4 ,%e knew n ! value ( *]i%+ 9 my fa!r's m9d a love ( dome/ic objects4 ,n "o mom5t's happ9ess did ,i ev] see "u my fa!r's ro(4 ,all ?is dismal /ate ( ?+s ,i c di/9ctly trace to ! entire & p]fect abs5ce ( all tra9+ & in/ruction to my "m4 ,he became intemp]ate2 & 8 intemp]ance made h] necessit\s4 ,%e made _m ef=ts to ab/a9 f %op-"w2 b h] pecuni>y necessities =c$ h] back into ! %op4 ,! family 0 l>ge2 & e mom5t 0 requir$ at home4 ,i h kn[n h]1 aft] ! close ( a h>d day's "w1 sit up ne>ly all night = sev]al nights toge!r wa%+ & m5d+ clo!s4 ,my fa!r c\ld h no com=t !re4 ,^! dome/ic obligations1 :i* 9 a well-regulat$ h\se 7ev5 9 t ( a work+ man1 :]e !re are prud5ce & good managem5t7 w\ld be done s z n to annoy ! husb&1 7 to my fa!r a sort ( annoyance2 & he1 f an ignorant & mi/ak5 notion1 s\ght com=t 9 an aleh\se4 ,my "m's ignorance ( h\sehold duties2 my fa!r's consequ5t irritability & intemp]ance2 ! frightful pov]ty2 ! con/ant qu>rell+2 ! p]nici\s example to my bro!rs & si/]s2 ! bad effect ^u ! future conduct ( my bro!rs1--"o & all ( u be+ =c$ out to "w s "y t our feeble e>n+s w\ld produce only #as4 a week1--cold & hung]1 & ! innum]able suff]+s ( my *ildhood1 cr[d ^u my m9d & ov]p[] me4 ,!y keep alive a deep anxiety = ! emancipation ( ?\s&s ( families 9 ?is great t[n 7,birm+ham7 & neighb\rhood1 :o are 9 a simil> /ate ( horrible mis]y4 ,my own exp]i5ce tells me t ! in/ruction ( ! females 9 ! "w ( a h\se1 9 tea*+ !m to produce *e]fulness & com=t at ! fireside1 w\ld prev5t a great am\nt ( mis]y & crime4 ,!re w\ld be few] drunk5 husb&s & disob$i5t *ildr54 ,z a work+ man1 )9 my own obs]vation1 female education is disgracefully neglect$4 ,i atta* m importance to x ?an to any?+ else2 = woman imp>ts ! fir/ impressions to ! "y susceptible m9d2 %e models ! *ild f :i* is =m$ ! future man4 ,,*apt] ,,xvi4 ,,! ,,art ,,( ,,liv+4 ,deem no man1 9 any age1 ,g5tle = 8 l9eage4 ,?\gh he be n highly born1 ,he is g5tle if he do? ,:at 'longe? to a g5tleman4--,*auc]4 ,e "o is ! son ( 8 own "w4--,c]vantes4 ,s]ve a noble disposition1 ?\gh poor2 ! "t comes t he w repay !e4--,george ,h]b]t4 ,al?\gh m5 are accus$ = n kn[+ _! own weakness1 yet p]haps z few "k _! own /r5g?4 ,x is 9 m5 z 9 soils1 :]e sometimes !re is a ve9 ( gold1 :i* ! own] kn[s n (4--,swift4 ,let n :at ,i _c h ,my *e] ( m9d de/roy4--,cibb]4 99 99 99 99 99 ,! ,art ( ,liv+ des]ves a place among ! ,f9e ,arts4 ,l ,lit]ature1 x may be rank$ ) ! ,humanities4 ,x is ! art ( turn+ ! means ( liv+ to ! be/ acc\nt1--( mak+ ! be/ ( ev]y?+4 ,x is ! art ( extract+ f life its highe/ enjoym5t1 &1 ?r\gh x1 ( rea*+ its highe/ results4 ,to live happily1 ! ex]cise ( no small degree ( art is requir$4 ,l poetry & pa9t+1 ! art ( liv+ comes *iefly by nature2 b all c cultivate & develop x4 ,x c be fo/]$ by p>5ts & tea*]s1 & p]fect$ by self-culture4 ,)\t intellig5ce1 x _c exi/4 ,happ9ess is n1 l a l>ge & beautiful gem1 s uncommon & r>e1 t all se>* = x is va91 all ef=ts to obta9 x hopeless2 b x consi/s ( a s]ies ( small] & common] gems1 gr\p$ & set toge!r1 =m+ a pleas+ & graceful :ole4 ,happ9ess consi/s 9 ! enjoym5t ( little pleasures scatt]$ along ! common pa? ( life1 :i*1 9 ! eag] se>* = "s great & excit+ joy1 we are apt to ov]look4 ,x f9ds delight 9 ! p]=mance ( common duties1 fai?fully & hon\rably fulfill$4 ,! art ( liv+ is abundantly exemplifi$ 9 actual life4 ,take two m5 ( equal means1--"o ( :om kn[s ! art ( liv+1 & ! o!r n4 ,! "o has ! see+-eye & ! intellig5t m9d4 ,nature is ev] new to him1 & full ( beauty4 ,he c live 9 ! pres5t1 rehe>se ! pa/1 or anticipate ! glory ( ! future4 ,) him1 life has a deep mean+1 & requires ! p]=mance ( duties :i* are satisfactory to 8 consci5ce1 & are !re=e pleasurable4 ,he improves himself1 acts ^u 8 age1 helps to elevate ! depress$ classes1 & is active 9 e good "w4 ,8 h& is nev] tir$1 8 m9d is nev] we>y4 ,he goes ?r\gh life joyfully1 help+ o!rs to its enjoym5t4 ,intellig5ce1 ev] exp&+1 gives him e day fre% insight into m5 & ?+s4 ,he lays d[n 8 life full ( hon\r & bless+1 & 8 greate/ monum5t is ! good de$s he has done1 & ! b5efic5t example he has set be=e 8 fell[-creatures4 ,! o!r has comp>atively little pleasure 9 life4 ,he has sc>cely rea*$ manhood1 ere he has exhau/$ its enjoym5ts4 ,money has done ev]y?+ t x c\ld = him4 ,yet he feels life to be vacant & *e]less4 ,travell+ does him no good2 =1 = him hi/ory has no mean+4 ,he is only alive to ! impositions ( innkeep]s & c\ri]s1 & ! disagreeabl5ess ( travell+ = days amid/ great m\nta9s1 among peasants & %eep1 cramp$ up 9 a c>riage4 ,picture gall]ies he feels to be a bore1 & he looks into !m because o!r p d4 ,^! pleasures soon tire him1 & he becomes blas4 ,:5 he gr[s old1 & has run ! r\nd ( fa%ionable dissipations1 & !re is no?+ left :i* he c reli%1 life becomes a masqu]ade1 9 :i* he recognizes only knaves1 hypocrites1 & flatt]]s4 ,?\gh he does n enjoy life1 yet he is t]rifi$ to leave x4 ,!n ! curta9 falls4 ,) all 8 weal?1 life has be5 to him a failure1 = he has n kn[n ! ,art ( ,liv+1 )\t :i* life _c be enjoy$4 ,x is n weal? t gives ! true ze/ to life1--b reflection1 appreciation1 ta/e1 culture4 ,above all1 ! see+ eye & ! feel+ he>t are indisp5sable4 ,) ^!1 ! humble/ lot may be made ble/4 ,lab\r & toil may be associat$ ) ! highe/ ?\ghts & ! pure/ ta/es4 ,! lot ( lab\r may ?us become elevat$ & ennobl$4 ,montaigne obs]ves t all moral philosophy is z applicable to a vulg> & private life z to ! mo/ spl5did4 ,e man c>ries ! entire =m ( ! human condition )9 him4 ,ev5 9 mat]ial com=t1 good ta/e is a real economi/1 z well z an enhanc] ( joy4 ,sc>cely h y pass$ ! door/ep ( y\r fri5d's h\se1 :5 y c detect :e!r ta/e presides )9 x or n4 ,!re is an air ( neatness1 ord]1 arrangem5t1 grace1 & ref9em5t1 t gives a ?rill ( pleasure1 ?\gh y _c def9e x1 or expla9 h[ x is4 ,!re is a fl[] 9 ! w9d[1 or a picture aga9/ ! wall1 t m>ks ! home ( ta/e4 ,a bird s+s at ! w9d[-sill2 books lie ab\t2 & ! furniture1 ?\gh common1 is tidy1 suitable1 &1 x may be1 ev5 elegant4 ,! art ( liv+ ext5ds to all ! economies ( ! h\sehold4 ,x selects :olesome food1 & s]ves x ) ta/e4 ,!re is no pr(usion2 ! f>e may be v humble1 b x has a sav\r ab\t x2 ev]y?+ is s clean & neat1 ! wat] s sp>kles 9 ! glass1 t y d n desire ri*] vi&s1 or a m excit+ bev]age4 ,look into ano!r h\se1 & y w see pr(usion en\gh1 )\t ei!r ta/e or ord]4 ,! exp5diture is l>g]1 & yet y d n feel at home !re4 ,! atmosph]e seems to be full ( discom=t4 ,books1 hats1 %awls1 & /ock+s 9 c\rse ( repair1 are /rewn ab\t4 ,two or ?ree *airs are load$ ) goods4 ,! rooms are hugg]-mugg]4 ,no matt] h[ mu* money is sp5t1 x does n m5d matt]s4 ,ta/e is want+1 = ! manag] ( ! h\sehold has n yet le>nt ! ,art ( ,liv+4 ,y see ! same contra/ 9 cottage life4 ,! lot ( pov]ty is sweet5$ by ta/e4 ,x selects ! heal?ie/1 op5e/ neighb\rhood1 :]e ! air is pure & ! /reets are clean4 ,y see1 at a glance1 by ! s&$ door/ep1 & ! w9d[-panes )\t a speck1--p]haps bloom+ roses or g]aniums %9+ ?r\gh !m1--t ! t5ant )91 h[ev] poor1 kn[s ! art ( mak+ ! be/ ( 8 lot4 ,h[ diff]5t f ! f\l cottage-dwell+s y see else:]e2 ) ! dirty *ildr5 play+ 9 ! gutt]s2 ! slatt]n-l wom5 l\ng+ by ! door-*eek2 & ! air ( sull5 pov]ty t seems to p]vade ! place4 ,& yet ! weekly income 9 ! =m] home may be no great]1 p]haps ev5 less1 ?an 9 t ( ! o!r4 ,h[ is x1 t ( two m51 work+ 9 ! same field or 9 ! same %op1 "o is m]ry z a l>k1--always *e]ful1 well-clad1 & z clean z 8 "w w all[ him to be1--comes out on ,sunday morn+s 9 8 be/ suit1 to g to *ur* ) 8 family1--is nev] )\t a p5ny 9 8 purse1 & has some?+ besides 9 ! sav+s bank1--is a read] ( books & a subscrib] to a newspap]1 besides tak+ 9 "s lit]>y j\rnal = family read+2 :il/ ! o!r man1 ) equal or ev5 sup]ior weekly wages1 comes to "w 9 ! morn+s s\r & sad1--is always full ( grumbl+1--is badly clad & badly %od1--is nev] se5 out ( 8 h\se on ,sundays till ab\t midday1 :5 he appe>s 9 8 %irt-sleeves1 8 face unwa%$1 8 hair unkempt1 8 eyes ble>$ & blood%ot1--8 *ildr5 left to run ab\t ! gutt]s1 ) no "o app>5tly to c>e = !m1--is always at 8 la/ co91 except on ,saturday night1 & !n he has a long score ( borr[+s to repay1--belongs to no club1 has no?+ sav$1 b lives lit]ally f h& to m\?1--reads none1 ?9ks none1 b only toils1 eats1 dr9ks1 & sleeps2--:y is x t !re is s rem>kable a diff]5ce betwe5 ^! two m58 ,simply = ?is reason1--t ! "o has ! intellig5ce & ! art to extract joy & happ9ess f life1--to be happy himself1 & to make ^? ab\t him happy2 :]eas ! o!r has n cultivat$ 8 intellig5ce1 & kn[s no?+ :atev] ( ! art ( ei!r mak+ himself or 8 family happy4 ,) ! "o1 life is a sc5e ( lov+1 help+1 & sympa?iz+1--( c>efulness1 =e?\ght1 & calculation--( reflection1 action1 & duty2--) ! o!r1 x is only a r\gh scramble = meat & dr9k2 duty is n ?\ght (1 reflection is bani%$1 prud5t =e?\ght is nev] = a mom5t ent]ta9$4 ,b look to ! result2 ! =m] is respect$ by 8 fell[-workm5 & belov$ by 8 family1--he is an example ( well-be+ & well-do+ to all :o are )9 rea* ( 8 influ5ce2 :]eas ! o!r is z unreflective & mis]able1 z nature w all[ him to be1--he is %unn$ by good m51--8 family are afraid at ! s\nd ( 8 foot/eps1 8 wife p]haps trembl+ at 8 approa*1--he dies )\t leav+ any regrets beh9d him1 except1 x may be1 on ! "p ( 8 family1 :o are left to be ma9ta9$ by ! *>ity ( ! public1 or by ! pittance dol$ out by ! ov]se]s4 ,= ^! reasons1 x is wor? e man's :ile to /udy ! important ,art ( liv+ happily4 ,ev5 ! poore/ man may by ?is means extract an increas$ am\nt ( joy & bless+ f life4 ,! _w ne$ n be a vale ( te>s1 unless we ourselves w x to be s4 ,we h ! comm&1 to a great ext5t1 ov] our own lot4 ,at all ev5ts1 our m9d is our own possession2 we c *]i% happy ?\ghts !re2 we c regulate & control our temp]s & dispositions to a consid]able ext5t2 we c educate ourselves1 & br+ out ! bett] "p ( our nature1 :i* 9 mo/ m5 is all[$ to sleep a deep sleep2 we c read good books1 *]i% pure ?\ghts1 & lead lives ( peace1 temp]ance1 & virtue1 s z to secure ! respect ( good m51 & transmit ! bless+ ( a fai?ful example to our successors4 ,! ,art ( ,liv+ is be/ exhibit$ 9 ! ,home4 ,! fir/ condition ( a happy home1 :]e good influ5ces prevail ov] bad ones1 is ,com=t4 ,:]e !re are c>k+ c>es1 qu]ul\sness1 untid9ess1 slov5l9ess1 & dirt1 !re c be little com=t ei!r = man or woman4 ,! husb& :o has be5 work+ all day1 expects to h some?+ z a comp5sation = 8 toil4 ,! lea/ t 8 wife c d = him1 is to make 8 h\se snug1 clean1 & tidy1 aga9/ 8 home-com+ at eve4 ,t is ! true/ economy--! be/ h\sekeep+--! wor?ie/ dome/ic managem5t--:i* makes ! home s pleasant & agreeable1 t a man feels :5 approa*+ x1 t he is ab\t to ent] a sanctu>y2 & t1 :5 !re1 !re is no aleh\se attraction t c draw him away f x4 ,"s say t we wor%ip ,com=t too mu*4 ,! ^w is ess5tially ,engli%1 & is said to be untranslateable1 9 its full mean+1 into any =eign language4 ,x is intimately connect$ ) ! ,fireside4 ,9 w>m] climes1 p contrive to live out ( doors4 ,!y sun !mselves 9 ! /reets4 ,half _! life is 9 public4 ,! g5ial air woos !m =?1 & keeps !m abroad4 ,!y ent] _! h\ses m]ely to eat & sleep4 ,!y c sc>cely be said to live !re4 ,h[ diff]5t is x ) u6 ,! raw air )\t1 dur+ s _m mon?s ( ! ye>1 drives u )9 doors4 ,h5ce we cultivate all mann] ( home pleasures4 ,h5ce ! ho/ ( delightful associations :i* rise up 9 ! m9d at ! m5tion ( ! ^w ,home4 ,h5ce our h\sehold god1 ,com=t4 ,we are n satisfi$ m]ely ) a home4 ,x mu/ be com=table4 ,! mo/ wret*$1 inde$1 are ^? :o h no homes--! homeless6 ,b n less wret*$ are ^? ^: homes are )\t com=t--^? ( :om ,*>les ,lamb once said1 ,! homes ( ! v poor are no homes4 ,x is ,com=t1 !n1 t is ! s\l ( ! home--its ess5tial pr9ciple--its vital elem5t4 ,com=t does n mean m]ely w>m?1 good furniture1 good eat+ & dr9k+4 ,x means some?+ high] ?an ?is4 ,x means cleanl9ess1 pure air1 ord]1 frugality1--9 a ^w1 h\se-?rift & dome/ic gov]nm5t4 ,com=t is ! soil 9 :i* ! human be+ gr[s1--n only physically1 b morally4 ,com=t lies1 inde$1 at ! root ( _m virtues4 ,weal? is n necess>y = com=t4 ,luxury requires weal?1 b n com=t4 ,a poor man's home1 mod]ately suppli$ ) ! necess>ies ( life1 presid$ ov] by a cleanly1 frugal h\sewife1 may conta9 all ! elem5ts ( com=table liv+4 ,com=tlessness is = ! mo/ "p caus$1 n s mu* by ! abs5ce ( suffici5t means1 z by ! abs5ce ( ! requisite k ( dome/ic managem5t4 ,com=t1 x mu/ be admitt$1 is 9 a great measure relative4 ,:at is com=t to "o man1 w\ld be mis]y to ano!r4 ,ev5 ! commone/ me*anic ( ?is day w\ld consid] x mis]able to live aft] ! /yle ( ! nobles a few c5turies ago2 to sleep on /raw b$s1 & live 9 rooms litt]$ ) ru%es4 ,william ! ,conqu]or _h nei!r a %irt to 8 back1 nor a pane ( glass to 8 w9d[s4 ,que5 ,elizabe? 0 "o ( ! fir/ to we> silk /ock+s4 ,! ,que5s be=e h] 7 /ock+less4 ,com=t dep5ds z mu* on p]sons z on ?+s4 ,x is out ( ! "* & temp] ( ^? :o gov]n homes1 t ! feel+ ( com=t arises1 mu* m ?an out ( h&some furniture1 heat$ rooms1 or h\sehold luxuries & conv5i5ces4 ,com=table p are k9dly-temp]$4 ,good temp] may be set d[n z an inv>iable condition ( com=t4 ,!re mu/ be peace1 mutual =be>ance1 mutual help1 & a disposition to make ! be/ ( ev]y?+4 ,bett] is a d9n] ( h]bs :]e love is1 ?an a /all$ ox & hatr$ !re)4 ,com=table p are p]sons ( common s5se1 discretion1 prud5ce1 & economy4 ,!y h a natural aff9ity = hone/y & ju/ice1 goodness & tru?4 ,!y d n run into debt1--= t is a species ( di%one/y4 ,!y live )9 _! means1 & lay by some?+ = a ra9y day4 ,!y provide = ! ?+s ( _! own h\sehold1--yet !y are n want+ 9 hospitality & b5evol5ce on fitt+ occasions4 ,& :at !y d1 is done )\t o/5tation4 ,com=table p d ev]y?+ 9 ord]4 ,!y are sy/ematic1 /eady1 sob]1 indu/ri\s4 ,!y dress com=tably4 ,!y adapt !mselves to ! season1--nei!r %iv]+ 9 w9t]1 nor p]spir+ 9 summ]4 ,!y d n toil aft] a fa%ionable appe>ance4 ,!y exp5d m on w>m /ock+s ?an on gold r+s2 & pref] heal?y1 good b$d+1 to gaudy w9d[-curta9s4 ,_! *airs are solid1 n gimcrack4 ,!y w be> sitt+ ^u1 ?\gh !y may n be ornam5tal4 ,! organization ( ! home dep5ds = ! mo/ "p ^u woman4 ,%e is necess>ily ! manag] ( e family & h\sehold4 ,h[ mu*1 !re=e1 mu/ dep5d ^u h] intellig5t co-op]ation6 ,man's life revolves r\nd woman4 ,%e is ! sun ( 8 social sy/em4 ,%e is ! que5 ( dome/ic life4 ,! com=t ( e home ma9ly dep5ds ^u h]1--^u h] "*1 h] temp]1 h] p[] ( organization1 & h] bus9ess managem5t4 ,a man may be economical2 b unless !re be economy at home1 8 frugality w be comp>atively useless4 ,a man _c ?rive1 ! prov]b says1 unless 8 wife let him4 ,h\se-?rift is homely1 b b5efic5t4 ,?\gh unse5 ( ! _w1 x makes _m p happy4 ,x works ^u individuals2 & by elevat+ !m1 x elevates society itself4 ,x is 9 fact a receipt ( infallible efficacy1 = conf]r+ ! greate/ possible happ9ess ^u ! greate/ possible numb]4 ,)\t x legislation1 b5evol5ce1 & philan?ropy are m]e palliatives1 sometimes worse ?an useless1 because !y hold out hopes :i* are = ! mo/ "p disappo9t$4 ,h[ happy does a man g =? to 8 lab\r or 8 bus9ess1 & h[ d\bly happy does he return f x1 :5 he kn[s t 8 means are c>efully husb&$ & wisely appli$ by a judici\s & well-manag+ wife4 ,su* a woman is n only a p[] 9 h] own h\se1 b h] example goes =? among/ h] neighb\rs1 & %e /&s be=e !m z a model & a patt]n4 ,! habits ( h] *ildr5 are =m$ aft] h] habits3 h] actual life becomes ! model aft] :i* !y unconsci\sly m\ld !mselves2 = example always speaks m eloqu5tly ?an words3 x is in/ruction 9 action--wisdom at "w4 ,fir/ among/ woman's qualities is ! intellig5t use ( h] h&s & f+]s4 ,e "o kn[s h[ useful1 h[ indisp5sable to ! com=t ( a h\sehold1 is ! tidy1 manag+1 h&y woman4 ,pe/alozzi1 ) 8 usual sagacity1 has obs]v$1 t half ! education ( a woman comes ?r\gh h] f+]s4 ,!re are wisdom & virtue at h] f+]-ends4 ,b intellect mu/ also accompany ?rift3 !y mu/ g h& 9 h&4 ,a woman mu/ n only be clev] ) h] f+]s1 b possess$ ( ! p[] ( organiz+ h\sehold "w4 ,!re mu/ be ,me?od4 ,! late ,sir ,ar?ur ,helps obs]v$1 t z wom5 are at pres5t educat$1 !y are = ! mo/ "p ?or\ghly defici5t 9 me?od4 ,b ?is surely might be rem$i$ by tra9+4 ,to take a v humble & simple in/ance4 ,:y is x t a man-cook is always bett] ?an a woman-cook8 ,simply because a man is m me?odical 9 8 arrangem5ts1 & relies m ^u 8 weights & measures4 ,an em95t physician told me t he ?\ght wom5 7 absolutely defici5t 9 ! appreciation ( "t4 ,b ?is ,i hold to be m]ely "o in/ance ( _! g5]al want ( accuracy1 = :i* !re are easy rem$ies3 t is1 easy if begun e>ly en\gh4 ,accord+ly1 to manage a h\sehold effici5tly1 !re mu/ be ,me?od4 ,)\t ?is1 "w _c be got ?r\gh satisfactorily ei!r 9 (fices1 work%ops1 or h\seholds4 ,by arrang+ "w prop]ly1 by do+ ev]y?+ at ! "r "t1 ) a view to ! economy ( lab\r1 a l>ge am\nt ( bus9ess c be accompli%$4 ,muddle flies be=e me?od2 & hugg]-mugg] disappe>s4 ,!re is also a me?od 9 sp5d+--9 lay+ out money1--:i* is z valuable to ! h\sewife1 z me?od is 9 accompli%+ h] "w4 ,money slips ?r\gh ! f+]s ( "s p l quicksilv]4 ,we h already se5 t _m m5 are sp5d?rifts4 ,b _m wom5 are ! same4 ,at lea/ !y d n "k h[ to exp5d _! husb&'s e>n+s to ! be/ advantage4 ,y obs]ve ?+s v mu* out ( place--frills & ruffles & ill-d>n$ /ock+s--f9e bonnets & cl\t$ %oes--silk g[ns & dirty petticoats2 :ile ! husb& goes ab\t ragg$ & torn1 ) sc>cely a clean ?+ ab\t him4 ,indu/ry is ( c\rse ess5tial4 ,?is is ! s\l ( bus9ess2 b1 )\t me?od1 indu/ry w be less productive4 ,indu/ry may sometimes look l confusion4 ,b ! me?odical & indu/ri\s woman gets ?r\gh h] "w 9 a quiet1 /eady /yle1--)\t fuss1 or noise1 or du/-cl\ds4 ,prud5ce is ano!r important h\sehold qualification4 ,prud5ce comes f cultivat$ judgm5t3 x means practical wisdom4 ,x has ref]5ce to fitness1 to propriety2 x judges ( ! "r ?+ to be done1 & ( ! "r way ( do+ x4 ,x calculates ! means1 ord]1 "t1 & me?od ( do+4 ,prud5ce le>ns mu* f exp]i5ce1 quick5$ by k4 ,punctuality is ano!r em95tly h\sehold qualification4 ,h[ _m grumbl+s w\ld be avoid$ 9 dome/ic life1 by a little m att5tion be+ paid to ?is virtue4 ,late breakfa/s & late d9n]s1--too late = *ur* & m>ket1--clean+s out ( "t1 & wa%+s protract$ till midnight1--bills put (f ) a call aga9 to-morr[1--engagem5ts & promises unfulfill$1--:at a ho/ ( little nuisances spr+ to m9d1 at ?\ght ( ! unpunctual h\sewife6 ,! unpunctual woman1 l ! unpunctual man1 becomes dislik$1 because %e consumes our "t1 int]f]es ) our plans1 causes uneasy feel+s1 & virtually tells u t we are n ( suffici5t importance to cause h] to be m punctual4 ,to ! bus9ess man1 "t is money1 & to ! bus9ess woman x is m1--x is peace1 com=t1 & dome/ic prosp]ity4 ,p]sev]ance is ano!r good h\sehold habit4 ,lay d[n a good plan1 & adh]e to x4 ,d n be turn$ f x )\t a suffici5t reason4 ,foll[ x dilig5tly & fai?fully1 & x w yield fruits 9 good season4 ,if ! plan be a prud5t "o1 bas$ on practical wisdom1 a ll ?+s w gravitate t[>ds x1 & a mutual dep5d5ce w gradually be e/abli%$ among all ! p>ts ( ! dome/ic sy/em4 ,we might furni% num]\s practical illu/rations ( ! tru? ( ^! rem>ks1 b our space is ne>ly fill$ up1 & we mu/ leave ! read] to supply !m f 8 or h] own exp]i5ce4 ,!re are _m o!r illu/rations :i* might be adduc$1 ( ! art ( mak+ life happy4 ,! managem5t ( ! temp] is an art full ( b5efic5t results4 ,by k9dness1 *e]fulness1 & =be>ance1 we c be happy almo/ at w2 & at ! same "t spread happ9ess ab\t u on e side4 ,we c enc\rage happy ?\ghts 9 ourselves & o!rs4 ,we c be sob] 9 habit4 ,:at c a wife & h] *ildr5 ?9k ( an intemp]ate husb& & fa!r8 ,we c be sob] 9 language1 & %un curs+ & swe>+--! mo/ useless1 unmean+1 & brutal ( vulg>ities4 ,no?+ c be s silly & unmean+--n to say %ock+1 repulsive1 & s9ful--z ! oa?s s common 9 ! m\?s ( vulg> swe>]s4 ,!y are pr(anation )\t purpose--impiety )\t provocation--blasphemy )\t excuse4 ,?is leads u to rem>k1 9 pass+1 t 9 ?is c\ntry we are n suffici5tly in/ruct$ 9 ! ,art ( ,good ,mann]s4 ,we are r gruff1 & sometimes unapproa*able4 ,mann]s d n make ! man1 z ! prov]b alleges2 b mann]s make ! man mu* m agreeable4 ,a man may be noble 9 8 he>t1 true 9 8 deal+s1 virtu\s 9 8 conduct1 & yet unmann]ly4 ,suavity ( disposition & g5tl5ess ( mann]s give ! f9i% to ! true g5tleman4 ,by ,good ,mann]s we d n mean ,etiquette4 ,?is is only a conv5tional set ( rules adopt$ by :at is call$ good society2 & _m ( ! rules ( etiquette are ( ! ess5ce ( rud5ess4 ,etiquette does n p]mit g5teel p to recognize 9 ! /reets a man ) a %abby coat ?\gh he be _! bro!r4 ,etiquette is a li> 9 its n at home1--ord]$ to be told by s]vants to call]s at inconv5i5t seasons4 ,good mann]s include _m requisites2 b !y *iefly consi/ 9 polit5ess1 c\rtesy1 & k9dness4 ,!y _c be taught by rule1 b !y may be taught by example4 ,x has be5 said t polit5ess is ! art ( %[+ m51 by ext]nal signs1 ! int]nal reg>d we h = !m4 ,b a man may be p]fectly polite to ano!r1 )\t necess>ily hav+ any reg>d = him4 ,good mann]s are nei!r m nor less ?an beautiful behavi\r4 ,x has be5 well said t a beautiful =m is bett] ?an a beautiful face1 & a beautiful behavi\r is bett] ?an a beautiful =m2 x gives a high] pleasure ?an /atues or pictures2 x is ! f9e/ ( ! f9e arts4 ,mann] is ! ornam5t ( action2 inde$ a good action1 )\t a good mann] ( do+ x1 is /ripp$ ( half its value4 ,a poor fell[ gets into difficulties1 & solicits help ( a fri5d4 ,he obta9s x1 b x is ) a ,!re-take t2 b ,i don't l l5d+4 ,! help is giv5 ) a k9d ( kick1 & is sc>cely accept$ z a fav\r4 ,! mann] ( ! giv+ long rankles 9 ! m9d ( ! acceptor4 ,?us good mann]s mean k9d mann]s1--b5evol5ce be+ ! prepond]at+ elem5t 9 all k9ds ( pleasant int]c\rse betwe5 human be+s4 ,a /ory is told ( a poor soldi] hav+ "o day call$ at ! %op ( a hairdress]1 :o 0 busy ) 8 cu/om]s1 & ask$ relief1--/at+ t he _h /ay$ beyond 8 leave ( abs5ce1 & unless he c\ld get a lift on ! coa*1 fatigue & sev]e puni%m5t await$ him4 ,! hairdress] li/5$ to 8 /ory respectfully1 & gave him a gu9ea4 ,god bless y1 sir6 exclaim$ ! soldi]1 a/oni%$ at ! am\nt4 ,h[ c ,i repay y8 ,i h no?+ 9 ! _w b ?is--pull+ out a dirty piece ( pap] f 8 pocket2 x is a receipt = mak+ black+2 x is ! be/ t 0 ev] se52 _m a half-gu9ea ,i h _h = x f ! (fic]s1 & _m bottles ,i h sold2 may y be able to get some?+ = x to repay y = y\r k9dness to ! poor soldi]4 ,oddly en\gh1 t dirty piece ( pap] prov$ wor? half a million ( money to ! hairdress]4 ,x 0 no less ?an ! receipt = ! fam\s ,day & ,m>t9's black+2 ! hairdress] be+ ! late weal?y ,mr4 ,day1 ^: manufactory is "o ( ! notabilities ( ! metropolis4 ,good mann]s h be5 suppos$ to be a peculi> m>k ( g5tility1 & t ! individual exhibit+ !m has be5 born 9 "s upp] class ( society4 ,b ! poore/ classes may exhibit good mann]s t[>ds ea* o!r1 z well z ! ri*e/4 ,"o may be polite & k9d t[>ds o!rs1 )\t a p5ny 9 ! purse4 ,polit5ess goes v f>2 yet x co/s no?+4 ,x is ! *eape/ ( commodities4 ,b we want to be taught good mann]s1 z well z o!r ?+s4 ,"s happy natures are to ! mann] born4 ,b ! bulk ( m5 ne$ to be taught mann]s1 & ?is c only be effici5tly done 9 y\?4 ,we h said t work+ m5 might /udy good mann]s ) advantage4 ,:y %\ld !y n respect !mselves & ea* o!r8 ,x is by _! demean\r t[>ds ea* o!r--9 o!r words1 by _! mann]s--t self-respect & mutual respect are indicat$4 ,we h be5 /ruck by ! habitual polit5ess ( ev5 ! poore/ classes on ! ,cont95t4 ,! workman lifts 8 cap & respectfully salutes 8 fell[-workman 9 pass+4 ,!re is no sacrifice ( manl9ess 9 ?is1 b r grace & dignity4 ,! work+ man1 9 respect+ 8 fell[1 respects himself & 8 ord]4 ,!re is k9dness 9 ! act ( recognition1 z well z 9 ! mann] 9 :i* x is d5ot$4 ,we might le>n mu* f ! ,fr5* p 9 ?is matt]4 ,!y are n only polite to ea* o!r1 b !y h a great] respect = prop]ty4 ,"s may be dispos$ to d\bt ?is1 aft] ! rec5t de/ruction ( build+s 9 ,p>is4 ,b ! ,communi/s mu/ be reg>d$ z altoge!r exceptional p2 & to und]/& ! ,fr5* "*1 we mu/ look to ! body ( ! population scatt]$ ?r\gh\t ,france4 ,!re we f9d prop]ty mu* m respect$ by ! p ?an among/ ourselves4 ,ev5 ! begg> respects ! fruit by ! roadside1 al?\gh !re is nobody to protect x4 ,! reason ( ?is is1 t ,france is a nation ( small proprietors1--t prop]ty is mu* m g5]ally diffus$ & expos$1--& p>5ts ( ev5 ! l[e/ class educate _! *ildr5 9 c>efulness ( & fidelity to ! prop]ty ( o!rs4 ,?is respect = prop]ty is also accompani$ ) t respect = ! feel+s ( o!rs1 :i* con/itutes :at is call$ ,good ,mann]s4 ,?is is c>efully inculcat$ 9 ! *ildr5 ( all ranks 9 ,france4 ,!y are v r>ely rude4 ,!y are civil to /rang]s4 ,!y are civil to ea* o!r4 ,mr4 ,la+1 9 8 ,notes ( a ,travell]1 makes ^! rem>ks3 ,?is def]5ce to ! feel+s ( o!rs 9 all t we d is a moral habit ( great value :5 x is g5]ally diffus$1 & ent]s into ! home tra9+ ( e family4 ,x is an education bo? ( ! p>5t & *ild 9 morals1 c>ri$ on ?r\gh ! m$ium ( ext]nal mann]s4444 ,x is a f9e di/9ction ( ! ,fr5* national "*1 & ( social economy1 t practical morality is m g5]ally taught ?r\gh mann]s1 among & by ! p !mselves1 ?an 9 any c\ntry 9 ,europe4#a ,footnote #a3 ,,samuel ,,la+--,notes ( ,travell]1 on ! ,social & ,political ,/ate ( ,france1 ,prussia1 ,switz]l&1 ,italy1 & o!r ,p>ts ( ,europe1 p4 #ee4 ,! same k9dly feel+ might be obs]v$ ?r\gh\t ! entire social int]c\rse ( work+ m5 ) ea* o!r4 ,!re is n a mom5t 9 _! lives 9 :i* ! opportunity does n occur = exhibit+ good mann]s--9 ! work%op1 9 ! /reet1 & at home4 ,provid$ !re be a wi% to please o!rs by k9d looks & ways1 ! habit ( comb9+ good mann]s ) e action w soon be =m$4 ,x is n m]ely ! pleasure a man gives to o!rs by be+ k9d to !m3 he receives t5fold m pleasure himself4 ,! man :o gets up & (f]s 8 *air to a woman1 or to an old man--trivial ?\gh ! act may seem1--is rew>d$ by 8 own he>t1 & a ?rill ( pleasure runs ?r\gh him ! mom5t he has p]=m$ ! k9dness4 ,workpeople ne$ to practise good mann]s t[>ds ea* o!r ! m1 because !y are "u ! necessity ( con/antly liv+ ) ea* o!r & among/ ea* o!r4 ,!y are 9 con/ant contact ) _! fell[-workm51 :]eas ! ri*] classes ne$ n mix ) m5 unless !y *oose1 & !n !y c select :om !y l4 ,! work+ man's happ9ess dep5ds mu* m ^u ! k9d looks1 words1 & acts ( ^? imm$iately ab\t him1 ?an ! ri* man's does4 ,x is s 9 ! work%op1 & x is ! same at home4 ,!re ! workman _c retire into 8 /udy1 b mu/ sit among/ 8 family1 by ! side ( 8 wife1 ) 8 *ildr5 ab\t him4 ,& he mu/ ei!r live k9dly ) !m--p]=m+ k9d & oblig+ acts t[>ds 8 family1--or he mu/ see1 suff]1 & endure ! intol]able mis]y ( reciprocal unk9dness4 ,admitt$ t !re are difficulties 9 ! way ( work+ m5 cultivat+ ! art ( good mann]s--t _! circum/ances are (t5 v limit$1 & _! position unfav\rable1 yet no man is s poor b t he c be civil & k9d1 if he *oose2 & to be civil & k9d is ! v ess5ce ( good mann]s4 ,ev5 9 ! mo/ adv]se circum/ances a man may try to d 8 be/4 ,if he d--if he speak & act c\rte\sly & k9dly to all1--! result w be s satisfactory1 s self-rew>d+1 t he _c b be /imulat$ to p]sev]e 9 ! same c\rse4 ,he w diffuse pleasure ab\t him 9 ! home1 make fri5ds ( 8 "w-fell[s1 & be reg>d$ ) increas$ k9dness & respect by e "r-m9d$ employ]4 ,! civil workman w ex]cise increas$ p[] among/ 8 class1 & gradually induce !m to imitate him by 8 p]si/5t /ead9ess1 civility1 & k9dness4 ,?us ,b5jam9 ,frankl91 :5 a workman1 re=m$ ! habits ( an entire work%op4 ,!n1 besides ! g5]al pleasure aris+ f ! ex]cise ( ,good ,mann]s1 !re is a great deal ( heal?ful & innoc5t pleasure to be d]iv$ f amusem5ts ( v>i\s k9ds4 ,"o _c be always work+1 eat+1 & sleep+4 ,!re mu/ be "t = relaxation--"t = m5tal pleasures--"t = bodily ex]cise4 ,!re is a pr(\nd mean+ 9 ! ^w ,amusem5t2 mu* m ?an mo/ p are dispos$ to admit4 ,9 fact1 amusem5t is an important "p ( education4 ,x is a mi/ake to suppose t ! boy or ! man :o plays at "s outdoor game is wa/+ 8 "t4 ,amusem5t ( any k9d is n wa/+ "t1 b economiz+ life4 ,relax & ex]cise frequ5tly1 if y w\ld enjoy good heal?4 ,if y d n relax1 & take no ex]cise1 ! results w soon appe> 9 bodily ailm5ts1 :i* always accompany s$5t>y occupations4 ,! /ud5ts1 says ,"l ,d]by1 :o ?9k !y h n "t = bodily ex]cise1 w soon] or lat] f9d "t = illness4 ,!re are p 9 ! _w :o w\ld1 if !y _h ! p[]1 hang ! heav5s ab\t ) crape2 ?r[ a %r\d ov] ! beautiful & life-giv+ bosom ( ! planet2 pick ! bright />s f ! sky2 veil ! sun ) cl\ds2 pluck ! silv] moon f h] place 9 ! firmam5t2 %ut up our g>d5s & fields1 & all ! fl[]s ) :i* !y are b$eck$2 & doom ! _w to an atmosph]e ( gloom & *e]lessness4 ,!re is no reason nor morality 9 ?is1 & !re is /ill less religion4 ,a b5evol5t ,creator has end[$ man ) an em95t capacity = enjoym5t1--has set him 9 a fair & lovely _w1 surr\nd$ him ) ?+s good & beautiful1--& giv5 him ! disposition to love1 to sympa?ize1 to help1 to produce1 to enjoy2 & ?us to become an hon\rable & a happy be+1 br++ ,god's "w to p]fection1 & enjoy+ ! div9e creation 9 ! mid/ ( :i* he lives4 ,make a man happy1 & 8 actions w be happy too2 doom him to dismal ?\ghts & mis]able circum/ances1 & y w make him gloomy1 discont5t$1 morose1 & probably vici\s4 ,h5ce co>s5ess & crime are almo/ inv>iably f\nd among/ ^? :o h nev] be5 accu/om$ to be *e]ful1 ^: he>ts h be5 %ut aga9/ ! purify+ influ5ces ( a happy communion ) nature1 or an enlight5$ & *e]ful int]c\rse ) man4 ,man has a /rong natural appetite = relaxation & amusem5t1 &1 l all o!r natural appetites1 x has be5 implant$ = a wise purpose4 ,x _c be repress$1 b w break out 9 "o =m or ano!r4 ,any well-direct$ attempt to promote an innoc5t amusem5t1 is wor? a doz5 s]mons aga9/ p]nici\s ones4 ,if we d n provide ! opportunity = enjoy+ :olesome pleasures1 m5 w c]ta9ly f9d out vici\s ones = !mselves4 ,sydney ,smi? truly said1 ,9 ord] to attack vice ) effect1 we mu/ set up some?+ bett] 9 its place4 ,temp]ance re=m]s h n suffici5tly consid]$ h[ mu* ! dr9k+ habits ( ! c\ntry are ! consequ5ces ( gross ta/es1 & ( ! too limit$ opportunities :i* exi/ 9 ?is c\ntry = obta9+ access to amusem5ts ( an innoc5t & improv+ t5d5cy4 ,! workman's ta/es h be5 all[$ to rema9 uncultivat$2 pres5t wants engross 8 ?\ghts2 ! gratification ( 8 appetites is 8 highe/ pleasure2 & :5 he relaxes1 x is to indulge immod]ately 9 be] or :isky4 ,! ,g]mans 7 at "o "t ! drunk5e/ ( nations2 !y are n[ among/ ! sob]e/4 ,z drunk5 z a ,g]man boor1 0 a common prov]b4 ,h[ h !y be5 wean$ f dr9k8 ,pr9cipally by ,education & ,music4 ,music has a mo/ humaniz+ effect4 ,! cultivation ( ! art has a mo/ fav\rable influ5ce ^u public morals4 ,x furni%es a s\rce ( pleasure 9 e family4 ,x gives home a new attraction4 ,x makes social int]c\rse m *e]ful4 ,fa!r ,ma!w foll[$ up 8 ,temp]ance movem5t by a ,s++ movem5t4 ,he promot$ ! e/abli%m5t ( musical clubs all ov] ,irel&3 = he felt t1 z he _h tak5 ! p's :isky f !m1 he mu/ give !m "s :olesome /imulus 9 its /ead4 ,he gave !m ,music4 ,s++ classes 7 e/abli%$1 to ref9e ! ta/e1 s(t5 ! mann]s1 & humanize ! mass ( ! ,iri% p4 ,b we fe> t ! example set by ,fa!r ,ma!w has already be5 =gott54 ,:at a fulness ( enjoym5t1 says ,*ann+1 has our ,creator plac$ )9 our rea*1 by surr\nd+ u ) an atmosph]e :i* may be %ap$ into sweet s\nds6 ,& yet ?is goodness is almo/ lo/ ^u u1 ?r\gh want ( culture ( ! organ by :i* ?is provision is to be enjoy$4 ,h[ mu* w\ld ! g5]al cultivation ( ! gift ( music improve u z a p6 ,*ildr5 ought to le>n x 9 s*ools1 z !y d 9 ,g]many4 ,! voice ( music w\ld !n be he>d 9 e h\sehold4 ,our old ,engli% glees w\ld no long] be =gott54 ,m5 & wom5 might s+ 9 ! int]vals ( _! "w1--z ! ,g]mans d 9 go+ to & com+ f _! w>s4 ,! "w w\ld n be worse done1 because x 0 done amid/ music & *e]fulness4 ,! brea? ( society w\ld be sweet5$1 & pleasure w\ld be l9k$ ) lab\r4 ,:y n h "s elegance 9 ev5 ! humble/ home8 ,we mu/ ( c\rse h cleanl9ess1 :i* is ! special elegance ( ! poor4 ,b :y n h pleasant & delightful ?+s to look ^u8 ,!re is no reason :y ! humbl] classes %\ld n surr\nd !mselves ) ! evid5ces ( beauty & com=t 9 all _! %apes1 & ?us d homage alike to ! gifts ( ,god & ! lab\rs ( man4 ,! ta/e = ! beautiful is "o ( ! be/ & mo/ useful end[m5ts4 ,x is "o ( ! h&maids ( civilization4 ,beauty & elegance d n necess>ily belong to ! homes ( ! ri*4 ,!y are1 or ought to be1 all-p]vad+4 ,beauty 9 all ?+s1--9 nature1 9 art1 9 sci5ce1 9 lit]ature1 9 social & dome/ic life4 ,h[ beautiful & yet h[ *eap are fl[]s4 ,n exotics1--b :at are call$ common fl[]s4 ,a rose1 = in/ance1 is among ! mo/ beautiful ( ! smiles ( nature4 ,! laugh+ fl[]s1 exclaims ! poet6 ,b !re is m ?an gaiety 9 bloom+ fl[]s1 ?\gh x takes a wise man to see ! beauty1 ! love1 & ! adaptation1 ( :i* !y are full4 ,:at %\ld we ?9k ( "o :o _h inv5t$ fl[]s2 suppos+ t1 be=e him1 fl[]s 7 unkn[n8 ,w\ld he n be reg>d$ z ! op5]-up ( a p>adise ( new delight8 %\ld we n hail ! inv5tor z a g5ius1 z a god8 ,& yet ^! lovely (fspr+s ( ! e>? h be5 speak+ to man f ! fir/ dawn ( 8 exi/5ce until n[1 tell+ him ( ! goodness & wisdom ( ! ,creative ,p[]1 :i* bade ! e>? br+ =?1 n only t :i* 0 useful z food1--b also fl[]s1 ! bright consummate fl[]s1 to clo! x 9 beauty & joy6 ,br+ "o ( ! commone/ field-fl[]s into a room1 place x on a table or *imneypiece1 & y seem to h br\ght a ray ( sun%9e into ! place4 ,!re is a *e]fulness ab\t fl[]s4 ,:at a delight are !y to ! droop+ invalid6 ,!y are l a sweet draught ( enjoym5t1 com+ z mess5g]s f ! c\ntry1 & seem+ to say1 ,come & see ! place :]e we gr[1 & let y\r he>t be glad 9 our pres5ce4 ,:at c be m innoc5t ?an fl[]s6 ,!y are l *ildr5 undimm$ by s94 ,!y are emblems ( purity & tru?1 a s\rce ( fre% delight to ! pure & innoc5t4 ,! he>t t does n love fl[]s1 or ! voice ( a playful *ild1 _c be g5ial4 ,x 0 a beautiful conceit t inv5t$ a language ( fl[]s1 by :i* lov]s 7 enabl$ to express ! feel+s t !y d>$ n op5ly speak4 ,b fl[]s h a voice = all1--old & "y1 ri* & poor4 ,to me1 says ,wordswor?1 ,! meane/ fl[] t bl[s c give ,?\ghts t d (t5 lie too deep = te>s4 ,h a fl[] 9 ! room1 by all means6 ,x w co/ only a p5ny1 if y\r ambition is mod]ate2 & ! gratification x gives w be beyond price4 ,if y c h a fl[] = y\r w9d[ s mu* ! bett]4 ,:at c be m delici\s ?an ! sun's light /ream+ ?r\gh fl[]s--?r\gh ! mid/ ( crimson fu*sias or sc>let g]aniums8 ,to look out into ! light ?r\gh fl[]s--is n t poetry8 ,& to break ! =ce ( ! sunbeams by ! t5d] resi/ance ( gre5 leaves8 ,if y c tra9 a na/urtium r\nd ! w9d[1 or "s sweet peas1 !n y w h ! mo/ beautiful frame y c inv5t = ! picture )\t1 :e!r x be ! busy cr[d1 or a di/ant l&scape1 or trees ) _! lights & %ades1 or ! *anges ( ! pass+ cl\ds4 ,any "o may ?us look ?r\gh fl[]s = ! price ( an old song4 ,& :at pure ta/e & ref9em5t does x n indicate on ! "p ( ! cultivator6 ,a fl[] 9 ! w9d[ sweet5s ! air1 makes ! room look graceful1 gives ! sun's light a new *>m1 rejoices ! eye1 & l9ks nature ) beauty4 ,! fl[] is a companion t w nev] say a cross ?+ to any "o1 b w always look beautiful & smil+4 ,d n despise x because x is *eap1 & because ev]ybody may h ! luxury z well z y\rself4 ,common ?+s are *eap1 b common ?+s are inv>iably ! mo/ valuable4 ,c\ld we only h fre% air or sun%9e by pur*ase1 :at luxuries !y w\ld be consid]$2 b !y are free to all1 & we ?9k little ( _! bless+s4 ,!re is1 inde$1 mu* 9 nature t we d n yet half enjoy1 because we %ut our av5ues ( s5sation & feel+4 ,we are satisfi$ ) ! matt] ( fact1 & look n = ! _s ( fact1 :i* is above x4 ,if we op5$ our m9ds to enjoym5t1 we might f9d tranquil pleasures spread ab\t u on e side4 ,we might live ) ! angels t visit u on e sunbeam1 & sit ) ! fairies :o wait on e fl[]4 ,we want m lov+ k to enable u to enjoy life1 & we require to cultivate ! art ( mak+ ! mo/ ( ! common means & appliances = enjoym5t1 :i* lie ab\t u on e side4 ,a snug & a clean home1 no matt] h[ t9y x be1 s t x be :olesome2 w9d[s into :i* ! sun c %9e *e]ily2 a few good books 7& :o ne$ be )\t a few good books 9 ^! days ( univ]sal *eapness87--no duns at ! door1 & ! cupbo>d well suppli$1 & ) a fl[] 9 y\r room6 ,!re is none s poor z n to h ab\t him ^! elem5ts ( pleasure4 ,b :y n1 besides ! beauty ( ,nature1 h a ta/e = ! beauty ( ,art8 ,:y n hang up a picture 9 ! room8 ,+5i\s me?ods h be5 discov]$--"s ( !m q rec5tly--= almo/ inf9itely multiply+ works ( art1 by means ( wood engrav+s1 li?ographs1 photographs1 & autotypes1 :i* r5d] x possible = e p]son to furni% 8 rooms ) beautiful pictures4 ,skill & sci5ce h ?us br\ght ,art )9 rea* ( ! poore/4 ,any picture1 pr9t1 or engrav+1 t repres5ts a noble ?\ght1 t depicts a h]oic act1 or t br+s a bit ( nature f ! fields or ! /reets into our room1 is a tea*]1 a means ( education1 & a help to self-culture4 ,x s]ves to make ! home m pleasant & attractive4 ,x sweet5s dome/ic life1 & %$s a grace & beauty ab\t x4 ,x draws ! gaz] away f m]e consid]ations ( self1 & increases 8 /ore ( delightful associations ) ! _w )\t1 z well z ) ! _w )94 ,! portrait ( a great man1 = in/ance1 helps u to read 8 life4 ,x inve/s him ) a p]sonal int]e/4 ,look+ at 8 features1 we feel z if we knew him bett]1 & 7 m closely relat$ to him4 ,su* a portrait1 hung up be=e u daily1 at our meals & dur+ our leisure h\rs1 unconsci\sly s]ves to lift u up & su/a9 u4 ,x is a l9k t 9 "s way b9ds u to a high] & nobl] nature4 ,x is said ( a ,ca?olic money-l5d] t :5 ab\t to *eat1 he 0 wont to draw a veil ov] ! face ( 8 fav\rite sa9t4 ,?us ! portraiture ( a great & virtu\s man is 9 "s measure a companion%ip ( some?+ bett] ?an ourselves2 & ?\gh we may n rea* ! /&>d ( ! h]o1 we may to a c]ta9 ext5t be influ5c$ by 8 lik5ess on our walls4 ,x is n necess>y t a picture %\ld be high-pric$ 9 ord] to be beautiful & good4 ,we h se5 ?+s = :i* hundr$s ( gu9eas h be5 paid1 t h n "o-hundr$? "p ( ! mean+ or beauty t is to be f\nd 9 ,l9ton's woodcut ( ,rafaelle's ,madonna1 :i* may be _h = twop5ce4 ,! head rem9ds "o ( ! obs]vation made by ,hazlitt ^u a picture1 t x seems z if an unh&some act w\ld be impossible 9 its pres5ce4 ,x embodies ! ideas ( "m's love1 womanly beauty1 & e>ne/ piety4 ,z "s "o said ( ! picture3 ,x looks z if a bit ( ,heav5 7 9 ! room4 ,picture-fanci]s pay n s mu* = ! m]it1 z = ! age & ! r>ity ( _! works4 ,! poore/ may h ! see+ eye = beauty1 :ile ! ri* man may be bl9d to x4 ,! *eape/ engrav+ may communicate ! s5se ( beauty to ! artizan1 :ile ! ?\s&-gu9ea picture may fail to communicate to ! millionaire any?+1--except+ p]haps ! notion t he has got possession ( a "w :i* ! means ( o!r p _c compass4 ,does ! picture give y pleasure on look+ at x8 ,t is "o good te/ ( its wor?4 ,y may gr[ tir$ ( x2 y\r ta/e may outgr[ x1 & dem& some?+ bett]1 j z ! read] may gr[ out ( ,montgom]y's poetry into ,milton's4 ,!n y w take d[n ! daub1 & put up a picture ) a high] idea 9 its place4 ,!re may ?us be a /eady progress ( art made ^u ! room walls4 ,if ! pictures c be put 9 frames1 s mu* ! bett]2 b if !y _c1 no matt]2 up ) !m6 ,we "k t ,ow5 ,jones says x is n good ta/e to hang pr9ts ^u walls--he w\ld m]ely hang room pap]s !re4 ,b ,ow5 ,jones may n be infallible2 & "h we ?9k he is wrong4 ,to our eyes1 a room always looks unfurni%$1 no matt] h[ co/ly & num]\s ! tables1 *airs1 & ottomans1 unless !re be pictures ^u ! walls4 ,x ought to be1 & no d\bt x is1 a great /imulus to arti/s to "k t _! works are n[ di/ribut$ 9 pr9ts & engrav+s1 to decorate & beautify ! homes ( ! p4 ,! wood-cutt]1 ! li?ograph]1 & ! engrav]1 are ! popul> int]pret]s ( ! great arti/4 ,?us ,turn]'s pictures are n conf9$ to ! weal?y possessors ( ! orig9al works1 b may be diffus$ ?r\gh all homes by ! ,mill>s1 & ,br&>ds1 & ,wilmotts1 :o h engrav$ !m4 ,?us ,l&se] f9ds entrance1 ?r\gh woodcuts & mezzot9ts1 into e dwell+4 ,?us ,cruik%ank prea*es temp]ance1 & ,ary ,s*eff] purity & piety4 ,! engrav] is ! m$ium by :i* art 9 ! palace is convey$ into ! humble/ homes 9 ! k+dom4 ,! ,art ( ,liv+ may be display$ 9 _m ways4 ,x may be summ$ up 9 ! words1--,make ! be/ ( ev]y?+4 ,no?+ is b5ea? its c>e2 ev5 common & little ?+s x turns to acc\nt4 ,x gives a brightness & grace to ! home1 & inve/s ,nature ) new *>ms4 ,?r\gh x1 we enjoy ! ri* man's p>ks & woods1 z if !y 7 our own4 ,we inhale ! common air1 & bask "u ! univ]sal sun%9e4 ,we glory 9 ! grass1 ! pass+ cl\ds1 & ! fl[]s4 ,we love ! common e>?1 & he> joyful voices ?r\gh all ,nature4 ,x ext5ds to e k9d ( social int]c\rse4 ,x eng5d]s *e]ful goodwill & lov+ s9c]ity4 ,by its help we make o!rs happy1 & ourselves ble/4 ,we elevate our be+ & ennoble our lot4 ,we rise above ! grovell+ creatures ( e>?1 & aspire to ! ,inf9ite4 ,& ?us we l9k "t to et]nity2 :]e ! true ,art ( ,liv+ has its f9al consummation4 ,,index4 ,,ab]d>e1 ,"l1 on loss by /rikes ,advancem5t ( self is advancem5t ( society ,aiton1 ,dr41 an example ( ?rift ,akroyd1 ,edw>d1 f\nds ,provid5t ,society & ,p5ny ,sav+s ,bank & 8 workpeople & ,p5ny ,banks ,ambition1 use ( ,amusem5t1 mean+ & use ( ,ari?metic1 necess>y = dome/ic economy ,a%burton1 ,"l1 on home economy ,a%wor?1 ,messrs41 & _! workpeople ,au?or's "m1 an example ( ?rift ,av>ice1 diff]s f economy ,,bacon1 on limits ( economy 8 improvid5ce ,b>ga9-buy+1 bad economy ( ,bax5dale1 ,joseph on punctuality & ,pick=d & ,co4 & railways 8 maxims ,bewick1 ! engrav] ,bil/on ,sav+s ,bank ,brassey4 ,t41 on ,engli% "w-m5 ,brew/]1 ,d41 on education ,briggs & ,son1 & co-op]ation ,bright1 ,john1 on ! wages ( ! work+ classes ,brutus1 & usury ,bu*an1 ,e>l (1 an example ( ?rift ,build+ ,societies at ,birm+ham at ,le$s at ,padiham at ,burnley ,burnley1 ,build+ ,society at ,burns1 & debt ,byron1 & debt ,,campbell1 ,dr41 ! mission>y ,canova1 humble orig9 ( ,capital1 ! result ( indu/ry & ?rift advantage (1 to workm5 employ$ ,c>lyle1 ,t41 on manufactur]s 8 lett] to ,:itwor? on public *>ities ,c>r+ton1 ,"l1 & ,pitt ,cato1 ! eld]1 & usury ,*adwick1 ,edw91 sket* ( 8 life 8 ,sanit>y ,idea & ,poor ,law ,inquiry & ! ,sanit>y ,movem5t & ,g5]al ,bo>d ( ,heal? on ?riftlessness ,*antrey1 ,f4 ,*>ities1 public ,*ri/ianity1 its e/abli%m5t ,civilization1 & ?rift sl[ progress ( & heal?y homes ,class1 exclusiv5ess ( ,cleanl9ess1 mu/ be taught ,cobbett1 ,w41 on ,sav+s ,banks ,cobd51 ,r41 on self-help ,cold1 ! p>5t ( frugality ,com=t1 & ! art ( liv+ ,competition1 use ( ,cook+1 good & bad ,co-op]ation1 ! secret ( social developm5t & ! middle classes & work+ classes ,fi%]y t9-m9+ at ,hull at ,le$s at ,ro*dale at ,ov] ,d>w5 at ,nor?ampton at ,padiham1 ,man*e/]1 ,birm+ham1 ,le$s & life assurance & fri5dly societies & factories ,corbett1 ,j41 on ignorance ( dome/ic economy ,crallan1 & lessons on ?rift ,crossley1 ,francis1 & ,halifax ,p>k ,crossley1 ,john1 sket* ( 8 life 8 wife 8 "w ,,dantzic1 ,duke ( ,davis1 ,john1 on debt ,debt1 evils ( sympa?y ) & great m5 ,debtors1 celebrat$1 ,bacon1 ,pitt ,melville1 ,fox ,%]idan ,de ,retz1 ,mirabeau1 ,lam>t9e1 ,web/] ,hunt]1 ,v&yck ,hayd5 ,c[p]1 ,m>l[e1 ,gre5e1 ,peele ,lovelace1 ,butl]1 ,wy*]ley1 ,field+1 ,savage ,*att]ton ,/eele ,goldsmi? ,byron ,foote ,de ,foe ,scott ,de$s1 n words ,d5ison1 ,edw>d1 on provid5ce on ,london poor on ?rift on ?rift 9 ,gu]nsey ,d]by1 ,"l1 on progress ,d]by ,p5ny ,bank ,de ,retz1 ,c>d9al ,dirt1 a degradation ,doll&1 indu/ry ( ,donne1 ,dr41 8 *>ity & ?rift ,don\gh1 ,j41 tomb/one ( ,dress1 extravagance 9 ,drill1 ! magic ( ,dr9k1 money sp5t on ! ,great ,s9 & unheal?y homes ,duncan1 ,h41 & ,sav+s ,banks ,,economy1 see ,?rift ,education1 p[] ( is capital advantage ( 9 ,g]many ,el*o1 ,"l1 on m9]s' wages ,elegance at home ,elliot1 ,sir ,g41 & m9]s ,engl&1 "o hundr$ ye>s ago ,engli% *>ities ,engli% workman%ip ,engli%m51 indu/ry & improvid5ce ( ,extravagance1 preval5ce ( ,,failure1 self-s\ght ,f>nham ,p5ny ,bank ,fa/ liv+1 t5d5cy to ,felk91 on workm5's sav+s ,f]guson ,*>ity1 ! ,f]guson1 ! a/ronom] ,flaxman1 ! sculptor ,fl[]s1 use ( ,foote1 & debt ,=/]1 ,w4,e41 on ,li/] ,fox1 ,head1 & ,co41 & coop]ation ,fox1 ,c4,j41 & debt ,frankl91 ,b41 on ?rift ( "t on self-impos$ taxes 8 indu/ry ,fri5dly societies defects ( work+ ( objections to improvem5t ( ,fun]als1 extravagance ( ,,g5]osity1 & economy ,gir>d ,*>ity1 ! ,gh5t1 ,s*ool ,bank at ,gibbon1 on ,fox ,goe!1 on individualism ,goldsmi?1 ,o41 & debt ,good mann]s1 art ( among work+ classes ,good ta/e1 economy ( & com=t ,grey1 ,m>g>etta1 on occupation ( ladies ,gre5ock ,p5ny ,bank ,greg1 ,w4,b41 on sav+s ( work+ classes ,gregory1 ,o41 on self-taught work+ m5 ,griffi?s1 on pursuit ( money ,grundy1 ,mrs41 fe> ( ,guizot1 on ,engli% ,*>ities ,guy's ,hospital ,,halifax ,,p5ny ,,bank ,happ9ess 9 old age ,heal?1 pleasures (1 #cae2 injuries to4 #caf-g ,h]iot's ,hospital1 #cji ,h]s*el1 8 indu/ry4 #gg ,hill1 ,r[l&1 & ,sav+s ,banks1 #adi-ej ,hog>?4 #hj ,home & civilization4 #cba2 & *ildr54 #cbb2 ignorance conc]n+1 #cbc-d2 re=m1 #cdj-a ,hudd]sfield ,sav+s ,bank1 #aed ,hull ,anti-,mill ,society1 #ajb ,hume1 ,h41 & ?rift1 #fh ,hume1 ,j41 on tone ( liv+1 #ag ,hunt]1 ,j41 & debt1 #bfi ,hutton1 ,dr41 #gc ,,idl5ess1 wret*$ness (1 #f ,ignorance is p[]1 #eg-i ,improvid5ce1 see ,?riftlessness ,in*bald1 ,mrs41 on ?rift1 #fe ,incomes ( ! work+ classes1 #da-i ,indep5d5ce ( a good me*anic1 #ej ,individualism1 #gb-c ,indu/ry1 see ,lab\r ,,johnson1 ,s41 on economy1 #ai2 on pov]ty1 #bj2 on ,savage1 #bgb2 8 pov]ty1 #bhb-c2 on debt1 #bhc ,jonson1 ,b41 & pov]ty1 #bga ,,kepl]1 & pov]ty1 #bfh ,k1 acquir$ by lab\r1 #f ,,lab\r1 leads to weal?1 #b2 is nev] lo/1 #c2 a necessity & pleasure1 #d2 ,/4 ,paul on1 #f2 gives k1 #f2 & progress1 #g2 ( ,engli% workm51 #cf2 & ?rift1 #if1 #ahd2 makes ! man1 #afj ,la+1 ,s41 on good mann]s 9 ,france1 #cfh ,lam>t9e & debt1 #bfg ,lanca/]1 ,j41 & ,sunday s*ools ,l& & ,build+ ,societies ,le$s1 ,indu/rial ,society ,p]man5t ,build+ ,society ,life assurance1 advantages ( work+ ( at a p5ny a day ,life1 unc]ta9ty ( ,li/]1 ( ,brad=d ,little ?+s1 importance ( ,liv+1 art ( ,loan ,societies ,l\gh1 ! sculptor1 sket* ( 8 life ,luck1 means good managem5t does n make m5 ,lytton1 ,"l1 on money on public *>ities ,,macaulay1 on ,pit ,macdonald1 ,a4 ,man*e/]1 ,bi%op (1 on agricultural lab\r]s ,man*e/] ,co-op]ative ,bank ,unity ( ,odd ,fell[s ,m>lbor\gh1 ,duke (1 8 p5uri\sness ,m>riage1 responsibility ( makes economy a duty imprud5t ,ma/]s1 influ5ce ( want ( sympa?y betwe5 m5 & ,means1 liv+ beyond ,me*anics' ,in/itutes ,melville1 ,"l1 & debt ,me?od1 a mascul9e quality value ( ,middle class1 co-op]ation among ,mill1 ,j4,s41 on comb9ation on doll>-hunt]s ,mill]1 ,hugh1 on ?rift 8 indu/ry ,milton1 ,j41 & pov]ty ,mirabeau1 & debt ,mis]y1 caus$ by gre$ & improvid5ce ( ! man ( no?+ b money ,money1 repres5ts indep5d5ce mi/ake z to p[] ( wor%ip ( accumulation ( dissipat$ by ! ?ird g5]ation ,montaigne1 on debt ,mortality1 laws ( ,moses1 a sanit>y re=m] ,,napi]1 ,c41 on debt ,nasmy?1 ,j41 sket* ( 8 life 8 active leisure ,national prosp]ity is n real prosp]ity ,navvy's ,home1 a failure ,newman1 on debt ,night+ale1 ,f41 & soldi]s' sav+s ,no1 ability to say ,nobody to blame ,norris1 on m9]s ,nor?ampton ,co-op]ative ,society ,,ord] ,ov]cr[d+ ,ov] ,d>w5 ,co-op]ative ,society ,,padih ,,am1 ,co-op]ative ,cotton-mill ,build+ ,society ,pa/oral life1 a my? ,peabody b5efaction1 ! ,p5ny a day1 p[] ( a ,p5ny ,bank1 ,akroyd's at ,gre5ock at ,halifax at ,glasg[ at ,f>nham ,p5nies1 tak+ c>e ( ! ,physiology1 %\ld be taught ,pick=d & ,co41 see ,bax5dale ,pictures1 use ( ,pitt1 & debt ,po/ ,(fice ,sav+s ,banks ,p\nds1 ,john1 & ,ragg$ ,s*ools ,pov]ty1 n a disgrace %>p5s wits ! skeleton 9 ! closet ,pre/on ,sav+s ,bank ,primog5iture1 ,"r (1 causes /ruggle = weal? ,prodigality1 see ,?riftlessness ,progress & lab\r ( individuals & nations ,prosp]ity1 leads to great] exp5diture ,punctuality1 ,bax5dale on a h\sehold quality ,,queckett1on ,p5ny ,banks ,qu5t9 ,matsys1 indu/ry ( ,,ragg$ ,,s*ools & ,p5ny ,banks f\ndation ( ,ramsay1 ,allan ,ready-money transactions ,re=m ( ,numb] ,"o ( home ,republican millionaires ,respectability1 abuse ( ,ri* man1 ! tr\bles ( ! ,ri*>dson1 ,s4 ,ro*dale1 co-op]ative corn-mill ,equitable ,pione]s ,society ,roebuck1 ,j4,a41 on ! work+ classes ,rural di/ricts1 un:olesome condition ( ignorance 9 ,russell1 ,"l1 on self-impos$ taxes ,ru?v5 ,sav+s ,bank ,,salad91 on weal? ,salamanca1 ,jose de1 on love ( gold ,salt1 ,t41 sket* ( 8 life f\nds ,saltaire & 8 workpeople ,saltaire ,sanit>y sci5ce ,sav+s ,banks ! fir/ at ,ru?v5 us$ by dome/ic s]vants us$ mo/ :]e wages are l[e/ us$ by soldi]s milit>y at ,bil/on ,p5ny s*ool increase ( ,po/ ,(fice /ati/ics ( ,sav+s1 see ,?rift ,s*ol>%ip 9 ! ,s*ool ( ,m9es ,scot* *>ities ,scott1 ,w41 & debt ,self-help1 means self-respect ,%>p1 ,w4 ,%]idan1 & debt ,sikes4 ,c4,w41 on ?riftlessness on ,sav+s ,banks & ,po/ ,(fice ,sav+s ,banks sket* ( 8 life ,slav]y1 9 ,brita9 9 ,engl& 9 ,scotl& ,smi?1 ,joseph1 />ts a ,sav+s ,bank ,smi?1 ,sydney1 & pov]ty ,society1 liv+ up to high] ,socrates1 on ?rift ,s\!y1 8 indu/ry ,sp9oza1 & pov]ty ,/eele1 ,r41 & debt ,/e51 ,jan1 & debt ,/eph5son1 ,george ,/]ne1 & pov]ty ,/one1 on public *>ities ,/rikes1 losses by1 #dg1 #ih-ajj ,sully1 ,duke (1 on economy1 #ic ,sympa?y betwe5 ma/]s & m51 want (1 #ahj-hc ,tact1 want (1 #ie ,tassie1 sculptor1 #hj ,taxes1 self-impos$1 #ci ,taylor1 ,j41 on reputation ( man ( money1 #bid ,?rift1 orig9 & def9ition (1 #a2 an acquir$ pr9ciple1 #h2 gives ,capital1 #aj2 is )9 rea* ( all1 #aa-c2 ( "t1 #ab2 ne$s common s5se4 #ac2 ne$s a beg9n+1 #ad2 is a duty1 #ad2 9 y\?1 #ah2 is practical1 #ai2 dignity (1 #bj2 9 ,gu]nsey1 #ce2 object (1 #fe2 is ,ord]1 #ff2 ( upp] classes1 #fg2 rules =1 #hi2 limits (1 #ij2 is a dignity & satisfaction1 #ic2 is cons]vative1 #ajg-h2 & build+ societies1 #aji2 ( ,fr5*m5 & ,belgians1 #aae2 ( private soldi]s1 #acc-e2 lessons 91 #ade-f2 ( great g5]als1 #aib2 ( ,fr5* workm51 #bca-b2 leads to ,*>ity1 #bhf ,?riftlessness1 ( savages1 #b2 ( nations1 #i2 ( individuals1 #aj2 selfi%ness (1 #ad2 dep5d5ce (1 #af2 cruelty (1 #ag1aab2 9 prosp]\s times1 #bf1 #cj2 ( ,engli% workm51 #cf-g1 #da-eg1 #ia1 #aci ,tott5ham ,sav+s ,bank1 #abg ,trades ,unions1 #ii-ajj ,typhus1 a prev5tible disease1 #cce ,,unciviliz$ condition ( ! poor1 #cb ,,v5tilation ,,wages ( work+ classes ,wakefield1 ,p41 & ,sav+s ,banks ,walk]1 ,rob]t ,walpole1 ,horace1 on b>ga9s ,walt]1 ,j41 on pride 9 "w ,wa%+ton1 ,g41 & slaves ,wat]l[1 ,s4 ,watt1 ,james ,weal?1 by lab\r & pov]ty ,well+ton1 ,duke (1 on milit>y ,sav+s ,banks ,wesley ,j41 8 acc\nt-keep+ ,:itwor?1 ,j41 & co-op]ation ,w9ckelmann ,woman1 influ5ce ( ,wom51 require to be taught physiology dome/ic economy ari?metic cook+ ,work+-m51 def9ition ( ?riftlessness ( wages ( extravagance ( want ( self-respect among neglect opportunities want k co-op]ation among /rikes among _! ability to save d n mu* use ! ,sav+s ,banks ,wy*]ley1 & debt